Lumberton Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lumberton averaged 7.25% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.93% and one month ago for the week of 2024-03-14, the average rate was 6.79%.

    Lumberton's average rate one year ago was 6.42%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Lumberton 30 Year Fixed Rate 2024-04-18 7.25%
    Lumberton 30 Year Fixed Rate Refi 2024-04-18 7.7%
    Lumberton 15 Year Fixed Rate 2024-04-18 6.49%
    Lumberton 15 Year Fixed Rate Refi 2024-04-18 6.29%
    Lumberton 30 Year FHA 2024-04-18 6.8%
    Lumberton 30 Year FHA Refi 2024-04-18 7.06%
    Lumberton 30 Year USDA 2024-04-18 7.06%
    Lumberton 30 Year USDA Refi 2024-04-18 6.86%
    Lumberton 30 Year VA 2024-04-18 6.8%
    Lumberton 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lumberton, NC.

    Lumberton Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lumberton, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    STATE EMPLOYEES' 47 5.79% $3,747
    QUICKEN LOANS, LLC 22 6.75% $5,288
    21ST MORTGAGE CORPORATION 9 8.10% $6,547
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 8 6.03% $3,310
    VANDERBILT MORTGAGE AND FINANCE, INC. 7 8.25% $5,672
    CMG MORTGAGE, INC. 5 7.04% $4,919
    Wells Fargo Bank 4 6.69% $8,026
    Truist 4 6.80% $3,129
    Alcova Mortgage LLC 3 6.04% $5,325
    First Bank 2 6.88% $3,425
    PENNYMAC LOAN SERVICES, LLC 2 7.25% $6,052
    The Fidelity Bank 2 6.75% $6,001
    Mortgage Research Center, LLC 2 6.87% $8,762
    SOUTHERN TRUST MORTGAGE, LLC 2 6.75% $6,320
    MOVEMENT MORTGAGE, LLC 2 7.06% $5,861
    AgCarolina Farm Credit, FLCA 2 8.33% $5,986
    First-Citizens Bank & Trust Company 2 6.25% $4,311
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.25% $3,805
    United Bank 2 6.69% $3,822
    Bank of America 2 7.31% $4,970
    FOUNDERS FEDERAL CREDIT UNION 1 7.00% $2,409
    FREEDOM MORTGAGE CORPORATION 1 6.99% $9,357
    GoPrime Mortgage, Inc. 1 6.88% $4,384
    GUARANTEED RATE, INC. 1 6.58% $5,278
    HOMESPIRE MORTGAGE CORPORATION 1 7.13% $4,092
    LATINO COMMUNITY CREDIT UNION 1 8.25% $4,348
    NAVY FEDERAL CREDIT UNION 1 7.13% $3,012
    NJ LENDERS CORP. 1 5.75% $7,778
    Northpointe Bank 1 7.50% $5,169
    PANORAMA MORTGAGE GROUP, LLC 1 7.38% $5,053
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.75% $5,615
    ROYAL UNITED MORTGAGE LLC 1 7.63% $4,149
    SeaTrust Mortgage Company 1 7.25% $4,207
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.13% $5,913
    Shamrock Home Loans, Inc. 1 6.25% $4,342
    T2 FINANCIAL LLC 1 6.13% $3,751
    The Central Trust Bank 1 8.75% $5,948
    The Huntington National Bank 1 6.00% $4,413
    UNITED WHOLESALE MORTGAGE, LLC 1 7.63% $4,273
    USAA Federal Savings Bank 1 8.38% $3,377
    U.S. Bank 1 6.38% $4,571
    ZILLOW HOME LOANS, LLC 1 7.13% $4,261
    A&D Mortgage LLC 1 10.75% $5,224
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.50% $6,981
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 8.13% $8,393
    American Security Mortgage Corp. 1 7.00% $6,699
    AMERISAVE MORTGAGE CORPORATION 1 7.25% $4,978
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.75% $8,052
    BROKER SOLUTIONS, INC. 1 8.13% $7,923
    CARDINAL FINANCIAL 1 7.63% $12,222
    CHURCHILL MORTGAGE CORPORATION 1 8.50% $5,331
    Citadel Servicing Corporation 1 9.50% $8,161
    CORNERSTONE HOME LENDING, INC. 1 7.00% $5,513
    CROSSCOUNTRY MORTGAGE, LLC 1 6.99% $7,030
    Deere Employees Credit Union 1 5.38% $3,118
    Discover Bank 1 7.49% $0
    Encompass Lending Group, LP 1 6.88% $6,261
    FAIR WAY LENDING LLC 1 6.50% $6,981
    First Heritage Mortgage, LLC 1 6.88% $6,809
    First National Bank of America 1 9.50% $9,071
    Flagstar Bank, FSB 1 7.13% $5,331

