Huntington Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Huntington averaged
7.2%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.94% and
one month ago for the week of 2023-08-10, the
average rate was 7.18%.
Huntington's average rate one year ago was 6.01%.
For refis of the same type during the week of 2023-09-14, the average rate
was 7.18%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
Huntington 30 Year Fixed Rate | 2023-09-14 | 7.2% |
Huntington 30 Year Fixed Rate Refi | 2023-09-14 | 7.18% |
Huntington 15 Year Fixed Rate | 2023-09-14 | 6.31% |
Huntington 15 Year Fixed Rate Refi | 2023-09-14 | 6.61% |
Huntington 30 Year FHA | 2023-09-14 | 6.73% |
Huntington 30 Year FHA Refi | 2023-09-14 | 6.89% |
Huntington 30 Year USDA | 2023-09-14 | 6.78% |
Huntington 30 Year USDA Refi | 2023-09-14 | 7.18% |
Huntington 30 Year VA | 2023-09-14 | 6.61% |
Huntington 30 Year VA Refi | 2023-09-14 | 6.91% |
Huntington Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Huntington, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Huntington Average Closing Costs & Other Stats
Huntington, IN's 69 lenders originated 1,000
loans during 2022. The total origination value was $129,190,000, with an average loan value of
$129,190.
Huntington's average closing costs are $3,265.
The top Huntington lender as defined by loan originations is RUOFF MORTGAGE COMPANY, INC., with
62 loans originated. Their average total fees are
$2,642, which is $151
lower than the next largest lender,
First Federal Savings Bank.
The lowest fee Huntington lenders (with over 10 loans originated) are
TEACHERS CREDIT UNION ($2,374), First Merchants Bank ($2,424), 1st Source Bank ($2,489), Three Rivers Federal Credit Union ($2,530) and RUOFF MORTGAGE COMPANY, INC. ($2,642).
The lowest rate Huntington lenders (with over 10 loans originated) are
First Merchants Bank (4.50%), 1st Source Bank (4.74%), First Federal Savings Bank (5.06%), TEACHERS CREDIT UNION (5.29%) and Three Rivers Federal Credit Union (5.30%).
Huntington, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
First Federal Savings Bank | $135,000 | $16,530,000 | 12,144.4% | 12.8% |
RUOFF MORTGAGE COMPANY, INC. | $22,650,000 | $15,660,000 | -30.9% | 12.1% |
Three Rivers Federal Credit Union | $73,450,000 | $9,425,000 | -87.2% | 7.3% |
TEACHERS CREDIT UNION | $5,560,000 | $6,975,000 | 25.4% | 5.4% |
QUICKEN LOANS, LLC | $10,950,000 | $6,815,000 | -37.8% | 5.3% |
PNC Bank | $6,440,000 | $5,360,000 | -16.8% | 4.1% |
First Merchants Bank | $4,940,000 | $5,045,000 | 2.1% | 3.9% |
MIDWEST AMERICA | $3,625,000 | $3,575,000 | -1.4% | 2.8% |
HALLMARK HOME MORTGAGE, LLC | $3,925,000 | $3,245,000 | -17.3% | 2.5% |
Flagstar Bank, FSB | $4,575,000 | $3,240,000 | -29.2% | 2.5% |
UNION HOME MORTGAGE CORP. | $3,035,000 | $2,355,000 | -22.4% | 1.8% |
1st Source Bank | $3,525,000 | $1,950,000 | -44.7% | 1.5% |
V.I.P. MORTGAGE, INC. | $645,000 | $1,920,000 | 197.7% | 1.5% |
PARTNERS 1ST Federal Credit Union | $2,520,000 | $1,770,000 | -29.8% | 1.4% |
STAR Financial Bank | $575,000 | $1,640,000 | 185.2% | 1.3% |
BEACON CREDIT UNION | $3,585,000 | $1,625,000 | -54.7% | 1.3% |
