Bethpage Federal Credit Union Mortgage Rates, Fees & Info
Bethpage, NYLEI: 549300KTR1JGH3K6LU06
Tax ID: 11-1525965
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 95 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bethpage Federal Credit Union is a small credit union specializing in Home Improvement, Refi, and Home Purchase loans. Bethpage Federal Credit Union has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Los Angeles, Chicago, San Francisco, and Miami among others. We have data for 353 markets. (Some data included below & more in-depth data is available with an active subscription.)Bethpage Federal Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bethpage Federal Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.61% | 4/5/25 |
| 30 Year Conventional Purchase | 6.49% | 4/5/25 |
| 30 Year Conventional Refi | 6.22% | 4/5/25 |
| 30 Year Cash-out Refi | 6.39% | 4/5/25 |
| 30 Year FHA Purchase | 7.50% | 4/5/25 |
| 30 Year FHA Refi | 7.04% | 4/5/25 |
| 30 Year VA Purchase | 6.95% | 4/5/25 |
| 30 Year VA Refi | 6.72% | 4/5/25 |
| 15 Year Conventional Purchase | 6.27% | 4/5/25 |
| 15 Year Conventional Refi | 6.15% | 4/5/25 |
| 15 Year Cash-out Refi | 6.15% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bethpage Federal Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Bethpage Federal Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,086Origination Dollar Volume (All Markets)
$2,342,200,000Awards
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Bethpage Federal Credit Union - 2024
Bethpage Federal Credit Union is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Bethpage Federal Credit Union's average 30 year fixed mortgage rate was
6.46%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.09%.
Relative Fees (Closing Costs)
Bethpage Federal Credit Union's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,527.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4,975 | $1,260,475,000 | $253,362 | $6,585 | 7.54% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 283 | $89,605,000 | $316,625 | $6,831 | 7.60% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 162 | $84,970,000 | $524,506 | $6,836 | 7.39% |
| Outside of Metro Areas | 232 | $71,520,000 | $308,276 | $6,948 | 7.49% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 131 | $56,675,000 | $432,634 | $6,109 | 7.41% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 168 | $56,660,000 | $337,262 | $8,626 | 7.48% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 207 | $42,345,000 | $204,565 | $5,096 | 7.81% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 85 | $33,175,000 | $390,294 | $5,585 | 7.48% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 136 | $27,600,000 | $202,941 | $6,242 | 7.62% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 105 | $27,595,000 | $262,810 | $0 | 7.46% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $26,215,000 | $8,738,333 | $0 | 8.08% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 81 | $25,575,000 | $315,741 | $6,637 | 7.45% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 112 | $22,630,000 | $202,054 | $8,315 | 7.85% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 13 | $18,865,000 | $1,451,154 | $7,067 | 7.93% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 92 | $16,560,000 | $180,000 | $7,546 | 7.75% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 94 | $16,000,000 | $170,213 | $4,760 | 7.67% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 79 | $14,435,000 | $182,722 | $5,764 | 7.97% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 39 | $13,805,000 | $353,974 | $7,584 | 7.51% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 74 | $13,560,000 | $183,243 | $4,217 | 7.61% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 56 | $13,050,000 | $233,036 | $8,477 | 8.00% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 21 | $12,575,000 | $598,810 | $4,418 | 7.60% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 54 | $11,810,000 | $218,704 | $5,652 | 8.02% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 33 | $11,805,000 | $357,727 | $4,991 | 7.25% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 54 | $11,590,000 | $214,630 | $5,873 | 7.80% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 28 | $10,990,000 | $392,500 | $5,556 | 6.86% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 42 | $10,570,000 | $251,667 | $6,936 | 8.02% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $10,050,000 | $5,025,000 | $0 | 7.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $10,005,000 | $10,005,000 | $0 | 7.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 59 | $9,835,000 | $166,695 | $6,670 | 7.58% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 48 | $9,450,000 | $196,875 | $5,299 | 7.77% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $9,355,000 | $9,355,000 | $0 | 6.88% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 49 | $9,025,000 | $184,184 | $6,410 | 7.56% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 20 | $9,020,000 | $451,000 | $8,439 | 7.10% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 14 | $8,940,000 | $638,571 | $5,457 | 6.71% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 47 | $7,525,000 | $160,106 | $5,740 | 7.88% |
| RENO, NV (FHA|USDA|VA) | 16 | $7,050,000 | $440,625 | $7,721 | 7.50% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 15 | $6,945,000 | $463,000 | $4,572 | 6.58% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 34 | $6,860,000 | $201,765 | $5,656 | 7.47% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 25 | $6,735,000 | $269,400 | $7,127 | 7.49% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 11 | $5,985,000 | $544,091 | $0 | 7.51% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 40 | $5,840,000 | $146,000 | $3,999 | 8.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $5,705,000 | $5,705,000 | $0 | 7.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $5,610,000 | $935,000 | $7,469 | 7.02% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 36 | $5,570,000 | $154,722 | $9,470 | 7.58% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $5,155,000 | $5,155,000 | $0 | 6.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 23 | $4,725,000 | $205,435 | $6,791 | 7.56% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 15 | $4,135,000 | $275,667 | $5,656 | 7.13% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $4,030,000 | $671,667 | $5,280 | 7.08% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 36 | $3,980,000 | $110,556 | $4,759 | 8.28% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 25 | $3,455,000 | $138,200 | $0 | 8.01% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 26 | $3,380,000 | $130,000 | $4,009 | 7.74% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 16 | $3,370,000 | $210,625 | $6,209 | 7.89% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 20 | $3,290,000 | $164,500 | $6,784 | 7.84% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 10 | $3,250,000 | $325,000 | $4,015 | 7.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 16 | $3,180,000 | $198,750 | $6,167 | 7.51% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 21 | $3,055,000 | $145,476 | $6,026 | 8.47% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 16 | $3,040,000 | $190,000 | $6,162 | 7.31% |
