Keybank Mortgage Rates, Fees & Info
Cleveland, OHLEI: HUX2X73FUCYHUVH1BK78
Tax ID: 34-0797057
4.7 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data
Overview
Keybank is a large bank specializing in Refi and Home Purchase loans. Keybank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Seattle, Denver, Portland, Cleveland, and Buffalo among others. Keybank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Keybank is typically an average fee lendor.Originations
52,366Origination Dollar Volume (All Markets)
$25,003,730,000Employee count
17,297Awards
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KeyBank - 2021
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For 2021, less than of lenders were eligible for this award.
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Relative Rate
Keybank's average 30 year fixed rate mortgage of loans were
3.38%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.23%.
Relative Fees
Keybank's average total fees for a 30 year fixed rate
mortgage are $4,349.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 6,600 | $4,211,590,000 | $638,120 | $4,722 | 2.97% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2,011 | $1,237,875,000 | $615,552 | $3,661 | 3.31% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2,509 | $999,425,000 | $398,336 | $4,205 | 3.44% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3,200 | $713,900,000 | $223,094 | $2,371 | 3.08% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3,494 | $687,500,000 | $196,766 | $2,203 | 3.31% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,104 | $604,960,000 | $547,971 | $4,732 | 3.22% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 416 | $473,980,000 | $1,139,375 | $5,566 | 2.47% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 389 | $458,625,000 | $1,178,985 | $4,191 | 2.35% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 136 | $442,970,000 | $3,257,132 | $4,745 | 2.76% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 717 | $438,445,000 | $611,499 | $3,932 | 3.24% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 39 | $389,865,000 | $9,996,538 | $4,982 | 2.68% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,295 | $371,995,000 | $287,255 | $3,114 | 3.30% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 395 | $367,835,000 | $931,228 | $5,369 | 3.17% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 95 | $355,695,000 | $3,744,158 | $5,790 | 2.80% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 317 | $354,165,000 | $1,117,240 | $7,218 | 2.72% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 33 | $335,355,000 | $10,162,273 | $5,704 | 2.80% |
| Outside of Metro Areas | 1,492 | $333,220,000 | $223,338 | $2,589 | 3.32% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 186 | $329,640,000 | $1,772,258 | $4,591 | 2.92% |
| BOISE CITY, ID (FHA|USDA|VA) | 860 | $288,200,000 | $335,116 | $4,193 | 3.20% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1,229 | $274,925,000 | $223,698 | $2,913 | 3.18% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 246 | $257,870,000 | $1,048,252 | $5,802 | 2.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 101 | $253,155,000 | $2,506,485 | $6,489 | 2.84% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 97 | $243,445,000 | $2,509,742 | $5,494 | 2.94% |
| ANN ARBOR, MI (FHA|USDA|VA) | 223 | $238,395,000 | $1,069,036 | $2,351 | 3.51% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 78 | $229,140,000 | $2,937,692 | $4,828 | 2.75% |
| COLUMBUS, OH (FHA|USDA|VA) | 799 | $228,745,000 | $286,289 | $2,529 | 3.35% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 39 | $225,045,000 | $5,770,385 | $4,698 | 2.77% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 934 | $215,540,000 | $230,771 | $2,595 | 3.46% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 147 | $212,935,000 | $1,448,537 | $7,860 | 2.84% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1,354 | $206,410,000 | $152,445 | $2,300 | 3.33% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1,019 | $202,535,000 | $198,759 | $1,760 | 3.44% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 44 | $195,560,000 | $4,444,545 | $7,992 | 2.76% |
| SYRACUSE, NY (FHA|USDA|VA) | 829 | $195,335,000 | $235,627 | $1,498 | 3.42% |
| ROCHESTER, NY (FHA|USDA|VA) | 829 | $192,385,000 | $232,069 | $2,154 | 3.26% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 614 | $188,330,000 | $306,726 | $2,862 | 3.43% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 73 | $185,065,000 | $2,535,137 | $5,383 | 2.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 28 | $170,870,000 | $6,102,500 | $7,532 | 2.96% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 621 | $160,995,000 | $259,251 | $3,293 | 3.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $159,285,000 | $12,252,692 | $6,015 | 2.95% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $157,945,000 | $22,563,571 | $2,786 | 3.51% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 855 | $157,695,000 | $184,439 | $2,668 | 3.24% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 57 | $153,355,000 | $2,690,439 | $4,026 | 2.91% |
| AKRON, OH (FHA|USDA|VA) | 791 | $139,965,000 | $176,947 | $1,697 | 3.32% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 624 | $132,770,000 | $212,772 | $2,482 | 3.41% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 289 | $129,235,000 | $447,180 | $2,321 | 3.71% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 106 | $128,330,000 | $1,210,660 | $9,010 | 2.72% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 131 | $126,205,000 | $963,397 | $3,707 | 3.40% |
| TOLEDO, OH (FHA|USDA|VA) | 895 | $124,345,000 | $138,933 | $1,920 | 3.28% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 89 | $120,785,000 | $1,357,135 | $6,714 | 2.92% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 50 | $113,270,000 | $2,265,400 | $6,610 | 2.81% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 54 | $113,210,000 | $2,096,481 | $7,242 | 2.62% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 353 | $110,175,000 | $312,110 | $3,038 | 3.44% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 16 | $104,200,000 | $6,512,500 | $2,964 | 2.92% |
| SALEM, OR (FHA|USDA|VA) | 407 | $104,185,000 | $255,983 | $3,786 | 3.17% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 14 | $103,990,000 | $7,427,857 | $5,222 | 2.52% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 76 | $102,630,000 | $1,350,395 | $5,975 | 2.82% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $102,595,000 | $34,198,333 | $0 | 3.04% |
| Breckenridge, CO (FHA|USDA|VA) | 151 | $101,995,000 | $675,464 | $4,191 | 2.78% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 181 | $100,125,000 | $553,177 | $1,416 | 3.31% |
| PROVO-OREM, UT (FHA|USDA|VA) | 183 | $97,625,000 | $533,470 | $5,028 | 3.15% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 92 | $95,570,000 | $1,038,804 | $7,716 | 2.89% |
| BOULDER, CO (FHA|USDA|VA) | 148 | $94,880,000 | $641,081 | $4,056 | 3.19% |
| Heber, UT (FHA|USDA|VA) | 114 | $86,390,000 | $757,807 | $5,131 | 3.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 100 | $86,000,000 | $860,000 | $7,128 | 2.79% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $82,125,000 | $11,732,143 | $5,214 | 2.80% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 220 | $77,070,000 | $350,318 | $2,828 | 3.30% |
| TULSA, OK (FHA|USDA|VA) | 3 | $75,965,000 | $25,321,667 | $0 | 2.68% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 16 | $75,180,000 | $4,698,750 | $3,965 | 2.82% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $72,820,000 | $36,410,000 | $0 | 3.06% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 618 | $71,560,000 | $115,793 | $1,237 | 3.40% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $71,210,000 | $7,121,000 | $5,100 | 2.89% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 60 | $69,450,000 | $1,157,500 | $6,143 | 2.98% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 172 | $66,040,000 | $383,953 | $3,389 | 3.42% |
| BELLINGHAM, WA (FHA|USDA|VA) | 160 | $65,810,000 | $411,313 | $3,964 | 3.34% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 331 | $63,055,000 | $190,498 | $1,901 | 3.16% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 9 | $62,945,000 | $6,993,889 | $2,768 | 2.87% |
| WILMINGTON, NC (FHA|USDA|VA) | 12 | $62,380,000 | $5,198,333 | $4,187 | 3.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 117 | $60,715,000 | $518,932 | $2,151 | 3.17% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 25 | $60,135,000 | $2,405,400 | $3,982 | 2.97% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 290 | $57,610,000 | $198,655 | $2,634 | 3.63% |
| BEND, OR (FHA|USDA|VA) | 66 | $57,330,000 | $868,636 | $6,082 | 3.11% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 67 | $56,405,000 | $841,866 | $6,072 | 2.80% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $55,570,000 | $27,785,000 | $0 | 3.32% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 16 | $55,100,000 | $3,443,750 | $5,848 | 3.14% |
| FORT COLLINS, CO (FHA|USDA|VA) | 183 | $53,325,000 | $291,393 | $2,743 | 3.41% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 14 | $53,180,000 | $3,798,571 | $3,247 | 3.05% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 8 | $52,450,000 | $6,556,250 | $3,515 | 2.71% |
| YAKIMA, WA (FHA|USDA|VA) | 306 | $52,340,000 | $171,046 | $1,905 | 3.26% |
| KINGSTON, NY (FHA|USDA|VA) | 216 | $50,220,000 | $232,500 | $2,979 | 3.22% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $49,445,000 | $5,493,889 | $5,415 | 3.37% |
| TUCSON, AZ (FHA|USDA|VA) | 40 | $48,930,000 | $1,223,250 | $4,485 | 2.98% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $44,055,000 | $8,811,000 | $4,288 | 3.10% |
| UTICA-ROME, NY (FHA|USDA|VA) | 303 | $41,535,000 | $137,079 | $2,474 | 3.17% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 328 | $41,500,000 | $126,524 | $1,910 | 3.60% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 206 | $41,250,000 | $200,243 | $2,325 | 3.33% |
| MEDFORD, OR (FHA|USDA|VA) | 153 | $40,505,000 | $264,739 | $3,304 | 3.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 203 | $40,235,000 | $198,202 | $3,553 | 3.55% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 15 | $38,215,000 | $2,547,667 | $5,949 | 2.93% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $37,215,000 | $12,405,000 | $4,899 | 2.68% |
| ANCHORAGE, AK (FHA|USDA|VA) | 156 | $36,770,000 | $235,705 | $3,052 | 3.98% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $36,005,000 | $36,005,000 | $0 | 3.06% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 192 | $35,460,000 | $184,688 | $2,570 | 3.57% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 14 | $33,490,000 | $2,392,143 | $5,361 | 2.80% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $33,110,000 | $16,555,000 | $2,896 | 2.98% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $32,495,000 | $32,495,000 | $0 | 3.40% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $32,280,000 | $4,035,000 | $4,841 | 2.96% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $31,355,000 | $6,271,000 | $5,084 | 2.97% |
| GLENS FALLS, NY (FHA|USDA|VA) | 82 | $30,900,000 | $376,829 | $3,605 | 3.20% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 172 | $30,690,000 | $178,430 | $2,248 | 3.32% |
| Hood River, OR (FHA|USDA|VA) | 101 | $30,235,000 | $299,356 | $3,516 | 3.57% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 14 | $27,440,000 | $1,960,000 | $3,391 | 3.48% |
| RICHMOND, VA (FHA|USDA|VA) | 10 | $27,260,000 | $2,726,000 | $5,372 | 2.83% |
| WENATCHEE, WA (FHA|USDA|VA) | 63 | $26,715,000 | $424,048 | $3,724 | 3.02% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $26,670,000 | $13,335,000 | $3,309 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $26,450,000 | $13,225,000 | $2,153 | 3.02% |
| Hudson, NY (FHA|USDA|VA) | 155 | $26,425,000 | $170,484 | $2,211 | 3.32% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 102 | $26,240,000 | $257,255 | $2,634 | 3.42% |
| SANTA FE, NM (FHA|USDA|VA) | 6 | $26,000,000 | $4,333,333 | $9,130 | 3.44% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 46 | $25,770,000 | $560,217 | $7,051 | 2.83% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 88 | $25,700,000 | $292,045 | $3,471 | 3.15% |
| MONROE, MI (FHA|USDA|VA) | 186 | $25,340,000 | $136,237 | $1,633 | 3.19% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $24,755,000 | $24,755,000 | $0 | 3.14% |
| BANGOR, ME (FHA|USDA|VA) | 195 | $24,465,000 | $125,462 | $1,790 | 3.45% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 33 | $24,395,000 | $739,242 | $5,312 | 2.70% |
| Glenwood Springs, CO (FHA|USDA|VA) | 12 | $24,340,000 | $2,028,333 | $5,265 | 2.66% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 122 | $24,320,000 | $199,344 | $2,306 | 3.43% |
| GREELEY, CO (FHA|USDA|VA) | 86 | $24,060,000 | $279,767 | $2,825 | 3.47% |
| NILES, MI (FHA|USDA|VA) | 11 | $23,905,000 | $2,173,182 | $1,099 | 3.97% |
| CORVALLIS, OR (FHA|USDA|VA) | 93 | $23,875,000 | $256,720 | $3,390 | 3.41% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $23,455,000 | $7,818,333 | $0 | 2.72% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 169 | $23,115,000 | $136,775 | $1,344 | 3.17% |
| Auburn, NY (FHA|USDA|VA) | 193 | $23,045,000 | $119,404 | $1,623 | 3.18% |
| Jackson, WY-ID (FHA|USDA|VA) | 50 | $22,740,000 | $454,800 | $5,100 | 3.31% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $21,665,000 | $3,095,000 | $3,014 | 2.82% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 18 | $21,180,000 | $1,176,667 | $6,631 | 3.03% |
| Adrian, MI (FHA|USDA|VA) | 156 | $21,170,000 | $135,705 | $1,757 | 3.45% |
| ERIE, PA (FHA|USDA|VA) | 125 | $20,765,000 | $166,120 | $1,600 | 3.43% |
| Ellensburg, WA (FHA|USDA|VA) | 37 | $20,395,000 | $551,216 | $4,158 | 2.96% |
| Shelton, WA (FHA|USDA|VA) | 85 | $19,785,000 | $232,765 | $2,426 | 3.30% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 134 | $19,780,000 | $147,612 | $1,533 | 3.40% |
| RENO, NV (FHA|USDA|VA) | 27 | $19,385,000 | $717,963 | $8,035 | 2.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $18,660,000 | $9,330,000 | $0 | 2.36% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 148 | $18,630,000 | $125,878 | $1,656 | 3.39% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 28 | $18,430,000 | $658,214 | $5,148 | 2.93% |
| Oak Harbor, WA (FHA|USDA|VA) | 53 | $18,325,000 | $345,755 | $2,897 | 3.29% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $17,820,000 | $8,910,000 | $4,537 | 3.01% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 156 | $17,800,000 | $114,103 | $1,567 | 3.20% |
| Edwards, CO (FHA|USDA|VA) | 19 | $17,775,000 | $935,526 | $4,253 | 2.59% |
| Sandusky, OH (FHA|USDA|VA) | 133 | $17,615,000 | $132,444 | $2,393 | 3.26% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $17,395,000 | $17,395,000 | $0 | 3.56% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $17,260,000 | $8,630,000 | $0 | 2.43% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 12 | $16,640,000 | $1,386,667 | $2,301 | 3.49% |
| Moses Lake, WA (FHA|USDA|VA) | 76 | $15,990,000 | $210,395 | $2,514 | 3.24% |
| FRESNO, CA (FHA|USDA|VA) | 20 | $15,910,000 | $795,500 | $5,137 | 2.83% |
| Port Angeles, WA (FHA|USDA|VA) | 73 | $15,705,000 | $215,137 | $2,233 | 3.72% |
| Ozark, AL (FHA|USDA|VA) | 1 | $15,235,000 | $15,235,000 | $0 | 3.41% |
| LOGAN, UT-ID (FHA|USDA|VA) | 48 | $15,120,000 | $315,000 | $3,457 | 3.05% |
