Wabash Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wabash averaged 6.91% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 6.9% and one month ago for the week of 2023-08-17, the average rate was 6.91%.

    Wabash's average rate one year ago was 5.84%.

    For refis of the same type during the week of 2023-09-21, the average rate was 7.19%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Wabash 30 Year Fixed Rate 2023-09-21 6.91%
    Wabash 30 Year Fixed Rate Refi 2023-09-21 7.19%
    Wabash 15 Year Fixed Rate 2023-09-21 6.54%
    Wabash 15 Year Fixed Rate Refi 2023-09-21 7.14%
    Wabash 30 Year FHA 2023-09-21 7.26%
    Wabash 30 Year FHA Refi 2023-09-21 7.24%
    Wabash 30 Year USDA 2023-09-21 7.02%
    Wabash 30 Year USDA Refi 2023-09-21 6.92%
    Wabash 30 Year VA 2023-09-21 6.82%
    Wabash 30 Year VA Refi 2023-09-21 6.62%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wabash, IN.

    Wabash Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wabash, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Crossroads Bank 84 5.10% $1,691
    RUOFF MORTGAGE COMPANY, INC. 45 5.34% $2,275
    BEACON CREDIT UNION 35 4.49% $1,977
    HALLMARK HOME MORTGAGE, LLC 12 5.85% $4,650
    First Farmers Bank and Trust Company 7 4.91% $2,029
    First Merchants Bank 6 4.69% $2,296
    QUICKEN LOANS, LLC 6 5.08% $6,282
    The Huntington National Bank 5 5.50% $2,950
    First Federal Savings Bank 5 4.65% $1,953
    Flagstar Bank, FSB 4 5.63% $2,310
    AMERICAN MORTGAGE SERVICE COMPANY 4 4.59% $2,270
    ROYAL UNITED MORTGAGE LLC 4 6.31% $7,204
    JPMorgan Chase Bank 4 4.66% $2,099
    First Financial Bank 4 6.09% $1,886
    GVC MORTGAGE, INC. 3 5.12% $4,343
    LOANDEPOT.COM, LLC 3 4.33% $4,000
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 5.58% $3,093
    Three Rivers Federal Credit Union 3 5.50% $1,878
    BROKER SOLUTIONS, INC. 2 5.25% $5,306
    AMERICAN FINANCING CORPORATION 2 5.56% $5,194
    AMERISAVE MORTGAGE CORPORATION 2 3.69% $5,160
    Lake City Bank 2 5.38% $2,858
    Mortgage Research Center, LLC 2 5.38% $1,944
    MUTUAL OF OMAHA MORTGAGE, INC. 2 3.81% $5,601
    NAVY FEDERAL CREDIT UNION 2 6.19% $2,150
    NEWREZ LLC 2 6.99% $4,847
    PARTNERS 1ST Federal Credit Union 2 3.38% $2,825
    PLAZA HOME MORTGAGE, INC. 2 4.94% $4,163
    PNC Bank 2 6.50% $2,578
    Regions Bank 2 5.13% $2,603
    UNION HOME MORTGAGE CORP. 2 4.25% $3,717
    MICHIGAN MUTUAL, INC. 1 5.75% $2,736
    MID AMERICA MORTGAGE, INC. 1 4.75% $3,106
    Sierra Pacific Mortgage Company, Inc. 1 5.75% $3,172
    Mr. Cooper ( Nationstar Mortgage ) 1 3.38% $4,090
    STOCKTON MORTGAGE CORPORATION 1 5.13% $2,693
    TEACHERS CREDIT UNION 1 3.50% $1,255
    Baxter Credit Union 1 5.75% $3,454
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 4.88% $3,329
    TOWNE MORTGAGE COMPANY 1 4.25% $3,650
    TUCKER MORTGAGE, LLC 1 3.50% $2,513
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.25% $3,118
    ProFed Federal Credit Union 1 4.38% $2,060
    PURDUE FEDERAL CREDIT UNION 1 5.00% $1,993
    CROSSCOUNTRY MORTGAGE, LLC 1 6.50% $2,543
    UNITED WHOLESALE MORTGAGE, LLC 1 5.94% $2,274
    Chicago Mortgage Solutions LLC 1 6.02% $2,555
    GUARANTEED RATE, INC. 1 4.70% $2,967
    FORT FINANCIAL Federal Credit Union 1 3.88% $2,634
    Horizon Bank 1 4.25% $1,709
    INTERRA CREDIT UNION 1 3.25% $1,896
    Farm Credit Mid-America, ACA 1 7.00% $4,325
    KeyBank 1 3.75% $3,011
    ACADEMY MORTGAGE CORPORATION 1 5.50% $3,437
    LAKEVIEW LOAN SERVICING, LLC 1 6.13% $5,317
    LEADERONE FINANCIAL CORPORATION 1 6.13% $2,479
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 5.00% $3,901

