Jefferson Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jefferson averaged 6.08% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.75% and one month ago for the week of 2022-05-19, the average rate was 5.42%.

Jefferson's average rate one year ago was 3.36%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.79%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Jefferson 30 Year Fixed Rate 2022-06-23 6.08%
Jefferson 30 Year Fixed Rate Refi 2022-06-23 5.79%
Jefferson 15 Year Fixed Rate 2022-06-23 5.43%
Jefferson 15 Year Fixed Rate Refi 2022-06-23 4.86%
Jefferson 30 Year FHA 2022-06-23 0.13%
Jefferson 30 Year FHA Refi 2022-06-23 0.02%
Jefferson 30 Year USDA 2022-06-23 0.15%
Jefferson 30 Year USDA Refi 2022-06-23 0.12%
Jefferson 30 Year VA 2022-06-23 0.45%
Jefferson 30 Year VA Refi 2022-06-23 -0.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jefferson, GA.

Jefferson Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Jefferson, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 251 3.10% $5,376
HOMESTAR FINANCIAL CORPORATION 176 3.18% $3,873
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 175 3.11% $4,237
UNITED WHOLESALE MORTGAGE, LLC 119 3.04% $4,239
Ameris Bank 91 3.12% $4,243
DHI MORTGAGE COMPANY, LTD. 66 2.91% $2,682
VANDERBILT MORTGAGE AND FINANCE, INC. 64 3.05% $4,746
Regions Bank 63 3.13% $4,699
PENNYMAC LOAN SERVICES, LLC 63 3.16% $4,855
Wells Fargo Bank 58 3.22% $3,521
LOANDEPOT.COM, LLC 55 3.08% $4,710
GUARANTEED RATE, INC. 52 3.11% $4,517
EAGLE HOME MORTGAGE, LLC 50 3.30% $5,856
Northpointe Bank 44 3.08% $4,272
BROKER SOLUTIONS, INC. 44 3.08% $5,658
AMERISAVE MORTGAGE CORPORATION 43 3.01% $4,219
AMERICAN FINANCIAL NETWORK, INC. 38 3.21% $9,991
BETTER MORTGAGE CORPORATION 34 3.00% $2,963
SOUTHEAST MORTGAGE OF GEORGIA, INC. 32 3.29% $6,056
Truist Bank 31 2.98% $3,739
HOMEOWNERS FINANCIAL GROUP USA, LLC 31 3.22% $4,871
Flagstar Bank, FSB 30 3.24% $4,516
Mr. Cooper ( Nationstar Mortgage ) 28 3.20% $4,963
Magnolia Bank 28 3.01% $6,141
Synovus Bank 26 3.13% $5,030
VICTORY MORTGAGE, L.L.C. 25 2.82% $3,034
MOVEMENT MORTGAGE, LLC 22 3.12% $4,201
Mortgage Assurance Inc. 22 3.06% $2,816
HOME POINT FINANCIAL CORPORATION 22 3.13% $4,992
MILEND, INC. 22 3.18% $6,251
NEWREZ LLC 22 3.16% $4,239
Capital City Home Loans, LLC 21 3.10% $4,274
INSPIRE HOME LOANS INC. 20 3.24% $4,342
United Community Bank 19 3.26% $3,618
ACOPIA, LLC 19 3.10% $4,837
ANGEL OAK HOME LOANS LLC 18 3.39% $4,700
First American Bank and Trust Company 18 2.89% $2,902
BANKSOUTH MORTGAGE COMPANY, LLC 17 3.15% $4,396
Bank of England 16 3.19% $4,132
First Federal Bank 16 3.10% $6,240
South State Bank 16 3.23% $5,597
STOCKTON MORTGAGE CORPORATION 16 2.98% $5,361
FREEDOM MORTGAGE CORPORATION 15 3.23% $2,602
PRIMELENDING, A PLAINSCAPITAL COMPANY 15 3.30% $4,024
PROVIDENT FUNDING ASSOCIATES, L.P. 15 2.89% $3,996
CALIBER HOME LOANS, INC. 15 3.20% $3,742
MUTUAL OF OMAHA MORTGAGE, INC. 15 3.07% $4,673
KELLER MORTGAGE, LLC 14 3.10% $3,088
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 14 3.03% $3,985
NAVY FEDERAL CREDIT UNION 13 3.77% $4,081
InterContinental Capital Group, Inc 13 2.97% $4,557
EVERETT FINANCIAL, INC. 12 3.43% $3,259
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 11 3.22% $4,560
SHELTER HOME MORTGAGE, LLC 11 3.29% $4,894
HOMEBRIDGE FINANCIAL SERVICES, INC. 11 3.19% $7,180
JPMorgan Chase Bank 11 3.01% $2,678
SUCCESS MORTGAGE PARTNERS, INC. 10 3.32% $4,324
HOMESIDE FINANCIAL, LLC 9 2.99% $6,125
GUARANTY MORTGAGE SERVICES, L.L.C. 9 3.37% $7,376
First Option Mortgage, LLC 9 3.22% $4,962
Prosperity Home Mortgage, LLC 9 3.13% $3,992
LENDUS, LLC 8 3.15% $4,914
Bank of America 8 3.08% $3,390
CREDIT UNION FINANCIAL SERVICES, LLC 8 3.14% $8,028
DELTA COMMUNITY CREDIT UNION 8 3.00% $4,202
AmeriHome Mortgage Company, LLC 8 3.28% $3,058
GUARANTEED RATE AFFINITY, LLC 8 3.07% $4,174
CROSSCOUNTRY MORTGAGE, LLC 7 3.07% $5,254
DAS Acquisition Company, LLC 7 3.12% $5,322
HOMESPIRE MORTGAGE CORPORATION 7 3.36% $5,562
THE MORTGAGE FIRM, INC. 7 3.23% $3,133
Ally Bank 7 3.20% $4,561
GEORGIA UNITED 7 3.13% $4,642
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 3.37% $8,631
CERTAINTY HOME LOANS, LLC 6 3.00% $3,509
PEACH STATE FEDERAL CREDIT UNION 6 3.02% $3,022
LAKEVIEW LOAN SERVICING, LLC 6 3.50% $3,662
FIRST COMMUNITY MORTGAGE, INC. 6 3.29% $3,992
CRESCENT MORTGAGE COMPANY 6 3.13% $3,230
GUARANTY HOME MORTGAGE CORPORATION 6 2.96% $6,157
SOUTHPOINT FINANCIAL SERVICES, INC. 6 2.94% $5,633
Citizens Bank 6 3.27% $3,683
Equity Prime Mortgage LLC 5 3.55% $5,422
US MORTGAGE CORPORATION 5 3.23% $5,106
Associated Credit Union 5 3.10% $4,946
GMFS LLC 5 3.30% $4,912
U.S. Bank 5 3.22% $3,373
Wyndham Capital Mortgage, Inc. 5 2.93% $1,994
RADIUS FINANCIAL GROUP INC. 5 3.20% $3,864
