Beeville Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Beeville averaged 6.43% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.54% and one month ago for the week of 2022-05-26, the average rate was 5.73%.

Beeville's average rate one year ago was 3.8%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.68%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Beeville 30 Year Fixed Rate 2022-06-30 6.43%
Beeville 30 Year Fixed Rate Refi 2022-06-30 5.68%
Beeville 15 Year Fixed Rate 2022-06-30 5.15%
Beeville 15 Year Fixed Rate Refi 2022-06-30 5.04%
Beeville 30 Year FHA 2022-06-30 6.08%
Beeville 30 Year FHA Refi 2022-06-30 5.47%
Beeville 30 Year USDA 2022-06-30 5.89%
Beeville 30 Year USDA Refi 2022-06-30 3.2%
Beeville 30 Year VA 2022-06-30 5.94%
Beeville 30 Year VA Refi 2022-06-30 5.41%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Beeville, TX.

Beeville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Beeville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
GUILD MORTGAGE COMPANY 21 3.36% $5,954
QUICKEN LOANS, LLC 12 3.23% $5,238
Gateway First Bank 4 3.34% $4,324
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.04% $4,316
MOVEMENT MORTGAGE, LLC 3 2.95% $7,637
Prosperity Bank 3 3.25% $3,432
Farm Credit Mid-America, ACA 3 3.37% $10,421
First National Bank Texas 2 2.88% $5,344
AMERICAN FINANCING CORPORATION 2 3.06% $3,308
UNITED WHOLESALE MORTGAGE, LLC 2 3.23% $3,471
AMCAP MORTGAGE, LTD. 2 3.06% $6,442
InterContinental Capital Group, Inc 1 3.63% $4,123
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.38% $4,907
LOANDEPOT.COM, LLC 1 2.88% $6,914
MORTGAGE FINANCIAL SERVICES, LLC 1 2.99% $17,725
Mr. Cooper ( Nationstar Mortgage ) 1 3.38% $5,770
Nations Lending Corporation 1 3.50% $4,358
PENNYMAC LOAN SERVICES, LLC 1 2.75% $2,977
PNC Bank 1 3.25% $4,604
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.38% $5,881
SECURITY SERVICE 1 2.75% $4,039
SENTE MORTGAGE, INC. 1 2.88% $5,071
SOUTHWEST FUNDING, LP 1 3.25% $7,663
SUN WEST MORTGAGE COMPANY, INC. 1 2.99% $5,430
UMB Bank 1 2.88% $4,497
1ST FINANCIAL, INC. 1 3.13% $6,516
WILLOW BEND MORTGAGE COMPANY, LLC 1 3.13% $5,874
AgFirst Farm Credit Bank 1 3.38% $9,457
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.00% $5,327
AMERISAVE MORTGAGE CORPORATION 1 3.50% $3,561
AMPLIFY 1 3.38% $4,070
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.99% $4,560
Carrington Mortgage Services, LLC 1 2.75% $5,570
Flagstar Bank, FSB 1 2.99% $8,011
GENEVA FINANCIAL, LLC 1 2.88% $5,229
GUARANTEED RATE, INC. 1 3.50% $5,288
IMPAC MORTGAGE CORP. 1 3.99% $6,729

Beeville, TX's 37 lenders originated 370 loans during 2021. The total origination value was $67,010,000, with an average loan value of $181,108.

The top Beeville lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 21 loans originated. Their average total fees are $5,954, which is $716 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Beeville lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($5,238), GUILD MORTGAGE COMPANY ($5,954), .

The lowest rate Beeville lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (3.23%), GUILD MORTGAGE COMPANY (3.36%), .

