Intrust Bank Mortgage Rates, Fees & Info

Wichita, KS

LEI: 549300IXP5DNWSGY6F96

Tax ID: 48-0477525

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Intrust Bank is a smaller bank specializing in Home Purchase and Refi loans. Intrust Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Wichita, Oklahoma City, Kansas City, Manhattan, and Fayetteville among others. We have data for 22 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Intrust Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Intrust Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.07% 12/16/24
    30 Year Conventional Purchase 6.41% 12/16/24
    30 Year Conventional Refi 6.49% 12/16/24
    30 Year Cash-out Refi 6.52% 12/16/24
    30 Year FHA Purchase 6.61% 12/16/24
    30 Year VA Purchase 5.89% 12/16/24
    30 Year VA Refi 6.27% 12/16/24
    15 Year Conventional Purchase 5.86% 12/16/24
    15 Year Conventional Refi 6.36% 12/16/24
    15 Year Cash-out Refi 6.36% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Intrust Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Intrust Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    771

    Origination Dollar Volume (All Markets)

    $149,115,000

    Employee count

    795 Show all (5) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    WICHITA, KS (FHA|USDA|VA) 578 $92,130,000 $159,394 $1,577 3.49%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 24 $14,680,000 $611,667 $2,970 3.32%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 52 $12,420,000 $238,846 $1,452 3.61%
    Outside of Metro Areas 20 $8,410,000 $420,500 $1,880 3.69%
    MANHATTAN, KS (FHA|USDA|VA) 23 $4,625,000 $201,087 $1,437 3.62%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 19 $4,505,000 $237,105 $1,925 3.61%
    LAWRENCE, KS (FHA|USDA|VA) 22 $2,880,000 $130,909 $1,502 3.48%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $2,270,000 $1,135,000 $0 3.57%
    Breckenridge, CO (FHA|USDA|VA) 1 $1,915,000 $1,915,000 $0 3.50%
    TOPEKA, KS (FHA|USDA|VA) 11 $1,885,000 $171,364 $1,558 3.99%
    Hutchinson, KS (FHA|USDA|VA) 4 $660,000 $165,000 $994 4.16%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $485,000 $485,000 $0 4.25%
    GREELEY, CO (FHA|USDA|VA) 1 $455,000 $455,000 $2,723 3.25%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $375,000 $375,000 $0 3.75%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $335,000 $335,000 $0 3.50%
    Winfield, KS (FHA|USDA|VA) 3 $295,000 $98,333 $1,069 3.46%
    Mountain Home, AR (FHA|USDA|VA) 1 $225,000 $225,000 $1,249 3.00%
    Ottawa, KS (FHA|USDA|VA) 1 $195,000 $195,000 $2,010 2.88%
    McPherson, KS (FHA|USDA|VA) 2 $180,000 $90,000 $1,709 3.25%
    Salina, KS (FHA|USDA|VA) 2 $90,000 $45,000 $0 3.75%
    Weatherford, OK (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.85%
    Coffeyville, KS (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.50%
    Intrust Bank's top markets include Wichita, Oklahoma City, Kansas City, Manhattan, and Fayetteville among others.

    Their top states include:
  • Kansas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Intrust Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    GOLDEN PLAINS
    Similarity Rank: 136
    Municipal Employees Credit Union of Oklahoma City
    Similarity Rank: 208
    Members Mortgage Services, L.L.C.
    Similarity Rank: 220
    SKYWARD
    Similarity Rank: 240
    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 264
    MAINSTREET FEDERAL CREDIT UNION
    Similarity Rank: 426
    WEOKIE
    Similarity Rank: 432
    American Bank of Oklahoma
    Similarity Rank: 459
    MID AMERICAN
    Similarity Rank: 500
    TTCU Federal Credit Union
    Similarity Rank: 518

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 511 $119,835,000 $234,511 $1,465 3.42%
    HELOC 241 $24,135,000 $100,145 n/a 3.79%
    VA 16 $4,710,000 $294,375 $5,184 2.60%
    FHA 3 $435,000 $145,000 $3,362 2.33%

