Corning Mortgage Rates, Fees & Info

Corning, NY

LEI: 549300WK15ESCDNJ5M35

Tax ID: 16-6028994

5 stars - Updated: 3/17/24 - out of 5 stars, based on 50 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Corning is a smaller mortgage company specializing in Home Purchase loans. Corning has a high proportion of conventional loans. Their top markets by origination volume include: Wilmington, Corning, Elmira, Myrtle Beach, and Charlotte among others. We have data for 114 markets. (Some data included below & more in-depth data is available with an active subscription.)

Corning has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Corning is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 3/17/24
30 Year Conventional Purchase 6.17% 3/17/24
30 Year Conventional Refi 6.28% 3/17/24
30 Year Cash-out Refi 6.35% 3/17/24
30 Year VA Purchase 6.56% 3/17/24
15 Year Conventional Purchase 5.45% 3/17/24
15 Year Conventional Refi 5.63% 3/17/24
15 Year Cash-out Refi 5.63% 3/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Corning Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Corning. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,471

Origination Dollar Volume (All Markets)

$348,365,000
Show all (10) awards

Relative Rate

Corning's average 30 year fixed mortgage rate was 4.58%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.18%.

Relative Fees (Closing Costs)

Corning's average total fees/closing costs for a 30 year fixed rate mortgage were $3,774.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
WILMINGTON, NC (FHA|USDA|VA) 600 $95,090,000 $158,483 $3,214 4.19%
Corning, NY (FHA|USDA|VA) 466 $53,290,000 $114,356 $3,355 4.15%
ELMIRA, NY (FHA|USDA|VA) 391 $40,545,000 $103,696 $3,492 4.24%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 236 $33,310,000 $141,144 $2,811 4.43%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 39 $27,195,000 $697,308 $4,470 4.71%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 147 $13,745,000 $93,503 $3,848 4.45%
Outside of Metro Areas 129 $13,495,000 $104,612 $3,342 4.33%
ROCHESTER, NY (FHA|USDA|VA) 41 $6,435,000 $156,951 $4,168 3.94%
RALEIGH-CARY, NC (FHA|USDA|VA) 28 $6,340,000 $226,429 $3,980 4.03%
PITTSBURGH, PA (FHA|USDA|VA) 24 $2,730,000 $113,750 $3,466 4.52%
BINGHAMTON, NY (FHA|USDA|VA) 17 $2,515,000 $147,941 $3,773 3.92%
Georgetown, SC (FHA|USDA|VA) 6 $2,140,000 $356,667 $3,212 4.14%
ITHACA, NY (FHA|USDA|VA) 11 $2,105,000 $191,364 $4,379 4.16%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $2,095,000 $299,286 $3,674 4.57%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 11 $1,905,000 $173,182 $4,807 4.25%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 12 $1,760,000 $146,667 $3,012 3.66%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 14 $1,750,000 $125,000 $5,489 3.88%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 12 $1,570,000 $130,833 $0 4.33%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $1,565,000 $223,571 $3,965 3.64%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 10 $1,550,000 $155,000 $3,586 4.91%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,470,000 $245,000 $5,423 4.23%
STATE COLLEGE, PA (FHA|USDA|VA) 13 $1,245,000 $95,769 $4,253 5.00%
JACKSONVILLE, NC (FHA|USDA|VA) 10 $1,240,000 $124,000 $2,715 4.68%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 11 $1,215,000 $110,455 $1,823 4.68%
Sayre, PA (FHA|USDA|VA) 11 $1,095,000 $99,545 $6,211 5.05%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,085,000 $361,667 $3,131 4.96%
ASHEVILLE, NC (FHA|USDA|VA) 6 $970,000 $161,667 $3,355 3.68%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $960,000 $240,000 $3,019 4.87%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $950,000 $237,500 $3,096 2.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $930,000 $465,000 $5,230 2.69%
SYRACUSE, NY (FHA|USDA|VA) 7 $915,000 $130,714 $3,682 3.41%
NEW BERN, NC (FHA|USDA|VA) 4 $880,000 $220,000 $2,689 4.19%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $875,000 $97,222 $3,474 4.62%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $780,000 $195,000 $5,283 4.12%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 5 $775,000 $155,000 $4,760 4.34%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $765,000 $255,000 $3,549 4.00%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $755,000 $251,667 $4,643 4.00%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $695,000 $231,667 $8,035 4.62%
Seneca Falls, NY (FHA|USDA|VA) 7 $695,000 $99,286 $3,971 4.35%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $675,000 $225,000 $3,662 5.13%
LANCASTER, PA (FHA|USDA|VA) 4 $650,000 $162,500 $4,681 3.17%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5 $625,000 $125,000 $0 4.69%
COLUMBIA, SC (FHA|USDA|VA) 3 $605,000 $201,667 $3,333 4.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 6 $580,000 $96,667 $3,066 4.78%
