CHATTANOOGA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Chattanooga averaged
6.52%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.73% and
one month ago for the week of 2025-02-27, the
average rate was 6.64%.
Chattanooga's average rate one year ago was 6.77%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.41%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Chattanooga 30 Year Fixed Rate | 2025-04-03 | 6.52% |
| Chattanooga 30 Year Fixed Rate Refi | 2025-04-03 | 7.41% |
| Chattanooga 15 Year Fixed Rate | 2025-04-03 | 6.23% |
| Chattanooga 15 Year Fixed Rate Refi | 2025-04-03 | 6.69% |
| Chattanooga 30 Year FHA | 2025-04-03 | 6.2% |
| Chattanooga 30 Year FHA Refi | 2025-04-03 | 5.74% |
| Chattanooga 30 Year USDA | 2025-04-03 | 5.86% |
| Chattanooga 30 Year USDA Refi | 2025-04-03 | 6.42% |
| Chattanooga 30 Year VA | 2025-04-03 | 6.19% |
| Chattanooga 30 Year VA Refi | 2025-04-03 | 5.43% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHATTANOOGA, TN-GA.
CHATTANOOGA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHATTANOOGA, TN-GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CHATTANOOGA Average Closing Costs & Other Stats
CHATTANOOGA, TN-GA's 272 lenders originated 13,447
loans during 2024. The total origination value was $3,652,575,000, with an average loan value of
$271,628.
CHATTANOOGA's average closing costs are $5,478.
The top CHATTANOOGA lender as defined by loan originations is QUICKEN LOANS, LLC, with
419 loans originated. Their average total fees are
$7,137, which is $710
higher than the next largest lender,
MOVEMENT MORTGAGE, LLC.
The lowest fee CHATTANOOGA lenders (with over 10 loans originated) are
SIRVA MORTGAGE, INC. ($970), DHI MORTGAGE COMPANY, LTD. ($3,489), SouthEast Bank ($3,910), NAVY FEDERAL CREDIT UNION ($3,913) and Old National Bank ($4,130).
The lowest rate CHATTANOOGA lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (6.08%), NBKC BANK (6.17%), Citibank (6.20%), TENNESSEE VALLEY (6.24%) and Morgan Stanley Private Bank (6.24%).
CHATTANOOGA, TN-GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $150,190,000 | $206,720,000 | 37.6% | 5.7% |
| MOVEMENT MORTGAGE, LLC | $166,305,000 | $194,670,000 | 17.1% | 5.3% |
| FirstBank | $140,240,000 | $163,565,000 | 16.6% | 4.5% |
| TENNESSEE VALLEY | $168,700,000 | $158,160,000 | -6.2% | 4.3% |
| CMG MORTGAGE, INC. | $127,145,000 | $137,570,000 | 8.2% | 3.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $76,225,000 | $123,415,000 | 61.9% | 3.4% |
| UNION HOME MORTGAGE CORP. | $91,280,000 | $118,060,000 | 29.3% | 3.2% |
| Regions Bank | $77,435,000 | $94,610,000 | 22.2% | 2.6% |
| MORTGAGE INVESTORS GROUP, INC. | $91,985,000 | $73,360,000 | -20.2% | 2.0% |
| SUMMIT FUNDING, INC. | $50,110,000 | $72,685,000 | 45.1% | 2.0% |
| Truist | $69,765,000 | $67,205,000 | -3.7% | 1.8% |
| First Volunteer Bank | $45,810,000 | $63,725,000 | 39.1% | 1.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $54,425,000 | $61,995,000 | 13.9% | 1.7% |
| Mortgage Research Center, LLC | $42,415,000 | $61,550,000 | 45.1% | 1.7% |
| DHI MORTGAGE COMPANY, LTD. | $23,910,000 | $61,090,000 | 155.5% | 1.7% |
| Pinnacle Bank | $125,205,000 | $54,885,000 | -56.2% | 1.5% |
| LOANDEPOT.COM, LLC | $44,735,000 | $54,845,000 | 22.6% | 1.5% |
| SmartBank | $17,280,000 | $52,270,000 | 202.5% | 1.4% |
| First Horizon Bank | $80,460,000 | $51,360,000 | -36.2% | 1.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $34,270,000 | $44,915,000 | 31.1% | 1.2% |
| ALAMEDA MORTGAGE CORPORATION | $39,025,000 | $42,335,000 | 8.5% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $16,230,000 | $38,935,000 | 139.9% | 1.1% |
| Citizens Tri-County Bank | $42,975,000 | $38,285,000 | -10.9% | 1.0% |
| BROKER SOLUTIONS, INC. | $10,870,000 | $36,280,000 | 233.8% | 1.0% |
| JPMorgan Chase Bank | $12,815,000 | $35,455,000 | 176.7% | 1.0% |
| WALKER & DUNLOP, LLC | $26,970,000 | $34,135,000 | 26.6% | 0.9% |
| LENDINGONE, LLC | $2,260,000 | $33,665,000 | 1,389.6% | 0.9% |
| GUARANTEED RATE, INC. | $20,975,000 | $32,380,000 | 54.4% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $19,510,000 | $32,015,000 | 64.1% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $24,050,000 | $30,880,000 | 28.4% | 0.8% |
| LEADERONE FINANCIAL CORPORATION | $32,905,000 | $30,235,000 | -8.1% | 0.8% |
| First Citizens National Bank | $46,185,000 | $28,645,000 | -38.0% | 0.8% |
| COLLIERS MORTGAGE LLC | $27,300,000 | n/a | 0.7% | |
| GUILD MORTGAGE COMPANY | $1,275,000 | $24,120,000 | 1,791.8% | 0.7% |
| LENDINGHOME FUNDING CORPORATION | $13,540,000 | $23,030,000 | 70.1% | 0.6% |
| BancorpSouth | $29,225,000 | $22,860,000 | -21.8% | 0.6% |
| TJC Mortgage, Inc. | $21,860,000 | $22,780,000 | 4.2% | 0.6% |
| Bank of America | $23,485,000 | $21,835,000 | -7.0% | 0.6% |
| SouthEast Bank | $18,730,000 | $21,800,000 | 16.4% | 0.6% |
| COREVEST AMERICAN FINANCE LENDER LLC | $7,005,000 | $21,180,000 | 202.4% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $17,530,000 | $20,770,000 | 18.5% | 0.6% |
| NEWREZ LLC | $7,975,000 | $20,710,000 | 159.7% | 0.6% |
| Wilson Bank And Trust | $26,385,000 | $19,385,000 | -26.5% | 0.5% |
| COMMUNITY MORTGAGE CORPORATION | $11,655,000 | $19,300,000 | 65.6% | 0.5% |
| Capital City Home Loans, LLC | $10,390,000 | $19,005,000 | 82.9% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $32,370,000 | $18,410,000 | -43.1% | 0.5% |
| Wells Fargo Bank | $17,195,000 | $18,290,000 | 6.4% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $15,075,000 | $17,885,000 | 18.6% | 0.5% |
| Old National Bank | $17,860,000 | n/a | 0.5% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $15,125,000 | $16,995,000 | 12.4% | 0.5% |
| The Bank of LaFayette, Georgia | $21,655,000 | $16,535,000 | -23.6% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $10,295,000 | $16,380,000 | 59.1% | 0.4% |
| Renasant Bank | $12,575,000 | $14,250,000 | 13.3% | 0.4% |
| United Community Bank | $16,865,000 | $13,315,000 | -21.0% | 0.4% |
| Legends Bank | $6,420,000 | $12,940,000 | 101.6% | 0.4% |
| CANOPY MORTGAGE, LLC | $1,310,000 | $12,785,000 | 876.0% | 0.4% |
| Synovus Bank | $17,625,000 | $12,750,000 | -27.7% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $18,420,000 | $12,710,000 | -31.0% | 0.3% |
| U.S. Bank | $11,780,000 | $12,340,000 | 4.8% | 0.3% |