| STOCKTON, CA (FHA|USDA|VA) | 22 | $15,000,000 | $681,818 | $4,231 | 2.58% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 107 | $14,935,000 | $139,579 | $1,609 | 3.51% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 12 | $14,660,000 | $1,221,667 | $4,966 | 3.19% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 120 | $14,560,000 | $121,333 | $2,015 | 3.41% |
| Centralia, WA (FHA|USDA|VA) | 89 | $14,475,000 | $162,640 | $1,735 | 3.48% |
| Granbury, TX (FHA|USDA|VA) | 2 | $14,200,000 | $7,100,000 | $6,913 | 2.83% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $13,890,000 | $6,945,000 | $0 | 2.26% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 14 | $13,890,000 | $992,143 | $9,264 | 2.63% |
| ITHACA, NY (FHA|USDA|VA) | 54 | $13,850,000 | $256,481 | $1,837 | 3.13% |
| Aberdeen, WA (FHA|USDA|VA) | 71 | $13,545,000 | $190,775 | $2,404 | 3.22% |
| Plattsburgh, NY (FHA|USDA|VA) | 107 | $13,465,000 | $125,841 | $1,864 | 3.33% |
| Warsaw, IN (FHA|USDA|VA) | 78 | $13,450,000 | $172,436 | $1,586 | 3.25% |
| Blackfoot, ID (FHA|USDA|VA) | 71 | $13,225,000 | $186,268 | $2,528 | 3.27% |
| READING, PA (FHA|USDA|VA) | 98 | $13,190,000 | $134,592 | $1,895 | 3.57% |
| Oneonta, NY (FHA|USDA|VA) | 79 | $12,955,000 | $163,987 | $1,989 | 3.31% |
| ST. GEORGE, UT (FHA|USDA|VA) | 23 | $12,645,000 | $549,783 | $4,269 | 2.91% |
| POCATELLO, ID (FHA|USDA|VA) | 58 | $12,460,000 | $214,828 | $3,118 | 3.45% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 112 | $12,380,000 | $110,536 | $1,846 | 3.09% |
| TWIN FALLS, ID (FHA|USDA|VA) | 60 | $12,130,000 | $202,167 | $2,920 | 3.44% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $11,945,000 | $11,945,000 | $0 | 3.93% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 49 | $11,795,000 | $240,714 | $3,043 | 3.33% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $11,730,000 | $1,173,000 | $6,874 | 2.85% |
| Hilo, HI (FHA|USDA|VA) | 8 | $11,720,000 | $1,465,000 | $13,074 | 2.66% |
| Norwalk, OH (FHA|USDA|VA) | 93 | $11,545,000 | $124,140 | $2,345 | 3.27% |
| Steamboat Springs, CO (FHA|USDA|VA) | 15 | $11,485,000 | $765,667 | $4,686 | 3.10% |
| Gloversville, NY (FHA|USDA|VA) | 99 | $11,305,000 | $114,192 | $1,942 | 3.37% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $11,245,000 | $11,245,000 | $0 | 3.12% |
| Key West, FL (FHA|USDA|VA) | 13 | $11,105,000 | $854,231 | $10,159 | 2.87% |
| BINGHAMTON, NY (FHA|USDA|VA) | 93 | $10,845,000 | $116,613 | $1,950 | 3.39% |
| KNOXVILLE, TN (FHA|USDA|VA) | 12 | $10,840,000 | $903,333 | $3,579 | 2.65% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $10,525,000 | $2,105,000 | $3,320 | 2.85% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $10,475,000 | $10,475,000 | $0 | 3.46% |
| Ashtabula, OH (FHA|USDA|VA) | 103 | $10,275,000 | $99,757 | $1,244 | 3.14% |
| Batavia, NY (FHA|USDA|VA) | 88 | $10,250,000 | $116,477 | $1,512 | 3.35% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $10,125,000 | $10,125,000 | $0 | 3.26% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $10,005,000 | $3,335,000 | $1,088 | 2.75% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $9,940,000 | $4,970,000 | $2,508 | 3.39% |
| KOKOMO, IN (FHA|USDA|VA) | 105 | $9,825,000 | $93,571 | $1,296 | 3.40% |
| Olean, NY (FHA|USDA|VA) | 63 | $9,575,000 | $151,984 | $2,402 | 3.26% |
| Rexburg, ID (FHA|USDA|VA) | 42 | $9,360,000 | $222,857 | $2,542 | 3.50% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $9,305,000 | $9,305,000 | $0 | 3.65% |
| Cortland, NY (FHA|USDA|VA) | 96 | $9,270,000 | $96,563 | $1,410 | 3.45% |
| Outside of Metro Areas | 18 | $9,240,000 | $513,333 | $5,294 | 3.27% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 12 | $9,190,000 | $765,833 | $6,629 | 2.78% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 11 | $8,915,000 | $810,455 | $7,700 | 2.92% |
| Durango, CO (FHA|USDA|VA) | 12 | $8,720,000 | $726,667 | $4,302 | 3.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 9 | $8,445,000 | $938,333 | $4,358 | 2.99% |
| Amsterdam, NY (FHA|USDA|VA) | 79 | $8,405,000 | $106,392 | $1,682 | 3.22% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $8,370,000 | $1,046,250 | $5,970 | 4.09% |
| Malone, NY (FHA|USDA|VA) | 75 | $8,205,000 | $109,400 | $2,003 | 3.49% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $8,120,000 | $4,060,000 | $0 | 3.05% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 26 | $8,090,000 | $311,154 | $4,420 | 2.95% |
| TYLER, TX (FHA|USDA|VA) | 3 | $8,025,000 | $2,675,000 | $6,832 | 2.65% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 8 | $7,940,000 | $992,500 | $5,530 | 2.77% |
| Kalispell, MT (FHA|USDA|VA) | 9 | $7,905,000 | $878,333 | $5,994 | 2.76% |
| Burley, ID (FHA|USDA|VA) | 53 | $7,765,000 | $146,509 | $2,285 | 3.12% |
| Sandpoint, ID (FHA|USDA|VA) | 12 | $7,590,000 | $632,500 | $4,500 | 3.08% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $7,515,000 | $7,515,000 | $0 | 2.86% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $7,350,000 | $3,675,000 | $1,764 | 4.15% |
| Astoria, OR (FHA|USDA|VA) | 23 | $7,255,000 | $315,435 | $3,443 | 3.31% |
| Lebanon, NH-VT (FHA|USDA|VA) | 23 | $7,035,000 | $305,870 | $2,928 | 3.08% |
| FAIRBANKS, AK (FHA|USDA|VA) | 15 | $6,995,000 | $466,333 | $3,338 | 4.17% |
| Hailey, ID (FHA|USDA|VA) | 11 | $6,925,000 | $629,545 | $7,164 | 3.05% |
| Ketchikan, AK (FHA|USDA|VA) | 33 | $6,905,000 | $209,242 | $3,580 | 3.37% |
| Salem, OH (FHA|USDA|VA) | 57 | $6,845,000 | $120,088 | $1,314 | 3.33% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 6 | $6,830,000 | $1,138,333 | $7,033 | 2.95% |
| LONGVIEW, WA (FHA|USDA|VA) | 31 | $6,675,000 | $215,323 | $1,740 | 3.24% |
| Traverse City, MI (FHA|USDA|VA) | 12 | $6,570,000 | $547,500 | $4,845 | 2.98% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 8 | $6,520,000 | $815,000 | $4,518 | 2.84% |
| Torrington, CT (FHA|USDA|VA) | 17 | $6,495,000 | $382,059 | $3,547 | 2.94% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $6,435,000 | $919,286 | $8,805 | 2.73% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 14 | $6,410,000 | $457,857 | $3,641 | 2.90% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 11 | $6,395,000 | $581,364 | $4,530 | 3.01% |
| Ontario, OR-ID (FHA|USDA|VA) | 37 | $6,295,000 | $170,135 | $2,721 | 3.23% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $6,125,000 | $2,041,667 | $3,250 | 2.96% |
| GRANTS PASS, OR (FHA|USDA|VA) | 32 | $6,030,000 | $188,438 | $2,251 | 3.40% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $5,645,000 | $5,645,000 | $0 | 2.36% |
| MANSFIELD, OH (FHA|USDA|VA) | 68 | $5,620,000 | $82,647 | $1,202 | 3.67% |
| Angola, IN (FHA|USDA|VA) | 35 | $5,515,000 | $157,571 | $1,447 | 3.40% |
| Warren, PA (FHA|USDA|VA) | 68 | $5,430,000 | $79,853 | $1,325 | 3.60% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $5,340,000 | $890,000 | $6,212 | 2.94% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $5,260,000 | $1,315,000 | $1,168 | 4.04% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 8 | $5,000,000 | $625,000 | $4,785 | 2.78% |
| Zanesville, OH (FHA|USDA|VA) | 5 | $4,925,000 | $985,000 | $6,134 | 2.78% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $4,900,000 | $612,500 | $5,355 | 2.94% |
| Juneau, AK (FHA|USDA|VA) | 17 | $4,765,000 | $280,294 | $3,121 | 3.55% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 41 | $4,705,000 | $114,756 | $1,879 | 3.82% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 46 | $4,660,000 | $101,304 | $1,605 | 3.40% |
| The Dalles, OR (FHA|USDA|VA) | 24 | $4,650,000 | $193,750 | $2,517 | 3.83% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 7 | $4,635,000 | $662,143 | $5,226 | 3.04% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 21 | $4,565,000 | $217,381 | $3,778 | 2.85% |
| Findlay, OH (FHA|USDA|VA) | 38 | $4,270,000 | $112,368 | $1,834 | 3.38% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $4,230,000 | $2,115,000 | $3,654 | 3.41% |
| Newport, OR (FHA|USDA|VA) | 17 | $4,135,000 | $243,235 | $3,474 | 3.29% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $4,105,000 | $4,105,000 | $0 | 4.18% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $4,085,000 | $1,361,667 | $2,818 | 3.16% |
| Fremont, OH (FHA|USDA|VA) | 37 | $4,055,000 | $109,595 | $1,313 | 3.24% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $4,050,000 | $1,012,500 | $2,077 | 3.09% |
| Plymouth, IN (FHA|USDA|VA) | 37 | $3,965,000 | $107,162 | $1,151 | 3.07% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $3,940,000 | $656,667 | $7,859 | 3.23% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $3,940,000 | $656,667 | $5,357 | 3.10% |
| SAVANNAH, GA (FHA|USDA|VA) | 12 | $3,940,000 | $328,333 | $3,698 | 2.87% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $3,935,000 | $3,935,000 | $0 | 2.36% |
| PITTSFIELD, MA (FHA|USDA|VA) | 11 | $3,835,000 | $348,636 | $3,643 | 3.17% |
| Vineyard Haven, MA (FHA|USDA|VA) | 4 | $3,820,000 | $955,000 | $4,474 | 2.66% |
| Sturgis, MI (FHA|USDA|VA) | 20 | $3,750,000 | $187,500 | $1,711 | 3.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $3,725,000 | $3,725,000 | $0 | 3.83% |
| NAPA, CA (FHA|USDA|VA) | 4 | $3,710,000 | $927,500 | $4,312 | 2.63% |
| JACKSON, MI (FHA|USDA|VA) | 17 | $3,675,000 | $216,176 | $1,579 | 3.03% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $3,615,000 | $723,000 | $4,200 | 2.85% |
| MISSOULA, MT (FHA|USDA|VA) | 5 | $3,585,000 | $717,000 | $6,483 | 2.78% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $3,455,000 | $493,571 | $5,323 | 2.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 5 | $3,195,000 | $639,000 | $3,698 | 2.96% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $3,195,000 | $3,195,000 | $0 | 3.83% |
| Wooster, OH (FHA|USDA|VA) | 23 | $3,165,000 | $137,609 | $1,753 | 3.54% |
| Corning, NY (FHA|USDA|VA) | 8 | $3,150,000 | $393,750 | $3,527 | 2.87% |
| Roseburg, OR (FHA|USDA|VA) | 11 | $3,075,000 | $279,545 | $3,861 | 3.08% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 11 | $3,075,000 | $279,545 | $3,625 | 3.24% |
| Rutland, VT (FHA|USDA|VA) | 19 | $2,905,000 | $152,895 | $2,751 | 3.28% |
| OCALA, FL (FHA|USDA|VA) | 11 | $2,835,000 | $257,727 | $4,383 | 3.06% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $2,825,000 | $565,000 | $5,731 | 2.67% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $2,790,000 | $697,500 | $4,929 | 2.65% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $2,790,000 | $697,500 | $7,365 | 2.81% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 6 | $2,790,000 | $465,000 | $4,798 | 2.99% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $2,675,000 | $535,000 | $4,824 | 2.70% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $2,665,000 | $888,333 | $7,087 | 2.54% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $2,645,000 | $529,000 | $6,294 | 2.69% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $2,570,000 | $1,285,000 | $7,435 | 4.33% |
| Barre, VT (FHA|USDA|VA) | 13 | $2,545,000 | $195,769 | $2,720 | 2.86% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $2,515,000 | $838,333 | $4,931 | 2.42% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $2,490,000 | $622,500 | $5,760 | 2.78% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $2,405,000 | $2,405,000 | $0 | 2.71% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $2,345,000 | $469,000 | $8,613 | 2.85% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $2,170,000 | $1,085,000 | $3,346 | 2.79% |
| Pottsville, PA (FHA|USDA|VA) | 20 | $2,140,000 | $107,000 | $1,475 | 3.69% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $2,100,000 | $525,000 | $2,808 | 2.97% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $3,159 | 3.08% |
| WALLA WALLA, WA (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $3,098 | 3.05% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $1,965,000 | $1,965,000 | $5,174 | 2.75% |
| Mountain Home, ID (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $2,868 | 3.33% |
| Defiance, OH (FHA|USDA|VA) | 15 | $1,925,000 | $128,333 | $1,913 | 3.50% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $7,379 | 3.12% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $3,840 | 3.05% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $1,983 | 3.28% |
| SAN GERMÁN, PR (FHA|USDA|VA) | 1 | $1,855,000 | $1,855,000 | $0 | 3.65% |
| Concord, NH (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $3,558 | 2.84% |
| Prineville, OR (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $1,147 | 5.15% |
| Tiffin, OH (FHA|USDA|VA) | 23 | $1,765,000 | $76,739 | $1,354 | 3.58% |
| Hillsdale, MI (FHA|USDA|VA) | 16 | $1,740,000 | $108,750 | $1,480 | 3.27% |
| Klamath Falls, OR (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $2,439 | 3.16% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 14 | $1,670,000 | $119,286 | $1,318 | 3.54% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $4,886 | 3.61% |
| Bennington, VT (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $4,108 | 2.68% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $1,635,000 | $1,635,000 | $0 | 2.71% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $1,600,000 | $800,000 | $3,199 | 2.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $4,072 | 3.24% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $1,570,000 | $785,000 | $5,369 | 3.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 10 | $1,550,000 | $155,000 | $1,480 | 3.40% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,619 | 3.05% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $2,871 | 2.77% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $7,395 | 2.42% |
| FORT WAYNE, IN (FHA|USDA|VA) | 11 | $1,505,000 | $136,818 | $1,295 | 3.25% |
| Laconia, NH (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $4,771 | 3.27% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $3,230 | 2.94% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $3,067 | 2.50% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $5,240 | 2.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $2,653 | 2.91% |
| Seneca Falls, NY (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $3,798 | 2.96% |
| FLINT, MI (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $2,282 | 4.15% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $6,160 | 3.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $3,140 | 2.19% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $3,786 | 2.94% |
| Dixon, IL (FHA|USDA|VA) | 1 | $1,155,000 | $1,155,000 | $0 | 2.36% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,361 | 2.63% |
| Oxford, MS (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $5,960 | 3.00% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $4,980 | 2.69% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $3,091 | 2.71% |
| Othello, WA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $1,555 | 3.64% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $4,986 | 3.00% |
| La Grande, OR (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $4,990 | 2.90% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $3,653 | 2.56% |
| Keene, NH (FHA|USDA|VA) | 8 | $990,000 | $123,750 | $1,278 | 3.78% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $4,049 | 2.44% |
| MADERA, CA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $3,846 | 2.44% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $2,270 | 2.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,599 | 2.75% |
