Intrust Bank Mortgage Rates, Fees & Info

Wichita, KS

LEI: 549300IXP5DNWSGY6F96

Tax ID: 48-0477525

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Intrust Bank is a smaller bank specializing in Refi and Home Purchase loans. Intrust Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Wichita, Kansas City, Lawrence, Oklahoma City, and Manhattan among others. We have data for 22 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Intrust Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Intrust Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.07% 12/16/24
    30 Year Conventional Purchase 6.41% 12/16/24
    30 Year Conventional Refi 6.49% 12/16/24
    30 Year Cash-out Refi 6.52% 12/16/24
    30 Year FHA Purchase 6.61% 12/16/24
    30 Year VA Purchase 5.89% 12/16/24
    30 Year VA Refi 6.27% 12/16/24
    15 Year Conventional Purchase 5.86% 12/16/24
    15 Year Conventional Refi 6.36% 12/16/24
    15 Year Cash-out Refi 6.36% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Intrust Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Intrust Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,189

    Origination Dollar Volume (All Markets)

    $213,915,000

    Employee count

    817 Show all (8) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    WICHITA, KS (FHA|USDA|VA) 933 $161,515,000 $173,114 $1,506 3.56%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 69 $15,485,000 $224,420 $1,806 3.63%
    LAWRENCE, KS (FHA|USDA|VA) 32 $7,980,000 $249,375 $1,547 3.54%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 51 $7,405,000 $145,196 $1,319 3.94%
    MANHATTAN, KS (FHA|USDA|VA) 37 $6,985,000 $188,784 $1,403 4.16%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 20 $3,660,000 $183,000 $2,282 3.72%
    Outside of Metro Areas 18 $3,270,000 $181,667 $2,568 3.60%
    Hutchinson, KS (FHA|USDA|VA) 7 $2,205,000 $315,000 $1,950 4.25%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $995,000 $995,000 $0 3.54%
    Outside of Metro Areas 1 $915,000 $915,000 $0 3.50%
    Ottawa, KS (FHA|USDA|VA) 2 $790,000 $395,000 $0 3.75%
    TULSA, OK (FHA|USDA|VA) 1 $565,000 $565,000 $0 3.75%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $515,000 $515,000 $0 4.91%
    Winfield, KS (FHA|USDA|VA) 3 $305,000 $101,667 $2,100 2.79%
    TOPEKA, KS (FHA|USDA|VA) 4 $300,000 $75,000 $314 4.69%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $265,000 $88,333 $0 4.08%
    Ada, OK (FHA|USDA|VA) 1 $175,000 $175,000 $683 5.25%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.25%
    Arkadelphia, AR (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.50%
    Salina, KS (FHA|USDA|VA) 1 $125,000 $125,000 $1,846 3.13%
    Warrensburg, MO (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.10%
    McPherson, KS (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.25%
    Intrust Bank's top markets include Wichita, Kansas City, Lawrence, Oklahoma City, and Manhattan among others.

    Their top states include:
  • Kansas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Intrust Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    GOLDEN PLAINS
    Similarity Rank: 114
    TRUE SKY
    Similarity Rank: 168
    SKYWARD
    Similarity Rank: 189
    HNB National Bank
    Similarity Rank: 195
    Wichita Federal Credit Union
    Similarity Rank: 340
    Azura Credit Union
    Similarity Rank: 380
    WEOKIE
    Similarity Rank: 420
    HOME BANK AND TRUST COMPANY
    Similarity Rank: 432
    ALLEGIANCE
    Similarity Rank: 432
    Republic Bank & Trust
    Similarity Rank: 512

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 842 $179,800,000 $213,539 $1,431 3.46%
    HELOC 320 $28,700,000 $89,688 n/a 4.10%
    VA 19 $3,845,000 $202,368 $4,203 2.70%
    FHA 8 $1,570,000 $196,250 $4,465 2.95%

    For 2020, Intrust Bank's most frequently originated type of loan was Conventional, with 842 originations. Their 2nd most popular type was HELOC, with 320 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 456 $102,590,000 $224,978 $1,512 3.56%
    Home Purchase 365 $74,565,000 $204,288 $1,698 3.34%
    Home Improvement 176 $9,950,000 $56,534 $253 4.16%
    Other 124 $12,180,000 $98,226 $347 4.14%
    Cash Out Refi 68 $14,630,000 $215,147 $2,331 3.15%