Crossroads Bank | $1,290,000 | $1,585,000 | 22.9% | 1.2% |
GVC MORTGAGE, INC. | $3,475,000 | $1,575,000 | -54.7% | 1.2% |
Fifth Third Bank | $2,845,000 | $1,345,000 | -52.7% | 1.0% |
Arbor Realty Trust, Inc. | $1,305,000 | n/a | 1.0% | |
JPMorgan Chase Bank | $3,335,000 | $1,255,000 | -62.4% | 1.0% |
ProFed Federal Credit Union | $2,275,000 | $1,255,000 | -44.8% | 1.0% |
Mr. Cooper ( Nationstar Mortgage ) | $1,645,000 | $1,205,000 | -26.7% | 0.9% |
CALIBER HOME LOANS, INC. | $2,395,000 | $1,175,000 | -50.9% | 0.9% |
POLARIS HOME FUNDING CORP. | $1,460,000 | $1,160,000 | -20.5% | 0.9% |
Mortgage Research Center, LLC | $3,730,000 | $1,155,000 | -69.0% | 0.9% |
First Farmers Bank and Trust Company | $890,000 | $1,060,000 | 19.1% | 0.8% |
FREEDOM MORTGAGE CORPORATION | $3,980,000 | $1,020,000 | -74.4% | 0.8% |
Merchants Bank of Indiana | $1,005,000 | n/a | 0.8% | |
Old National Bank | $515,000 | $990,000 | 92.2% | 0.8% |
AMERICAN MORTGAGE SERVICE COMPANY | $2,150,000 | $970,000 | -54.9% | 0.8% |
Nations Lending Corporation | $200,000 | $945,000 | 372.5% | 0.7% |
LOANDEPOT.COM, LLC | $1,830,000 | $905,000 | -50.5% | 0.7% |
PENNYMAC LOAN SERVICES, LLC | $1,025,000 | $900,000 | -12.2% | 0.7% |
Union Savings Bank | $2,855,000 | $870,000 | -69.5% | 0.7% |
Lake City Bank | $530,000 | $800,000 | 50.9% | 0.6% |
AMERICAN FINANCING CORPORATION | $335,000 | $795,000 | 137.3% | 0.6% |
U.S. Bank | $795,000 | n/a | 0.6% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $135,000 | $715,000 | 429.6% | 0.6% |
The Huntington National Bank | $370,000 | $715,000 | 93.2% | 0.6% |
21ST MORTGAGE CORPORATION | $45,000 | $690,000 | 1,433.3% | 0.5% |
UNITED WHOLESALE MORTGAGE, LLC | $565,000 | $635,000 | 12.4% | 0.5% |
Wells Fargo Bank | $2,080,000 | $630,000 | -69.7% | 0.5% |
The Garrett State Bank | $930,000 | $590,000 | -36.6% | 0.5% |
The State Bank and Trust Company | $440,000 | $580,000 | 31.8% | 0.4% |
FORT FINANCIAL Federal Credit Union | $610,000 | $520,000 | -14.8% | 0.4% |
Citizens Bank | $490,000 | $505,000 | 3.1% | 0.4% |
Horizon Bank | $70,000 | $480,000 | 585.7% | 0.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $980,000 | $455,000 | -53.6% | 0.4% |
ROYAL UNITED MORTGAGE LLC | $325,000 | $425,000 | 30.8% | 0.3% |
MICHIGAN MUTUAL, INC. | $65,000 | $415,000 | 538.5% | 0.3% |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $1,065,000 | $385,000 | -63.8% | 0.3% |
Farm Credit Mid-America, ACA | $830,000 | $380,000 | -54.2% | 0.3% |
Blue Ridge Bank | $1,010,000 | $375,000 | -62.9% | 0.3% |
ACADEMY MORTGAGE CORPORATION | $425,000 | $365,000 | -14.1% | 0.3% |
SPRING EQ, LLC | $35,000 | $345,000 | 885.7% | 0.3% |
The Federal Savings Bank | $575,000 | $340,000 | -40.9% | 0.3% |
VAN DYK MORTGAGE CORPORATION | $335,000 | n/a | 0.3% | |
AMERISAVE MORTGAGE CORPORATION | $775,000 | $330,000 | -57.4% | 0.3% |
AMERICAN FINANCIAL RESOURCES, INC. | $315,000 | n/a | 0.2% | |
CHERRY CREEK MORTGAGE, LLC | $305,000 | n/a | 0.2% | |
Farmers and Merchants Bank | $295,000 | n/a | 0.2% | |
Third Federal Savings and Loan Association of Cleveland | $295,000 | n/a | 0.2% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $410,000 | $290,000 | -29.3% | 0.2% |
