Dixon Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Dixon averaged 6.82% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.74% and one month ago for the week of 2025-03-06, the average rate was 6.63%.

    Dixon's average rate one year ago was 7.12%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.72%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Dixon 30 Year Fixed Rate 2025-04-10 6.82%
    Dixon 30 Year Fixed Rate Refi 2025-04-10 6.72%
    Dixon 15 Year Fixed Rate 2025-04-10 5.72%
    Dixon 15 Year Fixed Rate Refi 2025-04-10 6.02%
    Dixon 30 Year FHA 2025-04-10 6.63%
    Dixon 30 Year FHA Refi 2025-04-10 6.53%
    Dixon 30 Year USDA 2025-04-10 6.35%
    Dixon 30 Year USDA Refi 2025-04-10 6.25%
    Dixon 30 Year VA 2025-04-10 6.39%
    Dixon 30 Year VA Refi 2025-04-10 6.39%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Dixon, IL.

    Dixon Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Dixon, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 12 6.99% $5,383
    U.S. Bank 12 6.90% $2,879
    GUILD MORTGAGE COMPANY 8 6.44% $5,084
    UNITED WHOLESALE MORTGAGE, LLC 7 7.07% $6,241
    First State Bank 7 7.00% $1,908
    ENVOY MORTGAGE, LTD 6 7.08% $4,207
    Fifth Third Bank 5 7.15% $3,254
    PLANET HOME LENDING, LLC 5 6.95% $3,244
    JPMorgan Chase Bank 5 6.92% $4,124
    Midland States Bank 5 7.05% $3,305
    GREENSTATE CREDIT UNION 3 6.37% $2,837
    BROKER SOLUTIONS, INC. 3 7.25% $4,346
    Stillman Bank 3 6.66% $2,454
    CITIZENS EQUITY FIRST 3 6.63% $1,840
    AMERICAN PACIFIC MORTGAGE CORPORATION 3 7.04% $5,606
    COMPASS MORTGAGE, INC. 3 6.75% $3,457
    FIRST NORTHERN Credit Union 2 6.88% $3,424
    COMPEER FINANCIAL, FLCA 2 7.75% $3,315
    Old Second National Bank 2 7.63% $4,377
    The Huntington National Bank 2 6.88% $3,987
    NUMARK CREDIT UNION 2 7.06% $3,343
    Rock Valley Credit Union 2 7.26% $3,152
    Flanagan State Bank 2 6.44% $3,824
    Barrington Bank & Trust Company, N.A. 2 7.25% $5,049
    Royal Credit Union 1 6.88% $5,201
    ROYAL UNITED MORTGAGE LLC 1 6.13% $4,894
    The Bank of New Glarus 1 6.50% $1,467
    The Federal Savings Bank 1 8.25% $6,042
    Wells Fargo Bank 1 5.75% $3,373
    American Mortgage & Equity Consultants, Inc. 1 6.88% $4,143
    ZILLOW HOME LOANS, LLC 1 7.13% $5,766
    Associated Bank 1 6.75% $3,053
    Century Mortgage Company DBA Century Lending Company 1 6.99% $6,931
    CIBM Bank 1 6.00% $10,050
    CMG MORTGAGE, INC. 1 7.50% $6,527
    Community Mortgage Banc Corporation 1 7.00% $3,592
    DuPage Credit Union 1 6.25% $3,888
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.63% $3,806
    FINANCIAL PLUS 1 5.99% $1,136
    Flagstar Bank, FSB 1 7.63% $3,924
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.88% $3,849
    GUARANTEED RATE, INC. 1 7.13% $6,131
    HOMESIDE FINANCIAL, LLC 1 7.38% $3,062
    LOANDEPOT.COM, LLC 1 6.13% $6,203
    Mortgage Research Center, LLC 1 6.63% $3,002
    Morton Community Bank 1 7.13% $2,145
    Mr. Cooper ( Nationstar Mortgage ) 1 6.13% $11,142
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.13% $4,182
    NATIONS RELIABLE LENDING, LLC 1 7.13% $9,132
    NEWREZ LLC 1 6.88% $3,794
    NexBank 1 6.50% $1,330
    Old National Bank 1 6.88% $2,891
    Paramount Residential Mortgage Group, Inc. 1 7.50% $2,496
    PHH Mortgage Corporation 1 6.88% $5,113

    Dixon Average Closing Costs & Other Stats

    Dixon, IL's 54 lenders originated 428 loans during 2024. The total origination value was $58,360,000, with an average loan value of $136,355.

