Bemidji Mortgage Rates

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  • Trends
  • Rates vs. Fees
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  • Market Share
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bemidji averaged 5.68% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

    The average rate for the prior week (2022-06-16) was 5.65% and one month ago for the week of 2022-05-19, the average rate was 5.22%.

    Bemidji's average rate one year ago was 3.01%.

    For refis of the same type during the week of 2022-06-23, the average rate was 6.07%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-23 5.81%
    Bemidji 30 Year Fixed Rate 2022-06-23 5.68%
    Bemidji 30 Year Fixed Rate Refi 2022-06-23 6.07%
    Bemidji 15 Year Fixed Rate 2022-06-23 5.68%
    Bemidji 15 Year Fixed Rate Refi 2022-06-23 5.08%
    Bemidji 30 Year FHA 2022-06-23 -0.06%
    Bemidji 30 Year FHA Refi 2022-06-23 -0.01%
    Bemidji 30 Year USDA 2022-06-23 -0.1%
    Bemidji 30 Year USDA Refi 2022-06-23 3.15%
    Bemidji 30 Year VA 2022-06-23 0.01%
    Bemidji 30 Year VA Refi 2022-06-23 -0.23%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bemidji, MN.

    Bemidji Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Bemidji, MN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    AFFINITY PLUS 57 3.07% $4,018
    Deerwood Bank 41 2.80% $4,166
    Bank Forward 37 2.92% $3,980
    QUICKEN LOANS, LLC 35 3.19% $4,239
    Wells Fargo Bank 30 3.08% $3,352
    Servion, Inc. 17 2.93% $4,015
    UNITED WHOLESALE MORTGAGE, LLC 16 2.98% $5,015
    U.S. Bank 7 3.11% $3,080
    VALLEY MORTGAGE, INC. 6 2.85% $5,446
    Bell Bank 6 3.13% $3,660
    Merchants Bank 6 2.92% $3,426
    CROSSCOUNTRY MORTGAGE, LLC 5 3.15% $3,576
    Tradition Mortgage, LLC 4 3.06% $2,450
    BETTER MORTGAGE CORPORATION 4 2.97% $1,237
    American Mortgage & Equity Consultants, Inc. 4 3.28% $4,745
    LOANDEPOT.COM, LLC 4 3.12% $4,506
    Northview Bank 4 3.22% $4,443
    BROKER SOLUTIONS, INC. 4 3.28% $4,013
    Alerus Financial 4 3.13% $5,074
    CRESCENT MORTGAGE COMPANY 4 3.22% $4,453
    Bremer Bank 4 3.06% $5,636
    AMERISAVE MORTGAGE CORPORATION 4 2.97% $5,241
    Gate City Bank 3 2.79% $4,005
    Flagstar Bank, FSB 3 3.13% $4,530
    Wyndham Capital Mortgage, Inc. 3 3.46% $3,434
    Prosperity Home Mortgage, LLC 3 3.25% $2,941
    JPMorgan Chase Bank 3 3.04% $2,803
    ZILLOW HOME LOANS, LLC 2 3.00% $3,266
    LEADERONE FINANCIAL CORPORATION 2 2.75% $3,449
    Discover Bank 2 4.74% $0
    EVERETT FINANCIAL, INC. 2 3.56% $1,977
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.43% $4,383
    NEWREZ LLC 2 3.13% $3,176
    Frandsen Bank & Trust 2 2.88% $7,159
    POLARIS HOME FUNDING CORP. 2 3.44% $5,585
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.31% $4,061
    CALIBER HOME LOANS, INC. 2 3.00% $2,567
    AMERICAN FINANCING CORPORATION 2 3.25% $3,809
    TOPLINE FEDERAL CREDIT UNION 1 3.00% $3,637
    Truist Bank 1 3.00% $9,817
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 2.75% $4,871
    Western National Bank 1 3.00% $0
    TOWN AND COUNTRY Credit Union 1 2.88% $4,879
    ALTRA 1 3.10% $2,853
    AMERICAN FINANCE HOUSE LARIBA 1 3.18% $2,563
    AMERICAN FINANCIAL NETWORK, INC. 1 2.88% $11,363
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.50% $9,962
    Bank of Colorado 1 2.88% $2,813
    BMO Harris Bank 1 3.38% $3,419
    Cache Valley Bank 1 2.88% $1,940
    CENTRAL MINNESOTA Credit Union 1 3.38% $740
    Chicago Mortgage Solutions LLC 1 2.87% $1,480
    Colonial Savings, F.A. 1 3.25% $2,702
    COMPASS MORTGAGE, INC. 1 3.00% $5,436
    COMPEER FINANCIAL, FLCA 1 4.25% $3,411
    CORTRUST MORTGAGE, INC. 1 2.88% $8,218
    EMM LOANS LLC 1 3.25% $6,250
    FINANCE OF AMERICA MORTGAGE LLC 1 2.99% $3,309
    First Guaranty Mortgage Corporation 1 2.75% $6,445
    Goldwater Bank, N.A. 1 3.13% $3,967
    GUARANTY HOME MORTGAGE CORPORATION 1 2.88% $3,234
    Heritage Bank 1 3.75% $4,428
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.25% $3,648
    HOMESIDE FINANCIAL, LLC 1 3.38% $3,035
    InterContinental Capital Group, Inc 1 2.75% $6,488
    IOWA BANKERS MORTGAGE CORPORATION 1 2.88% $5,628
    Liberty Bank Minnesota 1 3.00% $3,649
    MANN FINANCIAL INC. 1 3.13% $4,578
    Manufacturers and Traders Trust Company 1 3.25% $2,866
    MILEND, INC. 1 3.13% $12,550
    Mortgages Unlimited Inc. 1 2.88% $6,142
    Mr. Cooper ( Nationstar Mortgage ) 1 4.50% $4,569
    NBKC BANK 1 2.75% $3,115
    PENNYMAC LOAN SERVICES, LLC 1 3.00% $7,508
    PENTAGON FEDERAL CREDIT UNION 1 2.50% $2,331
    PHH Mortgage Corporation 1 3.88% $4,867
    Plains Commerce Bank 1 3.25% $5,073
    Royal Credit Union 1 2.88% $0
    SPIRE Credit Union 1 3.13% $5,066
    SPRING EQ, LLC 1 3.25% $0

