Sterling Mortgage Rates

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sterling averaged 5.74% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

    The average rate for the prior week (2022-06-16) was 5.71% and one month ago for the week of 2022-05-19, the average rate was 5.48%.

    Sterling's average rate one year ago was 3.08%.

    For refis of the same type during the week of 2022-06-23, the average rate was 5.94%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-23 5.81%
    Sterling 30 Year Fixed Rate 2022-06-23 5.74%
    Sterling 30 Year Fixed Rate Refi 2022-06-23 5.94%
    Sterling 15 Year Fixed Rate 2022-06-23 5.15%
    Sterling 15 Year Fixed Rate Refi 2022-06-23 4.96%
    Sterling 30 Year FHA 2022-06-23 0.24%
    Sterling 30 Year FHA Refi 2022-06-23 0.27%
    Sterling 30 Year USDA 2022-06-23 0.4%
    Sterling 30 Year USDA Refi 2022-06-23 0.03%
    Sterling 30 Year VA 2022-06-23 0.31%
    Sterling 30 Year VA Refi 2022-06-23 0.17%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sterling, IL.

    Sterling Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Sterling, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    U.S. Bank 67 3.05% $2,229
    Central Bank Illinois 25 3.05% $1,306
    QUICKEN LOANS, LLC 24 3.27% $3,917
    HOMESIDE FINANCIAL, LLC 23 3.17% $3,548
    ASCENTRA 20 3.04% $1,977
    FINANCE OF AMERICA MORTGAGE LLC 15 3.24% $4,058
    I. H. MISSISSIPPI VALLEY CREDIT UNION 14 2.79% $1,903
    Ixonia Bank 14 3.36% $3,222
    Midland States Bank 10 3.66% $2,332
    GREENSTATE CREDIT UNION 9 3.14% $1,815
    Morton Community Bank 8 3.50% $2,335
    Wells Fargo Bank 7 3.30% $2,584
    LOANDEPOT.COM, LLC 6 3.31% $3,675
    Community Mortgage Banc Corporation 6 3.16% $2,335
    Vibrant Credit Union 5 2.88% $2,184
    JPMorgan Chase Bank 5 3.50% $1,934
    RUHL MORTGAGE, LLC 5 3.03% $2,409
    Deere Employees Credit Union 4 2.72% $2,680
    GUARANTEED RATE, INC. 4 3.19% $2,806
    FREEDOM MORTGAGE CORPORATION 3 3.29% $1,991
    BNC National Bank 3 3.29% $3,245
    BROKER SOLUTIONS, INC. 3 3.37% $3,011
    CALIBER HOME LOANS, INC. 3 3.13% $4,340
    FIRST CENTENNIAL MORTGAGE CORPORATION 3 3.50% $2,938
    AMERISAVE MORTGAGE CORPORATION 3 3.04% $5,177
    UNITED WHOLESALE MORTGAGE, LLC 3 3.05% $3,748
    MEMBER FIRST MORTGAGE, LLC 2 3.19% $2,641
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.38% $4,378
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.13% $4,153
    Blackhawk Bank 2 3.44% $2,815
    SENB Bank 2 2.81% $2,270
    Mr. Cooper ( Nationstar Mortgage ) 2 2.75% $7,404
    Bankers' Bank 2 2.88% $2,506
    Midwest Community Bank 2 3.19% $2,895
    NEWREZ LLC 2 2.99% $3,054
    Key Mortgage Services, Inc. 2 3.44% $3,893
    First Community Credit Union 1 3.25% $1,585
    Heartland Bank and Trust Company 1 3.25% $2,406
    HOME POINT FINANCIAL CORPORATION 1 3.25% $2,749
    Fifth Third Bank 1 3.50% $2,625
    Hometown Lenders, Inc. 1 3.50% $2,782
    ENVOY MORTGAGE, LTD 1 3.63% $3,215
    DuTrac Community Credit Union 1 3.38% $2,393
    DRAPER AND KRAMER MORTGAGE CORP. 1 3.50% $2,918
    Marine Bank 1 2.88% $2,660
    COMPEER FINANCIAL, FLCA 1 4.38% $2,846
    MidWestOne Bank 1 3.00% $1,988
    Mortgage Research Center, LLC 1 4.13% $721
    Carrington Mortgage Services, LLC 1 3.00% $3,995
    NAVY FEDERAL CREDIT UNION 1 4.38% $3,387
    Old Second National Bank 1 3.75% $3,613
    Paramount Residential Mortgage Group, Inc. 1 3.38% $3,296
    ROYAL UNITED MORTGAGE LLC 1 3.63% $3,428
    SOUTHWEST FUNDING, LP 1 3.13% $4,059
    Barrington Bank & Trust Company, N.A. 1 3.13% $2,202
    First Guaranty Mortgage Corporation 1 3.00% $2,318
    First Midwest Bank 1 3.88% $3,306
    First Home Bank 1 2.88% $3,153
    First National Bank of Omaha 1 3.13% $2,174
    FIRST NORTHERN Credit Union 1 2.50% $2,025
    First State Bank 1 2.88% $1,434
    Flagstar Bank, FSB 1 3.13% $3,962
    FLAT BRANCH MORTGAGE, INC. 1 3.38% $2,557
    Fortress Bank 1 3.13% $1,710
    Bank of America 1 2.75% $3,387
    Gateway First Bank 1 3.38% $2,240
    First Federal Savings Bank 1 2.88% $2,535

