Ocmbc Mortgage Rates, Fees & Info
SEAL BEACH, CALEI: 549300J7I82PNDVU8H22
Tax ID: 33-0962918
1 stars - Updated: 4/5/25
-
out of 5 stars, based on 113 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ocmbc is a mid-sized mortgage company specializing in Home Purchase and Cash Out Refi loans. Ocmbc has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Riverside, Miami, San Diego, and Washington among others. We have data for 419 markets. (Some data included below & more in-depth data is available with an active subscription.)Ocmbc has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ocmbc is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.97% | 4/5/25 |
| 30 Year Conventional Refi | 7.87% | 4/5/25 |
| 30 Year Cash-out Refi | 9.19% | 4/5/25 |
| 30 Year FHA Purchase | 7.49% | 4/5/25 |
| 30 Year FHA Refi | 7.03% | 4/5/25 |
| 30 Year VA Purchase | 6.63% | 4/5/25 |
| 30 Year VA Refi | 6.31% | 4/5/25 |
| 30 Year USDA Purchase | 7.40% | 4/5/25 |
| 30 Year USDA Refi | 6.72% | 4/5/25 |
| 15 Year Conventional Purchase | 7.87% | 4/5/25 |
| 15 Year Conventional Refi | 7.91% | 4/5/25 |
| 15 Year Cash-out Refi | 7.91% | 4/5/25 |
| 15 Year FHA Purchase | 7.03% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ocmbc Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Ocmbc. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
12,877Origination Dollar Volume (All Markets)
$5,341,125,000Relative Rate
Ocmbc's average 30 year fixed mortgage rate was
7.46%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.91%.
Relative Fees (Closing Costs)
Ocmbc's average total fees/closing costs for a 30 year fixed rate
mortgage were $16,359.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,447 | $1,515,595,000 | $619,369 | $19,190 | 7.32% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,782 | $777,200,000 | $436,139 | $16,059 | 6.92% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 384 | $184,570,000 | $480,651 | $20,185 | 7.72% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 217 | $134,325,000 | $619,009 | $17,711 | 7.35% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 328 | $119,310,000 | $363,750 | $14,575 | 7.73% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 425 | $117,615,000 | $276,741 | $12,669 | 7.79% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 303 | $114,655,000 | $378,399 | $12,747 | 7.62% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 308 | $110,420,000 | $358,506 | $16,156 | 7.83% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 302 | $107,670,000 | $356,523 | $12,864 | 7.56% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 299 | $103,455,000 | $346,003 | $15,920 | 7.94% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 371 | $103,085,000 | $277,857 | $12,593 | 8.08% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 170 | $95,290,000 | $560,529 | $14,746 | 6.95% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 290 | $88,250,000 | $304,310 | $12,596 | 7.08% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 123 | $79,875,000 | $649,390 | $19,646 | 7.44% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 256 | $68,820,000 | $268,828 | $13,095 | 8.08% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 140 | $68,090,000 | $486,357 | $18,100 | 7.89% |
| Outside of Metro Areas | 237 | $67,345,000 | $284,156 | $11,990 | 7.98% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 117 | $59,165,000 | $505,684 | $18,453 | 7.93% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 156 | $57,910,000 | $371,218 | $12,214 | 6.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 157 | $54,605,000 | $347,803 | $14,677 | 7.60% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 176 | $53,610,000 | $304,602 | $12,598 | 8.08% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 100 | $44,380,000 | $443,800 | $14,101 | 7.97% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 62 | $43,280,000 | $698,065 | $16,539 | 7.33% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 59 | $29,205,000 | $495,000 | $19,251 | 7.68% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 61 | $28,885,000 | $473,525 | $18,251 | 7.53% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 89 | $28,775,000 | $323,315 | $15,102 | 7.65% |
| STOCKTON, CA (FHA|USDA|VA) | 77 | $28,645,000 | $372,013 | $12,402 | 7.08% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 76 | $28,330,000 | $372,763 | $14,472 | 7.61% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 87 | $23,865,000 | $274,310 | $12,142 | 8.08% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 61 | $23,435,000 | $384,180 | $13,692 | 7.87% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 60 | $22,590,000 | $376,500 | $13,321 | 8.30% |
| MODESTO, CA (FHA|USDA|VA) | 69 | $22,395,000 | $324,565 | $12,059 | 7.41% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 63 | $22,065,000 | $350,238 | $13,276 | 7.71% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 55 | $21,825,000 | $396,818 | $17,462 | 7.99% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 30 | $21,010,000 | $700,333 | $15,417 | 7.30% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 72 | $20,980,000 | $291,389 | $16,053 | 7.74% |
| SALINAS, CA (FHA|USDA|VA) | 37 | $19,595,000 | $529,595 | $16,963 | 7.54% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 85 | $19,465,000 | $229,000 | $9,854 | 8.24% |
| VALLEJO, CA (FHA|USDA|VA) | 44 | $17,100,000 | $388,636 | $13,995 | 7.19% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 64 | $16,900,000 | $264,063 | $12,686 | 7.72% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 63 | $15,885,000 | $252,143 | $12,220 | 7.80% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 28 | $15,540,000 | $555,000 | $16,990 | 7.62% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 57 | $14,815,000 | $259,912 | $12,076 | 7.98% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 38 | $14,690,000 | $386,579 | $16,120 | 7.71% |
