Riverton Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Riverton averaged
6.95%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.94% and
one month ago for the week of 2023-08-17, the
average rate was 7.05%.
Riverton's average rate one year ago was 5.78%.
For refis of the same type during the week of 2023-09-21, the average rate
was 7.29%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Riverton 30 Year Fixed Rate | 2023-09-21 | 6.95% |
Riverton 30 Year Fixed Rate Refi | 2023-09-21 | 7.29% |
Riverton 15 Year Fixed Rate | 2023-09-21 | 6.34% |
Riverton 15 Year Fixed Rate Refi | 2023-09-21 | 6.54% |
Riverton 30 Year FHA | 2023-09-21 | 6.84% |
Riverton 30 Year FHA Refi | 2023-09-21 | 6.84% |
Riverton 30 Year USDA | 2023-09-21 | 7.12% |
Riverton 30 Year USDA Refi | 2023-09-21 | 7.02% |
Riverton 30 Year VA | 2023-09-21 | 6.92% |
Riverton 30 Year VA Refi | 2023-09-21 | 6.82% |
Riverton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Riverton, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Riverton Average Closing Costs & Other Stats
Riverton, WY's 70 lenders originated 623
loans during 2022. The total origination value was $132,015,000, with an average loan value of
$211,902.
Riverton's average closing costs are $4,980.
The top Riverton lender as defined by loan originations is QUICKEN LOANS, LLC, with
37 loans originated. Their average total fees are
$7,488, which is $2,061
higher than the next largest lender,
CENTENNIAL LENDING, LLC.
The lowest fee Riverton lenders (with over 10 loans originated) are
First Interstate Bank ($3,246), Gateway First Bank ($5,209), CENTENNIAL LENDING, LLC ($5,426), QUICKEN LOANS, LLC ($7,488) and .
The lowest rate Riverton lenders (with over 10 loans originated) are
CENTENNIAL LENDING, LLC (4.36%), Gateway First Bank (4.53%), First Interstate Bank (5.03%), QUICKEN LOANS, LLC (5.13%) and .
Riverton, WY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $41,075,000 | $16,430,000 | -60.0% | 12.4% |
First Interstate Bank | $29,135,000 | $14,915,000 | -48.8% | 11.3% |
CENTENNIAL LENDING, LLC | $11,365,000 | n/a | 8.6% | |
GUILD MORTGAGE COMPANY | $23,200,000 | $8,030,000 | -65.4% | 6.1% |
Meridian Trust Federal Credit Union | $4,440,000 | $6,050,000 | 36.3% | 4.6% |
CMG MORTGAGE, INC. | $5,065,000 | $5,495,000 | 8.5% | 4.2% |
Gateway First Bank | $1,170,000 | $4,230,000 | 261.5% | 3.2% |
Mortgage Research Center, LLC | $5,280,000 | $3,925,000 | -25.7% | 3.0% |
LOANDEPOT.COM, LLC | $6,920,000 | $3,455,000 | -50.1% | 2.6% |
GUARANTEED RATE, INC. | $1,360,000 | $3,185,000 | 134.2% | 2.4% |
UNITED WHOLESALE MORTGAGE, LLC | $6,855,000 | $2,425,000 | -64.6% | 1.8% |
Wells Fargo Bank | $6,650,000 | $2,335,000 | -64.9% | 1.8% |
Bank of the West | $3,590,000 | $2,205,000 | -38.6% | 1.7% |
CROSSCOUNTRY MORTGAGE, LLC | $695,000 | $1,845,000 | 165.5% | 1.4% |
U.S. Bank | $3,405,000 | $1,795,000 | -47.3% | 1.4% |
