Wabash Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wabash averaged 6.75% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.08% and one month ago for the week of 2023-02-09, the average rate was 6.27%.

    Wabash's average rate one year ago was 4%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.68%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Wabash 30 Year Fixed Rate 2023-03-16 6.75%
    Wabash 30 Year Fixed Rate Refi 2023-03-16 6.68%
    Wabash 15 Year Fixed Rate 2023-03-16 5.88%
    Wabash 15 Year Fixed Rate Refi 2023-03-16 5.99%
    Wabash 30 Year FHA 2023-03-16 6.84%
    Wabash 30 Year FHA Refi 2023-03-16 6.65%
    Wabash 30 Year USDA 2023-03-16 6.99%
    Wabash 30 Year USDA Refi 2023-03-16 6.51%
    Wabash 30 Year VA 2023-03-16 6.55%
    Wabash 30 Year VA Refi 2023-03-16 5.93%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wabash, IN.

    Wabash Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wabash, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    Crossroads Bank 112 3.09% $1,758
    RUOFF MORTGAGE COMPANY, INC. 59 3.34% $2,332
    BEACON CREDIT UNION 24 2.88% $1,971
    QUICKEN LOANS, LLC 20 3.13% $4,068
    First Farmers Bank and Trust Company 16 3.45% $1,701
    The Huntington National Bank 16 3.27% $2,304
    JPMorgan Chase Bank 9 3.10% $3,210
    First Federal Savings Bank 8 2.94% $3,185
    First Federal Savings Bank 8 3.09% $3,071
    Flagstar Bank, FSB 7 3.54% $2,996
    HALLMARK HOME MORTGAGE, LLC 7 3.30% $4,312
    First Merchants Bank 7 3.46% $2,304
    Regions Bank 6 3.48% $1,712
    TEACHERS CREDIT UNION 5 3.30% $2,323
    GVC MORTGAGE, INC. 5 3.33% $3,306
    PARTNERS 1ST Federal Credit Union 5 3.18% $2,014
    PLAZA HOME MORTGAGE, INC. 4 3.44% $3,411
    UNION HOME MORTGAGE CORP. 4 3.22% $3,227
    Horizon Bank 4 3.66% $1,972
    PNC Bank 4 3.09% $2,114
    LOANDEPOT.COM, LLC 4 3.62% $3,647
    UNITED WHOLESALE MORTGAGE, LLC 4 3.21% $2,975
    Three Rivers Federal Credit Union 4 3.16% $2,506
    Nations Lending Corporation 3 3.50% $3,153
    Lake City Bank 3 3.04% $3,197
    Farm Credit Mid-America, ACA 3 3.67% $5,589
    CALIBER HOME LOANS, INC. 2 3.26% $3,151
    1st Source Bank 2 3.81% $1,932
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 4.75% $8,550
    AMERISAVE MORTGAGE CORPORATION 2 3.31% $7,037
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.63% $4,931
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 3.06% $2,172
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.93% $3,958
    First Financial Bank 2 3.31% $2,032
    Mr. Cooper ( Nationstar Mortgage ) 2 4.00% $4,442
    POLARIS HOME FUNDING CORP. 2 3.75% $4,302
    STAR Financial Bank 2 2.88% $3,225
    GENEVA FINANCIAL, LLC 1 3.38% $7,241
    FORUM Credit Union 1 3.75% $2,490
    Merchants Bank of Indiana 1 3.13% $1,509
    MJW Financial LLC 1 3.20% $2,916
    AMCAP MORTGAGE, LTD. 1 3.25% $2,349
    MUTUAL OF OMAHA MORTGAGE, INC. 1 3.13% $2,773
    FORT FINANCIAL Federal Credit Union 1 3.25% $2,156
    NAVY FEDERAL CREDIT UNION 1 2.88% $904
    NEWREZ LLC 1 3.75% $3,050
    Nicolet National Bank 1 3.63% $1,686
    First Option Mortgage, LLC 1 3.25% $2,591
    PENNYMAC LOAN SERVICES, LLC 1 3.37% $4,866
    First Internet Bank of Indiana 1 2.88% $1,619
    First Federal Bank of the Midwest 1 3.13% $2,261
    Wells Fargo Bank 1 3.63% $1,972
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.25% $2,126
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.38% $4,095
    PURDUE FEDERAL CREDIT UNION 1 2.88% $1,876
    Fifth Third Bank 1 3.13% $2,968
    CHURCHILL MORTGAGE CORPORATION 1 3.13% $4,181
    ROYAL UNITED MORTGAGE LLC 1 3.50% $3,573
    CELEBRITY HOME LOANS, LLC 1 3.25% $2,163
    WRIGHT-PATT CREDIT UNION, INC. 1 3.63% $5,790
    Carrington Mortgage Services, LLC 1 3.38% $3,053
    1ST SIGNATURE LENDING, LLC 1 3.75% $2,604
    BETTER MORTGAGE CORPORATION 1 2.63% $1,840
    AMERICAN FINANCING CORPORATION 1 2.88% $5,051
    HOMESIDE FINANCIAL, LLC 1 3.25% $2,145
    HOME POINT FINANCIAL CORPORATION 1 2.49% $1,417
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.38% $1,271

