Ukrainian Selfreliance Federal Credit Union Mortgage Rates, Fees & Info

Feasterville, PA

LEI: 254900Y4QCRHFQOGEU34

Tax ID: 23-1421810

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Mortgage Data

Review & Overview

Ukrainian Selfreliance Federal Credit Union is a smaller credit union specializing in Refi, Home Purchase, and Cash Out Refi loans. Ukrainian Selfreliance Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, New York, Trenton, Ocean City, and Allentown among others. We have data for 25 markets. (Some data included below & more in-depth data is available with an active subscription.)

Ukrainian Selfreliance Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

360

Origination Dollar Volume (All Markets)

$84,640,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 268 $60,240,000 $224,776 $0 0.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 16 $6,550,000 $409,375 $0 0.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 17 $2,965,000 $174,412 $0 0.00%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $2,035,000 $407,000 $0 0.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $1,840,000 $184,000 $0 0.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,625,000 $325,000 $0 0.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $1,450,000 $725,000 $0 0.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $1,290,000 $322,500 $0 0.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 6 $980,000 $163,333 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $685,000 $228,333 $0 0.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $585,000 $585,000 $0 0.00%
READING, PA (FHA|USDA|VA) 2 $580,000 $290,000 $0 0.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $575,000 $191,667 $0 0.00%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $520,000 $260,000 $0 0.00%
LEBANON, PA (FHA|USDA|VA) 2 $440,000 $220,000 $0 0.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $360,000 $180,000 $0 0.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $345,000 $115,000 $0 0.00%
Outside of Metro Areas 1 $245,000 $245,000 $0 0.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $245,000 $245,000 $0 0.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $225,000 $225,000 $0 0.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
SPARTANBURG, SC (FHA|USDA|VA) 1 $195,000 $195,000 $0 0.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $160,000 $80,000 $0 0.00%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 0.00%
Ukrainian Selfreliance Federal Credit Union's top markets include Philadelphia, New York, Trenton, Ocean City, and Allentown among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 360 $84,640,000 $235,111 $0 0.00%

    For 2021, Ukrainian Selfreliance Federal Credit Union's most frequently originated type of loan was Conventional, with 360 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 136 $32,070,000 $235,809 $0 0.00%
    Home Purchase 132 $31,470,000 $238,409 $0 0.00%
    Cash Out Refi 92 $21,100,000 $229,348 $0 0.00%

    For 2021, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan purpose was Refi, with 136 originations. The 2nd most popular reason was Home Purchase, with 132 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 360 $84,640,000 $235,111 $0 0.00%

    For 2021, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan duration was Other, with 360 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 151 $22,735,000 $150,563 $0 0.00%
    $200k-400k 140 $36,810,000 $262,929 $0 0.00%
    $100,000 or less 29 $2,505,000 $86,379 $0 0.00%
    $400k-600k 28 $13,190,000 $471,071 $0 0.00%
    $600k-1MM 10 $7,210,000 $721,000 $0 0.00%
    $1MM+ 2 $2,190,000 $1,095,000 $0 0.00%

    2021 saw Ukrainian Selfreliance Federal Credit Union place emphasis on $100k-200k loans with 151 originations, totaling $22,735,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 67 $12,865,000 $192,015 $0 0.00%
    $100k-150k 64 $16,760,000 $261,875 $0 0.00%
    $75k-100k 48 $10,670,000 $222,292 $0 0.00%
    $50k or less 37 $5,725,000 $154,730 $0 0.00%
    $150k-250k 29 $9,825,000 $338,793 $0 0.00%
    $250k+ 13 $6,515,000 $501,154 $0 0.00%

    Ukrainian Selfreliance Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 67 originations. The second most popular income band? $100k-150k, with 64 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 360 $84,640,000 $235,111 $0 0.00%

    Ukrainian Selfreliance Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 360 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 258 $61,410,000 $238,023 $0 0.00%
    Not applicable 89 $20,225,000 $227,247 $0 0.00%
    Not provided 12 $2,870,000 $239,167 $0 0.00%
    Asian 1 $135,000 $135,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    91.94%

    Ukrainian Selfreliance Federal Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.89%

    Ukrainian Selfreliance Federal Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 360 $84,640,000 $235,111

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    360 $84,640,000 $235,111