Ocmbc Mortgage Rates, Fees & Info

SEAL BEACH, CA

LEI: 549300J7I82PNDVU8H22

Tax ID: 33-0962918

1 stars - Updated: 11/17/24 - out of 5 stars, based on 94 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Ocmbc is a mid-sized mortgage company specializing in Home Purchase loans. Ocmbc has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Riverside, Miami, Atlanta, and Houston among others. We have data for 367 markets. (Some data included below & more in-depth data is available with an active subscription.)

Ocmbc has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ocmbc is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.19% 11/17/24
30 Year Conventional Refi 6.89% 11/17/24
30 Year Cash-out Refi 7.26% 11/17/24
30 Year FHA Purchase 7.53% 11/17/24
30 Year FHA Refi 7.14% 11/17/24
30 Year VA Purchase 6.36% 11/17/24
30 Year VA Refi 6.27% 11/17/24
30 Year USDA Purchase 6.61% 11/17/24
15 Year Conventional Purchase 5.84% 11/17/24
15 Year Conventional Refi 6.47% 11/17/24
15 Year Cash-out Refi 6.47% 11/17/24
15 Year FHA Refi 5.68% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Ocmbc Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Ocmbc. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,891

Origination Dollar Volume (All Markets)

$3,587,635,000

Awards

OCMBC VA Loans bronze OCMBC FHA Loans silver OCMBC FHA Loans silver
Show all (3) awards

Relative Rate

Ocmbc's average 30 year fixed mortgage rate was 7.78%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 1.3%.

Relative Fees (Closing Costs)

