Seymour Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Seymour averaged 6.77% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.1% and one month ago for the week of 2023-02-09, the average rate was 6.69%.

    Seymour's average rate one year ago was 3.93%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.95%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Seymour 30 Year Fixed Rate 2023-03-16 6.77%
    Seymour 30 Year Fixed Rate Refi 2023-03-16 6.95%
    Seymour 15 Year Fixed Rate 2023-03-16 6.46%
    Seymour 15 Year Fixed Rate Refi 2023-03-16 6.1%
    Seymour 30 Year FHA 2023-03-16 6.45%
    Seymour 30 Year FHA Refi 2023-03-16 6.2%
    Seymour 30 Year USDA 2023-03-16 6.83%
    Seymour 30 Year USDA Refi 2023-03-16 6.07%
    Seymour 30 Year VA 2023-03-16 6.52%
    Seymour 30 Year VA Refi 2023-03-16 5.75%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Seymour, IN.

    Seymour Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Seymour, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Jackson County Bank 62 5.33% $2,805
    Centra Credit Union 52 4.66% $2,774
    Wolfe Financial, Inc 37 5.32% $3,812
    GVC MORTGAGE, INC. 31 5.74% $4,250
    RUOFF MORTGAGE COMPANY, INC. 18 5.05% $2,235
    QUICKEN LOANS, LLC 15 4.43% $5,980
    First Financial Bank 13 5.14% $2,732
    Old National Bank 11 4.33% $1,894
    Northwest Bank 11 4.97% $2,099
    German American Bank 10 5.15% $2,690
    PNC Bank 7 5.09% $3,748
    HALLMARK HOME MORTGAGE, LLC 7 5.48% $4,674
    LOANDEPOT.COM, LLC 7 4.64% $5,961
    CROSSCOUNTRY MORTGAGE, LLC 5 5.07% $4,426
    Mr. Cooper ( Nationstar Mortgage ) 4 5.66% $5,140
    ROYAL UNITED MORTGAGE LLC 4 5.13% $6,624
    Farm Credit Mid-America, ACA 4 6.11% $5,791
    Fifth Third Bank 4 5.97% $2,997
    FREEDOM MORTGAGE CORPORATION 4 4.47% $3,445
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 5.75% $3,737
    AMERISAVE MORTGAGE CORPORATION 3 5.66% $7,648
    Elements Financial Federal Credit Union 3 3.50% $2,667
    The Huntington National Bank 3 4.50% $3,684
    UNITED WHOLESALE MORTGAGE, LLC 3 5.25% $2,470
    STOCKTON MORTGAGE CORPORATION 2 5.81% $5,473
    Flagstar Bank, FSB 2 4.50% $3,565
    Wells Fargo Bank 2 4.38% $3,623
    SUCCESS MORTGAGE PARTNERS, INC. 2 4.94% $5,590
    DIRECT MORTGAGE LOANS, LLC 2 6.88% $5,851
    THRIVE MORTGAGE, LLC 2 6.00% $1,571
    Union Savings Bank 2 5.31% $906
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.13% $2,081
    UNION HOME MORTGAGE CORP. 1 4.00% $3,159
    Watermark Capital, Inc. 1 5.63% $3,364
    WesBanco Bank, Inc. 1 3.63% $5,773
    The Peoples State Bank 1 5.00% $1,443
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 4.75% $5,498
    BEACON CREDIT UNION 1 6.50% $2,063
    BMO Harris Bank 1 6.63% $3,777
    BROKER SOLUTIONS, INC. 1 3.99% $9,005
    CALIBER HOME LOANS, INC. 1 6.13% $5,183
    Carrington Mortgage Services, LLC 1 5.50% $4,991
    Centier Bank 1 7.63% $6,996
    Citizens Bank 1 5.63% $1,346
    CRANE 1 4.25% $1,469
    EVANSVILLE TEACHERS 1 3.88% $2,640
    FIRST COMMUNITY MORTGAGE, INC. 1 6.13% $4,173
    First Home Bank 1 4.38% $2,977
    First Merchants Bank 1 6.13% $3,752
    FORUM Credit Union 1 6.88% $1,694
    GUARANTEED RATE, INC. 1 5.13% $2,727
    INDIANA MEMBERS CREDIT UNION 1 4.25% $2,624
    INDIANA UNIVERSITY CREDIT UNION 1 6.38% $1,776
    JPMorgan Chase Bank 1 6.63% $2,739
    LAKEVIEW LOAN SERVICING, LLC 1 3.88% $1,815
    MID AMERICA MORTGAGE, INC. 1 2.99% $1,103
    M&T Bank 1 3.50% $6,081
    NAVY FEDERAL CREDIT UNION 1 5.13% $5,945
    NEWREZ LLC 1 3.88% $4,900
    Northpointe Bank 1 7.63% $3,823
    Paramount Residential Mortgage Group, Inc. 1 5.25% $11,328
    PENNYMAC LOAN SERVICES, LLC 1 3.25% $5,973
    Regions Bank 1 3.63% $3,479
    Republic Bank & Trust Company 1 3.50% $6,982
    Strong Home Mortgage, LLC 1 4.99% $1,482
    Texana Bank 1 3.38% $8,880

