Keybank Mortgage Rates, Fees & Info

3.4 stars - Updated: 4/17/25 - out of 5 stars, based on 91 reviews

Review & Overview

Keybank is a small bank specializing in Home Purchase loans. Keybank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Seattle, Buffalo, Cleveland, Portland, and New York among others. We have data for 296 markets. (Some data included below & more in-depth data is available with an active subscription.)

Keybank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Keybank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	10.16%	4/17/25
30 Year Conventional Purchase	6.79%	4/17/25
30 Year Conventional Refi	7.50%	4/17/25
30 Year Cash-out Refi	6.94%	4/17/25
30 Year FHA Purchase	6.95%	4/17/25
30 Year FHA Refi	6.76%	4/17/25
30 Year VA Purchase	6.18%	4/17/25
30 Year VA Refi	5.97%	4/17/25
15 Year Conventional Purchase	6.32%	4/17/25
15 Year Conventional Refi	8.58%	4/17/25
15 Year Cash-out Refi	8.58%	4/17/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Keybank Mortgage Calculator

Originations

8,251

Origination Dollar Volume (All Markets)

$2,198,525,000

Awards