Beeville, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
GUILD MORTGAGE COMPANY $6,460,000 $7,190,000 11.3% 10.7%
QUICKEN LOANS, LLC $4,005,000 $6,160,000 53.8% 9.2%
NAVY ARMY COMMUNITY CREDIT UNION $3,430,000 $4,220,000 23.0% 6.3%
Prosperity Bank $1,655,000 $3,660,000 121.1% 5.5%
Vantage Bank Texas $85,000 $3,375,000 3,870.6% 5.0%
FREEDOM MORTGAGE CORPORATION $1,610,000 $2,800,000 73.9% 4.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,020,000 $2,300,000 125.5% 3.4%
MOVEMENT MORTGAGE, LLC $1,070,000 $2,005,000 87.4% 3.0%
21ST MORTGAGE CORPORATION $2,130,000 $1,790,000 -16.0% 2.7%
Mortgage Research Center, LLC $2,010,000 $1,755,000 -12.7% 2.6%
AMCAP MORTGAGE, LTD. $860,000 $1,590,000 84.9% 2.4%
Gateway First Bank $720,000 $1,420,000 97.2% 2.1%
Farm Credit Mid-America, ACA $1,195,000 n/a 1.8%
PENNYMAC LOAN SERVICES, LLC $400,000 $1,140,000 185.0% 1.7%
CALIBER HOME LOANS, INC. $1,335,000 $1,090,000 -18.4% 1.6%
Mr. Cooper ( Nationstar Mortgage ) $640,000 $1,090,000 70.3% 1.6%
WILLOW BEND MORTGAGE COMPANY, LLC $365,000 $850,000 132.9% 1.3%
GUARANTEED RATE, INC. $1,850,000 $835,000 -54.9% 1.2%
SECURITY SERVICE $405,000 $785,000 93.8% 1.2%
SYNERGY FEDERAL CREDIT UNION $195,000 $770,000 294.9% 1.1%
UNITED BUILT HOMES, L.L.C. $715,000 $740,000 3.5% 1.1%
MORTGAGE FINANCIAL SERVICES, LLC $335,000 $705,000 110.4% 1.1%
AgFirst Farm Credit Bank $690,000 n/a 1.0%
CREDIT HUMAN FEDERAL CREDIT UNION $250,000 $610,000 144.0% 0.9%
HOMESIDE FINANCIAL, LLC $585,000 n/a 0.9%
First National Bank Texas $575,000 n/a 0.9%
Flagstar Bank, FSB $145,000 $570,000 293.1% 0.9%
SOUTHWEST FUNDING, LP $570,000 n/a 0.9%
Network Funding, L.P. $355,000 $540,000 52.1% 0.8%
LOANDEPOT.COM, LLC $290,000 $505,000 74.1% 0.8%
UNITED WHOLESALE MORTGAGE, LLC $325,000 $505,000 55.4% 0.8%
SOUTHWEST STAGE FUNDING, LLC $380,000 $480,000 26.3% 0.7%
American Bank $475,000 n/a 0.7%
CORNERSTONE HOME LENDING, INC. $1,190,000 $450,000 -62.2% 0.7%
FIRST CENTENNIAL MORTGAGE CORPORATION $105,000 $440,000 319.0% 0.7%
AMERICAN FINANCING CORPORATION $430,000 n/a 0.6%
PANORAMA MORTGAGE GROUP, LLC $430,000 n/a 0.6%
NEWREZ LLC $415,000 n/a 0.6%
USAA Federal Savings Bank $615,000 $410,000 -33.3% 0.6%
IMPAC MORTGAGE CORP. $365,000 n/a 0.5%
VILLAGE CAPITAL & INVESTMENT LLC $145,000 $365,000 151.7% 0.5%
CMG MORTGAGE, INC. $960,000 $355,000 -63.0% 0.5%
NATIONS RELIABLE LENDING, LLC $355,000 n/a 0.5%
V.I.P. MORTGAGE, INC. $355,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $340,000 n/a 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $410,000 $340,000 -17.1% 0.5%
Wallick & Volk, Inc. $145,000 $340,000 134.5% 0.5%
Wells Fargo Bank $1,170,000 $340,000 -70.9% 0.5%
SENTE MORTGAGE, INC. $335,000 n/a 0.5%
GENEVA FINANCIAL, LLC $320,000 n/a 0.5%
LAKEVIEW LOAN SERVICING, LLC $315,000 n/a 0.5%
Priority Bank $580,000 $315,000 -45.7% 0.5%
Spirit of Texas Bank, SSB $65,000 $300,000 361.5% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $295,000 n/a 0.4%
MID AMERICA MORTGAGE, INC. $155,000 $290,000 87.1% 0.4%
SWBC MORTGAGE CORPORATION $405,000 $285,000 -29.6% 0.4%
First Community Bank $670,000 $235,000 -64.9% 0.4%
PILGRIM MORTGAGE LLC $235,000 n/a 0.4%
THRIVE MORTGAGE, LLC $295,000 $225,000 -23.7% 0.3%
OCEANSIDE MORTGAGE COMPANY $220,000 n/a 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $255,000 $215,000 -15.7% 0.3%
UMB Bank $215,000 n/a 0.3%
LENOX FINANCIAL MORTGAGE CORPORATION $205,000 n/a 0.3%
1ST FINANCIAL, INC. $195,000 n/a 0.3%
DIRECTIONS EQUITY, LLC $195,000 n/a 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $380,000 $195,000 -48.7% 0.3%
Nations Lending Corporation $255,000 $195,000 -23.5% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $290,000 $175,000 -39.7% 0.3%
CLEARPATH LENDING $175,000 n/a 0.3%
INTERLINC MORTGAGE SERVICES, LLC $175,000 n/a 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 $155,000 -11.4% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $155,000 n/a 0.2%
Carrington Mortgage Services, LLC $105,000 $145,000 38.1% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $145,000 n/a 0.2%
Frost Bank $165,000 $140,000 -15.2% 0.2%
InterContinental Capital Group, Inc $135,000 n/a 0.2%
International Bank of Commerce $135,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $755,000 $135,000 -82.1% 0.2%
TRIAD FINANCIAL SERVICES, INC. $95,000 $125,000 31.6% 0.2%
Northpointe Bank $115,000 n/a 0.2%
PNC Bank $115,000 n/a 0.2%
AMPLIFY $105,000 n/a 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $105,000 n/a 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $95,000 n/a 0.1%
Secured Investment Corp. $95,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $265,000 $95,000 -64.2% 0.1%
FirstBank $85,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $85,000 n/a 0.1%
The City National Bank of Sulphur Springs $85,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $85,000 $75,000 -11.8% 0.1%
COASTAL COMMUNITY AND TEACHERS Credit Union $75,000 n/a 0.1%