| RICHMOND, VA (FHA|USDA|VA) | 56 | $14,460,000 | $258,214 | $14,020 | 8.11% |
| FRESNO, CA (FHA|USDA|VA) | 50 | $14,240,000 | $284,800 | $11,301 | 7.77% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 46 | $14,080,000 | $306,087 | $15,196 | 7.34% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 60 | $13,100,000 | $218,333 | $13,060 | 7.80% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 35 | $13,055,000 | $373,000 | $13,110 | 8.28% |
| TUCSON, AZ (FHA|USDA|VA) | 33 | $12,105,000 | $366,818 | $16,454 | 7.37% |
| MERCED, CA (FHA|USDA|VA) | 34 | $11,790,000 | $346,765 | $14,004 | 7.09% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 36 | $11,740,000 | $326,111 | $14,369 | 7.68% |
| VISALIA, CA (FHA|USDA|VA) | 42 | $11,070,000 | $263,571 | $11,778 | 7.36% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $10,785,000 | $980,455 | $30,867 | 7.85% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 27 | $10,765,000 | $398,704 | $15,845 | 8.18% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 23 | $10,195,000 | $443,261 | $13,487 | 7.58% |
| COLUMBUS, OH (FHA|USDA|VA) | 35 | $9,745,000 | $278,429 | $16,430 | 8.20% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 26 | $9,720,000 | $373,846 | $13,038 | 7.86% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 13 | $9,455,000 | $727,308 | $18,368 | 7.61% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 16 | $9,120,000 | $570,000 | $18,666 | 7.98% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 12 | $8,550,000 | $712,500 | $24,465 | 7.76% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 27 | $8,525,000 | $315,741 | $11,606 | 6.57% |
| LAREDO, TX (FHA|USDA|VA) | 35 | $8,275,000 | $236,429 | $11,990 | 7.48% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 30 | $7,860,000 | $262,000 | $10,527 | 7.67% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 32 | $7,720,000 | $241,250 | $12,643 | 7.57% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 32 | $7,570,000 | $236,563 | $12,030 | 8.23% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 23 | $7,455,000 | $324,130 | $11,238 | 7.68% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 37 | $7,245,000 | $195,811 | $9,379 | 7.91% |
| EL CENTRO, CA (FHA|USDA|VA) | 29 | $6,775,000 | $233,621 | $11,716 | 6.30% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 34 | $6,630,000 | $195,000 | $11,052 | 8.23% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 20 | $6,540,000 | $327,000 | $13,585 | 8.07% |
| OCALA, FL (FHA|USDA|VA) | 29 | $6,465,000 | $222,931 | $10,555 | 7.52% |
| GREELEY, CO (FHA|USDA|VA) | 15 | $6,245,000 | $416,333 | $16,741 | 7.92% |
| Key West, FL (FHA|USDA|VA) | 6 | $6,160,000 | $1,026,667 | $13,887 | 7.85% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 26 | $6,140,000 | $236,154 | $11,892 | 8.34% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 22 | $5,940,000 | $270,000 | $14,274 | 6.97% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $5,780,000 | $578,000 | $19,324 | 8.09% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 17 | $5,675,000 | $333,824 | $8,523 | 7.88% |
| RENO, NV (FHA|USDA|VA) | 15 | $5,615,000 | $374,333 | $14,398 | 8.24% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 16 | $5,540,000 | $346,250 | $15,248 | 7.76% |
| Vineyard Haven, MA (FHA|USDA|VA) | 5 | $5,405,000 | $1,081,000 | $40,856 | 8.68% |
| TULSA, OK (FHA|USDA|VA) | 11 | $5,385,000 | $489,545 | $21,045 | 8.26% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 21 | $5,365,000 | $255,476 | $10,515 | 8.15% |
| SAVANNAH, GA (FHA|USDA|VA) | 16 | $5,350,000 | $334,375 | $9,674 | 7.37% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 21 | $5,295,000 | $252,143 | $12,131 | 7.85% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 15 | $5,245,000 | $349,667 | $12,030 | 7.47% |
| COLUMBIA, SC (FHA|USDA|VA) | 19 | $5,085,000 | $267,632 | $12,956 | 7.92% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 24 | $4,960,000 | $206,667 | $11,411 | 8.04% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 14 | $4,890,000 | $349,286 | $10,420 | 7.56% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $4,875,000 | $696,429 | $21,182 | 8.86% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 24 | $4,840,000 | $201,667 | $7,805 | 7.90% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 28 | $4,830,000 | $172,500 | $8,884 | 8.11% |
| HINESVILLE, GA (FHA|USDA|VA) | 17 | $4,825,000 | $283,824 | $8,363 | 6.95% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $4,800,000 | $600,000 | $16,313 | 8.12% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 7 | $4,775,000 | $682,143 | $22,283 | 7.29% |
| KNOXVILLE, TN (FHA|USDA|VA) | 11 | $4,665,000 | $424,091 | $14,770 | 7.66% |
| PANAMA CITY, FL (FHA|USDA|VA) | 11 | $4,575,000 | $415,909 | $10,011 | 8.15% |
| Hilo, HI (FHA|USDA|VA) | 10 | $4,510,000 | $451,000 | $13,822 | 8.14% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $4,375,000 | $486,111 | $13,670 | 7.04% |
| BATON ROUGE, LA (FHA|USDA|VA) | 18 | $4,270,000 | $237,222 | $12,718 | 7.31% |
| MADERA, CA (FHA|USDA|VA) | 17 | $4,265,000 | $250,882 | $11,397 | 6.61% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 33 | $4,125,000 | $125,000 | $0 | 6.73% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 12 | $3,820,000 | $318,333 | $20,116 | 7.80% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 15 | $3,725,000 | $248,333 | $11,432 | 7.36% |
