Sirva Mortgage Rates, Fees & Info

COLUMBUS, OH

LEI: 549300KQHWNSVCE2MY88

Tax ID: 34-1719615

5 stars - out of 5 stars, based on 45 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Sirva Mortgage is a smaller mortgage company specializing in loans. Sirva Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, Dallas, San Francisco, Nashville, and Atlanta among others. We have data for 334 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Sirva Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sirva Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.73% 12/4/22
    30 Year Conventional Refi 6.66% 12/4/22
    30 Year Cash-out Refi 6.87% 12/4/22
    30 Year FHA Purchase 7.63% 12/4/22
    30 Year FHA Refi 7.63% 12/4/22
    30 Year VA Purchase 6.68% 12/4/22
    30 Year VA Refi 6.24% 12/4/22
    15 Year Conventional Purchase 5.89% 12/4/22
    15 Year Conventional Refi 5.87% 12/4/22
    15 Year Cash-out Refi 5.87% 12/4/22
    15 Year FHA Purchase 6.77% 12/4/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    2,054

    Origination Dollar Volume (All Markets)

    $779,870,000
    Show all (40) awards

    Relative Rate

    Sirva Mortgage's average 30 year fixed mortgage rate was 3.03%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.12%.

    Relative Fees (Closing Costs)

    Sirva Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $1,976.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 99 $40,345,000 $407,525 $3,045 2.93%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 89 $35,125,000 $394,663 $2,273 2.94%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 43 $26,125,000 $607,558 $2,015 1.02%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 48 $22,320,000 $465,000 $1,165 2.90%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 54 $19,780,000 $366,296 $1,350 2.84%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 42 $19,030,000 $453,095 $2,188 2.94%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 41 $18,975,000 $462,805 $1,597 2.87%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 38 $16,790,000 $441,842 $1,095 2.95%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 38 $15,750,000 $414,474 $1,807 2.88%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 41 $15,615,000 $380,854 $1,759 2.91%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 39 $15,455,000 $396,282 $2,089 2.98%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 20 $14,620,000 $731,000 $1,628 2.89%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 32 $13,350,000 $417,188 $2,558 2.92%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 30 $13,230,000 $441,000 $3,530 2.89%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 36 $13,080,000 $363,333 $908 2.85%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 29 $12,325,000 $425,000 $444 2.89%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 18 $11,660,000 $647,778 $1,193 2.94%
    Outside of Metro Areas 43 $11,595,000 $269,651 $1,436 3.01%
    RICHMOND, VA (FHA|USDA|VA) 30 $11,230,000 $374,333 $1,038 2.94%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 26 $11,180,000 $430,000 $2,808 2.88%
    ALBUQUERQUE, NM (FHA|USDA|VA) 33 $10,865,000 $329,242 $2,125 2.92%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 20 $10,320,000 $516,000 $2,929 2.82%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 15 $9,015,000 $601,000 $1,379 2.88%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 20 $8,720,000 $436,000 $2,291 2.98%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 24 $8,510,000 $354,583 $1,295 3.06%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 39 $8,455,000 $216,795 $2,109 2.96%
    RALEIGH-CARY, NC (FHA|USDA|VA) 23 $8,435,000 $366,739 $1,700 2.91%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 24 $8,300,000 $345,833 $1,114 2.94%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 21 $8,035,000 $382,619 $3,866 2.95%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 17 $7,905,000 $465,000 $3,084 3.10%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 21 $7,555,000 $359,762 $2,709 2.98%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 19 $7,545,000 $397,105 $2,371 2.93%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 22 $7,500,000 $340,909 $1,003 3.04%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 14 $7,240,000 $517,143 $1,379 2.96%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 15 $7,155,000 $477,000 $879 2.99%
