Huntington Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Huntington averaged 6.44% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.55% and one month ago for the week of 2025-02-27, the average rate was 6.76%.

    Huntington's average rate one year ago was 6.69%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Huntington 30 Year Fixed Rate 2025-04-03 6.44%
    Huntington 30 Year Fixed Rate Refi 2025-04-03 7.24%
    Huntington 15 Year Fixed Rate 2025-04-03 5.92%
    Huntington 15 Year Fixed Rate Refi 2025-04-03 6.52%
    Huntington 30 Year FHA 2025-04-03 6.8%
    Huntington 30 Year FHA Refi 2025-04-03 6.06%
    Huntington 30 Year USDA 2025-04-03 6.52%
    Huntington 30 Year USDA Refi 2025-04-03 6.32%
    Huntington 30 Year VA 2025-04-03 6.26%
    Huntington 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Huntington, IN.

    Huntington Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Huntington, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    First Federal Savings Bank 62 6.72% $2,850
    RUOFF MORTGAGE COMPANY, INC. 41 6.77% $3,131
    Three Rivers Federal Credit Union 23 6.82% $2,709
    QUICKEN LOANS, LLC 12 6.80% $5,818
    First Merchants Bank 11 6.56% $2,744
    TEACHERS CREDIT UNION 10 7.06% $2,775
    GVC MORTGAGE, INC. 8 6.75% $4,938
    HALLMARK HOME MORTGAGE, LLC 8 7.25% $4,412
    STOCKTON MORTGAGE CORPORATION 7 6.59% $3,636
    Flagstar Bank, FSB 7 6.64% $3,583
    PARTNERS 1ST Federal Credit Union 6 6.67% $2,655
    MIDWEST AMERICA 6 6.75% $2,370
    JPMorgan Chase Bank 6 6.85% $2,657
    Fifth Third Bank 5 6.85% $3,356
    UNITED WHOLESALE MORTGAGE, LLC 5 6.20% $7,195
    PNC Bank 5 6.58% $2,625
    First Farmers Bank and Trust Company 4 7.09% $2,548
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.77% $4,906
    Union Savings Bank 4 6.75% $2,349
    BEACON CREDIT UNION 3 7.33% $2,113
    Nations Lending Corporation 3 6.87% $4,253
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 3 6.29% $4,472
    1st Source Bank 3 7.08% $3,326
    DHI MORTGAGE COMPANY, LTD. 3 5.42% $1,429
    Lake City Bank 3 4.33% $779
    ZILLOW HOME LOANS, LLC 2 6.25% $4,807
    Elements Financial Federal Credit Union 2 6.50% $3,004
    GENEVA FINANCIAL, LLC 2 7.00% $4,628
    Mr. Cooper ( Nationstar Mortgage ) 2 6.56% $6,037
    NEWREZ LLC 2 6.93% $3,551
    The Huntington National Bank 2 6.63% $3,380
    Barrington Bank & Trust Company, N.A. 1 8.13% $2,954
    LOANDEPOT.COM, LLC 1 6.50% $4,388
    NAVY FEDERAL CREDIT UNION 1 8.75% $2,784
    V.I.P. MORTGAGE, INC. 1 6.63% $2,940
    Notre Dame Federal Credit Union Corporation 1 6.50% $3,628
    LAKEVIEW LOAN SERVICING, LLC 1 7.38% $5,079
    PENNYMAC LOAN SERVICES, LLC 1 6.99% $9,717
    INTERRA CREDIT UNION 1 6.25% $1,877
    POLARIS HOME FUNDING CORP. 1 6.99% $5,023
    ProFed Federal Credit Union 1 6.25% $2,601
    FORUM Credit Union 1 6.50% $716
    RELIANCE FIRST CAPITAL, LLC 1 7.63% $6,351
    ROYAL UNITED MORTGAGE LLC 1 6.63% $8,022
    FORT FINANCIAL Federal Credit Union 1 7.13% $2,823
    Solidarity Community Federal Credit Union 1 6.50% $1,244
    Fire Police City County Federal Credit Union 1 6.38% $2,833
    CROSSCOUNTRY MORTGAGE, LLC 1 7.38% $5,173
    Bank Iowa 1 7.63% $4,752
    Centier Bank 1 6.88% $60
    UBS Bank USA 1 8.13% $2,549
    UNION HOME MORTGAGE CORP. 1 6.63% $4,098
    Carrington Mortgage Services, LLC 1 6.88% $6,852
    UNITED 1 7.00% $5,403
    MEMBER FIRST MORTGAGE, LLC 1 6.63% $3,016
    LOANPAL, LLC 1 6.63% $6,910
    MORTGAGE MASTERS OF INDIANA, INC. 1 6.63% $3,542

