Eagle Pass Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Eagle Pass averaged 6.64% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.65% and one month ago for the week of 2025-02-27, the average rate was 6.56%.

    Eagle Pass's average rate one year ago was 6.59%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.94%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Eagle Pass 30 Year Fixed Rate 2025-04-03 6.64%
    Eagle Pass 30 Year Fixed Rate Refi 2025-04-03 6.94%
    Eagle Pass 15 Year Fixed Rate 2025-04-03 5.82%
    Eagle Pass 15 Year Fixed Rate Refi 2025-04-03 5.72%
    Eagle Pass 30 Year FHA 2025-04-03 6.42%
    Eagle Pass 30 Year FHA Refi 2025-04-03 6.36%
    Eagle Pass 30 Year USDA 2025-04-03 6.32%
    Eagle Pass 30 Year USDA Refi 2025-04-03 6.42%
    Eagle Pass 30 Year VA 2025-04-03 6.26%
    Eagle Pass 30 Year VA Refi 2025-04-03 6.16%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Eagle Pass, TX.

    Eagle Pass Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Eagle Pass, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 14 6.95% $7,745
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 7.21% $8,420
    Gateway First Bank 9 6.97% $7,966
    UNITED WHOLESALE MORTGAGE, LLC 5 7.35% $8,732
    JPMorgan Chase Bank 3 6.67% $7,751
    LOANDEPOT.COM, LLC 3 6.96% $5,564
    PNC Bank 3 5.96% $5,928
    CITY FIRST MORTGAGE SERVICES, L.L.C. 2 7.25% $10,410
    GUILD MORTGAGE COMPANY 2 7.63% $5,474
    LOANPAL, LLC 2 6.81% $6,822
    BROKER SOLUTIONS, INC. 2 6.37% $6,896
    ROYAL UNITED MORTGAGE LLC 2 6.94% $10,055
    SECURITY SERVICE 2 7.25% $4,906
    International Bank of Commerce 2 7.13% $4,365
    NEWREZ LLC 2 6.88% $6,574
    COMMUNITY MORTGAGE FUNDING, LLC 1 8.38% $5,779
    CMG MORTGAGE, INC. 1 8.50% $5,914
    DAS Acquisition Company, LLC 1 7.13% $7,733
    First Option Mortgage, LLC 1 7.50% $4,914
    A&D Mortgage LLC 1 5.63% $15,597
    STANDARD MORTGAGE CORPORATION 1 6.63% $8,580
    Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $8,794
    PENNYMAC LOAN SERVICES, LLC 1 7.00% $8,298
    PENTAGON FEDERAL CREDIT UNION 1 6.00% $9,790
    ARC HOME LLC 1 7.38% $9,749

    Eagle Pass Average Closing Costs & Other Stats

    Eagle Pass, TX's 25 lenders originated 423 loans during 2024. The total origination value was $108,375,000, with an average loan value of $256,206.

    Eagle Pass's average closing costs are $7,046.

    The top Eagle Pass lender as defined by loan originations is QUICKEN LOANS, LLC, with 14 loans originated. Their average total fees are $7,745, which is $674 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

    The lowest fee Eagle Pass lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($7,745), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($8,420), .

    The lowest rate Eagle Pass lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.95%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (7.21%), .