| NFM, INC. | $10,120,000 | $11,895,000 | 17.5% | 0.3% |
| MILLENNIUM BANK | $17,085,000 | $11,740,000 | -31.3% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $10,005,000 | $11,655,000 | 16.5% | 0.3% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $11,305,000 | n/a | 0.3% | |
| Bank of Dade | $9,960,000 | $11,225,000 | 12.7% | 0.3% |
| Mountain Valley Bank | $14,115,000 | $10,650,000 | -24.5% | 0.3% |
| STOCKTON MORTGAGE CORPORATION | $8,820,000 | $10,290,000 | 16.7% | 0.3% |
| Morgan Stanley Private Bank | $18,190,000 | $10,255,000 | -43.6% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,835,000 | $9,115,000 | 33.4% | 0.2% |
| USAA Federal Savings Bank | $14,280,000 | $8,855,000 | -38.0% | 0.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $7,740,000 | $8,795,000 | 13.6% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $5,505,000 | $8,630,000 | 56.8% | 0.2% |
| Bank of Cleveland | $5,910,000 | $8,260,000 | 39.8% | 0.2% |
| Discover Bank | $7,235,000 | $8,260,000 | 14.2% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $3,925,000 | $8,125,000 | 107.0% | 0.2% |
| Magnolia Bank | $6,185,000 | $8,050,000 | 30.2% | 0.2% |
| UBS Bank USA | $4,890,000 | $7,625,000 | 55.9% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $775,000 | $7,505,000 | 868.4% | 0.2% |
| Figure Lending LLC | $3,805,000 | $7,490,000 | 96.8% | 0.2% |
| WesBanco | $3,950,000 | $7,200,000 | 82.3% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $4,860,000 | $7,145,000 | 47.0% | 0.2% |
| SIRVA MORTGAGE, INC. | $6,125,000 | $7,115,000 | 16.2% | 0.2% |
| NBKC BANK | $9,075,000 | $7,070,000 | -22.1% | 0.2% |
| Citizens Bank & Trust, Inc. | $3,720,000 | $7,060,000 | 89.8% | 0.2% |
| Citibank | $6,675,000 | $6,835,000 | 2.4% | 0.2% |
| PLANET HOME LENDING, LLC | $2,380,000 | $6,630,000 | 178.6% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $12,540,000 | $6,410,000 | -48.9% | 0.2% |
| EVANSVILLE TEACHERS | $1,235,000 | $6,390,000 | 417.4% | 0.2% |
| Chattanooga Area Schools Federal Credit Union | $4,590,000 | $6,360,000 | 38.6% | 0.2% |
| Carrington Mortgage Services, LLC | $5,235,000 | $6,310,000 | 20.5% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $23,405,000 | $6,205,000 | -73.5% | 0.2% |
| ISERVE RESIDENTIAL LENDING, LLC | $4,880,000 | $6,020,000 | 23.4% | 0.2% |
| Ameris Bank | $3,270,000 | $5,955,000 | 82.1% | 0.2% |
| PNC Bank | $6,395,000 | $5,840,000 | -8.7% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $8,305,000 | $5,545,000 | -33.2% | 0.2% |
| Farmers Bank & Trust Company | $5,505,000 | n/a | 0.2% | |
| Farm Credit Mid-America, ACA | $3,490,000 | $5,475,000 | 56.9% | 0.1% |
| Fifth Third Bank | $3,950,000 | $5,360,000 | 35.7% | 0.1% |
| BETTER MORTGAGE CORPORATION | $4,080,000 | $5,320,000 | 30.4% | 0.1% |
| Wolfe Financial, Inc | $4,865,000 | $5,255,000 | 8.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $5,360,000 | $5,020,000 | -6.3% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $7,100,000 | $5,010,000 | -29.4% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $4,910,000 | $5,005,000 | 1.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $5,465,000 | $4,935,000 | -9.7% | 0.1% |
| Mountain Commerce Bank | $705,000 | $4,755,000 | 574.5% | 0.1% |
| Flagstar Bank, FSB | $5,720,000 | $4,685,000 | -18.1% | 0.1% |
| First-Citizens Bank & Trust Company | $3,390,000 | $4,675,000 | 37.9% | 0.1% |
| Raymond James Bank | $3,840,000 | $4,650,000 | 21.1% | 0.1% |
| Bell Bank | $1,285,000 | $4,575,000 | 256.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $6,050,000 | $4,575,000 | -24.4% | 0.1% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $4,565,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,150,000 | $4,500,000 | 109.3% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $1,655,000 | $4,370,000 | 164.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,595,000 | $4,360,000 | 68.0% | 0.1% |
| First Jackson Bank, Inc. | $2,770,000 | $4,290,000 | 54.9% | 0.1% |
| The Federal Savings Bank | $6,160,000 | $4,225,000 | -31.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,155,000 | $4,105,000 | 30.1% | 0.1% |
| Citizens Bank | $125,000 | $4,005,000 | 3,104.0% | 0.1% |
| The Loan Store, Inc. | $1,015,000 | $3,920,000 | 286.2% | 0.1% |
| NexBank | $960,000 | $3,870,000 | 303.1% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $4,420,000 | $3,800,000 | -14.0% | 0.1% |
| CARDINAL FINANCIAL | $7,330,000 | $3,735,000 | -49.0% | 0.1% |
| PHH Mortgage Corporation | $2,875,000 | $3,675,000 | 27.8% | 0.1% |
| LOANPAL, LLC | $805,000 | $3,650,000 | 353.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $5,060,000 | $3,615,000 | -28.6% | 0.1% |
| Plains Commerce Bank | $835,000 | $3,600,000 | 331.1% | 0.1% |
| First Federal Bank | $1,140,000 | $3,550,000 | 211.4% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $1,950,000 | $3,540,000 | 81.5% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $8,450,000 | $3,535,000 | -58.2% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $3,530,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $4,045,000 | $3,485,000 | -13.8% | 0.1% |
| First National Bank of Pennsylvania | $3,570,000 | $3,445,000 | -3.5% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $760,000 | $3,435,000 | 352.0% | 0.1% |
| BAY EQUITY LLC | $3,820,000 | $3,430,000 | -10.2% | 0.1% |
| Cornerstone First Mortgage, Inc | $7,185,000 | $3,370,000 | -53.1% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $2,825,000 | $3,290,000 | 16.5% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $3,225,000 | n/a | 0.1% | |
| Simmons Bank | $7,805,000 | $3,200,000 | -59.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,920,000 | $3,195,000 | 66.4% | 0.1% |
| ASCEND FEDERAL CREDIT UNION | $2,150,000 | $3,180,000 | 47.9% | 0.1% |
| TOWNE MORTGAGE COMPANY | $3,715,000 | $3,175,000 | -14.5% | 0.1% |
| ALLIANT CREDIT UNION | $435,000 | $3,110,000 | 614.9% | 0.1% |
| EASTMAN | $4,160,000 | $3,110,000 | -25.2% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $2,280,000 | $3,110,000 | 36.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,510,000 | $2,985,000 | 97.7% | 0.1% |
| Ally Bank | $810,000 | $2,960,000 | 265.4% | 0.1% |
| Ixonia Bank | $600,000 | $2,940,000 | 390.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,295,000 | $2,925,000 | 27.5% | 0.1% |
