Sovereign Lending Group Incorporated Mortgage Rates, Fees & Info

COSTA MESA, CA

LEI: 549300BFJ8COFCPOMU05

Tax ID: 20-2471369

4.1 stars - out of 5 stars, based on 75 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Sovereign Lending Group Incorporated is a small mortgage company specializing in loans. Sovereign Lending Group Incorporated has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Riverside, Washington, Phoenix, and San Francisco among others. We have data for 459 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Sovereign Lending Group Incorporated has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sovereign Lending Group Incorporated is typically a high fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.72% 8/6/22
    30 Year Conventional Refi 5.58% 8/6/22
    30 Year FHA Purchase 6.19% 8/6/22
    30 Year FHA Refi 6.03% 8/6/22
    30 Year VA Purchase 5.20% 8/6/22
    30 Year VA Refi 5.10% 8/6/22
    30 Year USDA Refi 5.30% 8/6/22
    15 Year Conventional Purchase 5.16% 8/6/22
    15 Year Conventional Refi 4.62% 8/6/22
    15 Year Cash-out Refi 4.62% 8/6/22
    15 Year FHA Refi 5.50% 8/6/22
    15 Year VA Purchase 4.26% 8/6/22
    15 Year VA Refi 4.54% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    5,586

    Origination Dollar Volume (All Markets)

    $1,726,050,000
    Show all (39) awards

    Relative Rate

    Sovereign Lending Group Incorporated's average 30 year fixed rate mortgage of loans were 2.82%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0.33%.

