Andrew Johnson Bank Mortgage Rates, Fees & Info
Greeneville, TNLEI: 549300KXIFQ7HCW3FR89
Tax ID: 62-0937729
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Mortgage Data
Review & Overview
Andrew Johnson Bank is a smaller bank specializing in Home Purchase loans. Andrew Johnson Bank has a high proportion of conventional loans. Their top markets by origination volume include: Morristown, Greeneville, Johnson City, Cleveland, and Chattanooga among others. We have data for 19 markets. (Some data included below & more in-depth data is available with an active subscription.)Andrew Johnson Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
245Origination Dollar Volume (All Markets)
$85,105,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MORRISTOWN, TN (FHA|USDA|VA) | 43 | $15,725,000 | $365,698 | $0 | 0.00% |
| Greeneville, TN (FHA|USDA|VA) | 80 | $15,620,000 | $195,250 | $0 | 0.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 23 | $15,395,000 | $669,348 | $0 | 0.00% |
| CLEVELAND, TN (FHA|USDA|VA) | 34 | $13,460,000 | $395,882 | $0 | 0.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 27 | $9,625,000 | $356,481 | $0 | 0.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $0 | 0.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $0 | 0.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $1,815,000 | $605,000 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $1,620,000 | $405,000 | $0 | 0.00% |
| Newport, TN (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $0 | 0.00% |
| Athens, TN (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $0 | 0.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $0 | 0.00% |
| Boone, NC (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 0.00% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 0.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Andrew Johnson Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 245 | $85,105,000 | $347,367 | $0 | 0.00% |
For 2022, Andrew Johnson Bank's most frequently originated type of loan was Conventional, with 245 originations.
Loan Reason
For 2022, Andrew Johnson Bank's most frequently cited loan purpose was Home Purchase, with 177 originations. The 2nd most popular reason was Cash Out Refi, with 38 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 245 | $85,105,000 | $347,367 | $0 | 0.00% |
For 2022, Andrew Johnson Bank's most frequently cited loan duration was Other, with 245 originations.
Loan Sizing
2022 saw Andrew Johnson Bank place emphasis on $200k-400k loans with 79 originations, totaling $22,475,000 in origination value.
Applicant Income
Andrew Johnson Bank lent most frequently to those with incomes in the $50k-75k range, with 44 originations. The second most popular income band? $100k-150k, with 39 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 245 | $85,105,000 | $347,367 | $0 | 0.00% |
Andrew Johnson Bank lent most frequently to those with DTI ratios of Exempt%, with 245 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.05%
Andrew Johnson Bank has an average approval rate.
Pick Rate
Approvals leading to origination80.41%
Andrew Johnson Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 245 | $85,105,000 | $347,367 |