Rock Springs Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Rock Springs averaged 6.67% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.9% and one month ago for the week of 2023-02-09, the average rate was 6.29%.

Rock Springs's average rate one year ago was 4.12%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Rock Springs 30 Year Fixed Rate 2023-03-16 6.67%
Rock Springs 30 Year Fixed Rate Refi 2023-03-16 6.62%
Rock Springs 15 Year Fixed Rate 2023-03-16 6.47%
Rock Springs 15 Year Fixed Rate Refi 2023-03-16 6.28%
Rock Springs 30 Year FHA 2023-03-16 6.69%
Rock Springs 30 Year FHA Refi 2023-03-16 6.22%
Rock Springs 30 Year USDA 2023-03-16 6.56%
Rock Springs 30 Year USDA Refi 2023-03-16 6.58%
Rock Springs 30 Year VA 2023-03-16 6.29%
Rock Springs 30 Year VA Refi 2023-03-16 6.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rock Springs, WY.

Rock Springs Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rock Springs, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 85 2.97% $2,204
QUICKEN LOANS, LLC 79 3.03% $5,231
Wells Fargo Bank 67 3.07% $2,127
HOME POINT FINANCIAL CORPORATION 61 2.88% $5,622
West Gate Bank 37 2.77% $2,278
U.S. Bank 30 3.05% $3,629
Flanagan State Bank 29 3.15% $3,506
GUILD MORTGAGE COMPANY 20 3.12% $3,445
LOANDEPOT.COM, LLC 19 3.04% $4,528
AMERISAVE MORTGAGE CORPORATION 13 2.70% $5,899
Glacier Bank 12 3.06% $3,957
CALIBER HOME LOANS, INC. 11 2.96% $3,185
CRESCENT MORTGAGE COMPANY 9 3.24% $3,999
FREEDOM MORTGAGE CORPORATION 7 3.30% $2,375
MORTGAGE SOLUTIONS OF COLORADO, LLC 7 3.21% $3,417
JPMorgan Chase Bank 7 2.77% $2,234
Utah Power 6 2.85% $3,416
Flagstar Bank, FSB 5 3.09% $3,666
AMERICAN FINANCING CORPORATION 4 3.00% $4,445
Mr. Cooper ( Nationstar Mortgage ) 4 3.22% $4,470
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.63% $6,773
CHERRY CREEK MORTGAGE, LLC 3 3.25% $1,122
BETTER MORTGAGE CORPORATION 3 3.00% $2,497
PLAZA HOME MORTGAGE, INC. 3 3.17% $7,696
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.04% $4,084
Wyndham Capital Mortgage, Inc. 3 3.08% $2,782
Bank of the West 3 3.17% $3,615
Truist 2 3.13% $2,900
BROKER SOLUTIONS, INC. 2 2.81% $3,561
Cache Valley Bank 2 2.63% $3,300
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 2.69% $3,105
Colonial Savings, F.A. 2 3.06% $2,262
FirstBank 2 3.00% $3,285
GUARANTEED RATE, INC. 2 2.75% $3,193
LAKEVIEW LOAN SERVICING, LLC 2 3.56% $1,690
NBH Bank 2 3.00% $1,834
NEWREZ LLC 2 3.00% $7,118
PENNYMAC LOAN SERVICES, LLC 2 3.37% $4,319
PENTAGON FEDERAL CREDIT UNION 2 2.75% $3,305
Plains Commerce Bank 2 2.81% $3,489
SECURITYNATIONAL MORTGAGE COMPANY 2 2.99% $4,464
The Federal Savings Bank 2 3.06% $3,979
Discover Bank 1 3.99% $0
Wallick & Volk, Inc. 1 3.38% $8,712
CROSSCOUNTRY MORTGAGE, LLC 1 3.63% $7,178
Carrington Mortgage Services, LLC 1 3.63% $4,658
First Home Bank 1 3.88% $7,878
PNC Bank 1 3.25% $3,462
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.50% $4,911
First Guaranty Mortgage Corporation 1 2.88% $4,412
RELIANCE FIRST CAPITAL, LLC 1 2.75% $13,668
Willamette Valley Bank 1 3.38% $2,754
STEARNS LENDING, LLC 1 3.50% $2,773
TCF National Bank 1 2.75% $3,715
ARC HOME LLC 1 4.15% $24,224
FIRST COLONY MORTGAGE CORPORATION 1 2.88% $3,703
First Bank 1 2.88% $3,269
Mortgage Research Center, LLC 1 2.75% $8,304
MOUNTAIN AMERICA 1 2.88% $6,634
MOVEMENT MORTGAGE, LLC 1 3.19% $4,889
INTERCAP LENDING INC. 1 3.38% $3,678
HOMESTAR FINANCIAL CORPORATION 1 2.63% $4,023
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 2.88% $3,185
NEST HOME LENDING, LLC 1 3.38% $4,820

