Beeville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Beeville averaged
6.61%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.64% and
one month ago for the week of 2025-05-15, the
average rate was 6.81%.
Beeville's average rate one year ago was 7.05%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.01%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Beeville 30 Year Fixed Rate | 2025-06-18 | 6.61% |
| Beeville 30 Year Fixed Rate Refi | 2025-06-18 | 7.01% |
| Beeville 15 Year Fixed Rate | 2025-06-18 | 6.06% |
| Beeville 15 Year Fixed Rate Refi | 2025-06-18 | 6.56% |
| Beeville 30 Year FHA | 2025-06-18 | 0.2% |
| Beeville 30 Year FHA Refi | 2025-06-18 | -0.1% |
| Beeville 30 Year USDA | 2025-06-18 | 0.2% |
| Beeville 30 Year USDA Refi | 2025-06-18 | 0.1% |
| Beeville 30 Year VA | 2025-06-18 | 0.2% |
| Beeville 30 Year VA Refi | 2025-06-18 | 0% |
Beeville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Beeville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
| Name | # of Loans | 2024 Avg. 30yFix Rate | 2024 Avg. Closing Costs |
|---|---|---|---|
| NAVY ARMY COMMUNITY CREDIT UNION | 12 | 7.09% | $3,544 |
| GUILD MORTGAGE COMPANY | 11 | 7.27% | $7,066 |
| QUICKEN LOANS, LLC | 10 | 6.80% | $8,334 |
| PLAZA HOME MORTGAGE, INC. | 3 | 7.08% | $7,264 |
| UNITED WHOLESALE MORTGAGE, LLC | 3 | 7.37% | $6,936 |
| JPMorgan Chase Bank | 2 | 6.13% | $6,171 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | 7.00% | $4,382 |
| MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 5.99% | $5,204 |
| PHH Mortgage Corporation | 1 | 6.75% | $8,073 |
| PILGRIM MORTGAGE LLC | 1 | 5.63% | $7,505 |
| PLANET HOME LENDING, LLC | 1 | 5.88% | $6,051 |
| Prosperity Bank | 1 | 6.63% | $3,313 |
| RANDOLPH-BROOKS | 1 | 9.25% | $34 |
| 21ST MORTGAGE CORPORATION | 1 | 8.65% | $6,324 |
| Wells Fargo Bank | 1 | 6.88% | $4,457 |
| CALCON MUTUAL MORTGAGE LLC | 1 | 7.13% | $12,203 |
| DIRECT MORTGAGE LOANS, LLC | 1 | 6.88% | $6,068 |
| Farm Credit Mid-America, ACA | 1 | 7.13% | $10,491 |
| Frost Bank | 1 | 3.99% | $625 |
| LOANDEPOT.COM, LLC | 1 | 7.13% | $11,745 |
| MOVEMENT MORTGAGE, LLC | 1 | 6.50% | $7,128 |
Beeville Average Closing Costs & Other Stats
Beeville, TX's 21 lenders originated 234
loans during 2024. The total origination value was $56,490,000, with an average loan value of
$241,410.
Beeville's average closing costs are $6,383.
The top Beeville lender as defined by loan originations is NAVY ARMY COMMUNITY CREDIT UNION, with
12 loans originated. Their average total fees are
$3,544, which is $3,522
lower than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee Beeville lenders (with over 10 loans originated) are
NAVY ARMY COMMUNITY CREDIT UNION ($3,544), GUILD MORTGAGE COMPANY ($7,066), QUICKEN LOANS, LLC ($8,334), .
The lowest rate Beeville lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (6.80%), NAVY ARMY COMMUNITY CREDIT UNION (7.09%), GUILD MORTGAGE COMPANY (7.27%), .