    For 2021, Intrust Bank's most frequently originated type of loan was Conventional, with 511 originations. Their 2nd most popular type was HELOC, with 241 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 298 $69,250,000 $232,383 $1,858 3.25%
    Refi 222 $55,890,000 $251,757 $1,406 3.65%
    Home Improvement 123 $8,745,000 $71,098 $317 3.84%
    Other 84 $7,800,000 $92,857 $513 3.89%
    Cash Out Refi 44 $7,430,000 $168,864 $2,146 3.00%

    For 2021, Intrust Bank's most frequently cited loan purpose was Home Purchase, with 298 originations. The 2nd most popular reason was Refi, with 222 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 279 $50,755,000 $181,918 $0 3.86%
    30 Year 264 $57,250,000 $216,856 $1,950 2.91%
    15 Year 86 $11,570,000 $134,535 $1,546 3.23%
    5 Year 60 $16,250,000 $270,833 $187 4.17%
    10 Year 46 $4,140,000 $90,000 $275 4.13%
    1 Year 19 $4,305,000 $226,579 $1,169 4.38%
    20 Year 15 $4,275,000 $285,000 $2,162 3.70%
    3 Year 2 $570,000 $285,000 $0 4.13%

    For 2021, Intrust Bank's most frequently cited loan duration was Other, with 279 originations. The 2nd most popular length was 30 Year, with 264 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 383 $65,085,000 $169,935
    $1k-2k 13 $4,145,000 $318,846
    $2k-3k 4 $1,310,000 $327,500
    $4k-5k 1 $345,000 $345,000

    Intrust Bank's average total fees were $1,950, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 383 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 381 $72,145,000 $189,357
    2.5-3% 229 $46,355,000 $202,424
    4-5% 108 $20,330,000 $188,241
    <2.5% 39 $7,815,000 $200,385
    5-6% 14 $2,470,000 $176,429

    During 2021, Intrust Bank's average interest rate for loans was 2.91%, while their most frequently originated rate bucket for loans was 3-4%, with 381 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 330 $17,660,000 $53,515 $874 3.78%
    $100k-200k 220 $32,120,000 $146,000 $1,673 3.34%
    $200k-400k 165 $44,315,000 $268,576 $2,063 3.19%
    $400k-600k 37 $17,825,000 $481,757 $3,161 3.40%
    $1MM+ 11 $31,095,000 $2,826,818 $2,295 3.92%
    $600k-1MM 8 $6,100,000 $762,500 $3,212 3.94%

    2021 saw Intrust Bank place emphasis on $100,000 or less loans with 330 originations, totaling $17,660,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 146 $18,250,000 $125,000 $1,789 3.23%
    $100k-150k 125 $19,695,000 $157,560 $1,598 3.41%
    $50k or less 110 $9,120,000 $82,909 $1,212 3.41%
    $75k-100k 102 $14,620,000 $143,333 $1,599 3.32%
    $150k-250k 90 $15,950,000 $177,222 $1,675 3.58%
    $250k+ 40 $10,600,000 $265,000 $2,120 3.50%

    Intrust Bank lent most frequently to those with incomes in the $50k-75k range, with 146 originations. The second most popular income band? $100k-150k, with 125 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 185 $26,595,000 $143,757 $1,378 3.35%
    <20% 141 $16,485,000 $116,915 $1,572 3.51%
    30-36% 114 $15,660,000 $137,368 $1,438 3.33%
    37% 25 $3,945,000 $157,800 $1,696 3.23%
    36% 23 $3,695,000 $160,652 $1,570 3.26%
    38% 19 $2,155,000 $113,421 $1,193 3.43%
    40% 17 $4,335,000 $255,000 $1,812 3.42%
    39% 16 $2,070,000 $129,375 $2,584 3.44%
    42% 15 $1,395,000 $93,000 $1,206 3.50%
    41% 14 $2,370,000 $169,286 $1,546 3.42%
    43% 13 $2,835,000 $218,077 $2,651 2.96%
    44% 12 $2,760,000 $230,000 $2,427 3.08%
    46% 10 $2,140,000 $214,000 $2,227 3.00%
    45% 6 $1,440,000 $240,000 $2,847 2.88%
    47% 6 $1,090,000 $181,667 $2,099 2.63%
    49% 4 $810,000 $202,500 $3,467 2.72%
    48% 3 $545,000 $181,667 $1,378 2.92%