    For 2020, Intrust Bank's most frequently cited loan purpose was Refi, with 456 originations. The 2nd most popular reason was Home Purchase, with 365 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 418 $86,910,000 $207,919 $1,869 3.04%
    Other 384 $54,370,000 $141,589 $436 4.14%
    15 Year 179 $30,835,000 $172,263 $1,499 3.15%
    10 Year 77 $7,805,000 $101,364 $431 4.14%
    5 Year 60 $18,840,000 $314,000 $135 4.36%
    20 Year 40 $8,240,000 $206,000 $1,747 3.81%
    1 Year 25 $4,045,000 $161,800 $521 4.71%
    3 Year 6 $2,870,000 $478,333 $96 4.46%

    For 2020, Intrust Bank's most frequently cited loan duration was 30 Year, with 418 originations. The 2nd most popular length was Other, with 384 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 696 $118,400,000 $170,115
    $1k-2k 11 $3,655,000 $332,273
    $2k-3k 3 $1,115,000 $371,667
    $4k-5k 1 $345,000 $345,000
    $5k+ 1 $565,000 $565,000

    Intrust Bank's average total fees were $1,869, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 696 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 565 $99,455,000 $176,027
    2.5-3% 296 $60,580,000 $204,662
    4-5% 164 $30,470,000 $185,793
    5-6% 93 $8,815,000 $94,785
    <2.5% 68 $14,520,000 $213,529
    6-7% 3 $75,000 $25,000

    During 2020, Intrust Bank's average interest rate for loans was 3.04%, while their most frequently originated rate bucket for loans was 3-4%, with 565 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 494 $24,850,000 $50,304 $746 4.07%
    $100k-200k 374 $54,740,000 $146,364 $1,592 3.32%
    $200k-400k 244 $65,300,000 $267,623 $2,091 3.20%
    $400k-600k 53 $24,045,000 $453,679 $2,287 3.41%
    $1MM+ 15 $37,225,000 $2,481,667 $3,638 3.73%
    $600k-1MM 9 $7,755,000 $861,667 $2,086 3.92%

    2020 saw Intrust Bank place emphasis on $100,000 or less loans with 494 originations, totaling $24,850,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 226 $25,760,000 $113,982 $1,342 3.50%
    $100k-150k 221 $34,495,000 $156,086 $1,689 3.54%
    $75k-100k 181 $27,135,000 $149,917 $1,713 3.43%
    $50k or less 158 $12,060,000 $76,329 $1,132 3.55%
    $150k-250k 119 $23,235,000 $195,252 $1,807 3.52%
    $250k+ 62 $19,820,000 $319,677 $2,144 3.71%

    Intrust Bank lent most frequently to those with incomes in the $50k-75k range, with 226 originations. The second most popular income band? $100k-150k, with 221 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 294 $43,090,000 $146,565 $1,571 3.43%
    <20% 237 $32,355,000 $136,519 $1,416 3.60%
    30-36% 179 $26,455,000 $147,793 $1,516 3.44%
    36% 35 $4,405,000 $125,857 $1,739 3.35%
    41% 34 $5,420,000 $159,412 $1,318 3.65%
    38% 33 $4,625,000 $140,152 $1,291 3.48%
    40% 32 $5,730,000 $179,063 $1,634 3.55%
    39% 31 $4,285,000 $138,226 $942 4.02%
    42% 27 $3,685,000 $136,481 $1,181 3.80%
    37% 20 $2,790,000 $139,500 $2,360 3.44%
    43% 19 $3,015,000 $158,684 $1,807 3.45%
    44% 15 $3,155,000 $210,333 $1,801 2.89%
    45% 13 $2,445,000 $188,077 $1,598 3.13%
    48% 12 $2,350,000 $195,833 $1,629 3.27%
    49% 12 $2,730,000 $227,500 $2,182 2.97%
    46% 11 $2,315,000 $210,455 $2,926 3.34%
    50-60% 6 $620,000 $103,333 $261 4.25%
    47% 4 $570,000 $142,500 $1,762 2.88%
    >60% 2 $160,000 $80,000 $106 4.75%

