Total Media Management Mortgage Rates, Fees & Info
OWENS CROSS ROADS, ALLEI: 549300516L2LO1P5XX92
Tax ID: 26-2514970
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Mortgage Data
Review & Overview
Total Media Management is a smaller mortgage company specializing in Cash Out Refi, Home Purchase, and Refi loans. Total Media Management has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Huntsville, Orlando, Decatur, Nashville, and Birmingham among others. We have data for 31 markets. (Some data included below & more in-depth data is available with an active subscription.)Total Media Management has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Total Media Management is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.52% | 4/28/24 |
| 30 Year Conventional Refi | 6.83% | 4/28/24 |
| 30 Year Cash-out Refi | 6.76% | 4/28/24 |
| 30 Year FHA Purchase | 7.34% | 4/28/24 |
| 30 Year FHA Refi | 7.77% | 4/28/24 |
| 30 Year VA Purchase | 5.87% | 4/28/24 |
| 30 Year VA Refi | 6.27% | 4/28/24 |
| 15 Year Conventional Purchase | 6.65% | 4/28/24 |
| 15 Year Conventional Refi | 5.68% | 4/28/24 |
| 15 Year Cash-out Refi | 5.68% | 4/28/24 |
| 15 Year VA Refi | 5.68% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Total Media Management Mortgage Calculator
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Originations
195Origination Dollar Volume (All Markets)
$47,055,000Awards
Total Media Management - 2021
Total Media Management is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HUNTSVILLE, AL (FHA|USDA|VA) | 78 | $19,800,000 | $253,846 | $4,637 | 2.84% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 24 | $6,160,000 | $256,667 | $5,725 | 3.12% |
| DECATUR, AL (FHA|USDA|VA) | 22 | $5,080,000 | $230,909 | $4,149 | 3.12% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $5,906 | 2.78% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $5,084 | 2.80% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $4,045 | 3.08% |
| Outside of Metro Areas | 5 | $1,175,000 | $235,000 | $3,325 | 3.03% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $8,977 | 2.65% |
| Cullman, AL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,260 | 2.93% |
| Scottsboro, AL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,554 | 2.61% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,451 | 2.38% |
| Albertville, AL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,135 | 3.21% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,946 | 3.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,046 | 2.50% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,382 | 3.25% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,583 | 2.99% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,362 | 2.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,438 | 2.88% |
| DALTON, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,153 | 2.50% |
| OCALA, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,671 | 2.63% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,554 | 2.88% |
| Starkville, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,097 | 3.13% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,401 | 2.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,102 | 2.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,199 | 2.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,347 | 3.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,805 | 3.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,844 | 3.00% |
| Hope, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,372 | 3.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,490 | 3.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,015 | 3.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against Total Media Management based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 141 | $32,635,000 | $231,454 | $4,240 | 3.03% |
| VA | 43 | $12,275,000 | $285,465 | $6,034 | 2.62% |
| FHA | 11 | $2,145,000 | $195,000 | $6,723 | 2.80% |
For 2021, Total Media Management's most frequently originated type of loan was Conventional, with 141 originations. Their 2nd most popular type was VA, with 43 originations.
Loan Reason
For 2021, Total Media Management's most frequently cited loan purpose was Cash Out Refi, with 97 originations. The 2nd most popular reason was Home Purchase, with 45 originations.
Loan Duration/Length
For 2021, Total Media Management's most frequently cited loan duration was 30 Year, with 149 originations. The 2nd most popular length was 15 Year, with 35 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 87 | $20,855,000 | $239,713 |
| 3-4% | 61 | $13,935,000 | $228,443 |
| <2.5% | 42 | $11,580,000 | $275,714 |
| 4-5% | 5 | $685,000 | $137,000 |
During 2021, Total Media Management's average interest rate for loans was 3.00%, while their most frequently originated rate bucket for loans was 2.5-3%, with 87 originations.
Loan Sizing
2021 saw Total Media Management place emphasis on $200k-400k loans with 95 originations, totaling $26,565,000 in origination value.
Applicant Income
Total Media Management lent most frequently to those with incomes in the $100k-150k range, with 53 originations. The second most popular income band? $50k-75k, with 50 originations.
Applicant Debt to Income Ratio
Total Media Management lent most frequently to those with DTI ratios of 20-30%, with 48 originations. The next most common DTI ratio? 30-36%, with 43 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.81%
Total Media Management has an average approval rate.
Pick Rate
Approvals leading to origination96.92%
Total Media Management has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 195 | $47,055,000 | $241,308 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| TOTAL MORTGAGE SERVICES LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| TOTAL MORTGAGE SERVICES LLC | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |