CHATTANOOGA Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Chattanooga averaged 3.19% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.19% and one month ago for the week of 2021-10-21, the average rate was 3.48%.

Chattanooga's average rate one year ago was 2.71%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.45%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Chattanooga 30 Year Fixed Rate 2021-11-24 3.19%
Chattanooga 30 Year Fixed Rate Refi 2021-11-24 3.45%
Chattanooga 15 Year Fixed Rate 2021-11-24 3.11%
Chattanooga 15 Year Fixed Rate Refi 2021-11-24 2.86%
Chattanooga 30 Year FHA 2021-11-24 3.75%
Chattanooga 30 Year FHA Refi 2021-11-24 3.34%
Chattanooga 30 Year USDA 2021-11-24 3.34%
Chattanooga 30 Year USDA Refi 2021-11-24 3.58%
Chattanooga 30 Year VA 2021-11-24 3.26%
Chattanooga 30 Year VA Refi 2021-11-24 2.92%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHATTANOOGA, TN-GA.

CHATTANOOGA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CHATTANOOGA, TN-GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
MOVEMENT MORTGAGE, LLC 977 3.20% $3,197
QUICKEN LOANS, LLC 700 3.35% $5,072
MORTGAGE INVESTORS GROUP, INC. 491 3.28% $3,592
CALIBER HOME LOANS, INC. 418 3.26% $3,788
TJC Mortgage, Inc. 379 3.34% $4,480
PRIMELENDING, A PLAINSCAPITAL COMPANY 344 3.32% $3,567
FirstBank 327 3.26% $3,260
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 322 3.19% $3,469
TENNESSEE VALLEY 310 3.36% $3,770
Regions Bank 295 3.34% $3,161
BROKER SOLUTIONS, INC. 289 3.25% $3,386
Pinnacle Bank 265 3.46% $3,860
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 248 3.26% $3,837
Truist Bank 210 3.43% $3,395
ARK-LA-TEX FINANCIAL SERVICES, LLC. 144 3.35% $2,854
Bank of England 137 3.33% $3,971
CMG MORTGAGE, INC. 129 3.23% $3,723
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 127 3.34% $4,167
UNITED WHOLESALE MORTGAGE, LLC 118 3.26% $4,979
LOANDEPOT.COM, LLC 116 3.32% $4,296
Wells Fargo Bank, National Association 102 3.42% $2,735
SUMMIT FUNDING, INC. 98 3.46% $4,238
First Horizon Bank 97 3.54% $3,492
PRIMARY RESIDENTIAL MORTGAGE, INC. 97 3.25% $3,435
COMMUNITY MORTGAGE CORPORATION 95 3.09% $3,128
Citizens Tri-County Bank 92 3.32% $3,057
Independent Bank 92 3.00% $2,861
Prosperity Home Mortgage, LLC 92 3.17% $3,363
Synovus Bank 92 3.42% $5,998
AMERISAVE MORTGAGE CORPORATION 83 2.96% $4,125
MEMBER FIRST MORTGAGE, LLC 82 3.42% $3,361
First Citizens National Bank 73 2.97% $2,804
KELLER MORTGAGE, LLC 71 3.07% $2,126
Citizens Bank, National Association 65 3.45% $3,933
FIRST COMMUNITY MORTGAGE, INC. 60 3.40% $4,077
NATIONSTAR MORTGAGE LLC 58 3.59% $5,209
Bank of America, National Association 58 3.33% $3,908
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 53 3.19% $3,710
BETTER MORTGAGE CORPORATION 52 3.05% $3,497
CHURCHILL MORTGAGE CORPORATION 51 3.45% $3,539
PENNYMAC LOAN SERVICES, LLC 50 3.36% $5,411
JPMorgan Chase Bank, National Association 49 3.42% $3,054
LAND HOME FINANCIAL SERVICES, INC. 45 3.25% $5,060
United Community Bank 44 3.36% $3,739
EVERETT FINANCIAL, INC. 43 3.22% $2,199
Renasant Bank 42 3.37% $3,983
Reliant Bank 41 3.07% $3,308
NAVY FEDERAL CREDIT UNION 41 3.50% $4,317
FREEDOM MORTGAGE CORPORATION 41 3.46% $2,630
HOME POINT FINANCIAL CORPORATION 40 3.46% $4,016
Flagstar Bank, FSB 37 3.50% $3,333
ISERVE RESIDENTIAL LENDING, LLC 35 3.62% $6,232
U.S. Bank National Association 31 3.26% $3,213
Capital City Home Loans, LLC 30 3.15% $3,928
STOCKTON MORTGAGE CORPORATION 30 3.17% $4,202
NEWREZ LLC 28 3.46% $4,019
BancorpSouth Bank 28 3.58% $2,989
PANORAMA MORTGAGE GROUP, LLC 26 3.42% $4,353
Wyndham Capital Mortgage, Inc. 26 3.17% $2,106
Wolfe Financial, Inc 26 3.17% $3,043
DAS Acquisition Company, LLC 26 3.06% $3,597
MUTUAL OF OMAHA MORTGAGE, INC. 25 3.25% $3,433
Loan Simple, Inc. 23 3.10% $3,518
CROSSCOUNTRY MORTGAGE, LLC 23 3.11% $3,674
USAA Federal Savings Bank 23 3.71% $3,988
ROUNDPOINT MORTGAGE SERVICING CORPORATION 22 3.68% $1,510
SmartBank 21 2.93% $3,285
UNION HOME MORTGAGE CORP. 21 3.22% $3,357
SIRVA MORTGAGE, INC. 20 3.14% $742
ROYAL UNITED MORTGAGE LLC 19 3.30% $7,782
Ameris Bank 19 3.18% $4,089
GENEVA FINANCIAL, LLC 18 3.45% $5,237
SWBC MORTGAGE CORPORATION 18 3.11% $2,022
SOUTHWEST FUNDING, LP 18 3.21% $5,673
Blue Ridge Bank, National Association 18 3.16% $3,618
Ally Bank 17 3.12% $5,043
RELIANCE FIRST CAPITAL, LLC 17 3.41% $5,526
Farm Credit Mid-America, ACA 17 3.54% $8,753
SUCCESS MORTGAGE PARTNERS, INC. 16 3.21% $5,051
ASCEND FEDERAL CREDIT UNION 16 3.77% $3,393
GUARANTY HOME MORTGAGE CORPORATION 16 3.20% $5,030
VANDERBILT MORTGAGE AND FINANCE, INC. 15 3.18% $3,789
GEORGIA UNITED 15 3.32% $3,476
Fifth Third Bank, National Association 15 3.38% $4,401
NBKC BANK 14 2.98% $2,490
F&M Bank 14 3.03% $2,954
Iberiabank 14 3.08% $3,020
GUILD MORTGAGE COMPANY 13 3.42% $4,741
GUARANTEED RATE, INC. 13 3.19% $2,916
SUN WEST MORTGAGE COMPANY, INC. 13 3.32% $1,351
FINANCE OF AMERICA MORTGAGE LLC 13 3.35% $2,422
UBS Bank USA 13 3.15% $4,667
HOMESIDE FINANCIAL, LLC 13 3.60% $5,025
First Guaranty Mortgage Corporation 12 3.30% $2,784
CU COMMUNITY, LLC 12 3.09% $4,244
ENDEAVOR CAPITAL, LLC. 12 3.25% $4,744
First Federal Bank 11 3.24% $5,198
AMERICAN FINANCING CORPORATION 11 3.04% $5,845