    Huntington Average Closing Costs & Other Stats

    Huntington, IN's 57 lenders originated 835 loans during 2024. The total origination value was $123,995,000, with an average loan value of $148,497.

    Huntington's average closing costs are $3,534.

    The top Huntington lender as defined by loan originations is First Federal Savings Bank, with 62 loans originated. Their average total fees are $2,850, which is $280 lower than the next largest lender, RUOFF MORTGAGE COMPANY, INC..

    The lowest fee Huntington lenders (with over 10 loans originated) are Three Rivers Federal Credit Union ($2,709), First Merchants Bank ($2,744), TEACHERS CREDIT UNION ($2,775), First Federal Savings Bank ($2,850) and RUOFF MORTGAGE COMPANY, INC. ($3,131).

    The lowest rate Huntington lenders (with over 10 loans originated) are First Merchants Bank (6.56%), First Federal Savings Bank (6.72%), RUOFF MORTGAGE COMPANY, INC. (6.77%), QUICKEN LOANS, LLC (6.80%) and Three Rivers Federal Credit Union (6.82%).

    Huntington, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First Federal Savings Bank $11,880,000 $16,230,000 36.6% 13.1%
    RUOFF MORTGAGE COMPANY, INC. $9,205,000 $13,330,000 44.8% 10.8%
    Three Rivers Federal Credit Union $6,610,000 $11,085,000 67.7% 8.9%
    First Merchants Bank $5,075,000 $6,550,000 29.1% 5.3%
    QUICKEN LOANS, LLC $3,570,000 $5,720,000 60.2% 4.6%
    Mortgage Research Center, LLC $1,770,000 $5,090,000 187.6% 4.1%
    TEACHERS CREDIT UNION $5,335,000 $3,465,000 -35.1% 2.8%
    UNITED WHOLESALE MORTGAGE, LLC $450,000 $3,180,000 606.7% 2.6%
    GVC MORTGAGE, INC. $2,355,000 $3,120,000 32.5% 2.5%
    1st Source Bank $2,220,000 $2,470,000 11.3% 2.0%
    PNC Bank $3,130,000 $2,435,000 -22.2% 2.0%
    STOCKTON MORTGAGE CORPORATION $525,000 $2,345,000 346.7% 1.9%
    NEWREZ LLC $1,420,000 $2,095,000 47.5% 1.7%
    Flagstar Bank, FSB $670,000 $2,000,000 198.5% 1.6%
    MIDWEST AMERICA $2,105,000 $1,990,000 -5.5% 1.6%
    HALLMARK HOME MORTGAGE, LLC $1,910,000 $1,985,000 3.9% 1.6%
    Fifth Third Bank $1,840,000 $1,920,000 4.3% 1.5%
    PARTNERS 1ST Federal Credit Union $1,815,000 $1,635,000 -9.9% 1.3%
    JPMorgan Chase Bank $875,000 $1,610,000 84.0% 1.3%
    Union Savings Bank $1,450,000 $1,550,000 6.9% 1.3%
    DHI MORTGAGE COMPANY, LTD. $1,430,000 $1,535,000 7.3% 1.2%
    Nations Lending Corporation $935,000 $1,420,000 51.9% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $610,000 $1,240,000 103.3% 1.0%
    Lake City Bank $1,695,000 $1,185,000 -30.1% 1.0%
    First Farmers Bank and Trust Company $55,000 $1,145,000 1,981.8% 0.9%
    The Federal Savings Bank $1,110,000 n/a 0.9%
    First Bank of Berne $420,000 $990,000 135.7% 0.8%
    NAVY FEDERAL CREDIT UNION $340,000 $970,000 185.3% 0.8%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,095,000 $950,000 -13.2% 0.8%
    Crossroads Bank $400,000 $925,000 131.3% 0.7%
    PENNYMAC LOAN SERVICES, LLC $600,000 $890,000 48.3% 0.7%
    21ST MORTGAGE CORPORATION $820,000 $855,000 4.3% 0.7%
    The Huntington National Bank $440,000 $835,000 89.8% 0.7%
    The Garrett State Bank $775,000 n/a 0.6%
    VILLAGE CAPITAL MORTGAGE $775,000 n/a 0.6%
    LOANPAL, LLC $270,000 $730,000 170.4% 0.6%
    BEACON CREDIT UNION $1,535,000 $710,000 -53.7% 0.6%
    Barrington Bank & Trust Company, N.A. $135,000 $700,000 418.5% 0.6%
