Lumberton Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lumberton averaged 7.15% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.88% and one month ago for the week of 2023-02-09, the average rate was 6.67%.

    Lumberton's average rate one year ago was 3.42%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.67%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Lumberton 30 Year Fixed Rate 2023-03-16 7.15%
    Lumberton 30 Year Fixed Rate Refi 2023-03-16 6.67%
    Lumberton 15 Year Fixed Rate 2023-03-16 6.71%
    Lumberton 15 Year Fixed Rate Refi 2023-03-16 6.95%
    Lumberton 30 Year FHA 2023-03-16 6.53%
    Lumberton 30 Year FHA Refi 2023-03-16 6.28%
    Lumberton 30 Year USDA 2023-03-16 6.35%
    Lumberton 30 Year USDA Refi 2023-03-16 6.78%
    Lumberton 30 Year VA 2023-03-16 6.19%
    Lumberton 30 Year VA Refi 2023-03-16 5.8%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lumberton, NC.

    Lumberton Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lumberton, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    STATE EMPLOYEES' 57 4.11% $3,506
    QUICKEN LOANS, LLC 29 5.25% $5,467
    VANDERBILT MORTGAGE AND FINANCE, INC. 13 7.01% $5,675
    Wells Fargo Bank 12 4.43% $3,633
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 5.27% $4,231
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 5 5.95% $5,337
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 5 4.30% $3,466
    UNITED WHOLESALE MORTGAGE, LLC 5 6.65% $7,609
    Truist 5 4.23% $4,585
    UNION HOME MORTGAGE CORP. 4 4.03% $4,857
    OVM FINANCIAL, INC. 4 3.88% $3,211
    First Bank 4 4.22% $3,450
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.88% $6,219
    FREEDOM MORTGAGE CORPORATION 3 4.42% $4,354
    GoPrime Mortgage, Inc. 3 5.12% $3,757
    Blue Ridge Bank 3 4.25% $4,468
    INTERCOASTAL MORTGAGE COMPANY 3 5.42% $7,497
    FAIR WAY LENDING LLC 3 5.42% $4,235
    MUTUAL OF OMAHA MORTGAGE, INC. 3 5.87% $10,567
    CROSSCOUNTRY MORTGAGE, LLC 2 4.69% $3,780
    ROYAL UNITED MORTGAGE LLC 2 5.38% $4,513
    T2 FINANCIAL LLC 2 4.75% $3,903
    First-Citizens Bank & Trust Company 2 5.69% $3,366
    ANGEL OAK HOME LOANS LLC 2 3.19% $6,260
