Seymour Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Seymour averaged 7.04% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 6.68% and one month ago for the week of 2024-05-09, the average rate was 7.18%.

Seymour's average rate one year ago was 6.7%.

For refis of the same type during the week of 2024-06-13, the average rate was 6.95%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Seymour 30 Year Fixed Rate 2024-06-13 7.04%
Seymour 30 Year Fixed Rate Refi 2024-06-13 6.95%
Seymour 15 Year Fixed Rate 2024-06-13 6.27%
Seymour 15 Year Fixed Rate Refi 2024-06-13 6.67%
Seymour 30 Year FHA 2024-06-13 7.12%
Seymour 30 Year FHA Refi 2024-06-13 6.81%
Seymour 30 Year USDA 2024-06-13 6.91%
Seymour 30 Year USDA Refi 2024-06-13 6.91%
Seymour 30 Year VA 2024-06-13 6.32%
Seymour 30 Year VA Refi 2024-06-13 6.62%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Seymour, IN.

Seymour Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Seymour, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Jackson County Bank 52 6.10% $3,300
Centra Credit Union 45 6.31% $2,723
GVC MORTGAGE, INC. 25 7.25% $5,321
Wolfe Financial, Inc 24 6.99% $4,195
First Financial Bank 17 6.81% $3,302
Old National Bank 9 6.96% $2,082
RUOFF MORTGAGE COMPANY, INC. 9 6.72% $2,396
QUICKEN LOANS, LLC 8 6.72% $5,682
The Federal Savings Bank 6 6.19% $4,647
Northwest Bank 6 5.81% $3,236
German American Bank 5 6.68% $2,773
Farm Credit Mid-America, ACA 4 7.03% $4,945
PNC Bank 4 6.84% $3,297
CHURCHILL MORTGAGE CORPORATION 3 6.79% $4,169
The Huntington National Bank 3 7.08% $4,521
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.83% $4,343
JPMorgan Chase Bank 2 6.56% $1,486
Mr. Cooper ( Nationstar Mortgage ) 2 6.88% $5,166
Northpointe Bank 2 7.31% $5,157
BEACON CREDIT UNION 2 6.50% $2,601
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.74% $2,411
First Savings Bank 2 7.00% $1,809
HALLMARK HOME MORTGAGE, LLC 2 7.25% $4,903
UNITED WHOLESALE MORTGAGE, LLC 2 7.66% $4,223
USAA Federal Savings Bank 2 7.50% $3,381
CROSSCOUNTRY MORTGAGE, LLC 2 7.50% $5,427
21ST MORTGAGE CORPORATION 1 7.50% $7,048
ZILLOW HOME LOANS, LLC 1 5.88% $5,517
Advisors Mortgage Group, L.L.C. 1 6.49% $2,153
AMERICAN FINANCIAL RESOURCES, INC. 1 7.13% $3,485
BROKER SOLUTIONS, INC. 1 6.99% $5,434
CARDINAL FINANCIAL 1 6.13% $5,507
Centier Bank 1 5.50% $10,853
Citizens Bank 1 6.63% $880
CMG MORTGAGE, INC. 1 7.88% $5,114
DIRECT MORTGAGE LOANS, LLC 1 7.13% $16,036
First Harrison Bank 1 5.75% $2,055
First Merchants Bank 1 6.63% $2,506
First Option Mortgage, LLC 1 7.00% $7,055
INDIANA UNIVERSITY CREDIT UNION 1 7.25% $1,959
LAKEVIEW LOAN SERVICING, LLC 1 6.63% $4,176
LOANDEPOT.COM, LLC 1 6.63% $4,693
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.25% $4,678
NEWREZ LLC 1 5.99% $6,139
Prosperity Home Mortgage, LLC 1 6.50% $6,061
Regions Bank 1 7.50% $4,358
SIRVA MORTGAGE, INC. 1 7.63% $1,056
STAR Financial Bank 1 6.75% $2,807
STOCKTON MORTGAGE CORPORATION 1 6.13% $4,504
The Friendship State Bank 1 6.75% $2,513
Union Savings Bank 1 5.25% $535
U.S. Bank 1 7.63% $4,103
Wells Fargo Bank 1 6.75% $6,755

Seymour Average Closing Costs & Other Stats

Seymour, IN's 53 lenders originated 837 loans during 2023. The total origination value was $126,535,000, with an average loan value of $151,177.