    Dixon's average closing costs are $4,156.

    The top Dixon lender as defined by loan originations is QUICKEN LOANS, LLC, with 12 loans originated. Their average total fees are $5,383, which is $2,504 higher than the next largest lender, U.S. Bank.

    The lowest fee Dixon lenders (with over 10 loans originated) are U.S. Bank ($2,879), QUICKEN LOANS, LLC ($5,383), .

    The lowest rate Dixon lenders (with over 10 loans originated) are U.S. Bank (6.90%), QUICKEN LOANS, LLC (6.99%), .

    Dixon, IL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Sauk Valley Bank & Trust Company $6,360,000 $5,820,000 -8.5% 10.0%
    QUICKEN LOANS, LLC $2,700,000 $3,830,000 41.9% 6.6%
    Mortgage Research Center, LLC $1,715,000 $3,075,000 79.3% 5.3%
    U.S. Bank $1,625,000 $2,790,000 71.7% 4.8%
    UNITED WHOLESALE MORTGAGE, LLC $655,000 $2,605,000 297.7% 4.5%
    First State Bank $1,925,000 $2,005,000 4.2% 3.4%
    GUILD MORTGAGE COMPANY $1,030,000 $1,895,000 84.0% 3.2%
    Central Bank Illinois $3,100,000 $1,550,000 -50.0% 2.7%
    BROKER SOLUTIONS, INC. $985,000 $1,365,000 38.6% 2.3%
    Midland States Bank $1,815,000 $1,365,000 -24.8% 2.3%
    Fifth Third Bank $635,000 $1,075,000 69.3% 1.8%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,010,000 n/a 1.7%
    ENVOY MORTGAGE, LTD $1,460,000 $975,000 -33.2% 1.7%
    COMPEER FINANCIAL, FLCA $820,000 $960,000 17.1% 1.6%
    PLANET HOME LENDING, LLC $550,000 $960,000 74.5% 1.6%
    LOANDEPOT.COM, LLC $280,000 $950,000 239.3% 1.6%
    Holcomb Bank $260,000 $880,000 238.5% 1.5%
    First Federal Savings Bank $825,000 n/a 1.4%
    Flanagan State Bank $565,000 $775,000 37.2% 1.3%
    Stillman Bank $235,000 $775,000 229.8% 1.3%
    JPMorgan Chase Bank $1,240,000 $755,000 -39.1% 1.3%
    Community Mortgage Banc Corporation $150,000 $740,000 393.3% 1.3%
    NUMARK CREDIT UNION $270,000 $720,000 166.7% 1.2%
    GUARANTEED RATE, INC. $1,230,000 $715,000 -41.9% 1.2%
    NEWREZ LLC $235,000 $675,000 187.2% 1.2%
    PENNYMAC LOAN SERVICES, LLC $620,000 n/a 1.1%
    Barrington Bank & Trust Company, N.A. $195,000 $610,000 212.8% 1.0%
    Resource Bank, N.A. $400,000 $575,000 43.8% 1.0%
    FIRST NORTHERN Credit Union $170,000 $570,000 235.3% 1.0%
    COMPASS MORTGAGE, INC. $515,000 $475,000 -7.8% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $585,000 $475,000 -18.8% 0.8%
    Ixonia Bank $455,000 n/a 0.8%
    Rock Valley Credit Union $80,000 $440,000 450.0% 0.8%
    GREENSTATE CREDIT UNION $1,165,000 $435,000 -62.7% 0.7%
    HOMESIDE FINANCIAL, LLC $425,000 n/a 0.7%
    NATIONS RELIABLE LENDING, LLC $415,000 n/a 0.7%
    NAVY FEDERAL CREDIT UNION $145,000 $415,000 186.2% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $480,000 $395,000 -17.7% 0.7%
    Byron Bank $195,000 $380,000 94.9% 0.7%
    CMG MORTGAGE, INC. $365,000 n/a 0.6%
    CITIZENS EQUITY FIRST $25,000 $355,000 1,320.0% 0.6%
    FINANCIAL PLUS $340,000 $355,000 4.4% 0.6%
    Servion, Inc. $355,000 n/a 0.6%
    ROYAL UNITED MORTGAGE LLC $215,000 $350,000 62.8% 0.6%
