Lumberton Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lumberton averaged 6.57% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.44% and one month ago for the week of 2024-01-18, the average rate was 6.17%.

Lumberton's average rate one year ago was 6.42%.

For refis of the same type during the week of 2024-02-22, the average rate was 6.8%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Lumberton 30 Year Fixed Rate 2024-02-22 6.57%
Lumberton 30 Year Fixed Rate Refi 2024-02-22 6.8%
Lumberton 15 Year Fixed Rate 2024-02-22 6.39%
Lumberton 15 Year Fixed Rate Refi 2024-02-22 6.29%
Lumberton 30 Year FHA 2024-02-22 -0.11%
Lumberton 30 Year FHA Refi 2024-02-22 0.2%
Lumberton 30 Year USDA 2024-02-22 -0.1%
Lumberton 30 Year USDA Refi 2024-02-22 0.2%
Lumberton 30 Year VA 2024-02-22 -0.23%
Lumberton 30 Year VA Refi 2024-02-22 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lumberton, NC.

Lumberton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lumberton, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
STATE EMPLOYEES' 57 4.11% $3,506
QUICKEN LOANS, LLC 29 5.25% $5,467
VANDERBILT MORTGAGE AND FINANCE, INC. 13 7.01% $5,675
Wells Fargo Bank 12 4.43% $3,633
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 5.27% $4,231
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 5 5.95% $5,337
LOCAL GOVERNMENT FEDERAL CREDIT UNION 5 4.30% $3,466
UNITED WHOLESALE MORTGAGE, LLC 5 6.65% $7,609
Truist 5 4.23% $4,585
UNION HOME MORTGAGE CORP. 4 4.03% $4,857
OVM FINANCIAL, INC. 4 3.88% $3,211
First Bank 4 4.22% $3,450
CARDINAL FINANCIAL 3 3.88% $6,219
FREEDOM MORTGAGE CORPORATION 3 4.42% $4,354
GoPrime Mortgage, Inc. 3 5.12% $3,757
Blue Ridge Bank 3 4.25% $4,468
INTERCOASTAL MORTGAGE COMPANY 3 5.42% $7,497
FAIR WAY LENDING LLC 3 5.42% $4,235
MUTUAL OF OMAHA MORTGAGE, INC. 3 5.87% $10,567
CROSSCOUNTRY MORTGAGE, LLC 2 4.69% $3,780
ROYAL UNITED MORTGAGE LLC 2 5.38% $4,513
T2 FINANCIAL LLC 2 4.75% $3,903
First-Citizens Bank & Trust Company 2 5.69% $3,366