    Bemidji, MN's 80 lenders originated 1,132 loans during 2021. The total origination value was $224,530,000, with an average loan value of $198,348.

    The top Bemidji lender as defined by loan originations is AFFINITY PLUS, with 57 loans originated. Their average total fees are $4,018, which is $149 lower than the next largest lender, Deerwood Bank.

    The lowest fee Bemidji lenders (with over 10 loans originated) are Wells Fargo Bank ($3,352), Bank Forward ($3,980), Servion, Inc. ($4,015), AFFINITY PLUS ($4,018) and Deerwood Bank ($4,166).

    The lowest rate Bemidji lenders (with over 10 loans originated) are Deerwood Bank (2.80%), Bank Forward (2.92%), Servion, Inc. (2.93%), UNITED WHOLESALE MORTGAGE, LLC (2.98%) and AFFINITY PLUS (3.07%).

    Bemidji, MN Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    AFFINITY PLUS $24,010,000 $26,260,000 9.4% 11.7%
    RiverWood Bank $11,775,000 $19,150,000 62.6% 8.5%
    Deerwood Bank $25,610,000 $19,065,000 -25.6% 8.5%
    QUICKEN LOANS, LLC $10,485,000 $16,045,000 53.0% 7.1%
    Bank Forward $27,535,000 $14,395,000 -47.7% 6.4%
    Wells Fargo Bank $12,535,000 $12,290,000 -2.0% 5.5%
    UNITED WHOLESALE MORTGAGE, LLC $1,740,000 $7,375,000 323.9% 3.3%
    Servion, Inc. $2,840,000 $5,090,000 79.2% 2.3%
    Associated Bank $7,980,000 $4,975,000 -37.7% 2.2%
    Mortgage Research Center, LLC $1,850,000 $4,825,000 160.8% 2.1%
    FIRST COMMUNITY CREDIT UNION $4,760,000 n/a 2.1%
    Lend Smart Mortgage, LLC $850,000 $4,750,000 458.8% 2.1%
    FREEDOM MORTGAGE CORPORATION $5,880,000 $4,080,000 -30.6% 1.8%
    VALLEY MORTGAGE, INC. $3,760,000 $3,565,000 -5.2% 1.6%
    Bell Bank $1,675,000 $3,365,000 100.9% 1.5%
    U.S. Bank $3,455,000 $3,030,000 -12.3% 1.3%
    USAA Federal Savings Bank $1,070,000 $2,870,000 168.2% 1.3%
    National Bank of Commerce $245,000 $2,760,000 1,026.5% 1.2%
    LOANDEPOT.COM, LLC $1,945,000 $2,450,000 26.0% 1.1%
    Bremer Bank $4,195,000 $2,345,000 -44.1% 1.0%
    Alerus Financial $1,695,000 $2,075,000 22.4% 0.9%
    CRESCENT MORTGAGE COMPANY $2,605,000 $1,905,000 -26.9% 0.8%
    Flagstar Bank, FSB $750,000 $1,850,000 146.7% 0.8%
    PENNYMAC LOAN SERVICES, LLC $1,685,000 $1,840,000 9.2% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $250,000 $1,755,000 602.0% 0.8%
    AMERISAVE MORTGAGE CORPORATION $565,000 $1,575,000 178.8% 0.7%
    Merchants Bank $175,000 $1,505,000 760.0% 0.7%
    Frandsen Bank & Trust $1,210,000 $1,435,000 18.6% 0.6%
    BROKER SOLUTIONS, INC. $920,000 $1,410,000 53.3% 0.6%
    American Mortgage & Equity Consultants, Inc. $310,000 $1,265,000 308.1% 0.6%
    NEWREZ LLC $165,000 $1,155,000 600.0% 0.5%
    Tradition Mortgage, LLC $1,240,000 $1,145,000 -7.7% 0.5%
    Northview Bank $720,000 $1,140,000 58.3% 0.5%
    JPMorgan Chase Bank $275,000 $1,045,000 280.0% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,070,000 $1,030,000 -3.7% 0.5%