    Wabash Average Closing Costs & Other Stats

    Wabash, IN's 67 lenders originated 1,097 loans during 2021. The total origination value was $143,515,000, with an average loan value of $130,825.

    Wabash's average closing costs are $2,996.

    The top Wabash lender as defined by loan originations is Crossroads Bank, with 112 loans originated. Their average total fees are $1,758, which is $574 lower than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

    The lowest fee Wabash lenders (with over 10 loans originated) are First Farmers Bank and Trust Company ($1,701), Crossroads Bank ($1,758), BEACON CREDIT UNION ($1,971), The Huntington National Bank ($2,304) and RUOFF MORTGAGE COMPANY, INC. ($2,332).

    The lowest rate Wabash lenders (with over 10 loans originated) are BEACON CREDIT UNION (2.88%), Crossroads Bank (3.09%), QUICKEN LOANS, LLC (3.13%), The Huntington National Bank (3.27%) and RUOFF MORTGAGE COMPANY, INC. (3.34%).

    Wabash, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    Crossroads Bank $54,430,000 $32,010,000 -41.2% 22.3%
    BEACON CREDIT UNION $27,065,000 $15,190,000 -43.9% 10.6%
    RUOFF MORTGAGE COMPANY, INC. $8,735,000 $15,135,000 73.3% 10.5%
    QUICKEN LOANS, LLC $4,445,000 $7,915,000 78.1% 5.5%
    First Farmers Bank and Trust Company $6,625,000 $5,045,000 -23.8% 3.5%
    First Merchants Bank $2,915,000 $4,235,000 45.3% 3.0%
    FREEDOM MORTGAGE CORPORATION $3,810,000 $3,945,000 3.5% 2.7%
    HALLMARK HOME MORTGAGE, LLC $2,700,000 $3,690,000 36.7% 2.6%
    Flagstar Bank, FSB $2,505,000 $3,470,000 38.5% 2.4%
    JPMorgan Chase Bank $670,000 $2,580,000 285.1% 1.8%
    The Huntington National Bank $620,000 $2,165,000 249.2% 1.5%
    NEWREZ LLC $365,000 $2,120,000 480.8% 1.5%
    First Federal Savings Bank $2,150,000 $1,705,000 -20.7% 1.2%
    Mortgage Research Center, LLC $2,095,000 $1,695,000 -19.1% 1.2%
    Lake City Bank $1,495,000 $1,520,000 1.7% 1.1%
    Three Rivers Federal Credit Union $970,000 $1,385,000 42.8% 1.0%
    First Federal Savings Bank $2,150,000 $1,290,000 -40.0% 0.9%
    UNION HOME MORTGAGE CORP. $1,885,000 $1,290,000 -31.6% 0.9%
    Carrington Mortgage Services, LLC $105,000 $1,275,000 1,114.3% 0.9%
    LOANDEPOT.COM, LLC $725,000 $1,175,000 62.1% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $300,000 $1,165,000 288.3% 0.8%
    GVC MORTGAGE, INC. $255,000 $1,115,000 337.3% 0.8%
    STAR Financial Bank $755,000 $980,000 29.8% 0.7%
    Nations Lending Corporation $175,000 $975,000 457.1% 0.7%
    PLAZA HOME MORTGAGE, INC. $95,000 $965,000 915.8% 0.7%
    TEACHERS CREDIT UNION $605,000 $965,000 59.5% 0.7%
    Farm Credit Mid-America, ACA $755,000 $900,000 19.2% 0.6%
    PENNYMAC LOAN SERVICES, LLC $315,000 $855,000 171.4% 0.6%
    Regions Bank $65,000 $800,000 1,130.8% 0.6%
    1st Source Bank $525,000 $790,000 50.5% 0.6%
    PARTNERS 1ST Federal Credit Union $270,000 $780,000 188.9% 0.5%
    CALIBER HOME LOANS, INC. $1,115,000 $760,000 -31.8% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $205,000 $730,000 256.1% 0.5%
    Horizon Bank $140,000 $720,000 414.3% 0.5%
    AMERISAVE MORTGAGE CORPORATION $210,000 $700,000 233.3% 0.5%
    NAVY FEDERAL CREDIT UNION $370,000 $685,000 85.1% 0.5%
    Jackson County Bank $675,000 n/a 0.5%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $540,000 $670,000 24.1% 0.5%
    MICHIGAN MUTUAL, INC. $140,000 $660,000 371.4% 0.5%
    First Financial Bank $80,000 $645,000 706.3% 0.4%
    LEADERONE FINANCIAL CORPORATION $195,000 $645,000 230.8% 0.4%
    PNC Bank $1,950,000 $600,000 -69.2% 0.4%
    VILLAGE CAPITAL & INVESTMENT LLC $425,000 $600,000 41.2% 0.4%
    Centier Bank $220,000 $595,000 170.5% 0.4%
    MIDWEST AMERICA $360,000 $595,000 65.3% 0.4%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $560,000 n/a 0.4%