| Bank OZK | $2,905,000 | n/a | 0.1% | |
| STATE EMPLOYEES' | $650,000 | $2,890,000 | 344.6% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,565,000 | $2,810,000 | 9.6% | 0.1% |
| Equity Prime Mortgage LLC | $4,605,000 | $2,670,000 | -42.0% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,780,000 | $2,630,000 | 47.8% | 0.1% |
| Simply Bank | $12,970,000 | $2,605,000 | -79.9% | 0.1% |
| Chattanooga Federal Emp. Credit Union | $4,585,000 | $2,510,000 | -45.3% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $870,000 | $2,465,000 | 183.3% | 0.1% |
| Andrew Johnson Bank | $6,890,000 | $2,445,000 | -64.5% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $3,830,000 | $2,355,000 | -38.5% | 0.1% |
| Trust Federal Credit Union | $3,815,000 | $2,325,000 | -39.1% | 0.1% |
| Arbor Realty Trust, Inc. | $2,305,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $730,000 | $2,255,000 | 208.9% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $12,500,000 | $2,225,000 | -82.2% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $880,000 | $2,210,000 | 151.1% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $965,000 | $2,210,000 | 129.0% | 0.1% |
| CU COMMUNITY, LLC | $905,000 | $2,200,000 | 143.1% | 0.1% |
| CLEARPATH LENDING | $470,000 | $2,185,000 | 364.9% | 0.1% |
| TOWER COMMUNITY BANK | $6,475,000 | $2,180,000 | -66.3% | 0.1% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $895,000 | $2,150,000 | 140.2% | 0.1% |
| The Huntington National Bank | $4,420,000 | $2,080,000 | -52.9% | 0.1% |
| CapStar Bank | $10,965,000 | $2,075,000 | -81.1% | 0.1% |
| REDSTONE Federal Credit Union | $795,000 | $2,070,000 | 160.4% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $1,830,000 | $2,045,000 | 11.7% | 0.1% |
| TruHome Solutions, LLC | $1,990,000 | n/a | 0.1% | |
| SeaTrust Mortgage Company | $3,915,000 | $1,985,000 | -49.3% | 0.1% |
| Independent Bank | $7,430,000 | $1,940,000 | -73.9% | 0.1% |
| EAGLE HOME MORTGAGE, LLC | $1,910,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $2,205,000 | $1,900,000 | -13.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $3,520,000 | $1,895,000 | -46.2% | 0.1% |
| Legacy Home Loans, LLC | $2,230,000 | $1,880,000 | -15.7% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,165,000 | $1,870,000 | -13.6% | 0.1% |
| GEORGIA UNITED | $1,130,000 | $1,860,000 | 64.6% | 0.1% |
| Northpointe Bank | $1,360,000 | $1,855,000 | 36.4% | 0.1% |
| ROSS MORTGAGE CORPORATION | $1,855,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $1,605,000 | $1,845,000 | 15.0% | 0.1% |
| F&M Bank | $1,430,000 | $1,800,000 | 25.9% | 0.0% |
| ACOPIA, LLC | $1,920,000 | $1,740,000 | -9.4% | 0.0% |
| GMFS LLC | $205,000 | $1,735,000 | 746.3% | 0.0% |
| Coastal Community Bank | $1,625,000 | $1,720,000 | 5.8% | 0.0% |
| OCMBC, INC. | $265,000 | $1,700,000 | 541.5% | 0.0% |
| Texana Bank | $1,700,000 | n/a | 0.0% | |
| River Valley AgCredit, ACA | $835,000 | $1,690,000 | 102.4% | 0.0% |
| CIBC Bank USA | $1,675,000 | n/a | 0.0% | |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $1,665,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $640,000 | $1,635,000 | 155.5% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,615,000 | $1,630,000 | 0.9% | 0.0% |
| DAS Acquisition Company, LLC | $6,605,000 | $1,625,000 | -75.4% | 0.0% |
| MILEND, INC. | $1,760,000 | $1,610,000 | -8.5% | 0.0% |
| Waterstone Mortgage Corporation | $1,600,000 | n/a | 0.0% | |
| The Central Trust Bank | $1,305,000 | $1,590,000 | 21.8% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $1,155,000 | $1,570,000 | 35.9% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,560,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $2,105,000 | $1,540,000 | -26.8% | 0.0% |
| LIMA ONE CAPITAL, LLC | $14,680,000 | $1,505,000 | -89.7% | 0.0% |
| AMERICAN FINANCING CORPORATION | $990,000 | $1,495,000 | 51.0% | 0.0% |
| Gateway First Bank | $1,400,000 | $1,440,000 | 2.9% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $915,000 | $1,390,000 | 51.9% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,380,000 | n/a | 0.0% | |
| Amarillo National Bank | $1,350,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $255,000 | $1,350,000 | 429.4% | 0.0% |
| Charles Schwab Bank, SSB | $3,450,000 | $1,345,000 | -61.0% | 0.0% |
| BMO Harris Bank | $3,175,000 | $1,320,000 | -58.4% | 0.0% |
| Bethpage Federal Credit Union | $555,000 | $1,305,000 | 135.1% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $2,775,000 | $1,265,000 | -54.4% | 0.0% |
| Associated Credit Union | $760,000 | $1,260,000 | 65.8% | 0.0% |
| First National Bank of America | $2,175,000 | $1,235,000 | -43.2% | 0.0% |
| LADERA LENDING, INC. | $1,265,000 | $1,200,000 | -5.1% | 0.0% |
| The First National Bank of Middle Tennessee | $2,070,000 | $1,200,000 | -42.0% | 0.0% |
| SWBC MORTGAGE CORPORATION | $1,940,000 | $1,190,000 | -38.7% | 0.0% |
| FBC MORTGAGE, LLC | $1,175,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $720,000 | $1,150,000 | 59.7% | 0.0% |
| GREENSTATE CREDIT UNION | $465,000 | $1,145,000 | 146.2% | 0.0% |
| Mortgage Assurance Inc. | $465,000 | $1,125,000 | 141.9% | 0.0% |
| Franklin Loan Corporation | $480,000 | $1,115,000 | 132.3% | 0.0% |
| University Bank | $1,185,000 | $1,095,000 | -7.6% | 0.0% |
| Peoples Bank | $1,085,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $4,420,000 | $1,075,000 | -75.7% | 0.0% |
| THE MORTGAGE FIRM, INC. | $420,000 | $1,065,000 | 153.6% | 0.0% |
| UIF CORPORATION | $1,045,000 | $1,065,000 | 1.9% | 0.0% |
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | $315,000 | $1,055,000 | 234.9% | 0.0% |
| AXIA FINANCIAL, LLC | $670,000 | $1,045,000 | 56.0% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $515,000 | $1,040,000 | 101.9% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,260,000 | $1,035,000 | -17.9% | 0.0% |
| Mid-Continent Funding, Inc. | $1,025,000 | n/a | 0.0% | |
| Arvest Bank | $225,000 | $1,010,000 | 348.9% | 0.0% |
| Nations Lending Corporation | $995,000 | n/a | 0.0% | |
| DIRECT LENDERS, LLC | $365,000 | $985,000 | 169.9% | 0.0% |
| SPRING EQ, LLC | $1,280,000 | $960,000 | -25.0% | 0.0% |
| CAPITAL CONCEPTS, INC. | $485,000 | $925,000 | 90.7% | 0.0% |
| Stifel Bank and Trust | $2,115,000 | $925,000 | -56.3% | 0.0% |