    Sterling, IL's 67 lenders originated 1,351 loans during 2021. The total origination value was $156,985,000, with an average loan value of $116,199.

    The top Sterling lender as defined by loan originations is U.S. Bank, with 67 loans originated. Their average total fees are $2,229, which is $923 higher than the next largest lender, Central Bank Illinois.

    The lowest fee Sterling lenders (with over 10 loans originated) are Central Bank Illinois ($1,306), I. H. MISSISSIPPI VALLEY CREDIT UNION ($1,903), ASCENTRA ($1,977), U.S. Bank ($2,229) and Midland States Bank ($2,332).

    The lowest rate Sterling lenders (with over 10 loans originated) are I. H. MISSISSIPPI VALLEY CREDIT UNION (2.79%), ASCENTRA (3.04%), Central Bank Illinois (3.05%), U.S. Bank (3.05%) and HOMESIDE FINANCIAL, LLC (3.17%).

    Sterling, IL Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    U.S. Bank $16,170,000 $16,910,000 4.6% 10.8%
    Sauk Valley Bank & Trust Company $21,125,000 $16,545,000 -21.7% 10.5%
    Farmers National Bank $12,895,000 $13,495,000 4.7% 8.6%
    QUICKEN LOANS, LLC $7,135,000 $9,805,000 37.4% 6.2%
    Ixonia Bank $6,185,000 $8,555,000 38.3% 5.4%
    HOMESIDE FINANCIAL, LLC $6,450,000 $6,810,000 5.6% 4.3%
    Central Bank Illinois $15,275,000 $6,550,000 -57.1% 4.2%
    Mortgage Research Center, LLC $3,585,000 $5,340,000 49.0% 3.4%
    FINANCE OF AMERICA MORTGAGE LLC $1,895,000 $4,210,000 122.2% 2.7%
    ASCENTRA $3,700,000 $4,005,000 8.2% 2.6%
    FREEDOM MORTGAGE CORPORATION $2,700,000 $3,155,000 16.9% 2.0%
    I. H. MISSISSIPPI VALLEY CREDIT UNION $3,820,000 $2,945,000 -22.9% 1.9%
    Midland States Bank $1,510,000 $2,690,000 78.1% 1.7%
    CALIBER HOME LOANS, INC. $1,940,000 $2,670,000 37.6% 1.7%
    Morton Community Bank $4,500,000 $2,270,000 -49.6% 1.4%
    LOANDEPOT.COM, LLC $510,000 $2,190,000 329.4% 1.4%
    Wells Fargo Bank $2,035,000 $1,800,000 -11.5% 1.1%
    First Midwest Bank $1,680,000 n/a 1.1%
    Vibrant Credit Union $3,070,000 $1,640,000 -46.6% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $1,350,000 $1,615,000 19.6% 1.0%
    First Central State Bank $640,000 $1,605,000 150.8% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $445,000 $1,550,000 248.3% 1.0%
    GREENSTATE CREDIT UNION $805,000 $1,465,000 82.0% 0.9%
    NEW DAY FINANCIAL, LLC $220,000 $1,170,000 431.8% 0.7%
    USAA Federal Savings Bank $960,000 $1,170,000 21.9% 0.7%
    RUHL MORTGAGE, LLC $635,000 $1,055,000 66.1% 0.7%
    NEWREZ LLC $365,000 $1,050,000 187.7% 0.7%
    BROKER SOLUTIONS, INC. $1,010,000 $1,045,000 3.5% 0.7%
    NAVY FEDERAL CREDIT UNION $940,000 $1,000,000 6.4% 0.6%
    Fifth Third Bank $445,000 $980,000 120.2% 0.6%
    AMERISAVE MORTGAGE CORPORATION $425,000 $950,000 123.5% 0.6%
    JPMorgan Chase Bank $785,000 $930,000 18.5% 0.6%