    Mortgage Research Center, LLC 2 6.13% $2,589
    TIDEWATER MORTGAGE SERVICES, INC. 2 5.25% $7,447
    PREMIA MORTGAGE, LLC 2 4.75% $260
    MOVEMENT MORTGAGE, LLC 2 4.88% $4,683
    PNC Bank 2 6.69% $3,748
    United Bank 2 4.75% $3,808
    PANORAMA MORTGAGE GROUP, LLC 2 7.00% $4,759
    CMG MORTGAGE, INC. 2 5.81% $4,752
    NFM, INC. 2 4.63% $3,293
    Bank of England 2 4.63% $5,927
    SOUTHERN TRUST MORTGAGE, LLC 2 5.75% $5,085
    THOMPSON KANE & COMPANY, LLC 1 7.63% $6,553
    Truliant Federal Credit Union 1 4.50% $4,660
    Wyndham Capital Mortgage, Inc. 1 3.99% $3,858
    21ST MORTGAGE CORPORATION 1 5.80% $7,575
    ZILLOW HOME LOANS, LLC 1 5.63% $3,669
    Ally Bank 1 4.75% $3,689
    AMERISAVE MORTGAGE CORPORATION 1 3.88% $9,880
    Bank of America 1 4.13% $880
    BETTER MORTGAGE CORPORATION 1 3.75% $2,118
    BOKF 1 3.75% $2,379
    BROKER SOLUTIONS, INC. 1 6.63% $7,104
    COASTAL Federal Credit Union 1 3.88% $3,460
    CORNERSTONE HOME LENDING, INC. 1 3.25% $5,210
    CRESCENT MORTGAGE COMPANY 1 5.63% $4,472
    Encompass Lending Group, LP 1 3.99% $6,869
    Fifth Third Bank 1 5.88% $7,307
    First National Bank of Pennsylvania 1 3.25% $3,348
    Gateway First Bank 1 6.88% $5,307
    HOMESIDE FINANCIAL, LLC 1 5.99% $3,735
    HOMESPIRE MORTGAGE CORPORATION 1 3.63% $4,102
    Ixonia Bank 1 4.25% $4,669
    JPMorgan Chase Bank 1 5.00% $4,954
    LATINO COMMUNITY CREDIT UNION 1 6.00% $3,657
    LOANDEPOT.COM, LLC 1 4.50% $2,930
    NATIONWIDE MORTGAGE BANKERS, INC. 1 6.25% $7,423
    NAVY FEDERAL CREDIT UNION 1 6.63% $1,446
    NEW DAY FINANCIAL, LLC 1 4.50% $2,331
    NP, Inc. 1 2.78% $2,230
    Paramount Residential Mortgage Group, Inc. 1 6.63% $4,129
    PENNYMAC LOAN SERVICES, LLC 1 5.50% $11,859
    PHH Mortgage Corporation 1 4.13% $2,683
    Prosperity Home Mortgage, LLC 1 6.88% $3,273
    RAPID MORTGAGE COMPANY 1 4.50% $4,776
    RESIDENTIAL BANCORP. 1 3.88% $4,802
    SHARONVIEW FEDERAL CREDIT UNION 1 5.25% $4,660
    Southern Bank and Trust Company 1 4.25% $3,777
    State Department Federal Credit Union 1 7.38% $3,533
    The Federal Savings Bank 1 5.25% $3,645
    THE MORTGAGE FIRM, INC. 1 5.50% $3,293

