Citizens Bank Mortgage Rates, Fees & Info

Providence, RI

LEI: DRMSV1Q0EKMEXLAU1P80

Tax ID: 20-2635739

5 stars - Updated: 4/5/25 - out of 5 stars, based on 235 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Citizens Bank is a large bank specializing in Refi and Home Purchase loans. Citizens Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Boston, Philadelphia, Providence, and Miami among others. We have data for 536 markets. (Some data included below & more in-depth data is available with an active subscription.)

Citizens Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citizens Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 7.52% 4/5/25
30 Year Conventional Purchase 6.63% 4/5/25
30 Year Conventional Refi 6.66% 4/5/25
30 Year Cash-out Refi 6.96% 4/5/25
30 Year FHA Purchase 7.09% 4/5/25
30 Year FHA Refi 7.08% 4/5/25
30 Year VA Purchase 6.32% 4/5/25
30 Year VA Refi 6.31% 4/5/25
30 Year USDA Purchase 7.64% 4/5/25
30 Year USDA Refi 6.72% 4/5/25
15 Year Conventional Purchase 6.07% 4/5/25
15 Year Conventional Refi 6.27% 4/5/25
15 Year Cash-out Refi 6.27% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Citizens Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Citizens Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

55,183

Origination Dollar Volume (All Markets)

$15,000,955,000
Show all (64) awards

Relative Rate

Citizens Bank's average 30 year fixed mortgage rate was 6.48%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of -0.07%.

Relative Fees (Closing Costs)