| Fort Morgan, CO (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,425 | 3.24% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,145 | 3.97% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $3,071 | 2.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $3,903 | 2.75% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $2,211 | 2.69% |
| Helena, MT (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $3,505 | 2.88% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $2,830 | 2.69% |
| Payson, AZ (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $4,120 | 3.00% |
| MUNCIE, IN (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $1,266 | 3.13% |
| Meadville, PA (FHA|USDA|VA) | 11 | $815,000 | $74,091 | $655 | 3.87% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $3,312 | 2.84% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $8,568 | 2.88% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,962 | 3.06% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,116 | 2.73% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $5,389 | 3.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $9,372 | 2.63% |
| Athens, OH (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,172 | 3.25% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $3,091 | 3.02% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $6,256 | 3.00% |
| MERCED, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,696 | 2.69% |
| Somerset, PA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,606 | 2.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $10,535 | 2.63% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $1,432 | 3.29% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,686 | 3.41% |
| Safford, AZ (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,168 | 2.81% |
| Kendallville, IN (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $1,503 | 3.57% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $3,739 | 2.88% |
| Easton, MD (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,325 | 2.50% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,114 | 2.81% |
| Sayre, PA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,983 | 2.71% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $5,746 | 2.75% |
| Urbana, OH (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $2,343 | 2.49% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $3,872 | 2.75% |
| ELMIRA, NY (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,071 | 3.63% |
| Ashland, OH (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $534 | 3.74% |
| CASPER, WY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,108 | 2.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,007 | 2.50% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $2,468 | 3.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,875 | 3.19% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,063 | 3.25% |
| Crossville, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,683 | 2.25% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,024 | 3.24% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,832 | 2.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $1,277 | 3.29% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,007 | 2.19% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,161 | 2.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $9,752 | 2.25% |
| Elko, NV (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,735 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,299 | 3.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,868 | 2.56% |
| Cullman, AL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,623 | 2.50% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $488 | 2.58% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,036 | 2.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,422 | 3.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,220 | 3.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,776 | 2.88% |
| Price, UT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,604 | 2.99% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,260 | 3.42% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,874 | 3.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,473 | 2.25% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,063 | 2.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,092 | 2.50% |
| Sterling, CO (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $1,860 | 2.56% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,296 | 2.75% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,202 | 2.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,930 | 2.75% |
| Sonora, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,877 | 2.38% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,807 | 2.75% |
| Frankfort, IN (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $1,325 | 4.01% |
| New Castle, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,357 | 3.64% |
| Peru, IN (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $1,379 | 3.18% |
| Indiana, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,500 | 3.75% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,478 | 2.75% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,424 | 2.63% |
| Moscow, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,696 | 2.88% |
| Berlin, NH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,540 | 3.13% |
| Fernley, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,018 | 2.99% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,248 | 3.50% |
| Mason City, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,492 | 2.75% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,166 | 2.25% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $963 | 2.90% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,067 | 3.64% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,659 | 3.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,247 | 2.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,379 | 3.25% |
| New Castle, IN (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $490 | 4.49% |
| REDDING, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,847 | 2.75% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,959 | 2.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,076 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,767 | 2.88% |
| Celina, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,772 | 2.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $815 | 2.41% |
| Auburn, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $490 | 3.04% |
| Washington, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,981 | 3.13% |
| DALTON, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.50% |
| Logansport, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,204 | 3.75% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,575 | 3.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,210 | 2.99% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,784 | 3.38% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,502 | 2.38% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.50% |
| Clovis, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.50% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,145 | 3.50% |
| Ludington, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $492 | 3.35% |
| Bradford, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,589 | 2.85% |
| Greenville, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,323 | 2.75% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,372 | 4.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,167 | 2.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,918 | 2.99% |
| Marion, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $972 | 5.05% |
| Alma, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $893 | 4.41% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,311 | 2.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,031 | 3.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,031 | 3.38% |
| Vernal, UT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,899 | 2.25% |
| Woodward, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,203 | 2.75% |
| Riverton, WY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,090 | 3.13% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $497 | 3.05% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,563 | 2.25% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,386 | 2.75% |
| DuBois, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $497 | 2.89% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,195 | 2.88% |
| LIMA, OH (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $756 | 4.40% |
| Harrison, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.50% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,263 | 2.50% |
| Macomb, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,811 | 3.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,640 | 3.38% |
| CHICO, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.04% |
| Marion, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,185 | 2.75% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 7.03% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,885 | 2.88% |
| RACINE, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.55% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,019 | 3.12% |
Keybank's top markets include Seattle, Denver, Portland, Cleveland, and Buffalo among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 51,918 | $24,443,950,000 | $470,818 | $3,203 | 3.23% |
| FHA | 350 | $532,210,000 | $1,520,600 | $7,581 | 2.87% |
| VA | 98 | $27,570,000 | $281,327 | $6,152 | 2.77% |
For the 2021 period, Keybank's most frequently originated loan type of loans were Conventional, with 51,918 originations. Their 2nd most popular type is FHA, with 350 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 23,256 | $10,644,350,000 | $457,703 | $2,061 | 2.98% |
| Home Purchase | 12,081 | $10,449,055,000 | $864,916 | $5,473 | 2.80% |
| Other | 6,838 | $1,131,680,000 | $165,499 | $2,544 | 4.43% |
| Cash Out Refi | 5,783 | $2,218,515,000 | $383,627 | $4,006 | 2.83% |
| Home Improvement | 4,408 | $560,130,000 | $127,071 | $722 | 4.30% |
For the 2021, Keybank's most frequently cited loan purpose of loans were Refi, with 23,256 originations. The 2nd most popular reason of loans were Home Purchase, with 12,081 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 34,560 | $14,196,340,000 | $410,774 | $4,349 | 3.38% |
| 15 Year | 8,759 | $2,340,495,000 | $267,210 | $1,976 | 2.75% |
| 20 Year | 3,249 | $843,135,000 | $259,506 | $1,859 | 3.31% |
| 10 Year | 3,092 | $4,123,190,000 | $1,333,503 | $1,077 | 2.81% |
| Other | 2,003 | $2,457,155,000 | $1,226,737 | $1,304 | 3.25% |
| 5 Year | 647 | $115,315,000 | $178,230 | $542 | 2.77% |
| 3 Year | 36 | $449,900,000 | $12,497,222 | $526 | 2.97% |
| 30+ year | 20 | $478,200,000 | $23,910,000 | $0 | 2.54% |
For the 2021, Keybank's most frequently cited loan length of loans were 30 Year, with 34,560 originations. The 2nd most popular length of loans were 15 Year, with 8,759 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 20,651 | $9,874,265,000 | $478,149 |
| $<1k | 13,671 | $1,650,285,000 | $120,714 |
| $2k-3k | 2,517 | $1,294,285,000 | $514,217 |
| $3k-4k | 1,698 | $1,087,830,000 | $640,654 |
| $5k+ | 1,150 | $1,019,300,000 | $886,348 |
$4,349 of loans were Keybank's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 20,651 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 20,875 | $10,224,005,000 | $489,773 |
| 3-4% | 12,484 | $6,278,860,000 | $502,953 |
| <2.5% | 11,413 | $7,194,155,000 | $630,347 |
| 4-5% | 3,385 | $825,065,000 | $243,742 |
| 5-6% | 2,096 | $332,620,000 | $158,693 |
| 6-7% | 1,227 | $78,275,000 | $63,794 |
| 7-8% | 607 | $26,985,000 | $44,456 |
| Over 8% | 276 | $9,540,000 | $34,565 |
During 2021, Keybank's average interest rate of loans were 3.38%, while their most frequently originated rate bucket of loans were 2.5-3%, with 20,875 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100,000 or less | 13,788 | $839,010,000 | $60,851 | $848 | 3.89% |
| $100k-200k | 13,239 | $1,886,095,000 | $142,465 | $2,090 | 3.25% |
| $200k-400k | 11,783 | $3,284,365,000 | $278,738 | $3,353 | 2.99% |
| $600k-1MM | 5,209 | $4,035,795,000 | $774,773 | $5,695 | 2.68% |
| $400k-600k | 4,649 | $2,271,455,000 | $488,590 | $4,659 | 2.88% |
| $1MM+ | 3,698 | $12,687,010,000 | $3,430,776 | $7,318 | 2.59% |
2021 saw Keybank place emphasis on $100,000 or less loans with 13,788 originations, totaling $839,010,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 9,567 | $2,483,975,000 | $259,640 | $3,020 | 3.29% |
| $150k-250k | 9,074 | $4,063,320,000 | $447,798 | $4,124 | 3.15% |
| $50k-75k | 8,960 | $1,286,970,000 | $143,635 | $2,172 | 3.32% |
| $250k+ | 8,583 | $6,872,085,000 | $800,662 | $5,894 | 2.93% |
| $50k or less | 7,023 | $725,925,000 | $103,364 | $1,707 | 3.36% |
| $75k-100k | 6,987 | $1,237,025,000 | $177,047 | $2,380 | 3.31% |
Keybank lent most frequently to those with incomes in the $100k-150k range, with 9,567 originations. The second most popular income band? $150k-250k, with 9,074 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 12,354 | $3,840,170,000 | $310,844 | $3,019 | 3.11% |
| 30-36% | 8,947 | $2,992,135,000 | $334,429 | $3,321 | 3.18% |
| <20% | 5,630 | $1,845,650,000 | $327,824 | $3,036 | 2.95% |
| 50-60% | 3,614 | $517,710,000 | $143,251 | $872 | 4.06% |
| 44% | 1,766 | $601,250,000 | $340,459 | $3,680 | 3.34% |
| 42% | 1,677 | $614,325,000 | $366,324 | $3,698 | 3.21% |
| 43% | 1,654 | $591,480,000 | $357,606 | $3,628 | 3.27% |
| 36% | 1,635 | $555,345,000 | $339,661 | $3,401 | 3.19% |
| 39% | 1,596 | $584,940,000 | $366,504 | $3,596 | 3.21% |
| 38% | 1,592 | $561,380,000 | $352,626 | $3,547 | 3.20% |
| 41% | 1,587 | $589,265,000 | $371,307 | $3,616 | 3.23% |
| 40% | 1,535 | $562,325,000 | $366,336 | $3,532 | 3.20% |
| 37% | 1,529 | $516,105,000 | $337,544 | $3,251 | 3.19% |
| 49% | 1,439 | $553,625,000 | $384,729 | $3,867 | 3.24% |
| 45% | 1,415 | $539,665,000 | $381,389 | $3,772 | 3.32% |
| 47% | 1,333 | $532,075,000 | $399,156 | $3,681 | 3.20% |
| 48% | 1,329 | $540,965,000 | $407,047 | $3,748 | 3.24% |
| 46% | 1,325 | $529,315,000 | $399,483 | $3,734 | 3.22% |
| >60% | 23 | $2,465,000 | $107,174 | $1,375 | 3.85% |
Keybank lent most frequently to those with DTI ratios of 20-30%, with 12,354 originations. The next most common DTI ratio? 30-36%, with 8,947 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 36,805 | $9,465,395,000 | $257,177 | $2,815 | 3.34% |
| Not applicable | 367 | $7,928,925,000 | $21,604,700 | $0 | 3.21% |
| Not provided | 9,288 | $4,184,480,000 | $450,525 | $3,920 | 2.96% |
| Asian | 4,377 | $3,113,685,000 | $711,374 | $5,070 | 2.71% |
| Black | 1,153 | $219,995,000 | $190,802 | $2,879 | 3.39% |
| American Indian | 162 | $33,730,000 | $208,210 | $2,184 | 3.75% |
| Asian Indian | 102 | $27,830,000 | $272,843 | $1,557 | 3.67% |
| Native Hawaiian | 76 | $20,430,000 | $268,816 | $3,197 | 3.43% |
| Other Asian | 14 | $4,350,000 | $310,714 | $3,021 | 3.75% |
| Korean | 3 | $1,445,000 | $481,667 | $1,699 | 3.28% |
| Vietnamese | 6 | $1,220,000 | $203,333 | $1,797 | 3.90% |
| Other Pacific Islander | 3 | $805,000 | $268,333 | $3,795 | 2.85% |
| Chinese | 4 | $800,000 | $200,000 | $500 | 4.26% |
| Japanese | 3 | $395,000 | $131,667 | $0 | 4.02% |
| Filipino | 2 | $190,000 | $95,000 | $0 | 5.39% |
| Guamanian | 1 | $55,000 | $55,000 | $0 | 5.15% |
Approval Rates
Total approvals of all applications81.92%
Keybank has a below average approval rate.
