Numark Credit Union Mortgage Rates, Fees & Info

Joliet, IL

LEI: 549300E3X7YDJIUENL65

Tax ID: 36-6006909

5 stars - out of 5 stars, based on 32 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • SimulatedRates™
  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Numark Credit Union is a smaller credit union specializing in Refi and Home Purchase loans. Numark Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Kankakee, Philadelphia, Atlanta, and Ottawa among others. We have data for 118 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Numark Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Numark Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.75% 3/19/23
    30 Year Conventional Refi 6.58% 3/19/23
    30 Year FHA Purchase 6.27% 3/19/23
    30 Year FHA Refi 6.27% 3/19/23
    30 Year VA Purchase 6.27% 3/19/23
    15 Year Conventional Purchase 9.14% 3/19/23
    15 Year Conventional Refi 6.11% 3/19/23
    15 Year Cash-out Refi 6.11% 3/19/23
    15 Year FHA Refi 5.68% 3/19/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    1,004

    Origination Dollar Volume (All Markets)

    $168,300,000

    Awards

    NUMARK CREDIT UNION 30 Year Conventional Loans bronze
    Show all (1) awards

    Relative Rate

    Numark Credit Union's average 30 year fixed mortgage rate was 3.15%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0%.

    Relative Fees (Closing Costs)