Citizens Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $8,623.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9,313 $4,132,755,000 $443,762 $12,121 8.43%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 6,394 $1,927,130,000 $301,397 $8,144 8.53%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5,700 $1,196,980,000 $209,996 $7,102 8.75%
Outside of Metro Areas 3,169 $929,935,000 $293,447 $8,709 8.68%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3,356 $651,300,000 $194,070 $6,261 8.80%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 948 $517,310,000 $545,686 $15,459 8.82%
PITTSBURGH, PA (FHA|USDA|VA) 2,659 $426,025,000 $160,220 $6,241 8.77%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,022 $395,890,000 $387,368 $9,355 8.49%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2,359 $391,835,000 $166,102 $4,431 8.79%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 119 $319,075,000 $2,681,303 $12,342 6.54%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,693 $246,655,000 $145,691 $5,508 8.63%
OCEAN CITY, NJ (FHA|USDA|VA) 290 $188,030,000 $648,379 $9,643 7.52%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1,177 $164,215,000 $139,520 $5,783 9.30%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 719 $149,345,000 $207,712 $4,784 8.71%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 527 $144,675,000 $274,526 $6,205 8.51%
WORCESTER, MA-CT (FHA|USDA|VA) 524 $108,170,000 $206,431 $7,690 8.83%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 485 $104,915,000 $216,320 $9,008 9.36%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 404 $97,710,000 $241,856 $6,071 8.36%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 249 $91,925,000 $369,177 $9,764 8.11%
ROCHESTER, NY (FHA|USDA|VA) 674 $86,140,000 $127,804 $5,023 9.61%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 341 $84,565,000 $247,991 $8,422 8.73%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 337 $82,185,000 $243,872 $7,155 8.77%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 399 $79,945,000 $200,363 $8,583 9.30%
SPRINGFIELD, MA (FHA|USDA|VA) 499 $78,095,000 $156,503 $7,531 8.75%
AKRON, OH (FHA|USDA|VA) 567 $75,325,000 $132,848 $5,870 8.81%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 125 $69,045,000 $552,360 $10,056 7.95%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 79 $67,685,000 $856,772 $11,375 7.29%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 255 $67,085,000 $263,078 $7,853 9.05%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 458 $66,030,000 $144,170 $6,428 9.40%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 36 $58,890,000 $1,635,833 $12,285 6.22%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 193 $55,575,000 $287,953 $7,197 8.26%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 261 $51,665,000 $197,950 $7,418 9.49%
SALISBURY, MD-DE (FHA|USDA|VA) 248 $47,720,000 $192,419 $6,736 9.03%
Concord, NH (FHA|USDA|VA) 239 $41,735,000 $174,623 $4,759 8.84%
READING, PA (FHA|USDA|VA) 316 $41,720,000 $132,025 $6,324 9.11%
TOLEDO, OH (FHA|USDA|VA) 370 $41,470,000 $112,081 $5,510 8.94%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 124 $41,280,000 $332,903 $8,018 8.28%
CANTON-MASSILLON, OH (FHA|USDA|VA) 348 $40,320,000 $115,862 $4,960 8.80%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 242 $38,240,000 $158,017 $6,712 9.19%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 154 $36,740,000 $238,571 $6,242 8.63%
Lebanon, NH-VT (FHA|USDA|VA) 159 $36,685,000 $230,723 $6,565 8.56%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 170 $35,240,000 $207,294 $7,166 9.38%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 102 $33,590,000 $329,314 $9,623 8.64%
LANCASTER, PA (FHA|USDA|VA) 194 $32,380,000 $166,907 $7,204 8.89%
Laconia, NH (FHA|USDA|VA) 124 $31,680,000 $255,484 $6,952 8.64%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 201 $31,655,000 $157,488 $6,138 8.90%
RALEIGH-CARY, NC (FHA|USDA|VA) 124 $30,680,000 $247,419 $5,444 8.68%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 248 $30,120,000 $121,452 $6,020 9.10%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 117 $29,855,000 $255,171 $7,186 8.69%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 198 $29,050,000 $146,717 $6,499 8.93%
COLUMBUS, OH (FHA|USDA|VA) 167 $29,035,000 $173,862 $4,668 8.85%
JACKSONVILLE, FL (FHA|USDA|VA) 97 $27,615,000 $284,691 $14,299 9.07%
PORT ST. LUCIE, FL (FHA|USDA|VA) 62 $25,470,000 $410,806 $8,976 8.56%
SYRACUSE, NY (FHA|USDA|VA) 195 $24,905,000 $127,718 $5,383 9.46%
STATE COLLEGE, PA (FHA|USDA|VA) 111 $23,385,000 $210,676 $7,372 8.09%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 116 $23,260,000 $200,517 $4,493 8.86%
Key West, FL (FHA|USDA|VA) 36 $23,250,000 $645,833 $9,721 7.50%
YORK-HANOVER, PA (FHA|USDA|VA) 139 $22,595,000 $162,554 $8,282 8.75%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 14 $22,120,000 $1,580,000 $14,480 6.21%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 11 $22,025,000 $2,002,273 $12,282 6.46%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 122 $21,820,000 $178,852 $5,360 9.12%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 109 $21,005,000 $192,706 $4,895 8.82%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 39 $20,795,000 $533,205 $8,903 7.96%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 173 $20,405,000 $117,948 $4,863 8.75%
RICHMOND, VA (FHA|USDA|VA) 110 $19,430,000 $176,636 $8,775 9.26%
KINGSTON, NY (FHA|USDA|VA) 79 $18,445,000 $233,481 $11,444 9.37%
ANN ARBOR, MI (FHA|USDA|VA) 84 $17,610,000 $209,643 $4,517 8.59%
Heber, UT (FHA|USDA|VA) 5 $16,725,000 $3,345,000 $11,378 6.74%
EAST STROUDSBURG, PA (FHA|USDA|VA) 114 $16,480,000 $144,561 $6,433 8.77%
DOVER, DE (FHA|USDA|VA) 123 $16,185,000 $131,585 $5,840 9.47%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 45 $15,195,000 $337,667 $2,586 6.48%
ERIE, PA (FHA|USDA|VA) 125 $14,315,000 $114,520 $4,871 8.94%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 36 $14,230,000 $395,278 $7,950 6.48%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 67 $13,995,000 $208,881 $3,981 7.55%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 62 $13,950,000 $225,000 $7,717 8.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 78 $13,840,000 $177,436 $6,320 8.84%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 72 $12,850,000 $178,472 $4,653 9.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 16 $11,730,000 $733,125 $17,095 8.88%
KNOXVILLE, TN (FHA|USDA|VA) 49 $11,495,000 $234,592 $8,007 8.94%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $11,380,000 $2,845,000 $6,174 5.97%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 50 $10,700,000 $214,000 $9,072 8.98%
ALTOONA, PA (FHA|USDA|VA) 81 $10,325,000 $127,469 $5,872 8.29%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 14 $10,030,000 $716,429 $8,999 6.31%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 59 $9,925,000 $168,220 $5,502 9.07%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 17 $9,075,000 $533,824 $10,243 6.70%
Hailey, ID (FHA|USDA|VA) 2 $9,010,000 $4,505,000 $17,596 7.14%
GLENS FALLS, NY (FHA|USDA|VA) 61 $8,955,000 $146,803 $6,963 9.37%
ST. LOUIS, MO-IL (FHA|USDA|VA) 33 $8,625,000 $261,364 $3,914 7.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 42 $8,600,000 $204,762 $3,571 8.89%
ASHEVILLE, NC (FHA|USDA|VA) 42 $8,380,000 $199,524 $7,332 9.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 47 $8,145,000 $173,298 $5,261 8.75%