Beeville's top lender by overall market share is GUILD MORTGAGE COMPANY, with 10.7% market share. In second place, with 9.2%, is QUICKEN LOANS, LLC, having originated $6,160,000 in loans. In third place, with 6.3%, is NAVY ARMY COMMUNITY CREDIT UNION, having originated $4,220,000 in loans. In third place, with 5.5%, is Prosperity Bank, having originated $3,660,000 in loans. In third place, with 5.0%, is Vantage Bank Texas, having originated $3,375,000 in loans.


Beeville, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 214 $40,730,000 $190,327
Refi 108 $19,090,000 $176,759
Cash Out Refi 37 $5,895,000 $159,324
Home Improvement 6 $750,000 $125,000
Other 5 $545,000 $109,000

Beeville's most frequently cited loan purpose was Home Purchase, with 214 originations. The 2nd most popular reason was Refi, with 108 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 151 $28,285,000 $187,318
2.5-3% 97 $18,275,000 $188,402
<2.5% 57 $8,295,000 $145,526
Over 8% 19 $2,405,000 $126,579
4-5% 15 $2,615,000 $174,333
5-6% 10 $1,160,000 $116,000
7-8% 5 $435,000 $87,000
6-7% 3 $365,000 $121,667

During 2021, Beeville's most frequently originated rate bucket was 3-4%, with 151 originations.

Loan Sizing (Beeville, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 173 $25,645,000 $148,237
$200k-400k 102 $27,020,000 $264,902
$100,000 or less 82 $5,030,000 $61,341
$400k-600k 11 $5,295,000 $481,364
$600k-1000k 1 $645,000 $645,000
$Over $1MM 1 $3,375,000 $3,375,000

Beeville's loan sizing saw the bucket of loans from $100k-200k with 173 originations, totaling $25,645,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 200 $34,150,000 $170,750
60-80% 83 $17,645,000 $212,590
40-60% 35 $4,615,000 $131,857
Under 20% 13 $195,000 $15,000
20-40% 11 $1,065,000 $96,818
Over 100% 4 $1,110,000 $277,500

