Sirva Mortgage Rates, Fees & Info

COLUMBUS, OH

LEI: 549300KQHWNSVCE2MY88

Tax ID: 34-1719615

5 stars - out of 5 stars, based on 45 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Sirva Mortgage is a smaller mortgage company specializing in Home Purchase loans. Sirva Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Houston, Dallas, San Francisco, Nashville, and Atlanta among others. Sirva Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Sirva Mortgage is typically a low fee lendor.


Originations

2,054

Origination Dollar Volume (All Markets)

$779,870,000
Show all (40) awards

Relative Rate

Sirva Mortgage 's average 30 year fixed rate mortgage of loans were 3.03%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.12%.

Relative Fees

Sirva Mortgage 's average total fees for a 30 year fixed rate mortgage are $1,976.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 99 $40,345,000 $407,525 $3,045 2.93%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 89 $35,125,000 $394,663 $2,273 2.94%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 43 $26,125,000 $607,558 $2,015 1.02%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 48 $22,320,000 $465,000 $1,165 2.90%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 54 $19,780,000 $366,296 $1,350 2.84%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 42 $19,030,000 $453,095 $2,188 2.94%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 41 $18,975,000 $462,805 $1,597 2.87%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 38 $16,790,000 $441,842 $1,095 2.95%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 38 $15,750,000 $414,474 $1,807 2.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 41 $15,615,000 $380,854 $1,759 2.91%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 39 $15,455,000 $396,282 $2,089 2.98%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 20 $14,620,000 $731,000 $1,628 2.89%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 32 $13,350,000 $417,188 $2,558 2.92%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 30 $13,230,000 $441,000 $3,530 2.89%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 36 $13,080,000 $363,333 $908 2.85%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 29 $12,325,000 $425,000 $444 2.89%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 18 $11,660,000 $647,778 $1,193 2.94%
Outside of Metro Areas 43 $11,595,000 $269,651 $1,436 3.01%
RICHMOND, VA (FHA|USDA|VA) 30 $11,230,000 $374,333 $1,038 2.94%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 26 $11,180,000 $430,000 $2,808 2.88%
ALBUQUERQUE, NM (FHA|USDA|VA) 33 $10,865,000 $329,242 $2,125 2.92%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 20 $10,320,000 $516,000 $2,929 2.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 15 $9,015,000 $601,000 $1,379 2.88%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 20 $8,720,000 $436,000 $2,291 2.98%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 24 $8,510,000 $354,583 $1,295 3.06%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 39 $8,455,000 $216,795 $2,109 2.96%
RALEIGH-CARY, NC (FHA|USDA|VA) 23 $8,435,000 $366,739 $1,700 2.91%
KANSAS CITY, MO-KS (FHA|USDA|VA) 24 $8,300,000 $345,833 $1,114 2.94%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 21 $8,035,000 $382,619 $3,866 2.95%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 17 $7,905,000 $465,000 $3,084 3.10%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 21 $7,555,000 $359,762 $2,709 2.98%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 19 $7,545,000 $397,105 $2,371 2.93%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 22 $7,500,000 $340,909 $1,003 3.04%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 14 $7,240,000 $517,143 $1,379 2.96%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 15 $7,155,000 $477,000 $879 2.99%
BOISE CITY, ID (FHA|USDA|VA) 17 $6,775,000 $398,529 $2,241 3.09%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 12 $6,520,000 $543,333 $1,995 2.82%