Vineyard Haven, MA (FHA|USDA|VA) 17 $8,035,000 $472,647 $20,151 8.28%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 37 $7,945,000 $214,730 $4,726 8.71%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 76 $7,860,000 $103,421 $3,286 8.73%
BINGHAMTON, NY (FHA|USDA|VA) 84 $7,800,000 $92,857 $4,630 9.71%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $7,615,000 $2,538,333 $6,089 5.72%
Hudson, NY (FHA|USDA|VA) 27 $7,505,000 $277,963 $10,629 8.57%
Keene, NH (FHA|USDA|VA) 52 $7,410,000 $142,500 $5,631 9.17%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 40 $7,380,000 $184,500 $5,046 9.08%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 35 $7,365,000 $210,429 $5,362 8.81%
WILMINGTON, NC (FHA|USDA|VA) 36 $7,220,000 $200,556 $0 9.12%
Oil City, PA (FHA|USDA|VA) 61 $6,975,000 $114,344 $4,133 8.83%
PUNTA GORDA, FL (FHA|USDA|VA) 24 $6,930,000 $288,750 $9,065 8.30%
PITTSFIELD, MA (FHA|USDA|VA) 39 $6,725,000 $172,436 $10,224 9.09%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 17 $6,595,000 $387,941 $6,157 6.59%
SAVANNAH, GA (FHA|USDA|VA) 30 $6,560,000 $218,667 $7,121 8.97%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 26 $6,420,000 $246,923 $6,541 6.69%
UTICA-ROME, NY (FHA|USDA|VA) 59 $6,305,000 $106,864 $4,065 9.54%
LINCOLN, NE (FHA|USDA|VA) 34 $6,170,000 $181,471 $3,079 8.53%
THE VILLAGES, FL (FHA|USDA|VA) 26 $6,070,000 $233,462 $6,054 8.65%
Edwards, CO (FHA|USDA|VA) 2 $6,030,000 $3,015,000 $13,609 6.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 35 $5,915,000 $169,000 $8,787 8.48%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 9 $5,745,000 $638,333 $8,469 6.73%
PANAMA CITY, FL (FHA|USDA|VA) 17 $5,675,000 $333,824 $8,323 8.26%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 39 $5,545,000 $142,179 $5,621 9.59%
LYNCHBURG, VA (FHA|USDA|VA) 31 $5,485,000 $176,935 $4,604 8.45%
MONROE, MI (FHA|USDA|VA) 51 $5,415,000 $106,176 $4,593 9.13%
DAYTON-KETTERING, OH (FHA|USDA|VA) 48 $5,390,000 $112,292 $4,505 8.53%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 11 $5,385,000 $489,545 $7,028 6.72%
Salem, OH (FHA|USDA|VA) 45 $5,275,000 $117,222 $3,745 9.24%
COLUMBIA, SC (FHA|USDA|VA) 35 $5,205,000 $148,714 $6,684 9.47%
Glenwood Springs, CO (FHA|USDA|VA) 1 $5,075,000 $5,075,000 $11,471 5.23%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 11 $4,765,000 $433,182 $4,953 6.32%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 30 $4,740,000 $158,000 $7,890 9.42%
Rutland, VT (FHA|USDA|VA) 40 $4,570,000 $114,250 $6,421 9.28%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 5 $4,565,000 $913,000 $4,049 6.89%
WINSTON-SALEM, NC (FHA|USDA|VA) 35 $4,455,000 $127,286 $4,404 8.87%
LOUISVILLE, KY (FHA|USDA|VA) 27 $4,375,000 $162,037 $5,849 8.51%
OCALA, FL (FHA|USDA|VA) 20 $4,340,000 $217,000 $0 9.17%
Portsmouth, OH (FHA|USDA|VA) 41 $4,245,000 $103,537 $4,557 9.05%
FLINT, MI (FHA|USDA|VA) 44 $4,170,000 $94,773 $4,848 9.38%
LEBANON, PA (FHA|USDA|VA) 26 $4,130,000 $158,846 $6,993 8.91%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 23 $4,105,000 $178,478 $10,241 8.38%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 10 $4,060,000 $406,000 $5,280 6.71%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 23 $4,005,000 $174,130 $5,028 8.96%
OKLAHOMA CITY, OK (FHA|USDA|VA) 29 $3,985,000 $137,414 $4,428 9.19%
New Castle, PA (FHA|USDA|VA) 31 $3,955,000 $127,581 $7,024 9.32%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 8 $3,940,000 $492,500 $7,302 6.47%
SIOUX FALLS, SD (FHA|USDA|VA) 18 $3,940,000 $218,889 $6,767 7.63%
TUCSON, AZ (FHA|USDA|VA) 5 $3,925,000 $785,000 $12,357 6.48%
Berlin, NH (FHA|USDA|VA) 27 $3,885,000 $143,889 $5,300 8.58%
Bennington, VT (FHA|USDA|VA) 22 $3,860,000 $175,455 $5,783 9.01%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 15 $3,835,000 $255,667 $7,547 8.75%
ABILENE, TX (FHA|USDA|VA) 21 $3,815,000 $181,667 $5,160 6.88%
RENO, NV (FHA|USDA|VA) 2 $3,780,000 $1,890,000 $8,426 6.25%
HUNTSVILLE, AL (FHA|USDA|VA) 20 $3,640,000 $182,000 $5,441 8.21%
GAINESVILLE, FL (FHA|USDA|VA) 7 $3,615,000 $516,429 $12,584 8.80%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 14 $3,610,000 $257,857 $0 9.16%
Barre, VT (FHA|USDA|VA) 19 $3,445,000 $181,316 $7,132 9.43%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 24 $3,420,000 $142,500 $5,570 9.21%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 22 $3,380,000 $153,636 $5,243 8.39%
Sevierville, TN (FHA|USDA|VA) 9 $3,375,000 $375,000 $8,040 8.68%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 18 $3,270,000 $181,667 $7,001 8.68%
SALINAS, CA (FHA|USDA|VA) 2 $3,010,000 $1,505,000 $9,199 7.20%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 18 $2,930,000 $162,778 $5,565 9.71%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 16 $2,920,000 $182,500 $3,007 8.57%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 7 $2,855,000 $407,857 $9,064 6.11%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 23 $2,795,000 $121,522 $4,066 8.41%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $2,790,000 $1,395,000 $9,382 4.38%
Traverse City, MI (FHA|USDA|VA) 14 $2,740,000 $195,714 $3,202 8.33%
Bozeman, MT (FHA|USDA|VA) 2 $2,730,000 $1,365,000 $6,007 6.31%
TULSA, OK (FHA|USDA|VA) 15 $2,655,000 $177,000 $4,817 9.74%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 17 $2,635,000 $155,000 $5,073 9.84%
TUSCALOOSA, AL (FHA|USDA|VA) 12 $2,580,000 $215,000 $5,961 7.64%
Pottsville, PA (FHA|USDA|VA) 24 $2,560,000 $106,667 $5,447 9.49%
SAGINAW, MI (FHA|USDA|VA) 26 $2,560,000 $98,462 $3,612 8.75%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $2,555,000 $511,000 $8,429 5.36%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $2,550,000 $212,500 $0 9.05%
New Philadelphia-Dover, OH (FHA|USDA|VA) 23 $2,485,000 $108,043 $3,855 9.13%
KANSAS CITY, MO-KS (FHA|USDA|VA) 8 $2,450,000 $306,250 $3,957 6.78%
Gloversville, NY (FHA|USDA|VA) 23 $2,395,000 $104,130 $6,169 9.26%
ROANOKE, VA (FHA|USDA|VA) 17 $2,355,000 $138,529 $6,263 8.80%
Ashtabula, OH (FHA|USDA|VA) 17 $2,245,000 $132,059 $4,340 8.80%
JACKSON, MI (FHA|USDA|VA) 16 $2,230,000 $139,375 $4,339 8.44%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 20 $2,170,000 $108,500 $4,242 9.78%
BOULDER, CO (FHA|USDA|VA) 3 $2,165,000 $721,667 $6,955 6.21%
ITHACA, NY (FHA|USDA|VA) 15 $2,085,000 $139,000 $6,898 9.84%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 13 $2,055,000 $158,077 $5,044 8.93%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $2,040,000 $510,000 $8,866 6.41%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 12 $1,930,000 $160,833 $5,326 9.23%
Sandusky, OH (FHA|USDA|VA) 8 $1,900,000 $237,500 $4,969 8.28%
Wooster, OH (FHA|USDA|VA) 12 $1,890,000 $157,500 $3,717 8.58%
TEXARKANA, TX-AR (FHA|USDA|VA) 8 $1,890,000 $236,250 $5,147 7.27%
WINCHESTER, VA-WV (FHA|USDA|VA) 12 $1,850,000 $154,167 $10,472 9.96%
BANGOR, ME (FHA|USDA|VA) 11 $1,805,000 $164,091 $0 8.61%
Oneonta, NY (FHA|USDA|VA) 12 $1,720,000 $143,333 $4,833 9.26%
ROCHESTER, MN (FHA|USDA|VA) 7 $1,715,000 $245,000 $5,746 6.63%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 8 $1,710,000 $213,750 $0 8.84%
Holland, MI (FHA|USDA|VA) 12 $1,700,000 $141,667 $0 9.24%
Meadville, PA (FHA|USDA|VA) 20 $1,700,000 $85,000 $4,500 9.08%
Somerset, PA (FHA|USDA|VA) 9 $1,675,000 $186,111 $9,581 8.57%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $1,580,000 $158,000 $7,937 8.33%
RACINE, WI (FHA|USDA|VA) 5 $1,545,000 $309,000 $1,501 6.65%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $1,530,000 $765,000 $3,123 3.75%
BURLINGTON, NC (FHA|USDA|VA) 7 $1,515,000 $216,429 $6,780 8.99%
DECATUR, AL (FHA|USDA|VA) 3 $1,515,000 $505,000 $4,597 7.80%
MADISON, WI (FHA|USDA|VA) 4 $1,470,000 $367,500 $2,335 6.69%