    Eagle Pass, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $35,400,000 $37,710,000 6.5% 34.8%
    NORTHMARQ CAPITAL FINANCE, L.L.C. $15,505,000 n/a 14.3%
    Gateway First Bank $4,545,000 $6,790,000 49.4% 6.3%
    Falcon International Bank $2,265,000 $5,395,000 138.2% 5.0%
    UNITED WHOLESALE MORTGAGE, LLC $2,380,000 $4,090,000 71.8% 3.8%
    QUICKEN LOANS, LLC $2,835,000 $4,070,000 43.6% 3.8%
    Mortgage Research Center, LLC $990,000 $2,930,000 196.0% 2.7%
    GUILD MORTGAGE COMPANY $2,685,000 n/a 2.5%
    21ST MORTGAGE CORPORATION $970,000 $2,265,000 133.5% 2.1%
    PNC Bank $1,160,000 $2,005,000 72.8% 1.9%
    Equity Prime Mortgage LLC $185,000 $1,825,000 886.5% 1.7%
    SECURITY SERVICE $2,030,000 $1,665,000 -18.0% 1.5%
    The Bank & Trust $165,000 $1,660,000 906.1% 1.5%
    International Bank of Commerce $1,020,000 $1,485,000 45.6% 1.4%
    LEADERONE FINANCIAL CORPORATION $1,030,000 $860,000 -16.5% 0.8%
    NEW FED MORTGAGE, CORP. $755,000 n/a 0.7%
    TOWNE MORTGAGE COMPANY $305,000 $725,000 137.7% 0.7%
    JPMorgan Chase Bank $675,000 n/a 0.6%
    Vantage Bank Texas $575,000 n/a 0.5%
    USAA Federal Savings Bank $430,000 $550,000 27.9% 0.5%
    RANDOLPH-BROOKS $500,000 $530,000 6.0% 0.5%
    BROKER SOLUTIONS, INC. $215,000 $520,000 141.9% 0.5%
    DAS Acquisition Company, LLC $175,000 $515,000 194.3% 0.5%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $510,000 n/a 0.5%
    First Option Mortgage, LLC $235,000 $500,000 112.8% 0.5%
    NAVY FEDERAL CREDIT UNION $185,000 $490,000 164.9% 0.5%
    LOANDEPOT.COM, LLC $230,000 $445,000 93.5% 0.4%
    A&D Mortgage LLC $420,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $985,000 $420,000 -57.4% 0.4%
    CALCON MUTUAL MORTGAGE LLC $410,000 n/a 0.4%
    LOANPAL, LLC $290,000 $365,000 25.9% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $365,000 n/a 0.3%
    CMG MORTGAGE, INC. $5,050,000 $360,000 -92.9% 0.3%
    PANORAMA MORTGAGE GROUP, LLC $360,000 n/a 0.3%
    STANDARD MORTGAGE CORPORATION $335,000 n/a 0.3%
    PILGRIM MORTGAGE LLC $135,000 $325,000 140.7% 0.3%
    ROYAL UNITED MORTGAGE LLC $195,000 $310,000 59.0% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 $305,000 84.8% 0.3%
    FIRSTMARK $65,000 $305,000 369.2% 0.3%
    HOMESIDE FINANCIAL, LLC $305,000 n/a 0.3%
    NEWREZ LLC $300,000 n/a 0.3%
    Lakeview Community Capital, LLC $275,000 n/a 0.3%
    SUMMIT FUNDING, INC. $405,000 $275,000 -32.1% 0.3%
    COMMUNITY MORTGAGE FUNDING, LLC $250,000 n/a 0.2%
    Independent Bank $245,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $355,000 $240,000 -32.4% 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $235,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $365,000 $235,000 -35.6% 0.2%
    NAVY ARMY COMMUNITY CREDIT UNION $225,000 n/a 0.2%
    Flagstar Bank, FSB $215,000 n/a 0.2%
    MORTGAGE FINANCIAL SERVICES, LLC $1,270,000 $215,000 -83.1% 0.2%
    ARC HOME LLC $235,000 $205,000 -12.8% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $205,000 n/a 0.2%
    LENDSURE MORTGAGE CORP. $360,000 $205,000 -43.1% 0.2%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $185,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $180,000 n/a 0.2%
    LENDINGHOME FUNDING CORPORATION $145,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $115,000 n/a 0.1%
    Citibank $105,000 n/a 0.1%
    CITY $105,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $105,000 n/a 0.1%
    SPRING EQ, LLC $105,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $135,000 $95,000 -29.6% 0.1%
    Figure Lending LLC $55,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $25,000 n/a 0.0%

    Eagle Pass's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 34.8% market share. In second place, with 14.3%, is NORTHMARQ CAPITAL FINANCE, L.L.C., having originated $15,505,000 in loans. In third place, with 6.3%, is Gateway First Bank, having originated $6,790,000 in loans. In fourth place, with 5.0%, is Falcon International Bank, having originated $5,395,000 in loans. In fifth place, with 3.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,090,000 in loans.

