Seymour Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Seymour averaged
7.17%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
7.36% and
one month ago for the week of 2023-08-17, the
average rate was 6.97%.
Seymour's average rate one year ago was 6%.
For refis of the same type during the week of 2023-09-21, the average rate
was 7.19%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Seymour 30 Year Fixed Rate | 2023-09-21 | 7.17% |
Seymour 30 Year Fixed Rate Refi | 2023-09-21 | 7.19% |
Seymour 15 Year Fixed Rate | 2023-09-21 | 6.34% |
Seymour 15 Year Fixed Rate Refi | 2023-09-21 | 6.94% |
Seymour 30 Year FHA | 2023-09-21 | 6.79% |
Seymour 30 Year FHA Refi | 2023-09-21 | 6.84% |
Seymour 30 Year USDA | 2023-09-21 | 6.54% |
Seymour 30 Year USDA Refi | 2023-09-21 | 6.92% |
Seymour 30 Year VA | 2023-09-21 | 6.92% |
Seymour 30 Year VA Refi | 2023-09-21 | 6.82% |
Seymour Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Seymour, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Seymour Average Closing Costs & Other Stats
Seymour, IN's 66 lenders originated 1,188
loans during 2022. The total origination value was $187,270,000, with an average loan value of
$157,635.
Seymour's average closing costs are $3,820.
The top Seymour lender as defined by loan originations is Jackson County Bank, with
62 loans originated. Their average total fees are
$2,805, which is $31
higher than the next largest lender,
Centra Credit Union.
The lowest fee Seymour lenders (with over 10 loans originated) are
Old National Bank ($1,894), Northwest Bank ($2,099), RUOFF MORTGAGE COMPANY, INC. ($2,235), German American Bank ($2,690) and First Financial Bank ($2,732).
The lowest rate Seymour lenders (with over 10 loans originated) are
Old National Bank (4.33%), QUICKEN LOANS, LLC (4.43%), Centra Credit Union (4.66%), Northwest Bank (4.97%) and RUOFF MORTGAGE COMPANY, INC. (5.05%).
Seymour, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Jackson County Bank | $43,230,000 | $34,360,000 | -20.5% | 18.3% |
Wolfe Financial, Inc | $30,190,000 | $18,070,000 | -40.1% | 9.6% |
Centra Credit Union | $23,190,000 | $14,800,000 | -36.2% | 7.9% |
GVC MORTGAGE, INC. | $13,730,000 | $11,190,000 | -18.5% | 6.0% |
QUICKEN LOANS, LLC | $18,725,000 | $7,585,000 | -59.5% | 4.1% |
RUOFF MORTGAGE COMPANY, INC. | $13,340,000 | $7,380,000 | -44.7% | 3.9% |
Old National Bank | $7,960,000 | $6,850,000 | -13.9% | 3.7% |
German American Bank | $5,540,000 | $5,715,000 | 3.2% | 3.1% |
First Financial Bank | $10,450,000 | $5,420,000 | -48.1% | 2.9% |
DIRECT MORTGAGE LOANS, LLC | $870,000 | $4,700,000 | 440.2% | 2.5% |
United Fidelity Bank, fsb | $4,495,000 | n/a | 2.4% | |
