CHATTANOOGA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Chattanooga averaged
7.28%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.04% and
one month ago for the week of 2026-10-01, the
average rate was 7.48%.
Chattanooga's average rate one year ago was 6.27%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.33%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Chattanooga 30 Year Fixed Rate | 2026-11-05 | 7.28% |
| Chattanooga 30 Year Fixed Rate Refi | 2026-11-05 | 7.33% |
| Chattanooga 15 Year Fixed Rate | 2026-11-05 | 6.88% |
| Chattanooga 15 Year Fixed Rate Refi | 2026-11-05 | 6.49% |
| Chattanooga 30 Year FHA | 2026-11-05 | 6.67% |
| Chattanooga 30 Year FHA Refi | 2026-11-05 | 6.9% |
| Chattanooga 30 Year USDA | 2026-11-05 | 6.77% |
| Chattanooga 30 Year USDA Refi | 2026-11-05 | 7.2% |
| Chattanooga 30 Year VA | 2026-11-05 | 6.58% |
| Chattanooga 30 Year VA Refi | 2026-11-05 | 6.47% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHATTANOOGA, TN-GA.
CHATTANOOGA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHATTANOOGA, TN-GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CHATTANOOGA Average Closing Costs & Other Stats
CHATTANOOGA, TN-GA's 304 lenders originated 14,798
loans during 2025. The total origination value was $4,195,940,000, with an average loan value of
$283,548.
CHATTANOOGA's average closing costs are $5,705.
The top CHATTANOOGA lender as defined by loan originations is QUICKEN LOANS, LLC, with
422 loans originated. Their average total fees are
$6,831, which is $583
higher than the next largest lender,
TENNESSEE VALLEY.
The lowest fee CHATTANOOGA lenders (with over 10 loans originated) are
First Citizens National Bank ($3,050), DHI MORTGAGE COMPANY, LTD. ($3,264), SouthEast Bank ($3,809), Legends Bank ($3,967) and JPMorgan Chase Bank ($4,152).
The lowest rate CHATTANOOGA lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (4.74%), Raymond James Bank (5.55%), DHI MORTGAGE COMPANY, LTD. (5.82%), TENNESSEE VALLEY (5.84%) and Morgan Stanley Private Bank (5.93%).
CHATTANOOGA, TN-GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $206,720,000 | $246,120,000 | 19.1% | 5.9% |
| TENNESSEE VALLEY | $158,160,000 | $203,655,000 | 28.8% | 4.9% |
| FirstBank | $163,565,000 | $201,920,000 | 23.4% | 4.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $123,415,000 | $169,965,000 | 37.7% | 4.1% |
| MOVEMENT MORTGAGE, LLC | $194,670,000 | $163,435,000 | -16.0% | 3.9% |
| UNION HOME MORTGAGE CORP. | $118,060,000 | $140,470,000 | 19.0% | 3.3% |
| CMG MORTGAGE, INC. | $137,570,000 | $138,795,000 | 0.9% | 3.3% |
| Pinnacle Bank | $54,885,000 | $93,390,000 | 70.2% | 2.2% |
| Wells Fargo Bank | $18,290,000 | $90,330,000 | 393.9% | 2.2% |
| SUMMIT FUNDING, INC. | $72,685,000 | $89,055,000 | 22.5% | 2.1% |
| Regions Bank | $94,610,000 | $84,540,000 | -10.6% | 2.0% |
| Truist | $67,205,000 | $75,335,000 | 12.1% | 1.8% |
| Mortgage Research Center, LLC | $61,550,000 | $69,430,000 | 12.8% | 1.7% |
| First Horizon Bank | $51,360,000 | $65,515,000 | 27.6% | 1.6% |
| Prudential Huntoon Paige Associates, LLC | $60,790,000 | n/a | 1.4% | |
| First Volunteer Bank | $63,725,000 | $59,085,000 | -7.3% | 1.4% |
| SmartBank | $52,270,000 | $59,070,000 | 13.0% | 1.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $44,915,000 | $58,390,000 | 30.0% | 1.4% |
| LOANDEPOT.COM, LLC | $54,845,000 | $56,965,000 | 3.9% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $38,935,000 | $56,920,000 | 46.2% | 1.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $61,995,000 | $56,690,000 | -8.6% | 1.4% |
| WALKER & DUNLOP, LLC | $34,135,000 | $56,400,000 | 65.2% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $32,015,000 | $53,530,000 | 67.2% | 1.3% |
| MORTGAGE INVESTORS GROUP, INC. | $73,360,000 | $52,850,000 | -28.0% | 1.3% |
| DHI MORTGAGE COMPANY, LTD. | $61,090,000 | $50,130,000 | -17.9% | 1.2% |
| ALAMEDA MORTGAGE CORPORATION | $42,335,000 | $48,875,000 | 15.4% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $16,380,000 | $42,175,000 | 157.5% | 1.0% |
| LENDINGHOME FUNDING CORPORATION | $23,030,000 | $35,330,000 | 53.4% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $30,880,000 | $33,925,000 | 9.9% | 0.8% |
| LEADERONE FINANCIAL CORPORATION | $30,235,000 | $33,545,000 | 10.9% | 0.8% |
| Citizens Tri-County Bank | $38,285,000 | $33,475,000 | -12.6% | 0.8% |
| SouthEast Bank | $21,800,000 | $31,560,000 | 44.8% | 0.8% |
| JPMorgan Chase Bank | $35,455,000 | $31,260,000 | -11.8% | 0.7% |
| BROKER SOLUTIONS, INC. | $36,280,000 | $31,175,000 | -14.1% | 0.7% |
| Old National Bank | $17,860,000 | $31,085,000 | 74.0% | 0.7% |
| Bank of America | $21,835,000 | $28,495,000 | 30.5% | 0.7% |
| BancorpSouth | $22,860,000 | $27,730,000 | 21.3% | 0.7% |
| NEWREZ LLC | $20,710,000 | $27,385,000 | 32.2% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $17,885,000 | $24,615,000 | 37.6% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $20,770,000 | $22,720,000 | 9.4% | 0.5% |
| The Bank of LaFayette, Georgia | $16,535,000 | $22,300,000 | 34.9% | 0.5% |
| CANOPY MORTGAGE, LLC | $12,785,000 | $20,810,000 | 62.8% | 0.5% |
| BERKELEY POINT CAPITAL LLC | $19,575,000 | n/a | 0.5% | |
| TJC Mortgage, Inc. | $22,780,000 | $19,220,000 | -15.6% | 0.5% |
| First Citizens National Bank | $28,645,000 | $19,025,000 | -33.6% | 0.5% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $1,665,000 | $18,730,000 | 1,024.9% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $12,710,000 | $18,540,000 | 45.9% | 0.4% |
| COMMUNITY MORTGAGE CORPORATION | $19,300,000 | $16,190,000 | -16.1% | 0.4% |
| U.S. Bank | $12,340,000 | $15,815,000 | 28.2% | 0.4% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $11,305,000 | $15,510,000 | 37.2% | 0.4% |
| Morgan Stanley Private Bank | $10,255,000 | $15,360,000 | 49.8% | 0.4% |
| Wilson Bank And Trust | $19,385,000 | $14,960,000 | -22.8% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $18,410,000 | $14,585,000 | -20.8% | 0.3% |
| USAA Federal Savings Bank | $8,855,000 | $14,565,000 | 64.5% | 0.3% |
| NFM, INC. | $11,895,000 | $14,540,000 | 22.2% | 0.3% |
| UBS Bank USA | $7,625,000 | $14,265,000 | 87.1% | 0.3% |
| United Community Bank | $13,315,000 | $13,900,000 | 4.4% | 0.3% |
| GUILD MORTGAGE COMPANY | $24,120,000 | $12,780,000 | -47.0% | 0.3% |
| MILLENNIUM BANK | $11,740,000 | $12,240,000 | 4.3% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $16,995,000 | $12,205,000 | -28.2% | 0.3% |
| Capital City Home Loans, LLC | $19,005,000 | $11,915,000 | -37.3% | 0.3% |