    Eagle Pass Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Eagle Pass (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $151,500 (2.4%) $167,749 (5.9%) 0.00 218
    2018-02-01 $149,500 (2.1%) $169,915 (9.2%) 0.00 222
    2018-03-01 $145,000 (0.0%) $166,487 (7.1%) 0.00 232
    2018-04-01 $145,000 (-1.0%) $167,204 (6.5%) 0.00 233
    2018-05-01 $148,500 (-0.1%) $169,937 (7.2%) 0.00 243
    2018-06-01 $149,000 (1.7%) $168,106 (6.7%) 0.00 243
    2018-07-01 $148,750 (2.6%) $167,010 (5.6%) 0.00 255
    2018-08-01 $146,500 (0.3%) $166,196 (5.3%) 0.00 265
    2018-09-01 $155,000 (3.9%) $171,204 (5.3%) 0.00 263
    2018-10-01 $159,200 (7.5%) $174,095 (6.3%) 0.00 258
    2018-11-01 $158,250 (6.4%) $172,891 (4.8%) 0.00 252
    2018-12-01 $156,000 (4.7%) $171,711 (2.7%) 0.00 239
    2019-01-01 $152,875 (0.9%) $172,253 (2.7%) 0.00 234
    2019-02-01 $149,850 (0.2%) $170,298 (0.2%) 0.00 244
    2019-03-01 $148,929 (2.7%) $167,811 (0.8%) 0.00 232
    2019-04-01 $148,029 (2.1%) $167,384 (0.1%) 0.00 210
    2019-05-01 $150,000 (1.0%) $172,780 (1.7%) 0.00 196
    2019-06-01 $150,000 (0.7%) $173,607 (3.3%) 0.00 190
    2019-07-01 $150,000 (0.8%) $174,147 (4.3%) 0.00 193
    2019-08-01 $148,636 (1.5%) $171,343 (3.1%) 0.00 198
    2019-09-01 $146,591 (-5.4%) $167,762 (-2.0%) 0.00 199
    2019-10-01 $145,000 (-8.9%) $166,354 (-4.5%) 0.00 204
    2019-11-01 $145,000 (-8.4%) $165,959 (-4.0%) 0.00 218
    2019-12-01 $149,875 (-3.9%) $167,848 (-2.3%) 0.00 219
    2020-01-01 $150,000 (-1.9%) $166,912 (-3.1%) 0.00 219
    2020-02-01 $152,500 (1.8%) $166,314 (-2.3%) 0.00 229
    2020-03-01 $156,325 (5.0%) $172,155 (2.6%) 0.00 224
    2020-04-01 $162,125 (9.5%) $176,251 (5.3%) 0.00 225
    2020-05-01 $160,000 (6.7%) $174,074 (0.8%) 0.00 212
    2020-06-01 $160,000 (6.7%) $176,468 (1.7%) 0.00 201
    2020-07-01 $166,000 (10.7%) $177,021 (1.7%) 0.00 199
    2020-08-01 $160,000 (7.7%) $171,987 (0.4%) 0.00 185
    2020-09-01 $166,750 (13.8%) $175,959 (4.9%) 0.00 176
    2020-10-01 $160,000 (10.3%) $171,437 (3.1%) 0.00 169
    2020-11-01 $164,925 (13.7%) $173,710 (4.7%) 0.00 158
    2020-12-01 $165,500 (10.4%) $178,713 (6.5%) 0.00 151
    2021-01-01 $165,000 (10.0%) $177,703 (6.5%) 0.00 148
    2021-02-01 $175,000 (14.8%) $183,982 (10.6%) 0.00 152
    2021-03-01 $175,000 (12.0%) $184,355 (7.1%) 0.00 142
    2021-04-01 $175,000 (7.9%) $187,136 (6.2%) 0.00 136
    2021-05-01 $167,000 (4.4%) $184,719 (6.1%) 0.00 122
    2021-06-01 $159,000 (-0.6%) $186,333 (5.6%) 0.00 118
    2021-07-01 $175,000 (5.4%) $192,401 (8.7%) 0.00 124
    2021-08-01 $177,500 (10.9%) $192,895 (12.2%) 0.00 116
