CHATTANOOGA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Chattanooga averaged
6.36%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.85% and
one month ago for the week of 2024-11-07, the
average rate was 6.55%.
Chattanooga's average rate one year ago was 7.19%.
For refis of the same type during the week of 2024-12-12, the average rate
was 6.8%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Chattanooga 30 Year Fixed Rate | 2024-12-12 | 6.36% |
Chattanooga 30 Year Fixed Rate Refi | 2024-12-12 | 6.8% |
Chattanooga 15 Year Fixed Rate | 2024-12-12 | 6.49% |
Chattanooga 15 Year Fixed Rate Refi | 2024-12-12 | 6.04% |
Chattanooga 30 Year FHA | 2024-12-12 | 6.35% |
Chattanooga 30 Year FHA Refi | 2024-12-12 | 6.48% |
Chattanooga 30 Year USDA | 2024-12-12 | 6.01% |
Chattanooga 30 Year USDA Refi | 2024-12-12 | 6.4% |
Chattanooga 30 Year VA | 2024-12-12 | 5.93% |
Chattanooga 30 Year VA Refi | 2024-12-12 | 6.28% |
CHATTANOOGA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHATTANOOGA, TN-GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CHATTANOOGA Average Closing Costs & Other Stats
CHATTANOOGA, TN-GA's 291 lenders originated 12,407
loans during 2023. The total origination value was $3,199,165,000, with an average loan value of
$257,852.
CHATTANOOGA's average closing costs are $5,210.
The top CHATTANOOGA lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with
374 loans originated. Their average total fees are
$6,652, which is $186
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee CHATTANOOGA lenders (with over 10 loans originated) are
SIRVA MORTGAGE, INC. ($626), DHI MORTGAGE COMPANY, LTD. ($3,437), Morgan Stanley Private Bank ($3,493), Mortgage Research Center, LLC ($3,627) and JPMorgan Chase Bank ($3,791).
The lowest rate CHATTANOOGA lenders (with over 10 loans originated) are
Morgan Stanley Private Bank (5.98%), CALIBER HOME LOANS, INC. (6.00%), First Horizon Bank (6.14%), TENNESSEE VALLEY (6.16%) and DHI MORTGAGE COMPANY, LTD. (6.21%).
CHATTANOOGA, TN-GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
TENNESSEE VALLEY | $251,480,000 | $168,700,000 | -32.9% | 5.3% |
MOVEMENT MORTGAGE, LLC | $203,315,000 | $166,305,000 | -18.2% | 5.2% |
QUICKEN LOANS, LLC | $225,080,000 | $150,190,000 | -33.3% | 4.7% |
FirstBank | $192,185,000 | $140,240,000 | -27.0% | 4.4% |
CMG MORTGAGE, INC. | $94,390,000 | $127,145,000 | 34.7% | 4.0% |
Pinnacle Bank | $126,120,000 | $125,205,000 | -0.7% | 3.9% |
MORTGAGE INVESTORS GROUP, INC. | $109,840,000 | $91,985,000 | -16.3% | 2.9% |
UNION HOME MORTGAGE CORP. | $10,460,000 | $91,280,000 | 772.7% | 2.9% |
First Horizon Bank | $91,485,000 | $80,460,000 | -12.1% | 2.5% |
Regions Bank | $123,630,000 | $77,435,000 | -37.4% | 2.4% |
UNITED WHOLESALE MORTGAGE, LLC | $78,425,000 | $76,225,000 | -2.8% | 2.4% |
Truist | $104,515,000 | $69,765,000 | -33.2% | 2.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $76,625,000 | $54,425,000 | -29.0% | 1.7% |
SUMMIT FUNDING, INC. | $54,480,000 | $50,110,000 | -8.0% | 1.6% |
First Citizens National Bank | $29,470,000 | $46,185,000 | 56.7% | 1.4% |
First Volunteer Bank | $60,350,000 | $45,810,000 | -24.1% | 1.4% |
LOANDEPOT.COM, LLC | $79,985,000 | $44,735,000 | -44.1% | 1.4% |
Citizens Tri-County Bank | $41,015,000 | $42,975,000 | 4.8% | 1.3% |
Mortgage Research Center, LLC | $45,705,000 | $42,415,000 | -7.2% | 1.3% |
ALAMEDA MORTGAGE CORPORATION | $6,325,000 | $39,025,000 | 517.0% | 1.2% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $63,865,000 | $34,270,000 | -46.3% | 1.1% |
LEADERONE FINANCIAL CORPORATION | $25,495,000 | $32,905,000 | 29.1% | 1.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $37,420,000 | $32,370,000 | -13.5% | 1.0% |
BancorpSouth | $38,680,000 | $29,225,000 | -24.4% | 0.9% |
WALKER & DUNLOP, LLC | $27,505,000 | $26,970,000 | -1.9% | 0.8% |
Wilson Bank And Trust | $595,000 | $26,385,000 | 4,334.5% | 0.8% |
NAVY FEDERAL CREDIT UNION | $28,720,000 | $24,050,000 | -16.3% | 0.8% |
DHI MORTGAGE COMPANY, LTD. | $24,795,000 | $23,910,000 | -3.6% | 0.7% |
Bank of America | $43,730,000 | $23,485,000 | -46.3% | 0.7% |
CBRE MULTIFAMILY CAPITAL, INC. | $23,405,000 | n/a | 0.7% | |
TJC Mortgage, Inc. | $64,575,000 | $21,860,000 | -66.1% | 0.7% |
The Bank of LaFayette, Georgia | $22,185,000 | $21,655,000 | -2.4% | 0.7% |
GUARANTEED RATE, INC. | $11,180,000 | $20,975,000 | 87.6% | 0.7% |
PENNYMAC LOAN SERVICES, LLC | $44,255,000 | $19,510,000 | -55.9% | 0.6% |
SouthEast Bank | $35,995,000 | $18,730,000 | -48.0% | 0.6% |
FIRST COMMUNITY MORTGAGE, INC. | $21,440,000 | $18,420,000 | -14.1% | 0.6% |
Morgan Stanley Private Bank | $5,140,000 | $18,190,000 | 253.9% | 0.6% |
Synovus Bank | $26,655,000 | $17,625,000 | -33.9% | 0.6% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $27,140,000 | $17,530,000 | -35.4% | 0.5% |
SmartBank | $44,775,000 | $17,280,000 | -61.4% | 0.5% |
Wells Fargo Bank | $77,330,000 | $17,195,000 | -77.8% | 0.5% |
MILLENNIUM BANK | $19,565,000 | $17,085,000 | -12.7% | 0.5% |
United Community Bank | $32,540,000 | $16,865,000 | -48.2% | 0.5% |
FREEDOM MORTGAGE CORPORATION | $49,995,000 | $16,230,000 | -67.5% | 0.5% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $24,320,000 | $15,125,000 | -37.8% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $42,220,000 | $15,075,000 | -64.3% | 0.5% |
LIMA ONE CAPITAL, LLC | $1,145,000 | $14,680,000 | 1,182.1% | 0.5% |
USAA Federal Savings Bank | $12,695,000 | $14,280,000 | 12.5% | 0.4% |
Mountain Valley Bank | $13,780,000 | $14,115,000 | 2.4% | 0.4% |
LENDINGHOME FUNDING CORPORATION | $9,830,000 | $13,540,000 | 37.7% | 0.4% |
Simply Bank | $36,355,000 | $12,970,000 | -64.3% | 0.4% |
JPMorgan Chase Bank | $429,295,000 | $12,815,000 | -97.0% | 0.4% |
Renasant Bank | $22,025,000 | $12,575,000 | -42.9% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $26,150,000 | $12,540,000 | -52.0% | 0.4% |
MEMBER FIRST MORTGAGE, LLC | $30,865,000 | $12,500,000 | -59.5% | 0.4% |
U.S. Bank | $17,290,000 | $11,780,000 | -31.9% | 0.4% |
COMMUNITY MORTGAGE CORPORATION | $23,920,000 | $11,655,000 | -51.3% | 0.4% |
CapStar Bank | $42,895,000 | $10,965,000 | -74.4% | 0.3% |
BROKER SOLUTIONS, INC. | $40,625,000 | $10,870,000 | -73.2% | 0.3% |
Capital City Home Loans, LLC | $12,540,000 | $10,390,000 | -17.1% | 0.3% |