ANGEL OAK HOME LOANS LLC 2 3.19% $6,260
Mortgage Research Center, LLC 2 6.13% $2,589
TIDEWATER MORTGAGE SERVICES, INC. 2 5.25% $7,447
PREMIA MORTGAGE, LLC 2 4.75% $260
MOVEMENT MORTGAGE, LLC 2 4.88% $4,683
PNC Bank 2 6.69% $3,748
United Bank 2 4.75% $3,808
PANORAMA MORTGAGE GROUP, LLC 2 7.00% $4,759
CMG MORTGAGE, INC. 2 5.81% $4,752
NFM, INC. 2 4.63% $3,293
Bank of England 2 4.63% $5,927
SOUTHERN TRUST MORTGAGE, LLC 2 5.75% $5,085
THOMPSON KANE & COMPANY, LLC 1 7.63% $6,553
Truliant Federal Credit Union 1 4.50% $4,660
Wyndham Capital Mortgage, Inc. 1 3.99% $3,858
21ST MORTGAGE CORPORATION 1 5.80% $7,575
ZILLOW HOME LOANS, LLC 1 5.63% $3,669
Ally Bank 1 4.75% $3,689
AMERISAVE MORTGAGE CORPORATION 1 3.88% $9,880
Bank of America 1 4.13% $880
BETTER MORTGAGE CORPORATION 1 3.75% $2,118
BOKF 1 3.75% $2,379
BROKER SOLUTIONS, INC. 1 6.63% $7,104
COASTAL Federal Credit Union 1 3.88% $3,460
CORNERSTONE HOME LENDING, INC. 1 3.25% $5,210
CRESCENT MORTGAGE COMPANY 1 5.63% $4,472
Encompass Lending Group, LP 1 3.99% $6,869
Fifth Third Bank 1 5.88% $7,307
First National Bank of Pennsylvania 1 3.25% $3,348
Gateway First Bank 1 6.88% $5,307
HOMESIDE FINANCIAL, LLC 1 5.99% $3,735
HOMESPIRE MORTGAGE CORPORATION 1 3.63% $4,102
Ixonia Bank 1 4.25% $4,669
JPMorgan Chase Bank 1 5.00% $4,954
LATINO COMMUNITY CREDIT UNION 1 6.00% $3,657
LOANDEPOT.COM, LLC 1 4.50% $2,930
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.25% $7,423
NAVY FEDERAL CREDIT UNION 1 6.63% $1,446
NEW DAY FINANCIAL, LLC 1 4.50% $2,331
NP, Inc. 1 2.78% $2,230
Paramount Residential Mortgage Group, Inc. 1 6.63% $4,129
PENNYMAC LOAN SERVICES, LLC 1 5.50% $11,859
PHH Mortgage Corporation 1 4.13% $2,683
Prosperity Home Mortgage, LLC 1 6.88% $3,273
RAPID MORTGAGE COMPANY 1 4.50% $4,776
RESIDENTIAL BANCORP 1 3.88% $4,802
SHARONVIEW FEDERAL CREDIT UNION 1 5.25% $4,660
Southern Bank and Trust Company 1 4.25% $3,777
State Department Federal Credit Union 1 7.38% $3,533
The Federal Savings Bank 1 5.25% $3,645
THE MORTGAGE FIRM, INC. 1 5.50% $3,293

