Rock Springs Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Rock Springs averaged 6.67% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.9% and one month ago for the week of 2023-02-09, the average rate was 6.29%.

    Rock Springs's average rate one year ago was 4.12%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.62%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Rock Springs 30 Year Fixed Rate 2023-03-16 6.67%
    Rock Springs 30 Year Fixed Rate Refi 2023-03-16 6.62%
    Rock Springs 15 Year Fixed Rate 2023-03-16 6.47%
    Rock Springs 15 Year Fixed Rate Refi 2023-03-16 6.28%
    Rock Springs 30 Year FHA 2023-03-16 6.69%
    Rock Springs 30 Year FHA Refi 2023-03-16 6.22%
    Rock Springs 30 Year USDA 2023-03-16 6.56%
    Rock Springs 30 Year USDA Refi 2023-03-16 6.58%
    Rock Springs 30 Year VA 2023-03-16 6.29%
    Rock Springs 30 Year VA Refi 2023-03-16 6.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rock Springs, WY.

    Rock Springs Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rock Springs, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 85 2.97% $2,204
    QUICKEN LOANS, LLC 79 3.03% $5,231
    Wells Fargo Bank 67 3.07% $2,127
    HOME POINT FINANCIAL CORPORATION 61 2.88% $5,622
    West Gate Bank 37 2.77% $2,278
    U.S. Bank 30 3.05% $3,629
    Flanagan State Bank 29 3.15% $3,506
    GUILD MORTGAGE COMPANY 20 3.12% $3,445
    LOANDEPOT.COM, LLC 19 3.04% $4,528
    AMERISAVE MORTGAGE CORPORATION 13 2.70% $5,899
    Glacier Bank 12 3.06% $3,957
    CALIBER HOME LOANS, INC. 11 2.96% $3,185
    CRESCENT MORTGAGE COMPANY 9 3.24% $3,999
    FREEDOM MORTGAGE CORPORATION 7 3.30% $2,375
    MORTGAGE SOLUTIONS OF COLORADO, LLC 7 3.21% $3,417
    JPMorgan Chase Bank 7 2.77% $2,234
    Utah Power 6 2.85% $3,416
    Flagstar Bank, FSB 5 3.09% $3,666
    AMERICAN FINANCING CORPORATION 4 3.00% $4,445
    Mr. Cooper ( Nationstar Mortgage ) 4 3.22% $4,470
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.63% $6,773
    CHERRY CREEK MORTGAGE, LLC 3 3.25% $1,122
    BETTER MORTGAGE CORPORATION 3 3.00% $2,497
    PLAZA HOME MORTGAGE, INC. 3 3.17% $7,696
    MUTUAL OF OMAHA MORTGAGE, INC. 3 3.04% $4,084
    Wyndham Capital Mortgage, Inc. 3 3.08% $2,782
    Bank of the West 3 3.17% $3,615
    Truist 2 3.13% $2,900
    BROKER SOLUTIONS, INC. 2 2.81% $3,561
    Cache Valley Bank 2 2.63% $3,300
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 2.69% $3,105
    Colonial Savings, F.A. 2 3.06% $2,262
    FirstBank 2 3.00% $3,285
    GUARANTEED RATE, INC. 2 2.75% $3,193
    LAKEVIEW LOAN SERVICING, LLC 2 3.56% $1,690
    NBH Bank 2 3.00% $1,834
    NEWREZ LLC 2 3.00% $7,118
    PENNYMAC LOAN SERVICES, LLC 2 3.37% $4,319
    PENTAGON FEDERAL CREDIT UNION 2 2.75% $3,305
    Plains Commerce Bank 2 2.81% $3,489
    SECURITYNATIONAL MORTGAGE COMPANY 2 2.99% $4,464
    The Federal Savings Bank 2 3.06% $3,979
    Discover Bank 1 3.99% $0
    Wallick & Volk, Inc. 1 3.38% $8,712
    CROSSCOUNTRY MORTGAGE, LLC 1 3.63% $7,178
    Carrington Mortgage Services, LLC 1 3.63% $4,658
    First Home Bank 1 3.88% $7,878
    PNC Bank 1 3.25% $3,462
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.50% $4,911
    First Guaranty Mortgage Corporation 1 2.88% $4,412
    RELIANCE FIRST CAPITAL, LLC 1 2.75% $13,668
    Willamette Valley Bank 1 3.38% $2,754
    STEARNS LENDING, LLC 1 3.50% $2,773
    TCF National Bank 1 2.75% $3,715
    ARC HOME LLC 1 4.15% $24,224
    FIRST COLONY MORTGAGE CORPORATION 1 2.88% $3,703
    First Bank 1 2.88% $3,269
    Mortgage Research Center, LLC 1 2.75% $8,304
    MOUNTAIN AMERICA 1 2.88% $6,634
    MOVEMENT MORTGAGE, LLC 1 3.19% $4,889
    INTERCAP LENDING INC. 1 3.38% $3,678
    HOMESTAR FINANCIAL CORPORATION 1 2.63% $4,023
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 2.88% $3,185
    NEST HOME LENDING, LLC 1 3.38% $4,820

