Riverton Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Riverton averaged
6.89%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.02% and
one month ago for the week of 2023-02-09, the
average rate was 6.51%.
Riverton's average rate one year ago was 3.94%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.5%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
Riverton 30 Year Fixed Rate | 2023-03-16 | 6.89% |
Riverton 30 Year Fixed Rate Refi | 2023-03-16 | 6.5% |
Riverton 15 Year Fixed Rate | 2023-03-16 | 6.19% |
Riverton 15 Year Fixed Rate Refi | 2023-03-16 | 6.16% |
Riverton 30 Year FHA | 2023-03-16 | 6.42% |
Riverton 30 Year FHA Refi | 2023-03-16 | 6.2% |
Riverton 30 Year USDA | 2023-03-16 | 6.22% |
Riverton 30 Year USDA Refi | 2023-03-16 | 6.14% |
Riverton 30 Year VA | 2023-03-16 | 6.36% |
Riverton 30 Year VA Refi | 2023-03-16 | 6.13% |
Riverton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Riverton, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Riverton Average Closing Costs & Other Stats
Riverton, WY's 79 lenders originated 1,202
loans during 2021. The total origination value was $255,010,000, with an average loan value of
$212,155.
Riverton's average closing costs are $4,742.
The top Riverton lender as defined by loan originations is QUICKEN LOANS, LLC, with
91 loans originated. Their average total fees are
$4,459, which is $493
lower than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee Riverton lenders (with over 10 loans originated) are
Wells Fargo Bank ($2,297), Loan Simple, Inc. ($3,075), First Interstate Bank ($3,381), CMG MORTGAGE, INC. ($3,975) and OPEN MORTGAGE, LLC ($4,292).
The lowest rate Riverton lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC (2.92%), Loan Simple, Inc. (2.98%), QUICKEN LOANS, LLC (3.09%), OPEN MORTGAGE, LLC (3.10%) and CMG MORTGAGE, INC. (3.11%).
Riverton, WY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $28,880,000 | $41,075,000 | 42.2% | 16.1% |
First Interstate Bank | $37,120,000 | $29,135,000 | -21.5% | 11.4% |
GUILD MORTGAGE COMPANY | $21,445,000 | $23,200,000 | 8.2% | 9.1% |
OPEN MORTGAGE, LLC | $4,365,000 | $15,925,000 | 264.8% | 6.2% |
CRESCENT MORTGAGE COMPANY | $17,075,000 | $14,020,000 | -17.9% | 5.5% |
FREEDOM MORTGAGE CORPORATION | $8,030,000 | $8,955,000 | 11.5% | 3.5% |
LOANDEPOT.COM, LLC | $4,480,000 | $6,920,000 | 54.5% | 2.7% |
UNITED WHOLESALE MORTGAGE, LLC | $2,355,000 | $6,855,000 | 191.1% | 2.7% |
Wells Fargo Bank | $4,520,000 | $6,650,000 | 47.1% | 2.6% |
Mortgage Research Center, LLC | $4,695,000 | $5,280,000 | 12.5% | 2.1% |
CMG MORTGAGE, INC. | $2,215,000 | $5,065,000 | 128.7% | 2.0% |
AMERISAVE MORTGAGE CORPORATION | $1,720,000 | $4,615,000 | 168.3% | 1.8% |
Meridian Trust Federal Credit Union | $6,940,000 | $4,440,000 | -36.0% | 1.7% |
BETTER MORTGAGE CORPORATION | $1,305,000 | $3,685,000 | 182.4% | 1.4% |
Bank of the West | $2,220,000 | $3,590,000 | 61.7% | 1.4% |
U.S. Bank | $3,325,000 | $3,405,000 | 2.4% | 1.3% |
Truist Bank | $2,345,000 | $3,035,000 | 29.4% | 1.2% |
Loan Simple, Inc. | $2,905,000 | n/a | 1.1% | |
AMERICAN FINANCING CORPORATION | $525,000 | $2,315,000 | 341.0% | 0.9% |
LAKEVIEW LOAN SERVICING, LLC | $1,800,000 | $2,205,000 | 22.5% | 0.9% |
Wallick & Volk, Inc. | $1,260,000 | $2,200,000 | 74.6% | 0.9% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $4,105,000 | $2,140,000 | -47.9% | 0.8% |