Beeville, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| WALKER & DUNLOP, LLC | $15,775,000 | n/a | 27.9% | |
| GUILD MORTGAGE COMPANY | $5,885,000 | $4,845,000 | -17.7% | 8.6% |
| NAVY ARMY COMMUNITY CREDIT UNION | $3,550,000 | $4,410,000 | 24.2% | 7.8% |
| QUICKEN LOANS, LLC | $1,175,000 | $3,390,000 | 188.5% | 6.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $495,000 | $2,640,000 | 433.3% | 4.7% |
| 21ST MORTGAGE CORPORATION | $3,450,000 | $2,525,000 | -26.8% | 4.5% |
| Mortgage Research Center, LLC | $810,000 | $1,170,000 | 44.4% | 2.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $205,000 | $1,075,000 | 424.4% | 1.9% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,495,000 | $960,000 | -35.8% | 1.7% |
| SFMC, LP | $890,000 | n/a | 1.6% | |
| FREEDOM MORTGAGE CORPORATION | $355,000 | $865,000 | 143.7% | 1.5% |
| MORIA DEVELOPMENT, INC. | $835,000 | n/a | 1.5% | |
| LOANDEPOT.COM, LLC | $895,000 | $700,000 | -21.8% | 1.2% |
| Prosperity Bank | $2,810,000 | $655,000 | -76.7% | 1.2% |
| AmeriHome Mortgage Company, LLC | $630,000 | n/a | 1.1% | |
| UNITED BUILT HOMES, L.L.C. | $590,000 | n/a | 1.0% | |
| HOMESIDE FINANCIAL, LLC | $575,000 | n/a | 1.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $685,000 | $575,000 | -16.1% | 1.0% |
| Hamilton Mortgage Corporation | $255,000 | $570,000 | 123.5% | 1.0% |
| Simmons Bank | $105,000 | $480,000 | 357.1% | 0.8% |
| PLAZA HOME MORTGAGE, INC. | $155,000 | $475,000 | 206.5% | 0.8% |
| Gateway First Bank | $170,000 | $460,000 | 170.6% | 0.8% |
| MID AMERICA MORTGAGE, INC. | $505,000 | $455,000 | -9.9% | 0.8% |
| CALCON MUTUAL MORTGAGE LLC | $425,000 | n/a | 0.8% | |
| The Federal Savings Bank | $415,000 | n/a | 0.7% | |
| Frost Bank | $375,000 | n/a | 0.7% | |
| JPMorgan Chase Bank | $370,000 | n/a | 0.7% | |
| Farm Credit Mid-America, ACA | $395,000 | $365,000 | -7.6% | 0.6% |
| ROYAL UNITED MORTGAGE LLC | $340,000 | n/a | 0.6% | |
| CMG MORTGAGE, INC. | $565,000 | $335,000 | -40.7% | 0.6% |
| VILLAGE CAPITAL MORTGAGE | $325,000 | n/a | 0.6% | |
| The Falls City National Bank | $275,000 | $320,000 | 16.4% | 0.6% |
| LEGEND LENDING CORPORATION | $505,000 | $310,000 | -38.6% | 0.5% |
| American Bank | $305,000 | n/a | 0.5% | |
| HALLMARK HOME MORTGAGE, LLC | $305,000 | n/a | 0.5% | |
| NEWREZ LLC | $285,000 | n/a | 0.5% | |
| Southside Bank | $275,000 | n/a | 0.5% | |
| USAA Federal Savings Bank | $215,000 | $265,000 | 23.3% | 0.5% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $205,000 | $265,000 | 29.3% | 0.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $255,000 | n/a | 0.5% | |
| CANOPY MORTGAGE, LLC | $295,000 | $255,000 | -13.6% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $255,000 | n/a | 0.5% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $630,000 | $250,000 | -60.3% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $235,000 | n/a | 0.4% | |
| PLANET HOME LENDING, LLC | $235,000 | n/a | 0.4% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $225,000 | n/a | 0.4% | |
| PILGRIM MORTGAGE LLC | $2,295,000 | $205,000 | -91.1% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $655,000 | $190,000 | -71.0% | 0.3% |
| Equity Prime Mortgage LLC | $175,000 | n/a | 0.3% | |
| CHARTER BANK | $165,000 | n/a | 0.3% | |
| First National Bank Texas | $165,000 | n/a | 0.3% | |
| DEEPHAVEN MORTGAGE LLC | $155,000 | n/a | 0.3% | |