    Numark Credit Union's average total fees/closing costs for a 30 year fixed rate mortgage were $3,024.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 742 $143,580,000 $193,504 $2,629 2.98%
    Outside of Metro Areas 22 $3,070,000 $139,545 $2,219 4.43%
    KANKAKEE, IL (FHA|USDA|VA) 12 $1,680,000 $140,000 $2,127 3.33%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 18 $1,190,000 $66,111 $0 6.48%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $1,140,000 $285,000 $3,440 3.69%
    Ottawa, IL (FHA|USDA|VA) 7 $1,065,000 $152,143 $2,658 2.70%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $970,000 $242,500 $3,618 3.16%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 14 $790,000 $56,429 $1,275 6.02%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $615,000 $205,000 $2,784 4.13%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $550,000 $137,500 $2,585 4.75%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $465,000 $93,000 $2,513 5.35%
    Traverse City, MI (FHA|USDA|VA) 2 $450,000 $225,000 $2,097 2.31%
    PITTSBURGH, PA (FHA|USDA|VA) 6 $440,000 $73,333 $0 6.75%
    LANCASTER, PA (FHA|USDA|VA) 7 $435,000 $62,143 $0 6.14%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $405,000 $57,857 $0 6.36%
    ROCKFORD, IL (FHA|USDA|VA) 3 $385,000 $128,333 $2,188 2.83%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $380,000 $47,500 $0 6.29%
    OCEAN CITY, NJ (FHA|USDA|VA) 3 $325,000 $108,333 $0 5.83%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $310,000 $77,500 $2,666 5.50%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $285,000 $285,000 $3,325 3.38%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $285,000 $285,000 $3,100 2.75%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $285,000 $285,000 $2,709 2.88%
    BLOOMINGTON, IN (FHA|USDA|VA) 1 $285,000 $285,000 $2,440 3.00%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $265,000 $265,000 $890 2.13%
    Hillsdale, MI (FHA|USDA|VA) 1 $255,000 $255,000 $2,510 2.63%
    BLOOMINGTON, IL (FHA|USDA|VA) 3 $255,000 $85,000 $2,260 4.08%
    YORK-HANOVER, PA (FHA|USDA|VA) 3 $225,000 $75,000 $0 6.70%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $215,000 $215,000 $1,996 2.63%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $210,000 $105,000 $2,724 4.50%
    READING, PA (FHA|USDA|VA) 3 $205,000 $68,333 $0 6.42%
    SPRINGFIELD, MO (FHA|USDA|VA) 2 $200,000 $100,000 $0 6.13%
    LYNCHBURG, VA (FHA|USDA|VA) 2 $200,000 $100,000 $1,213 4.99%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 5 $195,000 $39,000 $0 6.25%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $175,000 $58,333 $0 6.08%
    Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,922 5.50%
    ROCHESTER, NY (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.25%
    ANN ARBOR, MI (FHA|USDA|VA) 3 $155,000 $51,667 $0 6.33%
    Scottsbluff, NE (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.00%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.00%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,673 4.99%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $135,000 $135,000 $1,298 5.99%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.00%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $130,000 $65,000 $0 6.63%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $130,000 $65,000 $2,473 4.19%
    Cullman, AL (FHA|USDA|VA) 1 $125,000 $125,000 $812 7.00%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.25%
    LEBANON, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.25%
    Outside of Metro Areas 2 $120,000 $60,000 $0 6.13%
    Holland, MI (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.63%
    Tupelo, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,498 6.25%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $115,000 $115,000 $1,352 4.50%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $115,000 $115,000 $1,289 4.99%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.75%
    Searcy, AR (FHA|USDA|VA) 1 $105,000 $105,000 $842 6.25%
    Murray, KY (FHA|USDA|VA) 1 $105,000 $105,000 $2,396 2.50%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $105,000 $105,000 $812 6.25%
    STAUNTON, VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.50%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $105,000 $105,000 $812 5.75%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,566 2.38%
    Corinth, MS (FHA|USDA|VA) 1 $105,000 $105,000 $2,319 2.25%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $100,000 $50,000 $1,925 5.62%
    COLUMBUS, OH (FHA|USDA|VA) 2 $100,000 $50,000 $0 6.63%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.50%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.25%
    PUEBLO, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.00%
    Warsaw, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,108 2.38%
    BOULDER, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.25%
    Adrian, MI (FHA|USDA|VA) 1 $75,000 $75,000 $1,717 4.99%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.25%
    FORT COLLINS, CO (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.25%
    Mason City, IA (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.25%
    Mountain Home, AR (FHA|USDA|VA) 1 $75,000 $75,000 $818 5.75%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $70,000 $35,000 $0 6.00%
    JEFFERSON CITY, MO (FHA|USDA|VA) 2 $70,000 $35,000 $0 6.13%
    Pottsville, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.25%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.75%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.50%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.75%
    BOISE CITY, ID (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.50%
    CHEYENNE, WY (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.25%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.25%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $60,000 $30,000 $0 5.80%
    MONROE, MI (FHA|USDA|VA) 2 $60,000 $30,000 $0 6.25%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.25%
    Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.50%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.50%
    Ponca City, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.75%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $55,000 $55,000 $812 5.75%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.00%
    Somerset, KY (FHA|USDA|VA) 1 $55,000 $55,000 $1,093 4.99%
    FLINT, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.00%
    Findlay, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.00%
    Dixon, IL (FHA|USDA|VA) 1 $55,000 $55,000 $1,934 2.88%
    WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.25%
    Branson, MO (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.50%
    MORGANTOWN, WV (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.25%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.75%
    UTICA-ROME, NY (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.25%
    JACKSON, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.25%
    OCALA, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.75%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.50%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.25%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.25%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.75%
    SPRINGFIELD, IL (FHA|USDA|VA) 1 $45,000 $45,000 $2,441 3.38%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.25%
    WICHITA, KS (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.75%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.75%
    TOLEDO, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.25%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.25%
    JACKSON, MS (FHA|USDA|VA) 1 $35,000 $35,000 $720 5.75%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.00%
    Peru, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.25%
    DUBUQUE, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.25%
    Waycross, GA (FHA|USDA|VA) 1 $25,000 $25,000 $842 5.75%
    Salem, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.75%
    MANHATTAN, KS (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.25%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.75%
    Numark Credit Union's top markets include Chicago, Kankakee, Philadelphia, Atlanta, and Ottawa among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against NUMARK CREDIT UNION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Savings Bank of Hegewisch
    Similarity Rank: 45
    Liberty Bank for Savings
    Similarity Rank: 153
    AMERITRUST MORTGAGE CORPORATION
    Similarity Rank: 861
    First Financial Credit Union
    Similarity Rank: 1090
    The Equitable Bank, S.S.B.
    Similarity Rank: 1166
    FINANCIAL PLUS
    Similarity Rank: 1220
    Providence Bank & Trust
    Similarity Rank: 1232
    CROWN MORTGAGE COMPANY
    Similarity Rank: 1252
    LOANFLIGHT LENDING, LLC
    Similarity Rank: 1560
    DuPage Credit Union
    Similarity Rank: 1866

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,004 $168,300,000 $167,629 $2,585 3.61%

    For 2021, Numark Credit Union's most frequently originated type of loan was Conventional, with 1,004 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 578 $105,400,000 $182,353 $1,975 2.92%
    Home Purchase 425 $62,865,000 $147,918 $3,967 4.55%
    Home Improvement 1 $35,000 $35,000 $720 5.75%