| EL PASO, TX (FHA|USDA|VA) | 22 | $3,690,000 | $167,727 | $8,950 | 7.99% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 18 | $3,660,000 | $203,333 | $8,951 | 7.93% |
| ST. GEORGE, UT (FHA|USDA|VA) | 9 | $3,635,000 | $403,889 | $23,827 | 7.72% |
| BOISE CITY, ID (FHA|USDA|VA) | 12 | $3,590,000 | $299,167 | $15,433 | 7.35% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 20 | $3,570,000 | $178,500 | $8,012 | 7.77% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 11 | $3,525,000 | $320,455 | $13,315 | 7.91% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 7 | $3,505,000 | $500,714 | $13,577 | 7.43% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 11 | $3,505,000 | $318,636 | $12,779 | 7.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $3,285,000 | $657,000 | $26,739 | 8.82% |
| MIDLAND, TX (FHA|USDA|VA) | 7 | $3,225,000 | $460,714 | $23,054 | 8.59% |
| PITTSBURGH, PA (FHA|USDA|VA) | 14 | $3,210,000 | $229,286 | $14,026 | 8.27% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 7 | $3,145,000 | $449,286 | $11,197 | 8.93% |
| YUBA CITY, CA (FHA|USDA|VA) | 11 | $3,105,000 | $282,273 | $9,187 | 8.36% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 12 | $2,910,000 | $242,500 | $13,938 | 8.40% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 14 | $2,890,000 | $206,429 | $11,768 | 7.71% |
| YUMA, AZ (FHA|USDA|VA) | 8 | $2,790,000 | $348,750 | $11,851 | 7.17% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 10 | $2,780,000 | $278,000 | $15,889 | 7.40% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 8 | $2,700,000 | $337,500 | $16,631 | 7.36% |
| Rockport, TX (FHA|USDA|VA) | 10 | $2,640,000 | $264,000 | $12,254 | 7.92% |
| SALEM, OR (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $15,465 | 7.96% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,580,000 | $258,000 | $5,244 | 7.51% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $2,565,000 | $513,000 | $18,783 | 7.35% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $2,515,000 | $838,333 | $0 | 7.33% |
| PROVO-OREM, UT (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $10,798 | 8.32% |
| CHICO, CA (FHA|USDA|VA) | 10 | $2,460,000 | $246,000 | $8,649 | 5.21% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $2,435,000 | $187,308 | $16,606 | 7.90% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 9 | $2,415,000 | $268,333 | $15,239 | 7.42% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $12,174 | 7.83% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $2,375,000 | $339,286 | $15,499 | 7.18% |
| Astoria, OR (FHA|USDA|VA) | 3 | $2,375,000 | $791,667 | $18,578 | 9.46% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $2,300,000 | $383,333 | $15,453 | 7.56% |
| LOUISVILLE, KY (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $10,536 | 8.94% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $11,937 | 8.22% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $2,135,000 | $427,000 | $18,728 | 8.35% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 13 | $2,115,000 | $162,692 | $16,951 | 7.73% |
| ANCHORAGE, AK (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $0 | 8.37% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $22,971 | 7.69% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $13,095 | 7.37% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $18,708 | 8.20% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $14,580 | 7.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $13,143 | 7.31% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 10 | $1,820,000 | $182,000 | $7,933 | 8.22% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $6,494 | 7.08% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $12,440 | 8.12% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $11,107 | 8.15% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $19,703 | 6.87% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $32,060 | 7.37% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $5,568 | 7.03% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $8,692 | 8.20% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $9,073 | 7.19% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $19,687 | 7.67% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $15,001 | 6.15% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $1,630,000 | $815,000 | $16,438 | 6.56% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $16,201 | 8.22% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $6,860 | 6.46% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $20,711 | 6.50% |
| Clearlake, CA (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $11,534 | 7.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $12,640 | 7.71% |
| ODESSA, TX (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $9,056 | 7.51% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $11,790 | 8.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $13,656 | 8.22% |
| REDDING, CA (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $8,954 | 5.87% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $17,300 | 8.17% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $1,470,000 | $735,000 | $17,548 | 8.69% |
| Cambridge, MD (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $10,723 | 8.20% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $11,576 | 6.97% |
| Stephenville, TX (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $22,272 | 7.66% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $12,033 | 7.45% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $16,455 | 7.25% |
| LAWTON, OK (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $12,512 | 7.12% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $11,137 | 8.45% |
| Newport, OR (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $7,887 | 9.81% |