Mr. Cooper ( Nationstar Mortgage ) | $1,410,000 | $1,625,000 | 15.2% | 1.2% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,140,000 | $1,580,000 | -26.2% | 1.2% |
Amerifirst Financial, Inc. | $1,525,000 | n/a | 1.2% | |
NAVY FEDERAL CREDIT UNION | $1,330,000 | $1,470,000 | 10.5% | 1.1% |
FREEDOM MORTGAGE CORPORATION | $8,955,000 | $1,365,000 | -84.8% | 1.0% |
Loan Simple, Inc. | $2,905,000 | $1,355,000 | -53.4% | 1.0% |
Farm Credit Mid-America, ACA | $1,310,000 | $1,320,000 | 0.8% | 1.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $615,000 | $1,095,000 | 78.0% | 0.8% |
Flagstar Bank, FSB | $800,000 | $960,000 | 20.0% | 0.7% |
WESTERN VISTA | $1,150,000 | $960,000 | -16.5% | 0.7% |
JPMorgan Chase Bank | $620,000 | $950,000 | 53.2% | 0.7% |
North American Savings Bank, F.S.B. | $920,000 | n/a | 0.7% | |
The Federal Savings Bank | $1,210,000 | $870,000 | -28.1% | 0.7% |
USAA Federal Savings Bank | $1,540,000 | $860,000 | -44.2% | 0.7% |
CHURCHILL MORTGAGE CORPORATION | $1,010,000 | $850,000 | -15.8% | 0.6% |
Plains Commerce Bank | $210,000 | $835,000 | 297.6% | 0.6% |
KeyBank | $135,000 | $830,000 | 514.8% | 0.6% |
The Huntington National Bank | $1,000,000 | $800,000 | -20.0% | 0.6% |
NEW DAY FINANCIAL, LLC | $1,720,000 | $795,000 | -53.8% | 0.6% |
HOMESTAR FINANCIAL CORPORATION | $660,000 | n/a | 0.5% | |
Citizens Bank Minnesota | $645,000 | n/a | 0.5% | |
ROUNDPOINT MORTGAGE SERVICING CORPORATION | $625,000 | n/a | 0.5% | |
BETTER MORTGAGE CORPORATION | $3,685,000 | $620,000 | -83.2% | 0.5% |
CHERRY CREEK MORTGAGE, LLC | $450,000 | $605,000 | 34.4% | 0.5% |
VILLAGE CAPITAL MORTGAGE | $650,000 | $570,000 | -12.3% | 0.4% |
CRESCENT MORTGAGE COMPANY | $14,020,000 | $545,000 | -96.1% | 0.4% |
Barrington Bank & Trust Company, N.A. | $500,000 | $535,000 | 7.0% | 0.4% |
AMERICAN FINANCING CORPORATION | $2,315,000 | $525,000 | -77.3% | 0.4% |
AMERICAN INTERNET MORTGAGE, INC. | $520,000 | n/a | 0.4% | |
AMERISAVE MORTGAGE CORPORATION | $4,615,000 | $520,000 | -88.7% | 0.4% |
UBS Bank USA | $505,000 | n/a | 0.4% | |
Bank of Utah | $485,000 | n/a | 0.4% | |
Jonah Bank of Wyoming | $660,000 | $480,000 | -27.3% | 0.4% |
UNION HOME MORTGAGE CORP. | $475,000 | n/a | 0.4% | |
UNIVERSAL LENDING CORPORATION | $470,000 | n/a | 0.4% | |
Zions Bancorporation, N.A. | $235,000 | $465,000 | 97.9% | 0.4% |
First Western Trust Bank | $225,000 | $455,000 | 102.2% | 0.3% |
First Republic Bank | $435,000 | n/a | 0.3% | |
AMERICAN ADVISORS GROUP | $640,000 | $430,000 | -32.8% | 0.3% |
BROKER SOLUTIONS, INC. | $660,000 | $430,000 | -34.8% | 0.3% |
Wallick & Volk, Inc. | $2,200,000 | $415,000 | -81.1% | 0.3% |
Pinnacle Bank - Wyoming | $860,000 | $390,000 | -54.7% | 0.3% |
Deere Employees Credit Union | $390,000 | $385,000 | -1.3% | 0.3% |
Low VA Rates, LLC | $265,000 | $365,000 | 37.7% | 0.3% |
INTERCAP LENDING INC. | $355,000 | n/a | 0.3% | |
Hilltop National Bank | $760,000 | $350,000 | -53.9% | 0.3% |