USAA Federal Savings Bank 5 3.03% $3,537
UNITED PREMIER FUNDING, LLC 5 3.55% $4,176
FirstBank 4 2.84% $1,649
Chicago Mortgage Solutions LLC 4 2.90% $1,959
ROBINS FINANCIAL 4 3.50% $3,436
First Guaranty Mortgage Corporation 4 3.47% $6,683
Fifth Third Bank 4 3.34% $3,739
PNC Bank 4 3.17% $3,421
NexBank 4 3.22% $3,489
Carrington Mortgage Services, LLC 4 3.38% $5,057
Nations Lending Corporation 4 3.16% $6,592
AMERICAN FINANCING CORPORATION 3 2.92% $3,997
First Horizon Bank 3 3.04% $4,099
ON Q FINANCIAL, INC. 3 3.08% $5,502
Metro City Bank 3 4.63% $5,288
GENEVA FINANCIAL, LLC 3 3.33% $3,910
SWBC MORTGAGE CORPORATION 3 3.21% $3,611
CMG MORTGAGE, INC. 3 3.83% $4,046
TIAA, FSB 3 2.91% $2,168
Manufacturers and Traders Trust Company 3 3.25% $7,063
TJC Mortgage, Inc. 3 2.96% $3,688
UNION HOME MORTGAGE CORP. 3 3.46% $4,116
NMSI, INC. 3 3.21% $5,144
Opendoor Home Loans LLC 3 3.04% $2,465
SECURITYNATIONAL MORTGAGE COMPANY 3 3.37% $3,652
ZILLOW HOME LOANS, LLC 2 2.88% $4,008
A&D Mortgage LLC 2 5.38% $5,704
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 3.31% $3,318
Arvest Bank 2 3.19% $4,489
ATLANTA POSTAL 2 3.25% $3,515
BAY EQUITY LLC 2 3.75% $5,378
Colony Bank 2 2.63% $2,906
COMMUNITY MORTGAGE CORPORATION 2 2.87% $3,333
FINANCE OF AMERICA MORTGAGE LLC 2 3.44% $3,939
First-Citizens Bank & Trust Company 2 3.19% $3,576
First Internet Bank of Indiana 2 2.81% $2,891
First Savings Bank 2 2.69% $4,138
GUILD MORTGAGE COMPANY 2 3.06% $4,391
IVY MORTGAGE, INC. 2 3.25% $2,190
LEADERONE FINANCIAL CORPORATION 2 3.12% $2,763
NBKC BANK 2 2.94% $2,355
PANORAMA MORTGAGE GROUP, LLC 2 3.88% $8,038
Paramount Residential Mortgage Group, Inc. 2 3.81% $4,272
PHH Mortgage Corporation 2 3.06% $7,099
PLANET HOME LENDING, LLC 2 3.25% $2,340
RELIANCE FIRST CAPITAL, LLC 2 3.37% $5,301
Renasant Bank 2 3.00% $7,145
RUOFF MORTGAGE COMPANY, INC. 2 2.88% $3,050
SOFI LENDING CORP. 2 2.88% $3,486
SOVEREIGN LENDING GROUP INCORPORATED 2 3.00% $8,003
STEARNS LENDING, LLC 2 3.13% $6,273
The Federal Savings Bank 2 3.00% $5,852
United Bank 2 3.63% $3,965
LGE COMMUNITY 1 2.48% $3,602
North American Savings Bank, F.S.B. 1 2.75% $2,655
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.63% $5,286
NP, Inc. 1 3.25% $6,094
OAKTREE FUNDING CORP. 1 5.99% $15,796
LENDSURE MORTGAGE CORP. 1 5.38% $9,663
ONY GLO, INC. 1 2.50% $3,540
LENDING 3, INC. 1 2.75% $3,020
CALCON MUTUAL MORTGAGE LLC 1 3.38% $5,498
BNC National Bank 1 2.88% $4,044
KeyBank 1 2.99% $3,654
INTERNATIONAL CITY MORTGAGE, INC. 1 3.75% $2,094
BEST CAPITAL FUNDING 1 2.88% $4,636
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.38% $25,764
IMPAC MORTGAGE CORP. 1 2.63% $0
POWERCO 1 2.95% $3,271
HOMEXPRESS MORTGAGE CORP. 1 3.75% $13,127
Prime Choice Funding Inc. 1 2.88% $3,320
Goldwater Bank, N.A. 1 3.25% $2,836
GEORGIA'S OWN 1 3.00% $5,378
First Reliance Bank 1 3.25% $7,029
First National Bank of America 1 7.24% $9,274
First Mortgage Solutions, LLC 1 2.63% $1,494
First Heritage Mortgage, LLC 1 3.13% $3,118
AMERICAN HOME MORTGAGE, INC. 1 3.25% $3,051
ALLIED MORTGAGE GROUP, INC. 1 3.88% $9,235
Republic Bank & Trust Company 1 3.63% $4,099
FIRST HERITAGE FINANCIAL, LLC 1 3.13% $3,886
Watermark Capital, Inc. 1 2.88% $2,794
SANCTUARY HOME MORTGAGE LLC 1 3.25% $6,016
FBT Mortgage, L.L.C. 1 3.75% $3,478
FBC MORTGAGE, LLC 1 2.88% $2,886
SIRVA MORTGAGE, INC. 1 2.50% $1,437
Waterstone Mortgage Corporation 1 3.25% $7,346
ENVOY MORTGAGE, LTD 1 3.63% $4,737
EMBRACE HOME LOANS, INC. 1 3.38% $3,532
Discover Bank 1 3.99% $0
Alcova Mortgage LLC 1 3.49% $3,289
SPRING EQ, LLC 1 4.13% $3,274
WINGS FINANCIAL 1 2.88% $2,928
DIGITAL Federal Credit Union 1 3.00% $2,990
Deere Employees Credit Union 1 1.88% $4,055
CONTOUR MORTGAGE CORPORATION 1 2.75% $4,797
CLEARPATH LENDING 1 3.38% $4,020
ACADEMY MORTGAGE CORPORATION 1 3.00% $8,149
The Loan Store, Inc. 1 3.00% $2,919
CITYWIDE HOME LOANS, LLC 1 2.63% $3,472
Third Federal Savings and Loan Association of Cleveland 1 3.44% $295
City National Bank 1 2.79% $4,166
TIDEWATER MORTGAGE SERVICES, INC. 1 2.88% $4,887
CHURCHILL MORTGAGE CORPORATION 1 3.50% $3,220
Charles Schwab Bank, SSB 1 2.60% $4,420
Carrollton Bank 1 3.13% $2,611
121 FINANCIAL 1 3.38% $6,076
Capitol Federal Savings Bank 1 3.00% $7,411
Mortgage Bank of California 1 5.25% $12,879
MORTGAGE INVESTORS GROUP, INC. 1 3.38% $3,878
Mortgage Research Center, LLC 1 2.99% $1,370
MORIA DEVELOPMENT, INC. 1 3.50% $4,431
Morgan Stanley Private Bank 1 2.50% $3,392
MK LENDING CORP. 1 3.38% $5,305
NATIONS DIRECT MORTGAGE, LLC 1 3.88% $8,004
Meridian Bank Corporation 1 2.75% $3,135
NATIONWIDE MORTGAGE BANKERS, INC. 1 2.88% $14,298
MEMBER FIRST MORTGAGE, LLC 1 3.00% $3,328
CANOPY MORTGAGE, LLC 1 2.88% $2,065
LOANPAL, LLC 1 2.88% $8,379
LIBERTY HOME MORTGAGE CORPORATION 1 3.50% $8,719