    For 2021, Numark Credit Union's most frequently cited loan purpose was Refi, with 578 originations. The 2nd most popular reason was Home Purchase, with 425 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 462 $97,190,000 $210,368 $3,024 3.15%
    15 Year 230 $37,380,000 $162,522 $2,093 2.92%
    20 Year 207 $21,675,000 $104,710 $1,971 5.00%
    Other 69 $7,585,000 $109,928 $1,774 5.30%
    10 Year 36 $4,470,000 $124,167 $2,027 2.59%

    For 2021, Numark Credit Union's most frequently cited loan duration was 30 Year, with 462 originations. The 2nd most popular length was 15 Year, with 230 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 768 $148,140,000 $192,891
    $<1k 59 $9,125,000 $154,661
    $5k+ 2 $380,000 $190,000
    $4k-5k 1 $195,000 $195,000

    Numark Credit Union's average total fees were $3,024, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 768 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 328 $59,960,000 $182,805
    3-4% 293 $62,715,000 $214,044
    <2.5% 163 $29,115,000 $178,620
    6-7% 85 $5,135,000 $60,412
    5-6% 75 $4,955,000 $66,067
    4-5% 32 $4,740,000 $148,125
    7-8% 27 $1,565,000 $57,963
    Over 8% 1 $115,000 $115,000

    During 2021, Numark Credit Union's average interest rate for loans was 3.15%, while their most frequently originated rate bucket for loans was 2.5-3%, with 328 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 430 $62,740,000 $145,907 $2,406 3.13%
    $100,000 or less 271 $17,065,000 $62,970 $2,266 5.04%
    $200k-400k 271 $73,485,000 $271,162 $2,944 3.01%
    $400k-600k 31 $14,125,000 $455,645 $2,903 3.06%
    $600k-1MM 1 $885,000 $885,000 $5,212 3.63%

    2021 saw Numark Credit Union place emphasis on $100k-200k loans with 430 originations, totaling $62,740,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 261 $36,415,000 $139,521 $2,700 3.78%
    $75k-100k 209 $36,145,000 $172,943 $2,565 3.35%
    $100k-150k 208 $42,810,000 $205,817 $2,502 3.17%
    $50k or less 205 $19,365,000 $94,463 $2,569 4.38%
    $150k-250k 101 $26,805,000 $265,396 $2,584 3.13%
    $250k+ 20 $6,760,000 $338,000 $2,519 3.19%

    Numark Credit Union lent most frequently to those with incomes in the $50k-75k range, with 261 originations. The second most popular income band? $75k-100k, with 209 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 223 $36,655,000 $164,372 $2,484 3.54%
    30-36% 188 $30,730,000 $163,457 $2,618 3.63%
    <20% 79 $11,385,000 $144,114 $2,305 3.38%
    43% 62 $11,500,000 $185,484 $2,827 3.53%
    44% 55 $8,755,000 $159,182 $2,614 3.95%
    40% 51 $7,265,000 $142,451 $2,505 3.64%
    41% 43 $6,975,000 $162,209 $2,567 3.94%
    42% 40 $7,900,000 $197,500 $2,753 3.72%
    37% 40 $6,790,000 $169,750 $2,886 4.11%
    39% 38 $5,340,000 $140,526 $2,378 4.00%
    38% 35 $5,965,000 $170,429 $2,700 3.54%
    45% 28 $5,340,000 $190,714 $3,150 3.34%
    49% 22 $4,640,000 $210,909 $2,953 3.02%
    36% 21 $2,775,000 $132,143 $2,488 4.27%
    46% 20 $4,010,000 $200,500 $2,788 3.12%
    48% 18 $3,430,000 $190,556 $2,586 2.88%
    50-60% 16 $4,090,000 $255,625 $2,427 3.09%
    47% 15 $3,275,000 $218,333 $2,638 2.95%
    >60% 5 $1,075,000 $215,000 $2,047 3.28%

    Numark Credit Union lent most frequently to those with DTI ratios of 20-30%, with 223 originations. The next most common DTI ratio? 30-36%, with 188 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 870 $144,710,000 $166,333 $2,563 3.60%
    Black 75 $13,495,000 $179,933 $2,861 3.43%
    Asian 26 $5,290,000 $203,462 $2,681 3.04%
    Not provided 26 $3,670,000 $141,154 $2,108 5.04%
    American Indian 4 $370,000 $92,500 $3,937 4.66%
    Asian Indian 1 $315,000 $315,000 $1,797 2.25%
    Native Hawaiian or Islander 1 $295,000 $295,000 $1,862 2.38%
    Other Asian 1 $155,000 $155,000 $1,989 3.25%