    Intrust Bank lent most frequently to those with DTI ratios of 20-30%, with 185 originations. The next most common DTI ratio? <20%, with 141 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 561 $81,725,000 $145,677 $1,613 3.40%
    Not applicable 128 $55,970,000 $437,266 $0 4.18%
    Not provided 57 $7,765,000 $136,228 $1,663 3.39%
    Asian 12 $2,280,000 $190,000 $1,438 2.88%
    Black 8 $650,000 $81,250 $1,735 3.39%
    American Indian 4 $590,000 $147,500 $3,155 2.88%
    Other Pacific Islander 1 $135,000 $135,000 $2,172 3.75%

    Approval Rates

    Total approvals of all applications
    80.13%

    Intrust Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    81.58%

    Intrust Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 771 $149,115,000 $193,405

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    771 $149,115,000 $193,405

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 132 $15,280,000 $115,758 $772 3.79%
    40-60% 106 $15,960,000 $150,566 $1,590 3.42%
    60-80% 236 $74,140,000 $314,153 $1,743 3.53%
    80-100% 170 $34,040,000 $200,235 $1,786 3.05%
    Over 100% 11 $3,985,000 $362,273 $9,610 3.71%
    Under 20% 115 $5,555,000 $48,304 $177 3.94%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    INTERFIRST MORTGAGE COMPANY Conventional home mortgage Closing on a mortgage 1 6.3%
    INTERFIRST MORTGAGE COMPANY Conventional home mortgage Struggling to pay mortgage 1 6.3%
    INTERFIRST MORTGAGE COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 10 62.5%
    INTERFIRST MORTGAGE COMPANY Other type of mortgage Closing on a mortgage 1 6.3%
    INTERFIRST MORTGAGE COMPANY FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.3%
    INTERFIRST MORTGAGE COMPANY Conventional home mortgage Trouble during payment process 2 12.5%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Intrust Bank, National Association 100 South Broadway Moore, OK 73160 Full Service B&M $54,947
    Intrust Bank, National Association 100 South Main Street El Dorado, KS 67042 Full Service B&M $134,450
    Intrust Bank, National Association 1010 West 31th Street South Wichita, KS 67217 Full Service B&M $146,065
    Intrust Bank, National Association 1035 Topeka Blvd. Sw Topeka, KS 66612 Full Service B&M $76,277
    Intrust Bank, National Association 105 North Main Street Wichita, KS 67202 Full Service B&M $1,480,896
    Intrust Bank, National Association 107 Wayne Street Haysville, KS 67060 Full Service B&M $95,887
    Intrust Bank, National Association 112 West 7th Street Augusta, KS 67010 Full Service B&M $41,618
    Intrust Bank, National Association 121 North Washington Street Junction City, KS 66441 Full Service B&M $78,828
    Intrust Bank, National Association 128 East Broadway Street Newton, KS 67114 Full Service B&M $162,760
    Intrust Bank, National Association 1404 South Kansas Avenue Newton, KS 67114 Full Service B&M $56,551
    Intrust Bank, National Association 142 North Ash Street Valley Center, KS 67147 Full Service B&M $117,508
