Bankwest Mortgage Rates, Fees & Info

PIERRE, SD

LEI: 5493007YN2BYYXCI7W64

Tax ID: 46-0177475

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Mortgage Data

Review & Overview

Bankwest is a smaller bank specializing in Home Purchase loans. Bankwest has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Sioux Falls, Pierre, Rapid City, Des Moines, and Mitchell among others. We have data for 35 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bankwest has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bankwest is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.58% 4/28/24
30 Year Conventional Refi 6.35% 4/28/24
30 Year Cash-out Refi 7.00% 4/28/24
30 Year FHA Purchase 7.06% 4/28/24
30 Year VA Purchase 6.12% 4/28/24
30 Year VA Refi 6.06% 4/28/24
30 Year USDA Purchase 6.39% 4/28/24
15 Year Conventional Purchase 8.73% 4/28/24
15 Year Conventional Refi 7.74% 4/28/24
15 Year Cash-out Refi 7.74% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bankwest Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bankwest. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

735

Origination Dollar Volume (All Markets)

$149,965,000
Show all (6) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 197 $33,035,000 $167,690 $4,625 5.29%
SIOUX FALLS, SD (FHA|USDA|VA) 60 $27,530,000 $458,833 $6,484 6.36%
Pierre, SD (FHA|USDA|VA) 127 $25,605,000 $201,614 $5,113 4.97%
RAPID CITY, SD (FHA|USDA|VA) 110 $20,350,000 $185,000 $5,806 5.73%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $15,045,000 $15,045,000 $0 4.75%
Mitchell, SD (FHA|USDA|VA) 51 $7,525,000 $147,549 $3,746 5.39%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 86 $6,010,000 $69,884 $3,801 6.83%
Spearfish, SD (FHA|USDA|VA) 29 $4,815,000 $166,034 $4,585 6.22%
Huron, SD (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,058 5.49%
Williston, ND (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,587 6.81%
Brookings, SD (FHA|USDA|VA) 4 $810,000 $202,500 $5,619 5.71%
BILLINGS, MT (FHA|USDA|VA) 4 $790,000 $197,500 $6,144 6.06%
Aberdeen, SD (FHA|USDA|VA) 4 $760,000 $190,000 $6,474 5.11%
Watertown, SD (FHA|USDA|VA) 5 $655,000 $131,000 $4,930 7.62%
Brainerd, MN (FHA|USDA|VA) 3 $595,000 $198,333 $9,225 6.58%
Helena, MT (FHA|USDA|VA) 5 $515,000 $103,000 $0 7.00%
Gillette, WY (FHA|USDA|VA) 2 $480,000 $240,000 $6,703 6.35%
Dickinson, ND (FHA|USDA|VA) 3 $385,000 $128,333 $3,046 5.98%
Yankton, SD (FHA|USDA|VA) 5 $375,000 $75,000 $4,162 6.84%
Red Wing, MN (FHA|USDA|VA) 3 $265,000 $88,333 $0 7.53%
Minot, ND (FHA|USDA|VA) 2 $250,000 $125,000 $3,458 7.38%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $7,978 4.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 4 $230,000 $57,500 $3,326 7.46%
CHEYENNE, WY (FHA|USDA|VA) 1 $225,000 $225,000 $5,252 4.38%
Norfolk, NE (FHA|USDA|VA) 1 $205,000 $205,000 $7,387 4.50%
Riverton, WY (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.10%
DULUTH, MN-WI (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.80%
MISSOULA, MT (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.60%
MANKATO, MN (FHA|USDA|VA) 3 $95,000 $31,667 $0 7.50%
Vermillion, SD (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.10%
Rock Springs, WY (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.00%
Kearney, NE (FHA|USDA|VA) 2 $70,000 $35,000 $0 6.30%
Oskaloosa, IA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.00%
BISMARCK, ND (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.10%
FARGO, ND-MN (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.10%
Bankwest's top markets include Sioux Falls, Pierre, Rapid City, Des Moines, and Mitchell among others.

