Eagle Pass Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Eagle Pass averaged 6.98% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.99% and one month ago for the week of 2024-10-10, the average rate was 6.52%.

    Eagle Pass's average rate one year ago was 7.3%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.78%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Eagle Pass 30 Year Fixed Rate 2024-11-14 6.98%
    Eagle Pass 30 Year Fixed Rate Refi 2024-11-14 6.78%
    Eagle Pass 15 Year Fixed Rate 2024-11-14 5.79%
    Eagle Pass 15 Year Fixed Rate Refi 2024-11-14 6.49%
    Eagle Pass 30 Year FHA 2024-11-14 -0.11%
    Eagle Pass 30 Year FHA Refi 2024-11-14 0.1%
    Eagle Pass 30 Year USDA 2024-11-14 -0.2%
    Eagle Pass 30 Year USDA Refi 2024-11-14 -0.2%
    Eagle Pass 30 Year VA 2024-11-14 0%
    Eagle Pass 30 Year VA Refi 2024-11-14 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Eagle Pass, TX.

    Eagle Pass Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Eagle Pass, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 18 6.89% $9,338
    QUICKEN LOANS, LLC 10 7.34% $6,354
    Gateway First Bank 8 6.80% $6,666
    PENNYMAC LOAN SERVICES, LLC 3 6.37% $10,066
    SECURITY SERVICE 3 7.17% $3,728
    RANDOLPH-BROOKS 2 7.44% $4,006
    International Bank of Commerce 2 6.56% $4,418
    LENDSURE MORTGAGE CORP. 2 8.56% $9,555
    UNITED WHOLESALE MORTGAGE, LLC 2 7.31% $6,731
    Lone Star National Bank 1 6.50% $8,212
    MORTGAGE FINANCIAL SERVICES, LLC 1 7.38% $3,808
    MOVEMENT MORTGAGE, LLC 1 7.44% $6,822
    PNC Bank 1 5.88% $3,914
    ROYAL UNITED MORTGAGE LLC 1 7.00% $12,950
    SUMMIT FUNDING, INC. 1 7.63% $5,539
    THRIVE MORTGAGE, LLC 1 5.63% $14,993
    UNIVERSITY Federal Credit Union 1 7.38% $5,629
    USAA Federal Savings Bank 1 6.63% $3,924
    WILLOW BEND MORTGAGE COMPANY, LLC 1 6.88% $6,581
    21ST MORTGAGE CORPORATION 1 8.10% $6,317
    ZILLOW HOME LOANS, LLC 1 6.25% $6,021
    AMCAP MORTGAGE, LTD. 1 7.63% $6,988
    ARC HOME LLC 1 7.25% $11,598
    Carrington Mortgage Services, LLC 1 6.38% $8,146
    CMG MORTGAGE, INC. 1 5.99% $5,065
    CREDIT HUMAN FEDERAL CREDIT UNION 1 6.70% $4,146
    DAS Acquisition Company, LLC 1 7.38% $5,475
    First Option Mortgage, LLC 1 6.88% $8,207
    LOANDEPOT.COM, LLC 1 7.50% $3,935

    Eagle Pass Average Closing Costs & Other Stats

    Eagle Pass, TX's 29 lenders originated 451 loans during 2023. The total origination value was $78,765,000, with an average loan value of $174,645.

    Eagle Pass's average closing costs are $6,459.

    The top Eagle Pass lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 18 loans originated. Their average total fees are $9,338, which is $2,984 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Eagle Pass lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($6,354), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($9,338), .

    The lowest rate Eagle Pass lenders (with over 10 loans originated) are FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.89%), QUICKEN LOANS, LLC (7.34%), .