Seymour's average closing costs are $4,002.

The top Seymour lender as defined by loan originations is Jackson County Bank, with 52 loans originated. Their average total fees are $3,300, which is $576 higher than the next largest lender, Centra Credit Union.

The lowest fee Seymour lenders (with over 10 loans originated) are Centra Credit Union ($2,723), Jackson County Bank ($3,300), First Financial Bank ($3,302), Wolfe Financial, Inc ($4,195) and GVC MORTGAGE, INC. ($5,321).

The lowest rate Seymour lenders (with over 10 loans originated) are Jackson County Bank (6.10%), Centra Credit Union (6.31%), First Financial Bank (6.81%), Wolfe Financial, Inc (6.99%) and GVC MORTGAGE, INC. (7.25%).

Seymour, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Jackson County Bank $34,360,000 $25,450,000 -25.9% 20.1%
Centra Credit Union $14,800,000 $13,500,000 -8.8% 10.7%
GVC MORTGAGE, INC. $11,190,000 $11,625,000 3.9% 9.2%
Wolfe Financial, Inc $18,070,000 $11,015,000 -39.0% 8.7%
First Financial Bank $5,420,000 $6,285,000 16.0% 5.0%
QUICKEN LOANS, LLC $7,585,000 $4,945,000 -34.8% 3.9%
Old National Bank $6,850,000 $3,875,000 -43.4% 3.1%
RUOFF MORTGAGE COMPANY, INC. $7,380,000 $3,815,000 -48.3% 3.0%
DIRECT MORTGAGE LOANS, LLC $4,700,000 $3,210,000 -31.7% 2.5%
German American Bank $5,715,000 $2,915,000 -49.0% 2.3%
Owen County State Bank $2,395,000 $2,585,000 7.9% 2.0%
PNC Bank $3,985,000 $2,180,000 -45.3% 1.7%
Northwest Bank $2,710,000 $2,040,000 -24.7% 1.6%
The Federal Savings Bank $1,890,000 n/a 1.5%
Mortgage Research Center, LLC $2,940,000 $1,855,000 -36.9% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,320,000 $1,815,000 37.5% 1.4%
HALLMARK HOME MORTGAGE, LLC $2,065,000 $1,385,000 -32.9% 1.1%
The Huntington National Bank $1,130,000 $1,175,000 4.0% 0.9%
Prosperity Home Mortgage, LLC $1,060,000 n/a 0.8%
Farm Credit Mid-America, ACA $1,900,000 $1,045,000 -45.0% 0.8%
AMERISAVE MORTGAGE CORPORATION $1,660,000 $990,000 -40.4% 0.8%
PENNYMAC LOAN SERVICES, LLC $945,000 $895,000 -5.3% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $945,000 $830,000 -12.2% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $1,290,000 $810,000 -37.2% 0.6%
UNITED WHOLESALE MORTGAGE, LLC $955,000 $810,000 -15.2% 0.6%
BEACON CREDIT UNION $145,000 $805,000 455.2% 0.6%
USAA Federal Savings Bank $440,000 $725,000 64.8% 0.6%
CMG MORTGAGE, INC. $480,000 $690,000 43.8% 0.5%
Northpointe Bank $620,000 $625,000 0.8% 0.5%
LOANDEPOT.COM, LLC $1,590,000 $615,000 -61.3% 0.5%
Carrington Mortgage Services, LLC $885,000 $595,000 -32.8% 0.5%
CARDINAL FINANCIAL $1,055,000 $560,000 -46.9% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $95,000 $500,000 426.3% 0.4%
FIRST COMMUNITY MORTGAGE, INC. $175,000 $490,000 180.0% 0.4%
UNION HOME MORTGAGE CORP. $290,000 $430,000 48.3% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $415,000 n/a 0.3%
CHURCHILL MORTGAGE CORPORATION $565,000 $375,000 -33.6% 0.3%
Centier Bank $285,000 $370,000 29.8% 0.3%
BROKER SOLUTIONS, INC. $985,000 $350,000 -64.5% 0.3%
Fifth Third Bank $1,670,000 $340,000 -79.6% 0.3%
PENTAGON FEDERAL CREDIT UNION $335,000 n/a 0.3%
Citizens Bank $380,000 $330,000 -13.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $315,000 n/a 0.2%
