The Bank Of San Antonio Mortgage Rates, Fees & Info
San Antonio, TXLEI: 549300SOZES6XPZ50475
Tax ID: 20-8922476
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Bank Of San Antonio is a smaller bank specializing in Home Purchase and Cash Out Refi loans. The Bank Of San Antonio has a high proportion of conventional loans. Their top markets by origination volume include: Austin, San Antonio, Rockport, Kerrville, and New York among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)The Bank Of San Antonio has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
95Origination Dollar Volume (All Markets)
$98,595,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 25 | $37,995,000 | $1,519,800 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 34 | $30,880,000 | $908,235 | $0 | 0.00% |
| Outside of Metro Areas | 10 | $14,660,000 | $1,466,000 | $0 | 0.00% |
| Rockport, TX (FHA|USDA|VA) | 3 | $3,125,000 | $1,041,667 | $0 | 0.00% |
| Kerrville, TX (FHA|USDA|VA) | 12 | $3,030,000 | $252,500 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $2,135,000 | $2,135,000 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $1,025,000 | $1,025,000 | $0 | 0.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $0 | 0.00% |
| Durango, CO (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $0 | 0.00% |
| Heber, UT (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $0 | 0.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 94 | $97,860,000 | $1,041,064 | $0 | 0.00% |
| VA | 1 | $735,000 | $735,000 | $0 | 0.00% |
For 2022, The Bank Of San Antonio's most frequently originated type of loan was Conventional, with 94 originations. Their 2nd most popular type was VA, with 1 originations.
Loan Reason
For 2022, The Bank Of San Antonio's most frequently cited loan purpose was Home Purchase, with 60 originations. The 2nd most popular reason was Cash Out Refi, with 19 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 95 | $98,595,000 | $1,037,842 | $0 | 0.00% |
For 2022, The Bank Of San Antonio's most frequently cited loan duration was Other, with 95 originations.
Loan Sizing
2022 saw The Bank Of San Antonio place emphasis on $1MM+ loans with 34 originations, totaling $71,950,000 in origination value.
Applicant Income
The Bank Of San Antonio lent most frequently to those with incomes in the $250k+ range, with 46 originations. The second most popular income band? $150k-250k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 95 | $98,595,000 | $1,037,842 | $0 | 0.00% |
The Bank Of San Antonio lent most frequently to those with DTI ratios of Exempt%, with 95 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.04%
The Bank Of San Antonio has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination83.16%
The Bank Of San Antonio has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 95 | $98,595,000 | $1,037,842 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| TD BANK US HOLDING COMPANY | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| TD BANK US HOLDING COMPANY | Conventional home mortgage | Closing on a mortgage | 1 | 50.0% |