Jefferson Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jefferson averaged 6.65% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 7.12% and one month ago for the week of 2023-10-26, the average rate was 7.22%.

Jefferson's average rate one year ago was 6.41%.

For refis of the same type during the week of 2023-11-30, the average rate was 6.56%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Jefferson 30 Year Fixed Rate 2023-11-30 6.65%
Jefferson 30 Year Fixed Rate Refi 2023-11-30 6.56%
Jefferson 15 Year Fixed Rate 2023-11-30 6.36%
Jefferson 15 Year Fixed Rate Refi 2023-11-30 7.06%
Jefferson 30 Year FHA 2023-11-30 6.52%
Jefferson 30 Year FHA Refi 2023-11-30 7.15%
Jefferson 30 Year USDA 2023-11-30 7.2%
Jefferson 30 Year USDA Refi 2023-11-30 6.9%
Jefferson 30 Year VA 2023-11-30 6.16%
Jefferson 30 Year VA Refi 2023-11-30 6.97%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jefferson, GA.

Jefferson Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jefferson, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 139 4.77% $7,054
UNITED WHOLESALE MORTGAGE, LLC 94 4.83% $6,352
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 84 5.06% $6,338
HOMESTAR FINANCIAL CORPORATION 79 5.17% $6,453
DHI MORTGAGE COMPANY, LTD. 67 4.27% $4,636
VANDERBILT MORTGAGE AND FINANCE, INC. 57 4.79% $5,931
VICTORY MORTGAGE, L.L.C. 53 4.71% $4,037
Ameris Bank 50 4.75% $7,348
EVERETT FINANCIAL, INC. 47 5.32% $2,659
Regions Bank 43 4.90% $6,173
Wells Fargo Bank 36 4.49% $4,587
EAGLE HOME MORTGAGE, LLC 35 4.15% $6,532
HOMEOWNERS FINANCIAL GROUP USA, LLC 32 5.10% $8,262
GUARANTEED RATE, INC. 30 5.26% $7,866
BROKER SOLUTIONS, INC. 30 5.66% $8,287
PENNYMAC LOAN SERVICES, LLC 25 4.75% $9,389
LOANDEPOT.COM, LLC 25 5.03% $6,292
MOVEMENT MORTGAGE, LLC 24 4.60% $6,069
Capital City Home Loans, LLC 23 4.95% $7,228
Truist 23 4.18% $5,088
South State Bank 23 4.77% $6,249
Mr. Cooper ( Nationstar Mortgage ) 22 4.92% $8,101
BANKSOUTH MORTGAGE COMPANY, LLC 21 4.77% $5,926
Synovus Bank 20 5.01% $8,322
AMERISAVE MORTGAGE CORPORATION 17 4.29% $8,143
SOUTHEAST MORTGAGE OF GEORGIA, INC. 16 4.92% $8,881
Prosperity Home Mortgage, LLC 16 4.79% $6,213
U.S. Bank 14 4.24% $5,256
Magnolia Bank 14 4.56% $7,921
Northpointe Bank 13 5.08% $4,590
Flagstar Bank, FSB 13 5.66% $6,546
BETTER MORTGAGE CORPORATION 13 3.81% $5,718
FREEDOM MORTGAGE CORPORATION 12 5.04% $6,544
HOMESIDE FINANCIAL, LLC 12 5.06% $8,139
CALIBER HOME LOANS, INC. 11 4.64% $7,442
Bank of America 11 4.24% $7,469
HOME POINT FINANCIAL CORPORATION 11 4.85% $7,801
ACOPIA, LLC 11 5.01% $6,100
First Option Mortgage, LLC 11 6.33% $8,243
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 10 5.10% $7,490
PRIMELENDING, A PLAINSCAPITAL COMPANY 9 4.69% $5,397
INSPIRE HOME LOANS INC. 9 4.06% $5,205
Carrington Mortgage Services, LLC 9 4.85% $6,254
First American Bank and Trust Company 9 4.42% $5,550
NEWREZ LLC 9 4.86% $5,615
United Community Bank 9 4.90% $4,351
NAVY FEDERAL CREDIT UNION 9 4.76% $3,298
LAKEVIEW LOAN SERVICING, LLC 8 4.12% $4,019
CROSSCOUNTRY MORTGAGE, LLC 7 5.51% $13,625
First Federal Bank 6 4.39% $5,712
MILEND, INC. 6 4.60% $9,047
SHELTER HOME MORTGAGE, LLC 6 5.17% $6,195
CERTAINTY HOME LOANS, LLC 6 5.08% $5,045
Mortgage Assurance Inc. 6 4.75% $10,323
GUARANTY MORTGAGE SERVICES, L.L.C. 6 4.27% $8,457
JPMorgan Chase Bank 6 5.17% $3,008
ANGEL OAK HOME LOANS LLC 6 4.60% $4,935
MUTUAL OF OMAHA MORTGAGE, INC. 6 4.62% $6,169
US MORTGAGE CORPORATION 6 4.88% $6,714
SUCCESS MORTGAGE PARTNERS, INC. 5 4.00% $7,059
STOCKTON MORTGAGE CORPORATION 5 4.75% $5,640
MORTGAGE INVESTORS GROUP, INC. 4 4.25% $4,195
RADIUS FINANCIAL GROUP INC. 4 5.68% $6,119
GEORGIA'S OWN 4 4.84% $5,702
GUARANTEED RATE AFFINITY, LLC 4 4.56% $5,961
Bank of England 4 5.75% $5,654
TJC Mortgage, Inc. 4 4.75% $11,725
THE MORTGAGE FIRM, INC. 4 5.50% $5,672
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 5.25% $11,200
SOUTHPOINT FINANCIAL SERVICES, INC. 4 5.72% $6,435
PROVIDENT FUNDING ASSOCIATES, L.P. 4 4.19% $6,983
AmeriHome Mortgage Company, LLC 4 5.28% $6,527
DAS Acquisition Company, LLC 4 4.31% $9,116
PLANET HOME LENDING, LLC 3 3.92% $5,941
CRESCENT MORTGAGE COMPANY 3 4.75% $5,158
PEACH STATE FEDERAL CREDIT UNION 3 4.42% $6,715
