Seymour Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Seymour averaged
6.11%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
5.91% and
one month ago for the week of 2024-09-05, the
average rate was 6.04%.
Seymour's average rate one year ago was 7.48%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.72%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Seymour 30 Year Fixed Rate | 2024-10-10 | 6.11% |
Seymour 30 Year Fixed Rate Refi | 2024-10-10 | 6.72% |
Seymour 15 Year Fixed Rate | 2024-10-10 | 5.41% |
Seymour 15 Year Fixed Rate Refi | 2024-10-10 | 5.71% |
Seymour 30 Year FHA | 2024-10-10 | 6.31% |
Seymour 30 Year FHA Refi | 2024-10-10 | 6.2% |
Seymour 30 Year USDA | 2024-10-10 | 5.98% |
Seymour 30 Year USDA Refi | 2024-10-10 | 5.88% |
Seymour 30 Year VA | 2024-10-10 | 5.65% |
Seymour 30 Year VA Refi | 2024-10-10 | 6.05% |
Seymour Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Seymour, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Seymour Average Closing Costs & Other Stats
Seymour, IN's 53 lenders originated 837
loans during 2023. The total origination value was $126,535,000, with an average loan value of
$151,177.
Seymour's average closing costs are $4,002.
The top Seymour lender as defined by loan originations is Jackson County Bank, with
52 loans originated. Their average total fees are
$3,300, which is $576
higher than the next largest lender,
Centra Credit Union.
The lowest fee Seymour lenders (with over 10 loans originated) are
Centra Credit Union ($2,723), Jackson County Bank ($3,300), First Financial Bank ($3,302), Wolfe Financial, Inc ($4,195) and GVC MORTGAGE, INC. ($5,321).
The lowest rate Seymour lenders (with over 10 loans originated) are
Jackson County Bank (6.10%), Centra Credit Union (6.31%), First Financial Bank (6.81%), Wolfe Financial, Inc (6.99%) and GVC MORTGAGE, INC. (7.25%).
Seymour, IN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Jackson County Bank | $34,360,000 | $25,450,000 | -25.9% | 20.1% |
Centra Credit Union | $14,800,000 | $13,500,000 | -8.8% | 10.7% |
GVC MORTGAGE, INC. | $11,190,000 | $11,625,000 | 3.9% | 9.2% |
Wolfe Financial, Inc | $18,070,000 | $11,015,000 | -39.0% | 8.7% |
First Financial Bank | $5,420,000 | $6,285,000 | 16.0% | 5.0% |
QUICKEN LOANS, LLC | $7,585,000 | $4,945,000 | -34.8% | 3.9% |
Old National Bank | $6,850,000 | $3,875,000 | -43.4% | 3.1% |
RUOFF MORTGAGE COMPANY, INC. | $7,380,000 | $3,815,000 | -48.3% | 3.0% |
DIRECT MORTGAGE LOANS, LLC | $4,700,000 | $3,210,000 | -31.7% | 2.5% |
German American Bank | $5,715,000 | $2,915,000 | -49.0% | 2.3% |
Owen County State Bank | $2,395,000 | $2,585,000 | 7.9% | 2.0% |
PNC Bank | $3,985,000 | $2,180,000 | -45.3% | 1.7% |
Northwest Bank | $2,710,000 | $2,040,000 | -24.7% | 1.6% |
The Federal Savings Bank | $1,890,000 | n/a | 1.5% | |
Mortgage Research Center, LLC | $2,940,000 | $1,855,000 | -36.9% | 1.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,320,000 | $1,815,000 | 37.5% | 1.4% |
HALLMARK HOME MORTGAGE, LLC | $2,065,000 | $1,385,000 | -32.9% | 1.1% |
The Huntington National Bank | $1,130,000 | $1,175,000 | 4.0% | 0.9% |
