Wabash Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wabash averaged 6.89% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.81% and one month ago for the week of 2025-03-06, the average rate was 7%.

    Wabash's average rate one year ago was 6.79%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.92%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Wabash 30 Year Fixed Rate 2025-04-10 6.89%
    Wabash 30 Year Fixed Rate Refi 2025-04-10 6.92%
    Wabash 15 Year Fixed Rate 2025-04-10 6.02%
    Wabash 15 Year Fixed Rate Refi 2025-04-10 5.82%
    Wabash 30 Year FHA 2025-04-10 6.63%
    Wabash 30 Year FHA Refi 2025-04-10 6.63%
    Wabash 30 Year USDA 2025-04-10 6.45%
    Wabash 30 Year USDA Refi 2025-04-10 6.25%
    Wabash 30 Year VA 2025-04-10 6.09%
    Wabash 30 Year VA Refi 2025-04-10 6.19%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wabash, IN.

    Wabash Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wabash, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    RUOFF MORTGAGE COMPANY, INC. 47 6.83% $2,782
    BEACON CREDIT UNION 28 6.85% $2,160
    NEWREZ LLC 11 6.89% $3,608
    QUICKEN LOANS, LLC 10 7.03% $5,958
    HALLMARK HOME MORTGAGE, LLC 8 7.16% $4,933
    First Farmers Bank and Trust Company 6 7.06% $2,495
    Three Rivers Federal Credit Union 6 6.75% $2,386
    Flagstar Bank, FSB 5 6.46% $2,851
    First Merchants Bank 5 6.73% $2,672
    UNION HOME MORTGAGE CORP. 4 7.00% $4,592
    JPMorgan Chase Bank 4 6.84% $2,409
    First Federal Savings Bank 3 6.33% $2,501
    UNITED WHOLESALE MORTGAGE, LLC 3 7.20% $4,718
    GVC MORTGAGE, INC. 3 6.88% $4,459
    STAR Financial Bank 2 6.44% $2,787
    LOANPAL, LLC 2 7.25% $5,293
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.94% $5,511
    First Financial Bank 2 6.75% $1,907
    MOVEMENT MORTGAGE, LLC 2 7.06% $5,211
    Lake City Bank 2 6.56% $2,094
    TEACHERS CREDIT UNION 2 6.50% $2,195
    The State Bank and Trust Company 2 7.31% $2,495
    Regions Bank 1 6.25% $4,704
    Security Federal Savings Bank 1 7.38% $2,331
    The Farmers & Merchants State Bank 1 7.63% $2,690
    The Huntington National Bank 1 6.00% $3,743
    Union Savings Bank 1 7.25% $1,979
    U.S. Bank 1 6.88% $2,111
    VAN DYK MORTGAGE CORPORATION 1 6.13% $3,846
    V.I.P. MORTGAGE, INC. 1 7.00% $4,550
    Waterstone Mortgage Corporation 1 6.99% $2,863
    ON Q FINANCIAL, INC. 1 6.99% $6,438
    CHURCHILL MORTGAGE CORPORATION 1 6.99% $3,763
    ENDEAVOR CAPITAL, LLC. 1 7.49% $5,155
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.00% $1,546
    Farm Credit Mid-America, ACA 1 7.25% $8,955
    Fifth Third Bank 1 6.99% $2,627
    GENEVA FINANCIAL, LLC 1 7.00% $4,131
    GUARANTEED RATE, INC. 1 6.49% $2,517
    Horizon Bank 1 6.63% $4,746
    INTERRA CREDIT UNION 1 6.50% $2,104
    Ixonia Bank 1 7.13% $3,408
    KeyBank 1 5.88% $2,503
    MEMBER FIRST MORTGAGE, LLC 1 7.13% $3,272
    MIDWEST AMERICA 1 7.25% $2,102
    MILESTONE HOME LENDING, LLC 1 7.50% $5,048
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $7,628
    NAVY FEDERAL CREDIT UNION 1 6.63% $1,753
    Old National Bank 1 6.00% $2,173
    1st Source Bank 1 7.50% $1,539
    PARTNERS 1ST Federal Credit Union 1 7.00% $3,651
    PNC Bank 1 6.38% $2,236
    Prosperity Home Mortgage, LLC 1 8.13% $3,907

    Wabash Average Closing Costs & Other Stats

    Wabash, IN's 53 lenders originated 634 loans during 2024. The total origination value was $91,030,000, with an average loan value of $143,580.

