Intrust Bank Mortgage Rates, Fees & Info

Wichita, KS

LEI: 549300IXP5DNWSGY6F96

Tax ID: 48-0477525

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Intrust Bank is a smaller bank specializing in Home Purchase and Refi loans. Intrust Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Wichita, Lawrence, Kansas City, Oklahoma City, and Manhattan among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Intrust Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Intrust Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.07% 12/16/24
    30 Year Conventional Purchase 6.41% 12/16/24
    30 Year Conventional Refi 6.49% 12/16/24
    30 Year Cash-out Refi 6.52% 12/16/24
    30 Year FHA Purchase 6.61% 12/16/24
    30 Year VA Purchase 5.89% 12/16/24
    30 Year VA Refi 6.27% 12/16/24
    15 Year Conventional Purchase 5.86% 12/16/24
    15 Year Conventional Refi 6.36% 12/16/24
    15 Year Cash-out Refi 6.36% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Intrust Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Intrust Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,019

    Origination Dollar Volume (All Markets)

    $147,795,000

    Employee count

    847 Show all (12) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    WICHITA, KS (FHA|USDA|VA) 789 $106,125,000 $134,506 $1,478 4.95%
    LAWRENCE, KS (FHA|USDA|VA) 21 $11,765,000 $560,238 $1,739 5.00%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 67 $8,955,000 $133,657 $1,181 5.32%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 59 $8,415,000 $142,627 $1,610 5.15%
    MANHATTAN, KS (FHA|USDA|VA) 38 $5,580,000 $146,842 $1,117 5.14%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 15 $2,355,000 $157,000 $1,707 4.78%
    Outside of Metro Areas 13 $2,045,000 $157,308 $2,241 4.95%
    Hutchinson, KS (FHA|USDA|VA) 5 $545,000 $109,000 $1,575 4.73%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $465,000 $465,000 $0 6.00%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $355,000 $355,000 $0 6.00%
    Russellville, AR (FHA|USDA|VA) 2 $330,000 $165,000 $2,447 5.13%
    Salina, KS (FHA|USDA|VA) 1 $305,000 $305,000 $2,096 3.00%
    Winfield, KS (FHA|USDA|VA) 4 $200,000 $50,000 $1,108 4.84%
    Duncan, OK (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.75%
    McPherson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $1,978 3.50%
    TOPEKA, KS (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.50%
    Intrust Bank's top markets include Wichita, Lawrence, Kansas City, Oklahoma City, and Manhattan among others.

    Their top states include:
  • Kansas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Intrust Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HOME BANK AND TRUST COMPANY
    Similarity Rank: 90
    MID AMERICAN
    Similarity Rank: 128
    Citizens Savings and Loan Association, FSB
    Similarity Rank: 141
    SKYWARD
    Similarity Rank: 148
    MAINSTREET FEDERAL CREDIT UNION
    Similarity Rank: 160
    TRUE SKY
    Similarity Rank: 174
    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 212
    WEOKIE
    Similarity Rank: 243
    Wichita Federal Credit Union
    Similarity Rank: 275
    Emprise Bank
    Similarity Rank: 294

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 611 $110,105,000 $180,205 $1,235 4.64%
    HELOC 364 $29,600,000 $81,319 n/a 5.77%
    VA 29 $5,965,000 $205,690 $4,459 3.25%
    FHA 15 $2,125,000 $141,667 $3,553 3.38%

    For 2019, Intrust Bank's most frequently originated type of loan was Conventional, with 611 originations. Their 2nd most popular type was HELOC, with 364 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 366 $66,500,000 $181,694 $1,793 4.40%
    Refi 284 $52,030,000 $183,204 $1,149 5.19%
    Home Improvement 172 $8,500,000 $49,419 $200 5.66%
    Other 145 $11,595,000 $79,966 $697 5.60%
    Cash Out Refi 51 $9,065,000 $177,745 $2,404 3.99%
    NA 1 $105,000 $105,000 $0 6.00%