| PREMIA MORTGAGE, LLC | $730,000 | $900,000 | 23.3% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $1,010,000 | $895,000 | -11.4% | 0.0% |
| Citadel Servicing Corporation | $730,000 | $880,000 | 20.5% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $245,000 | $880,000 | 259.2% | 0.0% |
| ONY GLO, INC. | $455,000 | $880,000 | 93.4% | 0.0% |
| ARC HOME LLC | $340,000 | $870,000 | 155.9% | 0.0% |
| North American Savings Bank, F.S.B. | $2,010,000 | $860,000 | -57.2% | 0.0% |
| Guardian Savings Bank, A Federal Savings Bank | $855,000 | n/a | 0.0% | |
| Commercial Bank & Trust Co. | $225,000 | $850,000 | 277.8% | 0.0% |
| Sunflower Bank | $850,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $610,000 | $845,000 | 38.5% | 0.0% |
| First Federal Bank, A FSB | $840,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $815,000 | n/a | 0.0% | |
| First National Community Bank | $2,670,000 | $810,000 | -69.7% | 0.0% |
| American Airlines Federal Credit Union | $75,000 | $800,000 | 966.7% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $160,000 | $800,000 | 400.0% | 0.0% |
| Home Mortgage Alliance Corp | $790,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $1,440,000 | $790,000 | -45.1% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $1,125,000 | $785,000 | -30.2% | 0.0% |
| Bank of England | $2,305,000 | $785,000 | -65.9% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $580,000 | $780,000 | 34.5% | 0.0% |
| United Bank | $755,000 | n/a | 0.0% | |
| HomeTrust Bank | $640,000 | $750,000 | 17.2% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $740,000 | n/a | 0.0% | |
| ServisFirst Bank | $740,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $730,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $540,000 | $725,000 | 34.3% | 0.0% |
| DIRECT MORTGAGE, CORP. | $700,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $1,170,000 | $700,000 | -40.2% | 0.0% |
| HOMESTEAD FUNDING CORP. | $305,000 | $700,000 | 129.5% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $945,000 | $680,000 | -28.0% | 0.0% |
| UNIFY FINANCIAL Credit Union | $105,000 | $680,000 | 547.6% | 0.0% |
| River Bank & Trust | $195,000 | $675,000 | 246.2% | 0.0% |
| Hometown Equity Mortgage, LLC | $230,000 | $670,000 | 191.3% | 0.0% |
| Pacific Lending LLC | $665,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $500,000 | $660,000 | 32.0% | 0.0% |
| Kwik Mortgage Corporation | $1,700,000 | $650,000 | -61.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $650,000 | n/a | 0.0% | |
| EMM LOANS LLC | $205,000 | $645,000 | 214.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $515,000 | $635,000 | 23.3% | 0.0% |
| COMPASS MORTGAGE, INC. | $1,070,000 | $620,000 | -42.1% | 0.0% |
| GEO-CORP, INC. | $325,000 | $620,000 | 90.8% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $280,000 | $615,000 | 119.6% | 0.0% |
| A&D Mortgage LLC | $175,000 | $610,000 | 248.6% | 0.0% |
| THE TENNESSEE CREDIT UNION | $1,255,000 | $610,000 | -51.4% | 0.0% |
| AgFirst Farm Credit Bank | $865,000 | $605,000 | -30.1% | 0.0% |
| BARTLETT MORTGAGE, INC. | $600,000 | n/a | 0.0% | |
| Apex Bank | $335,000 | $580,000 | 73.1% | 0.0% |
| KeyBank | $710,000 | $580,000 | -18.3% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $95,000 | $570,000 | 500.0% | 0.0% |
| CORNHUSKER BANK | $565,000 | n/a | 0.0% | |
| Leader Bank | $565,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $1,255,000 | $565,000 | -55.0% | 0.0% |
| NEW WAVE LENDING GROUP INC | $565,000 | n/a | 0.0% | |
| The Bank of Fayette County | $145,000 | $560,000 | 286.2% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $555,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $380,000 | $545,000 | 43.4% | 0.0% |
| S&T Bank | $545,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $535,000 | n/a | 0.0% | |
| M&T Bank | $655,000 | $535,000 | -18.3% | 0.0% |
| Alcova Mortgage LLC | $565,000 | $520,000 | -8.0% | 0.0% |
| Paragon Bank | $515,000 | n/a | 0.0% | |
| South State Bank | $940,000 | $515,000 | -45.2% | 0.0% |
| Assurance Financial Group, L.L.C. | $305,000 | $505,000 | 65.6% | 0.0% |
| BNY Mellon | $1,505,000 | $505,000 | -66.4% | 0.0% |
| COMMUNITY BANK | $505,000 | n/a | 0.0% | |
| First IC Corporation | $405,000 | $505,000 | 24.7% | 0.0% |
| PILGRIM MORTGAGE LLC | $505,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $500,000 | n/a | 0.0% | |
| ALL IN | $475,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $475,000 | n/a | 0.0% | |
| Bowater Employees Credit Union | $475,000 | n/a | 0.0% | |
| CSL Financial, LLC | $565,000 | $475,000 | -15.9% | 0.0% |
| First Financial Bank | $470,000 | n/a | 0.0% | |
| CDC Federal Credit Union | $465,000 | n/a | 0.0% | |
| LCNB National Bank | $465,000 | n/a | 0.0% | |
| MEGASTAR FINANCIAL CORP. | $465,000 | n/a | 0.0% | |
| Towne Bank | $175,000 | $460,000 | 162.9% | 0.0% |
| Logan Finance Corporation | $540,000 | $455,000 | -15.7% | 0.0% |
| Presidential Bank, FSB | $1,525,000 | $455,000 | -70.2% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $450,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $705,000 | $445,000 | -36.9% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $440,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $435,000 | n/a | 0.0% | |
| LOANFLIGHT LENDING, LLC | $430,000 | n/a | 0.0% | |
| LGE COMMUNITY | $45,000 | $420,000 | 833.3% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $415,000 | n/a | 0.0% | |
| Baxter Credit Union | $810,000 | $410,000 | -49.4% | 0.0% |
| OAKTREE FUNDING CORP. | $235,000 | $410,000 | 74.5% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $605,000 | $410,000 | -32.2% | 0.0% |
| East Coast Capital Corp. | $405,000 | n/a | 0.0% | |
| First Southern National Bank | $405,000 | n/a | 0.0% | |
| NP, Inc. | $405,000 | n/a | 0.0% | |
| Oconee State Bank | $405,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $400,000 | n/a | 0.0% | |
| RANLIFE, INC. | $365,000 | $395,000 | 8.2% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,360,000 | $390,000 | -71.3% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $385,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,455,000 | $385,000 | -73.5% | 0.0% |
| LEGEND LENDING CORPORATION | $1,200,000 | $375,000 | -68.8% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $370,000 | n/a | 0.0% | |
| Inwood National Bank | $365,000 | n/a | 0.0% | |
