Riverton Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Riverton averaged 6.95% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 6.94% and one month ago for the week of 2023-08-17, the average rate was 7.05%.

    Riverton's average rate one year ago was 5.78%.

    For refis of the same type during the week of 2023-09-21, the average rate was 7.29%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Riverton 30 Year Fixed Rate 2023-09-21 6.95%
    Riverton 30 Year Fixed Rate Refi 2023-09-21 7.29%
    Riverton 15 Year Fixed Rate 2023-09-21 6.34%
    Riverton 15 Year Fixed Rate Refi 2023-09-21 6.54%
    Riverton 30 Year FHA 2023-09-21 6.84%
    Riverton 30 Year FHA Refi 2023-09-21 6.84%
    Riverton 30 Year USDA 2023-09-21 7.12%
    Riverton 30 Year USDA Refi 2023-09-21 7.02%
    Riverton 30 Year VA 2023-09-21 6.92%
    Riverton 30 Year VA Refi 2023-09-21 6.82%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Riverton, WY.

    Riverton Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Riverton, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 37 5.13% $7,488
    CENTENNIAL LENDING, LLC 33 4.36% $5,426
    Gateway First Bank 15 4.53% $5,209
    First Interstate Bank 15 5.03% $3,246
    GUILD MORTGAGE COMPANY 8 4.78% $4,065
    Wells Fargo Bank 8 5.00% $3,759
    CMG MORTGAGE, INC. 8 5.13% $3,883
    Amerifirst Financial, Inc. 7 5.77% $5,880
    Meridian Trust Federal Credit Union 7 5.19% $4,003
    LOANDEPOT.COM, LLC 6 3.77% $6,265
    GUARANTEED RATE, INC. 6 4.94% $4,491
    UNITED WHOLESALE MORTGAGE, LLC 6 4.48% $3,031
    Bank of the West 5 5.05% $5,997
    U.S. Bank 4 4.18% $3,652
    CROSSCOUNTRY MORTGAGE, LLC 3 5.96% $4,283
    CHERRY CREEK MORTGAGE, LLC 3 5.79% $2,082
    Farm Credit Mid-America, ACA 3 4.95% $7,486
    FREEDOM MORTGAGE CORPORATION 3 5.58% $6,458
    AMERISAVE MORTGAGE CORPORATION 2 3.31% $5,562
    HOMESTAR FINANCIAL CORPORATION 2 5.69% $2,021
    KeyBank 2 3.50% $3,871
    USAA Federal Savings Bank 2 5.81% $5,229
    WESTERN VISTA 2 4.56% $3,199
    BETTER MORTGAGE CORPORATION 2 3.69% $2,475
    Flagstar Bank, FSB 2 5.63% $5,005
    AMERICAN FINANCING CORPORATION 2 3.75% $4,166
    JPMorgan Chase Bank 2 4.38% $1,023
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 4.88% $2,271
    Mr. Cooper ( Nationstar Mortgage ) 2 6.25% $9,976
    The Huntington National Bank 2 4.63% $4,505
    Pinnacle Bank - Wyoming 1 5.99% $3,580
    Plains Commerce Bank 1 4.63% $6,293
    PNC Bank 1 5.75% $3,138
    The Federal Savings Bank 1 5.75% $7,308
    UBS Bank USA 1 4.00% $3,345
    UNION HOME MORTGAGE CORP. 1 6.63% $7,435
    UNIVERSAL LENDING CORPORATION 1 6.00% $7,819
    Wallick & Volk, Inc. 1 4.38% $8,166
    ZILLOW HOME LOANS, LLC 1 6.00% $2,787
    Ally Bank 1 6.50% $3,729
    Zions Bank 1 3.38% $5,118
    AMERICAN INTERNET MORTGAGE, INC. 1 3.88% $3,486
    Bank of Utah 1 6.25% $7,949
    BAY EQUITY LLC 1 6.38% $6,761
    BROKER SOLUTIONS, INC. 1 4.38% $10,069
    CARDINAL FINANCIAL 1 5.75% $10,373
    CHURCHILL MORTGAGE CORPORATION 1 5.75% $3,628
    Citizens Bank Minnesota 1 3.25% $9,376
    CITYWIDE HOME LOANS, LLC 1 3.99% $4,834
    CORNERSTONE HOME LENDING, INC. 1 4.63% $3,737
    CRESCENT MORTGAGE COMPANY 1 3.75% $5,712
    Deere Employees Credit Union 1 3.00% $2,913
    Eagle Bank and Trust Company 1 5.38% $4,332
    FIRST COLONY MORTGAGE CORPORATION 1 6.88% $4,970
    First Republic Bank 1 2.85% $3,039
    First Western Trust Bank 1 5.13% $2,730
    GENEVA FINANCIAL, LLC 1 6.13% $4,207
    HOME POINT FINANCIAL CORPORATION 1 4.99% $5,077
    INTERCAP LENDING INC. 1 5.13% $3,484
    Jonah Bank of Wyoming 1 4.00% $4,282
    Loan Simple, Inc. 1 3.99% $2,421
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.13% $7,660
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.00% $5,034
    Nations Lending Corporation 1 3.88% $7,147
    NAVY FEDERAL CREDIT UNION 1 5.25% $1,710
    NBH Bank 1 3.50% $3,250
    NEWREZ LLC 1 6.99% $4,298
    North American Savings Bank, F.S.B. 1 4.88% $10,505
    NuVision Federal Credit Union 1 5.38% $4,030
    PHH Mortgage Corporation 1 4.50% $5,806