Ocmbc's average total fees/closing costs for a 30 year fixed rate mortgage were $16,718.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,610 $994,280,000 $617,565 $20,048 7.48%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,237 $544,925,000 $440,521 $16,828 7.25%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 230 $112,190,000 $487,783 $19,637 8.15%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 276 $94,840,000 $343,623 $13,864 8.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 352 $90,880,000 $258,182 $11,910 8.12%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 228 $85,090,000 $373,202 $15,219 8.51%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 235 $79,785,000 $339,511 $14,761 8.40%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 222 $76,970,000 $346,712 $12,448 7.77%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 289 $74,355,000 $257,284 $11,903 8.18%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 205 $73,615,000 $359,098 $12,492 7.87%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 111 $73,455,000 $661,757 $18,828 7.70%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 105 $66,165,000 $630,143 $18,939 8.08%
BAKERSFIELD, CA (FHA|USDA|VA) 212 $56,790,000 $267,877 $11,884 7.52%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 147 $52,635,000 $358,061 $15,456 8.01%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 81 $52,595,000 $649,321 $21,142 7.73%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 161 $43,405,000 $269,596 $12,107 8.54%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 93 $39,535,000 $425,108 $18,416 8.51%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 125 $37,005,000 $296,040 $12,677 8.58%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 74 $36,370,000 $491,486 $18,253 8.33%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 79 $29,245,000 $370,190 $13,448 8.03%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 65 $28,415,000 $437,154 $13,561 7.97%
Outside of Metro Areas 90 $27,130,000 $301,444 $10,298 8.29%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 57 $21,045,000 $369,211 $14,732 8.57%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 38 $20,290,000 $533,947 $18,527 8.28%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 56 $18,580,000 $331,786 $15,603 7.51%
JACKSONVILLE, FL (FHA|USDA|VA) 65 $18,385,000 $282,846 $13,418 8.04%
STOCKTON, CA (FHA|USDA|VA) 45 $18,245,000 $405,444 $13,330 8.08%
SALINAS, CA (FHA|USDA|VA) 30 $18,040,000 $601,333 $17,955 7.45%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 49 $17,965,000 $366,633 $14,010 8.16%
WORCESTER, MA-CT (FHA|USDA|VA) 42 $17,850,000 $425,000 $17,045 8.40%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 20 $17,590,000 $879,500 $21,841 8.12%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 48 $16,150,000 $336,458 $14,005 8.16%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 51 $15,355,000 $301,078 $14,514 8.41%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 72 $14,920,000 $207,222 $10,556 8.34%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 54 $14,590,000 $270,185 $10,399 7.80%
SALT LAKE CITY, UT (FHA|USDA|VA) 34 $14,190,000 $417,353 $13,013 8.05%
FRESNO, CA (FHA|USDA|VA) 44 $12,920,000 $293,636 $12,610 7.43%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 30 $12,840,000 $428,000 $15,300 8.11%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 25 $12,305,000 $492,200 $16,497 8.68%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 66 $12,260,000 $185,758 $7,165 8.32%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 30 $11,670,000 $389,000 $14,616 8.36%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 35 $10,925,000 $312,143 $11,549 8.80%
VALLEJO, CA (FHA|USDA|VA) 27 $9,915,000 $367,222 $11,652 8.22%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 40 $9,900,000 $247,500 $10,037 8.40%
URBAN HONOLULU, HI (FHA|USDA|VA) 13 $9,215,000 $708,846 $20,339 7.67%
MODESTO, CA (FHA|USDA|VA) 21 $9,095,000 $433,095 $15,883 7.80%
PORT ST. LUCIE, FL (FHA|USDA|VA) 29 $8,895,000 $306,724 $13,226 8.40%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 34 $8,670,000 $255,000 $12,769 8.43%
RICHMOND, VA (FHA|USDA|VA) 34 $8,090,000 $237,941 $10,497 8.91%
VISALIA, CA (FHA|USDA|VA) 30 $8,070,000 $269,000 $10,606 7.21%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 15 $7,915,000 $527,667 $11,781 8.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 16 $7,840,000 $490,000 $13,705 8.35%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $7,335,000 $564,231 $16,151 8.40%
COLORADO SPRINGS, CO (FHA|USDA|VA) 23 $7,315,000 $318,043 $12,670 8.32%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 24 $7,190,000 $299,583 $13,438 8.78%
MERCED, CA (FHA|USDA|VA) 25 $7,135,000 $285,400 $12,448 8.31%
PROVO-OREM, UT (FHA|USDA|VA) 16 $6,530,000 $408,125 $13,475 8.45%
KANSAS CITY, MO-KS (FHA|USDA|VA) 28 $6,240,000 $222,857 $8,238 8.54%
GREELEY, CO (FHA|USDA|VA) 19 $6,225,000 $327,632 $13,276 7.87%
RALEIGH-CARY, NC (FHA|USDA|VA) 23 $6,195,000 $269,348 $10,331 8.84%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 25 $5,925,000 $237,000 $12,046 8.33%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 12 $5,760,000 $480,000 $18,085 7.58%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 25 $5,745,000 $229,800 $9,538 7.95%
OKLAHOMA CITY, OK (FHA|USDA|VA) 30 $5,410,000 $180,333 $9,270 8.41%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 24 $5,350,000 $222,917 $9,355 8.87%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 16 $5,150,000 $321,875 $10,424 6.70%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 13 $5,115,000 $393,462 $15,661 9.22%
RENO, NV (FHA|USDA|VA) 8 $5,010,000 $626,250 $16,533 7.41%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 12 $4,870,000 $405,833 $11,503 8.60%
SAVANNAH, GA (FHA|USDA|VA) 15 $4,815,000 $321,000 $12,134 7.16%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $4,735,000 $526,111 $9,268 8.53%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 15 $4,735,000 $315,667 $13,711 7.59%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 9 $4,715,000 $523,889 $20,388 7.67%
PANAMA CITY, FL (FHA|USDA|VA) 7 $4,575,000 $653,571 $16,088 8.32%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $4,460,000 $743,333 $17,995 8.10%
NAPA, CA (FHA|USDA|VA) 6 $4,160,000 $693,333 $19,561 7.75%
ST. LOUIS, MO-IL (FHA|USDA|VA) 17 $4,095,000 $240,882 $9,017 8.79%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 17 $4,065,000 $239,118 $11,162 8.14%
OCALA, FL (FHA|USDA|VA) 23 $4,015,000 $174,565 $8,834 8.45%
YUMA, AZ (FHA|USDA|VA) 28 $4,010,000 $143,214 $7,579 6.77%
CORPUS CHRISTI, TX (FHA|USDA|VA) 15 $3,955,000 $263,667 $11,523 8.77%
COLUMBUS, OH (FHA|USDA|VA) 20 $3,930,000 $196,500 $15,331 8.10%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 11 $3,865,000 $351,364 $16,136 8.01%
BATON ROUGE, LA (FHA|USDA|VA) 25 $3,775,000 $151,000 $8,587 8.18%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $3,730,000 $373,000 $17,553 8.52%
Hilo, HI (FHA|USDA|VA) 10 $3,670,000 $367,000 $11,389 7.83%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 18 $3,660,000 $203,333 $8,950 8.53%
EL PASO, TX (FHA|USDA|VA) 23 $3,555,000 $154,565 $7,807 7.59%
FORT COLLINS, CO (FHA|USDA|VA) 6 $3,510,000 $585,000 $16,190 7.40%
MADERA, CA (FHA|USDA|VA) 12 $3,490,000 $290,833 $13,851 8.44%
EL CENTRO, CA (FHA|USDA|VA) 14 $3,340,000 $238,571 $10,204 7.08%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 9 $3,295,000 $366,111 $10,996 7.90%
SALEM, OR (FHA|USDA|VA) 12 $3,240,000 $270,000 $11,586 7.96%
BOISE CITY, ID (FHA|USDA|VA) 7 $3,215,000 $459,286 $18,740 8.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 14 $3,200,000 $228,571 $9,433 8.79%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 15 $3,185,000 $212,333 $9,402 8.05%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 12 $3,180,000 $265,000 $11,676 8.11%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $3,155,000 $242,692 $12,690 9.15%
TUCSON, AZ (FHA|USDA|VA) 10 $3,120,000 $312,000 $10,649 8.36%
ALBUQUERQUE, NM (FHA|USDA|VA) 13 $3,085,000 $237,308 $9,459 8.82%
LOUISVILLE, KY (FHA|USDA|VA) 15 $2,965,000 $197,667 $9,213 8.69%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 13 $2,955,000 $227,308 $9,611 8.51%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 16 $2,920,000 $182,500 $8,572 8.47%
SPRINGFIELD, MA (FHA|USDA|VA) 12 $2,890,000 $240,833 $9,197 7.58%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 10 $2,890,000 $289,000 $13,759 8.61%
Vineyard Haven, MA (FHA|USDA|VA) 3 $2,875,000 $958,333 $37,573 9.58%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $2,660,000 $665,000 $32,906 9.69%
Edwards, CO (FHA|USDA|VA) 3 $2,645,000 $881,667 $46,367 8.96%
GAINESVILLE, FL (FHA|USDA|VA) 8 $2,620,000 $327,500 $15,445 7.87%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $2,620,000 $327,500 $15,094 8.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 10 $2,610,000 $261,000 $14,356 9.19%
KNOXVILLE, TN (FHA|USDA|VA) 12 $2,590,000 $215,833 $8,667 8.79%
