Intrust Bank Mortgage Rates, Fees & Info

Wichita, KS

LEI: 549300IXP5DNWSGY6F96

Tax ID: 48-0477525

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Intrust Bank is a smaller bank specializing in Home Purchase and Refi loans. Intrust Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Wichita, Kansas City, Lawrence, Oklahoma City, and Manhattan among others. We have data for 24 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Intrust Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Intrust Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.07% 4/22/24
    30 Year Conventional Purchase 6.41% 4/22/24
    30 Year Conventional Refi 6.49% 4/22/24
    30 Year Cash-out Refi 6.52% 4/22/24
    30 Year FHA Purchase 6.61% 4/22/24
    30 Year VA Purchase 5.89% 4/22/24
    30 Year VA Refi 6.27% 4/22/24
    15 Year Conventional Purchase 5.86% 4/22/24
    15 Year Conventional Refi 6.36% 4/22/24
    15 Year Cash-out Refi 6.36% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Intrust Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Intrust Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    926

    Origination Dollar Volume (All Markets)

    $110,590,000

    Employee count

    782 Show all (10) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    WICHITA, KS (FHA|USDA|VA) 690 $76,230,000 $110,478 $1,441 4.99%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 75 $9,775,000 $130,333 $1,227 5.13%
    LAWRENCE, KS (FHA|USDA|VA) 29 $6,475,000 $223,276 $1,773 5.15%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 53 $4,375,000 $82,547 $687 5.38%
    MANHATTAN, KS (FHA|USDA|VA) 20 $3,040,000 $152,000 $1,185 5.20%
    TOPEKA, KS (FHA|USDA|VA) 11 $2,265,000 $205,909 $1,585 5.09%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 9 $1,845,000 $205,000 $1,433 5.42%
    Outside of Metro Areas 12 $1,350,000 $112,500 $1,665 4.88%
    Outside of Metro Areas 1 $1,095,000 $1,095,000 $0 4.71%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $905,000 $905,000 $0 5.25%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $685,000 $685,000 $0 4.91%
    Hutchinson, KS (FHA|USDA|VA) 8 $580,000 $72,500 $2,182 5.47%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $505,000 $505,000 $0 5.00%
    Winfield, KS (FHA|USDA|VA) 4 $320,000 $80,000 $1,104 4.56%
    Branson, MO (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.50%
    Shawnee, OK (FHA|USDA|VA) 1 $175,000 $175,000 $450 4.63%
    Emporia, KS (FHA|USDA|VA) 2 $170,000 $85,000 $1,412 4.25%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.75%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.50%
    Salina, KS (FHA|USDA|VA) 1 $85,000 $85,000 $1,932 4.00%
    Ponca City, OK (FHA|USDA|VA) 1 $75,000 $75,000 $350 5.25%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.75%
    Ottawa, KS (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.50%
    Russellville, AR (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.50%
    Intrust Bank's top markets include Wichita, Kansas City, Lawrence, Oklahoma City, and Manhattan among others.

    Their top states include:
  • Kansas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Intrust Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    The Halstead Bank
    Similarity Rank: 64
    MAINSTREET FEDERAL CREDIT UNION
    Similarity Rank: 68
    Municipal Employees Credit Union of Oklahoma City
    Similarity Rank: 89
    KCB Bank
    Similarity Rank: 108
    WEOKIE
    Similarity Rank: 120
    MID AMERICAN
    Similarity Rank: 128
    WHITE EAGLE Credit Union
    Similarity Rank: 130
    SKYWARD
    Similarity Rank: 132
    Citizens Savings and Loan Association, FSB
    Similarity Rank: 146
    Clay County Savings Bank
    Similarity Rank: 148

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 515 $72,945,000 $141,641 $1,136 4.92%
    HELOC 360 $29,530,000 $82,028 n/a 5.36%
    FHA 29 $3,835,000 $132,241 $2,958 3.95%
    VA 22 $4,280,000 $194,545 $4,092 3.98%