Jefferson, GA's 210 lenders originated 5,361 loans during 2021. The total origination value was $1,325,865,000, with an average loan value of $247,317.

The top Jefferson lender as defined by loan originations is QUICKEN LOANS, LLC, with 251 loans originated. Their average total fees are $5,376, which is $1,503 higher than the next largest lender, HOMESTAR FINANCIAL CORPORATION.

The lowest fee Jefferson lenders (with over 10 loans originated) are FREEDOM MORTGAGE CORPORATION ($2,602), JPMorgan Chase Bank ($2,678), DHI MORTGAGE COMPANY, LTD. ($2,682), Mortgage Assurance Inc. ($2,816) and First American Bank and Trust Company ($2,902).

The lowest rate Jefferson lenders (with over 10 loans originated) are VICTORY MORTGAGE, L.L.C. (2.82%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.89%), First American Bank and Trust Company (2.89%), DHI MORTGAGE COMPANY, LTD. (2.91%) and InterContinental Capital Group, Inc (2.97%).

Jefferson, GA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $101,695,000 $115,505,000 13.6% 8.7%
HOMESTAR FINANCIAL CORPORATION $76,360,000 $77,740,000 1.8% 5.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $64,580,000 $72,555,000 12.3% 5.5%
UNITED WHOLESALE MORTGAGE, LLC $33,175,000 $53,060,000 59.9% 4.0%
DHI MORTGAGE COMPANY, LTD. $14,490,000 $49,640,000 242.6% 3.7%
Ameris Bank $48,125,000 $49,035,000 1.9% 3.7%
PENNYMAC LOAN SERVICES, LLC $16,400,000 $33,475,000 104.1% 2.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $46,650,000 $29,460,000 -36.8% 2.2%
FREEDOM MORTGAGE CORPORATION $35,970,000 $28,370,000 -21.1% 2.1%
Regions Bank $19,070,000 $23,845,000 25.0% 1.8%
BROKER SOLUTIONS, INC. $17,905,000 $23,770,000 32.8% 1.8%
AMERICAN FINANCIAL NETWORK, INC. $18,780,000 $22,775,000 21.3% 1.7%
LOANDEPOT.COM, LLC $13,130,000 $22,245,000 69.4% 1.7%
Wells Fargo Bank $16,135,000 $21,250,000 31.7% 1.6%
GUARANTEED RATE, INC. $14,770,000 $20,795,000 40.8% 1.6%
Mr. Cooper ( Nationstar Mortgage ) $16,520,000 $18,095,000 9.5% 1.4%
AMERISAVE MORTGAGE CORPORATION $9,910,000 $17,055,000 72.1% 1.3%
EAGLE HOME MORTGAGE, LLC $16,535,000 n/a 1.2%
United Community Bank $14,895,000 $16,470,000 10.6% 1.2%
Truist Bank $19,890,000 $16,285,000 -18.1% 1.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $6,610,000 $16,080,000 143.3% 1.2%
Synovus Bank $15,365,000 $15,175,000 -1.2% 1.1%
NEWREZ LLC $9,085,000 $14,005,000 54.2% 1.1%
MOVEMENT MORTGAGE, LLC $9,635,000 $13,855,000 43.8% 1.0%
Northpointe Bank $2,070,000 $13,230,000 539.1% 1.0%
HOME POINT FINANCIAL CORPORATION $9,290,000 $13,115,000 41.2% 1.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $13,035,000 $13,105,000 0.5% 1.0%
INSPIRE HOME LOANS INC. $10,075,000 $12,995,000 29.0% 1.0%
VICTORY MORTGAGE, L.L.C. $3,720,000 $12,535,000 237.0% 0.9%
BETTER MORTGAGE CORPORATION $3,195,000 $12,495,000 291.1% 0.9%
LAKEVIEW LOAN SERVICING, LLC $8,010,000 $12,025,000 50.1% 0.9%
Flagstar Bank, FSB $4,310,000 $11,990,000 178.2% 0.9%
CALIBER HOME LOANS, INC. $9,285,000 $11,890,000 28.1% 0.9%
Capital City Home Loans, LLC $16,095,000 $11,250,000 -30.1% 0.8%
Mortgage Research Center, LLC $9,505,000 $10,765,000 13.3% 0.8%
ACOPIA, LLC $12,850,000 $10,480,000 -18.4% 0.8%
Magnolia Bank $10,335,000 $9,850,000 -4.7% 0.7%
South State Bank $1,920,000 $9,025,000 370.1% 0.7%
BANKSOUTH MORTGAGE COMPANY, LLC $18,195,000 $8,685,000 -52.3% 0.7%
NAVY FEDERAL CREDIT UNION $8,340,000 $7,960,000 -4.6% 0.6%
Midland States Bank $7,875,000 n/a 0.6%
ANGEL OAK HOME LOANS LLC $3,885,000 $7,805,000 100.9% 0.6%
MILEND, INC. $9,045,000 $7,720,000 -14.6% 0.6%
Mortgage Assurance Inc. $2,925,000 $7,300,000 149.6% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $8,690,000 $7,235,000 -16.7% 0.5%
First American Bank and Trust Company $5,220,000 $6,640,000 27.2% 0.5%
First Federal Bank $12,075,000 $6,595,000 -45.4% 0.5%
STOCKTON MORTGAGE CORPORATION $7,365,000 $6,485,000 -11.9% 0.5%
Bank of England $6,280,000 $5,855,000 -6.8% 0.4%
US MORTGAGE CORPORATION $4,825,000 $5,790,000 20.0% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $9,820,000 $5,785,000 -41.1% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $2,960,000 $5,550,000 87.5% 0.4%
USAA Federal Savings Bank $9,425,000 $5,455,000 -42.1% 0.4%