    Lumberton Average Closing Costs & Other Stats

    Lumberton, NC's 74 lenders originated 1,291 loans during 2022. The total origination value was $238,325,000, with an average loan value of $184,605.

    Lumberton's average closing costs are $4,730.

    The top Lumberton lender as defined by loan originations is STATE EMPLOYEES', with 57 loans originated. Their average total fees are $3,506, which is $1,961 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Lumberton lenders (with over 10 loans originated) are STATE EMPLOYEES' ($3,506), Wells Fargo Bank ($3,633), QUICKEN LOANS, LLC ($5,467), VANDERBILT MORTGAGE AND FINANCE, INC. ($5,675) and .

    The lowest rate Lumberton lenders (with over 10 loans originated) are STATE EMPLOYEES' (4.11%), Wells Fargo Bank (4.43%), QUICKEN LOANS, LLC (5.25%), VANDERBILT MORTGAGE AND FINANCE, INC. (7.01%) and .

    Lumberton, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    STATE EMPLOYEES' $28,945,000 $23,665,000 -18.2% 9.9%
    Wells Fargo Bank $4,845,000 $22,750,000 369.6% 9.5%
    M&T Realty Capital Corporation $19,520,000 $18,690,000 -4.3% 7.8%
    QUICKEN LOANS, LLC $22,435,000 $12,720,000 -43.3% 5.3%
    Lumbee Guaranty Bank $8,345,000 $11,800,000 41.4% 5.0%
    21ST MORTGAGE CORPORATION $7,210,000 $8,040,000 11.5% 3.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $7,810,000 $7,980,000 2.2% 3.3%
    Mortgage Research Center, LLC $6,125,000 $7,165,000 17.0% 3.0%
    Merchants Bank of Indiana $5,905,000 n/a 2.5%
    CMG MORTGAGE, INC. $2,195,000 $5,760,000 162.4% 2.4%
    MOVEMENT MORTGAGE, LLC $7,705,000 $5,160,000 -33.0% 2.2%
    First Bank $10,425,000 $5,090,000 -51.2% 2.1%
    SOUTHWEST STAGE FUNDING, LLC $3,225,000 $5,070,000 57.2% 2.1%
    INTERCOASTAL MORTGAGE COMPANY $3,760,000 $4,730,000 25.8% 2.0%
    UNITED WHOLESALE MORTGAGE, LLC $2,445,000 $4,620,000 89.0% 1.9%
    Truist $6,945,000 $4,420,000 -36.4% 1.9%
    CORNERSTONE HOME LENDING, INC. $11,155,000 $4,400,000 -60.6% 1.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,740,000 $3,990,000 129.3% 1.7%
    OVM FINANCIAL, INC. $4,045,000 $3,075,000 -24.0% 1.3%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $2,510,000 $2,930,000 16.7% 1.2%
    United Bank $2,135,000 $2,705,000 26.7% 1.1%
    HOMESPIRE MORTGAGE CORPORATION $895,000 $2,350,000 162.6% 1.0%
    FREEDOM MORTGAGE CORPORATION $9,810,000 $2,210,000 -77.5% 0.9%
    UNION HOME MORTGAGE CORP. $4,160,000 $2,045,000 -50.8% 0.9%
    LOANDEPOT.COM, LLC $3,935,000 $2,005,000 -49.0% 0.8%
    NAVY FEDERAL CREDIT UNION $3,620,000 $1,880,000 -48.1% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $1,845,000 $1,690,000 -8.4% 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $535,000 $1,660,000 210.3% 0.7%
    PNC Bank $1,385,000 $1,640,000 18.4% 0.7%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $690,000 $1,505,000 118.1% 0.6%
    MID AMERICA MORTGAGE, INC. $1,385,000 $1,360,000 -1.8% 0.6%
    NFM, INC. $1,030,000 $1,250,000 21.4% 0.5%
    First-Citizens Bank & Trust Company $2,180,000 $1,240,000 -43.1% 0.5%
    SHARONVIEW FEDERAL CREDIT UNION $2,125,000 $1,190,000 -44.0% 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,300,000 $1,175,000 -9.6% 0.5%
    TIDEWATER MORTGAGE SERVICES, INC. $265,000 $1,095,000 313.2% 0.5%