    Seymour Average Closing Costs & Other Stats

    Seymour, IN's 66 lenders originated 1,188 loans during 2022. The total origination value was $187,270,000, with an average loan value of $157,635.

    Seymour's average closing costs are $3,820.

    The top Seymour lender as defined by loan originations is Jackson County Bank, with 62 loans originated. Their average total fees are $2,805, which is $31 higher than the next largest lender, Centra Credit Union.

    The lowest fee Seymour lenders (with over 10 loans originated) are Old National Bank ($1,894), Northwest Bank ($2,099), RUOFF MORTGAGE COMPANY, INC. ($2,235), German American Bank ($2,690) and First Financial Bank ($2,732).

    The lowest rate Seymour lenders (with over 10 loans originated) are Old National Bank (4.33%), QUICKEN LOANS, LLC (4.43%), Centra Credit Union (4.66%), Northwest Bank (4.97%) and RUOFF MORTGAGE COMPANY, INC. (5.05%).

    Seymour, IN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Jackson County Bank $43,230,000 $34,360,000 -20.5% 18.3%
    Wolfe Financial, Inc $30,190,000 $18,070,000 -40.1% 9.6%
    Centra Credit Union $23,190,000 $14,800,000 -36.2% 7.9%
    GVC MORTGAGE, INC. $13,730,000 $11,190,000 -18.5% 6.0%
    QUICKEN LOANS, LLC $18,725,000 $7,585,000 -59.5% 4.1%
    RUOFF MORTGAGE COMPANY, INC. $13,340,000 $7,380,000 -44.7% 3.9%
    Old National Bank $7,960,000 $6,850,000 -13.9% 3.7%
    German American Bank $5,540,000 $5,715,000 3.2% 3.1%
    First Financial Bank $10,450,000 $5,420,000 -48.1% 2.9%
    DIRECT MORTGAGE LOANS, LLC $870,000 $4,700,000 440.2% 2.5%
    United Fidelity Bank, fsb $4,495,000 n/a 2.4%
    Merchants Bank of Indiana $4,165,000 n/a 2.2%
    PNC Bank $4,065,000 $3,985,000 -2.0% 2.1%
    Mortgage Research Center, LLC $3,615,000 $2,940,000 -18.7% 1.6%
    Northwest Bank $4,470,000 $2,710,000 -39.4% 1.4%
    FREEDOM MORTGAGE CORPORATION $5,680,000 $2,555,000 -55.0% 1.4%
    Owen County State Bank $2,515,000 $2,395,000 -4.8% 1.3%
    HALLMARK HOME MORTGAGE, LLC $4,115,000 $2,065,000 -49.8% 1.1%
    Farm Credit Mid-America, ACA $3,800,000 $1,900,000 -50.0% 1.0%
    The Fountain Trust Company $1,855,000 n/a 1.0%
    Fifth Third Bank $1,530,000 $1,670,000 9.2% 0.9%
    AMERISAVE MORTGAGE CORPORATION $1,275,000 $1,660,000 30.2% 0.9%
    LOANDEPOT.COM, LLC $3,210,000 $1,590,000 -50.5% 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,530,000 $1,320,000 -13.7% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,220,000 $1,290,000 5.7% 0.7%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,800,000 $1,195,000 -33.6% 0.6%