    Woodlands National Bank $475,000 $1,020,000 114.7% 0.5%
    THRIVENT Federal Credit Union $1,005,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $175,000 $955,000 445.7% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $3,100,000 $930,000 -70.0% 0.4%
    CALIBER HOME LOANS, INC. $185,000 $895,000 383.8% 0.4%
    Wyndham Capital Mortgage, Inc. $895,000 n/a 0.4%
    Choice Financial Group $1,865,000 $870,000 -53.4% 0.4%
    BETTER MORTGAGE CORPORATION $860,000 n/a 0.4%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $195,000 $825,000 323.1% 0.4%
    Plains Commerce Bank $455,000 $820,000 80.2% 0.4%
    Gate City Bank $1,680,000 $755,000 -55.1% 0.3%
    BankVista $735,000 n/a 0.3%
    BMO Harris Bank $735,000 n/a 0.3%
    Truist Bank $725,000 n/a 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $680,000 n/a 0.3%
    CORTRUST MORTGAGE, INC. $650,000 n/a 0.3%
    First Guaranty Mortgage Corporation $175,000 $650,000 271.4% 0.3%
    Union State Bank of Fargo $640,000 n/a 0.3%
    GUARANTEED RATE, INC. $960,000 $595,000 -38.0% 0.3%
    LEADERONE FINANCIAL CORPORATION $1,380,000 $580,000 -58.0% 0.3%
    Midwest Bank $185,000 $575,000 210.8% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $215,000 $570,000 165.1% 0.3%
    ZILLOW HOME LOANS, LLC $540,000 n/a 0.2%
    Prosperity Home Mortgage, LLC $285,000 $530,000 86.0% 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $505,000 n/a 0.2%
    NP, Inc. $500,000 n/a 0.2%
    American Federal Bank $1,185,000 $470,000 -60.3% 0.2%
    Liberty Bank Minnesota $465,000 n/a 0.2%
    CAPITAL CREDIT UNION $460,000 n/a 0.2%
    EVERETT FINANCIAL, INC. $575,000 $450,000 -21.7% 0.2%
    Heritage Bank $165,000 $435,000 163.6% 0.2%
    GUARANTY HOME MORTGAGE CORPORATION $425,000 n/a 0.2%
    HIWAY $1,020,000 $415,000 -59.3% 0.2%
    MILEND, INC. $400,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $395,000 n/a 0.2%
    Western National Bank $390,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $410,000 $385,000 -6.1% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $475,000 $385,000 -18.9% 0.2%
    The Federal Savings Bank $205,000 $380,000 85.4% 0.2%
    Hometown Lenders, Inc. $375,000 n/a 0.2%
    NBKC BANK $445,000 $365,000 -18.0% 0.2%
    The Huntington National Bank $365,000 n/a 0.2%
    TOWN AND COUNTRY Credit Union $355,000 n/a 0.2%
    CENTRAL MINNESOTA Credit Union $335,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $285,000 $330,000 15.8% 0.1%
    POLARIS HOME FUNDING CORP. $330,000 n/a 0.1%
    American National Bank of Minnesota $325,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $325,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $175,000 $325,000 85.7% 0.1%
    SPRING EQ, LLC $55,000 $315,000 472.7% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $305,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $305,000 n/a 0.1%
