Seymour Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Seymour averaged 6.75% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.8% and one month ago for the week of 2025-04-17, the average rate was 6.82%.

    Seymour's average rate one year ago was 6.91%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.16%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Seymour 30 Year Fixed Rate 2025-05-22 6.75%
    Seymour 30 Year Fixed Rate Refi 2025-05-22 7.16%
    Seymour 15 Year Fixed Rate 2025-05-22 6.01%
    Seymour 15 Year Fixed Rate Refi 2025-05-22 6.61%
    Seymour 30 Year FHA 2025-05-22 6.85%
    Seymour 30 Year FHA Refi 2025-05-22 6.71%
    Seymour 30 Year USDA 2025-05-22 6.63%
    Seymour 30 Year USDA Refi 2025-05-22 6.23%
    Seymour 30 Year VA 2025-05-22 6.72%
    Seymour 30 Year VA Refi 2025-05-22 6.62%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Seymour, IN.

    Seymour Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Seymour, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Jackson County Bank 63 6.58% $3,310
    Centra Credit Union 62 6.76% $2,760
    GVC MORTGAGE, INC. 18 6.75% $4,488
    Wolfe Financial, Inc 16 6.93% $4,634
    QUICKEN LOANS, LLC 15 6.73% $6,779
    First Financial Bank 11 6.88% $2,533
    RUOFF MORTGAGE COMPANY, INC. 8 6.92% $3,076
    Farm Credit Mid-America, ACA 7 7.11% $6,370
    German American Bank 6 6.65% $2,455
    UNITED WHOLESALE MORTGAGE, LLC 5 6.90% $5,921
    Old National Bank 4 6.47% $2,544
    LOANDEPOT.COM, LLC 4 6.65% $6,940
    JPMorgan Chase Bank 4 6.65% $3,572
    HALLMARK HOME MORTGAGE, LLC 4 6.90% $5,481
    Northwest Bank 4 6.41% $3,591
    CMG MORTGAGE, INC. 3 6.96% $3,344
    PNC Bank 3 6.88% $3,643
    Regions Bank 2 7.38% $3,720
    BEACON CREDIT UNION 2 7.31% $2,332
    CROSSCOUNTRY MORTGAGE, LLC 2 6.38% $4,086
    DIRECT MORTGAGE LOANS, LLC 2 6.81% $6,415
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.56% $4,048
    FIRST COMMUNITY MORTGAGE, INC. 2 6.81% $4,726
    GUILD MORTGAGE COMPANY 2 7.06% $3,701
    Mr. Cooper ( Nationstar Mortgage ) 2 6.56% $3,018
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.38% $7,176
    NEWREZ LLC 2 6.38% $6,409
    South State Bank 2 6.69% $3,547
    First National Bank of America 1 11.88% $10,513
    INDIANA MEMBERS CREDIT UNION 1 6.38% $2,957
    Fifth Third Bank 1 6.50% $2,979
    ENDEAVOR CAPITAL, LLC. 1 6.49% $5,205
    LEADERONE FINANCIAL CORPORATION 1 7.50% $6,533
    Discover Bank 1 6.78% $0
    Magnolia Bank 1 6.25% $3,800
    MJW Financial LLC 1 5.25% $9,778
    U.S. Bank 1 6.99% $2,677
    M&T Bank 1 7.38% $5,390
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.99% $2,624
    Wells Fargo Bank 1 7.00% $3,114
    CHURCHILL MORTGAGE CORPORATION 1 6.88% $3,891
    OCMBC, INC. 1 9.50% $12,675
    Centier Bank 1 7.25% $3,288
    PHH Mortgage Corporation 1 6.88% $5,723
    PLAZA HOME MORTGAGE, INC. 1 6.63% $1,309
    Bank of England 1 7.63% $3,086
    Prosperity Home Mortgage, LLC 1 7.13% $3,164
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.99% $4,305
    Abound Federal Credit Union 1 6.63% $2,337
    ROYAL UNITED MORTGAGE LLC 1 5.88% $5,778
    American Mortgage & Equity Consultants, Inc. 1 6.38% $3,005
    Ally Bank 1 7.00% $3,742
    STOCKTON MORTGAGE CORPORATION 1 6.38% $3,920
    The Federal Savings Bank 1 7.25% $3,361
    The Huntington National Bank 1 7.63% $4,100
    The State Bank and Trust Company 1 6.50% $2,749
    TJC Mortgage, Inc. 1 7.50% $9,690
    Union Savings Bank 1 6.50% $1,498
    FREEDOM MORTGAGE CORPORATION 1 6.75% $8,205
    GENEVA FINANCIAL, LLC 1 6.50% $4,105
    Flanagan State Bank 1 6.38% $5,139
    American Mortgage Bank, LLC 1 7.50% $4,274
    First Savings Bank 1 6.88% $2,534