Prosperity Home Mortgage, LLC | $1,060,000 | n/a | 0.8% | |
Farm Credit Mid-America, ACA | $1,900,000 | $1,045,000 | -45.0% | 0.8% |
AMERISAVE MORTGAGE CORPORATION | $1,660,000 | $990,000 | -40.4% | 0.8% |
PENNYMAC LOAN SERVICES, LLC | $945,000 | $895,000 | -5.3% | 0.7% |
CROSSCOUNTRY MORTGAGE, LLC | $945,000 | $830,000 | -12.2% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $1,290,000 | $810,000 | -37.2% | 0.6% |
UNITED WHOLESALE MORTGAGE, LLC | $955,000 | $810,000 | -15.2% | 0.6% |
BEACON CREDIT UNION | $145,000 | $805,000 | 455.2% | 0.6% |
USAA Federal Savings Bank | $440,000 | $725,000 | 64.8% | 0.6% |
CMG MORTGAGE, INC. | $480,000 | $690,000 | 43.8% | 0.5% |
Northpointe Bank | $620,000 | $625,000 | 0.8% | 0.5% |
LOANDEPOT.COM, LLC | $1,590,000 | $615,000 | -61.3% | 0.5% |
Carrington Mortgage Services, LLC | $885,000 | $595,000 | -32.8% | 0.5% |
CARDINAL FINANCIAL | $1,055,000 | $560,000 | -46.9% | 0.4% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $95,000 | $500,000 | 426.3% | 0.4% |
FIRST COMMUNITY MORTGAGE, INC. | $175,000 | $490,000 | 180.0% | 0.4% |
UNION HOME MORTGAGE CORP. | $290,000 | $430,000 | 48.3% | 0.3% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $415,000 | n/a | 0.3% | |
CHURCHILL MORTGAGE CORPORATION | $565,000 | $375,000 | -33.6% | 0.3% |
Centier Bank | $285,000 | $370,000 | 29.8% | 0.3% |
BROKER SOLUTIONS, INC. | $985,000 | $350,000 | -64.5% | 0.3% |
Fifth Third Bank | $1,670,000 | $340,000 | -79.6% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $335,000 | n/a | 0.3% | |
Citizens Bank | $380,000 | $330,000 | -13.2% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $315,000 | n/a | 0.2% | |
Advisors Mortgage Group, L.L.C. | $300,000 | n/a | 0.2% | |
First Savings Bank | $115,000 | $300,000 | 160.9% | 0.2% |
JPMorgan Chase Bank | $130,000 | $300,000 | 130.8% | 0.2% |
TOP FLITE FINANCIAL, INC. | $300,000 | n/a | 0.2% | |
STAR Financial Bank | $295,000 | n/a | 0.2% | |
SUCCESS MORTGAGE PARTNERS, INC. | $485,000 | $295,000 | -39.2% | 0.2% |
NEWREZ LLC | $690,000 | $290,000 | -58.0% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $515,000 | $280,000 | -45.6% | 0.2% |
21ST MORTGAGE CORPORATION | $475,000 | $270,000 | -43.2% | 0.2% |
LOANPAL, LLC | $235,000 | $270,000 | 14.9% | 0.2% |
STOCKTON MORTGAGE CORPORATION | $595,000 | $265,000 | -55.5% | 0.2% |
Union Savings Bank | $855,000 | $240,000 | -71.9% | 0.2% |
Wells Fargo Bank | $1,095,000 | $240,000 | -78.1% | 0.2% |
Regions Bank | $365,000 | $235,000 | -35.6% | 0.2% |
EMM LOANS LLC | $225,000 | n/a | 0.2% | |
Sierra Pacific Mortgage Company, Inc. | $225,000 | n/a | 0.2% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $215,000 | n/a | 0.2% | |
First Option Mortgage, LLC | $205,000 | n/a | 0.2% | |
U.S. Bank | $120,000 | $205,000 | 70.8% | 0.2% |
CALIBER HOME LOANS, INC. | $300,000 | $195,000 | -35.0% | 0.2% |
Century Mortgage Company DBA Century Lending Company | $720,000 | $195,000 | -72.9% | 0.2% |
The Friendship State Bank | $195,000 | n/a | 0.2% | |
First Harrison Bank | $185,000 | n/a | 0.1% | |
Bank of England | $175,000 | n/a | 0.1% | |