    Lumberton Average Closing Costs & Other Stats

    Lumberton, NC's 61 lenders originated 1,231 loans during 2023. The total origination value was $208,765,000, with an average loan value of $169,590.

    Lumberton's average closing costs are $5,213.

    The top Lumberton lender as defined by loan originations is STATE EMPLOYEES', with 47 loans originated. Their average total fees are $3,747, which is $1,541 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Lumberton lenders (with over 10 loans originated) are STATE EMPLOYEES' ($3,747), QUICKEN LOANS, LLC ($5,288), .

    The lowest rate Lumberton lenders (with over 10 loans originated) are STATE EMPLOYEES' (5.79%), QUICKEN LOANS, LLC (6.75%), .

    Lumberton, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    STATE EMPLOYEES' $23,665,000 $20,290,000 -14.3% 9.7%
    Mortgage Research Center, LLC $7,165,000 $14,080,000 96.5% 6.7%
    QUICKEN LOANS, LLC $12,720,000 $11,360,000 -10.7% 5.4%
    21ST MORTGAGE CORPORATION $8,040,000 $11,160,000 38.8% 5.3%
    United Bank $2,705,000 $8,745,000 223.3% 4.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $7,980,000 $8,540,000 7.0% 4.1%
    UNITED WHOLESALE MORTGAGE, LLC $4,620,000 $7,405,000 60.3% 3.5%
    Lumbee Guaranty Bank $11,800,000 $6,975,000 -40.9% 3.3%
    CMG MORTGAGE, INC. $5,760,000 $5,680,000 -1.4% 2.7%
    CORNERSTONE HOME LENDING, INC. $4,400,000 $4,480,000 1.8% 2.1%
    1ST SIGNATURE LENDING, LLC $905,000 $4,300,000 375.1% 2.1%
    NEXUS SERIES B, LLC $4,205,000 n/a 2.0%
    NAVY FEDERAL CREDIT UNION $1,880,000 $4,100,000 118.1% 2.0%
    INTERCOASTAL MORTGAGE COMPANY $4,730,000 $3,605,000 -23.8% 1.7%
    MOVEMENT MORTGAGE, LLC $5,160,000 $3,430,000 -33.5% 1.6%
    Alcova Mortgage LLC $165,000 $3,380,000 1,948.5% 1.6%
    CARDINAL FINANCIAL $1,010,000 $3,365,000 233.2% 1.6%
    TRIAD FINANCIAL SERVICES, INC. $730,000 $3,155,000 332.2% 1.5%
    CROSSCOUNTRY MORTGAGE, LLC $1,690,000 $3,135,000 85.5% 1.5%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $2,930,000 $3,020,000 3.1% 1.4%
    UNION HOME MORTGAGE CORP. $2,045,000 $2,910,000 42.3% 1.4%
    First Bank $5,090,000 $2,870,000 -43.6% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,990,000 $2,780,000 -30.3% 1.3%
    BROKER SOLUTIONS, INC. $650,000 $2,525,000 288.5% 1.2%
    HOMESPIRE MORTGAGE CORPORATION $2,350,000 $2,280,000 -3.0% 1.1%
    SOUTHWEST STAGE FUNDING, LLC $5,070,000 $2,255,000 -55.5% 1.1%
    SOUTHERN TRUST MORTGAGE, LLC $765,000 $2,090,000 173.2% 1.0%
    FREEDOM MORTGAGE CORPORATION $2,210,000 $1,990,000 -10.0% 1.0%
    Truist $4,420,000 $1,900,000 -57.0% 0.9%
    PENNYMAC LOAN SERVICES, LLC $940,000 $1,710,000 81.9% 0.8%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,020,000 $1,625,000 59.3% 0.8%
    PENTAGON FEDERAL CREDIT UNION $405,000 $1,610,000 297.5% 0.8%
    AMERISAVE MORTGAGE CORPORATION $1,175,000 $1,580,000 34.5% 0.8%