KELLER MORTGAGE, LLC $7,520,000 $5,385,000 -28.4% 0.4%
AMWEST FUNDING CORP. $995,000 $5,170,000 419.6% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,625,000 $5,030,000 -34.0% 0.4%
InterContinental Capital Group, Inc $3,075,000 $5,015,000 63.1% 0.4%
EVERETT FINANCIAL, INC. $21,535,000 $4,790,000 -77.8% 0.4%
Bank of America $3,545,000 $4,600,000 29.8% 0.3%
SHELTER HOME MORTGAGE, LLC $2,855,000 $4,395,000 53.9% 0.3%
Pinnacle Bank $290,000 $4,355,000 1,401.7% 0.3%
Renasant Bank $4,205,000 $4,260,000 1.3% 0.3%
Prosperity Home Mortgage, LLC $7,230,000 $4,235,000 -41.4% 0.3%
KeyBank $4,230,000 n/a 0.3%
AmeriHome Mortgage Company, LLC $3,820,000 $4,220,000 10.5% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $6,770,000 $4,060,000 -40.0% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,540,000 $3,985,000 12.6% 0.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $4,480,000 $3,930,000 -12.3% 0.3%
JPMorgan Chase Bank $3,060,000 $3,920,000 28.1% 0.3%
Oconee State Bank $2,950,000 $3,780,000 28.1% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $4,810,000 $3,610,000 -24.9% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $3,250,000 $3,600,000 10.8% 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $5,585,000 $3,580,000 -35.9% 0.3%
First Option Mortgage, LLC $1,835,000 $3,460,000 88.6% 0.3%
Carrington Mortgage Services, LLC $3,245,000 $3,185,000 -1.8% 0.2%
THE MORTGAGE FIRM, INC. $1,730,000 $3,130,000 80.9% 0.2%
HOMESIDE FINANCIAL, LLC $2,095,000 $3,120,000 48.9% 0.2%
DAS Acquisition Company, LLC $725,000 $3,095,000 326.9% 0.2%
GUARANTY MORTGAGE SERVICES, L.L.C. $5,365,000 $3,095,000 -42.3% 0.2%
GUARANTEED RATE AFFINITY, LLC $370,000 $3,070,000 729.7% 0.2%
PNC Bank $1,980,000 $3,010,000 52.0% 0.2%
The Piedmont Bank $1,570,000 $3,010,000 91.7% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,390,000 $2,995,000 25.3% 0.2%
DELTA COMMUNITY CREDIT UNION $2,045,000 $2,985,000 46.0% 0.2%
HOMESPIRE MORTGAGE CORPORATION $2,980,000 n/a 0.2%
Ally Bank $585,000 $2,970,000 407.7% 0.2%
Metro City Bank $395,000 $2,960,000 649.4% 0.2%
CERTAINTY HOME LOANS, LLC $870,000 $2,905,000 233.9% 0.2%
U.S. Bank $2,625,000 $2,875,000 9.5% 0.2%
SOUTHPOINT FINANCIAL SERVICES, INC. $2,280,000 $2,755,000 20.8% 0.2%
GEORGIA UNITED $4,020,000 $2,750,000 -31.6% 0.2%
GUARANTY HOME MORTGAGE CORPORATION $545,000 $2,620,000 380.7% 0.2%
CMG MORTGAGE, INC. $2,510,000 $2,500,000 -0.4% 0.2%
RADIUS FINANCIAL GROUP INC. $2,435,000 $2,500,000 2.7% 0.2%
PEACH STATE FEDERAL CREDIT UNION $3,975,000 $2,480,000 -37.6% 0.2%
Wyndham Capital Mortgage, Inc. $1,025,000 $2,440,000 138.0% 0.2%
First Guaranty Mortgage Corporation $400,000 $2,400,000 500.0% 0.2%
Associated Credit Union $5,390,000 $2,350,000 -56.4% 0.2%
CRESCENT MORTGAGE COMPANY $1,635,000 $2,310,000 41.3% 0.2%
Nations Lending Corporation $2,220,000 $2,250,000 1.4% 0.2%
Citizens Bank $1,450,000 $2,160,000 49.0% 0.2%
Equity Prime Mortgage LLC $2,995,000 $2,150,000 -28.2% 0.2%
CREDIT UNION FINANCIAL SERVICES, LLC $370,000 $2,110,000 470.3% 0.2%
PLANET HOME LENDING, LLC $2,290,000 $1,860,000 -18.8% 0.1%
The Federal Savings Bank $4,035,000 $1,815,000 -55.0% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $955,000 $1,775,000 85.9% 0.1%
21ST MORTGAGE CORPORATION $2,365,000 $1,605,000 -32.1% 0.1%
Chicago Mortgage Solutions LLC $1,600,000 n/a 0.1%
TJC Mortgage, Inc. $1,560,000 $1,555,000 -0.3% 0.1%
Alcova Mortgage LLC $765,000 $1,520,000 98.7% 0.1%
Paramount Residential Mortgage Group, Inc. $1,960,000 $1,495,000 -23.7% 0.1%
LENDUS, LLC $2,905,000 $1,375,000 -52.7% 0.1%
UNION HOME MORTGAGE CORP. $1,145,000 $1,375,000 20.1% 0.1%
NMSI, INC. $375,000 $1,355,000 261.3% 0.1%
NEW DAY FINANCIAL, LLC $1,755,000 $1,345,000 -23.4% 0.1%
GMFS LLC $1,320,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $380,000 $1,315,000 246.1% 0.1%
Peoples Bank & Trust $1,270,000 n/a 0.1%
NexBank $1,590,000 $1,215,000 -23.6% 0.1%
UNITED PREMIER FUNDING, LLC $605,000 $1,195,000 97.5% 0.1%
NBKC BANK $995,000 $1,190,000 19.6% 0.1%
FBC MORTGAGE, LLC $5,305,000 $1,175,000 -77.9% 0.1%
TIAA, FSB $460,000 $1,175,000 155.4% 0.1%
Prime Choice Funding Inc. $195,000 $1,160,000 494.9% 0.1%
