Numark Credit Union Mortgage Rates, Fees & Info

Joliet, IL

LEI: 549300E3X7YDJIUENL65

Tax ID: 36-6006909

5 stars - Updated: 2/25/24 - out of 5 stars, based on 23 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Numark Credit Union is a smaller credit union specializing in Home Purchase and Refi loans. Numark Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Detroit, Flagstaff, Grand Rapids, and Orlando among others. We have data for 124 markets. (Some data included below & more in-depth data is available with an active subscription.)

Numark Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Numark Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.85% 2/25/24
30 Year Conventional Refi 6.84% 2/25/24
30 Year FHA Purchase 6.27% 2/25/24
30 Year FHA Refi 6.27% 2/25/24
15 Year Conventional Purchase 8.68% 2/25/24
15 Year Conventional Refi 6.27% 2/25/24
15 Year Cash-out Refi 6.27% 2/25/24
15 Year FHA Refi 5.68% 2/25/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Numark Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Numark Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

537

Origination Dollar Volume (All Markets)

$79,615,000

Awards

NUMARK CREDIT UNION 30 Year Conventional Loans bronze
Show all (1) awards

Relative Rate

Numark Credit Union's average 30 year fixed mortgage rate was 5.13%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.37%.

Relative Fees (Closing Costs)

Numark Credit Union's average total fees/closing costs for a 30 year fixed rate mortgage were $3,785.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 265 $51,865,000 $195,717 $3,398 4.85%
Outside of Metro Areas 28 $3,960,000 $141,429 $2,149 5.34%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 24 $1,630,000 $67,917 $0 6.48%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $945,000 $945,000 $6,922 6.13%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 14 $780,000 $55,714 $0 6.73%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 8 $680,000 $85,000 $2,018 6.13%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $680,000 $170,000 $4,409 5.81%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $655,000 $655,000 $11,054 6.50%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $655,000 $218,333 $1,419 6.04%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $575,000 $575,000 $6,284 5.88%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $505,000 $168,333 $1,686 5.50%
ANN ARBOR, MI (FHA|USDA|VA) 6 $490,000 $81,667 $0 6.46%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $490,000 $122,500 $2,404 6.06%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $490,000 $245,000 $3,370 5.13%
Key West, FL (FHA|USDA|VA) 2 $480,000 $240,000 $0 4.99%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 7 $425,000 $60,714 $0 6.61%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $410,000 $68,333 $0 6.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $395,000 $131,667 $829 6.33%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $380,000 $190,000 $6,971 5.38%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $380,000 $190,000 $4,565 5.25%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $375,000 $375,000 $4,482 6.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $365,000 $73,000 $1,417 6.75%
ROCKFORD, IL (FHA|USDA|VA) 3 $365,000 $121,667 $3,150 4.67%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $310,000 $155,000 $3,341 6.13%
BOISE CITY, ID (FHA|USDA|VA) 3 $305,000 $101,667 $0 6.75%
Ottawa, IL (FHA|USDA|VA) 1 $305,000 $305,000 $3,298 6.75%
KANKAKEE, IL (FHA|USDA|VA) 3 $285,000 $95,000 $2,571 6.46%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $285,000 $285,000 $2,248 6.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 7 $275,000 $39,286 $0 6.93%
GREELEY, CO (FHA|USDA|VA) 3 $265,000 $88,333 $0 6.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $260,000 $130,000 $0 4.99%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $260,000 $130,000 $2,263 6.13%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $260,000 $130,000 $0 5.88%
MONROE, MI (FHA|USDA|VA) 2 $250,000 $125,000 $0 6.00%
Columbus, MS (FHA|USDA|VA) 1 $235,000 $235,000 $842 7.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $225,000 $225,000 $3,750 5.50%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $225,000 $75,000 $0 6.33%
Waycross, GA (FHA|USDA|VA) 2 $220,000 $110,000 $840 6.12%
RICHMOND, VA (FHA|USDA|VA) 4 $220,000 $55,000 $0 7.19%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $210,000 $105,000 $842 6.17%
Malvern, AR (FHA|USDA|VA) 1 $205,000 $205,000 $2,574 5.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $190,000 $95,000 $0 6.38%
NILES, MI (FHA|USDA|VA) 2 $190,000 $95,000 $2,466 4.56%
Lawrenceburg, TN (FHA|USDA|VA) 2 $190,000 $95,000 $830 7.00%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.75%
Freeport, IL (FHA|USDA|VA) 1 $165,000 $165,000 $4,496 4.88%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.38%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $155,000 $155,000 $2,595 6.25%
Grenada, MS (FHA|USDA|VA) 1 $155,000 $155,000 $1,147 7.99%
CHEYENNE, WY (FHA|USDA|VA) 2 $150,000 $75,000 $0 6.88%
Adrian, MI (FHA|USDA|VA) 3 $145,000 $48,333 $0 5.92%
COLUMBUS, OH (FHA|USDA|VA) 2 $140,000 $70,000 $3,304 7.06%
LINCOLN, NE (FHA|USDA|VA) 1 $125,000 $125,000 $2,175 5.38%
CHARLESTON, WV (FHA|USDA|VA) 1 $125,000 $125,000 $2,170 6.25%
Mexico, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.50%
Indiana, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.50%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.25%
Cullman, AL (FHA|USDA|VA) 1 $115,000 $115,000 $862 7.00%
Paris, TN (FHA|USDA|VA) 1 $115,000 $115,000 $2,562 3.88%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.88%
KNOXVILLE, TN (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $110,000 $55,000 $0 5.88%
Bluefield, WV-VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.50%
Montrose, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $105,000 $105,000 $847 7.25%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.75%
Outside of Metro Areas 1 $105,000 $105,000 $0 7.50%
Batesville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $848 7.25%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $100,000 $50,000 $0 6.88%
WICHITA, KS (FHA|USDA|VA) 3 $95,000 $31,667 $0 6.00%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.00%
FLINT, MI (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.13%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.00%
Somerset, KY (FHA|USDA|VA) 1 $85,000 $85,000 $1,967 6.25%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.75%
Sunbury, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.00%
Warrensburg, MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.25%
Pontiac, IL (FHA|USDA|VA) 1 $85,000 $85,000 $5,524 4.75%
BATON ROUGE, LA (FHA|USDA|VA) 1 $85,000 $85,000 $847 7.50%
Mount Pleasant, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,344 5.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $75,000 $75,000 $872 7.25%
Hutchinson, KS (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.25%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.50%
JACKSON, MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.25%
Kirksville, MO (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.25%
Emporia, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,419 5.50%
Ludington, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,086 5.25%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.50%
PEORIA, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,283 7.13%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.25%
DUBUQUE, IA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $65,000 $65,000 $842 7.25%
FORT WAYNE, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.25%
BANGOR, ME (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.75%
FORT COLLINS, CO (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.25%
Searcy, AR (FHA|USDA|VA) 1 $55,000 $55,000 $828 5.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
Salem, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.75%
ERIE, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
DOVER, DE (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.25%
AKRON, OH (FHA|USDA|VA) 1 $45,000 $45,000 $1,465 2.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.25%
LEBANON, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.75%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.25%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.00%
READING, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.25%
SYRACUSE, NY (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.50%
BINGHAMTON, NY (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.75%
Bluffton, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.25%
Holland, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.00%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.00%
TOLEDO, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.75%
RACINE, WI (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.50%
MANHATTAN, KS (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.00%
MUSKEGON, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.50%
MORGANTOWN, WV (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.50%
Numark Credit Union's top markets include Chicago, Detroit, Flagstaff, Grand Rapids, and Orlando among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 537 $79,615,000 $148,259 $3,164 5.55%