| Midwest Heritage Bank FSB | $365,000 | n/a | 0.0% | |
| Fortera Federal Credit Union | $120,000 | $355,000 | 195.8% | 0.0% |
| Gate City Bank | $385,000 | $345,000 | -10.4% | 0.0% |
| Peoples Bank of the South | $345,000 | $345,000 | 0.0% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $580,000 | $345,000 | -40.5% | 0.0% |
| FIRST FREEDOM BANK | $445,000 | $340,000 | -23.6% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $800,000 | $335,000 | -58.1% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,290,000 | $335,000 | -74.0% | 0.0% |
| American Security Mortgage Corp. | $325,000 | n/a | 0.0% | |
| City National Bank of Florida | $490,000 | $325,000 | -33.7% | 0.0% |
| First Farmers and Merchants Bank | $325,000 | n/a | 0.0% | |
| BOKF | $475,000 | $315,000 | -33.7% | 0.0% |
| Devon Bank | $315,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $955,000 | $310,000 | -67.5% | 0.0% |
| Chicago Patrolmen's Federal Credit Union | $305,000 | n/a | 0.0% | |
| Community Bank of Mississippi | $305,000 | $305,000 | 0.0% | 0.0% |
| PEACH STATE FEDERAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| Y-12 Federal Credit Union | $1,285,000 | $300,000 | -76.7% | 0.0% |
| FIRST BANCORP | $295,000 | n/a | 0.0% | |
| Suncoast Credit Union | $305,000 | $295,000 | -3.3% | 0.0% |
| Citizens National Bank | $480,000 | $285,000 | -40.6% | 0.0% |
| Gulf Coast Bank and Trust Company | $285,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $720,000 | $285,000 | -60.4% | 0.0% |
| DIGITAL Federal Credit Union | $915,000 | $280,000 | -69.4% | 0.0% |
| Prosperity Home Mortgage, LLC | $3,145,000 | $275,000 | -91.3% | 0.0% |
| Texas National Bank | $275,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $275,000 | n/a | 0.0% | |
| SouthPoint Bank | $265,000 | n/a | 0.0% | |
| The State Bank and Trust Company | $265,000 | n/a | 0.0% | |
| CORNING | $255,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $255,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $255,000 | n/a | 0.0% | |
| TEACHERS | $255,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $250,000 | n/a | 0.0% | |
| CHEVRON | $145,000 | $245,000 | 69.0% | 0.0% |
| ENRICHMENT | $420,000 | $245,000 | -41.7% | 0.0% |
| FIDELITY BANK | $245,000 | n/a | 0.0% | |
| Five Star Credit Union | $245,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $245,000 | n/a | 0.0% | |
| Citizens Bank of Lafayette | $980,000 | $240,000 | -75.5% | 0.0% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| Credence Funding Corporation | $205,000 | $235,000 | 14.6% | 0.0% |
| Farmers Bank & Trust | $690,000 | $235,000 | -65.9% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $235,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $175,000 | $235,000 | 34.3% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $305,000 | $230,000 | -24.6% | 0.0% |
| Bank of Springfield | $225,000 | $225,000 | 0.0% | 0.0% |
| Bank of Tennessee | $745,000 | $225,000 | -69.8% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $6,780,000 | $225,000 | -96.7% | 0.0% |
| ALTRA | $65,000 | $215,000 | 230.8% | 0.0% |
| Deere Employees Credit Union | $145,000 | $210,000 | 44.8% | 0.0% |
| BankPlus | $205,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $205,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $205,000 | n/a | 0.0% | |
| UNITED PREMIER FUNDING, LLC | $830,000 | $205,000 | -75.3% | 0.0% |
| Capital Bank | $195,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $465,000 | $195,000 | -58.1% | 0.0% |
| T2 FINANCIAL LLC | $385,000 | $195,000 | -49.4% | 0.0% |
| RESIDENTIAL BANCORP | $425,000 | $180,000 | -57.6% | 0.0% |
| AVADIAN | $175,000 | n/a | 0.0% | |
| Commercial Bank | $530,000 | $175,000 | -67.0% | 0.0% |
| SOUTHWEST FUNDING, LP | $175,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $170,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $95,000 | $165,000 | 73.7% | 0.0% |
| FAMILY SAVINGS | $90,000 | $165,000 | 83.3% | 0.0% |
| ITHINK FINANCIAL Credit Union | $165,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $155,000 | $165,000 | 6.5% | 0.0% |
| DELMAR FINANCIAL COMPANY | $155,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $155,000 | n/a | 0.0% | |
| SOUTHEAST FIRST NATIONAL BANK | $225,000 | $155,000 | -31.1% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $145,000 | n/a | 0.0% | |
| blueharbor bank | $125,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $115,000 | n/a | 0.0% | |
| Colony Bank | $675,000 | $110,000 | -83.7% | 0.0% |
| Bronco Federal Credit Union | $105,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $380,000 | $105,000 | -72.4% | 0.0% |
| Clearview Federal Credit Union | $95,000 | $105,000 | 10.5% | 0.0% |
| FAIRWINDS CREDIT UNION | $105,000 | n/a | 0.0% | |
| CEDARSTONE BANK | $95,000 | n/a | 0.0% | |
| Connexus Credit Union | $95,000 | n/a | 0.0% | |
| S1L, Inc. | $910,000 | $95,000 | -89.6% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $85,000 | n/a | 0.0% | |
| Centier Bank | $80,000 | n/a | 0.0% | |
| ORNL Federal Credit Union | $2,835,000 | $75,000 | -97.4% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $640,000 | $75,000 | -88.3% | 0.0% |
| Listerhill Credit Union | $420,000 | $65,000 | -84.5% | 0.0% |
| Park Lane Finance Solutions, LLC | $65,000 | n/a | 0.0% | |
| PUBLIX EMPLOYEES | $85,000 | $65,000 | -23.5% | 0.0% |
| BAYER HERITAGE | $465,000 | $55,000 | -88.2% | 0.0% |
| Community Trust Bank, Inc. | $55,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $260,000 | $45,000 | -82.7% | 0.0% |
| CREDIT UNION OF GEORGIA | $240,000 | $35,000 | -85.4% | 0.0% |
| Trustmark National Bank | $35,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $25,000 | n/a | 0.0% | |
| Grow Financial Federal Credit Union | $25,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $210,000 | $25,000 | -88.1% | 0.0% |
| U. T. | $75,000 | $25,000 | -66.7% | 0.0% |
CHATTANOOGA's top lender by overall market share is QUICKEN LOANS, LLC, with 5.7% market share. In second place, with 5.3%, is MOVEMENT MORTGAGE, LLC, having originated $194,670,000 in loans. In third place, with 4.5%, is FirstBank, having originated $163,565,000 in loans. In fourth place, with 4.3%, is TENNESSEE VALLEY, having originated $158,160,000 in loans. In fifth place, with 3.8%, is CMG MORTGAGE, INC., having originated $137,570,000 in loans.