    Seymour Average Closing Costs & Other Stats

    Seymour, IN's 63 lenders originated 964 loans during 2024. The total origination value was $165,720,000, with an average loan value of $171,909.

    Seymour's average closing costs are $4,174.

    The top Seymour lender as defined by loan originations is Jackson County Bank, with 63 loans originated. Their average total fees are $3,310, which is $550 higher than the next largest lender, Centra Credit Union.

    The lowest fee Seymour lenders (with over 10 loans originated) are First Financial Bank ($2,533), Centra Credit Union ($2,760), Jackson County Bank ($3,310), GVC MORTGAGE, INC. ($4,488) and Wolfe Financial, Inc ($4,634).

    The lowest rate Seymour lenders (with over 10 loans originated) are Jackson County Bank (6.58%), QUICKEN LOANS, LLC (6.73%), GVC MORTGAGE, INC. (6.75%), Centra Credit Union (6.76%) and First Financial Bank (6.88%).

    Seymour, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Jackson County Bank $25,450,000 $27,090,000 6.4% 16.3%
    Centra Credit Union $13,500,000 $22,190,000 64.4% 13.4%
    Stock Yards Bank & Trust Company $10,565,000 n/a 6.4%
    Wolfe Financial, Inc $11,015,000 $9,515,000 -13.6% 5.7%
    QUICKEN LOANS, LLC $4,945,000 $7,280,000 47.2% 4.4%
    GVC MORTGAGE, INC. $11,625,000 $7,190,000 -38.2% 4.3%
    First Financial Bank $6,285,000 $6,550,000 4.2% 4.0%
    Mortgage Research Center, LLC $1,855,000 $4,355,000 134.8% 2.6%
    RUOFF MORTGAGE COMPANY, INC. $3,815,000 $4,280,000 12.2% 2.6%
    German American Bank $2,915,000 $4,120,000 41.3% 2.5%
    DIRECT MORTGAGE LOANS, LLC $3,210,000 $3,840,000 19.6% 2.3%
    Old National Bank $3,875,000 $3,680,000 -5.0% 2.2%
    Farm Credit Mid-America, ACA $1,045,000 $3,485,000 233.5% 2.1%
    UNITED WHOLESALE MORTGAGE, LLC $810,000 $3,000,000 270.4% 1.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,815,000 $2,715,000 49.6% 1.6%
    FREEDOM MORTGAGE CORPORATION $125,000 $2,255,000 1,704.0% 1.4%
    PNC Bank $2,180,000 $1,810,000 -17.0% 1.1%
    LOANDEPOT.COM, LLC $615,000 $1,780,000 189.4% 1.1%
    CMG MORTGAGE, INC. $690,000 $1,665,000 141.3% 1.0%
    Fifth Third Bank $340,000 $1,610,000 373.5% 1.0%
    HALLMARK HOME MORTGAGE, LLC $1,385,000 $1,490,000 7.6% 0.9%
    NEWREZ LLC $290,000 $1,230,000 324.1% 0.7%
    GENEVA FINANCIAL, LLC $1,175,000 n/a 0.7%
    USAA Federal Savings Bank $725,000 $1,175,000 62.1% 0.7%
    Prosperity Home Mortgage, LLC $1,060,000 $1,150,000 8.5% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $810,000 $960,000 18.5% 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $315,000 $955,000 203.2% 0.6%
    Owen County State Bank $2,585,000 $935,000 -63.8% 0.6%
    GUILD MORTGAGE COMPANY $915,000 n/a 0.6%
    Northwest Bank $2,040,000 $900,000 -55.9% 0.5%
    BEACON CREDIT UNION $805,000 $880,000 9.3% 0.5%
    INDIANA UNIVERSITY CREDIT UNION $95,000 $855,000 800.0% 0.5%
    The Federal Savings Bank $1,890,000 $850,000 -55.0% 0.5%
    JPMorgan Chase Bank $300,000 $830,000 176.7% 0.5%
    PENNYMAC LOAN SERVICES, LLC $895,000 $820,000 -8.4% 0.5%
    NEW DAY FINANCIAL, LLC $165,000 $700,000 324.2% 0.4%
    Blue Ridge Bank $660,000 n/a 0.4%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $415,000 $650,000 56.6% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $280,000 $645,000 130.4% 0.4%
    Carrington Mortgage Services, LLC $595,000 $640,000 7.6% 0.4%
    South State Bank $630,000 n/a 0.4%
    INTERLINC MORTGAGE SERVICES, LLC $565,000 n/a 0.3%