Sevierville, TN (FHA|USDA|VA) 6 $2,550,000 $425,000 $11,112 8.19%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $2,495,000 $499,000 $16,220 7.58%
BEND, OR (FHA|USDA|VA) 5 $2,385,000 $477,000 $17,722 7.78%
PUEBLO, CO (FHA|USDA|VA) 14 $2,320,000 $165,714 $8,328 7.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 12 $2,180,000 $181,667 $8,987 8.97%
COLUMBIA, SC (FHA|USDA|VA) 15 $2,125,000 $141,667 $7,548 8.50%
Key West, FL (FHA|USDA|VA) 2 $2,120,000 $1,060,000 $28,094 9.69%
LAREDO, TX (FHA|USDA|VA) 10 $2,040,000 $204,000 $11,859 8.05%
COLUMBUS, GA-AL (FHA|USDA|VA) 9 $1,965,000 $218,333 $9,973 8.15%
PITTSBURGH, PA (FHA|USDA|VA) 4 $1,950,000 $487,500 $11,925 9.00%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $1,940,000 $323,333 $8,967 8.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $1,900,000 $316,667 $11,026 8.54%
WENATCHEE, WA (FHA|USDA|VA) 4 $1,890,000 $472,500 $12,828 6.81%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,865,000 $373,000 $12,038 9.12%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $1,835,000 $611,667 $30,245 9.12%
HINESVILLE, GA (FHA|USDA|VA) 7 $1,815,000 $259,286 $9,762 7.57%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 5 $1,795,000 $359,000 $11,072 7.98%
Oak Harbor, WA (FHA|USDA|VA) 2 $1,730,000 $865,000 $21,603 8.56%
MIDLAND, TX (FHA|USDA|VA) 4 $1,710,000 $427,500 $23,259 8.62%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $1,675,000 $239,286 $9,545 8.39%
Roseburg, OR (FHA|USDA|VA) 6 $1,660,000 $276,667 $13,000 8.44%
Glenwood Springs, CO (FHA|USDA|VA) 2 $1,650,000 $825,000 $48,381 7.44%
FAYETTEVILLE, NC (FHA|USDA|VA) 11 $1,575,000 $143,182 $7,361 8.37%
LAS CRUCES, NM (FHA|USDA|VA) 5 $1,545,000 $309,000 $17,595 8.42%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $1,540,000 $385,000 $14,823 7.84%
BELLINGHAM, WA (FHA|USDA|VA) 1 $1,465,000 $1,465,000 $43,323 8.00%
GAINESVILLE, GA (FHA|USDA|VA) 3 $1,455,000 $485,000 $26,745 8.17%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,440,000 $240,000 $9,293 8.15%
Heber, UT (FHA|USDA|VA) 1 $1,425,000 $1,425,000 $71,387 9.00%
FARGO, ND-MN (FHA|USDA|VA) 6 $1,360,000 $226,667 $7,772 8.37%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,335,000 $190,714 $7,916 7.73%
Bozeman, MT (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $31,081 9.00%
ST. GEORGE, UT (FHA|USDA|VA) 3 $1,285,000 $428,333 $29,712 7.67%
ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $1,265,000 $253,000 $11,578 8.53%
ROANOKE, VA (FHA|USDA|VA) 9 $1,255,000 $139,444 $7,635 8.79%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $1,220,000 $610,000 $21,095 7.75%
BOULDER, CO (FHA|USDA|VA) 1 $1,215,000 $1,215,000 $31,440 6.25%
Sonora, CA (FHA|USDA|VA) 4 $1,190,000 $297,500 $12,580 9.69%
TYLER, TX (FHA|USDA|VA) 5 $1,185,000 $237,000 $10,686 5.85%
Kapaa, HI (FHA|USDA|VA) 1 $1,185,000 $1,185,000 $0 8.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $1,180,000 $295,000 $14,182 7.31%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $1,140,000 $190,000 $17,914 8.67%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,075,000 $215,000 $10,084 8.07%
WILMINGTON, NC (FHA|USDA|VA) 2 $1,060,000 $530,000 $0 8.00%
WACO, TX (FHA|USDA|VA) 5 $1,025,000 $205,000 $8,561 8.57%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $1,020,000 $510,000 $10,702 7.44%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $1,010,000 $252,500 $11,304 8.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $995,000 $995,000 $0 8.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $980,000 $163,333 $9,612 7.92%
Show Low, AZ (FHA|USDA|VA) 2 $960,000 $480,000 $22,729 7.87%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $955,000 $318,333 $5,178 7.21%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $940,000 $156,667 $7,733 8.27%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6 $940,000 $156,667 $12,699 8.92%
YUBA CITY, CA (FHA|USDA|VA) 3 $935,000 $311,667 $17,871 7.38%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $930,000 $155,000 $7,137 9.31%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $930,000 $232,500 $8,964 7.28%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $920,000 $230,000 $11,475 8.94%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $920,000 $230,000 $10,450 4.81%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $915,000 $183,000 $8,150 7.45%
Clearlake, CA (FHA|USDA|VA) 3 $905,000 $301,667 $12,223 8.04%
Pahrump, NV (FHA|USDA|VA) 4 $900,000 $225,000 $12,060 7.62%
Kalispell, MT (FHA|USDA|VA) 2 $900,000 $450,000 $0 8.37%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $900,000 $450,000 $13,481 8.81%
Granbury, TX (FHA|USDA|VA) 2 $890,000 $445,000 $12,042 8.56%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $890,000 $222,500 $10,104 10.44%
WINCHESTER, VA-WV (FHA|USDA|VA) 5 $885,000 $177,000 $6,713 8.80%
Fernley, NV (FHA|USDA|VA) 4 $880,000 $220,000 $8,976 9.00%
Ukiah, CA (FHA|USDA|VA) 3 $875,000 $291,667 $9,970 8.13%
MEDFORD, OR (FHA|USDA|VA) 4 $860,000 $215,000 $9,047 5.69%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $850,000 $425,000 $11,874 9.62%
Branson, MO (FHA|USDA|VA) 1 $845,000 $845,000 $23,012 11.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $830,000 $207,500 $8,428 7.91%
SPARTANBURG, SC (FHA|USDA|VA) 4 $830,000 $207,500 $16,116 8.62%
Jefferson, GA (FHA|USDA|VA) 2 $830,000 $415,000 $18,569 9.63%
LONGVIEW, WA (FHA|USDA|VA) 3 $805,000 $268,333 $11,076 8.58%
LUBBOCK, TX (FHA|USDA|VA) 3 $805,000 $268,333 $21,283 8.33%
Outside of Metro Areas 2 $780,000 $390,000 $12,537 8.31%
Breckenridge, CO (FHA|USDA|VA) 1 $775,000 $775,000 $0 7.50%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $765,000 $153,000 $6,245 8.15%
Red Bluff, CA (FHA|USDA|VA) 2 $760,000 $380,000 $12,248 7.94%
DALTON, GA (FHA|USDA|VA) 4 $750,000 $187,500 $8,314 8.06%
THE VILLAGES, FL (FHA|USDA|VA) 2 $740,000 $370,000 $0 8.63%
VALDOSTA, GA (FHA|USDA|VA) 4 $720,000 $180,000 $3,014 7.84%
Concord, NH (FHA|USDA|VA) 3 $715,000 $238,333 $13,006 7.88%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $690,000 $345,000 $13,804 8.63%
Jesup, GA (FHA|USDA|VA) 2 $680,000 $340,000 $6,733 7.50%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $680,000 $340,000 $7,975 8.19%
MONTGOMERY, AL (FHA|USDA|VA) 1 $665,000 $665,000 $23,457 11.50%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $660,000 $330,000 $12,396 9.56%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $635,000 $211,667 $9,519 10.13%
Shelton, WA (FHA|USDA|VA) 2 $630,000 $315,000 $0 7.87%
HAMMOND, LA (FHA|USDA|VA) 3 $625,000 $208,333 $12,122 8.13%
RACINE, WI (FHA|USDA|VA) 3 $605,000 $201,667 $0 8.62%
LANCASTER, PA (FHA|USDA|VA) 2 $600,000 $300,000 $21,389 9.25%
Torrington, CT (FHA|USDA|VA) 3 $595,000 $198,333 $10,195 9.08%
Payson, AZ (FHA|USDA|VA) 4 $590,000 $147,500 $9,100 7.44%
Ellensburg, WA (FHA|USDA|VA) 1 $585,000 $585,000 $17,485 9.25%
TULSA, OK (FHA|USDA|VA) 4 $580,000 $145,000 $0 8.81%
Safford, AZ (FHA|USDA|VA) 3 $575,000 $191,667 $0 8.33%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $565,000 $113,000 $6,527 7.78%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $555,000 $185,000 $9,392 9.79%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $555,000 $185,000 $0 9.21%
RAPID CITY, SD (FHA|USDA|VA) 1 $545,000 $545,000 $28,686 8.00%
BILLINGS, MT (FHA|USDA|VA) 1 $535,000 $535,000 $0 9.50%
Lufkin, TX (FHA|USDA|VA) 2 $530,000 $265,000 $19,134 8.06%
MADISON, WI (FHA|USDA|VA) 1 $525,000 $525,000 $15,038 10.00%
LINCOLN, NE (FHA|USDA|VA) 2 $520,000 $260,000 $10,642 9.50%
GRANTS PASS, OR (FHA|USDA|VA) 2 $510,000 $255,000 $6,013 8.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $500,000 $125,000 $3,443 8.75%
Palatka, FL (FHA|USDA|VA) 2 $500,000 $250,000 $12,060 8.00%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $490,000 $245,000 $12,541 8.31%
TOPEKA, KS (FHA|USDA|VA) 1 $485,000 $485,000 $17,282 10.38%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $485,000 $161,667 $9,589 8.96%
Cambridge, MD (FHA|USDA|VA) 3 $485,000 $161,667 $8,797 8.38%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $480,000 $120,000 $6,505 8.63%
Los Alamos, NM (FHA|USDA|VA) 1 $475,000 $475,000 $0 9.25%
Easton, MD (FHA|USDA|VA) 2 $470,000 $235,000 $10,749 9.13%
KANKAKEE, IL (FHA|USDA|VA) 2 $470,000 $235,000 $20,234 8.38%
TOLEDO, OH (FHA|USDA|VA) 2 $470,000 $235,000 $12,530 7.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $465,000 $465,000 $0 8.38%
READING, PA (FHA|USDA|VA) 2 $440,000 $220,000 $16,987 9.00%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $435,000 $145,000 $0 8.88%
BANGOR, ME (FHA|USDA|VA) 2 $430,000 $215,000 $12,508 7.81%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $430,000 $215,000 $8,243 8.25%
Warrensburg, MO (FHA|USDA|VA) 1 $425,000 $425,000 $9,911 9.00%
Shawnee, OK (FHA|USDA|VA) 1 $415,000 $415,000 $17,626 10.38%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $410,000 $205,000 $9,265 6.13%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $410,000 $205,000 $0 9.37%
WICHITA, KS (FHA|USDA|VA) 2 $410,000 $205,000 $8,160 6.56%
Crescent City, CA (FHA|USDA|VA) 1 $405,000 $405,000 $23,907 6.13%
ABILENE, TX (FHA|USDA|VA) 3 $405,000 $135,000 $5,438 8.50%