    BOISE CITY, ID (FHA|USDA|VA) 17 $6,775,000 $398,529 $2,241 3.09%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 12 $6,520,000 $543,333 $1,995 2.82%
    AKRON, OH (FHA|USDA|VA) 24 $5,950,000 $247,917 $1,436 2.86%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 11 $5,855,000 $532,273 $1,191 2.92%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 10 $5,690,000 $569,000 $2,015 3.01%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $5,615,000 $623,889 $1,657 2.97%
    JACKSONVILLE, FL (FHA|USDA|VA) 13 $5,605,000 $431,154 $2,385 3.01%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 10 $5,460,000 $546,000 $1,189 2.15%
    COLUMBUS, OH (FHA|USDA|VA) 20 $5,450,000 $272,500 $1,964 3.09%
    HUNTSVILLE, AL (FHA|USDA|VA) 15 $5,235,000 $349,000 $803 3.03%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 11 $4,775,000 $434,091 $2,068 2.74%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 13 $4,745,000 $365,000 $2,847 3.07%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 12 $4,490,000 $374,167 $811 2.77%
    TULSA, OK (FHA|USDA|VA) 17 $4,115,000 $242,059 $2,669 3.06%
    WICHITA, KS (FHA|USDA|VA) 15 $3,925,000 $261,667 $985 2.95%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 7 $3,845,000 $549,286 $1,588 3.13%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $3,820,000 $636,667 $1,469 2.96%
    ASHEVILLE, NC (FHA|USDA|VA) 9 $3,755,000 $417,222 $1,341 3.06%
    SALT LAKE CITY, UT (FHA|USDA|VA) 8 $3,650,000 $456,250 $2,822 2.69%
    KNOXVILLE, TN (FHA|USDA|VA) 11 $3,305,000 $300,455 $2,167 2.92%
    TUCSON, AZ (FHA|USDA|VA) 9 $3,185,000 $353,889 $1,667 3.08%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 10 $3,150,000 $315,000 $940 2.93%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 8 $3,140,000 $392,500 $1,523 3.03%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 11 $3,085,000 $280,455 $1,640 2.80%
    TALLAHASSEE, FL (FHA|USDA|VA) 6 $2,880,000 $480,000 $2,298 3.33%
    FORT WAYNE, IN (FHA|USDA|VA) 11 $2,785,000 $253,182 $2,149 2.83%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 11 $2,755,000 $250,455 $2,800 3.02%
    BATON ROUGE, LA (FHA|USDA|VA) 8 $2,680,000 $335,000 $2,052 2.59%
    ROANOKE, VA (FHA|USDA|VA) 11 $2,645,000 $240,455 $1,284 2.77%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 8 $2,620,000 $327,500 $1,394 2.98%
    WINCHESTER, VA-WV (FHA|USDA|VA) 7 $2,455,000 $350,714 $442 3.09%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $2,405,000 $481,000 $1,053 3.13%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $2,260,000 $376,667 $3,016 2.42%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $2,220,000 $370,000 $1,376 2.90%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 7 $2,215,000 $316,429 $1,746 2.86%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $2,140,000 $535,000 $3,430 2.75%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $2,105,000 $421,000 $1,318 2.80%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $2,085,000 $417,000 $1,718 2.75%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 9 $1,985,000 $220,556 $1,451 2.83%
    WORCESTER, MA-CT (FHA|USDA|VA) 4 $1,980,000 $495,000 $623 2.97%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 6 $1,860,000 $310,000 $1,633 3.00%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $1,830,000 $457,500 $1,466 3.13%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 8 $1,830,000 $228,750 $1,323 2.91%
    VALLEJO, CA (FHA|USDA|VA) 5 $1,815,000 $363,000 $3,473 2.23%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 4 $1,790,000 $447,500 $2,913 3.06%
    TOLEDO, OH (FHA|USDA|VA) 6 $1,690,000 $281,667 $1,188 3.08%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,680,000 $840,000 $4,047 3.25%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $1,670,000 $417,500 $2,082 2.94%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,670,000 $278,333 $1,937 3.10%
    WINSTON-SALEM, NC (FHA|USDA|VA) 4 $1,660,000 $415,000 $1,754 2.97%
    PITTSBURGH, PA (FHA|USDA|VA) 6 $1,620,000 $270,000 $3,264 3.10%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $1,620,000 $405,000 $1,286 2.91%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,605,000 $535,000 $3,812 1.88%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $1,595,000 $319,000 $1,666 2.93%
    COLUMBUS, IN (FHA|USDA|VA) 6 $1,570,000 $261,667 $972 2.98%
    COLUMBIA, SC (FHA|USDA|VA) 7 $1,565,000 $223,571 $2,063 3.04%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $1,560,000 $390,000 $386 2.94%