    Relative Fees

    Sovereign Lending Group Incorporated's average total fees for a 30 year fixed rate mortgage are $6,643.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 448 $200,290,000 $447,076 $6,070 2.80%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 273 $90,495,000 $331,484 $6,586 2.79%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 211 $79,435,000 $376,469 $6,602 2.68%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 259 $75,395,000 $291,100 $6,828 2.80%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 113 $47,955,000 $424,381 $6,302 2.72%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 121 $43,365,000 $358,388 $6,347 2.78%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 105 $42,695,000 $406,619 $7,073 2.68%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 108 $39,760,000 $368,148 $6,512 2.80%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » 133 $38,675,000 $290,789 $6,351 2.81%
    Outside of Metro Areas 156 $37,780,000 $242,179 $6,218 2.84%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 103 $35,935,000 $348,883 $6,664 2.67%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 130 $34,890,000 $268,385 $6,363 2.84%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 115 $33,145,000 $288,217 $6,618 2.79%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 94 $31,940,000 $339,787 $6,558 2.73%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 83 $29,675,000 $357,530 $8,507 2.69%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 69 $23,125,000 $335,145 $5,854 2.72%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 71 $20,155,000 $283,873 $4,989 2.75%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 80 $19,530,000 $244,125 $6,121 2.75%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 68 $19,260,000 $283,235 $6,675 2.82%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 74 $18,890,000 $255,270 $6,143 2.92%
    SALT LAKE CITY, UT (FHA|USDA|VA) » 56 $17,000,000 $303,571 $8,822 2.94%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 50 $16,370,000 $327,400 $7,111 2.73%
    URBAN HONOLULU, HI (FHA|USDA|VA) » 32 $15,910,000 $497,188 $6,868 2.66%
    VALLEJO, CA (FHA|USDA|VA) » 38 $15,700,000 $413,158 $6,714 2.96%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 32 $14,100,000 $440,625 $5,136 2.71%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 44 $13,970,000 $317,500 $7,897 2.88%
    STOCKTON, CA (FHA|USDA|VA) » 34 $13,010,000 $382,647 $6,408 2.89%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 50 $12,980,000 $259,600 $7,275 2.93%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 49 $12,535,000 $255,816 $6,287 2.68%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 27 $12,385,000 $458,704 $6,773 2.78%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 39 $11,785,000 $302,179 $6,427 2.71%
    PROVO-OREM, UT (FHA|USDA|VA) » 34 $11,410,000 $335,588 $7,725 2.86%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 41 $11,325,000 $276,220 $5,643 2.85%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 38 $10,960,000 $288,421 $5,742 2.72%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 42 $10,690,000 $254,524 $6,040 3.03%
    FRESNO, CA (FHA|USDA|VA) » 38 $10,490,000 $276,053 $5,459 2.88%
    TUCSON, AZ (FHA|USDA|VA) » 44 $10,250,000 $232,955 $6,689 2.75%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 43 $10,165,000 $236,395 $5,576 2.85%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 28 $8,820,000 $315,000 $7,526 3.08%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » 30 $8,200,000 $273,333 $6,936 2.98%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 34 $7,750,000 $227,941 $5,472 2.80%
    SALEM, OR (FHA|USDA|VA) » 26 $7,340,000 $282,308 $7,185 2.81%
    MODESTO, CA (FHA|USDA|VA) » 22 $7,320,000 $332,727 $7,883 2.74%
    BOISE CITY, ID (FHA|USDA|VA) » 26 $7,290,000 $280,385 $8,382 2.85%
    RENO, NV (FHA|USDA|VA) » 26 $7,180,000 $276,154 $5,254 3.00%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 27 $7,035,000 $260,556 $6,729 2.87%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 25 $6,615,000 $264,600 $6,648 2.86%
    KNOXVILLE, TN (FHA|USDA|VA) » 27 $6,385,000 $236,481 $6,206 2.82%
    RICHMOND, VA (FHA|USDA|VA) » 23 $6,255,000 $271,957 $6,440 2.80%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » 24 $6,160,000 $256,667 $6,157 2.76%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 22 $5,850,000 $265,909 $6,801 2.79%
    HUNTSVILLE, AL (FHA|USDA|VA) » 20 $5,700,000 $285,000 $6,303 2.56%
    BEND, OR (FHA|USDA|VA) » 17 $5,675,000 $333,824 $11,518 2.63%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) » 12 $5,620,000 $468,333 $5,928 2.91%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 17 $5,545,000 $326,176 $8,044 2.65%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 23 $5,375,000 $233,696 $6,882 2.75%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 14 $5,310,000 $379,286 $4,829 2.76%
    JACKSONVILLE, FL (FHA|USDA|VA) » 18 $5,170,000 $287,222 $6,719 2.67%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 22 $5,100,000 $231,818 $5,625 2.59%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » 15 $5,005,000 $333,667 $5,673 2.76%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 19 $4,945,000 $260,263 $5,935 2.78%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 23 $4,875,000 $211,957 $7,172 3.02%
    BAKERSFIELD, CA (FHA|USDA|VA) » 18 $4,730,000 $262,778 $6,038 2.85%
    Hilo, HI (FHA|USDA|VA) » 11 $4,675,000 $425,000 $8,720 2.78%
    FLAGSTAFF, AZ (FHA|USDA|VA) » 13 $4,475,000 $344,231 $11,215 2.92%
    BELLINGHAM, WA (FHA|USDA|VA) » 15 $4,445,000 $296,333 $6,692 2.58%
    REDDING, CA (FHA|USDA|VA) » 17 $4,275,000 $251,471 $6,575 2.69%