    DAS Acquisition Company, LLC $1,250,000 $1,090,000 -12.8% 0.5%
    GoPrime Mortgage, Inc. $1,050,000 n/a 0.4%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,020,000 n/a 0.4%
    Blue Ridge Bank $3,980,000 $1,020,000 -74.4% 0.4%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,365,000 $1,010,000 -26.0% 0.4%
    The Federal Savings Bank $505,000 $1,000,000 98.0% 0.4%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $245,000 $990,000 304.1% 0.4%
    DOMINION FINANCIAL SERVICES, LLC $505,000 $990,000 96.0% 0.4%
    HOMESIDE FINANCIAL, LLC $1,430,000 $985,000 -31.1% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $3,155,000 $980,000 -68.9% 0.4%
    PENNYMAC LOAN SERVICES, LLC $3,330,000 $940,000 -71.8% 0.4%
    NEW DAY FINANCIAL, LLC $1,820,000 $930,000 -48.9% 0.4%
    1ST SIGNATURE LENDING, LLC $855,000 $905,000 5.8% 0.4%
    ANGEL OAK HOME LOANS LLC $825,000 $905,000 9.7% 0.4%
    Southern Bank and Trust Company $825,000 n/a 0.3%
    First National Bank of Pennsylvania $985,000 $775,000 -21.3% 0.3%
    SOUTHERN TRUST MORTGAGE, LLC $1,295,000 $765,000 -40.9% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $1,345,000 $730,000 -45.7% 0.3%
    Fifth Third Bank $115,000 $720,000 526.1% 0.3%
    VILLAGE CAPITAL MORTGAGE $3,050,000 $655,000 -78.5% 0.3%
    BROKER SOLUTIONS, INC. $940,000 $650,000 -30.9% 0.3%
    FAIR WAY LENDING LLC $1,935,000 $625,000 -67.7% 0.3%
    T2 FINANCIAL LLC $410,000 $595,000 45.1% 0.2%
    CERTAINTY HOME LOANS, LLC $650,000 $580,000 -10.8% 0.2%
    Bank of America $585,000 $565,000 -3.4% 0.2%
    GUARANTEED RATE, INC. $565,000 $565,000 0.0% 0.2%
    Wyndham Capital Mortgage, Inc. $355,000 $560,000 57.7% 0.2%
    COUNTRYPLACE MORTGAGE, LTD. $545,000 n/a 0.2%
    CRESCENT MORTGAGE COMPANY $1,335,000 $535,000 -59.9% 0.2%
    USAA Federal Savings Bank $1,005,000 $535,000 -46.8% 0.2%
    PREMIA MORTGAGE, LLC $530,000 n/a 0.2%
    Equity Prime Mortgage LLC $480,000 n/a 0.2%
    CSL Financial, LLC $545,000 $470,000 -13.8% 0.2%
    ROYAL UNITED MORTGAGE LLC $535,000 $465,000 -13.1% 0.2%
    Northpointe Bank $440,000 n/a 0.2%
    JPMorgan Chase Bank $1,200,000 $435,000 -63.8% 0.2%
    Hometown Lenders, Inc. $205,000 $415,000 102.4% 0.2%
    PENTAGON FEDERAL CREDIT UNION $250,000 $405,000 62.0% 0.2%
    Prosperity Home Mortgage, LLC $405,000 n/a 0.2%
    PANORAMA MORTGAGE GROUP, LLC $390,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $450,000 $390,000 -13.3% 0.2%
    NP, Inc. $385,000 n/a 0.2%
    Carrington Mortgage Services, LLC $575,000 $355,000 -38.3% 0.1%
    GSF Mortgage Corporation $345,000 n/a 0.1%
    American Security Mortgage Corp. $1,055,000 $340,000 -67.8% 0.1%
    Hometown Equity Mortgage, LLC $335,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $445,000 $330,000 -25.8% 0.1%
    LENDINGHOME FUNDING CORPORATION $95,000 $320,000 236.8% 0.1%
    NEWREZ LLC $1,665,000 $320,000 -80.8% 0.1%
    ATHAS CAPITAL GROUP, INC. $315,000 n/a 0.1%
    CLEARPATH LENDING $680,000 $315,000 -53.7% 0.1%
    North American Savings Bank, F.S.B. $265,000 $295,000 11.3% 0.1%
    LEADERONE FINANCIAL CORPORATION $280,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $475,000 $280,000 -41.1% 0.1%
    ALLIED MORTGAGE GROUP, INC. $275,000 n/a 0.1%
    Armed Forces Bank $275,000 n/a 0.1%
    COASTAL Federal Credit Union $260,000 n/a 0.1%
