Beeville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Beeville averaged 6.92% for the week of 2024-06-20, compared to the national average of 6.87% for the same period.

The average rate for the prior week (2024-06-13) was 7.2% and one month ago for the week of 2024-05-16, the average rate was 6.97%.

Beeville's average rate one year ago was 6.74%.

For refis of the same type during the week of 2024-06-20, the average rate was 6.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-20 6.87%
Beeville 30 Year Fixed Rate 2024-06-20 6.92%
Beeville 30 Year Fixed Rate Refi 2024-06-20 6.77%
Beeville 15 Year Fixed Rate 2024-06-20 5.93%
Beeville 15 Year Fixed Rate Refi 2024-06-20 6.33%
Beeville 30 Year FHA 2024-06-20 0.1%
Beeville 30 Year FHA Refi 2024-06-20 0%
Beeville 30 Year USDA 2024-06-20 -0.2%
Beeville 30 Year USDA Refi 2024-06-20 -0.1%
Beeville 30 Year VA 2024-06-20 0%
Beeville 30 Year VA Refi 2024-06-20 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Beeville, TX.

Beeville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Beeville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
NAVY ARMY COMMUNITY CREDIT UNION 13 7.43% $3,608
GUILD MORTGAGE COMPANY 11 7.06% $7,422
Prosperity Bank 9 6.67% $3,336
QUICKEN LOANS, LLC 7 7.21% $6,517
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 7.00% $5,362
PILGRIM MORTGAGE LLC 5 6.85% $4,779
21ST MORTGAGE CORPORATION 3 7.28% $6,984
LOANDEPOT.COM, LLC 2 7.31% $10,252
AMCAP MORTGAGE, LTD. 2 6.68% $14,633
GARDNER FINANCIAL SERVICES, LTD. 2 7.00% $14,461
Mr. Cooper ( Nationstar Mortgage ) 2 7.31% $7,933
GENEVA FINANCIAL, LLC 1 7.13% $9,348
Farm Credit Mid-America, ACA 1 7.38% $12,274
LEGEND LENDING CORPORATION 1 6.50% $6,733
Discover Bank 1 6.99% $0
MID AMERICA MORTGAGE, INC. 1 6.50% $23,609
MORTGAGE ACCESS CORP. 1 6.88% $6,925
ZILLOW HOME LOANS, LLC 1 6.75% $8,376
Commercial Bank of Texas 1 5.99% $11,039
NAVY FEDERAL CREDIT UNION 1 6.88% $3,171
Centennial Bank 1 7.13% $3,369
PNC Bank 1 6.38% $6,028
BROKER SOLUTIONS, INC. 1 7.38% $5,375
AMERISAVE MORTGAGE CORPORATION 1 7.38% $5,873
ACADEMY MORTGAGE CORPORATION 1 6.50% $8,301
Truity Federal Credit Union 1 5.75% $3,249
FREEDOM MORTGAGE CORPORATION 1 7.38% $8,629
Waterstone Mortgage Corporation 1 6.99% $8,338

Beeville Average Closing Costs & Other Stats

Beeville, TX's 28 lenders originated 234 loans during 2023. The total origination value was $39,780,000, with an average loan value of $170,000.

Beeville's average closing costs are $6,222.

The top Beeville lender as defined by loan originations is NAVY ARMY COMMUNITY CREDIT UNION, with 13 loans originated. Their average total fees are $3,608, which is $3,814 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee Beeville lenders (with over 10 loans originated) are NAVY ARMY COMMUNITY CREDIT UNION ($3,608), GUILD MORTGAGE COMPANY ($7,422), .

The lowest rate Beeville lenders (with over 10 loans originated) are GUILD MORTGAGE COMPANY (7.06%), NAVY ARMY COMMUNITY CREDIT UNION (7.43%), .