North American Savings Bank, F.S.B. | $255,000 | n/a | 0.2% | |
NAVY FEDERAL CREDIT UNION | $875,000 | $245,000 | -72.0% | 0.2% |
MOVEMENT MORTGAGE, LLC | $240,000 | n/a | 0.2% | |
HOME POINT FINANCIAL CORPORATION | $115,000 | $235,000 | 104.3% | 0.2% |
LIMA ONE CAPITAL, LLC | $235,000 | n/a | 0.2% | |
FORUM Credit Union | $155,000 | $215,000 | 38.7% | 0.2% |
Liberty Savings Bank, F.S.B. | $85,000 | $215,000 | 152.9% | 0.2% |
SWBC MORTGAGE CORPORATION | $215,000 | n/a | 0.2% | |
First Bank of Berne | $550,000 | $205,000 | -62.7% | 0.2% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $275,000 | $200,000 | -27.3% | 0.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $190,000 | n/a | 0.1% | |
CROSSCOUNTRY MORTGAGE, LLC | $1,095,000 | $190,000 | -82.6% | 0.1% |
First Bank Richmond | $175,000 | n/a | 0.1% | |
THRIVE MORTGAGE, LLC | $95,000 | $165,000 | 73.7% | 0.1% |
Carrington Mortgage Services, LLC | $760,000 | $155,000 | -79.6% | 0.1% |
AmRes Corporation | $145,000 | n/a | 0.1% | |
INDIANA MEMBERS CREDIT UNION | $145,000 | n/a | 0.1% | |
Park Lane Finance Solutions, LLC | $80,000 | $145,000 | 81.3% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $780,000 | $145,000 | -81.4% | 0.1% |
AMERIFIRST FINANCIAL CORPORATION | $165,000 | $140,000 | -15.2% | 0.1% |
Independent Federal Credit Union | $135,000 | n/a | 0.1% | |
MORIA DEVELOPMENT, INC. | $135,000 | n/a | 0.1% | |
NFM, INC. | $135,000 | n/a | 0.1% | |
Figure Lending LLC | $35,000 | $130,000 | 271.4% | 0.1% |
BETTER MORTGAGE CORPORATION | $610,000 | $125,000 | -79.5% | 0.1% |
INLAND BANK & TRUST | $125,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $675,000 | $125,000 | -81.5% | 0.1% |
NEWREZ LLC | $870,000 | $125,000 | -85.6% | 0.1% |
TOGETHER CREDIT UNION | $125,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $115,000 | n/a | 0.1% | |
Centier Bank | $375,000 | $105,000 | -72.0% | 0.1% |
INTERRA CREDIT UNION | $105,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $105,000 | n/a | 0.1% | |
LENOX FINANCIAL MORTGAGE CORPORATION | $105,000 | n/a | 0.1% | |
AmeriHome Mortgage Company, LLC | $175,000 | $85,000 | -51.4% | 0.1% |
T2 FINANCIAL LLC | $85,000 | n/a | 0.1% | |
Bank of England | $105,000 | $65,000 | -38.1% | 0.1% |
Discover Bank | $65,000 | n/a | 0.1% | |
First Financial Bank | $55,000 | n/a | 0.0% | |
LOANPAL, LLC | $255,000 | $55,000 | -78.4% | 0.0% |
Northwest Bank | $175,000 | $55,000 | -68.6% | 0.0% |
First Federal Savings Bank | $135,000 | $45,000 | -66.7% | 0.0% |
N R L Federal Credit Union | $35,000 | n/a | 0.0% | |
State Department Federal Credit Union | $35,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $25,000 | n/a | 0.0% |
Huntington's top lender by overall market share is First Federal Savings Bank, with 12.8% market share. In second place, with 12.1%, is RUOFF MORTGAGE COMPANY, INC., having originated $15,660,000 in loans. In third place, with 7.3%, is Three Rivers Federal Credit Union, having originated $9,425,000 in loans. In fourth place, with 5.4%, is TEACHERS CREDIT UNION, having originated $6,975,000 in loans. In fifth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $6,815,000 in loans.