    Riverton Average Closing Costs & Other Stats

    Riverton, WY's 70 lenders originated 623 loans during 2022. The total origination value was $132,015,000, with an average loan value of $211,902.

    Riverton's average closing costs are $4,980.

    The top Riverton lender as defined by loan originations is QUICKEN LOANS, LLC, with 37 loans originated. Their average total fees are $7,488, which is $2,061 higher than the next largest lender, CENTENNIAL LENDING, LLC.

    The lowest fee Riverton lenders (with over 10 loans originated) are First Interstate Bank ($3,246), Gateway First Bank ($5,209), CENTENNIAL LENDING, LLC ($5,426), QUICKEN LOANS, LLC ($7,488) and .

    The lowest rate Riverton lenders (with over 10 loans originated) are CENTENNIAL LENDING, LLC (4.36%), Gateway First Bank (4.53%), First Interstate Bank (5.03%), QUICKEN LOANS, LLC (5.13%) and .

    Riverton, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    QUICKEN LOANS, LLC $41,075,000 $16,430,000 -60.0% 12.4%
    First Interstate Bank $29,135,000 $14,915,000 -48.8% 11.3%
    CENTENNIAL LENDING, LLC $11,365,000 n/a 8.6%
    GUILD MORTGAGE COMPANY $23,200,000 $8,030,000 -65.4% 6.1%
    Meridian Trust Federal Credit Union $4,440,000 $6,050,000 36.3% 4.6%
    CMG MORTGAGE, INC. $5,065,000 $5,495,000 8.5% 4.2%
    Gateway First Bank $1,170,000 $4,230,000 261.5% 3.2%
    Mortgage Research Center, LLC $5,280,000 $3,925,000 -25.7% 3.0%
    LOANDEPOT.COM, LLC $6,920,000 $3,455,000 -50.1% 2.6%
    GUARANTEED RATE, INC. $1,360,000 $3,185,000 134.2% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $6,855,000 $2,425,000 -64.6% 1.8%
    Wells Fargo Bank $6,650,000 $2,335,000 -64.9% 1.8%
    Bank of the West $3,590,000 $2,205,000 -38.6% 1.7%
    CROSSCOUNTRY MORTGAGE, LLC $695,000 $1,845,000 165.5% 1.4%
    U.S. Bank $3,405,000 $1,795,000 -47.3% 1.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,410,000 $1,625,000 15.2% 1.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $2,140,000 $1,580,000 -26.2% 1.2%
    Amerifirst Financial, Inc. $1,525,000 n/a 1.2%
    NAVY FEDERAL CREDIT UNION $1,330,000 $1,470,000 10.5% 1.1%
    FREEDOM MORTGAGE CORPORATION $8,955,000 $1,365,000 -84.8% 1.0%
    Loan Simple, Inc. $2,905,000 $1,355,000 -53.4% 1.0%
    Farm Credit Mid-America, ACA $1,310,000 $1,320,000 0.8% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $615,000 $1,095,000 78.0% 0.8%
    Flagstar Bank, FSB $800,000 $960,000 20.0% 0.7%
    WESTERN VISTA $1,150,000 $960,000 -16.5% 0.7%
    JPMorgan Chase Bank $620,000 $950,000 53.2% 0.7%
    North American Savings Bank, F.S.B. $920,000 n/a 0.7%
    The Federal Savings Bank $1,210,000 $870,000 -28.1% 0.7%
    USAA Federal Savings Bank $1,540,000 $860,000 -44.2% 0.7%
    CHURCHILL MORTGAGE CORPORATION $1,010,000 $850,000 -15.8% 0.6%
    Plains Commerce Bank $210,000 $835,000 297.6% 0.6%
    KeyBank $135,000 $830,000 514.8% 0.6%
    The Huntington National Bank $1,000,000 $800,000 -20.0% 0.6%
    NEW DAY FINANCIAL, LLC $1,720,000 $795,000 -53.8% 0.6%
    HOMESTAR FINANCIAL CORPORATION $660,000 n/a 0.5%
    Citizens Bank Minnesota $645,000 n/a 0.5%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $625,000 n/a 0.5%
    BETTER MORTGAGE CORPORATION $3,685,000 $620,000 -83.2% 0.5%
    CHERRY CREEK MORTGAGE, LLC $450,000 $605,000 34.4% 0.5%
    VILLAGE CAPITAL MORTGAGE $650,000 $570,000 -12.3% 0.4%
