Huntington Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Huntington averaged 7.2% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2023-09-07) was 6.94% and one month ago for the week of 2023-08-10, the average rate was 7.18%.

    Huntington's average rate one year ago was 6.01%.

    For refis of the same type during the week of 2023-09-14, the average rate was 7.18%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-14 7.18%
    Huntington 30 Year Fixed Rate 2023-09-14 7.2%
    Huntington 30 Year Fixed Rate Refi 2023-09-14 7.18%
    Huntington 15 Year Fixed Rate 2023-09-14 6.31%
    Huntington 15 Year Fixed Rate Refi 2023-09-14 6.61%
    Huntington 30 Year FHA 2023-09-14 6.73%
    Huntington 30 Year FHA Refi 2023-09-14 6.89%
    Huntington 30 Year USDA 2023-09-14 6.78%
    Huntington 30 Year USDA Refi 2023-09-14 7.18%
    Huntington 30 Year VA 2023-09-14 6.61%
    Huntington 30 Year VA Refi 2023-09-14 6.91%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Huntington, IN.

    Huntington Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Huntington, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    RUOFF MORTGAGE COMPANY, INC. 62 5.32% $2,642
    First Federal Savings Bank 54 5.06% $2,793
    TEACHERS CREDIT UNION 33 5.29% $2,374
    Three Rivers Federal Credit Union 23 5.30% $2,530
    QUICKEN LOANS, LLC 13 5.63% $5,807
    PNC Bank 12 5.34% $3,406
    First Merchants Bank 10 4.50% $2,424
    1st Source Bank 10 4.74% $2,489
    Fifth Third Bank 9 4.71% $2,927
    MIDWEST AMERICA 9 5.42% $2,558
    HALLMARK HOME MORTGAGE, LLC 8 4.69% $3,481
    JPMorgan Chase Bank 8 5.01% $2,605
    PARTNERS 1ST Federal Credit Union 7 5.64% $2,387
    UNION HOME MORTGAGE CORP. 6 5.83% $3,780
    Crossroads Bank 6 4.88% $1,826
    V.I.P. MORTGAGE, INC. 6 4.23% $5,505
    GVC MORTGAGE, INC. 6 5.11% $3,861
    CALIBER HOME LOANS, INC. 6 4.98% $3,978
    Flagstar Bank, FSB 5 6.25% $3,932
    Union Savings Bank 4 4.31% $765
    POLARIS HOME FUNDING CORP. 4 4.44% $3,585
    BEACON CREDIT UNION 4 4.81% $2,120
    Nations Lending Corporation 4 5.43% $4,152
    The Huntington National Bank 4 4.53% $2,968
    FORT FINANCIAL Federal Credit Union 4 4.19% $2,500
    ProFed Federal Credit Union 4 4.59% $2,003
    STAR Financial Bank 3 5.38% $3,612
    FREEDOM MORTGAGE CORPORATION 3 4.46% $4,422
    LOANDEPOT.COM, LLC 3 4.79% $4,953
    UNITED WHOLESALE MORTGAGE, LLC 3 5.98% $4,014
    Old National Bank 2 4.69% $2,131
    AMERICAN MORTGAGE SERVICE COMPANY 2 5.44% $3,439
    ACADEMY MORTGAGE CORPORATION 2 4.81% $2,683
    Farm Credit Mid-America, ACA 2 6.44% $4,871
    First Farmers Bank and Trust Company 2 5.56% $3,728
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 5.69% $2,361
    HOME POINT FINANCIAL CORPORATION 1 4.99% $4,801
    MORIA DEVELOPMENT, INC. 1 5.50% $2,717
    Mr. Cooper ( Nationstar Mortgage ) 1 3.99% $8,777
    NEWREZ LLC 1 5.88% $2,565
    NFM, INC. 1 6.13% $4,970
    First Bank of Berne 1 4.50% $2,289
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 5.75% $2,377
    CHERRY CREEK MORTGAGE, LLC 1 2.88% $177
    Centier Bank 1 6.75% $2,852
    ROYAL UNITED MORTGAGE LLC 1 6.13% $14,400
    Carrington Mortgage Services, LLC 1 4.00% $2,626
    BETTER MORTGAGE CORPORATION 1 5.63% $3,982
    SWBC MORTGAGE CORPORATION 1 7.38% $1,360
    T2 FINANCIAL LLC 1 6.00% $5,105
    Bank of England 1 4.63% $3,352
    The Federal Savings Bank 1 4.25% $8,546
    AMERISAVE MORTGAGE CORPORATION 1 5.38% $2,988
    The State Bank and Trust Company 1 4.88% $2,869
    Third Federal Savings and Loan Association of Cleveland 1 3.19% $295
    AMERIFIRST FINANCIAL CORPORATION 1 6.88% $3,458
    THRIVE MORTGAGE, LLC 1 6.50% $2,774
    TOGETHER CREDIT UNION 1 4.39% $572
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.88% $4,733
    Wells Fargo Bank 1 5.38% $4,786
    U.S. Bank 1 4.25% $5,220
    Independent Federal Credit Union 1 5.50% $2,169
    INLAND BANK & TRUST 1 3.25% $2,387
    INDIANA MEMBERS CREDIT UNION 1 5.38% $1,670
    Horizon Bank 1 5.88% $1,500
    LENOX FINANCIAL MORTGAGE CORPORATION 1 5.13% $5,508
    Liberty Savings Bank, F.S.B. 1 3.38% $7,145
    LOANPAL, LLC 1 4.99% $4,323
    MICHIGAN MUTUAL, INC. 1 7.99% $5,335