    Century Mortgage Company DBA Century Lending Company $345,000 n/a 0.6%
    Flagstar Bank, FSB $345,000 n/a 0.6%
    The Huntington National Bank $1,095,000 $310,000 -71.7% 0.5%
    Old Second National Bank $250,000 $305,000 22.0% 0.5%
    St Charles Bank & Trust $305,000 n/a 0.5%
    Old National Bank $550,000 $300,000 -45.5% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $280,000 n/a 0.5%
    FREEDOM MORTGAGE CORPORATION $275,000 n/a 0.5%
    AmeriHome Mortgage Company, LLC $195,000 $255,000 30.8% 0.4%
    TOWNE MORTGAGE COMPANY $255,000 n/a 0.4%
    Paramount Residential Mortgage Group, Inc. $95,000 $230,000 142.1% 0.4%
    CALCON MUTUAL MORTGAGE LLC $225,000 n/a 0.4%
    CIBM Bank $215,000 n/a 0.4%
    Discover Bank $55,000 $210,000 281.8% 0.4%
    MLD MORTGAGE INC. $210,000 n/a 0.4%
    First National Bank of Omaha $940,000 $205,000 -78.2% 0.4%
    Johnson Bank $235,000 $195,000 -17.0% 0.3%
    LENDINGHOME FUNDING CORPORATION $195,000 n/a 0.3%
    PHH Mortgage Corporation $190,000 n/a 0.3%
    NexBank $185,000 $185,000 0.0% 0.3%
    STOCKTON MORTGAGE CORPORATION $185,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,170,000 $175,000 -85.0% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $175,000 $175,000 0.0% 0.3%
    Morton Community Bank $200,000 $175,000 -12.5% 0.3%
    Figure Lending LLC $170,000 n/a 0.3%
    American Mortgage & Equity Consultants, Inc. $165,000 n/a 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $165,000 n/a 0.3%
    Associated Bank $75,000 $165,000 120.0% 0.3%
    Merchants and Manufacturers Bank $165,000 n/a 0.3%
    Bank of America $160,000 n/a 0.3%
    ASCENTRA $155,000 n/a 0.3%
    Busey Bank $155,000 n/a 0.3%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $155,000 n/a 0.3%
    FLAT BRANCH MORTGAGE, INC. $145,000 n/a 0.2%
    DEEPHAVEN MORTGAGE LLC $135,000 n/a 0.2%
    Royal Credit Union $135,000 n/a 0.2%
    The Federal Savings Bank $205,000 $135,000 -34.1% 0.2%
    ZILLOW HOME LOANS, LLC $115,000 $135,000 17.4% 0.2%
    Cornerstone Credit Union $55,000 $130,000 136.4% 0.2%
    Bankers' Bank $125,000 n/a 0.2%
    Bank of England $125,000 n/a 0.2%
    DuPage Credit Union $120,000 n/a 0.2%
    Wells Fargo Bank $510,000 $115,000 -77.5% 0.2%
    Citadel Servicing Corporation $105,000 n/a 0.2%
    Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $95,000 n/a 0.2%
    Illinois Community Credit Unio $90,000 n/a 0.2%
    American Bank and Trust Company $85,000 n/a 0.1%
    Deere Employees Credit Union $400,000 $85,000 -78.8% 0.1%
    The Bank of New Glarus $85,000 n/a 0.1%
    First Mid Bank & Trust $75,000 n/a 0.1%
    Nicolet National Bank $75,000 n/a 0.1%
    USAA Federal Savings Bank $385,000 $65,000 -83.1% 0.1%
    Streator Onized Credit Union $55,000 n/a 0.1%
    Coastal Community Bank $25,000 $50,000 100.0% 0.1%
    Credit Union 1 $45,000 n/a 0.1%
    THRIVENT Federal Credit Union $35,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $25,000 n/a 0.0%
    I. H. MISSISSIPPI VALLEY CREDIT UNION $60,000 $15,000 -75.0% 0.0%

