Huntington Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Huntington averaged 6.75% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.76% and one month ago for the week of 2024-10-10, the average rate was 6.29%.

    Huntington's average rate one year ago was 7.77%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.08%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Huntington 30 Year Fixed Rate 2024-11-14 6.75%
    Huntington 30 Year Fixed Rate Refi 2024-11-14 7.08%
    Huntington 15 Year Fixed Rate 2024-11-14 6.09%
    Huntington 15 Year Fixed Rate Refi 2024-11-14 6.39%
    Huntington 30 Year FHA 2024-11-14 0%
    Huntington 30 Year FHA Refi 2024-11-14 0%
    Huntington 30 Year USDA 2024-11-14 -0.1%
    Huntington 30 Year USDA Refi 2024-11-14 0.2%
    Huntington 30 Year VA 2024-11-14 -0.1%
    Huntington 30 Year VA Refi 2024-11-14 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Huntington, IN.

    Huntington Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Huntington, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    First Federal Savings Bank 45 6.69% $2,301
    RUOFF MORTGAGE COMPANY, INC. 34 6.92% $2,862
    Three Rivers Federal Credit Union 20 7.11% $3,007
    TEACHERS CREDIT UNION 16 6.98% $2,383
    QUICKEN LOANS, LLC 9 6.91% $6,606
    GVC MORTGAGE, INC. 8 7.26% $4,992
    First Merchants Bank 7 6.02% $2,850
    HALLMARK HOME MORTGAGE, LLC 6 7.14% $3,668
    JPMorgan Chase Bank 5 7.08% $3,651
    ProFed Federal Credit Union 5 6.30% $2,698
    PNC Bank 5 6.83% $2,690
    NEWREZ LLC 5 6.97% $3,963
    Lake City Bank 5 6.78% $2,270
    Union Savings Bank 5 6.50% $2,417
    1st Source Bank 4 7.03% $3,506
    BEACON CREDIT UNION 4 6.28% $2,169
    DHI MORTGAGE COMPANY, LTD. 4 5.75% $1,343
    Fifth Third Bank 4 6.43% $3,443
    UNITED WHOLESALE MORTGAGE, LLC 4 7.43% $3,235
    THRIVE MORTGAGE, LLC 3 6.71% $2,225
    PARTNERS 1ST Federal Credit Union 3 6.83% $2,473
    LOANDEPOT.COM, LLC 3 7.29% $3,815
    MIDWEST AMERICA 3 7.33% $2,345
    FORT FINANCIAL Federal Credit Union 2 7.13% $3,616
    Flagstar Bank, FSB 2 7.05% $3,601
    Horizon Bank 2 7.13% $2,131
    Fire Police City County Federal Credit Union 2 7.38% $2,459
    Nations Lending Corporation 2 7.25% $4,828
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.38% $3,030
    Crossroads Bank 2 6.25% $1,919
    CHURCHILL MORTGAGE CORPORATION 2 7.50% $3,516
    Carrington Mortgage Services, LLC 2 6.69% $5,308
    AMERISAVE MORTGAGE CORPORATION 2 6.75% $5,587
    AMERICAN FINANCING CORPORATION 2 6.75% $8,104
    Farm Credit Mid-America, ACA 1 7.25% $1,171
    INTERRA CREDIT UNION 1 7.25% $1,799
    POLARIS HOME FUNDING CORP. 1 6.88% $4,846
    Commerce Home Mortgage, Inc. 1 7.88% $10,482
    UNION HOME MORTGAGE CORP. 1 7.63% $4,713
    GENEVA FINANCIAL, LLC 1 7.38% $3,115
    STAR Financial Bank 1 5.88% $3,421
    STOCKTON MORTGAGE CORPORATION 1 7.00% $2,765
    BMO Harris Bank 1 7.00% $2,807
    The Huntington National Bank 1 6.63% $2,328
    MICHIGAN MUTUAL, INC. 1 6.75% $4,583
    MOVEMENT MORTGAGE, LLC 1 7.06% $3,181
    The State Bank and Trust Company 1 7.25% $2,775
    NAVY FEDERAL CREDIT UNION 1 5.50% $1,545
    Wells Fargo Bank 1 6.63% $2,064
    Notre Dame Federal Credit Union Corporation 1 7.25% $5,145
    Old Second National Bank 1 5.75% $3,050

    Huntington Average Closing Costs & Other Stats

    Huntington, IN's 51 lenders originated 721 loans during 2023. The total origination value was $103,095,000, with an average loan value of $142,989.