    SYRACUSE, NY (FHA|USDA|VA) 7 $1,475,000 $210,714 $267 2.93%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,450,000 $362,500 $2,381 3.06%
    STOCKTON, CA (FHA|USDA|VA) 3 $1,395,000 $465,000 $0 2.83%
    PROVO-OREM, UT (FHA|USDA|VA) 4 $1,390,000 $347,500 $802 2.72%
    URBAN HONOLULU, HI (FHA|USDA|VA) 2 $1,370,000 $685,000 $3,475 3.25%
    STAUNTON, VA (FHA|USDA|VA) 4 $1,360,000 $340,000 $1,856 3.06%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $1,320,000 $330,000 $3,101 2.91%
    LAWTON, OK (FHA|USDA|VA) 6 $1,300,000 $216,667 $1,123 2.73%
    BURLINGTON, NC (FHA|USDA|VA) 4 $1,270,000 $317,500 $0 2.91%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $1,260,000 $315,000 $2,858 3.03%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 4 $1,260,000 $315,000 $282 3.09%
    MIDLAND, TX (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,703 3.09%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $1,205,000 $401,667 $2,885 2.75%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $1,170,000 $292,500 $499 2.94%
    MADISON, WI (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,451 2.84%
    AMARILLO, TX (FHA|USDA|VA) 5 $1,125,000 $225,000 $2,703 2.93%
    READING, PA (FHA|USDA|VA) 3 $1,095,000 $365,000 $1,828 3.00%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $1,085,000 $217,000 $1,862 2.90%
    FAYETTEVILLE, NC (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,164 3.13%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $1,075,000 $358,333 $370 2.79%
    SPRINGFIELD, MO (FHA|USDA|VA) 5 $1,075,000 $215,000 $233 3.00%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,426 3.09%
    WACO, TX (FHA|USDA|VA) 3 $1,065,000 $355,000 $2,170 3.04%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $1,050,000 $525,000 $5,537 2.75%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $1,035,000 $345,000 $1,305 3.04%
    WILMINGTON, NC (FHA|USDA|VA) 3 $1,025,000 $341,667 $2,375 2.75%
    BEND, OR (FHA|USDA|VA) 3 $1,025,000 $341,667 $908 3.00%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $1,518 3.22%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $955,000 $318,333 $628 2.96%
    ODESSA, TX (FHA|USDA|VA) 3 $945,000 $315,000 $4,309 3.42%
    ANCHORAGE, AK (FHA|USDA|VA) 2 $940,000 $470,000 $6,956 3.00%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $920,000 $460,000 $1,770 2.75%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $920,000 $230,000 $2,967 3.19%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $910,000 $455,000 $0 2.88%
    Brownwood, TX (FHA|USDA|VA) 3 $895,000 $298,333 $2,331 3.04%
    BAKERSFIELD, CA (FHA|USDA|VA) 2 $860,000 $430,000 $1,702 2.88%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $855,000 $855,000 $10,110 3.88%
    RENO, NV (FHA|USDA|VA) 2 $850,000 $425,000 $2,185 3.06%
    EL PASO, TX (FHA|USDA|VA) 3 $835,000 $278,333 $2,649 3.04%
    MANHATTAN, KS (FHA|USDA|VA) 3 $815,000 $271,667 $1,396 2.96%
    SAVANNAH, GA (FHA|USDA|VA) 3 $815,000 $271,667 $842 3.25%
    ENID, OK (FHA|USDA|VA) 4 $790,000 $197,500 $776 2.94%
    MEDFORD, OR (FHA|USDA|VA) 2 $790,000 $395,000 $5,574 3.19%
    Bozeman, MT (FHA|USDA|VA) 2 $780,000 $390,000 $2,010 3.06%
    IDAHO FALLS, ID (FHA|USDA|VA) 1 $775,000 $775,000 $2,429 3.38%
    YORK-HANOVER, PA (FHA|USDA|VA) 3 $775,000 $258,333 $2,926 2.88%
    Starkville, MS (FHA|USDA|VA) 3 $775,000 $258,333 $2,234 2.63%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $755,000 $251,667 $2,020 3.08%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $750,000 $375,000 $3,649 2.94%
    Jefferson, GA (FHA|USDA|VA) 2 $740,000 $370,000 $3,169 2.44%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $740,000 $370,000 $5,502 2.94%
    TOPEKA, KS (FHA|USDA|VA) 3 $735,000 $245,000 $0 2.88%
    EAU CLAIRE, WI (FHA|USDA|VA) 2 $730,000 $365,000 $0 2.69%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $720,000 $360,000 $837 3.06%
    CLEVELAND, TN (FHA|USDA|VA) 3 $715,000 $238,333 $1,187 2.92%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $710,000 $355,000 $4,829 3.13%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $710,000 $355,000 $2,849 2.88%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $690,000 $345,000 $2,908 2.88%
    JOPLIN, MO (FHA|USDA|VA) 3 $685,000 $228,333 $1,560 2.79%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $685,000 $685,000 $57 2.50%