Paramount Residential Mortgage Group, Inc. 3 5.62% $7,362
HOMESPIRE MORTGAGE CORPORATION 3 5.46% $8,283
GMFS LLC 3 4.46% $7,267
DATA MORTGAGE, INC. 3 4.63% $9,140
CARDINAL FINANCIAL 3 6.12% $11,714
NFM, INC. 3 6.38% $10,116
Third Federal Savings and Loan Association of Cleveland 3 4.39% $3,464
UNITED PREMIER FUNDING, LLC 3 6.25% $4,837
BAY EQUITY LLC 2 4.50% $6,558
FirstBank 2 4.88% $6,205
Baxter Credit Union 2 5.25% $3,334
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 5.81% $9,287
SWBC MORTGAGE CORPORATION 2 4.75% $3,047
FBC MORTGAGE, LLC 2 4.50% $5,612
BNC National Bank 2 5.31% $4,444
The Huntington National Bank 2 3.75% $2,063
Gateway First Bank 2 5.88% $7,270
PNC Bank 2 3.13% $3,355
PHH Mortgage Corporation 2 5.13% $3,488
PENTAGON FEDERAL CREDIT UNION 2 6.00% $3,438
GEORGIA UNITED 2 3.50% $4,166
ZILLOW HOME LOANS, LLC 2 4.50% $5,933
Goldwater Bank, N.A. 2 6.75% $7,379
North American Savings Bank, F.S.B. 2 4.44% $3,009
NMSI, INC. 2 5.19% $7,971
HOMEXPRESS MORTGAGE CORP. 2 7.56% $17,331
KELLER MORTGAGE, LLC 2 4.94% $3,293
CHURCHILL MORTGAGE CORPORATION 2 4.75% $8,394
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.13% $8,779
Colony Bank 2 5.63% $2,860
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 4.81% $7,002
Metro City Bank 2 5.19% $7,294
Mortgage Research Center, LLC 2 5.44% $6,356
NBKC BANK 2 4.37% $4,225
FIRST ALLIANCE HOME MORTGAGE, LLC 2 3.63% $5,653
T2 FINANCIAL LLC 1 5.88% $4,284
ADVANCIAL 1 4.13% $4,862
Ally Bank 1 4.13% $4,024
Amalgamated Bank 1 4.25% $5,713
AMERICAN FINANCING CORPORATION 1 6.13% $6,126
AMERICAN HOME MORTGAGE, INC. 1 5.13% $4,068
Amerifirst Financial, Inc. 1 6.63% $4,262
Arbor Bank 1 7.87% $3,926
ASCEND FEDERAL CREDIT UNION 1 4.25% $3,125
Associated Credit Union 1 5.00% $3,360
Assurance Financial Group, L.L.C. 1 4.75% $3,114
BancorpSouth 1 5.88% $16,201
Blue Ridge Bank 1 6.13% $4,198
CMG MORTGAGE, INC. 1 6.25% $17,978
Colten Mortgage, LLC 1 4.63% $8,711
COMMUNITY MORTGAGE CORPORATION 1 3.12% $2,129
COMPASS MORTGAGE, INC. 1 5.99% $12,033
CONTOUR MORTGAGE CORPORATION 1 3.50% $9,756
CREDIT UNION FINANCIAL SERVICES, LLC 1 6.00% $5,185
DEEPHAVEN MORTGAGE LLC 1 9.38% $26,065
Discover Bank 1 3.99% $0
East West Bank 1 6.00% $2,458
Fifth Third Bank 1 3.99% $4,192
Figure Lending LLC 1 4.38% $4,255
FINANCE OF AMERICA MORTGAGE LLC 1 3.50% $2,164
First Home Bank 1 5.75% $4,413
First National Bank of America 1 7.63% $10,000
Florida Capital Bank 1 6.00% $3,583
General Mortgage Capital Corporation 1 7.00% $8,488
GENEVA FINANCIAL, LLC 1 4.63% $5,900
GEO-CORP, INC. 1 4.88% $4,513
GSF Mortgage Corporation 1 5.50% $10,272
GUARANTY HOME MORTGAGE CORPORATION 1 4.75% $7,509
IVY MORTGAGE, INC. 1 5.13% $5,591
LENDSURE MORTGAGE CORP. 1 7.88% $15,103
LGE COMMUNITY 1 4.95% $3,729
Loan Simple, Inc. 1 3.75% $5,254
MCLEAN MORTGAGE CORPORATION 1 5.88% $2,750
MEMBER FIRST MORTGAGE, LLC 1 5.25% $4,614
MK LENDING CORP. 1 6.13% $8,077
Morgan Stanley Private Bank 1 5.45% $3,754
M&T Bank 1 5.00% $8,979
NATIONS RELIABLE LENDING, LLC 1 3.75% $6,163
NATIONWIDE MORTGAGE BANKERS, INC. 1 5.99% $12,272
NexBank 1 4.38% $3,126
NEXERA HOLDING LLC 1 8.63% $12,436
NORTHWEST BANK OF ROCKFORD 1 4.50% $3,106
OAKTREE FUNDING CORP. 1 5.50% $14,240
ON Q FINANCIAL, INC. 1 3.38% $3,033
OVM FINANCIAL, INC. 1 6.00% $9,280
PANORAMA MORTGAGE GROUP, LLC 1 5.99% $21,648
Paramount Bank 1 3.75% $3,761
PLAZA HOME MORTGAGE, INC. 1 6.63% $11,917
POLARIS HOME FUNDING CORP. 1 4.70% $8,330
Princeton Mortgage Corporation 1 3.75% $4,485
PROPER RATE, LLC 1 3.99% $3,862
RELIANCE FIRST CAPITAL, LLC 1 4.13% $3,070
Renasant Bank 1 3.63% $3,527
ROBINS FINANCIAL 1 3.63% $4,547
ROYAL UNITED MORTGAGE LLC 1 3.88% $5,592
RUOFF MORTGAGE COMPANY, INC. 1 5.88% $1,109
ServisFirst Bank 1 5.50% $3,774
STATE EMPLOYEES' 1 4.40% $5,089
Stifel Bank and Trust 1 4.25% $3,662
SUMMIT FUNDING, INC. 1 3.75% $5,627
Texana Bank 1 2.75% $6,110
THRIVE MORTGAGE, LLC 1 6.38% $3,515
TOWER 1 3.13% $4,019
Trinity Oaks Mortgage, LLC 1 5.38% $3,595
USAA Federal Savings Bank 1 3.50% $3,184
VAN DYK MORTGAGE CORPORATION 1 3.63% $0
Vibrant Credit Union 1 3.88% $3,028
WINGS FINANCIAL 1 3.50% $2,161
Wyndham Capital Mortgage, Inc. 1 5.63% $1,645

