Sound Community Bank Mortgage Rates, Fees & Info

Seattle, WA

LEI: 549300U8DCOOTG96YM89

Tax ID: 91-0619653

4.5 stars - out of 5 stars, based on 26 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Jump to:

Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Overview

    Sound Community Bank is a smaller bank specializing in Cash Out Refi, Refi, and Home Purchase loans. Sound Community Bank has a high proportion of conventional loans. Their top markets include Seattle, Port Angeles, Bremerton, Ellensburg, and Oak Harbor among others. Sound Community Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Sound Community Bank is typically an average fee lendor.


    Originations

    696

    Origination Dollar Volume (All Markets)

    $245,410,000

    Employee count

    136

    Relative Rate

    Sound Community Bank's average 30 year fixed rate mortgage of loans were 3.31%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of 0.16%.

    Relative Fees

    Sound Community Bank's average total fees for a 30 year fixed rate mortgage are $4,730.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Market Originations Total Value Average Loan Average Fees Average Rate
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 304 $143,860,000 $473,224 $5,426 4.13%
    Port Angeles, WA (FHA|USDA|VA) 261 $61,795,000 $236,762 $3,363 3.25%
    Outside of Metro Areas 32 $9,290,000 $290,313 $3,964 3.39%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 26 $5,260,000 $202,308 $3,562 4.35%
    Ellensburg, WA (FHA|USDA|VA) 6 $5,140,000 $856,667 $4,967 3.23%
    Oak Harbor, WA (FHA|USDA|VA) 7 $2,655,000 $379,286 $5,468 4.88%
    BELLINGHAM, WA (FHA|USDA|VA) 10 $2,310,000 $231,000 $3,658 4.46%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 7 $2,045,000 $292,143 $3,376 4.59%
    URBAN HONOLULU, HI (FHA|USDA|VA) 1 $1,495,000 $1,495,000 $13,457 3.13%
    WENATCHEE, WA (FHA|USDA|VA) 4 $1,390,000 $347,500 $3,010 3.94%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,632 5.10%
    Shelton, WA (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,923 4.48%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $1,000,000 $250,000 $3,261 2.91%
    Hailey, ID (FHA|USDA|VA) 1 $955,000 $955,000 $8,883 3.13%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $860,000 $430,000 $4,028 2.38%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $845,000 $281,667 $4,911 3.25%
    Moses Lake, WA (FHA|USDA|VA) 2 $600,000 $300,000 $0 5.56%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $525,000 $525,000 $5,963 2.50%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $455,000 $455,000 $4,619 3.38%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $375,000 $375,000 $2,860 2.75%
    BOISE CITY, ID (FHA|USDA|VA) 1 $325,000 $325,000 $4,030 3.38%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $300,000 $150,000 $0 5.25%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $3,377 3.00%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $3,685 2.75%
    YAKIMA, WA (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.00%
    TUCSON, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $3,045 3.25%
    MERCED, CA (FHA|USDA|VA) 1 $225,000 $225,000 $3,651 2.25%
    Outside of Metro Areas 1 $155,000 $155,000 $3,634 3.38%
    Laramie, WY (FHA|USDA|VA) 1 $135,000 $135,000 $2,123 2.25%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.38%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.00%
    LONGVIEW, WA (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.50%

    Sound Community Bank's top markets include Seattle, Port Angeles, Bremerton, Ellensburg, and Oak Harbor among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional 696 $245,410,000 $352,601 $4,298 3.77%

    For the 2021 period, Sound Community Bank's most frequently originated loan type of loans were Conventional, with 696 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Cash Out Refi 261 $81,165,000 $310,977 $3,798 3.53%
    Refi 228 $70,110,000 $307,500 $3,539 2.87%
    Home Purchase 207 $94,135,000 $454,758 $6,397 5.06%

    For the 2021, Sound Community Bank's most frequently cited loan purpose of loans were Cash Out Refi, with 261 originations. The 2nd most popular reason of loans were Refi, with 228 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 438 $185,710,000 $423,995 $4,730 3.31%
    15 Year 127 $28,195,000 $222,008 $3,422 3.61%
    20 Year 103 $13,535,000 $131,408 $2,996 6.03%
    10 Year 22 $9,850,000 $447,727 $3,310 3.12%
    Other 4 $1,080,000 $270,000 $2,001 5.22%
    3 Year 2 $7,040,000 $3,520,000 $0 4.38%

    For the 2021, Sound Community Bank's most frequently cited loan length of loans were 30 Year, with 438 originations. The 2nd most popular length of loans were 15 Year, with 127 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k 420 $123,840,000 $294,857
    $<1k 67 $9,965,000 $148,731
    $2k-3k 46 $12,840,000 $279,130
    $3k-4k 44 $16,240,000 $369,091
    $5k+ 39 $42,485,000 $1,089,359

