Vantage Bank Texas Mortgage Rates, Fees & Info
San Antonio, TXLEI: 549300PG87MHQ7H4CO08
Tax ID: 74-0856797
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Vantage Bank Texas is a smaller bank specializing in Home Purchase loans. Vantage Bank Texas has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Houston, Mcallen, San Antonio, and San Diego among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)Vantage Bank Texas has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
257Origination Dollar Volume (All Markets)
$157,055,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 79 | $66,775,000 | $845,253 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 70 | $37,110,000 | $530,143 | $0 | 0.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 28 | $11,660,000 | $416,429 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 26 | $10,050,000 | $386,538 | $0 | 0.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $4,555,000 | $1,518,333 | $0 | 0.00% |
| Outside of Metro Areas | 6 | $4,050,000 | $675,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $3,870,000 | $645,000 | $0 | 0.00% |
| LAREDO, TX (FHA|USDA|VA) | 14 | $3,340,000 | $238,571 | $0 | 0.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $2,795,000 | $2,795,000 | $0 | 0.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $1,995,000 | $1,995,000 | $0 | 0.00% |
| EL PASO, TX (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $0 | 0.00% |
| Heber, UT (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $0 | 0.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $1,405,000 | $1,405,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $0 | 0.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $0 | 0.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $0 | 0.00% |
| Granbury, TX (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $0 | 0.00% |
| WACO, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $0 | 0.00% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 257 | $157,055,000 | $611,109 | $0 | 0.00% |
For 2024, Vantage Bank Texas's most frequently originated type of loan was Conventional, with 257 originations.
Loan Reason
For 2024, Vantage Bank Texas's most frequently cited loan purpose was Home Purchase, with 222 originations. The 2nd most popular reason was Other, with 20 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 257 | $157,055,000 | $611,109 | $0 | 0.00% |
For 2024, Vantage Bank Texas's most frequently cited loan duration was Other, with 257 originations.
Loan Sizing
2024 saw Vantage Bank Texas place emphasis on $200k-400k loans with 86 originations, totaling $24,380,000 in origination value.
Applicant Income
Vantage Bank Texas lent most frequently to those with incomes in the $250k+ range, with 126 originations. The second most popular income band? $150k-250k, with 52 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 257 | $157,055,000 | $611,109 | $0 | 0.00% |
Vantage Bank Texas lent most frequently to those with DTI ratios of Exempt%, with 257 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.97%
Vantage Bank Texas has an average approval rate.
Pick Rate
Approvals leading to origination77.82%
Vantage Bank Texas has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 257 | $157,055,000 | $611,109 |