InterContinental Capital Group, Inc 11 3.32% $5,211
Gateway First Bank 10 3.10% $2,104
Northpointe Bank 10 3.01% $3,093
HOMESTAR FINANCIAL CORPORATION 10 3.23% $2,547
FNB Bank 10 4.30% $3,300
South State Bank, National Association 10 3.21% $3,733
PROVIDENT FUNDING ASSOCIATES, L.P. 9 3.07% $2,758
AMERICAN FINANCIAL NETWORK, INC. 9 3.40% $5,386
AMERICAN INTERNET MORTGAGE, INC. 9 3.22% $4,064
First Option Mortgage, LLC 9 3.13% $3,325
Carrington Mortgage Services, LLC 9 3.42% $4,858
Nations Lending Corporation 9 2.94% $6,573
EASTMAN 8 4.22% $3,485
SOFI LENDING CORP. 8 3.39% $3,259
Colonial Savings, F.A. 8 3.44% $2,380
ZILLOW HOME LOANS, LLC 8 3.42% $1,619
PLANET HOME LENDING, LLC 8 3.11% $4,252
EMBRACE HOME LOANS, INC. 8 4.10% $5,018
AMERICAN PACIFIC MORTGAGE CORPORATION 7 3.05% $5,436
ANGEL OAK HOME LOANS LLC 7 3.36% $4,128
Barrington Bank & Trust Company, N.A. 7 3.35% $3,553
VAN DYK MORTGAGE CORPORATION 7 3.21% $3,613
MILEND, INC. 6 3.14% $7,382
RUOFF MORTGAGE COMPANY, INC. 6 3.10% $3,819
North American Savings Bank, F.S.B. 6 3.06% $1,961
GUARANTEED RATE AFFINITY, LLC 6 2.89% $1,859
Mortgage Assurance Inc. 6 3.04% $3,483
PNC Bank, National Association 6 3.43% $3,257
FLAT BRANCH MORTGAGE, INC. 6 3.29% $1,539
Cf Bank, National Association 6 3.04% $1,795
The Huntington National Bank 6 3.23% $4,299
TOWNE MORTGAGE COMPANY 6 3.71% $3,889
Citibank, National Association 5 2.90% $4,032
Mortgage Research Center, LLC 5 2.80% $5,376
PENTAGON FEDERAL CREDIT UNION 5 2.58% $2,475
BOKF, National Association 5 3.90% $3,742
GARDNER FINANCIAL SERVICES, LTD. 5 3.25% $6,956
BAY EQUITY LLC 5 3.33% $3,656
Discover Bank 5 5.29% $0
Hometown Lenders, Inc. 5 3.20% $4,772
LEADERONE FINANCIAL CORPORATION 5 3.25% $4,484
First-Citizens Bank & Trust Company 5 3.40% $4,853
ANGEL OAK MORTGAGE SOLUTIONS LLC 5 5.60% $6,305
Midwest Community Bank 5 2.70% $2,835
First Midwest Bank 5 2.85% $3,994
Republic Bank & Trust Company 5 3.35% $3,344
River Valley AgCredit, ACA 5 3.98% $8,133
UNITED PREMIER FUNDING, LLC 5 3.28% $3,934
CRESCENT MORTGAGE COMPANY 4 3.62% $3,768
ACOPIA, LLC 4 3.19% $4,162
AgFirst Farm Credit Bank 4 3.31% $3,410
ALTRA 4 3.39% $2,895
AmeriHome Mortgage Company, LLC 4 3.81% $3,740
A Mortgage Boutique, LLC 4 3.63% $3,507
BAY-VALLEY MORTGAGE GROUP 4 3.06% $8,292
Colten Mortgage, LLC 4 3.31% $4,177
First Home Bank 4 3.09% $5,933
First Mortgage Solutions, LLC 4 2.91% $4,583
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 3.31% $3,320
MORTGAGE ACCESS CORP. 4 2.75% $4,257
ORNL Federal Credit Union 4 3.28% $6,630
Prime Choice Funding Inc. 4 3.31% $4,479
REDSTONE Federal Credit Union 4 3.78% $2,755
Third Federal Savings and Loan Association of Cleveland 4 3.28% $1,448
TIAA, FSB 4 3.28% $3,168
Total Media Management, LLC 4 3.38% $3,872
1ST SIGNATURE LENDING, LLC 3 3.67% $6,198
Bank of Tennessee 3 3.55% $4,063
FIRST CHOICE LOAN SERVICES INC. 3 4.08% $1,384
STEARNS LENDING, LLC 3 3.38% $4,707
SOUTHPOINT FINANCIAL SERVICES, INC. 3 3.54% $6,923
The Federal Savings Bank 3 3.71% $5,014
Raymond James Bank, National Association 3 3.13% $3,473
Magnolia Bank 3 3.00% $2,766
Plains Commerce Bank 3 3.63% $4,574
COMPASS MORTGAGE, INC. 3 2.96% $3,243
The First National Bank of Middle Tennessee 3 2.79% $2,950
INSPIRE HOME LOANS INC. 3 3.00% $3,318
DRAPER AND KRAMER MORTGAGE CORP. 3 3.38% $2,251
THE MORTGAGE FIRM, INC. 3 2.92% $3,677
Ixonia Bank 3 3.13% $2,570
FBC MORTGAGE, LLC 3 3.21% $3,185
Strong Home Mortgage, LLC 3 3.17% $1,090
DELTA COMMUNITY CREDIT UNION 3 3.33% $4,491
ENVOY MORTGAGE, LTD 3 3.87% $8,057
Goldman Sachs Bank USA 3 2.88% $4,061
DELMAR FINANCIAL COMPANY 3 3.13% $3,710
First Savings Bank 3 2.88% $5,343
BNC National Bank 3 3.21% $2,482
HOMESTEAD FUNDING CORP. 3 2.75% $3,845
CHERRY CREEK MORTGAGE, LLC 3 3.12% $409
GEO-CORP, INC. 3 3.54% $4,368
NexBank 3 3.46% $3,988
INTERLINC MORTGAGE SERVICES, LLC 3 3.03% $3,243
BANKSOUTH MORTGAGE COMPANY, LLC 3 3.04% $2,670
Assurance Financial Group, L.L.C. 2 2.69% $2,324
NATIONS RELIABLE LENDING, LLC 2 3.38% $3,379
Amerifirst Financial, Inc. 2 3.50% $6,705
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.88% $5,200
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 2.69% $2,949
AMERICAN FINANCIAL RESOURCES, INC. 2 4.56% $4,188
Watermark Capital, Inc. 2 2.74% $2,565
Waterstone Mortgage Corporation 2 3.00% $4,726
Willamette Valley Bank 2 4.50% $4,454
HOMESPIRE MORTGAGE CORPORATION 2 3.31% $3,344
Leaders Credit Union 2 2.56% $2,544
Legacy Home Loans, LLC 2 2.88% $3,059
INLANTA MORTGAGE, INC. 2 3.56% $3,929
EUSTIS AND AMERICAN MORTGAGE COMPANY 2 3.19% $4,097
First National Bank of Pennsylvania 2 3.00% $3,599
First National Bank of America 2 7.69% $7,258
Simmons Bank 2 3.06% $1,804
CERTAINTY HOME LOANS, LLC 2 3.49% $3,007
LENDERFI, INC. 2 3.25% $2,221
ON Q FINANCIAL, INC. 2 2.94% $4,231
LENDUS, LLC 2 3.94% $4,179
First Financial Bank 2 3.13% $2,934
SOVEREIGN LENDING GROUP INCORPORATED 2 2.94% $3,210
Goldwater Bank, N.A. 2 3.06% $3,900
Paramount Residential Mortgage Group, Inc. 2 3.50% $2,861
PARKSIDE LENDING, LLC 2 3.94% $4,121
Mortgage Network, Inc. 2 2.93% $5,166
BELEM SERVICING LLC 2 3.19% $3,954
BBVA USA 2 3.31% $6,484
EMM LOANS LLC 2 3.44% $5,825
PHH Mortgage Corporation 2 3.69% $3,589