    Intrust Bank lent most frequently to those with DTI ratios of 20-30%, with 294 originations. The next most common DTI ratio? <20%, with 237 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 860 $126,150,000 $146,686 $1,532 3.47%
    Not applicable 151 $60,785,000 $402,550 $0 4.35%
    Not provided 120 $15,110,000 $125,917 $1,361 3.85%
    Asian 35 $8,175,000 $233,571 $2,041 3.23%
    American Indian 7 $1,515,000 $216,429 $1,598 3.38%
    Black 10 $1,200,000 $120,000 $1,206 3.78%
    Other Asian 2 $400,000 $200,000 $2,753 2.94%
    Native Hawaiian or Islander 2 $350,000 $175,000 $1,241 3.88%
    Asian Indian 1 $175,000 $175,000 $1,648 2.75%
    Vietnamese 1 $55,000 $55,000 $0 5.25%

    Approval Rates

    Total approvals of all applications
    82.96%

    Intrust Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    81.75%

    Intrust Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,189 $213,915,000 $179,912

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $16,170,000 $8,085,000
    Multifamily:Site-Built 44 $29,580,000 $672,273
    Single Family (1-4 Units):Site-Built 1,143 $168,165,000 $147,126

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 188 $14,060,000 $74,787 $477 4.02%
    40-60% 166 $42,690,000 $257,169 $1,469 3.61%
    60-80% 413 $96,445,000 $233,523 $1,743 3.46%
    80-100% 244 $46,800,000 $191,803 $1,729 3.16%
    Over 100% 13 $4,725,000 $363,462 $6,730 3.74%
    Under 20% 160 $8,490,000 $53,063 $192 4.28%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    INTERFIRST MORTGAGE COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 57.1%
    INTERFIRST MORTGAGE COMPANY Conventional home mortgage Closing on a mortgage 1 14.3%
    INTERFIRST MORTGAGE COMPANY Conventional home mortgage Trouble during payment process 2 28.6%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Intrust Bank, National Association 100 South Broadway Moore, OK 73160 Full Service B&M $51,054
    Intrust Bank, National Association 100 South Main Street El Dorado, KS 67042 Full Service B&M $129,630
    Intrust Bank, National Association 1010 West 31th Street South Wichita, KS 67217 Full Service B&M $140,718
    Intrust Bank, National Association 10222 West 21st Street Wichita, KS 67205 Full Service B&M $46,897
    Intrust Bank, National Association 1035 Topeka Blvd. Sw Topeka, KS 66612 Full Service B&M $86,966
    Intrust Bank, National Association 105 North Main Street Wichita, KS 67202 Full Service B&M $1,711,039
    Intrust Bank, National Association 10515 West Central Avenue Wichita, KS 67212 Full Service B&M $50,309
    Intrust Bank, National Association 107 Wayne Street Haysville, KS 67060 Full Service B&M $88,922
    Intrust Bank, National Association 112 West 7th Street Augusta, KS 67010 Full Service B&M $43,669
    Intrust Bank, National Association 121 North Washington Street Junction City, KS 66441 Full Service B&M $76,101
    Intrust Bank, National Association 1216 North Main Street Newton, KS 67114 Full Service Retail $8,825
    Intrust Bank, National Association 128 East Broadway Street Newton, KS 67114 Full Service B&M $142,651
    Intrust Bank, National Association 13th And West Streets Wichita, KS 67203 Limited, Drive-thru $56,925
    Intrust Bank, National Association 1404 South Kansas Avenue Newton, KS 67114 Full Service B&M $46,423
    Intrust Bank, National Association 142 North Ash Street Valley Center, KS 67147 Full Service B&M $98,372