| The Loan Store, Inc. | $3,920,000 | $11,830,000 | 201.8% | 0.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $8,795,000 | $11,590,000 | 31.8% | 0.3% |
| First Financial Bank | $470,000 | $11,435,000 | 2,333.0% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $8,630,000 | $11,295,000 | 30.9% | 0.3% |
| Raymond James Bank | $4,650,000 | $11,200,000 | 140.9% | 0.3% |
| Synovus Bank | $12,750,000 | $11,045,000 | -13.4% | 0.3% |
| Bank of Dade | $11,225,000 | $11,030,000 | -1.7% | 0.3% |
| STOCKTON MORTGAGE CORPORATION | $10,290,000 | $10,680,000 | 3.8% | 0.3% |
| EAGLE HOME MORTGAGE, LLC | $1,910,000 | $10,470,000 | 448.2% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $6,410,000 | $10,400,000 | 62.2% | 0.2% |
| GUARANTEED RATE, INC. | $32,380,000 | $10,320,000 | -68.1% | 0.2% |
| Carrington Mortgage Services, LLC | $6,310,000 | $10,060,000 | 59.4% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $9,115,000 | $9,870,000 | 8.3% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $11,655,000 | $9,675,000 | -17.0% | 0.2% |
| Renasant Bank | $14,250,000 | $9,625,000 | -32.5% | 0.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $3,530,000 | $8,900,000 | 152.1% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $4,370,000 | $8,780,000 | 100.9% | 0.2% |
| Fifth Third Bank | $5,360,000 | $8,710,000 | 62.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $5,020,000 | $8,565,000 | 70.6% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $3,435,000 | $8,435,000 | 145.6% | 0.2% |
| Figure Lending LLC | $7,490,000 | $8,405,000 | 12.2% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,500,000 | $8,305,000 | 84.6% | 0.2% |
| PLANET HOME LENDING, LLC | $6,630,000 | $8,065,000 | 21.6% | 0.2% |
| Magnolia Bank | $8,050,000 | $7,940,000 | -1.4% | 0.2% |
| Presidential Bank, FSB | $455,000 | $7,795,000 | 1,613.2% | 0.2% |
| Chattanooga Area Schools Federal Credit Union | $6,360,000 | $7,725,000 | 21.5% | 0.2% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $2,150,000 | $7,655,000 | 256.0% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $3,800,000 | $7,580,000 | 99.5% | 0.2% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $4,565,000 | $7,445,000 | 63.1% | 0.2% |
| Legends Bank | $12,940,000 | $7,435,000 | -42.5% | 0.2% |
| Citizens Bank & Trust, Inc. | $7,060,000 | $7,105,000 | 0.6% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $555,000 | $6,955,000 | 1,153.2% | 0.2% |
| BETTER MORTGAGE CORPORATION | $5,320,000 | $6,850,000 | 28.8% | 0.2% |
| Citizens Bank | $4,005,000 | $6,765,000 | 68.9% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $7,505,000 | $6,525,000 | -13.1% | 0.2% |
| WesBanco | $7,200,000 | $6,460,000 | -10.3% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,390,000 | $6,370,000 | 358.3% | 0.2% |
| PHH Mortgage Corporation | $3,675,000 | $6,165,000 | 67.8% | 0.1% |
| EVANSVILLE TEACHERS | $6,390,000 | $6,155,000 | -3.7% | 0.1% |
| Mountain Valley Bank | $10,650,000 | $6,130,000 | -42.4% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,195,000 | $6,100,000 | 90.9% | 0.1% |
| Citizens Bank of Las Cruces | $6,085,000 | n/a | 0.1% | |
| FLAT BRANCH MORTGAGE, INC. | $6,040,000 | n/a | 0.1% | |
| The Federal Savings Bank | $4,225,000 | $6,035,000 | 42.8% | 0.1% |
| The Northern Trust Company | $5,880,000 | n/a | 0.1% | |
| Farm Credit Mid-America, ACA | $5,475,000 | $5,855,000 | 6.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $5,545,000 | $5,835,000 | 5.2% | 0.1% |
| Trust Federal Credit Union | $2,325,000 | $5,625,000 | 141.9% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,985,000 | $5,585,000 | 87.1% | 0.1% |
| Equity Prime Mortgage LLC | $2,670,000 | $5,560,000 | 108.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $4,575,000 | $5,515,000 | 20.5% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $5,010,000 | $5,495,000 | 9.7% | 0.1% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $205,000 | $5,395,000 | 2,531.7% | 0.1% |
| SPRING EQ, LLC | $960,000 | $5,040,000 | 425.0% | 0.1% |
| Commerce Home Mortgage, Inc. | $390,000 | $4,940,000 | 1,166.7% | 0.1% |
| Citizens National Bank | $285,000 | $4,700,000 | 1,549.1% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $4,360,000 | $4,660,000 | 6.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,210,000 | $4,545,000 | 105.7% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $4,935,000 | $4,450,000 | -9.8% | 0.1% |
| NBKC BANK | $7,070,000 | $4,365,000 | -38.3% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $5,005,000 | $4,350,000 | -13.1% | 0.1% |
| Ameris Bank | $5,955,000 | $4,325,000 | -27.4% | 0.1% |
| LOANPAL, LLC | $3,650,000 | $4,255,000 | 16.6% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,810,000 | $4,180,000 | 48.8% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $3,290,000 | $4,015,000 | 22.0% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $6,020,000 | $3,925,000 | -34.8% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $4,105,000 | $3,890,000 | -5.2% | 0.1% |
| PNC Bank | $5,840,000 | $3,850,000 | -34.1% | 0.1% |
| Coastal Community Bank | $1,720,000 | $3,795,000 | 120.6% | 0.1% |
| First Jackson Bank, Inc. | $4,290,000 | $3,775,000 | -12.0% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $7,145,000 | $3,660,000 | -48.8% | 0.1% |
| Ixonia Bank | $2,940,000 | $3,605,000 | 22.6% | 0.1% |
| Andrew Johnson Bank | $2,445,000 | $3,585,000 | 46.6% | 0.1% |
| NexBank | $3,870,000 | $3,560,000 | -8.0% | 0.1% |
| First-Citizens Bank & Trust Company | $4,675,000 | $3,515,000 | -24.8% | 0.1% |
| REDSTONE Federal Credit Union | $2,070,000 | $3,500,000 | 69.1% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $2,465,000 | $3,395,000 | 37.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,485,000 | $3,300,000 | -5.3% | 0.1% |
| LENDINGONE, LLC | $33,665,000 | $3,300,000 | -90.2% | 0.1% |
| Discover Bank | $8,260,000 | $3,295,000 | -60.1% | 0.1% |
| SIRVA MORTGAGE, INC. | $7,115,000 | $3,285,000 | -53.8% | 0.1% |
| Legacy Home Loans, LLC | $1,880,000 | $3,250,000 | 72.9% | 0.1% |
| Southern Bancorp Bank | $3,165,000 | n/a | 0.1% | |
| Citizens Bank & Trust | $3,150,000 | n/a | 0.1% | |
| TOWNE MORTGAGE COMPANY | $3,175,000 | $3,125,000 | -1.6% | 0.1% |
| RF Renovo Management Company, LLC | $1,075,000 | $3,025,000 | 181.4% | 0.1% |
| The Huntington National Bank | $2,080,000 | $2,970,000 | 42.8% | 0.1% |
| First Federal Bank | $3,550,000 | $2,945,000 | -17.0% | 0.1% |
| Chattanooga Federal Emp. Credit Union | $2,510,000 | $2,900,000 | 15.5% | 0.1% |
| BAY EQUITY LLC | $3,430,000 | $2,895,000 | -15.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,925,000 | $2,830,000 | -3.2% | 0.1% |