Beeville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 200 originations, totaling $34,150,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Beeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $146,500 (-10.4%) $172,569 (-15.0%) 0.00 119
2018-02-01 $143,000 (-8.3%) $169,067 (-12.8%) 0.00 97
2018-03-01 $145,000 (-3.0%) $177,171 (-9.5%) 0.00 87
2018-04-01 $149,700 (-3.4%) $182,021 (-9.3%) 0.00 84
2018-05-01 $157,250 (5.2%) $191,627 (-1.3%) 0.00 94
2018-06-01 $148,500 (-0.3%) $184,652 (-1.5%) 0.00 95
2018-07-01 $145,500 (-1.4%) $180,711 (-3.8%) 0.00 104
2018-08-01 $145,500 (-7.6%) $189,835 (-2.7%) 0.00 104
2018-09-01 $139,900 (-6.7%) $184,703 (-2.6%) 0.00 102
2018-10-01 $139,900 (0.7%) $184,353 (1.5%) 0.00 88
2018-11-01 $145,250 (11.7%) $191,578 (16.6%) 0.00 78
2018-12-01 $145,500 (5.4%) $194,416 (17.9%) 0.00 76
2019-01-01 $153,250 (4.6%) $211,242 (22.4%) 0.00 71
2019-02-01 $149,950 (4.9%) $216,827 (28.3%) 0.00 77
2019-03-01 $154,229 (6.4%) $218,939 (23.6%) 0.00 80
2019-04-01 $159,500 (6.6%) $222,586 (22.3%) 0.00 83
2019-05-01 $159,500 (1.4%) $229,025 (19.5%) 0.00 77
2019-06-01 $140,000 (-5.7%) $206,357 (11.8%) 0.00 78
2019-07-01 $153,400 (5.4%) $211,822 (17.2%) 0.00 83
2019-08-01 $143,514 (-1.4%) $200,129 (5.4%) 0.00 80
2019-09-01 $135,000 (-3.5%) $190,646 (3.2%) 0.00 71
2019-10-01 $135,000 (-3.5%) $196,324 (6.5%) 0.00 73
2019-11-01 $134,900 (-7.1%) $196,127 (2.4%) 0.00 74
2019-12-01 $129,000 (-11.3%) $192,877 (-0.8%) 0.00 67
2020-01-01 $129,000 (-15.8%) $196,168 (-7.1%) 0.00 68
2020-02-01 $129,900 (-13.4%) $210,925 (-2.7%) 0.00 73
2020-03-01 $139,900 (-9.3%) $204,764 (-6.5%) 0.00 72
2020-04-01 $149,000 (-6.6%) $199,863 (-10.2%) 0.00 70
2020-05-01 $149,900 (-6.0%) $211,736 (-7.6%) 0.00 70
2020-06-01 $149,450 (6.8%) $231,186 (12.0%) 0.00 69
2020-07-01 $147,500 (-3.9%) $219,665 (3.7%) 0.00 71
2020-08-01 $139,500 (-2.8%) $218,821 (9.3%) 0.00 70
2020-09-01 $134,950 (0.0%) $212,962 (11.7%) 0.00 67
2020-10-01 $139,500 (3.3%) $206,393 (5.1%) 0.00 59
2020-11-01 $142,450 (5.6%) $222,042 (13.2%) 0.00 58
2020-12-01 $139,900 (8.5%) $210,634 (9.2%) 0.00 64
2021-01-01 $145,000 (12.4%) $195,860 (-0.2%) 0.00 55
2021-02-01 $145,000 (11.6%) $180,149 (-14.6%) 0.00 49
2021-03-01 $152,000 (8.7%) $177,965 (-13.1%) 0.00 41
2021-04-01 $179,400 (20.4%) $218,650 (9.4%) 0.00 37
2021-05-01 $190,000 (26.8%) $264,981 (25.2%) 0.00 42
2021-06-01 $209,500 (40.2%) $284,212 (22.9%) 0.00 39
2021-07-01 $237,000 (60.7%) $289,253 (31.7%) 0.00 36
2021-08-01 $224,450 (60.9%) $266,416 (21.8%) 0.00 43
2021-09-01 $230,950 (71.1%) $261,811 (22.9%) 0.00 51
2021-10-01 $219,900 (57.6%) $273,927 (32.7%) 0.00 58
2021-11-01 $202,150 (41.9%) $267,886 (20.7%) 0.00 54
2021-12-01 $207,500 (48.3%) $266,541 (26.5%) 0.00 53
2022-01-01 $185,000 (27.6%) $248,676 (27.0%) 0.00 52
2022-02-01 $187,000 (29.0%) $242,078 (34.4%) 0.00 54
2022-03-01 $190,000 (25.0%) $251,826 (41.5%) 0.00 55
2022-04-01 $194,500 (8.4%) $251,789 (15.2%) 0.00 49
2022-05-01 $206,925 (8.9%) $255,081 (-3.7%) 0.00 46
2022-06-01 $199,500 (-4.8%) $227,913 (-19.8%) 0.00 43
Beeville's median listing price for 2022-06-01 was $199,500, a difference of $-10,000 (-4.8%) versus the prior year and $-7,425 versus the prior month.