    Dixon's top lender by overall market share is Sauk Valley Bank & Trust Company, with 10.0% market share. In second place, with 6.6%, is QUICKEN LOANS, LLC, having originated $3,830,000 in loans. In third place, with 5.3%, is Mortgage Research Center, LLC, having originated $3,075,000 in loans. In fourth place, with 4.8%, is U.S. Bank, having originated $2,790,000 in loans. In fifth place, with 4.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,605,000 in loans.

    Dixon Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Dixon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $114,700 (-2.5%) $142,853 (-8.5%) 0.00 117
    2018-02-01 $121,725 (6.4%) $148,525 (-3.0%) 0.00 120
    2018-03-01 $119,900 (0.6%) $153,841 (-1.2%) 0.00 123
    2018-04-01 $125,725 (4.8%) $155,356 (-2.8%) 0.00 136
    2018-05-01 $129,200 (-0.2%) $158,719 (-3.0%) 0.00 146
    2018-06-01 $125,950 (3.9%) $158,830 (1.9%) 0.00 152
    2018-07-01 $119,675 (-0.2%) $153,434 (-0.3%) 0.00 144
    2018-08-01 $119,450 (0.4%) $156,398 (2.1%) 0.00 150
    2018-09-01 $123,750 (6.7%) $164,232 (9.4%) 0.00 142
    2018-10-01 $129,800 (13.6%) $167,644 (11.4%) 0.00 141
    2018-11-01 $124,675 (11.4%) $161,125 (13.8%) 0.00 131
    2018-12-01 $119,900 (14.2%) $159,172 (15.4%) 0.00 130
    2019-01-01 $116,950 (2.0%) $150,775 (5.6%) 0.00 131
    2019-02-01 $123,675 (1.6%) $156,926 (5.7%) 0.00 123
    2019-03-01 $127,829 (6.6%) $164,077 (6.7%) 0.00 119
    2019-04-01 $135,125 (7.5%) $177,741 (14.4%) 0.00 117
    2019-05-01 $138,700 (7.4%) $186,509 (17.5%) 0.00 111
    2019-06-01 $149,625 (18.8%) $188,512 (18.7%) 0.00 121
    2019-07-01 $147,225 (23.0%) $183,410 (19.5%) 0.00 119
    2019-08-01 $143,518 (20.2%) $177,951 (13.8%) 0.00 133
    2019-09-01 $133,945 (8.2%) $170,242 (3.7%) 0.00 141
    2019-10-01 $127,450 (-1.8%) $163,229 (-2.6%) 0.00 150
    2019-11-01 $127,900 (2.6%) $159,838 (-0.8%) 0.00 144
    2019-12-01 $128,450 (7.1%) $155,437 (-2.4%) 0.00 139
    2020-01-01 $129,000 (10.3%) $160,361 (6.4%) 0.00 132
    2020-02-01 $129,250 (4.5%) $156,284 (-0.4%) 0.00 120
    2020-03-01 $136,700 (6.9%) $165,436 (0.8%) 0.00 121
    2020-04-01 $140,550 (4.0%) $173,204 (-2.6%) 0.00 109
    2020-05-01 $135,000 (-2.7%) $164,969 (-11.6%) 0.00 99
    2020-06-01 $145,700 (-2.6%) $182,819 (-3.0%) 0.00 97
    2020-07-01 $139,675 (-5.1%) $176,568 (-3.7%) 0.00 106
    2020-08-01 $135,000 (-5.9%) $174,972 (-1.7%) 0.00 96
    2020-09-01 $136,700 (2.1%) $165,870 (-2.6%) 0.00 100
    2020-10-01 $139,000 (9.1%) $174,163 (6.7%) 0.00 104
    2020-11-01 $129,900 (1.6%) $173,913 (8.8%) 0.00 93
    2020-12-01 $125,925 (-2.0%) $159,676 (2.7%) 0.00 79
    2021-01-01 $124,900 (-3.2%) $164,688 (2.7%) 0.00 68
    2021-02-01 $127,400 (-1.4%) $169,855 (8.7%) 0.00 67
    2021-03-01 $129,250 (-5.5%) $167,369 (1.2%) 0.00 53
    2021-04-01 $134,175 (-4.5%) $170,991 (-1.3%) 0.00 45