Pick Rate
Approvals leading to origination84.61%
Keybank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 52,366 | $25,003,730,000 | $477,480 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 52,366 | $25,003,730,000 | $477,480 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 8,897 | $1,543,045,000 | $173,434 | $1,509 | 3.40% |
| 40-60% | 10,365 | $4,715,055,000 | $454,902 | $2,504 | 2.95% |
| 60-80% | 16,237 | $12,215,865,000 | $752,347 | $3,440 | 2.96% |
| 80-100% | 10,118 | $5,866,590,000 | $579,817 | $5,126 | 2.86% |
| Over 100% | 6 | $74,160,000 | $12,360,000 | $10,093 | 2.70% |
| Under 20% | 6,647 | $517,685,000 | $77,883 | $765 | 4.62% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Keybank National Association | 1 Landing Road Windham, ME 4062 | Full Service B&M | $164,446 |
| Keybank National Association | 1 Washington Center Newburgh, NY 12550 | Limited, Administrative | $0 |
| Keybank National Association | 1 Western Ave Marlboro, NY 12542 | Full Service B&M | $59,565 |
| Keybank National Association | 10 Broad Street Westfield, MA 1085 | Full Service B&M | $25,917 |
| Keybank National Association | 10 East Genesee Street Baldwinsville, NY 13027 | Full Service B&M | $142,029 |
| Keybank National Association | 10 Old Clairton Road Pittsburgh, PA 15236 | Full Service B&M | $1,300,628 |
| Keybank National Association | 10 W Market St Indianapolis, IN 46204 | Limited, Administrative | $0 |
| Keybank National Association | 100 Bausch And Lomb Place Rochester, NY 14604 | Full Service B&M | $446,475 |
| Keybank National Association | 100 Central Plaza North Canton, OH 44702 | Full Service B&M | $58,886 |
| Keybank National Association | 100 Country Side Plaza Mount Pleasant, PA 15666 | Full Service B&M | $95,809 |
| Keybank National Association | 100 Cushman Street Fairbanks, AK 99701 | Full Service B&M | $140,694 |
| Keybank National Association | 100 East Drake Fort Collins, CO 80525 | Full Service B&M | $48,042 |
| Keybank National Association | 100 North Broadway Aberdeen, WA 98520 | Full Service B&M | $44,510 |
| Keybank National Association | 100 River Road North Tonawanda, NY 14120 | Full Service B&M | $284,017 |
| Keybank National Association | 101 Dolson Avenue Middletown, NY 10940 | Full Service B&M | $71,706 |
| Keybank National Association | 101 W Benson Blvd Anchorage, AK 99503 | Full Service B&M | $876,958 |
| Keybank National Association | 101 West Main Street Fort Kent, ME 4743 | Full Service B&M | $56,236 |
| Keybank National Association | 101 West Ridge Pike Conshohocken, PA 19428 | Full Service B&M | $43,286 |
| Keybank National Association | 1017 Broadway Buffalo, NY 14212 | Full Service B&M | $57,618 |
| Keybank National Association | 1017 North Bethlehem Pike Spring House, PA 19477 | Full Service B&M | $93,444 |
| Keybank National Association | 102 East Yakima Avenue Yakima, WA 98907 | Full Service B&M | $123,673 |
| Keybank National Association | 102 South Wenatchee Avenue Wenatchee, WA 98801 | Full Service B&M | $78,388 |
| Keybank National Association | 1020 Caldwell Blvd Nampa, ID 83651 | Full Service B&M | $86,801 |
| Keybank National Association | 1020 Western Avenue Pittsburgh, PA 15233 | Full Service B&M | $30,935 |
| Keybank National Association | 1021 Boston Post Road Guilford, CT 6437 | Full Service B&M | $110,812 |
| Keybank National Association | 1024 South Washington Avenue Emmett, ID 83617 | Full Service B&M | $41,335 |
| Keybank National Association | 1055 Bellevue Way, N.E. Bellevue, WA 98004 | Full Service B&M | $63,940 |
| Keybank National Association | 10600 Harrison Avenue Harrison, OH 45030 | Full Service B&M | $79,348 |
| Keybank National Association | 1063 Riverdale Street West Springfield, MA 1089 | Full Service B&M | $45,589 |
| Keybank National Association | 1065 North Highway 89 North Salt Lake City, UT 84054 | Full Service B&M | $49,968 |
| Keybank National Association | 10655 N.E. Fourth Street Bellevue, WA 98004 | Full Service B&M | $6,768,611 |
| Keybank National Association | 107 West Broadway Lincoln, ME 4457 | Full Service B&M | $35,091 |
| Keybank National Association | 1071 Payne Avenue North Tonawanda, NY 14120 | Full Service B&M | $188,647 |
| Keybank National Association | 1071 Post Road East Westport, CT 6880 | Full Service B&M | $18,229 |
| Keybank National Association | 1080 Mckinley Mall Blasdell, NY 14219 | Full Service B&M | $80,679 |
| Keybank National Association | 1088 Louisiana Avenue Perrysburg, OH 43551 | Full Service B&M | $138,577 |
| Keybank National Association | 10888 S.E. Main Street Milwaukie, OR 97222 | Full Service B&M | $102,465 |
| Keybank National Association | 1090 North Court Street Medina, OH 44256 | Full Service B&M | $178,851 |
| Keybank National Association | 120 North Dunlap Avenue Sequim, WA 98382 | Full Service B&M | $55,723 |
| Keybank National Association | 1098 South 300 West Salt Lake City, UT 84101 | Full Service B&M | $58,034 |
| Keybank National Association | 11 Division Street Amsterdam, NY 12010 | Full Service B&M | $120,106 |
| Keybank National Association | 11 East 22nd Street New York City, NY 10010 | Full Service B&M | $28,675 |
| Keybank National Association | 11 Stanwix Street Pittsburgh, PA 15222 | Full Service B&M | $22,683 |
| Keybank National Association | 11 West Main Street Wakeman, OH 44889 | Full Service B&M | $79,524 |
| Keybank National Association | 110 East Main Street Rexburg, ID 83440 | Full Service B&M | $80,459 |
| Keybank National Association | 110 Main Street Waterville, ME 4901 | Full Service B&M | $93,902 |
| Keybank National Association | 110 Washington Avenue North Haven, CT 6473 | Full Service B&M | $185,964 |
| Keybank National Association | 1100 Yelm Avenue, E Yelm, WA 98597 | Full Service B&M | $95,497 |
| Keybank National Association | 1101 Pacific Ave Tacoma, WA 98402 | Full Service B&M | $577,768 |
| Keybank National Association | 111 Main Street Belfast, ME 4915 | Full Service B&M | $74,410 |
| Keybank National Association | 1115 30th Street, N.W. Canton, OH 44709 | Full Service B&M | $115,526 |
| Keybank National Association | 112 Grand Concourse Albany, NY 12220 | Full Service B&M | $80,669 |
| Keybank National Association | 115 East Airport Highway Swanton, OH 43558 | Full Service B&M | $58,062 |
| Keybank National Association | 115 Genesee Street Auburn, NY 13021 | Full Service B&M | $125,207 |
| Keybank National Association | 115 South Main Street New City, NY 10956 | Full Service B&M | $188,231 |
| Keybank National Association | 1151 E Hoffer St Kokomo, IN 46902 | Full Service B&M | $209,868 |
| Keybank National Association | 1157 Highland Avenue Cheshire, CT 6410 | Full Service B&M | $62,631 |
| Keybank National Association | 11665 Sw Pacific Hwy. Tigard, OR 97223 | Full Service B&M | $50,909 |
| Keybank National Association | 117 South Granite Avenue Granite Falls, WA 98252 | Full Service B&M | $55,795 |
| Keybank National Association | 117 Veterans Drive Cobleskill, NY 12043 | Full Service B&M | $65,405 |
| Keybank National Association | 117 West Main Street Endicott, NY 13760 | Full Service B&M | $100,599 |
| Keybank National Association | 11700 Mukilteo Speedway Mukilteo, WA 98275 | Full Service B&M | $46,826 |
| Keybank National Association | 1180 West River Road Elyria, OH 44035 | Full Service B&M | $31,696 |
| Keybank National Association | 1185 University Avenue Rochester, NY 14607 | Full Service B&M | $133,374 |
| Keybank National Association | 119 Congress Street Rumford, ME 4276 | Full Service B&M | $40,477 |
| Keybank National Association | 120 West Streetsboro Road Hudson, OH 44236 | Full Service B&M | $190,849 |
| Keybank National Association | 1200 12th Street Bellingham, WA 98225 | Full Service B&M | $61,624 |
| Keybank National Association | 1202 North 40th Avenue Yakima, WA 98908 | Full Service B&M | $89,802 |
| Keybank National Association | 1203 Ulster Avenue Kingston, NY 12401 | Full Service B&M | $115,470 |
| Keybank National Association | 1205 Northeast 102nd Portland, OR 97220 | Full Service B&M | $104,406 |
| Keybank National Association | 121 East Vistula Street Bristol, IN 46507 | Full Service B&M | $37,044 |
| Keybank National Association | 121 South First Street Fulton, NY 13069 | Full Service B&M | $34,405 |
| Keybank National Association | 121 West Manlius Street East Syracuse, NY 13057 | Full Service B&M | $111,657 |
| Keybank National Association | 12101 E. Dartmouth Ave Ste 100 Aurora, CO 80014 | Full Service B&M | $76,395 |
| Keybank National Association | 1212 Cole Street Enumclaw, WA 98022 | Full Service B&M | $102,965 |
| Keybank National Association | 1215 Oak Harbor Road Fremont, OH 43420 | Full Service B&M | $66,557 |
| Keybank National Association | 1217 Crator Lake Avenue Medford, OR 97504 | Full Service B&M | $98,608 |
| Keybank National Association | 1217 N.E. 99th, Suite 101 Vancouver, WA 98665 | Full Service B&M | $46,735 |
| Keybank National Association | 1260 South Buckley Road Aurora, CO 80017 | Full Service B&M | $21,053 |
| Keybank National Association | 12604 Totem Lake Blvd Kirkland, WA 98034 | Full Service B&M | $70,783 |
| Keybank National Association | 127 Public Sq Cleveland, OH 44114 | Full Service B&M | $18,187,761 |
| Keybank National Association | 127 West Main Street Lebanon, IN 46052 | Full Service B&M | $61,335 |
| Keybank National Association | 12744 Southwest North Dakota Street Tigard, OR 97223 | Full Service B&M | $78,739 |
| Keybank National Association | 128 3rd Ave Sw Albany, OR 97321 | Full Service B&M | $103,146 |
| Keybank National Association | 12801 Colorado Blvd. Thornton, CO 80241 | Full Service B&M | $29,631 |
| Keybank National Association | 12830 University Drive Fort Myers, FL 33907 | Full Service B&M | $5,011 |
| Keybank National Association | 13 West Ridge Street Lansford, PA 18232 | Full Service B&M | $51,259 |
| Keybank National Association | 1300 State Street Marysville, WA 98270 | Full Service B&M | $85,060 |
| Keybank National Association | 1301 Bay Street Port Orchard, WA 98366 | Full Service B&M | $47,980 |
| Keybank National Association | 1301 Overland Avenue Burley, ID 83318 | Full Service B&M | $71,959 |
| Keybank National Association | 1301 Wintergreen Lane Ne Bainbridge Island, WA 98110 | Full Service B&M | $33,878 |
| Keybank National Association | 1305 East 86th Street Indianapolis, IN 46240 | Full Service B&M | $71,814 |
| Keybank National Association | 1308 Washington Street Watertown, NY 13601 | Full Service B&M | $53,877 |
| Keybank National Association | 131 Oriskany Boulevard Whitesboro, NY 13492 | Full Service B&M | $93,820 |
| Keybank National Association | 1314 Front Street Binghamton, NY 13901 | Full Service B&M | $86,621 |
| Keybank National Association | 13215 S.E. Mill Plain Boulevard Vancouver, WA 98684 | Full Service B&M | $35,309 |
| Keybank National Association | 13245 Aurora Avenue North Seattle, WA 98133 | Full Service B&M | $21,190 |
| Keybank National Association | 1325 Avenue D Snohomish, WA 98290 | Full Service B&M | $72,061 |
| Keybank National Association | 13279 Harrell Parkway Noblesville, IN 46060 | Full Service B&M | $35,182 |
| Keybank National Association | 1329 Fourth Avenue Seattle, WA 98101 | Full Service B&M | $94,338 |
| Keybank National Association | 133 East Main Street Plainville, CT 6062 | Full Service B&M | $22,041 |
| Keybank National Association | 135 Main Street Freeport, ME 4032 | Full Service B&M | $46,701 |
| Keybank National Association | 1352 South Main Street Adrian, MI 49221 | Full Service B&M | $65,899 |
| Keybank National Association | 1360 Michigan Avenue Waterville, OH 43566 | Full Service B&M | $92,839 |
| Keybank National Association | 1411 West Columbia Road Westlake, OH 44145 | Full Service B&M | $109,931 |
| Keybank National Association | 1420 Denver West Boulevard Lakewood, CO 80401 | Full Service B&M | $64,738 |
| Keybank National Association | 1425 East 72nd Street Tacoma, WA 98404 | Full Service B&M | $50,838 |
