Lake City Bank Mortgage Rates, Fees & Info

Warsaw, IN

LEI: 8Q77SW3KZ88P3GNX0T60

Tax ID: 35-0458180

5 stars - out of 5 stars, based on 50 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Lake City Bank is a smaller bank specializing in Refi, Cash Out Refi, and Home Purchase loans. Lake City Bank has a high proportion of conventional loans. Their top markets include Indianapolis, Warsaw, Elkhart, Fort Wayne, and South Bend among others. Lake City Bank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Lake City Bank is typically a low fee lendor.


Originations

2,464

Origination Dollar Volume (All Markets)

$461,790,000

Employee count

582 Show all (5) awards

Relative Rate

Lake City Bank's average 30 year fixed rate mortgage of loans were 3.46%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.31%.

Relative Fees

Lake City Bank's average total fees for a 30 year fixed rate mortgage are $3,195.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 296 $139,380,000 $470,878 $3,367 3.56%
Warsaw, IN (FHA|USDA|VA) 568 $71,300,000 $125,528 $2,905 3.35%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 415 $56,785,000 $136,831 $2,902 3.32%
FORT WAYNE, IN (FHA|USDA|VA) 365 $54,545,000 $149,438 $3,054 3.37%
Outside of Metro Areas 231 $31,795,000 $137,641 $3,296 3.40%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 145 $22,935,000 $158,172 $2,878 3.38%
Plymouth, IN (FHA|USDA|VA) 149 $15,765,000 $105,805 $2,835 3.55%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $14,950,000 $2,491,667 $13,981 3.21%
Kendallville, IN (FHA|USDA|VA) 125 $9,405,000 $75,240 $2,808 3.37%
Auburn, IN (FHA|USDA|VA) 45 $5,655,000 $125,667 $2,963 3.26%
MUNCIE, IN (FHA|USDA|VA) 2 $5,640,000 $2,820,000 $0 3.30%
Angola, IN (FHA|USDA|VA) 18 $5,300,000 $294,444 $3,062 3.15%
Washington, IN (FHA|USDA|VA) 1 $4,805,000 $4,805,000 $0 4.60%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $3,855,000 $1,285,000 $2,833 2.54%
Traverse City, MI (FHA|USDA|VA) 2 $2,260,000 $1,130,000 $5,581 3.19%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 11 $1,965,000 $178,636 $3,140 3.43%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $1,765,000 $1,765,000 $8,568 3.25%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $1,610,000 $805,000 $5,248 3.38%
Wabash, IN (FHA|USDA|VA) 18 $1,520,000 $84,444 $2,851 3.18%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $1,365,000 $455,000 $5,965 2.88%
Bluffton, IN (FHA|USDA|VA) 8 $1,360,000 $170,000 $3,333 3.67%
Decatur, IN (FHA|USDA|VA) 4 $1,220,000 $305,000 $0 3.81%
Peru, IN (FHA|USDA|VA) 11 $1,125,000 $102,273 $2,000 3.59%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $0 5.00%
Sturgis, MI (FHA|USDA|VA) 9 $1,065,000 $118,333 $2,762 3.44%
NILES, MI (FHA|USDA|VA) 3 $595,000 $198,333 $3,866 3.08%
Huntington, IN (FHA|USDA|VA) 6 $530,000 $88,333 $2,549 3.15%
COLUMBUS, OH (FHA|USDA|VA) 1 $475,000 $475,000 $0 3.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $460,000 $115,000 $2,627 3.39%
FLINT, MI (FHA|USDA|VA) 1 $235,000 $235,000 $2,951 3.88%
Richmond, IN (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.50%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,457 2.88%
Logansport, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,589 3.25%
Madison, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,336 3.25%
New Castle, IN (FHA|USDA|VA) 3 $135,000 $45,000 $0 3.83%
THE VILLAGES, FL (FHA|USDA|VA) 1 $125,000 $125,000 $2,017 2.25%
KOKOMO, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,590 2.50%
Defiance, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,803 2.50%

Lake City Bank's top markets include Indianapolis, Warsaw, Elkhart, Fort Wayne, and South Bend among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 2,464 $461,790,000 $187,415 $3,080 3.39%