    Rock Springs Average Closing Costs & Other Stats

    Rock Springs, WY's 64 lenders originated 1,604 loans during 2021. The total origination value was $358,180,000, with an average loan value of $223,304.

    Rock Springs's average closing costs are $4,900.

    The top Rock Springs lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 85 loans originated. Their average total fees are $2,204, which is $3,027 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Rock Springs lenders (with over 10 loans originated) are Wells Fargo Bank ($2,127), UNITED WHOLESALE MORTGAGE, LLC ($2,204), West Gate Bank ($2,278), CALIBER HOME LOANS, INC. ($3,185) and GUILD MORTGAGE COMPANY ($3,445).

    The lowest rate Rock Springs lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.70%), West Gate Bank (2.77%), HOME POINT FINANCIAL CORPORATION (2.88%), CALIBER HOME LOANS, INC. (2.96%) and UNITED WHOLESALE MORTGAGE, LLC (2.97%).

    Rock Springs, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $38,955,000 $50,660,000 30.0% 14.1%
    QUICKEN LOANS, LLC $69,375,000 $43,610,000 -37.1% 12.2%
    HOME POINT FINANCIAL CORPORATION $30,320,000 $29,985,000 -1.1% 8.4%
    Wells Fargo Bank $21,485,000 $25,235,000 17.5% 7.0%
    CALIBER HOME LOANS, INC. $20,680,000 $19,750,000 -4.5% 5.5%
    West Gate Bank $18,250,000 $16,935,000 -7.2% 4.7%
    FREEDOM MORTGAGE CORPORATION $11,605,000 $16,195,000 39.6% 4.5%
    GUILD MORTGAGE COMPANY $14,715,000 $15,930,000 8.3% 4.4%
    Flanagan State Bank $12,325,000 $13,735,000 11.4% 3.8%
    U.S. Bank $18,225,000 $12,810,000 -29.7% 3.6%
    Glacier Bank $14,240,000 $9,315,000 -34.6% 2.6%
    Utah Power $2,450,000 $6,720,000 174.3% 1.9%
    LOANDEPOT.COM, LLC $5,845,000 $6,335,000 8.4% 1.8%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $20,580,000 $5,810,000 -71.8% 1.6%
    PENNYMAC LOAN SERVICES, LLC $2,635,000 $4,875,000 85.0% 1.4%
    Mortgage Research Center, LLC $3,395,000 $4,745,000 39.8% 1.3%
    AMERISAVE MORTGAGE CORPORATION $2,975,000 $4,510,000 51.6% 1.3%
    Mr. Cooper ( Nationstar Mortgage ) $3,020,000 $3,490,000 15.6% 1.0%
    CRESCENT MORTGAGE COMPANY $3,850,000 $3,430,000 -10.9% 1.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $2,725,000 $3,360,000 23.3% 0.9%
    BETTER MORTGAGE CORPORATION $2,470,000 $3,135,000 26.9% 0.9%
    Flagstar Bank, FSB $1,195,000 $2,905,000 143.1% 0.8%
    LAKEVIEW LOAN SERVICING, LLC $400,000 $2,430,000 507.5% 0.7%
    MOUNTAIN AMERICA $1,705,000 $2,305,000 35.2% 0.6%
    Bank of the West $1,240,000 $2,000,000 61.3% 0.6%
    CHERRY CREEK MORTGAGE, LLC $1,195,000 $1,970,000 64.9% 0.6%
    JPMorgan Chase Bank $1,730,000 $1,915,000 10.7% 0.5%
    Carrington Mortgage Services, LLC $1,515,000 $1,565,000 3.3% 0.4%
    USAA Federal Savings Bank $1,900,000 $1,540,000 -18.9% 0.4%
    NEWREZ LLC $420,000 $1,515,000 260.7% 0.4%
    VILLAGE CAPITAL & INVESTMENT LLC $2,355,000 $1,505,000 -36.1% 0.4%
    Wyndham Capital Mortgage, Inc. $810,000 $1,425,000 75.9% 0.4%
    NEW DAY FINANCIAL, LLC $1,470,000 $1,230,000 -16.3% 0.3%
    PLAZA HOME MORTGAGE, INC. $890,000 $1,170,000 31.5% 0.3%
    Meridian Trust Federal Credit Union $1,820,000 $1,155,000 -36.5% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $520,000 $1,085,000 108.7% 0.3%
    FirstBank $1,075,000 n/a 0.3%
    Barrington Bank & Trust Company, N.A. $1,305,000 $1,050,000 -19.5% 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $530,000 $1,025,000 93.4% 0.3%
    Plains Commerce Bank $520,000 $970,000 86.5% 0.3%
    Wallick & Volk, Inc. $140,000 $900,000 542.9% 0.3%