CHATTANOOGA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - CHATTANOOGA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $235,000 (9.3%) | $308,355 (6.7%) | 0.87 | 1,812 |
| 2018-02-01 | $242,200 (9.5%) | $320,395 (9.0%) | 0.88 | 1,772 |
| 2018-03-01 | $249,900 (10.3%) | $333,965 (10.7%) | 0.88 | 1,756 |
| 2018-04-01 | $264,900 (15.2%) | $345,443 (11.6%) | 0.90 | 1,750 |
| 2018-05-01 | $277,484 (15.7%) | $355,101 (11.2%) | 0.93 | 1,832 |
| 2018-06-01 | $274,900 (13.8%) | $350,186 (2.8%) | 0.92 | 2,026 |
| 2018-07-01 | $270,550 (10.4%) | $347,143 (2.2%) | 0.90 | 2,168 |
| 2018-08-01 | $274,525 (14.4%) | $347,726 (9.8%) | 0.92 | 2,208 |
| 2018-09-01 | $269,900 (10.2%) | $342,719 (6.2%) | 0.91 | 2,262 |
| 2018-10-01 | $270,000 (10.9%) | $342,468 (6.2%) | 0.91 | 2,274 |
| 2018-11-01 | $274,975 (17.0%) | $344,558 (9.3%) | 0.93 | 2,306 |
| 2018-12-01 | $270,000 (12.6%) | $341,801 (8.5%) | 0.93 | 2,223 |
| 2019-01-01 | $269,900 (14.9%) | $338,817 (9.9%) | 0.93 | 2,081 |
| 2019-02-01 | $271,500 (12.1%) | $338,765 (5.7%) | 0.92 | 2,059 |
| 2019-03-01 | $283,914 (13.6%) | $347,758 (4.1%) | 0.93 | 1,998 |
| 2019-04-01 | $296,800 (12.0%) | $356,445 (3.2%) | 0.94 | 1,994 |
| 2019-05-01 | $295,000 (6.3%) | $361,893 (1.9%) | 0.92 | 2,078 |
| 2019-06-01 | $294,800 (7.2%) | $357,933 (2.2%) | 0.92 | 2,093 |
| 2019-07-01 | $295,000 (9.0%) | $354,211 (2.0%) | 0.92 | 2,177 |
| 2019-08-01 | $293,536 (6.9%) | $348,171 (0.1%) | 0.93 | 2,187 |
| 2019-09-01 | $291,491 (8.0%) | $349,277 (1.9%) | 0.93 | 2,163 |
| 2019-10-01 | $289,900 (7.4%) | $348,949 (1.9%) | 0.94 | 2,162 |
| 2019-11-01 | $290,000 (5.5%) | $349,525 (1.4%) | 0.95 | 2,092 |
| 2019-12-01 | $295,058 (9.3%) | $352,383 (3.1%) | 0.98 | 1,913 |
| 2020-01-01 | $290,500 (7.6%) | $349,946 (3.3%) | 0.97 | 1,722 |
| 2020-02-01 | $299,900 (10.5%) | $362,257 (6.9%) | 0.98 | 1,564 |
| 2020-03-01 | $309,676 (9.1%) | $370,068 (6.4%) | 0.97 | 1,579 |
| 2020-04-01 | $315,450 (6.3%) | $379,447 (6.5%) | 0.99 | 1,581 |
| 2020-05-01 | $329,700 (11.8%) | $402,815 (11.3%) | 1.00 | 1,512 |
| 2020-06-01 | $337,125 (14.4%) | $429,680 (20.0%) | 0.99 | 1,343 |
| 2020-07-01 | $339,900 (15.2%) | $438,783 (23.9%) | 0.99 | 1,219 |
| 2020-08-01 | $334,900 (14.1%) | $430,110 (23.5%) | 0.96 | 1,141 |
| 2020-09-01 | $329,450 (13.0%) | $434,270 (24.3%) | 0.94 | 1,115 |
| 2020-10-01 | $320,000 (10.4%) | $426,906 (22.3%) | 0.92 | 1,040 |
| 2020-11-01 | $316,975 (9.3%) | $426,424 (22.0%) | 0.93 | 1,012 |
| 2020-12-01 | $312,450 (5.9%) | $425,865 (20.9%) | 0.93 | 951 |
| 2021-01-01 | $319,450 (10.0%) | $436,317 (24.7%) | 0.95 | 767 |
| 2021-02-01 | $331,175 (10.4%) | $464,678 (28.3%) | 0.96 | 565 |
| 2021-03-01 | $347,225 (12.1%) | $464,436 (25.5%) | 0.99 | 539 |
| 2021-04-01 | $350,000 (11.0%) | $470,351 (24.0%) | 0.95 | 527 |
| 2021-05-01 | $349,450 (6.0%) | $495,280 (23.0%) | 0.93 | 548 |
| 2021-06-01 | $349,975 (3.8%) | $496,093 (15.5%) | 0.92 | 642 |
| 2021-07-01 | $335,000 (-1.4%) | $458,989 (4.6%) | 0.88 | 747 |
| 2021-08-01 | $324,900 (-3.0%) | $459,580 (6.9%) | 0.87 | 863 |
| 2021-09-01 | $341,800 (3.8%) | $460,097 (6.0%) | 0.91 | 851 |
| 2021-10-01 | $350,000 (9.4%) | $482,881 (13.1%) | 0.93 | 759 |
| 2021-11-01 | $360,000 (13.6%) | $492,456 (15.5%) | 0.96 | 657 |
| 2021-12-01 | $354,900 (13.6%) | $492,361 (15.6%) | 0.96 | 578 |
| 2022-01-01 | $345,000 (8.0%) | $491,856 (12.7%) | 0.93 | 522 |