Rock Springs Average Closing Costs & Other Stats

Rock Springs, WY's 64 lenders originated 1,604 loans during 2021. The total origination value was $358,180,000, with an average loan value of $223,304.

Rock Springs's average closing costs are $4,900.

The top Rock Springs lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 85 loans originated. Their average total fees are $2,204, which is $3,027 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Rock Springs lenders (with over 10 loans originated) are Wells Fargo Bank ($2,127), UNITED WHOLESALE MORTGAGE, LLC ($2,204), West Gate Bank ($2,278), CALIBER HOME LOANS, INC. ($3,185) and GUILD MORTGAGE COMPANY ($3,445).

The lowest rate Rock Springs lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.70%), West Gate Bank (2.77%), HOME POINT FINANCIAL CORPORATION (2.88%), CALIBER HOME LOANS, INC. (2.96%) and UNITED WHOLESALE MORTGAGE, LLC (2.97%).

Rock Springs, WY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $38,955,000 $50,660,000 30.0% 14.1%
QUICKEN LOANS, LLC $69,375,000 $43,610,000 -37.1% 12.2%
HOME POINT FINANCIAL CORPORATION $30,320,000 $29,985,000 -1.1% 8.4%
Wells Fargo Bank $21,485,000 $25,235,000 17.5% 7.0%
CALIBER HOME LOANS, INC. $20,680,000 $19,750,000 -4.5% 5.5%
West Gate Bank $18,250,000 $16,935,000 -7.2% 4.7%
FREEDOM MORTGAGE CORPORATION $11,605,000 $16,195,000 39.6% 4.5%
GUILD MORTGAGE COMPANY $14,715,000 $15,930,000 8.3% 4.4%
Flanagan State Bank $12,325,000 $13,735,000 11.4% 3.8%
U.S. Bank $18,225,000 $12,810,000 -29.7% 3.6%
Glacier Bank $14,240,000 $9,315,000 -34.6% 2.6%
Utah Power $2,450,000 $6,720,000 174.3% 1.9%
LOANDEPOT.COM, LLC $5,845,000 $6,335,000 8.4% 1.8%
MORTGAGE SOLUTIONS OF COLORADO, LLC $20,580,000 $5,810,000 -71.8% 1.6%
PENNYMAC LOAN SERVICES, LLC $2,635,000 $4,875,000 85.0% 1.4%
Mortgage Research Center, LLC $3,395,000 $4,745,000 39.8% 1.3%
AMERISAVE MORTGAGE CORPORATION $2,975,000 $4,510,000 51.6% 1.3%
Mr. Cooper ( Nationstar Mortgage ) $3,020,000 $3,490,000 15.6% 1.0%
CRESCENT MORTGAGE COMPANY $3,850,000 $3,430,000 -10.9% 1.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,725,000 $3,360,000 23.3% 0.9%
BETTER MORTGAGE CORPORATION $2,470,000 $3,135,000 26.9% 0.9%
Flagstar Bank, FSB $1,195,000 $2,905,000 143.1% 0.8%
LAKEVIEW LOAN SERVICING, LLC $400,000 $2,430,000 507.5% 0.7%
MOUNTAIN AMERICA $1,705,000 $2,305,000 35.2% 0.6%
Bank of the West $1,240,000 $2,000,000 61.3% 0.6%
CHERRY CREEK MORTGAGE, LLC $1,195,000 $1,970,000 64.9% 0.6%
JPMorgan Chase Bank $1,730,000 $1,915,000 10.7% 0.5%
Carrington Mortgage Services, LLC $1,515,000 $1,565,000 3.3% 0.4%
USAA Federal Savings Bank $1,900,000 $1,540,000 -18.9% 0.4%
NEWREZ LLC $420,000 $1,515,000 260.7% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $2,355,000 $1,505,000 -36.1% 0.4%
Wyndham Capital Mortgage, Inc. $810,000 $1,425,000 75.9% 0.4%
NEW DAY FINANCIAL, LLC $1,470,000 $1,230,000 -16.3% 0.3%
PLAZA HOME MORTGAGE, INC. $890,000 $1,170,000 31.5% 0.3%
Meridian Trust Federal Credit Union $1,820,000 $1,155,000 -36.5% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $520,000 $1,085,000 108.7% 0.3%
FirstBank $1,075,000 n/a 0.3%
Barrington Bank & Trust Company, N.A. $1,305,000 $1,050,000 -19.5% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $530,000 $1,025,000 93.4% 0.3%
Plains Commerce Bank $520,000 $970,000 86.5% 0.3%
Wallick & Volk, Inc. $140,000 $900,000 542.9% 0.3%
