Seymour Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Seymour averaged 6.49% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.38% and one month ago for the week of 2024-11-07, the average rate was 6.78%.

    Seymour's average rate one year ago was 6.72%.

    For refis of the same type during the week of 2024-12-12, the average rate was 7.2%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Seymour 30 Year Fixed Rate 2024-12-12 6.49%
    Seymour 30 Year Fixed Rate Refi 2024-12-12 7.2%
    Seymour 15 Year Fixed Rate 2024-12-12 5.74%
    Seymour 15 Year Fixed Rate Refi 2024-12-12 6.24%
    Seymour 30 Year FHA 2024-12-12 6.58%
    Seymour 30 Year FHA Refi 2024-12-12 6.28%
    Seymour 30 Year USDA 2024-12-12 6.5%
    Seymour 30 Year USDA Refi 2024-12-12 6.4%
    Seymour 30 Year VA 2024-12-12 6.28%
    Seymour 30 Year VA Refi 2024-12-12 6.28%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Seymour, IN.

    Seymour Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Seymour, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Jackson County Bank 52 6.10% $3,300
    Centra Credit Union 45 6.31% $2,723
    GVC MORTGAGE, INC. 25 7.25% $5,321
    Wolfe Financial, Inc 24 6.99% $4,195
    First Financial Bank 17 6.81% $3,302
    Old National Bank 9 6.96% $2,082
    RUOFF MORTGAGE COMPANY, INC. 9 6.72% $2,396
    QUICKEN LOANS, LLC 8 6.72% $5,682
    The Federal Savings Bank 6 6.19% $4,647
    Northwest Bank 6 5.81% $3,236
    German American Bank 5 6.68% $2,773
    Farm Credit Mid-America, ACA 4 7.03% $4,945
    PNC Bank 4 6.84% $3,297
    CHURCHILL MORTGAGE CORPORATION 3 6.79% $4,169
    The Huntington National Bank 3 7.08% $4,521
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.83% $4,343
    JPMorgan Chase Bank 2 6.56% $1,486
    Mr. Cooper ( Nationstar Mortgage ) 2 6.88% $5,166
    Northpointe Bank 2 7.31% $5,157
    BEACON CREDIT UNION 2 6.50% $2,601
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.74% $2,411
    First Savings Bank 2 7.00% $1,809
    HALLMARK HOME MORTGAGE, LLC 2 7.25% $4,903
    UNITED WHOLESALE MORTGAGE, LLC 2 7.66% $4,223
    USAA Federal Savings Bank 2 7.50% $3,381
    CROSSCOUNTRY MORTGAGE, LLC 2 7.50% $5,427
    21ST MORTGAGE CORPORATION 1 7.50% $7,048
    ZILLOW HOME LOANS, LLC 1 5.88% $5,517
    Advisors Mortgage Group, L.L.C. 1 6.49% $2,153
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.13% $3,485
    BROKER SOLUTIONS, INC. 1 6.99% $5,434
    CARDINAL FINANCIAL 1 6.13% $5,507
    Centier Bank 1 5.50% $10,853
    Citizens Bank 1 6.63% $880
    CMG MORTGAGE, INC. 1 7.88% $5,114
    DIRECT MORTGAGE LOANS, LLC 1 7.13% $16,036
    First Harrison Bank 1 5.75% $2,055
    First Merchants Bank 1 6.63% $2,506
    First Option Mortgage, LLC 1 7.00% $7,055
    INDIANA UNIVERSITY CREDIT UNION 1 7.25% $1,959
    LAKEVIEW LOAN SERVICING, LLC 1 6.63% $4,176
    LOANDEPOT.COM, LLC 1 6.63% $4,693
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.25% $4,678
    NEWREZ LLC 1 5.99% $6,139
    Prosperity Home Mortgage, LLC 1 6.50% $6,061
    Regions Bank 1 7.50% $4,358
    SIRVA MORTGAGE, INC. 1 7.63% $1,056
    STAR Financial Bank 1 6.75% $2,807
    STOCKTON MORTGAGE CORPORATION 1 6.13% $4,504
    The Friendship State Bank 1 6.75% $2,513
    Union Savings Bank 1 5.25% $535
    U.S. Bank 1 7.63% $4,103
    Wells Fargo Bank 1 6.75% $6,755

    Seymour Average Closing Costs & Other Stats

    Seymour, IN's 53 lenders originated 837 loans during 2023. The total origination value was $126,535,000, with an average loan value of $151,177.