    UNITED WHOLESALE MORTGAGE, LLC $750,000 $540,000 -28.0% 0.4%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $505,000 n/a 0.4%
    ProFed Federal Credit Union $490,000 $490,000 0.0% 0.3%
    ROYAL UNITED MORTGAGE LLC $330,000 $480,000 45.5% 0.3%
    Wells Fargo Bank $520,000 $475,000 -8.7% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $615,000 $430,000 -30.1% 0.3%
    PURDUE FEDERAL CREDIT UNION $45,000 $420,000 833.3% 0.3%
    POLARIS HOME FUNDING CORP. $585,000 $395,000 -32.5% 0.3%
    CHURCHILL MORTGAGE CORPORATION $260,000 $385,000 48.1% 0.3%
    AmeriHome Mortgage Company, LLC $370,000 $380,000 2.7% 0.3%
    The North Salem State Bank $355,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $735,000 $345,000 -53.1% 0.2%
    HOME POINT FINANCIAL CORPORATION $320,000 $340,000 6.3% 0.2%
    MID AMERICA MORTGAGE, INC. $320,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $320,000 n/a 0.2%
    MJW Financial LLC $315,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $105,000 $305,000 190.5% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $295,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $430,000 $290,000 -32.6% 0.2%
    CELEBRITY HOME LOANS, LLC $95,000 $280,000 194.7% 0.2%
    Low VA Rates, LLC $340,000 $280,000 -17.6% 0.2%
    First Option Mortgage, LLC $145,000 $270,000 86.2% 0.2%
    AMCAP MORTGAGE, LTD. $145,000 $250,000 72.4% 0.2%
    GENEVA FINANCIAL, LLC $245,000 n/a 0.2%
    Fifth Third Bank $505,000 $240,000 -52.5% 0.2%
    First Federal Bank $235,000 $235,000 0.0% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $185,000 $225,000 21.6% 0.2%
    LOANPAL, LLC $225,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $105,000 $225,000 114.3% 0.2%
    BETTER MORTGAGE CORPORATION $215,000 n/a 0.1%
    Northwest Bank $1,640,000 $215,000 -86.9% 0.1%
    First Guaranty Mortgage Corporation $115,000 $210,000 82.6% 0.1%
    Paramount Bank $205,000 n/a 0.1%
    DHI MORTGAGE COMPANY, LTD. $195,000 n/a 0.1%
    FORUM Credit Union $195,000 n/a 0.1%
    LAKE MICHIGAN CREDIT UNION $195,000 n/a 0.1%
    GUARANTEED RATE, INC. $75,000 $190,000 153.3% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $180,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $450,000 $180,000 -60.0% 0.1%
    HOMESIDE FINANCIAL, LLC $175,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $165,000 $175,000 6.1% 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $165,000 n/a 0.1%
    First Federal Bank of the Midwest $180,000 $145,000 -19.4% 0.1%
    WRIGHT-PATT CREDIT UNION, INC. $145,000 n/a 0.1%
    First Bank of Berne $310,000 $140,000 -54.8% 0.1%
    USAA Federal Savings Bank $600,000 $135,000 -77.5% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $295,000 $125,000 -57.6% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $265,000 $125,000 -52.8% 0.1%
    MEMBER FIRST MORTGAGE, LLC $200,000 $125,000 -37.5% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $120,000 n/a 0.1%
    FORT FINANCIAL Federal Credit Union $105,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $100,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $95,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $95,000 n/a 0.1%
    1ST SIGNATURE LENDING, LLC $85,000 n/a 0.1%
    Discover Bank $165,000 $85,000 -48.5% 0.1%
    Merchants Bank of Indiana $85,000 n/a 0.1%
    The State Bank and Trust Company $85,000 n/a 0.1%
    First Internet Bank of Indiana $75,000 n/a 0.1%
    STOCKTON MORTGAGE CORPORATION $125,000 $75,000 -40.0% 0.1%
    Nicolet National Bank $65,000 n/a 0.0%
    Bank of America $135,000 $45,000 -66.7% 0.0%
    PHH Mortgage Corporation $45,000 n/a 0.0%
    Solidarity Community Federal Credit Union $185,000 $45,000 -75.7% 0.0%
    First Western Federal Savings Bank $35,000 n/a 0.0%
    FINANCIAL BUILDERS Federal Credit Union $15,000 n/a 0.0%