Auburn, NY (FHA|USDA|VA) 1 $575,000 $575,000 $6,040 4.50%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $555,000 $111,000 $4,592 4.85%
Huntingdon, PA (FHA|USDA|VA) 3 $545,000 $181,667 $5,029 4.42%
Washington, NC (FHA|USDA|VA) 2 $530,000 $265,000 $0 3.80%
Cortland, NY (FHA|USDA|VA) 2 $530,000 $265,000 $4,902 4.69%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $515,000 $515,000 $4,253 4.50%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 7 $465,000 $66,429 $0 5.31%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $445,000 $445,000 $7,219 3.50%
SPARTANBURG, SC (FHA|USDA|VA) 4 $440,000 $110,000 $2,965 2.96%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $420,000 $210,000 $3,282 4.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $420,000 $105,000 $5,116 5.11%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $405,000 $135,000 $0 4.53%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $400,000 $200,000 $5,559 4.68%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $390,000 $97,500 $0 4.90%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $385,000 $128,333 $0 5.06%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $380,000 $190,000 $3,739 4.80%
THE VILLAGES, FL (FHA|USDA|VA) 3 $375,000 $125,000 $5,266 3.54%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $355,000 $355,000 $0 5.10%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $355,000 $355,000 $0 5.10%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $350,000 $175,000 $0 3.92%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.49%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $345,000 $345,000 $5,140 4.25%
GLENS FALLS, NY (FHA|USDA|VA) 2 $310,000 $155,000 $3,991 4.68%
Oneonta, NY (FHA|USDA|VA) 2 $310,000 $155,000 $7,679 4.50%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $305,000 $305,000 $0 1.99%
Indiana, PA (FHA|USDA|VA) 1 $275,000 $275,000 $4,364 4.13%
GETTYSBURG, PA (FHA|USDA|VA) 5 $275,000 $55,000 $2,014 3.47%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $240,000 $120,000 $0 5.42%
Sanford, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,720 3.25%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $215,000 $71,667 $0 4.03%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $210,000 $105,000 $0 3.87%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $205,000 $205,000 $0 1.99%
Forest City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $1,819 2.38%
Mount Airy, NC (FHA|USDA|VA) 2 $200,000 $100,000 $2,282 5.18%
Gloversville, NY (FHA|USDA|VA) 2 $190,000 $95,000 $1,628 3.55%
St. Marys, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,823 4.88%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $165,000 $165,000 $0 1.99%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $165,000 $33,000 $0 4.14%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,694 3.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,946 3.13%
OCALA, FL (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.55%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.12%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.49%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $130,000 $65,000 $0 4.67%
Malone, NY (FHA|USDA|VA) 1 $125,000 $125,000 $2,750 2.75%
KNOXVILLE, TN (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.85%
UTICA-ROME, NY (FHA|USDA|VA) 1 $125,000 $125,000 $2,455 4.13%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $125,000 $125,000 $0 1.99%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.52%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $110,000 $55,000 $2,682 4.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 1.99%
Sunbury, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.10%
Rockingham, NC (FHA|USDA|VA) 1 $95,000 $95,000 $2,788 5.50%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $75,000 $25,000 $0 6.16%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.24%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $70,000 $35,000 $0 5.57%
PANAMA CITY, FL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.49%
GAINESVILLE, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.99%
TUCSON, AZ (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.85%
Richmond-Berea, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.49%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.85%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.74%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.74%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $35,000 $35,000 $0 1.99%
DuBois, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.74%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.24%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.24%
Meadville, PA (FHA|USDA|VA) 1 $15,000 $15,000 $0 4.24%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.89%
Albemarle, NC (FHA|USDA|VA) 1 $15,000 $15,000 $0 2.99%
Corning's top markets include Wilmington, Corning, Elmira, Myrtle Beach, and Charlotte among others.