    LANCASTER, PA (FHA|USDA|VA) 2 $680,000 $340,000 $887 2.56%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $650,000 $325,000 $621 2.88%
    GOLDSBORO, NC (FHA|USDA|VA) 2 $640,000 $320,000 $1,408 3.00%
    SANTA FE, NM (FHA|USDA|VA) 3 $635,000 $211,667 $2,429 2.88%
    FLORENCE, SC (FHA|USDA|VA) 2 $630,000 $315,000 $3,696 3.00%
    DALTON, GA (FHA|USDA|VA) 2 $630,000 $315,000 $2,330 3.25%
    Whitewater, WI (FHA|USDA|VA) 2 $620,000 $310,000 $2,011 3.06%
    ANN ARBOR, MI (FHA|USDA|VA) 2 $620,000 $310,000 $1,191 2.94%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $615,000 $615,000 $0 2.88%
    Hilo, HI (FHA|USDA|VA) 1 $615,000 $615,000 $1,616 3.38%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $615,000 $615,000 $0 3.00%
    Moses Lake, WA (FHA|USDA|VA) 2 $610,000 $305,000 $0 3.13%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $605,000 $201,667 $409 2.29%
    FARMINGTON, NM (FHA|USDA|VA) 2 $590,000 $295,000 $1,417 2.50%
    POCATELLO, ID (FHA|USDA|VA) 2 $590,000 $295,000 $1,237 2.94%
    Marion, IN (FHA|USDA|VA) 2 $590,000 $295,000 $8,406 2.88%
    MANSFIELD, OH (FHA|USDA|VA) 2 $570,000 $285,000 $2,307 3.00%
    LAS CRUCES, NM (FHA|USDA|VA) 1 $555,000 $555,000 $2,344 2.38%
    LYNCHBURG, VA (FHA|USDA|VA) 2 $550,000 $275,000 $4,091 2.75%
    Red Wing, MN (FHA|USDA|VA) 2 $550,000 $275,000 $0 3.69%
    Alexandria, MN (FHA|USDA|VA) 1 $545,000 $545,000 $0 2.75%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $540,000 $270,000 $4,827 3.13%
    FRESNO, CA (FHA|USDA|VA) 1 $525,000 $525,000 $0 3.00%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $520,000 $260,000 $1,467 3.06%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $515,000 $515,000 $0 3.25%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $515,000 $515,000 $1,640 2.88%
    KOKOMO, IN (FHA|USDA|VA) 3 $515,000 $171,667 $1,640 2.88%
    KANKAKEE, IL (FHA|USDA|VA) 2 $510,000 $255,000 $5,668 2.94%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $495,000 $495,000 $0 2.88%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $490,000 $245,000 $415 3.06%
    Albertville, AL (FHA|USDA|VA) 2 $490,000 $245,000 $2,863 3.19%
    Elko, NV (FHA|USDA|VA) 2 $480,000 $240,000 $902 2.81%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $475,000 $475,000 $3,906 2.88%
    IOWA CITY, IA (FHA|USDA|VA) 1 $475,000 $475,000 $0 3.13%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $475,000 $475,000 $0 3.25%
    Brookings, SD (FHA|USDA|VA) 1 $465,000 $465,000 $2,496 2.88%
    Dayton, TN (FHA|USDA|VA) 1 $455,000 $455,000 $4,081 2.38%
    Ellensburg, WA (FHA|USDA|VA) 1 $455,000 $455,000 $1,905 2.88%
    ITHACA, NY (FHA|USDA|VA) 1 $455,000 $455,000 $0 2.75%
    Sanford, NC (FHA|USDA|VA) 1 $455,000 $455,000 $15,660 2.75%
    VISALIA, CA (FHA|USDA|VA) 1 $455,000 $455,000 $3,213 2.75%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $445,000 $445,000 $0 3.00%
    Pella, IA (FHA|USDA|VA) 1 $435,000 $435,000 $785 3.00%
    FOND DU LAC, WI (FHA|USDA|VA) 2 $430,000 $215,000 $2,970 3.00%
    MISSOULA, MT (FHA|USDA|VA) 1 $425,000 $425,000 $1,227 2.63%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $415,000 $415,000 $2,958 2.75%
    LUBBOCK, TX (FHA|USDA|VA) 1 $415,000 $415,000 $2,317 3.13%
    LONGVIEW, TX (FHA|USDA|VA) 2 $410,000 $205,000 $2,090 2.56%
    Jamestown, ND (FHA|USDA|VA) 2 $410,000 $205,000 $1,857 2.94%
    Seneca, SC (FHA|USDA|VA) 1 $405,000 $405,000 $0 3.00%
    Clewiston, FL (FHA|USDA|VA) 1 $405,000 $405,000 $1,934 2.88%
    YAKIMA, WA (FHA|USDA|VA) 1 $405,000 $405,000 $0 3.00%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $400,000 $200,000 $1,338 3.06%
    Weatherford, OK (FHA|USDA|VA) 1 $395,000 $395,000 $25 2.88%
    Lewisburg, PA (FHA|USDA|VA) 1 $395,000 $395,000 $0 3.00%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $385,000 $385,000 $0 3.13%
    Brainerd, MN (FHA|USDA|VA) 1 $385,000 $385,000 $3,200 2.63%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $385,000 $385,000 $0 3.00%
    Aberdeen, SD (FHA|USDA|VA) 2 $380,000 $190,000 $989 2.94%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $380,000 $190,000 $1,323 2.88%
    SPRINGFIELD, MA (FHA|USDA|VA) 2 $380,000 $190,000 $2,261 2.81%
    Roseburg, OR (FHA|USDA|VA) 1 $375,000 $375,000 $996 3.25%
    Richmond-Berea, KY (FHA|USDA|VA) 1 $365,000 $365,000 $0 2.88%
    Wilson, NC (FHA|USDA|VA) 1 $365,000 $365,000 $0 3.13%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $360,000 $180,000 $881 3.25%