ROBINS FINANCIAL $2,730,000 $1,160,000 -57.5% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $305,000 $1,115,000 265.6% 0.1%
FirstBank $885,000 $1,070,000 20.9% 0.1%
NATIONS DIRECT MORTGAGE, LLC $295,000 $1,070,000 262.7% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $2,125,000 $1,065,000 -49.9% 0.1%
First Mortgage Solutions, LLC $650,000 $1,065,000 63.8% 0.1%
GEORGIA'S OWN $1,750,000 $1,060,000 -39.4% 0.1%
AMERICAN FINANCING CORPORATION $605,000 $1,030,000 70.2% 0.1%
PHH Mortgage Corporation $735,000 $995,000 35.4% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $205,000 $990,000 382.9% 0.1%
ATLANTA POSTAL $855,000 $950,000 11.1% 0.1%
GENEVA FINANCIAL, LLC $135,000 $930,000 588.9% 0.1%
Commerce Home Mortgage, Inc. $925,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $335,000 $905,000 170.1% 0.1%
Fifth Third Bank $900,000 $895,000 -0.6% 0.1%
RELIANCE FIRST CAPITAL, LLC $695,000 $895,000 28.8% 0.1%
The Commercial Bank $210,000 $895,000 326.2% 0.1%
BAY EQUITY LLC $2,280,000 $885,000 -61.2% 0.1%
Manufacturers and Traders Trust Company $865,000 n/a 0.1%
First Horizon Bank $860,000 n/a 0.1%
ON Q FINANCIAL, INC. $1,125,000 $855,000 -24.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,540,000 $850,000 -44.8% 0.1%
CLEARPATH LENDING $3,245,000 $850,000 -73.8% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $650,000 $825,000 26.9% 0.1%
PANORAMA MORTGAGE GROUP, LLC $795,000 n/a 0.1%
First Internet Bank of Indiana $275,000 $750,000 172.7% 0.1%
MORTGAGE INVESTORS GROUP, INC. $2,560,000 $745,000 -70.9% 0.1%
STEARNS LENDING, LLC $2,295,000 $745,000 -67.5% 0.1%
BNC National Bank $275,000 $740,000 169.1% 0.1%
SIRVA MORTGAGE, INC. $740,000 n/a 0.1%
First-Citizens Bank & Trust Company $675,000 $730,000 8.1% 0.1%
Opendoor Home Loans LLC $725,000 n/a 0.1%
Bank OZK $1,250,000 $695,000 -44.4% 0.1%
CALCON MUTUAL MORTGAGE LLC $14,340,000 $695,000 -95.2% 0.1%
LEADERONE FINANCIAL CORPORATION $675,000 $695,000 3.0% 0.1%
Colony Bank $295,000 $685,000 132.2% 0.1%
Figure Lending LLC $285,000 $680,000 138.6% 0.1%
AMERICAN ADVISORS GROUP $220,000 $675,000 206.8% 0.1%
First Savings Bank $175,000 $670,000 282.9% 0.1%
LOANPAL, LLC $670,000 n/a 0.1%
Low VA Rates, LLC $670,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $710,000 $665,000 -6.3% 0.1%
SPRING EQ, LLC $300,000 $660,000 120.0% 0.0%
MID AMERICA MORTGAGE, INC. $215,000 $645,000 200.0% 0.0%
COMMUNITY MORTGAGE CORPORATION $410,000 $630,000 53.7% 0.0%
GUILD MORTGAGE COMPANY $2,645,000 $615,000 -76.7% 0.0%
Barrington Bank & Trust Company, N.A. $365,000 $605,000 65.8% 0.0%
PENTAGON FEDERAL CREDIT UNION $265,000 $605,000 128.3% 0.0%
Third Federal Savings and Loan Association of Cleveland $625,000 $595,000 -4.8% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $570,000 $585,000 2.6% 0.0%
FLAT BRANCH MORTGAGE, INC. $560,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $145,000 $545,000 275.9% 0.0%
HALLCO COMMUNITY CREDIT UNION $35,000 $545,000 1,457.1% 0.0%
RUOFF MORTGAGE COMPANY, INC. $240,000 $545,000 127.1% 0.0%
Arvest Bank $305,000 $530,000 73.8% 0.0%
Morgan Stanley Private Bank $65,000 $515,000 692.3% 0.0%
OAKTREE FUNDING CORP. $265,000 $515,000 94.3% 0.0%
ALLIED MORTGAGE GROUP, INC. $500,000 n/a 0.0%
MK LENDING CORP. $490,000 n/a 0.0%
CAPITAL CONCEPTS, INC. $470,000 n/a 0.0%
Deere Employees Credit Union $465,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $465,000 n/a 0.0%
Lakeview Community Capital, LLC $625,000 $460,000 -26.4% 0.0%
Charles Schwab Bank, SSB $455,000 n/a 0.0%
ONY GLO, INC. $445,000 $455,000 2.2% 0.0%
SOFI LENDING CORP. $450,000 n/a 0.0%
North American Savings Bank, F.S.B. $1,685,000 $445,000 -73.6% 0.0%
MEMBER FIRST MORTGAGE, LLC $440,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $435,000 n/a 0.0%
Assurance Financial Group, L.L.C. $225,000 $420,000 86.7% 0.0%
121 FINANCIAL $405,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $235,000 $405,000 72.3% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $405,000 n/a 0.0%
Ixonia Bank $375,000 $405,000 8.0% 0.0%
A&D Mortgage LLC $400,000 n/a 0.0%
SANCTUARY HOME MORTGAGE LLC $395,000 n/a 0.0%
Amerifirst Financial, Inc. $1,495,000 $390,000 -73.9% 0.0%
Mortgage Bank of California $385,000 n/a 0.0%
POWERCO $175,000 $385,000 120.0% 0.0%