    Chicago Mortgage Solutions LLC $300,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $360,000 $290,000 -19.4% 0.1%
    Mortgages Unlimited Inc. $285,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,080,000 $280,000 -74.1% 0.1%
    Manufacturers and Traders Trust Company $245,000 $275,000 12.2% 0.1%
    Royal Credit Union $265,000 n/a 0.1%
    VILLAGE CAPITAL & INVESTMENT LLC $265,000 n/a 0.1%
    ALTRA $255,000 n/a 0.1%
    Bank of America $255,000 n/a 0.1%
    SPIRE Credit Union $255,000 n/a 0.1%
    IOWA BANKERS MORTGAGE CORPORATION $245,000 n/a 0.1%
    PHH Mortgage Corporation $245,000 n/a 0.1%
    AMERICAN FINANCE HOUSE LARIBA $235,000 n/a 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $130,000 $235,000 80.8% 0.1%
    Low VA Rates, LLC $105,000 $235,000 123.8% 0.1%
    North Shore Bank of Commerce $235,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $225,000 n/a 0.1%
    HOME POINT FINANCIAL CORPORATION $335,000 $215,000 -35.8% 0.1%
    PNC Bank $275,000 $215,000 -21.8% 0.1%
    Discover Bank $85,000 $210,000 147.1% 0.1%
    GSF Mortgage Corporation $205,000 n/a 0.1%
    InterContinental Capital Group, Inc $205,000 n/a 0.1%
    Cache Valley Bank $195,000 n/a 0.1%
    COMPASS MORTGAGE, INC. $195,000 n/a 0.1%
    DELMAR FINANCIAL COMPANY $195,000 n/a 0.1%
    Goldwater Bank, N.A. $530,000 $195,000 -63.2% 0.1%
    Sierra Pacific Mortgage Company, Inc. $195,000 n/a 0.1%
    SOUTHWEST FUNDING, LP $195,000 n/a 0.1%
    UNITED SECURITY FINANCIAL CORP $390,000 $195,000 -50.0% 0.1%
    Carrington Mortgage Services, LLC $165,000 $175,000 6.1% 0.1%
    EMM LOANS LLC $175,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $175,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $165,000 $175,000 6.1% 0.1%
    CASTLE & COOKE MORTGAGE, LLC $165,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $280,000 $165,000 -41.1% 0.1%
    TOPLINE FEDERAL CREDIT UNION $165,000 n/a 0.1%
    MANN FINANCIAL INC. $65,000 $160,000 146.2% 0.1%
    WINGS FINANCIAL $295,000 $160,000 -45.8% 0.1%
    COMPEER FINANCIAL, FLCA $530,000 $145,000 -72.6% 0.1%
    HOMESIDE FINANCIAL, LLC $260,000 $145,000 -44.2% 0.1%
    PREMIER MORTGAGE RESOURCES, L.L.C. $575,000 $145,000 -74.8% 0.1%
    Summit Mortgage Corporation $145,000 n/a 0.1%
    Unity Bank $145,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $140,000 n/a 0.1%
    ST. CLOUD FINANCIAL $135,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $125,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $440,000 $125,000 -71.6% 0.1%
    First International Bank & Trust $125,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $185,000 $125,000 -32.4% 0.1%
    Citizens Bank $95,000 n/a 0.0%
    Colonial Savings, F.A. $95,000 n/a 0.0%
    Bank of Colorado $65,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $210,000 $35,000 -83.3% 0.0%
    SOUTHPOINT FINANCIAL $5,000 n/a 0.0%