    CRESCENT MORTGAGE COMPANY $14,020,000 $545,000 -96.1% 0.4%
    Barrington Bank & Trust Company, N.A. $500,000 $535,000 7.0% 0.4%
    AMERICAN FINANCING CORPORATION $2,315,000 $525,000 -77.3% 0.4%
    AMERICAN INTERNET MORTGAGE, INC. $520,000 n/a 0.4%
    AMERISAVE MORTGAGE CORPORATION $4,615,000 $520,000 -88.7% 0.4%
    UBS Bank USA $505,000 n/a 0.4%
    Bank of Utah $485,000 n/a 0.4%
    Jonah Bank of Wyoming $660,000 $480,000 -27.3% 0.4%
    UNION HOME MORTGAGE CORP. $475,000 n/a 0.4%
    UNIVERSAL LENDING CORPORATION $470,000 n/a 0.4%
    Zions Bancorporation, N.A. $235,000 $465,000 97.9% 0.4%
    First Western Trust Bank $225,000 $455,000 102.2% 0.3%
    First Republic Bank $435,000 n/a 0.3%
    AMERICAN ADVISORS GROUP $640,000 $430,000 -32.8% 0.3%
    BROKER SOLUTIONS, INC. $660,000 $430,000 -34.8% 0.3%
    Wallick & Volk, Inc. $2,200,000 $415,000 -81.1% 0.3%
    Pinnacle Bank - Wyoming $860,000 $390,000 -54.7% 0.3%
    Deere Employees Credit Union $390,000 $385,000 -1.3% 0.3%
    Low VA Rates, LLC $265,000 $365,000 37.7% 0.3%
    INTERCAP LENDING INC. $355,000 n/a 0.3%
    Hilltop National Bank $760,000 $350,000 -53.9% 0.3%
    AXIA FINANCIAL, LLC $345,000 n/a 0.3%
    BAY EQUITY LLC $685,000 $345,000 -49.6% 0.3%
    Ally Bank $335,000 n/a 0.3%
    Colonial Savings, F.A. $385,000 $330,000 -14.3% 0.2%
    Nations Lending Corporation $310,000 n/a 0.2%
    GENEVA FINANCIAL, LLC $350,000 $295,000 -15.7% 0.2%
    Glacier Bank $595,000 $280,000 -52.9% 0.2%
    HOME POINT FINANCIAL CORPORATION $1,935,000 $275,000 -85.8% 0.2%
    Eagle Bank and Trust Company $265,000 n/a 0.2%
    CORNERSTONE HOME LENDING, INC. $375,000 $245,000 -34.7% 0.2%
    NuVision Federal Credit Union $240,000 n/a 0.2%
    PENNYMAC LOAN SERVICES, LLC $2,085,000 $235,000 -88.7% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,260,000 $225,000 -82.1% 0.2%
    PHH Mortgage Corporation $400,000 $225,000 -43.8% 0.2%
    Platte Valley Bank $225,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $225,000 n/a 0.2%
    PNC Bank $645,000 $215,000 -66.7% 0.2%
    Carrington Mortgage Services, LLC $825,000 $205,000 -75.2% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $910,000 $205,000 -77.5% 0.2%
    Watermark Capital, Inc. $205,000 n/a 0.2%
    BANKWEST, INC. $185,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $185,000 n/a 0.1%
    Nicolet National Bank $255,000 $185,000 -27.5% 0.1%
    NEWREZ LLC $250,000 $175,000 -30.0% 0.1%
    CITYWIDE HOME LOANS, LLC $165,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $2,205,000 $165,000 -92.5% 0.1%
    WYHY $380,000 $165,000 -56.6% 0.1%
    Bank of America $1,095,000 $155,000 -85.8% 0.1%
    CALIBER HOME LOANS, INC. $1,030,000 $155,000 -85.0% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $370,000 $145,000 -60.8% 0.1%
    NBH Bank $145,000 n/a 0.1%
    Discover Bank $130,000 n/a 0.1%
    Figure Lending LLC $155,000 $130,000 -16.1% 0.1%
    M&T Bank $105,000 $125,000 19.0% 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $125,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $645,000 $125,000 -80.6% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $500,000 $125,000 -75.0% 0.1%
    Equity Prime Mortgage LLC $115,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $470,000 $85,000 -81.9% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $765,000 $85,000 -88.9% 0.1%