    For 2018, Intrust Bank's most frequently originated type of loan was Conventional, with 515 originations. Their 2nd most popular type was HELOC, with 360 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 352 $61,310,000 $174,176 $1,852 4.75%
    Refi 215 $25,155,000 $117,000 $781 5.23%
    Home Improvement 180 $8,670,000 $48,167 $374 5.29%
    Other 150 $10,800,000 $72,000 $545 5.25%
    Cash Out Refi 29 $4,655,000 $160,517 $2,300 4.50%

    For 2018, Intrust Bank's most frequently cited loan purpose was Home Purchase, with 352 originations. The 2nd most popular reason was Refi, with 215 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 386 $36,590,000 $94,793 $613 5.37%
    30 Year 234 $40,110,000 $171,410 $1,934 4.47%
    5 Year 107 $8,185,000 $76,495 $282 5.01%
    15 Year 69 $9,545,000 $138,333 $1,945 4.62%
    10 Year 66 $4,340,000 $65,758 $491 5.37%
    1 Year 34 $5,480,000 $161,176 $0 5.36%
    20 Year 27 $5,615,000 $207,963 $2,102 5.13%
    3 Year 3 $725,000 $241,667 $250 4.80%

    For 2018, Intrust Bank's most frequently cited loan duration was Other, with 386 originations. The 2nd most popular length was 30 Year, with 234 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 420 $49,790,000 $118,548
    $1k-2k 18 $3,630,000 $201,667
    $2k-3k 2 $550,000 $275,000
    $3k-4k 1 $625,000 $625,000

    Intrust Bank's average total fees were $1,934, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 420 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 446 $44,520,000 $99,821
    4-5% 401 $51,635,000 $128,766
    3-4% 70 $13,020,000 $186,000
    6-7% 8 $1,400,000 $175,000
    Over 8% 1 $15,000 $15,000

    During 2018, Intrust Bank's average interest rate for loans was 4.47%, while their most frequently originated rate bucket for loans was 5-6%, with 446 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 527 $23,475,000 $44,545 $719 5.21%
    $100k-200k 254 $35,370,000 $139,252 $1,843 4.81%
    $200k-400k 116 $30,230,000 $260,603 $2,318 4.75%
    $400k-600k 14 $6,990,000 $499,286 $2,275 4.88%
    $600k-1MM 10 $7,940,000 $794,000 $5,209 5.12%
    $1MM+ 5 $6,585,000 $1,317,000 $0 5.26%

    2018 saw Intrust Bank place emphasis on $100,000 or less loans with 527 originations, totaling $23,475,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 184 $15,180,000 $82,500 $1,283 4.89%
    $100k-150k 173 $20,495,000 $118,468 $1,538 5.01%
    $50k or less 163 $10,715,000 $65,736 $1,402 4.88%
    $75k-100k 115 $11,625,000 $101,087 $1,211 5.01%
    $150k-250k 93 $12,055,000 $129,624 $1,676 5.18%
    $250k+ 53 $10,965,000 $206,887 $1,560 5.10%

    Intrust Bank lent most frequently to those with incomes in the $50k-75k range, with 184 originations. The second most popular income band? $100k-150k, with 173 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 245 $25,875,000 $105,612 $1,390 4.95%
    30-36% 153 $16,015,000 $104,673 $1,299 4.96%
    <20% 145 $13,625,000 $93,966 $1,245 5.18%
    41% 36 $2,620,000 $72,778 $950 5.11%
    40% 32 $3,490,000 $109,063 $1,179 4.90%
    42% 26 $3,060,000 $117,692 $1,436 5.13%
    36% 26 $2,230,000 $85,769 $1,014 4.85%
    37% 24 $2,880,000 $120,000 $2,363 5.04%
    38% 21 $1,575,000 $75,000 $974 4.98%
    39% 21 $2,115,000 $100,714 $1,250 5.03%
    43% 12 $1,710,000 $142,500 $1,572 4.33%
    46% 9 $1,025,000 $113,889 $2,131 4.53%
    44% 9 $1,595,000 $177,222 $1,971 4.58%
    47% 9 $1,495,000 $166,111 $2,623 4.47%
    49% 9 $1,145,000 $127,222 $2,048 4.54%
    45% 8 $1,230,000 $153,750 $2,112 4.63%
    48% 5 $525,000 $105,000 $2,195 4.53%
    >60% 3 $415,000 $138,333 $425 5.58%
    50-60% 1 $135,000 $135,000 $0 5.50%