    Intrust Bank, National Association 1450 S. Kelley Avenue Edmond, OK 73003 Full Service B&M $55,629
    Intrust Bank, National Association 1501 North Rock Road Derby, KS 67037 Full Service B&M $92,307
    Intrust Bank, National Association 1544 South Webb Road Wichita, KS 67201 Full Service B&M $101,507
    Intrust Bank, National Association 1655 Georgetown Wichita, KS 67218 Full Service B&M $3,705
    Intrust Bank, National Association 18225 West 106th Street Olathe, KS 66061 Full Service B&M $55,328
    Intrust Bank, National Association 19501 West 65th Terrace Shawnee, KS 66226 Full Service B&M $30,124
    Intrust Bank, National Association 2005 West 21st Street Wichita, KS 67203 Full Service B&M $115,867
    Intrust Bank, National Association 2706 Anderson Manhattan, KS 66502 Full Service B&M $18,660
    Intrust Bank, National Association 2723 West Central El Dorado, KS 67042 Full Service B&M $69,071
    Intrust Bank, National Association 2735 North Maize Road Wichita, KS 67205 Full Service B&M $135,745
    Intrust Bank, National Association 308 West Central Andover, KS 67002 Full Service B&M $124,500
    Intrust Bank, National Association 3300 Market Street, Suite 438 Rogers, AR 72758 Full Service B&M $18,719
    Intrust Bank, National Association 3433 East Central Street Wichita, KS 67208 Full Service B&M $169,350
    Intrust Bank, National Association 347-A N. Old Hwy 81 Hesston, KS 67062 Full Service B&M $12,518
    Intrust Bank, National Association 3707 N. Woodlawn Wichita, KS 67220 Full Service B&M $41,500
    Intrust Bank, National Association 3801 North Rock Road Wichita, KS 67226 Full Service B&M $158,530
    Intrust Bank, National Association 4000 Somerset Drive Prairie Village, KS 66208 Full Service B&M $94,306
    Intrust Bank, National Association 405 South 119th Street West Wichita, KS 67235 Full Service B&M $137,356
    Intrust Bank, National Association 4576 Nw 10th St Oklahoma City, OK 73107 Full Service B&M $99,554
    Intrust Bank, National Association 47th & Broadway Wichita, KS 67216 Full Service B&M $28,094
    Intrust Bank, National Association 500 North Mustang Road Mustang, OK 73064 Full Service B&M $42,187
    Intrust Bank, National Association 501 36th Avenue Northwest Norman, OK 73072 Full Service B&M $30,882
    Intrust Bank, National Association 544 Columbia Drive Lawrence, KS 66046 Full Service B&M $70,664
    Intrust Bank, National Association 5500 E. Harry Street Wichita, KS 67218 Full Service B&M $110,784
    Intrust Bank, National Association 630 Humboldt Street Manhattan, KS 66502 Full Service B&M $50,574
    Intrust Bank, National Association 7373 East 29th Street North Wichita, KS 67226 Full Service B&M $6,988
    Intrust Bank, National Association 7707 East Central Wichita, KS 67206 Full Service B&M $58,997
    Intrust Bank, National Association 7800 East Central Avenue Wichita, KS 67206 Full Service B&M $211,936
    Intrust Bank, National Association 8202 East 21st Wichita, KS 67206 Full Service B&M $573,906
    Intrust Bank, National Association 8402 Northwest Expressway Oklahoma City, OK 73162 Full Service B&M $25,469
    Intrust Bank, National Association 8601 West Central Avenue Wichita, KS 67212 Full Service B&M $224,952
    Intrust Bank, National Association 8682 West 133rd Street Overland Park, KS 66210 Full Service B&M $72,405
    Intrust Bank, National Association 901 Vermont Lawrence, KS 66044 Full Service B&M $99,272