| PHH Mortgage Corporation | $155,000 | n/a | 0.3% | |
| LOANPAL, LLC | $150,000 | n/a | 0.3% | |
| AXIA FINANCIAL, LLC | $140,000 | n/a | 0.2% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $125,000 | n/a | 0.2% | |
| MOVEMENT MORTGAGE, LLC | $125,000 | n/a | 0.2% | |
| RANDOLPH-BROOKS | $450,000 | $125,000 | -72.2% | 0.2% |
| SYNERGY FEDERAL CREDIT UNION | $190,000 | $115,000 | -39.5% | 0.2% |
| Complex Community Federal Credit Union | $105,000 | n/a | 0.2% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $135,000 | $105,000 | -22.2% | 0.2% |
| DIRECT MORTGAGE LOANS, LLC | $105,000 | n/a | 0.2% | |
| FINANCE OF AMERICA REVERSE LLC | $35,000 | $105,000 | 200.0% | 0.2% |
| Flagstar Bank, FSB | $105,000 | n/a | 0.2% | |
| GUARANTEED RATE, INC. | $105,000 | n/a | 0.2% | |
| TRIAD FINANCIAL SERVICES, INC. | $630,000 | $105,000 | -83.3% | 0.2% |
| CSL Financial, LLC | $95,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $55,000 | $95,000 | 72.7% | 0.2% |
| RF Renovo Management Company, LLC | $85,000 | n/a | 0.2% | |
| Wells Fargo Bank | $85,000 | n/a | 0.2% | |
| Newfirst National Bank | $70,000 | n/a | 0.1% | |
| SECURITY SERVICE | $160,000 | $55,000 | -65.6% | 0.1% |
| International Bank of Commerce | $25,000 | n/a | 0.0% |
Beeville's top lender by overall market share is WALKER & DUNLOP, LLC, with 27.9% market share. In second place, with 8.6%, is GUILD MORTGAGE COMPANY, having originated $4,845,000 in loans. In third place, with 7.8%, is NAVY ARMY COMMUNITY CREDIT UNION, having originated $4,410,000 in loans. In fourth place, with 6.0%, is QUICKEN LOANS, LLC, having originated $3,390,000 in loans. In fifth place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,640,000 in loans.
Beeville, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 163 | $28,305,000 | $173,650 |
| Refi | 26 | $22,190,000 | $853,462 |
| Cash Out Refi | 23 | $3,915,000 | $170,217 |
| Other | 14 | $1,410,000 | $100,714 |
| Home Improvement | 8 | $670,000 | $83,750 |
Beeville's most frequently cited loan purpose was Home Purchase, with 163 originations. The 2nd most popular reason was Refi, with 26 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 75 | $15,845,000 | $211,267 |
| 7-8% | 65 | $11,115,000 | $171,000 |
| Over 8% | 50 | $6,210,000 | $124,200 |
| 5-6% | 24 | $21,620,000 | $900,833 |
| <2.5% | 8 | $50,000 | $6,250 |
| 4-5% | 2 | $260,000 | $130,000 |
| 3-4% | 1 | $165,000 | $165,000 |
During 2024, Beeville's most frequently originated rate bucket was 6-7%, with 75 originations.
Loan Sizing (Beeville, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 97 | $13,905,000 | $143,351 |
| $200k-400k | 72 | $18,730,000 | $260,139 |
| $100,000 or less | 53 | $2,975,000 | $56,132 |
| $400k-600k | 11 | $5,105,000 | $464,091 |
| $Over $1MM | 1 | $15,775,000 | $15,775,000 |
Beeville's loan sizing saw the bucket of loans from $100k-200k with 97 originations, totaling $13,905,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 128 | $24,830,000 | $193,984 |
| 60-80% | 42 | $7,930,000 | $188,810 |
| Under 20% | 18 | $380,000 | $21,111 |
| 40-60% | 16 | $17,710,000 | $1,106,875 |
| 20-40% | 8 | $590,000 | $73,750 |
| Over 100% | 7 | $2,045,000 | $292,143 |
Beeville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 128 originations, totaling $24,830,000 in origination value.