    POLARIS HOME FUNDING CORP. $1,250,000 $635,000 -49.2% 0.5%
    LOANDEPOT.COM, LLC $675,000 $590,000 -12.6% 0.5%
    V.I.P. MORTGAGE, INC. $520,000 $570,000 9.6% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $550,000 n/a 0.4%
    CHURCHILL MORTGAGE CORPORATION $370,000 $545,000 47.3% 0.4%
    MICHIGAN MUTUAL, INC. $800,000 $545,000 -31.9% 0.4%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $415,000 $510,000 22.9% 0.4%
    UNION HOME MORTGAGE CORP. $1,065,000 $495,000 -53.5% 0.4%
    HOMESIDE FINANCIAL, LLC $490,000 n/a 0.4%
    LENDINGHOME FUNDING CORPORATION $105,000 $475,000 352.4% 0.4%
    VAN DYK MORTGAGE CORPORATION $395,000 $460,000 16.5% 0.4%
    CMG MORTGAGE, INC. $435,000 n/a 0.4%
    Old National Bank $215,000 $435,000 102.3% 0.4%
    Carrington Mortgage Services, LLC $640,000 $425,000 -33.6% 0.3%
    FREEDOM MORTGAGE CORPORATION $450,000 $395,000 -12.2% 0.3%
    Bank Iowa $365,000 n/a 0.3%
    ProFed Federal Credit Union $1,290,000 $365,000 -71.7% 0.3%
    STAR Financial Bank $915,000 $360,000 -60.7% 0.3%
    MEMBER FIRST MORTGAGE, LLC $355,000 n/a 0.3%
    FORT FINANCIAL Federal Credit Union $1,310,000 $350,000 -73.3% 0.3%
    Elements Financial Federal Credit Union $340,000 n/a 0.3%
    ZILLOW HOME LOANS, LLC $330,000 n/a 0.3%
    Fire Police City County Federal Credit Union $310,000 $315,000 1.6% 0.3%
    GENEVA FINANCIAL, LLC $300,000 $295,000 -1.7% 0.2%
    MORTGAGE MASTERS OF INDIANA, INC. $275,000 n/a 0.2%
    Thumb Bank and Trust $265,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $500,000 $240,000 -52.0% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $320,000 $240,000 -25.0% 0.2%
    Discover Bank $330,000 $240,000 -27.3% 0.2%
    CARDINAL FINANCIAL $585,000 $230,000 -60.7% 0.2%
    Figure Lending LLC $70,000 $220,000 214.3% 0.2%
    FORUM Credit Union $75,000 $220,000 193.3% 0.2%
    NEW DAY FINANCIAL, LLC $205,000 $215,000 4.9% 0.2%
    ROYAL UNITED MORTGAGE LLC $200,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $195,000 n/a 0.2%
    Solidarity Community Federal Credit Union $195,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $75,000 $175,000 133.3% 0.1%
    Notre Dame Federal Credit Union Corporation $255,000 $165,000 -35.3% 0.1%
    RELIANCE FIRST CAPITAL, LLC $165,000 n/a 0.1%
    ENDEAVOR CAPITAL, LLC. $155,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $155,000 n/a 0.1%
    UBS Bank USA $145,000 n/a 0.1%
    UNITED $135,000 n/a 0.1%
    Bank of America $55,000 $130,000 136.4% 0.1%
    MOVEMENT MORTGAGE, LLC $145,000 $130,000 -10.3% 0.1%
    Centier Bank $125,000 n/a 0.1%
    Citizens Bank $465,000 $120,000 -74.2% 0.1%
    INTERRA CREDIT UNION $225,000 $115,000 -48.9% 0.1%
    The Peoples State Bank of Newton, Illinois $115,000 n/a 0.1%
    Wells Fargo Bank $615,000 $115,000 -81.3% 0.1%
    Park Lane Finance Solutions, LLC $190,000 $110,000 -42.1% 0.1%
    The Farmers & Merchants State Bank $105,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $85,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $600,000 $85,000 -85.8% 0.1%
    Truist $85,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $55,000 n/a 0.0%
    Horizon Bank $385,000 $45,000 -88.3% 0.0%
    AMERISAVE MORTGAGE CORPORATION $355,000 $35,000 -90.1% 0.0%
    PLANET HOME LENDING, LLC $235,000 $25,000 -89.4% 0.0%

