Numark Credit Union Mortgage Rates, Fees & Info

Joliet, IL

LEI: 549300E3X7YDJIUENL65

Tax ID: 36-6006909

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Numark Credit Union is a smaller credit union specializing in Refi and Home Purchase loans. Numark Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Ottawa, Kankakee, Detroit, and Minneapolis among others. We have data for 106 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Numark Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Numark Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.85% 11/21/24
    30 Year Conventional Refi 6.84% 11/21/24
    30 Year FHA Purchase 6.27% 11/21/24
    30 Year FHA Refi 6.27% 11/21/24
    15 Year Conventional Purchase 8.68% 11/21/24
    15 Year Conventional Refi 6.27% 11/21/24
    15 Year Cash-out Refi 6.27% 11/21/24
    15 Year FHA Refi 5.68% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Numark Credit Union Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Numark Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    871

    Origination Dollar Volume (All Markets)

    $142,075,000

    Awards

    NUMARK CREDIT UNION 30 Year Conventional Loans silver NUMARK CREDIT UNION 30 Year Conventional Loans bronze
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 636 $122,490,000 $192,594 $2,305 3.04%
    Outside of Metro Areas 34 $2,920,000 $85,882 $1,799 5.69%
    Ottawa, IL (FHA|USDA|VA) 5 $725,000 $145,000 $2,236 2.85%
    KANKAKEE, IL (FHA|USDA|VA) 5 $705,000 $141,000 $1,729 2.80%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 14 $690,000 $49,286 $0 6.52%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 8 $660,000 $82,500 $2,851 6.75%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $555,000 $185,000 $3,253 4.00%
    NILES, MI (FHA|USDA|VA) 2 $550,000 $275,000 $2,497 3.00%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5 $535,000 $107,000 $3,187 4.85%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $475,000 $158,333 $1,395 4.44%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $400,000 $200,000 $2,661 2.19%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 6 $390,000 $65,000 $0 7.08%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $390,000 $195,000 $2,662 4.88%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $365,000 $121,667 $0 6.67%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $350,000 $175,000 $2,147 5.44%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $340,000 $170,000 $3,010 3.56%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $320,000 $160,000 $3,705 4.81%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $315,000 $63,000 $0 7.16%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $315,000 $63,000 $0 6.30%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,353 3.25%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $310,000 $77,500 $0 6.33%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $300,000 $150,000 $3,167 4.81%
    Murray, KY (FHA|USDA|VA) 2 $290,000 $145,000 $2,897 3.19%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $285,000 $285,000 $2,258 2.75%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $240,000 $60,000 $0 6.53%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $235,000 $235,000 $3,866 3.25%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $225,000 $225,000 $3,937 3.13%
    PEORIA, IL (FHA|USDA|VA) 1 $215,000 $215,000 $1,807 2.88%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $195,000 $39,000 $0 7.08%
    Kalispell, MT (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.25%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.12%
    PITTSBURGH, PA (FHA|USDA|VA) 2 $170,000 $85,000 $1,779 5.37%
    LANCASTER, PA (FHA|USDA|VA) 3 $165,000 $55,000 $0 6.43%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.65%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.50%
    Sikeston, MO (FHA|USDA|VA) 2 $150,000 $75,000 $1,735 5.62%
    Centralia, IL (FHA|USDA|VA) 2 $150,000 $75,000 $1,455 5.88%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.55%
    MADISON, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,440 2.75%
    READING, PA (FHA|USDA|VA) 3 $145,000 $48,333 $0 7.28%
    MODESTO, CA (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.99%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $125,000 $125,000 $1,706 5.50%
    WICHITA, KS (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.25%
    Marion, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,118 2.38%
    Adrian, MI (FHA|USDA|VA) 3 $115,000 $38,333 $0 7.27%
    JACKSON, MI (FHA|USDA|VA) 2 $110,000 $55,000 $1,088 5.67%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $105,000 $105,000 $2,666 3.88%
    ROCKFORD, IL (FHA|USDA|VA) 2 $100,000 $50,000 $3,294 6.73%
    ROCHESTER, NY (FHA|USDA|VA) 2 $100,000 $50,000 $0 8.10%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.25%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.50%
    LOUISVILLE, KY (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.78%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.68%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.30%
    Malvern, AR (FHA|USDA|VA) 1 $85,000 $85,000 $2,075 3.13%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.50%
    GREELEY, CO (FHA|USDA|VA) 2 $80,000 $40,000 $0 6.48%
    Sedalia, MO (FHA|USDA|VA) 1 $75,000 $75,000 $1,726 6.50%
    Clarksburg, WV (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.55%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.90%
    Pella, IA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.50%
    STATE COLLEGE, PA (FHA|USDA|VA) 2 $70,000 $35,000 $0 6.10%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.70%
    Menomonie, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.90%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $65,000 $65,000 $2,673 2.25%
    ROCHESTER, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.85%
    MUSKEGON, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,099 3.25%
    FORT COLLINS, CO (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.85%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.60%
    Pottsville, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.35%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.10%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $60,000 $30,000 $0 6.25%
    PUEBLO, CO (FHA|USDA|VA) 2 $60,000 $30,000 $0 8.50%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $55,000 $55,000 $1,737 5.50%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.35%
    Sturgis, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.50%
    Seneca Falls, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.50%
    Auburn, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.60%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.70%
    Holland, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.50%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.10%
    Big Rapids, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.25%
    BOISE CITY, ID (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.60%
    Cambridge, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.99%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.00%
    DOVER, DE (FHA|USDA|VA) 2 $50,000 $25,000 $0 6.15%
    KNOXVILLE, TN (FHA|USDA|VA) 2 $50,000 $25,000 $0 6.38%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $50,000 $25,000 $0 9.20%
    LINCOLN, NE (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.90%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.75%
    Mount Vernon, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.45%
    AKRON, OH (FHA|USDA|VA) 1 $45,000 $45,000 $1,465 2.63%
    UTICA-ROME, NY (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.60%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.99%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.95%
    Charleston-Mattoon, IL (FHA|USDA|VA) 1 $35,000 $35,000 $1,723 6.50%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.35%
    Somerset, KY (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.05%
    Branson, MO (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.65%
    Hudson, NY (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.35%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.10%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.25%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.45%
    Somerset, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.25%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.60%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.05%
    Numark Credit Union's top markets include Chicago, Ottawa, Kankakee, Detroit, and Minneapolis among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against NUMARK CREDIT UNION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Liberty Bank for Savings
    Similarity Rank: 312
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    Similarity Rank: 312
    CROWN MORTGAGE COMPANY
    Similarity Rank: 627
    AMERITRUST MORTGAGE CORPORATION
    Similarity Rank: 648
    The Equitable Bank, S.S.B.
    Similarity Rank: 820
    RUHL MORTGAGE, LLC
    Similarity Rank: 988
    United Community Bank
    Similarity Rank: 1360
    NEW FED MORTGAGE, CORP.
    Similarity Rank: 1610
    DuPage Credit Union
    Similarity Rank: 1824
    LAKE MORTGAGE COMPANY INC
    Similarity Rank: 1841

