Ks Statebank Mortgage Rates, Fees & Info

Manhattan, KS

LEI: 549300Z6EE8DBBFUW487

Tax ID: 48-0760380

5 stars - out of 5 stars, based on 69 reviews

2020 Data | 2019 Data | 2018 Data


Overview

Ks Statebank is a small bank specializing in Refi and Home Purchase loans. Ks Statebank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Phoenix, Minneapolis, Manhattan, Washington, and Wichita among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Ks Statebank is typically an average fee lendor.


Originations

4,762

Origination Dollar Volume (All Markets)

$1,737,800,000

Employee count

281 Show all (84) awards

Relative Rate

Ks Statebank's average 30 year fixed rate mortgage of loans were 2.95%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of -0.41%.

Relative Fees

Ks Statebank's average total fees for a 30 year fixed rate mortgage are $3,759.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 504 $231,060,000 $458,452 $2,974 3.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 452 $136,120,000 $301,150 $2,740 3.07%
Outside of Metro Areas 329 $99,625,000 $302,812 $3,513 2.99%
MANHATTAN, KS (FHA|USDA|VA) 315 $89,485,000 $284,079 $2,617 3.56%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 157 $80,845,000 $514,936 $3,872 2.80%
WICHITA, KS (FHA|USDA|VA) 286 $70,550,000 $246,678 $3,347 3.77%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 138 $50,390,000 $365,145 $4,514 2.90%
KANSAS CITY, MO-KS (FHA|USDA|VA) 165 $45,785,000 $277,485 $2,845 3.44%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 101 $42,225,000 $418,069 $2,819 2.91%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 84 $28,300,000 $336,905 $5,195 2.75%
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 50 $26,280,000 $525,600 $3,997 2.99%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 65 $25,805,000 $397,000 $3,590 2.83%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 62 $23,740,000 $382,903 $3,820 2.75%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 45 $23,445,000 $521,000 $3,721 2.92%
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 53 $19,955,000 $376,509 $3,766 2.84%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 52 $19,530,000 $375,577 $3,653 2.86%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 42 $19,010,000 $452,619 $4,224 2.77%
MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) 51 $18,035,000 $353,627 $6,912 2.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 44 $17,810,000 $404,773 $4,699 2.89%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 37 $17,255,000 $466,351 $3,484 2.98%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 34 $14,830,000 $436,176 $4,744 2.84%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 39 $14,075,000 $360,897 $3,407 2.90%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 36 $13,720,000 $381,111 $4,319 2.89%
COLORADO SPRINGS, CO (FHA|USDA|VA) 38 $13,150,000 $346,053 $4,236 2.87%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 31 $12,765,000 $411,774 $3,119 2.92%
TUCSON, AZ (FHA|USDA|VA) 31 $11,685,000 $376,935 $3,492 3.30%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 31 $11,245,000 $362,742 $5,052 2.73%
HUNTSVILLE, AL (FHA|USDA|VA) 31 $11,175,000 $360,484 $4,015 2.93%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 31 $10,945,000 $353,065 $4,034 2.83%
ANCHORAGE, AK (FHA|USDA|VA) 21 $10,155,000 $483,571 $7,225 2.63%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) 24 $9,950,000 $414,583 $4,265 2.85%
FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) 26 $9,900,000 $380,769 $4,936 2.79%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA (FHA|USDA|VA) 24 $9,570,000 $398,750 $2,998 3.08%
BOULDER, CO (FHA|USDA|VA) 21 $9,315,000 $443,571 $2,229 3.01%
URBAN HONOLULU, HI (FHA|USDA|VA) 13 $9,205,000 $708,077 $10,323 2.46%
ALBUQUERQUE, NM (FHA|USDA|VA) 27 $8,905,000 $329,815 $3,674 2.81%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) 21 $8,675,000 $413,095 $4,092 2.80%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 22 $8,580,000 $390,000 $2,729 2.72%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 20 $8,400,000 $420,000 $3,231 3.09%
JACKSONVILLE, FL (FHA|USDA|VA) 22 $8,290,000 $376,818 $4,235 2.91%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 15 $8,255,000 $550,333 $1,960 3.13%
OKLAHOMA CITY, OK (FHA|USDA|VA) 29 $8,085,000 $278,793 $4,525 2.87%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 24 $7,940,000 $330,833 $2,837 3.10%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 20 $7,910,000 $395,500 $3,813 2.86%