Merchants Bank of Indiana | $4,165,000 | n/a | 2.2% | |
PNC Bank | $4,065,000 | $3,985,000 | -2.0% | 2.1% |
Mortgage Research Center, LLC | $3,615,000 | $2,940,000 | -18.7% | 1.6% |
Northwest Bank | $4,470,000 | $2,710,000 | -39.4% | 1.4% |
FREEDOM MORTGAGE CORPORATION | $5,680,000 | $2,555,000 | -55.0% | 1.4% |
Owen County State Bank | $2,515,000 | $2,395,000 | -4.8% | 1.3% |
HALLMARK HOME MORTGAGE, LLC | $4,115,000 | $2,065,000 | -49.8% | 1.1% |
Farm Credit Mid-America, ACA | $3,800,000 | $1,900,000 | -50.0% | 1.0% |
The Fountain Trust Company | $1,855,000 | n/a | 1.0% | |
Fifth Third Bank | $1,530,000 | $1,670,000 | 9.2% | 0.9% |
AMERISAVE MORTGAGE CORPORATION | $1,275,000 | $1,660,000 | 30.2% | 0.9% |
LOANDEPOT.COM, LLC | $3,210,000 | $1,590,000 | -50.5% | 0.8% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,530,000 | $1,320,000 | -13.7% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $1,220,000 | $1,290,000 | 5.7% | 0.7% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,800,000 | $1,195,000 | -33.6% | 0.6% |
The Huntington National Bank | $280,000 | $1,130,000 | 303.6% | 0.6% |
Wells Fargo Bank | $2,320,000 | $1,095,000 | -52.8% | 0.6% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,185,000 | $1,055,000 | -11.0% | 0.6% |
BROKER SOLUTIONS, INC. | $985,000 | n/a | 0.5% | |
HOME POINT FINANCIAL CORPORATION | $1,655,000 | $955,000 | -42.3% | 0.5% |
UNITED WHOLESALE MORTGAGE, LLC | $3,160,000 | $955,000 | -69.8% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $1,190,000 | $945,000 | -20.6% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $2,450,000 | $945,000 | -61.4% | 0.5% |
Carrington Mortgage Services, LLC | $1,395,000 | $885,000 | -36.6% | 0.5% |
Elements Financial Federal Credit Union | $875,000 | n/a | 0.5% | |
Union Savings Bank | $1,535,000 | $855,000 | -44.3% | 0.5% |
Flagstar Bank, FSB | $745,000 | $735,000 | -1.3% | 0.4% |
Century Mortgage Company DBA Century Lending Company | $720,000 | n/a | 0.4% | |
NEWREZ LLC | $1,745,000 | $690,000 | -60.5% | 0.4% |
Northpointe Bank | $620,000 | n/a | 0.3% | |
ROYAL UNITED MORTGAGE LLC | $640,000 | $605,000 | -5.5% | 0.3% |
STOCKTON MORTGAGE CORPORATION | $145,000 | $595,000 | 310.3% | 0.3% |
CHURCHILL MORTGAGE CORPORATION | $440,000 | $565,000 | 28.4% | 0.3% |
LAKEVIEW LOAN SERVICING, LLC | $495,000 | $515,000 | 4.0% | 0.3% |
MID AMERICA MORTGAGE, INC. | $500,000 | n/a | 0.3% | |
SUCCESS MORTGAGE PARTNERS, INC. | $590,000 | $485,000 | -17.8% | 0.3% |
CMG MORTGAGE, INC. | $480,000 | n/a | 0.3% | |
21ST MORTGAGE CORPORATION | $470,000 | $475,000 | 1.1% | 0.3% |
GUARANTEED RATE, INC. | $105,000 | $460,000 | 338.1% | 0.2% |
USAA Federal Savings Bank | $735,000 | $440,000 | -40.1% | 0.2% |
