Woori America Bank Mortgage Rates, Fees & InfoNew York, NY
Tax ID: 13-3192702
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewWoori America Bank is a smaller bank specializing in Home Purchase loans. Woori America Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, Philadelphia, Washington, and Atlanta among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)
Woori America Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$127,315,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA)||93||$61,855,000||$665,108||$0||0.00%|
|Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA)||16||$17,480,000||$1,092,500||$0||0.00%|
|Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA)||23||$10,085,000||$438,478||$0||0.00%|
|Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA)||21||$9,755,000||$464,524||$0||0.00%|
|ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA)||13||$6,825,000||$525,000||$0||0.00%|
|AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA)||6||$4,960,000||$826,667||$0||0.00%|
|Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)||8||$4,670,000||$583,750||$0||0.00%|
|Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA)||8||$3,380,000||$422,500||$0||0.00%|
|SANTA ROSA-PETALUMA, CA (FHA|USDA|VA)||1||$2,005,000||$2,005,000||$0||0.00%|
|San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA)||2||$1,840,000||$920,000||$0||0.00%|
|BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA)||3||$1,275,000||$425,000||$0||0.00%|
|TRENTON-PRINCETON, NJ (FHA|USDA|VA)||3||$1,105,000||$368,333||$0||0.00%|
|RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA)||1||$845,000||$845,000||$0||0.00%|
|GAINESVILLE, GA (FHA|USDA|VA)||1||$525,000||$525,000||$0||0.00%|
|ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA)||2||$330,000||$165,000||$0||0.00%|
|HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA)||1||$225,000||$225,000||$0||0.00%|
|WARNER ROBINS, GA (FHA|USDA|VA)||1||$155,000||$155,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Woori America Bank's most frequently originated type of loan was Conventional, with 203 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
|Cash Out Refi||11||$5,185,000||$471,364||$0||0.00%|
For 2022, Woori America Bank's most frequently cited loan purpose was Home Purchase, with 162 originations. The 2nd most popular reason was Refi, with 26 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Woori America Bank's most frequently cited loan duration was Other, with 203 originations.
2022 saw Woori America Bank place emphasis on $200k-400k loans with 58 originations, totaling $17,140,000 in origination value.
Woori America Bank lent most frequently to those with incomes in the $250k+ range, with 50 originations. The second most popular income band? $150k-250k, with 47 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Woori America Bank lent most frequently to those with DTI ratios of Exempt%, with 203 originations.
Approval RatesTotal approvals of all applications
Woori America Bank has an average approval rate.
Pick RateApprovals leading to origination
Woori America Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|