    Bemidji's top lender by overall market share is AFFINITY PLUS, with 11.7% market share. In second place, with 8.5%, is RiverWood Bank, having originated $19,150,000 in loans. In third place, with 8.5%, is Deerwood Bank, having originated $19,065,000 in loans. In third place, with 7.1%, is QUICKEN LOANS, LLC, having originated $16,045,000 in loans. In third place, with 6.4%, is Bank Forward, having originated $14,395,000 in loans.

    Bemidji, MN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 465 $111,415,000 $239,602
    Refi 368 $66,140,000 $179,728
    Cash Out Refi 274 $44,040,000 $160,730
    Other 15 $2,175,000 $145,000
    Home Improvement 10 $760,000 $76,000

    Bemidji's most frequently cited loan purpose was Home Purchase, with 465 originations. The 2nd most popular reason was Refi, with 368 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 386 $79,300,000 $205,440
    <2.5% 286 $50,180,000 $175,455
    3-4% 273 $64,685,000 $236,941
    4-5% 44 $5,860,000 $133,182
    5-6% 18 $1,480,000 $82,222
    6-7% 3 $225,000 $75,000
    7-8% 2 $220,000 $110,000
    Over 8% 2 $250,000 $125,000

    During 2021, Bemidji's most frequently originated rate bucket was 2.5-3%, with 386 originations.

    Loan Sizing (Bemidji, MN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 506 $75,490,000 $149,190
    $200k-400k 362 $95,590,000 $264,061
    $100,000 or less 207 $13,345,000 $64,469
    $400k-600k 44 $20,590,000 $467,955
    $600k-1000k 7 $4,965,000 $709,286
    $Over $1MM 6 $14,550,000 $2,425,000

    Bemidji's loan sizing saw the bucket of loans from $100k-200k with 506 originations, totaling $75,490,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 363 $84,435,000 $232,603
    60-80% 334 $67,960,000 $203,473
    40-60% 160 $30,680,000 $191,750
    20-40% 62 $7,090,000 $114,355
    Under 20% 50 $1,880,000 $37,600
    Over 100% 13 $3,385,000 $260,385