    The Huntington National Bank $280,000 $1,130,000 303.6% 0.6%
    Wells Fargo Bank $2,320,000 $1,095,000 -52.8% 0.6%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,185,000 $1,055,000 -11.0% 0.6%
    BROKER SOLUTIONS, INC. $985,000 n/a 0.5%
    HOME POINT FINANCIAL CORPORATION $1,655,000 $955,000 -42.3% 0.5%
    UNITED WHOLESALE MORTGAGE, LLC $3,160,000 $955,000 -69.8% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $1,190,000 $945,000 -20.6% 0.5%
    PENNYMAC LOAN SERVICES, LLC $2,450,000 $945,000 -61.4% 0.5%
    Carrington Mortgage Services, LLC $1,395,000 $885,000 -36.6% 0.5%
    Elements Financial Federal Credit Union $875,000 n/a 0.5%
    Union Savings Bank $1,535,000 $855,000 -44.3% 0.5%
    Flagstar Bank, FSB $745,000 $735,000 -1.3% 0.4%
    Century Mortgage Company DBA Century Lending Company $720,000 n/a 0.4%
    NEWREZ LLC $1,745,000 $690,000 -60.5% 0.4%
    Northpointe Bank $620,000 n/a 0.3%
    ROYAL UNITED MORTGAGE LLC $640,000 $605,000 -5.5% 0.3%
    STOCKTON MORTGAGE CORPORATION $145,000 $595,000 310.3% 0.3%
    CHURCHILL MORTGAGE CORPORATION $440,000 $565,000 28.4% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $495,000 $515,000 4.0% 0.3%
    MID AMERICA MORTGAGE, INC. $500,000 n/a 0.3%
    SUCCESS MORTGAGE PARTNERS, INC. $590,000 $485,000 -17.8% 0.3%
    CMG MORTGAGE, INC. $480,000 n/a 0.3%
    21ST MORTGAGE CORPORATION $470,000 $475,000 1.1% 0.3%
    GUARANTEED RATE, INC. $105,000 $460,000 338.1% 0.2%
    USAA Federal Savings Bank $735,000 $440,000 -40.1% 0.2%
    NAVY FEDERAL CREDIT UNION $1,350,000 $425,000 -68.5% 0.2%
    ZILLOW HOME LOANS, LLC $420,000 n/a 0.2%
    First National Bank $395,000 n/a 0.2%
    PLANET HOME LENDING, LLC $195,000 $390,000 100.0% 0.2%
    INDIANA UNIVERSITY CREDIT UNION $390,000 $385,000 -1.3% 0.2%
    Citizens Bank $300,000 $380,000 26.7% 0.2%
    WesBanco Bank, Inc. $55,000 $370,000 572.7% 0.2%
    Regions Bank $320,000 $365,000 14.1% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $360,000 n/a 0.2%
    FORUM Credit Union $105,000 $350,000 233.3% 0.2%
    Paramount Residential Mortgage Group, Inc. $335,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $750,000 $330,000 -56.0% 0.2%
    CRANE $320,000 $320,000 0.0% 0.2%
    FBC MORTGAGE, LLC $315,000 n/a 0.2%
    Farmers and Mechanics Federal Savings Bank $305,000 n/a 0.2%
    FCB Banks $305,000 n/a 0.2%
    CALIBER HOME LOANS, INC. $995,000 $300,000 -69.8% 0.2%
    EQUITY RESOURCES, INC. $295,000 n/a 0.2%
    First Federal Bank of the Midwest $295,000 n/a 0.2%
    Loan Simple, Inc. $165,000 $295,000 78.8% 0.2%
    UNION HOME MORTGAGE CORP. $270,000 $290,000 7.4% 0.2%