    Intrust Bank lent most frequently to those with DTI ratios of 20-30%, with 245 originations. The next most common DTI ratio? 30-36%, with 153 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 714 $72,180,000 $101,092 $1,369 4.99%
    Not applicable 129 $27,405,000 $212,442 $0 5.40%
    Not provided 54 $7,130,000 $132,037 $1,823 4.96%
    Asian 17 $2,495,000 $146,765 $1,584 4.49%
    Black 8 $1,140,000 $142,500 $984 4.95%
    American Indian 4 $240,000 $60,000 $1,256 4.94%

    Approval Rates

    Total approvals of all applications
    79.59%

    Intrust Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    86.50%

    Intrust Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 926 $110,590,000 $119,428

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $685,000 $685,000
    Multifamily:Site-Built 25 $13,235,000 $529,400
    Single Family (1-4 Units):Site-Built 900 $96,670,000 $107,411

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 197 $13,475,000 $68,401 $612 5.25%
    40-60% 91 $14,135,000 $155,330 $1,402 5.14%
    60-80% 241 $43,695,000 $181,307 $1,614 5.01%
    80-100% 188 $29,940,000 $159,255 $1,840 4.60%
    Over 100% 10 $2,430,000 $243,000 $6,807 4.53%
    Under 20% 194 $6,350,000 $32,732 $299 5.25%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Intercoastal Mortgage LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Intrust Bank, National Association 100 South Broadway Moore, OK 73160 Full Service B&M $43,838
    Intrust Bank, National Association 100 South Main Street El Dorado, KS 67042 Full Service B&M $59,470
    Intrust Bank, National Association 10222 West 21st Street Wichita, KS 67205 Full Service B&M $38,880
    Intrust Bank, National Association 1035 Topeka Blvd. Sw Topeka, KS 66612 Full Service B&M $44,733
    Intrust Bank, National Association 105 North Main Street Wichita, KS 67202 Full Service B&M $868,133
    Intrust Bank, National Association 10515 West Central Avenue Wichita, KS 67212 Full Service B&M $49,654
    Intrust Bank, National Association 107 Wayne Street Haysville, KS 67060 Full Service B&M $56,849
    Intrust Bank, National Association 112 West 7th Street Augusta, KS 67010 Full Service B&M $20,550
    Intrust Bank, National Association 13th And West Streets Wichita, KS 67203 Limited, Drive-thru $59,491
    Intrust Bank, National Association 142 North Ash Street Valley Center, KS 67147 Full Service B&M $68,712
    Intrust Bank, National Association 1450 S. Kelley Avenue Edmond, OK 73003 Full Service B&M $30,006
    Intrust Bank, National Association 1501 North Rock Road Derby, KS 67037 Full Service B&M $74,015
    Intrust Bank, National Association 1544 South Webb Road Wichita, KS 67201 Full Service B&M $84,595
    Intrust Bank, National Association 1655 Georgetown Wichita, KS 67218 Full Service B&M $3,649
    Intrust Bank, National Association 18225 West 106th Street Olathe, KS 66061 Full Service B&M $43,821
    Intrust Bank, National Association 19501 West 65th Terrace Shawnee, KS 66226 Full Service B&M $17,209