T2 FINANCIAL LLC 2 2.63% $4,894
EagleBank 2 2.88% $3,314
The Union Bank Company 2 2.88% $3,569
Y-12 Federal Credit Union 2 3.25% $3,801
First Federal Bank, A FSB 2 3.06% $3,098
Towne Bank 2 3.06% $3,165
Atlantic Union Bank 2 3.94% $4,849
First Farmers and Merchants Bank 2 3.37% $2,658
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 2.69% $3,361
KeyBank National Association 2 2.93% $6,710
BAY CAPITAL MORTGAGE CORPORATION 1 3.63% $3,134
Baxter Credit Union 1 3.25% $6,429
Axos Bank 1 2.88% $1,927
The First National Bank of Fort Smith 1 3.00% $2,059
Austin Capital Bank SSB 1 3.00% $2,991
ALAMEDA MORTGAGE CORPORATION 1 3.00% $3,962
Aurora Financial, LLC 1 2.88% $2,665
ACADEMY MORTGAGE CORPORATION 1 3.63% $4,868
Triumph Bank 1 2.88% $2,732
Atlantic Coast Mortgage, LLC 1 2.63% $3,856
Trustmark National Bank 1 2.75% $3,987
ATLANTA POSTAL 1 4.25% $3,826
UNIFY FINANCIAL Credit Union 1 4.00% $1,813
UNITED 1 3.00% $8,477
ARC HOME LLC 1 3.38% $6,290
United Fidelity Funding Corp. 1 3.38% $7,725
UNITED HOME LOANS, INC. 1 2.75% $4,224
AMERIFIRST FINANCIAL CORPORATION 1 3.25% $4,088
American Security Mortgage Corp. 1 2.75% $2,083
US MORTGAGE CORPORATION 1 3.75% $4,042
AMERICAN MORTGAGE SERVICE COMPANY 1 2.50% $4,351
AMCAP MORTGAGE, LTD. 1 3.63% $4,458
Wilson Bank And Trust 1 3.99% $4,799
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.38% $4,210
HALLMARK HOME MORTGAGE, LLC 1 4.75% $3,172
IMPAC MORTGAGE CORP. 1 3.88% $995
GSF Mortgage Corporation 1 3.63% $2,318
CELEBRITY HOME LOANS, LLC 1 2.88% $3,775
Greenbox Loans, Inc. 1 8.38% $7,356
Inwood National Bank 1 2.50% $3,712
GREAT WESTERN FINANCIAL SERVICES, INC. 1 3.50% $3,756
ITHINK FINANCIAL Credit Union 1 3.38% $8,987
JMAC LENDING, INC. 1 3.59% $2,223
KNOXVILLE TVA EMPLOYEES CREDIT UNION 1 3.13% $3,545
LAKEVIEW LOAN SERVICING, LLC 1 3.99% $6,571
Gate City Bank 1 2.75% $6,658
LOANLEADERS OF AMERICA, INC. 1 3.50% $2,600
LOANPAL, LLC 1 3.63% $6,405
Florida Capital Bank, National Association 1 2.88% $3,060
Main Street Bank 1 3.63% $2,183
Manufacturers and Traders Trust Company 1 3.25% $2,768
MCLEAN MORTGAGE CORPORATION 1 3.25% $2,484
Meridian Bank Corporation 1 2.75% $3,520
Mid-Continent Funding, Inc. 1 4.75% $3,532
Midland States Bank 1 3.38% $3,117
Morgan Stanley Private Bank, National Association 1 2.90% $4,657
WINGS FINANCIAL 1 2.63% $3,461
First Internet Bank of Indiana 1 2.88% $2,164
Mortgage Lenders Investment Trading Corporation 1 4.25% $2,059
NASA Federal Credit Union 1 3.38% $3,421
NATIONS DIRECT MORTGAGE, LLC 1 3.50% $6,589
FINEX CREDIT UNION 1 3.13% $5,053
Financial Funding Solutions, Inc. 1 2.88% $1,594
FBT Mortgage, L.L.C. 1 2.50% $2,671
NETWORK CAPITAL FUNDING CORPORATION 1 2.75% $1,280
EVERENCE FEDERAL CREDIT UNION 1 4.38% $2,532
NewTowne Mortgage, LLC 1 2.75% $3,533
NMSI, INC. 1 3.00% $2,827
EVANSVILLE TEACHERS 1 2.75% $2,842
Northwest Federal Credit Union 1 3.00% $1,536
OceanFirst Bank, National Association 1 3.38% $3,371
Old National Bank 1 2.88% $3,338
OPEN MORTGAGE, LLC 1 3.25% $998
WINNPOINTE CORPORATION 1 3.50% $0
OVM FINANCIAL, INC. 1 2.88% $4,284
Paramount Bank 1 2.75% $7,093
ENRICHMENT 1 3.50% $3,817
ALLIED MORTGAGE GROUP, INC. 1 3.63% $2,196
COUNTRYPLACE MORTGAGE, LTD. 1 3.63% $5,885
Cornerstone First Mortgage, Inc 1 2.75% $3,298
PURDUE FEDERAL CREDIT UNION 1 3.25% $4,177
Congressional Bank 1 3.38% $2,656
RBC Bank, (Georgia) National Association 1 2.75% $1,078
WRIGHT-PATT CREDIT UNION, INC. 1 2.63% $1,805
Community Bank of Mississippi 1 4.00% $4,899
Commonwealth Bank and Trust Company 1 3.38% $2,749
CityWorth Mortgage LLC 1 2.50% $4,623
City National Bank 1 3.60% $4,497
CITIZENS EQUITY FIRST 1 3.38% $2,475
CIBC Bank USA 1 2.75% $5,444
Charles Schwab Bank, SSB 1 3.25% $2,441
SeaTrust Mortgage Company 1 2.88% $3,618
SECURITYNATIONAL MORTGAGE COMPANY 1 3.50% $4,946
Servion, Inc. 1 3.88% $3,886
ServisFirst Bank 1 4.25% $6,889
SHELTER HOME MORTGAGE, LLC 1 3.50% $3,820
Sierra Pacific Mortgage Company, Inc. 1 2.99% $4,153
INOVA FEDERAL CREDIT UNION 1 2.88% $3,317
CB&S Bank, Inc. 1 3.88% $2,901
SOUTH CAROLINA FEDERAL CREDIT UNION 1 4.50% $4,563
Southeast Financial Credit Union 1 3.38% $5,482
SouthPoint Bank 1 2.88% $4
CASTLE & COOKE MORTGAGE, LLC 1 3.63% $5,870
SPRING EQ, LLC 1 2.63% $2,100
SRE MORTGAGE ALLIANCE INC. 1 3.25% $3,806
STANDARD MORTGAGE CORPORATION 1 3.25% $3,699
STATE EMPLOYEES' 1 3.38% $3,442

CHATTANOOGA, TN-GA's 331 lenders originated 23,842 loans during 2020. The total origination value was $5,372,370,000, with an average loan value of $225,332.

The top CHATTANOOGA lender as defined by loan originations is MOVEMENT MORTGAGE, LLC, with 977 loans originated. Their average total fees are $3,197, which is $1,875 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee CHATTANOOGA lenders (with over 10 loans originated) are SIRVA MORTGAGE, INC. ($742), SUN WEST MORTGAGE COMPANY, INC. ($1,351), ROUNDPOINT MORTGAGE SERVICING CORPORATION ($1,510), SWBC MORTGAGE CORPORATION ($2,022) and Gateway First Bank ($2,104).

The lowest rate CHATTANOOGA lenders (with over 10 loans originated) are SmartBank (2.93%), AMERISAVE MORTGAGE CORPORATION (2.96%), First Citizens National Bank (2.97%), NBKC BANK (2.98%) and Independent Bank (3.00%).