RALEIGH-CARY, NC (FHA|USDA|VA) 21 $7,655,000 $364,524 $2,886 2.85%
RICHMOND, VA (FHA|USDA|VA) 18 $7,310,000 $406,111 $4,553 2.72%
SALT LAKE CITY, UT (FHA|USDA|VA) 22 $7,300,000 $331,818 $3,256 3.01%
BOISE CITY, ID (FHA|USDA|VA) 18 $7,250,000 $402,778 $4,733 2.73%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 18 $7,190,000 $399,444 $6,557 2.95%
BAKERSFIELD, CA (FHA|USDA|VA) 25 $6,845,000 $273,800 $3,610 3.22%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 19 $6,775,000 $356,579 $2,500 3.10%
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 15 $6,705,000 $447,000 $2,636 2.98%
ST. LOUIS, MO-IL (FHA|USDA|VA) 19 $6,565,000 $345,526 $3,531 2.71%
BOSTON, MA (FHA|USDA|VA) 12 $6,420,000 $535,000 $5,338 3.09%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 15 $5,825,000 $388,333 $3,069 2.80%
WORCESTER, MA-CT (FHA|USDA|VA) 15 $5,695,000 $379,667 $4,759 2.88%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 17 $5,685,000 $334,412 $1,857 2.99%
NEW BRUNSWICK-LAKEWOOD, NJ (FHA|USDA|VA) 13 $5,655,000 $435,000 $7,262 2.71%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 16 $5,650,000 $353,125 $4,707 2.74%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 16 $5,650,000 $353,125 $1,821 2.76%
NEWARK, NJ-PA (FHA|USDA|VA) 11 $5,635,000 $512,273 $3,954 2.81%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) 12 $5,480,000 $456,667 $6,159 2.80%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 15 $5,365,000 $357,667 $1,772 2.76%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 10 $5,320,000 $532,000 $2,370 2.96%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $4,975,000 $710,714 $2,068 3.40%
TOPEKA, KS (FHA|USDA|VA) 14 $4,960,000 $354,286 $2,812 3.64%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $4,835,000 $371,923 $5,218 2.70%
RENO, NV (FHA|USDA|VA) 11 $4,395,000 $399,545 $4,956 2.84%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 12 $4,350,000 $362,500 $4,837 3.10%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 11 $4,225,000 $384,091 $5,200 2.97%
DAYTON-KETTERING, OH (FHA|USDA|VA) 12 $3,950,000 $329,167 $2,271 2.78%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $3,850,000 $641,667 $8,588 3.04%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 9 $3,775,000 $419,444 $1,932 2.97%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 7 $3,605,000 $515,000 $4,885 2.68%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $3,550,000 $355,000 $2,981 2.66%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $3,525,000 $705,000 $2,319 2.68%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 9 $3,485,000 $387,222 $1,640 2.75%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $3,385,000 $483,571 $4,898 3.05%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $3,340,000 $556,667 $1,333 2.75%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $3,295,000 $470,714 $5,378 2.79%
WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) 9 $3,135,000 $348,333 $2,333 2.74%
FAYETTEVILLE, NC (FHA|USDA|VA) 12 $3,040,000 $253,333 $6,578 2.69%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 8 $2,990,000 $373,750 $3,899 2.67%
COLUMBIA, SC (FHA|USDA|VA) 9 $2,955,000 $328,333 $2,255 2.76%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 7 $2,885,000 $412,143 $3,507 2.39%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $2,860,000 $476,667 $3,566 2.65%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $2,840,000 $355,000 $3,428 3.03%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 6 $2,830,000 $471,667 $7,406 2.77%
COLUMBUS, OH (FHA|USDA|VA) 8 $2,770,000 $346,250 $4,089 2.91%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $2,740,000 $342,500 $3,008 2.81%
KNOXVILLE, TN (FHA|USDA|VA) 7 $2,665,000 $380,714 $2,109 2.64%
SIOUX FALLS, SD (FHA|USDA|VA) 5 $2,655,000 $531,000 $2,459 2.60%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $2,615,000 $373,571 $2,388 2.70%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 9 $2,585,000 $287,222 $3,258 2.71%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $2,555,000 $365,000 $3,490 2.93%
SALEM, OR (FHA|USDA|VA) 4 $2,530,000 $632,500 $8,206 2.78%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 7 $2,525,000 $360,714 $3,802 2.68%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 8 $2,480,000 $310,000 $4,886 3.06%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $2,450,000 $408,333 $7,077 2.81%
GREELEY, CO (FHA|USDA|VA) 9 $2,395,000 $266,111 $2,070 3.06%