    Bemidji's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 363 originations, totaling $84,435,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Bemidji (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $209,950 (3.7%) $234,942 (-2.1%) 0.00 208
    2018-02-01 $219,900 (4.8%) $245,488 (2.0%) 0.00 204
    2018-03-01 $235,000 (2.4%) $258,302 (3.0%) 0.00 201
    2018-04-01 $239,950 (9.1%) $280,600 (14.0%) 0.00 211
    2018-05-01 $244,950 (4.5%) $278,885 (10.3%) 0.00 233
    2018-06-01 $249,900 (4.2%) $276,055 (9.1%) 0.00 273
    2018-07-01 $239,900 (0.0%) $271,406 (5.7%) 0.00 304
    2018-08-01 $239,850 (2.2%) $266,110 (4.6%) 0.00 298
    2018-09-01 $225,000 (-4.2%) $257,760 (1.6%) 0.00 275
    2018-10-01 $222,450 (-1.1%) $254,115 (3.3%) 0.00 256
    2018-11-01 $216,200 (-2.5%) $250,168 (3.0%) 0.00 246
    2018-12-01 $215,900 (0.0%) $250,314 (5.5%) 0.00 202
    2019-01-01 $217,450 (3.6%) $245,826 (4.6%) 0.00 171
    2019-02-01 $215,450 (-2.0%) $251,005 (2.3%) 0.00 176
    2019-03-01 $224,371 (-4.5%) $255,459 (-1.1%) 0.00 183
    2019-04-01 $236,721 (-1.4%) $263,396 (-6.1%) 0.00 201
    2019-05-01 $234,900 (-4.1%) $257,829 (-7.6%) 0.00 228
    2019-06-01 $229,950 (-8.0%) $260,156 (-5.8%) 0.00 241
    2019-07-01 $233,850 (-2.5%) $264,857 (-2.4%) 0.00 260
    2019-08-01 $232,086 (-3.2%) $261,339 (-1.8%) 0.00 263
    2019-09-01 $234,636 (4.3%) $261,683 (1.5%) 0.00 252
    2019-10-01 $239,900 (7.8%) $258,471 (1.7%) 0.00 230
    2019-11-01 $239,000 (10.6%) $258,627 (3.4%) 0.00 203
    2019-12-01 $247,000 (14.4%) $256,324 (2.4%) 0.00 186
    2020-01-01 $245,000 (12.7%) $250,416 (1.9%) 0.00 155
    2020-02-01 $239,000 (10.9%) $253,728 (1.1%) 0.00 160
    2020-03-01 $238,900 (6.5%) $262,861 (2.9%) 0.00 187
    2020-04-01 $229,900 (-2.9%) $271,539 (3.1%) 0.00 193
    2020-05-01 $239,000 (1.8%) $271,306 (5.2%) 0.00 185
    2020-06-01 $245,000 (6.5%) $279,322 (7.4%) 0.00 175
    2020-07-01 $239,650 (2.5%) $268,778 (1.5%) 0.00 125
    2020-08-01 $233,100 (0.4%) $268,197 (2.6%) 0.00 118
    2020-09-01 $237,500 (1.2%) $263,152 (0.6%) 0.00 111
    2020-10-01 $215,000 (-10.4%) $241,259 (-6.7%) 0.00 105
    2020-11-01 $214,900 (-10.1%) $229,463 (-11.3%) 0.00 85
    2020-12-01 $215,000 (-13.0%) $244,177 (-4.7%) 0.00 76
    2021-01-01 $224,900 (-8.2%) $263,906 (5.4%) 0.00 60
    2021-02-01 $249,400 (4.4%) $285,703 (12.6%) 0.00 49
    2021-03-01 $269,950 (13.0%) $333,236 (26.8%) 0.00 74
    2021-04-01 $274,900 (19.6%) $343,547 (26.5%) 0.00 89
    2021-05-01 $268,000 (12.1%) $337,017 (24.2%) 0.00 155
    2021-06-01 $266,450 (8.8%) $323,179 (15.7%) 0.00 209
    2021-07-01 $261,700 (9.2%) $316,129 (17.6%) 0.00 203
    2021-08-01 $293,250 (25.8%) $328,848 (22.6%) 0.00 216
    2021-09-01 $279,900 (17.9%) $328,499 (24.8%) 0.00 208
    2021-10-01 $279,000 (29.8%) $326,971 (35.5%) 0.00 185
    2021-11-01 $269,450 (25.4%) $313,399 (36.6%) 0.00 157
    2021-12-01 $289,000 (34.4%) $312,388 (27.9%) 0.00 128
    2022-01-01 $289,000 (28.5%) $316,342 (19.9%) 0.00 112
    2022-02-01 $289,000 (15.9%) $330,515 (15.7%) 0.00 49
    2022-03-01 $271,950 (0.7%) $304,577 (-8.6%) 0.00 59
    2022-04-01 $259,900 (-5.5%) $300,429 (-12.6%) 0.00 62
    2022-05-01 $294,900 (10.0%) $350,839 (4.1%) 0.00 77
    Bemidji's median listing price for 2022-05-01 was $294,900, a difference of $26,900 (10.0%) versus the prior year and $35,000 versus the prior month.