Their top states include:
  • South Dakota (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Montana (FHA|USDA|VA)
  • North Dakota (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against BANKWEST based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    American State Bank
    Similarity Rank: 288
    SIOUX FALLS
    Similarity Rank: 378
    CU MORTGAGE DIRECT, LLC
    Similarity Rank: 741
    IOWA BANKERS MORTGAGE CORPORATION
    Similarity Rank: 806
    American Bank & Trust
    Similarity Rank: 960
    Reliabank Dakota
    Similarity Rank: 984
    Unify Home Lending Inc.
    Similarity Rank: 1159
    First National Bank
    Similarity Rank: 1271
    Central Bank
    Similarity Rank: 1300

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 643 $129,105,000 $200,785 $4,427 5.91%
    USDA 43 $7,585,000 $176,395 $5,153 4.55%
    VA 33 $9,375,000 $284,091 $7,515 4.54%
    FHA 16 $3,900,000 $243,750 $9,533 4.69%

    For 2022, Bankwest's most frequently originated type of loan was Conventional, with 643 originations. Their 2nd most popular type was USDA, with 43 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 567 $118,225,000 $208,510 $5,462 5.75%
    Cash Out Refi 72 $10,680,000 $148,333 $5,114 5.88%
    Refi 42 $18,130,000 $431,667 $4,910 5.11%
    Home Improvement 39 $2,045,000 $52,436 $1,523 5.44%
    Other 15 $885,000 $59,000 $1,516 7.16%

    For 2022, Bankwest's most frequently cited loan purpose was Home Purchase, with 567 originations. The 2nd most popular reason was Cash Out Refi, with 72 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 297 $69,955,000 $235,539 $5,654 4.67%
    15 Year 164 $10,610,000 $64,695 $2,373 6.49%
    20 Year 113 $11,695,000 $103,496 $3,868 6.74%
    Other 73 $11,695,000 $160,205 $4,890 6.83%
    10 Year 53 $41,005,000 $773,679 $1,483 5.76%
    5 Year 22 $2,210,000 $100,455 $909 5.86%
    1 Year 13 $2,795,000 $215,000 $5,603 5.60%

    For 2022, Bankwest's most frequently cited loan duration was 30 Year, with 297 originations. The 2nd most popular length was 15 Year, with 164 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 129 $18,005,000 $139,574
    $2k-3k 73 $12,645,000 $173,219
    $3k-4k 67 $17,085,000 $255,000
    $1k-2k 59 $8,135,000 $137,881
    $4k-5k 39 $13,525,000 $346,795
    $5k+ 30 $12,300,000 $410,000

    Bankwest's average total fees were $5,654, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 129 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 195 $24,985,000 $128,128
    5-6% 133 $34,885,000 $262,293
    4-5% 117 $40,485,000 $346,026
    7-8% 116 $10,130,000 $87,328
    3-4% 90 $30,110,000 $334,556
    Over 8% 45 $3,145,000 $69,889
    2.5-3% 30 $5,450,000 $181,667
    <2.5% 9 $775,000 $86,111

    During 2022, Bankwest's average interest rate for loans was 4.67%, while their most frequently originated rate bucket for loans was 6-7%, with 195 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 308 $16,950,000 $55,032 $1,968 6.46%
    $100k-200k 207 $29,985,000 $144,855 $4,256 5.60%
    $200k-400k 184 $50,500,000 $274,457 $6,345 4.89%
    $400k-600k 27 $12,685,000 $469,815 $8,503 4.71%
    $600k-1MM 5 $3,625,000 $725,000 $8,389 5.10%
    $1MM+ 4 $36,220,000 $9,055,000 $0 4.65%

    2022 saw Bankwest place emphasis on $100,000 or less loans with 308 originations, totaling $16,950,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 202 $25,100,000 $124,257 $4,608 6.10%
    $100k-150k 150 $29,640,000 $197,600 $5,555 5.52%
    $50k or less 141 $11,315,000 $80,248 $3,411 5.74%
    $75k-100k 135 $22,925,000 $169,815 $5,395 5.69%
    $150k-250k 42 $10,670,000 $254,048 $6,903 5.72%
    $250k+ 15 $3,585,000 $239,000 $5,917 5.93%

    Bankwest lent most frequently to those with incomes in the $50k-75k range, with 202 originations. The second most popular income band? $100k-150k, with 150 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 152 $20,700,000 $136,184 $4,464 5.65%
    30-36% 143 $22,465,000 $157,098 $4,822 5.79%
    <20% 37 $5,765,000 $155,811 $4,044 5.07%
    39% 31 $4,575,000 $147,581 $5,618 6.37%
    36% 30 $5,090,000 $169,667 $5,165 5.77%
    38% 30 $4,000,000 $133,333 $4,264 5.71%
    42% 29 $5,615,000 $193,621 $5,533 5.71%
    40% 27 $4,025,000 $149,074 $6,661 6.08%
    41% 27 $3,095,000 $114,630 $6,009 6.03%
    46% 24 $3,590,000 $149,583 $5,203 5.76%
    44% 24 $3,680,000 $153,333 $5,185 5.75%
    45% 24 $3,290,000 $137,083 $5,828 6.58%
    43% 22 $4,910,000 $223,182 $5,522 5.78%
    37% 22 $3,130,000 $142,273 $4,231 5.68%
    48% 18 $2,990,000 $166,111 $5,510 6.05%
    47% 13 $1,945,000 $149,615 $5,006 6.17%
    50-60% 12 $2,500,000 $208,333 $7,580 5.28%
    49% 10 $1,960,000 $196,000 $4,494 5.40%
    >60% 2 $480,000 $240,000 $5,324 7.75%

