Sirva Mortgage Rates, Fees & Info
COLUMBUS, OHLEI: 549300KQHWNSVCE2MY88
Tax ID: 34-1719615
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Mortgage Data
Review & Overview
Sirva Mortgage is a smaller mortgage company specializing in Home Purchase loans. Sirva Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Nashville, Houston, Dallas, San Francisco, and Portland among others. We have data for 248 markets. (Some data included below & more in-depth data is available with an active subscription.)Sirva Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sirva Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.42% | 12/16/24 |
| 30 Year Conventional Refi | 5.91% | 12/16/24 |
| 30 Year Cash-out Refi | 6.77% | 12/16/24 |
| 30 Year FHA Purchase | 7.33% | 12/16/24 |
| 30 Year VA Purchase | 6.18% | 12/16/24 |
| 15 Year Conventional Purchase | 5.69% | 12/16/24 |
| 15 Year Conventional Refi | 5.75% | 12/16/24 |
| 15 Year Cash-out Refi | 5.75% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sirva Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Sirva Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,222Origination Dollar Volume (All Markets)
$519,070,000Awards
SIRVA MORTGAGE - 2023
SIRVA MORTGAGE is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Sirva Mortgage's average 30 year fixed mortgage rate was
6.58%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.1%.
Relative Fees (Closing Costs)
Sirva Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $2,460.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 47 | $29,055,000 | $618,191 | $1,647 | 6.40% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 57 | $22,905,000 | $401,842 | $4,035 | 6.38% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 48 | $22,880,000 | $476,667 | $2,076 | 6.66% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 48 | $19,290,000 | $401,875 | $1,528 | 1.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 37 | $16,995,000 | $459,324 | $2,222 | 6.34% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 24 | $12,020,000 | $500,833 | $3,904 | 6.36% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 27 | $11,595,000 | $429,444 | $2,344 | 6.50% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 17 | $11,395,000 | $670,294 | $1,369 | 6.28% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 33 | $11,265,000 | $341,364 | $2,041 | 6.69% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 21 | $10,795,000 | $514,048 | $2,093 | 6.58% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 15 | $10,395,000 | $693,000 | $1,288 | 6.59% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 25 | $10,375,000 | $415,000 | $1,765 | 6.44% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 24 | $10,300,000 | $429,167 | $2,246 | 6.65% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 22 | $10,240,000 | $465,455 | $1,189 | 6.39% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 31 | $10,155,000 | $327,581 | $3,847 | 6.35% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 15 | $8,635,000 | $575,667 | $1,964 | 6.22% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 21 | $7,895,000 | $375,952 | $2,626 | 6.51% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 14 | $7,510,000 | $536,429 | $5,294 | 6.45% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 14 | $7,360,000 | $525,714 | $3,367 | 6.40% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 17 | $7,285,000 | $428,529 | $2,008 | 6.56% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 12 | $6,890,000 | $574,167 | $1,795 | 6.55% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 17 | $6,125,000 | $360,294 | $1,150 | 6.62% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 11 | $5,775,000 | $525,000 | $910 | 6.42% |
| COLUMBUS, OH (FHA|USDA|VA) | 13 | $5,725,000 | $440,385 | $1,725 | 6.56% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 15 | $5,675,000 | $378,333 | $2,816 | 6.37% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 11 | $5,365,000 | $487,727 | $1,390 | 6.18% |
| Outside of Metro Areas | 18 | $4,970,000 | $276,111 | $1,299 | 6.85% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 11 | $4,915,000 | $446,818 | $2,606 | 6.53% |
| AKRON, OH (FHA|USDA|VA) | 15 | $4,835,000 | $322,333 | $1,888 | 6.50% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 15 | $4,695,000 | $313,000 | $3,491 | 6.58% |
| BOISE CITY, ID (FHA|USDA|VA) | 10 | $4,630,000 | $463,000 | $2,268 | 6.10% |
| FORT WAYNE, IN (FHA|USDA|VA) | 12 | $4,270,000 | $355,833 | $2,103 | 6.84% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 9 | $4,175,000 | $463,889 | $1,291 | 6.69% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $4,165,000 | $595,000 | $3,966 | 5.93% |
| RICHMOND, VA (FHA|USDA|VA) | 10 | $4,070,000 | $407,000 | $3,600 | 6.49% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 7 | $3,885,000 | $555,000 | $2,438 | 6.91% |
| TUCSON, AZ (FHA|USDA|VA) | 9 | $3,805,000 | $422,778 | $3,838 | 6.72% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 8 | $3,750,000 | $468,750 | $6,435 | 6.56% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $3,740,000 | $623,333 | $208 | 6.46% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5 | $3,445,000 | $689,000 | $850 | 6.53% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $3,310,000 | $551,667 | $2,573 | 6.44% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $3,280,000 | $820,000 | $1,026 | 6.69% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 9 | $3,135,000 | $348,333 | $3,558 | 6.63% |
| TULSA, OK (FHA|USDA|VA) | 10 | $3,020,000 | $302,000 | $1,188 | 6.69% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $2,900,000 | $483,333 | $3,648 | 6.17% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $2,890,000 | $361,250 | $1,772 | 6.14% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $2,680,000 | $670,000 | $1,184 | 6.78% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 6 | $2,600,000 | $433,333 | $366 | 6.50% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $2,565,000 | $513,000 | $1,847 | 6.73% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 5 | $2,445,000 | $489,000 | $1,610 | 6.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $2,440,000 | $610,000 | $2,107 | 7.16% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $4,677 | 6.77% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $2,215,000 | $738,333 | $283 | 5.63% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $2,180,000 | $545,000 | $5,957 | 6.28% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $3,440 | 6.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 4 | $2,060,000 | $515,000 | $2,622 | 6.34% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $2,050,000 | $512,500 | $1,643 | 6.81% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $492 | 6.70% |