WILMINGTON, DE-MD-NJ (FHA|USDA|VA) 7 $2,385,000 $340,714 $3,928 2.79%
MODESTO, CA (FHA|USDA|VA) 9 $2,365,000 $262,778 $1,823 3.81%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $2,335,000 $333,571 $5,005 2.82%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 8 $2,320,000 $290,000 $2,066 3.11%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $2,310,000 $288,750 $4,139 2.70%
COEUR D'ALENE, ID (FHA|USDA|VA) 6 $2,290,000 $381,667 $2,565 2.58%
SAN RAFAEL, CA (FHA|USDA|VA) 2 $2,200,000 $1,100,000 $6,448 2.81%
VALLEJO, CA (FHA|USDA|VA) 6 $2,190,000 $365,000 $1,903 2.77%
MONTGOMERY, AL (FHA|USDA|VA) 8 $2,180,000 $272,500 $2,655 3.16%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $2,165,000 $433,000 $3,453 2.70%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $2,145,000 $429,000 $4,579 3.25%
WARNER ROBINS, GA (FHA|USDA|VA) 9 $2,135,000 $237,222 $4,745 2.61%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $2,085,000 $297,857 $4,988 2.66%
PHILADELPHIA, PA (FHA|USDA|VA) 5 $2,065,000 $413,000 $3,304 2.95%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $2,035,000 $407,000 $2,494 2.98%
SALINAS, CA (FHA|USDA|VA) 3 $1,995,000 $665,000 $5,042 2.75%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH (FHA|USDA|VA) 5 $1,905,000 $381,000 $2,587 3.13%
EL PASO, TX (FHA|USDA|VA) 8 $1,900,000 $237,500 $4,459 2.66%
CORVALLIS, OR (FHA|USDA|VA) 6 $1,880,000 $313,333 $3,906 3.15%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $1,870,000 $311,667 $3,268 2.71%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $1,820,000 $455,000 $4,479 2.78%
TOLEDO, OH (FHA|USDA|VA) 6 $1,820,000 $303,333 $3,235 3.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $1,775,000 $355,000 $6,481 2.88%
FRESNO, CA (FHA|USDA|VA) 5 $1,765,000 $353,000 $1,606 3.05%
SPARTANBURG, SC (FHA|USDA|VA) 5 $1,765,000 $353,000 $5,160 2.80%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $1,755,000 $585,000 $3,646 2.88%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,680,000 $420,000 $7,886 2.66%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,660,000 $415,000 $2,183 2.81%
HARRISONBURG, VA (FHA|USDA|VA) 4 $1,620,000 $405,000 $3,340 2.72%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,610,000 $402,500 $3,791 2.75%
PITTSBURGH, PA (FHA|USDA|VA) 5 $1,595,000 $319,000 $3,393 2.73%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,580,000 $790,000 $5,904 3.44%
TULSA, OK (FHA|USDA|VA) 5 $1,575,000 $315,000 $4,130 2.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,565,000 $313,000 $1,716 2.73%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $1,550,000 $387,500 $4,655 2.81%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $1,520,000 $380,000 $1,084 2.56%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $1,500,000 $375,000 $8,954 2.69%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $1,490,000 $372,500 $6,620 2.63%
DULUTH, MN-WI (FHA|USDA|VA) 7 $1,475,000 $210,714 $2,441 2.86%
FORT COLLINS, CO (FHA|USDA|VA) 4 $1,430,000 $357,500 $2,480 3.06%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,430,000 $238,333 $2,212 3.25%
LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) 4 $1,420,000 $355,000 $2,870 2.97%
BEND, OR (FHA|USDA|VA) 3 $1,405,000 $468,333 $4,040 2.75%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $1,400,000 $350,000 $2,437 2.56%
DOVER, DE (FHA|USDA|VA) 5 $1,395,000 $279,000 $700 2.63%
SANTA FE, NM (FHA|USDA|VA) 4 $1,380,000 $345,000 $4,306 3.34%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $1,300,000 $325,000 $3,482 2.66%
PROVO-OREM, UT (FHA|USDA|VA) 4 $1,290,000 $322,500 $1,960 3.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $1,225,000 $408,333 $5,559 2.42%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $1,225,000 $408,333 $5,536 2.67%
ELGIN, IL (FHA|USDA|VA) 3 $1,215,000 $405,000 $5,623 2.63%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $1,210,000 $302,500 $2,672 2.81%
SAVANNAH, GA (FHA|USDA|VA) 3 $1,185,000 $395,000 $5,457 2.67%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $1,185,000 $395,000 $5,309 2.67%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $1,165,000 $388,333 $967 3.42%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) 2 $1,160,000 $580,000 $3,794 2.75%
STOCKTON, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $2,518 3.33%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $1,115,000 $371,667 $4,856 2.75%