    2021-05-01 $132,000 (-2.2%) $181,602 (10.1%) 0.00 37
    2021-06-01 $144,950 (-0.5%) $193,029 (5.6%) 0.00 44
    2021-07-01 $134,000 (-4.1%) $203,647 (15.3%) 0.00 54
    2021-08-01 $134,225 (-0.6%) $205,296 (17.3%) 0.00 61
    2021-09-01 $135,975 (-0.5%) $206,490 (24.5%) 0.00 68
    2021-10-01 $149,900 (7.8%) $206,317 (18.5%) 0.00 63
    2021-11-01 $139,900 (7.7%) $189,537 (9.0%) 0.00 60
    2021-12-01 $129,500 (2.8%) $178,681 (11.9%) 0.00 59
    2022-01-01 $120,500 (-3.5%) $169,099 (2.7%) 0.00 49
    2022-02-01 $115,875 (-9.1%) $159,207 (-6.3%) 0.00 51
    2022-03-01 $115,225 (-10.9%) $173,144 (3.5%) 0.00 45
    2022-04-01 $110,000 (-18.0%) $256,671 (50.1%) 0.00 35
    2022-05-01 $112,575 (-14.7%) $238,531 (31.4%) 0.00 43
    2022-06-01 $173,725 (19.9%) $256,091 (32.7%) 0.00 48
    2022-07-01 $189,000 (41.0%) $269,489 (32.3%) 0.00 55
    2022-08-01 $183,450 (36.7%) $264,703 (28.9%) 0.00 59
    2022-09-01 $172,450 (26.8%) $253,859 (22.9%) 0.00 59
    2022-10-01 $160,000 (6.7%) $239,100 (15.9%) 0.00 56
    2022-11-01 $145,000 (3.7%) $227,110 (19.8%) 0.00 51
    2022-12-01 $162,500 (25.5%) $224,695 (25.8%) 0.00 48
    2023-01-01 $133,250 (10.6%) $156,912 (-7.2%) 0.00 42
    2023-02-01 $139,425 (20.3%) $169,927 (6.7%) 0.00 35
    2023-03-01 $147,000 (27.6%) $175,097 (1.1%) 0.00 38
    2023-04-01 $181,950 (65.4%) $208,711 (-18.7%) 0.00 38
    2023-05-01 $191,000 (69.7%) $231,657 (-2.9%) 0.00 45
    2023-06-01 $201,225 (15.8%) $232,518 (-9.2%) 0.00 46
    2023-07-01 $225,000 (19.1%) $243,571 (-9.6%) 0.00 40
    2023-08-01 $223,500 (21.8%) $243,218 (-8.1%) 0.00 35
    2023-09-01 $189,900 (10.1%) $234,933 (-7.5%) 0.00 59
    2023-10-01 $186,575 (16.6%) $237,797 (-0.5%) 0.00 59
    2023-11-01 $179,900 (24.1%) $235,693 (3.8%) 0.00 50
    2023-12-01 $172,250 (6.0%) $223,116 (-0.7%) 0.00 47
    2024-01-01 $178,900 (34.3%) $236,635 (50.8%) 0.00 41
    2024-02-01 $199,950 (43.4%) $256,274 (50.8%) 0.00 35
    2024-03-01 $199,950 (36.0%) $254,059 (45.1%) 0.00 32
    2024-04-01 $199,250 (9.5%) $248,173 (18.9%) 0.00 32
    2024-05-01 $167,250 (-12.4%) $239,313 (3.3%) 0.00 34
    2024-06-01 $177,000 (-12.0%) $229,316 (-1.4%) 0.00 39
    2024-07-01 $177,700 (-21.0%) $228,617 (-6.1%) 0.00 43
    2024-08-01 $234,950 (5.1%) $247,120 (1.6%) 0.00 36
    2024-09-01 $234,950 (23.7%) $255,026 (8.6%) 0.00 44
    2024-10-01 $224,225 (20.2%) $241,469 (1.5%) 0.00 45
    2024-11-01 $192,000 (6.7%) $225,056 (-4.5%) 0.00 42
    2024-12-01 $204,725 (18.9%) $226,027 (1.3%) 0.00 35
    2025-01-01 $223,675 (25.0%) $247,255 (4.5%) 0.00 37
    2025-02-01 $180,600 (-9.7%) $226,226 (-11.7%) 0.00 43
    2025-03-01 $179,000 (-10.5%) $242,394 (-4.6%) 0.00 45
    Dixon's median listing price for 2025-03-01 was $179,000, a difference of $-20,950 (-10.5%) versus the prior year and $-1,600 versus the prior month.