    Intrust Bank, National Association 2005 West 21st Street Wichita, KS 67203 Full Service B&M $103,159
    Intrust Bank, National Association 2439 South Seneca Wichita, KS 67217 Full Service B&M $144,850
    Intrust Bank, National Association 2706 Anderson Manhattan, KS 66502 Full Service B&M $11,373
    Intrust Bank, National Association 2723 West Central El Dorado, KS 67042 Full Service B&M $44,595
    Intrust Bank, National Association 2735 North Maize Road Wichita, KS 67205 Full Service B&M $100,429
    Intrust Bank, National Association 308 West Central Andover, KS 67002 Full Service B&M $91,658
    Intrust Bank, National Association 3211 South Seneca Wichita, KS 67217 Full Service B&M $22,170
    Intrust Bank, National Association 3300 Market Street Rogers, AR 72758 Full Service B&M $3,333
    Intrust Bank, National Association 3433 East Central Street Wichita, KS 67208 Full Service B&M $107,675
    Intrust Bank, National Association 3707 N. Woodlawn Wichita, KS 67220 Full Service B&M $39,177
    Intrust Bank, National Association 3801 North Rock Road Wichita, KS 67226 Full Service B&M $165,401
    Intrust Bank, National Association 4000 Somerset Drive Prairie Village, KS 66208 Full Service B&M $68,540
    Intrust Bank, National Association 405 South 119th Street West Wichita, KS 67235 Full Service B&M $81,687
    Intrust Bank, National Association 4576 Nw 10th St Oklahoma City, OK 73107 Full Service B&M $56,969
    Intrust Bank, National Association 47th & Broadway Wichita, KS 67216 Full Service B&M $23,783
    Intrust Bank, National Association 500 North Mustang Road Mustang, OK 73064 Full Service B&M $30,812
    Intrust Bank, National Association 501 36th Avenue Northwest Norman, OK 73072 Full Service B&M $24,230
    Intrust Bank, National Association 544 Columbia Drive Lawrence, KS 66046 Full Service B&M $49,153
    Intrust Bank, National Association 5500 E. Harry Street Wichita, KS 67218 Full Service B&M $29,843
    Intrust Bank, National Association 630 Humboldt Street Manhattan, KS 66502 Full Service B&M $31,075
    Intrust Bank, National Association 7373 East 29th Street North Wichita, KS 67226 Full Service B&M $7,490
    Intrust Bank, National Association 7707 East Central Wichita, KS 67206 Full Service B&M $50,875
    Intrust Bank, National Association 7800 East Central Avenue Wichita, KS 67206 Full Service B&M $236,786
    Intrust Bank, National Association 8202 East 21st Wichita, KS 67206 Full Service B&M $422,768
    Intrust Bank, National Association 8402 Northwest Expressway Oklahoma City, OK 73162 Full Service B&M $20,862
    Intrust Bank, National Association 8601 West Central Avenue Wichita, KS 67212 Full Service B&M $184,311
    Intrust Bank, National Association 8682 West 133rd Street Overland Park, KS 66210 Full Service B&M $51,657
    Intrust Bank, National Association 901 Vermont Lawrence, KS 66044 Full Service B&M $87,772
    Intrust Bank, National Association 904 West 6th Street Junction City, KS 66441 Full Service B&M $28,929