    Bankwest lent most frequently to those with DTI ratios of 20-30%, with 152 originations. The next most common DTI ratio? 30-36%, with 143 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 607 $94,985,000 $156,483 $4,941 5.71%
    Not applicable 40 $43,520,000 $1,088,000 $0 5.10%
    Not provided 53 $7,115,000 $134,245 $4,970 6.23%
    American Indian 20 $2,930,000 $146,500 $5,535 5.89%
    Asian 6 $520,000 $86,667 $0 6.78%
    Other Asian 2 $510,000 $255,000 $12,773 5.93%
    Black 7 $385,000 $55,000 $3,616 6.65%

    Approval Rates

    Total approvals of all applications
    64.11%

    Bankwest has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    75.78%

    Bankwest has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $75,000 $75,000
    1060.0 6 $110,000 $18,333
    1100.75 1 $25,000 $25,000
    1107.2 1 $25,000 $25,000
    1121.75 1 $25,000 $25,000
    1125.48 1 $25,000 $25,000
    1144.0 1 $25,000 $25,000
    1162.61 1 $35,000 $35,000
    1166.2 1 $25,000 $25,000
    1167.0 1 $35,000 $35,000
    1182.36 1 $35,000 $35,000
    1185.31 1 $25,000 $25,000
    1209.2 1 $35,000 $35,000
    1226.29 1 $35,000 $35,000
    1244.95 1 $35,000 $35,000
    1249.1 2 $70,000 $35,000
    1253.54 1 $35,000 $35,000
    1256.28 1 $35,000 $35,000
    1263.9 1 $35,000 $35,000
    1272.8 1 $35,000 $35,000
    1273.1 1 $35,000 $35,000
    1276.56 1 $35,000 $35,000
    1278.58 1 $35,000 $35,000
    1282.22 1 $35,000 $35,000
    1283.3 1 $35,000 $35,000
    1285.63 1 $35,000 $35,000
    1289.76 1 $35,000 $35,000
    1300.5 1 $35,000 $35,000
    1315.52 1 $35,000 $35,000
    1327.3 1 $35,000 $35,000
    1329.3 1 $35,000 $35,000
    1330.67 1 $35,000 $35,000
    1331.2 1 $35,000 $35,000
    1337.2 1 $35,000 $35,000
    1346.88 1 $45,000 $45,000
    1351.2 1 $45,000 $45,000
    1353.51 1 $45,000 $45,000
    1361.2 1 $45,000 $45,000
    1364.61 1 $45,000 $45,000
    1375.27 1 $45,000 $45,000
    1375.8 1 $45,000 $45,000
    1378.94 1 $45,000 $45,000
    1382.84 1 $45,000 $45,000
    1384.94 1 $45,000 $45,000
    1387.42 1 $45,000 $45,000
    1393.59 1 $45,000 $45,000
    1396.8 1 $45,000 $45,000
    1415.93 1 $35,000 $35,000
    1425.89 1 $45,000 $45,000
    1428.94 1 $45,000 $45,000
    1430.75 1 $45,000 $45,000
    1435.2 1 $45,000 $45,000
    1450.8 1 $45,000 $45,000
    1452.7 1 $45,000 $45,000
    1458.38 1 $45,000 $45,000
    1459.1 1 $45,000 $45,000
    1466.47 1 $45,000 $45,000
    1470.59 1 $45,000 $45,000
    1482.19 1 $45,000 $45,000
    1494.45 1 $45,000 $45,000
    1502.52 1 $45,000 $45,000
    1507.49 1 $45,000 $45,000
    1509.83 1 $45,000 $45,000
    1516.81 1 $45,000 $45,000
    1518.26 1 $45,000 $45,000
    1523.99 1 $45,000 $45,000
    1529.25 1 $35,000 $35,000
    1531.8 1 $45,000 $45,000
    1539.52 1 $45,000 $45,000
    1541.64 1 $55,000 $55,000
    1553.4 1 $55,000 $55,000
    1553.78 1 $55,000 $55,000
    1559.6 1 $55,000 $55,000
    1566.62 1 $55,000 $55,000
    1569.54 1 $55,000 $55,000
    1572.45 1 $55,000 $55,000