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 871 $142,075,000 $163,117 $2,297 3.83%

    For 2020, Numark Credit Union's most frequently originated type of loan was Conventional, with 871 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 448 $83,590,000 $186,585 $1,817 2.98%
    Home Purchase 419 $57,845,000 $138,055 $3,137 4.74%
    Cash Out Refi 4 $640,000 $160,000 $1,450 2.94%

    For 2020, Numark Credit Union's most frequently cited loan purpose was Refi, with 448 originations. The 2nd most popular reason was Home Purchase, with 419 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 407 $81,385,000 $199,963 $2,587 3.17%
    15 Year 200 $29,190,000 $145,950 $1,960 3.47%
    20 Year 181 $20,775,000 $114,779 $1,834 5.44%
    Other 52 $6,720,000 $129,231 $1,729 5.06%
    10 Year 30 $3,830,000 $127,667 $1,895 3.34%
    5 Year 1 $175,000 $175,000 $1,677 2.88%

    For 2020, Numark Credit Union's most frequently cited loan duration was 30 Year, with 407 originations. The 2nd most popular length was 15 Year, with 200 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 373 $70,975,000 $190,282
    $<1k 327 $61,505,000 $188,089
    $2k-3k 1 $65,000 $65,000
    $5k+ 1 $245,000 $245,000

    Numark Credit Union's average total fees were $2,587, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 373 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 275 $54,775,000 $199,182
    3-4% 265 $49,755,000 $187,755
    <2.5% 118 $22,470,000 $190,424
    6-7% 97 $5,115,000 $52,732
    5-6% 36 $2,540,000 $70,556
    4-5% 33 $4,965,000 $150,455
    Over 8% 28 $1,340,000 $47,857
    7-8% 19 $1,115,000 $58,684

    During 2020, Numark Credit Union's average interest rate for loans was 3.17%, while their most frequently originated rate bucket for loans was 2.5-3%, with 275 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 346 $52,390,000 $151,416 $2,249 3.16%
    $100,000 or less 259 $15,455,000 $59,672 $2,142 5.58%
    $200k-400k 248 $65,930,000 $265,847 $2,418 2.99%
    $400k-600k 18 $8,300,000 $461,111 $2,402 2.94%

    2020 saw Numark Credit Union place emphasis on $100k-200k loans with 346 originations, totaling $52,390,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 224 $30,650,000 $136,830 $2,439 3.89%
    $100k-150k 194 $38,950,000 $200,773 $2,142 3.37%
    $75k-100k 192 $33,610,000 $175,052 $2,265 3.54%
    $50k or less 157 $12,925,000 $82,325 $2,619 5.03%
    $150k-250k 89 $21,645,000 $243,202 $2,148 3.31%
    $250k+ 15 $4,295,000 $286,333 $1,890 2.96%

