Riverton Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Riverton averaged 6.89% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.02% and one month ago for the week of 2023-02-09, the average rate was 6.51%.

    Riverton's average rate one year ago was 3.94%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Riverton 30 Year Fixed Rate 2023-03-16 6.89%
    Riverton 30 Year Fixed Rate Refi 2023-03-16 6.5%
    Riverton 15 Year Fixed Rate 2023-03-16 6.19%
    Riverton 15 Year Fixed Rate Refi 2023-03-16 6.16%
    Riverton 30 Year FHA 2023-03-16 6.42%
    Riverton 30 Year FHA Refi 2023-03-16 6.2%
    Riverton 30 Year USDA 2023-03-16 6.22%
    Riverton 30 Year USDA Refi 2023-03-16 6.14%
    Riverton 30 Year VA 2023-03-16 6.36%
    Riverton 30 Year VA Refi 2023-03-16 6.13%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Riverton, WY.

    Riverton Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Riverton, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    QUICKEN LOANS, LLC 91 3.09% $4,459
    GUILD MORTGAGE COMPANY 72 3.18% $4,952
    CRESCENT MORTGAGE COMPANY 38 3.12% $4,635
    OPEN MORTGAGE, LLC 38 3.10% $4,292
    First Interstate Bank 33 3.30% $3,381
    CMG MORTGAGE, INC. 15 3.11% $3,975
    LOANDEPOT.COM, LLC 15 2.92% $5,788
    Wells Fargo Bank 14 3.25% $2,297
    Loan Simple, Inc. 10 2.98% $3,075
    AMERISAVE MORTGAGE CORPORATION 9 3.05% $3,868
    Truist 9 2.96% $3,067
    Bank of the West 8 3.17% $3,593
    U.S. Bank 8 2.98% $3,584
    UNITED WHOLESALE MORTGAGE, LLC 8 2.90% $3,376
    BETTER MORTGAGE CORPORATION 7 2.79% $5,225
    FREEDOM MORTGAGE CORPORATION 5 3.40% $2,313
    HOME POINT FINANCIAL CORPORATION 4 2.90% $6,309
    Wallick & Volk, Inc. 4 3.28% $5,537
    AMERICAN FINANCING CORPORATION 4 3.13% $6,423
    GUARANTEED RATE, INC. 4 3.06% $3,742
    MUTUAL OF OMAHA MORTGAGE, INC. 3 3.13% $2,429
    MORTGAGE SOLUTIONS OF COLORADO, LLC 3 3.63% $3,866
    BROKER SOLUTIONS, INC. 3 2.88% $5,435
    Bank of America 3 2.88% $3,080
    PENNYMAC LOAN SERVICES, LLC 3 3.04% $5,744
    CROSSCOUNTRY MORTGAGE, LLC 3 2.79% $4,327
    CHURCHILL MORTGAGE CORPORATION 3 3.33% $3,183
    Farm Credit Mid-America, ACA 3 3.55% $7,579
    Gateway First Bank 3 3.25% $4,841
    PRIMARY RESIDENTIAL MORTGAGE, INC. 3 2.88% $5,119
    WESTERN VISTA 2 2.38% $2,220
    Pinnacle Bank - Wyoming 2 3.00% $3,578
    The Federal Savings Bank 2 3.31% $7,646
    The Huntington National Bank 2 3.06% $3,488
    FIRST COLONY MORTGAGE CORPORATION 2 3.25% $4,626
    CALIBER HOME LOANS, INC. 2 2.92% $4,383
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.06% $8,493
    PHH Mortgage Corporation 2 3.38% $4,768
    PENTAGON FEDERAL CREDIT UNION 2 2.63% $1,575
    Waterstone Mortgage Corporation 2 3.25% $3,778
    Northpointe Bank 2 3.38% $4,316
    Financial Funding Solutions, Inc. 2 2.75% $1,836
    Flagstar Bank, FSB 2 3.30% $4,888
    GENEVA FINANCIAL, LLC 2 3.44% $5,084
    JPMorgan Chase Bank 2 3.19% $2,630
    Zions Bancorporation, N.A. 1 2.63% $978
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.99% $7,892
    Austin Capital Bank SSB 1 2.99% $4,668
    Bank of Colorado 1 2.88% $8,466
    Baxter Credit Union 1 3.38% $2,192
    BAY EQUITY LLC 1 3.13% $4,140
    BOKF 1 3.13% $3,695
    Colonial Savings, F.A. 1 3.25% $0
    Commerce Bank 1 2.88% $2,243
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.00% $3,957
    Deere Employees Credit Union 1 3.25% $1,658
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.25% $2,717
    Fidelity Bank 1 3.25% $2,102
    First Home Bank 1 3.25% $3,458
    First International Bank & Trust 1 3.13% $2,096
    First Western Trust Bank 1 3.25% $3,031
    Frontier Bank 1 2.63% $2,274
    Glacier Bank 1 2.88% $2,601
    Jonah Bank of Wyoming 1 2.88% $3,412
    KELLER MORTGAGE, LLC 1 3.38% $1,183
    KeyBank 1 3.13% $3,090
    Morgan Stanley Private Bank 1 4.15% $2,902
    NAVY FEDERAL CREDIT UNION 1 5.25% $2,678
    NBKC BANK 1 2.88% $1,923
    Nicolet National Bank 1 2.88% $3,303
    Pinnacle Bank 1 2.99% $2,744
    Plains Commerce Bank 1 3.25% $2,395
    TIAA, FSB 1 2.99% $4,671
    Truity Federal Credit Union 1 2.75% $2,409
    UMB Bank 1 3.13% $4,668
    Utah Power 1 2.63% $4,396
    Willamette Valley Bank 1 3.25% $3,867
    Wyndham Capital Mortgage, Inc. 1 3.38% $2,659
    ACADEMY MORTGAGE CORPORATION 1 3.38% $2,973