| 2022-02-01 | $358,720 (8.3%) | $523,569 (12.7%) | 0.93 | 460 |
| 2022-03-01 | $350,000 (0.8%) | $544,488 (17.2%) | 0.88 | 472 |
| 2022-04-01 | $422,450 (20.7%) | $579,350 (23.2%) | 1.01 | 525 |
| 2022-05-01 | $437,450 (25.2%) | $576,196 (16.3%) | 1.00 | 709 |
| 2022-06-01 | $419,950 (20.0%) | $555,185 (11.9%) | 0.94 | 892 |
| 2022-07-01 | $399,000 (19.1%) | $538,348 (17.3%) | 0.90 | 1,103 |
| 2022-08-01 | $396,300 (22.0%) | $516,555 (12.4%) | 0.92 | 1,209 |
| 2022-09-01 | $399,450 (16.9%) | $521,052 (13.3%) | 0.93 | 1,238 |
| 2022-10-01 | $399,000 (14.0%) | $528,925 (9.5%) | 0.94 | 1,307 |
| 2022-11-01 | $395,000 (9.7%) | $519,595 (5.5%) | 0.95 | 1,376 |
| 2022-12-01 | $395,000 (11.3%) | $519,214 (5.5%) | 0.98 | 1,257 |
| 2023-01-01 | $398,150 (15.4%) | $505,827 (2.8%) | 0.99 | 1,135 |
| 2023-02-01 | $398,400 (11.1%) | $505,083 (-3.5%) | 0.96 | 1,065 |
| 2023-03-01 | $407,225 (16.4%) | $537,383 (-1.3%) | 0.96 | 1,017 |
| 2023-04-01 | $439,900 (4.1%) | $571,054 (-1.4%) | 1.02 | 1,019 |
| 2023-05-01 | $438,950 (0.3%) | $566,484 (-1.7%) | 1.00 | 1,096 |
| 2023-06-01 | $438,117 (4.3%) | $558,911 (0.7%) | 0.98 | 1,159 |
| 2023-07-01 | $435,000 (9.0%) | $558,832 (3.8%) | 0.99 | 1,249 |
| 2023-08-01 | $437,500 (10.4%) | $562,469 (8.9%) | 1.00 | 1,278 |
| 2023-09-01 | $430,000 (7.7%) | $553,379 (6.2%) | 1.00 | 1,336 |
| 2023-10-01 | $418,086 (4.8%) | $531,274 (0.4%) | 0.98 | 1,472 |
| 2023-11-01 | $415,000 (5.1%) | $530,514 (2.1%) | 0.99 | 1,532 |
| 2023-12-01 | $409,900 (3.8%) | $526,626 (1.4%) | 1.00 | 1,519 |
| 2024-01-01 | $399,923 (0.5%) | $527,182 (4.2%) | 0.98 | 1,429 |
| 2024-02-01 | $402,500 (1.0%) | $530,388 (5.0%) | 0.97 | 1,441 |
| 2024-03-01 | $425,000 (4.4%) | $548,162 (2.0%) | 1.00 | 1,441 |
| 2024-04-01 | $425,000 (-3.4%) | $559,090 (-2.1%) | 0.99 | 1,485 |
| 2024-05-01 | $424,500 (-3.3%) | $556,176 (-1.8%) | 0.97 | 1,529 |
| 2024-06-01 | $415,000 (-5.3%) | $524,357 (-6.2%) | 0.94 | 1,673 |
| 2024-07-01 | $409,950 (-5.8%) | $525,099 (-6.0%) | 0.94 | 1,868 |
| 2024-08-01 | $399,900 (-8.6%) | $518,584 (-7.8%) | 0.93 | 1,987 |
| 2024-09-01 | $401,701 (-6.6%) | $518,313 (-6.3%) | 0.95 | 2,091 |
| 2024-10-01 | $399,450 (-4.5%) | $510,973 (-3.8%) | 0.94 | 2,402 |
| 2024-11-01 | $398,676 (-3.9%) | $502,364 (-5.3%) | 0.96 | 2,168 |
| 2024-12-01 | $397,792 (-3.0%) | $502,149 (-4.7%) | 0.99 | 2,024 |
| 2025-01-01 | $399,900 (0.0%) | $499,789 (-5.2%) | 1.00 | 1,934 |
| 2025-02-01 | $400,000 (-0.6%) | $507,823 (-4.3%) | 0.97 | 1,969 |
| 2025-03-01 | $414,950 (-2.4%) | $518,044 (-5.5%) | 0.00 | 2,015 |
CHATTANOOGA's median listing price for 2025-03-01 was $414,950, a difference of
$-10,050
(-2.4%) versus the prior year and
$14,950 versus the prior month.
CHATTANOOGA's median listing price comes in at 0% of the national average.
CHATTANOOGA's average listing price for 2025-03-01 was $518,044, a difference of $-30,118 (-5.5%) versus the prior year and $10,221 versus the prior month.
For the 2025-03-01 period, CHATTANOOGA had 2,015 MLS listings, a difference of 46 listings (2%) versus the prior month and 574 listings (40%) versus the prior year.
CHATTANOOGA's median listing price comes in at 0% of the national average.
CHATTANOOGA's average listing price for 2025-03-01 was $518,044, a difference of $-30,118 (-5.5%) versus the prior year and $10,221 versus the prior month.