    COLUMBIA, SC (FHA|USDA|VA) » 14 $4,260,000 $304,286 $5,750 2.87%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 11 $4,225,000 $384,091 $4,364 2.66%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 12 $4,220,000 $351,667 $4,923 2.83%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 16 $4,090,000 $255,625 $5,504 2.84%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » 15 $3,965,000 $264,333 $8,231 2.95%
    PITTSBURGH, PA (FHA|USDA|VA) » 15 $3,505,000 $233,667 $6,525 2.65%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 13 $3,455,000 $265,769 $6,055 2.79%
    GREELEY, CO (FHA|USDA|VA) » 12 $3,430,000 $285,833 $6,030 2.83%
    SALINAS, CA (FHA|USDA|VA) » 7 $3,415,000 $487,857 $4,724 2.61%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » 14 $3,380,000 $241,429 $7,014 2.84%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 13 $3,335,000 $256,538 $7,391 2.69%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 13 $3,305,000 $254,231 $5,940 2.77%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 8 $3,210,000 $401,250 $8,111 2.38%
    ST. GEORGE, UT (FHA|USDA|VA) » 9 $3,165,000 $351,667 $8,152 2.78%
    MEDFORD, OR (FHA|USDA|VA) » 12 $3,160,000 $263,333 $8,660 2.83%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 12 $3,160,000 $263,333 $6,836 2.93%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » 13 $3,145,000 $241,923 $8,742 2.78%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 14 $3,140,000 $224,286 $5,011 2.87%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » 11 $3,135,000 $285,000 $8,351 2.58%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 13 $2,985,000 $229,615 $7,106 2.79%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 9 $2,925,000 $325,000 $6,183 3.05%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » 7 $2,865,000 $409,286 $5,567 2.95%
    SALISBURY, MD-DE (FHA|USDA|VA) » 10 $2,850,000 $285,000 $6,827 2.75%
    WILMINGTON, NC (FHA|USDA|VA) » 10 $2,840,000 $284,000 $10,299 2.65%
    SANTA FE, NM (FHA|USDA|VA) » 9 $2,825,000 $313,889 $5,824 2.76%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 8 $2,820,000 $352,500 $6,491 2.83%
    YUBA CITY, CA (FHA|USDA|VA) » 8 $2,750,000 $343,750 $7,215 2.48%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 9 $2,715,000 $301,667 $6,160 2.81%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 13 $2,705,000 $208,077 $5,072 3.05%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 11 $2,705,000 $245,909 $4,400 2.69%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 13 $2,665,000 $205,000 $6,359 2.82%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 9 $2,645,000 $293,889 $5,440 2.69%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 8 $2,640,000 $330,000 $8,119 2.73%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » 10 $2,630,000 $263,000 $7,159 2.73%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 11 $2,595,000 $235,909 $5,969 2.93%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 12 $2,560,000 $213,333 $5,421 2.85%
    ASHEVILLE, NC (FHA|USDA|VA) » 11 $2,545,000 $231,364 $5,205 2.92%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 10 $2,530,000 $253,000 $4,249 2.61%
    CHICO, CA (FHA|USDA|VA) » 10 $2,470,000 $247,000 $6,576 2.83%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) » 7 $2,465,000 $352,143 $5,446 2.86%
    Outside of Metro Areas 8 $2,450,000 $306,250 $7,146 3.00%
    FORT COLLINS, CO (FHA|USDA|VA) » 7 $2,445,000 $349,286 $10,083 2.75%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 9 $2,355,000 $261,667 $4,863 3.21%
    ALBANY-LEBANON, OR (FHA|USDA|VA) » 8 $2,340,000 $292,500 $6,745 2.86%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 9 $2,275,000 $252,778 $7,319 2.69%
    VISALIA, CA (FHA|USDA|VA) » 9 $2,145,000 $238,333 $6,688 2.82%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) » 8 $2,140,000 $267,500 $6,432 2.73%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 9 $2,115,000 $235,000 $6,552 2.71%
    YAKIMA, WA (FHA|USDA|VA) » 9 $2,085,000 $231,667 $6,623 2.85%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » 8 $2,070,000 $258,750 $9,619 3.01%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 9 $2,065,000 $229,444 $6,516 2.78%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 9 $2,055,000 $228,333 $5,300 2.79%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 5 $2,045,000 $409,000 $8,354 2.83%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 8 $2,040,000 $255,000 $5,826 2.73%
    Coos Bay, OR (FHA|USDA|VA) » 7 $2,025,000 $289,286 $10,355 2.77%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 9 $2,005,000 $222,778 $4,227 2.82%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 9 $1,975,000 $219,444 $4,924 2.82%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 8 $1,940,000 $242,500 $8,345 3.17%
    EVANSVILLE, IN-KY (FHA|USDA|VA) » 9 $1,925,000 $213,889 $8,146 2.93%
    Pahrump, NV (FHA|USDA|VA) » 9 $1,925,000 $213,889 $8,833 2.79%
    WARNER ROBINS, GA (FHA|USDA|VA) » 9 $1,905,000 $211,667 $3,800 2.54%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 10 $1,840,000 $184,000 $5,725 2.90%
    FORT WAYNE, IN (FHA|USDA|VA) » 9 $1,835,000 $203,889 $4,731 2.78%
    PUEBLO, CO (FHA|USDA|VA) » 6 $1,830,000 $305,000 $6,807 2.56%
    Kapaa, HI (FHA|USDA|VA) » 4 $1,760,000 $440,000 $12,305 2.50%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 8 $1,740,000 $217,500 $6,301 3.05%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 6 $1,680,000 $280,000 $4,543 2.44%
    DULUTH, MN-WI (FHA|USDA|VA) » 6 $1,620,000 $270,000 $3,427 2.67%
    Newport, OR (FHA|USDA|VA) » 7 $1,605,000 $229,286 $8,918 2.52%
    LAS CRUCES, NM (FHA|USDA|VA) » 6 $1,600,000 $266,667 $5,358 2.56%