Jefferson Average Closing Costs & Other Stats

Jefferson, GA's 185 lenders originated 3,464 loans during 2022. The total origination value was $995,970,000, with an average loan value of $287,520.

Jefferson's average closing costs are $5,647.

The top Jefferson lender as defined by loan originations is QUICKEN LOANS, LLC, with 139 loans originated. Their average total fees are $7,054, which is $702 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Jefferson lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($2,659), VICTORY MORTGAGE, L.L.C. ($4,037), Wells Fargo Bank ($4,587), Northpointe Bank ($4,590) and DHI MORTGAGE COMPANY, LTD. ($4,636).

The lowest rate Jefferson lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (3.81%), EAGLE HOME MORTGAGE, LLC (4.15%), Truist (4.18%), Bank of America (4.24%) and U.S. Bank (4.24%).

Jefferson, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $115,505,000 $64,680,000 -44.0% 6.5%
UNITED WHOLESALE MORTGAGE, LLC $53,060,000 $54,065,000 1.9% 5.4%
DHI MORTGAGE COMPANY, LTD. $49,640,000 $46,885,000 -5.5% 4.7%
HOMESTAR FINANCIAL CORPORATION $77,740,000 $41,115,000 -47.1% 4.1%
Ameris Bank $49,035,000 $39,540,000 -19.4% 4.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $72,555,000 $38,435,000 -47.0% 3.9%
VICTORY MORTGAGE, L.L.C. $12,535,000 $28,490,000 127.3% 2.9%
VANDERBILT MORTGAGE AND FINANCE, INC. $29,460,000 $27,105,000 -8.0% 2.7%
BROKER SOLUTIONS, INC. $23,770,000 $24,150,000 1.6% 2.4%
Regions Bank $23,845,000 $22,450,000 -5.9% 2.3%
Synovus Bank $15,175,000 $20,645,000 36.0% 2.1%
EVERETT FINANCIAL, INC. $4,790,000 $19,395,000 304.9% 1.9%
HOMEOWNERS FINANCIAL GROUP USA, LLC $16,080,000 $18,785,000 16.8% 1.9%
LOANDEPOT.COM, LLC $22,245,000 $18,090,000 -18.7% 1.8%
MOVEMENT MORTGAGE, LLC $13,855,000 $15,600,000 12.6% 1.6%
PENNYMAC LOAN SERVICES, LLC $33,475,000 $15,120,000 -54.8% 1.5%
Wells Fargo Bank $21,250,000 $14,745,000 -30.6% 1.5%
Truist $16,285,000 $13,720,000 -15.8% 1.4%
United Community Bank $16,470,000 $13,130,000 -20.3% 1.3%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $13,105,000 $12,930,000 -1.3% 1.3%
GUARANTEED RATE, INC. $20,795,000 $12,565,000 -39.6% 1.3%
Mortgage Research Center, LLC $10,765,000 $11,385,000 5.8% 1.1%
South State Bank $9,025,000 $11,275,000 24.9% 1.1%
Capital City Home Loans, LLC $11,250,000 $11,080,000 -1.5% 1.1%
EAGLE HOME MORTGAGE, LLC $16,535,000 $10,940,000 -33.8% 1.1%
FREEDOM MORTGAGE CORPORATION $28,370,000 $10,305,000 -63.7% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $18,095,000 $10,030,000 -44.6% 1.0%
AMERISAVE MORTGAGE CORPORATION $17,055,000 $9,400,000 -44.9% 0.9%
BANKSOUTH MORTGAGE COMPANY, LLC $8,685,000 $8,790,000 1.2% 0.9%
HOMESIDE FINANCIAL, LLC $3,120,000 $8,035,000 157.5% 0.8%
U.S. Bank $2,875,000 $8,010,000 178.6% 0.8%
AMWEST FUNDING CORP. $5,170,000 $7,275,000 40.7% 0.7%
First Option Mortgage, LLC $3,460,000 $7,215,000 108.5% 0.7%
Northpointe Bank $13,230,000 $7,015,000 -47.0% 0.7%
NAVY FEDERAL CREDIT UNION $7,960,000 $6,850,000 -13.9% 0.7%
Prosperity Home Mortgage, LLC $4,235,000 $6,200,000 46.4% 0.6%
LAKEVIEW LOAN SERVICING, LLC $12,025,000 $5,820,000 -51.6% 0.6%
Flagstar Bank, FSB $11,990,000 $5,795,000 -51.7% 0.6%
CALIBER HOME LOANS, INC. $11,890,000 $5,735,000 -51.8% 0.6%
Magnolia Bank $9,850,000 $5,700,000 -42.1% 0.6%
HOME POINT FINANCIAL CORPORATION $13,115,000 $5,600,000 -57.3% 0.6%
Bank of America $4,600,000 $5,530,000 20.2% 0.6%
First American Bank and Trust Company $6,640,000 $5,320,000 -19.9% 0.5%
Pinnacle Bank $4,355,000 $5,320,000 22.2% 0.5%
GREYSTONE SERVICING COMPANY LLC $5,285,000 n/a 0.5%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $3,930,000 $5,140,000 30.8% 0.5%
US MORTGAGE CORPORATION $5,790,000 $5,135,000 -11.3% 0.5%
BETTER MORTGAGE CORPORATION $12,495,000 $5,020,000 -59.8% 0.5%
INSPIRE HOME LOANS INC. $12,995,000 $4,830,000 -62.8% 0.5%
ACOPIA, LLC $10,480,000 $4,705,000 -55.1% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $4,060,000 $4,695,000 15.6% 0.5%