AKRON, OH (FHA|USDA|VA) 24 $5,950,000 $247,917 $1,436 2.86%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 11 $5,855,000 $532,273 $1,191 2.92%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 10 $5,690,000 $569,000 $2,015 3.01%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $5,615,000 $623,889 $1,657 2.97%
JACKSONVILLE, FL (FHA|USDA|VA) 13 $5,605,000 $431,154 $2,385 3.01%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 10 $5,460,000 $546,000 $1,189 2.15%
COLUMBUS, OH (FHA|USDA|VA) 20 $5,450,000 $272,500 $1,964 3.09%
HUNTSVILLE, AL (FHA|USDA|VA) 15 $5,235,000 $349,000 $803 3.03%
PORT ST. LUCIE, FL (FHA|USDA|VA) 11 $4,775,000 $434,091 $2,068 2.74%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 13 $4,745,000 $365,000 $2,847 3.07%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 12 $4,490,000 $374,167 $811 2.77%
TULSA, OK (FHA|USDA|VA) 17 $4,115,000 $242,059 $2,669 3.06%
WICHITA, KS (FHA|USDA|VA) 15 $3,925,000 $261,667 $985 2.95%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 7 $3,845,000 $549,286 $1,588 3.13%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $3,820,000 $636,667 $1,469 2.96%
ASHEVILLE, NC (FHA|USDA|VA) 9 $3,755,000 $417,222 $1,341 3.06%
SALT LAKE CITY, UT (FHA|USDA|VA) 8 $3,650,000 $456,250 $2,822 2.69%
KNOXVILLE, TN (FHA|USDA|VA) 11 $3,305,000 $300,455 $2,167 2.92%
TUCSON, AZ (FHA|USDA|VA) 9 $3,185,000 $353,889 $1,667 3.08%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 10 $3,150,000 $315,000 $940 2.93%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 8 $3,140,000 $392,500 $1,523 3.03%
OKLAHOMA CITY, OK (FHA|USDA|VA) 11 $3,085,000 $280,455 $1,640 2.80%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $2,880,000 $480,000 $2,298 3.33%
FORT WAYNE, IN (FHA|USDA|VA) 11 $2,785,000 $253,182 $2,149 2.83%
CORPUS CHRISTI, TX (FHA|USDA|VA) 11 $2,755,000 $250,455 $2,800 3.02%
BATON ROUGE, LA (FHA|USDA|VA) 8 $2,680,000 $335,000 $2,052 2.59%
ROANOKE, VA (FHA|USDA|VA) 11 $2,645,000 $240,455 $1,284 2.77%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 8 $2,620,000 $327,500 $1,394 2.98%
WINCHESTER, VA-WV (FHA|USDA|VA) 7 $2,455,000 $350,714 $442 3.09%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $2,405,000 $481,000 $1,053 3.13%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $2,260,000 $376,667 $3,016 2.42%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $2,220,000 $370,000 $1,376 2.90%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 7 $2,215,000 $316,429 $1,746 2.86%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $2,140,000 $535,000 $3,430 2.75%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $2,105,000 $421,000 $1,318 2.80%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $2,085,000 $417,000 $1,718 2.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 9 $1,985,000 $220,556 $1,451 2.83%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $1,980,000 $495,000 $623 2.97%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 6 $1,860,000 $310,000 $1,633 3.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $1,830,000 $457,500 $1,466 3.13%
ST. LOUIS, MO-IL (FHA|USDA|VA) 8 $1,830,000 $228,750 $1,323 2.91%
VALLEJO, CA (FHA|USDA|VA) 5 $1,815,000 $363,000 $3,473 2.23%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 4 $1,790,000 $447,500 $2,913 3.06%
TOLEDO, OH (FHA|USDA|VA) 6 $1,690,000 $281,667 $1,188 3.08%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,680,000 $840,000 $4,047 3.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $1,670,000 $417,500 $2,082 2.94%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,670,000 $278,333 $1,937 3.10%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $1,660,000 $415,000 $1,754 2.97%
PITTSBURGH, PA (FHA|USDA|VA) 6 $1,620,000 $270,000 $3,264 3.10%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $1,620,000 $405,000 $1,286 2.91%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $1,605,000 $535,000 $3,812 1.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $1,595,000 $319,000 $1,666 2.93%
COLUMBUS, IN (FHA|USDA|VA) 6 $1,570,000 $261,667 $972 2.98%