    Cache Valley Bank $895,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $890,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $280,000 $875,000 212.5% 0.2%
    BROKER SOLUTIONS, INC. $1,540,000 $855,000 -44.5% 0.2%
    Low VA Rates, LLC $695,000 $855,000 23.0% 0.2%
    The Federal Savings Bank $1,890,000 $830,000 -56.1% 0.2%
    GUARANTEED RATE, INC. $640,000 $815,000 27.3% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $810,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $275,000 $765,000 178.2% 0.2%
    RELIANCE FIRST CAPITAL, LLC $745,000 n/a 0.2%
    Farm Credit Mid-America, ACA $495,000 $690,000 39.4% 0.2%
    ARC HOME LLC $645,000 n/a 0.2%
    INTERCAP LENDING INC. $670,000 $645,000 -3.7% 0.2%
    PNC Bank $460,000 $630,000 37.0% 0.2%
    First Guaranty Mortgage Corporation $1,625,000 $615,000 -62.2% 0.2%
    TCF National Bank $605,000 n/a 0.2%
    Century Mortgage Company DBA Century Lending Company $600,000 n/a 0.2%
    Paramount Bank $580,000 n/a 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $225,000 $580,000 157.8% 0.2%
    Truist Bank $1,540,000 $530,000 -65.6% 0.1%
    BAY EQUITY LLC $245,000 $510,000 108.2% 0.1%
    Jonah Bank of Wyoming $1,150,000 $510,000 -55.7% 0.1%
    AMCAP MORTGAGE, LTD. $420,000 $500,000 19.0% 0.1%
    CHURCHILL MORTGAGE CORPORATION $620,000 $490,000 -21.0% 0.1%
    HOMESTAR FINANCIAL CORPORATION $470,000 n/a 0.1%
    STEARNS LENDING, LLC $470,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $450,000 n/a 0.1%
    NBH Bank $400,000 $450,000 12.5% 0.1%
    Alaska USA Federal Credit Union $445,000 n/a 0.1%
    NBKC BANK $255,000 $410,000 60.8% 0.1%
    Colonial Savings, F.A. $295,000 $400,000 35.6% 0.1%
    First Bank $395,000 n/a 0.1%
    Gateway First Bank $155,000 $360,000 132.3% 0.1%
    PLANET HOME LENDING, LLC $325,000 n/a 0.1%
    S1L, Inc. $325,000 n/a 0.1%
    NEST HOME LENDING, LLC $315,000 n/a 0.1%
    Mid-Continent Funding, Inc. $285,000 n/a 0.1%
    Willamette Valley Bank $285,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $865,000 $280,000 -67.6% 0.1%
    Wyoming Bank & Trust $530,000 $265,000 -50.0% 0.1%
    Equity Prime Mortgage LLC $245,000 n/a 0.1%
    Magnolia Bank $410,000 $235,000 -42.7% 0.1%
    Bank of England $225,000 n/a 0.1%
    First Home Bank $225,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $970,000 $215,000 -77.8% 0.1%
    FBC MORTGAGE, LLC $205,000 $205,000 0.0% 0.1%
    North American Savings Bank, F.S.B. $1,590,000 $205,000 -87.1% 0.1%
    AMERICA FIRST $195,000 n/a 0.1%
    AXIA FINANCIAL, LLC $195,000 n/a 0.1%
    Florida Capital Bank $185,000 n/a 0.1%
    Manufacturers and Traders Trust Company $440,000 $185,000 -58.0% 0.1%
    Bank of America $1,065,000 $175,000 -83.6% 0.0%
    CORNERSTONE HOME LENDING, INC. $175,000 n/a 0.0%
    Hilltop National Bank $175,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $175,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $295,000 $160,000 -45.8% 0.0%
    ACADEMY MORTGAGE CORPORATION $155,000 n/a 0.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,855,000 $155,000 -91.6% 0.0%
    Citibank $145,000 n/a 0.0%
    FIRST COLONY MORTGAGE CORPORATION $125,000 $135,000 8.0% 0.0%
    WYHY $110,000 $120,000 9.1% 0.0%
    Figure Lending LLC $190,000 $110,000 -42.1% 0.0%
    Wasatch Peaks Federal Credit Union $105,000 n/a 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $55,000 $95,000 72.7% 0.0%
    Discover Bank $200,000 $85,000 -57.5% 0.0%
    AMERICAN ADVISORS GROUP $210,000 $65,000 -69.0% 0.0%
    First National Bank of America $215,000 $55,000 -74.4% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $45,000 n/a 0.0%
    BANKWEST, INC. $50,000 $35,000 -30.0% 0.0%