    Huntington's top lender by overall market share is First Federal Savings Bank, with 13.1% market share. In second place, with 10.8%, is RUOFF MORTGAGE COMPANY, INC., having originated $13,330,000 in loans. In third place, with 8.9%, is Three Rivers Federal Credit Union, having originated $11,085,000 in loans. In fourth place, with 5.3%, is First Merchants Bank, having originated $6,550,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $5,720,000 in loans.

    Huntington Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Huntington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $126,500 (58.3%) $155,011 (28.8%) 0.00 99
    2018-02-01 $112,436 (39.5%) $151,288 (24.4%) 0.00 98
    2018-03-01 $122,900 (46.1%) $159,286 (27.6%) 0.00 89
    2018-04-01 $123,150 (46.8%) $166,051 (24.3%) 0.00 89
    2018-05-01 $127,400 (50.1%) $166,958 (24.6%) 0.00 100
    2018-06-01 $114,900 (26.9%) $156,673 (12.2%) 0.00 110
    2018-07-01 $99,925 (9.5%) $153,923 (6.6%) 0.00 100
    2018-08-01 $128,425 (22.4%) $168,752 (8.8%) 0.00 98
    2018-09-01 $126,650 (10.1%) $158,270 (-8.3%) 0.00 108
    2018-10-01 $104,900 (-17.8%) $148,555 (-18.4%) 0.00 106
    2018-11-01 $94,700 (-25.2%) $144,791 (-15.1%) 0.00 97
    2018-12-01 $92,700 (-22.7%) $148,382 (-3.2%) 0.00 96
    2019-01-01 $106,150 (-16.1%) $156,390 (0.9%) 0.00 98
    2019-02-01 $134,695 (19.8%) $164,278 (8.6%) 0.00 92
    2019-03-01 $150,347 (22.3%) $166,682 (4.6%) 0.00 90
    2019-04-01 $156,490 (27.1%) $167,746 (1.0%) 0.00 95
    2019-05-01 $151,245 (18.7%) $160,589 (-3.8%) 0.00 105
    2019-06-01 $147,445 (28.3%) $166,212 (6.1%) 0.00 106
    2019-07-01 $149,925 (50.0%) $182,474 (18.6%) 0.00 108
    2019-08-01 $146,791 (14.3%) $174,295 (3.3%) 0.00 120
    2019-09-01 $142,127 (12.2%) $166,461 (5.2%) 0.00 129
    2019-10-01 $137,348 (30.9%) $158,026 (6.4%) 0.00 133
    2019-11-01 $129,250 (36.5%) $153,305 (5.9%) 0.00 123
    2019-12-01 $116,225 (25.4%) $140,152 (-5.6%) 0.00 122
    2020-01-01 $122,475 (15.4%) $138,331 (-11.6%) 0.00 93
    2020-02-01 $89,950 (-33.2%) $119,992 (-27.0%) 0.00 81
    2020-03-01 $98,400 (-34.6%) $127,088 (-23.8%) 0.00 92
    2020-04-01 $107,975 (-31.0%) $134,040 (-20.1%) 0.00 98
    2020-05-01 $119,900 (-20.7%) $140,412 (-12.6%) 0.00 92
    2020-06-01 $119,900 (-18.7%) $139,780 (-15.9%) 0.00 72
    2020-07-01 $114,200 (-23.8%) $167,966 (-8.0%) 0.00 57
    2020-08-01 $139,900 (-4.7%) $203,312 (16.7%) 0.00 47
    2020-09-01 $130,450 (-8.2%) $218,793 (31.4%) 0.00 48
    2020-10-01 $119,400 (-13.1%) $213,823 (35.3%) 0.00 50
    2020-11-01 $93,550 (-27.6%) $184,502 (20.4%) 0.00 49
    2020-12-01 $87,950 (-24.3%) $174,055 (24.2%) 0.00 39
    2021-01-01 $94,900 (-22.5%) $193,066 (39.6%) 0.00 26
    2021-02-01 $171,350 (90.5%) $245,161 (104.3%) 0.00 17
    2021-03-01 $212,175 (115.6%) $283,115 (122.8%) 0.00 19
    2021-04-01 $210,987 (95.4%) $305,752 (128.1%) 0.00 20