    Eagle Pass, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $34,910,000 $35,400,000 1.4% 44.9%
    CMG MORTGAGE, INC. $2,385,000 $5,050,000 111.7% 6.4%
    Gateway First Bank $6,440,000 $4,545,000 -29.4% 5.8%
    QUICKEN LOANS, LLC $4,400,000 $2,835,000 -35.6% 3.6%
    UNITED WHOLESALE MORTGAGE, LLC $4,100,000 $2,380,000 -42.0% 3.0%
    Falcon International Bank $5,180,000 $2,265,000 -56.3% 2.9%
    SECURITY SERVICE $2,655,000 $2,030,000 -23.5% 2.6%
    MORTGAGE FINANCIAL SERVICES, LLC $370,000 $1,270,000 243.2% 1.6%
    MOVEMENT MORTGAGE, LLC $1,225,000 n/a 1.6%
    PNC Bank $1,070,000 $1,160,000 8.4% 1.5%
    AMCAP MORTGAGE, LTD. $2,105,000 $1,080,000 -48.7% 1.4%
    LEADERONE FINANCIAL CORPORATION $1,030,000 n/a 1.3%
    International Bank of Commerce $3,025,000 $1,020,000 -66.3% 1.3%
    Mortgage Research Center, LLC $2,390,000 $990,000 -58.6% 1.3%
    PENNYMAC LOAN SERVICES, LLC $975,000 $985,000 1.0% 1.3%
    21ST MORTGAGE CORPORATION $850,000 $970,000 14.1% 1.2%
    THRIVE MORTGAGE, LLC $1,370,000 $905,000 -33.9% 1.1%
    Broadway National Bank $785,000 n/a 1.0%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $390,000 $745,000 91.0% 0.9%
    WILLOW BEND MORTGAGE COMPANY, LLC $605,000 n/a 0.8%
    RANDOLPH-BROOKS $490,000 $500,000 2.0% 0.6%
    CARDINAL FINANCIAL $210,000 $435,000 107.1% 0.6%
    USAA Federal Savings Bank $385,000 $430,000 11.7% 0.5%
    ACADEMY MORTGAGE CORPORATION $1,255,000 $405,000 -67.7% 0.5%
    SUMMIT FUNDING, INC. $405,000 n/a 0.5%
    PENTAGON FEDERAL CREDIT UNION $440,000 $365,000 -17.0% 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $365,000 n/a 0.5%
    LENDSURE MORTGAGE CORP. $360,000 n/a 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,010,000 $355,000 -64.9% 0.5%
    NATIONS DIRECT MORTGAGE, LLC $255,000 $350,000 37.3% 0.4%
    TOWNE MORTGAGE COMPANY $305,000 n/a 0.4%
    GUARANTEED RATE, INC. $245,000 $295,000 20.4% 0.4%
    LOANPAL, LLC $355,000 $290,000 -18.3% 0.4%
    Lone Star National Bank $285,000 n/a 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $285,000 n/a 0.4%
    H E B $270,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $265,000 n/a 0.3%
    Town Square Mortgage & Investments, Inc. $265,000 n/a 0.3%
    PLAZA HOME MORTGAGE, INC. $255,000 n/a 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $240,000 n/a 0.3%
    ARC HOME LLC $235,000 n/a 0.3%
    First Option Mortgage, LLC $235,000 n/a 0.3%
    LOANDEPOT.COM, LLC $645,000 $230,000 -64.3% 0.3%
    AMWEST FUNDING CORP. $215,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $370,000 $215,000 -41.9% 0.3%
    ZILLOW HOME LOANS, LLC $215,000 n/a 0.3%
    ROYAL UNITED MORTGAGE LLC $125,000 $195,000 56.0% 0.2%
    Equity Prime Mortgage LLC $590,000 $185,000 -68.6% 0.2%
    NAVY FEDERAL CREDIT UNION $305,000 $185,000 -39.3% 0.2%
    DAS Acquisition Company, LLC $175,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $910,000 $165,000 -81.9% 0.2%
    First United Bank and Trust Company $165,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $555,000 $165,000 -70.3% 0.2%
    The Bank & Trust $1,380,000 $165,000 -88.0% 0.2%
    Wells Fargo Bank $990,000 $150,000 -84.8% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $210,000 $145,000 -31.0% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $135,000 n/a 0.2%
    PILGRIM MORTGAGE LLC $135,000 n/a 0.2%
    River City Federal Credit Union $135,000 n/a 0.2%
    Carrington Mortgage Services, LLC $480,000 $125,000 -74.0% 0.2%
    OCMBC, INC. $125,000 n/a 0.2%
    Discover Bank $55,000 $120,000 118.2% 0.2%
    AMERISAVE MORTGAGE CORPORATION $285,000 $115,000 -59.6% 0.1%
    MID AMERICA MORTGAGE, INC. $440,000 $115,000 -73.9% 0.1%
    UNIVERSITY Federal Credit Union $115,000 n/a 0.1%
    FIRSTMARK $65,000 n/a 0.1%
    Bank of America $55,000 n/a 0.1%
    American Airlines Federal Credit Union $25,000 n/a 0.0%
    Texas Community Bank $655,000 $5,000 -99.2% 0.0%