    Riverton's top lender by overall market share is QUICKEN LOANS, LLC, with 12.4% market share. In second place, with 11.3%, is First Interstate Bank, having originated $14,915,000 in loans. In third place, with 8.6%, is CENTENNIAL LENDING, LLC, having originated $11,365,000 in loans. In fourth place, with 6.1%, is GUILD MORTGAGE COMPANY, having originated $8,030,000 in loans. In fifth place, with 4.6%, is Meridian Trust Federal Credit Union, having originated $6,050,000 in loans.

    Riverton Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Riverton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $245,000 (23.2%) $307,341 (12.0%) 0.00 297
    2018-02-01 $235,000 (18.0%) $300,481 (6.7%) 0.00 305
    2018-03-01 $229,000 (15.1%) $294,495 (3.7%) 0.00 313
    2018-04-01 $229,000 (11.7%) $285,971 (-1.2%) 0.00 320
    2018-05-01 $239,000 (9.9%) $288,545 (0.0%) 0.00 320
    2018-06-01 $242,500 (9.9%) $298,227 (1.7%) 0.00 320
    2018-07-01 $244,875 (9.7%) $301,117 (1.4%) 0.00 319
    2018-08-01 $236,000 (4.2%) $302,713 (2.3%) 0.00 313
    2018-09-01 $230,000 (2.2%) $300,703 (1.9%) 0.00 308
    2018-10-01 $229,900 (1.1%) $293,254 (-2.2%) 0.00 300
    2018-11-01 $229,950 (-2.2%) $302,970 (2.3%) 0.00 291
    2018-12-01 $235,000 (2.6%) $307,478 (6.5%) 0.00 275
    2019-01-01 $229,925 (-6.2%) $299,137 (-2.7%) 0.00 266
    2019-02-01 $217,000 (-7.7%) $288,384 (-4.0%) 0.00 273
    2019-03-01 $221,000 (-3.5%) $288,040 (-2.2%) 0.00 261
    2019-04-01 $229,000 (0.0%) $286,051 (0.0%) 0.00 266
    2019-05-01 $229,000 (-4.2%) $279,633 (-3.1%) 0.00 296
    2019-06-01 $229,000 (-5.6%) $284,881 (-4.5%) 0.00 318
    2019-07-01 $230,000 (-6.1%) $289,789 (-3.8%) 0.00 321
    2019-08-01 $230,727 (-2.2%) $287,029 (-5.2%) 0.00 312
    2019-09-01 $230,318 (0.1%) $282,698 (-6.0%) 0.00 298
    2019-10-01 $234,545 (2.0%) $285,536 (-2.6%) 0.00 273
    2019-11-01 $242,500 (5.5%) $296,033 (-2.3%) 0.00 242
    2019-12-01 $239,000 (1.7%) $294,417 (-4.3%) 0.00 225
    2020-01-01 $239,000 (4.0%) $295,640 (-1.2%) 0.00 211
    2020-02-01 $234,950 (8.3%) $290,193 (0.6%) 0.00 213
    2020-03-01 $229,975 (4.1%) $290,459 (0.8%) 0.00 212
    2020-04-01 $224,925 (-1.8%) $283,597 (-0.9%) 0.00 198
    2020-05-01 $219,000 (-4.4%) $285,955 (2.3%) 0.00 214
    2020-06-01 $219,875 (-4.0%) $306,884 (7.7%) 0.00 251