    2021-05-01 $160,000 (33.4%) $247,493 (76.3%) 0.00 20
    2021-06-01 $112,450 (-6.2%) $205,052 (46.7%) 0.00 30
    2021-07-01 $113,550 (-0.6%) $206,618 (23.0%) 0.00 38
    2021-08-01 $152,925 (9.3%) $201,645 (-0.8%) 0.00 45
    2021-09-01 $123,950 (-5.0%) $202,472 (-7.5%) 0.00 44
    2021-10-01 $113,450 (-5.0%) $191,623 (-10.4%) 0.00 47
    2021-11-01 $108,875 (16.4%) $173,345 (-6.1%) 0.00 51
    2021-12-01 $121,625 (38.3%) $209,204 (20.2%) 0.00 39
    2022-01-01 $145,000 (52.8%) $217,672 (12.8%) 0.00 31
    2022-02-01 $122,475 (-28.5%) $209,012 (-14.8%) 0.00 21
    2022-03-01 $148,625 (-30.0%) $176,443 (-37.7%) 0.00 15
    2022-04-01 $195,000 (-7.6%) $200,728 (-34.4%) 0.00 23
    2022-05-01 $220,967 (38.1%) $328,495 (32.7%) 0.00 27
    2022-06-01 $182,225 (62.1%) $282,934 (38.0%) 0.00 39
    2022-07-01 $162,411 (43.0%) $296,510 (43.5%) 0.00 39
    2022-08-01 $222,400 (45.4%) $368,629 (82.8%) 0.00 43
    2022-09-01 $197,450 (59.3%) $357,825 (76.7%) 0.00 46
    2022-10-01 $247,400 (118.1%) $399,422 (108.4%) 0.00 42
    2022-11-01 $264,400 (142.9%) $409,244 (136.1%) 0.00 38
    2022-12-01 $259,786 (113.6%) $323,762 (54.8%) 0.00 37
    2023-01-01 $250,172 (72.5%) $272,280 (25.1%) 0.00 24
    2023-02-01 $254,115 (107.5%) $254,052 (21.6%) 0.00 26
    2023-03-01 $254,115 (71.0%) $282,272 (60.0%) 0.00 30
    2023-04-01 $248,963 (27.7%) $353,971 (76.3%) 0.00 24
    2023-05-01 $198,750 (-10.1%) $303,340 (-7.7%) 0.00 30
    2023-06-01 $223,441 (22.6%) $327,416 (15.7%) 0.00 29
    2023-07-01 $224,900 (38.5%) $238,130 (-19.7%) 0.00 40
    2023-08-01 $208,700 (-6.2%) $247,257 (-32.9%) 0.00 43
    2023-09-01 $194,500 (-1.5%) $227,673 (-36.4%) 0.00 47
    2023-10-01 $183,500 (-25.8%) $220,617 (-44.8%) 0.00 56
    2023-11-01 $188,425 (-28.7%) $225,991 (-44.8%) 0.00 63
    2023-12-01 $230,000 (-11.5%) $268,119 (-17.2%) 0.00 54
    2024-01-01 $240,500 (-3.9%) $264,729 (-2.8%) 0.00 53
    2024-02-01 $243,177 (-4.3%) $249,754 (-1.7%) 0.00 51
    2024-03-01 $259,900 (2.3%) $260,073 (-7.9%) 0.00 43
    2024-04-01 $253,494 (1.8%) $266,876 (-24.6%) 0.00 40
    2024-05-01 $252,291 (26.9%) $283,277 (-6.6%) 0.00 49
    2024-06-01 $257,279 (15.1%) $291,614 (-10.9%) 0.00 49
    2024-07-01 $253,475 (12.7%) $288,171 (21.0%) 0.00 56
    2024-08-01 $242,400 (16.2%) $289,005 (16.9%) 0.00 65
    2024-09-01 $235,000 (20.8%) $274,251 (20.5%) 0.00 77
    2024-10-01 $235,450 (28.3%) $268,205 (21.6%) 0.00 78
    2024-11-01 $219,500 (16.5%) $270,169 (19.6%) 0.00 83
    2024-12-01 $231,875 (0.8%) $277,071 (3.3%) 0.00 75
    2025-01-01 $244,950 (1.9%) $285,200 (7.7%) 0.00 53
    2025-02-01 $219,950 (-9.6%) $280,617 (12.4%) 0.00 47
    2025-03-01 $250,000 (-3.8%) $300,240 (15.4%) 0.00 44
    Huntington's median listing price for 2025-03-01 was $250,000, a difference of $-9,900 (-3.8%) versus the prior year and $30,050 versus the prior month.