    Eagle Pass's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 44.9% market share. In second place, with 6.4%, is CMG MORTGAGE, INC., having originated $5,050,000 in loans. In third place, with 5.8%, is Gateway First Bank, having originated $4,545,000 in loans. In fourth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $2,835,000 in loans. In fifth place, with 3.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,380,000 in loans.

    Eagle Pass Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Eagle Pass (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $151,500 (2.4%) $167,749 (5.9%) 0.00 218
    2018-02-01 $149,500 (2.1%) $169,915 (9.2%) 0.00 222
    2018-03-01 $145,000 (0.0%) $166,487 (7.1%) 0.00 232
    2018-04-01 $145,000 (-1.0%) $167,204 (6.5%) 0.00 233
    2018-05-01 $148,500 (-0.1%) $169,937 (7.2%) 0.00 243
    2018-06-01 $149,000 (1.7%) $168,106 (6.7%) 0.00 243
    2018-07-01 $148,750 (2.6%) $167,010 (5.6%) 0.00 255
    2018-08-01 $146,500 (0.3%) $166,196 (5.3%) 0.00 265
    2018-09-01 $155,000 (3.9%) $171,204 (5.3%) 0.00 263
    2018-10-01 $159,200 (7.5%) $174,095 (6.3%) 0.00 258
    2018-11-01 $158,250 (6.4%) $172,891 (4.8%) 0.00 252
    2018-12-01 $156,000 (4.7%) $171,711 (2.7%) 0.00 239
    2019-01-01 $152,875 (0.9%) $172,253 (2.7%) 0.00 234
    2019-02-01 $149,850 (0.2%) $170,298 (0.2%) 0.00 244
    2019-03-01 $148,929 (2.7%) $167,811 (0.8%) 0.00 232
    2019-04-01 $148,029 (2.1%) $167,384 (0.1%) 0.00 210
    2019-05-01 $150,000 (1.0%) $172,780 (1.7%) 0.00 196
    2019-06-01 $150,000 (0.7%) $173,607 (3.3%) 0.00 190
    2019-07-01 $150,000 (0.8%) $174,147 (4.3%) 0.00 193
    2019-08-01 $148,636 (1.5%) $171,343 (3.1%) 0.00 198
    2019-09-01 $146,591 (-5.4%) $167,762 (-2.0%) 0.00 199
    2019-10-01 $145,000 (-8.9%) $166,354 (-4.5%) 0.00 204
    2019-11-01 $145,000 (-8.4%) $165,959 (-4.0%) 0.00 218
    2019-12-01 $149,875 (-3.9%) $167,848 (-2.3%) 0.00 219
    2020-01-01 $150,000 (-1.9%) $166,912 (-3.1%) 0.00 219
    2020-02-01 $152,500 (1.8%) $166,314 (-2.3%) 0.00 229
    2020-03-01 $156,325 (5.0%) $172,155 (2.6%) 0.00 224
    2020-04-01 $162,125 (9.5%) $176,251 (5.3%) 0.00 225
    2020-05-01 $160,000 (6.7%) $174,074 (0.8%) 0.00 212
    2020-06-01 $160,000 (6.7%) $176,468 (1.7%) 0.00 201
    2020-07-01 $166,000 (10.7%) $177,021 (1.7%) 0.00 199
    2020-08-01 $160,000 (7.7%) $171,987 (0.4%) 0.00 185
    2020-09-01 $166,750 (13.8%) $175,959 (4.9%) 0.00 176
    2020-10-01 $160,000 (10.3%) $171,437 (3.1%) 0.00 169
    2020-11-01 $164,925 (13.7%) $173,710 (4.7%) 0.00 158
    2020-12-01 $165,500 (10.4%) $178,713 (6.5%) 0.00 151
    2021-01-01 $165,000 (10.0%) $177,703 (6.5%) 0.00 148
    2021-02-01 $175,000 (14.8%) $183,982 (10.6%) 0.00 152