Ontario, OR-ID (FHA|USDA|VA) 1 $395,000 $395,000 $0 7.50%
Salina, KS (FHA|USDA|VA) 2 $390,000 $195,000 $9,516 8.63%
Fallon, NV (FHA|USDA|VA) 1 $385,000 $385,000 $12,666 7.00%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $385,000 $128,333 $0 7.25%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $380,000 $190,000 $10,468 8.50%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $375,000 $375,000 $16,802 7.38%
Port Angeles, WA (FHA|USDA|VA) 1 $375,000 $375,000 $10,428 8.88%
Danville, VA (FHA|USDA|VA) 4 $370,000 $92,500 $5,046 8.75%
ANN ARBOR, MI (FHA|USDA|VA) 1 $365,000 $365,000 $0 8.13%
LONGVIEW, TX (FHA|USDA|VA) 3 $365,000 $121,667 $6,882 8.67%
Wooster, OH (FHA|USDA|VA) 1 $365,000 $365,000 $0 8.13%
Athens, TX (FHA|USDA|VA) 2 $360,000 $180,000 $8,743 8.56%
MIDLAND, MI (FHA|USDA|VA) 2 $360,000 $180,000 $9,653 8.50%
MOBILE, AL (FHA|USDA|VA) 1 $355,000 $355,000 $0 9.50%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $345,000 $345,000 $11,472 9.88%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $340,000 $170,000 $0 8.12%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $340,000 $170,000 $7,491 8.50%
The Dalles, OR (FHA|USDA|VA) 1 $335,000 $335,000 $13,424 9.88%
Rockport, TX (FHA|USDA|VA) 1 $335,000 $335,000 $0 9.25%
ASHEVILLE, NC (FHA|USDA|VA) 1 $335,000 $335,000 $5,209 6.75%
Arcadia, FL (FHA|USDA|VA) 1 $335,000 $335,000 $12,443 6.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $335,000 $111,667 $5,603 8.63%
Shelbyville, TN (FHA|USDA|VA) 2 $330,000 $165,000 $6,265 8.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $325,000 $325,000 $0 8.00%
CORVALLIS, OR (FHA|USDA|VA) 1 $325,000 $325,000 $0 6.88%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $320,000 $160,000 $8,015 3.63%
MUSKEGON, MI (FHA|USDA|VA) 4 $320,000 $80,000 $3,768 8.56%
Whitewater, WI (FHA|USDA|VA) 1 $315,000 $315,000 $0 7.00%
Boone, NC (FHA|USDA|VA) 1 $315,000 $315,000 $0 9.00%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $315,000 $315,000 $13,513 11.38%
GETTYSBURG, PA (FHA|USDA|VA) 1 $315,000 $315,000 $0 9.75%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $315,000 $315,000 $0 8.38%
Cullowhee, NC (FHA|USDA|VA) 1 $305,000 $305,000 $0 8.63%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $300,000 $150,000 $4,353 8.63%
AKRON, OH (FHA|USDA|VA) 2 $300,000 $150,000 $0 8.81%
Lewisburg, TN (FHA|USDA|VA) 1 $295,000 $295,000 $0 8.00%
VICTORIA, TX (FHA|USDA|VA) 1 $295,000 $295,000 $18,500 6.88%
Bonham, TX (FHA|USDA|VA) 1 $295,000 $295,000 $11,008 8.50%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $295,000 $98,333 $2,488 8.79%
LAWRENCE, KS (FHA|USDA|VA) 1 $295,000 $295,000 $16,959 7.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $290,000 $145,000 $8,645 7.94%
Clewiston, FL (FHA|USDA|VA) 1 $285,000 $285,000 $9,060 6.50%
YAKIMA, WA (FHA|USDA|VA) 1 $285,000 $285,000 $13,803 8.00%
GREENVILLE, NC (FHA|USDA|VA) 2 $280,000 $140,000 $7,175 7.06%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $280,000 $140,000 $6,178 8.87%
Durango, CO (FHA|USDA|VA) 1 $275,000 $275,000 $9,827 6.00%
JACKSON, MS (FHA|USDA|VA) 1 $275,000 $275,000 $12,924 6.50%
LAFAYETTE, LA (FHA|USDA|VA) 2 $270,000 $135,000 $4,712 7.62%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $270,000 $135,000 $0 7.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $270,000 $135,000 $5,932 9.25%
REDDING, CA (FHA|USDA|VA) 2 $270,000 $135,000 $7,014 8.88%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $265,000 $265,000 $10,858 9.38%
Pecos, TX (FHA|USDA|VA) 1 $265,000 $265,000 $16,883 7.50%
SANTA FE, NM (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.75%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $260,000 $130,000 $4,494 8.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $255,000 $85,000 $5,709 7.92%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $250,000 $125,000 $5,813 8.25%
Shelby, NC (FHA|USDA|VA) 2 $250,000 $125,000 $7,477 8.25%
CHICO, CA (FHA|USDA|VA) 1 $235,000 $235,000 $13,177 9.88%
FLINT, MI (FHA|USDA|VA) 1 $235,000 $235,000 $11,434 7.88%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $230,000 $115,000 $6,023 8.75%
Cookeville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $7,449 9.00%
Corsicana, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 9.00%
ST. CLOUD, MN (FHA|USDA|VA) 2 $220,000 $110,000 $4,130 8.75%
McMinnville, TN (FHA|USDA|VA) 2 $220,000 $110,000 $5,886 8.63%
TWIN FALLS, ID (FHA|USDA|VA) 1 $215,000 $215,000 $0 8.63%
Fort Morgan, CO (FHA|USDA|VA) 1 $215,000 $215,000 $0 8.88%
HARRISONBURG, VA (FHA|USDA|VA) 1 $215,000 $215,000 $10,038 8.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $210,000 $105,000 $3,062 8.00%
NILES, MI (FHA|USDA|VA) 1 $205,000 $205,000 $0 9.00%
Pearsall, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,375 7.25%
Georgetown, SC (FHA|USDA|VA) 1 $205,000 $205,000 $11,467 5.13%
Jasper, IN (FHA|USDA|VA) 1 $205,000 $205,000 $8,650 7.63%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $205,000 $205,000 $11,122 8.75%
Vicksburg, MS (FHA|USDA|VA) 1 $195,000 $195,000 $0 10.63%
NEW BERN, NC (FHA|USDA|VA) 1 $195,000 $195,000 $11,152 7.50%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $195,000 $195,000 $10,644 8.88%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.25%
Woodward, OK (FHA|USDA|VA) 1 $195,000 $195,000 $10,607 7.00%
BURLINGTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.00%
Dublin, GA (FHA|USDA|VA) 2 $190,000 $95,000 $4,787 8.25%
GREAT FALLS, MT (FHA|USDA|VA) 1 $185,000 $185,000 $9,504 7.38%
Vernal, UT (FHA|USDA|VA) 2 $180,000 $90,000 $4,239 8.00%
Stevens Point, WI (FHA|USDA|VA) 1 $175,000 $175,000 $4,717 7.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $175,000 $175,000 $10,199 7.25%
Lumberton, NC (FHA|USDA|VA) 2 $170,000 $85,000 $4,968 8.25%
Toccoa, GA (FHA|USDA|VA) 2 $170,000 $85,000 $3,286 8.00%
Huntsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $11,059 7.00%
Kingsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 9.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.75%
Lake City, FL (FHA|USDA|VA) 1 $165,000 $165,000 $9,578 8.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $155,000 $155,000 $7,972 11.50%
PITTSFIELD, MA (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.50%
Paducah, KY-IL (FHA|USDA|VA) 1 $155,000 $155,000 $7,244 6.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $155,000 $155,000 $8,895 7.63%
DOVER, DE (FHA|USDA|VA) 1 $155,000 $155,000 $7,016 8.88%
GOLDSBORO, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $155,000 $155,000 $7,870 7.75%
SAN ANGELO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $7,607 5.63%
Del Rio, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.00%
POCATELLO, ID (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.00%
LYNCHBURG, VA (FHA|USDA|VA) 2 $140,000 $70,000 $3,123 8.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $125,000 $125,000 $6,827 10.50%
Aberdeen, WA (FHA|USDA|VA) 1 $125,000 $125,000 $8,013 8.75%
Mineral Wells, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.00%
North Wilkesboro, NC (FHA|USDA|VA) 1 $125,000 $125,000 $7,082 8.75%
Eagle Pass, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.00%
PINE BLUFF, AR (FHA|USDA|VA) 1 $125,000 $125,000 $4,867 11.13%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.38%
Sandusky, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.75%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.25%
Greenwood, SC (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.00%
ALBANY, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.75%
MANHATTAN, KS (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $110,000 $55,000 $2,511 8.25%
CARSON CITY, NV (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.25%
JACKSON, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.50%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.00%
Sedalia, MO (FHA|USDA|VA) 1 $95,000 $95,000 $5,628 7.13%
North Platte, NE (FHA|USDA|VA) 1 $95,000 $95,000 $0 10.25%
Levelland, TX (FHA|USDA|VA) 2 $90,000 $45,000 $3,273 8.25%
Mountain Home, AR (FHA|USDA|VA) 1 $85,000 $85,000 $6,495 6.75%
Americus, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,986 7.25%
Ocmbc's top markets include Los Angeles, Riverside, Miami, Atlanta, and Houston among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against OCMBC based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Charter Oak Federal Credit Union
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    HOMEFIELD
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    Middlesex Savings Bank
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    El Dorado Savings Bank, F.S.B.
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    Bristol County Savings Bank
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    St. Mary's Credit Union
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    Country Bank for Savings
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,310 $2,522,330,000 $399,735 $13,767 8.37%
    FHA 2,408 $987,300,000 $410,008 $18,272 6.79%
    VA 168 $76,180,000 $453,452 $11,662 6.62%
    USDA 5 $1,825,000 $365,000 $16,076 5.98%