    For 2022, Numark Credit Union's most frequently originated type of loan was Conventional, with 537 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 383 $52,025,000 $135,836 $3,787 5.92%
    Refi 154 $27,590,000 $179,156 $2,345 4.61%

    For 2022, Numark Credit Union's most frequently cited loan purpose was Home Purchase, with 383 originations. The 2nd most popular reason was Refi, with 154 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 216 $48,030,000 $222,361 $3,785 5.13%
    20 Year 131 $11,845,000 $90,420 $2,217 6.03%
    Other 116 $10,320,000 $88,966 $1,220 6.44%
    15 Year 60 $7,920,000 $132,000 $2,654 4.65%
    10 Year 14 $1,500,000 $107,143 $2,151 4.03%

    For 2022, Numark Credit Union's most frequently cited loan duration was 30 Year, with 216 originations. The 2nd most popular length was 20 Year, with 131 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 274 $55,670,000 $203,175
    $<1k 54 $7,070,000 $130,926
    $2k-3k 8 $910,000 $113,750
    $3k-4k 4 $690,000 $172,500
    $4k-5k 4 $870,000 $217,500
    $5k+ 3 $1,165,000 $388,333

    Numark Credit Union's average total fees were $3,785, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 274 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 162 $25,890,000 $159,815
    6-7% 158 $18,540,000 $117,342
    4-5% 69 $12,705,000 $184,130
    3-4% 67 $14,365,000 $214,403
    7-8% 49 $3,755,000 $76,633
    2.5-3% 25 $3,665,000 $146,600
    Over 8% 4 $180,000 $45,000
    <2.5% 3 $515,000 $171,667

    During 2022, Numark Credit Union's average interest rate for loans was 5.13%, while their most frequently originated rate bucket for loans was 5-6%, with 162 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 218 $13,000,000 $59,633 $2,376 6.11%
    $100k-200k 188 $26,680,000 $141,915 $2,972 5.30%
    $200k-400k 114 $30,210,000 $265,000 $3,674 4.95%
    $400k-600k 13 $6,365,000 $489,615 $4,309 5.06%
    $600k-1MM 3 $2,205,000 $735,000 $6,791 5.88%
    $1MM+ 1 $1,155,000 $1,155,000 $2,595 3.50%