Lumberton Average Closing Costs & Other Stats

Lumberton, NC's 74 lenders originated 1,291 loans during 2022. The total origination value was $238,325,000, with an average loan value of $184,605.

Lumberton's average closing costs are $4,730.

The top Lumberton lender as defined by loan originations is STATE EMPLOYEES', with 57 loans originated. Their average total fees are $3,506, which is $1,961 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Lumberton lenders (with over 10 loans originated) are STATE EMPLOYEES' ($3,506), Wells Fargo Bank ($3,633), QUICKEN LOANS, LLC ($5,467), VANDERBILT MORTGAGE AND FINANCE, INC. ($5,675) and .

The lowest rate Lumberton lenders (with over 10 loans originated) are STATE EMPLOYEES' (4.11%), Wells Fargo Bank (4.43%), QUICKEN LOANS, LLC (5.25%), VANDERBILT MORTGAGE AND FINANCE, INC. (7.01%) and .

Lumberton, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
STATE EMPLOYEES' $28,945,000 $23,665,000 -18.2% 9.9%
Wells Fargo Bank $4,845,000 $22,750,000 369.6% 9.5%
M&T Realty Capital Corporation $19,520,000 $18,690,000 -4.3% 7.8%
QUICKEN LOANS, LLC $22,435,000 $12,720,000 -43.3% 5.3%
Lumbee Guaranty Bank $8,345,000 $11,800,000 41.4% 5.0%
21ST MORTGAGE CORPORATION $7,210,000 $8,040,000 11.5% 3.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $7,810,000 $7,980,000 2.2% 3.3%
Mortgage Research Center, LLC $6,125,000 $7,165,000 17.0% 3.0%
Merchants Bank of Indiana $5,905,000 n/a 2.5%
CMG MORTGAGE, INC. $2,195,000 $5,760,000 162.4% 2.4%
MOVEMENT MORTGAGE, LLC $7,705,000 $5,160,000 -33.0% 2.2%
First Bank $10,425,000 $5,090,000 -51.2% 2.1%
SOUTHWEST STAGE FUNDING, LLC $3,225,000 $5,070,000 57.2% 2.1%
INTERCOASTAL MORTGAGE COMPANY $3,760,000 $4,730,000 25.8% 2.0%
UNITED WHOLESALE MORTGAGE, LLC $2,445,000 $4,620,000 89.0% 1.9%
Truist $6,945,000 $4,420,000 -36.4% 1.9%
CORNERSTONE HOME LENDING, INC. $11,155,000 $4,400,000 -60.6% 1.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,740,000 $3,990,000 129.3% 1.7%
OVM FINANCIAL, INC. $4,045,000 $3,075,000 -24.0% 1.3%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $2,510,000 $2,930,000 16.7% 1.2%
United Bank $2,135,000 $2,705,000 26.7% 1.1%
HOMESPIRE MORTGAGE CORPORATION $895,000 $2,350,000 162.6% 1.0%
FREEDOM MORTGAGE CORPORATION $9,810,000 $2,210,000 -77.5% 0.9%
UNION HOME MORTGAGE CORP. $4,160,000 $2,045,000 -50.8% 0.9%
LOANDEPOT.COM, LLC $3,935,000 $2,005,000 -49.0% 0.8%
NAVY FEDERAL CREDIT UNION $3,620,000 $1,880,000 -48.1% 0.8%
CROSSCOUNTRY MORTGAGE, LLC $1,845,000 $1,690,000 -8.4% 0.7%
MUTUAL OF OMAHA MORTGAGE, INC. $535,000 $1,660,000 210.3% 0.7%
PNC Bank $1,385,000 $1,640,000 18.4% 0.7%
MORTGAGE SOLUTIONS OF COLORADO, LLC $690,000 $1,505,000 118.1% 0.6%
MID AMERICA MORTGAGE, INC. $1,385,000 $1,360,000 -1.8% 0.6%
NFM, INC. $1,030,000 $1,250,000 21.4% 0.5%
First-Citizens Bank & Trust Company $2,180,000 $1,240,000 -43.1% 0.5%
SHARONVIEW FEDERAL CREDIT UNION $2,125,000 $1,190,000 -44.0% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,300,000 $1,175,000 -9.6% 0.5%
TIDEWATER MORTGAGE SERVICES, INC. $265,000 $1,095,000 313.2% 0.5%