    Huntington's median listing price comes in at 0% of the national average.

    Huntington's average listing price for 2025-03-01 was $300,240, a difference of $40,167 (15.4%) versus the prior year and $19,623 versus the prior month.

    For the 2025-03-01 period, Huntington had 44 MLS listings, a difference of -3 listings (-6%) versus the prior month and 1 listings (2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Huntington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,722 sqft
    2018-02-01 0 days 1,686 sqft
    2018-03-01 0 days 1,696 sqft
    2018-04-01 0 days 1,737 sqft
    2018-05-01 0 days 1,735 sqft
    2018-06-01 0 days 1,645 sqft
    2018-07-01 0 days 1,628 sqft
    2018-08-01 0 days 1,742 sqft
    2018-09-01 0 days 1,791 sqft
    2018-10-01 0 days 1,769 sqft
    2018-11-01 0 days 1,699 sqft
    2018-12-01 0 days 1,699 sqft
    2019-01-01 0 days 1,680 sqft
    2019-02-01 0 days 1,749 sqft
    2019-03-01 0 days 1,770 sqft
    2019-04-01 0 days 1,770 sqft
    2019-05-01 0 days 1,801 sqft
    2019-06-01 0 days 1,810 sqft
    2019-07-01 0 days 1,811 sqft
    2019-08-01 0 days 1,811 sqft
    2019-09-01 0 days 1,810 sqft
    2019-10-01 0 days 1,811 sqft
    2019-11-01 0 days 1,811 sqft
    2019-12-01 0 days 1,737 sqft
    2020-01-01 0 days 1,710 sqft
    2020-02-01 0 days 1,534 sqft
    2020-03-01 0 days 1,567 sqft
    2020-04-01 0 days 1,541 sqft
    2020-05-01 0 days 1,642 sqft
    2020-06-01 0 days 1,614 sqft
    2020-07-01 0 days 1,623 sqft
    2020-08-01 0 days 1,717 sqft
    2020-09-01 0 days 1,716 sqft
    2020-10-01 0 days 1,564 sqft
    2020-11-01 0 days 1,516 sqft
    2020-12-01 0 days 1,406 sqft
    2021-01-01 0 days 1,525 sqft
    2021-02-01 0 days 1,707 sqft
    2021-03-01 0 days 1,736 sqft
    2021-04-01 0 days 1,732 sqft
    2021-05-01 0 days 1,606 sqft
    2021-06-01 0 days 1,691 sqft
    2021-07-01 0 days 1,709 sqft
    2021-08-01 0 days 1,744 sqft
    2021-09-01 0 days 1,700 sqft
    2021-10-01 0 days 1,606 sqft
    2021-11-01 0 days 1,596 sqft
    2021-12-01 0 days 1,745 sqft
    2022-01-01 0 days 1,815 sqft
    2022-02-01 0 days 1,641 sqft
    2022-03-01 0 days 1,554 sqft
    2022-04-01 0 days 1,655 sqft
    2022-05-01 0 days 1,695 sqft
    2022-06-01 0 days 1,794 sqft
    2022-07-01 0 days 1,669 sqft
    2022-08-01 0 days 1,882 sqft
    2022-09-01 0 days 1,892 sqft
    2022-10-01 0 days 1,932 sqft
    2022-11-01 0 days 1,940 sqft
    2022-12-01 0 days 1,772 sqft
    2023-01-01 0 days 1,495 sqft
    2023-02-01 0 days 1,511 sqft
    2023-03-01 0 days 1,603 sqft
    2023-04-01 0 days 1,539 sqft
    2023-05-01 0 days 1,493 sqft
    2023-06-01 0 days 1,798 sqft
    2023-07-01 0 days 1,669 sqft
    2023-08-01 0 days 1,627 sqft
    2023-09-01 0 days 1,569 sqft
    2023-10-01 0 days 1,574 sqft
    2023-11-01 0 days 1,595 sqft
    2023-12-01 0 days 1,641 sqft
    2024-01-01 0 days 1,607 sqft
    2024-02-01 0 days 1,562 sqft
    2024-03-01 0 days 1,697 sqft
    2024-04-01 0 days 1,875 sqft
    2024-05-01 0 days 1,920 sqft
    2024-06-01 0 days 1,890 sqft
    2024-07-01 0 days 1,887 sqft
    2024-08-01 0 days 1,890 sqft
    2024-09-01 0 days 1,811 sqft
    2024-10-01 0 days 1,777 sqft
    2024-11-01 0 days 1,839 sqft
    2024-12-01 0 days 1,770 sqft
    2025-01-01 0 days 1,807 sqft
    2025-02-01 0 days 1,714 sqft
    2025-03-01 0 days 1,840 sqft
    Huntington's median listing age (time on market) for 2025-03-01 was 0 days.