    For 2023, Ocmbc's most frequently originated type of loan was Conventional, with 6,310 originations. Their 2nd most popular type was FHA, with 2,408 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,728 $2,727,840,000 $405,446 $15,289 7.80%
    Cash Out Refi 1,700 $635,500,000 $373,824 $15,063 8.29%
    Refi 463 $224,295,000 $484,438 $17,725 8.03%

    For 2023, Ocmbc's most frequently cited loan purpose was Home Purchase, with 6,728 originations. The 2nd most popular reason was Cash Out Refi, with 1,700 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,120 $3,482,990,000 $428,940 $16,718 7.78%
    10 Year 598 $7,160,000 $11,973 $0 9.44%
    30+ year 148 $88,680,000 $599,189 $23,647 8.65%
    15 Year 15 $5,035,000 $335,667 $13,211 7.18%
    20 Year 7 $1,625,000 $232,143 $10,894 6.36%
    Other 3 $2,145,000 $715,000 $20,029 9.25%

    For 2023, Ocmbc's most frequently cited loan duration was 30 Year, with 8,120 originations. The 2nd most popular length was 10 Year, with 598 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 4,947 $2,441,785,000 $493,589
    $<1k 909 $91,155,000 $100,281
    $4k-5k 360 $114,750,000 $318,750
    $1k-2k 357 $160,035,000 $448,277
    $3k-4k 325 $113,485,000 $349,185
    $2k-3k 297 $105,305,000 $354,562

    Ocmbc's average total fees were $16,718, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 4,947 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 3,820 $1,415,740,000 $370,613
    7-8% 2,676 $1,130,520,000 $422,466
    6-7% 1,746 $786,110,000 $450,235
    5-6% 543 $249,005,000 $458,573
    <2.5% 95 $1,235,000 $13,000
    4-5% 11 $5,025,000 $456,818

    During 2023, Ocmbc's average interest rate for loans was 7.78%, while their most frequently originated rate bucket for loans was Over 8%, with 3,820 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,352 $994,800,000 $296,778 $13,378 7.86%
    $400k-600k 2,063 $1,003,685,000 $486,517 $18,356 7.61%
    $100k-200k 1,227 $193,135,000 $157,404 $8,615 8.40%
    $600k-1MM 1,143 $835,205,000 $730,713 $23,336 7.73%
    $100,000 or less 716 $10,520,000 $14,693 $165 8.18%
    $1MM+ 390 $550,290,000 $1,411,000 $34,311 8.39%

    2023 saw Ocmbc place emphasis on $200k-400k loans with 3,352 originations, totaling $994,800,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,025 $743,905,000 $367,360 $14,859 7.50%
    $50k or less 1,584 $454,910,000 $287,191 $6,275 8.18%
    $150k-250k 1,447 $725,255,000 $501,213 $17,718 7.87%
    $250k+ 1,296 $974,710,000 $752,091 $22,981 8.71%
    $75k-100k 1,207 $329,675,000 $273,136 $11,856 7.46%
    $50k-75k 828 $173,710,000 $209,795 $9,996 7.52%

    Ocmbc lent most frequently to those with incomes in the $100k-150k range, with 2,025 originations. The second most popular income band? $50k or less, with 1,584 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 1,219 $530,615,000 $435,287 $18,320 6.88%
    30-36% 642 $252,550,000 $393,380 $13,684 8.11%
    20-30% 592 $263,540,000 $445,169 $14,864 8.51%
    <20% 563 $232,425,000 $412,833 $13,618 8.41%
    49% 544 $254,370,000 $467,592 $16,414 7.71%
    44% 371 $168,305,000 $453,652 $16,062 8.09%
    48% 357 $165,825,000 $464,496 $16,625 7.54%
    47% 323 $139,775,000 $432,740 $15,628 7.61%
    46% 289 $125,405,000 $433,927 $14,967 7.67%
    43% 284 $122,970,000 $432,993 $15,512 7.84%
    45% 258 $107,910,000 $418,256 $14,304 7.79%
    42% 242 $102,100,000 $421,901 $14,753 7.90%
    41% 224 $99,010,000 $442,009 $15,371 7.85%
    40% 215 $88,985,000 $413,884 $14,566 7.95%
    39% 200 $76,190,000 $380,950 $13,641 8.04%
    38% 185 $76,675,000 $414,459 $15,487 8.05%
    37% 148 $55,700,000 $376,351 $12,528 8.11%
    36% 134 $52,260,000 $390,000 $13,086 8.05%
    >60% 48 $8,470,000 $176,458 $4,901 7.69%

    Ocmbc lent most frequently to those with DTI ratios of 50-60%, with 1,219 originations. The next most common DTI ratio? 30-36%, with 642 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,366 $2,198,980,000 $409,799 $15,477 7.87%
    Not provided 1,892 $797,620,000 $421,575 $16,009 7.98%
    Black 1,120 $364,290,000 $325,259 $13,192 7.98%
    Asian 436 $198,320,000 $454,862 $16,212 7.86%
    American Indian 45 $15,335,000 $340,778 $16,115 7.54%
    Native Hawaiian or Islander 26 $9,310,000 $358,077 $14,022 8.14%
    Asian Indian 4 $2,840,000 $710,000 $21,718 7.59%
    Filipino 1 $695,000 $695,000 $11,871 7.00%
    Korean 1 $245,000 $245,000 $0 8.13%