    Riverton Average Closing Costs & Other Stats

    Riverton, WY's 79 lenders originated 1,202 loans during 2021. The total origination value was $255,010,000, with an average loan value of $212,155.

    Riverton's average closing costs are $4,742.

    The top Riverton lender as defined by loan originations is QUICKEN LOANS, LLC, with 91 loans originated. Their average total fees are $4,459, which is $493 lower than the next largest lender, GUILD MORTGAGE COMPANY.

    The lowest fee Riverton lenders (with over 10 loans originated) are Wells Fargo Bank ($2,297), Loan Simple, Inc. ($3,075), First Interstate Bank ($3,381), CMG MORTGAGE, INC. ($3,975) and OPEN MORTGAGE, LLC ($4,292).

    The lowest rate Riverton lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (2.92%), Loan Simple, Inc. (2.98%), QUICKEN LOANS, LLC (3.09%), OPEN MORTGAGE, LLC (3.10%) and CMG MORTGAGE, INC. (3.11%).

    Riverton, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    QUICKEN LOANS, LLC $28,880,000 $41,075,000 42.2% 16.1%
    First Interstate Bank $37,120,000 $29,135,000 -21.5% 11.4%
    GUILD MORTGAGE COMPANY $21,445,000 $23,200,000 8.2% 9.1%
    OPEN MORTGAGE, LLC $4,365,000 $15,925,000 264.8% 6.2%
    CRESCENT MORTGAGE COMPANY $17,075,000 $14,020,000 -17.9% 5.5%
    FREEDOM MORTGAGE CORPORATION $8,030,000 $8,955,000 11.5% 3.5%
    LOANDEPOT.COM, LLC $4,480,000 $6,920,000 54.5% 2.7%
    UNITED WHOLESALE MORTGAGE, LLC $2,355,000 $6,855,000 191.1% 2.7%
    Wells Fargo Bank $4,520,000 $6,650,000 47.1% 2.6%
    Mortgage Research Center, LLC $4,695,000 $5,280,000 12.5% 2.1%
    CMG MORTGAGE, INC. $2,215,000 $5,065,000 128.7% 2.0%
    AMERISAVE MORTGAGE CORPORATION $1,720,000 $4,615,000 168.3% 1.8%
    Meridian Trust Federal Credit Union $6,940,000 $4,440,000 -36.0% 1.7%
    BETTER MORTGAGE CORPORATION $1,305,000 $3,685,000 182.4% 1.4%
    Bank of the West $2,220,000 $3,590,000 61.7% 1.4%
    U.S. Bank $3,325,000 $3,405,000 2.4% 1.3%
    Truist Bank $2,345,000 $3,035,000 29.4% 1.2%
    Loan Simple, Inc. $2,905,000 n/a 1.1%
    AMERICAN FINANCING CORPORATION $525,000 $2,315,000 341.0% 0.9%
    LAKEVIEW LOAN SERVICING, LLC $1,800,000 $2,205,000 22.5% 0.9%
    Wallick & Volk, Inc. $1,260,000 $2,200,000 74.6% 0.9%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $4,105,000 $2,140,000 -47.9% 0.8%
    PENNYMAC LOAN SERVICES, LLC $475,000 $2,085,000 338.9% 0.8%
    HOME POINT FINANCIAL CORPORATION $1,935,000 n/a 0.8%
    NEW DAY FINANCIAL, LLC $1,690,000 $1,720,000 1.8% 0.7%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,115,000 $1,555,000 39.5% 0.6%