Advisors Mortgage Group, L.L.C. $300,000 n/a 0.2%
First Savings Bank $115,000 $300,000 160.9% 0.2%
JPMorgan Chase Bank $130,000 $300,000 130.8% 0.2%
TOP FLITE FINANCIAL, INC. $300,000 n/a 0.2%
STAR Financial Bank $295,000 n/a 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $485,000 $295,000 -39.2% 0.2%
NEWREZ LLC $690,000 $290,000 -58.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $515,000 $280,000 -45.6% 0.2%
21ST MORTGAGE CORPORATION $475,000 $270,000 -43.2% 0.2%
LOANPAL, LLC $235,000 $270,000 14.9% 0.2%
STOCKTON MORTGAGE CORPORATION $595,000 $265,000 -55.5% 0.2%
Union Savings Bank $855,000 $240,000 -71.9% 0.2%
Wells Fargo Bank $1,095,000 $240,000 -78.1% 0.2%
Regions Bank $365,000 $235,000 -35.6% 0.2%
EMM LOANS LLC $225,000 n/a 0.2%
Sierra Pacific Mortgage Company, Inc. $225,000 n/a 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $215,000 n/a 0.2%
First Option Mortgage, LLC $205,000 n/a 0.2%
U.S. Bank $120,000 $205,000 70.8% 0.2%
CALIBER HOME LOANS, INC. $300,000 $195,000 -35.0% 0.2%
Century Mortgage Company DBA Century Lending Company $720,000 $195,000 -72.9% 0.2%
The Friendship State Bank $195,000 n/a 0.2%
First Harrison Bank $185,000 n/a 0.1%
Bank of England $175,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $330,000 $165,000 -50.0% 0.1%
PLANET HOME LENDING, LLC $390,000 $165,000 -57.7% 0.1%
SIRVA MORTGAGE, INC. $165,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $160,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $155,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $155,000 n/a 0.1%
Nations Lending Corporation $155,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $605,000 $150,000 -75.2% 0.1%
First Merchants Bank $135,000 $145,000 7.4% 0.1%
PHH Mortgage Corporation $135,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $420,000 $135,000 -67.9% 0.1%
ENDEAVOR CAPITAL, LLC. $125,000 n/a 0.1%
Flagstar Bank, FSB $735,000 $125,000 -83.0% 0.1%
FREEDOM MORTGAGE CORPORATION $2,555,000 $125,000 -95.1% 0.1%
OPEN MORTGAGE, LLC $125,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $105,000 n/a 0.1%
WesBanco $370,000 $105,000 -71.6% 0.1%
CRANE $320,000 $100,000 -68.8% 0.1%
AMCAP MORTGAGE, LTD. $85,000 $95,000 11.8% 0.1%
EVERETT FINANCIAL, INC. $95,000 n/a 0.1%
INDIANA UNIVERSITY CREDIT UNION $385,000 $95,000 -75.3% 0.1%
N R L Federal Credit Union $95,000 n/a 0.1%
Discover Bank $45,000 $90,000 100.0% 0.1%
Equity Prime Mortgage LLC $65,000 $85,000 30.8% 0.1%
Third Federal Savings and Loan Association of Cleveland $85,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $85,000 n/a 0.1%
FORUM Credit Union $350,000 $65,000 -81.4% 0.1%
Elements Financial Federal Credit Union $875,000 $55,000 -93.7% 0.0%
Horizon Bank $15,000 $35,000 133.3% 0.0%
TEACHERS CREDIT UNION $25,000 n/a 0.0%

Seymour's top lender by overall market share is Jackson County Bank, with 20.1% market share. In second place, with 10.7%, is Centra Credit Union, having originated $13,500,000 in loans. In third place, with 9.2%, is GVC MORTGAGE, INC., having originated $11,625,000 in loans. In fourth place, with 8.7%, is Wolfe Financial, Inc, having originated $11,015,000 in loans. In fifth place, with 5.0%, is First Financial Bank, having originated $6,285,000 in loans.