    Huntington's average closing costs are $3,382.

    The top Huntington lender as defined by loan originations is First Federal Savings Bank, with 45 loans originated. Their average total fees are $2,301, which is $561 lower than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

    The lowest fee Huntington lenders (with over 10 loans originated) are First Federal Savings Bank ($2,301), TEACHERS CREDIT UNION ($2,383), RUOFF MORTGAGE COMPANY, INC. ($2,862), Three Rivers Federal Credit Union ($3,007) and .

    The lowest rate Huntington lenders (with over 10 loans originated) are First Federal Savings Bank (6.69%), RUOFF MORTGAGE COMPANY, INC. (6.92%), TEACHERS CREDIT UNION (6.98%), Three Rivers Federal Credit Union (7.11%) and .

    Huntington, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    First Federal Savings Bank $45,000 $11,880,000 26,300.0% 11.5%
    RUOFF MORTGAGE COMPANY, INC. $15,660,000 $9,205,000 -41.2% 8.9%
    Three Rivers Federal Credit Union $9,425,000 $6,610,000 -29.9% 6.4%
    TEACHERS CREDIT UNION $6,975,000 $5,335,000 -23.5% 5.2%
    First Merchants Bank $5,045,000 $5,075,000 0.6% 4.9%
    Merchants Bank of Indiana $1,005,000 $4,565,000 354.2% 4.4%
    QUICKEN LOANS, LLC $6,815,000 $3,570,000 -47.6% 3.5%
    PNC Bank $5,360,000 $3,130,000 -41.6% 3.0%
    GVC MORTGAGE, INC. $1,575,000 $2,355,000 49.5% 2.3%
    1st Source Bank $1,950,000 $2,220,000 13.8% 2.2%
    MIDWEST AMERICA $3,575,000 $2,105,000 -41.1% 2.0%
    HALLMARK HOME MORTGAGE, LLC $3,245,000 $1,910,000 -41.1% 1.9%
    Fifth Third Bank $1,345,000 $1,840,000 36.8% 1.8%
    PARTNERS 1ST Federal Credit Union $1,770,000 $1,815,000 2.5% 1.8%
    Mortgage Research Center, LLC $1,155,000 $1,770,000 53.2% 1.7%
    Lake City Bank $800,000 $1,695,000 111.9% 1.6%
    BEACON CREDIT UNION $1,625,000 $1,535,000 -5.5% 1.5%
    Union Savings Bank $870,000 $1,450,000 66.7% 1.4%
    DHI MORTGAGE COMPANY, LTD. $1,430,000 n/a 1.4%
    NEWREZ LLC $125,000 $1,420,000 1,036.0% 1.4%
    FORT FINANCIAL Federal Credit Union $520,000 $1,310,000 151.9% 1.3%
    ProFed Federal Credit Union $1,255,000 $1,290,000 2.8% 1.3%
    POLARIS HOME FUNDING CORP. $1,160,000 $1,250,000 7.8% 1.2%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $385,000 $1,095,000 184.4% 1.1%
    UNION HOME MORTGAGE CORP. $2,355,000 $1,065,000 -54.8% 1.0%
    Nations Lending Corporation $945,000 $935,000 -1.1% 0.9%
    STAR Financial Bank $1,640,000 $915,000 -44.2% 0.9%
    JPMorgan Chase Bank $1,255,000 $875,000 -30.3% 0.8%
    21ST MORTGAGE CORPORATION $690,000 $820,000 18.8% 0.8%
    MICHIGAN MUTUAL, INC. $415,000 $800,000 92.8% 0.8%
    Old Second National Bank $705,000 n/a 0.7%
    LOANDEPOT.COM, LLC $905,000 $675,000 -25.4% 0.7%
    Flagstar Bank, FSB $3,240,000 $670,000 -79.3% 0.6%
    ACADEMY MORTGAGE CORPORATION $365,000 $660,000 80.8% 0.6%
    Carrington Mortgage Services, LLC $155,000 $640,000 312.9% 0.6%
    Wells Fargo Bank $630,000 $615,000 -2.4% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $455,000 $610,000 34.1% 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $600,000 n/a 0.6%
    PENNYMAC LOAN SERVICES, LLC $900,000 $600,000 -33.3% 0.6%
    CARDINAL FINANCIAL $290,000 $585,000 101.7% 0.6%
    THRIVE MORTGAGE, LLC $165,000 $540,000 227.3% 0.5%