    USAA Federal Savings Bank $1,180,000 $1,540,000 30.5% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $755,000 $1,410,000 86.8% 0.6%
    GUARANTEED RATE, INC. $625,000 $1,360,000 117.6% 0.5%
    NAVY FEDERAL CREDIT UNION $710,000 $1,330,000 87.3% 0.5%
    Farm Credit Mid-America, ACA $2,945,000 $1,310,000 -55.5% 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $515,000 $1,260,000 144.7% 0.5%
    The Federal Savings Bank $710,000 $1,210,000 70.4% 0.5%
    Gateway First Bank $1,170,000 n/a 0.5%
    WESTERN VISTA $530,000 $1,150,000 117.0% 0.5%
    Bank of America $775,000 $1,095,000 41.3% 0.4%
    BOKF $45,000 $1,095,000 2,333.3% 0.4%
    CALIBER HOME LOANS, INC. $865,000 $1,030,000 19.1% 0.4%
    CHURCHILL MORTGAGE CORPORATION $105,000 $1,010,000 861.9% 0.4%
    The Huntington National Bank $1,000,000 n/a 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $165,000 $910,000 451.5% 0.4%
    Pinnacle Bank - Wyoming $870,000 $860,000 -1.1% 0.3%
    Carrington Mortgage Services, LLC $420,000 $825,000 96.4% 0.3%
    Flagstar Bank, FSB $1,085,000 $800,000 -26.3% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,260,000 $765,000 -39.3% 0.3%
    Hilltop National Bank $145,000 $760,000 424.1% 0.3%
    MOVEMENT MORTGAGE, LLC $760,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $695,000 n/a 0.3%
    BAY EQUITY LLC $215,000 $685,000 218.6% 0.3%
    BROKER SOLUTIONS, INC. $660,000 n/a 0.3%
    Jonah Bank of Wyoming $295,000 $660,000 123.7% 0.3%
    VILLAGE CAPITAL & INVESTMENT LLC $1,025,000 $650,000 -36.6% 0.3%
    PENTAGON FEDERAL CREDIT UNION $645,000 n/a 0.3%
    PNC Bank $645,000 n/a 0.3%
    Toyota Financial Savings Bank $645,000 n/a 0.3%
    AMERICAN ADVISORS GROUP $640,000 n/a 0.3%
    JPMorgan Chase Bank $280,000 $620,000 121.4% 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,790,000 $615,000 -65.6% 0.2%
    Magnolia Bank $610,000 n/a 0.2%
    Waterstone Mortgage Corporation $610,000 n/a 0.2%
    Glacier Bank $1,700,000 $595,000 -65.0% 0.2%
    Barrington Bank & Trust Company, N.A. $1,545,000 $500,000 -67.6% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $965,000 $500,000 -48.2% 0.2%
    Wyndham Capital Mortgage, Inc. $480,000 n/a 0.2%
    FIRST COLONY MORTGAGE CORPORATION $470,000 n/a 0.2%
    CHERRY CREEK MORTGAGE, LLC $180,000 $450,000 150.0% 0.2%
    Washington Trust Bank $445,000 n/a 0.2%
    Northpointe Bank $440,000 n/a 0.2%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $435,000 n/a 0.2%
    Prime Choice Funding Inc. $415,000 $425,000 2.4% 0.2%
    MID AMERICA MORTGAGE, INC. $690,000 $420,000 -39.1% 0.2%
    Commerce Bank $415,000 n/a 0.2%
