Numark Credit Union Mortgage Rates, Fees & Info
Joliet, ILLEI: 549300E3X7YDJIUENL65
Tax ID: 36-6006909
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Numark Credit Union is a smaller credit union specializing in Refi and Home Purchase loans. Numark Credit Union has a high proportion of conventional loans. Their top markets include Chicago, Kankakee, Philadelphia, Atlanta, and Ottawa among others. Numark Credit Union has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Numark Credit Union is typically a low fee lendor.Originations
1,004Origination Dollar Volume (All Markets)
$168,300,000Relative Rate
Numark Credit Union's average 30 year fixed rate mortgage of loans were
3.15%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0%.
Relative Fees
Numark Credit Union's average total fees for a 30 year fixed rate
mortgage are $3,024.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 742 | $143,580,000 | $193,504 | $2,629 | 2.98% |
Outside of Metro Areas | 22 | $3,070,000 | $139,545 | $2,219 | 4.43% |
KANKAKEE, IL (FHA|USDA|VA) | 12 | $1,680,000 | $140,000 | $2,127 | 3.33% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 18 | $1,190,000 | $66,111 | $0 | 6.48% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $3,440 | 3.69% |
Ottawa, IL (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $2,658 | 2.70% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,618 | 3.16% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $790,000 | $56,429 | $1,275 | 6.02% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,784 | 4.13% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $2,585 | 4.75% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $2,513 | 5.35% |
Traverse City, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,097 | 2.31% |
PITTSBURGH, PA (FHA|USDA|VA) | 6 | $440,000 | $73,333 | $0 | 6.75% |
LANCASTER, PA (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 6.14% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $405,000 | $57,857 | $0 | 6.36% |
ROCKFORD, IL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,188 | 2.83% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $380,000 | $47,500 | $0 | 6.29% |
OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 5.83% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $2,666 | 5.50% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,325 | 3.38% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,100 | 2.75% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,709 | 2.88% |
BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,440 | 3.00% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $890 | 2.13% |
Hillsdale, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,510 | 2.63% |
BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,260 | 4.08% |
YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 6.70% |
PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,996 | 2.63% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,724 | 4.50% |
READING, PA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 6.42% |
SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 6.13% |
LYNCHBURG, VA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,213 | 4.99% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $195,000 | $39,000 | $0 | 6.25% |
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 6.08% |
Warrensburg, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,922 | 5.50% |
ROCHESTER, NY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.25% |
ANN ARBOR, MI (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 6.33% |
Scottsbluff, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.00% |
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 6.00% |
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,673 | 4.99% |
ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,298 | 5.99% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.00% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 6.63% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,473 | 4.19% |
Cullman, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $812 | 7.00% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.25% |
LEBANON, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.25% |
Outside of Metro Areas | 2 | $120,000 | $60,000 | $0 | 6.13% |
Holland, MI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 6.63% |
Tupelo, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,498 | 6.25% |
BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,352 | 4.50% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,289 | 4.99% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 6.75% |
Searcy, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $842 | 6.25% |
Murray, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,396 | 2.50% |
TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $812 | 6.25% |
STAUNTON, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.50% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $812 | 5.75% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,566 | 2.38% |
Corinth, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,319 | 2.25% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $1,925 | 5.62% |
COLUMBUS, OH (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 6.63% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.50% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.25% |
PUEBLO, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.00% |
Warsaw, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,108 | 2.38% |
BOULDER, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.25% |
Adrian, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,717 | 4.99% |
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.25% |
FORT COLLINS, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.25% |
Mason City, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.25% |
Mountain Home, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $818 | 5.75% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 6.00% |
JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 6.13% |
Pottsville, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.25% |
WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.75% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.50% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.75% |
BOISE CITY, ID (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.50% |
CHEYENNE, WY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.25% |
ST. CLOUD, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.25% |
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 5.80% |
MONROE, MI (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 6.25% |
NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.25% |
Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.50% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.50% |
Ponca City, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.75% |
HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $812 | 5.75% |
GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.00% |
Somerset, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,093 | 4.99% |
FLINT, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.00% |
Findlay, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.00% |
Dixon, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,934 | 2.88% |
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.25% |
Branson, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.50% |
MORGANTOWN, WV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.25% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.75% |
UTICA-ROME, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.25% |
JACKSON, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.25% |
OCALA, FL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.75% |
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.50% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.25% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.25% |
Glenwood Springs, CO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.75% |
SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,441 | 3.38% |
FORT WAYNE, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.25% |
WICHITA, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.75% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.75% |
TOLEDO, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.25% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.25% |
JACKSON, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $720 | 5.75% |
CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.00% |
Peru, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.25% |
DUBUQUE, IA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.25% |
Waycross, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $842 | 5.75% |
Salem, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.75% |
MANHATTAN, KS (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 6.25% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.75% |
Numark Credit Union's top markets include Chicago, Kankakee, Philadelphia, Atlanta, and Ottawa among others.