CHATTANOOGA, TN-GA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Quicken Loans $174,835,000 $375,690,000 114.9% 7.0%
MOVEMENT MORTGAGE, LLC $189,000,000 $337,785,000 78.7% 6.3%
REGIONS BANK $106,445,000 $204,545,000 92.2% 3.8%
Pinnacle Bank $305,000 $185,100,000 60,588.5% 3.4%
MORTGAGE INVESTORS GROUP $99,245,000 $185,045,000 86.5% 3.4%
Caliber Home Loans Inc $114,470,000 $183,765,000 60.5% 3.4%
Tennessee Valley Federal Credit Union $95,070,000 $170,630,000 79.5% 3.2%
Freedom Mortgage Corporation $56,870,000 $151,745,000 166.8% 2.8%
TJC Mortgage, Inc. $76,105,000 $151,110,000 98.6% 2.8%
FirstBank $93,630,000 $147,315,000 57.3% 2.7%
Branch Banking And Trust Co $26,520,000 $139,450,000 425.8% 2.6%
PRIMELENDING $95,295,000 $125,170,000 31.4% 2.3%
New American Funding (dba for Broker Solutions Inc) $62,975,000 $117,545,000 86.7% 2.2%
Highlands Residential Mortgage Ltd $45,755,000 $108,580,000 137.3% 2.0%
Cardinal Financial Company LP $54,570,000 $90,405,000 65.7% 1.7%
First Tennessee Bank National $80,260,000 $87,995,000 9.6% 1.6%
CMG Mortgage Inc. $59,620,000 $57,675,000 -3.3% 1.1%
loanDepot LLC $30,445,000 $57,450,000 88.7% 1.1%
United Shore Financial Services LLC $41,555,000 $53,415,000 28.5% 1.0%
FAIRWAY INDEPENDENT MORT CORP $36,825,000 $52,575,000 42.8% 1.0%
Citizens Tri-County Bank $26,900,000 $50,635,000 88.2% 0.9%
Synovus Bank $18,345,000 $45,895,000 150.2% 0.9%
Bank of England $22,385,000 $44,555,000 99.0% 0.8%
FIRST CITIZENS NATIONAL BANK $19,905,000 $44,535,000 123.7% 0.8%
WELLS FARGO BANK NA $43,905,000 $43,710,000 -0.4% 0.8%
WALKER & DUNLOP, LLC $63,500,000 $43,510,000 -31.5% 0.8%
PENNYMAC LOAN SERVICES LLC $18,070,000 $43,480,000 140.6% 0.8%
Mortgage Research Center LLC $32,515,000 $42,545,000 30.8% 0.8%
Summit Funding Inc. $18,425,000 $42,170,000 128.9% 0.8%
Member First Mortgage LLC $45,150,000 $41,900,000 -7.2% 0.8%
Amerisave Mortgage Corporation $10,035,000 $41,810,000 316.6% 0.8%
Greystone Servicing Corporation, Inc. $41,740,000 n/a 0.8%
Ark-La-Tex Financial Services LLC $1,770,000 $41,670,000 2,254.2% 0.8%
First Volunteer Bank $33,930,000 $41,070,000 21.0% 0.8%
Grandbridge Real Est Capital $40,990,000 n/a 0.8%
Primary Residential Mortgage Inc. $16,615,000 $39,735,000 139.2% 0.7%
Nationstar Mortgage $25,230,000 $39,390,000 56.1% 0.7%
Independent Bank $23,665,000 $38,875,000 64.3% 0.7%
Community Mortgage Corporation $20,165,000 $36,725,000 82.1% 0.7%
Bank of America NA $39,545,000 $34,210,000 -13.5% 0.6%
SmartBank $37,450,000 $32,880,000 -12.2% 0.6%
Prosperity Home Mortgage LLC $13,990,000 $31,050,000 121.9% 0.6%
First Community Mortgage Inc. $12,475,000 $30,695,000 146.1% 0.6%
Prudential Multifamily Mortgage, LLC. $20,995,000 $30,555,000 45.5% 0.6%
JPMorgan Chase Bank, NA $29,375,000 $28,075,000 -4.4% 0.5%
USAA FEDERAL SAVINGS BANK $35,045,000 $26,420,000 -24.6% 0.5%
Lakeview Loan Servicing, LLC $9,035,000 $25,075,000 177.5% 0.5%
Capital One, NA $30,980,000 $24,485,000 -21.0% 0.5%
Better Mortgage Corporation $7,140,000 $23,970,000 235.7% 0.4%
CBNA $18,965,000 $23,760,000 25.3% 0.4%
NAVY FEDERAL CREDIT UNION $21,350,000 $23,230,000 8.8% 0.4%
Keller Mortgage LLC $15,115,000 $22,555,000 49.2% 0.4%
RENASANT BANK $12,365,000 $22,450,000 81.6% 0.4%
Reliant Bank $13,705,000 $22,325,000 62.9% 0.4%
Land Home Financial Services Inc. $11,650,000 $21,610,000 85.5% 0.4%
Home Point Financial Corporation $4,450,000 $20,560,000 362.0% 0.4%
Atlantic Bay Mortgage Group LLC $12,345,000 $20,410,000 65.3% 0.4%
iServe Residential Lending LLC $12,950,000 $19,615,000 51.5% 0.4%
Churchill Mortgage Corporation $16,800,000 $19,300,000 14.9% 0.4%
Supreme Lending/ Everett Financial Inc. $16,885,000 $19,065,000 12.9% 0.4%
BancorpSouth Bank $8,985,000 $17,990,000 100.2% 0.3%
US BANK, N.A. $10,895,000 $17,550,000 61.1% 0.3%
SouthEast Bank $22,575,000 $17,330,000 -23.2% 0.3%
NewDay Financial LLC dba NewDay USA $7,830,000 $16,730,000 113.7% 0.3%
United Community Bank $7,970,000 $16,345,000 105.1% 0.3%
Flagstar Bank $18,460,000 $15,980,000 -13.4% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC $9,625,000 $15,225,000 58.2% 0.3%
NEWREZ LLC $6,655,000 $14,960,000 124.8% 0.3%
Legends Bank $8,230,000 $14,775,000 79.5% 0.3%
Brand Mortgage $7,990,000 $14,765,000 84.8% 0.3%
Bellwether Enterprise Real Estate Capital LLC $14,005,000 n/a 0.3%
Alterra Group LLC dba Alterra Home Loans $3,640,000 $13,460,000 269.8% 0.3%
CARRINGTON MORTGAGE SERVICES $11,465,000 $13,015,000 13.5% 0.2%
AMERIS BANK $4,320,000 $12,870,000 197.9% 0.2%
Stockton Mortgage Corporation $2,220,000 $12,835,000 478.2% 0.2%
Bank of Cleveland $6,590,000 $12,635,000 91.7% 0.2%
UBS Bank USA $4,375,000 $12,335,000 181.9% 0.2%
FNB Bank $11,990,000 $12,285,000 2.5% 0.2%
DAS Acquisition Company, LLC $1,125,000 $12,240,000 988.0% 0.2%
Wyndham Capital Mortgage $4,175,000 $11,560,000 176.9% 0.2%
Union Home Mortgage Company $5,780,000 $11,180,000 93.4% 0.2%
Arbor Realty Trust Inc $9,095,000 $11,130,000 22.4% 0.2%
Sun West Mortgage Company Inc. $3,030,000 $11,100,000 266.3% 0.2%
Millennium Bank $11,850,000 $11,020,000 -7.0% 0.2%
Wolfe Financial Inc. DBA Integrity Mortgage Group $7,255,000 $10,990,000 51.5% 0.2%
Sirva Mortgage Inc. $12,155,000 $10,690,000 -12.1% 0.2%
Farm Credit Mid-America $5,025,000 $10,085,000 100.7% 0.2%
Village Capital & Investment $1,625,000 $10,045,000 518.2% 0.2%
Citizens Bank & Trust Inc $6,385,000 $9,910,000 55.2% 0.2%
CBRE Multifamily Capital, Inc. $30,215,000 $9,625,000 -68.1% 0.2%
AmeriHomeMortgageCompany,LL $3,005,000 $9,550,000 217.8% 0.2%
Fifth Third Bank $5,850,000 $9,515,000 62.6% 0.2%