Cache Valley Bank $895,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $890,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $280,000 $875,000 212.5% 0.2%
BROKER SOLUTIONS, INC. $1,540,000 $855,000 -44.5% 0.2%
Low VA Rates, LLC $695,000 $855,000 23.0% 0.2%
The Federal Savings Bank $1,890,000 $830,000 -56.1% 0.2%
GUARANTEED RATE, INC. $640,000 $815,000 27.3% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $810,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $275,000 $765,000 178.2% 0.2%
RELIANCE FIRST CAPITAL, LLC $745,000 n/a 0.2%
Farm Credit Mid-America, ACA $495,000 $690,000 39.4% 0.2%
ARC HOME LLC $645,000 n/a 0.2%
INTERCAP LENDING INC. $670,000 $645,000 -3.7% 0.2%
PNC Bank $460,000 $630,000 37.0% 0.2%
First Guaranty Mortgage Corporation $1,625,000 $615,000 -62.2% 0.2%
TCF National Bank $605,000 n/a 0.2%
Century Mortgage Company DBA Century Lending Company $600,000 n/a 0.2%
Paramount Bank $580,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $225,000 $580,000 157.8% 0.2%
Truist Bank $1,540,000 $530,000 -65.6% 0.1%
BAY EQUITY LLC $245,000 $510,000 108.2% 0.1%
Jonah Bank of Wyoming $1,150,000 $510,000 -55.7% 0.1%
AMCAP MORTGAGE, LTD. $420,000 $500,000 19.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $620,000 $490,000 -21.0% 0.1%
HOMESTAR FINANCIAL CORPORATION $470,000 n/a 0.1%
STEARNS LENDING, LLC $470,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $450,000 n/a 0.1%
NBH Bank $400,000 $450,000 12.5% 0.1%
Alaska USA Federal Credit Union $445,000 n/a 0.1%
NBKC BANK $255,000 $410,000 60.8% 0.1%
Colonial Savings, F.A. $295,000 $400,000 35.6% 0.1%
First Bank $395,000 n/a 0.1%
Gateway First Bank $155,000 $360,000 132.3% 0.1%
PLANET HOME LENDING, LLC $325,000 n/a 0.1%
S1L, Inc. $325,000 n/a 0.1%
NEST HOME LENDING, LLC $315,000 n/a 0.1%
Mid-Continent Funding, Inc. $285,000 n/a 0.1%
Willamette Valley Bank $285,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $865,000 $280,000 -67.6% 0.1%
Wyoming Bank & Trust $530,000 $265,000 -50.0% 0.1%
Equity Prime Mortgage LLC $245,000 n/a 0.1%
Magnolia Bank $410,000 $235,000 -42.7% 0.1%
Bank of England $225,000 n/a 0.1%
First Home Bank $225,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $970,000 $215,000 -77.8% 0.1%
FBC MORTGAGE, LLC $205,000 $205,000 0.0% 0.1%
North American Savings Bank, F.S.B. $1,590,000 $205,000 -87.1% 0.1%
AMERICA FIRST $195,000 n/a 0.1%
AXIA FINANCIAL, LLC $195,000 n/a 0.1%
Florida Capital Bank $185,000 n/a 0.1%
Manufacturers and Traders Trust Company $440,000 $185,000 -58.0% 0.1%
Bank of America $1,065,000 $175,000 -83.6% 0.0%
CORNERSTONE HOME LENDING, INC. $175,000 n/a 0.0%
Hilltop National Bank $175,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $175,000 n/a 0.0%
21ST MORTGAGE CORPORATION $295,000 $160,000 -45.8% 0.0%
ACADEMY MORTGAGE CORPORATION $155,000 n/a 0.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,855,000 $155,000 -91.6% 0.0%
Citibank $145,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $125,000 $135,000 8.0% 0.0%
WYHY $110,000 $120,000 9.1% 0.0%
Figure Lending LLC $190,000 $110,000 -42.1% 0.0%
Wasatch Peaks Federal Credit Union $105,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $55,000 $95,000 72.7% 0.0%
Discover Bank $200,000 $85,000 -57.5% 0.0%
AMERICAN ADVISORS GROUP $210,000 $65,000 -69.0% 0.0%
First National Bank of America $215,000 $55,000 -74.4% 0.0%
TRIAD FINANCIAL SERVICES, INC. $45,000 n/a 0.0%
BANKWEST, INC. $50,000 $35,000 -30.0% 0.0%