Product Mix
Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Conventional | 1,004 | $168,300,000 | $167,629 | $2,585 | 3.61% |
For the 2021 period, Numark Credit Union's most frequently originated loan type of loans were Conventional, with 1,004 originations.
Loan Reason
Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Refi | 578 | $105,400,000 | $182,353 | $1,975 | 2.92% |
Home Purchase | 425 | $62,865,000 | $147,918 | $3,967 | 4.55% |
Home Improvement | 1 | $35,000 | $35,000 | $720 | 5.75% |
For the 2021, Numark Credit Union's most frequently cited loan purpose of loans were Refi, with 578 originations. The 2nd most popular reason of loans were Home Purchase, with 425 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
30 Year | 462 | $97,190,000 | $210,368 | $3,024 | 3.15% |
15 Year | 230 | $37,380,000 | $162,522 | $2,093 | 2.92% |
20 Year | 207 | $21,675,000 | $104,710 | $1,971 | 5.00% |
Other | 69 | $7,585,000 | $109,928 | $1,774 | 5.30% |
10 Year | 36 | $4,470,000 | $124,167 | $2,027 | 2.59% |
For the 2021, Numark Credit Union's most frequently cited loan length of loans were 30 Year, with 462 originations. The 2nd most popular length of loans were 15 Year, with 230 originations.
Origination Fees
Origination Fee | Originations | Total Value | Average Loan |
---|---|---|---|
$1k-2k | 768 | $148,140,000 | $192,891 |
$<1k | 59 | $9,125,000 | $154,661 |
$5k+ | 2 | $380,000 | $190,000 |
$3k-4k | 1 | $195,000 | $195,000 |
$3,024 of loans were Numark Credit Union's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 768 originations.
Interest Rates
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 328 | $59,960,000 | $182,805 |
3-4% | 293 | $62,715,000 | $214,044 |
<2.5% | 163 | $29,115,000 | $178,620 |
6-7% | 85 | $5,135,000 | $60,412 |
5-6% | 75 | $4,955,000 | $66,067 |
4-5% | 32 | $4,740,000 | $148,125 |
7-8% | 27 | $1,565,000 | $57,963 |
Over 8% | 1 | $115,000 | $115,000 |
During 2021, Numark Credit Union's average interest rate of loans were 3.15%, while their most frequently originated rate bucket of loans were 2.5-3%, with 328 originations.
Loan Sizing
Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
$100k-200k | 430 | $62,740,000 | $145,907 | $2,406 | 3.13% |
$100,000 or less | 271 | $17,065,000 | $62,970 | $2,266 | 5.04% |
$200k-400k | 271 | $73,485,000 | $271,162 | $2,944 | 3.01% |
$400k-600k | 31 | $14,125,000 | $455,645 | $2,903 | 3.06% |
$600k-1MM | 1 | $885,000 | $885,000 | $5,212 | 3.63% |
2021 saw Numark Credit Union place emphasis on $100k-200k loans with 430 originations, totaling $62,740,000 in origination value.