GARY, IN (FHA|USDA|VA) 3 $1,095,000 $365,000 $7,486 2.71%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $1,065,000 $355,000 $7,549 2.83%
WILMINGTON, NC (FHA|USDA|VA) 3 $1,045,000 $348,333 $1,361 3.04%
FORT WAYNE, IN (FHA|USDA|VA) 3 $1,045,000 $348,333 $6,247 2.67%
EAU CLAIRE, WI (FHA|USDA|VA) 5 $1,025,000 $205,000 $1,950 3.00%
TYLER, TX (FHA|USDA|VA) 3 $1,005,000 $335,000 $7,790 2.42%
PANAMA CITY, FL (FHA|USDA|VA) 3 $995,000 $331,667 $2,093 2.75%
BILLINGS, MT (FHA|USDA|VA) 2 $990,000 $495,000 $6,778 2.69%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $990,000 $495,000 $8,454 2.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $985,000 $328,333 $4,504 2.63%
BISMARCK, ND (FHA|USDA|VA) 2 $980,000 $490,000 $4,867 2.69%
LINCOLN, NE (FHA|USDA|VA) 4 $930,000 $232,500 $2,926 2.97%
ENID, OK (FHA|USDA|VA) 3 $915,000 $305,000 $2,987 2.46%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $895,000 $298,333 $2,912 2.42%
PUEBLO, CO (FHA|USDA|VA) 3 $885,000 $295,000 $2,195 2.75%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $845,000 $281,667 $6,260 2.71%
ST. CLOUD, MN (FHA|USDA|VA) 2 $840,000 $420,000 $2,560 2.81%
AMARILLO, TX (FHA|USDA|VA) 3 $835,000 $278,333 $5,036 2.88%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $815,000 $271,667 $2,398 3.17%
WACO, TX (FHA|USDA|VA) 1 $815,000 $815,000 $214 3.13%
RAPID CITY, SD (FHA|USDA|VA) 4 $810,000 $202,500 $1,160 2.81%
AMES, IA (FHA|USDA|VA) 1 $805,000 $805,000 $200 2.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $800,000 $400,000 $7,634 2.44%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $800,000 $400,000 $3,600 2.69%
ROANOKE, VA (FHA|USDA|VA) 2 $780,000 $390,000 $2,605 2.50%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $760,000 $380,000 $1,643 3.19%
YUBA CITY, CA (FHA|USDA|VA) 2 $740,000 $370,000 $1,839 3.13%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $740,000 $370,000 $3,168 2.75%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $720,000 $360,000 $2,584 2.94%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $690,000 $345,000 $2,281 2.69%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $690,000 $345,000 $813 2.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $690,000 $345,000 $6,137 2.88%
LONGVIEW, WA (FHA|USDA|VA) 2 $680,000 $340,000 $4,137 2.38%
MADISON, WI (FHA|USDA|VA) 2 $670,000 $335,000 $8,211 2.31%
CAMDEN, NJ (FHA|USDA|VA) 2 $660,000 $330,000 $2,030 3.00%
BRUNSWICK, GA (FHA|USDA|VA) 2 $660,000 $330,000 $2,323 2.69%
AKRON, OH (FHA|USDA|VA) 1 $655,000 $655,000 $11,374 2.25%
GAINESVILLE, FL (FHA|USDA|VA) 2 $630,000 $315,000 $4,758 2.63%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $620,000 $310,000 $3,781 2.81%
ROCHESTER, MN (FHA|USDA|VA) 1 $615,000 $615,000 $8,809 2.25%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $605,000 $605,000 $4,840 2.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $600,000 $300,000 $1,460 2.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $560,000 $280,000 $1,977 2.63%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $560,000 $280,000 $5,146 3.19%
DETROIT-DEARBORN-LIVONIA, MI (FHA|USDA|VA) 2 $560,000 $280,000 $2,222 2.69%
LAS CRUCES, NM (FHA|USDA|VA) 3 $555,000 $185,000 $1,854 3.08%
VALDOSTA, GA (FHA|USDA|VA) 2 $550,000 $275,000 $3,024 2.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $535,000 $535,000 $4,553 3.00%
MOBILE, AL (FHA|USDA|VA) 2 $530,000 $265,000 $2,461 2.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $520,000 $260,000 $2,606 2.56%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $505,000 $505,000 $53 2.75%
CLEVELAND, TN (FHA|USDA|VA) 1 $505,000 $505,000 $2,550 2.88%
CHEYENNE, WY (FHA|USDA|VA) 2 $500,000 $250,000 $0 2.88%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $500,000 $250,000 $1,739 3.00%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $490,000 $245,000 $1,326 3.31%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $490,000 $245,000 $475 3.60%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $485,000 $485,000 $2,389 2.25%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $475,000 $475,000 $3,867 2.75%
GREAT FALLS, MT (FHA|USDA|VA) 1 $455,000 $455,000 $2,288 2.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $455,000 $455,000 $2,248 2.75%
DOTHAN, AL (FHA|USDA|VA) 2 $450,000 $225,000 $1,540 2.50%