    Fidelity Bank $415,000 $405,000 -2.4% 0.2%
    PHH Mortgage Corporation $135,000 $400,000 196.3% 0.2%
    Deere Employees Credit Union $215,000 $390,000 81.4% 0.2%
    Colonial Savings, F.A. $385,000 n/a 0.2%
    WYHY $1,895,000 $380,000 -79.9% 0.1%
    CORNERSTONE HOME LENDING, INC. $375,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $345,000 $370,000 7.2% 0.1%
    Financial Funding Solutions, Inc. $360,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $355,000 n/a 0.1%
    Truity Federal Credit Union $355,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $350,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $345,000 n/a 0.1%
    UMB Bank $345,000 n/a 0.1%
    Bank Midwest $335,000 n/a 0.1%
    KS StateBank $335,000 n/a 0.1%
    Austin Capital Bank SSB $315,000 n/a 0.1%
    First Internet Bank of Indiana $315,000 n/a 0.1%
    First Home Bank $295,000 n/a 0.1%
    TIAA, FSB $425,000 $295,000 -30.6% 0.1%
    Bank of Colorado $285,000 n/a 0.1%
    Utah Power $225,000 $285,000 26.7% 0.1%
    Arvest Bank $275,000 n/a 0.1%
    Flanagan State Bank $275,000 n/a 0.1%
    IDAHO CENTRAL $275,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $205,000 $265,000 29.3% 0.1%
    Low VA Rates, LLC $390,000 $265,000 -32.1% 0.1%
    Morgan Stanley Private Bank $265,000 n/a 0.1%
    Baxter Credit Union $255,000 n/a 0.1%
    NBKC BANK $255,000 n/a 0.1%
    Nicolet National Bank $465,000 $255,000 -45.2% 0.1%
    NEWREZ LLC $215,000 $250,000 16.3% 0.1%
    West Town Bank & Trust $235,000 n/a 0.1%
    Zions Bancorporation, N.A. $235,000 n/a 0.1%
    First Western Trust Bank $225,000 n/a 0.1%
    Willamette Valley Bank $225,000 n/a 0.1%
    Pinnacle Bank $215,000 n/a 0.1%
    Plains Commerce Bank $210,000 n/a 0.1%
    Black Hills Community Bank $375,000 $205,000 -45.3% 0.1%
    First International Bank & Trust $95,000 $205,000 115.8% 0.1%
    Frontier Bank $195,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $185,000 $185,000 0.0% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $1,130,000 $165,000 -85.4% 0.1%
    KELLER MORTGAGE, LLC $165,000 n/a 0.1%
    Figure Lending LLC $80,000 $155,000 93.8% 0.1%
    CONSTRUCTIVE LOANS, LLC $135,000 n/a 0.1%
    KeyBank $135,000 n/a 0.1%
    First Guaranty Mortgage Corporation $285,000 $125,000 -56.1% 0.0%
    RELIANCE FIRST CAPITAL, LLC $95,000 $125,000 31.6% 0.0%
    Secured Investment Corp. $115,000 n/a 0.0%
    Manufacturers and Traders Trust Company $105,000 n/a 0.0%
    UNITED MORTGAGE CORP. $85,000 n/a 0.0%
    First National Bank of America $75,000 n/a 0.0%
    West Gate Bank $65,000 n/a 0.0%