    Adrian, MI (FHA|USDA|VA) 2 $360,000 $180,000 $245 3.19%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $355,000 $355,000 $1,832 3.00%
    MUNCIE, IN (FHA|USDA|VA) 3 $355,000 $118,333 $793 3.08%
    Kendallville, IN (FHA|USDA|VA) 1 $355,000 $355,000 $920 2.88%
    LEWISTON, ID-WA (FHA|USDA|VA) 1 $345,000 $345,000 $1,220 2.88%
    CHARLESTON, WV (FHA|USDA|VA) 1 $345,000 $345,000 $2,431 2.75%
    BAY CITY, MI (FHA|USDA|VA) 1 $345,000 $345,000 $2,286 2.75%
    Concord, NH (FHA|USDA|VA) 1 $345,000 $345,000 $2,901 3.38%
    BISMARCK, ND (FHA|USDA|VA) 1 $335,000 $335,000 $542 3.13%
    WILLIAMSPORT, PA (FHA|USDA|VA) 1 $335,000 $335,000 $0 3.25%
    TYLER, TX (FHA|USDA|VA) 1 $335,000 $335,000 $1,957 2.88%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $325,000 $325,000 $2,452 3.13%
    Oneonta, NY (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.75%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $325,000 $325,000 $2,865 2.38%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $325,000 $325,000 $2,937 2.75%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $320,000 $160,000 $1,019 3.25%
    ROCKFORD, IL (FHA|USDA|VA) 2 $320,000 $160,000 $1,351 2.38%
    JACKSON, MS (FHA|USDA|VA) 1 $315,000 $315,000 $5,095 3.13%
    Muskogee, OK (FHA|USDA|VA) 1 $315,000 $315,000 $359 3.50%
    LEBANON, PA (FHA|USDA|VA) 1 $315,000 $315,000 $3,837 2.88%
    North Vernon, IN (FHA|USDA|VA) 1 $315,000 $315,000 $4,416 2.88%
    FORT COLLINS, CO (FHA|USDA|VA) 1 $315,000 $315,000 $1,068 2.88%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $315,000 $315,000 $2,770 3.13%
    TWIN FALLS, ID (FHA|USDA|VA) 1 $305,000 $305,000 $1,102 3.25%
    Duncan, OK (FHA|USDA|VA) 1 $305,000 $305,000 $6,812 3.38%
    SPRINGFIELD, IL (FHA|USDA|VA) 1 $305,000 $305,000 $6,093 3.38%
    Greenville, MS (FHA|USDA|VA) 1 $305,000 $305,000 $509 3.50%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $305,000 $305,000 $3,781 3.38%
    Bluffton, IN (FHA|USDA|VA) 1 $305,000 $305,000 $590 3.25%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $305,000 $305,000 $0 3.13%
    MUSKEGON, MI (FHA|USDA|VA) 1 $295,000 $295,000 $2,296 3.00%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.13%
    BECKLEY, WV (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.00%
    PUEBLO, CO (FHA|USDA|VA) 1 $295,000 $295,000 $6,742 2.38%
    Norwalk, OH (FHA|USDA|VA) 1 $295,000 $295,000 $2,524 2.50%
    VALDOSTA, GA (FHA|USDA|VA) 1 $295,000 $295,000 $296 3.50%
    CHICO, CA (FHA|USDA|VA) 1 $295,000 $295,000 $2,616 3.13%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $285,000 $285,000 $1,115 2.88%
    MONROE, LA (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.00%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.25%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $275,000 $275,000 $390 3.50%
    GREELEY, CO (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.38%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.50%
    MONROE, MI (FHA|USDA|VA) 1 $275,000 $275,000 $4,751 2.50%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.13%
    Mount Vernon, OH (FHA|USDA|VA) 1 $265,000 $265,000 $2,550 2.38%
    LONGVIEW, WA (FHA|USDA|VA) 1 $265,000 $265,000 $2,363 3.00%
    Lumberton, NC (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.00%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.88%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $265,000 $265,000 $1,767 3.50%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $265,000 $265,000 $300 2.75%
    Granbury, TX (FHA|USDA|VA) 1 $255,000 $255,000 $6,623 2.88%
    Montrose, CO (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.63%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $255,000 $255,000 $4,591 2.38%
    New Ulm, MN (FHA|USDA|VA) 1 $255,000 $255,000 $1,917 2.88%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $255,000 $255,000 $625 3.63%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.88%
    Maysville, KY (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.38%
    Dodge City, KS (FHA|USDA|VA) 1 $255,000 $255,000 $7,338 3.13%
    Cambridge, MD (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.75%
    DOTHAN, AL (FHA|USDA|VA) 1 $245,000 $245,000 $495 3.00%
    JACKSON, MI (FHA|USDA|VA) 1 $245,000 $245,000 $6,518 3.38%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $245,000 $245,000 $1,824 3.00%
    GADSDEN, AL (FHA|USDA|VA) 1 $245,000 $245,000 $922 3.25%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.25%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.13%