REDDING, CA (FHA|USDA|VA) 1 $445,000 $445,000 $19,065 2.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $440,000 $220,000 $4,568 2.94%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $440,000 $220,000 $2,823 2.88%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $435,000 $435,000 $3,281 3.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $435,000 $435,000 $12,468 2.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $435,000 $435,000 $1,671 3.00%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $420,000 $210,000 $1,002 2.50%
WALLA WALLA, WA (FHA|USDA|VA) 1 $415,000 $415,000 $3,086 3.63%
ANN ARBOR, MI (FHA|USDA|VA) 1 $415,000 $415,000 $2,094 2.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $405,000 $405,000 $4,509 2.50%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $405,000 $405,000 $2,170 2.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $405,000 $405,000 $57 2.88%
SEBASTIAN-VERO BEACH, FL (FHA|USDA|VA) 1 $395,000 $395,000 $2,899 2.88%
FAIRBANKS, AK (FHA|USDA|VA) 1 $395,000 $395,000 $16,763 2.75%
VISALIA, CA (FHA|USDA|VA) 1 $385,000 $385,000 $953 2.75%
OCALA, FL (FHA|USDA|VA) 1 $385,000 $385,000 $13,136 2.88%
READING, PA (FHA|USDA|VA) 1 $375,000 $375,000 $1,874 2.88%
ERIE, PA (FHA|USDA|VA) 1 $375,000 $375,000 $179 2.75%
MADERA, CA (FHA|USDA|VA) 1 $375,000 $375,000 $10,907 2.75%
GAINESVILLE, GA (FHA|USDA|VA) 1 $365,000 $365,000 $1,921 3.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $365,000 $365,000 $0 2.88%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $365,000 $365,000 $6,808 2.25%
JACKSON, MS (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.55%
MISSOULA, MT (FHA|USDA|VA) 1 $355,000 $355,000 $3,781 3.63%
LEBANON, PA (FHA|USDA|VA) 1 $355,000 $355,000 $3,338 2.25%
JONESBORO, AR (FHA|USDA|VA) 1 $345,000 $345,000 $1,006 2.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $345,000 $345,000 $4,969 2.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $345,000 $345,000 $7,909 2.50%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $345,000 $345,000 $11,835 3.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $345,000 $345,000 $1,265 3.00%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $325,000 $325,000 $3,575 2.75%
ABILENE, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,414 3.50%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $325,000 $325,000 $2,857 2.75%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $325,000 $325,000 $911 2.25%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $315,000 $315,000 $1,584 2.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $315,000 $315,000 $3,053 3.38%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $315,000 $315,000 $12,973 2.63%
BELLINGHAM, WA (FHA|USDA|VA) 1 $305,000 $305,000 $0 2.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $305,000 $305,000 $1,994 2.38%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $305,000 $305,000 $1,153 3.38%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $305,000 $305,000 $320 2.88%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $305,000 $305,000 $7,807 2.38%
BATON ROUGE, LA (FHA|USDA|VA) 1 $305,000 $305,000 $1,523 2.88%
COLUMBIA, MO (FHA|USDA|VA) 1 $295,000 $295,000 $580 3.00%
THE VILLAGES, FL (FHA|USDA|VA) 1 $285,000 $285,000 $435 3.25%
MIDLAND, MI (FHA|USDA|VA) 2 $270,000 $135,000 $2,320 2.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $265,000 $265,000 $1,398 3.25%
SUMTER, SC (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.25%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $255,000 $255,000 $688 2.88%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $255,000 $255,000 $7,251 2.38%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $245,000 $245,000 $1,671 3.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $235,000 $235,000 $5,480 2.38%
FARGO, ND-MN (FHA|USDA|VA) 1 $225,000 $225,000 $10,814 3.50%
HINESVILLE, GA (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.38%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $215,000 $215,000 $2,373 2.38%
MORRISTOWN, TN (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.49%
LONGVIEW, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,738 2.25%
OWENSBORO, KY (FHA|USDA|VA) 1 $195,000 $195,000 $923 3.38%
ASHEVILLE, NC (FHA|USDA|VA) 1 $185,000 $185,000 $1,594 2.88%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $175,000 $175,000 $5,660 3.00%
NEW BERN, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.50%
CARSON CITY, NV (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.13%
HATTIESBURG, MS (FHA|USDA|VA) 1 $125,000 $125,000 $911 2.75%
NILES, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,145 3.00%
PEORIA, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $85,000 $85,000 $973 3.13%