    AmeriHome Mortgage Company, LLC $560,000 n/a 0.3%
    The Huntington National Bank $1,175,000 $535,000 -54.5% 0.3%
    Union Savings Bank $240,000 $485,000 102.1% 0.3%
    21ST MORTGAGE CORPORATION $270,000 $455,000 68.5% 0.3%
    ENDEAVOR CAPITAL, LLC. $125,000 $440,000 252.0% 0.3%
    Regions Bank $235,000 $440,000 87.2% 0.3%
    Discover Bank $90,000 $435,000 383.3% 0.3%
    NBKC BANK $425,000 n/a 0.3%
    PLANET HOME LENDING, LLC $165,000 $400,000 142.4% 0.2%
    TJC Mortgage, Inc. $395,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $350,000 $375,000 7.1% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $830,000 $370,000 -55.4% 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $490,000 $370,000 -24.5% 0.2%
    Meridian Bank Corporation $370,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $430,000 $365,000 -15.1% 0.2%
    Lake City Bank $355,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $85,000 $355,000 317.6% 0.2%
    Bank of England $175,000 $345,000 97.1% 0.2%
    LOANPAL, LLC $270,000 $335,000 24.1% 0.2%
    VILLAGE CAPITAL MORTGAGE $315,000 n/a 0.2%
    INDIANA MEMBERS CREDIT UNION $305,000 n/a 0.2%
    LEADERONE FINANCIAL CORPORATION $160,000 $295,000 84.4% 0.2%
    The Loan Store, Inc. $285,000 n/a 0.2%
    OCMBC, INC. $275,000 n/a 0.2%
    First National Bank of America $265,000 n/a 0.2%
    Flagstar Bank, FSB $125,000 $260,000 108.0% 0.2%
    HOWARD HANNA FINANCIAL SERVICES, INC. $255,000 n/a 0.2%
    Abound Federal Credit Union $245,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $295,000 $245,000 -16.9% 0.1%
    U.S. Bank $205,000 $235,000 14.6% 0.1%
    Wells Fargo Bank $240,000 $230,000 -4.2% 0.1%
    American Mortgage & Equity Consultants, Inc. $225,000 n/a 0.1%
    First Savings Bank $300,000 $215,000 -28.3% 0.1%
    ROYAL UNITED MORTGAGE LLC $150,000 $210,000 40.0% 0.1%
    WesBanco $105,000 $210,000 100.0% 0.1%
    Deere Employees Credit Union $205,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $105,000 $195,000 85.7% 0.1%
    Century Mortgage Company DBA Century Lending Company $195,000 $195,000 0.0% 0.1%
    POLARIS HOME FUNDING CORP. $195,000 n/a 0.1%
    Equity Prime Mortgage LLC $85,000 $185,000 117.6% 0.1%
    JMAC LENDING, INC. $185,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 n/a 0.1%
    First Merchants Bank $145,000 $165,000 13.8% 0.1%
    Ixonia Bank $165,000 n/a 0.1%
    MJW Financial LLC $165,000 n/a 0.1%
    Citizens Bank $330,000 $155,000 -53.0% 0.1%
    M&T Bank $155,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $155,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $85,000 $155,000 82.4% 0.1%
    V.I.P. MORTGAGE, INC. $155,000 n/a 0.1%
    Meade County Bank $145,000 n/a 0.1%
    Centier Bank $370,000 $135,000 -63.5% 0.1%
    Magnolia Bank $135,000 n/a 0.1%
    Ally Bank $125,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $125,000 n/a 0.1%
    STAR Financial Bank $295,000 $125,000 -57.6% 0.1%
    The State Bank and Trust Company $125,000 n/a 0.1%
    First Harrison Bank $185,000 $115,000 -37.8% 0.1%
    Figure Lending LLC $105,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $375,000 $95,000 -74.7% 0.1%
    Horizon Bank $35,000 $95,000 171.4% 0.1%
    AMERISAVE MORTGAGE CORPORATION $990,000 $75,000 -92.4% 0.0%
    PHH Mortgage Corporation $135,000 $75,000 -44.4% 0.0%
    STOCKTON MORTGAGE CORPORATION $265,000 $75,000 -71.7% 0.0%
    NAVY FEDERAL CREDIT UNION $70,000 n/a 0.0%
    Flanagan State Bank $65,000 n/a 0.0%
    American Mortgage Bank, LLC $55,000 n/a 0.0%