CROSSCOUNTRY MORTGAGE, LLC | $19,300,000 | $10,295,000 | -46.7% | 0.3% |
NFM, INC. | $12,025,000 | $10,120,000 | -15.8% | 0.3% |
CHURCHILL MORTGAGE CORPORATION | $15,900,000 | $10,005,000 | -37.1% | 0.3% |
Bank of Dade | $9,960,000 | n/a | 0.3% | |
Citizens Bank | $85,000 | $9,525,000 | 11,105.9% | 0.3% |
GUARANTY HOME MORTGAGE CORPORATION | $2,685,000 | $9,260,000 | 244.9% | 0.3% |
NBKC BANK | $5,815,000 | $9,075,000 | 56.1% | 0.3% |
STOCKTON MORTGAGE CORPORATION | $11,790,000 | $8,820,000 | -25.2% | 0.3% |
FIRST COLONY MORTGAGE CORPORATION | $8,450,000 | n/a | 0.3% | |
MID AMERICA MORTGAGE, INC. | $6,690,000 | $8,305,000 | 24.1% | 0.3% |
NEWREZ LLC | $9,780,000 | $7,975,000 | -18.5% | 0.2% |
Simmons Bank | $2,010,000 | $7,805,000 | 288.3% | 0.2% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $7,950,000 | $7,740,000 | -2.6% | 0.2% |
Independent Bank | $10,610,000 | $7,430,000 | -30.0% | 0.2% |
CARDINAL FINANCIAL | $56,455,000 | $7,330,000 | -87.0% | 0.2% |
Discover Bank | $4,860,000 | $7,235,000 | 48.9% | 0.2% |
Cornerstone First Mortgage, Inc | $245,000 | $7,185,000 | 2,832.7% | 0.2% |
HOMEXPRESS MORTGAGE CORP. | $1,195,000 | $7,100,000 | 494.1% | 0.2% |
COREVEST AMERICAN FINANCE LENDER LLC | $7,005,000 | n/a | 0.2% | |
Andrew Johnson Bank | $9,625,000 | $6,890,000 | -28.4% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $6,530,000 | $6,835,000 | 4.7% | 0.2% |
LAND HOME FINANCIAL SERVICES, INC. | $7,545,000 | $6,780,000 | -10.1% | 0.2% |
ORIX REAL ESTATE CAPITAL, LLC | $6,775,000 | n/a | 0.2% | |
Citibank | $1,560,000 | $6,675,000 | 327.9% | 0.2% |
DAS Acquisition Company, LLC | $9,825,000 | $6,605,000 | -32.8% | 0.2% |
TOWER COMMUNITY BANK | $6,475,000 | n/a | 0.2% | |
Legends Bank | $9,090,000 | $6,420,000 | -29.4% | 0.2% |
PNC Bank | $11,905,000 | $6,395,000 | -46.3% | 0.2% |
Magnolia Bank | $9,775,000 | $6,185,000 | -36.7% | 0.2% |
The Federal Savings Bank | $3,955,000 | $6,160,000 | 55.8% | 0.2% |
SIRVA MORTGAGE, INC. | $3,555,000 | $6,125,000 | 72.3% | 0.2% |
ZILLOW HOME LOANS, LLC | $1,710,000 | $6,050,000 | 253.8% | 0.2% |
Bank of Cleveland | $14,720,000 | $5,910,000 | -59.9% | 0.2% |
Princeton Mortgage Corporation | $13,885,000 | $5,795,000 | -58.3% | 0.2% |
Flagstar Bank, FSB | $15,935,000 | $5,720,000 | -64.1% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $11,340,000 | $5,505,000 | -51.5% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $6,130,000 | $5,465,000 | -10.8% | 0.2% |
NEW DAY FINANCIAL, LLC | $12,295,000 | $5,360,000 | -56.4% | 0.2% |
Carrington Mortgage Services, LLC | $9,770,000 | $5,235,000 | -46.4% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $5,475,000 | $5,060,000 | -7.6% | 0.2% |
SUCCESS MORTGAGE PARTNERS, INC. | $5,550,000 | $4,910,000 | -11.5% | 0.2% |
UBS Bank USA | $6,695,000 | $4,890,000 | -27.0% | 0.2% |
ISERVE RESIDENTIAL LENDING, LLC | $5,605,000 | $4,880,000 | -12.9% | 0.2% |
Wolfe Financial, Inc | $6,360,000 | $4,865,000 | -23.5% | 0.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $4,165,000 | $4,860,000 | 16.7% | 0.2% |
Equity Prime Mortgage LLC | $4,370,000 | $4,605,000 | 5.4% | 0.1% |
Chattanooga Area Schools Federal Credit Union | $7,835,000 | $4,590,000 | -41.4% | 0.1% |
Chattanooga Federal Emp. Credit Union | $4,585,000 | n/a | 0.1% | |
LONGBRIDGE FINANCIAL, LLC | $7,775,000 | $4,420,000 | -43.2% | 0.1% |
RF Renovo Management Company, LLC | $10,695,000 | $4,420,000 | -58.7% | 0.1% |
The Huntington National Bank | $8,870,000 | $4,420,000 | -50.2% | 0.1% |
EASTMAN | $3,745,000 | $4,160,000 | 11.1% | 0.1% |
CALIBER HOME LOANS, INC. | $114,365,000 | $4,085,000 | -96.4% | 0.1% |
BETTER MORTGAGE CORPORATION | $16,610,000 | $4,080,000 | -75.4% | 0.1% |
21ST MORTGAGE CORPORATION | $2,225,000 | $4,045,000 | 81.8% | 0.1% |
Fifth Third Bank | $7,665,000 | $3,950,000 | -48.5% | 0.1% |
WesBanco | $3,950,000 | n/a | 0.1% | |
GREYSTONE SERVICING COMPANY LLC | $51,615,000 | $3,925,000 | -92.4% | 0.1% |
SeaTrust Mortgage Company | $2,270,000 | $3,915,000 | 72.5% | 0.1% |
Raymond James Bank | $6,285,000 | $3,840,000 | -38.9% | 0.1% |
PANORAMA MORTGAGE GROUP, LLC | $7,320,000 | $3,830,000 | -47.7% | 0.1% |
BAY EQUITY LLC | $2,775,000 | $3,820,000 | 37.7% | 0.1% |
Trust Federal Credit Union | $3,815,000 | n/a | 0.1% | |
Figure Lending LLC | $4,530,000 | $3,805,000 | -16.0% | 0.1% |
Citizens Bank & Trust, Inc. | $8,300,000 | $3,720,000 | -55.2% | 0.1% |
TOWNE MORTGAGE COMPANY | $3,225,000 | $3,715,000 | 15.2% | 0.1% |
First National Bank of Pennsylvania | $3,115,000 | $3,570,000 | 14.6% | 0.1% |
Barrington Bank & Trust Company, N.A. | $3,675,000 | $3,520,000 | -4.2% | 0.1% |
Farm Credit Mid-America, ACA | $1,275,000 | $3,490,000 | 173.7% | 0.1% |
Charles Schwab Bank, SSB | $5,165,000 | $3,450,000 | -33.2% | 0.1% |
First-Citizens Bank & Trust Company | $9,550,000 | $3,390,000 | -64.5% | 0.1% |
Ameris Bank | $8,975,000 | $3,270,000 | -63.6% | 0.1% |
BMO Harris Bank | $780,000 | $3,175,000 | 307.1% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $655,000 | $3,155,000 | 381.7% | 0.1% |
Prosperity Home Mortgage, LLC | $480,000 | $3,145,000 | 555.2% | 0.1% |
PHH Mortgage Corporation | $6,855,000 | $2,875,000 | -58.1% | 0.1% |
ORNL Federal Credit Union | $1,035,000 | $2,835,000 | 173.9% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $3,845,000 | $2,825,000 | -26.5% | 0.1% |
Fidelity National Bank | $2,805,000 | n/a | 0.1% | |
VAN DYK MORTGAGE CORPORATION | $3,900,000 | $2,775,000 | -28.8% | 0.1% |
First Jackson Bank, Inc. | $4,060,000 | $2,770,000 | -31.8% | 0.1% |
First National Community Bank | $2,670,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $5,825,000 | $2,595,000 | -55.5% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $2,035,000 | $2,565,000 | 26.0% | 0.1% |
Virginia National Bank | $2,555,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $3,470,000 | $2,380,000 | -31.4% | 0.1% |
CRESCENT MORTGAGE COMPANY | $9,495,000 | $2,340,000 | -75.4% | 0.1% |
Bank of England | $18,170,000 | $2,305,000 | -87.3% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $1,390,000 | $2,295,000 | 65.1% | 0.1% |
SOUTHWEST STAGE FUNDING, LLC | $1,995,000 | $2,280,000 | 14.3% | 0.1% |
LENDINGONE, LLC | $1,345,000 | $2,260,000 | 68.0% | 0.1% |
Legacy Home Loans, LLC | $3,445,000 | $2,230,000 | -35.3% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $3,765,000 | $2,205,000 | -41.4% | 0.1% |