    Numark Credit Union lent most frequently to those with incomes in the $50k-75k range, with 224 originations. The second most popular income band? $100k-150k, with 194 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 203 $32,655,000 $160,862 $2,171 3.86%
    30-36% 172 $27,450,000 $159,593 $2,188 3.96%
    <20% 65 $8,335,000 $128,231 $2,036 3.81%
    36% 52 $8,900,000 $171,154 $2,486 4.08%
    42% 50 $10,080,000 $201,600 $2,780 3.72%
    40% 36 $3,800,000 $105,556 $2,173 4.60%
    44% 36 $7,350,000 $204,167 $2,369 3.11%
    38% 35 $4,635,000 $132,429 $1,805 4.17%
    37% 35 $5,085,000 $145,286 $2,110 4.06%
    43% 35 $6,655,000 $190,143 $2,849 3.27%
    39% 33 $5,045,000 $152,879 $2,614 4.25%
    41% 31 $4,305,000 $138,871 $2,495 4.41%
    49% 22 $4,000,000 $181,818 $2,470 3.01%
    45% 19 $3,555,000 $187,105 $1,800 3.16%
    47% 18 $3,630,000 $201,667 $2,187 3.06%
    46% 13 $2,665,000 $205,000 $2,878 3.16%
    48% 12 $2,810,000 $234,167 $2,539 2.74%
    50-60% 4 $1,120,000 $280,000 $3,296 3.25%

    Numark Credit Union lent most frequently to those with DTI ratios of 20-30%, with 203 originations. The next most common DTI ratio? 30-36%, with 172 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 761 $123,635,000 $162,464 $2,259 3.87%
    Black 67 $11,005,000 $164,254 $2,814 3.31%
    Asian 13 $3,135,000 $241,154 $1,819 3.02%
    Not provided 21 $2,495,000 $118,810 $1,835 4.49%
    American Indian 5 $995,000 $199,000 $2,374 3.67%
    Native Hawaiian or Islander 4 $810,000 $202,500 $2,535 2.94%

    Approval Rates

    Total approvals of all applications
    83.03%

    Numark Credit Union has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    57.75%

    Numark Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 4 $220,000 $55,000
    1000.0 1 $15,000 $15,000
    1050.0 1 $85,000 $85,000
    1058.04 1 $35,000 $35,000
    1087.0 1 $25,000 $25,000
    1095.0 1 $25,000 $25,000
    1099.0 1 $25,000 $25,000
    1120.15 1 $35,000 $35,000
    1140.65 1 $45,000 $45,000
    1149.14 1 $45,000 $45,000
    1150.0 1 $95,000 $95,000
    1255.41 1 $55,000 $55,000
    1350.0 1 $25,000 $25,000
    1367.15 1 $65,000 $65,000
    1371.0 1 $25,000 $25,000
    1541.35 1 $65,000 $65,000
    1543.0 1 $35,000 $35,000
    1550.0 1 $35,000 $35,000
    1600.0 1 $35,000 $35,000
    1650.0 1 $35,000 $35,000
    1725.0 1 $35,000 $35,000
    1750.0 1 $35,000 $35,000
    1800.0 1 $45,000 $45,000
    1850.0 1 $35,000 $35,000
    1929.0 1 $55,000 $55,000
    1995.0 1 $45,000 $45,000
    200.0 1 $35,000 $35,000
    2000.0 1 $45,000 $45,000
    2050.0 1 $55,000 $55,000
    2200.0 1 $45,000 $45,000
    2400.0 1 $55,000 $55,000
    2429.1 1 $85,000 $85,000
    2483.0 1 $55,000 $55,000
    2524.0 1 $65,000 $65,000
    2525.0 1 $55,000 $55,000
    2599.0 1 $55,000 $55,000
    2608.0 1 $55,000 $55,000
    2635.2 1 $65,000 $65,000
    2660.0 1 $55,000 $55,000
    2750.0 1 $65,000 $65,000
    2842.0 1 $75,000 $75,000
    2954.8 1 $75,000 $75,000
    3000.0 1 $95,000 $95,000
    3420.0 1 $75,000 $75,000
    3500.0 1 $85,000 $85,000
    4680.0 1 $145,000 $145,000
    639.16 1 $25,000 $25,000
    719.83 1 $55,000 $55,000
    749.0 110 $6,040,000 $54,909
    758.0 1 $55,000 $55,000
    799.0 2 $170,000 $85,000
    842.6 1 $65,000 $65,000
    845.0 1 $15,000 $15,000
    935.54 1 $35,000 $35,000
    999.1 1 $25,000 $25,000
    NA 703 $132,975,000 $189,154

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 190 $11,110,000 $58,474
    Single Family (1-4 Units):Site-Built 681 $130,965,000 $192,313

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 33 $3,445,000 $104,394 $1,786 3.08%
    40-60% 122 $17,420,000 $142,787 $1,889 3.11%
    60-80% 388 $71,680,000 $184,742 $1,982 3.52%
    80-100% 324 $49,240,000 $151,975 $3,082 4.53%
    Over 100% 2 $150,000 $75,000 $1,401 5.75%
    Under 20% 2 $140,000 $70,000 $1,724 3.25%