    2021-09-01 $176,000 (5.6%) $195,836 (11.3%) 0.00 107
    2021-10-01 $171,500 (7.2%) $191,533 (11.7%) 0.00 109
    2021-11-01 $174,475 (5.8%) $192,137 (10.6%) 0.00 113
    2021-12-01 $182,500 (10.3%) $195,657 (9.5%) 0.00 116
    2022-01-01 $189,000 (14.6%) $194,229 (9.3%) 0.00 115
    2022-02-01 $198,500 (13.4%) $202,590 (10.1%) 0.00 136
    2022-03-01 $199,525 (14.0%) $205,313 (11.4%) 0.00 129
    2022-04-01 $219,900 (25.7%) $218,489 (16.8%) 0.00 123
    2022-05-01 $219,600 (31.5%) $220,844 (19.6%) 0.00 125
    2022-06-01 $219,250 (37.9%) $222,696 (19.5%) 0.00 136
    2022-07-01 $225,000 (28.6%) $226,898 (17.9%) 0.00 142
    2022-08-01 $235,000 (32.4%) $240,351 (24.6%) 0.00 148
    2022-09-01 $235,400 (33.8%) $243,724 (24.5%) 0.00 153
    2022-10-01 $235,800 (37.5%) $252,905 (32.0%) 0.00 166
    2022-11-01 $235,250 (34.8%) $251,294 (30.8%) 0.00 173
    2022-12-01 $237,800 (30.3%) $253,880 (29.8%) 0.00 170
    2023-01-01 $239,950 (27.0%) $256,152 (31.9%) 0.00 152
    2023-02-01 $239,225 (20.5%) $262,737 (29.7%) 0.00 153
    2023-03-01 $235,500 (18.0%) $260,735 (27.0%) 0.00 138
    2023-04-01 $232,000 (5.5%) $252,162 (15.4%) 0.00 130
    2023-05-01 $251,250 (14.4%) $267,051 (20.9%) 0.00 122
    2023-06-01 $262,500 (19.7%) $274,171 (23.1%) 0.00 132
    2023-07-01 $262,500 (16.7%) $275,453 (21.4%) 0.00 129
    2023-08-01 $265,000 (12.8%) $277,395 (15.4%) 0.00 136
    2023-09-01 $265,000 (12.6%) $275,402 (13.0%) 0.00 130
    2023-10-01 $263,500 (11.8%) $275,200 (8.8%) 0.00 131
    2023-11-01 $259,975 (10.5%) $276,175 (9.9%) 0.00 137
    2023-12-01 $256,300 (7.8%) $279,630 (10.1%) 0.00 137
    2024-01-01 $257,800 (7.4%) $287,047 (12.1%) 0.00 137
    2024-02-01 $259,125 (8.3%) $283,166 (7.8%) 0.00 142
    2024-03-01 $259,750 (10.3%) $281,747 (8.1%) 0.00 145
    2024-04-01 $258,500 (11.4%) $279,430 (10.8%) 0.00 135
    2024-05-01 $265,000 (5.5%) $283,267 (6.1%) 0.00 134
    2024-06-01 $265,000 (1.0%) $285,266 (4.1%) 0.00 140
    2024-07-01 $275,000 (4.8%) $288,800 (4.9%) 0.00 155
    2024-08-01 $278,000 (4.9%) $291,969 (5.3%) 0.00 162
    2024-09-01 $278,000 (4.9%) $291,175 (5.7%) 0.00 172
    2024-10-01 $275,000 (4.4%) $287,415 (4.4%) 0.00 178
    2024-11-01 $275,250 (5.9%) $288,741 (4.6%) 0.00 180
    2024-12-01 $282,750 (10.3%) $293,214 (4.9%) 0.00 187
    2025-01-01 $277,745 (7.7%) $293,518 (2.3%) 0.00 189
    2025-02-01 $285,000 (10.0%) $293,278 (3.6%) 0.00 185
    2025-03-01 $285,000 (9.7%) $293,392 (4.1%) 0.00 200
    Eagle Pass's median listing price for 2025-03-01 was $285,000, a difference of $25,250 (9.7%) versus the prior year and $0 versus the prior month.