    Wells Fargo Bank $22,750,000 $1,355,000 -94.0% 0.6%
    LOANDEPOT.COM, LLC $2,005,000 $1,290,000 -35.7% 0.6%
    COUNTRYPLACE MORTGAGE, LTD. $545,000 $1,200,000 120.2% 0.6%
    DOMINION FINANCIAL SERVICES, LLC $990,000 $1,200,000 21.2% 0.6%
    SeaTrust Mortgage Company $205,000 $1,140,000 456.1% 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $1,505,000 $1,120,000 -25.6% 0.5%
    Carrington Mortgage Services, LLC $355,000 $995,000 180.3% 0.5%
    T2 FINANCIAL LLC $595,000 $990,000 66.4% 0.5%
    First-Citizens Bank & Trust Company $1,240,000 $980,000 -21.0% 0.5%
    GUARANTEED RATE, INC. $565,000 $980,000 73.5% 0.5%
    ACADEMY MORTGAGE CORPORATION $960,000 n/a 0.5%
    American Security Mortgage Corp. $340,000 $960,000 182.4% 0.5%
    Encompass Lending Group, LP $165,000 $890,000 439.4% 0.4%
    FAIR WAY LENDING LLC $625,000 $880,000 40.8% 0.4%
    AgCarolina Farm Credit, FLCA $820,000 n/a 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $145,000 $805,000 455.2% 0.4%
    Barrington Bank & Trust Company, N.A. $330,000 $795,000 140.9% 0.4%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $780,000 n/a 0.4%
    MILEND, INC. $730,000 n/a 0.3%
    Bank of America $565,000 $720,000 27.4% 0.3%
    HOMESIDE FINANCIAL, LLC $985,000 $720,000 -26.9% 0.3%
    MID AMERICA MORTGAGE, INC. $1,360,000 $710,000 -47.8% 0.3%
    GoPrime Mortgage, Inc. $1,050,000 $675,000 -35.7% 0.3%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $990,000 $665,000 -32.8% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $980,000 $655,000 -33.2% 0.3%
    PNC Bank $1,640,000 $600,000 -63.4% 0.3%
    Integrity Home Mortgage Corp $595,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $930,000 $565,000 -39.2% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $550,000 n/a 0.3%
    PLAZA HOME MORTGAGE, INC. $390,000 $550,000 41.0% 0.3%
    Nations Lending Corporation $250,000 $520,000 108.0% 0.2%
    First Horizon Bank $515,000 n/a 0.2%
    NFM, INC. $1,250,000 $505,000 -59.6% 0.2%
    CALCON MUTUAL MORTGAGE LLC $495,000 n/a 0.2%
    EMM LOANS LLC $485,000 n/a 0.2%
    DAS Acquisition Company, LLC $1,090,000 $470,000 -56.9% 0.2%
    GSF Mortgage Corporation $345,000 $465,000 34.8% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $450,000 n/a 0.2%
    The Fidelity Bank $200,000 $430,000 115.0% 0.2%
    CSL Financial, LLC $470,000 $415,000 -11.7% 0.2%
    LATINO COMMUNITY CREDIT UNION $165,000 $405,000 145.5% 0.2%
    RELIANCE FIRST CAPITAL, LLC $85,000 $390,000 358.8% 0.2%
    Blue Ridge Bank $1,020,000 $385,000 -62.3% 0.2%
    EVERETT FINANCIAL, INC. $385,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $145,000 $375,000 158.6% 0.2%
    CityWorth Mortgage LLC $335,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $280,000 $335,000 19.6% 0.2%
    LIMA ONE CAPITAL, LLC $210,000 $330,000 57.1% 0.2%
    Regions Bank $330,000 n/a 0.2%
    First Federal Bank $325,000 n/a 0.2%