First National Bank of America | $600,000 | $2,175,000 | 262.5% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $1,290,000 | $2,165,000 | 67.8% | 0.1% |
ASCEND FEDERAL CREDIT UNION | $3,195,000 | $2,150,000 | -32.7% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,195,000 | $2,150,000 | 79.9% | 0.1% |
Stifel Bank and Trust | $1,965,000 | $2,115,000 | 7.6% | 0.1% |
ABSOLUTE HOME MORTGAGE CORPORATION | $2,105,000 | n/a | 0.1% | |
The First National Bank of Middle Tennessee | $2,095,000 | $2,070,000 | -1.2% | 0.1% |
HOMESTAR FINANCIAL CORPORATION | $8,400,000 | $2,030,000 | -75.8% | 0.1% |
North American Savings Bank, F.S.B. | $6,780,000 | $2,010,000 | -70.4% | 0.1% |
1ST SIGNATURE LENDING, LLC | $1,665,000 | $1,950,000 | 17.1% | 0.1% |
SWBC MORTGAGE CORPORATION | $1,805,000 | $1,940,000 | 7.5% | 0.1% |
ACOPIA, LLC | $1,945,000 | $1,920,000 | -1.3% | 0.1% |
AmeriHome Mortgage Company, LLC | $3,095,000 | $1,920,000 | -38.0% | 0.1% |
BAYSHORE MORTGAGE FUNDING, LLC | $1,900,000 | n/a | 0.1% | |
DOMINION FINANCIAL SERVICES, LLC | $2,930,000 | $1,830,000 | -37.5% | 0.1% |
PLAZA HOME MORTGAGE, INC. | $3,590,000 | $1,780,000 | -50.4% | 0.1% |
MILEND, INC. | $2,370,000 | $1,760,000 | -25.7% | 0.1% |
Commerce Bank | $665,000 | $1,720,000 | 158.6% | 0.1% |
Kwik Mortgage Corporation | $1,775,000 | $1,700,000 | -4.2% | 0.1% |
Century Mortgage Company DBA Century Lending Company | $2,690,000 | $1,655,000 | -38.5% | 0.1% |
Coastal Community Bank | $1,625,000 | n/a | 0.1% | |
TOP FLITE FINANCIAL, INC. | $2,970,000 | $1,615,000 | -45.6% | 0.1% |
First Vision Bank of Tennessee | $2,385,000 | $1,610,000 | -32.5% | 0.1% |
AMWEST FUNDING CORP. | $1,000,000 | $1,605,000 | 60.5% | 0.1% |
Presidential Bank, FSB | $1,525,000 | n/a | 0.0% | |
AMERICAN FINANCIAL NETWORK, INC. | $1,510,000 | n/a | 0.0% | |
BankTennessee | $700,000 | $1,505,000 | 115.0% | 0.0% |
BNY Mellon | $705,000 | $1,505,000 | 113.5% | 0.0% |
KINECTA | $1,475,000 | n/a | 0.0% | |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $365,000 | $1,455,000 | 298.6% | 0.0% |
INTERLINC MORTGAGE SERVICES, LLC | $1,485,000 | $1,440,000 | -3.0% | 0.0% |
F&M Bank | $2,980,000 | $1,430,000 | -52.0% | 0.0% |
Gateway First Bank | $5,290,000 | $1,400,000 | -73.5% | 0.0% |
Affiliated Bank | $1,360,000 | n/a | 0.0% | |
Commerce Home Mortgage, Inc. | $320,000 | $1,360,000 | 325.0% | 0.0% |
FirstTrust Home Loans, Inc. | $1,360,000 | n/a | 0.0% | |
Northpointe Bank | $2,235,000 | $1,360,000 | -39.1% | 0.0% |
CANOPY MORTGAGE, LLC | $540,000 | $1,310,000 | 142.6% | 0.0% |
THRIVE MORTGAGE, LLC | $1,285,000 | $1,310,000 | 1.9% | 0.0% |
The Central Trust Bank | $1,135,000 | $1,305,000 | 15.0% | 0.0% |
ENVOY MORTGAGE, LTD | $3,900,000 | $1,290,000 | -66.9% | 0.0% |
Bell Bank | $750,000 | $1,285,000 | 71.3% | 0.0% |
Y-12 Federal Credit Union | $1,515,000 | $1,285,000 | -15.2% | 0.0% |
SPRING EQ, LLC | $625,000 | $1,280,000 | 104.8% | 0.0% |
GUILD MORTGAGE COMPANY | $3,145,000 | $1,275,000 | -59.5% | 0.0% |
Capitol Federal Savings Bank | $2,805,000 | $1,270,000 | -54.7% | 0.0% |
LADERA LENDING, INC. | $2,070,000 | $1,265,000 | -38.9% | 0.0% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $20,980,000 | $1,260,000 | -94.0% | 0.0% |
Loan Simple, Inc. | $1,535,000 | $1,255,000 | -18.2% | 0.0% |
THE TENNESSEE CREDIT UNION | $390,000 | $1,255,000 | 221.8% | 0.0% |
EVANSVILLE TEACHERS | $1,835,000 | $1,235,000 | -32.7% | 0.0% |
LEGEND LENDING CORPORATION | $435,000 | $1,200,000 | 175.9% | 0.0% |
University Bank | $1,185,000 | n/a | 0.0% | |
EVERETT FINANCIAL, INC. | $3,870,000 | $1,170,000 | -69.8% | 0.0% |
DELTA COMMUNITY CREDIT UNION | $1,745,000 | $1,155,000 | -33.8% | 0.0% |
First Federal Bank | $500,000 | $1,140,000 | 128.0% | 0.0% |
GEORGIA UNITED | $2,200,000 | $1,130,000 | -48.6% | 0.0% |
American Mortgage & Equity Consultants, Inc. | $1,125,000 | n/a | 0.0% | |
Volunteer State Bank | $245,000 | $1,100,000 | 349.0% | 0.0% |
Troy Bank and Trust Company | $95,000 | $1,085,000 | 1,042.1% | 0.0% |
COMPASS MORTGAGE, INC. | $750,000 | $1,070,000 | 42.7% | 0.0% |
Leaders Credit Union | $1,070,000 | n/a | 0.0% | |
UIF CORPORATION | $1,045,000 | n/a | 0.0% | |
Heritage Bank | $1,030,000 | n/a | 0.0% | |
The Loan Store, Inc. | $1,015,000 | n/a | 0.0% | |
AMERICAN FEDERAL MORTGAGE CORPORATION | $1,915,000 | $1,010,000 | -47.3% | 0.0% |
AMERICAN FINANCING CORPORATION | $5,880,000 | $990,000 | -83.2% | 0.0% |
Citizens Bank of Lafayette | $265,000 | $980,000 | 269.8% | 0.0% |
INTERCOASTAL MORTGAGE COMPANY | $965,000 | n/a | 0.0% | |
NexBank | $450,000 | $960,000 | 113.3% | 0.0% |
CONTOUR MORTGAGE CORPORATION | $535,000 | $955,000 | 78.5% | 0.0% |
RBC Bank, (Georgia) | $955,000 | n/a | 0.0% | |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $1,390,000 | $945,000 | -32.0% | 0.0% |
South State Bank | $52,760,000 | $940,000 | -98.2% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $915,000 | n/a | 0.0% | |
DIGITAL Federal Credit Union | $1,015,000 | $915,000 | -9.9% | 0.0% |
S1L, Inc. | $910,000 | n/a | 0.0% | |
CU COMMUNITY, LLC | $4,015,000 | $905,000 | -77.5% | 0.0% |
BANKSOUTH MORTGAGE COMPANY, LLC | $235,000 | $895,000 | 280.9% | 0.0% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,150,000 | $880,000 | -59.1% | 0.0% |
AMERICAN HERITAGE LENDING, INC. | $1,475,000 | $870,000 | -41.0% | 0.0% |
AgFirst Farm Credit Bank | $425,000 | $865,000 | 103.5% | 0.0% |
Plains Commerce Bank | $515,000 | $835,000 | 62.1% | 0.0% |
River Valley AgCredit, ACA | $1,105,000 | $835,000 | -24.4% | 0.0% |
UNITED PREMIER FUNDING, LLC | $2,200,000 | $830,000 | -62.3% | 0.0% |
Ally Bank | $9,220,000 | $810,000 | -91.2% | 0.0% |
Baxter Credit Union | $560,000 | $810,000 | 44.6% | 0.0% |
LOANPAL, LLC | $1,245,000 | $805,000 | -35.3% | 0.0% |
CALCON MUTUAL MORTGAGE LLC | $445,000 | $800,000 | 79.8% | 0.0% |
GENEVA FINANCIAL, LLC | $7,790,000 | $795,000 | -89.8% | 0.0% |
REDSTONE Federal Credit Union | $1,995,000 | $795,000 | -60.2% | 0.0% |
Sierra Pacific Mortgage Company, Inc. | $2,270,000 | $775,000 | -65.9% | 0.0% |
VILLAGE CAPITAL MORTGAGE | $3,840,000 | $775,000 | -79.8% | 0.0% |
Associated Credit Union | $585,000 | $760,000 | 29.9% | 0.0% |
DEEPHAVEN MORTGAGE LLC | $4,935,000 | $760,000 | -84.6% | 0.0% |