    Centier Bank $285,000 n/a 0.2%
    M&T Bank $395,000 $280,000 -29.1% 0.1%
    First Farmers Bank and Trust Company $275,000 n/a 0.1%
    Armed Forces Bank $265,000 n/a 0.1%
    North American Savings Bank, F.S.B. $265,000 n/a 0.1%
    BMO Harris Bank $75,000 $235,000 213.3% 0.1%
    LOANPAL, LLC $235,000 n/a 0.1%
    Magnolia Bank $235,000 n/a 0.1%
    Republic Bank & Trust Company $235,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $545,000 $230,000 -57.8% 0.1%
    THRIVE MORTGAGE, LLC $105,000 $220,000 109.5% 0.1%
    MJW Financial LLC $215,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $625,000 $210,000 -66.4% 0.1%
    EVANSVILLE TEACHERS $230,000 $200,000 -13.0% 0.1%
    Flanagan State Bank $405,000 $195,000 -51.9% 0.1%
    INOVA FEDERAL CREDIT UNION $180,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $175,000 n/a 0.1%
    THE MORTGAGE WAREHOUSE,LLC $105,000 $175,000 66.7% 0.1%
    Texana Bank $165,000 n/a 0.1%
    INDIANA MEMBERS CREDIT UNION $225,000 $155,000 -31.1% 0.1%
    BEACON CREDIT UNION $850,000 $145,000 -82.9% 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $295,000 $135,000 -54.2% 0.1%
    First Merchants Bank $35,000 $135,000 285.7% 0.1%
    MORTGAGE MASTERS OF INDIANA, INC. $85,000 $135,000 58.8% 0.1%
    JPMorgan Chase Bank $915,000 $130,000 -85.8% 0.1%
    REVERSE MORTGAGE FUNDING LLC $125,000 n/a 0.1%
    The Peoples State Bank $65,000 $125,000 92.3% 0.1%
    U.S. Bank $535,000 $120,000 -77.6% 0.1%
    FAIR WAY LENDING LLC $535,000 $115,000 -78.5% 0.1%
    First Savings Bank $115,000 n/a 0.1%
    MIDLAND MORTGAGE CORPORATION $115,000 n/a 0.1%
    RAPID MORTGAGE COMPANY $115,000 n/a 0.1%
    First Home Bank $135,000 $105,000 -22.2% 0.1%
    Strong Home Mortgage, LLC $105,000 n/a 0.1%
    Watermark Capital, Inc. $105,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $135,000 $95,000 -29.6% 0.1%
    AMCAP MORTGAGE, LTD. $85,000 n/a 0.0%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $85,000 n/a 0.0%
    SKYONE Federal Credit Union $85,000 n/a 0.0%
    The Farmers Bank of Milton $75,000 n/a 0.0%
    Truist $95,000 $75,000 -21.1% 0.0%
    AMERIFIRST FINANCIAL CORPORATION $370,000 $65,000 -82.4% 0.0%
    Equity Prime Mortgage LLC $65,000 n/a 0.0%
    First National Bank of America $65,000 n/a 0.0%
    Figure Lending LLC $155,000 $60,000 -61.3% 0.0%
    KeyBank $55,000 n/a 0.0%
    Discover Bank $250,000 $45,000 -82.0% 0.0%
    SPRING EQ, LLC $45,000 n/a 0.0%
    First Midwest Bank $35,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $25,000 n/a 0.0%
    Horizon Bank $120,000 $15,000 -87.5% 0.0%