| COLUMBUS, OH (FHA|USDA|VA) | 28 | $3,020,000 | $107,857 | $5,891 | 8.15% |
| RICHMOND, VA (FHA|USDA|VA) | 26 | $2,990,000 | $115,000 | $7,483 | 7.87% |
| TUCSON, AZ (FHA|USDA|VA) | 25 | $2,975,000 | $119,000 | $0 | 7.50% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $2,940,000 | $1,470,000 | $0 | 7.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 20 | $2,880,000 | $144,000 | $7,537 | 8.53% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 12 | $2,710,000 | $225,833 | $5,258 | 6.90% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 13 | $2,455,000 | $188,846 | $0 | 7.84% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $2,445,000 | $815,000 | $8,177 | 6.58% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $2,370,000 | $395,000 | $9,418 | 6.99% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $2,215,000 | $170,385 | $5,022 | 7.62% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 14 | $2,210,000 | $157,857 | $4,108 | 7.76% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 16 | $2,200,000 | $137,500 | $5,791 | 7.93% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $3,943 | 7.43% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $6,592 | 7.60% |
| ROCHESTER, NY (FHA|USDA|VA) | 14 | $2,040,000 | $145,714 | $4,807 | 8.09% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $2,030,000 | $507,500 | $5,126 | 6.62% |
| COLUMBIA, SC (FHA|USDA|VA) | 14 | $1,980,000 | $141,429 | $0 | 7.85% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $1,960,000 | $163,333 | $6,099 | 7.86% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $0 | 7.35% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 20 | $1,770,000 | $88,500 | $4,284 | 7.64% |
| ASHEVILLE, NC (FHA|USDA|VA) | 11 | $1,735,000 | $157,727 | $5,967 | 7.33% |
| FORT COLLINS, CO (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $3,180 | 7.49% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 12 | $1,610,000 | $134,167 | $5,232 | 8.59% |
| GAINESVILLE, GA (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $0 | 7.49% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 14 | $1,600,000 | $114,286 | $0 | 8.44% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $7,245 | 7.42% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,778 | 7.41% |
| STOCKTON, CA (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $0 | 8.34% |
| Hudson, NY (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $7,151 | 7.34% |
| KNOXVILLE, TN (FHA|USDA|VA) | 11 | $1,435,000 | $130,455 | $0 | 7.67% |
| GREELEY, CO (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $0 | 6.99% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $6,382 | 7.88% |
| NILES, MI (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $3,701 | 6.58% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $0 | 8.41% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $0 | 8.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $3,208 | 7.71% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $6,455 | 8.34% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 10 | $1,250,000 | $125,000 | $0 | 8.02% |
| PROVO-OREM, UT (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $0 | 7.24% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $0 | 8.14% |
| SALEM, OR (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $0 | 7.70% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 11 | $1,045,000 | $95,000 | $5,259 | 7.55% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 14 | $1,010,000 | $72,143 | $6,908 | 8.01% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $0 | 7.58% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $0 | 8.18% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $3,962 | 7.54% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $0 | 8.68% |
| OCALA, FL (FHA|USDA|VA) | 8 | $910,000 | $113,750 | $5,850 | 8.48% |
| NAPA, CA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $0 | 7.83% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $4,019 | 9.02% |
| BOISE CITY, ID (FHA|USDA|VA) | 9 | $865,000 | $96,111 | $0 | 7.97% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $4,125 | 8.64% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $0 | 6.99% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $0 | 8.07% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,555 | 7.27% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $4,100 | 7.50% |
| BEND, OR (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $0 | 7.39% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $0 | 7.58% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $0 | 8.25% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $0 | 7.49% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $0 | 7.67% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $4,783 | 7.45% |
| TULSA, OK (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $8,079 | 7.62% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $0 | 7.28% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $0 | 6.99% |
| SAVANNAH, GA (FHA|USDA|VA) | 10 | $750,000 | $75,000 | $0 | 7.34% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $0 | 8.56% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,855 | 7.62% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $0 | 6.99% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $0 | 7.62% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,933 | 6.99% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 9 | $665,000 | $73,889 | $0 | 7.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,352 | 6.31% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,583 | 7.25% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,220 | 7.53% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $5,464 | 8.47% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $0 | 9.25% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,663 | 7.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,263 | 7.12% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $635,000 | $70,556 | $0 | 8.19% |
| Laconia, NH (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,686 | 8.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 10 | $620,000 | $62,000 | $0 | 8.29% |