    Community Mortgage Banc Corporation $425,000 $855,000 101.2% 0.5%
    Plains Commerce Bank $675,000 $845,000 25.2% 0.5%
    AMERICAN PACIFIC MORTGAGE CORPORATION $265,000 $835,000 215.1% 0.5%
    BNC National Bank $655,000 $805,000 22.9% 0.5%
    Key Mortgage Services, Inc. $710,000 $770,000 8.5% 0.5%
    GUARANTEED RATE, INC. $435,000 $740,000 70.1% 0.5%
    AMERICAN FINANCIAL NETWORK, INC. $250,000 $735,000 194.0% 0.5%
    Byron Bank $365,000 $730,000 100.0% 0.5%
    VILLAGE CAPITAL & INVESTMENT LLC $435,000 $725,000 66.7% 0.5%
    COMPEER FINANCIAL, FLCA $610,000 $685,000 12.3% 0.4%
    Flanagan State Bank $650,000 n/a 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $575,000 $595,000 3.5% 0.4%
    First Federal Savings Bank $240,000 $565,000 135.4% 0.4%
    Bankers' Bank $540,000 n/a 0.3%
    DuTrac Community Credit Union $125,000 $525,000 320.0% 0.3%
    SENB Bank $460,000 $525,000 14.1% 0.3%
    Low VA Rates, LLC $175,000 $520,000 197.1% 0.3%
    Flagstar Bank, FSB $215,000 $515,000 139.5% 0.3%
    R.I.A. Federal Credit Union $325,000 $515,000 58.5% 0.3%
    Deere Employees Credit Union $835,000 $500,000 -40.1% 0.3%
    DRAPER AND KRAMER MORTGAGE CORP. $485,000 n/a 0.3%
    Paramount Residential Mortgage Group, Inc. $210,000 $470,000 123.8% 0.3%
    PENNYMAC LOAN SERVICES, LLC $105,000 $470,000 347.6% 0.3%
    American Bank and Trust Company $600,000 $430,000 -28.3% 0.3%
    Midwest Community Bank $230,000 $430,000 87.0% 0.3%
    North American Savings Bank, F.S.B. $435,000 $425,000 -2.3% 0.3%
    ENVOY MORTGAGE, LTD $100,000 $420,000 320.0% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $410,000 n/a 0.3%
    Carrington Mortgage Services, LLC $145,000 $405,000 179.3% 0.3%
    Barrington Bank & Trust Company, N.A. $885,000 $370,000 -58.2% 0.2%
    FLAT BRANCH MORTGAGE, INC. $345,000 n/a 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $300,000 $310,000 3.3% 0.2%
    First State Bank of Forrest $310,000 n/a 0.2%
    FIRST CENTENNIAL MORTGAGE CORPORATION $395,000 $305,000 -22.8% 0.2%
    TBK BANK, SSB $800,000 $295,000 -63.1% 0.2%
    ROYAL UNITED MORTGAGE LLC $355,000 $285,000 -19.7% 0.2%
    AmeriHome Mortgage Company, LLC $335,000 $280,000 -16.4% 0.2%
    MEMBER FIRST MORTGAGE, LLC $200,000 $280,000 40.0% 0.2%
    Stillman BancCorp N.A. $240,000 $280,000 16.7% 0.2%
    First Guaranty Mortgage Corporation $85,000 $270,000 217.6% 0.2%
    Blackhawk Bank $145,000 $260,000 79.3% 0.2%
    LAND HOME FINANCIAL SERVICES, INC. $240,000 n/a 0.2%
    Marine Bank $335,000 $225,000 -32.8% 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $225,000 n/a 0.1%
    MidWestOne Bank $215,000 n/a 0.1%
    CIVIC FINANCIAL SERVICES, LLC $210,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $210,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $205,000 $210,000 2.4% 0.1%