COLUMBIA, SC (FHA|USDA|VA) 7 $1,565,000 $223,571 $2,063 3.04%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $1,560,000 $390,000 $386 2.94%
SYRACUSE, NY (FHA|USDA|VA) 7 $1,475,000 $210,714 $267 2.93%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,450,000 $362,500 $2,381 3.06%
STOCKTON, CA (FHA|USDA|VA) 3 $1,395,000 $465,000 $0 2.83%
PROVO-OREM, UT (FHA|USDA|VA) 4 $1,390,000 $347,500 $802 2.72%
URBAN HONOLULU, HI (FHA|USDA|VA) 2 $1,370,000 $685,000 $3,475 3.25%
STAUNTON, VA (FHA|USDA|VA) 4 $1,360,000 $340,000 $1,856 3.06%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $1,320,000 $330,000 $3,101 2.91%
LAWTON, OK (FHA|USDA|VA) 6 $1,300,000 $216,667 $1,123 2.73%
BURLINGTON, NC (FHA|USDA|VA) 4 $1,270,000 $317,500 $0 2.91%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $1,260,000 $315,000 $2,858 3.03%
CEDAR RAPIDS, IA (FHA|USDA|VA) 4 $1,260,000 $315,000 $282 3.09%
MIDLAND, TX (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,703 3.09%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $1,205,000 $401,667 $2,885 2.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $1,170,000 $292,500 $499 2.94%
MADISON, WI (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,451 2.84%
AMARILLO, TX (FHA|USDA|VA) 5 $1,125,000 $225,000 $2,703 2.93%
READING, PA (FHA|USDA|VA) 3 $1,095,000 $365,000 $1,828 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $1,085,000 $217,000 $1,862 2.90%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,164 3.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $1,075,000 $358,333 $370 2.79%
SPRINGFIELD, MO (FHA|USDA|VA) 5 $1,075,000 $215,000 $233 3.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,426 3.09%
WACO, TX (FHA|USDA|VA) 3 $1,065,000 $355,000 $2,170 3.04%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $1,050,000 $525,000 $5,537 2.75%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $1,035,000 $345,000 $1,305 3.04%
WILMINGTON, NC (FHA|USDA|VA) 3 $1,025,000 $341,667 $2,375 2.75%
BEND, OR (FHA|USDA|VA) 3 $1,025,000 $341,667 $908 3.00%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $1,518 3.22%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $955,000 $318,333 $628 2.96%
ODESSA, TX (FHA|USDA|VA) 3 $945,000 $315,000 $4,309 3.42%
ANCHORAGE, AK (FHA|USDA|VA) 2 $940,000 $470,000 $6,956 3.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $920,000 $460,000 $1,770 2.75%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $920,000 $230,000 $2,967 3.19%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $910,000 $455,000 $0 2.88%
Brownwood, TX (FHA|USDA|VA) 3 $895,000 $298,333 $2,331 3.04%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $860,000 $430,000 $1,702 2.88%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $855,000 $855,000 $10,110 3.88%
RENO, NV (FHA|USDA|VA) 2 $850,000 $425,000 $2,185 3.06%
EL PASO, TX (FHA|USDA|VA) 3 $835,000 $278,333 $2,649 3.04%
MANHATTAN, KS (FHA|USDA|VA) 3 $815,000 $271,667 $1,396 2.96%
SAVANNAH, GA (FHA|USDA|VA) 3 $815,000 $271,667 $842 3.25%
ENID, OK (FHA|USDA|VA) 4 $790,000 $197,500 $776 2.94%
MEDFORD, OR (FHA|USDA|VA) 2 $790,000 $395,000 $5,574 3.19%
Bozeman, MT (FHA|USDA|VA) 2 $780,000 $390,000 $2,010 3.06%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $775,000 $775,000 $2,429 3.38%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $775,000 $258,333 $2,926 2.88%
Starkville, MS (FHA|USDA|VA) 3 $775,000 $258,333 $2,234 2.63%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $755,000 $251,667 $2,020 3.08%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $750,000 $375,000 $3,649 2.94%
Jefferson, GA (FHA|USDA|VA) 2 $740,000 $370,000 $3,169 2.44%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $740,000 $370,000 $5,502 2.94%
TOPEKA, KS (FHA|USDA|VA) 3 $735,000 $245,000 $0 2.88%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $730,000 $365,000 $0 2.69%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $720,000 $360,000 $837 3.06%