    Wabash's top lender by overall market share is Crossroads Bank, with 22.3% market share. In second place, with 10.6%, is BEACON CREDIT UNION, having originated $15,190,000 in loans. In third place, with 10.5%, is RUOFF MORTGAGE COMPANY, INC., having originated $15,135,000 in loans. In fourth place, with 5.5%, is QUICKEN LOANS, LLC, having originated $7,915,000 in loans. In fifth place, with 3.5%, is First Farmers Bank and Trust Company, having originated $5,045,000 in loans.

    Wabash Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Wabash (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $92,450 (10.6%) $126,013 (10.7%) 0.00 122
    2018-02-01 $89,225 (7.8%) $124,199 (11.0%) 0.00 121
    2018-03-01 $97,500 (14.9%) $129,874 (9.7%) 0.00 126
    2018-04-01 $89,350 (5.1%) $127,462 (6.9%) 0.00 136
    2018-05-01 $100,575 (18.0%) $137,935 (29.5%) 0.00 149
    2018-06-01 $92,250 (5.6%) $131,096 (16.6%) 0.00 157
    2018-07-01 $97,075 (8.8%) $138,514 (10.1%) 0.00 156
    2018-08-01 $92,225 (2.1%) $141,464 (8.7%) 0.00 151
    2018-09-01 $99,700 (5.5%) $148,258 (11.7%) 0.00 133
    2018-10-01 $98,950 (-1.0%) $153,176 (14.9%) 0.00 126
    2018-11-01 $99,225 (-0.2%) $142,894 (6.7%) 0.00 132
    2018-12-01 $99,000 (2.3%) $147,132 (14.5%) 0.00 120
    2019-01-01 $99,900 (8.1%) $152,273 (20.8%) 0.00 110
    2019-02-01 $102,400 (14.8%) $153,763 (23.8%) 0.00 107
    2019-03-01 $97,043 (-0.5%) $143,765 (10.7%) 0.00 106
    2019-04-01 $95,793 (7.2%) $137,067 (7.5%) 0.00 98
    2019-05-01 $99,200 (-1.4%) $145,478 (5.5%) 0.00 94
    2019-06-01 $119,990 (30.1%) $156,100 (19.1%) 0.00 97
    2019-07-01 $127,500 (31.3%) $168,860 (21.9%) 0.00 112
    2019-08-01 $128,270 (39.1%) $169,935 (20.1%) 0.00 126
    2019-09-01 $128,675 (29.1%) $172,652 (16.5%) 0.00 129
    2019-10-01 $128,945 (30.3%) $173,754 (13.4%) 0.00 132
    2019-11-01 $128,990 (30.0%) $167,959 (17.5%) 0.00 119
    2019-12-01 $124,723 (26.0%) $158,405 (7.7%) 0.00 106
    2020-01-01 $119,950 (20.1%) $148,450 (-2.5%) 0.00 90
    2020-02-01 $119,900 (17.1%) $140,643 (-8.5%) 0.00 79
    2020-03-01 $119,000 (22.6%) $141,975 (-1.3%) 0.00 93
    2020-04-01 $122,450 (27.8%) $151,412 (10.5%) 0.00 85
    2020-05-01 $124,200 (25.2%) $138,675 (-4.7%) 0.00 71