    Commerce Home Mortgage, Inc. $525,000 n/a 0.5%
    STOCKTON MORTGAGE CORPORATION $525,000 n/a 0.5%
    V.I.P. MORTGAGE, INC. $1,920,000 $520,000 -72.9% 0.5%
    AMERICAN FINANCING CORPORATION $795,000 $500,000 -37.1% 0.5%
    Citizens Bank $505,000 $465,000 -7.9% 0.5%
    FREEDOM MORTGAGE CORPORATION $1,020,000 $450,000 -55.9% 0.4%
    UNITED WHOLESALE MORTGAGE, LLC $635,000 $450,000 -29.1% 0.4%
    The Huntington National Bank $715,000 $440,000 -38.5% 0.4%
    U.S. Bank $795,000 $435,000 -45.3% 0.4%
    First Bank of Berne $205,000 $420,000 104.9% 0.4%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $715,000 $415,000 -42.0% 0.4%
    Crossroads Bank $1,585,000 $400,000 -74.8% 0.4%
    VAN DYK MORTGAGE CORPORATION $335,000 $395,000 17.9% 0.4%
    Horizon Bank $480,000 $385,000 -19.8% 0.4%
    CHURCHILL MORTGAGE CORPORATION $370,000 n/a 0.4%
    AMERISAVE MORTGAGE CORPORATION $330,000 $355,000 7.6% 0.3%
    Blue Ridge Bank $375,000 $350,000 -6.7% 0.3%
    CALIBER HOME LOANS, INC. $1,175,000 $350,000 -70.2% 0.3%
    NAVY FEDERAL CREDIT UNION $245,000 $340,000 38.8% 0.3%
    Discover Bank $65,000 $330,000 407.7% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $190,000 $320,000 68.4% 0.3%
    Fire Police City County Federal Credit Union $310,000 n/a 0.3%
    GENEVA FINANCIAL, LLC $300,000 n/a 0.3%
    BMO Harris Bank $295,000 n/a 0.3%
    LIMA ONE CAPITAL, LLC $235,000 $275,000 17.0% 0.3%
    LOANPAL, LLC $55,000 $270,000 390.9% 0.3%
    NBKC BANK $255,000 n/a 0.2%
    Notre Dame Federal Credit Union Corporation $255,000 n/a 0.2%
    USAA Federal Savings Bank $255,000 n/a 0.2%
    PLANET HOME LENDING, LLC $235,000 n/a 0.2%
    INTERRA CREDIT UNION $105,000 $225,000 114.3% 0.2%
    The State Bank and Trust Company $580,000 $225,000 -61.2% 0.2%
    Old National Bank $990,000 $215,000 -78.3% 0.2%
    NEW DAY FINANCIAL, LLC $205,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $200,000 $195,000 -2.5% 0.2%
    Woodford State Bank $195,000 n/a 0.2%
    Park Lane Finance Solutions, LLC $145,000 $190,000 31.0% 0.2%
    1ST SIGNATURE LENDING, LLC $185,000 n/a 0.2%
    Bank of England $65,000 $175,000 169.2% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $315,000 $145,000 -54.0% 0.1%
    MOVEMENT MORTGAGE, LLC $240,000 $145,000 -39.6% 0.1%
    Barrington Bank & Trust Company, N.A. $115,000 $135,000 17.4% 0.1%
    Farmers and Merchants Bank $295,000 $135,000 -54.2% 0.1%
    NFM, INC. $135,000 $135,000 0.0% 0.1%
    Northpointe Bank $135,000 n/a 0.1%
    The Farmers State Bank $135,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $105,000 $105,000 0.0% 0.1%
    Farm Credit Mid-America, ACA $380,000 $75,000 -80.3% 0.1%
    FORUM Credit Union $215,000 $75,000 -65.1% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $125,000 $75,000 -40.0% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $75,000 n/a 0.1%
    Figure Lending LLC $130,000 $70,000 -46.2% 0.1%
    INDIANA MEMBERS CREDIT UNION $145,000 $70,000 -51.7% 0.1%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $65,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $65,000 n/a 0.1%
    Bank of America $55,000 n/a 0.1%
    First Farmers Bank and Trust Company $1,060,000 $55,000 -94.8% 0.1%
    LONGBRIDGE FINANCIAL, LLC $55,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $45,000 n/a 0.0%