    Approval Rates

    Total approvals of all applications
    80.74%

    Ocmbc has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    48.50%

    Ocmbc has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    10040.0 1 $205,000 $205,000
    10103.1 1 $235,000 $235,000
    103170.0 1 $1,845,000 $1,845,000
    10432.4 1 $155,000 $155,000
    104845.0 1 $1,505,000 $1,505,000
    10486.44 1 $195,000 $195,000
    10545.0 1 $155,000 $155,000
    10555.64 1 $125,000 $125,000
    10604.75 1 $155,000 $155,000
    10686.85 1 $425,000 $425,000
    10792.5 1 $175,000 $175,000
    10819.5 1 $145,000 $145,000
    10846.35 1 $325,000 $325,000
    10970.0 1 $105,000 $105,000
    109793.62 1 $1,395,000 $1,395,000
    10990.0 1 $155,000 $155,000
    10999.0 1 $405,000 $405,000
    11062.8 1 $285,000 $285,000
    11097.24 1 $305,000 $305,000
    11115.0 2 $310,000 $155,000
    11171.88 1 $125,000 $125,000
    11266.5 1 $165,000 $165,000
    11595.0 1 $165,000 $165,000
    11697.0 1 $145,000 $145,000
    11815.95 1 $345,000 $345,000
    11819.5 1 $195,000 $195,000
    11946.12 1 $205,000 $205,000
    11961.5 1 $345,000 $345,000
    11968.79 1 $275,000 $275,000
    11995.0 1 $125,000 $125,000
    12013.8 1 $185,000 $185,000
    12023.4 1 $285,000 $285,000
    12027.0 1 $575,000 $575,000
    12080.0 1 $135,000 $135,000
    12095.0 1 $165,000 $165,000
    12096.0 1 $145,000 $145,000
    12098.75 1 $125,000 $125,000
    12244.0 1 $185,000 $185,000
    12385.0 1 $145,000 $145,000
    12444.2 1 $315,000 $315,000
    12457.75 1 $155,000 $155,000
    12465.0 1 $155,000 $155,000
    12514.07 1 $165,000 $165,000
    12515.0 1 $155,000 $155,000
    12537.45 1 $155,000 $155,000
    12577.0 1 $245,000 $245,000
    12623.44 1 $155,000 $155,000
    12626.88 1 $125,000 $125,000
    12646.1 1 $345,000 $345,000
    12651.88 1 $325,000 $325,000
    12690.0 1 $165,000 $165,000
    12692.2 1 $675,000 $675,000
    12734.92 1 $355,000 $355,000
    12763.75 1 $125,000 $125,000
    12777.0 1 $155,000 $155,000
    12841.44 1 $125,000 $125,000
    12923.13 1 $165,000 $165,000
    12963.76 1 $245,000 $245,000
    13004.6 1 $595,000 $595,000
    13052.63 1 $245,000 $245,000
    13108.6 1 $735,000 $735,000
    13129.2 1 $175,000 $175,000
    13135.63 1 $175,000 $175,000
    13138.18 1 $175,000 $175,000
    13148.38 1 $175,000 $175,000
    13173.0 1 $165,000 $165,000
    13217.75 1 $165,000 $165,000
    13287.62 1 $305,000 $305,000
    13463.25 1 $165,000 $165,000
    13513.75 1 $165,000 $165,000
    13517.56 1 $225,000 $225,000
    13522.5 1 $175,000 $175,000
    13522.78 1 $165,000 $165,000
    13545.0 1 $165,000 $165,000
    13568.13 1 $185,000 $185,000
    13569.66 1 $135,000 $135,000
    13643.0 1 $125,000 $125,000
    13648.25 1 $385,000 $385,000
    13673.0 1 $205,000 $205,000
    13740.65 1 $125,000 $125,000
    13758.84 1 $145,000 $145,000
    13765.88 1 $175,000 $175,000
    13815.5 1 $455,000 $455,000
    13909.5 1 $165,000 $165,000
    13920.0 1 $155,000 $155,000
    139262.5 1 $2,675,000 $2,675,000
    13986.8 1 $325,000 $325,000
    13995.0 1 $155,000 $155,000
    14064.8 1 $295,000 $295,000
    14351.0 1 $205,000 $205,000
    14377.5 1 $175,000 $175,000
    14390.0 1 $155,000 $155,000
    14404.82 1 $185,000 $185,000
    14453.8 1 $135,000 $135,000
    14458.75 1 $165,000 $165,000
    14465.0 1 $425,000 $425,000
    14519.63 1 $325,000 $325,000
    14545.8 1 $165,000 $165,000
    14587.4 1 $175,000 $175,000
    14604.5 1 $125,000 $125,000
    14617.5 1 $215,000 $215,000
    14630.5 1 $1,105,000 $1,105,000
    14666.25 1 $135,000 $135,000
    14720.0 1 $185,000 $185,000
    14735.76 1 $185,000 $185,000
    14752.5 1 $185,000 $185,000
    14755.0 1 $165,000 $165,000
    14796.0 1 $285,000 $285,000
    14863.35 1 $275,000 $275,000
    14900.0 1 $285,000 $285,000
    14922.5 1 $205,000 $205,000
    14925.13 1 $235,000 $235,000
    14998.2 1 $195,000 $195,000
    15046.5 1 $575,000 $575,000
    15083.86 1 $325,000 $325,000
    15091.31 1 $405,000 $405,000
    15092.19 1 $205,000 $205,000
    15112.0 1 $235,000 $235,000
    15167.0 1 $145,000 $145,000
    15207.88 1 $155,000 $155,000
    15270.94 1 $215,000 $215,000
    15407.78 1 $145,000 $145,000
    15468.6 1 $165,000 $165,000
    15560.0 1 $905,000 $905,000
    15621.0 1 $205,000 $205,000
    15674.38 1 $155,000 $155,000
    15681.0 1 $185,000 $185,000
    15715.0 1 $305,000 $305,000
    15793.0 1 $185,000 $185,000
    15885.0 1 $245,000 $245,000
    15925.8 1 $195,000 $195,000
    15945.45 1 $655,000 $655,000
    15991.75 1 $225,000 $225,000
    16062.5 1 $675,000 $675,000
    16100.0 1 $185,000 $185,000
    16120.01 1 $185,000 $185,000
    16127.8 1 $235,000 $235,000
    16130.44 1 $275,000 $275,000
    16158.6 1 $225,000 $225,000
    16202.5 1 $375,000 $375,000
    16234.15 1 $495,000 $495,000
    16290.0 1 $205,000 $205,000
    16340.0 1 $265,000 $265,000
    16374.56 1 $205,000 $205,000
    16380.25 1 $215,000 $215,000
    16433.6 1 $225,000 $225,000
    16536.5 1 $665,000 $665,000
    16565.84 1 $165,000 $165,000
    16570.0 1 $175,000 $175,000
    16622.5 1 $195,000 $195,000
    16658.04 1 $225,000 $225,000
    16661.0 1 $585,000 $585,000
    16667.69 1 $205,000 $205,000
    16687.78 1 $205,000 $205,000
    16720.2 1 $375,000 $375,000
    16721.26 1 $265,000 $265,000
    16725.88 1 $195,000 $195,000
    16768.51 1 $205,000 $205,000
    16855.8 1 $165,000 $165,000
    16863.75 1 $195,000 $195,000
    16887.13 1 $235,000 $235,000
    16956.81 1 $235,000 $235,000
    17060.0 1 $265,000 $265,000
    17083.0 1 $265,000 $265,000
    17122.88 1 $195,000 $195,000
    17149.25 1 $225,000 $225,000
    17290.0 1 $185,000 $185,000
    17401.87 1 $185,000 $185,000
    17432.36 1 $295,000 $295,000
    17481.0 1 $235,000 $235,000
    17500.0 1 $215,000 $215,000
    17536.0 1 $215,000 $215,000
    17622.15 1 $255,000 $255,000
    17721.89 1 $255,000 $255,000
    17741.08 1 $215,000 $215,000
    17812.5 1 $285,000 $285,000