    Huntington Average Closing Costs & Other Stats

    Huntington, IN's 69 lenders originated 1,000 loans during 2022. The total origination value was $129,190,000, with an average loan value of $129,190.

    Huntington's average closing costs are $3,265.

    The top Huntington lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with 62 loans originated. Their average total fees are $2,642, which is $151 lower than the next largest lender, First Federal Savings Bank.

    The lowest fee Huntington lenders (with over 10 loans originated) are TEACHERS CREDIT UNION ($2,374), First Merchants Bank ($2,424), 1st Source Bank ($2,489), Three Rivers Federal Credit Union ($2,530) and RUOFF MORTGAGE COMPANY, INC. ($2,642).

    The lowest rate Huntington lenders (with over 10 loans originated) are First Merchants Bank (4.50%), 1st Source Bank (4.74%), First Federal Savings Bank (5.06%), TEACHERS CREDIT UNION (5.29%) and Three Rivers Federal Credit Union (5.30%).

    Huntington, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    First Federal Savings Bank $135,000 $16,530,000 12,144.4% 12.8%
    RUOFF MORTGAGE COMPANY, INC. $22,650,000 $15,660,000 -30.9% 12.1%
    Three Rivers Federal Credit Union $73,450,000 $9,425,000 -87.2% 7.3%
    TEACHERS CREDIT UNION $5,560,000 $6,975,000 25.4% 5.4%
    QUICKEN LOANS, LLC $10,950,000 $6,815,000 -37.8% 5.3%
    PNC Bank $6,440,000 $5,360,000 -16.8% 4.1%
    First Merchants Bank $4,940,000 $5,045,000 2.1% 3.9%
    MIDWEST AMERICA $3,625,000 $3,575,000 -1.4% 2.8%
    HALLMARK HOME MORTGAGE, LLC $3,925,000 $3,245,000 -17.3% 2.5%
    Flagstar Bank, FSB $4,575,000 $3,240,000 -29.2% 2.5%
    UNION HOME MORTGAGE CORP. $3,035,000 $2,355,000 -22.4% 1.8%
    1st Source Bank $3,525,000 $1,950,000 -44.7% 1.5%
    V.I.P. MORTGAGE, INC. $645,000 $1,920,000 197.7% 1.5%
    PARTNERS 1ST Federal Credit Union $2,520,000 $1,770,000 -29.8% 1.4%
    STAR Financial Bank $575,000 $1,640,000 185.2% 1.3%
    BEACON CREDIT UNION $3,585,000 $1,625,000 -54.7% 1.3%
    Crossroads Bank $1,290,000 $1,585,000 22.9% 1.2%
    GVC MORTGAGE, INC. $3,475,000 $1,575,000 -54.7% 1.2%
    Fifth Third Bank $2,845,000 $1,345,000 -52.7% 1.0%
    Arbor Realty Trust, Inc. $1,305,000 n/a 1.0%
    JPMorgan Chase Bank $3,335,000 $1,255,000 -62.4% 1.0%
    ProFed Federal Credit Union $2,275,000 $1,255,000 -44.8% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $1,645,000 $1,205,000 -26.7% 0.9%
    CALIBER HOME LOANS, INC. $2,395,000 $1,175,000 -50.9% 0.9%
    POLARIS HOME FUNDING CORP. $1,460,000 $1,160,000 -20.5% 0.9%
    Mortgage Research Center, LLC $3,730,000 $1,155,000 -69.0% 0.9%
    First Farmers Bank and Trust Company $890,000 $1,060,000 19.1% 0.8%
    FREEDOM MORTGAGE CORPORATION $3,980,000 $1,020,000 -74.4% 0.8%
    Merchants Bank of Indiana $1,005,000 n/a 0.8%
    Old National Bank $515,000 $990,000 92.2% 0.8%
    AMERICAN MORTGAGE SERVICE COMPANY $2,150,000 $970,000 -54.9% 0.8%
    Nations Lending Corporation $200,000 $945,000 372.5% 0.7%
    LOANDEPOT.COM, LLC $1,830,000 $905,000 -50.5% 0.7%
    PENNYMAC LOAN SERVICES, LLC $1,025,000 $900,000 -12.2% 0.7%
    Union Savings Bank $2,855,000 $870,000 -69.5% 0.7%
    Lake City Bank $530,000 $800,000 50.9% 0.6%
    AMERICAN FINANCING CORPORATION $335,000 $795,000 137.3% 0.6%
    U.S. Bank $795,000 n/a 0.6%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $135,000 $715,000 429.6% 0.6%
    The Huntington National Bank $370,000 $715,000 93.2% 0.6%
    21ST MORTGAGE CORPORATION $45,000 $690,000 1,433.3% 0.5%
    UNITED WHOLESALE MORTGAGE, LLC $565,000 $635,000 12.4% 0.5%
    Wells Fargo Bank $2,080,000 $630,000 -69.7% 0.5%
    The Garrett State Bank $930,000 $590,000 -36.6% 0.5%