For the 2021 period, Lake City Bank's most frequently originated loan type of loans were Conventional, with 2,464 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Other 809 $78,575,000 $97,126 $3,642 3.67%
Refi 744 $106,760,000 $143,495 $2,617 3.21%
Cash Out Refi 602 $94,820,000 $157,508 $3,523 3.28%
Home Purchase 274 $178,930,000 $653,029 $3,145 3.23%
Home Improvement 35 $2,705,000 $77,286 $0 3.81%

For the 2021, Lake City Bank's most frequently cited loan purpose of loans were Other, with 809 originations. The 2nd most popular reason of loans were Refi, with 744 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 1,391 $193,105,000 $138,825 $3,195 3.46%
Other 642 $163,230,000 $254,252 $2,918 3.66%
15 Year 284 $50,650,000 $178,345 $2,774 2.48%
20 Year 78 $13,460,000 $172,564 $3,247 2.90%
10 Year 27 $18,295,000 $677,593 $2,654 3.05%
5 Year 22 $9,640,000 $438,182 $0 4.17%
30+ year 13 $9,075,000 $698,077 $5,993 3.80%
1 Year 6 $2,460,000 $410,000 $0 4.38%
3 Year 1 $1,875,000 $1,875,000 $0 4.57%

For the 2021, Lake City Bank's most frequently cited loan length of loans were 30 Year, with 1,391 originations. The 2nd most popular length of loans were Other, with 642 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 348 $92,270,000 $265,144
$1k-2k 244 $35,210,000 $144,303
$2k-3k 99 $21,225,000 $214,394
$3k-4k 78 $22,070,000 $282,949
$5k+ 11 $3,225,000 $293,182

$3,195 of loans were Lake City Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 348 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 1,669 $290,555,000 $174,089
2.5-3% 351 $93,665,000 $266,852
<2.5% 247 $51,005,000 $206,498
4-5% 174 $24,190,000 $139,023
7-8% 15 $955,000 $63,667
5-6% 6 $660,000 $110,000
6-7% 2 $760,000 $380,000

During 2021, Lake City Bank's average interest rate of loans were 3.46%, while their most frequently originated rate bucket of loans were 3-4%, with 1,669 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100,000 or less 1,298 $64,540,000 $49,723 $2,316 3.54%
$100k-200k 674 $94,550,000 $140,282 $2,834 3.20%
$200k-400k 349 $93,525,000 $267,980 $3,604 3.22%
$400k-600k 84 $40,510,000 $482,262 $3,741 3.19%
$1MM+ 35 $151,075,000 $4,316,429 $8,412 3.43%
$600k-1MM 24 $17,590,000 $732,917 $4,426 3.57%

2021 saw Lake City Bank place emphasis on $100,000 or less loans with 1,298 originations, totaling $64,540,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 524 $49,130,000 $93,760 $2,871 3.32%
$100k-150k 482 $60,170,000 $124,834 $3,271 3.43%
$75k-100k 418 $45,930,000 $109,880 $3,064 3.37%
$50k or less 401 $28,325,000 $70,636 $2,422 3.35%
$150k-250k 287 $50,895,000 $177,334 $3,635 3.41%
$250k+ 208 $87,270,000 $419,567 $4,034 3.37%

Lake City Bank lent most frequently to those with incomes in the $50k-75k range, with 524 originations. The second most popular income band? $100k-150k, with 482 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
<20% 723 $92,715,000 $128,237 $2,994 3.29%
20-30% 706 $90,480,000 $128,159 $2,988 3.35%
30-36% 386 $55,500,000 $143,782 $3,215 3.41%
41% 147 $18,365,000 $124,932 $2,549 3.55%
40% 72 $10,790,000 $149,861 $3,238 3.56%
39% 69 $9,315,000 $135,000 $3,552 3.39%
36% 64 $10,890,000 $170,156 $3,493 3.38%
38% 62 $8,480,000 $136,774 $2,682 3.42%
37% 59 $8,315,000 $140,932 $3,192 3.39%
42% 26 $3,660,000 $140,769 $2,540 3.34%
>60% 12 $4,340,000 $361,667 $2,804 3.55%
45% 11 $3,395,000 $308,636 $3,122 3.10%
43% 11 $3,715,000 $337,727 $3,134 2.91%
50-60% 11 $6,655,000 $605,000 $4,838 3.50%
46% 10 $2,290,000 $229,000 $3,499 3.30%
44% 7 $1,135,000 $162,143 $2,554 2.98%
49% 6 $1,160,000 $193,333 $4,273 3.29%
47% 4 $1,080,000 $270,000 $4,325 3.38%
48% 1 $215,000 $215,000 $1,945 2.88%