AXIA FINANCIAL, LLC | $345,000 | n/a | 0.3% | |
BAY EQUITY LLC | $685,000 | $345,000 | -49.6% | 0.3% |
Ally Bank | $335,000 | n/a | 0.3% | |
Colonial Savings, F.A. | $385,000 | $330,000 | -14.3% | 0.2% |
Nations Lending Corporation | $310,000 | n/a | 0.2% | |
GENEVA FINANCIAL, LLC | $350,000 | $295,000 | -15.7% | 0.2% |
Glacier Bank | $595,000 | $280,000 | -52.9% | 0.2% |
HOME POINT FINANCIAL CORPORATION | $1,935,000 | $275,000 | -85.8% | 0.2% |
Eagle Bank and Trust Company | $265,000 | n/a | 0.2% | |
CORNERSTONE HOME LENDING, INC. | $375,000 | $245,000 | -34.7% | 0.2% |
NuVision Federal Credit Union | $240,000 | n/a | 0.2% | |
PENNYMAC LOAN SERVICES, LLC | $2,085,000 | $235,000 | -88.7% | 0.2% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,260,000 | $225,000 | -82.1% | 0.2% |
PHH Mortgage Corporation | $400,000 | $225,000 | -43.8% | 0.2% |
Platte Valley Bank | $225,000 | n/a | 0.2% | |
ZILLOW HOME LOANS, LLC | $225,000 | n/a | 0.2% | |
PNC Bank | $645,000 | $215,000 | -66.7% | 0.2% |
Carrington Mortgage Services, LLC | $825,000 | $205,000 | -75.2% | 0.2% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $910,000 | $205,000 | -77.5% | 0.2% |
Watermark Capital, Inc. | $205,000 | n/a | 0.2% | |
BANKWEST, INC. | $185,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $185,000 | n/a | 0.1% | |
Nicolet National Bank | $255,000 | $185,000 | -27.5% | 0.1% |
NEWREZ LLC | $250,000 | $175,000 | -30.0% | 0.1% |
CITYWIDE HOME LOANS, LLC | $165,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $2,205,000 | $165,000 | -92.5% | 0.1% |
WYHY | $380,000 | $165,000 | -56.6% | 0.1% |
Bank of America | $1,095,000 | $155,000 | -85.8% | 0.1% |
CALIBER HOME LOANS, INC. | $1,030,000 | $155,000 | -85.0% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $370,000 | $145,000 | -60.8% | 0.1% |
NBH Bank | $145,000 | n/a | 0.1% | |
Discover Bank | $130,000 | n/a | 0.1% | |
Figure Lending LLC | $155,000 | $130,000 | -16.1% | 0.1% |
M&T Bank | $105,000 | $125,000 | 19.0% | 0.1% |
NETWORK CAPITAL FUNDING CORPORATION | $125,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $645,000 | $125,000 | -80.6% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $500,000 | $125,000 | -75.0% | 0.1% |
Equity Prime Mortgage LLC | $115,000 | n/a | 0.1% | |
FIRST COLONY MORTGAGE CORPORATION | $470,000 | $85,000 | -81.9% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $765,000 | $85,000 | -88.9% | 0.1% |
Riverton's top lender by overall market share is QUICKEN LOANS, LLC, with 12.4% market share. In second place, with 11.3%, is First Interstate Bank, having originated $14,915,000 in loans. In third place, with 8.6%, is CENTENNIAL LENDING, LLC, having originated $11,365,000 in loans. In fourth place, with 6.1%, is GUILD MORTGAGE COMPANY, having originated $8,030,000 in loans. In fifth place, with 4.6%, is Meridian Trust Federal Credit Union, having originated $6,050,000 in loans.