    Figure Lending LLC $15,000 $255,000 1,600.0% 0.1%
    Ally Bank $245,000 $250,000 2.0% 0.1%
    CALIBER HOME LOANS, INC. $1,335,000 $250,000 -81.3% 0.1%
    Nations Lending Corporation $135,000 $250,000 85.2% 0.1%
    TOP FLITE FINANCIAL, INC. $245,000 n/a 0.1%
    Bank of England $340,000 $240,000 -29.4% 0.1%
    Amerifirst Financial, Inc. $235,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $155,000 $235,000 51.6% 0.1%
    BOKF $135,000 $225,000 66.7% 0.1%
    Low VA Rates, LLC $185,000 $215,000 16.2% 0.1%
    Platinum Home Mortgage Corporation $215,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $230,000 $210,000 -8.7% 0.1%
    SeaTrust Mortgage Company $205,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $155,000 $205,000 32.3% 0.1%
    Truliant Federal Credit Union $45,000 $205,000 355.6% 0.1%
    South State Bank $935,000 $200,000 -78.6% 0.1%
    The Fidelity Bank $550,000 $200,000 -63.6% 0.1%
    RESIDENTIAL BANCORP. $195,000 n/a 0.1%
    Park Lane Finance Solutions, LLC $1,000,000 $190,000 -81.0% 0.1%
    CASTLE & COOKE MORTGAGE, LLC $185,000 n/a 0.1%
    PHH Mortgage Corporation $140,000 $185,000 32.1% 0.1%
    AMERICAN ADVISORS GROUP $180,000 n/a 0.1%
    Flagstar Bank, FSB $280,000 $175,000 -37.5% 0.1%
    Alcova Mortgage LLC $720,000 $165,000 -77.1% 0.1%
    Chickasaw Community Bank $125,000 $165,000 32.0% 0.1%
    Encompass Lending Group, LP $165,000 n/a 0.1%
    LATINO COMMUNITY CREDIT UNION $340,000 $165,000 -51.5% 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $275,000 $165,000 -40.0% 0.1%
    ACOPIA, LLC $145,000 $155,000 6.9% 0.1%
    CIVIC FINANCIAL SERVICES, LLC $155,000 n/a 0.1%
    THOMPSON KANE & COMPANY, LLC $155,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $360,000 $145,000 -59.7% 0.1%
    Ixonia Bank $145,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $145,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $145,000 n/a 0.1%
    Gateway First Bank $135,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $135,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $440,000 $135,000 -69.3% 0.1%
    MidFirst Bank $135,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $125,000 n/a 0.1%
    RAPID MORTGAGE COMPANY $145,000 $125,000 -13.8% 0.1%
    CBM Mortgage, Inc. $115,000 n/a 0.0%
    HOMESTAR FINANCIAL CORPORATION $115,000 $115,000 0.0% 0.0%
    U.S. Bank $255,000 $115,000 -54.9% 0.0%
    Anderson Brothers Bank $405,000 $105,000 -74.1% 0.0%
    State Department Federal Credit Union $105,000 n/a 0.0%
    RELIANCE FIRST CAPITAL, LLC $85,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $260,000 $75,000 -71.2% 0.0%
    First Guaranty Mortgage Corporation $290,000 $75,000 -74.1% 0.0%
    FOUNDERS FEDERAL CREDIT UNION $75,000 n/a 0.0%
    HOME POINT FINANCIAL CORPORATION $950,000 $75,000 -92.1% 0.0%
    Secured Investment Corp. $75,000 n/a 0.0%
    THE MORTGAGE FIRM, INC. $280,000 $75,000 -73.2% 0.0%
    ARC HOME LLC $65,000 n/a 0.0%
    STOCKTON MORTGAGE CORPORATION $65,000 n/a 0.0%
    FAY SERVICING, LLC $55,000 n/a 0.0%
    GTE Federal Credit Union $55,000 n/a 0.0%
    SPRING EQ, LLC $45,000 n/a 0.0%
    Towne Bank $125,000 $45,000 -64.0% 0.0%
    Home Loan Investment Bank, F.S.B. $15,000 $25,000 66.7% 0.0%
    UTILITIES EMPLOYEES CREDIT UNION $25,000 n/a 0.0%