    Riverton's top lender by overall market share is QUICKEN LOANS, LLC, with 16.1% market share. In second place, with 11.4%, is First Interstate Bank, having originated $29,135,000 in loans. In third place, with 9.1%, is GUILD MORTGAGE COMPANY, having originated $23,200,000 in loans. In fourth place, with 6.2%, is OPEN MORTGAGE, LLC, having originated $15,925,000 in loans. In fifth place, with 5.5%, is CRESCENT MORTGAGE COMPANY, having originated $14,020,000 in loans.

    Riverton Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Riverton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $245,000 (23.2%) $307,341 (12.0%) 0.00 297
    2018-02-01 $235,000 (18.0%) $300,481 (6.7%) 0.00 305
    2018-03-01 $229,000 (15.1%) $294,495 (3.7%) 0.00 313
    2018-04-01 $229,000 (11.7%) $285,971 (-1.2%) 0.00 320
    2018-05-01 $239,000 (9.9%) $288,545 (0.0%) 0.00 320
    2018-06-01 $242,500 (9.9%) $298,227 (1.7%) 0.00 320
    2018-07-01 $244,875 (9.7%) $301,117 (1.4%) 0.00 319
    2018-08-01 $236,000 (4.2%) $302,713 (2.3%) 0.00 313
    2018-09-01 $230,000 (2.2%) $300,703 (1.9%) 0.00 308
    2018-10-01 $229,900 (1.1%) $293,254 (-2.2%) 0.00 300
    2018-11-01 $229,950 (-2.2%) $302,970 (2.3%) 0.00 291
    2018-12-01 $235,000 (2.6%) $307,478 (6.5%) 0.00 275
    2019-01-01 $229,925 (-6.2%) $299,137 (-2.7%) 0.00 266
    2019-02-01 $217,000 (-7.7%) $288,384 (-4.0%) 0.00 273
    2019-03-01 $221,000 (-3.5%) $288,040 (-2.2%) 0.00 262
    2019-04-01 $229,000 (0.0%) $286,051 (0.0%) 0.00 267
    2019-05-01 $229,000 (-4.2%) $279,665 (-3.1%) 0.00 296
    2019-06-01 $229,000 (-5.6%) $284,881 (-4.5%) 0.00 318
    2019-07-01 $230,000 (-6.1%) $289,789 (-3.8%) 0.00 321
    2019-08-01 $230,727 (-2.2%) $287,029 (-5.2%) 0.00 312
    2019-09-01 $230,318 (0.1%) $282,698 (-6.0%) 0.00 298
    2019-10-01 $234,545 (2.0%) $285,536 (-2.6%) 0.00 273
    2019-11-01 $242,500 (5.5%) $296,033 (-2.3%) 0.00 242
    2019-12-01 $239,000 (1.7%) $294,417 (-4.3%) 0.00 225
    2020-01-01 $239,000 (4.0%) $295,640 (-1.2%) 0.00 211
    2020-02-01 $234,950 (8.3%) $290,193 (0.6%) 0.00 213
    2020-03-01 $229,975 (4.1%) $290,459 (0.8%) 0.00 212