    Eagle Pass's median listing price comes in at 0% of the national average.

    Eagle Pass's average listing price for 2025-03-01 was $293,392, a difference of $11,645 (4.1%) versus the prior year and $114 versus the prior month.

    For the 2025-03-01 period, Eagle Pass had 200 MLS listings, a difference of 15 listings (8%) versus the prior month and 55 listings (38%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Eagle Pass (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,651 sqft
    2018-02-01 0 days 1,653 sqft
    2018-03-01 0 days 1,567 sqft
    2018-04-01 0 days 1,570 sqft
    2018-05-01 0 days 1,587 sqft
    2018-06-01 0 days 1,592 sqft
    2018-07-01 0 days 1,596 sqft
    2018-08-01 0 days 1,598 sqft
    2018-09-01 0 days 1,605 sqft
    2018-10-01 0 days 1,616 sqft
    2018-11-01 0 days 1,566 sqft
    2018-12-01 0 days 1,560 sqft
    2019-01-01 0 days 1,530 sqft
    2019-02-01 0 days 1,524 sqft
    2019-03-01 0 days 1,511 sqft
    2019-04-01 0 days 1,504 sqft
    2019-05-01 0 days 1,549 sqft
    2019-06-01 0 days 1,550 sqft
    2019-07-01 0 days 1,548 sqft
    2019-08-01 0 days 1,528 sqft
    2019-09-01 0 days 1,503 sqft
    2019-10-01 0 days 1,498 sqft
    2019-11-01 0 days 1,493 sqft
    2019-12-01 0 days 1,519 sqft
    2020-01-01 0 days 1,506 sqft
    2020-02-01 0 days 1,491 sqft
    2020-03-01 0 days 1,507 sqft
    2020-04-01 0 days 1,529 sqft
    2020-05-01 0 days 1,516 sqft
    2020-06-01 0 days 1,510 sqft
    2020-07-01 0 days 1,481 sqft
    2020-08-01 0 days 1,454 sqft
    2020-09-01 0 days 1,456 sqft
    2020-10-01 0 days 1,464 sqft
    2020-11-01 0 days 1,448 sqft
    2020-12-01 0 days 1,445 sqft
    2021-01-01 0 days 1,465 sqft
    2021-02-01 0 days 1,467 sqft
    2021-03-01 0 days 1,463 sqft
    2021-04-01 0 days 1,503 sqft
    2021-05-01 0 days 1,446 sqft
    2021-06-01 0 days 1,431 sqft
    2021-07-01 0 days 1,486 sqft
    2021-08-01 0 days 1,490 sqft
    2021-09-01 0 days 1,489 sqft
    2021-10-01 0 days 1,499 sqft
    2021-11-01 0 days 1,436 sqft
    2021-12-01 0 days 1,418 sqft
    2022-01-01 0 days 1,444 sqft
    2022-02-01 0 days 1,452 sqft
    2022-03-01 0 days 1,460 sqft
    2022-04-01 0 days 1,486 sqft
    2022-05-01 0 days 1,483 sqft
    2022-06-01 0 days 1,483 sqft
    2022-07-01 0 days 1,506 sqft
    2022-08-01 0 days 1,532 sqft
    2022-09-01 0 days 1,538 sqft
    2022-10-01 0 days 1,540 sqft
    2022-11-01 0 days 1,530 sqft
    2022-12-01 0 days 1,530 sqft
    2023-01-01 0 days 1,539 sqft
    2023-02-01 0 days 1,539 sqft
    2023-03-01 0 days 1,542 sqft
    2023-04-01 0 days 1,546 sqft
    2023-05-01 0 days 1,586 sqft
    2023-06-01 0 days 1,580 sqft
    2023-07-01 0 days 1,578 sqft
    2023-08-01 0 days 1,555 sqft
    2023-09-01 0 days 1,550 sqft
    2023-10-01 0 days 1,543 sqft
    2023-11-01 0 days 1,541 sqft
    2023-12-01 0 days 1,523 sqft
    2024-01-01 0 days 1,527 sqft
    2024-02-01 0 days 1,530 sqft
    2024-03-01 0 days 1,529 sqft
    2024-04-01 0 days 1,530 sqft
    2024-05-01 0 days 1,554 sqft
    2024-06-01 0 days 1,554 sqft
    2024-07-01 0 days 1,557 sqft
    2024-08-01 0 days 1,575 sqft
    2024-09-01 0 days 1,554 sqft
    2024-10-01 0 days 1,549 sqft
    2024-11-01 0 days 1,546 sqft
    2024-12-01 0 days 1,555 sqft
    2025-01-01 0 days 1,552 sqft
    2025-02-01 0 days 1,555 sqft
    2025-03-01 0 days 1,553 sqft
    Eagle Pass's median listing age (time on market) for 2025-03-01 was 0 days.