    Auburn, NY (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.50%
    Auburn, IN (FHA|USDA|VA) 1 $235,000 $235,000 $1,994 3.63%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $225,000 $225,000 $2,199 3.13%
    Fremont, OH (FHA|USDA|VA) 1 $225,000 $225,000 $3,273 3.00%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $225,000 $225,000 $45 2.50%
    CaƱon City, CO (FHA|USDA|VA) 1 $225,000 $225,000 $1,567 3.13%
    Torrington, CT (FHA|USDA|VA) 1 $215,000 $215,000 $2,624 3.13%
    LAREDO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,909 2.75%
    Warrensburg, MO (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.25%
    Vernal, UT (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.13%
    Bardstown, KY (FHA|USDA|VA) 1 $195,000 $195,000 $1,631 2.88%
    ABILENE, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,548 2.50%
    Danville, VA (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.50%
    Spencer, IA (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.63%
    Fort Payne, AL (FHA|USDA|VA) 1 $185,000 $185,000 $1,422 2.38%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $185,000 $185,000 $2,657 2.25%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $185,000 $185,000 $1,886 3.13%
    Cullowhee, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,952 2.88%
    MANKATO, MN (FHA|USDA|VA) 1 $185,000 $185,000 $2,072 2.88%
    Zanesville, OH (FHA|USDA|VA) 1 $185,000 $185,000 $1,727 2.50%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $1,174 3.25%
    JACKSON, TN (FHA|USDA|VA) 1 $185,000 $185,000 $1,849 3.13%
    KINGSTON, NY (FHA|USDA|VA) 1 $185,000 $185,000 $1,639 2.88%
    OCALA, FL (FHA|USDA|VA) 1 $185,000 $185,000 $5,780 2.38%
    Dickinson, ND (FHA|USDA|VA) 1 $175,000 $175,000 $7,819 3.38%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $175,000 $175,000 $1,852 3.00%
    ELMIRA, NY (FHA|USDA|VA) 1 $175,000 $175,000 $2,778 3.00%
    Dublin, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.13%
    TEXARKANA, TX-AR (FHA|USDA|VA) 1 $165,000 $165,000 $1,767 3.13%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.00%
    Portsmouth, OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,617 3.13%
    Defiance, OH (FHA|USDA|VA) 1 $165,000 $165,000 $533 2.50%
    Seneca Falls, NY (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.38%
    Effingham, IL (FHA|USDA|VA) 1 $155,000 $155,000 $3,174 2.50%
    Marinette, WI-MI (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.25%
    Fairfield, IA (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.38%
    COLUMBIA, MO (FHA|USDA|VA) 1 $135,000 $135,000 $114 2.38%
    Burley, ID (FHA|USDA|VA) 1 $135,000 $135,000 $693 2.38%
    Poplar Bluff, MO (FHA|USDA|VA) 1 $135,000 $135,000 $1,173 2.50%
    Wooster, OH (FHA|USDA|VA) 1 $125,000 $125,000 $1,985 3.13%
    Woodward, OK (FHA|USDA|VA) 1 $115,000 $115,000 $2,012 3.38%
    Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,190 3.13%
    Fairmont, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,186 2.88%
    Blytheville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $4,127 2.75%
    ROCHESTER, NY (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.38%
    Seymour, IN (FHA|USDA|VA) 1 $105,000 $105,000 $372 3.25%
    ROME, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.63%
    Angola, IN (FHA|USDA|VA) 1 $85,000 $85,000 $1,686 2.88%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $75,000 $75,000 $2,734 2.75%
    Hutchinson, KS (FHA|USDA|VA) 1 $55,000 $55,000 $1,922 2.50%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.63%
    Sirva Mortgage's top markets include Houston, Dallas, San Francisco, Nashville, and Atlanta among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against SIRVA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Savings Bank of Hegewisch
    Similarity Rank: 45
    N C P D Federal Credit Union
    Similarity Rank: 102
    Liberty Bank for Savings
    Similarity Rank: 153
    DADE COUNTY FEDERAL CREDIT UNION
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    SANDIA LABORATORY
    Similarity Rank: 180
    The Riddell National Bank
    Similarity Rank: 252
    Mutual Savings Bank
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,886 $716,290,000 $379,793 $1,532 2.88%
    VA 105 $45,725,000 $435,476 $5,762 2.89%
    FHA 63 $17,855,000 $283,413 $6,431 3.07%