    The State Bank and Trust Company $440,000 $580,000 31.8% 0.4%
    FORT FINANCIAL Federal Credit Union $610,000 $520,000 -14.8% 0.4%
    Citizens Bank $490,000 $505,000 3.1% 0.4%
    Horizon Bank $70,000 $480,000 585.7% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $980,000 $455,000 -53.6% 0.4%
    ROYAL UNITED MORTGAGE LLC $325,000 $425,000 30.8% 0.3%
    MICHIGAN MUTUAL, INC. $65,000 $415,000 538.5% 0.3%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,065,000 $385,000 -63.8% 0.3%
    Farm Credit Mid-America, ACA $830,000 $380,000 -54.2% 0.3%
    Blue Ridge Bank $1,010,000 $375,000 -62.9% 0.3%
    ACADEMY MORTGAGE CORPORATION $425,000 $365,000 -14.1% 0.3%
    SPRING EQ, LLC $35,000 $345,000 885.7% 0.3%
    The Federal Savings Bank $575,000 $340,000 -40.9% 0.3%
    VAN DYK MORTGAGE CORPORATION $335,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $775,000 $330,000 -57.4% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $315,000 n/a 0.2%
    CHERRY CREEK MORTGAGE, LLC $305,000 n/a 0.2%
    Farmers and Merchants Bank $295,000 n/a 0.2%
    Third Federal Savings and Loan Association of Cleveland $295,000 n/a 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $410,000 $290,000 -29.3% 0.2%
    North American Savings Bank, F.S.B. $255,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $875,000 $245,000 -72.0% 0.2%
    MOVEMENT MORTGAGE, LLC $240,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $115,000 $235,000 104.3% 0.2%
    LIMA ONE CAPITAL, LLC $235,000 n/a 0.2%
    FORUM Credit Union $155,000 $215,000 38.7% 0.2%
    Liberty Savings Bank, F.S.B. $85,000 $215,000 152.9% 0.2%
    SWBC MORTGAGE CORPORATION $215,000 n/a 0.2%
    First Bank of Berne $550,000 $205,000 -62.7% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $275,000 $200,000 -27.3% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $190,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $1,095,000 $190,000 -82.6% 0.1%
    First Bank Richmond $175,000 n/a 0.1%
    THRIVE MORTGAGE, LLC $95,000 $165,000 73.7% 0.1%
    Carrington Mortgage Services, LLC $760,000 $155,000 -79.6% 0.1%
    AmRes Corporation $145,000 n/a 0.1%
    INDIANA MEMBERS CREDIT UNION $145,000 n/a 0.1%
    Park Lane Finance Solutions, LLC $80,000 $145,000 81.3% 0.1%
    VILLAGE CAPITAL MORTGAGE $780,000 $145,000 -81.4% 0.1%
    AMERIFIRST FINANCIAL CORPORATION $165,000 $140,000 -15.2% 0.1%
    Independent Federal Credit Union $135,000 n/a 0.1%
    MORIA DEVELOPMENT, INC. $135,000 n/a 0.1%
    NFM, INC. $135,000 n/a 0.1%
    Figure Lending LLC $35,000 $130,000 271.4% 0.1%
    BETTER MORTGAGE CORPORATION $610,000 $125,000 -79.5% 0.1%
    INLAND BANK & TRUST $125,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $675,000 $125,000 -81.5% 0.1%
    NEWREZ LLC $870,000 $125,000 -85.6% 0.1%
    TOGETHER CREDIT UNION $125,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $115,000 n/a 0.1%
    Centier Bank $375,000 $105,000 -72.0% 0.1%
    INTERRA CREDIT UNION $105,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $105,000 n/a 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $105,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $175,000 $85,000 -51.4% 0.1%
    T2 FINANCIAL LLC $85,000 n/a 0.1%
    Bank of England $105,000 $65,000 -38.1% 0.1%
    Discover Bank $65,000 n/a 0.1%
    First Financial Bank $55,000 n/a 0.0%
    LOANPAL, LLC $255,000 $55,000 -78.4% 0.0%
    Northwest Bank $175,000 $55,000 -68.6% 0.0%
    First Federal Savings Bank $135,000 $45,000 -66.7% 0.0%
    N R L Federal Credit Union $35,000 n/a 0.0%
    State Department Federal Credit Union $35,000 n/a 0.0%
    ALLIANT CREDIT UNION $25,000 n/a 0.0%