| MILEND, INC. | $1,610,000 | $2,795,000 | 73.6% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $2,210,000 | $2,780,000 | 25.8% | 0.1% |
| EASTMAN | $3,110,000 | $2,730,000 | -12.2% | 0.1% |
| DELTA COMMUNITY CREDIT UNION | $1,570,000 | $2,725,000 | 73.6% | 0.1% |
| CU COMMUNITY, LLC | $2,200,000 | $2,715,000 | 23.4% | 0.1% |
| TOWER COMMUNITY BANK | $2,180,000 | $2,590,000 | 18.8% | 0.1% |
| GENEVA FINANCIAL, LLC | $2,585,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $2,185,000 | $2,575,000 | 17.8% | 0.1% |
| HOMESTEAD FUNDING CORP. | $700,000 | $2,575,000 | 267.9% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $880,000 | $2,550,000 | 189.8% | 0.1% |
| OCMBC, INC. | $1,700,000 | $2,535,000 | 49.1% | 0.1% |
| Flagstar Bank, FSB | $4,685,000 | $2,485,000 | -47.0% | 0.1% |
| GEORGIA'S OWN | $2,485,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $3,735,000 | $2,480,000 | -33.6% | 0.1% |
| Charles Schwab Bank, SSB | $1,345,000 | $2,470,000 | 83.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,870,000 | $2,465,000 | 31.8% | 0.1% |
| Hometown Equity Mortgage, LLC | $670,000 | $2,415,000 | 260.4% | 0.1% |
| Bank of Cleveland | $8,260,000 | $2,390,000 | -71.1% | 0.1% |
| Plains Commerce Bank | $3,600,000 | $2,355,000 | -34.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $3,615,000 | $2,305,000 | -36.2% | 0.1% |
| SeaTrust Mortgage Company | $1,985,000 | $2,305,000 | 16.1% | 0.1% |
| MORTGAGE ACCESS CORP. | $650,000 | $2,250,000 | 246.2% | 0.1% |
| Simmons Bank | $3,200,000 | $2,225,000 | -30.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $2,630,000 | $2,210,000 | -16.0% | 0.1% |
| Stifel Bank and Trust | $925,000 | $2,170,000 | 134.6% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $3,535,000 | $2,100,000 | -40.6% | 0.1% |
| Goldman Sachs Bank USA | $2,100,000 | n/a | 0.1% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $21,180,000 | $2,095,000 | -90.1% | 0.0% |
| SWBC MORTGAGE CORPORATION | $1,190,000 | $2,090,000 | 75.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,895,000 | $2,065,000 | 9.0% | 0.0% |
| EVERETT FINANCIAL, INC. | $700,000 | $1,965,000 | 180.7% | 0.0% |
| Bell Bank | $4,575,000 | $1,915,000 | -58.1% | 0.0% |
| The First National Bank of Middle Tennessee | $1,200,000 | $1,885,000 | 57.1% | 0.0% |
| ENVOY MORTGAGE, LTD | $335,000 | $1,875,000 | 459.7% | 0.0% |
| Cornerstone First Mortgage, Inc | $3,370,000 | $1,805,000 | -46.4% | 0.0% |
| STATE EMPLOYEES' | $2,890,000 | $1,785,000 | -38.2% | 0.0% |
| Loan Simple, Inc. | $565,000 | $1,780,000 | 215.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,630,000 | $1,765,000 | 8.3% | 0.0% |
| Citadel Servicing Corporation | $880,000 | $1,740,000 | 97.7% | 0.0% |
| NEXERA HOLDING LLC | $1,730,000 | n/a | 0.0% | |
| BankPlus | $205,000 | $1,705,000 | 731.7% | 0.0% |
| Citibank | $6,835,000 | $1,700,000 | -75.1% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,560,000 | $1,690,000 | 8.3% | 0.0% |
| Y-12 Federal Credit Union | $300,000 | $1,675,000 | 458.3% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,655,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $1,125,000 | $1,610,000 | 43.1% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $2,045,000 | $1,600,000 | -21.8% | 0.0% |
| AMERICAN FINANCING CORPORATION | $1,495,000 | $1,570,000 | 5.0% | 0.0% |
| NEW WAVE LENDING GROUP INC | $565,000 | $1,550,000 | 174.3% | 0.0% |
| Baxter Credit Union | $410,000 | $1,525,000 | 272.0% | 0.0% |
| GEORGIA UNITED | $1,860,000 | $1,525,000 | -18.0% | 0.0% |
| ALLIANT CREDIT UNION | $3,110,000 | $1,520,000 | -51.1% | 0.0% |
| ASCEND FEDERAL CREDIT UNION | $3,180,000 | $1,515,000 | -52.4% | 0.0% |
| City National Bank | $1,510,000 | n/a | 0.0% | |
| ADVANCIAL | $1,505,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $275,000 | $1,500,000 | 445.5% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $3,110,000 | $1,495,000 | -51.9% | 0.0% |
| Peoples Bank of East Tennessee | $1,470,000 | n/a | 0.0% | |
| University Bank | $1,095,000 | $1,465,000 | 33.8% | 0.0% |
| First National Bank of America | $1,235,000 | $1,460,000 | 18.2% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $660,000 | $1,450,000 | 119.7% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,540,000 | $1,425,000 | -7.5% | 0.0% |
| RAIN CITY CAPITAL, LLC | $1,420,000 | n/a | 0.0% | |
| The Central Trust Bank | $1,590,000 | $1,400,000 | -11.9% | 0.0% |
| Beeline Loans, Inc. | $1,390,000 | n/a | 0.0% | |
| Colony Bank | $110,000 | $1,380,000 | 1,154.5% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $895,000 | $1,370,000 | 53.1% | 0.0% |
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | $1,055,000 | $1,355,000 | 28.4% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $335,000 | $1,325,000 | 295.5% | 0.0% |
| Farmers Bank & Trust | $235,000 | $1,325,000 | 463.8% | 0.0% |
| ROSS MORTGAGE CORPORATION | $1,855,000 | $1,325,000 | -28.6% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $1,350,000 | $1,295,000 | -4.1% | 0.0% |
| CEDARSTONE BANK | $95,000 | $1,290,000 | 1,257.9% | 0.0% |
| GSF Mortgage Corporation | $1,280,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $115,000 | $1,270,000 | 1,004.3% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $2,255,000 | $1,245,000 | -44.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $635,000 | $1,230,000 | 93.7% | 0.0% |
| Bank OZK | $2,905,000 | $1,230,000 | -57.7% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,205,000 | n/a | 0.0% | |
| South State Bank | $515,000 | $1,195,000 | 132.0% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,175,000 | n/a | 0.0% | |
| ServisFirst Bank | $740,000 | $1,160,000 | 56.8% | 0.0% |
| General Mortgage Capital Corporation | $205,000 | $1,125,000 | 448.8% | 0.0% |
| INTELLILOAN, INC. | $730,000 | $1,120,000 | 53.4% | 0.0% |
| Bethpage Federal Credit Union | $1,305,000 | $1,110,000 | -14.9% | 0.0% |
| Commercial Bank & Trust Co. | $850,000 | $1,110,000 | 30.6% | 0.0% |
| The Farmers Bank | $1,105,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $1,100,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $800,000 | $1,095,000 | 36.9% | 0.0% |
| CAPITAL CONCEPTS, INC. | $925,000 | $1,035,000 | 11.9% | 0.0% |
| KeyBank | $580,000 | $1,030,000 | 77.6% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $1,020,000 | n/a | 0.0% | |
| NMSI, INC. | $1,020,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $520,000 | $1,010,000 | 94.2% | 0.0% |
| UIF CORPORATION | $1,065,000 | $1,000,000 | -6.1% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,505,000 | $980,000 | -34.9% | 0.0% |