Their top states include:
  • North Carolina (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CORNING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Pittsford Federal Credit Union
    Similarity Rank: 39
    ESL Federal Credit Union
    Similarity Rank: 192
    Chemung Canal Trust Company
    Similarity Rank: 288
    Elmira Savings Bank
    Similarity Rank: 308
    PATRIOT
    Similarity Rank: 364
    VISIONS
    Similarity Rank: 440
    FAMILY FIRST OF NY
    Similarity Rank: 477

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 1,662 $136,340,000 $82,034 n/a 4.28%
    Conventional 808 $211,940,000 $262,302 $3,477 4.22%
    VA 1 $85,000 $85,000 $4,400 3.88%

    For 2022, Corning's most frequently originated type of loan was HELOC, with 1,662 originations. Their 2nd most popular type was Conventional, with 808 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 739 $194,335,000 $262,970 $3,626 4.42%
    Home Improvement 651 $44,195,000 $67,888 $0 4.25%
    Other 620 $43,070,000 $69,468 $2,147 4.48%
    Refi 356 $45,550,000 $127,949 $2,237 3.78%
    Cash Out Refi 105 $21,215,000 $202,048 $3,716 3.55%

    For 2022, Corning's most frequently cited loan purpose was Home Purchase, with 739 originations. The 2nd most popular reason was Home Improvement, with 651 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 1,662 $136,350,000 $82,040 $1,280 4.28%
    30 Year 537 $133,055,000 $247,775 $3,774 4.58%
    15 Year 180 $62,670,000 $348,167 $2,669 3.32%
    20 Year 59 $10,955,000 $185,678 $3,217 4.11%
    10 Year 32 $5,150,000 $160,938 $2,323 3.44%
    5 Year 1 $185,000 $185,000 $0 7.00%

    For 2022, Corning's most frequently cited loan duration was Other, with 1,662 originations. The 2nd most popular length was 30 Year, with 537 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 441 $90,555,000 $205,340
    $1k-2k 192 $47,780,000 $248,854
    $2k-3k 57 $17,255,000 $302,719
    $3k-4k 34 $9,940,000 $292,353
    $5k+ 18 $5,840,000 $324,444
    $4k-5k 15 $4,325,000 $288,333

    Corning's average total fees were $3,774, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 441 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 729 $99,755,000 $136,838
    3-4% 596 $85,740,000 $143,859
    <2.5% 378 $75,540,000 $199,841
    5-6% 377 $46,205,000 $122,560
    6-7% 188 $19,880,000 $105,745
    2.5-3% 122 $14,980,000 $122,787
    7-8% 51 $3,955,000 $77,549
    Over 8% 30 $2,310,000 $77,000

    During 2022, Corning's average interest rate for loans was 4.58%, while their most frequently originated rate bucket for loans was 4-5%, with 729 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 1,304 $64,220,000 $49,248 $2,417 4.38%
    $100k-200k 651 $91,455,000 $140,484 $3,075 4.15%
    $200k-400k 405 $109,175,000 $269,568 $3,996 4.14%
    $400k-600k 85 $39,245,000 $461,706 $4,345 4.08%
    $600k-1MM 24 $16,360,000 $681,667 $3,685 3.55%
    $1MM+ 2 $27,910,000 $13,955,000 $0 0.00%