| COLUMBUS, IN (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $1,184 | 6.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $0 | 6.79% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $1,110 | 5.55% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $546 | 6.57% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,815,000 | $605,000 | $1,786 | 6.08% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $1,755,000 | $585,000 | $4,052 | 6.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $2,678 | 6.53% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $1,565 | 4.47% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $0 | 6.41% |
| Owatonna, MN (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $2,557 | 6.48% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $1,217 | 6.79% |
| OCALA, FL (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $3,523 | 6.17% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $417 | 6.69% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $1,648 | 4.33% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $2,236 | 6.59% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $2,801 | 5.56% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $258 | 6.88% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $2,926 | 6.69% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $1,660 | 6.66% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $1,424 | 6.78% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $3,967 | 6.69% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $644 | 6.31% |
| Columbus, MS (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $1,696 | 6.52% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $1,290,000 | $645,000 | $6 | 6.56% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $3,441 | 6.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $154 | 6.41% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $3,544 | 6.31% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $0 | 6.17% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $357 | 6.56% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $3,567 | 6.41% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $1,968 | 6.17% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $1,075 | 6.38% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $505 | 6.28% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $1,473 | 6.31% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $1,525 | 6.29% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $4,103 | 6.25% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $1,151 | 6.94% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 6.38% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $90 | 5.96% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $1,930 | 5.83% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $8,839 | 6.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,768 | 6.96% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $721 | 7.13% |
| Columbus, NE (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $5,402 | 6.50% |
| Starkville, MS (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $659 | 6.46% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $0 | 7.56% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $1,310 | 6.92% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $1,733 | 6.50% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $2,152 | 6.19% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $758 | 7.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,539 | 6.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $1,050 | 6.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,655 | 6.94% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $11,910 | 5.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $3,961 | 6.25% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $0 | 6.29% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $4,638 | 6.00% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $76 | 6.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,838 | 6.25% |
| Edwards, CO (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $2,180 | 6.75% |
| Madison, IN (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,118 | 6.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $0 | 6.63% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $4,497 | 6.00% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $0 | 6.31% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,305 | 6.94% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,350 | 7.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $468 | 6.75% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,394 | 6.75% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,342 | 6.94% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $821 | 6.75% |
| Crossville, TN (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $1,931 | 6.38% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,478 | 5.81% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,853 | 6.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $1,272 | 6.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 7.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,662 | 6.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 6.75% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $1,039 | 6.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $1,389 | 5.81% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 6.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $13,200 | 6.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $2,935 | 6.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $22 | 6.50% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $831 | 6.75% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,171 | 6.94% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,630 | 6.81% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $81 | 6.38% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,415 | 6.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $11 | 6.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $477 | 5.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,825 | 6.56% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $2,699 | 6.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,841 | 7.19% |
| SALEM, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,729 | 7.25% |
| Camden, AR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,411 | 6.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,298 | 6.81% |
| RENO, NV (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $853 | 6.88% |
| Waycross, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,837 | 6.19% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 6.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $14 | 7.06% |
| Findlay, OH (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,878 | 7.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 6.13% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 6.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,451 | 6.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,134 | 6.13% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $647 | 6.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 6.00% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,910 | 7.19% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $14,202 | 6.13% |