Lake City Bank lent most frequently to those with DTI ratios of <20%, with 723 originations. The next most common DTI ratio? 20-30%, with 706 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 2,181 $303,325,000 $139,076 $3,068 3.37%
Not applicable 65 $126,395,000 $1,944,538 $0 4.07%
Not provided 167 $24,725,000 $148,054 $3,535 3.39%
Black 26 $3,710,000 $142,692 $2,456 3.54%
Asian 11 $2,005,000 $182,273 $3,395 3.17%
American Indian 11 $1,365,000 $124,091 $2,980 3.06%
Chinese 1 $105,000 $105,000 $4,504 2.38%
Native Hawaiian 1 $85,000 $85,000 $0 4.50%
Other Asian 1 $75,000 $75,000 $2,420 3.00%

Approval Rates

Total approvals of all applications
89.94%

Lake City Bank has an average approval rate.

Pick Rate

Approvals leading to origination
78.51%

Lake City Bank has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 2,464 $461,790,000 $187,415

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
2,464 $461,790,000 $187,415

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 619 $60,825,000 $98,263 $2,444 3.44%
40-60% 441 $78,595,000 $178,220 $2,788 3.16%
60-80% 492 $174,090,000 $353,841 $3,414 3.18%
80-100% 235 $111,335,000 $473,766 $3,258 3.24%
Over 100% 1 $5,605,000 $5,605,000 $0 3.09%
Under 20% 667 $29,435,000 $44,130 $2,820 3.68%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Legacy Title Service Home equity loan or line of credit (HELOC) Closing on a mortgage 1 100.0%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Lake City Bank 108 South First Street Pierceton, IN 46562 Full Service B&M $31,718
Lake City Bank 202 South Higbee Street Milford, IN 46542 Full Service B&M $49,032
Lake City Bank 202 West Market Street Nappanee, IN 46550 Full Service B&M $146,467
Lake City Bank 205 East Main Street Medaryville, IN 47957 Full Service B&M $22,620
Lake City Bank 21113 Cleveland Road South Bend, IN 46628 Full Service B&M $50,157
Lake City Bank 220 East Center Street Warsaw, IN 46580 Limited, Drive-thru $0
Lake City Bank 22050 State Road 120 Elkhart, IN 46515 Full Service B&M $80,870
Lake City Bank 222 South Cavin Street Ligonier, IN 46767 Full Service B&M $37,647
Lake City Bank 2513 South Main Street Goshen, IN 46526 Full Service B&M $95,260
Lake City Bank 302 East Dupont Road Fort Wayne, IN 46825 Full Service B&M $223,998
Lake City Bank 3601 Commerce Drive Warsaw, IN 46580 Full Service B&M $41,438
Lake City Bank 3805 East 82nd Street Indianapolis, IN 46240 Full Service B&M $28,805
Lake City Bank 420 Chevy Way Warsaw, IN 46581 Full Service B&M $57,256
Lake City Bank 4202 Elkhart Road Goshen, IN 46526 Full Service B&M $46,657
Lake City Bank 901 South Detroit Street Lagrange, IN 46761 Full Service B&M $61,005
Lake City Bank 9640 North Michigan Road Carmel, IN 46032 Full Service B&M $16,370
Lake City Bank 99 Chestnut Avenue Winona Lake, IN 46590 Full Service B&M $50,367
Lake City Bank Sr 9 And U.S. 30 Columbia City, IN 46725 Full Service B&M $87,583
Lake City Bank Www.Lakecitybank.Com Warsaw, IN 46581 Limited, Administrative $0
Lake City Bank 100 North Michigan Street Argos, IN 46501 Full Service B&M $14,630
Lake City Bank 100 W 96th St Indianapolis, IN 46260 Full Service B&M $482,833
Lake City Bank 101 N Michigan St South Bend, IN 46601 Full Service B&M $148,153
Lake City Bank 101 West Ohio Street Indianapolis, IN 46204 Full Service B&M $8,160
Lake City Bank 102 East Main Street Silver Lake, IN 46982 Full Service B&M $41,033
Lake City Bank 10411 Maysville Road Fort Wayne, IN 46835 Full Service B&M $146,167