Seymour Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $102,150 (-7.1%) $133,512 (-9.0%) 0.00 140
2018-02-01 $121,400 (15.2%) $147,387 (1.9%) 0.00 126
2018-03-01 $122,900 (23.0%) $163,894 (15.0%) 0.00 119
2018-04-01 $122,175 (3.6%) $162,272 (8.7%) 0.00 113
2018-05-01 $125,450 (11.9%) $171,055 (15.2%) 0.00 109
2018-06-01 $128,000 (16.5%) $172,683 (17.9%) 0.00 110
2018-07-01 $129,950 (18.2%) $170,303 (18.4%) 0.00 126
2018-08-01 $126,975 (16.6%) $159,728 (17.8%) 0.00 127
2018-09-01 $124,900 (25.0%) $156,941 (19.7%) 0.00 114
2018-10-01 $130,733 (29.9%) $163,293 (23.5%) 0.00 122
2018-11-01 $134,375 (32.5%) $162,512 (21.8%) 0.00 120
2018-12-01 $134,900 (35.0%) $162,251 (26.7%) 0.00 110
2019-01-01 $134,500 (31.7%) $158,497 (18.7%) 0.00 102
2019-02-01 $131,150 (8.0%) $165,317 (12.2%) 0.00 89
2019-03-01 $129,014 (5.0%) $173,787 (6.0%) 0.00 84
2019-04-01 $139,700 (14.3%) $180,919 (11.5%) 0.00 79
2019-05-01 $145,000 (15.6%) $181,746 (6.3%) 0.00 77
2019-06-01 $157,400 (23.0%) $201,038 (16.4%) 0.00 72
2019-07-01 $158,650 (22.1%) $210,240 (23.5%) 0.00 80
2019-08-01 $159,900 (25.9%) $213,525 (33.7%) 0.00 89
2019-09-01 $159,900 (28.0%) $217,170 (38.4%) 0.00 86
2019-10-01 $159,700 (22.2%) $215,598 (32.0%) 0.00 82
2019-11-01 $164,900 (22.7%) $223,342 (37.4%) 0.00 79
2019-12-01 $165,050 (22.4%) $216,504 (33.4%) 0.00 78
2020-01-01 $168,800 (25.5%) $211,372 (33.4%) 0.00 65
2020-02-01 $180,500 (37.6%) $224,265 (35.7%) 0.00 64
2020-03-01 $189,900 (47.2%) $235,795 (35.7%) 0.00 55
2020-04-01 $179,900 (28.8%) $232,131 (28.3%) 0.00 52
2020-05-01 $182,400 (25.8%) $235,947 (29.8%) 0.00 51
2020-06-01 $198,400 (26.1%) $243,774 (21.3%) 0.00 51
2020-07-01 $201,300 (26.9%) $244,437 (16.3%) 0.00 56
2020-08-01 $197,900 (23.8%) $235,594 (10.3%) 0.00 56
2020-09-01 $198,900 (24.4%) $241,211 (11.1%) 0.00 56
2020-10-01 $196,450 (23.0%) $237,950 (10.4%) 0.00 54
2020-11-01 $189,900 (15.2%) $222,421 (-0.4%) 0.00 52
2020-12-01 $184,900 (12.0%) $215,935 (-0.3%) 0.00 51
2021-01-01 $172,400 (2.1%) $202,498 (-4.2%) 0.00 34
2021-02-01 $174,900 (-3.1%) $228,042 (1.7%) 0.00 29
2021-03-01 $173,675 (-8.5%) $229,269 (-2.8%) 0.00 25