PENNYMAC LOAN SERVICES, LLC | $475,000 | $2,085,000 | 338.9% | 0.8% |
HOME POINT FINANCIAL CORPORATION | $1,935,000 | n/a | 0.8% | |
NEW DAY FINANCIAL, LLC | $1,690,000 | $1,720,000 | 1.8% | 0.7% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,115,000 | $1,555,000 | 39.5% | 0.6% |
USAA Federal Savings Bank | $1,180,000 | $1,540,000 | 30.5% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $755,000 | $1,410,000 | 86.8% | 0.6% |
GUARANTEED RATE, INC. | $625,000 | $1,360,000 | 117.6% | 0.5% |
NAVY FEDERAL CREDIT UNION | $710,000 | $1,330,000 | 87.3% | 0.5% |
Farm Credit Mid-America, ACA | $2,945,000 | $1,310,000 | -55.5% | 0.5% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $515,000 | $1,260,000 | 144.7% | 0.5% |
The Federal Savings Bank | $710,000 | $1,210,000 | 70.4% | 0.5% |
Gateway First Bank | $1,170,000 | n/a | 0.5% | |
WESTERN VISTA | $530,000 | $1,150,000 | 117.0% | 0.5% |
Bank of America | $775,000 | $1,095,000 | 41.3% | 0.4% |
BOKF | $45,000 | $1,095,000 | 2,333.3% | 0.4% |
CALIBER HOME LOANS, INC. | $865,000 | $1,030,000 | 19.1% | 0.4% |
CHURCHILL MORTGAGE CORPORATION | $105,000 | $1,010,000 | 861.9% | 0.4% |
The Huntington National Bank | $1,000,000 | n/a | 0.4% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $165,000 | $910,000 | 451.5% | 0.4% |
Pinnacle Bank - Wyoming | $870,000 | $860,000 | -1.1% | 0.3% |
Carrington Mortgage Services, LLC | $420,000 | $825,000 | 96.4% | 0.3% |
Flagstar Bank, FSB | $1,085,000 | $800,000 | -26.3% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,260,000 | $765,000 | -39.3% | 0.3% |
Hilltop National Bank | $145,000 | $760,000 | 424.1% | 0.3% |
MOVEMENT MORTGAGE, LLC | $760,000 | n/a | 0.3% | |
CROSSCOUNTRY MORTGAGE, LLC | $695,000 | n/a | 0.3% | |
BAY EQUITY LLC | $215,000 | $685,000 | 218.6% | 0.3% |
BROKER SOLUTIONS, INC. | $660,000 | n/a | 0.3% | |
Jonah Bank of Wyoming | $295,000 | $660,000 | 123.7% | 0.3% |
VILLAGE CAPITAL & INVESTMENT LLC | $1,025,000 | $650,000 | -36.6% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $645,000 | n/a | 0.3% | |
PNC Bank | $645,000 | n/a | 0.3% | |
Toyota Financial Savings Bank | $645,000 | n/a | 0.3% | |
AMERICAN ADVISORS GROUP | $640,000 | n/a | 0.3% | |
JPMorgan Chase Bank | $280,000 | $620,000 | 121.4% | 0.2% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,790,000 | $615,000 | -65.6% | 0.2% |
Magnolia Bank | $610,000 | n/a | 0.2% | |
Waterstone Mortgage Corporation | $610,000 | n/a | 0.2% | |
Glacier Bank | $1,700,000 | $595,000 | -65.0% | 0.2% |
Barrington Bank & Trust Company, N.A. | $1,545,000 | $500,000 | -67.6% | 0.2% |
SUN WEST MORTGAGE COMPANY, INC. | $965,000 | $500,000 | -48.2% | 0.2% |
Wyndham Capital Mortgage, Inc. | $480,000 | n/a | 0.2% | |
FIRST COLONY MORTGAGE CORPORATION | $470,000 | n/a | 0.2% | |
CHERRY CREEK MORTGAGE, LLC | $180,000 | $450,000 | 150.0% | 0.2% |
Washington Trust Bank | $445,000 | n/a | 0.2% | |
Northpointe Bank | $440,000 | n/a | 0.2% | |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $435,000 | n/a | 0.2% | |
Prime Choice Funding Inc. | $415,000 | $425,000 | 2.4% | 0.2% |
MID AMERICA MORTGAGE, INC. | $690,000 | $420,000 | -39.1% | 0.2% |
Commerce Bank | $415,000 | n/a | 0.2% | |
Fidelity Bank | $415,000 | $405,000 | -2.4% | 0.2% |