NAVY FEDERAL CREDIT UNION | $1,350,000 | $425,000 | -68.5% | 0.2% |
ZILLOW HOME LOANS, LLC | $420,000 | n/a | 0.2% | |
First National Bank | $395,000 | n/a | 0.2% | |
PLANET HOME LENDING, LLC | $195,000 | $390,000 | 100.0% | 0.2% |
INDIANA UNIVERSITY CREDIT UNION | $390,000 | $385,000 | -1.3% | 0.2% |
Citizens Bank | $300,000 | $380,000 | 26.7% | 0.2% |
WesBanco Bank, Inc. | $55,000 | $370,000 | 572.7% | 0.2% |
Regions Bank | $320,000 | $365,000 | 14.1% | 0.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $360,000 | n/a | 0.2% | |
FORUM Credit Union | $105,000 | $350,000 | 233.3% | 0.2% |
Paramount Residential Mortgage Group, Inc. | $335,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $750,000 | $330,000 | -56.0% | 0.2% |
CRANE | $320,000 | $320,000 | 0.0% | 0.2% |
FBC MORTGAGE, LLC | $315,000 | n/a | 0.2% | |
Farmers and Mechanics Federal Savings Bank | $305,000 | n/a | 0.2% | |
FCB Banks | $305,000 | n/a | 0.2% | |
CALIBER HOME LOANS, INC. | $995,000 | $300,000 | -69.8% | 0.2% |
EQUITY RESOURCES, INC. | $295,000 | n/a | 0.2% | |
First Federal Bank of the Midwest | $295,000 | n/a | 0.2% | |
Loan Simple, Inc. | $165,000 | $295,000 | 78.8% | 0.2% |
UNION HOME MORTGAGE CORP. | $270,000 | $290,000 | 7.4% | 0.2% |
Centier Bank | $285,000 | n/a | 0.2% | |
M&T Bank | $395,000 | $280,000 | -29.1% | 0.1% |
First Farmers Bank and Trust Company | $275,000 | n/a | 0.1% | |
Armed Forces Bank | $265,000 | n/a | 0.1% | |
North American Savings Bank, F.S.B. | $265,000 | n/a | 0.1% | |
BMO Harris Bank | $75,000 | $235,000 | 213.3% | 0.1% |
LOANPAL, LLC | $235,000 | n/a | 0.1% | |
Magnolia Bank | $235,000 | n/a | 0.1% | |
Republic Bank & Trust Company | $235,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $545,000 | $230,000 | -57.8% | 0.1% |
THRIVE MORTGAGE, LLC | $105,000 | $220,000 | 109.5% | 0.1% |
MJW Financial LLC | $215,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $625,000 | $210,000 | -66.4% | 0.1% |
EVANSVILLE TEACHERS | $230,000 | $200,000 | -13.0% | 0.1% |
Flanagan State Bank | $405,000 | $195,000 | -51.9% | 0.1% |
INOVA FEDERAL CREDIT UNION | $180,000 | n/a | 0.1% | |
FIRST COMMUNITY MORTGAGE, INC. | $175,000 | n/a | 0.1% | |
THE MORTGAGE WAREHOUSE,LLC | $105,000 | $175,000 | 66.7% | 0.1% |
Texana Bank | $165,000 | n/a | 0.1% | |
INDIANA MEMBERS CREDIT UNION | $225,000 | $155,000 | -31.1% | 0.1% |
BEACON CREDIT UNION | $850,000 | $145,000 | -82.9% | 0.1% |
BAYSHORE MORTGAGE FUNDING, LLC | $295,000 | $135,000 | -54.2% | 0.1% |
First Merchants Bank | $35,000 | $135,000 | 285.7% | 0.1% |
MORTGAGE MASTERS OF INDIANA, INC. | $85,000 | $135,000 | 58.8% | 0.1% |
JPMorgan Chase Bank | $915,000 | $130,000 | -85.8% | 0.1% |