Rock Springs's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 14.1% market share. In second place, with 12.2%, is QUICKEN LOANS, LLC, having originated $43,610,000 in loans. In third place, with 8.4%, is HOME POINT FINANCIAL CORPORATION, having originated $29,985,000 in loans. In fourth place, with 7.0%, is Wells Fargo Bank, having originated $25,235,000 in loans. In fifth place, with 5.5%, is CALIBER HOME LOANS, INC., having originated $19,750,000 in loans.


Rock Springs Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Rock Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $229,900 (12.2%) $266,166 (13.2%) 0.00 231
2018-02-01 $229,900 (13.6%) $267,415 (13.7%) 0.00 223
2018-03-01 $242,000 (9.5%) $270,704 (10.8%) 0.00 217
2018-04-01 $246,000 (5.8%) $278,099 (7.9%) 0.00 237
2018-05-01 $243,450 (3.4%) $279,727 (9.3%) 0.00 229
2018-06-01 $239,000 (-2.1%) $275,272 (4.6%) 0.00 259
2018-07-01 $239,000 (-2.1%) $271,081 (4.5%) 0.00 261
2018-08-01 $235,000 (-1.9%) $273,826 (7.3%) 0.00 260
2018-09-01 $235,000 (-1.5%) $267,813 (4.9%) 0.00 261
2018-10-01 $234,950 (3.6%) $264,177 (6.7%) 0.00 261
2018-11-01 $231,450 (3.4%) $265,723 (5.5%) 0.00 243
2018-12-01 $224,900 (-2.0%) $263,012 (1.2%) 0.00 228
2019-01-01 $219,900 (-4.4%) $259,019 (-2.7%) 0.00 208
2019-02-01 $219,950 (-4.3%) $258,736 (-3.3%) 0.00 221
2019-03-01 $220,143 (-9.0%) $258,320 (-4.6%) 0.00 209
2019-04-01 $224,900 (-8.6%) $258,401 (-7.1%) 0.00 196
2019-05-01 $227,000 (-6.8%) $260,809 (-6.8%) 0.00 191
2019-06-01 $229,900 (-3.8%) $262,644 (-4.6%) 0.00 191
2019-07-01 $237,625 (-0.6%) $270,528 (-0.2%) 0.00 186
2019-08-01 $239,818 (2.1%) $271,896 (-0.7%) 0.00 182
2019-09-01 $244,420 (4.0%) $272,228 (1.7%) 0.00 185
2019-10-01 $248,000 (5.6%) $272,648 (3.2%) 0.00 191
2019-11-01 $248,000 (7.2%) $276,698 (4.1%) 0.00 170
2019-12-01 $239,850 (6.7%) $279,898 (6.4%) 0.00 166
2020-01-01 $235,225 (7.0%) $273,860 (5.7%) 0.00 169
2020-02-01 $232,950 (5.9%) $272,153 (5.2%) 0.00 164
2020-03-01 $228,450 (3.8%) $264,371 (2.3%) 0.00 175
2020-04-01 $228,000 (1.4%) $273,004 (5.7%) 0.00 171
2020-05-01 $228,000 (0.4%) $269,334 (3.3%) 0.00 173