Huntington Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Huntington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $126,500 (58.3%) | $155,011 (28.8%) | 0.00 | 99 |
2018-02-01 | $112,436 (39.5%) | $151,288 (24.4%) | 0.00 | 98 |
2018-03-01 | $122,900 (46.1%) | $159,286 (27.6%) | 0.00 | 89 |
2018-04-01 | $123,150 (46.8%) | $166,051 (24.3%) | 0.00 | 89 |
2018-05-01 | $127,400 (50.1%) | $166,958 (24.6%) | 0.00 | 100 |
2018-06-01 | $114,900 (26.9%) | $156,673 (12.2%) | 0.00 | 110 |
2018-07-01 | $99,925 (9.5%) | $153,923 (6.6%) | 0.00 | 100 |
2018-08-01 | $128,425 (22.4%) | $168,752 (8.8%) | 0.00 | 98 |
2018-09-01 | $126,650 (10.1%) | $158,270 (-8.3%) | 0.00 | 108 |
2018-10-01 | $104,900 (-17.8%) | $148,555 (-18.4%) | 0.00 | 106 |
2018-11-01 | $94,700 (-25.2%) | $144,791 (-15.1%) | 0.00 | 97 |
2018-12-01 | $92,700 (-22.7%) | $148,382 (-3.2%) | 0.00 | 96 |
2019-01-01 | $106,150 (-16.1%) | $156,390 (0.9%) | 0.00 | 98 |
2019-02-01 | $134,695 (19.8%) | $164,278 (8.6%) | 0.00 | 92 |
2019-03-01 | $150,347 (22.3%) | $166,682 (4.6%) | 0.00 | 90 |
2019-04-01 | $156,490 (27.1%) | $167,746 (1.0%) | 0.00 | 95 |
2019-05-01 | $151,245 (18.7%) | $160,589 (-3.8%) | 0.00 | 105 |
2019-06-01 | $147,445 (28.3%) | $166,212 (6.1%) | 0.00 | 106 |
2019-07-01 | $149,925 (50.0%) | $182,474 (18.6%) | 0.00 | 108 |
2019-08-01 | $146,791 (14.3%) | $174,295 (3.3%) | 0.00 | 120 |
2019-09-01 | $142,127 (12.2%) | $166,461 (5.2%) | 0.00 | 129 |
2019-10-01 | $137,245 (30.8%) | $157,805 (6.2%) | 0.00 | 134 |
2019-11-01 | $129,250 (36.5%) | $153,305 (5.9%) | 0.00 | 123 |
2019-12-01 | $116,225 (25.4%) | $140,152 (-5.6%) | 0.00 | 122 |
2020-01-01 | $122,475 (15.4%) | $138,331 (-11.6%) | 0.00 | 93 |
2020-02-01 | $89,950 (-33.2%) | $119,992 (-27.0%) | 0.00 | 81 |
2020-03-01 | $98,400 (-34.6%) | $127,088 (-23.8%) | 0.00 | 92 |
2020-04-01 | $107,975 (-31.0%) | $134,040 (-20.1%) | 0.00 | 98 |
2020-05-01 | $119,900 (-20.7%) | $140,412 (-12.6%) | 0.00 | 92 |
2020-06-01 | $119,900 (-18.7%) | $139,780 (-15.9%) | 0.00 | 72 |
2020-07-01 | $114,200 (-23.8%) | $167,966 (-8.0%) | 0.00 | 57 |
2020-08-01 | $139,900 (-4.7%) | $203,312 (16.7%) | 0.00 | 47 |
2020-09-01 | $130,450 (-8.2%) | $218,793 (31.4%) | 0.00 | 48 |
2020-10-01 | $119,400 (-13.0%) | $213,823 (35.5%) | 0.00 | 50 |
2020-11-01 | $93,550 (-27.6%) | $184,502 (20.4%) | 0.00 | 49 |
2020-12-01 | $87,950 (-24.3%) | $174,055 (24.2%) | 0.00 | 39 |
2021-01-01 | $94,900 (-22.5%) | $193,066 (39.6%) | 0.00 | 26 |
2021-02-01 | $171,350 (90.5%) | $245,161 (104.3%) | 0.00 | 17 |
2021-03-01 | $212,175 (115.6%) | $283,115 (122.8%) | 0.00 | 19 |
2021-04-01 | $210,987 (95.4%) | $305,752 (128.1%) | 0.00 | 20 |
2021-05-01 | $160,000 (33.4%) | $247,493 (76.3%) | 0.00 | 20 |
2021-06-01 | $112,450 (-6.2%) | $205,052 (46.7%) | 0.00 | 30 |
2021-07-01 | $113,550 (-0.6%) | $206,618 (23.0%) | 0.00 | 38 |
2021-08-01 | $152,925 (9.3%) | $201,645 (-0.8%) | 0.00 | 45 |
2021-09-01 | $123,950 (-5.0%) | $202,472 (-7.5%) | 0.00 | 44 |
2021-10-01 | $113,450 (-5.0%) | $191,623 (-10.4%) | 0.00 | 47 |