    Seymour's top lender by overall market share is Jackson County Bank, with 18.3% market share. In second place, with 9.6%, is Wolfe Financial, Inc, having originated $18,070,000 in loans. In third place, with 7.9%, is Centra Credit Union, having originated $14,800,000 in loans. In fourth place, with 6.0%, is GVC MORTGAGE, INC., having originated $11,190,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $7,585,000 in loans.

    Seymour Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $102,150 (-7.1%) $133,512 (-9.0%) 0.00 140
    2018-02-01 $121,400 (15.2%) $147,387 (1.9%) 0.00 126
    2018-03-01 $122,900 (23.0%) $163,894 (15.0%) 0.00 119
    2018-04-01 $122,175 (3.6%) $162,272 (8.7%) 0.00 113
    2018-05-01 $125,300 (11.7%) $170,865 (15.0%) 0.00 109
    2018-06-01 $128,000 (16.5%) $172,683 (17.9%) 0.00 110
    2018-07-01 $129,950 (18.2%) $170,303 (18.4%) 0.00 126
    2018-08-01 $126,975 (16.6%) $159,728 (17.8%) 0.00 127
    2018-09-01 $124,900 (25.0%) $156,941 (19.7%) 0.00 114
    2018-10-01 $130,733 (29.9%) $163,293 (23.5%) 0.00 122
    2018-11-01 $134,375 (32.5%) $162,512 (21.8%) 0.00 119
    2018-12-01 $134,900 (35.0%) $161,586 (26.2%) 0.00 109
    2019-01-01 $134,500 (31.7%) $157,647 (18.1%) 0.00 101
    2019-02-01 $131,150 (8.0%) $165,317 (12.2%) 0.00 89
    2019-03-01 $129,014 (5.0%) $173,787 (6.0%) 0.00 84
    2019-04-01 $139,700 (14.3%) $180,919 (11.5%) 0.00 79
    2019-05-01 $145,000 (15.7%) $181,746 (6.4%) 0.00 77
    2019-06-01 $157,400 (23.0%) $201,038 (16.4%) 0.00 72
    2019-07-01 $158,650 (22.1%) $210,240 (23.5%) 0.00 80
    2019-08-01 $159,900 (25.9%) $213,525 (33.7%) 0.00 89
    2019-09-01 $159,900 (28.0%) $217,170 (38.4%) 0.00 86
    2019-10-01 $159,700 (22.2%) $215,598 (32.0%) 0.00 82
    2019-11-01 $164,900 (22.7%) $223,342 (37.4%) 0.00 79
    2019-12-01 $165,050 (22.4%) $216,504 (34.0%) 0.00 78
    2020-01-01 $168,800 (25.5%) $211,372 (34.1%) 0.00 65
    2020-02-01 $179,000 (36.5%) $223,692 (35.3%) 0.00 63
    2020-03-01 $189,900 (47.2%) $235,353 (35.4%) 0.00 54
    2020-04-01 $179,900 (28.8%) $231,968 (28.2%) 0.00 51