PNC Bank $3,010,000 $4,210,000 39.9% 0.4%
Metro City Bank $2,960,000 $3,995,000 35.0% 0.4%
Bank of England $5,855,000 $3,790,000 -35.3% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,985,000 $3,745,000 -6.0% 0.4%
NEWREZ LLC $14,005,000 $3,740,000 -73.3% 0.4%
Carrington Mortgage Services, LLC $3,185,000 $3,415,000 7.2% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,030,000 $3,260,000 -35.2% 0.3%
MILEND, INC. $7,720,000 $3,245,000 -58.0% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $7,235,000 $3,240,000 -55.2% 0.3%
Oconee State Bank $3,780,000 $3,005,000 -20.5% 0.3%
PLANET HOME LENDING, LLC $1,860,000 $3,005,000 61.6% 0.3%
RADIUS FINANCIAL GROUP INC. $2,500,000 $2,995,000 19.8% 0.3%
CERTAINTY HOME LOANS, LLC $2,905,000 $2,895,000 -0.3% 0.3%
GUARANTY MORTGAGE SERVICES, L.L.C. $3,095,000 $2,870,000 -7.3% 0.3%
SHELTER HOME MORTGAGE, LLC $4,395,000 $2,785,000 -36.6% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $5,550,000 $2,685,000 -51.6% 0.3%
JPMorgan Chase Bank $3,920,000 $2,650,000 -32.4% 0.3%
CRESCENT MORTGAGE COMPANY $2,310,000 $2,600,000 12.6% 0.3%
ANGEL OAK HOME LOANS LLC $7,805,000 $2,460,000 -68.5% 0.2%
GEORGIA'S OWN $1,060,000 $2,385,000 125.0% 0.2%
GUARANTEED RATE AFFINITY, LLC $3,070,000 $2,325,000 -24.3% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,785,000 $2,315,000 -60.0% 0.2%
Renasant Bank $4,260,000 $2,295,000 -46.1% 0.2%
Mortgage Assurance Inc. $7,300,000 $2,265,000 -69.0% 0.2%
NFM, INC. $2,240,000 n/a 0.2%
DEEPHAVEN MORTGAGE LLC $2,170,000 n/a 0.2%
THE MORTGAGE FIRM, INC. $3,130,000 $2,160,000 -31.0% 0.2%
First Federal Bank $6,595,000 $2,155,000 -67.3% 0.2%
STOCKTON MORTGAGE CORPORATION $6,485,000 $2,055,000 -68.3% 0.2%
21ST MORTGAGE CORPORATION $1,605,000 $1,980,000 23.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $605,000 $1,940,000 220.7% 0.2%
GEORGIA UNITED $2,750,000 $1,900,000 -30.9% 0.2%
Discover Bank $300,000 $1,870,000 523.3% 0.2%
TJC Mortgage, Inc. $1,555,000 $1,860,000 19.6% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $1,065,000 $1,855,000 74.2% 0.2%
CHURCHILL MORTGAGE CORPORATION $850,000 $1,850,000 117.6% 0.2%
NEW DAY FINANCIAL, LLC $1,345,000 $1,840,000 36.8% 0.2%
Nations Lending Corporation $2,250,000 $1,835,000 -18.4% 0.2%
Fifth Third Bank $895,000 $1,810,000 102.2% 0.2%
FBC MORTGAGE, LLC $1,175,000 $1,800,000 53.2% 0.2%
DELTA COMMUNITY CREDIT UNION $2,985,000 $1,705,000 -42.9% 0.2%
Paramount Residential Mortgage Group, Inc. $1,495,000 $1,675,000 12.0% 0.2%
The Piedmont Bank $3,010,000 $1,625,000 -46.0% 0.2%
MORTGAGE INVESTORS GROUP, INC. $745,000 $1,600,000 114.8% 0.2%
SOUTHPOINT FINANCIAL SERVICES, INC. $2,755,000 $1,525,000 -44.6% 0.2%
HOMESPIRE MORTGAGE CORPORATION $2,980,000 $1,425,000 -52.2% 0.1%
CMG MORTGAGE, INC. $2,500,000 $1,420,000 -43.2% 0.1%
CIVIC FINANCIAL SERVICES, LLC $1,415,000 n/a 0.1%
The Federal Savings Bank $1,815,000 $1,390,000 -23.4% 0.1%
DAS Acquisition Company, LLC $3,095,000 $1,375,000 -55.6% 0.1%
GENEVA FINANCIAL, LLC $930,000 $1,375,000 47.8% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $3,580,000 $1,375,000 -61.6% 0.1%
The Huntington National Bank $1,330,000 n/a 0.1%
Amerifirst Financial, Inc. $390,000 $1,285,000 229.5% 0.1%
ZILLOW HOME LOANS, LLC $905,000 $1,285,000 42.0% 0.1%
GMFS LLC $1,320,000 $1,235,000 -6.4% 0.1%
First Guaranty Mortgage Corporation $2,400,000 $1,190,000 -50.4% 0.1%
Colony Bank $685,000 $1,185,000 73.0% 0.1%
Third Federal Savings and Loan Association of Cleveland $595,000 $1,185,000 99.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $405,000 $1,165,000 187.7% 0.1%
PEACH STATE FEDERAL CREDIT UNION $2,480,000 $1,130,000 -54.4% 0.1%
KELLER MORTGAGE, LLC $5,385,000 $1,120,000 -79.2% 0.1%
NMSI, INC. $1,355,000 $1,115,000 -17.7% 0.1%
North American Savings Bank, F.S.B. $445,000 $1,115,000 150.6% 0.1%
BNC National Bank $740,000 $1,110,000 50.0% 0.1%
Associated Credit Union $2,350,000 $1,090,000 -53.6% 0.1%
Century Mortgage Company DBA Century Lending Company $435,000 $1,070,000 146.0% 0.1%