Riverton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Riverton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $245,000 (23.2%) | $307,341 (12.0%) | 0.00 | 297 |
2018-02-01 | $235,000 (18.0%) | $300,481 (6.7%) | 0.00 | 305 |
2018-03-01 | $229,000 (15.1%) | $294,495 (3.7%) | 0.00 | 313 |
2018-04-01 | $229,000 (11.7%) | $285,971 (-1.2%) | 0.00 | 320 |
2018-05-01 | $239,000 (9.9%) | $288,545 (0.0%) | 0.00 | 320 |
2018-06-01 | $242,500 (9.9%) | $298,227 (1.7%) | 0.00 | 320 |
2018-07-01 | $244,875 (9.7%) | $301,117 (1.4%) | 0.00 | 319 |
2018-08-01 | $236,000 (4.2%) | $302,713 (2.3%) | 0.00 | 313 |
2018-09-01 | $230,000 (2.2%) | $300,703 (1.9%) | 0.00 | 308 |
2018-10-01 | $229,900 (1.1%) | $293,254 (-2.2%) | 0.00 | 300 |
2018-11-01 | $229,950 (-2.2%) | $302,970 (2.3%) | 0.00 | 291 |
2018-12-01 | $235,000 (2.6%) | $307,478 (6.5%) | 0.00 | 275 |
2019-01-01 | $229,925 (-6.2%) | $299,137 (-2.7%) | 0.00 | 266 |
2019-02-01 | $217,000 (-7.7%) | $288,384 (-4.0%) | 0.00 | 273 |
2019-03-01 | $221,000 (-3.5%) | $288,040 (-2.2%) | 0.00 | 261 |
2019-04-01 | $229,000 (0.0%) | $286,051 (0.0%) | 0.00 | 266 |
2019-05-01 | $229,000 (-4.2%) | $279,633 (-3.1%) | 0.00 | 296 |
2019-06-01 | $229,000 (-5.6%) | $284,881 (-4.5%) | 0.00 | 318 |
2019-07-01 | $230,000 (-6.1%) | $289,789 (-3.8%) | 0.00 | 321 |
2019-08-01 | $230,727 (-2.2%) | $287,029 (-5.2%) | 0.00 | 312 |
2019-09-01 | $230,318 (0.1%) | $282,698 (-6.0%) | 0.00 | 298 |
2019-10-01 | $234,545 (2.0%) | $285,536 (-2.6%) | 0.00 | 273 |
2019-11-01 | $242,500 (5.5%) | $296,033 (-2.3%) | 0.00 | 242 |
2019-12-01 | $239,000 (1.7%) | $294,417 (-4.3%) | 0.00 | 225 |
2020-01-01 | $239,000 (4.0%) | $295,640 (-1.2%) | 0.00 | 211 |
2020-02-01 | $234,950 (8.3%) | $290,193 (0.6%) | 0.00 | 213 |
2020-03-01 | $229,975 (4.1%) | $290,459 (0.8%) | 0.00 | 212 |
2020-04-01 | $224,925 (-1.8%) | $283,597 (-0.9%) | 0.00 | 198 |
2020-05-01 | $219,000 (-4.4%) | $285,955 (2.3%) | 0.00 | 214 |
2020-06-01 | $219,875 (-4.0%) | $306,884 (7.7%) | 0.00 | 251 |
2020-07-01 | $239,000 (3.9%) | $316,996 (9.4%) | 0.00 | 261 |
2020-08-01 | $245,000 (6.2%) | $324,829 (13.2%) | 0.00 | 237 |
2020-09-01 | $248,950 (8.1%) | $335,793 (18.8%) | 0.00 | 214 |
2020-10-01 | $246,500 (5.1%) | $333,614 (16.8%) | 0.00 | 199 |
2020-11-01 | $245,000 (1.0%) | $319,917 (8.1%) | 0.00 | 178 |
2020-12-01 | $246,500 (3.1%) | $319,436 (8.5%) | 0.00 | 168 |
2021-01-01 | $245,000 (2.5%) | $310,650 (5.1%) | 0.00 | 155 |
2021-02-01 | $241,500 (2.8%) | $316,225 (9.0%) | 0.00 | 144 |
2021-03-01 | $250,750 (9.0%) | $345,704 (19.0%) | 0.00 | 144 |
2021-04-01 | $265,000 (17.8%) | $367,060 (29.4%) | 0.00 | 137 |
2021-05-01 | $265,000 (21.0%) | $367,879 (28.7%) | 0.00 | 143 |
2021-06-01 | $295,750 (34.5%) | $400,545 (30.5%) | 0.00 | 144 |
2021-07-01 | $289,000 (20.9%) | $531,201 (67.6%) | 0.00 | 143 |
2021-08-01 | $278,500 (13.7%) | $406,319 (25.1%) | 0.00 | 135 |
2021-09-01 | $315,000 (26.5%) | $429,747 (28.0%) | 0.00 | 137 |
2021-10-01 | $319,450 (29.6%) | $435,027 (30.4%) | 0.00 | 144 |