    2020-07-01 $239,000 (3.9%) $316,996 (9.4%) 0.00 261
    2020-08-01 $245,000 (6.2%) $324,829 (13.2%) 0.00 237
    2020-09-01 $248,950 (8.1%) $335,793 (18.8%) 0.00 214
    2020-10-01 $246,500 (5.1%) $333,614 (16.8%) 0.00 199
    2020-11-01 $245,000 (1.0%) $319,917 (8.1%) 0.00 178
    2020-12-01 $246,500 (3.1%) $319,436 (8.5%) 0.00 168
    2021-01-01 $245,000 (2.5%) $310,650 (5.1%) 0.00 155
    2021-02-01 $241,500 (2.8%) $316,225 (9.0%) 0.00 144
    2021-03-01 $250,750 (9.0%) $345,704 (19.0%) 0.00 144
    2021-04-01 $265,000 (17.8%) $367,060 (29.4%) 0.00 137
    2021-05-01 $265,000 (21.0%) $367,879 (28.7%) 0.00 143
    2021-06-01 $295,750 (34.5%) $400,545 (30.5%) 0.00 144
    2021-07-01 $289,000 (20.9%) $531,201 (67.6%) 0.00 143
    2021-08-01 $278,500 (13.7%) $406,319 (25.1%) 0.00 135
    2021-09-01 $315,000 (26.5%) $429,747 (28.0%) 0.00 137
    2021-10-01 $319,450 (29.6%) $435,027 (30.4%) 0.00 144
    2021-11-01 $315,000 (28.6%) $431,902 (35.0%) 0.00 126
    2021-12-01 $319,900 (29.8%) $439,481 (37.6%) 0.00 102
    2022-01-01 $317,450 (29.6%) $449,311 (44.6%) 0.00 83
    2022-02-01 $350,000 (44.9%) $466,447 (47.5%) 0.00 75
    2022-03-01 $371,250 (48.1%) $476,325 (37.8%) 0.00 79
    2022-04-01 $399,500 (50.8%) $534,711 (45.7%) 0.00 93
    2022-05-01 $381,750 (44.1%) $503,399 (36.8%) 0.00 95
    2022-06-01 $375,000 (26.8%) $516,126 (28.9%) 0.00 112
    2022-07-01 $382,500 (32.4%) $504,646 (-5.0%) 0.00 131
    2022-08-01 $385,000 (38.2%) $636,398 (56.6%) 0.00 139
    2022-09-01 $359,500 (14.1%) $597,560 (39.1%) 0.00 144
    2022-10-01 $359,500 (12.5%) $622,231 (43.0%) 0.00 131
    2022-11-01 $352,250 (11.8%) $627,451 (45.3%) 0.00 128
    2022-12-01 $347,500 (8.6%) $544,094 (23.8%) 0.00 116
    2023-01-01 $308,000 (-3.0%) $507,565 (13.0%) 0.00 111
    2023-02-01 $326,000 (-6.9%) $514,953 (10.4%) 0.00 102
    2023-03-01 $323,000 (-13.0%) $523,014 (9.8%) 0.00 95
    2023-04-01 $367,000 (-8.1%) $541,080 (1.2%) 0.00 96
    2023-05-01 $376,750 (-1.3%) $512,117 (1.7%) 0.00 128
    2023-06-01 $375,000 (0.0%) $530,114 (2.7%) 0.00 145
    2023-07-01 $379,000 (-0.9%) $525,712 (4.2%) 0.00 158
    2023-08-01 $396,000 (2.9%) $521,841 (-18.0%) 0.00 160
    Riverton's median listing price for 2023-08-01 was $396,000, a difference of $11,000 (2.9%) versus the prior year and $17,000 versus the prior month.