    Seymour's top lender by overall market share is Jackson County Bank, with 16.3% market share. In second place, with 13.4%, is Centra Credit Union, having originated $22,190,000 in loans. In third place, with 6.4%, is Stock Yards Bank & Trust Company, having originated $10,565,000 in loans. In fourth place, with 5.7%, is Wolfe Financial, Inc, having originated $9,515,000 in loans. In fifth place, with 4.4%, is QUICKEN LOANS, LLC, having originated $7,280,000 in loans.

    Seymour Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $102,150 (-7.1%) $133,512 (-8.6%) 0.00 140
    2018-02-01 $121,400 (15.2%) $147,387 (2.4%) 0.00 126
    2018-03-01 $122,900 (20.6%) $163,894 (15.3%) 0.00 119
    2018-04-01 $122,175 (3.1%) $162,272 (8.7%) 0.00 113
    2018-05-01 $125,450 (11.9%) $171,055 (15.2%) 0.00 109
    2018-06-01 $128,000 (15.9%) $172,683 (17.6%) 0.00 110
    2018-07-01 $129,950 (18.2%) $170,303 (18.5%) 0.00 126
    2018-08-01 $126,975 (16.4%) $159,728 (17.8%) 0.00 127
    2018-09-01 $124,900 (25.0%) $156,941 (19.7%) 0.00 114
    2018-10-01 $130,733 (29.9%) $163,293 (23.5%) 0.00 122
    2018-11-01 $134,375 (32.5%) $162,512 (21.8%) 0.00 119
    2018-12-01 $134,900 (35.0%) $161,586 (26.2%) 0.00 109
    2019-01-01 $134,500 (31.7%) $157,647 (18.1%) 0.00 101
    2019-02-01 $131,150 (8.0%) $165,317 (12.2%) 0.00 89
    2019-03-01 $129,014 (5.0%) $173,787 (6.0%) 0.00 84
    2019-04-01 $139,700 (14.3%) $180,919 (11.5%) 0.00 79
    2019-05-01 $145,000 (15.6%) $181,746 (6.3%) 0.00 77
    2019-06-01 $157,400 (23.0%) $201,038 (16.4%) 0.00 72
    2019-07-01 $159,900 (23.1%) $210,083 (23.4%) 0.00 80
    2019-08-01 $159,900 (25.9%) $213,296 (33.5%) 0.00 90
    2019-09-01 $159,900 (28.0%) $217,070 (38.3%) 0.00 86
    2019-10-01 $159,700 (22.2%) $215,584 (32.0%) 0.00 82
    2019-11-01 $164,900 (22.7%) $223,342 (37.4%) 0.00 79
    2019-12-01 $165,050 (22.4%) $216,868 (34.2%) 0.00 79
    2020-01-01 $169,900 (26.3%) $212,512 (34.8%) 0.00 66
    2020-02-01 $180,500 (37.6%) $223,508 (35.2%) 0.00 65
    2020-03-01 $189,900 (47.2%) $235,795 (35.7%) 0.00 55
    2020-04-01 $179,900 (28.8%) $232,131 (28.3%) 0.00 52
    2020-05-01 $184,900 (27.5%) $235,947 (29.8%) 0.00 51
    2020-06-01 $198,400 (26.1%) $243,774 (21.3%) 0.00 51
    2020-07-01 $201,300 (25.9%) $244,437 (16.4%) 0.00 56
    2020-08-01 $197,900 (23.8%) $235,594 (10.5%) 0.00 56
    2020-09-01 $198,900 (24.4%) $241,211 (11.1%) 0.00 56
    2020-10-01 $196,450 (23.0%) $237,950 (10.4%) 0.00 54
    2020-11-01 $190,800 (15.7%) $223,122 (-0.1%) 0.00 53
    2020-12-01 $184,900 (12.0%) $216,405 (-0.2%) 0.00 52
    2021-01-01 $172,400 (1.5%) $203,388 (-4.3%) 0.00 34
    2021-02-01 $174,900 (-3.1%) $228,042 (2.0%) 0.00 29
    2021-03-01 $173,675 (-8.5%) $229,269 (-2.8%) 0.00 25
    2021-04-01 $174,900 (-2.8%) $265,252 (14.3%) 0.00 23