    Huntington's top lender by overall market share is First Federal Savings Bank, with 12.8% market share. In second place, with 12.1%, is RUOFF MORTGAGE COMPANY, INC., having originated $15,660,000 in loans. In third place, with 7.3%, is Three Rivers Federal Credit Union, having originated $9,425,000 in loans. In fourth place, with 5.4%, is TEACHERS CREDIT UNION, having originated $6,975,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $6,815,000 in loans.

    Huntington Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Huntington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $126,500 (58.3%) $155,011 (28.8%) 0.00 99
    2018-02-01 $112,436 (39.5%) $151,288 (24.4%) 0.00 98
    2018-03-01 $122,900 (46.1%) $159,286 (27.6%) 0.00 89
    2018-04-01 $123,150 (46.8%) $166,051 (24.3%) 0.00 89
    2018-05-01 $127,400 (50.1%) $166,958 (24.6%) 0.00 100
    2018-06-01 $114,900 (26.9%) $156,673 (12.2%) 0.00 110
    2018-07-01 $99,925 (9.5%) $153,923 (6.6%) 0.00 100
    2018-08-01 $128,425 (22.4%) $168,752 (8.8%) 0.00 98
    2018-09-01 $126,650 (10.1%) $158,270 (-8.3%) 0.00 108
    2018-10-01 $104,900 (-17.8%) $148,555 (-18.4%) 0.00 106
    2018-11-01 $94,700 (-25.2%) $144,791 (-15.1%) 0.00 97
    2018-12-01 $92,700 (-22.7%) $148,382 (-3.2%) 0.00 96
    2019-01-01 $106,150 (-16.1%) $156,390 (0.9%) 0.00 98
    2019-02-01 $134,695 (19.8%) $164,278 (8.6%) 0.00 92
    2019-03-01 $150,347 (22.3%) $166,682 (4.6%) 0.00 90
    2019-04-01 $156,490 (27.1%) $167,746 (1.0%) 0.00 95
    2019-05-01 $151,245 (18.7%) $160,589 (-3.8%) 0.00 105
    2019-06-01 $147,445 (28.3%) $166,212 (6.1%) 0.00 106
    2019-07-01 $149,925 (50.0%) $182,474 (18.6%) 0.00 108
    2019-08-01 $146,791 (14.3%) $174,295 (3.3%) 0.00 120
    2019-09-01 $142,127 (12.2%) $166,461 (5.2%) 0.00 129
    2019-10-01 $137,245 (30.8%) $157,805 (6.2%) 0.00 134
    2019-11-01 $129,250 (36.5%) $153,305 (5.9%) 0.00 123
    2019-12-01 $116,225 (25.4%) $140,152 (-5.6%) 0.00 122
    2020-01-01 $122,475 (15.4%) $138,331 (-11.6%) 0.00 93
    2020-02-01 $89,950 (-33.2%) $119,992 (-27.0%) 0.00 81
    2020-03-01 $98,400 (-34.6%) $127,088 (-23.8%) 0.00 92
    2020-04-01 $107,975 (-31.0%) $134,040 (-20.1%) 0.00 98
    2020-05-01 $119,900 (-20.7%) $140,412 (-12.6%) 0.00 92
    2020-06-01 $119,900 (-18.7%) $139,780 (-15.9%) 0.00 72