    Huntington's top lender by overall market share is First Federal Savings Bank, with 11.5% market share. In second place, with 8.9%, is RUOFF MORTGAGE COMPANY, INC., having originated $9,205,000 in loans. In third place, with 6.4%, is Three Rivers Federal Credit Union, having originated $6,610,000 in loans. In fourth place, with 5.2%, is TEACHERS CREDIT UNION, having originated $5,335,000 in loans. In fifth place, with 4.9%, is First Merchants Bank, having originated $5,075,000 in loans.

    Huntington Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Huntington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $126,500 (58.3%) $155,011 (28.8%) 0.00 99
    2018-02-01 $112,436 (39.5%) $151,288 (24.4%) 0.00 98
    2018-03-01 $122,900 (46.1%) $159,286 (27.6%) 0.00 89
    2018-04-01 $123,150 (46.8%) $166,051 (24.3%) 0.00 89
    2018-05-01 $127,400 (50.1%) $166,958 (24.6%) 0.00 100
    2018-06-01 $114,900 (26.9%) $156,673 (12.2%) 0.00 110
    2018-07-01 $99,925 (9.5%) $153,923 (6.6%) 0.00 100
    2018-08-01 $128,425 (22.4%) $168,752 (8.8%) 0.00 98
    2018-09-01 $126,650 (10.1%) $158,270 (-8.3%) 0.00 108
    2018-10-01 $104,900 (-17.8%) $148,555 (-18.4%) 0.00 106
    2018-11-01 $94,700 (-25.2%) $144,791 (-15.1%) 0.00 97
    2018-12-01 $92,700 (-22.7%) $148,382 (-3.2%) 0.00 96
    2019-01-01 $106,150 (-16.1%) $156,390 (0.9%) 0.00 99
    2019-02-01 $134,695 (19.8%) $164,452 (8.7%) 0.00 93
    2019-03-01 $152,149 (23.8%) $166,835 (4.7%) 0.00 91
    2019-04-01 $158,593 (28.8%) $167,899 (1.1%) 0.00 96
    2019-05-01 $151,970 (19.3%) $160,589 (-3.8%) 0.00 105
    2019-06-01 $149,900 (30.5%) $166,946 (6.6%) 0.00 105
    2019-07-01 $149,950 (50.1%) $183,355 (19.1%) 0.00 107
    2019-08-01 $146,982 (14.5%) $175,055 (3.7%) 0.00 119
    2019-09-01 $142,605 (12.6%) $167,126 (5.6%) 0.00 128
    2019-10-01 $138,300 (31.8%) $158,603 (6.8%) 0.00 132
    2019-11-01 $132,000 (39.4%) $153,874 (6.3%) 0.00 122
    2019-12-01 $116,225 (25.4%) $140,328 (-5.4%) 0.00 122
    2020-01-01 $122,475 (15.4%) $138,331 (-11.6%) 0.00 93
    2020-02-01 $89,950 (-33.2%) $119,992 (-27.0%) 0.00 81
    2020-03-01 $98,400 (-35.3%) $127,088 (-23.8%) 0.00 92
    2020-04-01 $107,975 (-31.9%) $134,040 (-20.2%) 0.00 98
    2020-05-01 $119,900 (-21.1%) $140,412 (-12.6%) 0.00 92
    2020-06-01 $119,900 (-20.0%) $139,780 (-16.3%) 0.00 72
    2020-07-01 $114,200 (-23.8%) $167,966 (-8.4%) 0.00 57
    2020-08-01 $139,900 (-4.8%) $203,312 (16.1%) 0.00 47
    2020-09-01 $130,450 (-8.5%) $218,793 (30.9%) 0.00 48
    2020-10-01 $119,400 (-13.7%) $213,823 (34.8%) 0.00 50
    2020-11-01 $93,550 (-29.1%) $184,502 (19.9%) 0.00 49
    2020-12-01 $87,950 (-24.3%) $174,055 (24.0%) 0.00 39
    2021-01-01 $94,900 (-22.5%) $193,066 (39.6%) 0.00 26