    2021-05-01 $195,000 (5.5%) $290,297 (23.0%) 0.00 26
    2021-06-01 $223,700 (12.8%) $286,570 (17.6%) 0.00 24
    2021-07-01 $191,950 (-4.6%) $268,359 (9.8%) 0.00 32
    2021-08-01 $199,900 (1.0%) $287,375 (22.0%) 0.00 46
    2021-09-01 $194,975 (-2.0%) $266,400 (10.4%) 0.00 53
    2021-10-01 $177,450 (-9.7%) $245,773 (3.3%) 0.00 59
    2021-11-01 $187,450 (-1.8%) $254,917 (14.3%) 0.00 55
    2021-12-01 $201,175 (8.8%) $255,667 (18.1%) 0.00 49
    2022-01-01 $227,900 (32.2%) $265,077 (30.3%) 0.00 42
    2022-02-01 $224,475 (28.3%) $283,787 (24.5%) 0.00 29
    2022-03-01 $226,950 (30.7%) $311,951 (36.1%) 0.00 28
    2022-04-01 $224,950 (28.6%) $325,157 (22.6%) 0.00 37
    2022-05-01 $219,900 (12.8%) $307,322 (5.9%) 0.00 42
    2022-06-01 $227,675 (1.8%) $310,309 (8.3%) 0.00 50
    2022-07-01 $239,900 (25.0%) $304,752 (13.6%) 0.00 57
    2022-08-01 $239,900 (20.0%) $291,988 (1.6%) 0.00 56
    2022-09-01 $244,900 (25.6%) $300,920 (13.0%) 0.00 51
    2022-10-01 $239,950 (35.2%) $301,109 (22.5%) 0.00 60
    2022-11-01 $270,975 (44.6%) $309,746 (21.5%) 0.00 61
    2022-12-01 $274,900 (36.7%) $323,741 (26.6%) 0.00 57
    2023-01-01 $262,925 (15.4%) $297,288 (12.2%) 0.00 54
    2023-02-01 $260,950 (16.3%) $299,384 (5.5%) 0.00 43
    2023-03-01 $260,425 (14.8%) $298,187 (-4.4%) 0.00 33
    2023-04-01 $264,900 (17.8%) $306,180 (-5.8%) 0.00 26
    2023-05-01 $245,900 (11.8%) $279,048 (-9.2%) 0.00 28
    2023-06-01 $253,725 (11.4%) $285,053 (-8.1%) 0.00 33
    2023-07-01 $235,000 (-2.0%) $289,322 (-5.1%) 0.00 36
    2023-08-01 $272,200 (13.5%) $297,773 (2.0%) 0.00 43
    2023-09-01 $269,900 (10.2%) $305,178 (1.4%) 0.00 51
    2023-10-01 $266,700 (11.2%) $294,601 (-2.2%) 0.00 55
    2023-11-01 $257,200 (-5.1%) $303,583 (-2.0%) 0.00 61
    2023-12-01 $267,200 (-2.8%) $316,168 (-2.3%) 0.00 59
    2024-01-01 $273,725 (4.1%) $310,891 (4.6%) 0.00 57
    2024-02-01 $267,450 (2.5%) $303,347 (1.3%) 0.00 54
    2024-03-01 $289,950 (11.3%) $322,490 (8.2%) 0.00 51
    2024-04-01 $274,950 (3.8%) $316,596 (3.4%) 0.00 51
    2024-05-01 $267,450 (8.8%) $311,055 (11.5%) 0.00 52
    2024-06-01 $259,900 (2.4%) $310,884 (9.1%) 0.00 43
    2024-07-01 $259,900 (10.6%) $306,885 (6.1%) 0.00 55
    2024-08-01 $249,900 (-8.2%) $291,618 (-2.1%) 0.00 66
    2024-09-01 $263,375 (-2.4%) $289,775 (-5.1%) 0.00 72
    2024-10-01 $253,675 (-4.9%) $299,309 (1.6%) 0.00 71
    2024-11-01 $259,900 (1.1%) $292,854 (-3.5%) 0.00 66
    2024-12-01 $272,000 (1.8%) $310,013 (-2.0%) 0.00 69
    2025-01-01 $274,375 (0.2%) $306,856 (-1.3%) 0.00 71
    2025-02-01 $263,725 (-1.4%) $304,709 (0.5%) 0.00 69
    2025-03-01 $260,000 (-10.3%) $298,415 (-7.5%) 0.00 73
    2025-04-01 $262,450 (-4.6%) $296,924 (-6.2%) 0.00 73
    Seymour's median listing price for 2025-04-01 was $262,450, a difference of $-12,500 (-4.6%) versus the prior year and $2,450 versus the prior month.