    2020-05-01 $182,400 (25.8%) $235,707 (29.7%) 0.00 51
    2020-06-01 $198,400 (26.1%) $243,774 (21.3%) 0.00 51
    2020-07-01 $201,300 (26.9%) $244,437 (16.3%) 0.00 56
    2020-08-01 $197,900 (23.8%) $235,594 (10.3%) 0.00 56
    2020-09-01 $198,900 (24.4%) $241,211 (11.1%) 0.00 56
    2020-10-01 $196,450 (23.0%) $237,950 (10.4%) 0.00 54
    2020-11-01 $189,900 (15.2%) $222,421 (-0.4%) 0.00 52
    2020-12-01 $184,900 (12.0%) $215,935 (-0.3%) 0.00 51
    2021-01-01 $172,400 (2.1%) $202,498 (-4.2%) 0.00 34
    2021-02-01 $174,900 (-2.3%) $228,042 (1.9%) 0.00 29
    2021-03-01 $173,675 (-8.5%) $229,269 (-2.6%) 0.00 25
    2021-04-01 $174,900 (-2.8%) $265,252 (14.4%) 0.00 23
    2021-05-01 $195,000 (6.9%) $290,297 (23.2%) 0.00 26
    2021-06-01 $217,475 (9.6%) $287,228 (17.8%) 0.00 24
    2021-07-01 $191,950 (-4.6%) $268,359 (9.8%) 0.00 32
    2021-08-01 $199,900 (1.0%) $287,375 (22.0%) 0.00 46
    2021-09-01 $194,975 (-2.0%) $266,400 (10.4%) 0.00 53
    2021-10-01 $177,450 (-9.7%) $245,773 (3.3%) 0.00 59
    2021-11-01 $187,450 (-1.3%) $254,917 (14.6%) 0.00 55
    2021-12-01 $194,925 (5.4%) $255,852 (18.5%) 0.00 49
    2022-01-01 $226,450 (31.4%) $265,521 (31.1%) 0.00 41
    2022-02-01 $222,500 (27.2%) $277,274 (21.6%) 0.00 28
    2022-03-01 $226,950 (30.7%) $310,748 (35.5%) 0.00 28
    2022-04-01 $225,000 (28.6%) $329,051 (24.1%) 0.00 36
    2022-05-01 $219,900 (12.8%) $308,201 (6.2%) 0.00 41
    2022-06-01 $225,100 (3.5%) $309,907 (7.9%) 0.00 49
    2022-07-01 $239,900 (25.0%) $304,752 (13.6%) 0.00 57
    2022-08-01 $239,900 (20.0%) $291,988 (1.6%) 0.00 56
    2022-09-01 $244,900 (25.6%) $300,920 (13.0%) 0.00 51
    2022-10-01 $239,950 (35.2%) $301,109 (22.5%) 0.00 60
    2022-11-01 $270,975 (44.6%) $310,806 (21.9%) 0.00 60
    2022-12-01 $274,900 (41.0%) $323,741 (26.5%) 0.00 57
    2023-01-01 $262,925 (16.1%) $297,288 (12.0%) 0.00 54
    2023-02-01 $260,950 (17.3%) $299,384 (8.0%) 0.00 43
    Seymour's median listing price for 2023-02-01 was $260,950, a difference of $38,450 (17.3%) versus the prior year and $-1,975 versus the prior month.