    Wabash Average Closing Costs & Other Stats

    Wabash, IN's 57 lenders originated 852 loans during 2022. The total origination value was $103,950,000, with an average loan value of $122,007.

    Wabash's average closing costs are $3,134.

    The top Wabash lender as defined by loan originations is Crossroads Bank, with 84 loans originated. Their average total fees are $1,691, which is $584 lower than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

    The lowest fee Wabash lenders (with over 10 loans originated) are Crossroads Bank ($1,691), BEACON CREDIT UNION ($1,977), RUOFF MORTGAGE COMPANY, INC. ($2,275), HALLMARK HOME MORTGAGE, LLC ($4,650) and .

    The lowest rate Wabash lenders (with over 10 loans originated) are BEACON CREDIT UNION (4.49%), Crossroads Bank (5.10%), RUOFF MORTGAGE COMPANY, INC. (5.34%), HALLMARK HOME MORTGAGE, LLC (5.85%) and .

    Wabash, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Crossroads Bank $32,010,000 $24,120,000 -24.6% 23.2%
    RUOFF MORTGAGE COMPANY, INC. $15,135,000 $10,380,000 -31.4% 10.0%
    BEACON CREDIT UNION $15,190,000 $8,695,000 -42.8% 8.4%
    QUICKEN LOANS, LLC $7,915,000 $4,190,000 -47.1% 4.0%
    Lake City Bank $1,520,000 $3,750,000 146.7% 3.6%
    First Merchants Bank $4,235,000 $3,210,000 -24.2% 3.1%
    HALLMARK HOME MORTGAGE, LLC $3,690,000 $2,460,000 -33.3% 2.4%
    NEWREZ LLC $2,120,000 $2,380,000 12.3% 2.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $730,000 $1,930,000 164.4% 1.9%
    First Farmers Bank and Trust Company $5,045,000 $1,735,000 -65.6% 1.7%
    Three Rivers Federal Credit Union $1,385,000 $1,565,000 13.0% 1.5%
    WALKER & DUNLOP, LLC $1,395,000 n/a 1.3%
    NEW DAY FINANCIAL, LLC $345,000 $1,295,000 275.4% 1.2%
    JPMorgan Chase Bank $2,580,000 $1,280,000 -50.4% 1.2%
    GUARANTEED RATE, INC. $190,000 $1,170,000 515.8% 1.1%
    The Huntington National Bank $2,165,000 $1,140,000 -47.3% 1.1%
    LOANDEPOT.COM, LLC $1,175,000 $1,115,000 -5.1% 1.1%
    Solarity Credit Union $1,115,000 n/a 1.1%
    First Federal Savings Bank $1,290,000 $1,110,000 -14.0% 1.1%
    Flagstar Bank, FSB $3,470,000 $1,080,000 -68.9% 1.0%
    FREEDOM MORTGAGE CORPORATION $3,945,000 $1,060,000 -73.1% 1.0%
    PNC Bank $600,000 $980,000 63.3% 0.9%
    Mortgage Research Center, LLC $1,695,000 $970,000 -42.8% 0.9%
    PLAZA HOME MORTGAGE, INC. $965,000 $940,000 -2.6% 0.9%
    The Fountain Trust Company $925,000 n/a 0.9%
    AMERICAN MORTGAGE SERVICE COMPANY $855,000 n/a 0.8%
    First Financial Bank $645,000 $840,000 30.2% 0.8%
    PARTNERS 1ST Federal Credit Union $780,000 $815,000 4.5% 0.8%
    POLARIS HOME FUNDING CORP. $395,000 $795,000 101.3% 0.8%
    MUTUAL OF OMAHA MORTGAGE, INC. $180,000 $780,000 333.3% 0.8%
    GVC MORTGAGE, INC. $1,115,000 $775,000 -30.5% 0.7%
    STAR Financial Bank $980,000 $755,000 -23.0% 0.7%
    Nations Lending Corporation $975,000 $750,000 -23.1% 0.7%
    Baxter Credit Union $715,000 n/a 0.7%
    ROYAL UNITED MORTGAGE LLC $480,000 $675,000 40.6% 0.6%
    AMERICAN FINANCING CORPORATION $305,000 $605,000 98.4% 0.6%
    BROKER SOLUTIONS, INC. $570,000 n/a 0.5%
    LAKEVIEW LOAN SERVICING, LLC $125,000 $540,000 332.0% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,165,000 $485,000 -58.4% 0.5%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $670,000 $455,000 -32.1% 0.4%
    MICHIGAN MUTUAL, INC. $660,000 $455,000 -31.1% 0.4%
    UNITED WHOLESALE MORTGAGE, LLC $540,000 $445,000 -17.6% 0.4%
    ACADEMY MORTGAGE CORPORATION $435,000 n/a 0.4%
    AMERISAVE MORTGAGE CORPORATION $700,000 $420,000 -40.0% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $320,000 $395,000 23.4% 0.4%