    Wabash's average closing costs are $3,418.

    The top Wabash lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 47 loans originated. Their average total fees are $2,782, which is $622 higher than the next largest lender, BEACON CREDIT UNION.

    The lowest fee Wabash lenders (with over 10 loans originated) are BEACON CREDIT UNION ($2,160), RUOFF MORTGAGE COMPANY, INC. ($2,782), NEWREZ LLC ($3,608), QUICKEN LOANS, LLC ($5,958) and .

    The lowest rate Wabash lenders (with over 10 loans originated) are RUOFF MORTGAGE COMPANY, INC. (6.83%), BEACON CREDIT UNION (6.85%), NEWREZ LLC (6.89%), QUICKEN LOANS, LLC (7.03%) and .

    Wabash, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    RUOFF MORTGAGE COMPANY, INC. $6,800,000 $12,065,000 77.4% 13.3%
    Crossroads Bank $16,725,000 $11,320,000 -32.3% 12.4%
    BEACON CREDIT UNION $7,215,000 $6,925,000 -4.0% 7.6%
    Community First Bank of Indiana $1,715,000 $4,670,000 172.3% 5.1%
    QUICKEN LOANS, LLC $3,030,000 $4,560,000 50.5% 5.0%
    NEWREZ LLC $2,755,000 $4,415,000 60.3% 4.9%
    Mortgage Research Center, LLC $1,770,000 $3,640,000 105.6% 4.0%
    First Merchants Bank $4,510,000 $3,080,000 -31.7% 3.4%
    HALLMARK HOME MORTGAGE, LLC $915,000 $2,370,000 159.0% 2.6%
    First Farmers Bank and Trust Company $2,375,000 $1,945,000 -18.1% 2.1%
    UNION HOME MORTGAGE CORP. $1,455,000 $1,455,000 0.0% 1.6%
    Three Rivers Federal Credit Union $615,000 $1,420,000 130.9% 1.6%
    First Financial Bank $340,000 $1,230,000 261.8% 1.4%
    UNITED WHOLESALE MORTGAGE, LLC $1,160,000 $1,175,000 1.3% 1.3%
    FREEDOM MORTGAGE CORPORATION $230,000 $1,150,000 400.0% 1.3%
    NAVY FEDERAL CREDIT UNION $690,000 $1,070,000 55.1% 1.2%
    First Bank of Berne $960,000 n/a 1.1%
    TEACHERS CREDIT UNION $1,155,000 $840,000 -27.3% 0.9%
    GVC MORTGAGE, INC. $1,075,000 $825,000 -23.3% 0.9%
    Farm Credit Mid-America, ACA $550,000 $810,000 47.3% 0.9%
    1st Source Bank $150,000 $765,000 410.0% 0.8%
    PNC Bank $505,000 $720,000 42.6% 0.8%
    Carrington Mortgage Services, LLC $705,000 n/a 0.8%
    Flagstar Bank, FSB $1,670,000 $690,000 -58.7% 0.8%
    LOANPAL, LLC $670,000 n/a 0.7%
    STAR Financial Bank $475,000 $655,000 37.9% 0.7%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $775,000 $650,000 -16.1% 0.7%
    JPMorgan Chase Bank $115,000 $650,000 465.2% 0.7%
    POLARIS HOME FUNDING CORP. $260,000 $600,000 130.8% 0.7%
    Lake City Bank $1,050,000 $595,000 -43.3% 0.7%
    HOMEXPRESS MORTGAGE CORP. $565,000 n/a 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $550,000 $545,000 -0.9% 0.6%
    PARTNERS 1ST Federal Credit Union $545,000 $540,000 -0.9% 0.6%
    First Federal Savings Bank $725,000 $505,000 -30.3% 0.6%
    21ST MORTGAGE CORPORATION $860,000 $495,000 -42.4% 0.5%
    Ixonia Bank $495,000 n/a 0.5%
    VAN DYK MORTGAGE CORPORATION $490,000 n/a 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $280,000 $470,000 67.9% 0.5%
    GENEVA FINANCIAL, LLC $430,000 $450,000 4.7% 0.5%
    FLAT BRANCH MORTGAGE, INC. $160,000 $435,000 171.9% 0.5%
    MOVEMENT MORTGAGE, LLC $975,000 $435,000 -55.4% 0.5%
    NEW DAY FINANCIAL, LLC $435,000 n/a 0.5%
    Nations Lending Corporation $640,000 $405,000 -36.7% 0.4%
    LENDINGHOME FUNDING CORPORATION $390,000 n/a 0.4%