    For 2019, Intrust Bank's most frequently cited loan purpose was Home Purchase, with 366 originations. The 2nd most popular reason was Refi, with 284 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 441 $50,235,000 $113,912 $416 5.76%
    30 Year 289 $53,185,000 $184,031 $1,995 3.89%
    15 Year 90 $14,380,000 $159,778 $1,719 4.01%
    5 Year 81 $4,895,000 $60,432 $159 5.44%
    10 Year 70 $15,620,000 $223,143 $477 5.06%
    1 Year 24 $5,570,000 $232,083 $650 5.73%
    20 Year 19 $2,435,000 $128,158 $2,075 5.08%
    3 Year 5 $1,475,000 $295,000 $348 5.75%

    For 2019, Intrust Bank's most frequently cited loan duration was Other, with 441 originations. The 2nd most popular length was 30 Year, with 289 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 503 $70,395,000 $139,950
    $1k-2k 12 $2,880,000 $240,000
    $2k-3k 2 $590,000 $295,000
    $3k-4k 1 $155,000 $155,000

    Intrust Bank's average total fees were $1,995, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 503 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 555 $53,985,000 $97,270
    3-4% 239 $45,015,000 $188,347
    4-5% 167 $39,225,000 $234,880
    2.5-3% 32 $7,270,000 $227,188
    6-7% 25 $2,255,000 $90,200
    7-8% 1 $45,000 $45,000

    During 2019, Intrust Bank's average interest rate for loans was 3.89%, while their most frequently originated rate bucket for loans was 5-6%, with 555 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 533 $25,055,000 $47,008 $702 5.46%
    $100k-200k 293 $41,285,000 $140,904 $1,684 4.59%
    $200k-400k 147 $38,115,000 $259,286 $2,345 4.13%
    $400k-600k 35 $16,505,000 $471,571 $2,944 4.66%
    $1MM+ 8 $24,450,000 $3,056,250 $0 5.00%
    $600k-1MM 3 $2,385,000 $795,000 $0 5.25%

    2019 saw Intrust Bank place emphasis on $100,000 or less loans with 533 originations, totaling $25,055,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 193 $18,875,000 $97,798 $1,419 4.80%
    $100k-150k 180 $20,900,000 $116,111 $1,263 5.03%
    $75k-100k 168 $18,700,000 $111,310 $1,888 4.90%
    $50k or less 165 $11,285,000 $68,394 $1,232 4.87%
    $150k-250k 108 $16,480,000 $152,593 $1,709 5.14%
    $250k+ 42 $11,390,000 $271,190 $1,797 4.86%

    Intrust Bank lent most frequently to those with incomes in the $50k-75k range, with 193 originations. The second most popular income band? $100k-150k, with 180 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 232 $25,730,000 $110,905 $1,365 5.02%
    30-36% 186 $21,620,000 $116,237 $1,505 4.79%
    <20% 148 $15,530,000 $104,932 $1,044 5.08%
    42% 44 $4,720,000 $107,273 $1,347 5.20%
    37% 34 $3,740,000 $110,000 $1,253 5.11%
    39% 34 $3,490,000 $102,647 $1,208 5.05%
    40% 30 $3,750,000 $125,000 $1,855 4.66%
    41% 29 $2,545,000 $87,759 $778 5.17%
    36% 28 $3,400,000 $121,429 $1,430 4.96%
    38% 27 $3,145,000 $116,481 $2,149 4.86%
    43% 20 $3,770,000 $188,500 $2,016 4.22%
    45% 15 $2,535,000 $169,000 $1,785 4.30%
    44% 12 $1,510,000 $125,833 $1,838 4.29%
    48% 10 $1,430,000 $143,000 $1,705 4.26%
    46% 8 $1,200,000 $150,000 $2,208 3.52%
    49% 8 $1,130,000 $141,250 $1,877 3.94%
    47% 5 $955,000 $191,000 $2,674 3.80%
    50-60% 5 $575,000 $115,000 $7,810 4.68%
    >60% 2 $50,000 $25,000 $196 5.00%