Berkadia Commercial Mortgage $10,205,000 $9,470,000 -7.2% 0.2%
Clearpath Lending $7,785,000 $9,360,000 20.2% 0.2%
Intercontinental Capital Group, Inc. $1,840,000 $9,070,000 392.9% 0.2%
Guaranty Trust Company $7,225,000 $9,030,000 25.0% 0.2%
Citibank, N.A. $20,660,000 $8,725,000 -57.8% 0.2%
Success Mortgage Partners Inc. $2,495,000 $8,640,000 246.3% 0.2%
Loan Simple Inc $3,925,000 $8,380,000 113.5% 0.2%
Synergy One Lending $6,190,000 $8,005,000 29.3% 0.1%
NBKC Bank $3,385,000 $7,955,000 135.0% 0.1%
HomeBridge Financial Services, Inc. $8,840,000 $7,675,000 -13.2% 0.1%
Geneva Financial LLC $1,475,000 $7,545,000 411.5% 0.1%
Reliance First Capital LLC $2,935,000 $7,440,000 153.5% 0.1%
First Guaranty Mortgage Corporation $2,255,000 $7,420,000 229.0% 0.1%
Southwest Funding LP $2,525,000 $7,000,000 177.2% 0.1%
Barrington Bank & Trust $4,555,000 $6,990,000 53.5% 0.1%
North American Savings Bank $3,080,000 $6,955,000 125.8% 0.1%
Dougherty Mortgage, LLC $13,175,000 $6,695,000 -49.2% 0.1%
VanDyk Mortgage Corporation $3,360,000 $6,340,000 88.7% 0.1%
First-Citizens Bank & Trust Co $2,425,000 $6,320,000 160.6% 0.1%
Planet Home Lending LLC $595,000 $6,320,000 962.2% 0.1%
Blue Ridge Bank, NA $6,285,000 n/a 0.1%
Guaranteed Rate Inc. $4,455,000 $6,225,000 39.7% 0.1%
IBERIABANK $2,215,000 $6,220,000 180.8% 0.1%
Mountain Valley Bank $8,570,000 $6,215,000 -27.5% 0.1%
The Federal Savings Bank $6,475,000 $5,920,000 -8.6% 0.1%
SimplyBank. $2,870,000 $5,850,000 103.8% 0.1%
SWBC Mortgage Corporation $1,270,000 $5,775,000 354.7% 0.1%
CU Community LLC $3,830,000 $5,690,000 48.6% 0.1%
Guild Mortgage Company $8,560,000 $5,505,000 -35.7% 0.1%
American Financial Network Inc. $2,325,000 $5,385,000 131.6% 0.1%
Bank of Dade $6,275,000 $5,325,000 -15.1% 0.1%
Ascend Federal Credit Union $1,060,000 $5,260,000 396.2% 0.1%
First Jackson Bank $3,950,000 $5,070,000 28.4% 0.1%
Sovereign Lending Group, Inc $1,690,000 $4,935,000 192.0% 0.1%
Nations Lending Corporation $1,120,000 $4,930,000 340.2% 0.1%
Northpointe Bank $2,805,000 $4,805,000 71.3% 0.1%
HomeStar Financial Corporation $2,335,000 $4,390,000 88.0% 0.1%
Magnolia Bank Incorporated $880,000 $4,265,000 384.7% 0.1%
Georgia United Credit Union $2,030,000 $4,205,000 107.1% 0.1%
Finance of America Mortgage LLC $2,130,000 $4,180,000 96.2% 0.1%
American Financing Corporation $955,000 $4,170,000 336.6% 0.1%
F&M Bank $1,900,000 $4,100,000 115.8% 0.1%
First Option Mortgage LLC $1,750,000 $4,045,000 131.1% 0.1%
Royal United Mortgage LLC $2,055,000 $3,925,000 91.0% 0.1%
Goldman Sachs Bank USA $150,000 $3,875,000 2,483.3% 0.1%
CENTERSTATE BANK N.A. $1,655,000 $3,855,000 132.9% 0.1%
PNC BANK NA $4,075,000 $3,735,000 -8.3% 0.1%
Colonial Savings $3,080,000 $3,665,000 19.0% 0.1%
Mortgage Lenders of America LLC $2,055,000 $3,655,000 77.9% 0.1%
Pentagon Federal Credit Union $2,465,000 $3,570,000 44.8% 0.1%
Eastman Credit Union $1,885,000 $3,530,000 87.3% 0.1%
GATEWAY MORTGAGE GROUP $1,035,000 $3,530,000 241.1% 0.1%
Huntington National Bank $1,830,000 $3,410,000 86.3% 0.1%
Raymond James Bank National Association $1,305,000 $3,385,000 159.4% 0.1%
Embrace Home Loans, Inc. $1,885,000 $3,350,000 77.7% 0.1%
Republic Bank & Trust Company $910,000 $3,340,000 267.0% 0.1%
Endeavor Capital Mortgage LLC $1,505,000 $3,285,000 118.3% 0.1%
PHH MORTGAGE CORPORATION $1,565,000 $3,205,000 104.8% 0.1%
Andrew Johnson Bank $1,960,000 $2,990,000 52.6% 0.1%
Provident Funding Associates $3,205,000 $2,990,000 -6.7% 0.1%
Homeside Financial LLC $3,850,000 $2,885,000 -25.1% 0.1%
FIRST NATIONAL BANK OF MIDDLE TENNESSEE $705,000 $2,665,000 278.0% 0.0%
Guaranteed Rate Affinity LLC $1,540,000 $2,555,000 65.9% 0.0%
Mortgage Assurance Inc. $2,935,000 $2,505,000 -14.7% 0.0%
American Pacific Mortgage Corporation $2,465,000 n/a 0.0%
United Premier Funding LLC $835,000 $2,450,000 193.4% 0.0%
SoFi Lending Corp $1,975,000 $2,435,000 23.3% 0.0%
Towne Mortgage Company $485,000 $2,405,000 395.9% 0.0%
AimLoan.com $1,415,000 $2,400,000 69.6% 0.0%
Third Federal Savings and Loan $5,090,000 $2,330,000 -54.2% 0.0%
Prime Choice Funding, Inc. $760,000 $2,295,000 202.0% 0.0%
Low VA Rates $975,000 $2,285,000 134.4% 0.0%
BANK OF TENNESSEE $1,115,000 $2,265,000 103.1% 0.0%
AAG $1,350,000 $2,225,000 64.8% 0.0%
Milend Inc. $235,000 $2,150,000 814.9% 0.0%
LeaderOne Financial Corp. $300,000 $2,140,000 613.3% 0.0%
Flat Branch Mortgage Inc. $415,000 $2,130,000 413.3% 0.0%
ORNL Federal Credit Union $1,990,000 $2,115,000 6.3% 0.0%
Envoy Mortgage Ltd. $245,000 $2,085,000 751.0% 0.0%
Cf Bank National Association $2,015,000 $2,040,000 1.2% 0.0%
TIAA, FSB $5,260,000 $2,035,000 -61.3% 0.0%
Cherry Creek Mortgage Co. Inc. $560,000 $2,005,000 258.0% 0.0%
American Financial Resources Inc. $2,625,000 $1,995,000 -24.0% 0.0%
Longbridge Financial, LLC $1,340,000 $1,980,000 47.8% 0.0%
Gardner Financial Services dba Legacy Mutual Mortgage $300,000 $1,975,000 558.3% 0.0%
LendingHome Funding Corporation $2,420,000 $1,960,000 -19.0% 0.0%
Redstone Federal Credit Union $895,000 $1,930,000 115.6% 0.0%
BOKF NA $2,800,000 $1,915,000 -31.6% 0.0%
ANGEL OAK HOME LOANS LLC $3,050,000 $1,890,000 -38.0% 0.0%
River Valley AgCredit, ACA $135,000 $1,865,000 1,281.5% 0.0%
KeyBank National Association $1,855,000 n/a 0.0%
Mid America Mortgage Inc. $190,000 $1,835,000 865.8% 0.0%
Civic Financial Services $290,000 $1,830,000 531.0% 0.0%
21ST MORTGAGE $2,180,000 $1,820,000 -16.5% 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $770,000 $1,810,000 135.1% 0.0%
Stearns Lending $1,460,000 $1,810,000 24.0% 0.0%
BNC NATIONAL BANK $1,035,000 $1,780,000 72.0% 0.0%
Hometown Lenders LLC $3,585,000 $1,770,000 -50.6% 0.0%