Ks Statebank's top markets include Phoenix, Minneapolis, Manhattan, Washington, and Wichita among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 2,705 $914,635,000 $338,128 $2,569 3.38%
VA 1,993 $809,845,000 $406,345 $4,621 2.68%
FHA 53 $11,555,000 $218,019 $6,592 3.14%
USDA 11 $1,765,000 $160,455 $3,901 3.22%

For the 2020 period, Ks Statebank's most frequently originated loan type of loans were Conventional, with 2,705 originations. Their 2nd most popular type is VA, with 1,993 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 2,654 $1,041,870,000 $392,566 $2,326 2.99%
Home Purchase 1,390 $449,780,000 $323,583 $5,806 3.15%
Cash Out Refi 672 $231,270,000 $344,152 $4,126 3.17%
Home Improvement 38 $14,040,000 $369,474 $710 5.03%
Other 8 $840,000 $105,000 $0 5.09%

For the 2020, Ks Statebank's most frequently cited loan purpose of loans were Refi, with 2,654 originations. The 2nd most popular reason of loans were Home Purchase, with 1,390 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 3,890 $1,396,440,000 $358,982 $3,759 2.95%
15 Year 361 $94,685,000 $262,285 $2,198 2.97%
Other 326 $187,100,000 $573,926 $2,006 4.08%
20 Year 93 $45,475,000 $488,978 $2,306 3.63%
5 Year 46 $5,910,000 $128,478 $0 5.19%
1 Year 32 $5,670,000 $177,188 $0 5.16%
10 Year 13 $2,405,000 $185,000 $1,495 3.45%
3 Year 1 $115,000 $115,000 $0 5.49%

For the 2020, Ks Statebank's most frequently cited loan length of loans were 30 Year, with 3,890 originations. The 2nd most popular length of loans were 15 Year, with 361 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 3,182 $1,126,610,000 $354,057
$1k-2k 420 $131,300,000 $312,619
$2k-3k 136 $51,130,000 $375,956
$3k-4k 90 $39,520,000 $439,111
$5k+ 62 $39,060,000 $630,000

$3,759 of loans were Ks Statebank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 3,182 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 2,075 $754,525,000 $363,627
3-4% 1,419 $477,525,000 $336,522
<2.5% 853 $331,885,000 $389,080
4-5% 337 $159,775,000 $474,110
5-6% 61 $12,135,000 $198,934
6-7% 16 $1,910,000 $119,375
7-8% 1 $45,000 $45,000

During 2020, Ks Statebank's average interest rate of loans were 2.95%, while their most frequently originated rate bucket of loans were 2.5-3%, with 2,075 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,218 $673,720,000 $303,751 $3,347 2.98%
$400k-600k 1,276 $595,330,000 $466,560 $3,858 2.88%
$100k-200k 724 $112,270,000 $155,069 $2,492 3.33%
$600k-1MM 241 $177,115,000 $734,917 $7,032 3.05%
$100,000 or less 225 $14,975,000 $66,556 $2,126 4.24%
$1MM+ 78 $164,390,000 $2,107,564 $9,808 3.76%

2020 saw Ks Statebank place emphasis on $200k-400k loans with 2,218 originations, totaling $673,720,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 944 $314,280,000 $332,924 $4,250 3.08%
$150k-250k 703 $270,315,000 $384,516 $3,934 3.15%
$75k-100k 562 $162,240,000 $288,683 $4,316 3.07%
$50k-75k 502 $113,960,000 $227,012 $3,978 3.16%
$250k+ 310 $140,450,000 $453,065 $4,094 3.24%
$50k or less 193 $30,485,000 $157,953 $2,812 3.36%