    Resource Bank, N.A. $210,000 n/a 0.1%
    Union Savings Bank $230,000 $205,000 -10.9% 0.1%
    HOME POINT FINANCIAL CORPORATION $435,000 $200,000 -54.0% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $200,000 n/a 0.1%
    ALLIED MORTGAGE GROUP, INC. $175,000 n/a 0.1%
    First Community Credit Union $170,000 n/a 0.1%
    Discover Bank $165,000 n/a 0.1%
    First State Bank $245,000 $165,000 -32.7% 0.1%
    Bank of England $155,000 n/a 0.1%
    First Home Bank $155,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $155,000 n/a 0.1%
    Hometown Lenders, Inc. $155,000 n/a 0.1%
    The Bank of Missouri $150,000 n/a 0.1%
    Gateway First Bank $930,000 $145,000 -84.4% 0.1%
    THRIVENT Federal Credit Union $145,000 n/a 0.1%
    TOTAL MORTGAGE SERVICES, LLC $145,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $135,000 n/a 0.1%
    First National Bank of Omaha $205,000 $135,000 -34.1% 0.1%
    Bank of America $195,000 $125,000 -35.9% 0.1%
    CBI Bank & Trust $125,000 n/a 0.1%
    First Federal Bank $125,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $125,000 n/a 0.1%
    Nations Lending Corporation $285,000 $125,000 -56.1% 0.1%
    SOUTHWEST FUNDING, LP $125,000 n/a 0.1%
    Lend Smart Mortgage, LLC $115,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $115,000 $115,000 0.0% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $105,000 n/a 0.1%
    PNC Bank $240,000 $105,000 -56.3% 0.1%
    The Home Loan Expert LLC $105,000 n/a 0.1%
    Heartland Bank and Trust Company $95,000 n/a 0.1%
    THOMPSON KANE & COMPANY, LLC $95,000 n/a 0.1%
    Figure Lending LLC $90,000 n/a 0.1%
    Farm Credit Mid-America, ACA $85,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $85,000 n/a 0.1%
    OCEANSIDE MORTGAGE COMPANY $85,000 n/a 0.1%
    Old Second National Bank $85,000 n/a 0.1%
    The Huntington National Bank $135,000 $85,000 -37.0% 0.1%
    UNION HOME MORTGAGE CORP. $85,000 n/a 0.1%
    FIRST NORTHERN Credit Union $430,000 $80,000 -81.4% 0.1%
    AMERICAN ADVISORS GROUP $215,000 $75,000 -65.1% 0.0%
    SUCCESS MORTGAGE PARTNERS, INC. $75,000 n/a 0.0%
    BAYSHORE MORTGAGE FUNDING, LLC $65,000 n/a 0.0%
    Fortress Bank $340,000 $65,000 -80.9% 0.0%
    ILLINOIS STATE CREDIT UNION $170,000 $65,000 -61.8% 0.0%
    Manufacturers and Traders Trust Company $65,000 n/a 0.0%
    GREAT LAKES $55,000 n/a 0.0%
    Blue Grass Savings Bank $45,000 n/a 0.0%
    Great Southern Bank $45,000 n/a 0.0%
    Union Federal Savings and Loan Association $155,000 $45,000 -71.0% 0.0%
    Servion, Inc. $125,000 $35,000 -72.0% 0.0%
    THE FAMILY CREDIT UNION $345,000 $35,000 -89.9% 0.0%
    First American Bank $25,000 n/a 0.0%
    MARINE $245,000 $25,000 -89.8% 0.0%
    Midwest Heritage Bank FSB $25,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $40,000 $15,000 -62.5% 0.0%