GETTYSBURG, PA (FHA|USDA|VA) 17 $1,465,000 $86,176 $0 9.46%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $1,455,000 $291,000 $7,783 6.35%
Olean, NY (FHA|USDA|VA) 11 $1,455,000 $132,273 $6,492 9.23%
VALLEJO, CA (FHA|USDA|VA) 2 $1,450,000 $725,000 $3,742 6.75%
TALLAHASSEE, FL (FHA|USDA|VA) 9 $1,435,000 $159,444 $3,999 8.53%
MORRISTOWN, TN (FHA|USDA|VA) 7 $1,435,000 $205,000 $11,424 8.16%
FLORENCE, SC (FHA|USDA|VA) 9 $1,415,000 $157,222 $3,601 8.18%
Paris, TN (FHA|USDA|VA) 7 $1,385,000 $197,857 $7,246 7.10%
JACKSON, TN (FHA|USDA|VA) 8 $1,340,000 $167,500 $6,572 8.36%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $1,310,000 $218,333 $8,487 7.65%
Morehead City, NC (FHA|USDA|VA) 7 $1,295,000 $185,000 $8,462 9.56%
Dayton, TN (FHA|USDA|VA) 4 $1,280,000 $320,000 $5,853 6.73%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 10 $1,270,000 $127,000 $5,788 8.04%
JACKSON, MS (FHA|USDA|VA) 8 $1,270,000 $158,750 $4,024 6.64%
Cookeville, TN (FHA|USDA|VA) 10 $1,260,000 $126,000 $4,028 9.29%
Greeneville, TN (FHA|USDA|VA) 3 $1,255,000 $418,333 $7,606 7.05%
SPARTANBURG, SC (FHA|USDA|VA) 13 $1,245,000 $95,769 $11,787 9.25%
Danville, VA (FHA|USDA|VA) 10 $1,220,000 $122,000 $3,865 8.65%
ROCKFORD, IL (FHA|USDA|VA) 9 $1,215,000 $135,000 $2,409 9.12%
DuBois, PA (FHA|USDA|VA) 10 $1,210,000 $121,000 $7,429 8.24%
Cortland, NY (FHA|USDA|VA) 9 $1,165,000 $129,444 $4,361 9.49%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,244 7.94%
Plattsburgh, NY (FHA|USDA|VA) 8 $1,150,000 $143,750 $0 9.27%
Lewistown, PA (FHA|USDA|VA) 10 $1,150,000 $115,000 $6,104 8.15%
Albemarle, NC (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,296 8.55%
FORT COLLINS, CO (FHA|USDA|VA) 2 $1,130,000 $565,000 $2,788 7.06%
LAS CRUCES, NM (FHA|USDA|VA) 5 $1,115,000 $223,000 $8,200 6.85%
Jefferson, GA (FHA|USDA|VA) 7 $1,105,000 $157,857 $4,729 10.06%
Whitewater, WI (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $5,111 6.63%
Georgetown, SC (FHA|USDA|VA) 9 $1,095,000 $121,667 $2,965 8.90%
Kill Devil Hills, NC (FHA|USDA|VA) 7 $1,085,000 $155,000 $0 9.08%
ELMIRA, NY (FHA|USDA|VA) 11 $1,075,000 $97,727 $5,436 9.07%
Marion, NC (FHA|USDA|VA) 7 $1,065,000 $152,143 $0 9.36%
Alexander City, AL (FHA|USDA|VA) 3 $1,065,000 $355,000 $11,459 8.81%
BILLINGS, MT (FHA|USDA|VA) 3 $1,055,000 $351,667 $6,359 6.37%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 11 $1,045,000 $95,000 $9,177 9.18%
HOT SPRINGS, AR (FHA|USDA|VA) 8 $1,040,000 $130,000 $2,858 7.82%
Findlay, OH (FHA|USDA|VA) 8 $1,030,000 $128,750 $4,530 8.96%
BLOOMINGTON, IN (FHA|USDA|VA) 5 $1,025,000 $205,000 $2,698 8.57%
Easton, MD (FHA|USDA|VA) 5 $1,025,000 $205,000 $6,655 7.74%
Sandpoint, ID (FHA|USDA|VA) 2 $1,020,000 $510,000 $3,935 7.19%
HARRISONBURG, VA (FHA|USDA|VA) 3 $1,015,000 $338,333 $11,441 7.47%
Batavia, NY (FHA|USDA|VA) 11 $1,015,000 $92,273 $4,692 9.55%
CLEVELAND, TN (FHA|USDA|VA) 9 $1,015,000 $112,778 $0 10.15%
PROVO-OREM, UT (FHA|USDA|VA) 2 $1,010,000 $505,000 $4,048 6.56%
LAFAYETTE, LA (FHA|USDA|VA) 3 $985,000 $328,333 $3,931 6.54%
Augusta-Waterville, ME (FHA|USDA|VA) 8 $970,000 $121,250 $0 9.63%
GRAND ISLAND, NE (FHA|USDA|VA) 4 $930,000 $232,500 $2,286 7.00%
Crossville, TN (FHA|USDA|VA) 4 $920,000 $230,000 $3,416 6.50%
MANSFIELD, OH (FHA|USDA|VA) 8 $920,000 $115,000 $10,624 8.94%
WARNER ROBINS, GA (FHA|USDA|VA) 8 $910,000 $113,750 $3,526 9.36%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $905,000 $181,000 $12,728 8.82%
Indiana, PA (FHA|USDA|VA) 7 $895,000 $127,857 $7,657 8.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $890,000 $148,333 $7,282 8.26%
BOWLING GREEN, KY (FHA|USDA|VA) 5 $885,000 $177,000 $5,937 8.11%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 7 $885,000 $126,429 $3,583 9.14%
Clewiston, FL (FHA|USDA|VA) 5 $875,000 $175,000 $8,004 7.48%
SPRINGFIELD, OH (FHA|USDA|VA) 7 $875,000 $125,000 $3,413 7.33%
JOHNSTOWN, PA (FHA|USDA|VA) 13 $875,000 $67,308 $5,330 9.47%
JACKSONVILLE, NC (FHA|USDA|VA) 7 $865,000 $123,571 $6,484 8.93%
Hillsdale, MI (FHA|USDA|VA) 4 $850,000 $212,500 $5,373 9.17%
GAINESVILLE, GA (FHA|USDA|VA) 8 $840,000 $105,000 $0 10.10%
Seneca, SC (FHA|USDA|VA) 5 $835,000 $167,000 $0 8.80%
PEORIA, IL (FHA|USDA|VA) 6 $830,000 $138,333 $6,353 8.85%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $830,000 $138,333 $2,192 9.56%
HATTIESBURG, MS (FHA|USDA|VA) 4 $830,000 $207,500 $3,774 6.38%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $825,000 $275,000 $9,406 5.96%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 8 $820,000 $102,500 $5,384 8.41%
GADSDEN, AL (FHA|USDA|VA) 4 $810,000 $202,500 $5,106 8.04%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $805,000 $805,000 $7,723 6.50%
Brevard, NC (FHA|USDA|VA) 4 $800,000 $200,000 $0 8.78%
Mount Vernon, OH (FHA|USDA|VA) 6 $800,000 $133,333 $8,748 9.38%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $785,000 $261,667 $2,560 6.29%
NAPA, CA (FHA|USDA|VA) 1 $785,000 $785,000 $8,662 6.25%
Jackson, WY-ID (FHA|USDA|VA) 1 $775,000 $775,000 $5,233 6.38%
BEND, OR (FHA|USDA|VA) 1 $775,000 $775,000 $16,115 5.50%
Fredericksburg, TX (FHA|USDA|VA) 1 $765,000 $765,000 $0 7.13%
COLUMBUS, GA-AL (FHA|USDA|VA) 9 $755,000 $83,889 $3,258 9.78%
BAY CITY, MI (FHA|USDA|VA) 9 $745,000 $82,778 $4,278 9.05%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $745,000 $248,333 $5,820 6.76%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 9 $735,000 $81,667 $4,299 9.74%
APPLETON, WI (FHA|USDA|VA) 2 $730,000 $365,000 $2,605 6.81%
RAPID CITY, SD (FHA|USDA|VA) 2 $730,000 $365,000 $3,423 7.83%
FORT WAYNE, IN (FHA|USDA|VA) 13 $715,000 $55,000 $0 10.44%
Adrian, MI (FHA|USDA|VA) 6 $710,000 $118,333 $6,247 8.85%
CUMBERLAND, MD-WV (FHA|USDA|VA) 4 $700,000 $175,000 $20,760 7.89%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 8 $690,000 $86,250 $0 9.61%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 8 $690,000 $86,250 $0 9.19%
Forest City, NC (FHA|USDA|VA) 4 $680,000 $170,000 $523 6.98%
LIMA, OH (FHA|USDA|VA) 4 $670,000 $167,500 $3,047 8.08%
LOGAN, UT-ID (FHA|USDA|VA) 1 $665,000 $665,000 $4,334 6.50%
GREELEY, CO (FHA|USDA|VA) 1 $665,000 $665,000 $2,336 7.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $665,000 $221,667 $0 10.15%
Corning, NY (FHA|USDA|VA) 6 $660,000 $110,000 $0 9.53%
MORGANTOWN, WV (FHA|USDA|VA) 2 $640,000 $320,000 $4,764 6.44%
DULUTH, MN-WI (FHA|USDA|VA) 6 $640,000 $106,667 $0 9.94%
GREENVILLE, NC (FHA|USDA|VA) 4 $640,000 $160,000 $0 9.78%
Beaver Dam, WI (FHA|USDA|VA) 3 $635,000 $211,667 $3,022 6.25%
BOISE CITY, ID (FHA|USDA|VA) 1 $615,000 $615,000 $11,432 6.88%
Fergus Falls, MN (FHA|USDA|VA) 3 $615,000 $205,000 $4,729 8.60%
GREEN BAY, WI (FHA|USDA|VA) 2 $610,000 $305,000 $4,946 6.81%
ST. CLOUD, MN (FHA|USDA|VA) 5 $605,000 $121,000 $2,234 9.05%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $605,000 $605,000 $3,410 2.63%
Warren, PA (FHA|USDA|VA) 5 $605,000 $121,000 $5,905 8.19%
MOBILE, AL (FHA|USDA|VA) 7 $605,000 $86,429 $6,914 9.93%
Auburn, NY (FHA|USDA|VA) 6 $600,000 $100,000 $3,934 9.44%
St. Marys, GA (FHA|USDA|VA) 4 $600,000 $150,000 $0 10.03%
Picayune, MS (FHA|USDA|VA) 4 $600,000 $150,000 $4,335 6.15%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $595,000 $198,333 $10,286 8.18%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $595,000 $595,000 $5,877 6.88%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 10 $590,000 $59,000 $0 11.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $590,000 $295,000 $2,633 8.01%
WICHITA, KS (FHA|USDA|VA) 3 $585,000 $195,000 $4,421 7.00%
MIDLAND, MI (FHA|USDA|VA) 4 $580,000 $145,000 $4,184 7.76%
