Ukrainian Selfreliance Federal Credit Union Mortgage Rates, Fees & Info

Feasterville, PA

LEI: 254900Y4QCRHFQOGEU34

Tax ID: 23-1421810

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Mortgage Data

Review & Overview

Ukrainian Selfreliance Federal Credit Union is a smaller credit union specializing in Home Purchase and Cash Out Refi loans. Ukrainian Selfreliance Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, New York, Trenton, Atlantic City, and Allentown among others. We have data for 28 markets. (Some data included below & more in-depth data is available with an active subscription.)

Ukrainian Selfreliance Federal Credit Union has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.

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Originations

282

Origination Dollar Volume (All Markets)

$87,070,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 208 $55,720,000 $267,885 $0 0.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 20 $15,400,000 $770,000 $0 0.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $1,730,000 $216,250 $0 0.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $1,535,000 $511,667 $0 0.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $1,445,000 $206,429 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $1,175,000 $391,667 $0 0.00%
Outside of Metro Areas 3 $1,075,000 $358,333 $0 0.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $1,030,000 $515,000 $0 0.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $805,000 $268,333 $0 0.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $640,000 $320,000 $0 0.00%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $605,000 $605,000 $0 0.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $595,000 $595,000 $0 0.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $570,000 $285,000 $0 0.00%
LANCASTER, PA (FHA|USDA|VA) 1 $465,000 $465,000 $0 0.00%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $425,000 $425,000 $0 0.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $420,000 $210,000 $0 0.00%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $385,000 $385,000 $0 0.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $360,000 $180,000 $0 0.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $350,000 $175,000 $0 0.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $345,000 $345,000 $0 0.00%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $315,000 $315,000 $0 0.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $290,000 $145,000 $0 0.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $285,000 $285,000 $0 0.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $275,000 $275,000 $0 0.00%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $265,000 $265,000 $0 0.00%
TUCSON, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $0 0.00%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 0.00%
Ukrainian Selfreliance Federal Credit Union's top markets include Philadelphia, New York, Trenton, Atlantic City, and Allentown among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 282 $87,070,000 $308,759 $0 0.00%

    For 2022, Ukrainian Selfreliance Federal Credit Union's most frequently originated type of loan was Conventional, with 282 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 159 $53,145,000 $334,245 $0 0.00%
    Cash Out Refi 80 $25,200,000 $315,000 $0 0.00%
    Refi 36 $8,060,000 $223,889 $0 0.00%
    Home Improvement 4 $430,000 $107,500 $0 0.00%
    Other 3 $235,000 $78,333 $0 0.00%

    For 2022, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 159 originations. The 2nd most popular reason was Cash Out Refi, with 80 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 282 $87,070,000 $308,759 $0 0.00%

    For 2022, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan duration was Other, with 282 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 117 $32,225,000 $275,427 $0 0.00%
    $100k-200k 79 $11,675,000 $147,785 $0 0.00%
    $400k-600k 38 $18,060,000 $475,263 $0 0.00%
    $100,000 or less 22 $1,670,000 $75,909 $0 0.00%
    $600k-1MM 20 $15,190,000 $759,500 $0 0.00%
    $1MM+ 6 $8,250,000 $1,375,000 $0 0.00%

    2022 saw Ukrainian Selfreliance Federal Credit Union place emphasis on $200k-400k loans with 117 originations, totaling $32,225,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 46 $14,470,000 $314,565 $0 0.00%
    $50k or less 43 $8,465,000 $196,860 $0 0.00%
    $50k-75k 38 $8,060,000 $212,105 $0 0.00%
    $75k-100k 37 $10,025,000 $270,946 $0 0.00%
    $150k-250k 34 $12,900,000 $379,412 $0 0.00%
    $250k+ 16 $6,180,000 $386,250 $0 0.00%

    Ukrainian Selfreliance Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 46 originations. The second most popular income band? $50k or less, with 43 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 282 $87,070,000 $308,759 $0 0.00%

    Ukrainian Selfreliance Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 282 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 214 $61,500,000 $287,383 $0 0.00%
    Not applicable 61 $23,905,000 $391,885 $0 0.00%
    Not provided 4 $860,000 $215,000 $0 0.00%
    Asian 3 $805,000 $268,333 $0 0.00%

    Approval Rates

    Total approvals of all applications
    82.43%

    Ukrainian Selfreliance Federal Credit Union has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    92.91%

    Ukrainian Selfreliance Federal Credit Union has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 282 $87,070,000 $308,759

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    282 $87,070,000 $308,759