    Fernley, NV (FHA|USDA|VA) » 7 $1,585,000 $226,429 $6,277 2.91%
    PUNTA GORDA, FL (FHA|USDA|VA) » 5 $1,565,000 $313,000 $6,606 3.05%
    Prineville, OR (FHA|USDA|VA) » 4 $1,560,000 $390,000 $12,437 2.94%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » 6 $1,490,000 $248,333 $6,348 3.08%
    Elizabeth City, NC (FHA|USDA|VA) » 5 $1,465,000 $293,000 $5,150 2.75%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 7 $1,445,000 $206,429 $3,825 2.73%
    ANN ARBOR, MI (FHA|USDA|VA) » 4 $1,440,000 $360,000 $7,251 2.47%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) » 6 $1,420,000 $236,667 $5,629 2.98%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » 5 $1,415,000 $283,000 $5,156 2.77%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » 5 $1,405,000 $281,000 $4,304 2.50%
    BILLINGS, MT (FHA|USDA|VA) » 5 $1,405,000 $281,000 $7,333 2.80%
    MONTGOMERY, AL (FHA|USDA|VA) » 6 $1,400,000 $233,333 $6,464 2.83%
    LANCASTER, PA (FHA|USDA|VA) » 6 $1,400,000 $233,333 $6,311 3.15%
    HOT SPRINGS, AR (FHA|USDA|VA) » 5 $1,395,000 $279,000 $5,222 2.48%
    YORK-HANOVER, PA (FHA|USDA|VA) » 6 $1,370,000 $228,333 $6,803 2.44%
    ANCHORAGE, AK (FHA|USDA|VA) » 4 $1,340,000 $335,000 $5,290 2.43%
    Sevierville, TN (FHA|USDA|VA) » 6 $1,330,000 $221,667 $6,047 3.16%
    SAVANNAH, GA (FHA|USDA|VA) » 5 $1,315,000 $263,000 $6,432 2.65%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 7 $1,305,000 $186,429 $6,047 3.39%
    MADISON, WI (FHA|USDA|VA) » 4 $1,300,000 $325,000 $4,479 2.44%
    Centralia, WA (FHA|USDA|VA) » 5 $1,295,000 $259,000 $6,637 3.08%
    YUMA, AZ (FHA|USDA|VA) » 5 $1,285,000 $257,000 $6,744 2.60%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 7 $1,285,000 $183,571 $4,068 2.88%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » 4 $1,200,000 $300,000 $11,939 2.91%
    SUMTER, SC (FHA|USDA|VA) » 4 $1,200,000 $300,000 $5,111 2.56%
    BURLINGTON, NC (FHA|USDA|VA) » 6 $1,200,000 $200,000 $6,725 2.79%
    Astoria, OR (FHA|USDA|VA) » 4 $1,190,000 $297,500 $5,738 2.81%
    GETTYSBURG, PA (FHA|USDA|VA) » 4 $1,190,000 $297,500 $7,570 2.94%
    Cedar City, UT (FHA|USDA|VA) » 6 $1,180,000 $196,667 $7,967 2.87%
    LONGVIEW, WA (FHA|USDA|VA) » 4 $1,180,000 $295,000 $9,418 2.81%
    Kalispell, MT (FHA|USDA|VA) » 3 $1,175,000 $391,667 $11,304 2.38%
    TALLAHASSEE, FL (FHA|USDA|VA) » 6 $1,170,000 $195,000 $6,015 2.94%
    EL CENTRO, CA (FHA|USDA|VA) » 4 $1,160,000 $290,000 $4,960 2.69%
    Granbury, TX (FHA|USDA|VA) » 5 $1,145,000 $229,000 $6,395 3.48%
    JACKSONVILLE, NC (FHA|USDA|VA) » 5 $1,135,000 $227,000 $5,863 2.93%
    Sandpoint, ID (FHA|USDA|VA) » 4 $1,120,000 $280,000 $4,032 2.47%
    TULSA, OK (FHA|USDA|VA) » 6 $1,120,000 $186,667 $8,156 3.10%
    MORRISTOWN, TN (FHA|USDA|VA) » 6 $1,110,000 $185,000 $5,990 2.88%
    Aberdeen, WA (FHA|USDA|VA) » 4 $1,110,000 $277,500 $5,328 2.91%
    CARSON CITY, NV (FHA|USDA|VA) » 4 $1,100,000 $275,000 $3,885 2.59%
    Cookeville, TN (FHA|USDA|VA) » 5 $1,095,000 $219,000 $8,022 2.87%
    FARMINGTON, NM (FHA|USDA|VA) » 4 $1,090,000 $272,500 $9,550 2.59%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 3 $1,075,000 $358,333 $10,219 3.71%
    DOVER, DE (FHA|USDA|VA) » 4 $1,070,000 $267,500 $7,420 2.91%
    OCALA, FL (FHA|USDA|VA) » 6 $1,070,000 $178,333 $8,690 3.02%
    Oak Harbor, WA (FHA|USDA|VA) » 3 $1,065,000 $355,000 $4,989 2.58%
    GRANTS PASS, OR (FHA|USDA|VA) » 3 $1,065,000 $355,000 $13,899 2.67%
    THE VILLAGES, FL (FHA|USDA|VA) » 5 $1,065,000 $213,000 $4,861 2.92%
    Hood River, OR (FHA|USDA|VA) » 3 $1,065,000 $355,000 $5,746 2.50%
    IDAHO FALLS, ID (FHA|USDA|VA) » 4 $1,050,000 $262,500 $10,731 2.38%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 4 $1,040,000 $260,000 $4,839 2.53%
    FORT SMITH, AR-OK (FHA|USDA|VA) » 3 $1,035,000 $345,000 $3,980 2.46%
    GREEN BAY, WI (FHA|USDA|VA) » 5 $1,035,000 $207,000 $7,104 2.65%
    BOULDER, CO (FHA|USDA|VA) » 3 $1,035,000 $345,000 $4,239 2.62%
    JOHNSON CITY, TN (FHA|USDA|VA) » 4 $1,010,000 $252,500 $6,421 2.97%
    Moses Lake, WA (FHA|USDA|VA) » 4 $1,010,000 $252,500 $7,427 2.94%
    Jefferson, GA (FHA|USDA|VA) » 4 $990,000 $247,500 $8,424 2.78%
    Roseburg, OR (FHA|USDA|VA) » 5 $985,000 $197,000 $5,576 2.80%
    MOBILE, AL (FHA|USDA|VA) » 5 $975,000 $195,000 $4,484 3.13%
    EL PASO, TX (FHA|USDA|VA) » 4 $970,000 $242,500 $6,350 2.66%
    Shelton, WA (FHA|USDA|VA) » 4 $950,000 $237,500 $7,471 2.63%
    Hermiston-Pendleton, OR (FHA|USDA|VA) » 4 $940,000 $235,000 $4,414 2.62%
    Show Low, AZ (FHA|USDA|VA) » 4 $930,000 $232,500 $6,031 2.59%
    RACINE, WI (FHA|USDA|VA) » 3 $905,000 $301,667 $6,994 2.54%
    DOTHAN, AL (FHA|USDA|VA) » 3 $905,000 $301,667 $6,722 2.67%
    LUBBOCK, TX (FHA|USDA|VA) » 5 $905,000 $181,000 $5,539 2.92%
    NEW BERN, NC (FHA|USDA|VA) » 5 $895,000 $179,000 $4,440 2.75%
    Bozeman, MT (FHA|USDA|VA) » 3 $895,000 $298,333 $7,996 2.87%
    MADERA, CA (FHA|USDA|VA) » 3 $885,000 $295,000 $5,194 2.83%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 3 $875,000 $291,667 $8,000 2.83%
    Traverse City, MI (FHA|USDA|VA) » 2 $870,000 $435,000 $4,593 3.06%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 3 $835,000 $278,333 $9,539 2.75%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 4 $830,000 $207,500 $4,608 2.78%
    MONROE, LA (FHA|USDA|VA) » 5 $825,000 $165,000 $7,570 2.93%
    Forest City, NC (FHA|USDA|VA) » 4 $820,000 $205,000 $6,545 2.83%
    Elko, NV (FHA|USDA|VA) » 4 $820,000 $205,000 $6,354 3.00%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) » 3 $815,000 $271,667 $7,453 2.54%
    Klamath Falls, OR (FHA|USDA|VA) » 4 $810,000 $202,500 $5,729 2.75%
    Minot, ND (FHA|USDA|VA) » 2 $800,000 $400,000 $4,444 2.31%