    Riverton's median listing price comes in at 0% of the national average.

    Riverton's average listing price for 2023-08-01 was $521,841, a difference of $-114,557 (-18.0%) versus the prior year and $-3,871 versus the prior month.

    For the 2023-08-01 period, Riverton had 160 MLS listings, a difference of 2 listings (1%) versus the prior month and 21 listings (15%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Riverton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,920 sqft
    2018-02-01 0 days 1,920 sqft
    2018-03-01 0 days 1,920 sqft
    2018-04-01 0 days 1,847 sqft
    2018-05-01 0 days 1,878 sqft
    2018-06-01 0 days 1,920 sqft
    2018-07-01 0 days 1,920 sqft
    2018-08-01 0 days 1,920 sqft
    2018-09-01 0 days 1,923 sqft
    2018-10-01 0 days 1,927 sqft
    2018-11-01 0 days 1,932 sqft
    2018-12-01 0 days 1,942 sqft
    2019-01-01 0 days 1,941 sqft
    2019-02-01 0 days 1,920 sqft
    2019-03-01 0 days 1,950 sqft
    2019-04-01 0 days 2,000 sqft
    2019-05-01 0 days 2,014 sqft
    2019-06-01 0 days 1,990 sqft
    2019-07-01 0 days 1,959 sqft
    2019-08-01 0 days 1,959 sqft
    2019-09-01 0 days 1,942 sqft
    2019-10-01 0 days 1,974 sqft
    2019-11-01 0 days 2,016 sqft
    2019-12-01 0 days 2,016 sqft
    2020-01-01 0 days 2,012 sqft
    2020-02-01 0 days 1,968 sqft
    2020-03-01 0 days 1,945 sqft
    2020-04-01 0 days 1,924 sqft
    2020-05-01 0 days 1,908 sqft
    2020-06-01 0 days 1,924 sqft
    2020-07-01 0 days 1,962 sqft
    2020-08-01 0 days 1,991 sqft
    2020-09-01 0 days 1,990 sqft
    2020-10-01 0 days 2,040 sqft
    2020-11-01 0 days 2,072 sqft
    2020-12-01 0 days 2,032 sqft
    2021-01-01 0 days 1,994 sqft
    2021-02-01 0 days 1,976 sqft
    2021-03-01 0 days 2,003 sqft
    2021-04-01 0 days 1,997 sqft
    2021-05-01 0 days 1,920 sqft
    2021-06-01 0 days 1,964 sqft
    2021-07-01 0 days 1,976 sqft
    2021-08-01 0 days 1,807 sqft
    2021-09-01 0 days 1,854 sqft
    2021-10-01 0 days 1,875 sqft
    2021-11-01 0 days 1,903 sqft
    2021-12-01 0 days 1,920 sqft
    2022-01-01 0 days 1,843 sqft
    2022-02-01 0 days 1,825 sqft
    2022-03-01 0 days 1,905 sqft
    2022-04-01 0 days 2,063 sqft
    2022-05-01 0 days 2,011 sqft
    2022-06-01 0 days 1,950 sqft
    2022-07-01 0 days 1,928 sqft