| TruHome Solutions, LLC | $1,990,000 | $975,000 | -51.0% | 0.0% |
| SOUTH CENTRAL BANK, INC. | $965,000 | n/a | 0.0% | |
| Associated Credit Union | $1,260,000 | $960,000 | -23.8% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,900,000 | $955,000 | -49.7% | 0.0% |
| BMO Harris Bank | $1,320,000 | $950,000 | -28.0% | 0.0% |
| RESIDENTIAL BANCORP | $180,000 | $940,000 | 422.2% | 0.0% |
| Union Savings Bank | $940,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $5,255,000 | $935,000 | -82.2% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $930,000 | n/a | 0.0% | |
| First State Bank of Blakely, Inc. | $915,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $800,000 | $915,000 | 14.4% | 0.0% |
| Trustmark National Bank | $35,000 | $915,000 | 2,514.3% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $445,000 | $910,000 | 104.5% | 0.0% |
| Peoples Bank of the South | $345,000 | $860,000 | 149.3% | 0.0% |
| GTE Federal Credit Union | $845,000 | $855,000 | 1.2% | 0.0% |
| Peoples Bank & Trust | $855,000 | n/a | 0.0% | |
| ORNL Federal Credit Union | $75,000 | $840,000 | 1,020.0% | 0.0% |
| Sunflower Bank | $850,000 | $805,000 | -5.3% | 0.0% |
| UNITED HOME LOANS, INC. | $805,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $210,000 | $795,000 | 278.6% | 0.0% |
| Gateway First Bank | $1,440,000 | $795,000 | -44.8% | 0.0% |
| Leaders Credit Union | $795,000 | n/a | 0.0% | |
| DIRECT LENDERS, LLC | $985,000 | $790,000 | -19.8% | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | $785,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $1,065,000 | $780,000 | -26.8% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $615,000 | $775,000 | 26.0% | 0.0% |
| Choice Financial Group | $775,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $175,000 | $775,000 | 342.9% | 0.0% |
| GMFS LLC | $1,735,000 | $770,000 | -55.6% | 0.0% |
| GREENSTATE CREDIT UNION | $1,145,000 | $770,000 | -32.8% | 0.0% |
| Assurance Financial Group, L.L.C. | $505,000 | $765,000 | 51.5% | 0.0% |
| VERITAS FUNDING, LLC | $725,000 | $755,000 | 4.1% | 0.0% |
| Investmark Mortgage, LLC | $745,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $735,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $715,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $715,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $900,000 | $700,000 | -22.2% | 0.0% |
| T2 FINANCIAL LLC | $195,000 | $695,000 | 256.4% | 0.0% |
| ONY GLO, INC. | $880,000 | $690,000 | -21.6% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $690,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $1,845,000 | $685,000 | -62.9% | 0.0% |
| FBC MORTGAGE, LLC | $1,175,000 | $680,000 | -42.1% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $680,000 | $680,000 | 0.0% | 0.0% |
| Warsaw Federal Savings and Loan Association | $675,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $665,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $660,000 | n/a | 0.0% | |
| Brighton Bank | $650,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $650,000 | n/a | 0.0% | |
| LCNB National Bank | $465,000 | $625,000 | 34.4% | 0.0% |
| River Valley AgCredit, ACA | $1,690,000 | $625,000 | -63.0% | 0.0% |
| Devon Bank | $315,000 | $620,000 | 96.8% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $235,000 | $615,000 | 161.7% | 0.0% |
| AVADIAN | $175,000 | $605,000 | 245.7% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,035,000 | $590,000 | -43.0% | 0.0% |
| Adams Bank & Trust | $585,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $580,000 | n/a | 0.0% | |
| M&T Bank | $535,000 | $575,000 | 7.5% | 0.0% |
| IVY MORTGAGE, INC. | $570,000 | n/a | 0.0% | |
| HOPE FEDERAL CREDIT UNION | $550,000 | n/a | 0.0% | |
| HANSCOM | $545,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $225,000 | $540,000 | 140.0% | 0.0% |
| Northpointe Bank | $1,855,000 | $535,000 | -71.2% | 0.0% |
| PriorityOne Bank | $535,000 | n/a | 0.0% | |
| Johnson Bank | $525,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $520,000 | n/a | 0.0% | |
| S1L, Inc. | $95,000 | $515,000 | 442.1% | 0.0% |
| Toyota Financial Savings Bank | $515,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $385,000 | $510,000 | 32.5% | 0.0% |
| LGE COMMUNITY | $420,000 | $510,000 | 21.4% | 0.0% |
| AFFINITY | $500,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $75,000 | $490,000 | 553.3% | 0.0% |
| Mid-Continent Funding, Inc. | $1,025,000 | $485,000 | -52.7% | 0.0% |
| First National Community Bank | $810,000 | $480,000 | -40.7% | 0.0% |
| First Option Mortgage, LLC | $545,000 | $465,000 | -14.7% | 0.0% |
| Nations Lending Corporation | $995,000 | $465,000 | -53.3% | 0.0% |
| Onpath Federal Credit Union | $465,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $410,000 | $465,000 | 13.4% | 0.0% |
| TOWER | $465,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $460,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $1,265,000 | $460,000 | -63.6% | 0.0% |
| Franklin Loan Corporation | $1,115,000 | $455,000 | -59.2% | 0.0% |
| North American Savings Bank, F.S.B. | $860,000 | $455,000 | -47.1% | 0.0% |
| UBANK | $455,000 | n/a | 0.0% | |
| Arvest Bank | $1,010,000 | $450,000 | -55.4% | 0.0% |
| River Bank & Trust | $675,000 | $450,000 | -33.3% | 0.0% |
| A&D Mortgage LLC | $610,000 | $445,000 | -27.0% | 0.0% |
| Suncoast Credit Union | $295,000 | $445,000 | 50.8% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $440,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $155,000 | $435,000 | 180.6% | 0.0% |
| Midland States Bank | $435,000 | n/a | 0.0% | |
| FAMILY SAVINGS | $165,000 | $430,000 | 160.6% | 0.0% |
| CSL Financial, LLC | $475,000 | $425,000 | -10.5% | 0.0% |
| HomeTrust Bank | $750,000 | $425,000 | -43.3% | 0.0% |
| Origin Bank | $425,000 | n/a | 0.0% | |
| Paramount Bank | $425,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $415,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $195,000 | $410,000 | 110.3% | 0.0% |
| First Savings Bank | $405,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $2,225,000 | $405,000 | -81.8% | 0.0% |
| NP, Inc. | $405,000 | $405,000 | 0.0% | 0.0% |
| First Vision Bank of Tennessee | $400,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $230,000 | $395,000 | 71.7% | 0.0% |
| Towne Bank | $460,000 | $395,000 | -14.1% | 0.0% |
| Alliance Bank | $385,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $145,000 | $385,000 | 165.5% | 0.0% |
| EMM LOANS LLC | $645,000 | $380,000 | -41.1% | 0.0% |