    Rock Springs's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 14.1% market share. In second place, with 12.2%, is QUICKEN LOANS, LLC, having originated $43,610,000 in loans. In third place, with 8.4%, is HOME POINT FINANCIAL CORPORATION, having originated $29,985,000 in loans. In fourth place, with 7.0%, is Wells Fargo Bank, having originated $25,235,000 in loans. In fifth place, with 5.5%, is CALIBER HOME LOANS, INC., having originated $19,750,000 in loans.

    Rock Springs Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Rock Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $229,900 (12.2%) $266,166 (13.2%) 0.00 231
    2018-02-01 $229,900 (13.6%) $267,415 (13.7%) 0.00 223
    2018-03-01 $242,000 (9.5%) $270,704 (10.8%) 0.00 217
    2018-04-01 $246,000 (5.8%) $278,099 (7.9%) 0.00 237
    2018-05-01 $243,450 (3.4%) $279,727 (9.3%) 0.00 229
    2018-06-01 $239,000 (-2.1%) $275,272 (4.6%) 0.00 259
    2018-07-01 $239,000 (-2.1%) $271,081 (4.5%) 0.00 261
    2018-08-01 $235,000 (-1.9%) $273,826 (7.3%) 0.00 260
    2018-09-01 $235,000 (-1.5%) $267,813 (4.9%) 0.00 261
    2018-10-01 $234,950 (3.6%) $264,177 (6.7%) 0.00 261
    2018-11-01 $231,450 (3.4%) $265,723 (5.5%) 0.00 243
    2018-12-01 $224,900 (-2.0%) $263,012 (1.2%) 0.00 228
    2019-01-01 $219,900 (-4.4%) $259,019 (-2.7%) 0.00 208
    2019-02-01 $219,950 (-4.3%) $258,736 (-3.3%) 0.00 221
    2019-03-01 $220,143 (-9.0%) $258,320 (-4.6%) 0.00 209
    2019-04-01 $224,900 (-8.6%) $258,401 (-7.1%) 0.00 196
    2019-05-01 $227,000 (-6.8%) $260,809 (-6.8%) 0.00 191
    2019-06-01 $229,900 (-3.8%) $262,644 (-4.6%) 0.00 191
    2019-07-01 $237,625 (-0.6%) $270,528 (-0.2%) 0.00 186
    2019-08-01 $239,818 (2.1%) $271,896 (-0.7%) 0.00 182
    2019-09-01 $244,420 (4.0%) $272,228 (1.7%) 0.00 185
    2019-10-01 $248,000 (5.6%) $272,648 (3.2%) 0.00 191
    2019-11-01 $248,000 (7.2%) $276,698 (4.1%) 0.00 170
    2019-12-01 $239,850 (6.7%) $279,898 (6.4%) 0.00 166
    2020-01-01 $235,225 (7.0%) $273,860 (5.7%) 0.00 169
    2020-02-01 $232,950 (5.9%) $272,153 (5.2%) 0.00 164
    2020-03-01 $228,450 (3.8%) $264,371 (2.3%) 0.00 175
    2020-04-01 $228,000 (1.4%) $273,004 (5.7%) 0.00 171
    2020-05-01 $228,000 (0.4%) $269,334 (3.3%) 0.00 173