    2021-02-01 $171,350 (90.5%) $245,161 (104.3%) 0.00 17
    2021-03-01 $212,175 (115.6%) $283,115 (122.8%) 0.00 19
    2021-04-01 $210,987 (95.4%) $305,752 (128.1%) 0.00 20
    2021-05-01 $160,000 (33.4%) $247,493 (76.3%) 0.00 20
    2021-06-01 $112,450 (-6.2%) $205,052 (46.7%) 0.00 30
    2021-07-01 $113,550 (-0.6%) $206,618 (23.0%) 0.00 38
    2021-08-01 $152,925 (9.3%) $201,645 (-0.8%) 0.00 45
    2021-09-01 $123,950 (-5.0%) $202,472 (-7.5%) 0.00 44
    2021-10-01 $113,450 (-5.0%) $191,623 (-10.4%) 0.00 47
    2021-11-01 $108,875 (16.4%) $173,345 (-6.1%) 0.00 51
    2021-12-01 $121,625 (38.3%) $209,204 (20.2%) 0.00 39
    2022-01-01 $145,000 (52.8%) $217,672 (12.8%) 0.00 31
    2022-02-01 $122,475 (-28.5%) $209,012 (-14.8%) 0.00 21
    2022-03-01 $148,625 (-30.0%) $176,443 (-37.7%) 0.00 15
    2022-04-01 $195,000 (-7.6%) $200,728 (-34.4%) 0.00 23
    2022-05-01 $220,967 (38.1%) $328,495 (32.7%) 0.00 27
    2022-06-01 $182,225 (62.1%) $282,934 (38.0%) 0.00 39
    2022-07-01 $162,411 (43.0%) $296,510 (43.5%) 0.00 39
    2022-08-01 $222,400 (45.4%) $368,629 (82.8%) 0.00 43
    2022-09-01 $197,450 (59.3%) $357,825 (76.7%) 0.00 46
    2022-10-01 $247,400 (118.1%) $399,422 (108.4%) 0.00 42
    2022-11-01 $264,400 (142.9%) $409,244 (136.1%) 0.00 38
    2022-12-01 $259,786 (113.6%) $323,762 (54.8%) 0.00 37
    2023-01-01 $250,172 (72.5%) $272,280 (25.1%) 0.00 24
    2023-02-01 $254,115 (107.5%) $254,052 (21.6%) 0.00 26
    2023-03-01 $254,115 (71.0%) $282,272 (60.0%) 0.00 30
    2023-04-01 $248,963 (27.7%) $353,971 (76.3%) 0.00 24
    2023-05-01 $198,750 (-10.1%) $303,340 (-7.7%) 0.00 30
    2023-06-01 $223,441 (22.6%) $327,416 (15.7%) 0.00 29
    2023-07-01 $224,900 (38.5%) $238,130 (-19.7%) 0.00 40
    2023-08-01 $208,700 (-6.2%) $247,257 (-32.9%) 0.00 43
    2023-09-01 $194,500 (-1.5%) $227,673 (-36.4%) 0.00 47
    2023-10-01 $183,500 (-25.8%) $220,617 (-44.8%) 0.00 56
    2023-11-01 $188,425 (-28.7%) $225,991 (-44.8%) 0.00 63
    2023-12-01 $230,000 (-11.5%) $268,119 (-17.2%) 0.00 54
    2024-01-01 $240,500 (-3.9%) $264,729 (-2.8%) 0.00 53
    2024-02-01 $243,177 (-4.3%) $249,754 (-1.7%) 0.00 51
    2024-03-01 $259,900 (2.3%) $260,073 (-7.9%) 0.00 43
    2024-04-01 $253,494 (1.8%) $266,876 (-24.6%) 0.00 40
    2024-05-01 $252,279 (26.9%) $280,476 (-7.5%) 0.00 49
    2024-06-01 $260,924 (16.8%) $304,568 (-7.0%) 0.00 50
    2024-07-01 $253,475 (12.7%) $288,171 (21.0%) 0.00 56
    2024-08-01 $242,400 (16.2%) $289,005 (16.9%) 0.00 65
    2024-09-01 $235,000 (20.8%) $274,251 (20.5%) 0.00 77
    2024-10-01 $235,450 (28.3%) $268,205 (21.6%) 0.00 78
    Huntington's median listing price for 2024-10-01 was $235,450, a difference of $51,950 (28.3%) versus the prior year and $450 versus the prior month.