    Lumberton's top lender by overall market share is STATE EMPLOYEES', with 9.9% market share. In second place, with 9.5%, is Wells Fargo Bank, having originated $22,750,000 in loans. In third place, with 7.8%, is M&T Realty Capital Corporation, having originated $18,690,000 in loans. In fourth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $12,720,000 in loans. In fifth place, with 5.0%, is Lumbee Guaranty Bank, having originated $11,800,000 in loans.

    Lumberton Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Lumberton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,900 (9.3%) $143,934 (-0.8%) 0.00 212
    2018-02-01 $112,175 (-3.3%) $145,223 (-0.8%) 0.00 218
    2018-03-01 $114,950 (-7.5%) $148,585 (0.2%) 0.00 215
    2018-04-01 $118,400 (-5.3%) $146,368 (-4.7%) 0.00 215
    2018-05-01 $116,950 (-2.5%) $149,021 (-1.6%) 0.00 237
    2018-06-01 $118,500 (-3.3%) $149,529 (-0.8%) 0.00 250
    2018-07-01 $111,500 (-12.9%) $146,954 (-4.7%) 0.00 240
    2018-08-01 $119,900 (-4.1%) $157,291 (4.0%) 0.00 239
    2018-09-01 $115,000 (-10.0%) $156,554 (4.7%) 0.00 233
    2018-10-01 $119,450 (-7.7%) $163,201 (9.1%) 0.00 225
    2018-11-01 $122,850 (-1.2%) $161,234 (7.7%) 0.00 222
    2018-12-01 $119,900 (0.0%) $158,040 (8.1%) 0.00 217
    2019-01-01 $115,950 (-3.3%) $156,716 (8.9%) 0.00 217
    2019-02-01 $114,900 (2.4%) $151,758 (4.5%) 0.00 217
    2019-03-01 $115,271 (0.3%) $152,352 (2.5%) 0.00 213
    2019-04-01 $115,700 (-2.3%) $157,209 (7.4%) 0.00 209
    2019-05-01 $119,200 (1.9%) $161,062 (8.1%) 0.00 218
    2019-06-01 $120,000 (1.3%) $154,449 (3.3%) 0.00 217
    2019-07-01 $121,700 (9.2%) $159,638 (8.6%) 0.00 228
    2019-08-01 $125,000 (4.3%) $158,117 (0.5%) 0.00 226
    2019-09-01 $125,000 (8.7%) $155,457 (-0.7%) 0.00 221
    2019-10-01 $125,000 (4.7%) $154,850 (-5.1%) 0.00 215
    2019-11-01 $124,250 (1.1%) $155,360 (-3.6%) 0.00 195
    2019-12-01 $119,975 (0.1%) $150,150 (-5.0%) 0.00 199
    2020-01-01 $119,950 (3.5%) $150,183 (-4.2%) 0.00 184
    2020-02-01 $110,000 (-4.3%) $144,929 (-4.5%) 0.00 182
    2020-03-01 $115,450 (0.2%) $149,376 (-2.0%) 0.00 181