    2021-03-01 $175,000 (12.0%) $184,355 (7.1%) 0.00 142
    2021-04-01 $175,000 (7.9%) $187,136 (6.2%) 0.00 136
    2021-05-01 $167,000 (4.4%) $184,719 (6.1%) 0.00 122
    2021-06-01 $159,000 (-0.6%) $186,333 (5.6%) 0.00 118
    2021-07-01 $175,000 (5.4%) $192,401 (8.7%) 0.00 124
    2021-08-01 $177,500 (10.9%) $192,895 (12.2%) 0.00 116
    2021-09-01 $176,000 (5.6%) $195,836 (11.3%) 0.00 107
    2021-10-01 $171,500 (7.2%) $191,533 (11.7%) 0.00 109
    2021-11-01 $174,475 (5.8%) $192,137 (10.6%) 0.00 113
    2021-12-01 $182,500 (10.3%) $195,657 (9.5%) 0.00 116
    2022-01-01 $189,000 (14.6%) $194,229 (9.3%) 0.00 115
    2022-02-01 $198,500 (13.4%) $202,590 (10.1%) 0.00 136
    2022-03-01 $199,525 (14.0%) $205,313 (11.4%) 0.00 129
    2022-04-01 $219,900 (25.7%) $218,489 (16.8%) 0.00 123
    2022-05-01 $219,600 (31.5%) $220,844 (19.6%) 0.00 125
    2022-06-01 $219,250 (37.9%) $222,696 (19.5%) 0.00 136
    2022-07-01 $225,000 (28.6%) $226,898 (17.9%) 0.00 142
    2022-08-01 $235,000 (32.4%) $240,351 (24.6%) 0.00 148
    2022-09-01 $235,400 (33.8%) $243,724 (24.5%) 0.00 153
    2022-10-01 $235,800 (37.5%) $252,905 (32.0%) 0.00 166
    2022-11-01 $235,250 (34.8%) $251,294 (30.8%) 0.00 173
    2022-12-01 $237,800 (30.3%) $253,880 (29.8%) 0.00 170
    2023-01-01 $239,925 (26.9%) $256,063 (31.8%) 0.00 151
    2023-02-01 $237,475 (19.6%) $262,515 (29.6%) 0.00 152
    2023-03-01 $235,000 (17.8%) $260,471 (26.9%) 0.00 136
    2023-04-01 $230,000 (4.6%) $251,505 (15.1%) 0.00 127
    2023-05-01 $248,500 (13.2%) $266,577 (20.7%) 0.00 120
    2023-06-01 $259,750 (18.5%) $273,727 (22.9%) 0.00 129
    2023-07-01 $260,000 (15.6%) $274,786 (21.1%) 0.00 125
    2023-08-01 $263,500 (12.1%) $276,956 (15.2%) 0.00 133
    2023-09-01 $265,000 (12.6%) $275,402 (13.0%) 0.00 130
    2023-10-01 $263,500 (11.8%) $275,200 (8.8%) 0.00 131
    2023-11-01 $259,975 (10.5%) $276,175 (9.9%) 0.00 137
    2023-12-01 $256,300 (7.8%) $279,630 (10.1%) 0.00 137
    2024-01-01 $257,800 (7.5%) $287,047 (12.1%) 0.00 137
    2024-02-01 $259,125 (9.1%) $283,166 (7.9%) 0.00 142
    2024-03-01 $259,750 (10.5%) $281,747 (8.2%) 0.00 145
    2024-04-01 $258,500 (12.4%) $279,430 (11.1%) 0.00 135
    2024-05-01 $265,000 (6.6%) $285,480 (7.1%) 0.00 134
    2024-06-01 $265,000 (2.0%) $286,077 (4.5%) 0.00 140
    2024-07-01 $275,000 (5.8%) $288,800 (5.1%) 0.00 155
    2024-08-01 $278,000 (5.5%) $291,969 (5.4%) 0.00 162
    2024-09-01 $278,000 (4.9%) $291,175 (5.7%) 0.00 172
    2024-10-01 $275,000 (4.4%) $287,415 (4.4%) 0.00 178
    Eagle Pass's median listing price for 2024-10-01 was $275,000, a difference of $11,500 (4.4%) versus the prior year and $-3,000 versus the prior month.