Ks Statebank lent most frequently to those with incomes in the $100k-150k range, with 944 originations. The second most popular income band? $150k-250k, with 703 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 741 $233,815,000 $315,540 $3,191 3.08%
30-36% 601 $197,235,000 $328,178 $3,890 3.06%
<20% 301 $88,795,000 $295,000 $2,654 3.05%
50-60% 156 $60,360,000 $386,923 $8,097 2.90%
44% 115 $37,085,000 $322,478 $4,248 3.16%
42% 112 $35,680,000 $318,571 $4,111 3.14%
40% 109 $37,155,000 $340,872 $4,268 3.13%
43% 107 $32,635,000 $305,000 $4,227 3.28%
39% 106 $34,530,000 $325,755 $5,125 3.13%
41% 102 $33,240,000 $325,882 $4,619 3.12%
38% 99 $32,265,000 $325,909 $3,966 3.13%
49% 93 $31,065,000 $334,032 $4,371 3.19%
36% 92 $30,890,000 $335,761 $4,324 3.18%
48% 87 $25,985,000 $298,678 $3,919 3.27%
37% 85 $26,785,000 $315,118 $4,509 3.16%
45% 84 $26,100,000 $310,714 $5,536 3.26%
47% 75 $24,455,000 $326,067 $4,424 3.07%
46% 71 $23,855,000 $335,986 $4,169 3.12%
>60% 10 $3,520,000 $352,000 $5,186 3.81%

Ks Statebank lent most frequently to those with DTI ratios of 20-30%, with 741 originations. The next most common DTI ratio? 30-36%, with 601 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 3,372 $1,156,570,000 $342,992 $3,529 3.03%
Not provided 786 $290,930,000 $370,140 $3,741 2.90%
Not applicable 271 $168,195,000 $620,646 $0 4.33%
Asian 135 $51,275,000 $379,815 $3,828 3.01%
Black 125 $44,485,000 $355,880 $3,435 2.97%
American Indian 49 $16,415,000 $335,000 $5,069 3.04%
Native Hawaiian 7 $3,065,000 $437,857 $5,085 2.93%
Other Asian 4 $1,730,000 $432,500 $1,031 4.14%
Korean 3 $1,585,000 $528,333 $2,811 2.96%
Asian Indian 4 $1,180,000 $295,000 $3,070 3.41%
Filipino 2 $940,000 $470,000 $1,265 2.50%
Chinese 2 $660,000 $330,000 $0 4.00%
Vietnamese 1 $495,000 $495,000 $2,628 2.75%
Guamanian 1 $275,000 $275,000 $1,262 2.88%

Approval Rates

Total approvals of all applications
94.29%

Ks Statebank has an average approval rate.

Pick Rate

Approvals leading to origination
65.80%

Ks Statebank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
495.0 1 $75,000 $75,000
NA 4,761 $1,737,725,000 $364,992

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Manufactured 2 $1,730,000 $865,000
Multifamily:Site-Built 119 $156,235,000 $1,312,899
Single Family (1-4 Units):Manufactured 2 $1,420,000 $710,000
Single Family (1-4 Units):Site-Built 4,639 $1,578,415,000 $340,249

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 149 $47,635,000 $319,698 $2,218 3.56%
40-60% 620 $237,280,000 $382,710 $2,281 3.15%
60-80% 1,732 $637,180,000 $367,887 $2,648 3.19%
80-100% 2,030 $741,380,000 $365,212 $3,911 2.92%
Over 100% 171 $62,695,000 $366,637 $12,231 2.72%
Under 20% 56 $7,360,000 $131,429 $1,455 4.73%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Ks Statebank 1010 Westloop Pl Manhattan, KS 66502 Full Service B&M $1,125,555
Ks Statebank 11th And Bluemont Manhattan, KS 66502 Limited, Drive-thru $12,506
Ks Statebank 1424 South Maize Road Wichita, KS 67209 Full Service B&M $206,968
Ks Statebank 5110 North Central Avenue Phoenix, AZ 85012 Full Service B&M $528,002
Ks Statebank 539 West Sixth Street Junction City, KS 66441 Full Service B&M $39,167
Ks Statebank 555 Poyntz Avenue Manhattan, KS 66502 Limited, Drive-thru $26,658
Ks Statebank 8803 East Highway 24 Manhattan, KS 66502 Limited, Drive-thru $25,642

For 2020, Ks Statebank had 7 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $95,227
Net interest income $67,158
Total noninterest income $56,149
Gross Fiduciary activities income $0
Service charges on deposit accounts $859
Trading account gains and fees $0
Additional Noninterest Income $55,290
Pre-tax net operating income $60,424
Securities gains (or losses, -) $-1
Income before extraordinary items $58,552
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $58,552
Minority interest net income $0
Net income $58,552
Sale, conversion, retirement of capital stock, net $0
Net operating income $58,552