Applicant Income
Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
$50k-75k | 261 | $36,415,000 | $139,521 | $2,700 | 3.78% |
$75k-100k | 209 | $36,145,000 | $172,943 | $2,565 | 3.35% |
$100k-150k | 208 | $42,810,000 | $205,817 | $2,502 | 3.17% |
$50k or less | 205 | $19,365,000 | $94,463 | $2,569 | 4.38% |
$150k-250k | 101 | $26,805,000 | $265,396 | $2,584 | 3.13% |
$250k+ | 20 | $6,760,000 | $338,000 | $2,519 | 3.19% |
Numark Credit Union lent most frequently to those with incomes in the $50k-75k range, with 261 originations. The second most popular income band? $75k-100k, with 209 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
20-30% | 223 | $36,655,000 | $164,372 | $2,484 | 3.54% |
30-36% | 188 | $30,730,000 | $163,457 | $2,618 | 3.63% |
<20% | 79 | $11,385,000 | $144,114 | $2,305 | 3.38% |
43% | 62 | $11,500,000 | $185,484 | $2,827 | 3.53% |
44% | 55 | $8,755,000 | $159,182 | $2,614 | 3.95% |
40% | 51 | $7,265,000 | $142,451 | $2,505 | 3.64% |
41% | 43 | $6,975,000 | $162,209 | $2,567 | 3.94% |
42% | 40 | $7,900,000 | $197,500 | $2,753 | 3.72% |
37% | 40 | $6,790,000 | $169,750 | $2,886 | 4.11% |
39% | 38 | $5,340,000 | $140,526 | $2,378 | 4.00% |
38% | 35 | $5,965,000 | $170,429 | $2,700 | 3.54% |
45% | 28 | $5,340,000 | $190,714 | $3,150 | 3.34% |
49% | 22 | $4,640,000 | $210,909 | $2,953 | 3.02% |
36% | 21 | $2,775,000 | $132,143 | $2,488 | 4.27% |
46% | 20 | $4,010,000 | $200,500 | $2,788 | 3.12% |
48% | 18 | $3,430,000 | $190,556 | $2,586 | 2.88% |
50-60% | 16 | $4,090,000 | $255,625 | $2,427 | 3.09% |
47% | 15 | $3,275,000 | $218,333 | $2,638 | 2.95% |
>60% | 5 | $1,075,000 | $215,000 | $2,047 | 3.28% |
Numark Credit Union lent most frequently to those with DTI ratios of 20-30%, with 223 originations. The next most common DTI ratio? 30-36%, with 188 originations.
Ethnicity Mix
Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
White | 870 | $144,710,000 | $166,333 | $2,563 | 3.60% |
Black | 75 | $13,495,000 | $179,933 | $2,861 | 3.43% |
Asian | 26 | $5,290,000 | $203,462 | $2,681 | 3.04% |
Not provided | 26 | $3,670,000 | $141,154 | $2,108 | 5.04% |
American Indian | 4 | $370,000 | $92,500 | $3,937 | 4.66% |
Asian Indian | 1 | $315,000 | $315,000 | $1,797 | 2.25% |
Native Hawaiian | 1 | $295,000 | $295,000 | $1,862 | 2.38% |
Other Asian | 1 | $155,000 | $155,000 | $1,989 | 3.25% |
Approval Rates
Total approvals of all applications85.01%
Numark Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination44.87%
Numark Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
1024.01 | 1 | $25,000 | $25,000 |
1100.1 | 1 | $25,000 | $25,000 |
1110.74 | 1 | $95,000 | $95,000 |
1134.31 | 1 | $25,000 | $25,000 |
1141.47 | 1 | $115,000 | $115,000 |
1194.62 | 1 | $95,000 | $95,000 |
1225.0 | 1 | $35,000 | $35,000 |
1333.49 | 1 | $115,000 | $115,000 |
1365.93 | 1 | $115,000 | $115,000 |