    Equity Prime Mortgage LLC $385,000 n/a 0.4%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $560,000 $375,000 -33.0% 0.4%
    UNION HOME MORTGAGE CORP. $1,290,000 $375,000 -70.9% 0.4%
    AMERIFIRST FINANCIAL CORPORATION $370,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $855,000 $360,000 -57.9% 0.3%
    Regions Bank $800,000 $360,000 -55.0% 0.3%
    MID AMERICA MORTGAGE, INC. $320,000 $350,000 9.4% 0.3%
    Farm Credit Mid-America, ACA $900,000 $330,000 -63.3% 0.3%
    PURDUE FEDERAL CREDIT UNION $420,000 $330,000 -21.4% 0.3%
    TEACHERS CREDIT UNION $965,000 $325,000 -66.3% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $225,000 $315,000 40.0% 0.3%
    USAA Federal Savings Bank $135,000 $310,000 129.6% 0.3%
    1st Source Bank $790,000 $305,000 -61.4% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $125,000 $300,000 140.0% 0.3%
    Sierra Pacific Mortgage Company, Inc. $285,000 n/a 0.3%
    CALIBER HOME LOANS, INC. $760,000 $260,000 -65.8% 0.3%
    STOCKTON MORTGAGE CORPORATION $75,000 $250,000 233.3% 0.2%
    Northwest Bank $215,000 $240,000 11.6% 0.2%
    LEADERONE FINANCIAL CORPORATION $645,000 $230,000 -64.3% 0.2%
    KeyBank $225,000 n/a 0.2%
    Carrington Mortgage Services, LLC $1,275,000 $210,000 -83.5% 0.2%
    Horizon Bank $720,000 $205,000 -71.5% 0.2%
    Chicago Mortgage Solutions LLC $200,000 n/a 0.2%
    CLEARPATH LENDING $195,000 n/a 0.2%
    FORT FINANCIAL Federal Credit Union $105,000 $195,000 85.7% 0.2%
    NAVY FEDERAL CREDIT UNION $685,000 $195,000 -71.5% 0.2%
    FLAT BRANCH MORTGAGE, INC. $175,000 n/a 0.2%
    ProFed Federal Credit Union $490,000 $170,000 -65.3% 0.2%
    Bank of England $165,000 n/a 0.2%
    Third Federal Savings and Loan Association of Cleveland $160,000 n/a 0.2%
    VAN DYK MORTGAGE CORPORATION $155,000 n/a 0.1%
    Security Federal Savings Bank $150,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $505,000 $145,000 -71.3% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $145,000 n/a 0.1%
    MIDWEST AMERICA $595,000 $145,000 -75.6% 0.1%
    Hometown Lenders, Inc. $135,000 n/a 0.1%
    SOUTHWEST FUNDING, LP $135,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $380,000 $125,000 -67.1% 0.1%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $125,000 n/a 0.1%
    INTERRA CREDIT UNION $125,000 n/a 0.1%
    Loan Simple, Inc. $125,000 n/a 0.1%
    Figure Lending LLC $115,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $115,000 n/a 0.1%
    The Garrett State Bank $115,000 n/a 0.1%
    TOWNE MORTGAGE COMPANY $115,000 n/a 0.1%
    Lend Smart Mortgage, LLC $105,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $290,000 $95,000 -67.2% 0.1%
    First Bank of Berne $140,000 $95,000 -32.1% 0.1%
    Signature Federal Credit Union $95,000 n/a 0.1%
    STAR USA FEDERAL CREDIT UNION $95,000 n/a 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $85,000 n/a 0.1%
    Citizens Bank $85,000 n/a 0.1%
    TUCKER MORTGAGE, LLC $85,000 n/a 0.1%
    MEMBER FIRST MORTGAGE, LLC $125,000 $75,000 -40.0% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $75,000 n/a 0.1%
    Fifth Third Bank $240,000 $55,000 -77.1% 0.1%
    First Federal Savings Bank $1,290,000 $55,000 -95.7% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $55,000 n/a 0.1%
    Wells Fargo Bank $475,000 $55,000 -88.4% 0.1%
    AMERICAN ADVISORS GROUP $45,000 n/a 0.0%
    Community First Bank of Indiana $45,000 n/a 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $95,000 $35,000 -63.2% 0.0%
    FINANCIAL BUILDERS Federal Credit Union $15,000 $15,000 0.0% 0.0%
    Home Loan Investment Bank, F.S.B. $15,000 n/a 0.0%
    INDIANA MEMBERS CREDIT UNION $15,000 n/a 0.0%