    Intrust Bank lent most frequently to those with DTI ratios of 20-30%, with 232 originations. The next most common DTI ratio? 30-36%, with 186 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 789 $87,085,000 $110,374 $1,441 4.94%
    Not applicable 128 $45,460,000 $355,156 $0 5.57%
    Not provided 59 $9,475,000 $160,593 $1,807 4.49%
    Asian 26 $4,280,000 $164,615 $1,386 4.73%
    Black 9 $995,000 $110,556 $3,258 4.68%
    American Indian 5 $365,000 $73,000 $1,656 5.10%
    Native Hawaiian or Islander 2 $110,000 $55,000 $96 5.50%
    Asian Indian 1 $25,000 $25,000 $920 3.38%

    Approval Rates

    Total approvals of all applications
    80.93%

    Intrust Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    89.01%

    Intrust Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,019 $147,795,000 $145,039

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $4,660,000 $2,330,000
    Multifamily:Site-Built 31 $27,325,000 $881,452
    Single Family (1-4 Units):Site-Built 986 $115,810,000 $117,454

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 220 $15,850,000 $72,045 $507 5.57%
    40-60% 140 $27,590,000 $197,071 $1,402 4.90%
    60-80% 256 $46,820,000 $182,891 $1,703 4.78%
    80-100% 201 $45,735,000 $227,537 $1,836 4.13%
    Over 100% 9 $2,635,000 $292,778 $8,094 3.67%
    Under 20% 187 $6,915,000 $36,979 $175 5.68%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    INTERCONTINENTAL CAPITAL GROUP VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Intrust Bank, National Association 100 South Broadway Moore, OK 73160 Full Service B&M $63,903
    Intrust Bank, National Association 100 South Main Street El Dorado, KS 67042 Full Service B&M $58,116
    Intrust Bank, National Association 1010 West 31th Street South Wichita, KS 67217 Full Service B&M $104,765
    Intrust Bank, National Association 10222 West 21st Street Wichita, KS 67205 Full Service B&M $41,262
    Intrust Bank, National Association 1035 Topeka Blvd. Sw Topeka, KS 66612 Full Service B&M $55,328
    Intrust Bank, National Association 105 North Main Street Wichita, KS 67202 Full Service B&M $1,026,863
    Intrust Bank, National Association 10515 West Central Avenue Wichita, KS 67212 Full Service B&M $54,396
    Intrust Bank, National Association 107 Wayne Street Haysville, KS 67060 Full Service B&M $63,976
    Intrust Bank, National Association 112 West 7th Street Augusta, KS 67010 Full Service B&M $21,807
    Intrust Bank, National Association 121 North Washington Street Junction City, KS 66441 Full Service B&M $56,354
    Intrust Bank, National Association 13th And West Streets Wichita, KS 67203 Limited, Drive-thru $60,663
    Intrust Bank, National Association 142 North Ash Street Valley Center, KS 67147 Full Service B&M $76,438
    Intrust Bank, National Association 1450 S. Kelley Avenue Edmond, OK 73003 Full Service B&M $32,703
    Intrust Bank, National Association 1501 North Rock Road Derby, KS 67037 Full Service B&M $79,824
    Intrust Bank, National Association 1544 South Webb Road Wichita, KS 67201 Full Service B&M $79,412