| TYLER, TX (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $15,357 | 8.56% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $9,702 | 7.60% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $11,846 | 8.22% |
| GOLDSBORO, NC (FHA|USDA|VA) | 10 | $1,340,000 | $134,000 | $8,095 | 8.36% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $13,460 | 7.92% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $6,260 | 7.85% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $8,963 | 8.25% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $10,280 | 7.16% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $8,128 | 6.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $4,805 | 7.80% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $1,265,000 | $1,265,000 | $52,074 | 6.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 10 | $1,260,000 | $126,000 | $5,828 | 8.05% |
| Red Bluff, CA (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $10,131 | 5.62% |
| BANGOR, ME (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $10,253 | 7.60% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $10,837 | 7.69% |
| Montrose, CO (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $19,422 | 9.56% |
| ROCKFORD, IL (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $9,530 | 7.94% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $1,225,000 | $1,225,000 | $38,417 | 11.38% |
| Othello, WA (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $10,032 | 7.52% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $10,034 | 7.73% |
| YAKIMA, WA (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $9,994 | 9.05% |
| DOVER, DE (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $0 | 8.45% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 8 | $1,140,000 | $142,500 | $0 | 6.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $0 | 7.72% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $0 | 7.55% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $14,429 | 8.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $8,687 | 7.27% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $16,178 | 8.96% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $11,714 | 6.87% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $8,635 | 8.41% |
| MADISON, WI (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $14,224 | 7.96% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $24,612 | 8.15% |
| READING, PA (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $9,414 | 8.80% |
| WACO, TX (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $10,835 | 8.35% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,590 | 7.20% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $8,253 | 8.10% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $15,680 | 7.80% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $13,014 | 7.44% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $13,227 | 8.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $0 | 7.83% |
| Edwards, CO (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $18,062 | 9.44% |
| Fernley, NV (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,403 | 7.41% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $8,077 | 5.53% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $14,295 | 6.94% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $9,795 | 7.85% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $0 | 7.19% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $12,049 | 8.59% |
| Prineville, OR (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $7,227 | 7.50% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $12,286 | 8.67% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $0 | 7.84% |
| Outside of Metro Areas | 2 | $820,000 | $410,000 | $0 | 9.06% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $12,873 | 7.08% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $11,553 | 8.67% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $0 | 7.37% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $13,574 | 7.94% |
| Payson, AZ (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $15,806 | 7.19% |
| Shelby, NC (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $0 | 8.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $11,873 | 8.54% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $22,228 | 8.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $0 | 7.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $3,437 | 7.71% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $0 | 7.69% |
| Centralia, WA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $9,464 | 7.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $20,298 | 6.44% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $8,423 | 7.50% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $8,972 | 8.08% |
| Vernal, UT (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $21,494 | 7.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,756 | 7.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $13,886 | 7.29% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $4,044 | 8.32% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 7.13% |
| HAMMOND, LA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $8,844 | 8.22% |
| Picayune, MS (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $12,244 | 7.06% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 7.94% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $22,806 | 6.63% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $15,678 | 7.44% |
| Boone, NC (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 8.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,623 | 8.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,957 | 7.25% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $9,553 | 7.08% |