COMPASS BANK $635,000 $1,705,000 168.5% 0.0%
Weichert Financial Services $1,140,000 $1,685,000 47.8% 0.0%
DHI Mortgage Company Limited $1,655,000 n/a 0.0%
Discover Bank $1,675,000 $1,620,000 -3.3% 0.0%
RESIDENTIAL ACCEPTANCE CORPORATION. RAC. $1,615,000 n/a 0.0%
CIBC Bank USA $1,605,000 n/a 0.0%
Paramount Residential Mortgage Group Inc. $2,480,000 $1,585,000 -36.1% 0.0%
Acopia, LLC $1,455,000 $1,580,000 8.6% 0.0%
The Mortgage Firm, Inc. $175,000 $1,525,000 771.4% 0.0%
Network Capital Funding Corporation $400,000 $1,515,000 278.8% 0.0%
Homestead Funding Corp. $880,000 $1,505,000 71.0% 0.0%
Colten Mortgage $1,500,000 n/a 0.0%
Ruoff Home Mortgage $230,000 $1,455,000 532.6% 0.0%
Altra Federal Credit Union $235,000 $1,450,000 517.0% 0.0%
Bay Equity LLC $145,000 $1,445,000 896.6% 0.0%
Delta Community Credit Union $275,000 $1,425,000 418.2% 0.0%
Leaders Credit Union $1,420,000 n/a 0.0%
First Mortgage Solutions LLC $900,000 $1,410,000 56.7% 0.0%
First Midwest Bank $585,000 $1,365,000 133.3% 0.0%
Mortgage Solutions of Colorado LLC $1,110,000 $1,360,000 22.5% 0.0%
First Federal Bank A FSB $1,335,000 n/a 0.0%
TOTAL MEDIA MANAGEMENT LLC DBA NEW SOUTH MORTGAGE $1,315,000 n/a 0.0%
COOSA VALLEY CREDIT UNION $290,000 $1,305,000 350.0% 0.0%
First Bank $940,000 $1,275,000 35.6% 0.0%
BANKSOUTH MORTGAGE COMPANY, LL $370,000 $1,270,000 243.2% 0.0%
Watermark Home Loans $1,300,000 $1,250,000 -3.8% 0.0%
DelMar Financial Company $520,000 $1,225,000 135.6% 0.0%
MIDWEST COMMUNITY BANK $265,000 $1,225,000 362.3% 0.0%
POLARIS HOME FUNDING CORP $175,000 $1,215,000 594.3% 0.0%
BANKPLUS $225,000 $1,200,000 433.3% 0.0%
Ixonia Bank $1,200,000 n/a 0.0%
Draper and Kramer Mortgage Corp. $1,150,000 n/a 0.0%
Liberty Home Mortgage Corp $115,000 $1,140,000 891.3% 0.0%
Angel Oak Mortgage Solutions $1,225,000 $1,135,000 -7.3% 0.0%
CIT BANK N.A. $1,170,000 $1,135,000 -3.0% 0.0%
CERTAIN HOME LOANS, LLC $485,000 $1,125,000 132.0% 0.0%
Nations Direct Mortgage LLC $185,000 $1,120,000 505.4% 0.0%
AGFIRST FARM CREDIT BANK $3,440,000 $1,110,000 -67.7% 0.0%
Goldwater Bank National Association $185,000 $1,100,000 494.6% 0.0%
Simmons Bank $30,900,000 $1,085,000 -96.5% 0.0%
InterLinc Mortgage Services LLC $1,045,000 n/a 0.0%
Geo-Corp, Inc. $400,000 $1,035,000 158.8% 0.0%
LendUS LLC dba RPM Mortgage $210,000 $1,025,000 388.1% 0.0%
Cascade Financial Services $870,000 $1,020,000 17.2% 0.0%
Citizens Bank of Las Cruces $1,015,000 n/a 0.0%
FBC Mortgage LLC $670,000 $1,010,000 50.7% 0.0%
Compass Mortgage Inc $1,005,000 n/a 0.0%
IBM Southeast Employees Federal Credit Union $65,000 $1,005,000 1,446.2% 0.0%
AmWest Funding Corp. $265,000 $1,000,000 277.4% 0.0%
SHELTER HOME MORTGAGE, LLC $115,000 $990,000 760.9% 0.0%
Tristar Bank $985,000 n/a 0.0%
UNIFY Financial Credit Union $1,210,000 $970,000 -19.8% 0.0%
First Internet Bank $1,150,000 $965,000 -16.1% 0.0%
Crescent Mortgage Company $2,510,000 $935,000 -62.7% 0.0%
GSF Mortgage Corporation $405,000 $925,000 128.4% 0.0%
United Fidelity Funding Corp. $925,000 n/a 0.0%
Wright-Patt Credit Union Inc $910,000 n/a 0.0%
Southpoint Financial Services $635,000 $905,000 42.5% 0.0%
First Home Bank $1,445,000 $895,000 -38.1% 0.0%
American Bank & Trust Company, Inc. $885,000 n/a 0.0%
Waterstone Mortgage Corp $345,000 $880,000 155.1% 0.0%
FIRST FARMERS AND MERCHANTS BANK $875,000 n/a 0.0%
Trustmark National Bank $1,005,000 $875,000 -12.9% 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $135,000 $870,000 544.4% 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $215,000 $860,000 300.0% 0.0%
James B. Nutter & Company $565,000 $860,000 52.2% 0.0%
Amcap Mortgage Ltd. $340,000 $855,000 151.5% 0.0%
CityWorth Mortgage $750,000 $855,000 14.0% 0.0%
Contour Mortgage Corporation $255,000 $845,000 231.4% 0.0%
American Mortgage Service Company $840,000 n/a 0.0%
Sierra Pacific Mortgage $640,000 $840,000 31.3% 0.0%
5 Arch Funding Corp. $835,000 n/a 0.0%
Countybank $285,000 $810,000 184.2% 0.0%
E Mortgage Management LLC $290,000 $795,000 174.1% 0.0%
Inspire Home Loans $775,000 n/a 0.0%
Homeowners Financial Group $760,000 n/a 0.0%
Midwest Equity Mortgage LLC $750,000 n/a 0.0%
1st Signature Lending LLC $500,000 $740,000 48.0% 0.0%
Bayshore Mortgage Funding LLC $760,000 $740,000 -2.6% 0.0%
First Savings Bank $1,465,000 $735,000 -49.8% 0.0%
First Choice Loan Services Inc. $2,345,000 $725,000 -69.1% 0.0%
Morgan Stanley Private Bank NA $4,965,000 $695,000 -86.0% 0.0%
Charles Schwab Bank $690,000 n/a 0.0%
Paramount Bank $585,000 $690,000 17.9% 0.0%
Mid-Continent Funding, Inc. $410,000 $685,000 67.1% 0.0%
Y-12 Federal Credit Union $105,000 $680,000 547.6% 0.0%
First Commercial Bank $675,000 n/a 0.0%
Mortgage Network, Inc $115,000 $665,000 478.3% 0.0%
Financail Funding Solutions, Inc $285,000 $660,000 131.6% 0.0%
Plains Commerce Bank $660,000 n/a 0.0%
Brighton Bank $650,000 n/a 0.0%
Inwood National Bank $650,000 n/a 0.0%
LenderFi, Inc. $490,000 $645,000 31.6% 0.0%
United Security Financial $950,000 $635,000 -33.2% 0.0%
First National Bank of Pennsylvania $805,000 $630,000 -21.7% 0.0%
Baxter Credit Union $625,000 n/a 0.0%
Homespire Mortgage Corporation $125,000 $625,000 400.0% 0.0%
OVM FINANCIAL, INC. $620,000 n/a 0.0%
Wings Financial Credit Union $615,000 n/a 0.0%
Credit Human Federal Credit Union $340,000 $605,000 77.9% 0.0%
Triumph Bank $1,610,000 $585,000 -63.7% 0.0%
Inlanta Mortgage $580,000 n/a 0.0%
United Federal Credit Union $185,000 $580,000 213.5% 0.0%
United Northern Mortgage Bankers Limited $575,000 n/a 0.0%
Oceanside Mortgage Company $430,000 $570,000 32.6% 0.0%