    Intrust Bank, National Association 1655 Georgetown Wichita, KS 67218 Full Service B&M $4,185
    Intrust Bank, National Association 18225 West 106th Street Olathe, KS 66061 Full Service B&M $44,443
    Intrust Bank, National Association 19501 West 65th Terrace Shawnee, KS 66226 Full Service B&M $21,374
    Intrust Bank, National Association 2005 West 21st Street Wichita, KS 67203 Full Service B&M $94,299
    Intrust Bank, National Association 2706 Anderson Manhattan, KS 66502 Full Service B&M $10,596
    Intrust Bank, National Association 2723 West Central El Dorado, KS 67042 Full Service B&M $53,451
    Intrust Bank, National Association 2735 North Maize Road Wichita, KS 67205 Full Service B&M $112,266
    Intrust Bank, National Association 308 West Central Andover, KS 67002 Full Service B&M $114,618
    Intrust Bank, National Association 3300 Market Street, Suite 438 Rogers, AR 72758 Full Service B&M $6,362
    Intrust Bank, National Association 3433 East Central Street Wichita, KS 67208 Full Service B&M $123,313
    Intrust Bank, National Association 3707 N. Woodlawn Wichita, KS 67220 Full Service B&M $39,866
    Intrust Bank, National Association 3801 North Rock Road Wichita, KS 67226 Full Service B&M $152,080
    Intrust Bank, National Association 4000 Somerset Drive Prairie Village, KS 66208 Full Service B&M $63,140
    Intrust Bank, National Association 405 South 119th Street West Wichita, KS 67235 Full Service B&M $85,365
    Intrust Bank, National Association 4576 Nw 10th St Oklahoma City, OK 73107 Full Service B&M $59,794
    Intrust Bank, National Association 47th & Broadway Wichita, KS 67216 Full Service B&M $81,199
    Intrust Bank, National Association 500 North Mustang Road Mustang, OK 73064 Full Service B&M $34,311
    Intrust Bank, National Association 501 36th Avenue Northwest Norman, OK 73072 Full Service B&M $27,375
    Intrust Bank, National Association 544 Columbia Drive Lawrence, KS 66046 Full Service B&M $54,849
    Intrust Bank, National Association 5500 E. Harry Street Wichita, KS 67218 Full Service B&M $28,656
    Intrust Bank, National Association 630 Humboldt Street Manhattan, KS 66502 Full Service B&M $32,809
    Intrust Bank, National Association 7373 East 29th Street North Wichita, KS 67226 Full Service B&M $9,354
    Intrust Bank, National Association 7707 East Central Wichita, KS 67206 Full Service B&M $46,090
    Intrust Bank, National Association 7800 East Central Avenue Wichita, KS 67206 Full Service B&M $197,792
    Intrust Bank, National Association 8202 East 21st Wichita, KS 67206 Full Service B&M $451,879
    Intrust Bank, National Association 8402 Northwest Expressway Oklahoma City, OK 73162 Full Service B&M $21,897
    Intrust Bank, National Association 8601 West Central Avenue Wichita, KS 67212 Full Service B&M $192,913
    Intrust Bank, National Association 8682 West 133rd Street Overland Park, KS 66210 Full Service B&M $59,023
    Intrust Bank, National Association 901 Vermont Lawrence, KS 66044 Full Service B&M $72,615

