Total Media Management Mortgage Rates, Fees & Info
OWENS CROSS ROADS, ALLEI: 549300516L2LO1P5XX92
Tax ID: 26-2514970
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Mortgage Data
Review & Overview
Total Media Management is a smaller mortgage company specializing in Home Purchase loans. Total Media Management has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Orlando, Deltona, Huntsville, Savannah, and Cookeville among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)Total Media Management has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Total Media Management is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.52% | 11/17/24 |
| 30 Year Conventional Refi | 6.83% | 11/17/24 |
| 30 Year Cash-out Refi | 6.76% | 11/17/24 |
| 30 Year FHA Purchase | 7.34% | 11/17/24 |
| 30 Year FHA Refi | 7.77% | 11/17/24 |
| 30 Year VA Purchase | 5.87% | 11/17/24 |
| 30 Year VA Refi | 6.27% | 11/17/24 |
| 15 Year Conventional Purchase | 6.65% | 11/17/24 |
| 15 Year Conventional Refi | 5.68% | 11/17/24 |
| 15 Year Cash-out Refi | 5.68% | 11/17/24 |
| 15 Year VA Refi | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Total Media Management Mortgage Calculator
Your Estimates
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This is not an official calculator from Total Media Management. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
25Origination Dollar Volume (All Markets)
$7,605,000Relative Rate
Total Media Management's average 30 year fixed mortgage rate was
6.66%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.18%.
Relative Fees (Closing Costs)
Total Media Management's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,334.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $10,167 | 6.48% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $13,093 | 6.44% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $14,308 | 6.31% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $10,326 | 7.56% |
| Outside of Metro Areas | 2 | $530,000 | $265,000 | $10,345 | 6.63% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,849 | 6.56% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,507 | 6.13% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $18,455 | 6.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $835 | 7.99% |
| Albertville, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,768 | 6.25% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,236 | 7.25% |
| OCALA, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,757 | 5.99% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,168 | 7.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,077 | 7.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,631 | 6.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against Total Media Management based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 11 | $3,315,000 | $301,364 | $8,083 | 6.84% |
| FHA | 7 | $2,035,000 | $290,714 | $12,063 | 6.64% |
| VA | 7 | $2,255,000 | $322,143 | $11,609 | 6.45% |
For 2023, Total Media Management's most frequently originated type of loan was Conventional, with 11 originations. Their 2nd most popular type was FHA, with 7 originations.
Loan Reason
For 2023, Total Media Management's most frequently cited loan purpose was Home Purchase, with 18 originations. The 2nd most popular reason was Cash Out Refi, with 6 originations.
Loan Duration/Length
For 2023, Total Media Management's most frequently cited loan duration was 30 Year, with 23 originations. The 2nd most popular length was 15 Year, with 1 originations.
Origination Fees/Closing Costs
Total Media Management's average total fees were $10,334, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 9 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 11 | $3,545,000 | $322,273 |
| 7-8% | 9 | $2,815,000 | $312,778 |
| 5-6% | 5 | $1,245,000 | $249,000 |
During 2023, Total Media Management's average interest rate for loans was 6.66%, while their most frequently originated rate bucket for loans was 6-7%, with 11 originations.
Loan Sizing
2023 saw Total Media Management place emphasis on $200k-400k loans with 17 originations, totaling $4,825,000 in origination value.
Applicant Income
Total Media Management lent most frequently to those with incomes in the $150k-250k range, with 8 originations. The second most popular income band? $100k-150k, with 5 originations.
Applicant Debt to Income Ratio
Total Media Management lent most frequently to those with DTI ratios of 20-30%, with 4 originations. The next most common DTI ratio? 30-36%, with 3 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.10%
Total Media Management has an average approval rate.
Pick Rate
Approvals leading to origination-12.00%
Total Media Management has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 25 | $7,605,000 | $304,200 |