    The Federal Savings Bank $1,000,000 $315,000 -68.5% 0.2%
    Discover Bank $310,000 n/a 0.1%
    NEWREZ LLC $320,000 $300,000 -6.3% 0.1%
    GUILD MORTGAGE COMPANY $295,000 n/a 0.1%
    Equity Prime Mortgage LLC $480,000 $290,000 -39.6% 0.1%
    TOP FLITE FINANCIAL, INC. $245,000 $280,000 14.3% 0.1%
    NBKC BANK $275,000 n/a 0.1%
    CBM Mortgage, Inc. $115,000 $255,000 121.7% 0.1%
    First Heritage Mortgage, LLC $255,000 n/a 0.1%
    Towne Bank $45,000 $250,000 455.6% 0.1%
    Deere Employees Credit Union $245,000 n/a 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $245,000 n/a 0.1%
    Citizens Bank $240,000 n/a 0.1%
    First National Bank of America $235,000 n/a 0.1%
    NORTHEAST HOME LOAN, LLC $235,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $465,000 $235,000 -49.5% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $225,000 n/a 0.1%
    CLEARPATH LENDING $315,000 $225,000 -28.6% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,660,000 $225,000 -86.4% 0.1%
    The Huntington National Bank $225,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $220,000 n/a 0.1%
    USAA Federal Savings Bank $535,000 $215,000 -59.8% 0.1%
    American Mortgage & Equity Consultants, Inc. $210,000 n/a 0.1%
    Mid-Continent Funding, Inc. $195,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $195,000 n/a 0.1%
    Citadel Servicing Corporation $185,000 n/a 0.1%
    EQUITY RESOURCES, INC. $185,000 n/a 0.1%
    Anderson Brothers Bank $105,000 $175,000 66.7% 0.1%
    NJ LENDERS CORP. $175,000 n/a 0.1%
    South State Bank $200,000 $175,000 -12.5% 0.1%
    OCMBC, INC. $170,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $655,000 $165,000 -74.8% 0.1%
    Northpointe Bank $440,000 $155,000 -64.8% 0.1%
    PANORAMA MORTGAGE GROUP, LLC $390,000 $155,000 -60.3% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $155,000 n/a 0.1%
    The Central Trust Bank $155,000 n/a 0.1%
    Figure Lending LLC $255,000 $150,000 -41.2% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $145,000 n/a 0.1%
    LENDINGONE, LLC $135,000 n/a 0.1%
    RAPID MORTGAGE COMPANY $125,000 $135,000 8.0% 0.1%
    Dedicated Community Bank $125,000 n/a 0.1%
    Park Lane Finance Solutions, LLC $190,000 $125,000 -34.2% 0.1%
    U.S. Bank $115,000 $125,000 8.7% 0.1%
    A&D Mortgage LLC $105,000 n/a 0.1%
    FOUNDERS FEDERAL CREDIT UNION $75,000 $105,000 40.0% 0.1%
    Shamrock Home Loans, Inc. $105,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $95,000 n/a 0.0%
    Flagstar Bank, FSB $175,000 $85,000 -51.4% 0.0%
    CHURCHILL MORTGAGE CORPORATION $75,000 n/a 0.0%
    Truliant Federal Credit Union $205,000 $75,000 -63.4% 0.0%
    USAlliance Federal Credit Union $65,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 $55,000 120.0% 0.0%
    SELF-HELP Credit Union $55,000 n/a 0.0%
    SPRING EQ, LLC $45,000 $55,000 22.2% 0.0%
    Uwharrie Bank $55,000 n/a 0.0%