PHH Mortgage Corporation | $135,000 | $400,000 | 196.3% | 0.2% |
Deere Employees Credit Union | $215,000 | $390,000 | 81.4% | 0.2% |
Colonial Savings, F.A. | $385,000 | n/a | 0.2% | |
WYHY | $1,895,000 | $380,000 | -79.9% | 0.1% |
CORNERSTONE HOME LENDING, INC. | $375,000 | n/a | 0.1% | |
AMERICAN FINANCIAL RESOURCES, INC. | $345,000 | $370,000 | 7.2% | 0.1% |
Financial Funding Solutions, Inc. | $360,000 | n/a | 0.1% | |
LONGBRIDGE FINANCIAL, LLC | $355,000 | n/a | 0.1% | |
Truity Federal Credit Union | $355,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $350,000 | n/a | 0.1% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $345,000 | n/a | 0.1% | |
UMB Bank | $345,000 | n/a | 0.1% | |
Bank Midwest | $335,000 | n/a | 0.1% | |
KS StateBank | $335,000 | n/a | 0.1% | |
Austin Capital Bank SSB | $315,000 | n/a | 0.1% | |
First Internet Bank of Indiana | $315,000 | n/a | 0.1% | |
First Home Bank | $295,000 | n/a | 0.1% | |
TIAA, FSB | $425,000 | $295,000 | -30.6% | 0.1% |
Bank of Colorado | $285,000 | n/a | 0.1% | |
Utah Power | $225,000 | $285,000 | 26.7% | 0.1% |
Arvest Bank | $275,000 | n/a | 0.1% | |
Flanagan State Bank | $275,000 | n/a | 0.1% | |
IDAHO CENTRAL | $275,000 | n/a | 0.1% | |
ACADEMY MORTGAGE CORPORATION | $205,000 | $265,000 | 29.3% | 0.1% |
Low VA Rates, LLC | $390,000 | $265,000 | -32.1% | 0.1% |
Morgan Stanley Private Bank | $265,000 | n/a | 0.1% | |
Baxter Credit Union | $255,000 | n/a | 0.1% | |
NBKC BANK | $255,000 | n/a | 0.1% | |
Nicolet National Bank | $465,000 | $255,000 | -45.2% | 0.1% |
NEWREZ LLC | $215,000 | $250,000 | 16.3% | 0.1% |
West Town Bank & Trust | $235,000 | n/a | 0.1% | |
Zions Bancorporation, N.A. | $235,000 | n/a | 0.1% | |
First Western Trust Bank | $225,000 | n/a | 0.1% | |
Willamette Valley Bank | $225,000 | n/a | 0.1% | |
Pinnacle Bank | $215,000 | n/a | 0.1% | |
Plains Commerce Bank | $210,000 | n/a | 0.1% | |
Black Hills Community Bank | $375,000 | $205,000 | -45.3% | 0.1% |
First International Bank & Trust | $95,000 | $205,000 | 115.8% | 0.1% |
Frontier Bank | $195,000 | n/a | 0.1% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $185,000 | $185,000 | 0.0% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $1,130,000 | $165,000 | -85.4% | 0.1% |
KELLER MORTGAGE, LLC | $165,000 | n/a | 0.1% | |
Figure Lending LLC | $80,000 | $155,000 | 93.8% | 0.1% |
CONSTRUCTIVE LOANS, LLC | $135,000 | n/a | 0.1% | |
KeyBank | $135,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $285,000 | $125,000 | -56.1% | 0.0% |
RELIANCE FIRST CAPITAL, LLC | $95,000 | $125,000 | 31.6% | 0.0% |
Secured Investment Corp. | $115,000 | n/a | 0.0% | |
Manufacturers and Traders Trust Company | $105,000 | n/a | 0.0% | |
UNITED MORTGAGE CORP. | $85,000 | n/a | 0.0% | |
First National Bank of America | $75,000 | n/a | 0.0% | |
West Gate Bank | $65,000 | n/a | 0.0% |
Riverton's top lender by overall market share is QUICKEN LOANS, LLC, with 16.1% market share. In second place, with 11.4%, is First Interstate Bank, having originated $29,135,000 in loans. In third place, with 9.1%, is GUILD MORTGAGE COMPANY, having originated $23,200,000 in loans. In fourth place, with 6.2%, is OPEN MORTGAGE, LLC, having originated $15,925,000 in loans. In fifth place, with 5.5%, is CRESCENT MORTGAGE COMPANY, having originated $14,020,000 in loans.