CLEVELAND, TN (FHA|USDA|VA) 3 $715,000 $238,333 $1,187 2.92%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $710,000 $355,000 $4,829 3.13%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $710,000 $355,000 $2,849 2.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $690,000 $345,000 $2,908 2.88%
JOPLIN, MO (FHA|USDA|VA) 3 $685,000 $228,333 $1,560 2.79%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $685,000 $685,000 $57 2.50%
LANCASTER, PA (FHA|USDA|VA) 2 $680,000 $340,000 $887 2.56%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $650,000 $325,000 $621 2.88%
GOLDSBORO, NC (FHA|USDA|VA) 2 $640,000 $320,000 $1,408 3.00%
SANTA FE, NM (FHA|USDA|VA) 3 $635,000 $211,667 $2,429 2.88%
FLORENCE, SC (FHA|USDA|VA) 2 $630,000 $315,000 $3,696 3.00%
DALTON, GA (FHA|USDA|VA) 2 $630,000 $315,000 $2,330 3.25%
Whitewater, WI (FHA|USDA|VA) 2 $620,000 $310,000 $2,011 3.06%
ANN ARBOR, MI (FHA|USDA|VA) 2 $620,000 $310,000 $1,191 2.94%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $615,000 $615,000 $0 2.88%
Hilo, HI (FHA|USDA|VA) 1 $615,000 $615,000 $1,616 3.38%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $615,000 $615,000 $0 3.00%
Moses Lake, WA (FHA|USDA|VA) 2 $610,000 $305,000 $0 3.13%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $605,000 $201,667 $409 2.29%
FARMINGTON, NM (FHA|USDA|VA) 2 $590,000 $295,000 $1,417 2.50%
POCATELLO, ID (FHA|USDA|VA) 2 $590,000 $295,000 $1,237 2.94%
Marion, IN (FHA|USDA|VA) 2 $590,000 $295,000 $8,406 2.88%
MANSFIELD, OH (FHA|USDA|VA) 2 $570,000 $285,000 $2,307 3.00%
LAS CRUCES, NM (FHA|USDA|VA) 1 $555,000 $555,000 $2,344 2.38%
LYNCHBURG, VA (FHA|USDA|VA) 2 $550,000 $275,000 $4,091 2.75%
Red Wing, MN (FHA|USDA|VA) 2 $550,000 $275,000 $0 3.69%
Alexandria, MN (FHA|USDA|VA) 1 $545,000 $545,000 $0 2.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $540,000 $270,000 $4,827 3.13%
FRESNO, CA (FHA|USDA|VA) 1 $525,000 $525,000 $0 3.00%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $520,000 $260,000 $1,467 3.06%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $515,000 $515,000 $0 3.25%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $515,000 $515,000 $1,640 2.88%
KOKOMO, IN (FHA|USDA|VA) 3 $515,000 $171,667 $1,640 2.88%
KANKAKEE, IL (FHA|USDA|VA) 2 $510,000 $255,000 $5,668 2.94%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $495,000 $495,000 $0 2.88%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $490,000 $245,000 $415 3.06%
Albertville, AL (FHA|USDA|VA) 2 $490,000 $245,000 $2,863 3.19%
Elko, NV (FHA|USDA|VA) 2 $480,000 $240,000 $902 2.81%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $475,000 $475,000 $3,906 2.88%
IOWA CITY, IA (FHA|USDA|VA) 1 $475,000 $475,000 $0 3.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $475,000 $475,000 $0 3.25%
Brookings, SD (FHA|USDA|VA) 1 $465,000 $465,000 $2,496 2.88%
Dayton, TN (FHA|USDA|VA) 1 $455,000 $455,000 $4,081 2.38%
Ellensburg, WA (FHA|USDA|VA) 1 $455,000 $455,000 $1,905 2.88%
ITHACA, NY (FHA|USDA|VA) 1 $455,000 $455,000 $0 2.75%
Sanford, NC (FHA|USDA|VA) 1 $455,000 $455,000 $15,660 2.75%
VISALIA, CA (FHA|USDA|VA) 1 $455,000 $455,000 $3,213 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $445,000 $445,000 $0 3.00%
Pella, IA (FHA|USDA|VA) 1 $435,000 $435,000 $785 3.00%
FOND DU LAC, WI (FHA|USDA|VA) 2 $430,000 $215,000 $2,970 3.00%
MISSOULA, MT (FHA|USDA|VA) 1 $425,000 $425,000 $1,227 2.63%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $415,000 $415,000 $2,958 2.75%
LUBBOCK, TX (FHA|USDA|VA) 1 $415,000 $415,000 $2,317 3.13%
LONGVIEW, TX (FHA|USDA|VA) 2 $410,000 $205,000 $2,090 2.56%
Jamestown, ND (FHA|USDA|VA) 2 $410,000 $205,000 $1,857 2.94%
Seneca, SC (FHA|USDA|VA) 1 $405,000 $405,000 $0 3.00%
Clewiston, FL (FHA|USDA|VA) 1 $405,000 $405,000 $1,934 2.88%
YAKIMA, WA (FHA|USDA|VA) 1 $405,000 $405,000 $0 3.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $400,000 $200,000 $1,338 3.06%
Weatherford, OK (FHA|USDA|VA) 1 $395,000 $395,000 $25 2.88%
Lewisburg, PA (FHA|USDA|VA) 1 $395,000 $395,000 $0 3.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $385,000 $385,000 $0 3.13%
Brainerd, MN (FHA|USDA|VA) 1 $385,000 $385,000 $3,200 2.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $385,000 $385,000 $0 3.00%