    Dixon's median listing price comes in at 0% of the national average.

    Dixon's average listing price for 2025-03-01 was $242,394, a difference of $-11,665 (-4.6%) versus the prior year and $16,168 versus the prior month.

    For the 2025-03-01 period, Dixon had 45 MLS listings, a difference of 2 listings (5%) versus the prior month and 13 listings (41%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Dixon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,615 sqft
    2018-02-01 0 days 1,651 sqft
    2018-03-01 0 days 1,624 sqft
    2018-04-01 0 days 1,652 sqft
    2018-05-01 0 days 1,680 sqft
    2018-06-01 0 days 1,670 sqft
    2018-07-01 0 days 1,680 sqft
    2018-08-01 0 days 1,678 sqft
    2018-09-01 0 days 1,712 sqft
    2018-10-01 0 days 1,710 sqft
    2018-11-01 0 days 1,745 sqft
    2018-12-01 0 days 1,680 sqft
    2019-01-01 0 days 1,656 sqft
    2019-02-01 0 days 1,703 sqft
    2019-03-01 0 days 1,702 sqft
    2019-04-01 0 days 1,710 sqft
    2019-05-01 0 days 1,747 sqft
    2019-06-01 0 days 1,754 sqft
    2019-07-01 0 days 1,737 sqft
    2019-08-01 0 days 1,724 sqft
    2019-09-01 0 days 1,671 sqft
    2019-10-01 0 days 1,657 sqft
    2019-11-01 0 days 1,634 sqft
    2019-12-01 0 days 1,548 sqft
    2020-01-01 0 days 1,525 sqft
    2020-02-01 0 days 1,581 sqft
    2020-03-01 0 days 1,728 sqft
    2020-04-01 0 days 1,792 sqft
    2020-05-01 0 days 1,729 sqft
    2020-06-01 0 days 1,806 sqft
    2020-07-01 0 days 1,782 sqft
    2020-08-01 0 days 1,781 sqft
    2020-09-01 0 days 1,812 sqft
    2020-10-01 0 days 1,828 sqft
    2020-11-01 0 days 1,753 sqft
    2020-12-01 0 days 1,627 sqft
    2021-01-01 0 days 1,625 sqft
    2021-02-01 0 days 1,643 sqft
    2021-03-01 0 days 1,634 sqft
    2021-04-01 0 days 1,501 sqft
    2021-05-01 0 days 1,505 sqft
    2021-06-01 0 days 1,524 sqft
    2021-07-01 0 days 1,594 sqft
    2021-08-01 0 days 1,571 sqft
    2021-09-01 0 days 1,572 sqft
    2021-10-01 0 days 1,555 sqft
    2021-11-01 0 days 1,524 sqft
    2021-12-01 0 days 1,530 sqft
    2022-01-01 0 days 1,639 sqft
    2022-02-01 0 days 1,455 sqft
    2022-03-01 0 days 1,495 sqft
    2022-04-01 0 days 1,404 sqft
    2022-05-01 0 days 1,385 sqft
    2022-06-01 0 days 1,624 sqft
    2022-07-01 0 days 1,784 sqft
    2022-08-01 0 days 1,707 sqft
    2022-09-01 0 days 1,620 sqft
    2022-10-01 0 days 1,592 sqft
    2022-11-01 0 days 1,503 sqft
    2022-12-01 0 days 1,374 sqft
    2023-01-01 0 days 1,350 sqft
    2023-02-01 0 days 1,382 sqft
    2023-03-01 0 days 1,451 sqft
    2023-04-01 0 days 1,500 sqft
    2023-05-01 0 days 1,523 sqft
    2023-06-01 0 days 1,519 sqft
    2023-07-01 0 days 1,571 sqft
    2023-08-01 0 days 1,531 sqft
    2023-09-01 0 days 1,776 sqft
    2023-10-01 0 days 1,848 sqft
    2023-11-01 0 days 1,841 sqft
    2023-12-01 0 days 1,726 sqft
    2024-01-01 0 days 1,892 sqft
    2024-02-01 0 days 1,941 sqft
    2024-03-01 0 days 1,924 sqft
    2024-04-01 0 days 1,608 sqft
    2024-05-01 0 days 1,592 sqft
    2024-06-01 0 days 1,602 sqft
    2024-07-01 0 days 1,644 sqft
    2024-08-01 0 days 1,807 sqft
    2024-09-01 0 days 1,779 sqft
    2024-10-01 0 days 1,727 sqft
    2024-11-01 0 days 1,619 sqft
    2024-12-01 0 days 1,697 sqft
    2025-01-01 0 days 1,743 sqft
    2025-02-01 0 days 1,548 sqft
    2025-03-01 0 days 1,590 sqft
    Dixon's median listing age (time on market) for 2025-03-01 was 0 days.