    For 2021, Sirva Mortgage's most frequently originated type of loan was Conventional, with 1,886 originations. Their 2nd most popular type was VA, with 105 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,806 $710,390,000 $393,350 $1,848 2.91%
    Refi 184 $52,040,000 $282,826 $2,164 2.74%
    Cash Out Refi 59 $15,665,000 $265,508 $2,537 2.85%
    Home Improvement 3 $615,000 $205,000 $3,201 3.00%
    Other 2 $1,160,000 $580,000 $2,054 1.44%

    For 2021, Sirva Mortgage's most frequently cited loan purpose was Home Purchase, with 1,806 originations. The 2nd most popular reason was Refi, with 184 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,716 $682,830,000 $397,920 $1,976 3.03%
    15 Year 262 $72,240,000 $275,725 $1,590 2.42%
    5 Year 29 $4,615,000 $159,138 $8 0.07%
    20 Year 21 $5,945,000 $283,095 $1,465 2.87%
    10 Year 18 $12,150,000 $675,000 $2,631 1.17%
    Other 8 $2,090,000 $261,250 $1,678 2.88%

    For 2021, Sirva Mortgage's most frequently cited loan duration was 30 Year, with 1,716 originations. The 2nd most popular length was 15 Year, with 262 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,976 $749,540,000 $379,322
    $1k-2k 41 $14,125,000 $344,512
    $2k-3k 16 $6,530,000 $408,125
    $3k-4k 10 $3,390,000 $339,000
    $5k+ 6 $3,660,000 $610,000
    $4k-5k 5 $2,625,000 $525,000