NEW DAY FINANCIAL, LLC | $330,000 | $165,000 | -50.0% | 0.1% |
PLANET HOME LENDING, LLC | $390,000 | $165,000 | -57.7% | 0.1% |
SIRVA MORTGAGE, INC. | $165,000 | n/a | 0.1% | |
LEADERONE FINANCIAL CORPORATION | $160,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $155,000 | n/a | 0.1% | |
LIMA ONE CAPITAL, LLC | $155,000 | n/a | 0.1% | |
Nations Lending Corporation | $155,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $605,000 | $150,000 | -75.2% | 0.1% |
First Merchants Bank | $135,000 | $145,000 | 7.4% | 0.1% |
PHH Mortgage Corporation | $135,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $420,000 | $135,000 | -67.9% | 0.1% |
ENDEAVOR CAPITAL, LLC. | $125,000 | n/a | 0.1% | |
Flagstar Bank, FSB | $735,000 | $125,000 | -83.0% | 0.1% |
FREEDOM MORTGAGE CORPORATION | $2,555,000 | $125,000 | -95.1% | 0.1% |
OPEN MORTGAGE, LLC | $125,000 | n/a | 0.1% | |
AMERICAN FINANCIAL RESOURCES, INC. | $105,000 | n/a | 0.1% | |
WesBanco | $370,000 | $105,000 | -71.6% | 0.1% |
CRANE | $320,000 | $100,000 | -68.8% | 0.1% |
AMCAP MORTGAGE, LTD. | $85,000 | $95,000 | 11.8% | 0.1% |
EVERETT FINANCIAL, INC. | $95,000 | n/a | 0.1% | |
INDIANA UNIVERSITY CREDIT UNION | $385,000 | $95,000 | -75.3% | 0.1% |
N R L Federal Credit Union | $95,000 | n/a | 0.1% | |
Discover Bank | $45,000 | $90,000 | 100.0% | 0.1% |
Equity Prime Mortgage LLC | $65,000 | $85,000 | 30.8% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $85,000 | n/a | 0.1% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $85,000 | n/a | 0.1% | |
FORUM Credit Union | $350,000 | $65,000 | -81.4% | 0.1% |
Elements Financial Federal Credit Union | $875,000 | $55,000 | -93.7% | 0.0% |
Horizon Bank | $15,000 | $35,000 | 133.3% | 0.0% |
TEACHERS CREDIT UNION | $25,000 | n/a | 0.0% |
Seymour's top lender by overall market share is Jackson County Bank, with 20.1% market share. In second place, with 10.7%, is Centra Credit Union, having originated $13,500,000 in loans. In third place, with 9.2%, is GVC MORTGAGE, INC., having originated $11,625,000 in loans. In fourth place, with 8.7%, is Wolfe Financial, Inc, having originated $11,015,000 in loans. In fifth place, with 5.0%, is First Financial Bank, having originated $6,285,000 in loans.
Seymour Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $102,150 (-7.1%) | $133,512 (-9.0%) | 0.00 | 140 |
2018-02-01 | $121,400 (15.2%) | $147,387 (1.9%) | 0.00 | 126 |
2018-03-01 | $122,900 (23.0%) | $163,894 (15.0%) | 0.00 | 119 |
2018-04-01 | $122,175 (3.6%) | $162,272 (8.7%) | 0.00 | 113 |
2018-05-01 | $125,450 (11.9%) | $171,055 (15.2%) | 0.00 | 109 |
2018-06-01 | $128,000 (16.5%) | $172,683 (17.9%) | 0.00 | 110 |
2018-07-01 | $129,950 (18.2%) | $170,303 (18.4%) | 0.00 | 126 |
2018-08-01 | $126,975 (16.6%) | $159,728 (17.8%) | 0.00 | 127 |
2018-09-01 | $124,900 (25.0%) | $156,941 (19.7%) | 0.00 | 114 |
2018-10-01 | $130,733 (29.9%) | $163,293 (23.5%) | 0.00 | 122 |
2018-11-01 | $134,375 (32.5%) | $162,512 (21.8%) | 0.00 | 120 |
2018-12-01 | $134,900 (35.0%) | $162,251 (26.7%) | 0.00 | 110 |
2019-01-01 | $134,500 (31.7%) | $158,497 (18.7%) | 0.00 | 102 |