2020-06-01 $232,450 (1.1%) $274,001 (4.3%) 0.00 168
2020-07-01 $234,075 (-1.5%) $273,309 (1.0%) 0.00 174
2020-08-01 $232,400 (-3.1%) $274,601 (1.0%) 0.00 178
2020-09-01 $234,950 (-3.9%) $268,217 (-1.5%) 0.00 179
2020-10-01 $233,225 (-6.0%) $269,936 (-1.0%) 0.00 174
2020-11-01 $228,500 (-7.9%) $266,933 (-3.5%) 0.00 159
2020-12-01 $224,975 (-6.2%) $262,871 (-6.1%) 0.00 152
2021-01-01 $224,900 (-4.4%) $259,206 (-5.4%) 0.00 139
2021-02-01 $232,450 (-0.2%) $261,880 (-3.8%) 0.00 125
2021-03-01 $225,250 (-1.4%) $258,488 (-2.2%) 0.00 117
2021-04-01 $223,500 (-2.0%) $260,929 (-4.4%) 0.00 105
2021-05-01 $219,000 (-4.0%) $273,993 (1.7%) 0.00 89
2021-06-01 $219,750 (-5.5%) $269,502 (-1.6%) 0.00 98
2021-07-01 $222,000 (-5.2%) $261,195 (-4.4%) 0.00 91
2021-08-01 $220,000 (-5.3%) $264,879 (-3.5%) 0.00 92
2021-09-01 $224,900 (-4.3%) $264,222 (-1.5%) 0.00 90
2021-10-01 $227,500 (-2.5%) $260,237 (-3.6%) 0.00 84
2021-11-01 $222,450 (-2.7%) $239,272 (-10.4%) 0.00 83
2021-12-01 $226,550 (0.7%) $242,889 (-7.6%) 0.00 69
2022-01-01 $225,000 (0.0%) $261,114 (0.7%) 0.00 64
2022-02-01 $222,200 (-4.4%) $263,492 (0.6%) 0.00 57
2022-03-01 $230,000 (2.1%) $274,711 (6.3%) 0.00 62
2022-04-01 $238,000 (6.5%) $294,111 (12.7%) 0.00 58
2022-05-01 $251,000 (14.6%) $316,710 (15.6%) 0.00 74
2022-06-01 $229,000 (4.2%) $309,163 (14.7%) 0.00 69
2022-07-01 $229,900 (3.6%) $333,715 (27.8%) 0.00 75
2022-08-01 $236,000 (7.3%) $347,857 (31.3%) 0.00 83
2022-09-01 $241,500 (7.4%) $342,061 (29.5%) 0.00 76
2022-10-01 $249,450 (9.7%) $355,921 (36.8%) 0.00 68
2022-11-01 $242,950 (9.2%) $349,909 (46.2%) 0.00 70
2022-12-01 $255,000 (12.6%) $359,782 (48.1%) 0.00 66
2023-01-01 $255,000 (13.3%) $335,143 (28.4%) 0.00 64
2023-02-01 $282,925 (27.3%) $355,007 (34.7%) 0.00 62
Rock Springs's median listing price for 2023-02-01 was $282,925, a difference of $60,725 (27.3%) versus the prior year and $27,925 versus the prior month.

Rock Springs's median listing price comes in at 0% of the national average.

Rock Springs's average listing price for 2023-02-01 was $355,007, a difference of $91,515 (34.7%) versus the prior year and $19,864 versus the prior month.