2021-04-01 $174,900 (-2.8%) $265,252 (14.3%) 0.00 23
2021-05-01 $195,000 (6.9%) $290,297 (23.0%) 0.00 26
2021-06-01 $217,475 (9.6%) $287,228 (17.8%) 0.00 24
2021-07-01 $191,950 (-4.6%) $268,359 (9.8%) 0.00 32
2021-08-01 $199,900 (1.0%) $285,867 (21.3%) 0.00 46
2021-09-01 $194,975 (-2.0%) $266,400 (10.4%) 0.00 53
2021-10-01 $177,450 (-9.7%) $245,773 (3.3%) 0.00 59
2021-11-01 $187,450 (-1.3%) $254,917 (14.6%) 0.00 55
2021-12-01 $194,925 (5.4%) $255,852 (18.5%) 0.00 49
2022-01-01 $226,450 (31.4%) $265,521 (31.1%) 0.00 41
2022-02-01 $222,500 (27.2%) $277,274 (21.6%) 0.00 28
2022-03-01 $226,950 (30.7%) $310,748 (35.5%) 0.00 28
2022-04-01 $225,000 (28.6%) $329,051 (24.1%) 0.00 36
2022-05-01 $219,900 (12.8%) $308,201 (6.2%) 0.00 41
2022-06-01 $225,100 (3.5%) $309,907 (7.9%) 0.00 49
2022-07-01 $239,900 (25.0%) $304,752 (13.6%) 0.00 57
2022-08-01 $239,900 (20.0%) $291,988 (2.1%) 0.00 56
2022-09-01 $244,900 (25.6%) $300,920 (13.0%) 0.00 51
2022-10-01 $239,950 (35.2%) $301,109 (22.5%) 0.00 60
2022-11-01 $270,975 (44.6%) $310,806 (21.9%) 0.00 60
2022-12-01 $274,900 (41.0%) $323,741 (26.5%) 0.00 57
2023-01-01 $262,925 (16.1%) $297,288 (12.0%) 0.00 54
2023-02-01 $260,950 (17.3%) $299,384 (8.0%) 0.00 43
2023-03-01 $260,425 (14.8%) $298,187 (-4.0%) 0.00 33
2023-04-01 $264,900 (17.7%) $306,180 (-7.0%) 0.00 26
2023-05-01 $249,400 (13.4%) $282,239 (-8.4%) 0.00 27
2023-06-01 $253,725 (12.7%) $286,049 (-7.7%) 0.00 33
2023-07-01 $235,000 (-2.0%) $289,322 (-5.1%) 0.00 36
2023-08-01 $272,200 (13.5%) $297,773 (2.0%) 0.00 43
2023-09-01 $269,900 (10.2%) $305,178 (1.4%) 0.00 51
2023-10-01 $267,200 (11.4%) $296,977 (-1.4%) 0.00 54
2023-11-01 $259,800 (-4.1%) $306,976 (-1.2%) 0.00 60
2023-12-01 $269,900 (-1.8%) $319,725 (-1.2%) 0.00 58
2024-01-01 $273,725 (4.1%) $315,020 (6.0%) 0.00 56
2024-02-01 $269,950 (3.5%) $307,293 (2.6%) 0.00 53
2024-03-01 $289,950 (11.3%) $322,490 (8.2%) 0.00 51
2024-04-01 $277,450 (4.7%) $317,910 (3.8%) 0.00 51
2024-05-01 $267,950 (7.4%) $317,662 (12.6%) 0.00 52
Seymour's median listing price for 2024-05-01 was $267,950, a difference of $18,550 (7.4%) versus the prior year and $-9,500 versus the prior month.