    Dixon's median square footage for active listings during the 2025-03-01 period was 1,590 sqft. One year prior, the average listing was 1,924 sqft.

    Dixon, IL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 254 $40,810,000 $160,669
    Refi 68 $8,510,000 $125,147
    Cash Out Refi 39 $4,795,000 $122,949
    Other 35 $1,785,000 $51,000
    Home Improvement 32 $2,460,000 $76,875

    Dixon's most frequently cited loan purpose was Home Purchase, with 254 originations. The 2nd most popular reason was Refi, with 68 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 139 $22,585,000 $162,482
    7-8% 92 $13,680,000 $148,696
    Over 8% 67 $5,065,000 $75,597
    5-6% 35 $5,555,000 $158,714
    <2.5% 7 $55,000 $7,857
    4-5% 4 $190,000 $47,500
    2.5-3% 1 $125,000 $125,000

    During 2024, Dixon's most frequently originated rate bucket was 6-7%, with 139 originations.

    Loan Sizing (Dixon, IL MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 178 $9,700,000 $54,494
    $100k-200k 171 $24,915,000 $145,702
    $200k-400k 65 $16,805,000 $258,538
    $400k-600k 12 $5,710,000 $475,833
    $600k-1000k 2 $1,230,000 $615,000

    Dixon's loan sizing saw the bucket of loans from $100,000 or less with 178 originations, totaling $9,700,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 165 $29,745,000 $180,273
    60-80% 59 $8,275,000 $140,254
    20-40% 46 $3,740,000 $81,304
    Under 20% 40 $1,110,000 $27,750
    40-60% 30 $3,420,000 $114,000
    Over 100% 1 $525,000 $525,000

    Dixon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 165 originations, totaling $29,745,000 in origination value.