    Lumberton's top lender by overall market share is STATE EMPLOYEES', with 9.7% market share. In second place, with 6.7%, is Mortgage Research Center, LLC, having originated $14,080,000 in loans. In third place, with 5.4%, is QUICKEN LOANS, LLC, having originated $11,360,000 in loans. In fourth place, with 5.3%, is 21ST MORTGAGE CORPORATION, having originated $11,160,000 in loans. In fifth place, with 4.2%, is United Bank, having originated $8,745,000 in loans.

    Lumberton Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Lumberton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,900 (9.0%) $143,934 (-1.1%) 0.00 212
    2018-02-01 $111,175 (-5.0%) $144,463 (-1.4%) 0.00 217
    2018-03-01 $114,900 (-7.2%) $147,811 (0.1%) 0.00 214
    2018-04-01 $117,450 (-6.0%) $145,620 (-5.4%) 0.00 214
    2018-05-01 $115,975 (-3.3%) $148,373 (-2.3%) 0.00 236
    2018-06-01 $118,000 (-4.1%) $148,892 (-1.8%) 0.00 249
    2018-07-01 $110,500 (-14.7%) $146,291 (-5.1%) 0.00 239
    2018-08-01 $119,900 (-4.1%) $156,741 (3.7%) 0.00 239
    2018-09-01 $115,000 (-10.0%) $155,976 (4.3%) 0.00 233
    2018-10-01 $120,100 (-7.2%) $163,259 (9.2%) 0.00 226
    2018-11-01 $123,500 (-1.1%) $161,300 (7.5%) 0.00 223
    2018-12-01 $119,900 (0.0%) $158,122 (8.1%) 0.00 218
    2019-01-01 $116,700 (-2.7%) $156,807 (8.9%) 0.00 218
    2019-02-01 $114,950 (3.4%) $151,872 (5.1%) 0.00 218
    2019-03-01 $115,300 (0.4%) $152,465 (3.2%) 0.00 214
    2019-04-01 $115,775 (-1.4%) $157,300 (8.0%) 0.00 210
    2019-05-01 $119,225 (2.8%) $161,132 (8.6%) 0.00 219
    2019-06-01 $120,000 (1.7%) $154,546 (3.8%) 0.00 218
    2019-07-01 $121,700 (10.1%) $159,710 (9.2%) 0.00 229
    2019-08-01 $125,000 (4.3%) $158,167 (0.9%) 0.00 227
    2019-09-01 $125,000 (8.7%) $155,479 (-0.3%) 0.00 221
    2019-10-01 $125,000 (4.1%) $154,853 (-5.2%) 0.00 215
    2019-11-01 $124,250 (0.6%) $155,360 (-3.7%) 0.00 195
    2019-12-01 $119,950 (0.0%) $149,810 (-5.3%) 0.00 198
    2020-01-01 $119,975 (2.8%) $150,293 (-4.2%) 0.00 184
    2020-02-01 $110,000 (-4.3%) $144,929 (-4.6%) 0.00 182
    2020-03-01 $115,450 (0.1%) $149,376 (-2.0%) 0.00 181
    2020-04-01 $120,000 (3.7%) $155,270 (-1.3%) 0.00 164
    2020-05-01 $123,250 (3.4%) $158,051 (-1.9%) 0.00 141
    2020-06-01 $115,000 (-4.2%) $168,124 (8.8%) 0.00 135
    2020-07-01 $136,700 (12.3%) $181,180 (13.4%) 0.00 131
    2020-08-01 $147,000 (17.6%) $189,516 (19.8%) 0.00 111
    2020-09-01 $148,450 (18.8%) $186,335 (19.9%) 0.00 98
    2020-10-01 $145,950 (16.8%) $182,798 (18.1%) 0.00 94