    V.I.P. MORTGAGE, INC. $205,000 $380,000 85.4% 0.4%
    The State Bank and Trust Company $370,000 n/a 0.4%
    Fifth Third Bank $260,000 $365,000 40.4% 0.4%
    MILESTONE HOME LENDING, LLC $75,000 $365,000 386.7% 0.4%
    Northpointe Bank $725,000 $365,000 -49.7% 0.4%
    PENNYMAC LOAN SERVICES, LLC $240,000 $350,000 45.8% 0.4%
    CRANE $335,000 n/a 0.4%
    LOANDEPOT.COM, LLC $390,000 $325,000 -16.7% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $145,000 $305,000 110.3% 0.3%
    ROYAL UNITED MORTGAGE LLC $305,000 n/a 0.3%
    U.S. Bank $245,000 $305,000 24.5% 0.3%
    MIDWEST AMERICA $380,000 $300,000 -21.1% 0.3%
    ON Q FINANCIAL, INC. $285,000 n/a 0.3%
    RELIANCE FIRST CAPITAL, LLC $280,000 n/a 0.3%
    MICHIGAN MUTUAL, INC. $265,000 n/a 0.3%
    USAA Federal Savings Bank $570,000 $265,000 -53.5% 0.3%
    ENDEAVOR CAPITAL, LLC. $260,000 n/a 0.3%
    Equity Prime Mortgage LLC $255,000 n/a 0.3%
    Princeton Mortgage Corporation $255,000 n/a 0.3%
    First Federal Savings Bank $725,000 $250,000 -65.5% 0.3%
    GUILD MORTGAGE COMPANY $245,000 n/a 0.3%
    PLAZA HOME MORTGAGE, INC. $470,000 $235,000 -50.0% 0.3%
    Union Savings Bank $165,000 $235,000 42.4% 0.3%
    Old National Bank $995,000 $230,000 -76.9% 0.3%
    ProFed Federal Credit Union $90,000 $230,000 155.6% 0.3%
    The Huntington National Bank $370,000 $205,000 -44.6% 0.2%
    CHURCHILL MORTGAGE CORPORATION $195,000 n/a 0.2%
    Horizon Bank $465,000 $190,000 -59.1% 0.2%
    Security Federal Savings Bank $190,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $125,000 $185,000 48.0% 0.2%
    BROKER SOLUTIONS, INC. $270,000 $170,000 -37.0% 0.2%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $350,000 $165,000 -52.9% 0.2%
    The Farmers & Merchants State Bank $165,000 n/a 0.2%
    Prosperity Home Mortgage, LLC $205,000 $155,000 -24.4% 0.2%
    HOMESIDE FINANCIAL, LLC $145,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 $135,000 0.0% 0.1%
    Regions Bank $220,000 $135,000 -38.6% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $530,000 $130,000 -75.5% 0.1%
    AMERICAN FINANCING CORPORATION $150,000 $125,000 -16.7% 0.1%
    FINANCE OF AMERICA REVERSE LLC $125,000 n/a 0.1%
    DOMINION FINANCIAL SERVICES, LLC $115,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $85,000 $115,000 35.3% 0.1%
    PLANET HOME LENDING, LLC $115,000 n/a 0.1%
    Service Federal Credit Union $105,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $95,000 n/a 0.1%
    Discover Bank $310,000 $95,000 -69.4% 0.1%
    Figure Lending LLC $40,000 $95,000 137.5% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $95,000 n/a 0.1%
    STOCKTON MORTGAGE CORPORATION $330,000 $95,000 -71.2% 0.1%
    AMERISAVE MORTGAGE CORPORATION $115,000 $85,000 -26.1% 0.1%
    Secured Investment Corp. $85,000 n/a 0.1%
    INTERRA CREDIT UNION $75,000 n/a 0.1%
    Waterstone Mortgage Corporation $155,000 $75,000 -51.6% 0.1%
    GUARANTEED RATE, INC. $245,000 $65,000 -73.5% 0.1%
    MEMBER FIRST MORTGAGE, LLC $65,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $65,000 n/a 0.1%
    KeyBank $55,000 n/a 0.1%
    FINANCIAL BUILDERS Federal Credit Union $35,000 $45,000 28.6% 0.0%
    Transportation Federal Credit Union $45,000 n/a 0.0%
    FORT FINANCIAL Federal Credit Union $35,000 n/a 0.0%