| Hood River, OR (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $16,647 | 6.25% |
| Athens, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,298 | 8.04% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $15,290 | 6.50% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,330 | 5.94% |
| Granbury, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $12,647 | 8.50% |
| Shelton, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 7.25% |
| RACINE, WI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 7.87% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $6,251 | 8.63% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $14,049 | 6.69% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,255 | 7.56% |
| KANKAKEE, IL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,027 | 8.06% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 7.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $16,599 | 8.13% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $15,738 | 8.06% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,312 | 8.38% |
| AKRON, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 8.04% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,164 | 7.19% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 8.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $9,811 | 9.75% |
| Durango, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,555 | 6.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $11,770 | 8.62% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,346 | 8.62% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,031 | 7.75% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 8.19% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 8.31% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $21,784 | 6.63% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,014 | 7.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,605 | 8.17% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,809 | 8.96% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 7.62% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,949 | 4.54% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,027 | 8.75% |
| Albertville, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,365 | 7.12% |
| Concord, NH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 7.50% |
| Jesup, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,159 | 6.75% |
| Heber, UT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,369 | 7.00% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 7.63% |
| Jennings, LA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,031 | 9.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 7.56% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 7.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $10,709 | 6.56% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 7.63% |
| FLINT, MI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,547 | 7.38% |
| Sonora, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,579 | 8.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.25% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,281 | 6.63% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.38% |
| Dayton, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $10,630 | 7.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,746 | 9.25% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,005 | 8.44% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 8.44% |
| Grenada, MS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,927 | 6.88% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,035 | 6.25% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 8.00% |
| Susanville, CA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,564 | 3.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,259 | 9.00% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,015 | 8.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 7.75% |
| Andrews, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,977 | 10.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 8.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,525 | 9.25% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,642 | 7.00% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.13% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,071 | 9.63% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $20,454 | 5.63% |
| Willmar, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,156 | 8.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 10.50% |
| Washington, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,477 | 7.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.50% |
| Seymour, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,675 | 9.50% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,582 | 7.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 8.75% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.38% |
| Seneca, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 8.00% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,603 | 7.56% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.81% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.75% |