| CORNERSTONE FINANCIAL CREDIT UNION | $375,000 | n/a | 0.0% | |
| Quontic Bank | $375,000 | n/a | 0.0% | |
| Fidelity Bank | $365,000 | n/a | 0.0% | |
| Farmers Bank and Trust Company | $355,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $1,150,000 | $350,000 | -69.6% | 0.0% |
| Flanagan State Bank | $350,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $340,000 | n/a | 0.0% | |
| Coosa Valley Credit Union | $340,000 | n/a | 0.0% | |
| Centennial Bank | $335,000 | n/a | 0.0% | |
| CREDIT UNION FINANCIAL SERVICES, LLC | $335,000 | n/a | 0.0% | |
| Apex Bank | $580,000 | $330,000 | -43.1% | 0.0% |
| American Security Mortgage Corp. | $325,000 | $325,000 | 0.0% | 0.0% |
| First Reliance Bank | $325,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $325,000 | n/a | 0.0% | |
| Peoples Bank | $1,085,000 | $325,000 | -70.0% | 0.0% |
| Texana Bank | $1,700,000 | $325,000 | -80.9% | 0.0% |
| Ally Bank | $2,960,000 | $315,000 | -89.4% | 0.0% |
| Buena Vista National Bank | $315,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $315,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $285,000 | $315,000 | 10.5% | 0.0% |
| Carrollton Bank | $305,000 | n/a | 0.0% | |
| FIRST BANCORP | $295,000 | $305,000 | 3.4% | 0.0% |
| Hancock Whitney Bank | $305,000 | n/a | 0.0% | |
| United Bank | $755,000 | $305,000 | -59.6% | 0.0% |
| GVC MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
| Midwest BankCentre | $285,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $275,000 | $285,000 | 3.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $165,000 | $280,000 | 69.7% | 0.0% |
| Armed Forces Bank | $275,000 | n/a | 0.0% | |
| Home State Bank | $275,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $275,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $405,000 | $265,000 | -34.6% | 0.0% |
| First Century Bank | $265,000 | n/a | 0.0% | |
| FirstTrust Home Loans, Inc. | $265,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $1,200,000 | $265,000 | -77.9% | 0.0% |
| Peoples Bank | $1,085,000 | $265,000 | -75.6% | 0.0% |
| Bank Five Nine | $255,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $740,000 | $255,000 | -65.5% | 0.0% |
| DIRECTIONS EQUITY, LLC | $255,000 | n/a | 0.0% | |
| Home Federal Bank of Tennessee | $255,000 | n/a | 0.0% | |
| THE TENNESSEE CREDIT UNION | $610,000 | $255,000 | -58.2% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $255,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $245,000 | n/a | 0.0% | |
| First Heritage Mortgage, LLC | $245,000 | n/a | 0.0% | |
| Patriot Bank | $245,000 | n/a | 0.0% | |
| THOMPSON KANE & COMPANY, LLC | $245,000 | n/a | 0.0% | |
| LOANPEOPLE, LLC | $235,000 | n/a | 0.0% | |
| First Federal Bank, A FSB | $840,000 | $225,000 | -73.2% | 0.0% |
| Gulf Coast Bank and Trust Company | $285,000 | $225,000 | -21.1% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $225,000 | n/a | 0.0% | |
| Pen Air Federal Credit Union | $225,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $225,000 | n/a | 0.0% | |
| HomePromise Corporation | $215,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $215,000 | n/a | 0.0% | |
| Bank of Tennessee | $225,000 | $205,000 | -8.9% | 0.0% |
| BM Real Estate Services, Inc. | $475,000 | $205,000 | -56.8% | 0.0% |
| SOUTHEAST FIRST NATIONAL BANK | $155,000 | $205,000 | 32.3% | 0.0% |
| ARC HOME LLC | $870,000 | $195,000 | -77.6% | 0.0% |
| City National Bank of Florida | $325,000 | $195,000 | -40.0% | 0.0% |
| Community First National Bank | $195,000 | n/a | 0.0% | |
| CAPITAL CENTER, L.L.C. | $185,000 | n/a | 0.0% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $185,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $105,000 | $185,000 | 76.2% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $450,000 | $185,000 | -58.9% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $185,000 | n/a | 0.0% | |
| ACOPIA, LLC | $1,740,000 | $175,000 | -89.9% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $785,000 | $175,000 | -77.7% | 0.0% |
| Bowater Employees Credit Union | $475,000 | $175,000 | -63.2% | 0.0% |
| Southeast Financial Credit Union | $175,000 | n/a | 0.0% | |
| ALL IN | $475,000 | $170,000 | -64.2% | 0.0% |
| DAS Acquisition Company, LLC | $1,625,000 | $165,000 | -89.8% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $165,000 | n/a | 0.0% | |
| THE MORTGAGE LINK, INC. | $165,000 | n/a | 0.0% | |
| Service Federal Credit Union | $160,000 | n/a | 0.0% | |
| Academy Bank | $155,000 | n/a | 0.0% | |
| First National Bank Texas | $155,000 | n/a | 0.0% | |
| Orion Federal Credit Union | $155,000 | n/a | 0.0% | |
| First Commonwealth Bank | $135,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $165,000 | $135,000 | -18.2% | 0.0% |
| Atlantic Coast Mortgage, LLC | $125,000 | n/a | 0.0% | |
| PEACH STATE FEDERAL CREDIT UNION | $305,000 | $125,000 | -59.0% | 0.0% |
| Axos Bank | $115,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $25,000 | $105,000 | 320.0% | 0.0% |
| KINECTA | $105,000 | n/a | 0.0% | |
| U. T. | $25,000 | $85,000 | 240.0% | 0.0% |
| Centennial Bank | $75,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $75,000 | n/a | 0.0% | |
| Gate City Bank | $345,000 | $65,000 | -81.2% | 0.0% |
| Home Federal Bank Corporation | $65,000 | n/a | 0.0% | |
| Listerhill Credit Union | $65,000 | $65,000 | 0.0% | 0.0% |
| ATLANTA POSTAL | $55,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $105,000 | $55,000 | -47.6% | 0.0% |
| DIGITAL Federal Credit Union | $280,000 | $55,000 | -80.4% | 0.0% |
| Fortera Federal Credit Union | $355,000 | $55,000 | -84.5% | 0.0% |
| USAlliance Federal Credit Union | $25,000 | $55,000 | 120.0% | 0.0% |
| VYSTAR | $55,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $45,000 | n/a | 0.0% | |
| CITY EMPLOYEES CREDIT UNION | $45,000 | n/a | 0.0% | |
| Connexus Credit Union | $95,000 | $45,000 | -52.6% | 0.0% |
| SPIRE Credit Union | $45,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $45,000 | $45,000 | 0.0% | 0.0% |
| Christian Community Credit Union | $25,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $815,000 | $25,000 | -96.9% | 0.0% |
CHATTANOOGA's top lender by overall market share is QUICKEN LOANS, LLC, with 5.9% market share. In second place, with 4.9%, is TENNESSEE VALLEY, having originated $203,655,000 in loans. In third place, with 4.8%, is FirstBank, having originated $201,920,000 in loans. In fourth place, with 4.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $169,965,000 in loans. In fifth place, with 3.9%, is MOVEMENT MORTGAGE, LLC, having originated $163,435,000 in loans.