Lake City Bank 10429 Illinois Road, Aboite Township Fort Wayne, IN 46804 Full Service B&M $94,322
Lake City Bank 5015 Main Street Mishawaka, IN 46544 Full Service B&M $251,935
Lake City Bank 502 South Huntington Street Syracuse, IN 46567 Full Service B&M $112,426
Lake City Bank 507 East Ninth Street Rochester, IN 46975 Full Service B&M $90,115
Lake City Bank 58404 State Road 19 Elkhart, IN 46516 Full Service B&M $49,203
Lake City Bank 631 Professional Way Kendallville, IN 46755 Full Service B&M $73,844
Lake City Bank 644 North Main Street North Webster, IN 46555 Full Service B&M $59,218
Lake City Bank 6851 W Jefferson Blvd Fort Wayne, IN 46804 Full Service B&M $380,028
Lake City Bank 705 S State Road 135 Greenwood, IN 46143 Full Service B&M $30,645
Lake City Bank 712 Wayne Avenue Middlebury, IN 46540 Full Service B&M $61,467
Lake City Bank 818 S. Harrison Street Fort Wayne, IN 46802 Full Service B&M $148,373
Lake City Bank 826 East Jefferson Street Plymouth, IN 46563 Full Service B&M $114,423
Lake City Bank 864 East Beardsley Avenue Elkhart, IN 46516 Full Service B&M $220,179
Lake City Bank 895 North Van Buren Street Shipshewana, IN 46565 Full Service B&M $74,520
Lake City Bank 114 West Rochester Street Akron, IN 46910 Full Service B&M $34,285
Lake City Bank 119 South Third Street Goshen, IN 46526 Full Service B&M $480,994
Lake City Bank 1206 North Nappanee Elkhart, IN 46516 Full Service B&M $30,469
Lake City Bank 1220 East 7th Street Auburn, IN 46706 Full Service B&M $178,716
Lake City Bank 1221 West Lake Street Warsaw, IN 46580 Full Service B&M $24,715
Lake City Bank 12830 State Road 23 Granger, IN 46530 Full Service B&M $56,475
Lake City Bank 13104 Fishers Makretplace Dr Fishers, IN 46038 Full Service B&M $50,380
Lake City Bank 1324 Wooster Road Winona Lake, IN 46590 Full Service B&M $0
Lake City Bank 1470 Lincolnway South Ligonier, IN 46767 Full Service B&M $72,367
Lake City Bank 1501 North Jefferson Huntington, IN 46750 Full Service B&M $49,101
Lake City Bank 1600 State Road 331 Bremen, IN 46506 Full Service B&M $47,733
Lake City Bank 202 East Center Street Warsaw, IN 46580 Full Service B&M $571,215
Lake City Bank 202 East Main Street Mentone, IN 46539 Full Service B&M $69,924

For 2021, Lake City Bank had 52 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $193,602
Net interest income $178,478
Total noninterest income $44,153
Gross Fiduciary activities income $8,750
Service charges on deposit accounts $10,262
Trading account gains and fees $0
Additional Noninterest Income $25,141
Pre-tax net operating income $123,251
Securities gains (or losses, -) $865
Income before extraordinary items $100,050
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $100,050
Minority interest net income $13
Net income $100,037
Sale, conversion, retirement of capital stock, net $0
Net operating income $99,349

Lake City Bank's gross interest income from loans was $193,602,000.
Lake City Bank's net interest income from loans was $178,478,000.
Lake City Bank's fee based income from loans was $10,262,000.
Lake City Bank's net income from loans was $100,037,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $15,124
Provision for credit losses $1,077
Total noninterest expense $98,303
Salaries and employee benefits $51,609
Premises and equipment expense $11,257
Additional noninterest expense $35,437
Applicable income taxes $24,066
Net charge-offs $3,762
Cash dividends $47,355