Figure Lending LLC $680,000 $1,065,000 56.6% 0.1%
SPRING EQ, LLC $660,000 $1,065,000 61.4% 0.1%
PLAZA HOME MORTGAGE, INC. $1,045,000 n/a 0.1%
ROBINS FINANCIAL $1,160,000 $1,005,000 -13.4% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $335,000 $1,000,000 198.5% 0.1%
Gateway First Bank $195,000 $990,000 407.7% 0.1%
TOP FLITE FINANCIAL, INC. $145,000 $980,000 575.9% 0.1%
NBKC BANK $1,190,000 $955,000 -19.7% 0.1%
SUMMIT FUNDING, INC. $940,000 n/a 0.1%
DATA MORTGAGE, INC. $935,000 n/a 0.1%
Goldwater Bank, N.A. $75,000 $925,000 1,133.3% 0.1%
USAA Federal Savings Bank $5,455,000 $925,000 -83.0% 0.1%
Ally Bank $2,970,000 $920,000 -69.0% 0.1%
AmeriHome Mortgage Company, LLC $4,220,000 $920,000 -78.2% 0.1%
Princeton Mortgage Corporation $910,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $3,600,000 $885,000 -75.4% 0.1%
First Mortgage Solutions, LLC $1,065,000 $870,000 -18.3% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $1,775,000 $865,000 -51.3% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $860,000 n/a 0.1%
Equity Prime Mortgage LLC $2,150,000 $835,000 -61.2% 0.1%
Lakeview Community Capital, LLC $460,000 $830,000 80.4% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $805,000 n/a 0.1%
FirstBank $1,070,000 $800,000 -25.2% 0.1%
UNITED PREMIER FUNDING, LLC $1,195,000 $795,000 -33.5% 0.1%
NEXERA HOLDING LLC $775,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $2,440,000 $770,000 -68.4% 0.1%
OAKTREE FUNDING CORP. $515,000 $760,000 47.6% 0.1%
Baxter Credit Union $45,000 $730,000 1,522.2% 0.1%
MEMBER FIRST MORTGAGE, LLC $440,000 $730,000 65.9% 0.1%
Citibank $225,000 $685,000 204.4% 0.1%
BancorpSouth Bank $670,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $645,000 $670,000 3.9% 0.1%
CONTOUR MORTGAGE CORPORATION $185,000 $660,000 256.8% 0.1%
BAY EQUITY LLC $885,000 $650,000 -26.6% 0.1%
OVM FINANCIAL, INC. $645,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $585,000 $640,000 9.4% 0.1%
ADVANCIAL $635,000 n/a 0.1%
PHH Mortgage Corporation $995,000 $630,000 -36.7% 0.1%
GSF Mortgage Corporation $605,000 n/a 0.1%
MERCK EMPLOYEES FEDERAL CREDIT UNION $605,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $795,000 $595,000 -25.2% 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $590,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $1,375,000 $560,000 -59.3% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $550,000 n/a 0.1%
East West Bank $165,000 $545,000 230.3% 0.1%
POWERCO $385,000 $545,000 41.6% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $1,115,000 $540,000 -51.6% 0.1%
T2 FINANCIAL LLC $535,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $3,610,000 $520,000 -85.6% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $190,000 $490,000 157.9% 0.0%
SOUTHWEST STAGE FUNDING, LLC $490,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $1,030,000 $475,000 -53.9% 0.0%
STATE EMPLOYEES' $205,000 $470,000 129.3% 0.0%
Amalgamated Bank $455,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $440,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $665,000 $430,000 -35.3% 0.0%
Armed Forces Bank $425,000 n/a 0.0%
Citizens Bank $2,160,000 $425,000 -80.3% 0.0%
EMBRACE HOME LOANS, INC. $255,000 $425,000 66.7% 0.0%
The Commercial Bank $895,000 $420,000 -53.1% 0.0%
LENDSURE MORTGAGE CORP. $325,000 $415,000 27.7% 0.0%
RESIDENTIAL HOME FUNDING CORP. $415,000 n/a 0.0%
Arbor Bank $405,000 n/a 0.0%
JMJ FINANCIAL GROUP $405,000 n/a 0.0%
Trinity Oaks Mortgage, LLC $405,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $300,000 $400,000 33.3% 0.0%
DIRECT LENDERS, LLC $365,000 $395,000 8.2% 0.0%
RESIDENTIAL BANCORP. $395,000 n/a 0.0%
ServisFirst Bank $395,000 n/a 0.0%
COMPASS MORTGAGE, INC. $385,000 n/a 0.0%
Credence Funding Corporation $385,000 n/a 0.0%
Morgan Stanley Private Bank $515,000 $385,000 -25.2% 0.0%
Thomasville National Bank $385,000 n/a 0.0%
AMERICAN ADVISORS GROUP $675,000 $375,000 -44.4% 0.0%
Bethpage Federal Credit Union $55,000 $375,000 581.8% 0.0%
First Heritage Mortgage, LLC $285,000 $375,000 31.6% 0.0%