For the 2025-03-01 period, CHATTANOOGA had 2,015 MLS listings, a difference of 46 listings (2%) versus the prior month and 574 listings (40%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CHATTANOOGA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 78 days | 2,080 sqft |
| 2018-02-01 | 73 days | 2,090 sqft |
| 2018-03-01 | 55 days | 2,140 sqft |
| 2018-04-01 | 53 days | 2,192 sqft |
| 2018-05-01 | 50 days | 2,227 sqft |
| 2018-06-01 | 47 days | 2,169 sqft |
| 2018-07-01 | 50 days | 2,174 sqft |
| 2018-08-01 | 59 days | 2,165 sqft |
| 2018-09-01 | 58 days | 2,161 sqft |
| 2018-10-01 | 64 days | 2,163 sqft |
| 2018-11-01 | 67 days | 2,169 sqft |
| 2018-12-01 | 73 days | 2,152 sqft |
| 2019-01-01 | 83 days | 2,154 sqft |
| 2019-02-01 | 72 days | 2,151 sqft |
| 2019-03-01 | 63 days | 2,187 sqft |
| 2019-04-01 | 51 days | 2,219 sqft |
| 2019-05-01 | 50 days | 2,228 sqft |
| 2019-06-01 | 53 days | 2,231 sqft |
| 2019-07-01 | 56 days | 2,236 sqft |
| 2019-08-01 | 57 days | 2,229 sqft |
| 2019-09-01 | 60 days | 2,236 sqft |
| 2019-10-01 | 62 days | 2,235 sqft |
| 2019-11-01 | 64 days | 2,217 sqft |
| 2019-12-01 | 73 days | 2,214 sqft |
| 2020-01-01 | 79 days | 2,200 sqft |
| 2020-02-01 | 71 days | 2,197 sqft |
| 2020-03-01 | 50 days | 2,244 sqft |
| 2020-04-01 | 52 days | 2,247 sqft |
| 2020-05-01 | 60 days | 2,298 sqft |
| 2020-06-01 | 56 days | 2,308 sqft |
| 2020-07-01 | 58 days | 2,256 sqft |
| 2020-08-01 | 52 days | 2,229 sqft |
| 2020-09-01 | 46 days | 2,174 sqft |
| 2020-10-01 | 49 days | 2,100 sqft |
| 2020-11-01 | 53 days | 2,072 sqft |
| 2020-12-01 | 56 days | 2,034 sqft |
| 2021-01-01 | 66 days | 2,063 sqft |
| 2021-02-01 | 44 days | 2,075 sqft |
| 2021-03-01 | 34 days | 2,098 sqft |
| 2021-04-01 | 33 days | 2,100 sqft |
| 2021-05-01 | 23 days | 2,100 sqft |
| 2021-06-01 | 25 days | 2,066 sqft |
| 2021-07-01 | 24 days | 2,030 sqft |
| 2021-08-01 | 28 days | 2,002 sqft |
| 2021-09-01 | 34 days | 2,027 sqft |
| 2021-10-01 | 39 days | 2,064 sqft |
| 2021-11-01 | 39 days | 2,123 sqft |
| 2021-12-01 | 43 days | 2,066 sqft |
| 2022-01-01 | 49 days | 1,980 sqft |
| 2022-02-01 | 36 days | 2,030 sqft |
| 2022-03-01 | 25 days | 2,011 sqft |
| 2022-04-01 | 20 days | 2,150 sqft |
| 2022-05-01 | 22 days | 2,209 sqft |
| 2022-06-01 | 26 days | 2,206 sqft |
| 2022-07-01 | 31 days | 2,125 sqft |
| 2022-08-01 | 37 days | 2,102 sqft |
| 2022-09-01 | 44 days | 2,107 sqft |
| 2022-10-01 | 46 days | 2,117 sqft |
| 2022-11-01 | 52 days | 2,092 sqft |
| 2022-12-01 | 63 days | 2,085 sqft |
| 2023-01-01 | 73 days | 2,085 sqft |
| 2023-02-01 | 60 days | 2,089 sqft |
| 2023-03-01 | 47 days | 2,083 sqft |
| 2023-04-01 | 44 days | 2,121 sqft |
| 2023-05-01 | 43 days | 2,130 sqft |
| 2023-06-01 | 42 days | 2,139 sqft |
| 2023-07-01 | 40 days | 2,088 sqft |
| 2023-08-01 | 44 days | 2,065 sqft |
| 2023-09-01 | 46 days | 2,073 sqft |
| 2023-10-01 | 49 days | 2,050 sqft |
| 2023-11-01 | 52 days | 2,021 sqft |
| 2023-12-01 | 57 days | 1,980 sqft |
| 2024-01-01 | 66 days | 1,928 sqft |
| 2024-02-01 | 54 days | 1,939 sqft |
| 2024-03-01 | 44 days | 1,999 sqft |
| 2024-04-01 | 50 days | 2,000 sqft |
| 2024-05-01 | 46 days | 2,000 sqft |
| 2024-06-01 | 49 days | 2,000 sqft |
| 2024-07-01 | 48 days | 1,966 sqft |
| 2024-08-01 | 50 days | 1,932 sqft |
| 2024-09-01 | 53 days | 1,939 sqft |
| 2024-10-01 | 59 days | 1,917 sqft |
| 2024-11-01 | 66 days | 1,910 sqft |
| 2024-12-01 | 69 days | 1,908 sqft |
| 2025-01-01 | 73 days | 1,892 sqft |
| 2025-02-01 | 65 days | 1,916 sqft |
| 2025-03-01 | 0 days | 1,945 sqft |
CHATTANOOGA's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
CHATTANOOGA's median square footage for active listings during the 2025-03-01 period was 1,945 sqft. One year prior, the average listing was 1,999 sqft.
CHATTANOOGA's median square footage for active listings during the 2025-03-01 period was 1,945 sqft. One year prior, the average listing was 1,999 sqft.
CHATTANOOGA, TN-GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 7,579 | $2,428,165,000 | $320,381 |
| Cash Out Refi | 1,891 | $400,985,000 | $212,049 |
| Refi | 1,557 | $513,995,000 | $330,119 |
| Home Improvement | 1,225 | $146,455,000 | $119,555 |
| Other | 1,193 | $162,575,000 | $136,274 |
| NA | 2 | $400,000 | $200,000 |
Chattanooga's most frequently cited loan purpose was Home Purchase, with 7,579 originations. The 2nd most popular reason was Cash Out Refi, with 1,891 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 5,607 | $1,691,155,000 | $301,615 |
| Over 8% | 2,705 | $352,825,000 | $130,434 |
| 7-8% | 2,452 | $706,030,000 | $287,940 |
| 5-6% | 1,647 | $625,895,000 | $380,021 |
| 4-5% | 208 | $72,130,000 | $346,779 |
| <2.5% | 62 | $970,000 | $15,645 |
| 3-4% | 16 | $4,070,000 | $254,375 |
| 2.5-3% | 10 | $2,210,000 | $221,000 |
During 2024, Chattanooga's most frequently originated rate bucket was 6-7%, with 5,607 originations.
Loan Sizing (CHATTANOOGA, TN-GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 5,554 | $1,564,140,000 | $281,624 |
| $100k-200k | 3,139 | $471,625,000 | $150,247 |
| $100,000 or less | 2,645 | $142,045,000 | $53,703 |
| $400k-600k | 1,464 | $692,890,000 | $473,286 |
| $600k-1000k | 492 | $350,930,000 | $713,272 |
| $Over $1MM | 153 | $430,945,000 | $2,816,634 |
CHATTANOOGA's loan sizing saw the bucket of loans from $200k-400k with 5,554 originations, totaling $1,564,140,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,911 | $1,644,685,000 | $334,898 |
| 60-80% | 2,929 | $923,725,000 | $315,372 |
| Under 20% | 1,737 | $103,705,000 | $59,704 |
| 20-40% | 1,443 | $203,835,000 | $141,258 |
| 40-60% | 1,303 | $388,985,000 | $298,530 |
| Over 100% | 172 | $127,620,000 | $741,977 |
CHATTANOOGA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,911 originations, totaling $1,644,685,000 in origination value.