Bank of Tennessee | $5,950,000 | $745,000 | -87.5% | 0.0% |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $330,000 | $745,000 | 125.8% | 0.0% |
Citadel Servicing Corporation | $370,000 | $730,000 | 97.3% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $1,220,000 | $730,000 | -40.2% | 0.0% |
PREMIA MORTGAGE, LLC | $810,000 | $730,000 | -9.9% | 0.0% |
Evolve Bank & Trust | $720,000 | n/a | 0.0% | |
Republic Bank & Trust Company | $135,000 | $720,000 | 433.3% | 0.0% |
ALLIED MORTGAGE GROUP, INC. | $660,000 | $710,000 | 7.6% | 0.0% |
KeyBank | $3,755,000 | $710,000 | -81.1% | 0.0% |
Mountain Commerce Bank | $925,000 | $705,000 | -23.8% | 0.0% |
VELOCITY COMMERCIAL CAPITAL, LLC | $515,000 | $705,000 | 36.9% | 0.0% |
First Savings Bank | $1,120,000 | $700,000 | -37.5% | 0.0% |
Farmers Bank & Trust | $690,000 | n/a | 0.0% | |
Wyndham Capital Mortgage, Inc. | $3,000,000 | $680,000 | -77.3% | 0.0% |
Colony Bank | $770,000 | $675,000 | -12.3% | 0.0% |
AXIA FINANCIAL, LLC | $670,000 | n/a | 0.0% | |
M&T Bank | $1,940,000 | $655,000 | -66.2% | 0.0% |
SSB Bank | $655,000 | n/a | 0.0% | |
STATE EMPLOYEES' | $1,550,000 | $650,000 | -58.1% | 0.0% |
V.I.P. MORTGAGE, INC. | $295,000 | $645,000 | 118.6% | 0.0% |
HomeTrust Bank | $765,000 | $640,000 | -16.3% | 0.0% |
NATIONWIDE MORTGAGE BANKERS, INC. | $1,765,000 | $640,000 | -63.7% | 0.0% |
RUOFF MORTGAGE COMPANY, INC. | $1,240,000 | $640,000 | -48.4% | 0.0% |
NMSI, INC. | $215,000 | $630,000 | 193.0% | 0.0% |
GTE Federal Credit Union | $365,000 | $610,000 | 67.1% | 0.0% |
Queensborough National Bank & Trust Company | $605,000 | n/a | 0.0% | |
SECURITYNATIONAL MORTGAGE COMPANY | $2,670,000 | $605,000 | -77.3% | 0.0% |
Ixonia Bank | $655,000 | $600,000 | -8.4% | 0.0% |
Liberty Bank and Trust Company | $595,000 | n/a | 0.0% | |
NATIONS RELIABLE LENDING, LLC | $590,000 | n/a | 0.0% | |
PARTNERSHIP FINANCIAL | $585,000 | n/a | 0.0% | |
AMERICAN PORTFOLIO MORTGAGE CORPORATION | $580,000 | n/a | 0.0% | |
TIDEWATER MORTGAGE SERVICES, INC. | $580,000 | n/a | 0.0% | |
Patriot Bank | $375,000 | $570,000 | 52.0% | 0.0% |
Alcova Mortgage LLC | $320,000 | $565,000 | 76.6% | 0.0% |
CSL Financial, LLC | $125,000 | $565,000 | 352.0% | 0.0% |
Bethpage Federal Credit Union | $555,000 | n/a | 0.0% | |
Triad Bank | $555,000 | n/a | 0.0% | |
FIRST CENTENNIAL MORTGAGE CORPORATION | $550,000 | n/a | 0.0% | |
Logan Finance Corporation | $540,000 | n/a | 0.0% | |
VERITAS FUNDING, LLC | $1,080,000 | $540,000 | -50.0% | 0.0% |
First Federal Savings and Loan Association of Lakewood | $1,380,000 | $535,000 | -61.2% | 0.0% |
Commercial Bank | $555,000 | $530,000 | -4.5% | 0.0% |
COMMUNITYAMERICA | $335,000 | $525,000 | 56.7% | 0.0% |
AMERICAN INTERNET MORTGAGE, INC. | $1,185,000 | $515,000 | -56.5% | 0.0% |
Marine Bank | $700,000 | $515,000 | -26.4% | 0.0% |
TEMPLE VIEW CAPITAL FUNDING, LP | $125,000 | $515,000 | 312.0% | 0.0% |
Great Oaks Bank | $505,000 | n/a | 0.0% | |
GUARANTEED RATE AFFINITY, LLC | $695,000 | $500,000 | -28.1% | 0.0% |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $495,000 | n/a | 0.0% | |
City National Bank of Florida | $275,000 | $490,000 | 78.2% | 0.0% |
CAPITAL CONCEPTS, INC. | $485,000 | n/a | 0.0% | |
THE MORTGAGE LINK, INC. | $830,000 | $485,000 | -41.6% | 0.0% |
Citizens National Bank | $480,000 | n/a | 0.0% | |
Franklin Loan Corporation | $400,000 | $480,000 | 20.0% | 0.0% |
BOKF | $560,000 | $475,000 | -15.2% | 0.0% |
CLEARPATH LENDING | $1,900,000 | $470,000 | -75.3% | 0.0% |
BAYER HERITAGE | $465,000 | n/a | 0.0% | |
GREENSTATE CREDIT UNION | $465,000 | n/a | 0.0% | |
MICHIGAN MUTUAL, INC. | $1,995,000 | $465,000 | -76.7% | 0.0% |
Mortgage Assurance Inc. | $1,050,000 | $465,000 | -55.7% | 0.0% |
ALABAMA TEACHERS | $355,000 | $455,000 | 28.2% | 0.0% |
ONY GLO, INC. | $580,000 | $455,000 | -21.6% | 0.0% |
FIRST FREEDOM BANK | $760,000 | $445,000 | -41.4% | 0.0% |
ALLIANT CREDIT UNION | $1,040,000 | $435,000 | -58.2% | 0.0% |
ENCORE BANK | $435,000 | n/a | 0.0% | |
RESIDENTIAL BANCORP | $1,325,000 | $425,000 | -67.9% | 0.0% |
ENRICHMENT | $195,000 | $420,000 | 115.4% | 0.0% |
Listerhill Credit Union | $255,000 | $420,000 | 64.7% | 0.0% |
THE MORTGAGE FIRM, INC. | $2,255,000 | $420,000 | -81.4% | 0.0% |
BNC National Bank | $640,000 | $410,000 | -35.9% | 0.0% |
BECKAM FUNDING CORP. | $305,000 | $405,000 | 32.8% | 0.0% |
Beeline Loans, Inc. | $380,000 | $405,000 | 6.6% | 0.0% |
First IC Corporation | $405,000 | n/a | 0.0% | |
MIDLAND MORTGAGE CORPORATION | $405,000 | n/a | 0.0% | |
NJ LENDERS CORP. | $405,000 | n/a | 0.0% | |
Florida Capital Bank | $1,245,000 | $395,000 | -68.3% | 0.0% |
CHERRY CREEK MORTGAGE, LLC | $2,190,000 | $385,000 | -82.4% | 0.0% |
Gate City Bank | $385,000 | n/a | 0.0% | |
T2 FINANCIAL LLC | $1,010,000 | $385,000 | -61.9% | 0.0% |
CITIZENS EQUITY FIRST | $380,000 | n/a | 0.0% | |
FIRST ALLIANCE HOME MORTGAGE, LLC | $380,000 | n/a | 0.0% | |
First Option Mortgage, LLC | $815,000 | $380,000 | -53.4% | 0.0% |
Atlantic Coast Mortgage, LLC | $375,000 | n/a | 0.0% | |
Chicago Mortgage Solutions LLC | $1,510,000 | $375,000 | -75.2% | 0.0% |
Choice Financial Group | $375,000 | n/a | 0.0% | |
1st National Bank | $365,000 | n/a | 0.0% | |
DIRECT LENDERS, LLC | $365,000 | n/a | 0.0% | |
FIRST MORTGAGE COMPANY, INC. | $345,000 | $365,000 | 5.8% | 0.0% |
Home Federal Savings Bank | $365,000 | n/a | 0.0% | |
RANLIFE, INC. | $175,000 | $365,000 | 108.6% | 0.0% |
Alerus Financial | $345,000 | n/a | 0.0% | |
Peoples Bank of the South | $255,000 | $345,000 | 35.3% | 0.0% |
ARC HOME LLC | $755,000 | $340,000 | -55.0% | 0.0% |
Apex Bank | $645,000 | $335,000 | -48.1% | 0.0% |
NOVA FINANCIAL & INVESTMENT CORPORATION | $335,000 | n/a | 0.0% | |
Colonial Savings, F.A. | $2,585,000 | $325,000 | -87.4% | 0.0% |
GEO-CORP, INC. | $325,000 | n/a | 0.0% | |
Centennial Bank | $315,000 | n/a | 0.0% | |
GARDNER FINANCIAL SERVICES, LTD. | $315,000 | n/a | 0.0% | |
KNOXVILLE TVA EMPLOYEES CREDIT UNION | $1,500,000 | $315,000 | -79.0% | 0.0% |
WINGS FINANCIAL | $175,000 | $310,000 | 77.1% | 0.0% |
Advisors Mortgage Group, L.L.C. | $145,000 | $305,000 | 110.3% | 0.0% |
Assurance Financial Group, L.L.C. | $820,000 | $305,000 | -62.8% | 0.0% |
Community Bank of Mississippi | $510,000 | $305,000 | -40.2% | 0.0% |
GREAT RIVER FEDERAL CREDIT UNION | $305,000 | n/a | 0.0% | |