    Wabash's top lender by overall market share is RUOFF MORTGAGE COMPANY, INC., with 13.3% market share. In second place, with 12.4%, is Crossroads Bank, having originated $11,320,000 in loans. In third place, with 7.6%, is BEACON CREDIT UNION, having originated $6,925,000 in loans. In fourth place, with 5.1%, is Community First Bank of Indiana, having originated $4,670,000 in loans. In fifth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $4,560,000 in loans.

    Wabash Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Wabash (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $92,450 (10.6%) $126,013 (10.7%) 0.00 122
    2018-02-01 $89,225 (7.8%) $124,199 (11.0%) 0.00 121
    2018-03-01 $97,500 (14.9%) $129,874 (9.7%) 0.00 126
    2018-04-01 $89,350 (5.1%) $127,462 (6.9%) 0.00 136
    2018-05-01 $100,575 (18.0%) $137,935 (29.5%) 0.00 149
    2018-06-01 $92,250 (5.6%) $131,096 (16.6%) 0.00 157
    2018-07-01 $97,075 (8.8%) $138,514 (10.1%) 0.00 156
    2018-08-01 $92,225 (2.1%) $141,464 (8.7%) 0.00 151
    2018-09-01 $99,700 (5.5%) $148,258 (11.7%) 0.00 133
    2018-10-01 $98,950 (-1.0%) $153,176 (14.9%) 0.00 126
    2018-11-01 $99,225 (-0.2%) $142,894 (6.7%) 0.00 132
    2018-12-01 $99,000 (2.3%) $147,132 (14.5%) 0.00 120
    2019-01-01 $99,900 (8.1%) $152,273 (20.8%) 0.00 110
    2019-02-01 $102,400 (14.8%) $153,763 (23.8%) 0.00 107
    2019-03-01 $97,043 (-0.5%) $143,765 (10.7%) 0.00 106
    2019-04-01 $95,793 (7.2%) $137,067 (7.5%) 0.00 98
    2019-05-01 $99,200 (-1.4%) $145,478 (5.5%) 0.00 94
    2019-06-01 $119,990 (30.1%) $156,100 (19.1%) 0.00 97
    2019-07-01 $127,500 (31.3%) $168,860 (21.9%) 0.00 112
    2019-08-01 $128,270 (39.1%) $169,935 (20.1%) 0.00 126
    2019-09-01 $128,675 (29.1%) $172,652 (16.5%) 0.00 129
    2019-10-01 $128,945 (30.3%) $173,754 (13.4%) 0.00 132
    2019-11-01 $128,990 (30.0%) $167,959 (17.5%) 0.00 119
    2019-12-01 $124,723 (26.0%) $158,405 (7.7%) 0.00 106
    2020-01-01 $119,950 (20.1%) $148,450 (-2.5%) 0.00 90
    2020-02-01 $119,900 (17.1%) $140,643 (-8.5%) 0.00 79
    2020-03-01 $119,000 (22.6%) $141,975 (-1.3%) 0.00 93
    2020-04-01 $122,450 (27.8%) $151,412 (10.5%) 0.00 85
    2020-05-01 $124,200 (25.2%) $138,675 (-4.7%) 0.00 71
    2020-06-01 $138,475 (15.4%) $167,575 (7.4%) 0.00 61
    2020-07-01 $141,550 (11.0%) $168,515 (-0.2%) 0.00 71
    2020-08-01 $139,000 (8.4%) $183,409 (7.9%) 0.00 59
    2020-09-01 $142,400 (10.7%) $185,052 (7.2%) 0.00 63
    2020-10-01 $140,000 (8.6%) $176,978 (1.9%) 0.00 60
    2020-11-01 $128,475 (-0.4%) $182,703 (8.8%) 0.00 59
    2020-12-01 $123,725 (-0.8%) $179,825 (13.5%) 0.00 45
    2021-01-01 $139,875 (16.6%) $184,555 (24.3%) 0.00 39
    2021-02-01 $144,600 (20.6%) $188,056 (33.7%) 0.00 38
    2021-03-01 $162,250 (36.3%) $220,417 (55.3%) 0.00 35
    2021-04-01 $176,844 (44.4%) $224,262 (48.1%) 0.00 37