For the 2023-02-01 period, Rock Springs had 62 MLS listings, a difference of -2 listings (-3%) versus the prior month and 5 listings (9%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Rock Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,141 sqft
2018-02-01 0 days 2,122 sqft
2018-03-01 0 days 2,166 sqft
2018-04-01 0 days 2,244 sqft
2018-05-01 0 days 2,291 sqft
2018-06-01 0 days 2,176 sqft
2018-07-01 0 days 2,224 sqft
2018-08-01 0 days 2,247 sqft
2018-09-01 0 days 2,222 sqft
2018-10-01 0 days 2,227 sqft
2018-11-01 0 days 2,193 sqft
2018-12-01 0 days 2,176 sqft
2019-01-01 0 days 2,064 sqft
2019-02-01 0 days 2,064 sqft
2019-03-01 0 days 2,064 sqft
2019-04-01 0 days 2,049 sqft
2019-05-01 0 days 2,050 sqft
2019-06-01 0 days 2,049 sqft
2019-07-01 0 days 2,088 sqft
2019-08-01 0 days 2,113 sqft
2019-09-01 0 days 2,158 sqft
2019-10-01 0 days 2,187 sqft
2019-11-01 0 days 2,263 sqft
2019-12-01 0 days 2,136 sqft
2020-01-01 0 days 2,097 sqft
2020-02-01 0 days 2,060 sqft
2020-03-01 0 days 2,056 sqft
2020-04-01 0 days 2,024 sqft
2020-05-01 0 days 2,016 sqft
2020-06-01 0 days 2,035 sqft
2020-07-01 0 days 2,096 sqft
2020-08-01 0 days 2,112 sqft
2020-09-01 0 days 2,112 sqft
2020-10-01 0 days 2,104 sqft
2020-11-01 0 days 2,082 sqft
2020-12-01 0 days 2,013 sqft
2021-01-01 0 days 1,932 sqft
2021-02-01 0 days 1,949 sqft
2021-03-01 0 days 1,971 sqft
2021-04-01 0 days 1,973 sqft
2021-05-01 0 days 1,984 sqft
2021-06-01 0 days 2,016 sqft
2021-07-01 0 days 1,996 sqft
2021-08-01 0 days 1,980 sqft
2021-09-01 0 days 1,953 sqft
2021-10-01 0 days 2,016 sqft
2021-11-01 0 days 1,963 sqft
2021-12-01 0 days 1,967 sqft
2022-01-01 0 days 1,978 sqft
2022-02-01 0 days 2,112 sqft
2022-03-01 0 days 2,142 sqft
2022-04-01 0 days 2,082 sqft
2022-05-01 0 days 2,091 sqft
2022-06-01 0 days 1,980 sqft
2022-07-01 0 days 2,016 sqft
2022-08-01 0 days 2,109 sqft
2022-09-01 0 days 2,104 sqft
2022-10-01 0 days 1,992 sqft
2022-11-01 0 days 1,981 sqft
2022-12-01 0 days 1,976 sqft
2023-01-01 0 days 1,966 sqft
2023-02-01 0 days 2,120 sqft
Rock Springs's median listing age (time on market) for 2023-02-01 was 0 days.

Rock Springs's median square footage for active listings during the 2023-02-01 period was 2,120 sqft. One year prior, the average listing was 2,112 sqft.

Rock Springs, WY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 730 $160,190,000 $219,438
Home Purchase 636 $151,660,000 $238,459
Cash Out Refi 204 $43,330,000 $212,402
Other 23 $2,195,000 $95,435
Home Improvement 11 $805,000 $73,182

Rock Springs's most frequently cited loan purpose was Refi, with 730 originations. The 2nd most popular reason was Home Purchase, with 636 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 789 $185,185,000 $234,708
<2.5% 386 $85,820,000 $222,332
3-4% 376 $80,070,000 $212,952
4-5% 33 $5,765,000 $174,697
Over 8% 9 $345,000 $38,333
5-6% 6 $480,000 $80,000
6-7% 4 $340,000 $85,000

During 2021, Rock Springs's most frequently originated rate bucket was 2.5-3%, with 789 originations.

Loan Sizing (Rock Springs, WY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 850 $226,580,000 $266,565
$100k-200k 580 $91,670,000 $158,052
$100,000 or less 104 $6,550,000 $62,981
$400k-600k 65 $29,705,000 $457,000
$600k-1000k 5 $3,675,000 $735,000

Rock Springs's loan sizing saw the bucket of loans from $200k-400k with 850 originations, totaling $226,580,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 785 $192,205,000 $244,847
60-80% 496 $109,320,000 $220,403
40-60% 129 $21,485,000 $166,550
20-40% 34 $3,720,000 $109,412
Over 100% 30 $8,030,000 $267,667
Under 20% 26 $900,000 $34,615

Rock Springs's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 785 originations, totaling $192,205,000 in origination value.