    ABILENE, TX (FHA|USDA|VA) » 2 $790,000 $395,000 $7,589 3.31%
    Torrington, CT (FHA|USDA|VA) » 3 $785,000 $261,667 $4,793 2.29%
    Clearlake, CA (FHA|USDA|VA) » 4 $780,000 $195,000 $4,918 3.25%
    ROANOKE, VA (FHA|USDA|VA) » 3 $765,000 $255,000 $5,979 2.79%
    Nogales, AZ (FHA|USDA|VA) » 4 $760,000 $190,000 $6,062 2.97%
    WENATCHEE, WA (FHA|USDA|VA) » 4 $760,000 $190,000 $4,728 2.90%
    Crossville, TN (FHA|USDA|VA) » 4 $750,000 $187,500 $6,155 3.06%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) » 3 $745,000 $248,333 $3,814 2.33%
    Payson, AZ (FHA|USDA|VA) » 4 $740,000 $185,000 $6,547 3.03%
    JACKSON, TN (FHA|USDA|VA) » 4 $730,000 $182,500 $7,406 3.38%
    Hailey, ID (FHA|USDA|VA) » 2 $720,000 $360,000 $17,560 2.19%
    Albemarle, NC (FHA|USDA|VA) » 2 $720,000 $360,000 $4,302 2.63%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) » 2 $720,000 $360,000 $7,696 2.94%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 3 $705,000 $235,000 $5,498 3.25%
    BOWLING GREEN, KY (FHA|USDA|VA) » 3 $695,000 $231,667 $6,362 2.58%
    Kill Devil Hills, NC (FHA|USDA|VA) » 3 $695,000 $231,667 $4,048 2.92%
    ERIE, PA (FHA|USDA|VA) » 3 $695,000 $231,667 $3,344 2.75%
    NAPA, CA (FHA|USDA|VA) » 3 $685,000 $228,333 $4,332 2.58%
    HINESVILLE, GA (FHA|USDA|VA) » 3 $685,000 $228,333 $5,301 2.42%
    MIDLAND, TX (FHA|USDA|VA) » 3 $665,000 $221,667 $6,816 3.29%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) » 3 $665,000 $221,667 $9,611 2.71%
    Cañon City, CO (FHA|USDA|VA) » 2 $650,000 $325,000 $2,509 2.44%
    CORVALLIS, OR (FHA|USDA|VA) » 2 $650,000 $325,000 $5,368 2.81%
    CEDAR RAPIDS, IA (FHA|USDA|VA) » 3 $645,000 $215,000 $4,086 2.50%
    DECATUR, AL (FHA|USDA|VA) » 3 $645,000 $215,000 $8,077 2.83%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 2 $640,000 $320,000 $7,733 3.06%
    POCATELLO, ID (FHA|USDA|VA) » 2 $630,000 $315,000 $8,284 2.81%
    Crescent City, CA (FHA|USDA|VA) » 2 $630,000 $315,000 $3,960 2.50%
    Kinston, NC (FHA|USDA|VA) » 2 $630,000 $315,000 $5,590 2.87%
    Marion, NC (FHA|USDA|VA) » 3 $625,000 $208,333 $4,815 3.04%
    LONGVIEW, TX (FHA|USDA|VA) » 3 $615,000 $205,000 $6,825 2.83%
    JONESBORO, AR (FHA|USDA|VA) » 2 $610,000 $305,000 $12,981 2.38%
    Ukiah, CA (FHA|USDA|VA) » 2 $610,000 $305,000 $5,854 2.38%
    MISSOULA, MT (FHA|USDA|VA) » 2 $610,000 $305,000 $7,534 2.50%
    Paragould, AR (FHA|USDA|VA) » 3 $605,000 $201,667 $2,701 2.25%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 2 $600,000 $300,000 $4,258 2.75%
    Lebanon, NH-VT (FHA|USDA|VA) » 3 $595,000 $198,333 $6,007 2.58%
    Gainesville, TX (FHA|USDA|VA) » 2 $590,000 $295,000 $5,569 3.43%
    Tullahoma-Manchester, TN (FHA|USDA|VA) » 4 $580,000 $145,000 $5,879 3.00%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 3 $575,000 $191,667 $5,484 2.58%
    GREAT FALLS, MT (FHA|USDA|VA) » 2 $570,000 $285,000 $2,617 2.62%
    Heber, UT (FHA|USDA|VA) » 2 $560,000 $280,000 $5,030 3.06%
    Seneca, SC (FHA|USDA|VA) » 2 $560,000 $280,000 $4,610 2.63%
    Glenwood Springs, CO (FHA|USDA|VA) » 2 $560,000 $280,000 $4,715 3.31%
    MERCED, CA (FHA|USDA|VA) » 2 $560,000 $280,000 $6,758 2.25%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » 3 $555,000 $185,000 $6,609 2.92%
    MUSKEGON, MI (FHA|USDA|VA) » 3 $545,000 $181,667 $5,361 3.08%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) » 3 $545,000 $181,667 $5,273 2.96%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) » 1 $545,000 $545,000 $13,787 2.75%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) » 2 $540,000 $270,000 $2,731 2.25%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » 3 $525,000 $175,000 $4,190 2.75%
    Fallon, NV (FHA|USDA|VA) » 3 $525,000 $175,000 $4,198 3.13%
    SPRINGFIELD, IL (FHA|USDA|VA) » 2 $520,000 $260,000 $6,421 3.63%
    Sonora, CA (FHA|USDA|VA) » 2 $510,000 $255,000 $7,258 2.56%
    Moscow, ID (FHA|USDA|VA) » 2 $510,000 $255,000 $6,920 2.81%
    Ellensburg, WA (FHA|USDA|VA) » 2 $510,000 $255,000 $5,618 2.56%
    SPARTANBURG, SC (FHA|USDA|VA) » 2 $490,000 $245,000 $8,279 2.81%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) » 2 $490,000 $245,000 $9,732 2.93%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) » 3 $485,000 $161,667 $3,470 2.88%
    MUNCIE, IN (FHA|USDA|VA) » 3 $485,000 $161,667 $3,424 2.42%
    Port Angeles, WA (FHA|USDA|VA) » 1 $485,000 $485,000 $4,240 3.00%
    LOGAN, UT-ID (FHA|USDA|VA) » 2 $480,000 $240,000 $5,785 2.75%
    Mountain Home, ID (FHA|USDA|VA) » 2 $480,000 $240,000 $3,863 2.25%
    Huntsville, TX (FHA|USDA|VA) » 1 $475,000 $475,000 $4,455 2.25%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) » 3 $475,000 $158,333 $3,699 2.71%
    TUSCALOOSA, AL (FHA|USDA|VA) » 2 $470,000 $235,000 $6,745 3.00%
    Mayfield, KY (FHA|USDA|VA) » 2 $460,000 $230,000 $3,565 3.06%
    Toccoa, GA (FHA|USDA|VA) » 1 $455,000 $455,000 $2,248 2.25%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 2 $450,000 $225,000 $9,811 3.06%
    Pella, IA (FHA|USDA|VA) » 1 $445,000 $445,000 $11,154 3.25%
    Moultrie, GA (FHA|USDA|VA) » 2 $440,000 $220,000 $5,202 2.88%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » 2 $440,000 $220,000 $5,613 2.75%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) » 2 $440,000 $220,000 $1,914 2.50%
    Greenwood, SC (FHA|USDA|VA) » 2 $430,000 $215,000 $3,817 2.81%
    Warsaw, IN (FHA|USDA|VA) » 2 $420,000 $210,000 $8,848 2.68%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 2 $420,000 $210,000 $3,948 2.56%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » 2 $420,000 $210,000 $3,933 3.44%
    GREENVILLE, NC (FHA|USDA|VA) » 3 $415,000 $138,333 $7,825 3.17%
    LEWISTON, ID-WA (FHA|USDA|VA) » 1 $415,000 $415,000 $850 2.99%