    2020-11-01 $144,450 (16.3%) $193,246 (24.4%) 0.00 83
    2020-12-01 $149,175 (24.4%) $207,447 (38.5%) 0.00 86
    2021-01-01 $166,000 (38.4%) $226,841 (50.9%) 0.00 81
    2021-02-01 $148,475 (35.0%) $209,096 (44.3%) 0.00 83
    2021-03-01 $139,750 (21.1%) $200,415 (34.2%) 0.00 70
    2021-04-01 $131,945 (10.0%) $206,103 (32.7%) 0.00 59
    2021-05-01 $163,750 (32.9%) $231,337 (46.4%) 0.00 65
    2021-06-01 $172,500 (50.0%) $232,005 (38.0%) 0.00 67
    2021-07-01 $169,900 (24.3%) $240,175 (32.6%) 0.00 68
    2021-08-01 $175,000 (19.1%) $230,936 (21.9%) 0.00 71
    2021-09-01 $170,000 (14.5%) $223,764 (20.1%) 0.00 77
    2021-10-01 $160,000 (9.6%) $202,252 (10.6%) 0.00 72
    2021-11-01 $170,000 (17.7%) $204,222 (5.7%) 0.00 70
    2021-12-01 $175,000 (17.3%) $212,266 (2.3%) 0.00 64
    2022-01-01 $175,500 (5.7%) $205,826 (-9.3%) 0.00 52
    2022-02-01 $192,750 (29.8%) $199,494 (-4.6%) 0.00 59
    2022-03-01 $180,000 (28.8%) $195,014 (-2.7%) 0.00 54
    2022-04-01 $207,500 (57.3%) $223,519 (8.5%) 0.00 51
    2022-05-01 $218,000 (33.1%) $231,541 (0.1%) 0.00 60
    2022-06-01 $193,950 (12.4%) $223,129 (-3.8%) 0.00 80
    2022-07-01 $222,500 (31.0%) $237,677 (-1.0%) 0.00 95
    2022-08-01 $218,700 (25.0%) $232,681 (0.8%) 0.00 99
    2022-09-01 $220,000 (29.4%) $234,820 (4.9%) 0.00 107
    2022-10-01 $220,000 (37.5%) $239,104 (18.2%) 0.00 113
    2022-11-01 $244,750 (44.0%) $238,994 (17.0%) 0.00 121
    2022-12-01 $249,990 (42.9%) $259,635 (22.3%) 0.00 129
    2023-01-01 $252,490 (43.9%) $267,448 (29.9%) 0.00 118
    2023-02-01 $264,463 (37.2%) $282,308 (41.5%) 0.00 100
    2023-03-01 $257,950 (43.3%) $295,012 (51.3%) 0.00 78
    2023-04-01 $261,900 (26.2%) $283,544 (26.9%) 0.00 87
    2023-05-01 $259,925 (19.2%) $289,362 (25.0%) 0.00 89
    2023-06-01 $251,225 (29.5%) $278,496 (24.8%) 0.00 100
    2023-07-01 $254,900 (14.6%) $281,006 (18.2%) 0.00 109
    2023-08-01 $259,100 (18.5%) $275,639 (18.5%) 0.00 128
    2023-09-01 $259,900 (18.1%) $272,417 (16.0%) 0.00 116
    2023-10-01 $263,450 (19.8%) $287,807 (20.4%) 0.00 110
    2023-11-01 $263,025 (7.5%) $274,775 (15.0%) 0.00 128
    2023-12-01 $262,000 (4.8%) $296,069 (14.0%) 0.00 138
    2024-01-01 $250,825 (-0.7%) $292,101 (9.2%) 0.00 129
    2024-02-01 $247,450 (-6.4%) $285,379 (1.1%) 0.00 141
    2024-03-01 $249,450 (-3.3%) $284,769 (-3.5%) 0.00 147
    Lumberton's median listing price for 2024-03-01 was $249,450, a difference of $-8,500 (-3.3%) versus the prior year and $2,000 versus the prior month.