Marion, OH (FHA|USDA|VA) 4 $580,000 $145,000 $4,052 8.73%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $565,000 $80,714 $4,010 9.41%
Statesboro, GA (FHA|USDA|VA) 2 $560,000 $280,000 $0 9.15%
Boone, NC (FHA|USDA|VA) 2 $560,000 $280,000 $0 8.40%
Huntingdon, PA (FHA|USDA|VA) 3 $555,000 $185,000 $5,725 7.26%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $555,000 $185,000 $0 8.90%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $550,000 $275,000 $4,678 6.69%
Ogdensburg-Massena, NY (FHA|USDA|VA) 6 $550,000 $91,667 $3,550 9.31%
Sunbury, PA (FHA|USDA|VA) 7 $525,000 $75,000 $6,875 9.91%
STOCKTON, CA (FHA|USDA|VA) 1 $525,000 $525,000 $5,697 5.25%
NILES, MI (FHA|USDA|VA) 7 $525,000 $75,000 $0 9.26%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $525,000 $525,000 $11,440 6.99%
BRUNSWICK, GA (FHA|USDA|VA) 4 $520,000 $130,000 $0 9.96%
LUBBOCK, TX (FHA|USDA|VA) 2 $520,000 $260,000 $4,302 6.81%
West Point, MS (FHA|USDA|VA) 2 $520,000 $260,000 $5,780 7.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $515,000 $171,667 $5,252 6.25%
Okeechobee, FL (FHA|USDA|VA) 1 $505,000 $505,000 $0 8.90%
Lewisburg, PA (FHA|USDA|VA) 3 $505,000 $168,333 $5,826 8.52%
BATON ROUGE, LA (FHA|USDA|VA) 2 $500,000 $250,000 $9,825 6.25%
Brenham, TX (FHA|USDA|VA) 1 $485,000 $485,000 $12,564 6.00%
Cambridge, MD (FHA|USDA|VA) 3 $475,000 $158,333 $5,013 8.63%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $450,000 $225,000 $1,694 4.50%
Ashland, OH (FHA|USDA|VA) 4 $450,000 $112,500 $0 9.34%
Amsterdam, NY (FHA|USDA|VA) 9 $445,000 $49,444 $0 10.24%
Laramie, WY (FHA|USDA|VA) 1 $445,000 $445,000 $2,827 6.63%
Aberdeen, SD (FHA|USDA|VA) 1 $445,000 $445,000 $3,502 7.25%
MUSKEGON, MI (FHA|USDA|VA) 6 $440,000 $73,333 $0 9.83%
HINESVILLE, GA (FHA|USDA|VA) 2 $440,000 $220,000 $4,051 8.45%
Cedartown, GA (FHA|USDA|VA) 2 $440,000 $220,000 $2,480 9.39%
Fort Payne, AL (FHA|USDA|VA) 3 $435,000 $145,000 $0 9.39%
Athens, TN (FHA|USDA|VA) 4 $430,000 $107,500 $0 9.74%
Thomaston, GA (FHA|USDA|VA) 3 $425,000 $141,667 $7,115 7.68%
Milledgeville, GA (FHA|USDA|VA) 2 $420,000 $210,000 $3,245 7.14%
NEW BERN, NC (FHA|USDA|VA) 2 $420,000 $210,000 $9,302 6.94%
Malone, NY (FHA|USDA|VA) 2 $410,000 $205,000 $0 10.78%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $405,000 $405,000 $10,056 6.63%
Warsaw, IN (FHA|USDA|VA) 2 $400,000 $200,000 $2,252 8.08%
EVANSVILLE, IN-KY (FHA|USDA|VA) 6 $400,000 $66,667 $0 10.25%
Fremont, OH (FHA|USDA|VA) 3 $395,000 $131,667 $0 9.73%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $390,000 $195,000 $8,502 7.19%
VALDOSTA, GA (FHA|USDA|VA) 3 $385,000 $128,333 $6,360 7.85%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $385,000 $385,000 $5,335 6.75%
McAlester, OK (FHA|USDA|VA) 2 $380,000 $190,000 $4,767 8.14%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $375,000 $125,000 $0 9.90%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $365,000 $121,667 $9,050 8.85%
Bradford, PA (FHA|USDA|VA) 3 $365,000 $121,667 $5,317 7.63%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $365,000 $121,667 $7,260 8.68%
EL PASO, TX (FHA|USDA|VA) 1 $355,000 $355,000 $7,635 6.63%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $355,000 $118,333 $5,183 9.59%
Union City, TN (FHA|USDA|VA) 3 $345,000 $115,000 $4,706 6.42%
Burley, ID (FHA|USDA|VA) 1 $345,000 $345,000 $6,040 7.38%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $345,000 $345,000 $5,512 6.50%
Wilmington, OH (FHA|USDA|VA) 3 $345,000 $115,000 $0 9.76%
Tupelo, MS (FHA|USDA|VA) 2 $340,000 $170,000 $3,575 6.81%
Cornelia, GA (FHA|USDA|VA) 2 $340,000 $170,000 $0 10.28%
Angola, IN (FHA|USDA|VA) 1 $335,000 $335,000 $0 8.65%
Palatka, FL (FHA|USDA|VA) 3 $335,000 $111,667 $0 10.15%
Alma, MI (FHA|USDA|VA) 3 $325,000 $108,333 $4,688 7.55%
Mount Pleasant, MI (FHA|USDA|VA) 2 $320,000 $160,000 $0 8.40%
SAN ANGELO, TX (FHA|USDA|VA) 2 $320,000 $160,000 $4,582 6.63%
Elizabeth City, NC (FHA|USDA|VA) 1 $315,000 $315,000 $3,720 7.00%
Tiffin, OH (FHA|USDA|VA) 5 $305,000 $61,000 $0 10.00%
JOPLIN, MO (FHA|USDA|VA) 3 $305,000 $101,667 $3,288 6.33%
AMARILLO, TX (FHA|USDA|VA) 1 $305,000 $305,000 $4,662 7.38%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $305,000 $305,000 $4,268 6.49%
BISMARCK, ND (FHA|USDA|VA) 2 $300,000 $150,000 $2,720 5.06%
Lawrenceburg, TN (FHA|USDA|VA) 1 $295,000 $295,000 $3,236 6.13%
FOND DU LAC, WI (FHA|USDA|VA) 2 $290,000 $145,000 $2,051 6.37%
Natchez, MS-LA (FHA|USDA|VA) 1 $285,000 $285,000 $10,317 7.75%
Greensburg, IN (FHA|USDA|VA) 3 $285,000 $95,000 $0 9.98%
Brookings, SD (FHA|USDA|VA) 1 $285,000 $285,000 $5,719 7.38%
FAIRBANKS, AK (FHA|USDA|VA) 1 $275,000 $275,000 $323 3.25%
Vermillion, SD (FHA|USDA|VA) 1 $275,000 $275,000 $5,571 5.99%
Marquette, MI (FHA|USDA|VA) 3 $275,000 $91,667 $0 8.98%
Rockport, TX (FHA|USDA|VA) 1 $275,000 $275,000 $7,463 7.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $270,000 $135,000 $2,516 7.64%
Bellefontaine, OH (FHA|USDA|VA) 4 $270,000 $67,500 $0 10.84%
Athens, OH (FHA|USDA|VA) 2 $270,000 $135,000 $0 7.58%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $270,000 $135,000 $2,818 6.56%
Scottsburg, IN (FHA|USDA|VA) 3 $265,000 $88,333 $0 8.98%
Cambridge, OH (FHA|USDA|VA) 3 $265,000 $88,333 $0 10.10%
POCATELLO, ID (FHA|USDA|VA) 1 $265,000 $265,000 $4,121 7.25%
Sidney, OH (FHA|USDA|VA) 2 $260,000 $130,000 $3,536 8.70%
Sanford, NC (FHA|USDA|VA) 2 $260,000 $130,000 $0 8.90%
Wapakoneta, OH (FHA|USDA|VA) 2 $260,000 $130,000 $0 9.53%
Rockingham, NC (FHA|USDA|VA) 2 $260,000 $130,000 $9,145 8.81%
Lewisburg, TN (FHA|USDA|VA) 1 $255,000 $255,000 $0 9.65%
Marshall, MN (FHA|USDA|VA) 1 $255,000 $255,000 $0 8.65%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $255,000 $255,000 $2,676 6.88%
Lebanon, MO (FHA|USDA|VA) 1 $255,000 $255,000 $6,765 6.88%
Cullowhee, NC (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.15%
Paducah, KY-IL (FHA|USDA|VA) 4 $250,000 $62,500 $4,193 9.93%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $240,000 $120,000 $0 8.53%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,758 6.88%
Spearfish, SD (FHA|USDA|VA) 1 $235,000 $235,000 $0 8.90%
Austin, MN (FHA|USDA|VA) 2 $230,000 $115,000 $9,834 8.94%
Danville, KY (FHA|USDA|VA) 2 $230,000 $115,000 $3,211 6.50%
Mount Sterling, KY (FHA|USDA|VA) 2 $230,000 $115,000 $6,770 8.26%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $225,000 $225,000 $3,920 6.88%
Murray, KY (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.40%
Seneca Falls, NY (FHA|USDA|VA) 3 $225,000 $75,000 $0 9.98%
MONTGOMERY, AL (FHA|USDA|VA) 3 $225,000 $75,000 $0 8.30%
Jackson, OH (FHA|USDA|VA) 3 $215,000 $71,667 $0 9.73%
Atmore, AL (FHA|USDA|VA) 1 $215,000 $215,000 $6,189 6.50%
Salina, KS (FHA|USDA|VA) 1 $215,000 $215,000 $4,426 6.63%
DALTON, GA (FHA|USDA|VA) 2 $210,000 $105,000 $0 9.90%
Zanesville, OH (FHA|USDA|VA) 2 $210,000 $105,000 $0 8.90%
Yankton, SD (FHA|USDA|VA) 2 $210,000 $105,000 $0 8.78%
Shelby, NC (FHA|USDA|VA) 2 $210,000 $105,000 $0 9.03%
Columbus, NE (FHA|USDA|VA) 1 $205,000 $205,000 $2,431 6.50%
HAMMOND, LA (FHA|USDA|VA) 1 $205,000 $205,000 $9,507 5.88%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.90%
Rexburg, ID (FHA|USDA|VA) 1 $205,000 $205,000 $600 2.63%
Brainerd, MN (FHA|USDA|VA) 3 $205,000 $68,333 $0 10.15%
Washington, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.90%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $205,000 $205,000 $8,392 6.88%
Norwalk, OH (FHA|USDA|VA) 3 $205,000 $68,333 $3,658 8.81%
Albertville, AL (FHA|USDA|VA) 1 $205,000 $205,000 $0 9.65%
Beatrice, NE (FHA|USDA|VA) 1 $205,000 $205,000 $7,012 7.38%
STAUNTON, VA (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.65%