    Seymour's average closing costs are $4,002.

    The top Seymour lender as defined by loan originations is Jackson County Bank, with 52 loans originated. Their average total fees are $3,300, which is $576 higher than the next largest lender, Centra Credit Union.

    The lowest fee Seymour lenders (with over 10 loans originated) are Centra Credit Union ($2,723), Jackson County Bank ($3,300), First Financial Bank ($3,302), Wolfe Financial, Inc ($4,195) and GVC MORTGAGE, INC. ($5,321).

    The lowest rate Seymour lenders (with over 10 loans originated) are Jackson County Bank (6.10%), Centra Credit Union (6.31%), First Financial Bank (6.81%), Wolfe Financial, Inc (6.99%) and GVC MORTGAGE, INC. (7.25%).

    Seymour, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Jackson County Bank $34,360,000 $25,450,000 -25.9% 20.1%
    Centra Credit Union $14,800,000 $13,500,000 -8.8% 10.7%
    GVC MORTGAGE, INC. $11,190,000 $11,625,000 3.9% 9.2%
    Wolfe Financial, Inc $18,070,000 $11,015,000 -39.0% 8.7%
    First Financial Bank $5,420,000 $6,285,000 16.0% 5.0%
    QUICKEN LOANS, LLC $7,585,000 $4,945,000 -34.8% 3.9%
    Old National Bank $6,850,000 $3,875,000 -43.4% 3.1%
    RUOFF MORTGAGE COMPANY, INC. $7,380,000 $3,815,000 -48.3% 3.0%
    DIRECT MORTGAGE LOANS, LLC $4,700,000 $3,210,000 -31.7% 2.5%
    German American Bank $5,715,000 $2,915,000 -49.0% 2.3%
    Owen County State Bank $2,395,000 $2,585,000 7.9% 2.0%
    PNC Bank $3,985,000 $2,180,000 -45.3% 1.7%
    Northwest Bank $2,710,000 $2,040,000 -24.7% 1.6%
    The Federal Savings Bank $1,890,000 n/a 1.5%
    Mortgage Research Center, LLC $2,940,000 $1,855,000 -36.9% 1.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,320,000 $1,815,000 37.5% 1.4%
    HALLMARK HOME MORTGAGE, LLC $2,065,000 $1,385,000 -32.9% 1.1%
    The Huntington National Bank $1,130,000 $1,175,000 4.0% 0.9%
    Prosperity Home Mortgage, LLC $1,060,000 n/a 0.8%
    Farm Credit Mid-America, ACA $1,900,000 $1,045,000 -45.0% 0.8%
    AMERISAVE MORTGAGE CORPORATION $1,660,000 $990,000 -40.4% 0.8%
    PENNYMAC LOAN SERVICES, LLC $945,000 $895,000 -5.3% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $945,000 $830,000 -12.2% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,290,000 $810,000 -37.2% 0.6%
    UNITED WHOLESALE MORTGAGE, LLC $955,000 $810,000 -15.2% 0.6%
    BEACON CREDIT UNION $145,000 $805,000 455.2% 0.6%
    USAA Federal Savings Bank $440,000 $725,000 64.8% 0.6%
    CMG MORTGAGE, INC. $480,000 $690,000 43.8% 0.5%
    Northpointe Bank $620,000 $625,000 0.8% 0.5%
    LOANDEPOT.COM, LLC $1,590,000 $615,000 -61.3% 0.5%
    Carrington Mortgage Services, LLC $885,000 $595,000 -32.8% 0.5%
    CARDINAL FINANCIAL $1,055,000 $560,000 -46.9% 0.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $95,000 $500,000 426.3% 0.4%
    FIRST COMMUNITY MORTGAGE, INC. $175,000 $490,000 180.0% 0.4%
    UNION HOME MORTGAGE CORP. $290,000 $430,000 48.3% 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $415,000 n/a 0.3%
    CHURCHILL MORTGAGE CORPORATION $565,000 $375,000 -33.6% 0.3%
    Centier Bank $285,000 $370,000 29.8% 0.3%
    BROKER SOLUTIONS, INC. $985,000 $350,000 -64.5% 0.3%