Aberdeen, SD (FHA|USDA|VA) 2 $380,000 $190,000 $989 2.94%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $380,000 $190,000 $1,323 2.88%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $380,000 $190,000 $2,261 2.81%
Roseburg, OR (FHA|USDA|VA) 1 $375,000 $375,000 $996 3.25%
Richmond-Berea, KY (FHA|USDA|VA) 1 $365,000 $365,000 $0 2.88%
Wilson, NC (FHA|USDA|VA) 1 $365,000 $365,000 $0 3.13%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $360,000 $180,000 $881 3.25%
Adrian, MI (FHA|USDA|VA) 2 $360,000 $180,000 $245 3.19%
GAINESVILLE, FL (FHA|USDA|VA) 1 $355,000 $355,000 $1,832 3.00%
MUNCIE, IN (FHA|USDA|VA) 3 $355,000 $118,333 $793 3.08%
Kendallville, IN (FHA|USDA|VA) 1 $355,000 $355,000 $920 2.88%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $345,000 $345,000 $1,220 2.88%
CHARLESTON, WV (FHA|USDA|VA) 1 $345,000 $345,000 $2,431 2.75%
BAY CITY, MI (FHA|USDA|VA) 1 $345,000 $345,000 $2,286 2.75%
Concord, NH (FHA|USDA|VA) 1 $345,000 $345,000 $2,901 3.38%
BISMARCK, ND (FHA|USDA|VA) 1 $335,000 $335,000 $542 3.13%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $335,000 $335,000 $0 3.25%
TYLER, TX (FHA|USDA|VA) 1 $335,000 $335,000 $1,957 2.88%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $325,000 $325,000 $2,452 3.13%
Oneonta, NY (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $325,000 $325,000 $2,865 2.38%
SPARTANBURG, SC (FHA|USDA|VA) 1 $325,000 $325,000 $2,937 2.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $320,000 $160,000 $1,019 3.25%
ROCKFORD, IL (FHA|USDA|VA) 2 $320,000 $160,000 $1,351 2.38%
JACKSON, MS (FHA|USDA|VA) 1 $315,000 $315,000 $5,095 3.13%
Muskogee, OK (FHA|USDA|VA) 1 $315,000 $315,000 $359 3.50%
LEBANON, PA (FHA|USDA|VA) 1 $315,000 $315,000 $3,837 2.88%
North Vernon, IN (FHA|USDA|VA) 1 $315,000 $315,000 $4,416 2.88%
FORT COLLINS, CO (FHA|USDA|VA) 1 $315,000 $315,000 $1,068 2.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $315,000 $315,000 $2,770 3.13%
TWIN FALLS, ID (FHA|USDA|VA) 1 $305,000 $305,000 $1,102 3.25%
Duncan, OK (FHA|USDA|VA) 1 $305,000 $305,000 $6,812 3.38%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $305,000 $305,000 $6,093 3.38%
Greenville, MS (FHA|USDA|VA) 1 $305,000 $305,000 $509 3.50%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $305,000 $305,000 $3,781 3.38%
Bluffton, IN (FHA|USDA|VA) 1 $305,000 $305,000 $590 3.25%
DULUTH, MN-WI (FHA|USDA|VA) 1 $305,000 $305,000 $0 3.13%
MUSKEGON, MI (FHA|USDA|VA) 1 $295,000 $295,000 $2,296 3.00%
MORRISTOWN, TN (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.13%
BECKLEY, WV (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.00%
PUEBLO, CO (FHA|USDA|VA) 1 $295,000 $295,000 $6,742 2.38%
Norwalk, OH (FHA|USDA|VA) 1 $295,000 $295,000 $2,524 2.50%
VALDOSTA, GA (FHA|USDA|VA) 1 $295,000 $295,000 $296 3.50%
CHICO, CA (FHA|USDA|VA) 1 $295,000 $295,000 $2,616 3.13%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $285,000 $285,000 $1,115 2.88%
MONROE, LA (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.00%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.25%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $275,000 $275,000 $390 3.50%
GREELEY, CO (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.38%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.50%
MONROE, MI (FHA|USDA|VA) 1 $275,000 $275,000 $4,751 2.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.13%
Mount Vernon, OH (FHA|USDA|VA) 1 $265,000 $265,000 $2,550 2.38%
LONGVIEW, WA (FHA|USDA|VA) 1 $265,000 $265,000 $2,363 3.00%
Lumberton, NC (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.00%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.88%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $265,000 $265,000 $1,767 3.50%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $265,000 $265,000 $300 2.75%
Granbury, TX (FHA|USDA|VA) 1 $255,000 $255,000 $6,623 2.88%
Montrose, CO (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $255,000 $255,000 $4,591 2.38%
New Ulm, MN (FHA|USDA|VA) 1 $255,000 $255,000 $1,917 2.88%