DAS Acquisition Company, LLC $1,250,000 $1,090,000 -12.8% 0.5%
GoPrime Mortgage, Inc. $1,050,000 n/a 0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,020,000 n/a 0.4%
Blue Ridge Bank $3,980,000 $1,020,000 -74.4% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,365,000 $1,010,000 -26.0% 0.4%
The Federal Savings Bank $505,000 $1,000,000 98.0% 0.4%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $245,000 $990,000 304.1% 0.4%
DOMINION FINANCIAL SERVICES, LLC $505,000 $990,000 96.0% 0.4%
HOMESIDE FINANCIAL, LLC $1,430,000 $985,000 -31.1% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $3,155,000 $980,000 -68.9% 0.4%
PENNYMAC LOAN SERVICES, LLC $3,330,000 $940,000 -71.8% 0.4%
NEW DAY FINANCIAL, LLC $1,820,000 $930,000 -48.9% 0.4%
1ST SIGNATURE LENDING, LLC $855,000 $905,000 5.8% 0.4%
ANGEL OAK HOME LOANS LLC $825,000 $905,000 9.7% 0.4%
Southern Bank and Trust Company $825,000 n/a 0.3%
First National Bank of Pennsylvania $985,000 $775,000 -21.3% 0.3%
SOUTHERN TRUST MORTGAGE, LLC $1,295,000 $765,000 -40.9% 0.3%
TRIAD FINANCIAL SERVICES, INC. $1,345,000 $730,000 -45.7% 0.3%
Fifth Third Bank $115,000 $720,000 526.1% 0.3%
VILLAGE CAPITAL MORTGAGE $3,050,000 $655,000 -78.5% 0.3%
BROKER SOLUTIONS, INC. $940,000 $650,000 -30.9% 0.3%
FAIR WAY LENDING LLC $1,935,000 $625,000 -67.7% 0.3%
T2 FINANCIAL LLC $410,000 $595,000 45.1% 0.2%
CERTAINTY HOME LOANS, LLC $650,000 $580,000 -10.8% 0.2%
Bank of America $585,000 $565,000 -3.4% 0.2%
GUARANTEED RATE, INC. $565,000 $565,000 0.0% 0.2%
Wyndham Capital Mortgage, Inc. $355,000 $560,000 57.7% 0.2%
COUNTRYPLACE MORTGAGE, LTD. $545,000 n/a 0.2%
CRESCENT MORTGAGE COMPANY $1,335,000 $535,000 -59.9% 0.2%
USAA Federal Savings Bank $1,005,000 $535,000 -46.8% 0.2%
PREMIA MORTGAGE, LLC $530,000 n/a 0.2%
Equity Prime Mortgage LLC $480,000 n/a 0.2%
CSL Financial, LLC $545,000 $470,000 -13.8% 0.2%
ROYAL UNITED MORTGAGE LLC $535,000 $465,000 -13.1% 0.2%
Northpointe Bank $440,000 n/a 0.2%
JPMorgan Chase Bank $1,200,000 $435,000 -63.8% 0.2%
Hometown Lenders, Inc. $205,000 $415,000 102.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $250,000 $405,000 62.0% 0.2%
Prosperity Home Mortgage, LLC $405,000 n/a 0.2%
PANORAMA MORTGAGE GROUP, LLC $390,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $450,000 $390,000 -13.3% 0.2%
NP, Inc. $385,000 n/a 0.2%
Carrington Mortgage Services, LLC $575,000 $355,000 -38.3% 0.1%
GSF Mortgage Corporation $345,000 n/a 0.1%
American Security Mortgage Corp. $1,055,000 $340,000 -67.8% 0.1%
Hometown Equity Mortgage, LLC $335,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $445,000 $330,000 -25.8% 0.1%
LENDINGHOME FUNDING CORPORATION $95,000 $320,000 236.8% 0.1%
NEWREZ LLC $1,665,000 $320,000 -80.8% 0.1%
ATHAS CAPITAL GROUP, INC. $315,000 n/a 0.1%
CLEARPATH LENDING $680,000 $315,000 -53.7% 0.1%
North American Savings Bank, F.S.B. $265,000 $295,000 11.3% 0.1%
LEADERONE FINANCIAL CORPORATION $280,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $475,000 $280,000 -41.1% 0.1%
ALLIED MORTGAGE GROUP, INC. $275,000 n/a 0.1%
Armed Forces Bank $275,000 n/a 0.1%
COASTAL Federal Credit Union $260,000 n/a 0.1%
