Ukrainian Selfreliance Federal Credit Union Mortgage Rates, Fees & Info

Feasterville, PA

LEI: 254900Y4QCRHFQOGEU34

Tax ID: 23-1421810

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Mortgage Data

Review & Overview

Ukrainian Selfreliance Federal Credit Union is a smaller credit union specializing in Refi, Cash Out Refi, and Home Purchase loans. Ukrainian Selfreliance Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, New York, Trenton, Baltimore, and Allentown among others. We have data for 29 markets. (Some data included below & more in-depth data is available with an active subscription.)

Ukrainian Selfreliance Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

332

Origination Dollar Volume (All Markets)

$91,090,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 260 $59,050,000 $227,115 $0 0.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 25 $20,455,000 $818,200 $0 0.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,865,000 $266,429 $0 0.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 6 $1,300,000 $216,667 $0 0.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $980,000 $245,000 $0 0.00%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $635,000 $211,667 $0 0.00%
Outside of Metro Areas 3 $595,000 $198,333 $0 0.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $595,000 $595,000 $0 0.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $465,000 $465,000 $0 0.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $455,000 $455,000 $0 0.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $435,000 $435,000 $0 0.00%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $435,000 $435,000 $0 0.00%
LANCASTER, PA (FHA|USDA|VA) 3 $405,000 $135,000 $0 0.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $325,000 $325,000 $0 0.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $305,000 $305,000 $0 0.00%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $295,000 $295,000 $0 0.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $255,000 $255,000 $0 0.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $235,000 $235,000 $0 0.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $235,000 $235,000 $0 0.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 0.00%
CLEVELAND, TN (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
STAUNTON, VA (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $0 0.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $185,000 $185,000 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 0.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 0.00%
Ukrainian Selfreliance Federal Credit Union's top markets include Philadelphia, New York, Trenton, Baltimore, and Allentown among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 332 $91,090,000 $274,367 $0 0.00%

    For 2020, Ukrainian Selfreliance Federal Credit Union's most frequently originated type of loan was Conventional, with 332 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 125 $30,845,000 $246,760 $0 0.00%
    Cash Out Refi 104 $29,280,000 $281,538 $0 0.00%
    Home Purchase 101 $30,875,000 $305,693 $0 0.00%
    Other 2 $90,000 $45,000 $0 0.00%

    For 2020, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan purpose was Refi, with 125 originations. The 2nd most popular reason was Cash Out Refi, with 104 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 332 $91,090,000 $274,367 $0 0.00%

    For 2020, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan duration was Other, with 332 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 126 $18,300,000 $145,238 $0 0.00%
    $200k-400k 126 $33,460,000 $265,556 $0 0.00%
    $400k-600k 34 $16,320,000 $480,000 $0 0.00%
    $100,000 or less 31 $2,335,000 $75,323 $0 0.00%
    $1MM+ 9 $16,305,000 $1,811,667 $0 0.00%
    $600k-1MM 6 $4,370,000 $728,333 $0 0.00%

    2020 saw Ukrainian Selfreliance Federal Credit Union place emphasis on $100k-200k loans with 126 originations, totaling $18,300,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 62 $12,620,000 $203,548 $0 0.00%
    $75k-100k 49 $9,905,000 $202,143 $0 0.00%
    $100k-150k 44 $9,690,000 $220,227 $0 0.00%
    $150k-250k 39 $13,265,000 $340,128 $0 0.00%
    $50k or less 22 $3,310,000 $150,455 $0 0.00%
    $250k+ 11 $3,925,000 $356,818 $0 0.00%

    Ukrainian Selfreliance Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 62 originations. The second most popular income band? $75k-100k, with 49 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 332 $91,090,000 $274,367 $0 0.00%

    Ukrainian Selfreliance Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 332 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 220 $53,970,000 $245,318 $0 0.00%
    Not applicable 90 $32,740,000 $363,778 $0 0.00%
    Not provided 17 $2,845,000 $167,353 $0 0.00%
    Asian 5 $1,535,000 $307,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    92.94%

    Ukrainian Selfreliance Federal Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.52%

    Ukrainian Selfreliance Federal Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 332 $91,090,000 $274,367

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 11 $10,825,000 $984,091
    Single Family (1-4 Units):Manufactured 1 $225,000 $225,000
    Single Family (1-4 Units):Site-Built 320 $80,040,000 $250,125