2019-02-01 | $131,150 (8.0%) | $165,317 (12.2%) | 0.00 | 89 |
2019-03-01 | $129,014 (5.0%) | $173,787 (6.0%) | 0.00 | 84 |
2019-04-01 | $139,700 (14.3%) | $180,919 (11.5%) | 0.00 | 79 |
2019-05-01 | $145,000 (15.6%) | $181,746 (6.3%) | 0.00 | 77 |
2019-06-01 | $157,400 (23.0%) | $201,038 (16.4%) | 0.00 | 72 |
2019-07-01 | $158,650 (22.1%) | $210,240 (23.5%) | 0.00 | 80 |
2019-08-01 | $159,900 (25.9%) | $213,525 (33.7%) | 0.00 | 89 |
2019-09-01 | $159,900 (28.0%) | $217,170 (38.4%) | 0.00 | 86 |
2019-10-01 | $159,700 (22.2%) | $215,598 (32.0%) | 0.00 | 82 |
2019-11-01 | $164,900 (22.7%) | $223,342 (37.4%) | 0.00 | 79 |
2019-12-01 | $165,050 (22.4%) | $216,504 (33.4%) | 0.00 | 78 |
2020-01-01 | $168,800 (25.5%) | $211,372 (33.4%) | 0.00 | 65 |
2020-02-01 | $180,500 (37.6%) | $224,265 (35.7%) | 0.00 | 64 |
2020-03-01 | $189,900 (47.2%) | $235,795 (35.7%) | 0.00 | 55 |
2020-04-01 | $179,900 (28.8%) | $232,131 (28.3%) | 0.00 | 52 |
2020-05-01 | $182,400 (25.8%) | $235,947 (29.8%) | 0.00 | 51 |
2020-06-01 | $198,400 (26.1%) | $243,774 (21.3%) | 0.00 | 51 |
2020-07-01 | $201,300 (26.9%) | $244,437 (16.3%) | 0.00 | 56 |
2020-08-01 | $197,900 (23.8%) | $235,594 (10.3%) | 0.00 | 56 |
2020-09-01 | $198,900 (24.4%) | $241,211 (11.1%) | 0.00 | 56 |
2020-10-01 | $196,450 (23.0%) | $237,950 (10.4%) | 0.00 | 54 |
2020-11-01 | $189,900 (15.2%) | $222,421 (-0.4%) | 0.00 | 52 |
2020-12-01 | $184,900 (12.0%) | $215,935 (-0.3%) | 0.00 | 51 |
2021-01-01 | $172,400 (2.1%) | $202,498 (-4.2%) | 0.00 | 34 |
2021-02-01 | $174,900 (-3.1%) | $228,042 (1.7%) | 0.00 | 29 |
2021-03-01 | $173,675 (-8.5%) | $229,269 (-2.8%) | 0.00 | 25 |
2021-04-01 | $174,900 (-2.8%) | $265,252 (14.3%) | 0.00 | 23 |
2021-05-01 | $195,000 (6.9%) | $290,297 (23.0%) | 0.00 | 26 |
2021-06-01 | $217,475 (9.6%) | $287,228 (17.8%) | 0.00 | 24 |
2021-07-01 | $191,950 (-4.6%) | $268,359 (9.8%) | 0.00 | 32 |
2021-08-01 | $199,900 (1.0%) | $285,867 (21.3%) | 0.00 | 46 |
2021-09-01 | $194,975 (-2.0%) | $266,400 (10.4%) | 0.00 | 53 |
2021-10-01 | $177,450 (-9.7%) | $245,773 (3.3%) | 0.00 | 59 |
2021-11-01 | $187,450 (-1.3%) | $254,917 (14.6%) | 0.00 | 55 |
2021-12-01 | $194,925 (5.4%) | $255,852 (18.5%) | 0.00 | 49 |
2022-01-01 | $226,450 (31.4%) | $265,521 (31.1%) | 0.00 | 41 |
2022-02-01 | $222,500 (27.2%) | $277,274 (21.6%) | 0.00 | 28 |
2022-03-01 | $226,950 (30.7%) | $310,748 (35.5%) | 0.00 | 28 |
2022-04-01 | $225,000 (28.6%) | $329,051 (24.1%) | 0.00 | 36 |
2022-05-01 | $219,900 (12.8%) | $308,201 (6.2%) | 0.00 | 41 |
2022-06-01 | $225,100 (3.5%) | $309,907 (7.9%) | 0.00 | 49 |
2022-07-01 | $239,900 (25.0%) | $304,752 (13.6%) | 0.00 | 57 |
2022-08-01 | $239,900 (20.0%) | $291,988 (2.1%) | 0.00 | 56 |
2022-09-01 | $244,900 (25.6%) | $300,920 (13.0%) | 0.00 | 51 |
2022-10-01 | $239,950 (35.2%) | $301,109 (22.5%) | 0.00 | 60 |
2022-11-01 | $270,975 (44.6%) | $310,806 (21.9%) | 0.00 | 60 |
2022-12-01 | $274,900 (41.0%) | $323,741 (26.5%) | 0.00 | 57 |
2023-01-01 | $262,925 (16.1%) | $297,288 (12.0%) | 0.00 | 54 |
2023-02-01 | $260,950 (17.3%) | $299,384 (8.0%) | 0.00 | 43 |