    Wabash's top lender by overall market share is Crossroads Bank, with 23.2% market share. In second place, with 10.0%, is RUOFF MORTGAGE COMPANY, INC., having originated $10,380,000 in loans. In third place, with 8.4%, is BEACON CREDIT UNION, having originated $8,695,000 in loans. In fourth place, with 4.0%, is QUICKEN LOANS, LLC, having originated $4,190,000 in loans. In fifth place, with 3.6%, is Lake City Bank, having originated $3,750,000 in loans.

    Wabash Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Wabash (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $92,450 (10.6%) $126,013 (10.7%) 0.00 122
    2018-02-01 $89,225 (7.8%) $124,199 (11.0%) 0.00 121
    2018-03-01 $97,500 (14.9%) $129,874 (9.7%) 0.00 126
    2018-04-01 $89,350 (5.1%) $127,462 (6.9%) 0.00 136
    2018-05-01 $100,575 (18.0%) $137,935 (29.5%) 0.00 149
    2018-06-01 $92,250 (5.6%) $131,096 (16.6%) 0.00 157
    2018-07-01 $97,075 (8.8%) $138,514 (10.1%) 0.00 156
    2018-08-01 $92,225 (2.1%) $141,464 (8.7%) 0.00 151
    2018-09-01 $99,700 (5.5%) $148,258 (11.7%) 0.00 133
    2018-10-01 $98,950 (-1.0%) $153,176 (14.9%) 0.00 126
    2018-11-01 $99,225 (-0.2%) $142,894 (6.7%) 0.00 132
    2018-12-01 $99,000 (2.3%) $147,132 (14.5%) 0.00 120
    2019-01-01 $99,900 (8.1%) $152,273 (20.8%) 0.00 110
    2019-02-01 $102,400 (14.8%) $153,763 (23.8%) 0.00 107
    2019-03-01 $97,043 (-0.5%) $143,765 (10.7%) 0.00 106
    2019-04-01 $95,793 (7.2%) $137,067 (7.5%) 0.00 98
    2019-05-01 $99,200 (-1.4%) $145,478 (5.5%) 0.00 94
    2019-06-01 $119,990 (30.1%) $156,100 (19.1%) 0.00 97
    2019-07-01 $127,500 (31.3%) $168,860 (21.9%) 0.00 112
    2019-08-01 $128,270 (39.1%) $169,935 (20.1%) 0.00 126
    2019-09-01 $128,675 (29.1%) $172,652 (16.5%) 0.00 129
    2019-10-01 $128,945 (30.3%) $173,754 (13.4%) 0.00 132
    2019-11-01 $128,990 (30.0%) $167,959 (17.5%) 0.00 119
    2019-12-01 $124,723 (26.0%) $158,405 (7.7%) 0.00 106
    2020-01-01 $119,950 (20.1%) $148,450 (-2.5%) 0.00 90
    2020-02-01 $119,900 (17.1%) $140,643 (-8.5%) 0.00 79
    2020-03-01 $119,000 (22.6%) $141,975 (-1.3%) 0.00 93
    2020-04-01 $122,450 (27.8%) $151,412 (10.5%) 0.00 85
    2020-05-01 $124,200 (25.2%) $138,675 (-4.7%) 0.00 71
    2020-06-01 $138,475 (15.4%) $167,575 (7.4%) 0.00 61