Riverton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Riverton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $245,000 (23.2%) | $307,341 (12.0%) | 0.00 | 297 |
2018-02-01 | $235,000 (18.0%) | $300,481 (6.7%) | 0.00 | 305 |
2018-03-01 | $229,000 (15.1%) | $294,495 (3.7%) | 0.00 | 313 |
2018-04-01 | $229,000 (11.7%) | $285,971 (-1.2%) | 0.00 | 320 |
2018-05-01 | $239,000 (9.9%) | $288,545 (0.0%) | 0.00 | 320 |
2018-06-01 | $242,500 (9.9%) | $298,227 (1.7%) | 0.00 | 320 |
2018-07-01 | $244,875 (9.7%) | $301,117 (1.4%) | 0.00 | 319 |
2018-08-01 | $236,000 (4.2%) | $302,713 (2.3%) | 0.00 | 313 |
2018-09-01 | $230,000 (2.2%) | $300,703 (1.9%) | 0.00 | 308 |
2018-10-01 | $229,900 (1.1%) | $293,254 (-2.2%) | 0.00 | 300 |
2018-11-01 | $229,950 (-2.2%) | $302,970 (2.3%) | 0.00 | 291 |
2018-12-01 | $235,000 (2.6%) | $307,478 (6.5%) | 0.00 | 275 |
2019-01-01 | $229,925 (-6.2%) | $299,137 (-2.7%) | 0.00 | 266 |
2019-02-01 | $217,000 (-7.7%) | $288,384 (-4.0%) | 0.00 | 273 |
2019-03-01 | $221,000 (-3.5%) | $288,040 (-2.2%) | 0.00 | 262 |
2019-04-01 | $229,000 (0.0%) | $286,051 (0.0%) | 0.00 | 267 |
2019-05-01 | $229,000 (-4.2%) | $279,665 (-3.1%) | 0.00 | 296 |
2019-06-01 | $229,000 (-5.6%) | $284,881 (-4.5%) | 0.00 | 318 |
2019-07-01 | $230,000 (-6.1%) | $289,789 (-3.8%) | 0.00 | 321 |
2019-08-01 | $230,727 (-2.2%) | $287,029 (-5.2%) | 0.00 | 312 |
2019-09-01 | $230,318 (0.1%) | $282,698 (-6.0%) | 0.00 | 298 |
2019-10-01 | $234,545 (2.0%) | $285,536 (-2.6%) | 0.00 | 273 |
2019-11-01 | $242,500 (5.5%) | $296,033 (-2.3%) | 0.00 | 242 |
2019-12-01 | $239,000 (1.7%) | $294,417 (-4.3%) | 0.00 | 225 |
2020-01-01 | $239,000 (4.0%) | $295,640 (-1.2%) | 0.00 | 211 |
2020-02-01 | $234,950 (8.3%) | $290,193 (0.6%) | 0.00 | 213 |
2020-03-01 | $229,975 (4.1%) | $290,459 (0.8%) | 0.00 | 212 |
2020-04-01 | $224,925 (-1.8%) | $283,597 (-0.9%) | 0.00 | 198 |
2020-05-01 | $219,000 (-4.4%) | $285,955 (2.3%) | 0.00 | 214 |
2020-06-01 | $219,875 (-4.0%) | $306,884 (7.7%) | 0.00 | 251 |
2020-07-01 | $239,000 (3.9%) | $316,996 (9.4%) | 0.00 | 261 |
2020-08-01 | $245,000 (6.2%) | $324,829 (13.2%) | 0.00 | 237 |
2020-09-01 | $248,950 (8.1%) | $335,793 (18.8%) | 0.00 | 214 |
2020-10-01 | $246,500 (5.1%) | $333,614 (16.8%) | 0.00 | 199 |
2020-11-01 | $245,000 (1.0%) | $319,917 (8.1%) | 0.00 | 178 |
2020-12-01 | $246,500 (3.1%) | $319,436 (8.5%) | 0.00 | 168 |
2021-01-01 | $245,000 (2.5%) | $310,650 (5.1%) | 0.00 | 155 |
2021-02-01 | $241,500 (2.8%) | $316,225 (9.0%) | 0.00 | 144 |
2021-03-01 | $250,750 (9.0%) | $345,704 (19.0%) | 0.00 | 144 |
2021-04-01 | $265,000 (17.8%) | $367,060 (29.4%) | 0.00 | 137 |
2021-05-01 | $265,000 (21.0%) | $367,879 (28.7%) | 0.00 | 143 |
2021-06-01 | $295,750 (34.5%) | $400,545 (30.5%) | 0.00 | 144 |
2021-07-01 | $289,000 (20.9%) | $531,201 (67.6%) | 0.00 | 143 |