JONESBORO, AR (FHA|USDA|VA) 2 $200,000 $100,000 $0 9.90%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $190,000 $95,000 $4,513 7.64%
GOLDSBORO, NC (FHA|USDA|VA) 3 $185,000 $61,667 $0 10.32%
Troy, AL (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.65%
WACO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $7,455 7.13%
FARGO, ND-MN (FHA|USDA|VA) 2 $180,000 $90,000 $0 11.28%
North Platte, NE (FHA|USDA|VA) 2 $180,000 $90,000 $6,149 9.13%
Brookhaven, MS (FHA|USDA|VA) 1 $175,000 $175,000 $5,894 5.99%
LAWTON, OK (FHA|USDA|VA) 1 $175,000 $175,000 $9,283 5.75%
Chillicothe, OH (FHA|USDA|VA) 2 $170,000 $85,000 $0 9.53%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $170,000 $85,000 $0 9.53%
Selinsgrove, PA (FHA|USDA|VA) 2 $170,000 $85,000 $0 9.40%
Cullman, AL (FHA|USDA|VA) 2 $160,000 $80,000 $0 10.65%
Big Rapids, MI (FHA|USDA|VA) 2 $160,000 $80,000 $0 9.53%
GREAT FALLS, MT (FHA|USDA|VA) 1 $155,000 $155,000 $5,398 6.38%
Toccoa, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.65%
Seymour, IN (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.15%
Lock Haven, PA (FHA|USDA|VA) 2 $150,000 $75,000 $0 9.90%
Sayre, PA (FHA|USDA|VA) 2 $150,000 $75,000 $0 9.78%
Newport, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,173 6.38%
Bartlesville, OK (FHA|USDA|VA) 1 $145,000 $145,000 $0 10.15%
CHARLESTON, WV (FHA|USDA|VA) 1 $145,000 $145,000 $3,222 7.25%
Quincy, IL-MO (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.40%
London, KY (FHA|USDA|VA) 2 $140,000 $70,000 $2,309 9.33%
Freeport, IL (FHA|USDA|VA) 2 $140,000 $70,000 $0 9.53%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,628 6.75%
Defiance, OH (FHA|USDA|VA) 2 $130,000 $65,000 $0 10.03%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $130,000 $65,000 $0 10.08%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,251 7.63%
Campbellsville, KY (FHA|USDA|VA) 1 $125,000 $125,000 $7,777 5.75%
Martin, TN (FHA|USDA|VA) 1 $125,000 $125,000 $5,690 6.63%
Martinsville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $4,813 6.63%
Stevens Point, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,387 6.25%
Sweetwater, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,559 6.75%
Laurinburg, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.65%
Frankfort, KY (FHA|USDA|VA) 1 $125,000 $125,000 $6,186 5.88%
Arcadia, FL (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.90%
Columbus, MS (FHA|USDA|VA) 1 $125,000 $125,000 $6,482 6.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $120,000 $60,000 $0 10.28%
Huntington, IN (FHA|USDA|VA) 2 $120,000 $60,000 $0 11.40%
Durant, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.90%
VISALIA, CA (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.88%
Calhoun, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 10.40%
Enterprise, AL (FHA|USDA|VA) 2 $110,000 $55,000 $4,773 7.70%
KANKAKEE, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.40%
Willmar, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.90%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $3,613 5.13%
Houghton, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.40%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.15%
North Wilkesboro, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.65%
Vidalia, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.15%
Muscatine, IA (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.40%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.40%
Watertown, SD (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.65%
Douglas, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.90%
Worthington, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.40%
Scottsboro, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.40%
Gaffney, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.90%
Orangeburg, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.90%
Jasper, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.40%
Bluefield, WV-VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.90%
Fremont, NE (FHA|USDA|VA) 1 $105,000 $105,000 $3,953 7.00%
Madisonville, KY (FHA|USDA|VA) 2 $100,000 $50,000 $0 10.15%
Opelousas, LA (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.75%
Greenwood, MS (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.50%
LaGrange, GA-AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 10.15%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.13%
Alexandria, MN (FHA|USDA|VA) 1 $95,000 $95,000 $0 10.15%
Ottawa, IL (FHA|USDA|VA) 2 $90,000 $45,000 $0 10.83%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 10.15%
Newberry, SC (FHA|USDA|VA) 1 $85,000 $85,000 $0 10.15%
IOWA CITY, IA (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.15%
Minot, ND (FHA|USDA|VA) 1 $85,000 $85,000 $5,938 6.50%
Bedford, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.90%
Eufaula, AL-GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.65%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.40%
Ponca City, OK (FHA|USDA|VA) 1 $75,000 $75,000 $4,319 6.63%
Rochelle, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.15%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.40%
Plymouth, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 10.40%
MUNCIE, IN (FHA|USDA|VA) 3 $65,000 $21,667 $0 11.77%
St. Marys, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.40%
Wauchula, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 11.15%
Central City, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.65%
Somerset, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.15%
Moultrie, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.65%
Mount Airy, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.90%
Middlesborough, KY (FHA|USDA|VA) 1 $55,000 $55,000 $2,100 6.25%
WHEELING, WV-OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.65%
COLUMBUS, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.50%
Frankfort, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.90%
Marietta, OH (FHA|USDA|VA) 2 $50,000 $25,000 $0 12.78%
ALBANY, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 12.15%
OWENSBORO, KY (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.40%
ROME, GA (FHA|USDA|VA) 1 $35,000 $35,000 $0 11.40%
Lexington, NE (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.65%
ENID, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.65%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.40%
Glasgow, KY (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.90%
Marinette, WI-MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.00%
Coshocton, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.90%
Decatur, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.65%
AMES, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.15%
Auburn, IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 11.75%
Russellville, AR (FHA|USDA|VA) 1 $15,000 $15,000 $0 14.15%
Citizens Bank's top markets include New York, Boston, Philadelphia, Providence, and Miami among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Citizens Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Abound Federal Credit Union
    Similarity Rank: 38
    Kennebec Savings Bank
    Similarity Rank: 40
    Bowater Employees Credit Union
    Similarity Rank: 40
    South Metro Federal Credit Union
    Similarity Rank: 45
    FIRST NEW YORK
    Similarity Rank: 48
    Bank of Richmondville
    Similarity Rank: 50
    Androscoggin Savings Bank
    Similarity Rank: 54
    CRESCENT MORTGAGE COMPANY
    Similarity Rank: 80
    PROSPERA Credit Union
    Similarity Rank: 84
    POINT BREEZE
    Similarity Rank: 90