1413.91 | 1 | $65,000 | $65,000 |
1430.83 | 1 | $45,000 | $45,000 |
1441.52 | 1 | $45,000 | $45,000 |
1475.0 | 1 | $35,000 | $35,000 |
1575.0 | 1 | $35,000 | $35,000 |
1619.21 | 1 | $85,000 | $85,000 |
1625.5 | 1 | $35,000 | $35,000 |
1803.52 | 1 | $85,000 | $85,000 |
1970.53 | 1 | $85,000 | $85,000 |
2104.0 | 1 | $45,000 | $45,000 |
2108.96 | 1 | $65,000 | $65,000 |
2199.0 | 1 | $55,000 | $55,000 |
2208.77 | 1 | $65,000 | $65,000 |
2250.0 | 2 | $100,000 | $50,000 |
236.46 | 1 | $25,000 | $25,000 |
2440.0 | 1 | $65,000 | $65,000 |
2615.0 | 1 | $55,000 | $55,000 |
2699.0 | 1 | $55,000 | $55,000 |
2773.0 | 1 | $55,000 | $55,000 |
2950.0 | 1 | $65,000 | $65,000 |
3000.0 | 1 | $125,000 | $125,000 |
3055.28 | 1 | $65,000 | $65,000 |
3102.0 | 1 | $75,000 | $75,000 |
3185.0 | 1 | $85,000 | $85,000 |
3244.96 | 1 | $85,000 | $85,000 |
3300.0 | 1 | $85,000 | $85,000 |
3425.0 | 1 | $75,000 | $75,000 |
3457.59 | 1 | $135,000 | $135,000 |
3500.0 | 3 | $265,000 | $88,333 |
3511.0 | 1 | $75,000 | $75,000 |
351.41 | 1 | $35,000 | $35,000 |
3699.0 | 1 | $95,000 | $95,000 |
3861.0 | 1 | $85,000 | $85,000 |
3900.0 | 1 | $105,000 | $105,000 |
395.95 | 1 | $15,000 | $15,000 |
4168.0 | 1 | $95,000 | $95,000 |
470.0 | 1 | $15,000 | $15,000 |
474.0 | 1 | $25,000 | $25,000 |
479.23 | 1 | $25,000 | $25,000 |
5085.0 | 1 | $105,000 | $105,000 |
529.0 | 1 | $35,000 | $35,000 |
554.0 | 1 | $35,000 | $35,000 |
556.62 | 1 | $35,000 | $35,000 |
5618.0 | 1 | $145,000 | $145,000 |
574.76 | 1 | $35,000 | $35,000 |
575.05 | 1 | $35,000 | $35,000 |
586.39 | 1 | $35,000 | $35,000 |
600.41 | 1 | $65,000 | $65,000 |
652.05 | 1 | $45,000 | $45,000 |
674.56 | 1 | $45,000 | $45,000 |
699.0 | 1 | $45,000 | $45,000 |
700.88 | 1 | $55,000 | $55,000 |
703.05 | 1 | $55,000 | $55,000 |
706.02 | 1 | $55,000 | $55,000 |
733.95 | 1 | $55,000 | $55,000 |
749.0 | 13 | $785,000 | $60,385 |
799.0 | 26 | $1,290,000 | $49,615 |
809.47 | 1 | $65,000 | $65,000 |
819.0 | 1 | $65,000 | $65,000 |
819.51 | 1 | $65,000 | $65,000 |
829.05 | 1 | $65,000 | $65,000 |
832.5 | 1 | $65,000 | $65,000 |
859.8 | 1 | $65,000 | $65,000 |
899.0 | 1 | $65,000 | $65,000 |
900.46 | 1 | $75,000 | $75,000 |
937.48 | 1 | $75,000 | $75,000 |
971.0 | 1 | $25,000 | $25,000 |
971.05 | 1 | $25,000 | $25,000 |
999.0 | 56 | $3,420,000 | $61,071 |
999.99 | 1 | $55,000 | $55,000 |
NA | 830 | $157,840,000 | $190,169 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
1,004 | $168,300,000 | $167,629 |
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
20-40% | 63 | $6,725,000 | $106,746 | $2,047 | 2.92% |
40-60% | 152 | $22,290,000 | $146,645 | $2,042 | 2.95% |
60-80% | 428 | $81,520,000 | $190,467 | $2,377 | 3.34% |
80-100% | 358 | $57,480,000 | $160,559 | $3,381 | 4.33% |
Over 100% | 1 | $115,000 | $115,000 | $1,289 | 4.99% |
Under 20% | 2 | $170,000 | $85,000 | $2,008 | 2.88% |