2021-08-01 | $278,500 (13.7%) | $406,319 (25.1%) | 0.00 | 135 |
2021-09-01 | $315,000 (26.5%) | $429,747 (28.0%) | 0.00 | 137 |
2021-10-01 | $319,450 (29.6%) | $435,027 (30.4%) | 0.00 | 144 |
2021-11-01 | $315,000 (28.6%) | $431,902 (35.0%) | 0.00 | 126 |
2021-12-01 | $319,900 (29.8%) | $439,481 (37.6%) | 0.00 | 102 |
2022-01-01 | $317,450 (29.6%) | $449,311 (44.6%) | 0.00 | 83 |
2022-02-01 | $350,000 (44.9%) | $466,447 (47.5%) | 0.00 | 75 |
2022-03-01 | $371,250 (48.1%) | $476,325 (37.8%) | 0.00 | 79 |
2022-04-01 | $399,500 (50.8%) | $534,711 (45.7%) | 0.00 | 93 |
2022-05-01 | $387,000 (46.0%) | $504,420 (37.1%) | 0.00 | 95 |
2022-06-01 | $375,000 (26.8%) | $516,126 (28.9%) | 0.00 | 112 |
2022-07-01 | $382,500 (32.4%) | $504,646 (-5.0%) | 0.00 | 131 |
2022-08-01 | $385,000 (38.2%) | $636,398 (56.6%) | 0.00 | 139 |
2022-09-01 | $359,500 (14.1%) | $597,560 (39.1%) | 0.00 | 144 |
2022-10-01 | $359,500 (12.5%) | $622,231 (43.0%) | 0.00 | 131 |
2022-11-01 | $352,250 (11.8%) | $627,451 (45.3%) | 0.00 | 128 |
2022-12-01 | $347,500 (8.6%) | $544,094 (23.8%) | 0.00 | 116 |
2023-01-01 | $308,000 (-3.0%) | $507,565 (13.0%) | 0.00 | 111 |
2023-02-01 | $326,000 (-6.9%) | $514,953 (10.4%) | 0.00 | 102 |
Riverton's median listing price comes in at 0% of the national average.
Riverton's average listing price for 2023-02-01 was $514,953, a difference of $48,506 (10.4%) versus the prior year and $7,388 versus the prior month.
For the 2023-02-01 period, Riverton had 102 MLS listings, a difference of -9 listings (-8%) versus the prior month and 27 listings (36%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Riverton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,920 sqft |
2018-02-01 | 0 days | 1,920 sqft |
2018-03-01 | 0 days | 1,920 sqft |
2018-04-01 | 0 days | 1,847 sqft |
2018-05-01 | 0 days | 1,878 sqft |
2018-06-01 | 0 days | 1,920 sqft |
2018-07-01 | 0 days | 1,920 sqft |
2018-08-01 | 0 days | 1,920 sqft |
2018-09-01 | 0 days | 1,923 sqft |
2018-10-01 | 0 days | 1,927 sqft |
2018-11-01 | 0 days | 1,932 sqft |
2018-12-01 | 0 days | 1,942 sqft |
2019-01-01 | 0 days | 1,941 sqft |
2019-02-01 | 0 days | 1,920 sqft |
2019-03-01 | 0 days | 1,949 sqft |
2019-04-01 | 0 days | 1,998 sqft |
2019-05-01 | 0 days | 2,012 sqft |
2019-06-01 | 0 days | 1,987 sqft |
2019-07-01 | 0 days | 1,958 sqft |
2019-08-01 | 0 days | 1,959 sqft |
2019-09-01 | 0 days | 1,942 sqft |
2019-10-01 | 0 days | 1,974 sqft |
2019-11-01 | 0 days | 2,016 sqft |
2019-12-01 | 0 days | 2,016 sqft |
2020-01-01 | 0 days | 2,012 sqft |
2020-02-01 | 0 days | 1,978 sqft |
2020-03-01 | 0 days | 1,966 sqft |
2020-04-01 | 0 days | 1,931 sqft |
2020-05-01 | 0 days | 1,912 sqft |
2020-06-01 | 0 days | 1,924 sqft |
2020-07-01 | 0 days | 1,962 sqft |
2020-08-01 | 0 days | 1,991 sqft |
2020-09-01 | 0 days | 1,990 sqft |