    Seymour's median listing price comes in at 0% of the national average.

    Seymour's average listing price for 2025-04-01 was $296,924, a difference of $-19,672 (-6.2%) versus the prior year and $-1,491 versus the prior month.

    For the 2025-04-01 period, Seymour had 73 MLS listings, a difference of 0 listings (0%) versus the prior month and 22 listings (43%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,575 sqft
    2018-02-01 0 days 1,608 sqft
    2018-03-01 0 days 1,714 sqft
    2018-04-01 0 days 1,680 sqft
    2018-05-01 0 days 1,680 sqft
    2018-06-01 0 days 1,687 sqft
    2018-07-01 0 days 1,600 sqft
    2018-08-01 0 days 1,614 sqft
    2018-09-01 0 days 1,620 sqft
    2018-10-01 0 days 1,642 sqft
    2018-11-01 0 days 1,620 sqft
    2018-12-01 0 days 1,618 sqft
    2019-01-01 0 days 1,619 sqft
    2019-02-01 0 days 1,784 sqft
    2019-03-01 0 days 1,821 sqft
    2019-04-01 0 days 1,869 sqft
    2019-05-01 0 days 1,900 sqft
    2019-06-01 0 days 1,928 sqft
    2019-07-01 0 days 1,981 sqft
    2019-08-01 0 days 2,127 sqft
    2019-09-01 0 days 2,128 sqft
    2019-10-01 0 days 2,059 sqft
    2019-11-01 0 days 1,991 sqft
    2019-12-01 0 days 1,926 sqft
    2020-01-01 0 days 1,930 sqft
    2020-02-01 0 days 1,890 sqft
    2020-03-01 0 days 1,834 sqft
    2020-04-01 0 days 1,775 sqft
    2020-05-01 0 days 1,806 sqft
    2020-06-01 0 days 1,807 sqft
    2020-07-01 0 days 1,872 sqft
    2020-08-01 0 days 1,778 sqft
    2020-09-01 0 days 1,791 sqft
    2020-10-01 0 days 1,943 sqft
    2020-11-01 0 days 1,871 sqft
    2020-12-01 0 days 1,773 sqft
    2021-01-01 0 days 1,653 sqft
    2021-02-01 0 days 1,940 sqft
    2021-03-01 0 days 1,912 sqft
    2021-04-01 0 days 2,130 sqft
    2021-05-01 0 days 1,990 sqft
    2021-06-01 0 days 2,035 sqft
    2021-07-01 0 days 1,962 sqft
    2021-08-01 0 days 2,152 sqft
    2021-09-01 0 days 1,877 sqft
    2021-10-01 0 days 1,903 sqft
    2021-11-01 0 days 1,869 sqft
    2021-12-01 0 days 1,910 sqft
    2022-01-01 0 days 1,932 sqft
    2022-02-01 0 days 1,980 sqft
    2022-03-01 0 days 2,063 sqft
    2022-04-01 0 days 2,075 sqft
    2022-05-01 0 days 1,854 sqft
    2022-06-01 0 days 2,151 sqft
    2022-07-01 0 days 2,134 sqft
    2022-08-01 0 days 1,955 sqft
    2022-09-01 0 days 1,909 sqft
    2022-10-01 0 days 2,047 sqft
    2022-11-01 0 days 2,314 sqft
    2022-12-01 0 days 2,182 sqft
    2023-01-01 0 days 1,991 sqft
    2023-02-01 0 days 2,030 sqft
    2023-03-01 0 days 2,134 sqft
    2023-04-01 0 days 1,951 sqft
    2023-05-01 0 days 1,706 sqft
    2023-06-01 0 days 1,811 sqft