Florida Capital Bank $375,000 n/a 0.0%
Loan Simple, Inc. $375,000 n/a 0.0%
Plains Commerce Bank $375,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $310,000 $370,000 19.4% 0.0%
RELIANCE FIRST CAPITAL, LLC $895,000 $370,000 -58.7% 0.0%
AMERICAN HOME MORTGAGE, INC. $275,000 $365,000 32.7% 0.0%
GUILD MORTGAGE COMPANY $615,000 $365,000 -40.7% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,315,000 $365,000 -72.2% 0.0%
PrimeSouth Bank $365,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $545,000 $365,000 -33.0% 0.0%
Capital City Bank $360,000 n/a 0.0%
Colten Mortgage, LLC $125,000 $355,000 184.0% 0.0%
First-Citizens Bank & Trust Company $730,000 $355,000 -51.4% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,070,000 $355,000 -66.8% 0.0%
Southern First Bank $355,000 n/a 0.0%
PUBLIX EMPLOYEES $345,000 n/a 0.0%
Stifel Bank and Trust $345,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $335,000 n/a 0.0%
GEO-CORP, INC. $325,000 n/a 0.0%
IVY MORTGAGE, INC. $290,000 $325,000 12.1% 0.0%
Alcova Mortgage LLC $1,520,000 $315,000 -79.3% 0.0%
Blue Ridge Bank $315,000 n/a 0.0%
MLD MORTGAGE INC. $315,000 n/a 0.0%
NORTHWEST BANK OF ROCKFORD $315,000 n/a 0.0%
Paramount Bank $315,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $305,000 n/a 0.0%
MK LENDING CORP. $490,000 $305,000 -37.8% 0.0%
RBC Bank, (Georgia) $305,000 n/a 0.0%
Atlantic Coast Mortgage, LLC $165,000 $295,000 78.8% 0.0%
NexBank $1,215,000 $295,000 -75.7% 0.0%
WINGS FINANCIAL $260,000 $295,000 13.5% 0.0%
First Home Bank $105,000 $275,000 161.9% 0.0%
First National Bank of America $245,000 $275,000 12.2% 0.0%
Exchange Bank $265,000 n/a 0.0%
PROPER RATE, LLC $265,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $265,000 n/a 0.0%
Texana Bank $255,000 n/a 0.0%
ARC HOME LLC $245,000 n/a 0.0%
First Savings Bank $670,000 $245,000 -63.4% 0.0%
VAN DYK MORTGAGE CORPORATION $225,000 $245,000 8.9% 0.0%
DIGITAL Federal Credit Union $260,000 $235,000 -9.6% 0.0%
REVERSE MORTGAGE FUNDING LLC $320,000 $235,000 -26.6% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $2,620,000 $225,000 -91.4% 0.0%
LGE COMMUNITY $305,000 $225,000 -26.2% 0.0%
Pinnacle Bank $4,355,000 $220,000 -94.9% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $355,000 $215,000 -39.4% 0.0%
Bank OZK $695,000 $215,000 -69.1% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $215,000 n/a 0.0%
First Horizon Bank $860,000 $210,000 -75.6% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $285,000 $205,000 -28.1% 0.0%
ASCEND FEDERAL CREDIT UNION $205,000 n/a 0.0%
LENDINGONE, LLC $205,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $205,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $195,000 n/a 0.0%
MCLEAN MORTGAGE CORPORATION $195,000 n/a 0.0%
M&T Bank $865,000 $195,000 -77.5% 0.0%
ON Q FINANCIAL, INC. $855,000 $195,000 -77.2% 0.0%
CREDIT UNION FINANCIAL SERVICES, LLC $2,110,000 $185,000 -91.2% 0.0%
Vibrant Credit Union $185,000 n/a 0.0%
Assurance Financial Group, L.L.C. $420,000 $175,000 -58.3% 0.0%
Coastal Carolina National Bank $175,000 n/a 0.0%
COMMUNITY MORTGAGE CORPORATION $630,000 $175,000 -72.2% 0.0%
River Bank & Trust $175,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $545,000 $165,000 -69.7% 0.0%
General Mortgage Capital Corporation $165,000 n/a 0.0%
THRIVE MORTGAGE, LLC $165,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $155,000 n/a 0.0%
Sunflower Bank $325,000 $155,000 -52.3% 0.0%
CLEARPATH LENDING $850,000 $145,000 -82.9% 0.0%
TOWER $145,000 n/a 0.0%
Centra Credit Union $135,000 n/a 0.0%
Mid-Continent Funding, Inc. $155,000 $135,000 -12.9% 0.0%
ALLIANT CREDIT UNION $105,000 $130,000 23.8% 0.0%
CDC Federal Credit Union $195,000 $130,000 -33.3% 0.0%
PROPONENT Federal Credit Union $105,000 n/a 0.0%
ATLANTA POSTAL $950,000 $100,000 -89.5% 0.0%
OPEN MORTGAGE, LLC $95,000 n/a 0.0%
MTC Federal Credit Union $85,000 n/a 0.0%
HALLCO COMMUNITY CREDIT UNION $545,000 $65,000 -88.1% 0.0%
TEACHERS $25,000 n/a 0.0%
First American Bank $15,000 n/a 0.0%