| Cullman, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,323 | 6.88% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 8.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 9.13% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,307 | 6.63% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,524 | 7.00% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,270 | 9.13% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,386 | 8.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.87% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.50% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,361 | 6.88% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,260 | 6.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,416 | 8.38% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 7.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,266 | 8.38% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.63% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.13% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.50% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,318 | 7.81% |
| El Campo, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 8.12% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.25% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,636 | 8.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.38% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.25% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,156 | 11.13% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.25% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.25% |
| Brenham, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.00% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,810 | 8.38% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,861 | 9.25% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.25% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,137 | 8.00% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.00% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.38% |
| Tifton, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.00% |
| Harrison, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,173 | 7.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.50% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.75% |
| Farmington, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,078 | 7.50% |
| Minden, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,909 | 9.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,001 | 9.00% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.63% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.00% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.63% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,716 | 7.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,803 | 8.25% |
| Logansport, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.75% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.50% |
| Paris, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,980 | 9.00% |
| Danville, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.88% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.25% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.75% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.50% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,901 | 10.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,503 | 7.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.88% |
| Sayre, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,387 | 9.63% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.38% |
| London, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.50% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.00% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.00% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,775 | 8.13% |
| Berlin, NH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.75% |
| Elko, NV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.25% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.13% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.38% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.75% |
| MONROE, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| Jasper, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.88% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.50% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.38% |
| Findlay, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against OCMBC based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2024, Ocmbc's most frequently originated type of loan was Conventional, with 9,955 originations. Their 2nd most popular type was FHA, with 2,701 originations.
Loan Reason
For 2024, Ocmbc's most frequently cited loan purpose was Home Purchase, with 8,770 originations. The 2nd most popular reason was Cash Out Refi, with 3,140 originations.
Loan Duration/Length
For 2024, Ocmbc's most frequently cited loan duration was 30 Year, with 12,251 originations. The 2nd most popular length was 10 Year, with 372 originations.
Origination Fees/Closing Costs
Ocmbc's average total fees were $16,359, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 5,889 originations.
Interest Rates
During 2024, Ocmbc's average interest rate for loans was 7.46%, while their most frequently originated rate bucket for loans was 7-8%, with 4,240 originations.
Loan Sizing
2024 saw Ocmbc place emphasis on $200k-400k loans with 4,779 originations, totaling $1,412,035,000 in origination value.
Applicant Income
Ocmbc lent most frequently to those with incomes in the $100k-150k range, with 2,497 originations. The second most popular income band? $150k-250k, with 2,195 originations.
Applicant Debt to Income Ratio
Ocmbc lent most frequently to those with DTI ratios of 50-60%, with 1,271 originations. The next most common DTI ratio? 30-36%, with 980 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.25%
Ocmbc has an average approval rate.
Pick Rate
Approvals leading to origination43.74%
Ocmbc has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,877 | $5,341,125,000 | $414,780 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 12,877 | $5,341,125,000 | $414,780 |