    Huntington's median listing price comes in at 0% of the national average.

    Huntington's average listing price for 2024-10-01 was $268,205, a difference of $47,588 (21.6%) versus the prior year and $-6,046 versus the prior month.

    For the 2024-10-01 period, Huntington had 78 MLS listings, a difference of 1 listings (1%) versus the prior month and 22 listings (39%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Huntington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,722 sqft
    2018-02-01 0 days 1,686 sqft
    2018-03-01 0 days 1,696 sqft
    2018-04-01 0 days 1,737 sqft
    2018-05-01 0 days 1,735 sqft
    2018-06-01 0 days 1,645 sqft
    2018-07-01 0 days 1,628 sqft
    2018-08-01 0 days 1,742 sqft
    2018-09-01 0 days 1,791 sqft
    2018-10-01 0 days 1,769 sqft
    2018-11-01 0 days 1,699 sqft
    2018-12-01 0 days 1,699 sqft
    2019-01-01 0 days 1,680 sqft
    2019-02-01 0 days 1,747 sqft
    2019-03-01 0 days 1,763 sqft
    2019-04-01 0 days 1,763 sqft
    2019-05-01 0 days 1,801 sqft
    2019-06-01 0 days 1,811 sqft
    2019-07-01 0 days 1,811 sqft
    2019-08-01 0 days 1,811 sqft
    2019-09-01 0 days 1,811 sqft
    2019-10-01 0 days 1,811 sqft
    2019-11-01 0 days 1,811 sqft
    2019-12-01 0 days 1,737 sqft
    2020-01-01 0 days 1,710 sqft
    2020-02-01 0 days 1,534 sqft
    2020-03-01 0 days 1,567 sqft
    2020-04-01 0 days 1,541 sqft
    2020-05-01 0 days 1,642 sqft
    2020-06-01 0 days 1,614 sqft
    2020-07-01 0 days 1,623 sqft
    2020-08-01 0 days 1,717 sqft
    2020-09-01 0 days 1,716 sqft
    2020-10-01 0 days 1,564 sqft
    2020-11-01 0 days 1,516 sqft
    2020-12-01 0 days 1,406 sqft
    2021-01-01 0 days 1,525 sqft
    2021-02-01 0 days 1,707 sqft
    2021-03-01 0 days 1,736 sqft
    2021-04-01 0 days 1,732 sqft
    2021-05-01 0 days 1,606 sqft
    2021-06-01 0 days 1,691 sqft
    2021-07-01 0 days 1,709 sqft
    2021-08-01 0 days 1,744 sqft
    2021-09-01 0 days 1,700 sqft
    2021-10-01 0 days 1,606 sqft
    2021-11-01 0 days 1,596 sqft
    2021-12-01 0 days 1,745 sqft
    2022-01-01 0 days 1,815 sqft
    2022-02-01 0 days 1,641 sqft
    2022-03-01 0 days 1,554 sqft
    2022-04-01 0 days 1,655 sqft
    2022-05-01 0 days 1,695 sqft
    2022-06-01 0 days 1,794 sqft
    2022-07-01 0 days 1,669 sqft
    2022-08-01 0 days 1,882 sqft
    2022-09-01 0 days 1,892 sqft
    2022-10-01 0 days 1,932 sqft
    2022-11-01 0 days 1,940 sqft
    2022-12-01 0 days 1,772 sqft
    2023-01-01 0 days 1,495 sqft