Ks Statebank's gross interest income from loans was $95,227,000.
Ks Statebank's net interest income from loans was $67,158,000.
Ks Statebank's fee based income from loans was $859,000.
Ks Statebank's net income from loans was $58,552,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $28,069
Provision for credit losses $10,000
Total noninterest expense $52,883
Salaries and employee benefits $37,316
Premises and equipment expense $4,178
Additional noninterest expense $11,389
Applicable income taxes $1,871
Net charge-offs $3,304
Cash dividends $20,164

Ks Statebank's interest expense for loans was $28,069,000.
Ks Statebank's payroll and benefits expense were $37,316,000.
Ks Statebank's property, plant and equipment expenses $4,178,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $1,968,374
Deposits held in domestic offices $1,968,374
Deposits by Individuals, partnerships, and corporations $1,382,901
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $191,239
Deposits by Commercial banks and other depository institutions in U.S. $394,234
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $163,466
Demand deposits $148,581
Nontransaction accounts $1,804,908
Money market deposit accounts (MMDAs) $351,702
Other savings deposits (excluding MMDAs) $532,856
Total time deposits $920,351
Total time and savings deposits $1,819,793
Noninterest-bearing deposits $116,873
Interest-bearing deposits $1,851,501
Retail deposits $1,712,413
IRAs and Keogh plan accounts $21,649
Brokered deposits $187,107
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $2,322,706
Cash & Balances due from depository institutions $113,300
Interest-bearing balances $85,862
Total securities $362,564
Federal funds sold & reverse repurchase $0
Net loans and leases $1,801,144
Loan and leases loss allowance $28,982
Trading account assets $0
Bank premises and fixed assets $5,775
Other real estate owned $416
Goodwill and other intangibles $0
All other assets $39,507

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $2,322,706
Total Liabilities $2,079,759
Total deposits $1,968,374
Interest-bearing deposits $1,851,501
Deposits held in domestic offices $1,968,374
% insured (estimated) $83
Federal funds purchased and repurchase agreements $12,862
Trading liabilities $0
Other borrowed funds $90,097
Subordinated debt $0
All other liabilities $8,426

Issued Loan Types

Type Value (in 000's)
Net loans and leases $1,801,144
Loan and leases loss allowance $28,982
Total loans and leases (domestic) $1,830,126
All real estate loans $1,231,222
Real estate loans in domestic offices $1,231,222
Construction and development loans $60,321
Residential 1-4 family construction $17,529
Other construction, all land development and other land $42,792
Loans secured by nonfarm nonresidential properties $610,202
Nonfarm nonresidential secured by owner-occupied properties $402,136
Commercial real estate & other non-farm, non-residential $208,066
Multifamily residential real estate $99,767
1-4 family residential loans $437,405
Farmland loans $23,527
Loans held in foreign offices $0
Farm loans $12,001
Commercial and industrial loans $293,921
To non-U.S. addressees $0
Loans to individuals $7,410
Credit card loans $2,919
Related Plans $191
Consumer Auto Loans $1,957
Other loans to individuals $2,343
All other loans & leases $285,571
Loans to foreign governments and official institutions $0
Other loans $12,422
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $3,943
Non 1-4 family restructured loans & leases $3,060
Total loans and leases (foreign) $0

KS StateBank had $1,801,144,000 of loans outstanding in 2020. $1,231,222,000 of loans were in real estate loans. $60,321,000 of loans were in development loans. $99,767,000 of loans were in multifamily mortgage loans. $437,405,000 of loans were in 1-4 family mortgage loans. $12,001,000 of loans were in farm loans. $2,919,000 of loans were in credit card loans. $1,957,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 388 $121,877 $314,116
Nonfarm, nonresidential loans - <$100k 54 $2,512 $46,519
Nonfarm, nonresidential loans - $100-250k 99 $13,103 $132,354
Nonfarm, nonresidential loans - $250k-1MM 235 $106,262 $452,179
Commercial & Industrial, US addressed loans - <$1MM 712 $68,353 $96,001
Commercial & Industrial, US addressed loans - <$100k 460 $13,293 $28,898
Commercial & Industrial, US addressed loans - $100-250k 114 $13,488 $118,316
Commercial & Industrial, US addressed loans - $250k-1MM 138 $41,572 $301,246
Farmland loans - <$1MM 29 $4,782 $164,897
Farmland loans - <$100k 9 $242 $26,889
Farmland loans - $100-250k 10 $1,413 $141,300
Farmland loans - $250k-1MM 10 $3,127 $312,700
Agriculture operations loans - <$1MM 18 $1,555 $86,389
Agriculture operations loans - <$100k 11 $404 $36,727
Agriculture operations loans - $100-250k 4 $422 $105,500
Agriculture operations loans - $250k-1MM 3 $729 $243,000