    Sirva Mortgage's average total fees were $1,976, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,976 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 987 $389,665,000 $394,797
    3-4% 713 $268,355,000 $376,374
    <2.5% 345 $119,265,000 $345,696
    4-5% 9 $2,585,000 $287,222

    During 2021, Sirva Mortgage's average interest rate for loans was 3.03%, while their most frequently originated rate bucket for loans was 2.5-3%, with 987 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 981 $291,205,000 $296,845 $1,944 2.94%
    $400k-600k 574 $277,470,000 $483,397 $1,887 2.94%
    $100k-200k 280 $44,150,000 $157,679 $1,580 2.67%
    $600k-1MM 144 $108,320,000 $752,222 $2,219 2.94%
    $1MM+ 43 $56,215,000 $1,307,326 $2,401 2.53%
    $100,000 or less 32 $2,510,000 $78,438 $1,353 2.53%

    2021 saw Sirva Mortgage place emphasis on $200k-400k loans with 981 originations, totaling $291,205,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 713 $234,225,000 $328,506 $1,821 2.94%
    $150k-250k 635 $273,655,000 $430,953 $1,627 2.87%
    $75k-100k 302 $77,410,000 $256,325 $2,411 2.98%
    $250k+ 246 $160,840,000 $653,821 $1,887 2.63%
    $50k-75k 134 $29,740,000 $221,940 $2,321 2.99%
    $50k or less 24 $4,000,000 $166,667 $2,667 3.01%

    Sirva Mortgage lent most frequently to those with incomes in the $100k-150k range, with 713 originations. The second most popular income band? $150k-250k, with 635 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 623 $232,265,000 $372,817 $1,634 2.87%
    30-36% 407 $167,005,000 $410,332 $1,912 2.93%
    <20% 299 $96,425,000 $322,492 $1,430 2.81%
    41% 75 $32,495,000 $433,267 $2,210 2.89%
    37% 72 $30,460,000 $423,056 $1,968 2.90%
    36% 67 $28,745,000 $429,030 $2,452 2.96%
    40% 65 $27,495,000 $423,000 $1,882 2.89%
    39% 64 $25,050,000 $391,406 $2,482 3.02%
    42% 61 $23,805,000 $390,246 $2,396 3.01%
    43% 55 $20,035,000 $364,273 $2,359 2.91%
    44% 46 $15,600,000 $339,130 $1,794 2.90%
    38% 45 $21,155,000 $470,111 $1,928 2.94%
    47% 39 $12,335,000 $316,282 $2,876 3.02%
    46% 34 $11,430,000 $336,176 $3,138 2.86%
    45% 32 $11,440,000 $357,500 $1,923 2.98%
    48% 32 $11,240,000 $351,250 $2,815 2.95%
    49% 21 $6,875,000 $327,381 $1,690 2.73%
    50-60% 17 $6,015,000 $353,824 $4,187 2.29%

    Sirva Mortgage lent most frequently to those with DTI ratios of 20-30%, with 623 originations. The next most common DTI ratio? 30-36%, with 407 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,509 $566,855,000 $375,649 $1,912 2.92%
    Asian 195 $80,345,000 $412,026 $1,716 2.65%
    Not provided 216 $79,790,000 $369,398 $1,902 2.85%
    Black 110 $44,550,000 $405,000 $2,032 2.98%
    American Indian 15 $4,625,000 $308,333 $2,048 2.95%
    Asian Indian 4 $1,740,000 $435,000 $1,195 3.06%
    Native Hawaiian or Islander 4 $1,630,000 $407,500 $2,374 3.13%
    Other Asian 1 $335,000 $335,000 $0 3.00%

    Approval Rates

    Total approvals of all applications
    97.30%

    Sirva Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    66.75%

    Sirva Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,054 $779,870,000 $379,684

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,054 $779,870,000 $379,684

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 77 $22,245,000 $288,896 $1,344 2.43%
    40-60% 203 $74,405,000 $366,527 $1,756 2.71%
    60-80% 732 $297,140,000 $405,929 $1,632 2.92%
    80-100% 984 $373,180,000 $379,248 $1,973 3.01%
    Over 100% 23 $8,035,000 $349,348 $12,908 3.01%
    Under 20% 35 $4,865,000 $139,000 $193 0.72%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Servion, Inc. FHA mortgage Struggling to pay mortgage 1 50.0%
    Servion, Inc. FHA mortgage Trouble during payment process 1 50.0%