| SYRACUSE, NY (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $7,233 | 8.78% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 6.99% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $590,000 | $59,000 | $0 | 8.57% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,450 | 7.12% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $0 | 7.66% |
| MADISON, WI (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,827 | 6.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 8.04% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 7.54% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,268 | 6.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,043 | 7.00% |
| AKRON, OH (FHA|USDA|VA) | 7 | $525,000 | $75,000 | $0 | 7.71% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 9.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 6.99% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,073 | 6.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 6.99% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $0 | 7.20% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 8.83% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $480,000 | $60,000 | $0 | 6.99% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 7.49% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,843 | 6.95% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 6.99% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 9.38% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 6.99% |
| BINGHAMTON, NY (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $5,446 | 7.50% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $0 | 6.99% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 7.41% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $445,000 | $49,444 | $0 | 7.99% |
| Edwards, CO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,463 | 6.25% |
| CHICO, CA (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 6.99% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 6.99% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,505 | 7.83% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 6.99% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $5,049 | 7.40% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 7.87% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 6.99% |
| Outside of Metro Areas | 2 | $390,000 | $195,000 | $0 | 6.99% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 8.41% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 7.62% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,316 | 6.50% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 8.37% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 7.43% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,664 | 6.88% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 6.99% |
| Malone, NY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,287 | 7.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 7.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 7.93% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 8.16% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 9.33% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,417 | 6.63% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 6.99% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $13,034 | 6.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 6.99% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 8.87% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 10.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $8,262 | 9.42% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 7.49% |
| Berlin, NH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,770 | 6.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.99% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 7.75% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $275,000 | $55,000 | $0 | 7.54% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 6.99% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 6.99% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 8.08% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 8.25% |
| Brevard, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 8.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,373 | 6.75% |
| Dayton, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.87% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 9.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 10.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 9.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 8.00% |
| Houghton, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.50% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $3,944 | 7.83% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $7,291 | 6.83% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,311 | 7.81% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.99% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 7.66% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.99% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 8.43% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.62% |
| Hilo, HI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.00% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 9.00% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.00% |
| Newberry, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,427 | 6.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 6.99% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,534 | 6.13% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.99% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,054 | 8.38% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 10.75% |
| Taos, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.99% |
| Greenville, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.99% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.99% |
| Moscow, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.99% |
| Helena, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 9.08% |
| Heber, UT (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.87% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 8.87% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 9.94% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.50% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.99% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,669 | 8.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 8.19% |
| Juneau, AK (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 9.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 8.06% |
| Española, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 7.58% |
| Crossville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.99% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 10.75% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 8.87% |