Beeville's median listing price comes in at 0% of the national average.

Beeville's average listing price for 2022-06-01 was $227,913, a difference of $-56,299 (-19.8%) versus the prior year and $-27,168 versus the prior month.

For the 2022-06-01 period, Beeville had 43 MLS listings, a difference of -3 listings (-7%) versus the prior month and 4 listings (10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Beeville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,676 sqft
2018-02-01 0 days 1,582 sqft
2018-03-01 0 days 1,612 sqft
2018-04-01 0 days 1,638 sqft
2018-05-01 0 days 1,647 sqft
2018-06-01 0 days 1,640 sqft
2018-07-01 0 days 1,643 sqft
2018-08-01 0 days 1,690 sqft
2018-09-01 0 days 1,628 sqft
2018-10-01 0 days 1,599 sqft
2018-11-01 0 days 1,654 sqft
2018-12-01 0 days 1,700 sqft
2019-01-01 0 days 1,715 sqft
2019-02-01 0 days 1,675 sqft
2019-03-01 0 days 1,767 sqft
2019-04-01 0 days 1,845 sqft
2019-05-01 0 days 1,856 sqft
2019-06-01 0 days 1,719 sqft
2019-07-01 0 days 1,645 sqft
2019-08-01 0 days 1,629 sqft
2019-09-01 0 days 1,612 sqft
2019-10-01 0 days 1,604 sqft
2019-11-01 0 days 1,550 sqft
2019-12-01 0 days 1,543 sqft
2020-01-01 0 days 1,543 sqft
2020-02-01 0 days 1,495 sqft
2020-03-01 0 days 1,518 sqft
2020-04-01 0 days 1,632 sqft
2020-05-01 0 days 1,536 sqft
2020-06-01 0 days 1,584 sqft
2020-07-01 0 days 1,499 sqft
2020-08-01 0 days 1,462 sqft
2020-09-01 0 days 1,466 sqft
2020-10-01 0 days 1,495 sqft
2020-11-01 0 days 1,619 sqft
2020-12-01 0 days 1,663 sqft
2021-01-01 0 days 1,663 sqft
2021-02-01 0 days 1,619 sqft
2021-03-01 0 days 1,602 sqft
2021-04-01 0 days 1,660 sqft
2021-05-01 0 days 1,750 sqft
2021-06-01 0 days 1,721 sqft
2021-07-01 0 days 2,062 sqft
2021-08-01 0 days 1,907 sqft
2021-09-01 0 days 1,824 sqft
2021-10-01 0 days 1,824 sqft
2021-11-01 0 days 1,604 sqft
2021-12-01 0 days 1,725 sqft
2022-01-01 0 days 1,680 sqft
2022-02-01 0 days 1,547 sqft
2022-03-01 0 days 1,560 sqft
2022-04-01 0 days 1,637 sqft
2022-05-01 0 days 1,490 sqft
2022-06-01 0 days 1,435 sqft
Beeville's median listing age (time on market) for 2022-06-01 was 0 days.

Beeville's median square footage for active listings during the 2022-06-01 period was 1,435 sqft. One year prior, the average listing was 1,721 sqft.