Quontic Bank $380,000 n/a 0.0%
First Reliance Bank $375,000 n/a 0.0%
DIRECT LENDERS, LLC $165,000 $365,000 121.2% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $125,000 $355,000 184.0% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,440,000 $355,000 -75.3% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $355,000 n/a 0.0%
UNION CAPITAL MORTGAGE CORPORATION $345,000 n/a 0.0%
CANOPY MORTGAGE, LLC $340,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $335,000 n/a 0.0%
IAA Credit Union $325,000 n/a 0.0%
IMPAC MORTGAGE CORP. $325,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $325,000 n/a 0.0%
Sunflower Bank $420,000 $325,000 -22.6% 0.0%
REVERSE MORTGAGE FUNDING LLC $145,000 $320,000 120.7% 0.0%
United Bank $155,000 $320,000 106.5% 0.0%
Wolfe Financial, Inc $315,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $310,000 n/a 0.0%
LGE COMMUNITY $590,000 $305,000 -48.3% 0.0%
Discover Bank $430,000 $300,000 -30.2% 0.0%
LENDINGHOME FUNDING CORPORATION $505,000 $300,000 -40.6% 0.0%
Cornerstone First Mortgage, Inc $295,000 n/a 0.0%
IVY MORTGAGE, INC. $290,000 $290,000 0.0% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $905,000 $285,000 -68.5% 0.0%
First Heritage Mortgage, LLC $285,000 n/a 0.0%
Waterstone Mortgage Corporation $430,000 $285,000 -33.7% 0.0%
AMERICAN HOME MORTGAGE, INC. $275,000 n/a 0.0%
BEST CAPITAL FUNDING $235,000 $275,000 17.0% 0.0%
FIRST HERITAGE FINANCIAL, LLC $215,000 $275,000 27.9% 0.0%
Residential Mortgage Solutions, Inc. $275,000 n/a 0.0%
Capitol Federal Savings Bank $265,000 n/a 0.0%
City National Bank $265,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $265,000 n/a 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $260,000 n/a 0.0%
DIGITAL Federal Credit Union $360,000 $260,000 -27.8% 0.0%
WINGS FINANCIAL $260,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $435,000 $255,000 -41.4% 0.0%
MIDWEST LOAN SOLUTIONS, INC. $255,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $400,000 $255,000 -36.3% 0.0%
Carrollton Bank $245,000 n/a 0.0%
First National Bank of America $750,000 $245,000 -67.3% 0.0%
Citadel Servicing Corporation $235,000 n/a 0.0%
FBT Mortgage, L.L.C. $235,000 n/a 0.0%
LENDING 3, INC. $235,000 n/a 0.0%
Citibank $240,000 $225,000 -6.3% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $225,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $1,195,000 $225,000 -81.2% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $460,000 $215,000 -53.3% 0.0%
NORWICH COMMERCIAL GROUP, INC. $215,000 n/a 0.0%
STATE EMPLOYEES' $255,000 $205,000 -19.6% 0.0%
The Loan Store, Inc. $205,000 n/a 0.0%
CDC Federal Credit Union $325,000 $195,000 -40.0% 0.0%
Gateway First Bank $540,000 $195,000 -63.9% 0.0%
Republic Bank & Trust Company $195,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $555,000 $190,000 -65.8% 0.0%
CITYWIDE HOME LOANS, LLC $185,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $400,000 $185,000 -53.8% 0.0%
Hometown Equity Mortgage, LLC $305,000 $185,000 -39.3% 0.0%
Horizon Bank $185,000 n/a 0.0%
Cf Bank $175,000 n/a 0.0%
LENDERFI, INC. $175,000 n/a 0.0%
NP, Inc. $175,000 n/a 0.0%
Atlantic Coast Mortgage, LLC $165,000 n/a 0.0%
East West Bank $540,000 $165,000 -69.4% 0.0%
ALLEGACY FEDERAL CREDIT UNION $65,000 $160,000 146.2% 0.0%
Mid-Continent Funding, Inc. $505,000 $155,000 -69.3% 0.0%
STANDARD MORTGAGE CORPORATION $155,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $145,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $340,000 $145,000 -57.4% 0.0%
Atlantic Union Bank $625,000 $135,000 -78.4% 0.0%
TRIAD FINANCIAL SERVICES, INC. $135,000 n/a 0.0%
Truliant Federal Credit Union $15,000 $135,000 800.0% 0.0%
Colten Mortgage, LLC $575,000 $125,000 -78.3% 0.0%
ENVOY MORTGAGE, LTD $125,000 n/a 0.0%
First State Bank of St. Charles, Missouri $125,000 n/a 0.0%
Meridian Bank Corporation $125,000 n/a 0.0%
ALLIANT CREDIT UNION $105,000 n/a 0.0%
First Home Bank $145,000 $105,000 -27.6% 0.0%
Watermark Capital, Inc. $95,000 n/a 0.0%
Goldwater Bank, N.A. $1,110,000 $75,000 -93.2% 0.0%
1st Franklin Financial Corporation $80,000 $70,000 -12.5% 0.0%
Bethpage Federal Credit Union $55,000 n/a 0.0%
Baxter Credit Union $320,000 $45,000 -85.9% 0.0%

