Ukrainian Selfreliance Federal Credit Union Mortgage Rates, Fees & Info

Feasterville, PA

LEI: 254900Y4QCRHFQOGEU34

Tax ID: 23-1421810

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Mortgage Data

Review & Overview

Ukrainian Selfreliance Federal Credit Union is a smaller credit union specializing in Other loans. Ukrainian Selfreliance Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, New York, Baltimore, Washington, and Jacksonville among others. We have data for 27 markets. (Some data included below & more in-depth data is available with an active subscription.)

Ukrainian Selfreliance Federal Credit Union has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.

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Originations

311

Origination Dollar Volume (All Markets)

$498,125,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 243 $469,535,000 $1,932,243 $0 0.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 12 $10,230,000 $852,500 $0 0.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 8 $3,260,000 $407,500 $0 0.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $2,840,000 $1,420,000 $0 0.00%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $2,405,000 $343,571 $0 0.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,275,000 $182,143 $0 0.00%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $950,000 $475,000 $0 0.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $890,000 $222,500 $0 0.00%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $705,000 $705,000 $0 0.00%
LANCASTER, PA (FHA|USDA|VA) 2 $550,000 $275,000 $0 0.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $515,000 $171,667 $0 0.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $480,000 $240,000 $0 0.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $435,000 $435,000 $0 0.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $420,000 $210,000 $0 0.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $405,000 $405,000 $0 0.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $405,000 $405,000 $0 0.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $390,000 $195,000 $0 0.00%
COLUMBUS, OH (FHA|USDA|VA) 1 $335,000 $335,000 $0 0.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $325,000 $325,000 $0 0.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $305,000 $305,000 $0 0.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $285,000 $285,000 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $285,000 $285,000 $0 0.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $270,000 $135,000 $0 0.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $0 0.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $115,000 $115,000 $0 0.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 0.00%
Ukrainian Selfreliance Federal Credit Union's top markets include Philadelphia, New York, Baltimore, Washington, and Jacksonville among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 311 $498,125,000 $1,601,688 $0 0.00%

    For 2024, Ukrainian Selfreliance Federal Credit Union's most frequently originated type of loan was Conventional, with 311 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 153 $54,545,000 $356,503 $0 0.00%
    Other 50 $408,540,000 $8,170,800 $0 0.00%
    Home Improvement 47 $7,485,000 $159,255 $0 0.00%
    Cash Out Refi 37 $15,815,000 $427,432 $0 0.00%
    Refi 24 $11,740,000 $489,167 $0 0.00%

    For 2024, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 153 originations. The 2nd most popular reason was Other, with 50 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 311 $498,125,000 $1,601,688 $0 0.00%

    For 2024, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan duration was Other, with 311 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 123 $35,475,000 $288,415 $0 0.00%
    $100k-200k 90 $13,090,000 $145,444 $0 0.00%
    $400k-600k 46 $21,430,000 $465,870 $0 0.00%
    $100,000 or less 27 $1,745,000 $64,630 $0 0.00%
    $600k-1MM 18 $12,890,000 $716,111 $0 0.00%
    $1MM+ 7 $413,495,000 $59,070,714 $0 0.00%

    2024 saw Ukrainian Selfreliance Federal Credit Union place emphasis on $200k-400k loans with 123 originations, totaling $35,475,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 76 $20,720,000 $272,632 $0 0.00%
    $150k-250k 70 $423,060,000 $6,043,714 $0 0.00%
    $75k-100k 48 $10,240,000 $213,333 $0 0.00%
    $250k+ 34 $17,980,000 $528,824 $0 0.00%
    $50k-75k 30 $5,910,000 $197,000 $0 0.00%
    $50k or less 16 $2,590,000 $161,875 $0 0.00%

    Ukrainian Selfreliance Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 76 originations. The second most popular income band? $150k-250k, with 70 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 311 $498,125,000 $1,601,688 $0 0.00%

    Ukrainian Selfreliance Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 311 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 255 $474,615,000 $1,861,235 $0 0.00%
    Not applicable 34 $17,200,000 $505,882 $0 0.00%
    Not provided 21 $5,815,000 $276,905 $0 0.00%
    Asian Indian 1 $495,000 $495,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    88.60%

    Ukrainian Selfreliance Federal Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    90.68%

    Ukrainian Selfreliance Federal Credit Union has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 311 $498,125,000 $1,601,688

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    311 $498,125,000 $1,601,688