REVERSE MORTGAGE FUNDING LLC | $125,000 | n/a | 0.1% | |
The Peoples State Bank | $65,000 | $125,000 | 92.3% | 0.1% |
U.S. Bank | $535,000 | $120,000 | -77.6% | 0.1% |
FAIR WAY LENDING LLC | $535,000 | $115,000 | -78.5% | 0.1% |
First Savings Bank | $115,000 | n/a | 0.1% | |
MIDLAND MORTGAGE CORPORATION | $115,000 | n/a | 0.1% | |
RAPID MORTGAGE COMPANY | $115,000 | n/a | 0.1% | |
First Home Bank | $135,000 | $105,000 | -22.2% | 0.1% |
Strong Home Mortgage, LLC | $105,000 | n/a | 0.1% | |
Watermark Capital, Inc. | $105,000 | n/a | 0.1% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $135,000 | $95,000 | -29.6% | 0.1% |
AMCAP MORTGAGE, LTD. | $85,000 | n/a | 0.0% | |
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
SKYONE Federal Credit Union | $85,000 | n/a | 0.0% | |
The Farmers Bank of Milton | $75,000 | n/a | 0.0% | |
Truist | $95,000 | $75,000 | -21.1% | 0.0% |
AMERIFIRST FINANCIAL CORPORATION | $370,000 | $65,000 | -82.4% | 0.0% |
Equity Prime Mortgage LLC | $65,000 | n/a | 0.0% | |
First National Bank of America | $65,000 | n/a | 0.0% | |
Figure Lending LLC | $155,000 | $60,000 | -61.3% | 0.0% |
KeyBank | $55,000 | n/a | 0.0% | |
Discover Bank | $250,000 | $45,000 | -82.0% | 0.0% |
SPRING EQ, LLC | $45,000 | n/a | 0.0% | |
First Midwest Bank | $35,000 | n/a | 0.0% | |
AMERICAN ADVISORS GROUP | $25,000 | n/a | 0.0% | |
Horizon Bank | $120,000 | $15,000 | -87.5% | 0.0% |
Seymour's top lender by overall market share is Jackson County Bank, with 18.3% market share. In second place, with 9.6%, is Wolfe Financial, Inc, having originated $18,070,000 in loans. In third place, with 7.9%, is Centra Credit Union, having originated $14,800,000 in loans. In fourth place, with 6.0%, is GVC MORTGAGE, INC., having originated $11,190,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $7,585,000 in loans.
Seymour Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $102,150 (-7.1%) | $133,512 (-9.0%) | 0.00 | 140 |
2018-02-01 | $121,400 (15.2%) | $147,387 (1.9%) | 0.00 | 126 |
2018-03-01 | $122,900 (23.0%) | $163,894 (15.0%) | 0.00 | 119 |
2018-04-01 | $122,175 (3.6%) | $162,272 (8.7%) | 0.00 | 113 |
2018-05-01 | $125,450 (11.9%) | $171,055 (15.2%) | 0.00 | 109 |
2018-06-01 | $128,000 (16.5%) | $172,683 (17.9%) | 0.00 | 110 |
2018-07-01 | $129,950 (18.2%) | $170,303 (18.4%) | 0.00 | 126 |
2018-08-01 | $126,975 (16.6%) | $159,728 (17.8%) | 0.00 | 127 |
2018-09-01 | $124,900 (25.0%) | $156,941 (19.7%) | 0.00 | 114 |
2018-10-01 | $130,733 (29.9%) | $163,293 (23.5%) | 0.00 | 122 |
2018-11-01 | $134,375 (32.5%) | $162,512 (21.8%) | 0.00 | 119 |
2018-12-01 | $134,900 (35.0%) | $161,586 (26.2%) | 0.00 | 109 |
2019-01-01 | $134,500 (31.7%) | $157,647 (18.1%) | 0.00 | 101 |