    Fifth Third Bank $1,670,000 $340,000 -79.6% 0.3%
    PENTAGON FEDERAL CREDIT UNION $335,000 n/a 0.3%
    Citizens Bank $380,000 $330,000 -13.2% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $315,000 n/a 0.2%
    Advisors Mortgage Group, L.L.C. $300,000 n/a 0.2%
    First Savings Bank $115,000 $300,000 160.9% 0.2%
    JPMorgan Chase Bank $130,000 $300,000 130.8% 0.2%
    TOP FLITE FINANCIAL, INC. $300,000 n/a 0.2%
    STAR Financial Bank $295,000 n/a 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $485,000 $295,000 -39.2% 0.2%
    NEWREZ LLC $690,000 $290,000 -58.0% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $515,000 $280,000 -45.6% 0.2%
    21ST MORTGAGE CORPORATION $475,000 $270,000 -43.2% 0.2%
    LOANPAL, LLC $235,000 $270,000 14.9% 0.2%
    STOCKTON MORTGAGE CORPORATION $595,000 $265,000 -55.5% 0.2%
    Union Savings Bank $855,000 $240,000 -71.9% 0.2%
    Wells Fargo Bank $1,095,000 $240,000 -78.1% 0.2%
    Regions Bank $365,000 $235,000 -35.6% 0.2%
    EMM LOANS LLC $225,000 n/a 0.2%
    Sierra Pacific Mortgage Company, Inc. $225,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $215,000 n/a 0.2%
    First Option Mortgage, LLC $205,000 n/a 0.2%
    U.S. Bank $120,000 $205,000 70.8% 0.2%
    CALIBER HOME LOANS, INC. $300,000 $195,000 -35.0% 0.2%
    Century Mortgage Company DBA Century Lending Company $720,000 $195,000 -72.9% 0.2%
    The Friendship State Bank $195,000 n/a 0.2%
    First Harrison Bank $185,000 n/a 0.1%
    Bank of England $175,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $330,000 $165,000 -50.0% 0.1%
    PLANET HOME LENDING, LLC $390,000 $165,000 -57.7% 0.1%
    SIRVA MORTGAGE, INC. $165,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $160,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $155,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $155,000 n/a 0.1%
    Nations Lending Corporation $155,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $605,000 $150,000 -75.2% 0.1%
    First Merchants Bank $135,000 $145,000 7.4% 0.1%
    PHH Mortgage Corporation $135,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $420,000 $135,000 -67.9% 0.1%
    ENDEAVOR CAPITAL, LLC. $125,000 n/a 0.1%
    Flagstar Bank, FSB $735,000 $125,000 -83.0% 0.1%
    FREEDOM MORTGAGE CORPORATION $2,555,000 $125,000 -95.1% 0.1%
    OPEN MORTGAGE, LLC $125,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $105,000 n/a 0.1%
    WesBanco $370,000 $105,000 -71.6% 0.1%
    CRANE $320,000 $100,000 -68.8% 0.1%
    AMCAP MORTGAGE, LTD. $85,000 $95,000 11.8% 0.1%
    EVERETT FINANCIAL, INC. $95,000 n/a 0.1%
    INDIANA UNIVERSITY CREDIT UNION $385,000 $95,000 -75.3% 0.1%
    N R L Federal Credit Union $95,000 n/a 0.1%
    Discover Bank $45,000 $90,000 100.0% 0.1%
    Equity Prime Mortgage LLC $65,000 $85,000 30.8% 0.1%
    Third Federal Savings and Loan Association of Cleveland $85,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $85,000 n/a 0.1%
    FORUM Credit Union $350,000 $65,000 -81.4% 0.1%
    Elements Financial Federal Credit Union $875,000 $55,000 -93.7% 0.0%
    Horizon Bank $15,000 $35,000 133.3% 0.0%
    TEACHERS CREDIT UNION $25,000 n/a 0.0%