    For 2019, Intrust Bank had 44 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $221,401
    Net interest income $176,018
    Total noninterest income $60,511
    Gross Fiduciary activities income $27,764
    Service charges on deposit accounts $8,843
    Trading account gains and fees $0
    Additional Noninterest Income $23,904
    Pre-tax net operating income $72,400
    Securities gains (or losses, -) $2,908
    Income before extraordinary items $73,867
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $73,867
    Minority interest net income $0
    Net income $73,867
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $71,017

    Intrust Bank's gross interest income from loans was $221,401,000.
    Intrust Bank's net interest income from loans was $176,018,000.
    Intrust Bank's fee based income from loans was $8,843,000.
    Intrust Bank's net income from loans was $73,867,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $45,383
    Provision for credit losses $15,200
    Total noninterest expense $148,929
    Salaries and employee benefits $72,018
    Premises and equipment expense $15,855
    Additional noninterest expense $61,056
    Applicable income taxes $1,441
    Net charge-offs $10,259
    Cash dividends $72,000

    Intrust Bank's interest expense for loans was $45,383,000.
    Intrust Bank's payroll and benefits expense were $72,018,000.
    Intrust Bank's property, plant and equipment expenses $15,855,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,753,388
    Deposits held in domestic offices $4,753,388
    Deposits by Individuals, partnerships, and corporations $4,119,970
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $620,377
    Deposits by Commercial banks and other depository institutions in U.S. $13,041
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,288,208
    Demand deposits $1,139,596
    Nontransaction accounts $3,465,180
    Money market deposit accounts (MMDAs) $2,192,937
    Other savings deposits (excluding MMDAs) $232,402
    Total time deposits $1,039,841
    Total time and savings deposits $3,613,792
    Noninterest-bearing deposits $923,082
    Interest-bearing deposits $3,830,305
    Retail deposits $4,016,685
    IRAs and Keogh plan accounts $90,985
    Brokered deposits $51,139
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,665,391
    Cash & Balances due from depository institutions $245,614
    Interest-bearing balances $131,977
    Total securities $1,611,596
    Federal funds sold & reverse repurchase $3,495
    Net loans and leases $3,609,337
    Loan and leases loss allowance $37,826
    Trading account assets $0
    Bank premises and fixed assets $64,985
    Other real estate owned $273
    Goodwill and other intangibles $20,036
    All other assets $110,055

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,665,391
    Total Liabilities $5,233,532
    Total deposits $4,753,388
    Interest-bearing deposits $3,830,305
    Deposits held in domestic offices $4,753,388
    % insured (estimated) $51
    Federal funds purchased and repurchase agreements $222,283
    Trading liabilities $0
    Other borrowed funds $211,984
    Subordinated debt $0
    All other liabilities $45,877

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,609,337
    Loan and leases loss allowance $37,826
    Total loans and leases (domestic) $3,647,163
    All real estate loans $1,663,103
    Real estate loans in domestic offices $1,663,103
    Construction and development loans $212,111
    Residential 1-4 family construction $29,605
    Other construction, all land development and other land $182,506
    Loans secured by nonfarm nonresidential properties $1,007,656
    Nonfarm nonresidential secured by owner-occupied properties $351,078
    Commercial real estate & other non-farm, non-residential $656,578
    Multifamily residential real estate $141,591
    1-4 family residential loans $267,187
    Farmland loans $34,558
    Loans held in foreign offices $0
    Farm loans $156,689
    Commercial and industrial loans $1,313,684
    To non-U.S. addressees $0
    Loans to individuals $245,693
    Credit card loans $0
    Related Plans $14,718
    Consumer Auto Loans $118,644
    Other loans to individuals $112,331
    All other loans & leases $267,994
    Loans to foreign governments and official institutions $0
    Other loans $215,412
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $14,325
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $15,552
    Non 1-4 family restructured loans & leases $14,138
    Total loans and leases (foreign) $0

    Intrust Bank had $3,609,337,000 of loans outstanding in 2019. $1,663,103,000 of loans were in real estate loans. $212,111,000 of loans were in development loans. $141,591,000 of loans were in multifamily mortgage loans. $267,187,000 of loans were in 1-4 family mortgage loans. $156,689,000 of loans were in farm loans. $0 of loans were in credit card loans. $118,644,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 694 $167,971 $242,033
    Nonfarm, nonresidential loans - <$100k 164 $6,257 $38,152
    Nonfarm, nonresidential loans - $100-250k 176 $20,374 $115,761
    Nonfarm, nonresidential loans - $250k-1MM 354 $141,340 $399,266
    Commercial & Industrial, US addressed loans - <$1MM 2,250 $192,759 $85,671
    Commercial & Industrial, US addressed loans - <$100k 1,354 $26,539 $19,600
    Commercial & Industrial, US addressed loans - $100-250k 367 $34,660 $94,441
    Commercial & Industrial, US addressed loans - $250k-1MM 529 $131,560 $248,696
    Farmland loans - <$1MM 126 $16,473 $130,738
    Farmland loans - <$100k 53 $1,921 $36,245
    Farmland loans - $100-250k 44 $4,823 $109,614
    Farmland loans - $250k-1MM 29 $9,729 $335,483
    Agriculture operations loans - <$1MM 215 $14,091 $65,540
    Agriculture operations loans - <$100k 151 $3,241 $21,464
    Agriculture operations loans - $100-250k 36 $3,735 $103,750
    Agriculture operations loans - $250k-1MM 28 $7,115 $254,107