    Eagle Pass's median listing price comes in at 0% of the national average.

    Eagle Pass's average listing price for 2024-10-01 was $287,415, a difference of $12,215 (4.4%) versus the prior year and $-3,760 versus the prior month.

    For the 2024-10-01 period, Eagle Pass had 178 MLS listings, a difference of 6 listings (3%) versus the prior month and 47 listings (36%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Eagle Pass (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,651 sqft
    2018-02-01 0 days 1,653 sqft
    2018-03-01 0 days 1,567 sqft
    2018-04-01 0 days 1,570 sqft
    2018-05-01 0 days 1,587 sqft
    2018-06-01 0 days 1,592 sqft
    2018-07-01 0 days 1,596 sqft
    2018-08-01 0 days 1,598 sqft
    2018-09-01 0 days 1,605 sqft
    2018-10-01 0 days 1,616 sqft
    2018-11-01 0 days 1,566 sqft
    2018-12-01 0 days 1,560 sqft
    2019-01-01 0 days 1,530 sqft
    2019-02-01 0 days 1,524 sqft
    2019-03-01 0 days 1,511 sqft
    2019-04-01 0 days 1,504 sqft
    2019-05-01 0 days 1,549 sqft
    2019-06-01 0 days 1,550 sqft
    2019-07-01 0 days 1,548 sqft
    2019-08-01 0 days 1,528 sqft
    2019-09-01 0 days 1,503 sqft
    2019-10-01 0 days 1,498 sqft
    2019-11-01 0 days 1,493 sqft
    2019-12-01 0 days 1,519 sqft
    2020-01-01 0 days 1,506 sqft
    2020-02-01 0 days 1,491 sqft
    2020-03-01 0 days 1,507 sqft
    2020-04-01 0 days 1,529 sqft
    2020-05-01 0 days 1,516 sqft
    2020-06-01 0 days 1,510 sqft
    2020-07-01 0 days 1,481 sqft
    2020-08-01 0 days 1,454 sqft
    2020-09-01 0 days 1,456 sqft
    2020-10-01 0 days 1,464 sqft
    2020-11-01 0 days 1,448 sqft
    2020-12-01 0 days 1,445 sqft
    2021-01-01 0 days 1,465 sqft
    2021-02-01 0 days 1,467 sqft
    2021-03-01 0 days 1,463 sqft
    2021-04-01 0 days 1,503 sqft
    2021-05-01 0 days 1,446 sqft
    2021-06-01 0 days 1,431 sqft
    2021-07-01 0 days 1,486 sqft
    2021-08-01 0 days 1,490 sqft
    2021-09-01 0 days 1,489 sqft
    2021-10-01 0 days 1,499 sqft
    2021-11-01 0 days 1,436 sqft
    2021-12-01 0 days 1,418 sqft
    2022-01-01 0 days 1,444 sqft
    2022-02-01 0 days 1,452 sqft
    2022-03-01 0 days 1,460 sqft
    2022-04-01 0 days 1,486 sqft
    2022-05-01 0 days 1,483 sqft
    2022-06-01 0 days 1,483 sqft
    2022-07-01 0 days 1,506 sqft
    2022-08-01 0 days 1,532 sqft
    2022-09-01 0 days 1,538 sqft
    2022-10-01 0 days 1,540 sqft
    2022-11-01 0 days 1,530 sqft
    2022-12-01 0 days 1,530 sqft
    2023-01-01 0 days 1,539 sqft
    2023-02-01 0 days 1,539 sqft
    2023-03-01 0 days 1,542 sqft
    2023-04-01 0 days 1,544 sqft
    2023-05-01 0 days 1,586 sqft
    2023-06-01 0 days 1,581 sqft
    2023-07-01 0 days 1,575 sqft
    2023-08-01 0 days 1,555 sqft
    2023-09-01 0 days 1,550 sqft
    2023-10-01 0 days 1,543 sqft
    2023-11-01 0 days 1,541 sqft
    2023-12-01 0 days 1,523 sqft
    2024-01-01 0 days 1,527 sqft
    2024-02-01 0 days 1,530 sqft
    2024-03-01 0 days 1,529 sqft
    2024-04-01 0 days 1,530 sqft
    2024-05-01 0 days 1,554 sqft
    2024-06-01 0 days 1,554 sqft
    2024-07-01 0 days 1,557 sqft
    2024-08-01 0 days 1,575 sqft
    2024-09-01 0 days 1,554 sqft
    2024-10-01 0 days 1,549 sqft
    Eagle Pass's median listing age (time on market) for 2024-10-01 was 0 days.

