Ukrainian Selfreliance Federal Credit Union Mortgage Rates, Fees & Info

Feasterville, PA

LEI: 254900Y4QCRHFQOGEU34

Tax ID: 23-1421810

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Ukrainian Selfreliance Federal Credit Union is a smaller credit union specializing in Refi, Home Purchase, and Cash Out Refi loans. Ukrainian Selfreliance Federal Credit Union has a high proportion of conventional loans. Their top markets include Philadelphia, New York, Trenton, Ocean City, and Allentown among others. Ukrainian Selfreliance Federal Credit Union has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors.


Originations

360

Origination Dollar Volume (All Markets)

$84,640,000

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 268 $60,240,000 $224,776 $0 0.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 16 $6,550,000 $409,375 $0 0.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 17 $2,965,000 $174,412 $0 0.00%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $2,035,000 $407,000 $0 0.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $1,840,000 $184,000 $0 0.00%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,625,000 $325,000 $0 0.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $1,450,000 $725,000 $0 0.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $1,290,000 $322,500 $0 0.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 6 $980,000 $163,333 $0 0.00%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $685,000 $228,333 $0 0.00%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $585,000 $585,000 $0 0.00%
READING, PA (FHA|USDA|VA) 2 $580,000 $290,000 $0 0.00%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $575,000 $191,667 $0 0.00%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $520,000 $260,000 $0 0.00%
LEBANON, PA (FHA|USDA|VA) 2 $440,000 $220,000 $0 0.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $360,000 $180,000 $0 0.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $345,000 $115,000 $0 0.00%
Outside of Metro Areas 1 $245,000 $245,000 $0 0.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $245,000 $245,000 $0 0.00%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $225,000 $225,000 $0 0.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
SPARTANBURG, SC (FHA|USDA|VA) 1 $195,000 $195,000 $0 0.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $160,000 $80,000 $0 0.00%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 0.00%

Ukrainian Selfreliance Federal Credit Union's top markets include Philadelphia, New York, Trenton, Ocean City, and Allentown among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 360 $84,640,000 $235,111 $0 0.00%

For the 2021 period, Ukrainian Selfreliance Federal Credit Union's most frequently originated loan type of loans were Conventional, with 360 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 136 $32,070,000 $235,809 $0 0.00%
Home Purchase 132 $31,470,000 $238,409 $0 0.00%
Cash Out Refi 92 $21,100,000 $229,348 $0 0.00%

For the 2021, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan purpose of loans were Refi, with 136 originations. The 2nd most popular reason of loans were Home Purchase, with 132 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
Other 360 $84,640,000 $235,111 $0 0.00%

For the 2021, Ukrainian Selfreliance Federal Credit Union's most frequently cited loan length of loans were Other, with 360 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 151 $22,735,000 $150,563 $0 0.00%
$200k-400k 140 $36,810,000 $262,929 $0 0.00%
$100,000 or less 29 $2,505,000 $86,379 $0 0.00%
$400k-600k 28 $13,190,000 $471,071 $0 0.00%
$600k-1MM 10 $7,210,000 $721,000 $0 0.00%
$1MM+ 2 $2,190,000 $1,095,000 $0 0.00%

2021 saw Ukrainian Selfreliance Federal Credit Union place emphasis on $100k-200k loans with 151 originations, totaling $22,735,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 67 $12,865,000 $192,015 $0 0.00%
$100k-150k 64 $16,760,000 $261,875 $0 0.00%
$75k-100k 48 $10,670,000 $222,292 $0 0.00%
$50k or less 37 $5,725,000 $154,730 $0 0.00%
$150k-250k 29 $9,825,000 $338,793 $0 0.00%
$250k+ 13 $6,515,000 $501,154 $0 0.00%

Ukrainian Selfreliance Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 67 originations. The second most popular income band? $100k-150k, with 64 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
Exempt% 360 $84,640,000 $235,111 $0 0.00%

Ukrainian Selfreliance Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 360 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 258 $61,410,000 $238,023 $0 0.00%
Not applicable 89 $20,225,000 $227,247 $0 0.00%
Not provided 12 $2,870,000 $239,167 $0 0.00%
Asian 1 $135,000 $135,000 $0 0.00%

Approval Rates

Total approvals of all applications
92.42%

Ukrainian Selfreliance Federal Credit Union has an average approval rate.

Pick Rate

Approvals leading to origination
83.00%

Ukrainian Selfreliance Federal Credit Union has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
Exempt 360 $84,640,000 $235,111

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
360 $84,640,000 $235,111