    1574.52 1 $55,000 $55,000
    1581.2 1 $55,000 $55,000
    1592.37 1 $55,000 $55,000
    1599.32 1 $55,000 $55,000
    1599.52 1 $55,000 $55,000
    1600.44 1 $55,000 $55,000
    1607.56 1 $55,000 $55,000
    1613.0 1 $55,000 $55,000
    1617.2 1 $55,000 $55,000
    1618.75 1 $45,000 $45,000
    1628.57 1 $55,000 $55,000
    1631.57 1 $55,000 $55,000
    1632.4 1 $55,000 $55,000
    1636.63 1 $55,000 $55,000
    1640.59 1 $55,000 $55,000
    1664.03 1 $55,000 $55,000
    1664.6 1 $55,000 $55,000
    1668.61 1 $55,000 $55,000
    1675.95 1 $55,000 $55,000
    1679.68 1 $55,000 $55,000
    1684.09 1 $55,000 $55,000
    1694.59 1 $55,000 $55,000
    1698.62 1 $55,000 $55,000
    1711.2 1 $55,000 $55,000
    1711.75 1 $55,000 $55,000
    1713.14 1 $55,000 $55,000
    1714.32 1 $55,000 $55,000
    1719.67 1 $55,000 $55,000
    1733.01 1 $55,000 $55,000
    1735.01 1 $55,000 $55,000
    1738.5 1 $65,000 $65,000
    1739.2 1 $65,000 $65,000
    1741.09 1 $65,000 $65,000
    1752.43 1 $65,000 $65,000
    1757.15 1 $65,000 $65,000
    1762.37 1 $65,000 $65,000
    1772.11 1 $65,000 $65,000
    1775.87 1 $65,000 $65,000
    1784.62 1 $65,000 $65,000
    1785.6 1 $65,000 $65,000
    1792.95 1 $65,000 $65,000
    1796.19 1 $65,000 $65,000
    1804.38 1 $65,000 $65,000
    1808.88 1 $65,000 $65,000
    1814.17 1 $65,000 $65,000
    1824.73 1 $65,000 $65,000
    1829.2 1 $65,000 $65,000
    1833.24 1 $65,000 $65,000
    1833.95 1 $65,000 $65,000
    1853.08 1 $55,000 $55,000
    1862.18 1 $65,000 $65,000
    1867.2 1 $65,000 $65,000
    1870.8 1 $65,000 $65,000
    1873.93 1 $65,000 $65,000
    1881.93 1 $65,000 $65,000
    1899.04 1 $65,000 $65,000
    1911.2 1 $65,000 $65,000
    1916.77 1 $65,000 $65,000
    1917.2 1 $55,000 $55,000
    1919.2 1 $65,000 $65,000
    1926.6 1 $65,000 $65,000
    1930.67 1 $65,000 $65,000
    1935.53 1 $65,000 $65,000
    1939.04 1 $75,000 $75,000
    1947.8 1 $75,000 $75,000
    1952.3 1 $75,000 $75,000
    1967.87 1 $75,000 $75,000
    1970.96 1 $45,000 $45,000
    1977.1 1 $65,000 $65,000
    1988.37 1 $75,000 $75,000
    1993.56 1 $75,000 $75,000
    2011.68 1 $75,000 $75,000
    2014.23 1 $75,000 $75,000
    2015.29 1 $75,000 $75,000
    2018.02 1 $75,000 $75,000
    2040.63 1 $75,000 $75,000
    2046.28 1 $75,000 $75,000
    2064.13 1 $75,000 $75,000
    2075.72 1 $45,000 $45,000
    2080.24 1 $75,000 $75,000
    2082.85 1 $75,000 $75,000
    2087.07 1 $75,000 $75,000
    2087.57 1 $75,000 $75,000
    2099.4 1 $75,000 $75,000
    2103.94 1 $75,000 $75,000
    2115.04 1 $75,000 $75,000
    2116.66 1 $75,000 $75,000
    2124.29 1 $75,000 $75,000
    2127.2 1 $75,000 $75,000
    2141.29 1 $75,000 $75,000
    2142.42 1 $85,000 $85,000
    2153.44 1 $85,000 $85,000
    2159.45 1 $75,000 $75,000
    2165.64 1 $85,000 $85,000
    2190.95 1 $85,000 $85,000
    2219.47 1 $75,000 $75,000
    2234.24 1 $85,000 $85,000
    2265.48 1 $85,000 $85,000
    2265.75 1 $85,000 $85,000
    2267.72 1 $85,000 $85,000
