Ukrainian Selfreliance Federal Credit Union Mortgage Rates, Fees & Info

Feasterville, PA

LEI: 254900Y4QCRHFQOGEU34

Tax ID: 23-1421810

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Mortgage Data

Review & Overview

Ukrainian Selfreliance Federal Credit Union is a smaller credit union specializing in Home Purchase and Refi loans. Ukrainian Selfreliance Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, New York, Trenton, Allentown, and Reading among others. We have data for 18 markets. (Some data included below & more in-depth data is available with an active subscription.)

Ukrainian Selfreliance Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

202

Origination Dollar Volume (All Markets)

$47,600,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 151 $27,325,000 $180,960 $0 0.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 19 $13,885,000 $730,789 $0 0.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 13 $2,365,000 $181,923 $0 0.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $680,000 $340,000 $0 0.00%
READING, PA (FHA|USDA|VA) 2 $390,000 $195,000 $0 0.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $365,000 $365,000 $0 0.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $310,000 $155,000 $0 0.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $305,000 $305,000 $0 0.00%
Outside of Metro Areas 1 $305,000 $305,000 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $305,000 $305,000 $0 0.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $295,000 $295,000 $0 0.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $285,000 $285,000 $0 0.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $235,000 $235,000 $0 0.00%
LEBANON, PA (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $90,000 $45,000 $0 0.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $45,000 $45,000 $0 0.00%
Ukrainian Selfreliance Federal Credit Union's top markets include Philadelphia, New York, Trenton, Allentown, and Reading among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 202 $47,600,000 $235,644 $0 0.00%

    For 2018, Ukrainian Selfreliance Federal Credit Union's most frequently originated type of loan was Conventional, with 202 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 102 $22,450,000 $220,098 $0 0.00%
    Refi 61 $19,125,000 $313,525 $0 0.00%
    Cash Out Refi 38 $5,920,000 $155,789 $0 0.00%
    Home Improvement 1 $105,000 $105,000 $0 0.00%

    For 2018, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 102 originations. The 2nd most popular reason was Refi, with 61 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 202 $47,600,000 $235,644 $0 0.00%

    For 2018, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan duration was Other, with 202 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 80 $11,760,000 $147,000 $0 0.00%
    $200k-400k 63 $16,705,000 $265,159 $0 0.00%
    $100,000 or less 40 $2,810,000 $70,250 $0 0.00%
    $400k-600k 14 $6,610,000 $472,143 $0 0.00%
    $1MM+ 4 $8,870,000 $2,217,500 $0 0.00%
    $600k-1MM 1 $845,000 $845,000 $0 0.00%

    2018 saw Ukrainian Selfreliance Federal Credit Union place emphasis on $100k-200k loans with 80 originations, totaling $11,760,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 32 $4,620,000 $144,375 $0 0.00%
    $50k-75k 27 $5,845,000 $216,481 $0 0.00%
    $75k-100k 27 $5,825,000 $215,741 $0 0.00%
    $100k-150k 17 $4,595,000 $270,294 $0 0.00%
    $150k-250k 12 $3,980,000 $331,667 $0 0.00%
    $250k+ 8 $2,940,000 $367,500 $0 0.00%

    Ukrainian Selfreliance Federal Credit Union lent most frequently to those with incomes in the $50k or less range, with 32 originations. The second most popular income band? $50k-75k, with 27 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 202 $47,600,000 $235,644 $0 0.00%

    Ukrainian Selfreliance Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 202 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 134 $26,840,000 $200,299 $0 0.00%
    Not applicable 41 $14,855,000 $362,317 $0 0.00%
    Not provided 27 $5,905,000 $218,704 $0 0.00%

    Approval Rates

    Total approvals of all applications
    91.84%

    Ukrainian Selfreliance Federal Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    88.61%

    Ukrainian Selfreliance Federal Credit Union has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 202 $47,600,000 $235,644

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 7 $6,065,000 $866,429
    Single Family (1-4 Units):Site-Built 195 $41,535,000 $213,000