    Intrust Bank, National Association 1450 S. Kelley Avenue Edmond, OK 73003 Full Service B&M $58,940
    Intrust Bank, National Association 1501 North Rock Road Derby, KS 67037 Full Service B&M $104,409
    Intrust Bank, National Association 1544 South Webb Road Wichita, KS 67201 Full Service B&M $239,807
    Intrust Bank, National Association 1655 Georgetown Wichita, KS 67218 Full Service B&M $1,559
    Intrust Bank, National Association 18225 West 106th Street Olathe, KS 66061 Full Service B&M $72,412
    Intrust Bank, National Association 19501 West 65th Terrace Shawnee, KS 66226 Full Service B&M $25,840
    Intrust Bank, National Association 2005 West 21st Street Wichita, KS 67203 Full Service B&M $199,039
    Intrust Bank, National Association 2706 Anderson Manhattan, KS 66502 Full Service B&M $14,975
    Intrust Bank, National Association 2723 West Central El Dorado, KS 67042 Full Service B&M $74,963
    Intrust Bank, National Association 2735 North Maize Road Wichita, KS 67205 Full Service B&M $196,711
    Intrust Bank, National Association 308 West Central Andover, KS 67002 Full Service B&M $133,304
    Intrust Bank, National Association 3300 Market Street, Suite 438 Rogers, AR 72758 Full Service B&M $25,301
    Intrust Bank, National Association 3433 East Central Street Wichita, KS 67208 Full Service B&M $189,217
    Intrust Bank, National Association 347-A N. Old Hwy 81 Hesston, KS 67062 Full Service B&M $12,319
    Intrust Bank, National Association 3801 North Rock Road Wichita, KS 67226 Full Service B&M $236,591
    Intrust Bank, National Association 4000 Somerset Drive Prairie Village, KS 66208 Full Service B&M $88,449
    Intrust Bank, National Association 405 South 119th Street West Wichita, KS 67235 Full Service B&M $147,091
    Intrust Bank, National Association 4576 Nw 10th St Oklahoma City, OK 73107 Full Service B&M $96,340
    Intrust Bank, National Association 500 North Mustang Road Mustang, OK 73064 Full Service B&M $44,616
    Intrust Bank, National Association 501 36th Avenue Northwest Norman, OK 73072 Full Service B&M $34,292
    Intrust Bank, National Association 544 Columbia Drive Lawrence, KS 66046 Full Service B&M $172,201
    Intrust Bank, National Association 630 Humboldt Street Manhattan, KS 66502 Full Service B&M $54,390
    Intrust Bank, National Association 7373 East 29th Street North Wichita, KS 67226 Full Service B&M $4,516
    Intrust Bank, National Association 7800 East Central Avenue Wichita, KS 67206 Full Service B&M $338,975
    Intrust Bank, National Association 8202 East 21st Wichita, KS 67206 Full Service B&M $557,516
    Intrust Bank, National Association 8402 Northwest Expressway Oklahoma City, OK 73162 Full Service B&M $30,021
    Intrust Bank, National Association 8601 West Central Avenue Wichita, KS 67212 Full Service B&M $567,485
    Intrust Bank, National Association 8682 West 133rd Street Overland Park, KS 66210 Full Service B&M $103,608
    Intrust Bank, National Association 901 Vermont Lawrence, KS 66044 Full Service B&M $111,307