2021-11-01 | $108,875 (16.4%) | $173,345 (-6.1%) | 0.00 | 51 |
2021-12-01 | $121,625 (38.3%) | $209,204 (20.2%) | 0.00 | 39 |
2022-01-01 | $145,000 (52.8%) | $217,672 (12.8%) | 0.00 | 31 |
2022-02-01 | $122,475 (-28.5%) | $209,012 (-14.8%) | 0.00 | 21 |
2022-03-01 | $148,625 (-30.0%) | $176,443 (-37.7%) | 0.00 | 15 |
2022-04-01 | $195,000 (-7.6%) | $200,728 (-34.4%) | 0.00 | 23 |
2022-05-01 | $220,967 (38.1%) | $328,495 (32.7%) | 0.00 | 27 |
2022-06-01 | $182,225 (62.1%) | $282,934 (38.0%) | 0.00 | 39 |
2022-07-01 | $162,411 (43.0%) | $296,510 (43.5%) | 0.00 | 39 |
2022-08-01 | $222,400 (45.4%) | $368,629 (82.8%) | 0.00 | 43 |
2022-09-01 | $197,450 (59.3%) | $357,825 (76.7%) | 0.00 | 46 |
2022-10-01 | $247,400 (118.1%) | $399,422 (108.4%) | 0.00 | 42 |
2022-11-01 | $264,400 (142.9%) | $409,244 (136.1%) | 0.00 | 38 |
2022-12-01 | $265,774 (118.5%) | $324,468 (55.1%) | 0.00 | 37 |
2023-01-01 | $256,792 (77.1%) | $277,280 (27.4%) | 0.00 | 25 |
2023-02-01 | $258,375 (111.0%) | $262,321 (25.5%) | 0.00 | 28 |
2023-03-01 | $259,843 (74.8%) | $287,372 (62.9%) | 0.00 | 33 |
2023-04-01 | $248,963 (27.7%) | $353,971 (76.3%) | 0.00 | 24 |
2023-05-01 | $198,750 (-10.1%) | $303,340 (-7.7%) | 0.00 | 30 |
2023-06-01 | $223,441 (22.6%) | $327,416 (15.7%) | 0.00 | 29 |
2023-07-01 | $229,950 (41.6%) | $240,352 (-18.9%) | 0.00 | 41 |
2023-08-01 | $208,700 (-6.2%) | $247,257 (-32.9%) | 0.00 | 43 |
Huntington's median listing price comes in at 0% of the national average.
Huntington's average listing price for 2023-08-01 was $247,257, a difference of $-121,372 (-32.9%) versus the prior year and $6,905 versus the prior month.
For the 2023-08-01 period, Huntington had 43 MLS listings, a difference of 2 listings (5%) versus the prior month and 0 listings (0%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Huntington (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,722 sqft |
2018-02-01 | 0 days | 1,686 sqft |
2018-03-01 | 0 days | 1,696 sqft |
2018-04-01 | 0 days | 1,737 sqft |
2018-05-01 | 0 days | 1,735 sqft |
2018-06-01 | 0 days | 1,645 sqft |
2018-07-01 | 0 days | 1,628 sqft |
2018-08-01 | 0 days | 1,742 sqft |
2018-09-01 | 0 days | 1,791 sqft |
2018-10-01 | 0 days | 1,769 sqft |
2018-11-01 | 0 days | 1,699 sqft |
2018-12-01 | 0 days | 1,699 sqft |
2019-01-01 | 0 days | 1,680 sqft |
2019-02-01 | 0 days | 1,749 sqft |
2019-03-01 | 0 days | 1,770 sqft |
2019-04-01 | 0 days | 1,770 sqft |
2019-05-01 | 0 days | 1,801 sqft |
2019-06-01 | 0 days | 1,810 sqft |
2019-07-01 | 0 days | 1,811 sqft |
2019-08-01 | 0 days | 1,811 sqft |
2019-09-01 | 0 days | 1,810 sqft |
2019-10-01 | 0 days | 1,811 sqft |
2019-11-01 | 0 days | 1,811 sqft |
2019-12-01 | 0 days | 1,737 sqft |
2020-01-01 | 0 days | 1,710 sqft |
2020-02-01 | 0 days | 1,534 sqft |
2020-03-01 | 0 days | 1,567 sqft |
2020-04-01 | 0 days | 1,541 sqft |
2020-05-01 | 0 days | 1,642 sqft |
2020-06-01 | 0 days | 1,614 sqft |
2020-07-01 | 0 days | 1,623 sqft |
2020-08-01 | 0 days | 1,717 sqft |
2020-09-01 | 0 days | 1,716 sqft |
2020-10-01 | 0 days | 1,564 sqft |