Jefferson's top lender by overall market share is QUICKEN LOANS, LLC, with 6.5% market share. In second place, with 5.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $54,065,000 in loans. In third place, with 4.7%, is DHI MORTGAGE COMPANY, LTD., having originated $46,885,000 in loans. In fourth place, with 4.1%, is HOMESTAR FINANCIAL CORPORATION, having originated $41,115,000 in loans. In fifth place, with 4.0%, is Ameris Bank, having originated $39,540,000 in loans.


Jefferson Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Jefferson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $270,785 (16.4%) $317,706 (16.4%) 0.00 527
2018-02-01 $266,975 (12.0%) $314,199 (11.3%) 0.00 537
2018-03-01 $273,718 (11.6%) $319,841 (11.6%) 0.00 475
2018-04-01 $289,475 (16.3%) $333,927 (15.4%) 0.00 452
2018-05-01 $294,708 (17.9%) $341,884 (17.2%) 0.00 427
2018-06-01 $296,475 (16.1%) $348,972 (17.3%) 0.00 426
2018-07-01 $285,098 (12.1%) $341,857 (16.2%) 0.00 466
2018-08-01 $281,759 (10.5%) $336,153 (12.1%) 0.00 485
2018-09-01 $284,923 (9.2%) $334,525 (11.7%) 0.00 494
2018-10-01 $276,647 (5.3%) $330,346 (9.4%) 0.00 612
2018-11-01 $275,605 (5.0%) $327,396 (7.2%) 0.00 612
2018-12-01 $275,554 (4.3%) $328,634 (5.7%) 0.00 592
2019-01-01 $279,546 (3.2%) $330,481 (4.0%) 0.00 545
2019-02-01 $288,850 (8.2%) $342,627 (9.1%) 0.00 536
2019-03-01 $282,048 (3.0%) $328,678 (2.8%) 0.00 602
2019-04-01 $273,747 (-5.4%) $308,351 (-7.7%) 0.00 676
2019-05-01 $274,407 (-6.9%) $306,826 (-10.3%) 0.00 626
2019-06-01 $266,294 (-10.2%) $306,874 (-12.1%) 0.00 636
2019-07-01 $268,598 (-5.8%) $325,786 (-4.7%) 0.00 633
2019-08-01 $267,120 (-5.2%) $317,264 (-5.6%) 0.00 644
2019-09-01 $266,434 (-6.5%) $306,345 (-8.4%) 0.00 625
2019-10-01 $272,976 (-1.3%) $317,945 (-3.8%) 0.00 552
2019-11-01 $279,925 (1.6%) $332,765 (1.6%) 0.00 460
2019-12-01 $284,445 (3.2%) $326,711 (-0.6%) 0.00 429
2020-01-01 $284,900 (1.9%) $324,747 (-1.7%) 0.00 406
2020-02-01 $285,000 (-1.3%) $331,736 (-3.2%) 0.00 402
2020-03-01 $283,721 (0.6%) $330,388 (0.5%) 0.00 379
2020-04-01 $285,193 (4.2%) $329,074 (6.7%) 0.00 411
2020-05-01 $289,995 (5.7%) $338,299 (10.3%) 0.00 407
2020-06-01 $300,256 (12.8%) $350,765 (14.3%) 0.00 367
2020-07-01 $301,097 (12.1%) $355,409 (9.1%) 0.00 357
2020-08-01 $305,117 (14.2%) $355,112 (11.9%) 0.00 342
2020-09-01 $312,625 (17.3%) $360,943 (17.8%) 0.00 299
2020-10-01 $314,313 (15.1%) $358,090 (12.6%) 0.00 274
2020-11-01 $310,431 (10.9%) $368,377 (10.7%) 0.00 251
2020-12-01 $300,419 (5.6%) $374,769 (14.7%) 0.00 240
2021-01-01 $299,900 (5.3%) $376,351 (15.9%) 0.00 208
2021-02-01 $314,038 (10.2%) $400,336 (20.7%) 0.00 170
2021-03-01 $317,484 (11.9%) $415,486 (25.8%) 0.00 139
2021-04-01 $332,500 (16.6%) $422,027 (28.3%) 0.00 132
2021-05-01 $349,950 (20.7%) $435,198 (28.6%) 0.00 129
2021-06-01 $372,475 (24.1%) $452,117 (28.9%) 0.00 154
2021-07-01 $380,000 (26.2%) $471,093 (32.6%) 0.00 169
2021-08-01 $379,900 (24.5%) $461,618 (30.0%) 0.00 204
2021-09-01 $404,878 (29.5%) $477,567 (32.3%) 0.00 235
2021-10-01 $409,000 (30.1%) $479,627 (33.9%) 0.00 244
2021-11-01 $422,813 (36.2%) $480,860 (30.5%) 0.00 236
2021-12-01 $444,990 (48.1%) $495,454 (32.2%) 0.00 225
2022-01-01 $471,995 (57.4%) $528,109 (40.3%) 0.00 163
2022-02-01 $458,339 (46.0%) $532,509 (33.0%) 0.00 152
2022-03-01 $468,768 (47.7%) $544,274 (31.0%) 0.00 151
2022-04-01 $477,187 (43.5%) $560,071 (32.7%) 0.00 165
2022-05-01 $492,018 (40.6%) $569,463 (30.9%) 0.00 216
2022-06-01 $479,990 (28.9%) $562,786 (24.5%) 0.00 265
2022-07-01 $475,000 (25.0%) $557,380 (18.3%) 0.00 354
2022-08-01 $474,900 (25.0%) $553,016 (19.8%) 0.00 393
2022-09-01 $474,900 (17.3%) $533,360 (11.7%) 0.00 438
2022-10-01 $450,000 (10.0%) $515,715 (7.5%) 0.00 477
2022-11-01 $443,938 (5.0%) $522,366 (8.6%) 0.00 463
2022-12-01 $426,450 (-4.2%) $524,456 (5.9%) 0.00 442
2023-01-01 $431,514 (-8.6%) $526,219 (-0.4%) 0.00 398
2023-02-01 $440,391 (-3.9%) $524,764 (-1.5%) 0.00 372
2023-03-01 $445,950 (-4.9%) $530,972 (-2.4%) 0.00 356
2023-04-01 $444,900 (-6.8%) $534,133 (-4.6%) 0.00 358
2023-05-01 $448,993 (-8.7%) $536,334 (-5.8%) 0.00 353
2023-06-01 $449,950 (-6.3%) $510,438 (-9.3%) 0.00 358
2023-07-01 $449,973 (-5.3%) $514,114 (-7.8%) 0.00 356
2023-08-01 $447,627 (-5.7%) $508,992 (-8.0%) 0.00 364
2023-09-01 $448,710 (-5.5%) $496,452 (-6.9%) 0.00 374
2023-10-01 $442,122 (-1.8%) $504,232 (-2.2%) 0.00 405
2023-11-01 $446,302 (0.5%) $515,205 (-1.4%) 0.00 416
Jefferson's median listing price for 2023-11-01 was $446,302, a difference of $2,364 (0.5%) versus the prior year and $4,180 versus the prior month.