2023-03-01 | $260,425 (14.8%) | $298,187 (-4.0%) | 0.00 | 33 |
2023-04-01 | $264,900 (17.7%) | $306,180 (-7.0%) | 0.00 | 26 |
2023-05-01 | $249,400 (13.4%) | $282,239 (-8.4%) | 0.00 | 27 |
2023-06-01 | $253,725 (12.7%) | $286,049 (-7.7%) | 0.00 | 33 |
2023-07-01 | $235,000 (-2.0%) | $289,322 (-5.1%) | 0.00 | 36 |
2023-08-01 | $272,200 (13.5%) | $297,773 (2.0%) | 0.00 | 43 |
2023-09-01 | $269,900 (10.2%) | $305,178 (1.4%) | 0.00 | 51 |
2023-10-01 | $267,200 (11.4%) | $296,977 (-1.4%) | 0.00 | 54 |
2023-11-01 | $259,800 (-4.1%) | $306,976 (-1.2%) | 0.00 | 60 |
2023-12-01 | $269,900 (-1.8%) | $319,725 (-1.2%) | 0.00 | 58 |
2024-01-01 | $273,725 (4.1%) | $315,020 (6.0%) | 0.00 | 56 |
2024-02-01 | $269,950 (3.5%) | $307,293 (2.6%) | 0.00 | 53 |
2024-03-01 | $289,950 (11.3%) | $322,490 (8.2%) | 0.00 | 51 |
2024-04-01 | $277,450 (4.7%) | $317,910 (3.8%) | 0.00 | 51 |
2024-05-01 | $267,950 (7.4%) | $317,662 (12.6%) | 0.00 | 52 |
2024-06-01 | $263,500 (3.9%) | $315,330 (10.2%) | 0.00 | 44 |
2024-07-01 | $259,900 (10.6%) | $306,885 (6.1%) | 0.00 | 55 |
2024-08-01 | $249,900 (-8.2%) | $291,618 (-2.1%) | 0.00 | 66 |
2024-09-01 | $263,375 (-2.4%) | $289,775 (-5.1%) | 0.00 | 72 |
Seymour's median listing price comes in at 0% of the national average.
Seymour's average listing price for 2024-09-01 was $289,775, a difference of $-15,403 (-5.1%) versus the prior year and $-1,843 versus the prior month.
For the 2024-09-01 period, Seymour had 72 MLS listings, a difference of 6 listings (9%) versus the prior month and 21 listings (41%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,575 sqft |
2018-02-01 | 0 days | 1,608 sqft |
2018-03-01 | 0 days | 1,714 sqft |
2018-04-01 | 0 days | 1,680 sqft |
2018-05-01 | 0 days | 1,680 sqft |
2018-06-01 | 0 days | 1,687 sqft |
2018-07-01 | 0 days | 1,600 sqft |
2018-08-01 | 0 days | 1,614 sqft |
2018-09-01 | 0 days | 1,620 sqft |
2018-10-01 | 0 days | 1,642 sqft |
2018-11-01 | 0 days | 1,620 sqft |
2018-12-01 | 0 days | 1,619 sqft |
2019-01-01 | 0 days | 1,620 sqft |
2019-02-01 | 0 days | 1,784 sqft |
2019-03-01 | 0 days | 1,821 sqft |
2019-04-01 | 0 days | 1,869 sqft |
2019-05-01 | 0 days | 1,900 sqft |
2019-06-01 | 0 days | 1,928 sqft |
2019-07-01 | 0 days | 1,981 sqft |
2019-08-01 | 0 days | 2,137 sqft |
2019-09-01 | 0 days | 2,132 sqft |
2019-10-01 | 0 days | 2,060 sqft |
2019-11-01 | 0 days | 1,991 sqft |
2019-12-01 | 0 days | 1,926 sqft |
2020-01-01 | 0 days | 1,908 sqft |
2020-02-01 | 0 days | 1,860 sqft |
2020-03-01 | 0 days | 1,834 sqft |
2020-04-01 | 0 days | 1,774 sqft |
2020-05-01 | 0 days | 1,806 sqft |
2020-06-01 | 0 days | 1,807 sqft |
2020-07-01 | 0 days | 1,872 sqft |
2020-08-01 | 0 days | 1,778 sqft |
2020-09-01 | 0 days | 1,791 sqft |
2020-10-01 | 0 days | 1,943 sqft |
2020-11-01 | 0 days | 1,863 sqft |
2020-12-01 | 0 days | 1,769 sqft |
2021-01-01 | 0 days | 1,642 sqft |
2021-02-01 | 0 days | 1,940 sqft |
2021-03-01 | 0 days | 1,912 sqft |
2021-04-01 | 0 days | 2,130 sqft |
2021-05-01 | 0 days | 1,990 sqft |
2021-06-01 | 0 days | 2,035 sqft |
2021-07-01 | 0 days | 1,962 sqft |
2021-08-01 | 0 days | 2,152 sqft |
2021-09-01 | 0 days | 1,877 sqft |