Jefferson's top lender by overall market share is QUICKEN LOANS, LLC, with 8.7% market share. In second place, with 5.9%, is HOMESTAR FINANCIAL CORPORATION, having originated $77,740,000 in loans. In third place, with 5.5%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $72,555,000 in loans. In third place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $53,060,000 in loans. In third place, with 3.7%, is DHI MORTGAGE COMPANY, LTD., having originated $49,640,000 in loans.


Jefferson, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,375 $677,525,000 $285,274
Refi 1,679 $377,195,000 $224,655
Cash Out Refi 1,064 $247,050,000 $232,190
Home Improvement 160 $14,960,000 $93,500
Other 83 $9,135,000 $110,060

Jefferson's most frequently cited loan purpose was Home Purchase, with 2,375 originations. The 2nd most popular reason was Refi, with 1,679 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,198 $557,870,000 $253,808
3-4% 2,075 $527,805,000 $254,364
<2.5% 766 $177,750,000 $232,050
4-5% 161 $38,085,000 $236,553
Over 8% 39 $3,365,000 $86,282
5-6% 35 $4,535,000 $129,571
6-7% 19 $1,475,000 $77,632
7-8% 10 $1,330,000 $133,000

During 2021, Jefferson's most frequently originated rate bucket was 2.5-3%, with 2,198 originations.

Loan Sizing (Jefferson, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,108 $853,500,000 $274,614
$100k-200k 1,489 $237,035,000 $159,191
$400k-600k 370 $174,420,000 $471,405
$100,000 or less 355 $21,425,000 $60,352
$600k-1000k 34 $24,080,000 $708,235
$Over $1MM 5 $15,405,000 $3,081,000

Jefferson's loan sizing saw the bucket of loans from $200k-400k with 3,108 originations, totaling $853,500,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,064 $590,450,000 $286,071
60-80% 1,935 $500,095,000 $258,447
40-60% 648 $125,060,000 $192,994
20-40% 250 $30,440,000 $121,760
Under 20% 171 $8,125,000 $47,515
Over 100% 70 $22,470,000 $321,000