    Seymour's top lender by overall market share is Jackson County Bank, with 20.1% market share. In second place, with 10.7%, is Centra Credit Union, having originated $13,500,000 in loans. In third place, with 9.2%, is GVC MORTGAGE, INC., having originated $11,625,000 in loans. In fourth place, with 8.7%, is Wolfe Financial, Inc, having originated $11,015,000 in loans. In fifth place, with 5.0%, is First Financial Bank, having originated $6,285,000 in loans.

    Seymour Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $102,150 (-7.1%) $133,512 (-9.0%) 0.00 140
    2018-02-01 $121,400 (15.2%) $147,387 (1.9%) 0.00 126
    2018-03-01 $122,900 (23.0%) $163,894 (15.0%) 0.00 119
    2018-04-01 $122,175 (3.6%) $162,272 (8.7%) 0.00 113
    2018-05-01 $125,450 (11.9%) $171,055 (15.2%) 0.00 109
    2018-06-01 $128,000 (16.5%) $172,683 (17.9%) 0.00 110
    2018-07-01 $129,950 (18.2%) $170,303 (18.4%) 0.00 126
    2018-08-01 $126,975 (16.6%) $159,728 (17.8%) 0.00 127
    2018-09-01 $124,900 (25.0%) $156,941 (19.7%) 0.00 114
    2018-10-01 $130,733 (29.9%) $163,293 (23.5%) 0.00 122
    2018-11-01 $134,375 (32.5%) $162,512 (21.8%) 0.00 120
    2018-12-01 $134,900 (35.0%) $162,251 (26.7%) 0.00 110
    2019-01-01 $134,500 (31.7%) $158,497 (18.7%) 0.00 102
    2019-02-01 $131,150 (8.0%) $165,317 (12.2%) 0.00 89
    2019-03-01 $129,014 (5.0%) $173,787 (6.0%) 0.00 84
    2019-04-01 $139,700 (14.3%) $180,919 (11.5%) 0.00 79
    2019-05-01 $145,000 (15.6%) $181,746 (6.3%) 0.00 77
    2019-06-01 $157,400 (23.0%) $201,038 (16.4%) 0.00 72
    2019-07-01 $158,650 (22.1%) $210,240 (23.5%) 0.00 80
    2019-08-01 $159,900 (25.9%) $213,525 (33.7%) 0.00 89
    2019-09-01 $159,900 (28.0%) $217,170 (38.4%) 0.00 86
    2019-10-01 $159,700 (22.2%) $215,598 (32.0%) 0.00 82
    2019-11-01 $164,900 (22.7%) $223,342 (37.4%) 0.00 79
    2019-12-01 $165,050 (22.4%) $216,504 (33.4%) 0.00 78
    2020-01-01 $168,800 (25.5%) $211,372 (33.4%) 0.00 65
    2020-02-01 $180,500 (37.6%) $224,265 (35.7%) 0.00 64
    2020-03-01 $189,900 (47.2%) $235,795 (35.7%) 0.00 55
    2020-04-01 $179,900 (28.8%) $232,131 (28.3%) 0.00 52
    2020-05-01 $182,400 (25.8%) $235,947 (29.8%) 0.00 51
    2020-06-01 $198,400 (26.1%) $243,774 (21.3%) 0.00 51
    2020-07-01 $201,300 (26.9%) $244,437 (16.3%) 0.00 56
    2020-08-01 $197,900 (23.8%) $235,594 (10.3%) 0.00 56
    2020-09-01 $198,900 (24.4%) $241,211 (11.1%) 0.00 56
    2020-10-01 $196,450 (23.0%) $237,950 (10.4%) 0.00 54
    2020-11-01 $189,900 (15.2%) $222,421 (-0.4%) 0.00 52
    2020-12-01 $184,900 (12.0%) $215,935 (-0.3%) 0.00 51
    2021-01-01 $172,400 (2.1%) $202,498 (-4.2%) 0.00 34
    2021-02-01 $174,900 (-3.1%) $228,042 (1.7%) 0.00 29