Figure Lending LLC $15,000 $255,000 1,600.0% 0.1%
Ally Bank $245,000 $250,000 2.0% 0.1%
CALIBER HOME LOANS, INC. $1,335,000 $250,000 -81.3% 0.1%
Nations Lending Corporation $135,000 $250,000 85.2% 0.1%
TOP FLITE FINANCIAL, INC. $245,000 n/a 0.1%
Bank of England $340,000 $240,000 -29.4% 0.1%
Amerifirst Financial, Inc. $235,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $155,000 $235,000 51.6% 0.1%
BOKF $135,000 $225,000 66.7% 0.1%
Low VA Rates, LLC $185,000 $215,000 16.2% 0.1%
Platinum Home Mortgage Corporation $215,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $230,000 $210,000 -8.7% 0.1%
SeaTrust Mortgage Company $205,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $155,000 $205,000 32.3% 0.1%
Truliant Federal Credit Union $45,000 $205,000 355.6% 0.1%
South State Bank $935,000 $200,000 -78.6% 0.1%
The Fidelity Bank $550,000 $200,000 -63.6% 0.1%
RESIDENTIAL BANCORP. $195,000 n/a 0.1%
Park Lane Finance Solutions, LLC $1,000,000 $190,000 -81.0% 0.1%
CASTLE & COOKE MORTGAGE, LLC $185,000 n/a 0.1%
PHH Mortgage Corporation $140,000 $185,000 32.1% 0.1%
AMERICAN ADVISORS GROUP $180,000 n/a 0.1%
Flagstar Bank, FSB $280,000 $175,000 -37.5% 0.1%
Alcova Mortgage LLC $720,000 $165,000 -77.1% 0.1%
Chickasaw Community Bank $125,000 $165,000 32.0% 0.1%
Encompass Lending Group, LP $165,000 n/a 0.1%
LATINO COMMUNITY CREDIT UNION $340,000 $165,000 -51.5% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $275,000 $165,000 -40.0% 0.1%
ACOPIA, LLC $145,000 $155,000 6.9% 0.1%
CIVIC FINANCIAL SERVICES, LLC $155,000 n/a 0.1%
THOMPSON KANE & COMPANY, LLC $155,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $360,000 $145,000 -59.7% 0.1%
Ixonia Bank $145,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $145,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $145,000 n/a 0.1%
Gateway First Bank $135,000 n/a 0.1%
GENEVA FINANCIAL, LLC $135,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $440,000 $135,000 -69.3% 0.1%
MidFirst Bank $135,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $125,000 n/a 0.1%
RAPID MORTGAGE COMPANY $145,000 $125,000 -13.8% 0.1%
CBM Mortgage, Inc. $115,000 n/a 0.0%
HOMESTAR FINANCIAL CORPORATION $115,000 $115,000 0.0% 0.0%
U.S. Bank $255,000 $115,000 -54.9% 0.0%
Anderson Brothers Bank $405,000 $105,000 -74.1% 0.0%
State Department Federal Credit Union $105,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $85,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $260,000 $75,000 -71.2% 0.0%
First Guaranty Mortgage Corporation $290,000 $75,000 -74.1% 0.0%
FOUNDERS FEDERAL CREDIT UNION $75,000 n/a 0.0%
HOME POINT FINANCIAL CORPORATION $950,000 $75,000 -92.1% 0.0%
Secured Investment Corp. $75,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $280,000 $75,000 -73.2% 0.0%
ARC HOME LLC $65,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $65,000 n/a 0.0%
FAY SERVICING, LLC $55,000 n/a 0.0%
GTE Federal Credit Union $55,000 n/a 0.0%
SPRING EQ, LLC $45,000 n/a 0.0%
Towne Bank $125,000 $45,000 -64.0% 0.0%
Home Loan Investment Bank, F.S.B. $15,000 $25,000 66.7% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $25,000 n/a 0.0%