    Eagle Pass's median square footage for active listings during the 2024-10-01 period was 1,549 sqft. One year prior, the average listing was 1,543 sqft.

    Eagle Pass, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 378 $69,030,000 $182,619
    Cash Out Refi 31 $3,905,000 $125,968
    Other 18 $2,060,000 $114,444
    Refi 17 $3,135,000 $184,412
    Home Improvement 7 $635,000 $90,714

    Eagle Pass's most frequently cited loan purpose was Home Purchase, with 378 originations. The 2nd most popular reason was Cash Out Refi, with 31 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 125 $27,225,000 $217,800
    5-6% 106 $23,400,000 $220,755
    7-8% 86 $18,510,000 $215,233
    Over 8% 41 $5,105,000 $124,512
    <2.5% 8 $50,000 $6,250
    4-5% 5 $905,000 $181,000

    During 2023, Eagle Pass's most frequently originated rate bucket was 6-7%, with 125 originations.

    Loan Sizing (Eagle Pass, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 206 $52,820,000 $256,408
    $100k-200k 120 $19,040,000 $158,667
    $100,000 or less 118 $3,410,000 $28,898
    $400k-600k 6 $2,710,000 $451,667
    $600k-1000k 1 $785,000 $785,000

    Eagle Pass's loan sizing saw the bucket of loans from $200k-400k with 206 originations, totaling $52,820,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 274 $62,810,000 $229,234
    Under 20% 80 $770,000 $9,625
    60-80% 41 $6,805,000 $165,976
    40-60% 19 $2,315,000 $121,842
    20-40% 14 $1,070,000 $76,429
    Over 100% 5 $1,535,000 $307,000

    Eagle Pass's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 274 originations, totaling $62,810,000 in origination value.