    2021-05-01 $152,000 (22.4%) $202,811 (46.3%) 0.00 43
    2021-06-01 $134,325 (-3.0%) $199,247 (18.9%) 0.00 36
    2021-07-01 $134,450 (-5.0%) $191,841 (13.8%) 0.00 40
    2021-08-01 $150,175 (8.0%) $199,113 (8.6%) 0.00 47
    2021-09-01 $135,625 (-4.8%) $201,702 (9.0%) 0.00 50
    2021-10-01 $139,900 (-0.1%) $207,175 (17.1%) 0.00 38
    2021-11-01 $142,425 (10.9%) $197,687 (8.2%) 0.00 36
    2021-12-01 $147,425 (19.2%) $204,531 (13.7%) 0.00 33
    2022-01-01 $149,900 (7.2%) $189,753 (2.8%) 0.00 27
    2022-02-01 $144,900 (0.2%) $181,885 (-3.3%) 0.00 24
    2022-03-01 $143,650 (-11.5%) $170,747 (-22.5%) 0.00 21
    2022-04-01 $139,900 (-20.9%) $179,960 (-19.8%) 0.00 21
    2022-05-01 $144,675 (-4.8%) $269,612 (32.9%) 0.00 28
    2022-06-01 $155,950 (16.1%) $243,839 (22.4%) 0.00 38
    2022-07-01 $150,950 (12.3%) $233,750 (21.9%) 0.00 50
    2022-08-01 $147,175 (-2.0%) $188,348 (-5.4%) 0.00 43
    2022-09-01 $140,000 (3.2%) $180,162 (-10.7%) 0.00 46
    2022-10-01 $149,900 (7.2%) $184,048 (-11.2%) 0.00 55
    2022-11-01 $139,900 (-1.8%) $176,022 (-11.0%) 0.00 56
    2022-12-01 $174,900 (18.6%) $211,338 (3.3%) 0.00 52
    2023-01-01 $179,150 (19.5%) $218,737 (15.3%) 0.00 49
    2023-02-01 $181,150 (25.0%) $227,198 (24.9%) 0.00 39
    2023-03-01 $208,999 (45.5%) $284,336 (66.5%) 0.00 29
    2023-04-01 $227,449 (62.6%) $262,681 (46.0%) 0.00 29
    2023-05-01 $212,950 (47.2%) $272,473 (1.1%) 0.00 33
    2023-06-01 $209,925 (34.6%) $291,858 (19.7%) 0.00 29
    2023-07-01 $189,900 (25.8%) $259,966 (11.2%) 0.00 34
    2023-08-01 $180,475 (22.6%) $236,693 (25.7%) 0.00 43
    2023-09-01 $179,900 (28.5%) $238,976 (32.6%) 0.00 55
    2023-10-01 $165,950 (10.7%) $213,199 (15.8%) 0.00 59
    2023-11-01 $173,450 (24.0%) $217,472 (23.6%) 0.00 56
    2023-12-01 $183,000 (4.6%) $207,339 (-1.9%) 0.00 44
    2024-01-01 $180,200 (0.6%) $190,087 (-13.1%) 0.00 37
    2024-02-01 $183,500 (1.3%) $192,171 (-15.4%) 0.00 41
    2024-03-01 $189,000 (-9.6%) $187,545 (-34.0%) 0.00 34
    2024-04-01 $199,675 (-12.2%) $201,056 (-23.5%) 0.00 39
    2024-05-01 $169,925 (-20.2%) $189,618 (-30.4%) 0.00 36
    2024-06-01 $189,000 (-10.0%) $213,352 (-26.9%) 0.00 33
    2024-07-01 $224,450 (18.2%) $247,755 (-4.7%) 0.00 42
    2024-08-01 $202,450 (12.2%) $262,989 (11.1%) 0.00 40
    2024-09-01 $199,925 (11.1%) $263,891 (10.4%) 0.00 38
    2024-10-01 $179,900 (8.4%) $246,263 (15.5%) 0.00 43
    2024-11-01 $184,900 (6.6%) $233,821 (7.5%) 0.00 45
    2024-12-01 $182,425 (-0.3%) $228,307 (10.1%) 0.00 47
    2025-01-01 $188,650 (4.7%) $225,459 (18.6%) 0.00 43
    2025-02-01 $183,675 (0.1%) $222,509 (15.8%) 0.00 36
    2025-03-01 $197,600 (4.6%) $236,468 (26.1%) 0.00 35
    Wabash's median listing price for 2025-03-01 was $197,600, a difference of $8,600 (4.6%) versus the prior year and $13,925 versus the prior month.