    Sterling's top lender by overall market share is U.S. Bank, with 10.8% market share. In second place, with 10.5%, is Sauk Valley Bank & Trust Company, having originated $16,545,000 in loans. In third place, with 8.6%, is Farmers National Bank, having originated $13,495,000 in loans. In third place, with 6.2%, is QUICKEN LOANS, LLC, having originated $9,805,000 in loans. In third place, with 5.4%, is Ixonia Bank, having originated $8,555,000 in loans.

    Sterling, IL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 632 $74,350,000 $117,642
    Refi 471 $57,565,000 $122,219
    Cash Out Refi 178 $20,960,000 $117,753
    Other 43 $2,305,000 $53,605
    Home Improvement 27 $1,805,000 $66,852

    Sterling's most frequently cited loan purpose was Home Purchase, with 632 originations. The 2nd most popular reason was Refi, with 471 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 434 $51,520,000 $118,710
    2.5-3% 365 $44,375,000 $121,575
    <2.5% 183 $23,365,000 $127,678
    4-5% 60 $3,980,000 $66,333
    5-6% 13 $735,000 $56,538
    6-7% 4 $160,000 $40,000
    Over 8% 3 $65,000 $21,667
    7-8% 1 $25,000 $25,000

    During 2021, Sterling's most frequently originated rate bucket was 3-4%, with 434 originations.

    Loan Sizing (Sterling, IL MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 683 $44,265,000 $64,810
    $100k-200k 529 $72,965,000 $137,930
    $200k-400k 126 $31,790,000 $252,302
    $400k-600k 10 $4,500,000 $450,000
    $Over $1MM 2 $2,620,000 $1,310,000
    $600k-1000k 1 $845,000 $845,000

    Sterling's loan sizing saw the bucket of loans from $100,000 or less with 683 originations, totaling $44,265,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 547 $70,455,000 $128,803
    60-80% 274 $33,640,000 $122,774
    40-60% 87 $7,485,000 $86,034
    20-40% 54 $3,110,000 $57,593
    Under 20% 45 $855,000 $19,000
    Over 100% 8 $1,380,000 $172,500