HOMESTEAD FUNDING CORP. | $1,225,000 | $305,000 | -75.1% | 0.0% |
MEMBER ONE | $305,000 | n/a | 0.0% | |
Suncoast Credit Union | $305,000 | n/a | 0.0% | |
The Fidelity Deposit and Discount Bank | $305,000 | n/a | 0.0% | |
Neighborhood Loans, Inc. | $115,000 | $300,000 | 160.9% | 0.0% |
First National Bank of Omaha | $295,000 | n/a | 0.0% | |
NEXERA HOLDING LLC | $925,000 | $295,000 | -68.1% | 0.0% |
GVC MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
NORTHERN MORTGAGE SERVICES, LLC | $285,000 | n/a | 0.0% | |
The Peoples Community Bank | $285,000 | n/a | 0.0% | |
AMERITRUST MORTGAGE CORPORATION | $280,000 | n/a | 0.0% | |
N R L Federal Credit Union | $100,000 | $275,000 | 175.0% | 0.0% |
NTFN, INC. | $275,000 | n/a | 0.0% | |
HALLMARK HOME MORTGAGE, LLC | $265,000 | n/a | 0.0% | |
OCMBC, INC. | $440,000 | $265,000 | -39.8% | 0.0% |
PURDUE FEDERAL CREDIT UNION | $265,000 | n/a | 0.0% | |
United States Senate Federal Credit Union | $85,000 | $260,000 | 205.9% | 0.0% |
ENDEAVOR CAPITAL, LLC. | $665,000 | $255,000 | -61.7% | 0.0% |
INTOUCH CREDIT UNION | $255,000 | n/a | 0.0% | |
Planters Bank & Trust Company | $255,000 | n/a | 0.0% | |
Resource Bank, N.A. | $255,000 | n/a | 0.0% | |
Stride Bank | $255,000 | n/a | 0.0% | |
FIRST SOUTH FINANCIAL | $245,000 | n/a | 0.0% | |
NATIONS DIRECT MORTGAGE, LLC | $560,000 | $245,000 | -56.3% | 0.0% |
SOUTHERN TRUST MORTGAGE, LLC | $615,000 | $245,000 | -60.2% | 0.0% |
The Piedmont Bank | $245,000 | n/a | 0.0% | |
CREDIT UNION OF GEORGIA | $240,000 | n/a | 0.0% | |
NORTHROP GRUMMAN Federal Credit Union | $235,000 | n/a | 0.0% | |
OAKTREE FUNDING CORP. | $1,345,000 | $235,000 | -82.5% | 0.0% |
State Department Federal Credit Union | $205,000 | $235,000 | 14.6% | 0.0% |
Valley National Bank | $235,000 | n/a | 0.0% | |
Hometown Equity Mortgage, LLC | $230,000 | n/a | 0.0% | |
Northwest Federal Credit Union | $125,000 | $230,000 | 84.0% | 0.0% |
Arvest Bank | $1,495,000 | $225,000 | -84.9% | 0.0% |
Bank of Springfield | $390,000 | $225,000 | -42.3% | 0.0% |
Commercial Bank & Trust Co. | $125,000 | $225,000 | 80.0% | 0.0% |
Quontic Bank | $1,010,000 | $225,000 | -77.7% | 0.0% |
SOUTHEAST FIRST NATIONAL BANK | $225,000 | n/a | 0.0% | |
USAlliance Federal Credit Union | $280,000 | $210,000 | -25.0% | 0.0% |
AUSTIN TELCO Federal Credit Union | $205,000 | n/a | 0.0% | |
BAY-VALLEY MORTGAGE GROUP | $205,000 | n/a | 0.0% | |
COMMUNITY MORTGAGE, LLC | $835,000 | $205,000 | -75.4% | 0.0% |
Credence Funding Corporation | $205,000 | n/a | 0.0% | |
EMM LOANS LLC | $1,030,000 | $205,000 | -80.1% | 0.0% |
GERSHMAN INVESTMENT CORP. | $205,000 | n/a | 0.0% | |
GMFS LLC | $205,000 | n/a | 0.0% | |
MORTGAGE FINANCIAL SERVICES, LLC | $205,000 | n/a | 0.0% | |
SOUTHPOINT FINANCIAL SERVICES, INC. | $370,000 | $205,000 | -44.6% | 0.0% |
ALTURA | $195,000 | n/a | 0.0% | |
AmRes Corporation | $195,000 | n/a | 0.0% | |
Encompass Lending Group, LP | $1,150,000 | $195,000 | -83.0% | 0.0% |
River Bank & Trust | $2,205,000 | $195,000 | -91.2% | 0.0% |
SHELTER LENDING SERVICES, L.L.C. | $805,000 | $195,000 | -75.8% | 0.0% |
Axos Bank | $165,000 | $185,000 | 12.1% | 0.0% |
DUPACO COMMUNITY | $185,000 | n/a | 0.0% | |
TENNESSEE TRUST MORTGAGE, INC | $380,000 | $185,000 | -51.3% | 0.0% |
A&D Mortgage LLC | $590,000 | $175,000 | -70.3% | 0.0% |
Greater Community Bank | $175,000 | n/a | 0.0% | |
GSF Mortgage Corporation | $1,725,000 | $175,000 | -89.9% | 0.0% |
OCEANSIDE MORTGAGE COMPANY | $175,000 | n/a | 0.0% | |
Residential Mortgage Solutions, Inc. | $520,000 | $175,000 | -66.3% | 0.0% |
Towne Bank | $325,000 | $175,000 | -46.2% | 0.0% |
AMCAP MORTGAGE, LTD. | $165,000 | n/a | 0.0% | |
First Bank | $1,870,000 | $165,000 | -91.2% | 0.0% |
Shamrock Home Loans, Inc. | $165,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $860,000 | $160,000 | -81.4% | 0.0% |
Commercial Bank of Texas | $155,000 | n/a | 0.0% | |
CORNERSTONE FINANCIAL CREDIT UNION | $155,000 | n/a | 0.0% | |
PREMIER MORTGAGE RESOURCES, L.L.C. | $645,000 | $155,000 | -76.0% | 0.0% |
CHEVRON | $145,000 | n/a | 0.0% | |
Deere Employees Credit Union | $145,000 | n/a | 0.0% | |
HSBC BANK USA, NATIONAL ASSOCIATION | $145,000 | n/a | 0.0% | |
Peoples Independent Bank | $145,000 | n/a | 0.0% | |
The Bank of Fayette County | $145,000 | n/a | 0.0% | |
TOWER | $165,000 | $140,000 | -15.2% | 0.0% |
CIVIC FINANCIAL SERVICES, LLC | $6,380,000 | $135,000 | -97.9% | 0.0% |
Southeast Financial Credit Union | $820,000 | $135,000 | -83.5% | 0.0% |
Citizens Bank | $85,000 | $125,000 | 47.1% | 0.0% |
UTILITIES EMPLOYEES CREDIT UNION | $215,000 | $125,000 | -41.9% | 0.0% |
Fortera Federal Credit Union | $120,000 | n/a | 0.0% | |
OPEN MORTGAGE, LLC | $415,000 | $115,000 | -72.3% | 0.0% |
Consolidated Federal Credit Union | $105,000 | n/a | 0.0% | |
UNIFY FINANCIAL Credit Union | $1,030,000 | $105,000 | -89.8% | 0.0% |
Clearview Federal Credit Union | $95,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $520,000 | $95,000 | -81.7% | 0.0% |
Heritage Bank & Trust | $95,000 | n/a | 0.0% | |
LIBERTY HOME MORTGAGE CORPORATION | $680,000 | $95,000 | -86.0% | 0.0% |
UNIVERSITY CREDIT UNION | $95,000 | n/a | 0.0% | |
FAMILY SAVINGS | $55,000 | $90,000 | 63.6% | 0.0% |
PUBLIX EMPLOYEES | $55,000 | $85,000 | 54.5% | 0.0% |
ALLEGACY FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
American Airlines Federal Credit Union | $55,000 | $75,000 | 36.4% | 0.0% |
Appalachian Community Federal Credit Union | $75,000 | n/a | 0.0% | |
U. T. | $100,000 | $75,000 | -25.0% | 0.0% |
ALTRA | $160,000 | $65,000 | -59.4% | 0.0% |
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $615,000 | $55,000 | -91.1% | 0.0% |
QUORUM FEDERAL CREDIT UNION | $95,000 | $55,000 | -42.1% | 0.0% |
ATLANTA POSTAL | $160,000 | $45,000 | -71.9% | 0.0% |
LGE COMMUNITY | $45,000 | n/a | 0.0% | |
Coosa Valley Credit Union | $35,000 | n/a | 0.0% |
CHATTANOOGA's top lender by overall market share is TENNESSEE VALLEY, with 5.3% market share. In second place, with 5.2%, is MOVEMENT MORTGAGE, LLC, having originated $166,305,000 in loans. In third place, with 4.7%, is QUICKEN LOANS, LLC, having originated $150,190,000 in loans. In fourth place, with 4.4%, is FirstBank, having originated $140,240,000 in loans. In fifth place, with 4.0%, is CMG MORTGAGE, INC., having originated $127,145,000 in loans.