    2020-06-01 $138,475 (15.4%) $167,575 (7.4%) 0.00 61
    2020-07-01 $141,550 (11.0%) $168,515 (-0.2%) 0.00 71
    2020-08-01 $139,000 (8.4%) $183,409 (7.9%) 0.00 59
    2020-09-01 $142,400 (10.7%) $185,052 (7.2%) 0.00 63
    2020-10-01 $140,000 (8.6%) $176,978 (1.9%) 0.00 60
    2020-11-01 $128,475 (-0.4%) $182,703 (8.8%) 0.00 59
    2020-12-01 $123,725 (-0.8%) $179,825 (13.5%) 0.00 45
    2021-01-01 $139,875 (16.6%) $184,555 (24.3%) 0.00 39
    2021-02-01 $144,600 (20.6%) $188,056 (33.7%) 0.00 38
    2021-03-01 $162,250 (36.3%) $220,417 (55.3%) 0.00 35
    2021-04-01 $176,844 (44.4%) $224,262 (48.1%) 0.00 37
    2021-05-01 $152,000 (22.4%) $202,811 (46.3%) 0.00 43
    2021-06-01 $134,325 (-3.0%) $199,247 (18.9%) 0.00 36
    2021-07-01 $134,450 (-5.0%) $191,841 (13.8%) 0.00 40
    2021-08-01 $150,175 (8.0%) $199,113 (8.6%) 0.00 47
    2021-09-01 $135,625 (-4.8%) $201,702 (9.0%) 0.00 50
    2021-10-01 $139,900 (-0.1%) $207,175 (17.1%) 0.00 38
    2021-11-01 $142,425 (10.9%) $197,687 (8.2%) 0.00 36
    2021-12-01 $147,425 (19.2%) $204,531 (13.7%) 0.00 33
    2022-01-01 $149,900 (7.2%) $189,753 (2.8%) 0.00 27
    2022-02-01 $144,900 (0.2%) $181,885 (-3.3%) 0.00 24
    2022-03-01 $143,650 (-11.5%) $170,747 (-22.5%) 0.00 21
    2022-04-01 $139,900 (-20.9%) $179,960 (-19.8%) 0.00 21
    2022-05-01 $144,675 (-4.8%) $269,612 (32.9%) 0.00 28
    2022-06-01 $155,950 (16.1%) $243,839 (22.4%) 0.00 38
    2022-07-01 $150,950 (12.3%) $233,750 (21.9%) 0.00 50
    2022-08-01 $147,175 (-2.0%) $188,348 (-5.4%) 0.00 43
    2022-09-01 $140,000 (3.2%) $180,162 (-10.7%) 0.00 46
    2022-10-01 $149,900 (7.2%) $184,048 (-11.2%) 0.00 55
    2022-11-01 $139,900 (-1.8%) $176,022 (-11.0%) 0.00 56
    2022-12-01 $174,900 (18.6%) $211,338 (3.3%) 0.00 52
    2023-01-01 $179,150 (19.5%) $218,737 (15.3%) 0.00 49
    2023-02-01 $181,150 (25.0%) $227,198 (24.9%) 0.00 39
    Wabash's median listing price for 2023-02-01 was $181,150, a difference of $36,250 (25.0%) versus the prior year and $2,000 versus the prior month.

    Wabash's median listing price comes in at 0% of the national average.

    Wabash's average listing price for 2023-02-01 was $227,198, a difference of $45,313 (24.9%) versus the prior year and $8,461 versus the prior month.