    2020-04-01 $224,925 (-1.8%) $283,597 (-0.9%) 0.00 198
    2020-05-01 $219,000 (-4.4%) $285,955 (2.3%) 0.00 214
    2020-06-01 $219,875 (-4.0%) $306,884 (7.7%) 0.00 251
    2020-07-01 $239,000 (3.9%) $316,996 (9.4%) 0.00 261
    2020-08-01 $245,000 (6.2%) $324,829 (13.2%) 0.00 237
    2020-09-01 $248,950 (8.1%) $335,793 (18.8%) 0.00 214
    2020-10-01 $246,500 (5.1%) $333,614 (16.8%) 0.00 199
    2020-11-01 $245,000 (1.0%) $319,917 (8.1%) 0.00 178
    2020-12-01 $246,500 (3.1%) $319,436 (8.5%) 0.00 168
    2021-01-01 $245,000 (2.5%) $310,650 (5.1%) 0.00 155
    2021-02-01 $241,500 (2.8%) $316,225 (9.0%) 0.00 144
    2021-03-01 $250,750 (9.0%) $345,704 (19.0%) 0.00 144
    2021-04-01 $265,000 (17.8%) $367,060 (29.4%) 0.00 137
    2021-05-01 $265,000 (21.0%) $367,879 (28.7%) 0.00 143
    2021-06-01 $295,750 (34.5%) $400,545 (30.5%) 0.00 144
    2021-07-01 $289,000 (20.9%) $531,201 (67.6%) 0.00 143
    2021-08-01 $278,500 (13.7%) $406,319 (25.1%) 0.00 135
    2021-09-01 $315,000 (26.5%) $429,747 (28.0%) 0.00 137
    2021-10-01 $319,450 (29.6%) $435,027 (30.4%) 0.00 144
    2021-11-01 $315,000 (28.6%) $431,902 (35.0%) 0.00 126
    2021-12-01 $319,900 (29.8%) $439,481 (37.6%) 0.00 102
    2022-01-01 $317,450 (29.6%) $449,311 (44.6%) 0.00 83
    2022-02-01 $350,000 (44.9%) $466,447 (47.5%) 0.00 75
    2022-03-01 $371,250 (48.1%) $476,325 (37.8%) 0.00 79
    2022-04-01 $399,500 (50.8%) $534,711 (45.7%) 0.00 93
    2022-05-01 $387,000 (46.0%) $504,420 (37.1%) 0.00 95
    2022-06-01 $375,000 (26.8%) $516,126 (28.9%) 0.00 112
    2022-07-01 $382,500 (32.4%) $504,646 (-5.0%) 0.00 131
    2022-08-01 $385,000 (38.2%) $636,398 (56.6%) 0.00 139
    2022-09-01 $359,500 (14.1%) $597,560 (39.1%) 0.00 144
    2022-10-01 $359,500 (12.5%) $622,231 (43.0%) 0.00 131
    2022-11-01 $352,250 (11.8%) $627,451 (45.3%) 0.00 128
    2022-12-01 $347,500 (8.6%) $544,094 (23.8%) 0.00 116
    2023-01-01 $308,000 (-3.0%) $507,565 (13.0%) 0.00 111
    2023-02-01 $326,000 (-6.9%) $514,953 (10.4%) 0.00 102
    Riverton's median listing price for 2023-02-01 was $326,000, a difference of $-24,000 (-6.9%) versus the prior year and $18,000 versus the prior month.