CHATTANOOGA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - CHATTANOOGA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $235,000 (9.3%) | $308,355 (6.7%) | 0.87 | 1,812 |
| 2018-02-01 | $242,200 (9.5%) | $320,395 (9.0%) | 0.88 | 1,772 |
| 2018-03-01 | $249,900 (10.3%) | $333,965 (10.7%) | 0.88 | 1,756 |
| 2018-04-01 | $264,900 (15.2%) | $345,443 (11.6%) | 0.90 | 1,750 |
| 2018-05-01 | $277,484 (15.7%) | $355,101 (11.2%) | 0.93 | 1,832 |
| 2018-06-01 | $274,900 (13.8%) | $350,186 (2.8%) | 0.92 | 2,026 |
| 2018-07-01 | $270,550 (10.4%) | $347,143 (2.2%) | 0.90 | 2,168 |
| 2018-08-01 | $274,525 (14.4%) | $347,726 (9.8%) | 0.92 | 2,208 |
| 2018-09-01 | $269,900 (10.2%) | $342,719 (6.2%) | 0.91 | 2,262 |
| 2018-10-01 | $270,000 (10.9%) | $342,468 (6.2%) | 0.91 | 2,274 |
| 2018-11-01 | $274,975 (17.0%) | $344,558 (9.3%) | 0.93 | 2,306 |
| 2018-12-01 | $270,000 (12.6%) | $341,801 (8.5%) | 0.93 | 2,223 |
| 2019-01-01 | $269,900 (14.9%) | $338,817 (9.9%) | 0.93 | 2,081 |
| 2019-02-01 | $271,500 (12.1%) | $338,765 (5.7%) | 0.92 | 2,059 |
| 2019-03-01 | $283,914 (13.6%) | $347,758 (4.1%) | 0.93 | 1,998 |
| 2019-04-01 | $296,800 (12.0%) | $356,445 (3.2%) | 0.94 | 1,994 |
| 2019-05-01 | $295,000 (6.3%) | $361,893 (1.9%) | 0.92 | 2,078 |
| 2019-06-01 | $294,800 (7.2%) | $358,072 (2.3%) | 0.92 | 2,093 |
| 2019-07-01 | $295,000 (9.0%) | $354,211 (2.0%) | 0.92 | 2,177 |
| 2019-08-01 | $293,536 (6.9%) | $348,171 (0.1%) | 0.93 | 2,187 |
| 2019-09-01 | $291,491 (8.0%) | $349,277 (1.9%) | 0.93 | 2,163 |
| 2019-10-01 | $289,900 (7.4%) | $348,949 (1.9%) | 0.94 | 2,162 |
| 2019-11-01 | $290,000 (5.5%) | $349,525 (1.4%) | 0.95 | 2,092 |
| 2019-12-01 | $295,058 (9.3%) | $352,383 (3.1%) | 0.98 | 1,913 |
| 2020-01-01 | $290,500 (7.6%) | $349,946 (3.3%) | 0.97 | 1,722 |
| 2020-02-01 | $299,900 (10.5%) | $362,257 (6.9%) | 0.98 | 1,564 |
| 2020-03-01 | $309,676 (9.1%) | $370,068 (6.4%) | 0.97 | 1,579 |
| 2020-04-01 | $315,450 (6.3%) | $379,447 (6.5%) | 0.99 | 1,581 |
| 2020-05-01 | $329,700 (11.8%) | $402,815 (11.3%) | 1.00 | 1,512 |
| 2020-06-01 | $337,125 (14.4%) | $429,680 (20.0%) | 0.99 | 1,343 |
| 2020-07-01 | $339,900 (15.2%) | $438,783 (23.9%) | 0.99 | 1,219 |
| 2020-08-01 | $334,900 (14.1%) | $430,110 (23.5%) | 0.96 | 1,141 |
| 2020-09-01 | $329,450 (13.0%) | $434,270 (24.3%) | 0.94 | 1,115 |
| 2020-10-01 | $320,000 (10.4%) | $426,906 (22.3%) | 0.92 | 1,040 |
| 2020-11-01 | $316,975 (9.3%) | $426,424 (22.0%) | 0.93 | 1,012 |
| 2020-12-01 | $312,450 (5.9%) | $425,865 (20.9%) | 0.93 | 951 |
| 2021-01-01 | $319,450 (10.0%) | $436,317 (24.7%) | 0.95 | 767 |
| 2021-02-01 | $331,175 (10.4%) | $464,678 (28.3%) | 0.96 | 565 |
| 2021-03-01 | $347,225 (12.1%) | $464,436 (25.5%) | 0.99 | 539 |
| 2021-04-01 | $350,000 (11.0%) | $470,351 (24.0%) | 0.95 | 527 |
| 2021-05-01 | $349,450 (6.0%) | $495,280 (23.0%) | 0.93 | 548 |
| 2021-06-01 | $349,975 (3.8%) | $496,093 (15.5%) | 0.92 | 642 |
| 2021-07-01 | $335,000 (-1.4%) | $458,989 (4.6%) | 0.88 | 747 |
| 2021-08-01 | $324,900 (-3.0%) | $459,580 (6.9%) | 0.87 | 863 |
| 2021-09-01 | $341,800 (3.8%) | $460,097 (6.0%) | 0.91 | 851 |
| 2021-10-01 | $350,000 (9.4%) | $482,881 (13.1%) | 0.93 | 759 |
| 2021-11-01 | $360,000 (13.6%) | $492,456 (15.5%) | 0.96 | 657 |
| 2021-12-01 | $354,900 (13.6%) | $492,361 (15.6%) | 0.96 | 578 |
| 2022-01-01 | $345,000 (8.0%) | $491,856 (12.7%) | 0.93 | 522 |
| 2022-02-01 | $358,720 (8.3%) | $523,569 (12.7%) | 0.93 | 460 |
| 2022-03-01 | $350,000 (0.8%) | $544,488 (17.2%) | 0.88 | 472 |
| 2022-04-01 | $422,450 (20.7%) | $579,350 (23.2%) | 1.01 | 525 |
| 2022-05-01 | $437,450 (25.2%) | $576,196 (16.3%) | 1.00 | 709 |
| 2022-06-01 | $419,950 (20.0%) | $555,185 (11.9%) | 0.94 | 892 |
| 2022-07-01 | $399,000 (19.1%) | $538,348 (17.3%) | 0.90 | 1,103 |
| 2022-08-01 | $396,300 (22.0%) | $516,555 (12.4%) | 0.92 | 1,209 |
| 2022-09-01 | $399,450 (16.9%) | $521,052 (13.3%) | 0.93 | 1,238 |
| 2022-10-01 | $399,000 (14.0%) | $528,925 (9.5%) | 0.94 | 1,307 |