    2021-03-01 $173,675 (-8.5%) $229,269 (-2.8%) 0.00 25
    2021-04-01 $174,900 (-2.8%) $265,252 (14.3%) 0.00 23
    2021-05-01 $195,000 (6.9%) $290,297 (23.0%) 0.00 26
    2021-06-01 $217,475 (9.6%) $287,228 (17.8%) 0.00 24
    2021-07-01 $191,950 (-4.6%) $268,359 (9.8%) 0.00 32
    2021-08-01 $199,900 (1.0%) $285,867 (21.3%) 0.00 46
    2021-09-01 $194,975 (-2.0%) $266,400 (10.4%) 0.00 53
    2021-10-01 $177,450 (-9.7%) $245,773 (3.3%) 0.00 59
    2021-11-01 $187,450 (-1.3%) $254,917 (14.6%) 0.00 55
    2021-12-01 $194,925 (5.4%) $255,852 (18.5%) 0.00 49
    2022-01-01 $226,450 (31.4%) $265,521 (31.1%) 0.00 41
    2022-02-01 $222,500 (27.2%) $277,274 (21.6%) 0.00 28
    2022-03-01 $226,950 (30.7%) $310,748 (35.5%) 0.00 28
    2022-04-01 $225,000 (28.6%) $329,051 (24.1%) 0.00 36
    2022-05-01 $219,900 (12.8%) $308,201 (6.2%) 0.00 41
    2022-06-01 $225,100 (3.5%) $309,907 (7.9%) 0.00 49
    2022-07-01 $239,900 (25.0%) $304,752 (13.6%) 0.00 57
    2022-08-01 $239,900 (20.0%) $291,988 (2.1%) 0.00 56
    2022-09-01 $244,900 (25.6%) $300,920 (13.0%) 0.00 51
    2022-10-01 $239,950 (35.2%) $301,109 (22.5%) 0.00 60
    2022-11-01 $270,975 (44.6%) $310,806 (21.9%) 0.00 60
    2022-12-01 $274,900 (41.0%) $323,741 (26.5%) 0.00 57
    2023-01-01 $262,925 (16.1%) $297,288 (12.0%) 0.00 54
    2023-02-01 $260,950 (17.3%) $299,384 (8.0%) 0.00 43
    2023-03-01 $260,425 (14.8%) $298,187 (-4.0%) 0.00 33
    2023-04-01 $264,900 (17.7%) $306,180 (-7.0%) 0.00 26
    2023-05-01 $249,400 (13.4%) $282,239 (-8.4%) 0.00 27
    2023-06-01 $253,725 (12.7%) $286,049 (-7.7%) 0.00 33
    2023-07-01 $235,000 (-2.0%) $289,322 (-5.1%) 0.00 36
    2023-08-01 $272,200 (13.5%) $297,773 (2.0%) 0.00 43
    2023-09-01 $269,900 (10.2%) $305,178 (1.4%) 0.00 51
    2023-10-01 $267,200 (11.4%) $296,977 (-1.4%) 0.00 54
    2023-11-01 $259,800 (-4.1%) $306,976 (-1.2%) 0.00 60
    2023-12-01 $269,900 (-1.8%) $319,725 (-1.2%) 0.00 58
    2024-01-01 $273,725 (4.1%) $315,020 (6.0%) 0.00 56
    2024-02-01 $269,950 (3.5%) $307,293 (2.6%) 0.00 53
    2024-03-01 $289,950 (11.3%) $322,490 (8.2%) 0.00 51
    2024-04-01 $277,450 (4.7%) $317,910 (3.8%) 0.00 51
    2024-05-01 $267,950 (7.4%) $317,662 (12.6%) 0.00 52
    2024-06-01 $263,500 (3.9%) $315,330 (10.2%) 0.00 44
    2024-07-01 $259,900 (10.6%) $306,885 (6.1%) 0.00 55
    2024-08-01 $249,900 (-8.2%) $291,618 (-2.1%) 0.00 66
    2024-09-01 $263,375 (-2.4%) $289,775 (-5.1%) 0.00 72
    2024-10-01 $253,675 (-5.1%) $299,309 (0.8%) 0.00 71
    2024-11-01 $259,900 (0.0%) $292,854 (-4.6%) 0.00 66
    Seymour's median listing price for 2024-11-01 was $259,900, a difference of $100 (0.0%) versus the prior year and $6,225 versus the prior month.