    Riverton's median listing price comes in at 0% of the national average.

    Riverton's average listing price for 2023-02-01 was $514,953, a difference of $48,506 (10.4%) versus the prior year and $7,388 versus the prior month.

    For the 2023-02-01 period, Riverton had 102 MLS listings, a difference of -9 listings (-8%) versus the prior month and 27 listings (36%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Riverton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,920 sqft
    2018-02-01 0 days 1,920 sqft
    2018-03-01 0 days 1,920 sqft
    2018-04-01 0 days 1,847 sqft
    2018-05-01 0 days 1,878 sqft
    2018-06-01 0 days 1,920 sqft
    2018-07-01 0 days 1,920 sqft
    2018-08-01 0 days 1,920 sqft
    2018-09-01 0 days 1,923 sqft
    2018-10-01 0 days 1,927 sqft
    2018-11-01 0 days 1,932 sqft
    2018-12-01 0 days 1,942 sqft
    2019-01-01 0 days 1,941 sqft
    2019-02-01 0 days 1,920 sqft
    2019-03-01 0 days 1,949 sqft
    2019-04-01 0 days 1,998 sqft
    2019-05-01 0 days 2,012 sqft
    2019-06-01 0 days 1,987 sqft
    2019-07-01 0 days 1,958 sqft
    2019-08-01 0 days 1,959 sqft
    2019-09-01 0 days 1,942 sqft
    2019-10-01 0 days 1,974 sqft
    2019-11-01 0 days 2,016 sqft
    2019-12-01 0 days 2,016 sqft
    2020-01-01 0 days 2,012 sqft
    2020-02-01 0 days 1,978 sqft
    2020-03-01 0 days 1,966 sqft
    2020-04-01 0 days 1,931 sqft
    2020-05-01 0 days 1,912 sqft
    2020-06-01 0 days 1,924 sqft
    2020-07-01 0 days 1,962 sqft
    2020-08-01 0 days 1,991 sqft
    2020-09-01 0 days 1,990 sqft
    2020-10-01 0 days 2,040 sqft
    2020-11-01 0 days 2,072 sqft
    2020-12-01 0 days 2,032 sqft
    2021-01-01 0 days 1,994 sqft
    2021-02-01 0 days 1,976 sqft
    2021-03-01 0 days 2,003 sqft
    2021-04-01 0 days 1,997 sqft
    2021-05-01 0 days 1,920 sqft
    2021-06-01 0 days 1,964 sqft
    2021-07-01 0 days 1,976 sqft
    2021-08-01 0 days 1,807 sqft
    2021-09-01 0 days 1,854 sqft
    2021-10-01 0 days 1,875 sqft
    2021-11-01 0 days 1,903 sqft
    2021-12-01 0 days 1,920 sqft
    2022-01-01 0 days 1,843 sqft
    2022-02-01 0 days 1,825 sqft
    2022-03-01 0 days 1,905 sqft
    2022-04-01 0 days 2,063 sqft
    2022-05-01 0 days 2,011 sqft
    2022-06-01 0 days 1,950 sqft
    2022-07-01 0 days 1,928 sqft
    2022-08-01 0 days 1,966 sqft
    2022-09-01 0 days 1,967 sqft
    2022-10-01 0 days 1,971 sqft
    2022-11-01 0 days 1,965 sqft
    2022-12-01 0 days 1,940 sqft
    2023-01-01 0 days 1,954 sqft
    2023-02-01 0 days 1,925 sqft
    Riverton's median listing age (time on market) for 2023-02-01 was 0 days.

    Riverton's median square footage for active listings during the 2023-02-01 period was 1,925 sqft. One year prior, the average listing was 1,825 sqft.

    Riverton, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 474 $110,500,000 $233,122
    Refi 420 $82,040,000 $195,333
    Cash Out Refi 263 $57,805,000 $219,791
    Other 23 $2,665,000 $115,870
    Home Improvement 22 $2,000,000 $90,909

    Riverton's most frequently cited loan purpose was Home Purchase, with 474 originations. The 2nd most popular reason was Refi, with 420 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 524 $114,810,000 $219,103
    3-4% 391 $82,555,000 $211,138
    <2.5% 213 $47,335,000 $222,230
    4-5% 57 $7,615,000 $133,596
    5-6% 5 $605,000 $121,000
    Over 8% 3 $275,000 $91,667
    6-7% 2 $130,000 $65,000
    7-8% 2 $720,000 $360,000

    During 2021, Riverton's most frequently originated rate bucket was 2.5-3%, with 524 originations.

    Loan Sizing (Riverton, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 518 $137,830,000 $266,081
    $100k-200k 487 $74,055,000 $152,064
    $100,000 or less 129 $8,485,000 $65,775
    $400k-600k 58 $27,360,000 $471,724
    $600k-1000k 8 $5,140,000 $642,500
    $Over $1MM 2 $2,140,000 $1,070,000

    Riverton's loan sizing saw the bucket of loans from $200k-400k with 518 originations, totaling $137,830,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 462 $108,730,000 $235,346
    60-80% 383 $87,315,000 $227,977
    40-60% 175 $32,995,000 $188,543
    20-40% 76 $10,070,000 $132,500
    Under 20% 36 $1,460,000 $40,556
    Over 100% 13 $3,415,000 $262,692

    Riverton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 462 originations, totaling $108,730,000 in origination value.