LaGrange, GA-AL (FHA|USDA|VA) 1 $255,000 $255,000 $625 3.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.88%
Maysville, KY (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.38%
Dodge City, KS (FHA|USDA|VA) 1 $255,000 $255,000 $7,338 3.13%
Cambridge, MD (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.75%
DOTHAN, AL (FHA|USDA|VA) 1 $245,000 $245,000 $495 3.00%
JACKSON, MI (FHA|USDA|VA) 1 $245,000 $245,000 $6,518 3.38%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $245,000 $245,000 $1,824 3.00%
GADSDEN, AL (FHA|USDA|VA) 1 $245,000 $245,000 $922 3.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.25%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.13%
Auburn, NY (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.50%
Auburn, IN (FHA|USDA|VA) 1 $235,000 $235,000 $1,994 3.63%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $225,000 $225,000 $2,199 3.13%
Fremont, OH (FHA|USDA|VA) 1 $225,000 $225,000 $3,273 3.00%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $225,000 $225,000 $45 2.50%
CaƱon City, CO (FHA|USDA|VA) 1 $225,000 $225,000 $1,567 3.13%
Torrington, CT (FHA|USDA|VA) 1 $215,000 $215,000 $2,624 3.13%
LAREDO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,909 2.75%
Warrensburg, MO (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.25%
Vernal, UT (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.13%
Bardstown, KY (FHA|USDA|VA) 1 $195,000 $195,000 $1,631 2.88%
ABILENE, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,548 2.50%
Danville, VA (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.50%
Spencer, IA (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.63%
Fort Payne, AL (FHA|USDA|VA) 1 $185,000 $185,000 $1,422 2.38%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $185,000 $185,000 $2,657 2.25%
WHEELING, WV-OH (FHA|USDA|VA) 1 $185,000 $185,000 $1,886 3.13%
Cullowhee, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,952 2.88%
MANKATO, MN (FHA|USDA|VA) 1 $185,000 $185,000 $2,072 2.88%
Zanesville, OH (FHA|USDA|VA) 1 $185,000 $185,000 $1,727 2.50%
SAN ANGELO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $1,174 3.25%
JACKSON, TN (FHA|USDA|VA) 1 $185,000 $185,000 $1,849 3.13%
KINGSTON, NY (FHA|USDA|VA) 1 $185,000 $185,000 $1,639 2.88%
OCALA, FL (FHA|USDA|VA) 1 $185,000 $185,000 $5,780 2.38%
Dickinson, ND (FHA|USDA|VA) 1 $175,000 $175,000 $7,819 3.38%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $175,000 $175,000 $1,852 3.00%
ELMIRA, NY (FHA|USDA|VA) 1 $175,000 $175,000 $2,778 3.00%
Dublin, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $165,000 $165,000 $1,767 3.13%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.00%
Portsmouth, OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,617 3.13%
Defiance, OH (FHA|USDA|VA) 1 $165,000 $165,000 $533 2.50%
Seneca Falls, NY (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.38%
Effingham, IL (FHA|USDA|VA) 1 $155,000 $155,000 $3,174 2.50%
Marinette, WI-MI (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.25%
Fairfield, IA (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.38%
COLUMBIA, MO (FHA|USDA|VA) 1 $135,000 $135,000 $114 2.38%
Burley, ID (FHA|USDA|VA) 1 $135,000 $135,000 $693 2.38%
Poplar Bluff, MO (FHA|USDA|VA) 1 $135,000 $135,000 $1,173 2.50%
Wooster, OH (FHA|USDA|VA) 1 $125,000 $125,000 $1,985 3.13%
Woodward, OK (FHA|USDA|VA) 1 $115,000 $115,000 $2,012 3.38%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,190 3.13%
Fairmont, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,186 2.88%
Blytheville, AR (FHA|USDA|VA) 1 $105,000 $105,000 $4,127 2.75%
ROCHESTER, NY (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.38%
Seymour, IN (FHA|USDA|VA) 1 $105,000 $105,000 $372 3.25%
ROME, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.63%
Angola, IN (FHA|USDA|VA) 1 $85,000 $85,000 $1,686 2.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $75,000 $75,000 $2,734 2.75%
Hutchinson, KS (FHA|USDA|VA) 1 $55,000 $55,000 $1,922 2.50%
HATTIESBURG, MS (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.63%