2021-11-01 | $315,000 (28.6%) | $431,902 (35.0%) | 0.00 | 126 |
2021-12-01 | $319,900 (29.8%) | $439,481 (37.6%) | 0.00 | 102 |
2022-01-01 | $317,450 (29.6%) | $449,311 (44.6%) | 0.00 | 83 |
2022-02-01 | $350,000 (44.9%) | $466,447 (47.5%) | 0.00 | 75 |
2022-03-01 | $371,250 (48.1%) | $476,325 (37.8%) | 0.00 | 79 |
2022-04-01 | $399,500 (50.8%) | $534,711 (45.7%) | 0.00 | 93 |
2022-05-01 | $381,750 (44.1%) | $503,399 (36.8%) | 0.00 | 95 |
2022-06-01 | $375,000 (26.8%) | $516,126 (28.9%) | 0.00 | 112 |
2022-07-01 | $382,500 (32.4%) | $504,646 (-5.0%) | 0.00 | 131 |
2022-08-01 | $385,000 (38.2%) | $636,398 (56.6%) | 0.00 | 139 |
2022-09-01 | $359,500 (14.1%) | $597,560 (39.1%) | 0.00 | 144 |
2022-10-01 | $359,500 (12.5%) | $622,231 (43.0%) | 0.00 | 131 |
2022-11-01 | $352,250 (11.8%) | $627,451 (45.3%) | 0.00 | 128 |
2022-12-01 | $347,500 (8.6%) | $544,094 (23.8%) | 0.00 | 116 |
2023-01-01 | $308,000 (-3.0%) | $507,565 (13.0%) | 0.00 | 111 |
2023-02-01 | $326,000 (-6.9%) | $514,953 (10.4%) | 0.00 | 102 |
2023-03-01 | $323,000 (-13.0%) | $523,014 (9.8%) | 0.00 | 95 |
2023-04-01 | $367,000 (-8.1%) | $541,080 (1.2%) | 0.00 | 96 |
2023-05-01 | $376,750 (-1.3%) | $512,117 (1.7%) | 0.00 | 128 |
2023-06-01 | $375,000 (0.0%) | $530,114 (2.7%) | 0.00 | 145 |
2023-07-01 | $379,000 (-0.9%) | $525,712 (4.2%) | 0.00 | 158 |
2023-08-01 | $396,000 (2.9%) | $521,841 (-18.0%) | 0.00 | 160 |
Riverton's median listing price comes in at 0% of the national average.
Riverton's average listing price for 2023-08-01 was $521,841, a difference of $-114,557 (-18.0%) versus the prior year and $-3,871 versus the prior month.
For the 2023-08-01 period, Riverton had 160 MLS listings, a difference of 2 listings (1%) versus the prior month and 21 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Riverton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,920 sqft |
2018-02-01 | 0 days | 1,920 sqft |
2018-03-01 | 0 days | 1,920 sqft |
2018-04-01 | 0 days | 1,847 sqft |
2018-05-01 | 0 days | 1,878 sqft |
2018-06-01 | 0 days | 1,920 sqft |
2018-07-01 | 0 days | 1,920 sqft |
2018-08-01 | 0 days | 1,920 sqft |
2018-09-01 | 0 days | 1,923 sqft |
2018-10-01 | 0 days | 1,927 sqft |
2018-11-01 | 0 days | 1,932 sqft |
2018-12-01 | 0 days | 1,942 sqft |
2019-01-01 | 0 days | 1,941 sqft |
2019-02-01 | 0 days | 1,920 sqft |
2019-03-01 | 0 days | 1,950 sqft |
2019-04-01 | 0 days | 2,000 sqft |
2019-05-01 | 0 days | 2,014 sqft |
2019-06-01 | 0 days | 1,990 sqft |
2019-07-01 | 0 days | 1,959 sqft |
2019-08-01 | 0 days | 1,959 sqft |
2019-09-01 | 0 days | 1,942 sqft |
2019-10-01 | 0 days | 1,974 sqft |
2019-11-01 | 0 days | 2,016 sqft |
2019-12-01 | 0 days | 2,016 sqft |
2020-01-01 | 0 days | 2,012 sqft |
2020-02-01 | 0 days | 1,968 sqft |
2020-03-01 | 0 days | 1,945 sqft |
2020-04-01 | 0 days | 1,924 sqft |
2020-05-01 | 0 days | 1,908 sqft |
2020-06-01 | 0 days | 1,924 sqft |
2020-07-01 | 0 days | 1,962 sqft |
2020-08-01 | 0 days | 1,991 sqft |
2020-09-01 | 0 days | 1,990 sqft |
2020-10-01 | 0 days | 2,040 sqft |