    2284.99 1 $85,000 $85,000
    2302.05 1 $85,000 $85,000
    2307.87 1 $85,000 $85,000
    2336.52 1 $95,000 $95,000
    2349.34 1 $95,000 $95,000
    2359.58 1 $95,000 $95,000
    2361.08 1 $95,000 $95,000
    2371.79 1 $95,000 $95,000
    2382.46 1 $95,000 $95,000
    2392.54 1 $95,000 $95,000
    2416.44 1 $95,000 $95,000
    2427.34 1 $95,000 $95,000
    2450.58 1 $95,000 $95,000
    2470.66 1 $95,000 $95,000
    2491.98 1 $95,000 $95,000
    2523.25 1 $105,000 $105,000
    2529.74 1 $105,000 $105,000
    2535.99 1 $105,000 $105,000
    2539.15 1 $105,000 $105,000
    2558.43 1 $105,000 $105,000
    2562.32 1 $105,000 $105,000
    2585.49 1 $105,000 $105,000
    2586.7 1 $105,000 $105,000
    2605.2 1 $105,000 $105,000
    2655.63 1 $105,000 $105,000
    2665.7 1 $105,000 $105,000
    2668.43 1 $105,000 $105,000
    2688.93 1 $105,000 $105,000
    2699.04 1 $105,000 $105,000
    2725.96 1 $115,000 $115,000
    2742.24 1 $115,000 $115,000
    2756.95 1 $105,000 $105,000
    2793.47 1 $105,000 $105,000
    2801.34 1 $105,000 $105,000
    2821.2 1 $115,000 $115,000
    2860.54 1 $115,000 $115,000
    2869.2 1 $115,000 $115,000
    2871.8 1 $115,000 $115,000
    2875.49 1 $115,000 $115,000
    2962.34 1 $125,000 $125,000
    2973.68 1 $125,000 $125,000
    3001.0 1 $125,000 $125,000
    3004.8 1 $125,000 $125,000
    3109.2 1 $135,000 $135,000
    3230.88 1 $125,000 $125,000
    3304.19 1 $135,000 $135,000
    3304.35 1 $135,000 $135,000
    3324.2 1 $145,000 $145,000
    3337.6 1 $145,000 $145,000
    3341.91 1 $145,000 $145,000
    3416.0 1 $145,000 $145,000
    3492.92 1 $145,000 $145,000
    3545.89 1 $145,000 $145,000
    3611.22 1 $155,000 $155,000
    3645.0 1 $155,000 $155,000
    3725.12 1 $165,000 $165,000
    3752.5 1 $165,000 $165,000
    3803.22 1 $165,000 $165,000
    3854.23 1 $165,000 $165,000
    3953.2 1 $175,000 $175,000
    3958.38 1 $175,000 $175,000
    3976.76 1 $175,000 $175,000
    4073.55 1 $175,000 $175,000
    4097.61 1 $185,000 $185,000
    4105.99 1 $175,000 $175,000
    4221.65 1 $185,000 $185,000
    4221.75 1 $185,000 $185,000
    4222.14 1 $185,000 $185,000
    4239.43 1 $185,000 $185,000
    4353.85 1 $195,000 $195,000
    4405.2 1 $195,000 $195,000
    4410.24 1 $195,000 $195,000
    4451.9 1 $195,000 $195,000
    4484.59 1 $205,000 $205,000
    4717.29 1 $215,000 $215,000
    4718.65 1 $215,000 $215,000
    4751.5 1 $215,000 $215,000
    5132.65 1 $235,000 $235,000
    5246.62 1 $235,000 $235,000
    800.0 3 $85,000 $28,333
    960.36 1 $25,000 $25,000
    NA 470 $129,340,000 $275,191

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    735 $149,965,000 $204,034

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 38 $3,920,000 $103,158 $2,635 5.83%
    40-60% 48 $24,890,000 $518,542 $5,448 5.20%
    60-80% 197 $52,715,000 $267,589 $5,330 5.64%
    80-100% 393 $63,935,000 $162,684 $5,587 5.91%
    Over 100% 15 $2,865,000 $191,000 $11,529 6.19%
    Under 20% 44 $1,640,000 $37,273 $1,056 5.02%