    Hutchinson, MN (FHA|USDA|VA) » 1 $405,000 $405,000 $16,435 2.25%
    GAINESVILLE, FL (FHA|USDA|VA) » 1 $405,000 $405,000 $3,979 2.50%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » 3 $405,000 $135,000 $3,657 3.38%
    ROCHESTER, MN (FHA|USDA|VA) » 2 $400,000 $200,000 $6,826 3.50%
    Ottawa, IL (FHA|USDA|VA) » 2 $400,000 $200,000 $8,972 3.00%
    North Wilkesboro, NC (FHA|USDA|VA) » 1 $395,000 $395,000 $6,144 2.50%
    Baraboo, WI (FHA|USDA|VA) » 2 $390,000 $195,000 $2,585 2.31%
    Laurinburg, NC (FHA|USDA|VA) » 2 $390,000 $195,000 $6,207 2.56%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » 2 $390,000 $195,000 $8,106 2.63%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) » 2 $390,000 $195,000 $5,013 3.19%
    Winona, MN (FHA|USDA|VA) » 1 $385,000 $385,000 $6,554 2.38%
    Madison, IN (FHA|USDA|VA) » 1 $385,000 $385,000 $1,935 2.25%
    Enterprise, AL (FHA|USDA|VA) » 3 $385,000 $128,333 $2,715 2.63%
    Marion, IN (FHA|USDA|VA) » 2 $380,000 $190,000 $3,316 2.50%
    Albert Lea, MN (FHA|USDA|VA) » 1 $375,000 $375,000 $3,680 2.88%
    Athens, TN (FHA|USDA|VA) » 2 $370,000 $185,000 $5,390 2.88%
    Whitewater, WI (FHA|USDA|VA) » 2 $370,000 $185,000 $5,709 3.13%
    BATON ROUGE, LA (FHA|USDA|VA) » 2 $370,000 $185,000 $6,569 2.63%
    READING, PA (FHA|USDA|VA) » 2 $370,000 $185,000 $6,644 3.13%
    AMES, IA (FHA|USDA|VA) » 1 $365,000 $365,000 $7,426 2.88%
    Harrison, AR (FHA|USDA|VA) » 1 $365,000 $365,000 $1,488 2.38%
    Russellville, AR (FHA|USDA|VA) » 1 $365,000 $365,000 $10,012 2.25%
    LaGrange, GA-AL (FHA|USDA|VA) » 1 $365,000 $365,000 $5,791 2.50%
    Safford, AZ (FHA|USDA|VA) » 2 $360,000 $180,000 $9,591 2.69%
    Shelbyville, TN (FHA|USDA|VA) » 2 $360,000 $180,000 $6,497 3.06%
    CARBONDALE-MARION, IL (FHA|USDA|VA) » 1 $355,000 $355,000 $4,566 2.25%
    MIDLAND, MI (FHA|USDA|VA) » 2 $350,000 $175,000 $3,791 2.69%
    Albertville, AL (FHA|USDA|VA) » 2 $340,000 $170,000 $3,950 3.06%
    Marquette, MI (FHA|USDA|VA) » 2 $340,000 $170,000 $6,896 3.68%
    ROCKY MOUNT, NC (FHA|USDA|VA) » 2 $340,000 $170,000 $8,260 3.06%
    BLOOMINGTON, IL (FHA|USDA|VA) » 2 $340,000 $170,000 $3,572 3.00%
    Calhoun, GA (FHA|USDA|VA) » 2 $340,000 $170,000 $4,775 2.88%
    LEBANON, PA (FHA|USDA|VA) » 1 $335,000 $335,000 $6,219 2.25%
    Kerrville, TX (FHA|USDA|VA) » 1 $335,000 $335,000 $14,035 1.75%
    BRUNSWICK, GA (FHA|USDA|VA) » 2 $330,000 $165,000 $5,925 3.38%
    SHERMAN-DENISON, TX (FHA|USDA|VA) » 2 $330,000 $165,000 $5,440 3.13%
    GOLDSBORO, NC (FHA|USDA|VA) » 2 $330,000 $165,000 $4,553 3.31%
    JACKSON, MI (FHA|USDA|VA) » 2 $330,000 $165,000 $3,684 2.88%
    St. Marys, GA (FHA|USDA|VA) » 2 $330,000 $165,000 $6,656 3.13%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 2 $330,000 $165,000 $6,971 2.94%
    Hillsdale, MI (FHA|USDA|VA) » 2 $330,000 $165,000 $5,159 3.13%
    WACO, TX (FHA|USDA|VA) » 1 $325,000 $325,000 $54 2.25%
    APPLETON, WI (FHA|USDA|VA) » 2 $320,000 $160,000 $6,163 2.69%
    Corsicana, TX (FHA|USDA|VA) » 1 $315,000 $315,000 $4,387 2.25%
    Easton, MD (FHA|USDA|VA) » 1 $315,000 $315,000 $4,543 3.38%
    Washington, IN (FHA|USDA|VA) » 1 $305,000 $305,000 $10,133 2.75%
    Laconia, NH (FHA|USDA|VA) » 1 $305,000 $305,000 $3,613 2.25%
    EAU CLAIRE, WI (FHA|USDA|VA) » 1 $305,000 $305,000 $9,279 3.75%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » 1 $305,000 $305,000 $2,562 2.25%
    Muskogee, OK (FHA|USDA|VA) » 2 $300,000 $150,000 $4,773 2.81%
    ST. CLOUD, MN (FHA|USDA|VA) » 2 $300,000 $150,000 $5,204 2.50%
    Big Rapids, MI (FHA|USDA|VA) » 1 $295,000 $295,000 $4,828 2.75%
    FLINT, MI (FHA|USDA|VA) » 2 $290,000 $145,000 $5,412 2.44%
    Opelousas, LA (FHA|USDA|VA) » 1 $285,000 $285,000 $2,805 2.25%
    Greeneville, TN (FHA|USDA|VA) » 1 $285,000 $285,000 $3,417 2.25%
    Georgetown, SC (FHA|USDA|VA) » 1 $285,000 $285,000 $12,812 2.50%
    Mount Sterling, KY (FHA|USDA|VA) » 1 $285,000 $285,000 $15,671 3.13%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » 1 $275,000 $275,000 $11,525 2.63%
    Montrose, CO (FHA|USDA|VA) » 1 $275,000 $275,000 $4,280 2.50%
    Lumberton, NC (FHA|USDA|VA) » 1 $275,000 $275,000 $3,342 2.25%
    TWIN FALLS, ID (FHA|USDA|VA) » 1 $275,000 $275,000 $6,564 2.99%
    Ruidoso, NM (FHA|USDA|VA) » 2 $270,000 $135,000 $5,879 3.13%
    HARRISONBURG, VA (FHA|USDA|VA) » 1 $265,000 $265,000 $8,327 2.50%
    Milledgeville, GA (FHA|USDA|VA) » 1 $265,000 $265,000 $3,859 2.75%
    Arkadelphia, AR (FHA|USDA|VA) » 1 $265,000 $265,000 $9,659 2.75%
    GAINESVILLE, GA (FHA|USDA|VA) » 1 $265,000 $265,000 $7,843 3.25%
    Madisonville, KY (FHA|USDA|VA) » 2 $260,000 $130,000 $6,125 2.94%
    Sayre, PA (FHA|USDA|VA) » 2 $260,000 $130,000 $4,600 3.56%
    PANAMA CITY, FL (FHA|USDA|VA) » 2 $260,000 $130,000 $6,433 3.56%
    Blackfoot, ID (FHA|USDA|VA) » 1 $255,000 $255,000 $4,841 2.75%
    Eureka-Arcata, CA (FHA|USDA|VA) » 1 $255,000 $255,000 $5,165 3.49%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) » 1 $255,000 $255,000 $5,813 2.88%
    Alexandria, MN (FHA|USDA|VA) » 1 $255,000 $255,000 $6,458 2.75%
    Concord, NH (FHA|USDA|VA) » 1 $255,000 $255,000 $17,737 2.49%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) » 1 $255,000 $255,000 $12,425 2.75%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) » 1 $245,000 $245,000 $5,846 2.75%
    Barre, VT (FHA|USDA|VA) » 1 $245,000 $245,000 $8,310 2.38%
    KOKOMO, IN (FHA|USDA|VA) » 1 $245,000 $245,000 $302 2.75%
    Ozark, AL (FHA|USDA|VA) » 1 $245,000 $245,000 $4,380 3.50%
    Silver City, NM (FHA|USDA|VA) » 1 $245,000 $245,000 $8,786 2.25%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 1 $245,000 $245,000 $1,997 2.75%
    Owatonna, MN (FHA|USDA|VA) » 1 $235,000 $235,000 $3,811 2.38%