| 2022-11-01 | $395,000 (9.7%) | $519,595 (5.5%) | 0.95 | 1,376 |
| 2022-12-01 | $395,000 (11.3%) | $519,214 (5.5%) | 0.98 | 1,257 |
| 2023-01-01 | $398,150 (15.4%) | $505,827 (2.8%) | 0.99 | 1,135 |
| 2023-02-01 | $398,400 (11.1%) | $505,083 (-3.5%) | 0.96 | 1,065 |
| 2023-03-01 | $407,225 (16.4%) | $537,383 (-1.3%) | 0.96 | 1,017 |
| 2023-04-01 | $439,900 (4.1%) | $571,154 (-1.4%) | 1.02 | 1,020 |
| 2023-05-01 | $438,950 (0.3%) | $566,484 (-1.7%) | 1.00 | 1,096 |
| 2023-06-01 | $438,117 (4.3%) | $558,911 (0.7%) | 0.98 | 1,159 |
| 2023-07-01 | $435,000 (9.0%) | $558,832 (3.8%) | 0.99 | 1,249 |
| 2023-08-01 | $437,500 (10.4%) | $562,469 (8.9%) | 1.00 | 1,278 |
| 2023-09-01 | $430,000 (7.7%) | $553,379 (6.2%) | 1.00 | 1,336 |
| 2023-10-01 | $418,086 (4.8%) | $531,274 (0.4%) | 0.98 | 1,472 |
| 2023-11-01 | $415,000 (5.1%) | $530,514 (2.1%) | 0.99 | 1,532 |
| 2023-12-01 | $409,900 (3.8%) | $526,626 (1.4%) | 1.00 | 1,519 |
| 2024-01-01 | $399,923 (0.5%) | $527,182 (4.2%) | 0.98 | 1,429 |
| 2024-02-01 | $402,500 (1.0%) | $530,388 (5.0%) | 0.97 | 1,441 |
| 2024-03-01 | $425,000 (4.4%) | $548,162 (2.0%) | 1.00 | 1,441 |
| 2024-04-01 | $425,000 (-3.4%) | $559,090 (-2.1%) | 0.99 | 1,485 |
| 2024-05-01 | $424,500 (-3.3%) | $556,176 (-1.8%) | 0.97 | 1,529 |
| 2024-06-01 | $415,000 (-5.3%) | $524,357 (-6.2%) | 0.94 | 1,673 |
| 2024-07-01 | $409,950 (-5.8%) | $525,099 (-6.0%) | 0.94 | 1,868 |
| 2024-08-01 | $399,900 (-8.6%) | $518,584 (-7.8%) | 0.93 | 1,987 |
| 2024-09-01 | $400,850 (-6.8%) | $517,777 (-6.4%) | 0.94 | 2,092 |
| 2024-10-01 | $399,500 (-4.5%) | $510,790 (-3.9%) | 0.95 | 2,380 |
| 2024-11-01 | $398,676 (-3.9%) | $502,364 (-5.3%) | 0.96 | 2,168 |
| 2024-12-01 | $397,792 (-3.0%) | $502,149 (-4.7%) | 0.99 | 2,024 |
| 2025-01-01 | $399,900 (0.0%) | $499,789 (-5.2%) | 1.00 | 1,934 |
| 2025-02-01 | $400,000 (-0.6%) | $507,932 (-4.2%) | 0.97 | 1,969 |
| 2025-03-01 | $414,900 (-2.4%) | $518,044 (-5.5%) | 0.98 | 2,016 |
| 2025-04-01 | $415,500 (-2.2%) | $529,817 (-5.2%) | 0.96 | 2,123 |
| 2025-05-01 | $415,000 (-2.2%) | $536,277 (-3.6%) | 0.94 | 2,201 |
| 2025-06-01 | $415,000 (0.0%) | $528,721 (0.8%) | 0.94 | 2,309 |
| 2025-07-01 | $412,450 (0.6%) | $528,428 (0.6%) | 0.94 | 2,416 |
| 2025-08-01 | $407,500 (1.9%) | $528,354 (1.9%) | 0.95 | 2,505 |
| 2025-09-01 | $400,000 (-0.2%) | $526,998 (1.8%) | 0.94 | 2,584 |
| 2025-10-01 | $399,950 (0.1%) | $522,459 (2.3%) | 0.94 | 2,674 |
| 2025-11-01 | $400,000 (0.3%) | $515,030 (2.5%) | 0.96 | 2,679 |
| 2025-12-01 | $400,000 (0.6%) | $515,958 (2.8%) | 1.00 | 2,481 |
| 2026-01-01 | $399,900 (0.0%) | $517,300 (3.5%) | 1.00 | 2,376 |
| 2026-02-01 | $399,350 (-0.2%) | $510,703 (0.6%) | 0.99 | 2,441 |
| 2026-03-01 | $399,000 (-3.8%) | $513,687 (-0.8%) | 0.96 | 2,497 |
| 2026-04-01 | $399,304 (-3.9%) | $527,867 (-0.4%) | 0.94 | 2,668 |
| 2026-05-01 | $399,900 (-3.6%) | $534,710 (-0.3%) | 0.93 | 2,859 |
| 2026-06-01 | $399,900 (-3.6%) | $533,783 (1.0%) | 0.93 | 2,913 |
| 2026-07-01 | $399,900 (-3.0%) | $525,826 (-0.5%) | 0.93 | 3,018 |
| 2026-08-01 | $399,000 (-2.1%) | $525,929 (-0.5%) | 0.94 | 3,022 |
| 2026-09-01 | $395,000 (-1.3%) | $519,931 (-1.3%) | 0.00 | 3,072 |
| 2026-10-01 | $388,000 (-3.0%) | $513,025 (-1.8%) | 0.00 | 3,171 |
CHATTANOOGA's median listing price for 2026-10-01 was $388,000, a difference of
$-11,950
(-3.0%) versus the prior year and
$-7,000 versus the prior month.
CHATTANOOGA's median listing price comes in at 0% of the national average.
CHATTANOOGA's average listing price for 2026-10-01 was $513,025, a difference of $-9,434 (-1.8%) versus the prior year and $-6,906 versus the prior month.
For the 2026-10-01 period, CHATTANOOGA had 3,171 MLS listings, a difference of 99 listings (3%) versus the prior month and 497 listings (19%) versus the prior year.
CHATTANOOGA's median listing price comes in at 0% of the national average.
CHATTANOOGA's average listing price for 2026-10-01 was $513,025, a difference of $-9,434 (-1.8%) versus the prior year and $-6,906 versus the prior month.