Seymour's median listing price comes in at 0% of the national average.

Seymour's average listing price for 2024-05-01 was $317,662, a difference of $35,423 (12.6%) versus the prior year and $-248 versus the prior month.

For the 2024-05-01 period, Seymour had 52 MLS listings, a difference of 1 listings (2%) versus the prior month and 25 listings (93%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Seymour (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,575 sqft
2018-02-01 0 days 1,608 sqft
2018-03-01 0 days 1,714 sqft
2018-04-01 0 days 1,680 sqft
2018-05-01 0 days 1,680 sqft
2018-06-01 0 days 1,687 sqft
2018-07-01 0 days 1,600 sqft
2018-08-01 0 days 1,614 sqft
2018-09-01 0 days 1,620 sqft
2018-10-01 0 days 1,642 sqft
2018-11-01 0 days 1,620 sqft
2018-12-01 0 days 1,619 sqft
2019-01-01 0 days 1,620 sqft
2019-02-01 0 days 1,784 sqft
2019-03-01 0 days 1,821 sqft
2019-04-01 0 days 1,869 sqft
2019-05-01 0 days 1,900 sqft
2019-06-01 0 days 1,928 sqft
2019-07-01 0 days 1,981 sqft
2019-08-01 0 days 2,137 sqft
2019-09-01 0 days 2,132 sqft
2019-10-01 0 days 2,060 sqft
2019-11-01 0 days 1,991 sqft
2019-12-01 0 days 1,926 sqft
2020-01-01 0 days 1,908 sqft
2020-02-01 0 days 1,860 sqft
2020-03-01 0 days 1,834 sqft
2020-04-01 0 days 1,774 sqft
2020-05-01 0 days 1,806 sqft
2020-06-01 0 days 1,807 sqft
2020-07-01 0 days 1,872 sqft
2020-08-01 0 days 1,778 sqft
2020-09-01 0 days 1,791 sqft
2020-10-01 0 days 1,943 sqft
2020-11-01 0 days 1,863 sqft
2020-12-01 0 days 1,769 sqft
2021-01-01 0 days 1,642 sqft
2021-02-01 0 days 1,940 sqft
2021-03-01 0 days 1,912 sqft
2021-04-01 0 days 2,130 sqft
2021-05-01 0 days 1,990 sqft
2021-06-01 0 days 2,035 sqft
2021-07-01 0 days 1,962 sqft
2021-08-01 0 days 2,152 sqft
2021-09-01 0 days 1,877 sqft
2021-10-01 0 days 1,922 sqft
2021-11-01 0 days 1,887 sqft
2021-12-01 0 days 1,881 sqft
2022-01-01 0 days 1,874 sqft
2022-02-01 0 days 1,962 sqft
2022-03-01 0 days 2,063 sqft
2022-04-01 0 days 2,134 sqft
2022-05-01 0 days 1,889 sqft
2022-06-01 0 days 2,176 sqft
2022-07-01 0 days 2,151 sqft
2022-08-01 0 days 1,957 sqft
2022-09-01 0 days 1,909 sqft
2022-10-01 0 days 2,047 sqft
2022-11-01 0 days 2,337 sqft
2022-12-01 0 days 2,182 sqft
2023-01-01 0 days 1,991 sqft
2023-02-01 0 days 2,030 sqft
2023-03-01 0 days 2,134 sqft
2023-04-01 0 days 1,951 sqft
2023-05-01 0 days 1,706 sqft
2023-06-01 0 days 1,811 sqft
2023-07-01 0 days 1,951 sqft
2023-08-01 0 days 2,126 sqft
2023-09-01 0 days 1,974 sqft
2023-10-01 0 days 1,781 sqft
2023-11-01 0 days 1,712 sqft
2023-12-01 0 days 1,847 sqft
2024-01-01 0 days 1,788 sqft
2024-02-01 0 days 1,793 sqft
2024-03-01 0 days 1,959 sqft
2024-04-01 0 days 2,077 sqft
2024-05-01 0 days 1,924 sqft
Seymour's median listing age (time on market) for 2024-05-01 was 0 days.

Seymour's median square footage for active listings during the 2024-05-01 period was 1,924 sqft. One year prior, the average listing was 1,706 sqft.

Seymour, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 429 $87,345,000 $203,601
Cash Out Refi 142 $17,950,000 $126,408
Other 139 $10,495,000 $75,504
Home Improvement 70 $4,060,000 $58,000
Refi 57 $6,685,000 $117,281

Seymour's most frequently cited loan purpose was Home Purchase, with 429 originations. The 2nd most popular reason was Cash Out Refi, with 142 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 289 $49,985,000 $172,958
7-8% 213 $34,745,000 $163,122
5-6% 148 $24,540,000 $165,811
Over 8% 80 $6,330,000 $79,125
<2.5% 50 $4,100,000 $82,000
4-5% 23 $2,865,000 $124,565
2.5-3% 17 $1,225,000 $72,059
3-4% 3 $135,000 $45,000

During 2023, Seymour's most frequently originated rate bucket was 6-7%, with 289 originations.

Loan Sizing (Seymour, IN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 342 $50,950,000 $148,977
$100,000 or less 292 $15,710,000 $53,801
$200k-400k 180 $47,650,000 $264,722
$400k-600k 17 $7,675,000 $451,471
$600k-1000k 5 $3,365,000 $673,000
$Over $1MM 1 $1,185,000 $1,185,000

Seymour's loan sizing saw the bucket of loans from $100k-200k with 342 originations, totaling $50,950,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 343 $71,215,000 $207,624
60-80% 153 $28,375,000 $185,458
Under 20% 129 $5,225,000 $40,504
20-40% 126 $8,800,000 $69,841
40-60% 69 $8,605,000 $124,710
Over 100% 6 $1,730,000 $288,333

Seymour's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 343 originations, totaling $71,215,000 in origination value.