    Eagle Pass's median square footage for active listings during the 2025-03-01 period was 1,553 sqft. One year prior, the average listing was 1,529 sqft.

    Eagle Pass, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 322 $90,830,000 $282,081
    Cash Out Refi 44 $8,950,000 $203,409
    Refi 25 $5,355,000 $214,200
    Other 21 $2,125,000 $101,190
    Home Improvement 11 $1,115,000 $101,364

    Eagle Pass's most frequently cited loan purpose was Home Purchase, with 322 originations. The 2nd most popular reason was Cash Out Refi, with 44 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 183 $45,805,000 $250,301
    7-8% 98 $19,540,000 $199,388
    5-6% 55 $28,545,000 $519,000
    Over 8% 53 $5,935,000 $111,981
    <2.5% 10 $280,000 $28,000
    4-5% 2 $640,000 $320,000

    During 2024, Eagle Pass's most frequently originated rate bucket was 6-7%, with 183 originations.

    Loan Sizing (Eagle Pass, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 229 $61,915,000 $270,371
    $100k-200k 119 $18,305,000 $153,824
    $100,000 or less 59 $3,455,000 $58,559
    $400k-600k 12 $5,540,000 $461,667
    $Over $1MM 3 $18,205,000 $6,068,333
    $600k-1000k 1 $955,000 $955,000

    Eagle Pass's loan sizing saw the bucket of loans from $200k-400k with 229 originations, totaling $61,915,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 270 $66,050,000 $244,630
    60-80% 56 $25,380,000 $453,214
    40-60% 23 $3,265,000 $141,957
    20-40% 22 $1,910,000 $86,818
    Under 20% 17 $365,000 $21,471
    Over 100% 8 $2,570,000 $321,250

    Eagle Pass's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 270 originations, totaling $66,050,000 in origination value.