    Seymour's median listing price comes in at 0% of the national average.

    Seymour's average listing price for 2023-02-01 was $299,384, a difference of $22,110 (8.0%) versus the prior year and $2,096 versus the prior month.

    For the 2023-02-01 period, Seymour had 43 MLS listings, a difference of -11 listings (-20%) versus the prior month and 15 listings (54%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,575 sqft
    2018-02-01 0 days 1,608 sqft
    2018-03-01 0 days 1,714 sqft
    2018-04-01 0 days 1,680 sqft
    2018-05-01 0 days 1,680 sqft
    2018-06-01 0 days 1,687 sqft
    2018-07-01 0 days 1,600 sqft
    2018-08-01 0 days 1,614 sqft
    2018-09-01 0 days 1,620 sqft
    2018-10-01 0 days 1,642 sqft
    2018-11-01 0 days 1,620 sqft
    2018-12-01 0 days 1,618 sqft
    2019-01-01 0 days 1,619 sqft
    2019-02-01 0 days 1,784 sqft
    2019-03-01 0 days 1,821 sqft
    2019-04-01 0 days 1,869 sqft
    2019-05-01 0 days 1,900 sqft
    2019-06-01 0 days 1,928 sqft
    2019-07-01 0 days 1,981 sqft
    2019-08-01 0 days 2,137 sqft
    2019-09-01 0 days 2,132 sqft
    2019-10-01 0 days 2,060 sqft
    2019-11-01 0 days 1,991 sqft
    2019-12-01 0 days 1,926 sqft
    2020-01-01 0 days 1,908 sqft
    2020-02-01 0 days 1,890 sqft
    2020-03-01 0 days 1,921 sqft
    2020-04-01 0 days 1,777 sqft
    2020-05-01 0 days 1,821 sqft
    2020-06-01 0 days 1,807 sqft
    2020-07-01 0 days 1,872 sqft
    2020-08-01 0 days 1,778 sqft
    2020-09-01 0 days 1,791 sqft
    2020-10-01 0 days 1,943 sqft
    2020-11-01 0 days 1,863 sqft
    2020-12-01 0 days 1,769 sqft
    2021-01-01 0 days 1,642 sqft
    2021-02-01 0 days 1,940 sqft
    2021-03-01 0 days 1,912 sqft
    2021-04-01 0 days 2,130 sqft
    2021-05-01 0 days 1,990 sqft
    2021-06-01 0 days 2,035 sqft
    2021-07-01 0 days 1,962 sqft
    2021-08-01 0 days 2,152 sqft
    2021-09-01 0 days 1,877 sqft
    2021-10-01 0 days 1,922 sqft
    2021-11-01 0 days 1,887 sqft
    2021-12-01 0 days 1,881 sqft
    2022-01-01 0 days 1,874 sqft
    2022-02-01 0 days 1,962 sqft
    2022-03-01 0 days 2,063 sqft
    2022-04-01 0 days 2,134 sqft
    2022-05-01 0 days 1,870 sqft
    2022-06-01 0 days 2,168 sqft
    2022-07-01 0 days 2,151 sqft
    2022-08-01 0 days 1,957 sqft
    2022-09-01 0 days 1,909 sqft
    2022-10-01 0 days 2,047 sqft
    2022-11-01 0 days 2,337 sqft
    2022-12-01 0 days 2,182 sqft
    2023-01-01 0 days 1,991 sqft
    2023-02-01 0 days 2,030 sqft
    Seymour's median listing age (time on market) for 2023-02-01 was 0 days.

    Seymour's median square footage for active listings during the 2023-02-01 period was 2,030 sqft. One year prior, the average listing was 1,962 sqft.

    Seymour, IN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 541 $104,835,000 $193,780
    Cash Out Refi 262 $41,730,000 $159,275
    Other 187 $15,595,000 $83,396
    Refi 118 $20,340,000 $172,373
    Home Improvement 79 $4,735,000 $59,937
    NA 1 $35,000 $35,000

    Seymour's most frequently cited loan purpose was Home Purchase, with 541 originations. The 2nd most popular reason was Cash Out Refi, with 262 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 287 $48,195,000 $167,927
    4-5% 199 $39,395,000 $197,965
    3-4% 198 $38,680,000 $195,354
    <2.5% 188 $15,850,000 $84,309
    6-7% 169 $27,205,000 $160,976
    2.5-3% 75 $9,215,000 $122,867
    7-8% 38 $4,740,000 $124,737
    Over 8% 15 $735,000 $49,000

    During 2022, Seymour's most frequently originated rate bucket was 5-6%, with 287 originations.

    Loan Sizing (Seymour, IN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 500 $72,580,000 $145,160
    $100,000 or less 398 $22,590,000 $56,759
    $200k-400k 266 $70,560,000 $265,263
    $400k-600k 17 $7,915,000 $465,588
    $Over $1MM 4 $11,520,000 $2,880,000
    $600k-1000k 3 $2,105,000 $701,667

    Seymour's loan sizing saw the bucket of loans from $100k-200k with 500 originations, totaling $72,580,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 453 $88,645,000 $195,684
    60-80% 282 $60,060,000 $212,979
    20-40% 165 $12,175,000 $73,788
    Under 20% 135 $4,755,000 $35,222
    40-60% 122 $16,250,000 $133,197
    Over 100% 4 $990,000 $247,500

    Seymour's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 453 originations, totaling $88,645,000 in origination value.