Jefferson's median listing price comes in at 0% of the national average.

Jefferson's average listing price for 2023-11-01 was $515,205, a difference of $-7,161 (-1.4%) versus the prior year and $10,973 versus the prior month.

For the 2023-11-01 period, Jefferson had 416 MLS listings, a difference of 11 listings (3%) versus the prior month and -47 listings (-10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jefferson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,586 sqft
2018-02-01 0 days 2,576 sqft
2018-03-01 0 days 2,549 sqft
2018-04-01 0 days 2,579 sqft
2018-05-01 0 days 2,565 sqft
2018-06-01 0 days 2,580 sqft
2018-07-01 0 days 2,573 sqft
2018-08-01 0 days 2,558 sqft
2018-09-01 0 days 2,587 sqft
2018-10-01 0 days 2,565 sqft
2018-11-01 0 days 2,550 sqft
2018-12-01 0 days 2,525 sqft
2019-01-01 0 days 2,580 sqft
2019-02-01 0 days 2,591 sqft
2019-03-01 0 days 2,587 sqft
2019-04-01 0 days 2,574 sqft
2019-05-01 0 days 2,587 sqft
2019-06-01 0 days 2,575 sqft
2019-07-01 0 days 2,572 sqft
2019-08-01 0 days 2,563 sqft
2019-09-01 0 days 2,537 sqft
2019-10-01 0 days 2,513 sqft
2019-11-01 0 days 2,511 sqft
2019-12-01 0 days 2,502 sqft
2020-01-01 0 days 2,511 sqft
2020-02-01 0 days 2,511 sqft
2020-03-01 0 days 2,500 sqft
2020-04-01 0 days 2,497 sqft
2020-05-01 0 days 2,493 sqft
2020-06-01 0 days 2,501 sqft
2020-07-01 0 days 2,518 sqft
2020-08-01 0 days 2,550 sqft
2020-09-01 0 days 2,537 sqft
2020-10-01 0 days 2,442 sqft
2020-11-01 0 days 2,500 sqft
2020-12-01 0 days 2,476 sqft
2021-01-01 0 days 2,500 sqft
2021-02-01 0 days 2,373 sqft
2021-03-01 0 days 2,455 sqft
2021-04-01 0 days 2,376 sqft
2021-05-01 0 days 2,371 sqft
2021-06-01 0 days 2,383 sqft
2021-07-01 0 days 2,337 sqft
2021-08-01 0 days 2,493 sqft
2021-09-01 0 days 2,559 sqft
2021-10-01 0 days 2,529 sqft
2021-11-01 0 days 2,631 sqft
2021-12-01 0 days 2,706 sqft
2022-01-01 0 days 2,702 sqft
2022-02-01 0 days 2,582 sqft
2022-03-01 0 days 2,617 sqft
2022-04-01 0 days 2,508 sqft
2022-05-01 0 days 2,504 sqft
2022-06-01 0 days 2,572 sqft
2022-07-01 0 days 2,508 sqft
2022-08-01 0 days 2,487 sqft
2022-09-01 0 days 2,490 sqft
2022-10-01 0 days 2,444 sqft
2022-11-01 0 days 2,473 sqft
2022-12-01 0 days 2,432 sqft
2023-01-01 0 days 2,418 sqft
2023-02-01 0 days 2,467 sqft
2023-03-01 0 days 2,461 sqft
2023-04-01 0 days 2,463 sqft
2023-05-01 0 days 2,469 sqft
2023-06-01 0 days 2,482 sqft
2023-07-01 0 days 2,500 sqft
2023-08-01 0 days 2,498 sqft
2023-09-01 0 days 2,445 sqft
2023-10-01 0 days 2,444 sqft
2023-11-01 0 days 2,443 sqft
Jefferson's median listing age (time on market) for 2023-11-01 was 0 days.

Jefferson's median square footage for active listings during the 2023-11-01 period was 2,443 sqft. One year prior, the average listing was 2,473 sqft.

Jefferson, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,063 $704,815,000 $341,646
Cash Out Refi 701 $178,865,000 $255,157
Refi 269 $68,775,000 $255,669
Other 225 $24,375,000 $108,333
Home Improvement 206 $19,140,000 $92,913

Jefferson's most frequently cited loan purpose was Home Purchase, with 2,063 originations. The 2nd most popular reason was Cash Out Refi, with 701 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 911 $278,965,000 $306,218
5-6% 856 $257,880,000 $301,262
3-4% 821 $235,805,000 $287,217
6-7% 370 $102,030,000 $275,757
2.5-3% 185 $54,385,000 $293,973
7-8% 125 $30,025,000 $240,200
Over 8% 78 $10,130,000 $129,872
<2.5% 56 $11,460,000 $204,643

During 2022, Jefferson's most frequently originated rate bucket was 4-5%, with 911 originations.

Loan Sizing (Jefferson, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,871 $554,135,000 $296,170
$100k-200k 593 $89,185,000 $150,396
$400k-600k 511 $240,225,000 $470,108
$100,000 or less 370 $20,860,000 $56,378
$600k-1000k 108 $73,920,000 $684,444
$Over $1MM 11 $17,645,000 $1,604,091

Jefferson's loan sizing saw the bucket of loans from $200k-400k with 1,871 originations, totaling $554,135,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,329 $479,415,000 $360,734
60-80% 1,067 $339,385,000 $318,074
40-60% 370 $85,860,000 $232,054
20-40% 293 $39,495,000 $134,795
Under 20% 289 $16,455,000 $56,938
Over 100% 38 $15,780,000 $415,263

Jefferson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,329 originations, totaling $479,415,000 in origination value.