    2020-07-01 $141,550 (11.0%) $168,515 (-0.2%) 0.00 71
    2020-08-01 $139,000 (8.4%) $183,409 (7.9%) 0.00 59
    2020-09-01 $142,400 (10.7%) $185,052 (7.2%) 0.00 63
    2020-10-01 $140,000 (8.6%) $176,978 (1.9%) 0.00 60
    2020-11-01 $128,475 (-0.4%) $182,703 (8.8%) 0.00 59
    2020-12-01 $123,725 (-0.8%) $179,825 (13.5%) 0.00 45
    2021-01-01 $139,875 (16.6%) $184,555 (24.3%) 0.00 39
    2021-02-01 $144,600 (20.6%) $188,056 (33.7%) 0.00 38
    2021-03-01 $162,250 (36.3%) $220,417 (55.3%) 0.00 35
    2021-04-01 $176,844 (44.4%) $224,262 (48.1%) 0.00 37
    2021-05-01 $152,000 (22.4%) $202,811 (46.3%) 0.00 43
    2021-06-01 $134,325 (-3.0%) $199,247 (18.9%) 0.00 36
    2021-07-01 $134,450 (-5.0%) $191,841 (13.8%) 0.00 40
    2021-08-01 $150,175 (8.0%) $199,113 (8.6%) 0.00 47
    2021-09-01 $135,625 (-4.8%) $201,702 (9.0%) 0.00 50
    2021-10-01 $139,900 (-0.1%) $207,175 (17.1%) 0.00 38
    2021-11-01 $142,425 (10.9%) $197,687 (8.2%) 0.00 36
    2021-12-01 $147,425 (19.2%) $204,531 (13.7%) 0.00 33
    2022-01-01 $149,900 (7.2%) $189,753 (2.8%) 0.00 27
    2022-02-01 $144,900 (0.2%) $181,885 (-3.3%) 0.00 24
    2022-03-01 $143,650 (-11.5%) $170,747 (-22.5%) 0.00 21
    2022-04-01 $139,900 (-20.9%) $179,960 (-19.8%) 0.00 21
    2022-05-01 $144,675 (-4.8%) $269,612 (32.9%) 0.00 28
    2022-06-01 $155,950 (16.1%) $243,839 (22.4%) 0.00 38
    2022-07-01 $150,950 (12.3%) $233,750 (21.9%) 0.00 50
    2022-08-01 $147,175 (-2.0%) $188,348 (-5.4%) 0.00 43
    2022-09-01 $140,000 (3.2%) $180,162 (-10.7%) 0.00 46
    2022-10-01 $149,900 (7.2%) $184,048 (-11.2%) 0.00 55
    2022-11-01 $139,900 (-1.8%) $176,022 (-11.0%) 0.00 56
    2022-12-01 $174,900 (18.6%) $211,338 (3.3%) 0.00 52
    2023-01-01 $179,150 (19.5%) $218,737 (15.3%) 0.00 49
    2023-02-01 $181,150 (25.0%) $227,198 (24.9%) 0.00 39
    2023-03-01 $208,999 (45.5%) $284,336 (66.5%) 0.00 29
    2023-04-01 $227,449 (62.6%) $262,681 (46.0%) 0.00 29
    2023-05-01 $212,950 (47.2%) $272,473 (1.1%) 0.00 33
    2023-06-01 $209,925 (34.6%) $291,858 (19.7%) 0.00 29
    2023-07-01 $189,900 (25.8%) $259,966 (11.2%) 0.00 34
    2023-08-01 $180,475 (22.6%) $236,693 (25.7%) 0.00 43
    Wabash's median listing price for 2023-08-01 was $180,475, a difference of $33,300 (22.6%) versus the prior year and $-9,425 versus the prior month.