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 44,241 $8,428,355,000 $190,510 n/a 9.25%
    Conventional 10,103 $6,328,465,000 $626,395 $8,241 6.45%
    FHA 646 $167,030,000 $258,560 $10,342 6.32%
    VA 192 $77,020,000 $401,146 $8,437 5.66%
    USDA 1 $85,000 $85,000 $4,203 7.25%

    For 2024, Citizens Bank's most frequently originated type of loan was HELOC, with 44,241 originations. Their 2nd most popular type was Conventional, with 10,103 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 15,624 $2,544,150,000 $162,836 $12,863 9.39%
    Refi 14,268 $3,822,300,000 $267,893 $5,145 8.63%
    Other 13,436 $2,240,620,000 $166,762 $6,137 9.45%
    Home Purchase 10,480 $6,003,380,000 $572,842 $9,349 7.02%
    Cash Out Refi 1,375 $390,505,000 $284,004 $6,282 6.67%

    For 2024, Citizens Bank's most frequently cited loan purpose was Home Improvement, with 15,624 originations. The 2nd most popular reason was Refi, with 14,268 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 44,425 $8,521,935,000 $191,827 $2,934 9.23%
    30 Year 10,054 $6,093,910,000 $606,118 $8,623 6.48%
    15 Year 492 $133,060,000 $270,447 $5,956 6.06%
    10 Year 104 $224,340,000 $2,157,115 $4,570 6.04%
    20 Year 96 $19,990,000 $208,229 $4,479 6.62%
    30+ year 8 $1,540,000 $192,500 $0 4.23%
    5 Year 4 $6,180,000 $1,545,000 $0 7.16%