    For the 2023-02-01 period, Wabash had 39 MLS listings, a difference of -10 listings (-20%) versus the prior month and 15 listings (63%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Wabash (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,616 sqft
    2018-02-01 0 days 1,619 sqft
    2018-03-01 0 days 1,662 sqft
    2018-04-01 0 days 1,632 sqft
    2018-05-01 0 days 1,668 sqft
    2018-06-01 0 days 1,643 sqft
    2018-07-01 0 days 1,620 sqft
    2018-08-01 0 days 1,521 sqft
    2018-09-01 0 days 1,624 sqft
    2018-10-01 0 days 1,678 sqft
    2018-11-01 0 days 1,678 sqft
    2018-12-01 0 days 1,683 sqft
    2019-01-01 0 days 1,672 sqft
    2019-02-01 0 days 1,759 sqft
    2019-03-01 0 days 1,706 sqft
    2019-04-01 0 days 1,636 sqft
    2019-05-01 0 days 1,673 sqft
    2019-06-01 0 days 1,638 sqft
    2019-07-01 0 days 1,657 sqft
    2019-08-01 0 days 1,665 sqft
    2019-09-01 0 days 1,715 sqft
    2019-10-01 0 days 1,754 sqft
    2019-11-01 0 days 1,759 sqft
    2019-12-01 0 days 1,806 sqft
    2020-01-01 0 days 1,806 sqft
    2020-02-01 0 days 1,759 sqft
    2020-03-01 0 days 1,654 sqft
    2020-04-01 0 days 1,724 sqft
    2020-05-01 0 days 1,700 sqft
    2020-06-01 0 days 1,792 sqft
    2020-07-01 0 days 1,839 sqft
    2020-08-01 0 days 1,630 sqft
    2020-09-01 0 days 1,655 sqft
    2020-10-01 0 days 1,872 sqft
    2020-11-01 0 days 1,844 sqft
    2020-12-01 0 days 1,702 sqft
    2021-01-01 0 days 1,606 sqft
    2021-02-01 0 days 1,646 sqft
    2021-03-01 0 days 1,814 sqft
    2021-04-01 0 days 1,778 sqft
    2021-05-01 0 days 1,768 sqft
    2021-06-01 0 days 1,650 sqft
    2021-07-01 0 days 1,745 sqft
    2021-08-01 0 days 1,829 sqft
    2021-09-01 0 days 1,890 sqft
    2021-10-01 0 days 1,904 sqft
    2021-11-01 0 days 1,912 sqft
    2021-12-01 0 days 1,721 sqft
    2022-01-01 0 days 1,591 sqft
    2022-02-01 0 days 1,541 sqft
    2022-03-01 0 days 1,534 sqft
    2022-04-01 0 days 1,512 sqft
    2022-05-01 0 days 1,702 sqft
    2022-06-01 0 days 1,718 sqft
    2022-07-01 0 days 1,689 sqft
    2022-08-01 0 days 1,669 sqft
    2022-09-01 0 days 1,636 sqft
    2022-10-01 0 days 1,632 sqft
    2022-11-01 0 days 1,541 sqft
    2022-12-01 0 days 1,678 sqft
    2023-01-01 0 days 1,678 sqft
    2023-02-01 0 days 1,672 sqft
    Wabash's median listing age (time on market) for 2023-02-01 was 0 days.

    Wabash's median square footage for active listings during the 2023-02-01 period was 1,672 sqft. One year prior, the average listing was 1,541 sqft.

    Wabash, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 442 $64,940,000 $146,923
    Refi 308 $40,870,000 $132,695
    Cash Out Refi 262 $31,380,000 $119,771
    Home Improvement 52 $4,330,000 $83,269
    Other 33 $1,995,000 $60,455

    Wabash's most frequently cited loan purpose was Home Purchase, with 442 originations. The 2nd most popular reason was Refi, with 308 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 421 $56,555,000 $134,335
    2.5-3% 397 $55,475,000 $139,736
    <2.5% 207 $24,955,000 $120,556
    4-5% 51 $3,965,000 $77,745
    5-6% 14 $1,650,000 $117,857
    6-7% 4 $500,000 $125,000
    7-8% 1 $25,000 $25,000

    During 2021, Wabash's most frequently originated rate bucket was 3-4%, with 421 originations.

    Loan Sizing (Wabash, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 479 $66,455,000 $138,737
    $100,000 or less 446 $29,120,000 $65,291
    $200k-400k 159 $40,995,000 $257,830
    $400k-600k 11 $5,645,000 $513,182
    $600k-1000k 2 $1,300,000 $650,000

    Wabash's loan sizing saw the bucket of loans from $100k-200k with 479 originations, totaling $66,455,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 444 $68,090,000 $153,356
    60-80% 355 $48,035,000 $135,310
    40-60% 153 $15,585,000 $101,863
    20-40% 65 $4,235,000 $65,154
    Under 20% 36 $910,000 $25,278
    Over 100% 3 $865,000 $288,333

    Wabash's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 444 originations, totaling $68,090,000 in origination value.