    Wabash's median listing price comes in at 0% of the national average.

    Wabash's average listing price for 2023-08-01 was $236,693, a difference of $48,345 (25.7%) versus the prior year and $-23,273 versus the prior month.

    For the 2023-08-01 period, Wabash had 43 MLS listings, a difference of 9 listings (26%) versus the prior month and 0 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Wabash (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,616 sqft
    2018-02-01 0 days 1,620 sqft
    2018-03-01 0 days 1,664 sqft
    2018-04-01 0 days 1,646 sqft
    2018-05-01 0 days 1,670 sqft
    2018-06-01 0 days 1,643 sqft
    2018-07-01 0 days 1,620 sqft
    2018-08-01 0 days 1,521 sqft
    2018-09-01 0 days 1,624 sqft
    2018-10-01 0 days 1,678 sqft
    2018-11-01 0 days 1,678 sqft
    2018-12-01 0 days 1,683 sqft
    2019-01-01 0 days 1,672 sqft
    2019-02-01 0 days 1,759 sqft
    2019-03-01 0 days 1,706 sqft
    2019-04-01 0 days 1,636 sqft
    2019-05-01 0 days 1,673 sqft
    2019-06-01 0 days 1,638 sqft
    2019-07-01 0 days 1,657 sqft
    2019-08-01 0 days 1,665 sqft
    2019-09-01 0 days 1,715 sqft
    2019-10-01 0 days 1,754 sqft
    2019-11-01 0 days 1,759 sqft
    2019-12-01 0 days 1,806 sqft
    2020-01-01 0 days 1,806 sqft
    2020-02-01 0 days 1,759 sqft
    2020-03-01 0 days 1,654 sqft
    2020-04-01 0 days 1,724 sqft
    2020-05-01 0 days 1,700 sqft
    2020-06-01 0 days 1,792 sqft
    2020-07-01 0 days 1,839 sqft
    2020-08-01 0 days 1,630 sqft
    2020-09-01 0 days 1,655 sqft
    2020-10-01 0 days 1,872 sqft
    2020-11-01 0 days 1,844 sqft
    2020-12-01 0 days 1,702 sqft
    2021-01-01 0 days 1,606 sqft
    2021-02-01 0 days 1,646 sqft
    2021-03-01 0 days 1,814 sqft
    2021-04-01 0 days 1,778 sqft
    2021-05-01 0 days 1,768 sqft
    2021-06-01 0 days 1,650 sqft
    2021-07-01 0 days 1,745 sqft
    2021-08-01 0 days 1,829 sqft
    2021-09-01 0 days 1,890 sqft
    2021-10-01 0 days 1,904 sqft
    2021-11-01 0 days 1,912 sqft
    2021-12-01 0 days 1,721 sqft
    2022-01-01 0 days 1,591 sqft
    2022-02-01 0 days 1,541 sqft
    2022-03-01 0 days 1,534 sqft
    2022-04-01 0 days 1,512 sqft
    2022-05-01 0 days 1,702 sqft
    2022-06-01 0 days 1,718 sqft
    2022-07-01 0 days 1,689 sqft