Lake City Bank's interest expense for loans was $15,124,000.
Lake City Bank's payroll and benefits expense were $51,609,000.
Lake City Bank's property, plant and equipment expenses $11,257,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $5,736,241
Deposits held in domestic offices $5,736,241
Deposits by Individuals, partnerships, and corporations $4,452,043
Deposits by U.S. Government $20
Deposits by States and political subdivisions in the U.S. $1,284,147
Deposits by Commercial banks and other depository institutions in U.S. $32
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $3,627,132
Demand deposits $2,055,487
Nontransaction accounts $2,109,110
Money market deposit accounts (MMDAs) $870,248
Other savings deposits (excluding MMDAs) $409,343
Total time deposits $829,519
Total time and savings deposits $3,680,755
Noninterest-bearing deposits $1,896,315
Interest-bearing deposits $3,839,926
Retail deposits $5,336,724
IRAs and Keogh plan accounts $59,292
Brokered deposits $10,003
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $6,541,677
Cash & Balances due from depository institutions $673,259
Interest-bearing balances $623,478
Total securities $1,398,663
Federal funds sold & reverse repurchase $2,138
Net loans and leases $4,227,538
Loan and leases loss allowance $67,773
Trading account assets $14,309
Bank premises and fixed assets $63,527
Other real estate owned $196
Goodwill and other intangibles $7,350
All other assets $154,697

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $6,541,677
Total Liabilities $5,855,101
Total deposits $5,736,241
Interest-bearing deposits $3,839,926
Deposits held in domestic offices $5,736,241
% insured (estimated) $44
Federal funds purchased and repurchase agreements $0
Trading liabilities $14,329
Other borrowed funds $79,218
Subordinated debt $0
All other liabilities $25,313

Issued Loan Types

Type Value (in 000's)
Net loans and leases $4,227,538
Loan and leases loss allowance $67,773
Total loans and leases (domestic) $4,295,311
All real estate loans $2,511,429
Real estate loans in domestic offices $2,511,429
Construction and development loans $389,887
Residential 1-4 family construction $33,476
Other construction, all land development and other land $356,411
Loans secured by nonfarm nonresidential properties $1,326,830
Nonfarm nonresidential secured by owner-occupied properties $738,790
Commercial real estate & other non-farm, non-residential $588,040
Multifamily residential real estate $246,786
1-4 family residential loans $341,623
Farmland loans $206,303
Loans held in foreign offices $0
Farm loans $239,573
Commercial and industrial loans $1,388,586
To non-U.S. addressees $0
Loans to individuals $82,546
Credit card loans $0
Related Plans $20,614
Consumer Auto Loans $24,134
Other loans to individuals $37,798
All other loans & leases $73,177
Loans to foreign governments and official institutions $0
Other loans $53,797
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $55,782
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $5,121
Non 1-4 family restructured loans & leases $3,899
Total loans and leases (foreign) $0

Lake City Bank had $4,227,538,000 of loans outstanding in 2021. $2,511,429,000 of loans were in real estate loans. $389,887,000 of loans were in development loans. $246,786,000 of loans were in multifamily mortgage loans. $341,623,000 of loans were in 1-4 family mortgage loans. $239,573,000 of loans were in farm loans. $0 of loans were in credit card loans. $24,134,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 789 $205,305 $260,209
Nonfarm, nonresidential loans - <$100k 131 $5,745 $43,855
Nonfarm, nonresidential loans - $100-250k 209 $25,216 $120,651
Nonfarm, nonresidential loans - $250k-1MM 449 $174,344 $388,294
Commercial & Industrial, US addressed loans - <$1MM 2,600 $255,691 $98,343
Commercial & Industrial, US addressed loans - <$100k 1,360 $31,634 $23,260
Commercial & Industrial, US addressed loans - $100-250k 555 $48,619 $87,602
Commercial & Industrial, US addressed loans - $250k-1MM 685 $175,438 $256,114
Farmland loans - <$1MM 238 $27,524 $115,647
Farmland loans - <$100k 57 $2,050 $35,965
Farmland loans - $100-250k 89 $8,827 $99,180
Farmland loans - $250k-1MM 92 $16,647 $180,946
Agriculture operations loans - <$1MM 342 $35,548 $103,942
Agriculture operations loans - <$100k 166 $5,106 $30,759
Agriculture operations loans - $100-250k 85 $8,371 $98,482
Agriculture operations loans - $250k-1MM 91 $22,071 $242,538