Jefferson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,064 originations, totaling $590,450,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Jefferson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $299,489 (6.1%) $391,395 (6.2%) 0.00 1,062
2018-02-01 $301,146 (3.9%) $399,024 (2.9%) 0.00 1,067
2018-03-01 $319,000 (3.9%) $409,404 (0.7%) 0.00 1,018
2018-04-01 $330,000 (3.5%) $425,124 (4.4%) 0.00 1,006
2018-05-01 $344,500 (6.3%) $433,530 (6.8%) 0.00 1,033
2018-06-01 $350,000 (7.6%) $440,249 (7.8%) 0.00 1,065
2018-07-01 $335,500 (5.5%) $426,259 (4.9%) 0.00 1,131
2018-08-01 $337,399 (6.4%) $418,623 (3.0%) 0.00 1,145
2018-09-01 $339,000 (7.6%) $418,067 (5.6%) 0.00 1,136
2018-10-01 $320,635 (4.3%) $406,049 (2.5%) 0.00 1,260
2018-11-01 $314,975 (4.4%) $397,598 (0.4%) 0.00 1,216
2018-12-01 $314,900 (3.3%) $391,660 (0.1%) 0.00 1,159
2019-01-01 $318,000 (6.2%) $396,137 (1.2%) 0.00 1,080
2019-02-01 $324,750 (7.8%) $403,395 (1.1%) 0.00 1,062
2019-03-01 $326,857 (2.5%) $401,803 (-1.9%) 0.00 1,169
2019-04-01 $327,857 (-0.7%) $390,843 (-8.1%) 0.00 1,296
2019-05-01 $325,000 (-5.7%) $390,431 (-9.9%) 0.00 1,266
2019-06-01 $318,175 (-9.1%) $387,762 (-11.9%) 0.00 1,341
2019-07-01 $312,433 (-6.9%) $388,423 (-8.9%) 0.00 1,347
2019-08-01 $305,103 (-9.6%) $386,062 (-7.8%) 0.00 1,335
2019-09-01 $304,925 (-10.1%) $382,267 (-8.6%) 0.00 1,291
2019-10-01 $314,500 (-1.9%) $392,314 (-3.4%) 0.00 1,210
2019-11-01 $322,900 (2.5%) $404,610 (1.8%) 0.00 1,085
2019-12-01 $321,261 (2.0%) $404,067 (3.2%) 0.00 1,012
2020-01-01 $310,448 (-2.4%) $395,555 (-0.2%) 0.00 966
2020-02-01 $309,900 (-4.6%) $396,948 (-1.6%) 0.00 926
2020-03-01 $320,000 (-2.1%) $408,213 (1.6%) 0.00 921
2020-04-01 $319,784 (-2.5%) $404,799 (3.6%) 0.00 1,003
2020-05-01 $329,250 (1.3%) $409,368 (4.9%) 0.00 977
2020-06-01 $327,450 (2.9%) $410,554 (5.9%) 0.00 885
2020-07-01 $329,734 (5.5%) $417,395 (7.5%) 0.00 860
2020-08-01 $329,900 (8.1%) $426,184 (10.4%) 0.00 827
2020-09-01 $344,064 (12.8%) $434,706 (13.7%) 0.00 709
2020-10-01 $354,285 (12.7%) $434,157 (10.7%) 0.00 621
2020-11-01 $349,950 (8.4%) $433,196 (7.1%) 0.00 570
2020-12-01 $343,220 (6.8%) $442,792 (9.6%) 0.00 509
2021-01-01 $341,344 (10.0%) $445,545 (12.6%) 0.00 447
2021-02-01 $348,438 (12.4%) $460,206 (15.9%) 0.00 316
2021-03-01 $367,450 (14.8%) $505,622 (23.9%) 0.00 296
2021-04-01 $386,805 (21.0%) $523,425 (29.3%) 0.00 285
2021-05-01 $411,224 (24.9%) $546,442 (33.5%) 0.00 275
2021-06-01 $407,129 (24.3%) $559,820 (36.4%) 0.00 300
2021-07-01 $424,950 (28.9%) $599,009 (43.5%) 0.00 350
2021-08-01 $414,393 (25.6%) $577,103 (35.4%) 0.00 440
2021-09-01 $432,495 (25.7%) $585,626 (34.7%) 0.00 468
2021-10-01 $445,000 (25.6%) $589,589 (35.8%) 0.00 483
2021-11-01 $467,579 (33.6%) $590,202 (36.2%) 0.00 452
2021-12-01 $469,945 (36.9%) $591,393 (33.6%) 0.00 432
2022-01-01 $499,000 (46.2%) $652,404 (46.4%) 0.00 324
2022-02-01 $495,980 (42.3%) $652,306 (41.7%) 0.00 318
2022-03-01 $499,000 (35.8%) $635,950 (25.8%) 0.00 314
2022-04-01 $498,000 (28.8%) $626,153 (19.6%) 0.00 322
2022-05-01 $502,480 (22.2%) $623,647 (14.1%) 0.00 430
Jefferson's median listing price for 2022-05-01 was $502,480, a difference of $91,256 (22.2%) versus the prior year and $4,480 versus the prior month.

Jefferson's median listing price comes in at 0% of the national average.

Jefferson's average listing price for 2022-05-01 was $623,647, a difference of $77,205 (14.1%) versus the prior year and $-2,506 versus the prior month.

For the 2022-05-01 period, Jefferson had 430 MLS listings, a difference of 108 listings (34%) versus the prior month and 155 listings (56%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jefferson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,816 sqft
2018-02-01 0 days 2,848 sqft
2018-03-01 0 days 2,894 sqft
2018-04-01 0 days 2,980 sqft
2018-05-01 0 days 2,990 sqft
2018-06-01 0 days 3,063 sqft
2018-07-01 0 days 3,016 sqft
2018-08-01 0 days 3,019 sqft
2018-09-01 0 days 3,064 sqft
2018-10-01 0 days 3,012 sqft
2018-11-01 0 days 2,885 sqft
2018-12-01 0 days 2,866 sqft
2019-01-01 0 days 2,871 sqft
2019-02-01 0 days 2,848 sqft
2019-03-01 0 days 2,799 sqft
2019-04-01 0 days 2,912 sqft
2019-05-01 0 days 2,931 sqft
2019-06-01 0 days 2,898 sqft
2019-07-01 0 days 2,890 sqft
2019-08-01 0 days 2,875 sqft
2019-09-01 0 days 2,850 sqft
2019-10-01 0 days 2,842 sqft
2019-11-01 0 days 2,826 sqft
2019-12-01 0 days 2,848 sqft
2020-01-01 0 days 2,775 sqft
2020-02-01 0 days 2,700 sqft
2020-03-01 0 days 2,710 sqft
2020-04-01 0 days 2,712 sqft
2020-05-01 0 days 2,709 sqft
2020-06-01 0 days 2,732 sqft
2020-07-01 0 days 2,697 sqft
2020-08-01 0 days 2,675 sqft
2020-09-01 0 days 2,710 sqft
2020-10-01 0 days 2,716 sqft
2020-11-01 0 days 2,700 sqft
2020-12-01 0 days 2,705 sqft
2021-01-01 0 days 2,619 sqft
2021-02-01 0 days 2,499 sqft
2021-03-01 0 days 2,629 sqft
2021-04-01 0 days 2,625 sqft
2021-05-01 0 days 2,676 sqft
2021-06-01 0 days 2,688 sqft
2021-07-01 0 days 2,786 sqft
2021-08-01 0 days 2,705 sqft
2021-09-01 0 days 2,801 sqft
2021-10-01 0 days 2,772 sqft
2021-11-01 0 days 2,791 sqft
2021-12-01 0 days 2,811 sqft
2022-01-01 0 days 2,903 sqft
2022-02-01 0 days 2,811 sqft
2022-03-01 0 days 2,746 sqft
2022-04-01 0 days 2,644 sqft
2022-05-01 0 days 2,659 sqft
Jefferson's median listing age (time on market) for 2022-05-01 was 0 days.

Jefferson's median square footage for active listings during the 2022-05-01 period was 2,659 sqft. One year prior, the average listing was 2,676 sqft.