    2022-08-01 0 days 1,669 sqft
    2022-09-01 0 days 1,636 sqft
    2022-10-01 0 days 1,632 sqft
    2022-11-01 0 days 1,541 sqft
    2022-12-01 0 days 1,678 sqft
    2023-01-01 0 days 1,678 sqft
    2023-02-01 0 days 1,672 sqft
    2023-03-01 0 days 1,790 sqft
    2023-04-01 0 days 1,812 sqft
    2023-05-01 0 days 1,685 sqft
    2023-06-01 0 days 1,640 sqft
    2023-07-01 0 days 1,718 sqft
    2023-08-01 0 days 1,840 sqft
    Wabash's median listing age (time on market) for 2023-08-01 was 0 days.

    Wabash's median square footage for active listings during the 2023-08-01 period was 1,840 sqft. One year prior, the average listing was 1,669 sqft.

    Wabash, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 400 $61,370,000 $153,425
    Cash Out Refi 209 $23,215,000 $111,077
    Home Improvement 108 $6,250,000 $57,870
    Refi 76 $9,050,000 $119,079
    Other 59 $4,065,000 $68,898

    Wabash's most frequently cited loan purpose was Home Purchase, with 400 originations. The 2nd most popular reason was Cash Out Refi, with 209 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 220 $31,910,000 $145,045
    3-4% 159 $22,745,000 $143,050
    4-5% 156 $22,210,000 $142,372
    6-7% 106 $13,460,000 $126,981
    <2.5% 33 $2,785,000 $84,394
    7-8% 25 $2,635,000 $105,400
    2.5-3% 19 $1,975,000 $103,947
    Over 8% 8 $270,000 $33,750

    During 2022, Wabash's most frequently originated rate bucket was 5-6%, with 220 originations.

    Loan Sizing (Wabash, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 402 $21,530,000 $53,557
    $100k-200k 342 $47,360,000 $138,480
    $200k-400k 90 $23,210,000 $257,889
    $400k-600k 9 $3,915,000 $435,000
    $600k-1000k 6 $4,410,000 $735,000
    $Over $1MM 3 $3,525,000 $1,175,000

    Wabash's loan sizing saw the bucket of loans from $100,000 or less with 402 originations, totaling $21,530,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 326 $50,310,000 $154,325
    60-80% 205 $30,745,000 $149,976
    20-40% 70 $4,880,000 $69,714
    40-60% 69 $8,845,000 $128,188
    Under 20% 51 $1,255,000 $24,608
    Over 100% 4 $890,000 $222,500

    Wabash's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 326 originations, totaling $50,310,000 in origination value.