2020-11-01 | 0 days | 2,072 sqft |
2020-12-01 | 0 days | 2,032 sqft |
2021-01-01 | 0 days | 1,994 sqft |
2021-02-01 | 0 days | 1,976 sqft |
2021-03-01 | 0 days | 2,003 sqft |
2021-04-01 | 0 days | 1,997 sqft |
2021-05-01 | 0 days | 1,920 sqft |
2021-06-01 | 0 days | 1,964 sqft |
2021-07-01 | 0 days | 1,976 sqft |
2021-08-01 | 0 days | 1,807 sqft |
2021-09-01 | 0 days | 1,854 sqft |
2021-10-01 | 0 days | 1,875 sqft |
2021-11-01 | 0 days | 1,903 sqft |
2021-12-01 | 0 days | 1,920 sqft |
2022-01-01 | 0 days | 1,843 sqft |
2022-02-01 | 0 days | 1,825 sqft |
2022-03-01 | 0 days | 1,905 sqft |
2022-04-01 | 0 days | 2,063 sqft |
2022-05-01 | 0 days | 2,011 sqft |
2022-06-01 | 0 days | 1,950 sqft |
2022-07-01 | 0 days | 1,928 sqft |
2022-08-01 | 0 days | 1,966 sqft |
2022-09-01 | 0 days | 1,967 sqft |
2022-10-01 | 0 days | 1,971 sqft |
2022-11-01 | 0 days | 1,965 sqft |
2022-12-01 | 0 days | 1,940 sqft |
2023-01-01 | 0 days | 1,954 sqft |
2023-02-01 | 0 days | 1,925 sqft |
2023-03-01 | 0 days | 1,955 sqft |
2023-04-01 | 0 days | 2,014 sqft |
2023-05-01 | 0 days | 2,040 sqft |
2023-06-01 | 0 days | 2,028 sqft |
2023-07-01 | 0 days | 2,016 sqft |
2023-08-01 | 0 days | 2,043 sqft |
Riverton's median square footage for active listings during the 2023-08-01 period was 2,043 sqft. One year prior, the average listing was 1,966 sqft.
Riverton, WY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 302 | $76,030,000 | $251,755 |
Cash Out Refi | 141 | $30,755,000 | $218,121 |
Refi | 76 | $15,190,000 | $199,868 |
Other | 65 | $5,975,000 | $91,923 |
Home Improvement | 39 | $4,065,000 | $104,231 |
Riverton's most frequently cited loan purpose was Home Purchase, with 302 originations. The 2nd most popular reason was Cash Out Refi, with 141 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
4-5% | 149 | $32,575,000 | $218,624 |
3-4% | 146 | $32,780,000 | $224,521 |
5-6% | 135 | $32,505,000 | $240,778 |
6-7% | 80 | $14,800,000 | $185,000 |
2.5-3% | 39 | $10,245,000 | $262,692 |
<2.5% | 36 | $4,700,000 | $130,556 |
7-8% | 19 | $2,525,000 | $132,895 |
Over 8% | 11 | $625,000 | $56,818 |
During 2022, Riverton's most frequently originated rate bucket was 4-5%, with 149 originations.
Loan Sizing (Riverton, WY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 246 | $67,780,000 | $275,528 |
$100k-200k | 193 | $29,365,000 | $152,150 |
$100,000 or less | 128 | $6,800,000 | $53,125 |
$400k-600k | 50 | $23,540,000 | $470,800 |
$600k-1000k | 5 | $3,335,000 | $667,000 |
$Over $1MM | 1 | $1,195,000 | $1,195,000 |
Riverton's loan sizing saw the bucket of loans from $200k-400k with 246 originations, totaling $67,780,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 214 | $55,450,000 | $259,112 |
60-80% | 166 | $43,700,000 | $263,253 |
40-60% | 87 | $18,855,000 | $216,724 |
Under 20% | 78 | $3,660,000 | $46,923 |
20-40% | 61 | $6,845,000 | $112,213 |
Over 100% | 7 | $1,785,000 | $255,000 |
Riverton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 214 originations, totaling $55,450,000 in origination value.