| Marquette, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.99% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.50% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 7.91% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 10.50% |
| Seneca, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.99% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.99% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.99% |
| Durango, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.99% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 6.99% |
| FLINT, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 6.99% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.99% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.99% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.99% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.75% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 6.99% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 7.87% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.75% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.37% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.99% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,046 | 6.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.75% |
| Fernley, NV (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 8.41% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 8.75% |
| Sidney, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.99% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.00% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.99% |
| Willmar, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.99% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.99% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.75% |
| Auburn, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.99% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.99% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.00% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.99% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,760 | 7.75% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.99% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.50% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.75% |
| ERIE, PA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.25% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.50% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.75% |
| Dublin, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| Riverton, WY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.75% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| Boone, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.50% |
| Batavia, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| Barre, VT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| Olean, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Ashland, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.50% |
| Concord, NH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.25% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 11.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 9.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 7.87% |
| Garden City, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.50% |
| Forest City, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| Auburn, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,402 | 6.25% |
| Union City, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.25% |
| Bradford, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.50% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.75% |
| Cortland, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.99% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.99% |
| Searcy, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.50% |
| Waycross, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.99% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.50% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.00% |
| Wilson, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.99% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.99% |
| Marion, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.00% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.75% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.75% |
| Holland, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.50% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 11.00% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 10.00% |
| Corning, NY (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 8.75% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 11.00% |
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We use machine learning to identify the top lenders compared against Bethpage Federal Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2024, Bethpage Federal Credit Union's most frequently originated type of loan was HELOC, with 7,766 originations. Their 2nd most popular type was Conventional, with 1,288 originations.
Loan Reason
For 2024, Bethpage Federal Credit Union's most frequently cited loan purpose was Home Improvement, with 4,012 originations. The 2nd most popular reason was Other, with 2,060 originations.
Loan Duration/Length
For 2024, Bethpage Federal Credit Union's most frequently cited loan duration was 20 Year, with 7,779 originations. The 2nd most popular length was 30 Year, with 1,241 originations.
Origination Fees/Closing Costs
Bethpage Federal Credit Union's average total fees were $6,527, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 877 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 6,118 | $1,624,930,000 | $265,598 |
| Over 8% | 2,507 | $426,765,000 | $170,229 |
| 5-6% | 246 | $150,740,000 | $612,764 |
| 7-8% | 215 | $139,765,000 | $650,070 |
During 2024, Bethpage Federal Credit Union's average interest rate for loans was 6.46%, while their most frequently originated rate bucket for loans was 6-7%, with 6,118 originations.
Loan Sizing
2024 saw Bethpage Federal Credit Union place emphasis on $100k-200k loans with 2,739 originations, totaling $364,675,000 in origination value.
Applicant Income
Bethpage Federal Credit Union lent most frequently to those with incomes in the $150k-250k range, with 3,048 originations. The second most popular income band? $250k+, with 2,313 originations.
Applicant Debt to Income Ratio
Bethpage Federal Credit Union lent most frequently to those with DTI ratios of 50-60%, with 1,765 originations. The next most common DTI ratio? 20-30%, with 1,613 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications55.73%
Bethpage Federal Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination72.52%
Bethpage Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,086 | $2,342,200,000 | $257,781 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 9,086 | $2,342,200,000 | $257,781 |