2019-02-01 | $131,150 (8.0%) | $165,317 (12.2%) | 0.00 | 89 |
2019-03-01 | $129,014 (5.0%) | $173,787 (6.0%) | 0.00 | 84 |
2019-04-01 | $139,700 (14.3%) | $180,919 (11.5%) | 0.00 | 79 |
2019-05-01 | $145,000 (15.6%) | $181,746 (6.3%) | 0.00 | 77 |
2019-06-01 | $157,400 (23.0%) | $201,038 (16.4%) | 0.00 | 72 |
2019-07-01 | $158,650 (22.1%) | $210,240 (23.5%) | 0.00 | 80 |
2019-08-01 | $159,900 (25.9%) | $213,525 (33.7%) | 0.00 | 89 |
2019-09-01 | $159,900 (28.0%) | $217,170 (38.4%) | 0.00 | 86 |
2019-10-01 | $159,700 (22.2%) | $215,598 (32.0%) | 0.00 | 82 |
2019-11-01 | $164,900 (22.7%) | $223,342 (37.4%) | 0.00 | 79 |
2019-12-01 | $165,050 (22.4%) | $216,504 (34.0%) | 0.00 | 78 |
2020-01-01 | $168,800 (25.5%) | $211,372 (34.1%) | 0.00 | 65 |
2020-02-01 | $179,000 (36.5%) | $223,692 (35.3%) | 0.00 | 63 |
2020-03-01 | $189,900 (47.2%) | $235,353 (35.4%) | 0.00 | 54 |
2020-04-01 | $179,900 (28.8%) | $231,968 (28.2%) | 0.00 | 51 |
2020-05-01 | $182,400 (25.8%) | $235,707 (29.7%) | 0.00 | 51 |
2020-06-01 | $198,400 (26.1%) | $243,774 (21.3%) | 0.00 | 51 |
2020-07-01 | $201,300 (26.9%) | $244,437 (16.3%) | 0.00 | 56 |
2020-08-01 | $197,900 (23.8%) | $235,594 (10.3%) | 0.00 | 56 |
2020-09-01 | $198,900 (24.4%) | $241,211 (11.1%) | 0.00 | 56 |
2020-10-01 | $196,450 (23.0%) | $237,950 (10.4%) | 0.00 | 54 |
2020-11-01 | $189,900 (15.2%) | $222,421 (-0.4%) | 0.00 | 52 |
2020-12-01 | $184,900 (12.0%) | $215,935 (-0.3%) | 0.00 | 51 |
2021-01-01 | $172,400 (2.1%) | $202,498 (-4.2%) | 0.00 | 34 |
2021-02-01 | $174,900 (-2.3%) | $228,042 (1.9%) | 0.00 | 29 |
2021-03-01 | $173,675 (-8.5%) | $229,269 (-2.6%) | 0.00 | 25 |
2021-04-01 | $174,900 (-2.8%) | $265,252 (14.4%) | 0.00 | 23 |
2021-05-01 | $195,000 (6.9%) | $290,297 (23.2%) | 0.00 | 26 |
2021-06-01 | $217,475 (9.6%) | $287,228 (17.8%) | 0.00 | 24 |
2021-07-01 | $191,950 (-4.6%) | $268,359 (9.8%) | 0.00 | 32 |
2021-08-01 | $199,900 (1.0%) | $287,375 (22.0%) | 0.00 | 46 |
2021-09-01 | $194,975 (-2.0%) | $266,400 (10.4%) | 0.00 | 53 |
2021-10-01 | $177,450 (-9.7%) | $245,773 (3.3%) | 0.00 | 59 |
2021-11-01 | $187,450 (-1.3%) | $254,917 (14.6%) | 0.00 | 55 |
2021-12-01 | $194,925 (5.4%) | $255,852 (18.5%) | 0.00 | 49 |
2022-01-01 | $226,450 (31.4%) | $265,521 (31.1%) | 0.00 | 41 |
2022-02-01 | $222,500 (27.2%) | $277,274 (21.6%) | 0.00 | 28 |
2022-03-01 | $226,950 (30.7%) | $310,748 (35.5%) | 0.00 | 28 |
2022-04-01 | $225,000 (28.6%) | $329,051 (24.1%) | 0.00 | 36 |
2022-05-01 | $219,900 (12.8%) | $308,201 (6.2%) | 0.00 | 41 |
2022-06-01 | $225,100 (3.5%) | $309,907 (7.9%) | 0.00 | 49 |
2022-07-01 | $239,900 (25.0%) | $304,752 (13.6%) | 0.00 | 57 |
2022-08-01 | $239,900 (20.0%) | $291,988 (1.6%) | 0.00 | 56 |