2020-11-01 | 0 days | 1,516 sqft |
2020-12-01 | 0 days | 1,406 sqft |
2021-01-01 | 0 days | 1,525 sqft |
2021-02-01 | 0 days | 1,707 sqft |
2021-03-01 | 0 days | 1,736 sqft |
2021-04-01 | 0 days | 1,732 sqft |
2021-05-01 | 0 days | 1,606 sqft |
2021-06-01 | 0 days | 1,691 sqft |
2021-07-01 | 0 days | 1,709 sqft |
2021-08-01 | 0 days | 1,744 sqft |
2021-09-01 | 0 days | 1,700 sqft |
2021-10-01 | 0 days | 1,606 sqft |
2021-11-01 | 0 days | 1,596 sqft |
2021-12-01 | 0 days | 1,745 sqft |
2022-01-01 | 0 days | 1,815 sqft |
2022-02-01 | 0 days | 1,641 sqft |
2022-03-01 | 0 days | 1,554 sqft |
2022-04-01 | 0 days | 1,655 sqft |
2022-05-01 | 0 days | 1,695 sqft |
2022-06-01 | 0 days | 1,794 sqft |
2022-07-01 | 0 days | 1,669 sqft |
2022-08-01 | 0 days | 1,882 sqft |
2022-09-01 | 0 days | 1,892 sqft |
2022-10-01 | 0 days | 1,932 sqft |
2022-11-01 | 0 days | 1,940 sqft |
2022-12-01 | 0 days | 1,772 sqft |
2023-01-01 | 0 days | 1,503 sqft |
2023-02-01 | 0 days | 1,563 sqft |
2023-03-01 | 0 days | 1,690 sqft |
2023-04-01 | 0 days | 1,539 sqft |
2023-05-01 | 0 days | 1,493 sqft |
2023-06-01 | 0 days | 1,798 sqft |
2023-07-01 | 0 days | 1,664 sqft |
2023-08-01 | 0 days | 1,627 sqft |
Huntington's median square footage for active listings during the 2023-08-01 period was 1,627 sqft. One year prior, the average listing was 1,882 sqft.
Huntington, IN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 472 | $76,190,000 | $161,419 |
Cash Out Refi | 214 | $27,500,000 | $128,505 |
Refi | 145 | $15,855,000 | $109,345 |
Other | 88 | $5,300,000 | $60,227 |
Home Improvement | 81 | $4,345,000 | $53,642 |
Huntington's most frequently cited loan purpose was Home Purchase, with 472 originations. The 2nd most popular reason was Cash Out Refi, with 214 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 262 | $35,890,000 | $136,985 |
4-5% | 204 | $28,210,000 | $138,284 |
3-4% | 190 | $26,660,000 | $140,316 |
6-7% | 140 | $17,020,000 | $121,571 |
7-8% | 80 | $8,720,000 | $109,000 |
2.5-3% | 42 | $6,470,000 | $154,048 |
<2.5% | 37 | $3,865,000 | $104,459 |
Over 8% | 35 | $1,365,000 | $39,000 |
During 2022, Huntington's most frequently originated rate bucket was 5-6%, with 262 originations.
Loan Sizing (Huntington, IN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 478 | $27,690,000 | $57,929 |
$100k-200k | 357 | $50,145,000 | $140,462 |
$200k-400k | 137 | $35,095,000 | $256,168 |
$400k-600k | 19 | $8,825,000 | $464,474 |
$600k-1000k | 7 | $5,125,000 | $732,143 |
$Over $1MM | 2 | $2,310,000 | $1,155,000 |
Huntington's loan sizing saw the bucket of loans from $100,000 or less with 478 originations, totaling $27,690,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 399 | $64,655,000 | $162,043 |
60-80% | 239 | $37,355,000 | $156,297 |
20-40% | 140 | $8,590,000 | $61,357 |
40-60% | 99 | $10,095,000 | $101,970 |
Under 20% | 99 | $3,315,000 | $33,485 |
Over 100% | 6 | $2,370,000 | $395,000 |
Huntington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 399 originations, totaling $64,655,000 in origination value.