Sirva Mortgage 's top markets include Houston, Dallas, San Francisco, Nashville, and Atlanta among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 1,886 $716,290,000 $379,793 $1,532 2.88%
VA 105 $45,725,000 $435,476 $5,762 2.89%
FHA 63 $17,855,000 $283,413 $6,431 3.07%

For the 2021 period, Sirva Mortgage 's most frequently originated loan type of loans were Conventional, with 1,886 originations. Their 2nd most popular type is VA, with 105 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 1,806 $710,390,000 $393,350 $1,848 2.91%
Refi 184 $52,040,000 $282,826 $2,164 2.74%
Cash Out Refi 59 $15,665,000 $265,508 $2,537 2.85%
Home Improvement 3 $615,000 $205,000 $3,201 3.00%
Other 2 $1,160,000 $580,000 $2,054 1.44%

For the 2021, Sirva Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 1,806 originations. The 2nd most popular reason of loans were Refi, with 184 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 1,716 $682,830,000 $397,920 $1,976 3.03%
15 Year 262 $72,240,000 $275,725 $1,590 2.42%
5 Year 29 $4,615,000 $159,138 $8 0.07%
20 Year 21 $5,945,000 $283,095 $1,465 2.87%
10 Year 18 $12,150,000 $675,000 $2,631 1.17%
Other 8 $2,090,000 $261,250 $1,678 2.88%

For the 2021, Sirva Mortgage 's most frequently cited loan length of loans were 30 Year, with 1,716 originations. The 2nd most popular length of loans were 15 Year, with 262 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 1,976 $749,540,000 $379,322
$1k-2k 41 $14,125,000 $344,512
$2k-3k 16 $6,530,000 $408,125
$3k-4k 15 $6,015,000 $401,000
$5k+ 6 $3,660,000 $610,000

$1,976 of loans were Sirva Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 1,976 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 987 $389,665,000 $394,797
3-4% 713 $268,355,000 $376,374
<2.5% 345 $119,265,000 $345,696
4-5% 9 $2,585,000 $287,222