    2020-04-01 $120,000 (3.7%) $155,270 (-1.2%) 0.00 164
    2020-05-01 $123,250 (3.4%) $158,051 (-1.9%) 0.00 141
    2020-06-01 $115,000 (-4.2%) $168,124 (8.9%) 0.00 135
    2020-07-01 $136,700 (12.3%) $181,180 (13.5%) 0.00 131
    2020-08-01 $147,000 (17.6%) $189,516 (19.9%) 0.00 111
    2020-09-01 $148,450 (18.8%) $186,335 (19.9%) 0.00 98
    2020-10-01 $145,950 (16.8%) $182,798 (18.1%) 0.00 94
    2020-11-01 $144,450 (16.3%) $193,246 (24.4%) 0.00 83
    2020-12-01 $149,175 (24.3%) $207,447 (38.2%) 0.00 86
    2021-01-01 $166,000 (38.4%) $226,841 (51.0%) 0.00 81
    2021-02-01 $148,475 (35.0%) $209,096 (44.3%) 0.00 83
    2021-03-01 $139,750 (21.1%) $200,415 (34.2%) 0.00 70
    2021-04-01 $131,945 (10.0%) $206,103 (32.7%) 0.00 59
    2021-05-01 $163,750 (32.9%) $231,337 (46.4%) 0.00 65
    2021-06-01 $171,250 (48.9%) $232,107 (38.1%) 0.00 67
    2021-07-01 $169,900 (24.3%) $240,175 (32.6%) 0.00 68
    2021-08-01 $175,000 (19.1%) $230,936 (21.9%) 0.00 71
    2021-09-01 $170,000 (14.5%) $223,764 (20.1%) 0.00 77
    2021-10-01 $160,000 (9.6%) $202,252 (10.6%) 0.00 72
    2021-11-01 $169,950 (17.7%) $204,222 (5.7%) 0.00 70
    2021-12-01 $175,000 (17.3%) $212,266 (2.3%) 0.00 64
    2022-01-01 $175,000 (5.4%) $196,424 (-13.4%) 0.00 50
    2022-02-01 $189,000 (27.3%) $196,231 (-6.2%) 0.00 57
    2022-03-01 $180,000 (28.8%) $195,014 (-2.7%) 0.00 54
    2022-04-01 $207,500 (57.3%) $223,519 (8.5%) 0.00 51
    2022-05-01 $218,000 (33.1%) $231,541 (0.1%) 0.00 60
    2022-06-01 $193,950 (13.3%) $223,129 (-3.9%) 0.00 80
    2022-07-01 $222,500 (31.0%) $237,677 (-1.0%) 0.00 94
    2022-08-01 $217,225 (24.1%) $227,825 (-1.4%) 0.00 98
    2022-09-01 $219,750 (29.3%) $230,605 (3.1%) 0.00 106
    2022-10-01 $220,000 (37.5%) $238,835 (18.1%) 0.00 113
    2022-11-01 $242,850 (42.9%) $235,807 (15.5%) 0.00 120
    2022-12-01 $249,990 (42.9%) $256,879 (21.0%) 0.00 128
    2023-01-01 $252,490 (44.3%) $264,511 (34.7%) 0.00 117
    2023-02-01 $264,463 (39.9%) $282,308 (43.9%) 0.00 100
    Lumberton's median listing price for 2023-02-01 was $264,463, a difference of $75,463 (39.9%) versus the prior year and $11,973 versus the prior month.