2022-09-01 | $244,900 (25.6%) | $300,920 (13.0%) | 0.00 | 51 |
2022-10-01 | $239,950 (35.2%) | $301,109 (22.5%) | 0.00 | 60 |
2022-11-01 | $270,975 (44.6%) | $310,806 (21.9%) | 0.00 | 60 |
2022-12-01 | $274,900 (41.0%) | $323,741 (26.5%) | 0.00 | 57 |
2023-01-01 | $262,925 (16.1%) | $297,288 (12.0%) | 0.00 | 54 |
2023-02-01 | $260,950 (17.3%) | $299,384 (8.0%) | 0.00 | 43 |
2023-03-01 | $260,425 (14.8%) | $298,187 (-4.0%) | 0.00 | 33 |
2023-04-01 | $264,900 (17.7%) | $306,180 (-7.0%) | 0.00 | 26 |
2023-05-01 | $249,400 (13.4%) | $282,239 (-8.4%) | 0.00 | 27 |
2023-06-01 | $253,725 (12.7%) | $286,049 (-7.7%) | 0.00 | 33 |
2023-07-01 | $235,000 (-2.0%) | $289,322 (-5.1%) | 0.00 | 36 |
2023-08-01 | $272,200 (13.5%) | $297,773 (2.0%) | 0.00 | 43 |
Seymour's median listing price comes in at 0% of the national average.
Seymour's average listing price for 2023-08-01 was $297,773, a difference of $5,785 (2.0%) versus the prior year and $8,451 versus the prior month.
For the 2023-08-01 period, Seymour had 43 MLS listings, a difference of 7 listings (19%) versus the prior month and -13 listings (-23%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,575 sqft |
2018-02-01 | 0 days | 1,608 sqft |
2018-03-01 | 0 days | 1,714 sqft |
2018-04-01 | 0 days | 1,680 sqft |
2018-05-01 | 0 days | 1,680 sqft |
2018-06-01 | 0 days | 1,687 sqft |
2018-07-01 | 0 days | 1,600 sqft |
2018-08-01 | 0 days | 1,614 sqft |
2018-09-01 | 0 days | 1,620 sqft |
2018-10-01 | 0 days | 1,642 sqft |
2018-11-01 | 0 days | 1,620 sqft |
2018-12-01 | 0 days | 1,618 sqft |
2019-01-01 | 0 days | 1,619 sqft |
2019-02-01 | 0 days | 1,784 sqft |
2019-03-01 | 0 days | 1,821 sqft |
2019-04-01 | 0 days | 1,869 sqft |
2019-05-01 | 0 days | 1,900 sqft |
2019-06-01 | 0 days | 1,928 sqft |
2019-07-01 | 0 days | 1,981 sqft |
2019-08-01 | 0 days | 2,137 sqft |
2019-09-01 | 0 days | 2,132 sqft |
2019-10-01 | 0 days | 2,060 sqft |
2019-11-01 | 0 days | 1,991 sqft |
2019-12-01 | 0 days | 1,926 sqft |
2020-01-01 | 0 days | 1,908 sqft |
2020-02-01 | 0 days | 1,890 sqft |
2020-03-01 | 0 days | 1,921 sqft |
2020-04-01 | 0 days | 1,777 sqft |
2020-05-01 | 0 days | 1,821 sqft |
2020-06-01 | 0 days | 1,807 sqft |
2020-07-01 | 0 days | 1,872 sqft |
2020-08-01 | 0 days | 1,778 sqft |
2020-09-01 | 0 days | 1,791 sqft |
2020-10-01 | 0 days | 1,943 sqft |
2020-11-01 | 0 days | 1,863 sqft |
2020-12-01 | 0 days | 1,769 sqft |
2021-01-01 | 0 days | 1,642 sqft |
2021-02-01 | 0 days | 1,940 sqft |
2021-03-01 | 0 days | 1,912 sqft |
2021-04-01 | 0 days | 2,130 sqft |
2021-05-01 | 0 days | 1,990 sqft |
2021-06-01 | 0 days | 2,035 sqft |
2021-07-01 | 0 days | 1,962 sqft |
2021-08-01 | 0 days | 2,152 sqft |