| Keybank National Association | 1435 W 9000 S West Jordan, UT 84088 | Full Service B&M | $67,643 |
| Keybank National Association | 1435 Warren Road Lakewood, OH 44107 | Full Service B&M | $240,680 |
| Keybank National Association | 144 High Street Caribou, ME 4736 | Full Service B&M | $51,669 |
| Keybank National Association | 14412 Orchard Pkwy Westminster, CO 80023 | Full Service B&M | $30,708 |
| Keybank National Association | 1442 East Michigan Avenue Ypsilanti, MI 48198 | Full Service B&M | $84,010 |
| Keybank National Association | 145 Eastern Boulevard Canandaigua, NY 14424 | Full Service B&M | $69,982 |
| Keybank National Association | 145 North Chestnut Street Ravenna, OH 44266 | Full Service B&M | $69,167 |
| Keybank National Association | 1455 French Road Depew, NY 14043 | Full Service B&M | $423,239 |
| Keybank National Association | 1468 West Gore Road Erie, PA 16509 | Full Service B&M | $59,659 |
| Keybank National Association | 1475 Mount Hope Avenue Rochester, NY 14620 | Full Service B&M | $70,019 |
| Keybank National Association | 1500 West 25th Street Cleveland, OH 44113 | Full Service B&M | $58,812 |
| Keybank National Association | 15000 St. Clair Avenue Cleveland, OH 44110 | Full Service B&M | $78,828 |
| Keybank National Association | 1505 Rt 22 Brewster, NY 10509 | Full Service B&M | $88,486 |
| Keybank National Association | 1509 Freeport Road Natrona Heights, PA 15065 | Full Service B&M | $74,129 |
| Keybank National Association | 1510 West Genesee St Syracuse, NY 13204 | Full Service B&M | $45,134 |
| Keybank National Association | 15110 Ne 24th Street Redmond, WA 98052 | Full Service B&M | $99,755 |
| Keybank National Association | 15117 Meridian, E Puyallup, WA 98373 | Full Service B&M | $52,990 |
| Keybank National Association | 1515 North Whitley Drive Fruitland, ID 83619 | Full Service B&M | $53,815 |
| Keybank National Association | 1521 South 8th Street Colorado Springs, CO 80906 | Full Service B&M | $48,903 |
| Keybank National Association | 1532 Northeast 181st Street Portland, OR 97230 | Full Service B&M | $30,884 |
| Keybank National Association | 1532 Route 9 Clifton Park, NY 12065 | Full Service B&M | $137,134 |
| Keybank National Association | 1535 North Telegraph Road Monroe, MI 48162 | Full Service B&M | $111,895 |
| Keybank National Association | 1536 North West Market Street Seattle, WA 98107 | Full Service B&M | $99,848 |
| Keybank National Association | 154 Quaker Road Queensbury, NY 12804 | Full Service B&M | $121,954 |
| Keybank National Association | 1551 Valley Forge Road Lansdale, PA 19446 | Full Service B&M | $111,926 |
| Keybank National Association | 1555 Route 9 Wappingers Falls, NY 12590 | Full Service B&M | $110,385 |
| Keybank National Association | 1555 Snow Creek Drive Park City, UT 84060 | Full Service B&M | $65,512 |
| Keybank National Association | 15590 E. Broncos Pkwy Centennial, CO 80112 | Full Service B&M | $38,511 |
| Keybank National Association | 15590 West 64th Avenue Arvada, CO 80007 | Full Service B&M | $48,763 |
| Keybank National Association | 15805 S.W. 116th Avenue King City, OR 97224 | Full Service B&M | $56,275 |
| Keybank National Association | 1593 Washington Pike Bridgeville, PA 15017 | Full Service B&M | $85,638 |
| Keybank National Association | 16 Coleman St Chatham, NY 12037 | Full Service B&M | $97,722 |
| Keybank National Association | 160 Fairview Avenue Ste 123 Hudson, NY 12534 | Full Service B&M | $260,332 |
| Keybank National Association | 1600 Commercial Avenue Anacortes, WA 98221 | Full Service B&M | $37,334 |
| Keybank National Association | 1609 Main Street Pleasant Valley, NY 12569 | Full Service B&M | $66,981 |
| Keybank National Association | 161 East Market Street Nappanee, IN 46550 | Full Service B&M | $52,120 |
| Keybank National Association | 1610 West Oak Street Zionsville, IN 46077 | Full Service B&M | $37,079 |
| Keybank National Association | 1612 Broadway Toledo, OH 43609 | Full Service B&M | $31,753 |
| Keybank National Association | 162 High Street Ellsworth, ME 4605 | Full Service B&M | $42,680 |
| Keybank National Association | 1620 East State Road 44 Shelbyville, IN 46176 | Full Service B&M | $133,687 |
| Keybank National Association | 1620 South Water Street Kent, OH 44240 | Full Service B&M | $104,002 |
| Keybank National Association | 16202 Bothell Everett Hwy Mill Creek, WA 98012 | Full Service B&M | $73,931 |
| Keybank National Association | 16210 Bryant Rd Lake Oswego, OR 97035 | Full Service B&M | $116,446 |
| Keybank National Association | 1625 Mohawk Rd Springfield, OR 97477 | Full Service B&M | $78,822 |
| Keybank National Association | 163 Providence Street Putnam, CT 6260 | Full Service B&M | $75,694 |
| Keybank National Association | 1633 East First Street Port Angeles, WA 98362 | Full Service B&M | $64,395 |
| Keybank National Association | 164 Middletown Road Columbia, CT 6237 | Full Service B&M | $68,931 |
| Keybank National Association | 16401 Redmond Way Redmond, WA 98052 | Full Service B&M | $144,265 |
| Keybank National Association | 1646 Williams Highway Grants Pass, OR 97527 | Full Service B&M | $59,428 |
| Keybank National Association | 1650 East Fairview Avenue Meridian, ID 83642 | Full Service B&M | $73,606 |
| Keybank National Association | 1665 Blue Lakes Boulevard North Twin Falls, ID 83303 | Full Service B&M | $52,201 |
| Keybank National Association | 1672 West Fifth Avenue Columbus, OH 43212 | Full Service B&M | $74,135 |
| Keybank National Association | 1674 County Route 7a Copake, NY 12516 | Full Service B&M | $99,310 |
| Keybank National Association | 1675 Broadway Denver, CO 80202 | Full Service B&M | $3,353,553 |
| Keybank National Association | 1675 Walden Avenue Cheektowaga, NY 14225 | Full Service B&M | $285,446 |
| Keybank National Association | 16796 East Smoky Hill Rd Aurora, CO 80015 | Full Service B&M | $28,201 |
| Keybank National Association | 17 Elm Street Potsdam, NY 13676 | Full Service B&M | $109,414 |
| Keybank National Association | 17 South Broadway Nyack, NY 10960 | Full Service B&M | $149,894 |
| Keybank National Association | 170 South Highland Avenue Ossining, NY 10562 | Full Service B&M | $116,266 |
| Keybank National Association | 1700 North 45th Street Seattle, WA 98103 | Full Service B&M | $75,238 |
| Keybank National Association | 1700 Park Street Hartford, CT 6106 | Full Service B&M | $29,311 |
| Keybank National Association | 1703 Route 9 Clifton Park, NY 12065 | Full Service B&M | $318,399 |
| Keybank National Association | 1708 Broadway Schenectady, NY 12306 | Full Service B&M | $116,406 |
| Keybank National Association | 1710 North High Street Columbus, OH 43201 | Full Service B&M | $10,475 |
| Keybank National Association | 17138 Lorain Avenue Cleveland, OH 44111 | Full Service B&M | $94,836 |
| Keybank National Association | 1715 Foxon Road North Branford, CT 6471 | Full Service B&M | $83,574 |
| Keybank National Association | 172 Maine Street Brunswick, ME 4011 | Full Service B&M | $186,430 |
| Keybank National Association | 1725 Black River Boulevard Rome, NY 13440 | Full Service B&M | $101,815 |
| Keybank National Association | 1730 Murray Avenue Pittsburgh, PA 15217 | Full Service B&M | $149,757 |
| Keybank National Association | 17311 Smokey Point Drive Arlington, WA 98223 | Full Service B&M | $64,265 |
| Keybank National Association | 17333 Southpark Center Strongsville, OH 44136 | Full Service B&M | $206,099 |
| Keybank National Association | 17455 Sw Farmington Road Aloha, OR 97007 | Full Service B&M | $109,713 |
| Keybank National Association | 175 Harrisville Road Ogden, UT 84404 | Full Service B&M | $74,582 |
| Keybank National Association | 175 West Road Ellington, CT 6029 | Full Service B&M | $80,153 |
| Keybank National Association | 1750 Hudson Street Longview, WA 98632 | Full Service B&M | $52,543 |
| Keybank National Association | 1750 Northwood Plaza Franklin, IN 46131 | Full Service B&M | $90,570 |
| Keybank National Association | 17500 Aurora Avenue, North Seattle, WA 98133 | Full Service B&M | $124,858 |
| Keybank National Association | 17601 Pacific Avenue Spanaway, WA 98387 | Full Service B&M | $79,785 |
| Keybank National Association | 1761 Post Road Fairfield, CT 6824 | Full Service B&M | $40,431 |
| Keybank National Association | 17747 Chillicothe Road Chagrin Falls, OH 44023 | Full Service B&M | $133,040 |
| Keybank National Association | 17818 First Avenue South Seattle, WA 98148 | Full Service B&M | $48,609 |
| Keybank National Association | 1795 Williston Road, P.O. Box 949 South Burlington, VT 5403 | Full Service B&M | $114,316 |
| Keybank National Association | 18 Tower Lane New Haven, CT 6519 | Limited, Mobile/Seasonal Office | $2,451 |
| Keybank National Association | 18 West Franklin Street Bellbrook, OH 45305 | Full Service B&M | $66,404 |
| Keybank National Association | 18 West Main Street Amelia, OH 45102 | Full Service B&M | $74,058 |
| Keybank National Association | 180 Telegraph Road Bellingham, WA 98226 | Full Service B&M | $97,956 |
| Keybank National Association | 1801 Route 286 Pittsburgh, PA 15239 | Full Service B&M | $71,547 |
| Keybank National Association | 1804 North Broad Street Lansdale, PA 19446 | Full Service B&M | $88,937 |
| Keybank National Association | 1808 Snow Road Parma, OH 44134 | Full Service B&M | $93,301 |
| Keybank National Association | 1815 Portland Road Newberg, OR 97132 | Full Service B&M | $76,361 |
| Keybank National Association | 1817 Columbia Turnpike South Schodack, NY 12033 | Full Service B&M | $103,799 |
| Keybank National Association | 1817 Nw 9th Street Corvallis, OR 97330 | Full Service B&M | $43,281 |
| Keybank National Association | 1825 Washington Road Pittsburgh, PA 15241 | Full Service B&M | $231,725 |
| Keybank National Association | 183 East Main Street Ashland, OR 97520 | Full Service B&M | $83,640 |
| Keybank National Association | 18324 Bagley Road Middleburg Heights, OH 44130 | Full Service B&M | $156,552 |
| Keybank National Association | 1836 Coventry Road Cleveland, OH 44118 | Full Service B&M | $100,691 |
| Keybank National Association | 184 South Union Street Spencerport, NY 14559 | Full Service B&M | $82,663 |
| Keybank National Association | 1848 Empire Boulevard Webster, NY 14580 | Full Service B&M | $164,384 |
| Keybank National Association | 185 Main St Brattleboro, VT 5301 | Full Service B&M | $44,746 |
| Keybank National Association | 185 Route 7 Milton, VT 5468 | Full Service B&M | $53,580 |
| Keybank National Association | 185 South State Street Orem, UT 84058 | Full Service B&M | $123,565 |
| Keybank National Association | 1851 Bethlehem Pike Flourtown, PA 19031 | Full Service B&M | $23,591 |
| Keybank National Association | 1858 South Wadsworth Boulevard Lakewood, CO 80232 | Full Service B&M | $66,227 |
| Keybank National Association | 186 Granville Street Gahanna, OH 43230 | Full Service B&M | $112,298 |
| Keybank National Association | 18650 S.W. Boones Ferry Road Tualatin, OR 97062 | Full Service B&M | $85,967 |
| Keybank National Association | 188 Main Street Yarmouth, ME 4096 | Full Service B&M | $114,142 |
| Keybank National Association | 19 South Beeson Boulevard Uniontown, PA 15401 | Full Service B&M | $161,558 |
| Keybank National Association | 1900 Central Avenue Albany, NY 12205 | Full Service B&M | $68,736 |
| Keybank National Association | 1901 North Wayne Street Angola, IN 46703 | Full Service B&M | $72,279 |
| Keybank National Association | 1902 - 110th Street, S.E. Everett, WA 98208 | Full Service B&M | $50,777 |
| Keybank National Association | 1908 State Road Cuyahoga Falls, OH 44223 | Full Service B&M | $67,015 |
| Keybank National Association | 19161 Southeast Mill Plain Boulevard Vancouver, WA 98683 | Full Service B&M | $58,766 |
| Keybank National Association | 1918 Southwest Campus Drive Federal Way, WA 98023 | Full Service B&M | $69,878 |
| Keybank National Association | 1920 1st Ave S Seattle, WA 98134 | Full Service B&M | $40,479 |