    For 2024, Citizens Bank's most frequently cited loan duration was Other, with 44,425 originations. The 2nd most popular length was 30 Year, with 10,054 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 4,044 $2,437,220,000 $602,676
    $<1k 2,003 $1,171,325,000 $584,785
    $2k-3k 1,391 $479,295,000 $344,569
    $5k+ 1,387 $1,240,005,000 $894,019
    $3k-4k 920 $521,590,000 $566,946
    $4k-5k 497 $248,235,000 $499,467

    Citizens Bank's average total fees were $8,623, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,044 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 38,245 $6,702,705,000 $175,257
    7-8% 7,233 $2,211,695,000 $305,778
    6-7% 6,918 $3,579,630,000 $517,437
    5-6% 2,615 $2,390,315,000 $914,078
    4-5% 100 $97,720,000 $977,200
    3-4% 33 $6,845,000 $207,424
    2.5-3% 23 $7,775,000 $338,043
    <2.5% 16 $4,270,000 $266,875

    During 2024, Citizens Bank's average interest rate for loans was 6.48%, while their most frequently originated rate bucket for loans was Over 8%, with 38,245 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 16,537 $2,203,355,000 $133,238 $4,916 8.74%
    $200k-400k 16,069 $4,179,545,000 $260,100 $6,287 8.12%
    $100,000 or less 13,445 $771,915,000 $57,413 $3,855 10.23%
    $400k-600k 4,550 $2,143,150,000 $471,022 $8,322 7.74%
    $600k-1MM 2,602 $1,955,400,000 $751,499 $10,465 7.25%
    $1MM+ 1,980 $3,747,590,000 $1,892,722 $17,020 6.52%

    2024 saw Citizens Bank place emphasis on $100k-200k loans with 16,537 originations, totaling $2,203,355,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 12,487 $3,168,255,000 $253,724 $8,326 8.64%
    $100k-150k 12,077 $2,262,115,000 $187,308 $6,816 8.86%
    $250k+ 10,483 $6,671,155,000 $636,378 $13,158 8.05%
    $50k-75k 7,627 $920,445,000 $120,682 $5,187 9.00%
    $75k-100k 7,604 $1,155,520,000 $151,962 $5,866 8.94%
    $50k or less 4,553 $422,255,000 $92,742 $4,616 9.14%

    Citizens Bank lent most frequently to those with incomes in the $150k-250k range, with 12,487 originations. The second most popular income band? $100k-150k, with 12,077 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 14,279 $2,581,115,000 $180,763 $10,868 9.27%
    >60% 6,158 $1,262,760,000 $205,060 $10,648 8.88%
    30-36% 6,103 $1,954,265,000 $320,214 $8,280 8.41%
    20-30% 5,876 $1,934,350,000 $329,195 $7,871 8.27%
    <20% 1,982 $735,210,000 $370,943 $8,028 8.26%
    45% 1,870 $493,700,000 $264,011 $9,589 9.11%
    44% 1,807 $502,995,000 $278,359 $8,318 8.77%
    49% 1,730 $440,330,000 $254,526 $7,655 8.22%
    43% 1,589 $512,035,000 $322,237 $8,525 8.47%
    42% 1,495 $466,955,000 $312,344 $8,619 8.50%
    48% 1,475 $385,195,000 $261,149 $7,649 8.44%
    47% 1,470 $457,640,000 $311,320 $9,244 8.39%
    46% 1,450 $415,370,000 $286,462 $8,332 8.43%
    41% 1,409 $457,135,000 $324,439 $8,651 8.47%
    40% 1,378 $485,090,000 $352,025 $8,949 8.32%
    39% 1,325 $416,435,000 $314,291 $8,004 8.38%
    38% 1,268 $411,050,000 $324,172 $8,270 8.40%
    37% 1,218 $415,750,000 $341,338 $8,489 8.33%
    36% 1,149 $386,385,000 $336,279 $9,140 8.45%

    Citizens Bank lent most frequently to those with DTI ratios of 50-60%, with 14,279 originations. The next most common DTI ratio? >60%, with 6,158 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 41,064 $10,671,480,000 $259,874 $8,016 8.69%
    Not provided 6,476 $2,037,650,000 $314,646 $9,901 8.66%
    Asian 3,108 $1,144,780,000 $368,333 $9,260 8.17%
    Black 3,721 $569,145,000 $152,955 $7,496 9.26%
    Not applicable 70 $266,890,000 $3,812,714 $0 6.09%
    Asian Indian 234 $169,510,000 $724,402 $12,401 7.80%
    American Indian 229 $38,225,000 $166,921 $5,954 9.16%
    Chinese 48 $32,810,000 $683,542 $13,315 7.63%
    Other Asian 53 $24,395,000 $460,283 $12,037 8.71%
    Native Hawaiian or Islander 99 $17,625,000 $178,030 $4,963 8.97%
    Korean 18 $11,620,000 $645,556 $18,172 7.98%
    Vietnamese 20 $9,400,000 $470,000 $22,764 8.02%
    Filipino 21 $3,545,000 $168,810 $7,073 9.48%
    Other Pacific Islander 16 $2,560,000 $160,000 $12,685 9.03%
    5 $1,025,000 $205,000 $0 9.60%
    Native Hawaiian 1 $295,000 $295,000 $0 8.65%

    Approval Rates

    Total approvals of all applications
    73.36%

    Citizens Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    83.50%

    Citizens Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 55,183 $15,000,955,000 $271,840

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    55,183 $15,000,955,000 $271,840

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 20,261 $3,976,215,000 $196,250 $5,748 8.95%
    40-60% 8,387 $2,981,925,000 $355,541 $7,364 8.26%
    60-80% 7,694 $4,212,670,000 $547,527 $9,389 7.44%
    80-100% 4,727 $2,356,425,000 $498,503 $8,655 6.90%
    Over 100% 32 $14,300,000 $446,875 $16,960 6.29%
    Under 20% 13,974 $1,435,520,000 $102,728 $5,282 9.91%