    Lumberton's median listing price comes in at 0% of the national average.

    Lumberton's average listing price for 2023-02-01 was $282,308, a difference of $86,077 (43.9%) versus the prior year and $17,797 versus the prior month.

    For the 2023-02-01 period, Lumberton had 100 MLS listings, a difference of -17 listings (-15%) versus the prior month and 43 listings (75%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Lumberton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,833 sqft
    2018-02-01 0 days 1,775 sqft
    2018-03-01 0 days 1,750 sqft
    2018-04-01 0 days 1,815 sqft
    2018-05-01 0 days 1,779 sqft
    2018-06-01 0 days 1,750 sqft
    2018-07-01 0 days 1,650 sqft
    2018-08-01 0 days 1,750 sqft
    2018-09-01 0 days 1,700 sqft
    2018-10-01 0 days 1,750 sqft
    2018-11-01 0 days 1,750 sqft
    2018-12-01 0 days 1,750 sqft
    2019-01-01 0 days 1,650 sqft
    2019-02-01 0 days 1,703 sqft
    2019-03-01 0 days 1,755 sqft
    2019-04-01 0 days 1,798 sqft
    2019-05-01 0 days 1,800 sqft
    2019-06-01 0 days 1,750 sqft
    2019-07-01 0 days 1,750 sqft
    2019-08-01 0 days 1,750 sqft
    2019-09-01 0 days 1,750 sqft
    2019-10-01 0 days 1,750 sqft
    2019-11-01 0 days 1,750 sqft
    2019-12-01 0 days 1,714 sqft
    2020-01-01 0 days 1,650 sqft
    2020-02-01 0 days 1,550 sqft
    2020-03-01 0 days 1,550 sqft
    2020-04-01 0 days 1,600 sqft
    2020-05-01 0 days 1,550 sqft
    2020-06-01 0 days 1,550 sqft
    2020-07-01 0 days 1,660 sqft
    2020-08-01 0 days 1,750 sqft
    2020-09-01 0 days 1,808 sqft
    2020-10-01 0 days 1,750 sqft
    2020-11-01 0 days 1,750 sqft
    2020-12-01 0 days 1,802 sqft
    2021-01-01 0 days 1,850 sqft
    2021-02-01 0 days 1,697 sqft
    2021-03-01 0 days 1,840 sqft
    2021-04-01 0 days 1,750 sqft
    2021-05-01 0 days 1,850 sqft
    2021-06-01 0 days 1,867 sqft
    2021-07-01 0 days 1,850 sqft
    2021-08-01 0 days 1,950 sqft
    2021-09-01 0 days 1,850 sqft
    2021-10-01 0 days 1,829 sqft
    2021-11-01 0 days 1,700 sqft
    2021-12-01 0 days 1,850 sqft
    2022-01-01 0 days 1,850 sqft
    2022-02-01 0 days 1,848 sqft
    2022-03-01 0 days 1,900 sqft
    2022-04-01 0 days 1,935 sqft
    2022-05-01 0 days 1,925 sqft
    2022-06-01 0 days 1,850 sqft
    2022-07-01 0 days 1,873 sqft
    2022-08-01 0 days 1,850 sqft
    2022-09-01 0 days 1,850 sqft
    2022-10-01 0 days 1,850 sqft
    2022-11-01 0 days 1,850 sqft
    2022-12-01 0 days 1,850 sqft
    2023-01-01 0 days 1,850 sqft
    2023-02-01 0 days 1,850 sqft
    Lumberton's median listing age (time on market) for 2023-02-01 was 0 days.

    Lumberton's median square footage for active listings during the 2023-02-01 period was 1,850 sqft. One year prior, the average listing was 1,848 sqft.

    Lumberton, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 804 $159,420,000 $198,284
    Refi 211 $45,845,000 $217,275
    Cash Out Refi 126 $21,930,000 $174,048
    Other 79 $6,835,000 $86,519
    Home Improvement 71 $4,295,000 $60,493

    Lumberton's most frequently cited loan purpose was Home Purchase, with 804 originations. The 2nd most popular reason was Refi, with 211 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 292 $59,680,000 $204,384
    5-6% 238 $40,990,000 $172,227
    4-5% 221 $38,965,000 $176,312
    6-7% 142 $30,730,000 $216,408
    2.5-3% 124 $14,470,000 $116,694
    Over 8% 95 $8,965,000 $94,368
    7-8% 74 $11,040,000 $149,189
    <2.5% 28 $2,850,000 $101,786

    During 2022, Lumberton's most frequently originated rate bucket was 3-4%, with 292 originations.

    Loan Sizing (Lumberton, NC MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 563 $82,365,000 $146,297
    $100,000 or less 428 $24,700,000 $57,710
    $200k-400k 266 $68,720,000 $258,346
    $400k-600k 20 $9,040,000 $452,000
    $Over $1MM 9 $50,095,000 $5,566,111
    $600k-1000k 5 $3,405,000 $681,000

    Lumberton's loan sizing saw the bucket of loans from $100k-200k with 563 originations, totaling $82,365,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 658 $133,660,000 $203,131
    60-80% 219 $34,315,000 $156,689
    40-60% 122 $13,050,000 $106,967
    20-40% 89 $6,465,000 $72,640
    Under 20% 74 $2,120,000 $28,649
    Over 100% 48 $15,670,000 $326,458

    Lumberton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 658 originations, totaling $133,660,000 in origination value.