| Burley, ID (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,138 | 7.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,950 | 6.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 6.88% |
| Helena, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,227 | 6.63% |
| Athens, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,234 | 6.63% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $885 | 6.75% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,802 | 6.94% |
| WACO, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,702 | 5.94% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 6.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,993 | 6.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 5.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.88% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 6.25% |
| Palatka, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,985 | 6.25% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $865 | 6.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,596 | 6.63% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,544 | 6.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,616 | 6.75% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,873 | 6.13% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,722 | 6.75% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.38% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,342 | 7.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,142 | 6.88% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $18,439 | 6.75% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,522 | 5.75% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,244 | 7.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,947 | 7.38% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.75% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,755 | 6.63% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.38% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,680 | 7.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,838 | 7.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $676 | 6.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $841 | 7.00% |
| Brookings, SD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,161 | 7.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.63% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,106 | 6.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,740 | 6.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 6.88% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11 | 7.00% |
| READING, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,509 | 6.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 6.25% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,358 | 7.50% |
| Danville, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.38% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,659 | 7.50% |
| Forest City, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,088 | 6.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.88% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,921 | 6.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,042 | 6.50% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,450 | 6.38% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.50% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,976 | 5.88% |
| ROME, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.38% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,576 | 6.50% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,831 | 6.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,322 | 6.38% |
| Greenville, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.00% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,474 | 6.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $935 | 6.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,546 | 7.63% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $20 | 6.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,917 | 6.25% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,272 | 6.25% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.25% |
| Wooster, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,554 | 6.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,181 | 5.63% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,505 | 7.38% |
| Seymour, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,056 | 7.63% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.25% |
| Paris, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $896 | 6.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.13% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $52 | 7.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,209 | 7.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,574 | 6.13% |
| Cortland, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,996 | 5.13% |
| Athens, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,725 | 7.50% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $536 | 6.50% |
| Vernon, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,364 | 6.38% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,789 | 7.63% |
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We use machine learning to identify the top lenders compared against SIRVA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,117 | $479,165,000 | $428,975 | $1,721 | 6.27% |
| VA | 59 | $25,245,000 | $427,881 | $8,792 | 6.50% |
| FHA | 46 | $14,660,000 | $318,696 | $8,299 | 6.66% |
For 2023, Sirva Mortgage's most frequently originated type of loan was Conventional, with 1,117 originations. Their 2nd most popular type was VA, with 59 originations.
Loan Reason
For 2023, Sirva Mortgage's most frequently cited loan purpose was Home Purchase, with 1,216 originations. The 2nd most popular reason was Cash Out Refi, with 5 originations.
Loan Duration/Length
For 2023, Sirva Mortgage's most frequently cited loan duration was 30 Year, with 1,086 originations. The 2nd most popular length was 15 Year, with 91 originations.
Origination Fees/Closing Costs
Sirva Mortgage's average total fees were $2,460, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,046 originations.
Interest Rates
During 2023, Sirva Mortgage's average interest rate for loans was 6.58%, while their most frequently originated rate bucket for loans was 6-7%, with 727 originations.
Loan Sizing
2023 saw Sirva Mortgage place emphasis on $200k-400k loans with 550 originations, totaling $167,030,000 in origination value.
Applicant Income
Sirva Mortgage lent most frequently to those with incomes in the $150k-250k range, with 474 originations. The second most popular income band? $100k-150k, with 360 originations.
Applicant Debt to Income Ratio
Sirva Mortgage lent most frequently to those with DTI ratios of 20-30%, with 283 originations. The next most common DTI ratio? 30-36%, with 261 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.00%
Sirva Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination68.82%
Sirva Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,222 | $519,070,000 | $424,771 |