    Wabash's median listing price comes in at 0% of the national average.

    Wabash's average listing price for 2025-03-01 was $236,468, a difference of $48,923 (26.1%) versus the prior year and $13,959 versus the prior month.

    For the 2025-03-01 period, Wabash had 35 MLS listings, a difference of -1 listings (-3%) versus the prior month and 1 listings (3%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Wabash (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,616 sqft
    2018-02-01 0 days 1,620 sqft
    2018-03-01 0 days 1,664 sqft
    2018-04-01 0 days 1,646 sqft
    2018-05-01 0 days 1,670 sqft
    2018-06-01 0 days 1,643 sqft
    2018-07-01 0 days 1,620 sqft
    2018-08-01 0 days 1,521 sqft
    2018-09-01 0 days 1,624 sqft
    2018-10-01 0 days 1,678 sqft
    2018-11-01 0 days 1,678 sqft
    2018-12-01 0 days 1,683 sqft
    2019-01-01 0 days 1,672 sqft
    2019-02-01 0 days 1,759 sqft
    2019-03-01 0 days 1,706 sqft
    2019-04-01 0 days 1,636 sqft
    2019-05-01 0 days 1,673 sqft
    2019-06-01 0 days 1,638 sqft
    2019-07-01 0 days 1,657 sqft
    2019-08-01 0 days 1,665 sqft
    2019-09-01 0 days 1,715 sqft
    2019-10-01 0 days 1,754 sqft
    2019-11-01 0 days 1,759 sqft
    2019-12-01 0 days 1,806 sqft
    2020-01-01 0 days 1,806 sqft
    2020-02-01 0 days 1,759 sqft
    2020-03-01 0 days 1,654 sqft
    2020-04-01 0 days 1,724 sqft
    2020-05-01 0 days 1,700 sqft
    2020-06-01 0 days 1,792 sqft
    2020-07-01 0 days 1,839 sqft
    2020-08-01 0 days 1,630 sqft
    2020-09-01 0 days 1,655 sqft
    2020-10-01 0 days 1,872 sqft
    2020-11-01 0 days 1,844 sqft
    2020-12-01 0 days 1,702 sqft
    2021-01-01 0 days 1,606 sqft
    2021-02-01 0 days 1,646 sqft
    2021-03-01 0 days 1,814 sqft
    2021-04-01 0 days 1,778 sqft
    2021-05-01 0 days 1,768 sqft
    2021-06-01 0 days 1,650 sqft
    2021-07-01 0 days 1,745 sqft
    2021-08-01 0 days 1,829 sqft
    2021-09-01 0 days 1,890 sqft
    2021-10-01 0 days 1,904 sqft
    2021-11-01 0 days 1,912 sqft
    2021-12-01 0 days 1,721 sqft
    2022-01-01 0 days 1,591 sqft
    2022-02-01 0 days 1,541 sqft
    2022-03-01 0 days 1,534 sqft
    2022-04-01 0 days 1,512 sqft
    2022-05-01 0 days 1,702 sqft
    2022-06-01 0 days 1,718 sqft
    2022-07-01 0 days 1,689 sqft
    2022-08-01 0 days 1,669 sqft
    2022-09-01 0 days 1,636 sqft
    2022-10-01 0 days 1,632 sqft
    2022-11-01 0 days 1,541 sqft
    2022-12-01 0 days 1,678 sqft
    2023-01-01 0 days 1,678 sqft
    2023-02-01 0 days 1,672 sqft
    2023-03-01 0 days 1,790 sqft
    2023-04-01 0 days 1,812 sqft
    2023-05-01 0 days 1,685 sqft
    2023-06-01 0 days 1,640 sqft
    2023-07-01 0 days 1,718 sqft
    2023-08-01 0 days 1,840 sqft
    2023-09-01 0 days 1,840 sqft
    2023-10-01 0 days 1,759 sqft
    2023-11-01 0 days 1,748 sqft
    2023-12-01 0 days 1,830 sqft
    2024-01-01 0 days 1,669 sqft
    2024-02-01 0 days 1,609 sqft
    2024-03-01 0 days 1,703 sqft
    2024-04-01 0 days 1,816 sqft
    2024-05-01 0 days 1,636 sqft
    2024-06-01 0 days 1,817 sqft
    2024-07-01 0 days 1,826 sqft
    2024-08-01 0 days 1,865 sqft
    2024-09-01 0 days 1,860 sqft
    2024-10-01 0 days 1,834 sqft
    2024-11-01 0 days 1,672 sqft
    2024-12-01 0 days 1,659 sqft
    2025-01-01 0 days 1,642 sqft
    2025-02-01 0 days 1,642 sqft
    2025-03-01 0 days 1,570 sqft
    Wabash's median listing age (time on market) for 2025-03-01 was 0 days.