    $4,730 of loans were Sound Community Bank's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 420 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 238 $97,320,000 $408,908
    3-4% 204 $82,560,000 $404,706
    <2.5% 90 $21,430,000 $238,111
    7-8% 54 $4,360,000 $80,741
    4-5% 44 $28,340,000 $644,091
    5-6% 43 $9,475,000 $220,349
    Over 8% 23 $1,925,000 $83,696

    During 2021, Sound Community Bank's average interest rate of loans were 3.31%, while their most frequently originated rate bucket of loans were 2.5-3%, with 238 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 256 $73,200,000 $285,938 $3,654 3.22%
    $100k-200k 171 $25,675,000 $150,146 $3,211 3.73%
    $400k-600k 101 $48,735,000 $482,525 $4,464 3.11%
    $100,000 or less 96 $6,240,000 $65,000 $2,509 6.29%
    $600k-1MM 43 $33,675,000 $783,140 $8,454 3.41%
    $1MM+ 29 $57,885,000 $1,996,034 $13,376 3.40%

    2021 saw Sound Community Bank place emphasis on $200k-400k loans with 256 originations, totaling $73,200,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 156 $45,140,000 $289,359 $4,046 3.59%
    $50k-75k 149 $28,405,000 $190,638 $3,362 4.03%
    $150k-250k 105 $45,505,000 $433,381 $5,054 3.41%
    $75k-100k 105 $27,685,000 $263,667 $3,683 3.63%
    $50k or less 85 $11,255,000 $132,412 $3,329 4.73%
    $250k+ 77 $68,525,000 $889,935 $7,804 3.25%

    Sound Community Bank lent most frequently to those with incomes in the $100k-150k range, with 156 originations. The second most popular income band? $50k-75k, with 149 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 149 $43,905,000 $294,664 $3,525 3.30%
    30-36% 121 $42,545,000 $351,612 $4,388 3.90%
    <20% 87 $35,375,000 $406,609 $4,148 3.19%
    44% 38 $12,300,000 $323,684 $5,163 4.05%
    42% 35 $9,855,000 $281,571 $3,557 3.92%
    43% 32 $10,520,000 $328,750 $4,284 4.44%
    38% 31 $8,005,000 $258,226 $4,668 4.37%
    41% 28 $6,930,000 $247,500 $3,720 4.41%
    39% 27 $8,715,000 $322,778 $4,560 3.74%
    36% 21 $7,735,000 $368,333 $5,298 3.77%
    49% 20 $7,630,000 $381,500 $4,686 3.60%
    48% 20 $4,330,000 $216,500 $3,500 4.99%
    40% 18 $6,250,000 $347,222 $4,648 3.56%
    45% 14 $4,190,000 $299,286 $5,238 3.88%
    37% 14 $3,460,000 $247,143 $4,070 3.89%
    47% 14 $8,240,000 $588,571 $7,019 4.53%
    46% 7 $2,005,000 $286,429 $3,620 3.05%
    50-60% 7 $4,565,000 $652,143 $7,972 4.09%
    >60% 4 $3,670,000 $917,500 $11,791 3.81%

    Sound Community Bank lent most frequently to those with DTI ratios of 20-30%, with 149 originations. The next most common DTI ratio? 30-36%, with 121 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 588 $198,760,000 $338,027 $4,252 3.68%
    Not applicable 9 $15,185,000 $1,687,222 $0 4.35%
    Not provided 50 $15,090,000 $301,800 $4,038 4.69%
    Asian 19 $6,385,000 $336,053 $4,770 4.22%
    Black 9 $2,015,000 $223,889 $6,755 4.96%
    Other Asian 3 $1,975,000 $658,333 $9,897 2.83%
    Asian Indian 4 $1,910,000 $477,500 $7,128 3.16%
    American Indian 6 $1,830,000 $305,000 $3,209 2.98%
    Chinese 4 $1,130,000 $282,500 $3,686 3.09%
    Native Hawaiian 1 $475,000 $475,000 $0 3.50%
    Filipino 1 $385,000 $385,000 $2,457 3.00%
    Japanese 2 $270,000 $135,000 $2,169 3.88%