    For 2020, Intrust Bank had 48 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $210,969
    Net interest income $180,819
    Total noninterest income $60,243
    Gross Fiduciary activities income $27,879
    Service charges on deposit accounts $6,811
    Trading account gains and fees $0
    Additional Noninterest Income $25,553
    Pre-tax net operating income $68,336
    Securities gains (or losses, -) $5,073
    Income before extraordinary items $56,812
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $56,812
    Minority interest net income $0
    Net income $56,812
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $52,804

    Intrust Bank's gross interest income from loans was $210,969,000.
    Intrust Bank's net interest income from loans was $180,819,000.
    Intrust Bank's fee based income from loans was $6,811,000.
    Intrust Bank's net income from loans was $56,812,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $30,150
    Provision for credit losses $22,250
    Total noninterest expense $150,476
    Salaries and employee benefits $74,904
    Premises and equipment expense $15,408
    Additional noninterest expense $60,164
    Applicable income taxes $16,597
    Net charge-offs $15,795
    Cash dividends $17,000

    Intrust Bank's interest expense for loans was $30,150,000.
    Intrust Bank's payroll and benefits expense were $74,904,000.
    Intrust Bank's property, plant and equipment expenses $15,408,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $6,139,169
    Deposits held in domestic offices $6,139,169
    Deposits by Individuals, partnerships, and corporations $5,288,542
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $459,013
    Deposits by Commercial banks and other depository institutions in U.S. $391,614
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,028,459
    Demand deposits $1,829,021
    Nontransaction accounts $4,110,710
    Money market deposit accounts (MMDAs) $3,075,771
    Other savings deposits (excluding MMDAs) $304,473
    Total time deposits $730,466
    Total time and savings deposits $4,310,148
    Noninterest-bearing deposits $1,093,149
    Interest-bearing deposits $5,046,021
    Retail deposits $5,276,312
    IRAs and Keogh plan accounts $92,708
    Brokered deposits $537,338
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $7,511,550
    Cash & Balances due from depository institutions $1,371,763
    Interest-bearing balances $1,180,764
    Total securities $2,039,674
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,904,146
    Loan and leases loss allowance $44,281
    Trading account assets $0
    Bank premises and fixed assets $62,828
    Other real estate owned $190
    Goodwill and other intangibles $19,267
    All other assets $113,682

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $7,511,550
    Total Liabilities $7,019,921
    Total deposits $6,139,169
    Interest-bearing deposits $5,046,021
    Deposits held in domestic offices $6,139,169
    % insured (estimated) $53
    Federal funds purchased and repurchase agreements $337,325
    Trading liabilities $0
    Other borrowed funds $484,048
    Subordinated debt $0
    All other liabilities $59,379

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,904,146
    Loan and leases loss allowance $44,281
    Total loans and leases (domestic) $3,948,427
    All real estate loans $1,698,627
    Real estate loans in domestic offices $1,698,627
    Construction and development loans $198,054
    Residential 1-4 family construction $29,033
    Other construction, all land development and other land $169,021
    Loans secured by nonfarm nonresidential properties $1,054,222
    Nonfarm nonresidential secured by owner-occupied properties $404,539
    Commercial real estate & other non-farm, non-residential $649,683
    Multifamily residential real estate $172,109
    1-4 family residential loans $238,738
    Farmland loans $35,504
    Loans held in foreign offices $0
    Farm loans $91,452
    Commercial and industrial loans $1,593,685
    To non-U.S. addressees $0
    Loans to individuals $237,586
    Credit card loans $0
    Related Plans $14,100
    Consumer Auto Loans $85,496
    Other loans to individuals $137,990
    All other loans & leases $327,077
    Loans to foreign governments and official institutions $0
    Other loans $182,426
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $11,225
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $87,886
    Non 1-4 family restructured loans & leases $86,475
    Total loans and leases (foreign) $0

    Intrust Bank had $3,904,146,000 of loans outstanding in 2020. $1,698,627,000 of loans were in real estate loans. $198,054,000 of loans were in development loans. $172,109,000 of loans were in multifamily mortgage loans. $238,738,000 of loans were in 1-4 family mortgage loans. $91,452,000 of loans were in farm loans. $0 of loans were in credit card loans. $85,496,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 646 $169,411 $262,246
    Nonfarm, nonresidential loans - <$100k 128 $4,886 $38,172
    Nonfarm, nonresidential loans - $100-250k 171 $19,585 $114,532
    Nonfarm, nonresidential loans - $250k-1MM 347 $144,940 $417,695
    Commercial & Industrial, US addressed loans - <$1MM 3,799 $324,789 $85,493
    Commercial & Industrial, US addressed loans - <$100k 2,511 $57,287 $22,814
    Commercial & Industrial, US addressed loans - $100-250k 649 $74,490 $114,777
    Commercial & Industrial, US addressed loans - $250k-1MM 639 $193,012 $302,053
    Farmland loans - <$1MM 104 $13,440 $129,231
    Farmland loans - <$100k 43 $1,510 $35,116
    Farmland loans - $100-250k 35 $3,658 $104,514
    Farmland loans - $250k-1MM 26 $8,272 $318,154
    Agriculture operations loans - <$1MM 165 $11,356 $68,824
    Agriculture operations loans - <$100k 109 $2,343 $21,495
    Agriculture operations loans - $100-250k 36 $3,608 $100,222
    Agriculture operations loans - $250k-1MM 20 $5,405 $270,250