ARVEST BANK $1,520,000 $560,000 -63.2% 0.0%
Equity Prime Mortgage LLC $520,000 $560,000 7.7% 0.0%
T2 Financial LLC $555,000 n/a 0.0%
Alliant Credit Union $25,000 $535,000 2,040.0% 0.0%
Direct Lenders, LLC. $155,000 $535,000 245.2% 0.0%
Eustis Mortgage Corporation $235,000 $535,000 127.7% 0.0%
TowneBank $535,000 n/a 0.0%
Essex Mortgage $525,000 n/a 0.0%
TCF National Bank $210,000 $525,000 150.0% 0.0%
EagleBank $520,000 n/a 0.0%
Nations Reliable Lending, LLC $520,000 n/a 0.0%
Aurora Financial $515,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $515,000 n/a 0.0%
Open Mortgage LLC $505,000 n/a 0.0%
Guidance Residential LLC $1,980,000 $500,000 -74.7% 0.0%
The Home Loan Expert $500,000 n/a 0.0%
The Union Bank Company $225,000 $500,000 122.2% 0.0%
HomeTrust Bank $2,105,000 $495,000 -76.5% 0.0%
Purdue Federal Credit Union $495,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $270,000 $490,000 81.5% 0.0%
First Federal Bank of Kansas City $525,000 $490,000 -6.7% 0.0%
Progress Bank and Trust $490,000 n/a 0.0%
Interactive Mortgage $485,000 n/a 0.0%
M&T Bank $230,000 $485,000 110.9% 0.0%
WEI Mortgage LLC $315,000 $480,000 52.4% 0.0%
Citizens Equity First Credit Union (CEFCU) $895,000 $475,000 -46.9% 0.0%
Farmers Bank & Trust $475,000 n/a 0.0%
Commerce Home Mortgage Inc. $470,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $525,000 $470,000 -10.5% 0.0%
First Vision Bank of Tennessee $265,000 $460,000 73.6% 0.0%
Union Bank & Trust $135,000 $460,000 240.7% 0.0%
SHELTER LENDING SERVICES, LLC $2,160,000 $455,000 -78.9% 0.0%
Stifel Bank and Trust $920,000 $455,000 -50.5% 0.0%
1st National Bank $445,000 n/a 0.0%
City National Bank $445,000 n/a 0.0%
United Home Loans Inc $445,000 n/a 0.0%
Great Western Financial Services Inc. $440,000 n/a 0.0%
US Mortgage Corporation $435,000 n/a 0.0%
Axos Bank $135,000 $430,000 218.5% 0.0%
FIRST NATIONAL BANK OF AMERICA $610,000 $430,000 -29.5% 0.0%
Wilson Bank & Trust $430,000 n/a 0.0%
Southeast Financial Credit Union $150,000 $425,000 183.3% 0.0%
Nationwide Mortgage Bankers Inc. $195,000 $410,000 110.3% 0.0%
SPRING EQ, LLC $195,000 $410,000 110.3% 0.0%
DIAMOND RESIDENTIAL MTG CORP $560,000 $405,000 -27.7% 0.0%
Georgia Banking Company $405,000 n/a 0.0%
Parkside Lending LLC $5,390,000 $405,000 -92.5% 0.0%
Resource Financial Services, Inc. $675,000 $405,000 -40.0% 0.0%
Accelerate Mortgage $400,000 n/a 0.0%
Northwest Federal Credit Union $170,000 $400,000 135.3% 0.0%
Semper Home Loans, Inc $395,000 n/a 0.0%
Toyota Financial Savings Bank $395,000 n/a 0.0%
First Home Mortgage $385,000 n/a 0.0%
On Q Financial Inc. $380,000 n/a 0.0%
Knoxville TVA Employees Credit Union $785,000 $370,000 -52.9% 0.0%
Trinity Oaks Mortgage LLC $745,000 $370,000 -50.3% 0.0%
LendingOne LLC $1,015,000 $365,000 -64.0% 0.0%
ServisFirst Bank $480,000 $365,000 -24.0% 0.0%
Georgia's Own Credit Union $335,000 $360,000 7.5% 0.0%
Alcoa Tenn Federal Credit Union $355,000 n/a 0.0%
BankTennessee $320,000 $355,000 10.9% 0.0%
First Western Trust Bank $365,000 $355,000 -2.7% 0.0%
AKT American Capital Inc $350,000 n/a 0.0%
Busey Bank $345,000 $345,000 0.0% 0.0%
Field & Main Bank $345,000 n/a 0.0%
Gate City Bank $345,000 n/a 0.0%
United Mortgage Corp $345,000 n/a 0.0%
Amerifirst Financial Inc. $340,000 n/a 0.0%
First Financial Bank $340,000 n/a 0.0%
MLD Mortgage Inc. $340,000 n/a 0.0%
CAPITAL BANK, NA $345,000 $335,000 -2.9% 0.0%
Credit Union Mortgage Association Inc. $280,000 $335,000 19.6% 0.0%
NewTowne Mortgage, LLC $335,000 n/a 0.0%
Fidelity Bank $205,000 $330,000 61.0% 0.0%
Gold Star Mortgage Financial Group, Corporation $65,000 $330,000 407.7% 0.0%
LoanPal $565,000 $320,000 -43.4% 0.0%
BLUELEAF LENDING, LLC $315,000 n/a 0.0%
Hamilton Group Funding Inc. $315,000 n/a 0.0%
US Mortgage of Florida $310,000 n/a 0.0%
BANK OF THE WEST $305,000 n/a 0.0%
Congressional Bank $315,000 $305,000 -3.2% 0.0%
FIRST UNITED BANK AND TRUST CO $300,000 $305,000 1.7% 0.0%
Ladera Lending, Inc. $305,000 n/a 0.0%
LoanSnap Inc $305,000 n/a 0.0%
RANLife, Inc. $305,000 n/a 0.0%
SHELTER MORTGAGE COMPANY, LLC $305,000 n/a 0.0%
The Bank of South Carolina $305,000 n/a 0.0%
Volunteer State Bank $305,000 n/a 0.0%
Wyoming Bank & Trust $305,000 n/a 0.0%
JMAC Lending Incorporated $295,000 n/a 0.0%
Servion, Inc. $295,000 n/a 0.0%
Willamette Valley Bank $290,000 n/a 0.0%
Community Trust Bank, Inc. $285,000 n/a 0.0%
IAA CREDIT UNION $285,000 $285,000 0.0% 0.0%
Atlanta Postal Credit Union $360,000 $280,000 -22.2% 0.0%
Commonwealth Bank and Trust Company $280,000 n/a 0.0%
Midwest Loan Services Inc $280,000 n/a 0.0%
COMMUNITY BANK OF MISSISSIPPI $105,000 $275,000 161.9% 0.0%
Finex Credit Union $275,000 n/a 0.0%
Goldenwest Credit Union $275,000 n/a 0.0%
Old National Bank $275,000 n/a 0.0%
Peoples Bank of the South $275,000 n/a 0.0%
Atlantic Coast Mortgage LLC $265,000 n/a 0.0%
CITY BANK $300,000 $265,000 -11.7% 0.0%
Lending 3 Inc $360,000 $265,000 -26.4% 0.0%
NMSI Inc $265,000 n/a 0.0%
South Carolina Federal Credit Union $265,000 n/a 0.0%
Evansville Teachers Federal Credit Union $420,000 $255,000 -39.3% 0.0%
InSouth Bank $255,000 n/a 0.0%
OceanFirst Bank N.A. $255,000 n/a 0.0%
RBC Bank (Georgia), N.A. $255,000 n/a 0.0%
Standard Mortgage Corporation $245,000 $255,000 4.1% 0.0%
University Lending Group LLC $255,000 n/a 0.0%
ALERUS FINANCIAL NA $245,000 n/a 0.0%
Presidential Bank FSB $445,000 $245,000 -44.9% 0.0%
Reverse Mortgage Funding LLC $885,000 $245,000 -72.3% 0.0%
R P Funding $245,000 n/a 0.0%
Security Federal Bank $245,000 n/a 0.0%
Allied Mortgage Group Inc $125,000 $240,000 92.0% 0.0%
Core Bank $235,000 n/a 0.0%