    17823.75 1 $235,000 $235,000
    17835.0 1 $245,000 $245,000
    17846.0 1 $515,000 $515,000
    17881.0 1 $415,000 $415,000
    17906.39 1 $185,000 $185,000
    17935.8 1 $605,000 $605,000
    17945.0 1 $225,000 $225,000
    17952.0 1 $205,000 $205,000
    17982.5 1 $215,000 $215,000
    18000.44 1 $215,000 $215,000
    18046.25 1 $255,000 $255,000
    18140.2 1 $305,000 $305,000
    18142.98 1 $255,000 $255,000
    18188.64 1 $225,000 $225,000
    18240.64 1 $235,000 $235,000
    18240.8 1 $485,000 $485,000
    18316.5 1 $205,000 $205,000
    18335.38 1 $345,000 $345,000
    18359.54 1 $225,000 $225,000
    18367.8 1 $305,000 $305,000
    18371.56 1 $235,000 $235,000
    18462.45 1 $295,000 $295,000
    18563.56 1 $315,000 $315,000
    18599.06 1 $205,000 $205,000
    18718.75 1 $785,000 $785,000
    18760.17 1 $255,000 $255,000
    18761.88 1 $215,000 $215,000
    18765.0 1 $325,000 $325,000
    18812.9 1 $255,000 $255,000
    18813.44 1 $195,000 $195,000
    18831.32 1 $265,000 $265,000
    18897.25 1 $365,000 $365,000
    18924.0 1 $275,000 $275,000
    19045.0 1 $275,000 $275,000
    19155.0 1 $245,000 $245,000
    19186.01 1 $225,000 $225,000
    19187.59 1 $275,000 $275,000
    19341.2 1 $245,000 $245,000
    19401.25 1 $315,000 $315,000
    19420.0 1 $205,000 $205,000
    19496.6 1 $215,000 $215,000
    19556.38 1 $195,000 $195,000
    19591.0 1 $265,000 $265,000
    19685.63 1 $265,000 $265,000
    19741.63 1 $495,000 $495,000
    19778.5 1 $415,000 $415,000
    19808.2 1 $425,000 $425,000
    20016.32 1 $215,000 $215,000
    20046.25 1 $365,000 $365,000
    20096.0 1 $245,000 $245,000
    20160.0 1 $225,000 $225,000
    20177.0 1 $295,000 $295,000
    20196.6 1 $575,000 $575,000
    20370.0 1 $245,000 $245,000
    20443.5 1 $375,000 $375,000
    20445.0 1 $305,000 $305,000
    20541.2 1 $245,000 $245,000
    20545.0 1 $355,000 $355,000
    20663.5 1 $415,000 $415,000
    20772.5 1 $255,000 $255,000
    20825.89 1 $285,000 $285,000
    20841.3 1 $305,000 $305,000
    20871.0 1 $265,000 $265,000
    20907.0 1 $305,000 $305,000
    20951.25 1 $315,000 $315,000
    20952.5 1 $375,000 $375,000
    20979.64 1 $745,000 $745,000
    21157.5 1 $265,000 $265,000
    21212.79 1 $295,000 $295,000
    21297.11 1 $795,000 $795,000
    21324.79 1 $265,000 $265,000
    21391.84 1 $205,000 $205,000
    21395.0 1 $405,000 $405,000
    21499.69 1 $275,000 $275,000
    21555.0 1 $335,000 $335,000
    21570.4 1 $245,000 $245,000
    21636.62 1 $225,000 $225,000
    21760.0 1 $325,000 $325,000
    21778.5 1 $365,000 $365,000
    21819.0 1 $335,000 $335,000
    21905.5 1 $325,000 $325,000
    21953.0 1 $705,000 $705,000
    21967.22 1 $575,000 $575,000
    21975.94 1 $355,000 $355,000
    21978.82 1 $305,000 $305,000
    22030.4 1 $505,000 $505,000
    22203.0 1 $335,000 $335,000
    22215.0 1 $335,000 $335,000
    22357.51 1 $325,000 $325,000
    22410.0 2 $890,000 $445,000
    22470.0 1 $315,000 $315,000
    22474.18 1 $275,000 $275,000
    22695.0 1 $275,000 $275,000
    22715.0 1 $295,000 $295,000
    22793.03 1 $325,000 $325,000
    22916.65 1 $265,000 $265,000
    22993.13 1 $295,000 $295,000
    23013.38 1 $265,000 $265,000
    23054.97 1 $525,000 $525,000
    23154.5 1 $325,000 $325,000
    23202.5 1 $825,000 $825,000
    23340.0 1 $325,000 $325,000
    23472.17 1 $335,000 $335,000
    23551.8 1 $1,165,000 $1,165,000
    23570.5 1 $805,000 $805,000
    23584.4 1 $285,000 $285,000
    23672.5 1 $375,000 $375,000
    23785.0 1 $265,000 $265,000
    23920.0 1 $355,000 $355,000
    24066.0 1 $285,000 $285,000
    24113.67 1 $525,000 $525,000
    24140.0 1 $415,000 $415,000
    24208.65 1 $285,000 $285,000
    24679.32 1 $435,000 $435,000
    24680.08 1 $485,000 $485,000
    24772.58 1 $265,000 $265,000
    24866.56 1 $365,000 $365,000
    24911.92 1 $245,000 $245,000
    24934.72 1 $375,000 $375,000
    25133.0 1 $395,000 $395,000
    25137.0 1 $285,000 $285,000
    25140.63 1 $325,000 $325,000
    25203.49 1 $325,000 $325,000
    25209.0 1 $305,000 $305,000
    25231.25 1 $375,000 $375,000
    25356.65 1 $395,000 $395,000
    25358.0 1 $525,000 $525,000
    25441.0 1 $295,000 $295,000
    25565.25 1 $345,000 $345,000
    25710.0 1 $315,000 $315,000
    25712.48 1 $305,000 $305,000
    25790.0 1 $395,000 $395,000
    25856.98 1 $395,000 $395,000
    25890.43 1 $505,000 $505,000
    26059.11 1 $275,000 $275,000
    26067.5 1 $385,000 $385,000
    26182.31 1 $345,000 $345,000
    26299.8 1 $395,000 $395,000
    26331.2 1 $285,000 $285,000
    26341.88 1 $395,000 $395,000
    26498.0 1 $355,000 $355,000
    26695.94 1 $285,000 $285,000
    26823.13 1 $315,000 $315,000
    26849.0 1 $285,000 $285,000
    27154.88 1 $335,000 $335,000
    27224.6 1 $675,000 $675,000
    27259.5 1 $455,000 $455,000
    27333.0 1 $615,000 $615,000
    27481.92 1 $255,000 $255,000
    27550.0 1 $345,000 $345,000
    27580.0 1 $295,000 $295,000
    27657.5 1 $345,000 $345,000
    27720.0 1 $415,000 $415,000
    27867.47 1 $1,235,000 $1,235,000
    28059.5 1 $345,000 $345,000
    28096.25 1 $335,000 $335,000
    28148.93 1 $485,000 $485,000
    28188.75 1 $375,000 $375,000
    28403.5 1 $655,000 $655,000
    28409.06 1 $435,000 $435,000
    28523.21 1 $445,000 $445,000
    28623.53 1 $305,000 $305,000
    28966.25 1 $505,000 $505,000
    29197.38 1 $565,000 $565,000
    29265.0 1 $405,000 $405,000
    29705.0 1 $605,000 $605,000
    29725.88 1 $425,000 $425,000
    29729.51 1 $285,000 $285,000
    29897.0 1 $375,000 $375,000
    29983.28 1 $465,000 $465,000
    30011.0 1 $415,000 $415,000
    30155.0 1 $425,000 $425,000
    30182.6 1 $415,000 $415,000
    30188.0 1 $605,000 $605,000
    30415.38 1 $425,000 $425,000
    30451.0 1 $435,000 $435,000
    30737.75 1 $365,000 $365,000
    30738.0 1 $525,000 $525,000
    30759.0 1 $505,000 $505,000
    30777.5 1 $525,000 $525,000
    30922.2 1 $525,000 $525,000
    30939.0 1 $1,445,000 $1,445,000
    31653.8 1 $535,000 $535,000