| Keybank National Association | 1920 Tiffin Avenue Findlay, OH 45840 | Full Service B&M | $59,974 |
| Keybank National Association | 1920 Twelfth Street Hood River, OR 97031 | Full Service B&M | $107,394 |
| Keybank National Association | 19234 Detroit Road Rocky River, OH 44116 | Full Service B&M | $74,452 |
| Keybank National Association | 1930 Niagara Falls Boulevard Tonawanda, NY 14150 | Full Service B&M | $251,066 |
| Keybank National Association | 1933 28th St Boulder, CO 80301 | Full Service B&M | $70,855 |
| Keybank National Association | 1933 West Henderson Road Upper Arlington, OH 43220 | Full Service B&M | $35,729 |
| Keybank National Association | 1939 West 4700 South Taylorsville, UT 84118 | Full Service B&M | $51,644 |
| Keybank National Association | 1941 Route 52 Hopewell Junction, NY 12533 | Full Service B&M | $100,618 |
| Keybank National Association | 1942 East 105th Street Cleveland, OH 44106 | Full Service B&M | $86,635 |
| Keybank National Association | 195 Church Street New Haven, CT 6510 | Full Service B&M | $240,352 |
| Keybank National Association | 19649 Highway 410 East Bonney Lake, WA 98391 | Full Service B&M | $96,778 |
| Keybank National Association | 19730 Darden Road South Bend, IN 46637 | Full Service B&M | $31,770 |
| Keybank National Association | 19735 10th Ave Ne Poulsbo, WA 98370 | Full Service B&M | $42,597 |
| Keybank National Association | 19747 Old Highway 99 Sw Rochester, WA 98579 | Full Service B&M | $65,510 |
| Keybank National Association | 1980 River Road Eugene, OR 97404 | Full Service B&M | $60,520 |
| Keybank National Association | 19820 44th Avenue West Lynnwood, WA 98036 | Full Service B&M | $93,061 |
| Keybank National Association | 19830 S.E. Highway 212 Damascus, OR 97015 | Full Service B&M | $84,313 |
| Keybank National Association | 1990 East Dublin-Granville Road Columbus, OH 43229 | Full Service B&M | $57,042 |
| Keybank National Association | 2 Franklin Avenue Clinton, NY 13323 | Full Service B&M | $55,877 |
| Keybank National Association | 2 Glocker Way Pottstown, PA 19465 | Full Service B&M | $56,458 |
| Keybank National Association | 2 Middle River Drive Stafford Springs, CT 6076 | Full Service B&M | $49,431 |
| Keybank National Association | 2 Scammon Street Saco, ME 4072 | Full Service B&M | $83,275 |
| Keybank National Association | 20 Cedar Street Kerhonkson, NY 12446 | Full Service B&M | $56,440 |
| Keybank National Association | 20 Main Street Old Saybrook, CT 6475 | Full Service B&M | $67,443 |
| Keybank National Association | 20 North Main Street Knox, IN 46534 | Full Service B&M | $79,503 |
| Keybank National Association | 20 West Skippack Pike Ambler, PA 19002 | Full Service B&M | $31,567 |
| Keybank National Association | 200 Bolsted Avenue East Long Beach, WA 98631 | Full Service B&M | $85,902 |
| Keybank National Association | 200 Broadway Street Denver, CO 80203 | Full Service B&M | $90,821 |
| Keybank National Association | 200 Northwest Second Avenue Canby, OR 97013 | Full Service B&M | $54,993 |
| Keybank National Association | 200 Oakdale Mall Johnson City, NY 13790 | Full Service B&M | $111,830 |
| Keybank National Association | 200 W Lancaster Ave Frazer, PA 19355 | Full Service B&M | $48,693 |
| Keybank National Association | 200 Washington Street Watertown, NY 13601 | Full Service B&M | $159,139 |
| Keybank National Association | 200 West Beau Street Washington, PA 15301 | Full Service B&M | $128,342 |
| Keybank National Association | 2001 Murray Avenue Pittsburgh, PA 15217 | Limited, Drive-thru | $0 |
| Keybank National Association | 201 5th Ave Gloversville, NY 12078 | Full Service B&M | $78,995 |
| Keybank National Association | 201 Amherst Street Buffalo, NY 14207 | Full Service B&M | $70,956 |
| Keybank National Association | 201 Grand Avenue New Haven, CT 6513 | Full Service B&M | $32,556 |
| Keybank National Association | 201 Madison Street Port Clinton, OH 43452 | Full Service B&M | $66,920 |
| Keybank National Association | 201 North Lucille Street Wasilla, AK 99654 | Full Service B&M | $60,644 |
| Keybank National Association | 201 North Main Street Tooele, UT 84074 | Full Service B&M | $84,946 |
| Keybank National Association | 201 Ronda Ct North Huntingdon, PA 15642 | Full Service B&M | $63,657 |
| Keybank National Association | 201 South Warren Street Syracuse, NY 13202 | Limited, Administrative | $0 |
| Keybank National Association | 201 South Warren Street Syracuse, NY 13202 | Full Service B&M | $843,864 |
| Keybank National Association | 201 Swanton Road Saint Albans, VT 5478 | Full Service B&M | $69,247 |
| Keybank National Association | 201 West Main Street Centralia, WA 98531 | Full Service B&M | $56,355 |
| Keybank National Association | 20111 Route 19 Cranberry Township, PA 16066 | Full Service B&M | $91,599 |
| Keybank National Association | 202 Main Street Oneonta, NY 13820 | Full Service B&M | $116,339 |
| Keybank National Association | 20290 East Smokey Hill Road Centennial, CO 80015 | Full Service B&M | $40,669 |
| Keybank National Association | 203 Main St Danielson, CT 6239 | Full Service B&M | $49,053 |
| Keybank National Association | 2030 Sheridan Drive Tonawanda, NY 14223 | Full Service B&M | $166,769 |
| Keybank National Association | 2031 Doubleday Avenue Ballston Spa, NY 12020 | Full Service B&M | $84,090 |
| Keybank National Association | 205 East National Road Vandalia, OH 45377 | Full Service B&M | $141,758 |
| Keybank National Association | 2050 Western Avenue Guilderland, NY 12084 | Full Service B&M | $270,748 |
| Keybank National Association | 20633 Center Ridge Rocky River, OH 44116 | Full Service B&M | $334,102 |
| Keybank National Association | 2066 George Urban Boulevard Depew, NY 14043 | Full Service B&M | $147,515 |
| Keybank National Association | 207 North University Avenue Provo, UT 84601 | Full Service B&M | $59,382 |
| Keybank National Association | 2080 Route 32 Modena, NY 12548 | Full Service B&M | $41,532 |
| Keybank National Association | 209 North Main Street Sellersville, PA 18960 | Full Service B&M | $30,599 |
| Keybank National Association | 2095 Northwest 185th Avenue Hillsboro, OR 97124 | Full Service B&M | $62,864 |
| Keybank National Association | 20974 State Route 3 Watertown, NY 13601 | Full Service B&M | $52,826 |
| Keybank National Association | 21 Cottage Street Lockport, NY 14094 | Limited, Drive-thru | $0 |
| Keybank National Association | 2105 Queen Anne Avenue North Seattle, WA 98109 | Full Service B&M | $34,868 |
| Keybank National Association | 211 Amity Road Woodbridge, CT 6525 | Full Service B&M | $112,984 |
| Keybank National Association | 211 South Main Street Colville, WA 99114 | Full Service B&M | $124,830 |
| Keybank National Association | 21105 Bothell Everett Hwy Bothell, WA 98021 | Full Service B&M | $44,700 |
| Keybank National Association | 212 East College Way Mount Vernon, WA 98273 | Full Service B&M | $62,334 |
| Keybank National Association | 2130 Hilliard-Rome Road Hilliard, OH 43026 | Full Service B&M | $30,954 |
| Keybank National Association | 21327 Sw Sherwood Boulevard Sherwood, OR 97140 | Full Service B&M | $46,884 |
| Keybank National Association | 214 East Main St. Monroe, WA 98272 | Full Service B&M | $54,350 |
| Keybank National Association | 214 South Chapel Boulevard Louisville, OH 44641 | Full Service B&M | $110,480 |
| Keybank National Association | 215 Merrow Rd Tolland, CT 6084 | Full Service B&M | $188,656 |
| Keybank National Association | 215 Tecumseh Road Syracuse, NY 13224 | Full Service B&M | $125,072 |
| Keybank National Association | 2155 Penfield Road Penfield, NY 14526 | Full Service B&M | $121,819 |
| Keybank National Association | 2157 Seneca Street Buffalo, NY 14210 | Full Service B&M | $153,454 |
| Keybank National Association | 2161 South Byrne Road Toledo, OH 43614 | Full Service B&M | $186,242 |
| Keybank National Association | 2180 Grand Island Blvd Grand Island, NY 14072 | Full Service B&M | $89,503 |
| Keybank National Association | 2185 Warrensville Center Road University Heights, OH 44118 | Full Service B&M | $171,311 |
| Keybank National Association | 219 South Main Street Akron, OH 44308 | Full Service B&M | $975,137 |
| Keybank National Association | 22 East Pike Street Houston, PA 15342 | Full Service B&M | $75,552 |
| Keybank National Association | 22 Swartz Ave Chalfont, PA 18914 | Full Service B&M | $49,238 |
| Keybank National Association | 220 Center Street, Suite 1a Chardon, OH 44024 | Full Service B&M | $57,517 |
| Keybank National Association | 22033 Marine View Dr S Des Moines, WA 98198 | Full Service B&M | $94,856 |
| Keybank National Association | 2207 West Stadium Boulevard Ann Arbor, MI 48103 | Full Service B&M | $1,113,262 |
| Keybank National Association | 2209 South Salina Street Syracuse, NY 13205 | Full Service B&M | $38,463 |
| Keybank National Association | 221 North Main Street Goshen, IN 46526 | Full Service B&M | $65,361 |
| Keybank National Association | 22115 Meridian Ave., East Graham, WA 98338 | Full Service B&M | $69,632 |
| Keybank National Association | 2225 Washtenaw Avenue Ypsilanti, MI 48197 | Full Service B&M | $46,775 |
| Keybank National Association | 22481 Lake Shore Boulevard Euclid, OH 44123 | Full Service B&M | $88,336 |
| Keybank National Association | 225 N. Comrie Avenue Johnstown, NY 12095 | Full Service B&M | $133,297 |
| Keybank National Association | 225 Park Avenue West Springfield, MA 1089 | Full Service B&M | $988,238 |
| Keybank National Association | 225 Trumbull Street Hartford, CT 6103 | Full Service B&M | $17,762 |
| Keybank National Association | 2255 E Ridge Rd Rochester, NY 14622 | Full Service B&M | $116,166 |
| Keybank National Association | 2299 Highland Drive Salt Lake City, UT 84106 | Full Service B&M | $166,622 |
| Keybank National Association | 23 Water Street Bangor, ME 4401 | Full Service B&M | $123,097 |
| Keybank National Association | 23 West Kennewick Avenue Kennewick, WA 99336 | Full Service B&M | $49,829 |
| Keybank National Association | 23 Whitten Road Augusta, ME 4330 | Full Service B&M | $115,187 |
| Keybank National Association | 230 North Telegraph Road Dearborn, MI 48128 | Full Service B&M | $26,495 |
| Keybank National Association | 2305 South Colorado Boulevard Denver, CO 80222 | Full Service B&M | $68,644 |
| Keybank National Association | 2310 Northwest Everett Street Portland, OR 97210 | Full Service B&M | $84,149 |
| Keybank National Association | 23116 Telegraph Road Brownstown, MI 48134 | Full Service B&M | $24,228 |
| Keybank National Association | 2315 N. Triphammer Road Ithaca, NY 14850 | Full Service B&M | $51,214 |
| Keybank National Association | 2318 Delaware Avenue Buffalo, NY 14216 | Full Service B&M | $114,621 |
| Keybank National Association | 232 Main Street Bridgton, ME 4009 | Full Service B&M | $96,377 |
| Keybank National Association | 232 West Main Street Avon, CT 6001 | Full Service B&M | $25,805 |
| Keybank National Association | 2327 Us Route 9w Ravena, NY 12143 | Full Service B&M | $76,178 |
| Keybank National Association | 234 Seward Street Juneau, AK 99801 | Full Service B&M | $45,228 |
| Keybank National Association | 2345 Stringtown Road Grove City, OH 43123 | Full Service B&M | $109,815 |
| Keybank National Association | 2361 Clover Basin Drive Longmont, CO 80503 | Full Service B&M | $27,525 |
| Keybank National Association | 2386 Summer Street Stamford, CT 6905 | Full Service B&M | $56,561 |
| Keybank National Association | 23905 Southeast Kent Kangley Road Maple Valley, WA 98038 | Full Service B&M | $57,999 |
| Keybank National Association | 23928 225th Way Se Maple Valley, WA 98038 | Full Service B&M | $47,010 |
| Keybank National Association | 2401 34th Avenue West Seattle, WA 98199 | Full Service B&M | $163,545 |
| Keybank National Association | 241 Saratoga Road Glenville, NY 12302 | Full Service B&M | $104,152 |
| Keybank National Association | 2412 Ferguson Road Allison Park, PA 15101 | Full Service B&M | $71,482 |