    2020-07-01 $114,200 (-23.8%) $167,966 (-8.0%) 0.00 57
    2020-08-01 $139,900 (-4.7%) $203,312 (16.7%) 0.00 47
    2020-09-01 $130,450 (-8.2%) $218,793 (31.4%) 0.00 48
    2020-10-01 $119,400 (-13.0%) $213,823 (35.5%) 0.00 50
    2020-11-01 $93,550 (-27.6%) $184,502 (20.4%) 0.00 49
    2020-12-01 $87,950 (-24.3%) $174,055 (24.2%) 0.00 39
    2021-01-01 $94,900 (-22.5%) $193,066 (39.6%) 0.00 26
    2021-02-01 $171,350 (90.5%) $245,161 (104.3%) 0.00 17
    2021-03-01 $212,175 (115.6%) $283,115 (122.8%) 0.00 19
    2021-04-01 $210,987 (95.4%) $305,752 (128.1%) 0.00 20
    2021-05-01 $160,000 (33.4%) $247,493 (76.3%) 0.00 20
    2021-06-01 $112,450 (-6.2%) $205,052 (46.7%) 0.00 30
    2021-07-01 $113,550 (-0.6%) $206,618 (23.0%) 0.00 38
    2021-08-01 $152,925 (9.3%) $201,645 (-0.8%) 0.00 45
    2021-09-01 $123,950 (-5.0%) $202,472 (-7.5%) 0.00 44
    2021-10-01 $113,450 (-5.0%) $191,623 (-10.4%) 0.00 47
    2021-11-01 $108,875 (16.4%) $173,345 (-6.1%) 0.00 51
    2021-12-01 $121,625 (38.3%) $209,204 (20.2%) 0.00 39
    2022-01-01 $145,000 (52.8%) $217,672 (12.8%) 0.00 31
    2022-02-01 $122,475 (-28.5%) $209,012 (-14.8%) 0.00 21
    2022-03-01 $148,625 (-30.0%) $176,443 (-37.7%) 0.00 15
    2022-04-01 $195,000 (-7.6%) $200,728 (-34.4%) 0.00 23
    2022-05-01 $220,967 (38.1%) $328,495 (32.7%) 0.00 27
    2022-06-01 $182,225 (62.1%) $282,934 (38.0%) 0.00 39
    2022-07-01 $162,411 (43.0%) $296,510 (43.5%) 0.00 39
    2022-08-01 $222,400 (45.4%) $368,629 (82.8%) 0.00 43
    2022-09-01 $197,450 (59.3%) $357,825 (76.7%) 0.00 46
    2022-10-01 $247,400 (118.1%) $399,422 (108.4%) 0.00 42
    2022-11-01 $264,400 (142.9%) $409,244 (136.1%) 0.00 38
    2022-12-01 $265,774 (118.5%) $324,468 (55.1%) 0.00 37
    2023-01-01 $256,792 (77.1%) $277,280 (27.4%) 0.00 25
    2023-02-01 $258,375 (111.0%) $262,321 (25.5%) 0.00 28
    2023-03-01 $259,843 (74.8%) $287,372 (62.9%) 0.00 33
    2023-04-01 $248,963 (27.7%) $353,971 (76.3%) 0.00 24
    2023-05-01 $198,750 (-10.1%) $303,340 (-7.7%) 0.00 30
    2023-06-01 $223,441 (22.6%) $327,416 (15.7%) 0.00 29
    2023-07-01 $229,950 (41.6%) $240,352 (-18.9%) 0.00 41
    2023-08-01 $208,700 (-6.2%) $247,257 (-32.9%) 0.00 43
    Huntington's median listing price for 2023-08-01 was $208,700, a difference of $-13,700 (-6.2%) versus the prior year and $-21,250 versus the prior month.