    2020-06-01 $232,450 (1.1%) $274,001 (4.3%) 0.00 168
    2020-07-01 $234,075 (-1.5%) $273,309 (1.0%) 0.00 174
    2020-08-01 $232,400 (-3.1%) $274,601 (1.0%) 0.00 178
    2020-09-01 $234,950 (-3.9%) $268,217 (-1.5%) 0.00 179
    2020-10-01 $233,225 (-6.0%) $269,936 (-1.0%) 0.00 174
    2020-11-01 $228,500 (-7.9%) $266,933 (-3.5%) 0.00 159
    2020-12-01 $224,975 (-6.2%) $262,871 (-6.1%) 0.00 152
    2021-01-01 $224,900 (-4.4%) $259,206 (-5.4%) 0.00 139
    2021-02-01 $232,450 (-0.2%) $261,880 (-3.8%) 0.00 125
    2021-03-01 $225,250 (-1.4%) $258,488 (-2.2%) 0.00 117
    2021-04-01 $223,500 (-2.0%) $260,929 (-4.4%) 0.00 105
    2021-05-01 $219,000 (-4.0%) $273,993 (1.7%) 0.00 89
    2021-06-01 $219,750 (-5.5%) $269,502 (-1.6%) 0.00 98
    2021-07-01 $222,000 (-5.2%) $261,195 (-4.4%) 0.00 91
    2021-08-01 $220,000 (-5.3%) $264,879 (-3.5%) 0.00 92
    2021-09-01 $224,900 (-4.3%) $264,222 (-1.5%) 0.00 90
    2021-10-01 $227,500 (-2.5%) $260,237 (-3.6%) 0.00 84
    2021-11-01 $222,450 (-2.7%) $239,272 (-10.4%) 0.00 83
    2021-12-01 $226,550 (0.7%) $242,889 (-7.6%) 0.00 69
    2022-01-01 $225,000 (0.0%) $261,114 (0.7%) 0.00 64
    2022-02-01 $222,200 (-4.4%) $263,492 (0.6%) 0.00 57
    2022-03-01 $230,000 (2.1%) $274,711 (6.3%) 0.00 62
    2022-04-01 $238,000 (6.5%) $294,111 (12.7%) 0.00 58
    2022-05-01 $251,000 (14.6%) $316,710 (15.6%) 0.00 74
    2022-06-01 $229,000 (4.2%) $309,163 (14.7%) 0.00 69
    2022-07-01 $229,900 (3.6%) $333,715 (27.8%) 0.00 75
    2022-08-01 $236,000 (7.3%) $347,857 (31.3%) 0.00 83
    2022-09-01 $241,500 (7.4%) $342,061 (29.5%) 0.00 76
    2022-10-01 $249,450 (9.7%) $355,921 (36.8%) 0.00 68
    2022-11-01 $242,950 (9.2%) $349,909 (46.2%) 0.00 70
    2022-12-01 $255,000 (12.6%) $359,782 (48.1%) 0.00 66
    2023-01-01 $255,000 (13.3%) $335,143 (28.4%) 0.00 64
    2023-02-01 $282,925 (27.3%) $355,007 (34.7%) 0.00 62
    Rock Springs's median listing price for 2023-02-01 was $282,925, a difference of $60,725 (27.3%) versus the prior year and $27,925 versus the prior month.

    Rock Springs's median listing price comes in at 0% of the national average.

    Rock Springs's average listing price for 2023-02-01 was $355,007, a difference of $91,515 (34.7%) versus the prior year and $19,864 versus the prior month.