During 2021, Sirva Mortgage 's average interest rate of loans were 3.03%, while their most frequently originated rate bucket of loans were 2.5-3%, with 987 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 981 $291,205,000 $296,845 $1,944 2.94%
$400k-600k 574 $277,470,000 $483,397 $1,887 2.94%
$100k-200k 280 $44,150,000 $157,679 $1,580 2.67%
$600k-1MM 144 $108,320,000 $752,222 $2,219 2.94%
$1MM+ 43 $56,215,000 $1,307,326 $2,401 2.53%
$100,000 or less 32 $2,510,000 $78,438 $1,353 2.53%

2021 saw Sirva Mortgage place emphasis on $200k-400k loans with 981 originations, totaling $291,205,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 713 $234,225,000 $328,506 $1,821 2.94%
$150k-250k 635 $273,655,000 $430,953 $1,627 2.87%
$75k-100k 302 $77,410,000 $256,325 $2,411 2.98%
$250k+ 246 $160,840,000 $653,821 $1,887 2.63%
$50k-75k 134 $29,740,000 $221,940 $2,321 2.99%
$50k or less 24 $4,000,000 $166,667 $2,667 3.01%

Sirva Mortgage lent most frequently to those with incomes in the $100k-150k range, with 713 originations. The second most popular income band? $150k-250k, with 635 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 623 $232,265,000 $372,817 $1,634 2.87%
30-36% 407 $167,005,000 $410,332 $1,912 2.93%
<20% 299 $96,425,000 $322,492 $1,430 2.81%
41% 75 $32,495,000 $433,267 $2,210 2.89%
37% 72 $30,460,000 $423,056 $1,968 2.90%
36% 67 $28,745,000 $429,030 $2,452 2.96%
40% 65 $27,495,000 $423,000 $1,882 2.89%
39% 64 $25,050,000 $391,406 $2,482 3.02%
42% 61 $23,805,000 $390,246 $2,396 3.01%
43% 55 $20,035,000 $364,273 $2,359 2.91%
44% 46 $15,600,000 $339,130 $1,794 2.90%
38% 45 $21,155,000 $470,111 $1,928 2.94%
47% 39 $12,335,000 $316,282 $2,876 3.02%
46% 34 $11,430,000 $336,176 $3,138 2.86%
45% 32 $11,440,000 $357,500 $1,923 2.98%
48% 32 $11,240,000 $351,250 $2,815 2.95%
49% 21 $6,875,000 $327,381 $1,690 2.73%
50-60% 17 $6,015,000 $353,824 $4,187 2.29%

Sirva Mortgage lent most frequently to those with DTI ratios of 20-30%, with 623 originations. The next most common DTI ratio? 30-36%, with 407 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,509 $566,855,000 $375,649 $1,912 2.92%
Asian 195 $80,345,000 $412,026 $1,716 2.65%
Not provided 216 $79,790,000 $369,398 $1,902 2.85%
Black 110 $44,550,000 $405,000 $2,032 2.98%
American Indian 15 $4,625,000 $308,333 $2,048 2.95%
Asian Indian 4 $1,740,000 $435,000 $1,195 3.06%
Native Hawaiian 4 $1,630,000 $407,500 $2,374 3.13%
Other Asian 1 $335,000 $335,000 $0 3.00%

Approval Rates

Total approvals of all applications
97.61%

Sirva Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
66.77%

Sirva Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 2,054 $779,870,000 $379,684

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
2,054 $779,870,000 $379,684

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 77 $22,245,000 $288,896 $1,344 2.43%
40-60% 203 $74,405,000 $366,527 $1,756 2.71%
60-80% 732 $297,140,000 $405,929 $1,632 2.92%
80-100% 984 $373,180,000 $379,248 $1,973 3.01%
Over 100% 23 $8,035,000 $349,348 $12,908 3.01%
Under 20% 35 $4,865,000 $139,000 $193 0.72%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Servion, Inc. FHA mortgage Struggling to pay mortgage 1 50.0%
Servion, Inc. FHA mortgage Trouble during payment process 1 50.0%