    2022 saw Numark Credit Union place emphasis on $100,000 or less loans with 218 originations, totaling $13,000,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 175 $21,385,000 $122,200 $3,097 5.67%
    $50k or less 122 $10,100,000 $82,787 $2,906 5.82%
    $75k-100k 104 $15,510,000 $149,135 $3,231 5.37%
    $100k-150k 88 $17,540,000 $199,318 $3,207 5.28%
    $150k-250k 37 $10,255,000 $277,162 $3,367 5.45%
    $250k+ 11 $4,825,000 $438,636 $4,098 4.68%

    Numark Credit Union lent most frequently to those with incomes in the $50k-75k range, with 175 originations. The second most popular income band? $50k or less, with 122 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 113 $17,595,000 $155,708 $3,293 5.62%
    20-30% 94 $12,290,000 $130,745 $3,187 5.43%
    42% 36 $4,920,000 $136,667 $3,484 5.96%
    39% 33 $6,125,000 $185,606 $3,601 5.48%
    40% 25 $3,935,000 $157,400 $3,399 5.87%
    36% 25 $3,365,000 $134,600 $2,300 5.84%
    38% 24 $3,040,000 $126,667 $3,007 5.66%
    44% 23 $2,745,000 $119,348 $2,772 5.36%
    <20% 21 $1,955,000 $93,095 $2,174 5.38%
    41% 19 $2,615,000 $137,632 $4,071 5.77%
    43% 19 $3,255,000 $171,316 $4,199 5.56%
    37% 18 $2,360,000 $131,111 $3,050 5.35%
    50-60% 17 $3,265,000 $192,059 $3,360 4.78%
    49% 17 $3,615,000 $212,647 $3,763 5.27%
    45% 11 $2,725,000 $247,727 $4,077 5.38%
    48% 10 $1,600,000 $160,000 $2,592 5.14%
    46% 8 $1,340,000 $167,500 $2,855 4.95%
    47% 7 $1,075,000 $153,571 $3,239 4.84%
    >60% 1 $275,000 $275,000 $2,643 5.50%

    Numark Credit Union lent most frequently to those with DTI ratios of 30-36%, with 113 originations. The next most common DTI ratio? 20-30%, with 94 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 400 $61,390,000 $153,475 $3,184 5.48%
    Black 54 $8,450,000 $156,481 $3,136 5.40%
    Not provided 66 $6,630,000 $100,455 $2,686 6.18%
    Asian 15 $3,045,000 $203,000 $3,365 4.94%
    American Indian 2 $100,000 $50,000 $0 5.75%

    Approval Rates

    Total approvals of all applications
    87.39%

    Numark Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    -11.17%

    Numark Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 2 $60,000 $30,000
    1051.72 1 $105,000 $105,000
    1270.48 1 $25,000 $25,000
    1436.0 1 $35,000 $35,000
    1450.46 1 $45,000 $45,000
    1486.74 1 $45,000 $45,000
    1591.15 1 $55,000 $55,000
    1631.82 1 $75,000 $75,000
    1900.0 1 $35,000 $35,000
    1993.0 1 $45,000 $45,000
    2075.04 1 $45,000 $45,000
    2126.72 1 $115,000 $115,000
    2150.05 1 $45,000 $45,000
    2150.76 1 $45,000 $45,000
    2338.72 1 $105,000 $105,000
    2429.0 1 $55,000 $55,000
    2453.9 1 $145,000 $145,000
    2676.32 1 $65,000 $65,000
    2726.11 1 $125,000 $125,000
    2820.0 1 $95,000 $95,000
    2850.0 1 $65,000 $65,000
    2919.46 1 $95,000 $95,000
    2935.83 1 $75,000 $75,000
    3232.41 1 $75,000 $75,000
    3284.55 1 $75,000 $75,000
    3319.88 1 $105,000 $105,000
    3385.0 1 $95,000 $95,000
    3589.13 1 $115,000 $115,000
    3710.0 1 $85,000 $85,000
    3907.03 1 $85,000 $85,000
    4006.16 1 $105,000 $105,000
    4199.0 1 $125,000 $125,000
    4450.0 1 $105,000 $105,000
    5474.0 1 $125,000 $125,000
    5956.92 1 $135,000 $135,000
    5995.0 1 $125,000 $125,000
    600.48 1 $65,000 $65,000
    601.57 1 $45,000 $45,000
    631.05 1 $45,000 $45,000
    6363.52 1 $135,000 $135,000
    726.43 1 $35,000 $35,000
    749.0 2 $190,000 $95,000
    799.0 12 $970,000 $80,833
    847.43 1 $25,000 $25,000
    936.0 1 $15,000 $15,000
    999.0 130 $8,540,000 $65,692
    NA 349 $66,595,000 $190,817

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    537 $79,615,000 $148,259

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 31 $2,915,000 $94,032 $2,550 4.75%
    40-60% 57 $7,815,000 $137,105 $2,698 4.82%
    60-80% 164 $28,450,000 $173,476 $2,892 5.19%
    80-100% 281 $40,125,000 $142,794 $3,697 5.99%
    Over 100% 1 $155,000 $155,000 $1,279 5.50%
    Under 20% 3 $155,000 $51,667 $1,972 5.21%