    Approval Rates

    Total approvals of all applications
    96.01%

    Sound Community Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    85.76%

    Sound Community Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    1045.41 1 $75,000 $75,000
    1117.75 1 $75,000 $75,000
    1168.75 1 $85,000 $85,000
    1219.33 1 $35,000 $35,000
    1222.38 1 $95,000 $95,000
    1230.68 1 $75,000 $75,000
    1258.71 1 $45,000 $45,000
    1265.59 1 $65,000 $65,000
    1269.14 1 $25,000 $25,000
    1282.92 1 $95,000 $95,000
    1322.44 1 $25,000 $25,000
    1367.89 1 $105,000 $105,000
    1380.87 1 $55,000 $55,000
    1381.68 1 $45,000 $45,000
    1413.73 1 $35,000 $35,000
    1435.0 1 $105,000 $105,000
    1439.4 1 $115,000 $115,000
    1456.2 1 $105,000 $105,000
    1457.47 1 $45,000 $45,000
    1493.09 1 $55,000 $55,000
    1498.24 1 $35,000 $35,000
    1503.01 1 $25,000 $25,000
    1541.18 1 $65,000 $65,000
    1561.28 1 $125,000 $125,000
    1594.34 1 $125,000 $125,000
    1602.55 1 $45,000 $45,000
    1614.44 1 $95,000 $95,000
    1686.8 1 $125,000 $125,000
    1707.13 1 $65,000 $65,000
    1759.36 1 $75,000 $75,000
    1770.46 1 $65,000 $65,000
    1782.71 1 $85,000 $85,000
    1792.37 1 $35,000 $35,000
    1794.8 1 $85,000 $85,000
    1816.97 1 $75,000 $75,000
    1835.98 1 $75,000 $75,000
    1847.06 1 $45,000 $45,000
    1859.61 1 $135,000 $135,000
    1860.26 1 $265,000 $265,000
    1874.12 1 $95,000 $95,000
    1876.72 1 $85,000 $85,000
    1889.23 1 $55,000 $55,000
    1908.82 1 $65,000 $65,000
    1942.06 1 $55,000 $55,000
    2002.94 1 $85,000 $85,000
    2019.45 1 $95,000 $95,000
    2057.75 1 $95,000 $95,000
    2072.16 1 $55,000 $55,000
    2083.45 1 $85,000 $85,000
    2083.7 1 $85,000 $85,000
    2207.74 1 $85,000 $85,000
    2248.14 1 $115,000 $115,000
    2286.7 1 $85,000 $85,000
    2314.74 1 $145,000 $145,000
    2322.62 1 $105,000 $105,000
    2337.12 1 $115,000 $115,000
    2343.94 1 $105,000 $105,000
    2373.62 1 $105,000 $105,000
    2431.62 1 $125,000 $125,000
    2657.74 1 $155,000 $155,000
    2728.75 1 $75,000 $75,000
    2851.47 1 $115,000 $115,000
    2879.65 1 $145,000 $145,000
    3488.71 1 $85,000 $85,000
    3829.84 1 $215,000 $215,000
    4156.19 1 $145,000 $145,000
    719.03 1 $45,000 $45,000
    794.63 1 $35,000 $35,000
    810.83 1 $25,000 $25,000
    847.56 1 $55,000 $55,000
    852.08 1 $45,000 $45,000
    942.29 1 $45,000 $45,000
    968.94 1 $65,000 $65,000
    NA 623 $239,315,000 $384,133

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    696 $245,410,000 $352,601

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 99 $23,395,000 $236,313 $3,442 3.25%
    40-60% 207 $79,745,000 $385,242 $4,024 3.11%
    60-80% 259 $92,255,000 $356,197 $4,516 3.98%
    80-100% 102 $45,480,000 $445,882 $6,122 4.94%
    Under 20% 29 $4,535,000 $156,379 $2,696 4.31%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    SANDY SPRING BANCORP, INC. FHA mortgage Closing on a mortgage 1 20.0%
    SANDY SPRING BANCORP, INC. Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 20.0%
    SANDY SPRING BANCORP, INC. Home equity loan or line of credit (HELOC) Problem with a credit reporting company's investigation into an existing problem 1 20.0%
    SANDY SPRING BANCORP, INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 20.0%
    SANDY SPRING BANCORP, INC. Other type of mortgage Closing on a mortgage 1 20.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Sound Community Bank 2001 Fifth Avenue Seattle, WA 98121 Full Service B&M $0
    Sound Community Bank 110 North Alder Street Port Angeles, WA 98362 Full Service B&M $147,452
    Sound Community Bank 22807 44th Avenue West Mountlake Terrace, WA 98043 Full Service B&M $71,181
    Sound Community Bank 2400 3rd Ave Suite 150 Seattle, WA 98121 Full Service B&M $167,838
    Sound Community Bank 2400 Third Avenue, Suite 150 Seattle, WA 98121 Full Service B&M $0
    Sound Community Bank 2941 South 38th Street Tacoma, WA 98409 Full Service B&M $47,632
    Sound Community Bank 4922 Bridgeport Way West University Place, WA 98467 Full Service B&M $28,148
    Sound Community Bank 645 W. Washington Street Sequim, WA 98382 Full Service B&M $282,983
    Sound Community Bank 9500 Oak Bay Road Port Ludlow, WA 98365 Full Service B&M $61,965
    Sound Community Bank 990 East Washington Street, Suite F Sequim, WA 98382 Full Service B&M $6,856