    2023-02-01 0 days 1,511 sqft
    2023-03-01 0 days 1,603 sqft
    2023-04-01 0 days 1,539 sqft
    2023-05-01 0 days 1,493 sqft
    2023-06-01 0 days 1,798 sqft
    2023-07-01 0 days 1,669 sqft
    2023-08-01 0 days 1,627 sqft
    2023-09-01 0 days 1,569 sqft
    2023-10-01 0 days 1,574 sqft
    2023-11-01 0 days 1,595 sqft
    2023-12-01 0 days 1,641 sqft
    2024-01-01 0 days 1,607 sqft
    2024-02-01 0 days 1,562 sqft
    2024-03-01 0 days 1,697 sqft
    2024-04-01 0 days 1,875 sqft
    2024-05-01 0 days 1,900 sqft
    2024-06-01 0 days 1,916 sqft
    2024-07-01 0 days 1,887 sqft
    2024-08-01 0 days 1,890 sqft
    2024-09-01 0 days 1,811 sqft
    2024-10-01 0 days 1,777 sqft
    Huntington's median listing age (time on market) for 2024-10-01 was 0 days.

    Huntington's median square footage for active listings during the 2024-10-01 period was 1,777 sqft. One year prior, the average listing was 1,574 sqft.

    Huntington, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 407 $72,125,000 $177,211
    Cash Out Refi 100 $10,890,000 $108,900
    Other 77 $5,135,000 $66,688
    Home Improvement 73 $4,105,000 $56,233
    Refi 64 $10,840,000 $169,375

    Huntington's most frequently cited loan purpose was Home Purchase, with 407 originations. The 2nd most popular reason was Cash Out Refi, with 100 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 246 $40,470,000 $164,512
    7-8% 195 $33,425,000 $171,410
    Over 8% 173 $13,015,000 $75,231
    5-6% 75 $13,305,000 $177,400
    <2.5% 16 $720,000 $45,000
    4-5% 8 $1,130,000 $141,250
    3-4% 3 $145,000 $48,333

    During 2023, Huntington's most frequently originated rate bucket was 6-7%, with 246 originations.

    Loan Sizing (Huntington, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 334 $17,510,000 $52,425
    $100k-200k 249 $36,225,000 $145,482
    $200k-400k 110 $29,400,000 $267,273
    $400k-600k 20 $9,340,000 $467,000
    $600k-1000k 6 $4,550,000 $758,333
    $Over $1MM 2 $6,070,000 $3,035,000

    Huntington's loan sizing saw the bucket of loans from $100,000 or less with 334 originations, totaling $17,510,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 301 $53,165,000 $176,628
    60-80% 130 $22,410,000 $172,385
    20-40% 123 $9,775,000 $79,472
    Under 20% 94 $3,060,000 $32,553
    40-60% 56 $12,060,000 $215,357
    Over 100% 5 $1,085,000 $217,000

    Huntington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 301 originations, totaling $53,165,000 in origination value.