    Bemidji's median listing price comes in at 0% of the national average.

    Bemidji's average listing price for 2022-05-01 was $350,839, a difference of $13,822 (4.1%) versus the prior year and $50,410 versus the prior month.

    For the 2022-05-01 period, Bemidji had 77 MLS listings, a difference of 15 listings (24%) versus the prior month and -78 listings (-50%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bemidji (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,630 sqft
    2018-02-01 0 days 1,665 sqft
    2018-03-01 0 days 1,824 sqft
    2018-04-01 0 days 1,955 sqft
    2018-05-01 0 days 1,890 sqft
    2018-06-01 0 days 1,929 sqft
    2018-07-01 0 days 1,872 sqft
    2018-08-01 0 days 1,896 sqft
    2018-09-01 0 days 1,974 sqft
    2018-10-01 0 days 1,927 sqft
    2018-11-01 0 days 1,920 sqft
    2018-12-01 0 days 1,848 sqft
    2019-01-01 0 days 1,792 sqft
    2019-02-01 0 days 1,805 sqft
    2019-03-01 0 days 1,835 sqft
    2019-04-01 0 days 1,818 sqft
    2019-05-01 0 days 1,889 sqft
    2019-06-01 0 days 1,971 sqft
    2019-07-01 0 days 2,007 sqft
    2019-08-01 0 days 2,048 sqft
    2019-09-01 0 days 2,105 sqft
    2019-10-01 0 days 2,131 sqft
    2019-11-01 0 days 2,130 sqft
    2019-12-01 0 days 2,002 sqft
    2020-01-01 0 days 2,002 sqft
    2020-02-01 0 days 1,985 sqft
    2020-03-01 0 days 1,963 sqft
    2020-04-01 0 days 2,022 sqft
    2020-05-01 0 days 2,016 sqft
    2020-06-01 0 days 1,976 sqft
    2020-07-01 0 days 2,104 sqft
    2020-08-01 0 days 2,181 sqft
    2020-09-01 0 days 2,124 sqft
    2020-10-01 0 days 2,080 sqft
    2020-11-01 0 days 1,986 sqft
    2020-12-01 0 days 2,142 sqft
    2021-01-01 0 days 2,181 sqft
    2021-02-01 0 days 2,137 sqft
    2021-03-01 0 days 2,091 sqft
    2021-04-01 0 days 2,296 sqft
    2021-05-01 0 days 1,532 sqft
    2021-06-01 0 days 1,747 sqft
    2021-07-01 0 days 1,704 sqft
    2021-08-01 0 days 1,900 sqft
    2021-09-01 0 days 1,904 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,626 sqft
    2021-12-01 0 days 1,676 sqft
    2022-01-01 0 days 1,587 sqft
    2022-02-01 0 days 1,573 sqft
    2022-03-01 0 days 1,538 sqft
    2022-04-01 0 days 1,663 sqft
    2022-05-01 0 days 1,850 sqft
    Bemidji's median listing age (time on market) for 2022-05-01 was 0 days.

    Bemidji's median square footage for active listings during the 2022-05-01 period was 1,850 sqft. One year prior, the average listing was 1,532 sqft.