    For 2021, Sound Community Bank had 10 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $34,051
    Net interest income $30,769
    Total noninterest income $7,153
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $564
    Trading account gains and fees $0
    Additional Noninterest Income $6,589
    Pre-tax net operating income $12,650
    Securities gains (or losses, -) $0
    Income before extraordinary items $10,122
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $10,122
    Minority interest net income $0
    Net income $10,122
    Sale, conversion, retirement of capital stock, net $829
    Net operating income $10,122

    Sound Community Bank's gross interest income from loans was $34,051,000.
    Sound Community Bank's net interest income from loans was $30,769,000.
    Sound Community Bank's fee based income from loans was $564,000.
    Sound Community Bank's net income from loans was $10,122,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $3,282
    Provision for credit losses $425
    Total noninterest expense $24,847
    Salaries and employee benefits $13,892
    Premises and equipment expense $2,357
    Additional noninterest expense $8,598
    Applicable income taxes $2,528
    Net charge-offs $120
    Cash dividends $432

    Sound Community Bank's interest expense for loans was $3,282,000.
    Sound Community Bank's payroll and benefits expense were $13,892,000.
    Sound Community Bank's property, plant and equipment expenses $2,357,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 3.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $805,479
    Deposits held in domestic offices $805,479
    Deposits by Individuals, partnerships, and corporations $780,082
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $25,397
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $504,694
    Demand deposits $379,769
    Nontransaction accounts $300,785
    Money market deposit accounts (MMDAs) $91,670
    Other savings deposits (excluding MMDAs) $103,401
    Total time deposits $105,714
    Total time and savings deposits $425,710
    Noninterest-bearing deposits $197,633
    Interest-bearing deposits $607,846
    Retail deposits $786,398
    IRAs and Keogh plan accounts $21,690
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $919,800
    Cash & Balances due from depository institutions $183,590
    Interest-bearing balances $176,251
    Total securities $8,419
    Federal funds sold & reverse repurchase $0
    Net loans and leases $683,185
    Loan and leases loss allowance $6,306
    Trading account assets $0
    Bank premises and fixed assets $11,630
    Other real estate owned $659
    Goodwill and other intangibles $5,147
    All other assets $27,170

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $919,800
    Total Liabilities $818,814
    Total deposits $805,479
    Interest-bearing deposits $607,846
    Deposits held in domestic offices $805,479
    % insured (estimated) $76
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $13,335

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $683,185
    Loan and leases loss allowance $6,306
    Total loans and leases (domestic) $689,491
    All real estate loans $569,463
    Real estate loans in domestic offices $569,463
    Construction and development loans $56,379
    Residential 1-4 family construction $15,577
    Other construction, all land development and other land $40,802
    Loans secured by nonfarm nonresidential properties $192,479
    Nonfarm nonresidential secured by owner-occupied properties $59,805
    Commercial real estate & other non-farm, non-residential $132,674
    Multifamily residential real estate $78,474
    1-4 family residential loans $240,235
    Farmland loans $1,896
    Loans held in foreign offices $0
    Farm loans $347
    Commercial and industrial loans $21,834
    To non-U.S. addressees $0
    Loans to individuals $96,845
    Credit card loans $0
    Related Plans $585
    Consumer Auto Loans $1,598
    Other loans to individuals $94,662
    All other loans & leases $1,002
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $1,002
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $2,116
    Non 1-4 family restructured loans & leases $225
    Total loans and leases (foreign) $0

    Sound Community Bank had $683,185,000 of loans outstanding in 2021. $569,463,000 of loans were in real estate loans. $56,379,000 of loans were in development loans. $78,474,000 of loans were in multifamily mortgage loans. $240,235,000 of loans were in 1-4 family mortgage loans. $347,000 of loans were in farm loans. $0 of loans were in credit card loans. $1,598,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 158 $50,945 $322,437
    Nonfarm, nonresidential loans - <$100k 9 $250 $27,778
    Nonfarm, nonresidential loans - $100-250k 48 $6,912 $144,000
    Nonfarm, nonresidential loans - $250k-1MM 101 $43,783 $433,495
    Commercial & Industrial, US addressed loans - <$1MM 130 $14,767 $113,592
    Commercial & Industrial, US addressed loans - <$100k 56 $1,066 $19,036
    Commercial & Industrial, US addressed loans - $100-250k 43 $4,145 $96,395
    Commercial & Industrial, US addressed loans - $250k-1MM 31 $9,556 $308,258
    Farmland loans - <$1MM 5 $624 $124,800
    Farmland loans - <$100k 2 $34 $17,000
    Farmland loans - $100-250k 2 $295 $147,500
    Farmland loans - $250k-1MM 1 $295 $295,000
    Agriculture operations loans - <$1MM 1 $347 $347,000
    Agriculture operations loans - $250k-1MM 1 $347 $347,000