    Wabash's median square footage for active listings during the 2025-03-01 period was 1,570 sqft. One year prior, the average listing was 1,703 sqft.

    Wabash, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 339 $60,175,000 $177,507
    Cash Out Refi 125 $13,575,000 $108,600
    Refi 74 $10,780,000 $145,676
    Home Improvement 59 $4,095,000 $69,407
    Other 37 $2,405,000 $65,000

    Wabash's most frequently cited loan purpose was Home Purchase, with 339 originations. The 2nd most popular reason was Cash Out Refi, with 125 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 245 $42,525,000 $173,571
    7-8% 140 $19,500,000 $139,286
    Over 8% 115 $8,195,000 $71,261
    5-6% 39 $7,415,000 $190,128
    <2.5% 7 $45,000 $6,429
    4-5% 3 $395,000 $131,667
    3-4% 2 $470,000 $235,000
    2.5-3% 1 $155,000 $155,000

    During 2024, Wabash's most frequently originated rate bucket was 6-7%, with 245 originations.

    Loan Sizing (Wabash, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 261 $37,985,000 $145,536
    $100,000 or less 254 $14,880,000 $58,583
    $200k-400k 110 $29,600,000 $269,091
    $400k-600k 5 $2,325,000 $465,000
    $600k-1000k 2 $1,570,000 $785,000
    $Over $1MM 2 $4,670,000 $2,335,000

    Wabash's loan sizing saw the bucket of loans from $100k-200k with 261 originations, totaling $37,985,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 243 $41,225,000 $169,650
    60-80% 107 $18,905,000 $176,682
    20-40% 64 $4,450,000 $69,531
    Under 20% 60 $2,880,000 $48,000
    40-60% 59 $7,285,000 $123,475
    Over 100% 10 $2,290,000 $229,000

    Wabash's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 243 originations, totaling $41,225,000 in origination value.