    Seymour's median listing price comes in at 0% of the national average.

    Seymour's average listing price for 2024-11-01 was $292,854, a difference of $-14,122 (-4.6%) versus the prior year and $-6,455 versus the prior month.

    For the 2024-11-01 period, Seymour had 66 MLS listings, a difference of -5 listings (-7%) versus the prior month and 6 listings (10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,575 sqft
    2018-02-01 0 days 1,608 sqft
    2018-03-01 0 days 1,714 sqft
    2018-04-01 0 days 1,680 sqft
    2018-05-01 0 days 1,680 sqft
    2018-06-01 0 days 1,687 sqft
    2018-07-01 0 days 1,600 sqft
    2018-08-01 0 days 1,614 sqft
    2018-09-01 0 days 1,620 sqft
    2018-10-01 0 days 1,642 sqft
    2018-11-01 0 days 1,620 sqft
    2018-12-01 0 days 1,619 sqft
    2019-01-01 0 days 1,620 sqft
    2019-02-01 0 days 1,784 sqft
    2019-03-01 0 days 1,821 sqft
    2019-04-01 0 days 1,869 sqft
    2019-05-01 0 days 1,900 sqft
    2019-06-01 0 days 1,928 sqft
    2019-07-01 0 days 1,981 sqft
    2019-08-01 0 days 2,137 sqft
    2019-09-01 0 days 2,132 sqft
    2019-10-01 0 days 2,060 sqft
    2019-11-01 0 days 1,991 sqft
    2019-12-01 0 days 1,926 sqft
    2020-01-01 0 days 1,908 sqft
    2020-02-01 0 days 1,860 sqft
    2020-03-01 0 days 1,834 sqft
    2020-04-01 0 days 1,774 sqft
    2020-05-01 0 days 1,806 sqft
    2020-06-01 0 days 1,807 sqft
    2020-07-01 0 days 1,872 sqft
    2020-08-01 0 days 1,778 sqft
    2020-09-01 0 days 1,791 sqft
    2020-10-01 0 days 1,943 sqft
    2020-11-01 0 days 1,863 sqft
    2020-12-01 0 days 1,769 sqft
    2021-01-01 0 days 1,642 sqft
    2021-02-01 0 days 1,940 sqft
    2021-03-01 0 days 1,912 sqft
    2021-04-01 0 days 2,130 sqft
    2021-05-01 0 days 1,990 sqft
    2021-06-01 0 days 2,035 sqft
    2021-07-01 0 days 1,962 sqft
    2021-08-01 0 days 2,152 sqft
    2021-09-01 0 days 1,877 sqft
    2021-10-01 0 days 1,922 sqft
    2021-11-01 0 days 1,887 sqft
    2021-12-01 0 days 1,881 sqft
    2022-01-01 0 days 1,874 sqft
    2022-02-01 0 days 1,962 sqft
    2022-03-01 0 days 2,063 sqft
    2022-04-01 0 days 2,134 sqft
    2022-05-01 0 days 1,889 sqft
    2022-06-01 0 days 2,176 sqft
    2022-07-01 0 days 2,151 sqft
    2022-08-01 0 days 1,957 sqft
    2022-09-01 0 days 1,909 sqft
    2022-10-01 0 days 2,047 sqft
    2022-11-01 0 days 2,337 sqft
    2022-12-01 0 days 2,182 sqft
    2023-01-01 0 days 1,991 sqft
    2023-02-01 0 days 2,030 sqft
    2023-03-01 0 days 2,134 sqft
    2023-04-01 0 days 1,951 sqft
    2023-05-01 0 days 1,706 sqft
    2023-06-01 0 days 1,811 sqft
    2023-07-01 0 days 1,951 sqft
    2023-08-01 0 days 2,126 sqft
    2023-09-01 0 days 1,974 sqft
    2023-10-01 0 days 1,781 sqft
    2023-11-01 0 days 1,712 sqft
    2023-12-01 0 days 1,847 sqft
    2024-01-01 0 days 1,788 sqft
    2024-02-01 0 days 1,793 sqft
    2024-03-01 0 days 1,959 sqft
    2024-04-01 0 days 2,077 sqft
    2024-05-01 0 days 1,924 sqft
    2024-06-01 0 days 1,810 sqft
    2024-07-01 0 days 1,808 sqft
    2024-08-01 0 days 1,866 sqft
    2024-09-01 0 days 1,920 sqft
    2024-10-01 0 days 2,061 sqft
    2024-11-01 0 days 2,169 sqft
    Seymour's median listing age (time on market) for 2024-11-01 was 0 days.