CHATTANOOGA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - CHATTANOOGA (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $235,000 (9.3%) | $308,169 (6.6%) | 0.87 | 1,816 |
2018-02-01 | $242,200 (9.5%) | $320,468 (9.0%) | 0.88 | 1,777 |
2018-03-01 | $250,000 (10.3%) | $334,458 (10.9%) | 0.88 | 1,760 |
2018-04-01 | $264,900 (15.2%) | $345,917 (11.6%) | 0.90 | 1,752 |
2018-05-01 | $277,500 (15.7%) | $355,545 (11.2%) | 0.93 | 1,832 |
2018-06-01 | $274,950 (12.8%) | $350,493 (2.8%) | 0.92 | 2,029 |
2018-07-01 | $270,550 (10.4%) | $347,369 (2.1%) | 0.90 | 2,174 |
2018-08-01 | $274,600 (14.2%) | $347,879 (9.7%) | 0.92 | 2,215 |
2018-09-01 | $269,900 (10.2%) | $343,019 (6.2%) | 0.91 | 2,266 |
2018-10-01 | $270,000 (10.9%) | $342,753 (6.2%) | 0.91 | 2,277 |
2018-11-01 | $274,975 (17.0%) | $344,837 (9.4%) | 0.93 | 2,309 |
2018-12-01 | $270,000 (12.6%) | $341,780 (8.6%) | 0.93 | 2,225 |
2019-01-01 | $269,900 (14.9%) | $338,737 (9.9%) | 0.93 | 2,083 |
2019-02-01 | $271,500 (12.1%) | $338,840 (5.7%) | 0.92 | 2,061 |
2019-03-01 | $283,871 (13.6%) | $347,651 (3.9%) | 0.93 | 2,001 |
2019-04-01 | $296,750 (12.0%) | $356,381 (3.0%) | 0.94 | 1,997 |
2019-05-01 | $295,000 (6.3%) | $362,204 (1.9%) | 0.92 | 2,082 |
2019-06-01 | $294,800 (7.2%) | $358,176 (2.2%) | 0.92 | 2,096 |
2019-07-01 | $295,000 (9.0%) | $354,482 (2.1%) | 0.92 | 2,180 |
2019-08-01 | $293,573 (6.9%) | $348,480 (0.2%) | 0.93 | 2,191 |
2019-09-01 | $291,507 (8.0%) | $349,588 (1.9%) | 0.93 | 2,167 |
2019-10-01 | $289,900 (7.4%) | $349,260 (1.9%) | 0.94 | 2,166 |
2019-11-01 | $290,000 (5.5%) | $349,839 (1.5%) | 0.95 | 2,096 |
2019-12-01 | $295,117 (9.3%) | $352,651 (3.2%) | 0.98 | 1,916 |
2020-01-01 | $293,375 (8.7%) | $350,435 (3.5%) | 0.98 | 1,725 |
2020-02-01 | $299,900 (10.5%) | $363,132 (7.2%) | 0.98 | 1,568 |
2020-03-01 | $309,800 (9.1%) | $370,905 (6.7%) | 0.97 | 1,583 |
2020-04-01 | $316,000 (6.5%) | $380,228 (6.7%) | 0.99 | 1,584 |
2020-05-01 | $329,800 (11.8%) | $403,602 (11.4%) | 1.00 | 1,514 |
2020-06-01 | $337,500 (14.5%) | $430,525 (20.2%) | 0.99 | 1,345 |
2020-07-01 | $339,900 (15.2%) | $439,484 (24.0%) | 0.99 | 1,221 |
2020-08-01 | $334,900 (14.1%) | $430,254 (23.5%) | 0.96 | 1,142 |
2020-09-01 | $329,450 (13.0%) | $434,227 (24.2%) | 0.94 | 1,117 |
2020-10-01 | $320,000 (10.4%) | $426,935 (22.2%) | 0.92 | 1,042 |
2020-11-01 | $317,950 (9.6%) | $426,505 (21.9%) | 0.93 | 1,013 |
2020-12-01 | $312,450 (5.9%) | $425,865 (20.8%) | 0.93 | 952 |
2021-01-01 | $319,000 (8.7%) | $436,061 (24.4%) | 0.95 | 768 |
2021-02-01 | $331,175 (10.4%) | $464,678 (28.0%) | 0.96 | 565 |
2021-03-01 | $347,225 (12.1%) | $464,436 (25.2%) | 0.99 | 539 |
2021-04-01 | $350,000 (10.8%) | $470,351 (23.7%) | 0.95 | 527 |
2021-05-01 | $349,900 (6.1%) | $496,480 (23.0%) | 0.93 | 549 |
2021-06-01 | $350,000 (3.7%) | $496,799 (15.4%) | 0.92 | 643 |
2021-07-01 | $335,000 (-1.4%) | $459,406 (4.5%) | 0.88 | 748 |
2021-08-01 | $324,900 (-3.0%) | $459,580 (6.8%) | 0.87 | 863 |
2021-09-01 | $341,800 (3.8%) | $460,030 (5.9%) | 0.91 | 851 |
2021-10-01 | $350,000 (9.4%) | $482,500 (13.0%) | 0.93 | 759 |
2021-11-01 | $360,000 (13.2%) | $492,456 (15.5%) | 0.96 | 657 |
2021-12-01 | $354,900 (13.6%) | $492,361 (15.6%) | 0.96 | 578 |
2022-01-01 | $345,000 (8.2%) | $491,856 (12.8%) | 0.93 | 522 |
2022-02-01 | $358,720 (8.3%) | $523,569 (12.7%) | 0.93 | 460 |
2022-03-01 | $350,000 (0.8%) | $544,116 (17.2%) | 0.88 | 471 |
2022-04-01 | $419,900 (20.0%) | $579,378 (23.2%) | 1.00 | 524 |
2022-05-01 | $437,450 (25.0%) | $576,212 (16.1%) | 1.00 | 708 |
2022-06-01 | $419,975 (20.0%) | $557,807 (12.3%) | 0.94 | 894 |
2022-07-01 | $399,000 (19.1%) | $540,630 (17.7%) | 0.90 | 1,107 |
2022-08-01 | $396,900 (22.2%) | $517,976 (12.7%) | 0.92 | 1,213 |
2022-09-01 | $399,450 (16.9%) | $522,478 (13.6%) | 0.93 | 1,242 |
2022-10-01 | $399,000 (14.0%) | $530,089 (9.9%) | 0.94 | 1,307 |
2022-11-01 | $395,000 (9.7%) | $520,857 (5.8%) | 0.95 | 1,377 |
2022-12-01 | $395,000 (11.3%) | $520,532 (5.7%) | 0.98 | 1,258 |
2023-01-01 | $398,675 (15.6%) | $507,517 (3.2%) | 0.99 | 1,136 |
2023-02-01 | $398,400 (11.1%) | $506,652 (-3.2%) | 0.96 | 1,066 |
2023-03-01 | $408,450 (16.7%) | $538,999 (-0.9%) | 0.96 | 1,018 |
2023-04-01 | $439,900 (4.8%) | $572,673 (-1.2%) | 1.02 | 1,021 |
2023-05-01 | $438,950 (0.3%) | $567,581 (-1.5%) | 1.00 | 1,098 |
2023-06-01 | $438,783 (4.5%) | $560,013 (0.4%) | 0.99 | 1,160 |
2023-07-01 | $437,500 (9.7%) | $560,011 (3.6%) | 0.99 | 1,250 |
2023-08-01 | $437,500 (10.2%) | $563,449 (8.8%) | 1.00 | 1,281 |
2023-09-01 | $430,000 (7.7%) | $553,637 (6.0%) | 1.00 | 1,338 |
2023-10-01 | $418,700 (4.9%) | $531,571 (0.3%) | 0.99 | 1,474 |
2023-11-01 | $415,000 (5.1%) | $530,721 (1.9%) | 0.99 | 1,533 |
2023-12-01 | $409,900 (3.8%) | $526,634 (1.2%) | 1.00 | 1,519 |
2024-01-01 | $399,923 (0.3%) | $526,969 (3.8%) | 0.98 | 1,430 |
2024-02-01 | $402,498 (1.0%) | $529,830 (4.6%) | 0.97 | 1,444 |
2024-03-01 | $425,000 (4.1%) | $547,972 (1.7%) | 1.00 | 1,442 |
2024-04-01 | $425,000 (-3.4%) | $559,037 (-2.4%) | 0.99 | 1,486 |
2024-05-01 | $429,550 (-2.1%) | $560,051 (-1.3%) | 0.97 | 1,530 |
2024-06-01 | $425,000 (-3.1%) | $539,002 (-3.8%) | 0.96 | 1,673 |
2024-07-01 | $409,950 (-6.3%) | $525,324 (-6.2%) | 0.94 | 1,869 |
2024-08-01 | $399,900 (-8.6%) | $519,774 (-7.8%) | 0.93 | 1,991 |
2024-09-01 | $402,404 (-6.4%) | $518,452 (-6.4%) | 0.95 | 2,096 |
2024-10-01 | $399,450 (-4.6%) | $511,105 (-3.9%) | 0.94 | 2,407 |
2024-11-01 | $399,000 (-3.9%) | $502,494 (-5.3%) | 0.96 | 2,172 |
CHATTANOOGA's median listing price comes in at 96% of the national average.