Beeville, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
GUILD MORTGAGE COMPANY $4,300,000 $5,885,000 36.9% 14.8%
NAVY ARMY COMMUNITY CREDIT UNION $4,375,000 $3,550,000 -18.9% 8.9%
21ST MORTGAGE CORPORATION $1,945,000 $3,450,000 77.4% 8.7%
Prosperity Bank $3,925,000 $2,810,000 -28.4% 7.1%
PILGRIM MORTGAGE LLC $175,000 $2,295,000 1,211.4% 5.8%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,050,000 $1,495,000 -27.1% 3.8%
AMCAP MORTGAGE, LTD. $950,000 $1,290,000 35.8% 3.2%
QUICKEN LOANS, LLC $2,555,000 $1,175,000 -54.0% 3.0%
LOANDEPOT.COM, LLC $370,000 $895,000 141.9% 2.2%
Mortgage Research Center, LLC $1,385,000 $810,000 -41.5% 2.0%
SOUTHWEST STAGE FUNDING, LLC $620,000 $685,000 10.5% 1.7%
NAVY FEDERAL CREDIT UNION $255,000 $655,000 156.9% 1.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,025,000 $630,000 -38.5% 1.6%
TRIAD FINANCIAL SERVICES, INC. $630,000 n/a 1.6%
GARDNER FINANCIAL SERVICES, LTD. $620,000 n/a 1.6%
CMG MORTGAGE, INC. $505,000 $565,000 11.9% 1.4%
LEGEND LENDING CORPORATION $505,000 n/a 1.3%
MID AMERICA MORTGAGE, INC. $505,000 n/a 1.3%
Waterstone Mortgage Corporation $165,000 $505,000 206.1% 1.3%
UNITED WHOLESALE MORTGAGE, LLC $85,000 $495,000 482.4% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $830,000 $485,000 -41.6% 1.2%
Commercial Bank of Texas $465,000 n/a 1.2%
CARDINAL FINANCIAL $545,000 $460,000 -15.6% 1.2%
RANDOLPH-BROOKS $205,000 $450,000 119.5% 1.1%
Farm Credit Mid-America, ACA $645,000 $395,000 -38.8% 1.0%
MORTGAGE ACCESS CORP. $385,000 n/a 1.0%
FREEDOM MORTGAGE CORPORATION $185,000 $355,000 91.9% 0.9%
ACADEMY MORTGAGE CORPORATION $265,000 $345,000 30.2% 0.9%
VELOCITY COMMERCIAL CAPITAL, LLC $335,000 n/a 0.8%
GENEVA FINANCIAL, LLC $85,000 $315,000 270.6% 0.8%
CANOPY MORTGAGE, LLC $295,000 n/a 0.7%
ZILLOW HOME LOANS, LLC $135,000 $290,000 114.8% 0.7%
NATIONS RELIABLE LENDING, LLC $185,000 $285,000 54.1% 0.7%
BAY-VALLEY MORTGAGE GROUP $275,000 n/a 0.7%
The Falls City National Bank $275,000 n/a 0.7%
COUNTRYPLACE MORTGAGE, LTD. $95,000 $260,000 173.7% 0.7%
Hamilton Mortgage Corporation $255,000 n/a 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $900,000 $240,000 -73.3% 0.6%
Discover Bank $230,000 n/a 0.6%
NFM, INC. $225,000 n/a 0.6%
USAA Federal Savings Bank $275,000 $215,000 -21.8% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $310,000 $205,000 -33.9% 0.5%
WILLOW BEND MORTGAGE COMPANY, LLC $650,000 $205,000 -68.5% 0.5%
SYNERGY FEDERAL CREDIT UNION $255,000 $190,000 -25.5% 0.5%
AMERISAVE MORTGAGE CORPORATION $430,000 $185,000 -57.0% 0.5%
Carrington Mortgage Services, LLC $175,000 n/a 0.4%
Gateway First Bank $170,000 n/a 0.4%
TrustTexas Bank, SSB $355,000 $165,000 -53.5% 0.4%
SECURITY SERVICE $140,000 $160,000 14.3% 0.4%
PLAZA HOME MORTGAGE, INC. $155,000 n/a 0.4%
SouthStar Bank, S.S.B. $155,000 n/a 0.4%
ANGEL OAK MORTGAGE SOLUTIONS LLC $135,000 n/a 0.3%
CREDIT HUMAN FEDERAL CREDIT UNION $280,000 $135,000 -51.8% 0.3%
GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION $115,000 n/a 0.3%
Truity Federal Credit Union $115,000 n/a 0.3%
University Bank $115,000 n/a 0.3%
PNC Bank $105,000 $105,000 0.0% 0.3%
Simmons Bank $105,000 n/a 0.3%
Broadway National Bank $85,000 n/a 0.2%
Centennial Bank $105,000 $85,000 -19.0% 0.2%
BROKER SOLUTIONS, INC. $75,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $55,000 n/a 0.1%
United Community Bank $55,000 n/a 0.1%
H E B $45,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $35,000 n/a 0.1%

Beeville's top lender by overall market share is GUILD MORTGAGE COMPANY, with 14.8% market share. In second place, with 8.9%, is NAVY ARMY COMMUNITY CREDIT UNION, having originated $3,550,000 in loans. In third place, with 8.7%, is 21ST MORTGAGE CORPORATION, having originated $3,450,000 in loans. In fourth place, with 7.1%, is Prosperity Bank, having originated $2,810,000 in loans. In fifth place, with 5.8%, is PILGRIM MORTGAGE LLC, having originated $2,295,000 in loans.

Beeville, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 178 $32,510,000 $182,640
Cash Out Refi 25 $3,505,000 $140,200
Other 12 $970,000 $80,833
Home Improvement 10 $780,000 $78,000
Refi 9 $2,015,000 $223,889

Beeville's most frequently cited loan purpose was Home Purchase, with 178 originations. The 2nd most popular reason was Cash Out Refi, with 25 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
7-8% 87 $16,545,000 $190,172
6-7% 62 $12,810,000 $206,613
Over 8% 48 $6,390,000 $133,125
5-6% 20 $2,960,000 $148,000
<2.5% 7 $45,000 $6,429
4-5% 1 $155,000 $155,000

During 2023, Beeville's most frequently originated rate bucket was 7-8%, with 87 originations.

Loan Sizing (Beeville, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 95 $13,605,000 $143,211
$200k-400k 73 $19,545,000 $267,740
$100,000 or less 60 $3,540,000 $59,000
$400k-600k 5 $2,415,000 $483,000
$600k-1000k 1 $675,000 $675,000

Beeville's loan sizing saw the bucket of loans from $100k-200k with 95 originations, totaling $13,605,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 138 $26,800,000 $194,203
60-80% 43 $7,195,000 $167,326
40-60% 15 $2,015,000 $134,333
Under 20% 12 $160,000 $13,333
20-40% 11 $1,235,000 $112,273
Over 100% 6 $1,390,000 $231,667

Beeville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 138 originations, totaling $26,800,000 in origination value.