Lumberton's top lender by overall market share is STATE EMPLOYEES', with 9.9% market share. In second place, with 9.5%, is Wells Fargo Bank, having originated $22,750,000 in loans. In third place, with 7.8%, is M&T Realty Capital Corporation, having originated $18,690,000 in loans. In fourth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $12,720,000 in loans. In fifth place, with 5.0%, is Lumbee Guaranty Bank, having originated $11,800,000 in loans.


Lumberton Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Lumberton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $119,900 (9.0%) $143,934 (-1.1%) 0.00 212
2018-02-01 $111,175 (-5.0%) $144,463 (-1.4%) 0.00 217
2018-03-01 $114,900 (-7.2%) $147,811 (0.1%) 0.00 214
2018-04-01 $117,450 (-6.0%) $145,620 (-5.4%) 0.00 214
2018-05-01 $115,975 (-3.3%) $148,373 (-2.3%) 0.00 236
2018-06-01 $118,000 (-4.1%) $148,892 (-1.8%) 0.00 249
2018-07-01 $110,500 (-14.7%) $146,291 (-5.1%) 0.00 239
2018-08-01 $119,900 (-4.1%) $156,741 (3.7%) 0.00 239
2018-09-01 $115,000 (-10.0%) $155,976 (4.3%) 0.00 233
2018-10-01 $120,100 (-7.2%) $163,259 (9.2%) 0.00 226
2018-11-01 $123,500 (-1.1%) $161,300 (7.5%) 0.00 223
2018-12-01 $119,900 (0.0%) $158,122 (8.1%) 0.00 218
2019-01-01 $116,700 (-2.7%) $156,807 (8.9%) 0.00 218
2019-02-01 $114,950 (3.4%) $151,872 (5.1%) 0.00 218
2019-03-01 $115,300 (0.4%) $152,465 (3.2%) 0.00 214
2019-04-01 $115,775 (-1.4%) $157,300 (8.0%) 0.00 210
2019-05-01 $119,225 (2.8%) $161,132 (8.6%) 0.00 219
2019-06-01 $120,000 (1.7%) $154,546 (3.8%) 0.00 218
2019-07-01 $121,700 (10.1%) $159,710 (9.2%) 0.00 229
2019-08-01 $125,000 (4.3%) $158,167 (0.9%) 0.00 227
2019-09-01 $125,000 (8.7%) $155,479 (-0.3%) 0.00 221
2019-10-01 $125,000 (4.1%) $154,853 (-5.2%) 0.00 215
2019-11-01 $124,250 (0.6%) $155,360 (-3.7%) 0.00 195
2019-12-01 $119,950 (0.0%) $149,810 (-5.3%) 0.00 198
2020-01-01 $119,975 (2.8%) $150,293 (-4.2%) 0.00 184
2020-02-01 $110,000 (-4.3%) $144,929 (-4.6%) 0.00 182
2020-03-01 $115,450 (0.1%) $149,376 (-2.0%) 0.00 181
2020-04-01 $120,000 (3.7%) $155,270 (-1.3%) 0.00 164
2020-05-01 $123,250 (3.4%) $158,051 (-1.9%) 0.00 141
2020-06-01 $115,000 (-4.2%) $168,124 (8.8%) 0.00 135
2020-07-01 $136,700 (12.3%) $181,180 (13.4%) 0.00 131
2020-08-01 $147,000 (17.6%) $189,516 (19.8%) 0.00 111