    Huntington's median square footage for active listings during the 2025-03-01 period was 1,840 sqft. One year prior, the average listing was 1,697 sqft.

    Huntington, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 431 $78,735,000 $182,680
    Cash Out Refi 126 $16,930,000 $134,365
    Home Improvement 106 $5,760,000 $54,340
    Refi 100 $18,540,000 $185,400
    Other 71 $3,945,000 $55,563
    NA 1 $85,000 $85,000

    Huntington's most frequently cited loan purpose was Home Purchase, with 431 originations. The 2nd most popular reason was Cash Out Refi, with 126 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 344 $61,950,000 $180,087
    Over 8% 210 $13,660,000 $65,048
    7-8% 182 $28,540,000 $156,813
    5-6% 58 $12,180,000 $210,000
    4-5% 10 $3,090,000 $309,000
    <2.5% 8 $80,000 $10,000
    2.5-3% 2 $320,000 $160,000
    3-4% 1 $1,095,000 $1,095,000

    During 2024, Huntington's most frequently originated rate bucket was 6-7%, with 344 originations.

    Loan Sizing (Huntington, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 341 $17,825,000 $52,273
    $100k-200k 302 $43,480,000 $143,974
    $200k-400k 160 $44,080,000 $275,500
    $400k-600k 21 $9,735,000 $463,571
    $600k-1000k 9 $6,745,000 $749,444
    $Over $1MM 2 $2,130,000 $1,065,000

    Huntington's loan sizing saw the bucket of loans from $100,000 or less with 341 originations, totaling $17,825,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 326 $63,440,000 $194,601
    60-80% 146 $27,110,000 $185,685
    20-40% 140 $11,550,000 $82,500
    Under 20% 118 $3,840,000 $32,542
    40-60% 55 $7,705,000 $140,091
    Over 100% 19 $4,575,000 $240,789

    Huntington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 326 originations, totaling $63,440,000 in origination value.