    2022-08-01 0 days 1,966 sqft
    2022-09-01 0 days 1,967 sqft
    2022-10-01 0 days 1,971 sqft
    2022-11-01 0 days 1,965 sqft
    2022-12-01 0 days 1,940 sqft
    2023-01-01 0 days 1,954 sqft
    2023-02-01 0 days 1,925 sqft
    2023-03-01 0 days 1,955 sqft
    2023-04-01 0 days 2,014 sqft
    2023-05-01 0 days 2,040 sqft
    2023-06-01 0 days 2,028 sqft
    2023-07-01 0 days 2,016 sqft
    2023-08-01 0 days 2,043 sqft
    Riverton's median listing age (time on market) for 2023-08-01 was 0 days.

    Riverton's median square footage for active listings during the 2023-08-01 period was 2,043 sqft. One year prior, the average listing was 1,966 sqft.

    Riverton, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 302 $76,030,000 $251,755
    Cash Out Refi 141 $30,755,000 $218,121
    Refi 76 $15,190,000 $199,868
    Other 65 $5,975,000 $91,923
    Home Improvement 39 $4,065,000 $104,231

    Riverton's most frequently cited loan purpose was Home Purchase, with 302 originations. The 2nd most popular reason was Cash Out Refi, with 141 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 149 $32,575,000 $218,624
    3-4% 146 $32,780,000 $224,521
    5-6% 135 $32,505,000 $240,778
    6-7% 80 $14,800,000 $185,000
    2.5-3% 39 $10,245,000 $262,692
    <2.5% 36 $4,700,000 $130,556
    7-8% 19 $2,525,000 $132,895
    Over 8% 11 $625,000 $56,818

    During 2022, Riverton's most frequently originated rate bucket was 4-5%, with 149 originations.

    Loan Sizing (Riverton, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 246 $67,780,000 $275,528
    $100k-200k 193 $29,365,000 $152,150
    $100,000 or less 128 $6,800,000 $53,125
    $400k-600k 50 $23,540,000 $470,800
    $600k-1000k 5 $3,335,000 $667,000
    $Over $1MM 1 $1,195,000 $1,195,000

    Riverton's loan sizing saw the bucket of loans from $200k-400k with 246 originations, totaling $67,780,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 214 $55,450,000 $259,112
    60-80% 166 $43,700,000 $263,253
    40-60% 87 $18,855,000 $216,724
    Under 20% 78 $3,660,000 $46,923
    20-40% 61 $6,845,000 $112,213
    Over 100% 7 $1,785,000 $255,000

    Riverton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 214 originations, totaling $55,450,000 in origination value.