    For the 2023-02-01 period, Rock Springs had 62 MLS listings, a difference of -2 listings (-3%) versus the prior month and 5 listings (9%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Rock Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,141 sqft
    2018-02-01 0 days 2,122 sqft
    2018-03-01 0 days 2,166 sqft
    2018-04-01 0 days 2,244 sqft
    2018-05-01 0 days 2,291 sqft
    2018-06-01 0 days 2,176 sqft
    2018-07-01 0 days 2,224 sqft
    2018-08-01 0 days 2,247 sqft
    2018-09-01 0 days 2,222 sqft
    2018-10-01 0 days 2,227 sqft
    2018-11-01 0 days 2,193 sqft
    2018-12-01 0 days 2,176 sqft
    2019-01-01 0 days 2,064 sqft
    2019-02-01 0 days 2,064 sqft
    2019-03-01 0 days 2,064 sqft
    2019-04-01 0 days 2,049 sqft
    2019-05-01 0 days 2,050 sqft
    2019-06-01 0 days 2,049 sqft
    2019-07-01 0 days 2,088 sqft
    2019-08-01 0 days 2,113 sqft
    2019-09-01 0 days 2,158 sqft
    2019-10-01 0 days 2,187 sqft
    2019-11-01 0 days 2,263 sqft
    2019-12-01 0 days 2,136 sqft
    2020-01-01 0 days 2,097 sqft
    2020-02-01 0 days 2,060 sqft
    2020-03-01 0 days 2,056 sqft
    2020-04-01 0 days 2,024 sqft
    2020-05-01 0 days 2,016 sqft
    2020-06-01 0 days 2,035 sqft
    2020-07-01 0 days 2,096 sqft
    2020-08-01 0 days 2,112 sqft
    2020-09-01 0 days 2,112 sqft
    2020-10-01 0 days 2,104 sqft
    2020-11-01 0 days 2,082 sqft
    2020-12-01 0 days 2,013 sqft
    2021-01-01 0 days 1,932 sqft
    2021-02-01 0 days 1,949 sqft
    2021-03-01 0 days 1,971 sqft
    2021-04-01 0 days 1,973 sqft
    2021-05-01 0 days 1,984 sqft
    2021-06-01 0 days 2,016 sqft
    2021-07-01 0 days 1,996 sqft
    2021-08-01 0 days 1,980 sqft
    2021-09-01 0 days 1,953 sqft
    2021-10-01 0 days 2,016 sqft
    2021-11-01 0 days 1,963 sqft
    2021-12-01 0 days 1,967 sqft
    2022-01-01 0 days 1,978 sqft
    2022-02-01 0 days 2,112 sqft
    2022-03-01 0 days 2,142 sqft
    2022-04-01 0 days 2,082 sqft
    2022-05-01 0 days 2,091 sqft
    2022-06-01 0 days 1,980 sqft
    2022-07-01 0 days 2,016 sqft
    2022-08-01 0 days 2,109 sqft
    2022-09-01 0 days 2,104 sqft
    2022-10-01 0 days 1,992 sqft
    2022-11-01 0 days 1,981 sqft
    2022-12-01 0 days 1,976 sqft
    2023-01-01 0 days 1,966 sqft
    2023-02-01 0 days 2,120 sqft
    Rock Springs's median listing age (time on market) for 2023-02-01 was 0 days.

    Rock Springs's median square footage for active listings during the 2023-02-01 period was 2,120 sqft. One year prior, the average listing was 2,112 sqft.

    Rock Springs, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Refi 730 $160,190,000 $219,438
    Home Purchase 636 $151,660,000 $238,459
    Cash Out Refi 204 $43,330,000 $212,402
    Other 23 $2,195,000 $95,435
    Home Improvement 11 $805,000 $73,182

    Rock Springs's most frequently cited loan purpose was Refi, with 730 originations. The 2nd most popular reason was Home Purchase, with 636 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 789 $185,185,000 $234,708
    <2.5% 386 $85,820,000 $222,332
    3-4% 376 $80,070,000 $212,952
    4-5% 33 $5,765,000 $174,697
    Over 8% 9 $345,000 $38,333
    5-6% 6 $480,000 $80,000
    6-7% 4 $340,000 $85,000

    During 2021, Rock Springs's most frequently originated rate bucket was 2.5-3%, with 789 originations.

    Loan Sizing (Rock Springs, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 850 $226,580,000 $266,565
    $100k-200k 580 $91,670,000 $158,052
    $100,000 or less 104 $6,550,000 $62,981
    $400k-600k 65 $29,705,000 $457,000
    $600k-1000k 5 $3,675,000 $735,000

    Rock Springs's loan sizing saw the bucket of loans from $200k-400k with 850 originations, totaling $226,580,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 785 $192,205,000 $244,847
    60-80% 496 $109,320,000 $220,403
    40-60% 129 $21,485,000 $166,550
    20-40% 34 $3,720,000 $109,412
    Over 100% 30 $8,030,000 $267,667
    Under 20% 26 $900,000 $34,615

    Rock Springs's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 785 originations, totaling $192,205,000 in origination value.