    For 2018, Intrust Bank had 45 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $191,534
    Net interest income $160,287
    Total noninterest income $60,367
    Gross Fiduciary activities income $24,725
    Service charges on deposit accounts $9,587
    Trading account gains and fees $0
    Additional Noninterest Income $26,055
    Pre-tax net operating income $75,997
    Securities gains (or losses, -) $7,998
    Income before extraordinary items $80,176
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $80,176
    Minority interest net income $0
    Net income $80,176
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $72,577

    Intrust Bank's gross interest income from loans was $191,534,000.
    Intrust Bank's net interest income from loans was $160,287,000.
    Intrust Bank's fee based income from loans was $9,587,000.
    Intrust Bank's net income from loans was $80,176,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $31,247
    Provision for credit losses $7,585
    Total noninterest expense $137,072
    Salaries and employee benefits $67,467
    Premises and equipment expense $16,120
    Additional noninterest expense $53,485
    Applicable income taxes $3,819
    Net charge-offs $5,863
    Cash dividends $75,000

    Intrust Bank's interest expense for loans was $31,247,000.
    Intrust Bank's payroll and benefits expense were $67,467,000.
    Intrust Bank's property, plant and equipment expenses $16,120,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,240,077
    Deposits held in domestic offices $4,240,077
    Deposits by Individuals, partnerships, and corporations $3,823,997
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $395,478
    Deposits by Commercial banks and other depository institutions in U.S. $20,602
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,088,681
    Demand deposits $967,400
    Nontransaction accounts $3,151,396
    Money market deposit accounts (MMDAs) $2,053,672
    Other savings deposits (excluding MMDAs) $202,967
    Total time deposits $894,757
    Total time and savings deposits $3,272,677
    Noninterest-bearing deposits $849,671
    Interest-bearing deposits $3,390,406
    Retail deposits $3,530,429
    IRAs and Keogh plan accounts $82,558
    Brokered deposits $275,418
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,201,340
    Cash & Balances due from depository institutions $167,067
    Interest-bearing balances $48,083
    Total securities $1,502,302
    Federal funds sold & reverse repurchase $125
    Net loans and leases $3,357,508
    Loan and leases loss allowance $32,782
    Trading account assets $0
    Bank premises and fixed assets $65,484
    Other real estate owned $90
    Goodwill and other intangibles $13,215
    All other assets $95,549

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,201,340
    Total Liabilities $4,824,660
    Total deposits $4,240,077
    Interest-bearing deposits $3,390,406
    Deposits held in domestic offices $4,240,077
    % insured (estimated) $57
    Federal funds purchased and repurchase agreements $350,822
    Trading liabilities $0
    Other borrowed funds $194,130
    Subordinated debt $0
    All other liabilities $39,631

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,357,508
    Loan and leases loss allowance $32,782
    Total loans and leases (domestic) $3,390,290
    All real estate loans $1,478,813
    Real estate loans in domestic offices $1,478,813
    Construction and development loans $228,651
    Residential 1-4 family construction $30,036
    Other construction, all land development and other land $198,615
    Loans secured by nonfarm nonresidential properties $936,583
    Nonfarm nonresidential secured by owner-occupied properties $304,556
    Commercial real estate & other non-farm, non-residential $632,027
    Multifamily residential real estate $84,568
    1-4 family residential loans $202,082
    Farmland loans $26,929
    Loans held in foreign offices $0
    Farm loans $134,959
    Commercial and industrial loans $1,285,743
    To non-U.S. addressees $0
    Loans to individuals $266,488
    Credit card loans $0
    Related Plans $12,115
    Consumer Auto Loans $136,544
    Other loans to individuals $117,829
    All other loans & leases $224,287
    Loans to foreign governments and official institutions $0
    Other loans $196,170
    Loans to depository institutions and acceptances of other banks $1,200
    Loans not secured by real estate $18,845
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $2,795
    Non 1-4 family restructured loans & leases $2,595
    Total loans and leases (foreign) $0

    Intrust Bank had $3,357,508,000 of loans outstanding in 2018. $1,478,813,000 of loans were in real estate loans. $228,651,000 of loans were in development loans. $84,568,000 of loans were in multifamily mortgage loans. $202,082,000 of loans were in 1-4 family mortgage loans. $134,959,000 of loans were in farm loans. $0 of loans were in credit card loans. $136,544,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 639 $173,520 $271,549
    Nonfarm, nonresidential loans - <$100k 128 $5,087 $39,742
    Nonfarm, nonresidential loans - $100-250k 169 $19,910 $117,811
    Nonfarm, nonresidential loans - $250k-1MM 342 $148,523 $434,278
    Commercial & Industrial, US addressed loans - <$1MM 2,112 $203,939 $96,562
    Commercial & Industrial, US addressed loans - <$100k 1,252 $25,149 $20,087
    Commercial & Industrial, US addressed loans - $100-250k 337 $31,967 $94,858
    Commercial & Industrial, US addressed loans - $250k-1MM 523 $146,823 $280,732
    Farmland loans - <$1MM 68 $8,943 $131,515
    Farmland loans - <$100k 27 $987 $36,556
    Farmland loans - $100-250k 23 $2,659 $115,609
    Farmland loans - $250k-1MM 18 $5,297 $294,278
    Agriculture operations loans - <$1MM 96 $6,618 $68,938
    Agriculture operations loans - <$100k 66 $1,436 $21,758
    Agriculture operations loans - $100-250k 15 $1,347 $89,800
    Agriculture operations loans - $250k-1MM 15 $3,835 $255,667