For the 2026-10-01 period, CHATTANOOGA had 3,171 MLS listings, a difference of 99 listings (3%) versus the prior month and 497 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CHATTANOOGA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 78 days | 2,080 sqft |
| 2018-02-01 | 73 days | 2,090 sqft |
| 2018-03-01 | 55 days | 2,140 sqft |
| 2018-04-01 | 53 days | 2,192 sqft |
| 2018-05-01 | 50 days | 2,227 sqft |
| 2018-06-01 | 47 days | 2,169 sqft |
| 2018-07-01 | 50 days | 2,174 sqft |
| 2018-08-01 | 59 days | 2,165 sqft |
| 2018-09-01 | 58 days | 2,162 sqft |
| 2018-10-01 | 64 days | 2,164 sqft |
| 2018-11-01 | 67 days | 2,169 sqft |
| 2018-12-01 | 73 days | 2,152 sqft |
| 2019-01-01 | 83 days | 2,155 sqft |
| 2019-02-01 | 72 days | 2,151 sqft |
| 2019-03-01 | 63 days | 2,187 sqft |
| 2019-04-01 | 51 days | 2,220 sqft |
| 2019-05-01 | 50 days | 2,228 sqft |
| 2019-06-01 | 53 days | 2,231 sqft |
| 2019-07-01 | 56 days | 2,236 sqft |
| 2019-08-01 | 57 days | 2,229 sqft |
| 2019-09-01 | 60 days | 2,236 sqft |
| 2019-10-01 | 62 days | 2,235 sqft |
| 2019-11-01 | 64 days | 2,218 sqft |
| 2019-12-01 | 73 days | 2,215 sqft |
| 2020-01-01 | 79 days | 2,200 sqft |
| 2020-02-01 | 71 days | 2,196 sqft |
| 2020-03-01 | 50 days | 2,243 sqft |
| 2020-04-01 | 52 days | 2,245 sqft |
| 2020-05-01 | 60 days | 2,300 sqft |
| 2020-06-01 | 56 days | 2,308 sqft |
| 2020-07-01 | 58 days | 2,256 sqft |
| 2020-08-01 | 52 days | 2,230 sqft |
| 2020-09-01 | 46 days | 2,174 sqft |
| 2020-10-01 | 49 days | 2,100 sqft |
| 2020-11-01 | 53 days | 2,074 sqft |
| 2020-12-01 | 56 days | 2,034 sqft |
| 2021-01-01 | 66 days | 2,063 sqft |
| 2021-02-01 | 44 days | 2,075 sqft |
| 2021-03-01 | 34 days | 2,098 sqft |
| 2021-04-01 | 33 days | 2,100 sqft |
| 2021-05-01 | 23 days | 2,100 sqft |
| 2021-06-01 | 25 days | 2,066 sqft |
| 2021-07-01 | 24 days | 2,030 sqft |
| 2021-08-01 | 28 days | 2,002 sqft |
| 2021-09-01 | 34 days | 2,027 sqft |
| 2021-10-01 | 39 days | 2,064 sqft |
| 2021-11-01 | 39 days | 2,123 sqft |
| 2021-12-01 | 43 days | 2,065 sqft |
| 2022-01-01 | 49 days | 1,974 sqft |
| 2022-02-01 | 36 days | 2,029 sqft |
| 2022-03-01 | 25 days | 2,011 sqft |
| 2022-04-01 | 20 days | 2,150 sqft |
| 2022-05-01 | 22 days | 2,209 sqft |
| 2022-06-01 | 26 days | 2,206 sqft |
| 2022-07-01 | 31 days | 2,127 sqft |
| 2022-08-01 | 37 days | 2,102 sqft |
| 2022-09-01 | 44 days | 2,106 sqft |
| 2022-10-01 | 46 days | 2,117 sqft |
| 2022-11-01 | 52 days | 2,092 sqft |
| 2022-12-01 | 63 days | 2,085 sqft |
| 2023-01-01 | 73 days | 2,085 sqft |
| 2023-02-01 | 60 days | 2,089 sqft |
| 2023-03-01 | 47 days | 2,084 sqft |
| 2023-04-01 | 44 days | 2,125 sqft |
| 2023-05-01 | 43 days | 2,130 sqft |
| 2023-06-01 | 42 days | 2,139 sqft |
| 2023-07-01 | 40 days | 2,088 sqft |
| 2023-08-01 | 44 days | 2,065 sqft |
| 2023-09-01 | 46 days | 2,073 sqft |
| 2023-10-01 | 49 days | 2,050 sqft |
| 2023-11-01 | 52 days | 2,021 sqft |
| 2023-12-01 | 57 days | 1,980 sqft |
| 2024-01-01 | 66 days | 1,927 sqft |
| 2024-02-01 | 54 days | 1,939 sqft |
| 2024-03-01 | 44 days | 1,999 sqft |
| 2024-04-01 | 50 days | 2,000 sqft |
| 2024-05-01 | 46 days | 2,000 sqft |
| 2024-06-01 | 49 days | 2,000 sqft |
| 2024-07-01 | 48 days | 1,967 sqft |
| 2024-08-01 | 50 days | 1,932 sqft |
| 2024-09-01 | 53 days | 1,943 sqft |
| 2024-10-01 | 60 days | 1,917 sqft |
| 2024-11-01 | 66 days | 1,910 sqft |
| 2024-12-01 | 69 days | 1,908 sqft |
| 2025-01-01 | 73 days | 1,890 sqft |
| 2025-02-01 | 65 days | 1,916 sqft |
| 2025-03-01 | 52 days | 1,945 sqft |
| 2025-04-01 | 51 days | 1,948 sqft |
| 2025-05-01 | 52 days | 1,960 sqft |
| 2025-06-01 | 55 days | 1,976 sqft |
| 2025-07-01 | 55 days | 1,967 sqft |
| 2025-08-01 | 55 days | 1,965 sqft |
| 2025-09-01 | 58 days | 1,975 sqft |
| 2025-10-01 | 62 days | 1,980 sqft |
| 2025-11-01 | 65 days | 1,980 sqft |
| 2025-12-01 | 74 days | 1,964 sqft |
| 2026-01-01 | 74 days | 1,956 sqft |
| 2026-02-01 | 65 days | 1,926 sqft |
| 2026-03-01 | 57 days | 1,916 sqft |
| 2026-04-01 | 54 days | 1,938 sqft |
| 2026-05-01 | 53 days | 1,936 sqft |
| 2026-06-01 | 59 days | 1,929 sqft |
| 2026-07-01 | 65 days | 1,929 sqft |
| 2026-08-01 | 65 days | 1,952 sqft |
| 2026-09-01 | 0 days | 1,937 sqft |
| 2026-10-01 | 0 days | 1,917 sqft |
CHATTANOOGA's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
CHATTANOOGA's median square footage for active listings during the 2026-10-01 period was 1,917 sqft. One year prior, the average listing was 1,980 sqft.
CHATTANOOGA's median square footage for active listings during the 2026-10-01 period was 1,917 sqft. One year prior, the average listing was 1,980 sqft.
CHATTANOOGA, TN-GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 7,576 | $2,522,380,000 | $332,944 |
| Refi | 2,323 | $809,795,000 | $348,599 |
| Cash Out Refi | 2,304 | $536,690,000 | $232,938 |
| Other | 1,317 | $172,005,000 | $130,604 |
| Home Improvement | 1,278 | $155,070,000 | $121,338 |
Chattanooga's most frequently cited loan purpose was Home Purchase, with 7,576 originations. The 2nd most popular reason was Refi, with 2,323 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 6,038 | $1,915,350,000 | $317,216 |
| 5-6% | 2,922 | $1,108,050,000 | $379,209 |
| 7-8% | 2,331 | $580,715,000 | $249,127 |
| Over 8% | 1,997 | $215,735,000 | $108,030 |
| 4-5% | 593 | $128,645,000 | $216,939 |
| <2.5% | 94 | $31,720,000 | $337,447 |
| 3-4% | 58 | $14,620,000 | $252,069 |
| 2.5-3% | 9 | $2,305,000 | $256,111 |
During 2025, Chattanooga's most frequently originated rate bucket was 6-7%, with 6,038 originations.
Loan Sizing (CHATTANOOGA, TN-GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 6,152 | $1,750,610,000 | $284,559 |
| $100k-200k | 3,381 | $504,605,000 | $149,247 |
| $100,000 or less | 2,708 | $143,370,000 | $52,943 |
| $400k-600k | 1,783 | $842,935,000 | $472,762 |
| $600k-1000k | 599 | $436,665,000 | $728,990 |
| $Over $1MM | 175 | $517,755,000 | $2,958,600 |
CHATTANOOGA's loan sizing saw the bucket of loans from $200k-400k with 6,152 originations, totaling $1,750,610,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 5,313 | $1,838,705,000 | $346,077 |
| 60-80% | 3,194 | $1,219,920,000 | $381,941 |
| Under 20% | 1,848 | $110,250,000 | $59,659 |
| 20-40% | 1,698 | $252,230,000 | $148,545 |
| 40-60% | 1,496 | $378,170,000 | $252,787 |
| Over 100% | 169 | $62,135,000 | $367,663 |
CHATTANOOGA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,313 originations, totaling $1,838,705,000 in origination value.