    2022 saw Corning place emphasis on $100,000 or less loans with 1,304 originations, totaling $64,220,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 612 $87,230,000 $142,533 $3,794 4.31%
    $50k-75k 520 $44,900,000 $86,346 $3,066 4.36%
    $150k-250k 431 $76,975,000 $178,596 $3,908 4.15%
    $75k-100k 375 $43,335,000 $115,560 $3,494 4.35%
    $50k or less 314 $23,820,000 $75,860 $2,737 4.33%
    $250k+ 147 $36,395,000 $247,585 $3,659 4.00%

    Corning lent most frequently to those with incomes in the $100k-150k range, with 612 originations. The second most popular income band? $50k-75k, with 520 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 614 $77,230,000 $125,782 $3,393 4.31%
    30-36% 423 $57,155,000 $135,118 $3,780 4.31%
    <20% 279 $34,745,000 $124,534 $2,956 3.91%
    50-60% 200 $18,850,000 $94,250 $3,116 4.35%
    >60% 159 $18,365,000 $115,503 $2,719 4.10%
    37% 77 $14,205,000 $184,481 $4,285 4.59%
    36% 68 $8,980,000 $132,059 $3,298 4.41%
    39% 67 $8,755,000 $130,672 $3,978 4.29%
    38% 62 $7,830,000 $126,290 $3,466 4.52%
    43% 62 $7,990,000 $128,871 $3,119 4.48%
    41% 60 $9,580,000 $159,667 $3,406 4.25%
    42% 59 $7,285,000 $123,475 $3,540 4.19%
    40% 58 $8,250,000 $142,241 $3,546 4.49%
    44% 56 $7,660,000 $136,786 $4,273 4.71%
    46% 45 $6,805,000 $151,222 $3,490 4.47%
    45% 44 $7,150,000 $162,500 $4,052 4.22%
    47% 41 $5,615,000 $136,951 $3,715 4.33%
    48% 30 $4,130,000 $137,667 $3,664 4.71%
    49% 28 $4,230,000 $151,071 $3,390 4.20%

    Corning lent most frequently to those with DTI ratios of 20-30%, with 614 originations. The next most common DTI ratio? 30-36%, with 423 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,102 $268,690,000 $127,826 $3,472 4.26%
    Not applicable 26 $32,900,000 $1,265,385 $3,305 2.67%
    Not provided 235 $30,435,000 $129,511 $3,579 4.40%
    Asian 44 $9,130,000 $207,500 $3,169 3.76%
    Black 50 $5,940,000 $118,800 $3,879 4.86%
    American Indian 8 $820,000 $102,500 $3,347 3.69%
    Asian Indian 2 $190,000 $95,000 $0 5.19%
    Other Asian 1 $125,000 $125,000 $0 5.10%
    Native Hawaiian or Islander 2 $90,000 $45,000 $0 3.87%
    Japanese 1 $45,000 $45,000 $1,526 3.50%

    Approval Rates

    Total approvals of all applications
    87.10%

    Corning has an average approval rate.

    Pick Rate

    Approvals leading to origination
    86.08%

    Corning has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,471 $348,365,000 $140,981

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,471 $348,365,000 $140,981

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 570 $57,820,000 $101,439 $2,258 4.20%
    40-60% 270 $47,030,000 $174,185 $2,500 4.05%
    60-80% 382 $99,120,000 $259,476 $3,851 4.07%
    80-100% 387 $86,155,000 $222,623 $3,803 4.44%
    Over 100% 4 $18,790,000 $4,697,500 $4,400 0.97%
    Under 20% 858 $39,450,000 $45,979 $1,153 4.39%