    Seymour's median square footage for active listings during the 2024-11-01 period was 2,169 sqft. One year prior, the average listing was 1,712 sqft.

    Seymour, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 429 $87,345,000 $203,601
    Cash Out Refi 142 $17,950,000 $126,408
    Other 139 $10,495,000 $75,504
    Home Improvement 70 $4,060,000 $58,000
    Refi 57 $6,685,000 $117,281

    Seymour's most frequently cited loan purpose was Home Purchase, with 429 originations. The 2nd most popular reason was Cash Out Refi, with 142 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 289 $49,985,000 $172,958
    7-8% 213 $34,745,000 $163,122
    5-6% 148 $24,540,000 $165,811
    Over 8% 80 $6,330,000 $79,125
    <2.5% 50 $4,100,000 $82,000
    4-5% 23 $2,865,000 $124,565
    2.5-3% 17 $1,225,000 $72,059
    3-4% 3 $135,000 $45,000

    During 2023, Seymour's most frequently originated rate bucket was 6-7%, with 289 originations.

    Loan Sizing (Seymour, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 342 $50,950,000 $148,977
    $100,000 or less 292 $15,710,000 $53,801
    $200k-400k 180 $47,650,000 $264,722
    $400k-600k 17 $7,675,000 $451,471
    $600k-1000k 5 $3,365,000 $673,000
    $Over $1MM 1 $1,185,000 $1,185,000

    Seymour's loan sizing saw the bucket of loans from $100k-200k with 342 originations, totaling $50,950,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 343 $71,215,000 $207,624
    60-80% 153 $28,375,000 $185,458
    Under 20% 129 $5,225,000 $40,504
    20-40% 126 $8,800,000 $69,841
    40-60% 69 $8,605,000 $124,710
    Over 100% 6 $1,730,000 $288,333

    Seymour's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 343 originations, totaling $71,215,000 in origination value.