    2023-07-01 0 days 1,951 sqft
    2023-08-01 0 days 2,126 sqft
    2023-09-01 0 days 1,974 sqft
    2023-10-01 0 days 1,781 sqft
    2023-11-01 0 days 1,712 sqft
    2023-12-01 0 days 1,847 sqft
    2024-01-01 0 days 1,794 sqft
    2024-02-01 0 days 1,793 sqft
    2024-03-01 0 days 1,957 sqft
    2024-04-01 0 days 2,065 sqft
    2024-05-01 0 days 1,949 sqft
    2024-06-01 0 days 1,810 sqft
    2024-07-01 0 days 1,808 sqft
    2024-08-01 0 days 1,866 sqft
    2024-09-01 0 days 1,935 sqft
    2024-10-01 0 days 2,061 sqft
    2024-11-01 0 days 2,169 sqft
    2024-12-01 0 days 2,169 sqft
    2025-01-01 0 days 2,224 sqft
    2025-02-01 0 days 2,134 sqft
    2025-03-01 0 days 2,041 sqft
    2025-04-01 0 days 1,950 sqft
    Seymour's median listing age (time on market) for 2025-04-01 was 0 days.

    Seymour's median square footage for active listings during the 2025-04-01 period was 1,950 sqft. One year prior, the average listing was 2,065 sqft.

    Seymour, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 459 $105,865,000 $230,643
    Cash Out Refi 167 $24,205,000 $144,940
    Other 162 $14,070,000 $86,852
    Refi 91 $15,195,000 $166,978
    Home Improvement 84 $6,280,000 $74,762
    NA 1 $105,000 $105,000

    Seymour's most frequently cited loan purpose was Home Purchase, with 459 originations. The 2nd most popular reason was Cash Out Refi, with 167 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 432 $80,760,000 $186,944
    7-8% 219 $51,495,000 $235,137
    5-6% 140 $18,480,000 $132,000
    Over 8% 132 $10,430,000 $79,015
    <2.5% 21 $1,015,000 $48,333
    4-5% 7 $2,085,000 $297,857
    3-4% 3 $325,000 $108,333

    During 2024, Seymour's most frequently originated rate bucket was 6-7%, with 432 originations.

    Loan Sizing (Seymour, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 334 $50,640,000 $151,617
    $100,000 or less 333 $17,915,000 $53,799
    $200k-400k 263 $68,445,000 $260,247
    $400k-600k 27 $12,275,000 $454,630
    $600k-1000k 4 $3,210,000 $802,500
    $Over $1MM 3 $13,235,000 $4,411,667

    Seymour's loan sizing saw the bucket of loans from $100k-200k with 334 originations, totaling $50,640,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 376 $86,300,000 $229,521
    60-80% 168 $42,860,000 $255,119
    20-40% 164 $13,400,000 $81,707
    Under 20% 148 $5,640,000 $38,108
    40-60% 87 $12,365,000 $142,126
    Over 100% 3 $1,035,000 $345,000

    Seymour's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 376 originations, totaling $86,300,000 in origination value.