| Keybank National Association | 2421 Main Street Buffalo, NY 14214 | Full Service B&M | $126,174 |
| Keybank National Association | 2421 Plymouth Road Ann Arbor, MI 48105 | Full Service B&M | $49,244 |
| Keybank National Association | 2429 Military Road Niagara Falls, NY 14304 | Full Service B&M | $105,980 |
| Keybank National Association | 245 Main Street East Haven, CT 6512 | Full Service B&M | $176,006 |
| Keybank National Association | 245 West Bridge Street Catskill, NY 12414 | Full Service Retail | $103,714 |
| Keybank National Association | 2460 Baseline Road Boulder, CO 80305 | Full Service B&M | $18,322 |
| Keybank National Association | 24600 Chagrin Boulevard Beachwood, OH 44122 | Full Service B&M | $226,053 |
| Keybank National Association | 2491 Washington Blvd Ogden, UT 84401 | Full Service B&M | $82,241 |
| Keybank National Association | 25 Main Street Hamburg, NY 14075 | Full Service B&M | $232,461 |
| Keybank National Association | 25 Market Street South Portland, ME 4106 | Full Service B&M | $155,553 |
| Keybank National Association | 25 South Main Street Homer, NY 13077 | Full Service B&M | $141,588 |
| Keybank National Association | 250 Delaware Avenue (Suite 110) Buffalo, NY 14202 | Full Service B&M | $444,242 |
| Keybank National Association | 250 East Main Street Clinton, CT 6413 | Full Service B&M | $58,735 |
| Keybank National Association | 2500 1st Ave. Seattle, WA 98121 | Full Service B&M | $30,452 |
| Keybank National Association | 2501 Tongass Avenue Ketchikan, AK 99901 | Full Service B&M | $30,117 |
| Keybank National Association | 2510 Main Street Glastonbury, CT 6033 | Full Service B&M | $195,200 |
| Keybank National Association | 2520 West 26th Street Erie, PA 16506 | Full Service B&M | $86,795 |
| Keybank National Association | 2532 Columbus Avenue Sandusky, OH 44870 | Full Service B&M | $101,869 |
| Keybank National Association | 2547 Youngstown-Lockport Road Ransomville, NY 14131 | Full Service B&M | $127,809 |
| Keybank National Association | 256 A Avenue Lake Oswego, OR 97034 | Full Service B&M | $83,002 |
| Keybank National Association | 256 Third St. California, PA 15419 | Full Service B&M | $45,723 |
| Keybank National Association | 256 Us Route 1 Falmouth, ME 4105 | Full Service B&M | $130,407 |
| Keybank National Association | 2566 Aurora Road Twinsburg, OH 44087 | Full Service B&M | $104,381 |
| Keybank National Association | 2598 Barnett Road Medford, OR 97504 | Full Service B&M | $91,718 |
| Keybank National Association | 26 West Main Street Sodus, NY 14551 | Full Service B&M | $51,555 |
| Keybank National Association | 260 West Ridge Pike Limerick, PA 19468 | Full Service B&M | $163,541 |
| Keybank National Association | 2600 Route 55 Poughquag, NY 12570 | Full Service B&M | $90,553 |
| Keybank National Association | 2624 Egypt Road Norristown, PA 19403 | Full Service B&M | $69,966 |
| Keybank National Association | 2633 North Pearl Street Tacoma, WA 98407 | Full Service B&M | $56,404 |
| Keybank National Association | 26380 Brookpark Road North Olmsted, OH 44070 | Full Service B&M | $219,108 |
| Keybank National Association | 2652 Erie Avenue Cincinnati, OH 45208 | Full Service B&M | $95,723 |
| Keybank National Association | 2655 East 17th Street Idaho Falls, ID 83406 | Full Service B&M | $55,393 |
| Keybank National Association | 267 Wall Street Kingston, NY 12401 | Full Service B&M | $98,550 |
| Keybank National Association | 268 Grant Avenue Auburn, NY 13021 | Full Service B&M | $127,217 |
| Keybank National Association | 2680 Jorie Lane Ne Keizer, OR 97303 | Full Service B&M | $36,923 |
| Keybank National Association | 2689 Se Burnside Road Gresham, OR 97080 | Full Service B&M | $49,987 |
| Keybank National Association | 2693 West Evans Avenue Denver, CO 80219 | Full Service B&M | $25,064 |
| Keybank National Association | 27 East Main Street North East, PA 16428 | Full Service B&M | $40,642 |
| Keybank National Association | 270 Market Lane Wexford, PA 15090 | Full Service B&M | $30,227 |
| Keybank National Association | 270 Martine Avenue White Plains, NY 10601 | Full Service B&M | $101,539 |
| Keybank National Association | 270 South Little Tor Road New City, NY 10956 | Full Service B&M | $119,271 |
| Keybank National Association | 2701 North Michigan Street Plymouth, IN 46563 | Full Service B&M | $33,654 |
| Keybank National Association | 2707 Colby Avenue Everett, WA 98201 | Full Service B&M | $59,757 |
| Keybank National Association | 2707 Colby Avenue, Suite 600 Everett, WA 98208 | Limited, Administrative | $0 |
| Keybank National Association | 271 S.W. Broadway Estacada, OR 97023 | Full Service B&M | $102,975 |
| Keybank National Association | 27205 172nd Avenue Se Kent, WA 98042 | Full Service B&M | $83,215 |
| Keybank National Association | 2731 77th Avenue, S.E. Mercer Island, WA 98040 | Full Service B&M | $108,312 |
| Keybank National Association | 27323 Wolf Road Bay Village, OH 44140 | Full Service B&M | $127,833 |
| Keybank National Association | 274 Elmwood Avenue Buffalo, NY 14222 | Full Service B&M | $256,613 |
| Keybank National Association | 275 Andover Park West Tukwila, WA 98188 | Full Service B&M | $58,436 |
| Keybank National Association | 2776 North Speer Boulevard Denver, CO 80211 | Full Service B&M | $50,414 |
| Keybank National Association | 278 Main Street Harleysville, PA 19438 | Full Service B&M | $207,121 |
| Keybank National Association | 2791 Ridge Road West Rochester, NY 14626 | Full Service B&M | $111,320 |
| Keybank National Association | 28 Lecount Place New Rochelle, NY 10801 | Full Service B&M | $132,163 |
| Keybank National Association | 28 West Market Street Red Hook, NY 12571 | Full Service B&M | $105,327 |
| Keybank National Association | 280 Easton Road Warrington, PA 18976 | Full Service B&M | $67,346 |
| Keybank National Association | 280 North Main Street Logan, UT 84321 | Full Service B&M | $72,392 |
| Keybank National Association | 2801 Cassopolis Street Elkhart, IN 46514 | Full Service B&M | $84,707 |
| Keybank National Association | 2801 James Street Syracuse, NY 13206 | Full Service B&M | $141,313 |
| Keybank National Association | 281 Troy Road Rensselaer, NY 12144 | Full Service B&M | $304,018 |
| Keybank National Association | 282 Main Street Binghamton, NY 13905 | Full Service B&M | $120,203 |
| Keybank National Association | 28200 Miles Road. Suite A Solon, OH 44139 | Full Service B&M | $76,127 |
| Keybank National Association | 2829 West 11th Street Eugene, OR 97402 | Full Service B&M | $74,305 |
| Keybank National Association | 2855 East Main Street Columbus, OH 43209 | Full Service B&M | $63,945 |
| Keybank National Association | 2856 Whitney Ave Hamden, CT 6518 | Full Service B&M | $122,011 |
| Keybank National Association | 2858 Delaware Avenue Kenmore, NY 14217 | Full Service B&M | $211,383 |
| Keybank National Association | 286 Water Street Augusta, ME 4330 | Full Service B&M | $54,796 |
| Keybank National Association | 2898 Se 67th Avenue Hillsboro, OR 97123 | Full Service B&M | $36,470 |
| Keybank National Association | 29 Bangor Mall Boulevard Bangor, ME 4401 | Full Service B&M | $63,846 |
| Keybank National Association | 290 South 1300 East Salt Lake City, UT 84102 | Full Service B&M | $75,322 |
| Keybank National Association | 291 South 2nd Morton, WA 98356 | Full Service B&M | $62,044 |
| Keybank National Association | 2920 Harrison Avenue Nw Olympia, WA 98502 | Full Service B&M | $66,103 |
| Keybank National Association | 29310 Euclid Avenue Wickliffe, OH 44092 | Full Service B&M | $97,309 |
| Keybank National Association | 2938 Route 9 Valatie, NY 12184 | Full Service B&M | $146,756 |
| Keybank National Association | 2950 Miamisburg-Centerville Road Miamisburg, OH 45459 | Full Service B&M | $66,939 |
| Keybank National Association | 2950 West Belleview Avenue Littleton, CO 80123 | Full Service B&M | $29,635 |
| Keybank National Association | 2952 Saunders Settlement Road Sanborn, NY 14132 | Full Service B&M | $95,699 |
| Keybank National Association | 2971 Macarthur Road Whitehall, PA 18052 | Full Service B&M | $35,592 |
| Keybank National Association | 298 Veterans Way Warminster, PA 18974 | Full Service B&M | $63,660 |
| Keybank National Association | 29900 Detroit Road Westlake, OH 44145 | Full Service B&M | $213,069 |
| Keybank National Association | 301 Second Street Liverpool, NY 13088 | Full Service B&M | $125,036 |
| Keybank National Association | 3 Cavalry Drive New City, NY 10956 | Full Service B&M | $106,230 |
| Keybank National Association | 3 Maple Road Voorheesville, NY 12186 | Full Service B&M | $89,997 |
| Keybank National Association | 3 North Route 9 West West Haverstraw, NY 10993 | Full Service B&M | $170,171 |
| Keybank National Association | 3 West Main Street Pawling, NY 12564 | Full Service B&M | $75,434 |
| Keybank National Association | 300 Madison Avenue Toledo, OH 43604 | Full Service B&M | $649,725 |
| Keybank National Association | 300 North Tioga Street Ithaca, NY 14850 | Full Service B&M | $82,985 |
| Keybank National Association | 300 Sixth Avenue Pittsburgh, PA 15222 | Full Service B&M | $80,798 |
| Keybank National Association | 300 South Main Street Bowling Green, OH 43402 | Full Service B&M | $138,001 |
| Keybank National Association | 300 West Oak Street Fort Collins, CO 80521 | Full Service B&M | $52,001 |
| Keybank National Association | 3000 East Main Street Cortlandt Manor, NY 10567 | Full Service B&M | $73,685 |
| Keybank National Association | 3000 West Chicago Boulevard Tecumseh Township, MI 49286 | Full Service B&M | $40,097 |
| Keybank National Association | 3001 Cleveland Avenue Sw Canton, OH 44707 | Full Service B&M | $105,716 |
| Keybank National Association | 3016 Route 50 Saratoga Springs, NY 12866 | Full Service B&M | $197,788 |
| Keybank National Association | 302 West First Street Wapato, WA 98951 | Full Service B&M | $38,656 |
| Keybank National Association | 30200 Chagrin Boulevard Pepper Pike, OH 44124 | Full Service B&M | $253,283 |
| Keybank National Association | 303 Broadway Cincinnati, OH 45202 | Limited, Administrative | $0 |
| Keybank National Association | 3030 Secor Road Toledo, OH 43606 | Full Service B&M | $97,254 |
| Keybank National Association | 3030 Union Road Orchard Park, NY 14127 | Full Service B&M | $230,534 |
| Keybank National Association | 3031 Collingwood Boulevard Toledo, OH 43610 | Full Service B&M | $37,389 |
| Keybank National Association | 305 East Second Street Grandview, WA 98930 | Full Service B&M | $43,061 |
| Keybank National Association | 3050 Niagara Falls Boulevard Amherst, NY 14228 | Full Service B&M | $165,543 |
| Keybank National Association | 3055 East Overland Road Meridian, ID 83642 | Full Service B&M | $64,465 |
| Keybank National Association | 306 West Ferry Street Buffalo, NY 14213 | Full Service B&M | $40,314 |
| Keybank National Association | 3083 Carman Road Schenectady, NY 12303 | Full Service B&M | $89,663 |
| Keybank National Association | 3085 S Academy Blvd Colorado Springs, CO 80916 | Full Service B&M | $31,801 |
| Keybank National Association | 309 S 9th Street Caldwell, ID 83605 | Full Service B&M | $75,327 |
| Keybank National Association | 31 Main Street Hebron, CT 6248 | Full Service B&M | $65,904 |
| Keybank National Association | 310 South Third Street Harrisburg, OR 97446 | Full Service B&M | $71,425 |
| Keybank National Association | 3110 West 117th Street Cleveland, OH 44111 | Full Service B&M | $123,483 |
| Keybank National Association | 3120 Tremont Road Columbus, OH 43221 | Full Service B&M | $79,898 |
| Keybank National Association | 313 Main Street Eastchester, NY 10709 | Full Service B&M | $46,115 |
| Keybank National Association | 3134 Bailey Avenue Buffalo, NY 14215 | Full Service B&M | $138,114 |
| Keybank National Association | 314 Center Street Ludlow, MA 1056 | Full Service B&M | $22,517 |
| Keybank National Association | 314 East Third Avenue Moses Lake, WA 98837 | Full Service B&M | $98,241 |