2021-09-01 | 0 days | 1,877 sqft |
2021-10-01 | 0 days | 1,922 sqft |
2021-11-01 | 0 days | 1,887 sqft |
2021-12-01 | 0 days | 1,881 sqft |
2022-01-01 | 0 days | 1,874 sqft |
2022-02-01 | 0 days | 1,962 sqft |
2022-03-01 | 0 days | 2,063 sqft |
2022-04-01 | 0 days | 2,134 sqft |
2022-05-01 | 0 days | 1,870 sqft |
2022-06-01 | 0 days | 2,168 sqft |
2022-07-01 | 0 days | 2,151 sqft |
2022-08-01 | 0 days | 1,957 sqft |
2022-09-01 | 0 days | 1,909 sqft |
2022-10-01 | 0 days | 2,047 sqft |
2022-11-01 | 0 days | 2,337 sqft |
2022-12-01 | 0 days | 2,182 sqft |
2023-01-01 | 0 days | 1,991 sqft |
2023-02-01 | 0 days | 2,030 sqft |
2023-03-01 | 0 days | 2,134 sqft |
2023-04-01 | 0 days | 1,951 sqft |
2023-05-01 | 0 days | 1,706 sqft |
2023-06-01 | 0 days | 1,811 sqft |
2023-07-01 | 0 days | 1,951 sqft |
2023-08-01 | 0 days | 2,126 sqft |
Seymour's median square footage for active listings during the 2023-08-01 period was 2,126 sqft. One year prior, the average listing was 1,957 sqft.
Seymour, IN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 541 | $104,835,000 | $193,780 |
Cash Out Refi | 262 | $41,730,000 | $159,275 |
Other | 187 | $15,595,000 | $83,396 |
Refi | 118 | $20,340,000 | $172,373 |
Home Improvement | 79 | $4,735,000 | $59,937 |
NA | 1 | $35,000 | $35,000 |
Seymour's most frequently cited loan purpose was Home Purchase, with 541 originations. The 2nd most popular reason was Cash Out Refi, with 262 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 287 | $48,195,000 | $167,927 |
4-5% | 199 | $39,395,000 | $197,965 |
3-4% | 198 | $38,680,000 | $195,354 |
<2.5% | 188 | $15,850,000 | $84,309 |
6-7% | 169 | $27,205,000 | $160,976 |
2.5-3% | 75 | $9,215,000 | $122,867 |
7-8% | 38 | $4,740,000 | $124,737 |
Over 8% | 15 | $735,000 | $49,000 |
During 2022, Seymour's most frequently originated rate bucket was 5-6%, with 287 originations.
Loan Sizing (Seymour, IN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 500 | $72,580,000 | $145,160 |
$100,000 or less | 398 | $22,590,000 | $56,759 |
$200k-400k | 266 | $70,560,000 | $265,263 |
$400k-600k | 17 | $7,915,000 | $465,588 |
$Over $1MM | 4 | $11,520,000 | $2,880,000 |
$600k-1000k | 3 | $2,105,000 | $701,667 |
Seymour's loan sizing saw the bucket of loans from $100k-200k with 500 originations, totaling $72,580,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 453 | $88,645,000 | $195,684 |
60-80% | 282 | $60,060,000 | $212,979 |
20-40% | 165 | $12,175,000 | $73,788 |
Under 20% | 135 | $4,755,000 | $35,222 |
40-60% | 122 | $16,250,000 | $133,197 |
Over 100% | 4 | $990,000 | $247,500 |
Seymour's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 453 originations, totaling $88,645,000 in origination value.