2021-10-01 | 0 days | 1,922 sqft |
2021-11-01 | 0 days | 1,887 sqft |
2021-12-01 | 0 days | 1,881 sqft |
2022-01-01 | 0 days | 1,874 sqft |
2022-02-01 | 0 days | 1,962 sqft |
2022-03-01 | 0 days | 2,063 sqft |
2022-04-01 | 0 days | 2,134 sqft |
2022-05-01 | 0 days | 1,889 sqft |
2022-06-01 | 0 days | 2,176 sqft |
2022-07-01 | 0 days | 2,151 sqft |
2022-08-01 | 0 days | 1,957 sqft |
2022-09-01 | 0 days | 1,909 sqft |
2022-10-01 | 0 days | 2,047 sqft |
2022-11-01 | 0 days | 2,337 sqft |
2022-12-01 | 0 days | 2,182 sqft |
2023-01-01 | 0 days | 1,991 sqft |
2023-02-01 | 0 days | 2,030 sqft |
2023-03-01 | 0 days | 2,134 sqft |
2023-04-01 | 0 days | 1,951 sqft |
2023-05-01 | 0 days | 1,706 sqft |
2023-06-01 | 0 days | 1,811 sqft |
2023-07-01 | 0 days | 1,951 sqft |
2023-08-01 | 0 days | 2,126 sqft |
2023-09-01 | 0 days | 1,974 sqft |
2023-10-01 | 0 days | 1,781 sqft |
2023-11-01 | 0 days | 1,712 sqft |
2023-12-01 | 0 days | 1,847 sqft |
2024-01-01 | 0 days | 1,788 sqft |
2024-02-01 | 0 days | 1,793 sqft |
2024-03-01 | 0 days | 1,959 sqft |
2024-04-01 | 0 days | 2,077 sqft |
2024-05-01 | 0 days | 1,924 sqft |
2024-06-01 | 0 days | 1,810 sqft |
2024-07-01 | 0 days | 1,808 sqft |
2024-08-01 | 0 days | 1,866 sqft |
2024-09-01 | 0 days | 1,920 sqft |
Seymour's median square footage for active listings during the 2024-09-01 period was 1,920 sqft. One year prior, the average listing was 1,974 sqft.
Seymour, IN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 429 | $87,345,000 | $203,601 |
Cash Out Refi | 142 | $17,950,000 | $126,408 |
Other | 139 | $10,495,000 | $75,504 |
Home Improvement | 70 | $4,060,000 | $58,000 |
Refi | 57 | $6,685,000 | $117,281 |
Seymour's most frequently cited loan purpose was Home Purchase, with 429 originations. The 2nd most popular reason was Cash Out Refi, with 142 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 289 | $49,985,000 | $172,958 |
7-8% | 213 | $34,745,000 | $163,122 |
5-6% | 148 | $24,540,000 | $165,811 |
Over 8% | 80 | $6,330,000 | $79,125 |
<2.5% | 50 | $4,100,000 | $82,000 |
4-5% | 23 | $2,865,000 | $124,565 |
2.5-3% | 17 | $1,225,000 | $72,059 |
3-4% | 3 | $135,000 | $45,000 |
During 2023, Seymour's most frequently originated rate bucket was 6-7%, with 289 originations.
Loan Sizing (Seymour, IN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 342 | $50,950,000 | $148,977 |
$100,000 or less | 292 | $15,710,000 | $53,801 |
$200k-400k | 180 | $47,650,000 | $264,722 |
$400k-600k | 17 | $7,675,000 | $451,471 |
$600k-1000k | 5 | $3,365,000 | $673,000 |
$Over $1MM | 1 | $1,185,000 | $1,185,000 |
Seymour's loan sizing saw the bucket of loans from $100k-200k with 342 originations, totaling $50,950,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 343 | $71,215,000 | $207,624 |
60-80% | 153 | $28,375,000 | $185,458 |
Under 20% | 129 | $5,225,000 | $40,504 |
20-40% | 126 | $8,800,000 | $69,841 |
40-60% | 69 | $8,605,000 | $124,710 |
Over 100% | 6 | $1,730,000 | $288,333 |
Seymour's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 343 originations, totaling $71,215,000 in origination value.