| Keybank National Association | 3144 East State Street Eagle, ID 83616 | Full Service B&M | $48,537 |
| Keybank National Association | 315 E 2nd St Salem, OH 44460 | Full Service B&M | $76,961 |
| Keybank National Association | 315 N Main St Barre, VT 5641 | Full Service B&M | $49,273 |
| Keybank National Association | 315 Second Avenue Warren, PA 16365 | Full Service B&M | $89,635 |
| Keybank National Association | 315 State Street Schenectady, NY 12305 | Full Service B&M | $59,440 |
| Keybank National Association | 316 Main Street Yalesville, CT 6492 | Full Service B&M | $63,137 |
| Keybank National Association | 3160 Navarre Avenue Oregon, OH 43616 | Full Service B&M | $109,597 |
| Keybank National Association | 3171 Sheridan Drive Amherst, NY 14226 | Full Service B&M | $560,087 |
| Keybank National Association | 3177 Latta Road Greece, NY 14612 | Full Service B&M | $175,718 |
| Keybank National Association | 318 West Columbus Avenue Corry, PA 16407 | Full Service B&M | $43,146 |
| Keybank National Association | 318 West Main Street Monongahela, PA 15063 | Full Service B&M | $123,040 |
| Keybank National Association | 3198 Belmont Avenue Youngstown, OH 44505 | Full Service B&M | $62,402 |
| Keybank National Association | 32 Jordan Street Skaneateles, NY 13152 | Full Service B&M | $99,864 |
| Keybank National Association | 32 Market Square Houlton, ME 4730 | Full Service B&M | $44,315 |
| Keybank National Association | 320 Orchard Park Road West Seneca, NY 14224 | Full Service B&M | $111,122 |
| Keybank National Association | 32000 Walker Road Avon Lake, OH 44012 | Full Service B&M | $123,028 |
| Keybank National Association | 3204 Tremainsville Road Toledo, OH 43613 | Full Service B&M | $135,291 |
| Keybank National Association | 321 15th Avenue East Seattle, WA 98112 | Full Service B&M | $106,287 |
| Keybank National Association | 322 Main Street West Haven, CT 6516 | Full Service B&M | $165,302 |
| Keybank National Association | 3225 Monroe Avenue Rochester, NY 14618 | Full Service B&M | $351,379 |
| Keybank National Association | 3230 Chili Ave Rochester, NY 14624 | Full Service B&M | $93,181 |
| Keybank National Association | 3235 Mill Vista Road Highlands Ranch, CO 80129 | Full Service B&M | $0 |
| Keybank National Association | 3240 E. 156th Ave, Se Bellevue, WA 98007 | Full Service B&M | $27,539 |
| Keybank National Association | 32400 Pacific Highway South Federal Way, WA 98003 | Full Service B&M | $82,995 |
| Keybank National Association | 3266 Steelyard Drive Cleveland, OH 44109 | Full Service B&M | $45,534 |
| Keybank National Association | 3283 Main Street Mexico, NY 13114 | Full Service B&M | $65,840 |
| Keybank National Association | 3294 Kemp Road Beavercreek, OH 45431 | Full Service B&M | $97,299 |
| Keybank National Association | 33 College Road Fairbanks, AK 99701 | Full Service B&M | $47,353 |
| Keybank National Association | 33 North Main Street Cortland, NY 13045 | Limited, Drive-thru | $0 |
| Keybank National Association | 33 Third Street Troy, NY 12180 | Full Service B&M | $172,912 |
| Keybank National Association | 330 West 14 Mile Road Clawson, MI 48017 | Full Service B&M | $40,775 |
| Keybank National Association | 3301 South Winton Road Rochester, NY 14623 | Full Service B&M | $145,153 |
| Keybank National Association | 331 Main Street Rockland, ME 4841 | Full Service B&M | $65,843 |
| Keybank National Association | 3314 East Chinden Boulevard Eagle, ID 83616 | Full Service B&M | $83,512 |
| Keybank National Association | 332 Central Way Kirkland, WA 98033 | Full Service B&M | $72,155 |
| Keybank National Association | 33275 Aurora Road Solon, OH 44139 | Full Service B&M | $256,445 |
| Keybank National Association | 333 Ford Street Ogdensburg, NY 13669 | Full Service B&M | $35,221 |
| Keybank National Association | 333 Freeport Street New Kensington, PA 15068 | Full Service B&M | $48,534 |
| Keybank National Association | 3337 Consaul Road Schenectady, NY 12304 | Full Service B&M | $247,813 |
| Keybank National Association | 3370 Warrensville Center Road Shaker Heights, OH 44122 | Full Service B&M | $216,467 |
| Keybank National Association | 34 Old Tavern Road Orange, CT 6477 | Full Service B&M | $128,883 |
| Keybank National Association | 3410 East First Avenue Denver, CO 80206 | Full Service B&M | $131,489 |
| Keybank National Association | 3413 West Genesee Street, Unit 202 Syracuse, NY 13219 | Full Service B&M | $101,372 |
| Keybank National Association | 342 Northeast Third Street Mcminnville, OR 97128 | Full Service B&M | $67,883 |
| Keybank National Association | 3434 South 152nd Street Seattle, WA 98188 | Full Service B&M | $71,977 |
| Keybank National Association | 344 W Middle Turnpike Manchester, CT 6040 | Full Service B&M | $147,617 |
| Keybank National Association | 348 East 12300 Draper, UT 84020 | Full Service B&M | $74,992 |
| Keybank National Association | 348 Hartford Turnpike Vernon, CT 6066 | Full Service B&M | $165,802 |
| Keybank National Association | 34801 Euclid Avenue Willoughby, OH 44094 | Full Service B&M | $109,197 |
| Keybank National Association | 350 South First Avenue Hillsboro, OR 97123 | Full Service B&M | $72,489 |
For 2021, Keybank had 1,035 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $4,348,388 |
| Net interest income | $4,137,232 |
| Total noninterest income | $2,474,776 |
| Gross Fiduciary activities income | $282,746 |
| Service charges on deposit accounts | $336,897 |
| Trading account gains and fees | $82,729 |
| Additional Noninterest Income | $1,772,404 |
| Pre-tax net operating income | $3,229,855 |
| Securities gains (or losses, -) | $-6,308 |
| Income before extraordinary items | $2,583,847 |
| Discontinued Operations (Extraordinary gains, net) | $12,772 |
| Net income of bank and minority interests | $2,596,619 |
| Minority interest net income | $0 |
| Net income | $2,596,619 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $2,588,893 |
Keybank's gross interest income from loans was $4,348,388,000.
Keybank's net interest income from loans was $4,137,232,000.
Keybank's fee based income from loans was $336,897,000.
Keybank's net income from loans was $2,596,619,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $211,156 |
| Provision for credit losses | $-417,632 |
| Total noninterest expense | $3,799,785 |
| Salaries and employee benefits | $2,096,705 |
| Premises and equipment expense | $370,911 |
| Additional noninterest expense | $1,332,169 |
| Applicable income taxes | $639,700 |
| Net charge-offs | $186,293 |
| Cash dividends | $1,925,000 |
Keybank's interest expense for loans was $211,156,000.
Keybank's payroll and benefits expense were $2,096,705,000.
Keybank's property, plant and equipment expenses $370,911,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 2.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.9% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $155,074,869 |
| Deposits held in domestic offices | $155,074,869 |
| Deposits by Individuals, partnerships, and corporations | $144,748,370 |
| Deposits by U.S. Government | $1,372 |
| Deposits by States and political subdivisions in the U.S. | $10,097,851 |
| Deposits by Commercial banks and other depository institutions in U.S. | $217,017 |
| Deposits by Banks in foreign countries | $10,259 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $16,289,507 |
| Demand deposits | $14,373,647 |
| Nontransaction accounts | $138,785,362 |
| Money market deposit accounts (MMDAs) | $127,425,912 |
| Other savings deposits (excluding MMDAs) | $7,503,841 |
| Total time deposits | $3,855,609 |
| Total time and savings deposits | $140,701,222 |
| Noninterest-bearing deposits | $52,077,243 |
| Interest-bearing deposits | $102,997,626 |
| Retail deposits | $153,577,618 |
| IRAs and Keogh plan accounts | $1,280,028 |
| Brokered deposits | $1,010,710 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $183,977,708 |
| Cash & Balances due from depository institutions | $11,383,661 |
| Interest-bearing balances | $10,396,551 |
| Total securities | $52,903,764 |
| Federal funds sold & reverse repurchase | $511,129 |
| Net loans and leases | $104,062,119 |
| Loan and leases loss allowance | $1,088,916 |
| Trading account assets | $1,904,650 |
| Bank premises and fixed assets | $1,279,493 |
| Other real estate owned | $20,076 |
| Goodwill and other intangibles | $3,279,974 |
| All other assets | $8,632,842 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $183,977,708 |
| Total Liabilities | $166,958,118 |
| Total deposits | $155,074,869 |
| Interest-bearing deposits | $102,997,626 |
| Deposits held in domestic offices | $155,074,869 |
| % insured (estimated) | $47 |
| Federal funds purchased and repurchase agreements | $172,533 |
| Trading liabilities | $165,338 |
| Other borrowed funds | $7,511,074 |
| Subordinated debt | $1,278,050 |
| All other liabilities | $2,756,254 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $104,062,119 |
| Loan and leases loss allowance | $1,088,916 |
| Total loans and leases (domestic) | $105,151,035 |
| All real estate loans | $41,754,890 |
| Real estate loans in domestic offices | $41,754,890 |
| Construction and development loans | $1,996,426 |
| Residential 1-4 family construction | $126 |
| Other construction, all land development and other land | $1,996,300 |
| Loans secured by nonfarm nonresidential properties | $9,318,662 |
| Nonfarm nonresidential secured by owner-occupied properties | $3,069,085 |
| Commercial real estate & other non-farm, non-residential | $6,249,577 |
| Multifamily residential real estate | $5,843,851 |
| 1-4 family residential loans | $24,504,157 |
| Farmland loans | $91,794 |
| Loans held in foreign offices | $0 |
| Farm loans | $491,081 |
| Commercial and industrial loans | $40,951,442 |
| To non-U.S. addressees | $1,451,116 |
| Loans to individuals | $7,361,828 |
| Credit card loans | $971,405 |
| Related Plans | $400,845 |
| Consumer Auto Loans | $157,628 |
| Other loans to individuals | $5,831,950 |
| All other loans & leases | $14,591,794 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $6,802,648 |
| Loans to depository institutions and acceptances of other banks | $22,579 |
| Loans not secured by real estate | $3,589,659 |
| Loans secured by real estate to non-U.S. addressees | $132,170 |
| Restructured Loans & leases | $130,988 |
| Non 1-4 family restructured loans & leases | $25,081 |
| Total loans and leases (foreign) | $63,292 |
KeyBank had $104,062,119,000 of loans outstanding in 2021. $41,754,890,000 of loans were in real estate loans. $1,996,426,000 of loans were in development loans. $5,843,851,000 of loans were in multifamily mortgage loans. $24,504,157,000 of loans were in 1-4 family mortgage loans. $491,081,000 of loans were in farm loans. $971,405,000 of loans were in credit card loans. $157,628,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 3,030 | $754,798 | $249,108 |
| Nonfarm, nonresidential loans - <$100k | 351 | $14,776 | $42,097 |
| Nonfarm, nonresidential loans - $100-250k | 950 | $113,049 | $118,999 |
| Nonfarm, nonresidential loans - $250k-1MM | 1,729 | $626,973 | $362,622 |
| Commercial & Industrial, US addressed loans - <$1MM | 64,062 | $3,152,794 | $49,215 |
| Commercial & Industrial, US addressed loans - <$100k | 52,928 | $809,155 | $15,288 |
| Commercial & Industrial, US addressed loans - $100-250k | 5,235 | $562,648 | $107,478 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 5,899 | $1,780,991 | $301,914 |
| Farmland loans - <$1MM | 29 | $4,368 | $150,621 |
| Farmland loans - <$100k | 4 | $141 | $35,250 |
| Farmland loans - $100-250k | 14 | $1,737 | $124,071 |
| Farmland loans - $250k-1MM | 11 | $2,490 | $226,364 |
| Agriculture operations loans - <$1MM | 93 | $12,798 | $137,613 |
| Agriculture operations loans - <$100k | 29 | $1,322 | $45,586 |
| Agriculture operations loans - $100-250k | 26 | $3,210 | $123,462 |
| Agriculture operations loans - $250k-1MM | 38 | $8,266 | $217,526 |