    For 2021, Intrust Bank had 40 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $204,193
    Net interest income $191,052
    Total noninterest income $63,359
    Gross Fiduciary activities income $32,126
    Service charges on deposit accounts $5,074
    Trading account gains and fees $0
    Additional Noninterest Income $26,159
    Pre-tax net operating income $85,017
    Securities gains (or losses, -) $2,050
    Income before extraordinary items $67,582
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $67,582
    Minority interest net income $0
    Net income $67,582
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $65,962

    Intrust Bank's gross interest income from loans was $204,193,000.
    Intrust Bank's net interest income from loans was $191,052,000.
    Intrust Bank's fee based income from loans was $5,074,000.
    Intrust Bank's net income from loans was $67,582,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $13,141
    Provision for credit losses $15,000
    Total noninterest expense $154,394
    Salaries and employee benefits $78,926
    Premises and equipment expense $14,478
    Additional noninterest expense $60,990
    Applicable income taxes $19,485
    Net charge-offs $15,464
    Cash dividends $0

    Intrust Bank's interest expense for loans was $13,141,000.
    Intrust Bank's payroll and benefits expense were $78,926,000.
    Intrust Bank's property, plant and equipment expenses $14,478,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $7,171,594
    Deposits held in domestic offices $7,171,594
    Deposits by Individuals, partnerships, and corporations $6,450,891
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $411,744
    Deposits by Commercial banks and other depository institutions in U.S. $308,959
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $3,948,496
    Demand deposits $2,996,171
    Nontransaction accounts $3,223,098
    Money market deposit accounts (MMDAs) $2,437,175
    Other savings deposits (excluding MMDAs) $368,430
    Total time deposits $417,493
    Total time and savings deposits $4,175,423
    Noninterest-bearing deposits $2,111,338
    Interest-bearing deposits $5,060,256
    Retail deposits $6,577,068
    IRAs and Keogh plan accounts $89,522
    Brokered deposits $400,102
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $8,012,849
    Cash & Balances due from depository institutions $1,401,244
    Interest-bearing balances $1,324,653
    Total securities $2,908,107
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,504,055
    Loan and leases loss allowance $43,817
    Trading account assets $0
    Bank premises and fixed assets $61,916
    Other real estate owned $0
    Goodwill and other intangibles $18,498
    All other assets $119,029

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $8,012,849
    Total Liabilities $7,481,675
    Total deposits $7,171,594
    Interest-bearing deposits $5,060,256
    Deposits held in domestic offices $7,171,594
    % insured (estimated) $49
    Federal funds purchased and repurchase agreements $268,630
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $41,451

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,504,055
    Loan and leases loss allowance $43,817
    Total loans and leases (domestic) $3,547,872
    All real estate loans $1,602,395
    Real estate loans in domestic offices $1,602,395
    Construction and development loans $187,388
    Residential 1-4 family construction $23,218
    Other construction, all land development and other land $164,170
    Loans secured by nonfarm nonresidential properties $1,092,004
    Nonfarm nonresidential secured by owner-occupied properties $367,652
    Commercial real estate & other non-farm, non-residential $724,352
    Multifamily residential real estate $74,899
    1-4 family residential loans $234,888
    Farmland loans $13,216
    Loans held in foreign offices $0
    Farm loans $114,284
    Commercial and industrial loans $1,271,837
    To non-U.S. addressees $0
    Loans to individuals $241,758
    Credit card loans $0
    Related Plans $18,092
    Consumer Auto Loans $64,498
    Other loans to individuals $159,168
    All other loans & leases $317,598
    Loans to foreign governments and official institutions $0
    Other loans $192,843
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $12,272
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $84,387
    Non 1-4 family restructured loans & leases $83,085
    Total loans and leases (foreign) $0

    Intrust Bank had $3,504,055,000 of loans outstanding in 2021. $1,602,395,000 of loans were in real estate loans. $187,388,000 of loans were in development loans. $74,899,000 of loans were in multifamily mortgage loans. $234,888,000 of loans were in 1-4 family mortgage loans. $114,284,000 of loans were in farm loans. $0 of loans were in credit card loans. $64,498,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 471 $143,404 $304,467
    Nonfarm, nonresidential loans - <$100k 117 $5,546 $47,402
    Nonfarm, nonresidential loans - $100-250k 125 $20,100 $160,800
    Nonfarm, nonresidential loans - $250k-1MM 229 $117,758 $514,227
    Commercial & Industrial, US addressed loans - <$1MM 1,294 $136,123 $105,196
    Commercial & Industrial, US addressed loans - <$100k 808 $19,465 $24,090
    Commercial & Industrial, US addressed loans - $100-250k 205 $26,419 $128,873
    Commercial & Industrial, US addressed loans - $250k-1MM 281 $90,239 $321,135
    Farmland loans - <$1MM 62 $7,863 $126,823
    Farmland loans - <$100k 33 $1,277 $38,697
    Farmland loans - $100-250k 12 $1,609 $134,083
    Farmland loans - $250k-1MM 17 $4,977 $292,765
    Agriculture operations loans - <$1MM 87 $6,211 $71,391
    Agriculture operations loans - <$100k 55 $1,276 $23,200
    Agriculture operations loans - $100-250k 19 $2,045 $107,632
    Agriculture operations loans - $250k-1MM 13 $2,890 $222,308