    Sterling's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 547 originations, totaling $70,455,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Sterling (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $91,000 (-8.9%) $113,101 (-9.1%) 0.00 267
    2018-02-01 $92,000 (-7.9%) $117,174 (-8.0%) 0.00 259
    2018-03-01 $93,500 (-11.8%) $122,047 (-6.3%) 0.00 246
    2018-04-01 $98,700 (-1.2%) $126,442 (2.8%) 0.00 264
    2018-05-01 $96,250 (-6.1%) $124,913 (-2.1%) 0.00 283
    2018-06-01 $105,000 (0.1%) $128,496 (-0.9%) 0.00 300
    2018-07-01 $107,900 (8.0%) $139,243 (8.6%) 0.00 311
    2018-08-01 $99,900 (0.0%) $135,098 (4.9%) 0.00 321
    2018-09-01 $99,000 (-0.9%) $134,280 (6.8%) 0.00 324
    2018-10-01 $99,900 (3.0%) $130,544 (4.9%) 0.00 293
    2018-11-01 $105,000 (14.3%) $145,130 (27.4%) 0.00 273
    2018-12-01 $104,900 (16.6%) $145,128 (28.4%) 0.00 271
    2019-01-01 $104,900 (15.3%) $146,314 (29.4%) 0.00 251
    2019-02-01 $104,950 (14.1%) $147,673 (26.0%) 0.00 242
    2019-03-01 $104,957 (12.3%) $144,808 (18.7%) 0.00 247
    2019-04-01 $102,400 (3.8%) $141,691 (12.1%) 0.00 258
    2019-05-01 $105,000 (9.1%) $144,390 (15.6%) 0.00 260
    2019-06-01 $109,900 (4.7%) $143,642 (11.8%) 0.00 254
    2019-07-01 $107,000 (-0.8%) $139,033 (-0.2%) 0.00 260
    2019-08-01 $101,143 (1.2%) $135,613 (0.4%) 0.00 272
    2019-09-01 $96,643 (-2.4%) $131,080 (-2.4%) 0.00 302
    2019-10-01 $94,000 (-5.9%) $133,154 (2.0%) 0.00 303
    2019-11-01 $89,900 (-14.4%) $128,814 (-11.2%) 0.00 296
    2019-12-01 $89,900 (-14.3%) $129,180 (-11.0%) 0.00 277
    2020-01-01 $89,900 (-14.3%) $127,977 (-12.5%) 0.00 253
    2020-02-01 $89,000 (-15.2%) $131,544 (-10.9%) 0.00 232
    2020-03-01 $89,900 (-14.4%) $132,563 (-8.5%) 0.00 233
    2020-04-01 $96,400 (-5.9%) $126,337 (-10.8%) 0.00 228
    2020-05-01 $97,900 (-6.8%) $129,293 (-10.5%) 0.00 213
    2020-06-01 $99,450 (-9.5%) $131,855 (-8.2%) 0.00 200
    2020-07-01 $84,950 (-20.6%) $133,989 (-3.6%) 0.00 194
    2020-08-01 $92,000 (-9.0%) $138,207 (1.9%) 0.00 199
    2020-09-01 $90,950 (-5.9%) $137,129 (4.6%) 0.00 189
    2020-10-01 $89,900 (-4.4%) $135,313 (1.6%) 0.00 174
    2020-11-01 $85,450 (-5.0%) $144,373 (12.1%) 0.00 166
    2020-12-01 $85,500 (-4.9%) $131,357 (1.7%) 0.00 161
    2021-01-01 $85,000 (-5.5%) $122,020 (-4.7%) 0.00 144
    2021-02-01 $85,000 (-4.5%) $119,673 (-9.0%) 0.00 124
    2021-03-01 $79,450 (-11.6%) $127,241 (-4.0%) 0.00 93
    2021-04-01 $77,900 (-19.2%) $131,145 (3.8%) 0.00 90
    2021-05-01 $79,900 (-18.4%) $131,493 (1.7%) 0.00 89
    2021-06-01 $99,900 (0.5%) $135,460 (2.7%) 0.00 96
    2021-07-01 $104,450 (23.0%) $133,287 (-0.5%) 0.00 107
    2021-08-01 $113,000 (22.8%) $150,825 (9.1%) 0.00 124
    2021-09-01 $114,950 (26.4%) $155,533 (13.4%) 0.00 126
    2021-10-01 $115,000 (27.9%) $156,122 (15.4%) 0.00 115
    2021-11-01 $114,900 (34.5%) $162,616 (12.6%) 0.00 120
    2021-12-01 $101,400 (18.6%) $151,334 (15.2%) 0.00 121
    2022-01-01 $109,900 (29.3%) $154,536 (26.7%) 0.00 108
    2022-02-01 $103,950 (22.3%) $157,561 (31.7%) 0.00 88
    2022-03-01 $96,450 (21.4%) $163,010 (28.1%) 0.00 76
    2022-04-01 $109,500 (40.6%) $168,360 (28.4%) 0.00 71
    2022-05-01 $117,400 (46.9%) $162,683 (23.7%) 0.00 88
    Sterling's median listing price for 2022-05-01 was $117,400, a difference of $37,500 (46.9%) versus the prior year and $7,900 versus the prior month.