    Huntington's median listing price comes in at 0% of the national average.

    Huntington's average listing price for 2023-08-01 was $247,257, a difference of $-121,372 (-32.9%) versus the prior year and $6,905 versus the prior month.

    For the 2023-08-01 period, Huntington had 43 MLS listings, a difference of 2 listings (5%) versus the prior month and 0 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Huntington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,722 sqft
    2018-02-01 0 days 1,686 sqft
    2018-03-01 0 days 1,696 sqft
    2018-04-01 0 days 1,737 sqft
    2018-05-01 0 days 1,735 sqft
    2018-06-01 0 days 1,645 sqft
    2018-07-01 0 days 1,628 sqft
    2018-08-01 0 days 1,742 sqft
    2018-09-01 0 days 1,791 sqft
    2018-10-01 0 days 1,769 sqft
    2018-11-01 0 days 1,699 sqft
    2018-12-01 0 days 1,699 sqft
    2019-01-01 0 days 1,680 sqft
    2019-02-01 0 days 1,749 sqft
    2019-03-01 0 days 1,770 sqft
    2019-04-01 0 days 1,770 sqft
    2019-05-01 0 days 1,801 sqft
    2019-06-01 0 days 1,810 sqft
    2019-07-01 0 days 1,811 sqft
    2019-08-01 0 days 1,811 sqft
    2019-09-01 0 days 1,810 sqft
    2019-10-01 0 days 1,811 sqft
    2019-11-01 0 days 1,811 sqft
    2019-12-01 0 days 1,737 sqft
    2020-01-01 0 days 1,710 sqft
    2020-02-01 0 days 1,534 sqft
    2020-03-01 0 days 1,567 sqft
    2020-04-01 0 days 1,541 sqft
    2020-05-01 0 days 1,642 sqft
    2020-06-01 0 days 1,614 sqft
    2020-07-01 0 days 1,623 sqft
    2020-08-01 0 days 1,717 sqft
    2020-09-01 0 days 1,716 sqft
    2020-10-01 0 days 1,564 sqft
    2020-11-01 0 days 1,516 sqft
    2020-12-01 0 days 1,406 sqft
    2021-01-01 0 days 1,525 sqft
    2021-02-01 0 days 1,707 sqft
    2021-03-01 0 days 1,736 sqft
    2021-04-01 0 days 1,732 sqft
    2021-05-01 0 days 1,606 sqft
    2021-06-01 0 days 1,691 sqft
    2021-07-01 0 days 1,709 sqft
    2021-08-01 0 days 1,744 sqft
    2021-09-01 0 days 1,700 sqft
    2021-10-01 0 days 1,606 sqft
    2021-11-01 0 days 1,596 sqft
    2021-12-01 0 days 1,745 sqft
    2022-01-01 0 days 1,815 sqft
    2022-02-01 0 days 1,641 sqft
    2022-03-01 0 days 1,554 sqft
    2022-04-01 0 days 1,655 sqft
    2022-05-01 0 days 1,695 sqft
    2022-06-01 0 days 1,794 sqft
    2022-07-01 0 days 1,669 sqft