    ROME, GA (FHA|USDA|VA) » 1 $235,000 $235,000 $4,445 3.50%
    Brookings, OR (FHA|USDA|VA) » 1 $235,000 $235,000 $1,941 2.38%
    LAKE CHARLES, LA (FHA|USDA|VA) » 1 $235,000 $235,000 $1,969 2.38%
    Stillwater, OK (FHA|USDA|VA) » 1 $225,000 $225,000 $3,436 3.13%
    Faribault-Northfield, MN (FHA|USDA|VA) » 1 $225,000 $225,000 $5,186 3.13%
    Española, NM (FHA|USDA|VA) » 1 $225,000 $225,000 $8,328 2.99%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) » 1 $225,000 $225,000 $6,742 3.25%
    Cullman, AL (FHA|USDA|VA) » 1 $225,000 $225,000 $7,891 2.88%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 1 $225,000 $225,000 $7,818 2.38%
    Pullman, WA (FHA|USDA|VA) » 1 $225,000 $225,000 $4,986 2.13%
    WICHITA FALLS, TX (FHA|USDA|VA) » 1 $215,000 $215,000 $6,755 3.13%
    KANKAKEE, IL (FHA|USDA|VA) » 1 $215,000 $215,000 $4,046 2.88%
    Deming, NM (FHA|USDA|VA) » 1 $215,000 $215,000 $7,880 2.88%
    STAUNTON, VA (FHA|USDA|VA) » 1 $215,000 $215,000 $5,173 3.49%
    Newberry, SC (FHA|USDA|VA) » 1 $215,000 $215,000 $3,398 2.38%
    Winnemucca, NV (FHA|USDA|VA) » 1 $215,000 $215,000 $9,123 2.63%
    Danville, VA (FHA|USDA|VA) » 1 $215,000 $215,000 $6,690 3.13%
    Beaver Dam, WI (FHA|USDA|VA) » 1 $205,000 $205,000 $6,972 3.25%
    Austin, MN (FHA|USDA|VA) » 1 $205,000 $205,000 $4,596 2.63%
    Gardnerville Ranchos, NV (FHA|USDA|VA) » 1 $205,000 $205,000 $2,953 2.99%
    Angola, IN (FHA|USDA|VA) » 1 $205,000 $205,000 $9,570 2.63%
    Brainerd, MN (FHA|USDA|VA) » 1 $205,000 $205,000 $5,675 2.75%
    Lake City, FL (FHA|USDA|VA) » 1 $205,000 $205,000 $7,222 2.50%
    Meridian, MS (FHA|USDA|VA) » 1 $205,000 $205,000 $3,523 2.88%
    The Dalles, OR (FHA|USDA|VA) » 1 $205,000 $205,000 $4,024 2.25%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » 1 $205,000 $205,000 $3,051 2.99%
    Othello, WA (FHA|USDA|VA) » 1 $205,000 $205,000 $5,259 2.38%
    Alma, MI (FHA|USDA|VA) » 1 $195,000 $195,000 $3,209 2.25%
    Cullowhee, NC (FHA|USDA|VA) » 1 $195,000 $195,000 $9,171 2.38%
    Paris, TX (FHA|USDA|VA) » 1 $195,000 $195,000 $1,227 2.25%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) » 1 $195,000 $195,000 $3,200 2.38%
    Talladega-Sylacauga, AL (FHA|USDA|VA) » 1 $195,000 $195,000 $4,019 2.75%
    Lufkin, TX (FHA|USDA|VA) » 1 $195,000 $195,000 $8,846 2.75%
    Glasgow, KY (FHA|USDA|VA) » 1 $195,000 $195,000 $6,350 3.13%
    CLEVELAND, TN (FHA|USDA|VA) » 1 $195,000 $195,000 $4,428 3.25%
    London, KY (FHA|USDA|VA) » 1 $185,000 $185,000 $12,521 3.63%
    Americus, GA (FHA|USDA|VA) » 1 $185,000 $185,000 $7,389 2.99%
    Alice, TX (FHA|USDA|VA) » 1 $185,000 $185,000 $4,417 3.25%
    Tifton, GA (FHA|USDA|VA) » 1 $185,000 $185,000 $1,511 2.25%
    Spearfish, SD (FHA|USDA|VA) » 1 $185,000 $185,000 $3,005 3.25%
    Vernal, UT (FHA|USDA|VA) » 1 $185,000 $185,000 $8,221 2.50%
    Bedford, IN (FHA|USDA|VA) » 1 $185,000 $185,000 $5,331 3.25%
    Lawrenceburg, TN (FHA|USDA|VA) » 1 $185,000 $185,000 $6,883 2.75%
    Carlsbad-Artesia, NM (FHA|USDA|VA) » 1 $185,000 $185,000 $6,464 2.75%
    Batesville, AR (FHA|USDA|VA) » 1 $175,000 $175,000 $8,256 2.50%
    TERRE HAUTE, IN (FHA|USDA|VA) » 1 $175,000 $175,000 $6,026 2.88%
    Huntingdon, PA (FHA|USDA|VA) » 1 $175,000 $175,000 $7,134 3.00%
    Hobbs, NM (FHA|USDA|VA) » 1 $175,000 $175,000 $12,125 2.75%
    JACKSON, MS (FHA|USDA|VA) » 1 $175,000 $175,000 $6,583 3.25%
    Lewisburg, TN (FHA|USDA|VA) » 1 $175,000 $175,000 $10,700 2.99%
    McMinnville, TN (FHA|USDA|VA) » 1 $165,000 $165,000 $8,337 2.99%
    JOHNSTOWN, PA (FHA|USDA|VA) » 1 $165,000 $165,000 $6,615 2.25%
    OCEAN CITY, NJ (FHA|USDA|VA) » 1 $165,000 $165,000 $4,017 2.25%
    STATE COLLEGE, PA (FHA|USDA|VA) » 1 $165,000 $165,000 $7,715 2.75%
    Peru, IN (FHA|USDA|VA) » 1 $165,000 $165,000 $9,523 2.63%
    Bardstown, KY (FHA|USDA|VA) » 1 $165,000 $165,000 $6,626 2.75%
    Crawfordsville, IN (FHA|USDA|VA) » 1 $165,000 $165,000 $353 2.75%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) » 1 $165,000 $165,000 $7,972 3.25%
    Greensburg, IN (FHA|USDA|VA) » 1 $165,000 $165,000 $2,532 3.25%
    Seymour, IN (FHA|USDA|VA) » 1 $165,000 $165,000 $8,380 3.25%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) » 1 $165,000 $165,000 $7,559 2.88%
    Dublin, GA (FHA|USDA|VA) » 1 $155,000 $155,000 $8,374 3.75%
    SAN ANGELO, TX (FHA|USDA|VA) » 1 $155,000 $155,000 $4,417 2.99%
    MONROE, MI (FHA|USDA|VA) » 1 $155,000 $155,000 $9,136 3.25%
    WAUSAU-WESTON, WI (FHA|USDA|VA) » 1 $155,000 $155,000 $2,098 2.38%
    Uvalde, TX (FHA|USDA|VA) » 1 $155,000 $155,000 $3,302 2.88%
    Waycross, GA (FHA|USDA|VA) » 1 $145,000 $145,000 $3,962 2.25%
    Ontario, OR-ID (FHA|USDA|VA) » 1 $145,000 $145,000 $5,903 2.99%
    Fort Payne, AL (FHA|USDA|VA) » 1 $145,000 $145,000 $4,550 3.25%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 1 $145,000 $145,000 $3,330 2.63%
    New Ulm, MN (FHA|USDA|VA) » 1 $145,000 $145,000 $6,072 2.99%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » 1 $135,000 $135,000 $3,229 2.75%
    SAGINAW, MI (FHA|USDA|VA) » 1 $135,000 $135,000 $4,293 4.13%
    Red Bluff, CA (FHA|USDA|VA) » 1 $135,000 $135,000 $4,468 3.38%
    BAY CITY, MI (FHA|USDA|VA) » 1 $135,000 $135,000 $9,504 3.25%
    Bogalusa, LA (FHA|USDA|VA) » 1 $135,000 $135,000 $7,357 2.50%
    Adrian, MI (FHA|USDA|VA) » 1 $125,000 $125,000 $8,058 3.50%
    BATTLE CREEK, MI (FHA|USDA|VA) » 1 $115,000 $115,000 $4,082 3.49%
    Norfolk, NE (FHA|USDA|VA) » 1 $105,000 $105,000 $4,659 3.00%
    Natchitoches, LA (FHA|USDA|VA) » 1 $105,000 $105,000 $3,733 3.49%
    Mount Airy, NC (FHA|USDA|VA) » 1 $105,000 $105,000 $7,481 3.13%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 1 $95,000 $95,000 $3,356 4.75%