2020-10-01 | 0 days | 2,040 sqft |
2020-11-01 | 0 days | 2,072 sqft |
2020-12-01 | 0 days | 2,032 sqft |
2021-01-01 | 0 days | 1,994 sqft |
2021-02-01 | 0 days | 1,976 sqft |
2021-03-01 | 0 days | 2,003 sqft |
2021-04-01 | 0 days | 1,997 sqft |
2021-05-01 | 0 days | 1,920 sqft |
2021-06-01 | 0 days | 1,964 sqft |
2021-07-01 | 0 days | 1,976 sqft |
2021-08-01 | 0 days | 1,807 sqft |
2021-09-01 | 0 days | 1,854 sqft |
2021-10-01 | 0 days | 1,875 sqft |
2021-11-01 | 0 days | 1,903 sqft |
2021-12-01 | 0 days | 1,920 sqft |
2022-01-01 | 0 days | 1,843 sqft |
2022-02-01 | 0 days | 1,825 sqft |
2022-03-01 | 0 days | 1,905 sqft |
2022-04-01 | 0 days | 2,063 sqft |
2022-05-01 | 0 days | 2,011 sqft |
2022-06-01 | 0 days | 1,950 sqft |
2022-07-01 | 0 days | 1,928 sqft |
2022-08-01 | 0 days | 1,966 sqft |
2022-09-01 | 0 days | 1,967 sqft |
2022-10-01 | 0 days | 1,971 sqft |
2022-11-01 | 0 days | 1,965 sqft |
2022-12-01 | 0 days | 1,940 sqft |
2023-01-01 | 0 days | 1,954 sqft |
2023-02-01 | 0 days | 1,925 sqft |
Riverton's median square footage for active listings during the 2023-02-01 period was 1,925 sqft. One year prior, the average listing was 1,825 sqft.
Riverton, WY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 474 | $110,500,000 | $233,122 |
Refi | 420 | $82,040,000 | $195,333 |
Cash Out Refi | 263 | $57,805,000 | $219,791 |
Other | 23 | $2,665,000 | $115,870 |
Home Improvement | 22 | $2,000,000 | $90,909 |
Riverton's most frequently cited loan purpose was Home Purchase, with 474 originations. The 2nd most popular reason was Refi, with 420 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 524 | $114,810,000 | $219,103 |
3-4% | 391 | $82,555,000 | $211,138 |
<2.5% | 213 | $47,335,000 | $222,230 |
4-5% | 57 | $7,615,000 | $133,596 |
5-6% | 5 | $605,000 | $121,000 |
Over 8% | 3 | $275,000 | $91,667 |
6-7% | 2 | $130,000 | $65,000 |
7-8% | 2 | $720,000 | $360,000 |
During 2021, Riverton's most frequently originated rate bucket was 2.5-3%, with 524 originations.
Loan Sizing (Riverton, WY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 518 | $137,830,000 | $266,081 |
$100k-200k | 487 | $74,055,000 | $152,064 |
$100,000 or less | 129 | $8,485,000 | $65,775 |
$400k-600k | 58 | $27,360,000 | $471,724 |
$600k-1000k | 8 | $5,140,000 | $642,500 |
$Over $1MM | 2 | $2,140,000 | $1,070,000 |
Riverton's loan sizing saw the bucket of loans from $200k-400k with 518 originations, totaling $137,830,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 462 | $108,730,000 | $235,346 |
60-80% | 383 | $87,315,000 | $227,977 |
40-60% | 175 | $32,995,000 | $188,543 |
20-40% | 76 | $10,070,000 | $132,500 |
Under 20% | 36 | $1,460,000 | $40,556 |
Over 100% | 13 | $3,415,000 | $262,692 |
Riverton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 462 originations, totaling $108,730,000 in origination value.