    Approval Rates

    Total approvals of all applications
    87.04%

    Numark Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    29.38%

    Numark Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1024.01 1 $25,000 $25,000
    1100.1 1 $25,000 $25,000
    1110.74 1 $95,000 $95,000
    1134.31 1 $25,000 $25,000
    1141.47 1 $115,000 $115,000
    1194.62 1 $95,000 $95,000
    1225.0 1 $35,000 $35,000
    1333.49 1 $115,000 $115,000
    1365.93 1 $115,000 $115,000
    1413.91 1 $65,000 $65,000
    1430.83 1 $45,000 $45,000
    1441.52 1 $45,000 $45,000
    1475.0 1 $35,000 $35,000
    1575.0 1 $35,000 $35,000
    1619.21 1 $85,000 $85,000
    1625.5 1 $35,000 $35,000
    1803.52 1 $85,000 $85,000
    1970.53 1 $85,000 $85,000
    2104.0 1 $45,000 $45,000
    2108.96 1 $65,000 $65,000
    2199.0 1 $55,000 $55,000
    2208.77 1 $65,000 $65,000
    2250.0 2 $100,000 $50,000
    236.46 1 $25,000 $25,000
    2440.0 1 $65,000 $65,000
    2615.0 1 $55,000 $55,000
    2699.0 1 $55,000 $55,000
    2773.0 1 $55,000 $55,000
    2950.0 1 $65,000 $65,000
    3000.0 1 $125,000 $125,000
    3055.28 1 $65,000 $65,000
    3102.0 1 $75,000 $75,000
    3185.0 1 $85,000 $85,000
    3244.96 1 $85,000 $85,000
    3300.0 1 $85,000 $85,000
    3425.0 1 $75,000 $75,000
    3457.59 1 $135,000 $135,000
    3500.0 3 $265,000 $88,333
    3511.0 1 $75,000 $75,000
    351.41 1 $35,000 $35,000
    3699.0 1 $95,000 $95,000
    3861.0 1 $85,000 $85,000
    3900.0 1 $105,000 $105,000
    395.95 1 $15,000 $15,000
    4168.0 1 $95,000 $95,000
    470.0 1 $15,000 $15,000
    474.0 1 $25,000 $25,000
    479.23 1 $25,000 $25,000
    5085.0 1 $105,000 $105,000
    529.0 1 $35,000 $35,000
    554.0 1 $35,000 $35,000
    556.62 1 $35,000 $35,000
    5618.0 1 $145,000 $145,000
    574.76 1 $35,000 $35,000
    575.05 1 $35,000 $35,000
    586.39 1 $35,000 $35,000
    600.41 1 $65,000 $65,000
    652.05 1 $45,000 $45,000
    674.56 1 $45,000 $45,000
    699.0 1 $45,000 $45,000
    700.88 1 $55,000 $55,000
    703.05 1 $55,000 $55,000
    706.02 1 $55,000 $55,000
    733.95 1 $55,000 $55,000
    749.0 13 $785,000 $60,385
    799.0 26 $1,290,000 $49,615
    809.47 1 $65,000 $65,000
    819.0 1 $65,000 $65,000
    819.51 1 $65,000 $65,000
    829.05 1 $65,000 $65,000
    832.5 1 $65,000 $65,000
    859.8 1 $65,000 $65,000
    899.0 1 $65,000 $65,000
    900.46 1 $75,000 $75,000
    937.48 1 $75,000 $75,000
    971.0 1 $25,000 $25,000
    971.05 1 $25,000 $25,000
    999.0 56 $3,420,000 $61,071
    999.99 1 $55,000 $55,000
    NA 830 $157,840,000 $190,169

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,004 $168,300,000 $167,629

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 63 $6,725,000 $106,746 $2,047 2.92%
    40-60% 152 $22,290,000 $146,645 $2,042 2.95%
    60-80% 428 $81,520,000 $190,467 $2,377 3.34%
    80-100% 358 $57,480,000 $160,559 $3,381 4.33%
    Over 100% 1 $115,000 $115,000 $1,289 4.99%
    Under 20% 2 $170,000 $85,000 $2,008 2.88%