    Sovereign Lending Group Incorporated's top markets include Los Angeles, Riverside, Washington, Phoenix, and San Francisco among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 2,918 $918,540,000 $314,784 $5,673 2.94%
    VA » 1,935 $620,465,000 $320,654 $6,607 2.55%
    FHA » 733 $187,045,000 $255,177 $9,460 2.83%

    For the 2021 period, Sovereign Lending Group Incorporated's most frequently originated loan type of loans were Conventional, with 2,918 originations. Their 2nd most popular type is VA, with 1,935 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Refi » 5,491 $1,689,235,000 $307,637 $6,473 2.79%
    Home Purchase » 95 $36,815,000 $387,526 $7,638 3.10%

    For the 2021, Sovereign Lending Group Incorporated's most frequently cited loan purpose of loans were Refi, with 5,491 originations. The 2nd most popular reason of loans were Home Purchase, with 95 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 4,990 $1,561,920,000 $313,010 $6,643 2.82%
    15 Year » 350 $97,680,000 $279,086 $5,018 2.46%
    20 Year » 146 $38,230,000 $261,849 $5,504 2.81%
    Other » 68 $20,540,000 $302,059 $6,028 2.82%
    10 Year » 32 $7,680,000 $240,000 $4,671 2.43%

    For the 2021, Sovereign Lending Group Incorporated's most frequently cited loan length of loans were 30 Year, with 4,990 originations. The 2nd most popular length of loans were 15 Year, with 350 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k » 1,851 $596,215,000 $322,104
    $5k+ » 1,475 $491,915,000 $333,502
    $2k-3k » 753 $200,515,000 $266,288
    $3k-4k » 638 $172,330,000 $270,110
    $4k-5k » 521 $145,545,000 $279,357
    $<1k » 348 $119,530,000 $343,477

    $6,643 of loans were Sovereign Lending Group Incorporated's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,851 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% » 2,437 $753,695,000 $309,272
    <2.5% » 1,841 $616,685,000 $334,973
    3-4% » 1,255 $340,475,000 $271,295
    4-5% » 52 $14,980,000 $288,077
    5-6% » 1 $215,000 $215,000

    During 2021, Sovereign Lending Group Incorporated's average interest rate of loans were 2.82%, while their most frequently originated rate bucket of loans were 2.5-3%, with 2,437 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k » 3,296 $949,750,000 $288,152 $6,394 2.76%
    $100k-200k » 1,100 $177,650,000 $161,500 $5,577 2.98%
    $400k-600k » 1,005 $475,115,000 $472,751 $7,226 2.69%
    $600k-1MM » 155 $108,595,000 $700,613 $9,798 2.84%
    $100,000 or less » 19 $1,715,000 $90,263 $5,022 3.54%
    $1MM+ » 11 $13,225,000 $1,202,273 $16,795 2.59%

    2021 saw Sovereign Lending Group Incorporated place emphasis on $200k-400k loans with 3,296 originations, totaling $949,750,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less » 1,705 $465,035,000 $272,748 $4,932 2.64%
    $50k-75k » 1,200 $313,570,000 $261,308 $7,343 2.88%
    $100k-150k » 1,063 $372,575,000 $350,494 $7,033 2.85%
    $75k-100k » 951 $292,335,000 $307,397 $7,581 2.86%
    $150k-250k » 520 $211,060,000 $405,885 $6,648 2.83%
    $250k+ » 144 $70,810,000 $491,736 $6,197 2.88%

    Sovereign Lending Group Incorporated lent most frequently to those with incomes in the $50k or less range, with 1,705 originations. The second most popular income band? $50k-75k, with 1,200 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% » 805 $245,075,000 $304,441 $6,897 2.89%
    20-30% » 774 $234,110,000 $302,468 $6,268 2.83%
    50-60% » 394 $125,470,000 $318,452 $10,456 2.70%
    43% » 211 $63,765,000 $302,204 $7,028 2.94%
    44% » 205 $63,795,000 $311,195 $7,224 3.02%
    <20% » 197 $60,935,000 $309,315 $5,435 2.80%
    36% » 182 $54,750,000 $300,824 $6,631 2.94%
    39% » 181 $52,255,000 $288,702 $6,692 2.94%
    42% » 173 $55,795,000 $322,514 $7,385 2.88%
    38% » 168 $54,350,000 $323,512 $7,180 2.96%
    40% » 165 $51,465,000 $311,909 $6,762 2.96%
    41% » 156 $46,830,000 $300,192 $6,851 2.92%
    45% » 150 $46,910,000 $312,733 $7,016 2.88%
    37% » 148 $45,620,000 $308,243 $6,598 2.86%
    46% » 148 $45,330,000 $306,284 $6,686 2.89%
    47% » 143 $44,075,000 $308,217 $7,968 2.80%
    48% » 132 $39,740,000 $301,061 $7,242 2.87%
    49% » 123 $38,515,000 $313,130 $7,951 2.85%
    >60% » 34 $12,540,000 $368,824 $10,917 2.67%

    Sovereign Lending Group Incorporated lent most frequently to those with DTI ratios of 30-36%, with 805 originations. The next most common DTI ratio? 20-30%, with 774 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 4,436 $1,361,080,000 $306,826 $6,484 2.80%
    Black » 698 $213,190,000 $305,430 $6,812 2.78%
    Asian » 314 $111,340,000 $354,586 $5,767 2.77%
    American Indian » 82 $20,480,000 $249,756 $6,899 2.90%
    Native Hawaiian or Islander » 35 $12,345,000 $352,714 $7,915 2.73%
    Not provided » 21 $7,615,000 $362,619 $4,752 2.92%

    Approval Rates

    Total approvals of all applications
    82.29%

    Sovereign Lending Group Incorporated has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    -339.47%

    Sovereign Lending Group Incorporated has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,586 $1,726,050,000 $308,996

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 5,586 $1,726,050,000 $308,996

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 316 $92,620,000 $293,101 $4,993 2.76%
    40-60% » 998 $303,790,000 $304,399 $5,330 2.79%
    60-80% » 2,345 $723,665,000 $308,599 $6,540 2.89%
    80-100% » 1,854 $581,780,000 $313,797 $7,353 2.70%
    Over 100% » 46 $16,680,000 $362,609 $5,593 2.40%
    Under 20% » 26 $7,300,000 $280,769 $5,531 2.81%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Sovereign Lending Group, Incorporated Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 37.5%
    Sovereign Lending Group, Incorporated Conventional home mortgage Closing on a mortgage 1 12.5%
    Sovereign Lending Group, Incorporated Conventional home mortgage Struggling to pay mortgage 1 12.5%
    Sovereign Lending Group, Incorporated VA mortgage Applying for a mortgage or refinancing an existing mortgage 2 25.0%
    Sovereign Lending Group, Incorporated VA mortgage Trouble during payment process 1 12.5%