2020-09-01 $148,450 (18.8%) $186,335 (19.9%) 0.00 98
2020-10-01 $145,950 (16.8%) $182,798 (18.1%) 0.00 94
2020-11-01 $144,450 (16.3%) $193,246 (24.4%) 0.00 83
2020-12-01 $149,175 (24.4%) $207,447 (38.5%) 0.00 86
2021-01-01 $166,000 (38.4%) $226,841 (50.9%) 0.00 81
2021-02-01 $148,475 (35.0%) $209,096 (44.3%) 0.00 83
2021-03-01 $139,750 (21.1%) $200,415 (34.2%) 0.00 70
2021-04-01 $131,945 (10.0%) $206,103 (32.7%) 0.00 59
2021-05-01 $163,750 (32.9%) $231,337 (46.4%) 0.00 65
2021-06-01 $172,500 (50.0%) $232,005 (38.0%) 0.00 67
2021-07-01 $169,900 (24.3%) $240,175 (32.6%) 0.00 68
2021-08-01 $175,000 (19.1%) $230,936 (21.9%) 0.00 71
2021-09-01 $170,000 (14.5%) $223,764 (20.1%) 0.00 77
2021-10-01 $160,000 (9.6%) $202,252 (10.6%) 0.00 72
2021-11-01 $170,000 (17.7%) $204,222 (5.7%) 0.00 70
2021-12-01 $175,000 (17.3%) $212,266 (2.3%) 0.00 64
2022-01-01 $175,500 (5.7%) $205,826 (-9.3%) 0.00 52
2022-02-01 $192,750 (29.8%) $199,494 (-4.6%) 0.00 59
2022-03-01 $180,000 (28.8%) $195,014 (-2.7%) 0.00 54
2022-04-01 $207,500 (57.3%) $223,519 (8.5%) 0.00 51
2022-05-01 $218,000 (33.1%) $231,541 (0.1%) 0.00 60
2022-06-01 $193,950 (12.4%) $223,129 (-3.8%) 0.00 80
2022-07-01 $222,500 (31.0%) $237,677 (-1.0%) 0.00 95
2022-08-01 $218,700 (25.0%) $232,681 (0.8%) 0.00 99
2022-09-01 $220,000 (29.4%) $234,820 (4.9%) 0.00 107
2022-10-01 $220,000 (37.5%) $239,104 (18.2%) 0.00 113
2022-11-01 $244,750 (44.0%) $238,994 (17.0%) 0.00 121
2022-12-01 $249,990 (42.9%) $259,635 (22.3%) 0.00 129
2023-01-01 $252,490 (43.9%) $267,448 (29.9%) 0.00 118
2023-02-01 $264,463 (37.2%) $282,308 (41.5%) 0.00 100
2023-03-01 $257,950 (43.3%) $295,012 (51.3%) 0.00 78
2023-04-01 $261,900 (26.2%) $283,544 (26.9%) 0.00 87
2023-05-01 $259,925 (19.2%) $289,362 (25.0%) 0.00 89
2023-06-01 $251,225 (29.5%) $278,496 (24.8%) 0.00 100
2023-07-01 $254,900 (14.6%) $281,006 (18.2%) 0.00 109
2023-08-01 $259,100 (18.5%) $275,639 (18.5%) 0.00 128
2023-09-01 $259,900 (18.1%) $272,417 (16.0%) 0.00 116
2023-10-01 $263,450 (19.8%) $287,807 (20.4%) 0.00 110
2023-11-01 $263,025 (7.5%) $274,775 (15.0%) 0.00 128
2023-12-01 $262,000 (4.8%) $296,069 (14.0%) 0.00 138
Lumberton's median listing price for 2023-12-01 was $262,000, a difference of $12,010 (4.8%) versus the prior year and $-1,025 versus the prior month.