CHATTANOOGA's average listing price for 2024-11-01 was $502,494, a difference of $-28,227 (-5.3%) versus the prior year and $-8,611 versus the prior month.
For the 2024-11-01 period, CHATTANOOGA had 2,172 MLS listings, a difference of -235 listings (-10%) versus the prior month and 639 listings (42%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CHATTANOOGA (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 78 days | 2,080 sqft |
2018-02-01 | 73 days | 2,090 sqft |
2018-03-01 | 55 days | 2,140 sqft |
2018-04-01 | 53 days | 2,194 sqft |
2018-05-01 | 50 days | 2,231 sqft |
2018-06-01 | 47 days | 2,169 sqft |
2018-07-01 | 50 days | 2,175 sqft |
2018-08-01 | 59 days | 2,165 sqft |
2018-09-01 | 58 days | 2,160 sqft |
2018-10-01 | 64 days | 2,164 sqft |
2018-11-01 | 67 days | 2,170 sqft |
2018-12-01 | 73 days | 2,152 sqft |
2019-01-01 | 83 days | 2,154 sqft |
2019-02-01 | 72 days | 2,151 sqft |
2019-03-01 | 63 days | 2,186 sqft |
2019-04-01 | 51 days | 2,219 sqft |
2019-05-01 | 50 days | 2,229 sqft |
2019-06-01 | 53 days | 2,232 sqft |
2019-07-01 | 56 days | 2,237 sqft |
2019-08-01 | 57 days | 2,230 sqft |
2019-09-01 | 61 days | 2,237 sqft |
2019-10-01 | 63 days | 2,236 sqft |
2019-11-01 | 64 days | 2,218 sqft |
2019-12-01 | 73 days | 2,216 sqft |
2020-01-01 | 79 days | 2,200 sqft |
2020-02-01 | 71 days | 2,200 sqft |
2020-03-01 | 50 days | 2,244 sqft |
2020-04-01 | 52 days | 2,247 sqft |
2020-05-01 | 60 days | 2,300 sqft |
2020-06-01 | 57 days | 2,308 sqft |
2020-07-01 | 58 days | 2,260 sqft |
2020-08-01 | 52 days | 2,230 sqft |
2020-09-01 | 46 days | 2,176 sqft |
2020-10-01 | 49 days | 2,100 sqft |
2020-11-01 | 53 days | 2,070 sqft |
2020-12-01 | 56 days | 2,029 sqft |
2021-01-01 | 66 days | 2,063 sqft |
2021-02-01 | 44 days | 2,073 sqft |
2021-03-01 | 34 days | 2,097 sqft |
2021-04-01 | 33 days | 2,100 sqft |
2021-05-01 | 23 days | 2,100 sqft |
2021-06-01 | 25 days | 2,068 sqft |
2021-07-01 | 24 days | 2,032 sqft |
2021-08-01 | 28 days | 2,001 sqft |
2021-09-01 | 34 days | 2,028 sqft |
2021-10-01 | 39 days | 2,063 sqft |
2021-11-01 | 39 days | 2,123 sqft |
2021-12-01 | 43 days | 2,066 sqft |
2022-01-01 | 49 days | 1,980 sqft |
2022-02-01 | 36 days | 2,030 sqft |
2022-03-01 | 25 days | 2,007 sqft |
2022-04-01 | 20 days | 2,145 sqft |
2022-05-01 | 22 days | 2,212 sqft |
2022-06-01 | 26 days | 2,206 sqft |
2022-07-01 | 31 days | 2,130 sqft |
2022-08-01 | 38 days | 2,102 sqft |
2022-09-01 | 44 days | 2,111 sqft |
2022-10-01 | 47 days | 2,121 sqft |
2022-11-01 | 52 days | 2,094 sqft |
2022-12-01 | 63 days | 2,085 sqft |
2023-01-01 | 73 days | 2,085 sqft |
2023-02-01 | 60 days | 2,092 sqft |
2023-03-01 | 47 days | 2,084 sqft |
2023-04-01 | 44 days | 2,125 sqft |
2023-05-01 | 43 days | 2,130 sqft |
2023-06-01 | 42 days | 2,137 sqft |
2023-07-01 | 40 days | 2,088 sqft |
2023-08-01 | 44 days | 2,065 sqft |
2023-09-01 | 46 days | 2,073 sqft |
2023-10-01 | 49 days | 2,050 sqft |
2023-11-01 | 52 days | 2,021 sqft |
2023-12-01 | 57 days | 1,980 sqft |
2024-01-01 | 66 days | 1,927 sqft |
2024-02-01 | 53 days | 1,935 sqft |
2024-03-01 | 44 days | 1,999 sqft |
2024-04-01 | 50 days | 2,000 sqft |
2024-05-01 | 45 days | 2,008 sqft |
2024-06-01 | 47 days | 2,012 sqft |
2024-07-01 | 48 days | 1,968 sqft |
2024-08-01 | 50 days | 1,935 sqft |
2024-09-01 | 53 days | 1,940 sqft |
2024-10-01 | 59 days | 1,917 sqft |
2024-11-01 | 66 days | 1,910 sqft |
CHATTANOOGA's median square footage for active listings during the 2024-11-01 period was 1,910 sqft. One year prior, the average listing was 2,021 sqft.