Eagle Bank and Trust Company $235,000 $235,000 0.0% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $320,000 $235,000 -26.6% 0.0%
The Equitable Mortgage Corporation $235,000 n/a 0.0%
Citizens Bank $230,000 n/a 0.0%
American Security Mortgage Corporation $315,000 $225,000 -28.6% 0.0%
Bank of Eastman $225,000 n/a 0.0%
FIRST FEDERAL BANK $145,000 $225,000 55.2% 0.0%
Florida Capital Bank National Association $225,000 n/a 0.0%
SC Telco FCU $225,000 $225,000 0.0% 0.0%
R M K FINANCIAL CORP $215,000 n/a 0.0%
Academy Mortgage Corporation $1,775,000 $205,000 -88.5% 0.0%
Oconee State Bank $205,000 n/a 0.0%
State Employees' Credit Union $920,000 $205,000 -77.7% 0.0%
Cstone Mortgage Inc $115,000 $200,000 73.9% 0.0%
Capital Mortgage Services of Texas $195,000 n/a 0.0%
Enrichment Federal Credit Union $195,000 n/a 0.0%
Peach State Federal Credit Uni $55,000 $195,000 254.5% 0.0%
Quorum Federal Credit Union $70,000 $195,000 178.6% 0.0%
top flite financial, inc. $195,000 n/a 0.0%
Bay Capital Mortgage Corporation $185,000 n/a 0.0%
FBT Mortgage LLC $185,000 n/a 0.0%
GUARANTY MORTGAGE SERVICES, LLC $85,000 $185,000 117.6% 0.0%
Justice Federal Credit Union $185,000 n/a 0.0%
McLean Mortgage Corporation $175,000 n/a 0.0%
Credit Union of Georgia $165,000 n/a 0.0%
Inland Bank and Trust $155,000 $165,000 6.5% 0.0%
Midland States Bank $165,000 n/a 0.0%
Southeast Mortgage of Georgia $165,000 n/a 0.0%
Family Savings Credit Union $265,000 $160,000 -39.6% 0.0%
AmeriFirst Home Mortgage $155,000 n/a 0.0%
APCI Federal Credit Union $155,000 n/a 0.0%
First National Bank of Fort Smith $155,000 n/a 0.0%
Hometown Equity Mortgage LLC $155,000 n/a 0.0%
INOVA Federal Credit Union $155,000 n/a 0.0%
Meridian Bank $155,000 n/a 0.0%
State Farm Bank $4,790,000 $155,000 -96.8% 0.0%
The Park National Bank $155,000 n/a 0.0%
ACU $185,000 $150,000 -18.9% 0.0%
Alameda Mortgage Corporation $145,000 n/a 0.0%
Union Savings Bank $145,000 n/a 0.0%
CSL Financial, LLC $140,000 n/a 0.0%
Exchange Bank $135,000 n/a 0.0%
Finance of America Commercial LLC $135,000 n/a 0.0%
Greenbox Loans Inc. $125,000 $135,000 8.0% 0.0%
LGE Community Credit Union $135,000 n/a 0.0%
Thrivent Federal Credit Union $200,000 $135,000 -32.5% 0.0%
CB&S Bank $330,000 $125,000 -62.1% 0.0%
Finance of America Reverse LLC $140,000 $125,000 -10.7% 0.0%
Main Street Bank $125,000 n/a 0.0%
SecurityNational Mortgage Company $245,000 $125,000 -49.0% 0.0%
Castle & Cooke Mortgage LLC $115,000 n/a 0.0%
GMFS LLC $115,000 n/a 0.0%
NASA Federal Credit Union $115,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $380,000 $115,000 -69.7% 0.0%
SouthPoint Bank $115,000 n/a 0.0%
Citizens Bank of Lafayette $95,000 $105,000 10.5% 0.0%
CountryPlace Mortgage Ltd. $105,000 n/a 0.0%
EvaBank $105,000 n/a 0.0%
Home State Bank National Association $105,000 n/a 0.0%
Memphis City Employees Credit Union $95,000 n/a 0.0%
The Money Source Inc. $455,000 $95,000 -79.1% 0.0%
United Bank $95,000 n/a 0.0%
EVERENCE FEDERAL CREDIT UNION $165,000 $85,000 -48.5% 0.0%
GUARANTY BANK & TRUST COMPANY $75,000 $75,000 0.0% 0.0%
Hallmark Home Mortgage LLC $75,000 n/a 0.0%
Citizens Bank $65,000 n/a 0.0%
United States Senate Federal Credit Union $75,000 $55,000 -26.7% 0.0%
Campus USA Credit Union $45,000 n/a 0.0%
Digital Federal Credit Union $185,000 $45,000 -75.7% 0.0%
Southern First $155,000 $45,000 -71.0% 0.0%
Triad Financial Services Inc $75,000 $45,000 -40.0% 0.0%
1st Franklin Financial Corporation $190,000 $35,000 -81.6% 0.0%
Deere Employees Credit Union $115,000 $15,000 -87.0% 0.0%

CHATTANOOGA's top lender by overall market share is Quicken Loans, with 7.0% market share. In second place, with 6.3%, is MOVEMENT MORTGAGE, LLC, having originated $337,785,000 in loans. In third place, with 3.8%, is REGIONS BANK, having originated $204,545,000 in loans. In third place, with 3.4%, is Pinnacle Bank, having originated $185,100,000 in loans. In third place, with 3.4%, is MORTGAGE INVESTORS GROUP, having originated $185,045,000 in loans.


CHATTANOOGA, TN-GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 9,811 $2,408,245,000 $245,464
Refi 8,910 $2,072,920,000 $232,651
Cash Out Refi 3,630 $713,430,000 $196,537
Home Improvement 760 $77,690,000 $102,224
Other 731 $100,085,000 $136,915

Chattanooga's most frequently cited loan purpose was Home Purchase, with 9,811 originations. The 2nd most popular reason was Refi, with 8,910 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 10,359 $2,362,475,000 $228,060
2.5-3% 7,745 $1,859,035,000 $240,030
4-5% 1,855 $319,015,000 $171,976
<2.5% 1,727 $465,865,000 $269,754
Over 8% 577 $56,065,000 $97,166
5-6% 394 $40,880,000 $103,756
6-7% 145 $12,555,000 $86,586
7-8% 92 $5,960,000 $64,783

During 2020, Chattanooga's most frequently originated rate bucket was 3-4%, with 10,359 originations.

Loan Sizing (CHATTANOOGA, TN-GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 9,643 $1,447,685,000 $150,128
$200k-400k 9,212 $2,506,530,000 $272,094
$100,000 or less 3,366 $213,500,000 $63,428
$400k-600k 1,307 $612,685,000 $468,772
$600k-1000k 207 $157,115,000 $759,010
$Over $1MM 107 $434,855,000 $4,064,065

CHATTANOOGA's loan sizing saw the bucket of loans from $100k-200k with 9,643 originations, totaling $1,447,685,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 9,716 $2,295,230,000 $236,232
60-80% 7,476 $1,942,330,000 $259,809
40-60% 2,482 $499,730,000 $201,342
20-40% 1,158 $132,970,000 $114,827
Under 20% 739 $36,485,000 $49,371
Over 100% 279 $73,385,000 $263,029

CHATTANOOGA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 9,716 originations, totaling $2,295,230,000 in origination value.