Lumberton's median listing price comes in at 0% of the national average.

Lumberton's average listing price for 2023-12-01 was $296,069, a difference of $36,434 (14.0%) versus the prior year and $21,294 versus the prior month.

For the 2023-12-01 period, Lumberton had 138 MLS listings, a difference of 10 listings (8%) versus the prior month and 9 listings (7%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Lumberton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,833 sqft
2018-02-01 0 days 1,750 sqft
2018-03-01 0 days 1,750 sqft
2018-04-01 0 days 1,790 sqft
2018-05-01 0 days 1,779 sqft
2018-06-01 0 days 1,750 sqft
2018-07-01 0 days 1,650 sqft
2018-08-01 0 days 1,750 sqft
2018-09-01 0 days 1,650 sqft
2018-10-01 0 days 1,750 sqft
2018-11-01 0 days 1,750 sqft
2018-12-01 0 days 1,750 sqft
2019-01-01 0 days 1,650 sqft
2019-02-01 0 days 1,687 sqft
2019-03-01 0 days 1,750 sqft
2019-04-01 0 days 1,800 sqft
2019-05-01 0 days 1,787 sqft
2019-06-01 0 days 1,750 sqft
2019-07-01 0 days 1,750 sqft
2019-08-01 0 days 1,750 sqft
2019-09-01 0 days 1,750 sqft
2019-10-01 0 days 1,750 sqft
2019-11-01 0 days 1,750 sqft
2019-12-01 0 days 1,710 sqft
2020-01-01 0 days 1,650 sqft
2020-02-01 0 days 1,550 sqft
2020-03-01 0 days 1,550 sqft
2020-04-01 0 days 1,600 sqft
2020-05-01 0 days 1,550 sqft
2020-06-01 0 days 1,550 sqft
2020-07-01 0 days 1,660 sqft
2020-08-01 0 days 1,750 sqft
2020-09-01 0 days 1,808 sqft
2020-10-01 0 days 1,750 sqft
2020-11-01 0 days 1,750 sqft
2020-12-01 0 days 1,802 sqft
2021-01-01 0 days 1,850 sqft
2021-02-01 0 days 1,697 sqft
2021-03-01 0 days 1,840 sqft
2021-04-01 0 days 1,750 sqft
2021-05-01 0 days 1,850 sqft
2021-06-01 0 days 1,850 sqft
2021-07-01 0 days 1,850 sqft
2021-08-01 0 days 1,950 sqft
2021-09-01 0 days 1,850 sqft
2021-10-01 0 days 1,829 sqft
2021-11-01 0 days 1,700 sqft
2021-12-01 0 days 1,850 sqft
2022-01-01 0 days 1,850 sqft
2022-02-01 0 days 1,850 sqft
2022-03-01 0 days 1,900 sqft
2022-04-01 0 days 1,935 sqft
2022-05-01 0 days 1,938 sqft
2022-06-01 0 days 1,862 sqft
2022-07-01 0 days 1,873 sqft
2022-08-01 0 days 1,850 sqft
2022-09-01 0 days 1,850 sqft
2022-10-01 0 days 1,850 sqft
2022-11-01 0 days 1,850 sqft
2022-12-01 0 days 1,850 sqft
2023-01-01 0 days 1,850 sqft
2023-02-01 0 days 1,850 sqft
2023-03-01 0 days 1,832 sqft
2023-04-01 0 days 1,850 sqft
2023-05-01 0 days 1,850 sqft
2023-06-01 0 days 1,873 sqft
2023-07-01 0 days 1,837 sqft
2023-08-01 0 days 1,789 sqft
2023-09-01 0 days 1,779 sqft
2023-10-01 0 days 1,788 sqft
2023-11-01 0 days 1,786 sqft
2023-12-01 0 days 1,794 sqft
Lumberton's median listing age (time on market) for 2023-12-01 was 0 days.

Lumberton's median square footage for active listings during the 2023-12-01 period was 1,794 sqft. One year prior, the average listing was 1,850 sqft.

Lumberton, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 804 $159,420,000 $198,284
Refi 211 $45,845,000 $217,275
Cash Out Refi 126 $21,930,000 $174,048
Other 79 $6,835,000 $86,519
Home Improvement 71 $4,295,000 $60,493

Lumberton's most frequently cited loan purpose was Home Purchase, with 804 originations. The 2nd most popular reason was Refi, with 211 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 292 $59,680,000 $204,384
5-6% 238 $40,990,000 $172,227
4-5% 221 $38,965,000 $176,312
6-7% 142 $30,730,000 $216,408
2.5-3% 124 $14,470,000 $116,694
Over 8% 95 $8,965,000 $94,368
7-8% 74 $11,040,000 $149,189
<2.5% 28 $2,850,000 $101,786

During 2022, Lumberton's most frequently originated rate bucket was 3-4%, with 292 originations.

Loan Sizing (Lumberton, NC MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 563 $82,365,000 $146,297
$100,000 or less 428 $24,700,000 $57,710
$200k-400k 266 $68,720,000 $258,346
$400k-600k 20 $9,040,000 $452,000
$Over $1MM 9 $50,095,000 $5,566,111
$600k-1000k 5 $3,405,000 $681,000

Lumberton's loan sizing saw the bucket of loans from $100k-200k with 563 originations, totaling $82,365,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 658 $133,660,000 $203,131
60-80% 219 $34,315,000 $156,689
40-60% 122 $13,050,000 $106,967
20-40% 89 $6,465,000 $72,640
Under 20% 74 $2,120,000 $28,649
Over 100% 48 $15,670,000 $326,458

Lumberton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 658 originations, totaling $133,660,000 in origination value.