    31742.8 1 $485,000 $485,000
    31923.0 1 $345,000 $345,000
    31929.5 1 $435,000 $435,000
    31965.0 1 $545,000 $545,000
    32123.0 1 $355,000 $355,000
    32188.72 1 $1,185,000 $1,185,000
    32443.2 1 $465,000 $465,000
    32627.25 1 $435,000 $435,000
    32673.94 1 $535,000 $535,000
    32681.25 1 $365,000 $365,000
    32684.38 1 $395,000 $395,000
    32926.0 1 $645,000 $645,000
    33195.0 1 $395,000 $395,000
    33241.4 2 $870,000 $435,000
    33279.04 1 $415,000 $415,000
    33299.0 1 $1,045,000 $1,045,000
    33340.25 1 $435,000 $435,000
    33465.31 1 $475,000 $475,000
    33558.25 1 $365,000 $365,000
    33638.0 1 $625,000 $625,000
    33657.45 1 $595,000 $595,000
    33730.08 1 $495,000 $495,000
    33932.5 1 $365,000 $365,000
    34020.0 1 $525,000 $525,000
    34417.0 1 $625,000 $625,000
    34445.0 1 $445,000 $445,000
    34448.5 1 $665,000 $665,000
    34521.52 1 $555,000 $555,000
    34578.0 1 $565,000 $565,000
    34657.8 1 $365,000 $365,000
    34730.78 1 $405,000 $405,000
    34777.28 1 $455,000 $455,000
    34825.8 1 $1,305,000 $1,305,000
    34902.5 1 $575,000 $575,000
    35016.53 1 $585,000 $585,000
    35060.0 1 $665,000 $665,000
    35067.39 1 $1,095,000 $1,095,000
    35211.36 1 $495,000 $495,000
    35599.58 1 $625,000 $625,000
    35802.5 1 $495,000 $495,000
    35836.23 1 $645,000 $645,000
    35904.06 1 $485,000 $485,000
    36038.57 1 $615,000 $615,000
    36259.81 1 $385,000 $385,000
    3634.0 1 $185,000 $185,000
    36435.0 1 $525,000 $525,000
    36515.2 1 $595,000 $595,000
    36681.0 1 $465,000 $465,000
    37040.0 1 $495,000 $495,000
    37301.66 1 $435,000 $435,000
    37366.0 1 $1,085,000 $1,085,000
    37795.8 1 $565,000 $565,000
    38000.0 1 $485,000 $485,000
    38307.5 1 $585,000 $585,000
    38653.65 1 $465,000 $465,000
    39045.0 1 $555,000 $555,000
    39408.86 1 $405,000 $405,000
    39532.51 1 $535,000 $535,000
    39640.63 1 $515,000 $515,000
    39707.0 1 $875,000 $875,000
    39935.7 1 $395,000 $395,000
    40090.0 1 $525,000 $525,000
    40320.0 1 $385,000 $385,000
    40654.0 1 $635,000 $635,000
    41295.0 1 $445,000 $445,000
    41595.0 1 $885,000 $885,000
    42357.45 1 $615,000 $615,000
    42518.75 1 $615,000 $615,000
    44040.0 1 $495,000 $495,000
    44236.5 1 $565,000 $565,000
    44635.5 1 $455,000 $455,000
    44665.0 1 $645,000 $645,000
    44823.0 1 $605,000 $605,000
    44855.0 1 $595,000 $595,000
    4515.3 1 $205,000 $205,000
    45270.0 1 $645,000 $645,000
    45275.0 1 $995,000 $995,000
    45620.0 1 $755,000 $755,000
    45799.0 1 $755,000 $755,000
    46061.5 1 $925,000 $925,000
    46395.0 1 $745,000 $745,000
    46767.96 1 $595,000 $595,000
    48022.2 1 $445,000 $445,000
    4816.0 1 $165,000 $165,000
    48213.75 1 $735,000 $735,000
    48383.75 1 $835,000 $835,000
    48877.5 1 $995,000 $995,000
    4942.04 1 $525,000 $525,000
    50586.5 1 $755,000 $755,000
    51014.6 1 $1,965,000 $1,965,000
    51306.32 1 $1,035,000 $1,035,000
    51328.13 1 $1,185,000 $1,185,000
    51507.0 1 $815,000 $815,000
    5214.08 1 $125,000 $125,000
    5266.4 1 $565,000 $565,000
    53235.0 1 $845,000 $845,000
    5328.0 1 $335,000 $335,000
    54795.0 1 $1,205,000 $1,205,000
    5493.75 1 $125,000 $125,000
    5597.88 1 $285,000 $285,000
    5620.4 1 $365,000 $365,000
    57307.5 1 $935,000 $935,000
    58059.0 1 $965,000 $965,000
    58120.28 1 $755,000 $755,000
    5874.4 1 $385,000 $385,000
    59622.64 1 $1,175,000 $1,175,000
    5987.25 1 $155,000 $155,000
    6000.8 1 $705,000 $705,000
    6038.0 1 $485,000 $485,000
    62280.0 1 $1,305,000 $1,305,000
    6282.01 1 $215,000 $215,000
    62867.0 1 $1,165,000 $1,165,000
    63038.0 1 $1,065,000 $1,065,000
    6316.5 1 $215,000 $215,000
    6348.6 1 $365,000 $365,000
    6382.5 1 $95,000 $95,000
    63982.5 1 $855,000 $855,000
    64130.71 1 $785,000 $785,000
    6470.0 1 $685,000 $685,000
    6507.6 1 $165,000 $165,000
    65367.68 1 $1,195,000 $1,195,000
    6631.8 1 $165,000 $165,000
    66380.2 1 $845,000 $845,000
    6732.6 1 $375,000 $375,000
    6759.38 1 $135,000 $135,000
    67937.67 1 $1,135,000 $1,135,000
    6795.0 1 $155,000 $155,000
    6815.0 1 $235,000 $235,000
    68555.0 1 $1,285,000 $1,285,000
    70439.96 1 $1,495,000 $1,495,000
    7105.94 1 $405,000 $405,000
    7314.57 1 $245,000 $245,000
    7414.0 1 $195,000 $195,000
    7424.24 1 $665,000 $665,000
    7662.0 1 $165,000 $165,000
    7725.0 1 $155,000 $155,000
    77400.6 1 $1,125,000 $1,125,000
    78720.0 1 $1,505,000 $1,505,000
    7891.0 1 $155,000 $155,000
    8067.0 1 $225,000 $225,000
    81107.0 1 $1,495,000 $1,495,000
    8369.32 1 $495,000 $495,000
    84714.0 1 $1,295,000 $1,295,000
    8581.5 1 $105,000 $105,000
    8771.9 1 $165,000 $165,000
    8882.5 1 $195,000 $195,000
    8903.25 1 $455,000 $455,000
    89669.2 1 $1,585,000 $1,585,000
    9026.25 1 $185,000 $185,000
    9258.0 1 $685,000 $685,000
    9385.0 1 $105,000 $105,000
    9391.73 1 $385,000 $385,000
    9392.75 1 $225,000 $225,000
    9477.75 1 $165,000 $165,000
    9517.75 1 $295,000 $295,000
    9555.0 1 $135,000 $135,000
    9593.75 1 $165,000 $165,000
    9614.0 1 $165,000 $165,000
    9699.75 1 $215,000 $215,000
    9706.0 1 $205,000 $205,000
    9775.17 1 $235,000 $235,000
    9783.0 1 $445,000 $445,000
    9795.0 1 $195,000 $195,000
    9880.0 1 $105,000 $105,000
    9900.0 1 $215,000 $215,000
    9985.25 1 $125,000 $125,000
    9995.63 1 $315,000 $315,000
    99990.0 1 $1,605,000 $1,605,000
    NA 8,361 $3,372,105,000 $403,314

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    8,891 $3,587,635,000 $403,513

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 213 $57,455,000 $269,742 $10,454 8.29%
    40-60% 659 $245,755,000 $372,921 $14,481 7.75%
    60-80% 3,048 $1,289,790,000 $423,159 $16,915 8.26%
    80-100% 4,152 $1,949,880,000 $469,624 $17,738 7.58%
    Over 100% 45 $21,445,000 $476,556 $19,515 6.53%
    Under 20% 772 $22,540,000 $29,197 $715 8.36%