    Sterling's median listing price comes in at 0% of the national average.

    Sterling's average listing price for 2022-05-01 was $162,683, a difference of $31,190 (23.7%) versus the prior year and $-5,677 versus the prior month.

    For the 2022-05-01 period, Sterling had 88 MLS listings, a difference of 17 listings (24%) versus the prior month and -1 listings (-1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Sterling (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,444 sqft
    2018-02-01 0 days 1,453 sqft
    2018-03-01 0 days 1,462 sqft
    2018-04-01 0 days 1,500 sqft
    2018-05-01 0 days 1,448 sqft
    2018-06-01 0 days 1,450 sqft
    2018-07-01 0 days 1,468 sqft
    2018-08-01 0 days 1,451 sqft
    2018-09-01 0 days 1,500 sqft
    2018-10-01 0 days 1,515 sqft
    2018-11-01 0 days 1,500 sqft
    2018-12-01 0 days 1,500 sqft
    2019-01-01 0 days 1,460 sqft
    2019-02-01 0 days 1,408 sqft
    2019-03-01 0 days 1,400 sqft
    2019-04-01 0 days 1,400 sqft
    2019-05-01 0 days 1,428 sqft
    2019-06-01 0 days 1,450 sqft
    2019-07-01 0 days 1,528 sqft
    2019-08-01 0 days 1,510 sqft
    2019-09-01 0 days 1,498 sqft
    2019-10-01 0 days 1,477 sqft
    2019-11-01 0 days 1,496 sqft
    2019-12-01 0 days 1,498 sqft
    2020-01-01 0 days 1,477 sqft
    2020-02-01 0 days 1,444 sqft
    2020-03-01 0 days 1,464 sqft
    2020-04-01 0 days 1,456 sqft
    2020-05-01 0 days 1,472 sqft
    2020-06-01 0 days 1,537 sqft
    2020-07-01 0 days 1,491 sqft
    2020-08-01 0 days 1,492 sqft
    2020-09-01 0 days 1,494 sqft
    2020-10-01 0 days 1,482 sqft
    2020-11-01 0 days 1,454 sqft
    2020-12-01 0 days 1,401 sqft
    2021-01-01 0 days 1,401 sqft
    2021-02-01 0 days 1,410 sqft
    2021-03-01 0 days 1,344 sqft
    2021-04-01 0 days 1,331 sqft
    2021-05-01 0 days 1,348 sqft
    2021-06-01 0 days 1,378 sqft
    2021-07-01 0 days 1,412 sqft
    2021-08-01 0 days 1,512 sqft
    2021-09-01 0 days 1,491 sqft
    2021-10-01 0 days 1,478 sqft
    2021-11-01 0 days 1,489 sqft
    2021-12-01 0 days 1,480 sqft
    2022-01-01 0 days 1,475 sqft
    2022-02-01 0 days 1,460 sqft
    2022-03-01 0 days 1,403 sqft
    2022-04-01 0 days 1,450 sqft
    2022-05-01 0 days 1,400 sqft
    Sterling's median listing age (time on market) for 2022-05-01 was 0 days.

    Sterling's median square footage for active listings during the 2022-05-01 period was 1,400 sqft. One year prior, the average listing was 1,348 sqft.