    Lumberton's median listing price comes in at 0% of the national average.

    Lumberton's average listing price for 2024-03-01 was $284,769, a difference of $-10,243 (-3.5%) versus the prior year and $-610 versus the prior month.

    For the 2024-03-01 period, Lumberton had 147 MLS listings, a difference of 6 listings (4%) versus the prior month and 69 listings (88%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Lumberton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,833 sqft
    2018-02-01 0 days 1,750 sqft
    2018-03-01 0 days 1,750 sqft
    2018-04-01 0 days 1,790 sqft
    2018-05-01 0 days 1,779 sqft
    2018-06-01 0 days 1,750 sqft
    2018-07-01 0 days 1,650 sqft
    2018-08-01 0 days 1,750 sqft
    2018-09-01 0 days 1,650 sqft
    2018-10-01 0 days 1,750 sqft
    2018-11-01 0 days 1,750 sqft
    2018-12-01 0 days 1,750 sqft
    2019-01-01 0 days 1,650 sqft
    2019-02-01 0 days 1,684 sqft
    2019-03-01 0 days 1,743 sqft
    2019-04-01 0 days 1,800 sqft
    2019-05-01 0 days 1,787 sqft
    2019-06-01 0 days 1,750 sqft
    2019-07-01 0 days 1,750 sqft
    2019-08-01 0 days 1,750 sqft
    2019-09-01 0 days 1,750 sqft
    2019-10-01 0 days 1,750 sqft
    2019-11-01 0 days 1,750 sqft
    2019-12-01 0 days 1,710 sqft
    2020-01-01 0 days 1,650 sqft
    2020-02-01 0 days 1,550 sqft
    2020-03-01 0 days 1,550 sqft
    2020-04-01 0 days 1,600 sqft
    2020-05-01 0 days 1,550 sqft
    2020-06-01 0 days 1,550 sqft
    2020-07-01 0 days 1,660 sqft
    2020-08-01 0 days 1,750 sqft
    2020-09-01 0 days 1,808 sqft
    2020-10-01 0 days 1,750 sqft
    2020-11-01 0 days 1,750 sqft
    2020-12-01 0 days 1,802 sqft
    2021-01-01 0 days 1,850 sqft
    2021-02-01 0 days 1,697 sqft
    2021-03-01 0 days 1,840 sqft
    2021-04-01 0 days 1,750 sqft
    2021-05-01 0 days 1,850 sqft
    2021-06-01 0 days 1,850 sqft
    2021-07-01 0 days 1,850 sqft
    2021-08-01 0 days 1,950 sqft
    2021-09-01 0 days 1,850 sqft
    2021-10-01 0 days 1,829 sqft
    2021-11-01 0 days 1,700 sqft
    2021-12-01 0 days 1,850 sqft
    2022-01-01 0 days 1,850 sqft
    2022-02-01 0 days 1,850 sqft
    2022-03-01 0 days 1,900 sqft
    2022-04-01 0 days 1,935 sqft
    2022-05-01 0 days 1,937 sqft
    2022-06-01 0 days 1,850 sqft
    2022-07-01 0 days 1,873 sqft
    2022-08-01 0 days 1,850 sqft
    2022-09-01 0 days 1,850 sqft
    2022-10-01 0 days 1,850 sqft
    2022-11-01 0 days 1,850 sqft
    2022-12-01 0 days 1,850 sqft
    2023-01-01 0 days 1,850 sqft
    2023-02-01 0 days 1,850 sqft
    2023-03-01 0 days 1,832 sqft
    2023-04-01 0 days 1,850 sqft
    2023-05-01 0 days 1,850 sqft
    2023-06-01 0 days 1,873 sqft
    2023-07-01 0 days 1,837 sqft
    2023-08-01 0 days 1,789 sqft
    2023-09-01 0 days 1,779 sqft
    2023-10-01 0 days 1,788 sqft
    2023-11-01 0 days 1,786 sqft
    2023-12-01 0 days 1,794 sqft
    2024-01-01 0 days 1,780 sqft
    2024-02-01 0 days 1,780 sqft
    2024-03-01 0 days 1,770 sqft
    Lumberton's median listing age (time on market) for 2024-03-01 was 0 days.

    Lumberton's median square footage for active listings during the 2024-03-01 period was 1,770 sqft. One year prior, the average listing was 1,832 sqft.

    Lumberton, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 857 $156,195,000 $182,258
    Refi 112 $20,690,000 $184,732
    Cash Out Refi 97 $16,275,000 $167,784
    Home Improvement 88 $5,990,000 $68,068
    Other 76 $5,410,000 $71,184
    NA 1 $4,205,000 $4,205,000

    Lumberton's most frequently cited loan purpose was Home Purchase, with 857 originations. The 2nd most popular reason was Refi, with 112 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 351 $70,745,000 $201,553
    7-8% 283 $52,475,000 $185,424
    Over 8% 255 $35,235,000 $138,176
    5-6% 174 $33,900,000 $194,828
    4-5% 93 $8,325,000 $89,516
    <2.5% 12 $140,000 $11,667
    3-4% 1 $175,000 $175,000
    2.5-3% 1 $45,000 $45,000

    During 2023, Lumberton's most frequently originated rate bucket was 6-7%, with 351 originations.

    Loan Sizing (Lumberton, NC MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 499 $74,535,000 $149,369
    $100,000 or less 372 $21,110,000 $56,747
    $200k-400k 332 $88,370,000 $266,175
    $400k-600k 22 $10,080,000 $458,182
    $Over $1MM 4 $13,150,000 $3,287,500
    $600k-1000k 2 $1,520,000 $760,000

    Lumberton's loan sizing saw the bucket of loans from $100k-200k with 499 originations, totaling $74,535,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 678 $131,760,000 $194,336
    60-80% 149 $23,965,000 $160,839
    20-40% 101 $6,985,000 $69,158
    Over 100% 85 $21,335,000 $251,000
    Under 20% 84 $2,780,000 $33,095
    40-60% 83 $14,025,000 $168,976

    Lumberton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 678 originations, totaling $131,760,000 in origination value.