CHATTANOOGA, TN-GA Average Rent (2023)
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Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
30707 | Chattanooga, TN-GA MSA | $800 | $810 | $940 | $1,210 | $1,430 |
30710 | Chattanooga, TN-GA MSA | $650 | $670 | $860 | $1,140 | $1,250 |
30725 | Chattanooga, TN-GA MSA | $830 | $840 | $970 | $1,250 | $1,470 |
30726 | Chattanooga, TN-GA MSA | $860 | $870 | $1,010 | $1,300 | $1,530 |
30728 | Chattanooga, TN-GA MSA | $730 | $740 | $860 | $1,110 | $1,300 |
30731 | Chattanooga, TN-GA MSA | $660 | $670 | $800 | $1,040 | $1,250 |
30736 | Chattanooga, TN-GA MSA | $860 | $870 | $1,010 | $1,300 | $1,530 |
30738 | Chattanooga, TN-GA MSA | $1,360 | $1,380 | $1,600 | $2,060 | $2,430 |
30739 | Chattanooga, TN-GA MSA | $1,030 | $1,040 | $1,210 | $1,560 | $1,840 |
30740 | Chattanooga, TN-GA MSA | $650 | $690 | $910 | $1,200 | $1,250 |
30741 | Chattanooga, TN-GA MSA | $850 | $860 | $1,000 | $1,290 | $1,520 |
30742 | Chattanooga, TN-GA MSA | $820 | $830 | $960 | $1,230 | $1,460 |
30746 | Chattanooga, TN-GA MSA | $810 | $820 | $950 | $1,220 | $1,440 |
30747 | Chattanooga, TN-GA MSA | $670 | $680 | $790 | $1,020 | $1,200 |
30750 | Chattanooga, TN-GA MSA | $920 | $930 | $1,080 | $1,390 | $1,640 |
30752 | Chattanooga, TN-GA MSA | $730 | $740 | $860 | $1,110 | $1,300 |
30753 | Chattanooga, TN-GA MSA | $690 | $700 | $810 | $1,040 | $1,250 |
30755 | Chattanooga, TN-GA MSA | $650 | $690 | $870 | $1,130 | $1,250 |
30757 | Chattanooga, TN-GA MSA | $850 | $860 | $1,000 | $1,280 | $1,510 |
37110 | Chattanooga, TN-GA MSA | $980 | $990 | $1,130 | $1,430 | $1,780 |
37302 | Chattanooga, TN-GA MSA | $860 | $870 | $1,010 | $1,300 | $1,530 |
37304 | Chattanooga, TN-GA MSA | $960 | $970 | $1,120 | $1,440 | $1,700 |
37308 | Chattanooga, TN-GA MSA | $670 | $670 | $800 | $1,040 | $1,250 |
37311 | Chattanooga, TN-GA MSA | $660 | $710 | $930 | $1,220 | $1,320 |
37315 | Chattanooga, TN-GA MSA | $960 | $970 | $1,120 | $1,440 | $1,700 |
37327 | Chattanooga, TN-GA MSA | $750 | $760 | $880 | $1,130 | $1,340 |
37336 | Chattanooga, TN-GA MSA | $790 | $830 | $1,040 | $1,360 | $1,510 |
37338 | Chattanooga, TN-GA MSA | $770 | $780 | $900 | $1,160 | $1,370 |
37340 | Chattanooga, TN-GA MSA | $870 | $880 | $1,020 | $1,310 | $1,550 |
37341 | Chattanooga, TN-GA MSA | $1,000 | $1,010 | $1,170 | $1,500 | $1,780 |
37343 | Chattanooga, TN-GA MSA | $930 | $940 | $1,090 | $1,400 | $1,650 |
37347 | Chattanooga, TN-GA MSA | $700 | $710 | $820 | $1,050 | $1,250 |
37350 | Chattanooga, TN-GA MSA | $930 | $960 | $1,140 | $1,480 | $1,780 |
37351 | Chattanooga, TN-GA MSA | $1,260 | $1,280 | $1,480 | $1,900 | $2,250 |
37353 | Chattanooga, TN-GA MSA | $740 | $780 | $1,010 | $1,320 | $1,440 |
37356 | Chattanooga, TN-GA MSA | $720 | $720 | $840 | $1,080 | $1,270 |
37363 | Chattanooga, TN-GA MSA | $1,130 | $1,140 | $1,320 | $1,700 | $2,000 |
37365 | Chattanooga, TN-GA MSA | $750 | $760 | $880 | $1,130 | $1,340 |
37366 | Chattanooga, TN-GA MSA | $790 | $800 | $930 | $1,200 | $1,410 |
37367 | Chattanooga, TN-GA MSA | $750 | $760 | $880 | $1,130 | $1,340 |
37373 | Chattanooga, TN-GA MSA | $1,010 | $1,020 | $1,180 | $1,520 | $1,790 |
37374 | Chattanooga, TN-GA MSA | $1,000 | $1,010 | $1,170 | $1,500 | $1,780 |
37375 | Chattanooga, TN-GA MSA | $1,020 | $1,030 | $1,200 | $1,540 | $1,820 |
37377 | Chattanooga, TN-GA MSA | $1,190 | $1,200 | $1,390 | $1,790 | $2,110 |
37379 | Chattanooga, TN-GA MSA | $830 | $840 | $970 | $1,250 | $1,470 |
37380 | Chattanooga, TN-GA MSA | $760 | $770 | $890 | $1,140 | $1,350 |
37384 | Chattanooga, TN-GA MSA | $960 | $970 | $1,120 | $1,440 | $1,700 |
37387 | Chattanooga, TN-GA MSA | $790 | $800 | $930 | $1,200 | $1,410 |
37396 | Chattanooga, TN-GA MSA | $830 | $840 | $970 | $1,240 | $1,470 |
37397 | Chattanooga, TN-GA MSA | $780 | $790 | $920 | $1,180 | $1,400 |
37401 | Chattanooga, TN-GA MSA | $960 | $970 | $1,120 | $1,440 | $1,700 |
37402 | Chattanooga, TN-GA MSA | $730 | $740 | $860 | $1,110 | $1,300 |
37403 | Chattanooga, TN-GA MSA | $1,030 | $1,040 | $1,210 | $1,560 | $1,840 |
37404 | Chattanooga, TN-GA MSA | $840 | $840 | $980 | $1,260 | $1,490 |
37405 | Chattanooga, TN-GA MSA | $1,130 | $1,140 | $1,320 | $1,700 | $2,000 |
37406 | Chattanooga, TN-GA MSA | $780 | $790 | $920 | $1,180 | $1,400 |
37407 | Chattanooga, TN-GA MSA | $820 | $830 | $960 | $1,230 | $1,460 |
37408 | Chattanooga, TN-GA MSA | $960 | $970 | $1,120 | $1,440 | $1,700 |
37409 | Chattanooga, TN-GA MSA | $880 | $890 | $1,030 | $1,320 | $1,560 |
37410 | Chattanooga, TN-GA MSA | $730 | $740 | $860 | $1,110 | $1,300 |
37411 | Chattanooga, TN-GA MSA | $860 | $870 | $1,010 | $1,300 | $1,530 |
37412 | Chattanooga, TN-GA MSA | $990 | $1,000 | $1,160 | $1,490 | $1,760 |
37414 | Chattanooga, TN-GA MSA | $960 | $970 | $1,120 | $1,440 | $1,700 |
37415 | Chattanooga, TN-GA MSA | $1,070 | $1,080 | $1,250 | $1,610 | $1,900 |
37416 | Chattanooga, TN-GA MSA | $960 | $970 | $1,120 | $1,440 | $1,700 |
37419 | Chattanooga, TN-GA MSA | $820 | $830 | $960 | $1,230 | $1,460 |
37421 | Chattanooga, TN-GA MSA | $1,240 | $1,250 | $1,450 | $1,860 | $2,200 |
37422 | Chattanooga, TN-GA MSA | $960 | $970 | $1,120 | $1,440 | $1,700 |
37424 | Chattanooga, TN-GA MSA | $960 | $970 | $1,120 | $1,440 | $1,700 |
37450 | Chattanooga, TN-GA MSA | $960 | $970 | $1,120 | $1,440 | $1,700 |
38581 | Chattanooga, TN-GA MSA | $750 | $760 | $880 | $1,130 | $1,340 |
38585 | Chattanooga, TN-GA MSA | $750 | $760 | $880 | $1,130 | $1,340 |
2022 Average & Median Rent Data Statistics
CHATTANOOGA, TN-GA average 1BR rent: $883, median: $850
CHATTANOOGA, TN-GA average 2BR rent: $1,032, median: $1,005
CHATTANOOGA, TN-GA average 3BR rent: $1,329, median: $1,295
CHATTANOOGA, TN-GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 7,282 | $2,269,610,000 | $311,674 |
Cash Out Refi | 1,650 | $328,740,000 | $199,236 |
Home Improvement | 1,227 | $126,805,000 | $103,346 |
Other | 1,183 | $152,025,000 | $128,508 |
Refi | 1,065 | $321,985,000 | $302,333 |
Chattanooga's most frequently cited loan purpose was Home Purchase, with 7,282 originations. The 2nd most popular reason was Cash Out Refi, with 1,650 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 4,214 | $1,261,530,000 | $299,366 |
7-8% | 2,780 | $744,190,000 | $267,694 |
Over 8% | 2,483 | $340,725,000 | $137,223 |
5-6% | 1,738 | $562,860,000 | $323,855 |
4-5% | 244 | $67,270,000 | $275,697 |
2.5-3% | 59 | $10,455,000 | $177,203 |
<2.5% | 35 | $7,535,000 | $215,286 |
3-4% | 24 | $7,270,000 | $302,917 |
During 2023, Chattanooga's most frequently originated rate bucket was 6-7%, with 4,214 originations.
Loan Sizing (CHATTANOOGA, TN-GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 4,995 | $1,407,755,000 | $281,833 |
$100k-200k | 3,225 | $486,105,000 | $150,730 |
$100,000 or less | 2,525 | $138,675,000 | $54,921 |
$400k-600k | 1,126 | $530,640,000 | $471,261 |
$600k-1000k | 398 | $285,680,000 | $717,789 |
$Over $1MM | 138 | $350,310,000 | $2,538,478 |
CHATTANOOGA's loan sizing saw the bucket of loans from $200k-400k with 4,995 originations, totaling $1,407,755,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 4,629 | $1,444,385,000 | $312,030 |
60-80% | 2,706 | $863,960,000 | $319,276 |
Under 20% | 1,517 | $89,195,000 | $58,797 |
20-40% | 1,339 | $181,115,000 | $135,261 |
40-60% | 1,191 | $352,305,000 | $295,806 |
Over 100% | 160 | $59,000,000 | $368,750 |
CHATTANOOGA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,629 originations, totaling $1,444,385,000 in origination value.