    2022-08-01 0 days 1,882 sqft
    2022-09-01 0 days 1,892 sqft
    2022-10-01 0 days 1,932 sqft
    2022-11-01 0 days 1,940 sqft
    2022-12-01 0 days 1,772 sqft
    2023-01-01 0 days 1,503 sqft
    2023-02-01 0 days 1,563 sqft
    2023-03-01 0 days 1,690 sqft
    2023-04-01 0 days 1,539 sqft
    2023-05-01 0 days 1,493 sqft
    2023-06-01 0 days 1,798 sqft
    2023-07-01 0 days 1,664 sqft
    2023-08-01 0 days 1,627 sqft
    Huntington's median listing age (time on market) for 2023-08-01 was 0 days.

    Huntington's median square footage for active listings during the 2023-08-01 period was 1,627 sqft. One year prior, the average listing was 1,882 sqft.

    Huntington, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 472 $76,190,000 $161,419
    Cash Out Refi 214 $27,500,000 $128,505
    Refi 145 $15,855,000 $109,345
    Other 88 $5,300,000 $60,227
    Home Improvement 81 $4,345,000 $53,642

    Huntington's most frequently cited loan purpose was Home Purchase, with 472 originations. The 2nd most popular reason was Cash Out Refi, with 214 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 262 $35,890,000 $136,985
    4-5% 204 $28,210,000 $138,284
    3-4% 190 $26,660,000 $140,316
    6-7% 140 $17,020,000 $121,571
    7-8% 80 $8,720,000 $109,000
    2.5-3% 42 $6,470,000 $154,048
    <2.5% 37 $3,865,000 $104,459
    Over 8% 35 $1,365,000 $39,000

    During 2022, Huntington's most frequently originated rate bucket was 5-6%, with 262 originations.

    Loan Sizing (Huntington, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 478 $27,690,000 $57,929
    $100k-200k 357 $50,145,000 $140,462
    $200k-400k 137 $35,095,000 $256,168
    $400k-600k 19 $8,825,000 $464,474
    $600k-1000k 7 $5,125,000 $732,143
    $Over $1MM 2 $2,310,000 $1,155,000

    Huntington's loan sizing saw the bucket of loans from $100,000 or less with 478 originations, totaling $27,690,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 399 $64,655,000 $162,043
    60-80% 239 $37,355,000 $156,297
    20-40% 140 $8,590,000 $61,357
    40-60% 99 $10,095,000 $101,970
    Under 20% 99 $3,315,000 $33,485
    Over 100% 6 $2,370,000 $395,000

    Huntington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 399 originations, totaling $64,655,000 in origination value.