Sovereign Lending Group Incorporated Mortgage Rates, Fees & Info
COSTA MESA, CALEI: 549300BFJ8COFCPOMU05
Tax ID: 20-2471369
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Mortgage Data
Review & Overview
Sovereign Lending Group Incorporated is a small mortgage company specializing in Refi loans. Sovereign Lending Group Incorporated has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Riverside, Washington, Phoenix, and San Francisco among others. We have data for 459 markets. (Some data included below & more in-depth data is available with an active subscription.)Sovereign Lending Group Incorporated has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sovereign Lending Group Incorporated is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.91% | 4/22/24 |
| 30 Year Conventional Refi | 6.74% | 4/22/24 |
| 30 Year FHA Purchase | 7.37% | 4/22/24 |
| 30 Year FHA Refi | 7.01% | 4/22/24 |
| 30 Year VA Purchase | 6.40% | 4/22/24 |
| 30 Year VA Refi | 6.28% | 4/22/24 |
| 30 Year USDA Purchase | 7.06% | 4/22/24 |
| 30 Year USDA Refi | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 6.36% | 4/22/24 |
| 15 Year Conventional Refi | 6.25% | 4/22/24 |
| 15 Year Cash-out Refi | 6.25% | 4/22/24 |
| 15 Year FHA Purchase | 5.68% | 4/22/24 |
| 15 Year FHA Refi | 5.68% | 4/22/24 |
| 15 Year VA Purchase | 5.68% | 4/22/24 |
| 15 Year VA Refi | 6.09% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sovereign Lending Group Incorporated Mortgage Calculator
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This is not an official calculator from Sovereign Lending Group Incorporated. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,586Origination Dollar Volume (All Markets)
$1,726,050,000Awards
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SOVEREIGN LENDING GROUP INCORPORATED - 2021
SOVEREIGN LENDING GROUP INCORPORATED is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 448 | $200,290,000 | $447,076 | $6,070 | 2.80% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 273 | $90,495,000 | $331,484 | $6,586 | 2.79% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 211 | $79,435,000 | $376,469 | $6,602 | 2.68% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 259 | $75,395,000 | $291,100 | $6,828 | 2.80% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 113 | $47,955,000 | $424,381 | $6,302 | 2.72% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 121 | $43,365,000 | $358,388 | $6,347 | 2.78% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 105 | $42,695,000 | $406,619 | $7,073 | 2.68% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 108 | $39,760,000 | $368,148 | $6,512 | 2.80% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 133 | $38,675,000 | $290,789 | $6,351 | 2.81% |
| Outside of Metro Areas | 156 | $37,780,000 | $242,179 | $6,218 | 2.84% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 103 | $35,935,000 | $348,883 | $6,664 | 2.67% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 130 | $34,890,000 | $268,385 | $6,363 | 2.84% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 115 | $33,145,000 | $288,217 | $6,618 | 2.79% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 94 | $31,940,000 | $339,787 | $6,558 | 2.73% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 83 | $29,675,000 | $357,530 | $8,507 | 2.69% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 69 | $23,125,000 | $335,145 | $5,854 | 2.72% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 71 | $20,155,000 | $283,873 | $4,989 | 2.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 80 | $19,530,000 | $244,125 | $6,121 | 2.75% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 68 | $19,260,000 | $283,235 | $6,675 | 2.82% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 74 | $18,890,000 | $255,270 | $6,143 | 2.92% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 56 | $17,000,000 | $303,571 | $8,822 | 2.94% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 50 | $16,370,000 | $327,400 | $7,111 | 2.73% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 32 | $15,910,000 | $497,188 | $6,868 | 2.66% |
| VALLEJO, CA (FHA|USDA|VA) | 38 | $15,700,000 | $413,158 | $6,714 | 2.96% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 32 | $14,100,000 | $440,625 | $5,136 | 2.71% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 44 | $13,970,000 | $317,500 | $7,897 | 2.88% |
| STOCKTON, CA (FHA|USDA|VA) | 34 | $13,010,000 | $382,647 | $6,408 | 2.89% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 50 | $12,980,000 | $259,600 | $7,275 | 2.93% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 49 | $12,535,000 | $255,816 | $6,287 | 2.68% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 27 | $12,385,000 | $458,704 | $6,773 | 2.78% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 39 | $11,785,000 | $302,179 | $6,427 | 2.71% |
| PROVO-OREM, UT (FHA|USDA|VA) | 34 | $11,410,000 | $335,588 | $7,725 | 2.86% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 41 | $11,325,000 | $276,220 | $5,643 | 2.85% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 38 | $10,960,000 | $288,421 | $5,742 | 2.72% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 42 | $10,690,000 | $254,524 | $6,040 | 3.03% |
| FRESNO, CA (FHA|USDA|VA) | 38 | $10,490,000 | $276,053 | $5,459 | 2.88% |
| TUCSON, AZ (FHA|USDA|VA) | 44 | $10,250,000 | $232,955 | $6,689 | 2.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 43 | $10,165,000 | $236,395 | $5,576 | 2.85% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 28 | $8,820,000 | $315,000 | $7,526 | 3.08% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 30 | $8,200,000 | $273,333 | $6,936 | 2.98% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 34 | $7,750,000 | $227,941 | $5,472 | 2.80% |
| SALEM, OR (FHA|USDA|VA) | 26 | $7,340,000 | $282,308 | $7,185 | 2.81% |
| MODESTO, CA (FHA|USDA|VA) | 22 | $7,320,000 | $332,727 | $7,883 | 2.74% |
| BOISE CITY, ID (FHA|USDA|VA) | 26 | $7,290,000 | $280,385 | $8,382 | 2.85% |
| RENO, NV (FHA|USDA|VA) | 26 | $7,180,000 | $276,154 | $5,254 | 3.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 27 | $7,035,000 | $260,556 | $6,729 | 2.87% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 25 | $6,615,000 | $264,600 | $6,648 | 2.86% |
| KNOXVILLE, TN (FHA|USDA|VA) | 27 | $6,385,000 | $236,481 | $6,206 | 2.82% |
| RICHMOND, VA (FHA|USDA|VA) | 23 | $6,255,000 | $271,957 | $6,440 | 2.80% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 24 | $6,160,000 | $256,667 | $6,157 | 2.76% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 22 | $5,850,000 | $265,909 | $6,801 | 2.79% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 20 | $5,700,000 | $285,000 | $6,303 | 2.56% |
| BEND, OR (FHA|USDA|VA) | 17 | $5,675,000 | $333,824 | $11,518 | 2.63% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 12 | $5,620,000 | $468,333 | $5,928 | 2.91% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 17 | $5,545,000 | $326,176 | $8,044 | 2.65% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 23 | $5,375,000 | $233,696 | $6,882 | 2.75% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 14 | $5,310,000 | $379,286 | $4,829 | 2.76% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 18 | $5,170,000 | $287,222 | $6,719 | 2.67% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 22 | $5,100,000 | $231,818 | $5,625 | 2.59% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 15 | $5,005,000 | $333,667 | $5,673 | 2.76% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 19 | $4,945,000 | $260,263 | $5,935 | 2.78% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 23 | $4,875,000 | $211,957 | $7,172 | 3.02% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 18 | $4,730,000 | $262,778 | $6,038 | 2.85% |
| Hilo, HI (FHA|USDA|VA) | 11 | $4,675,000 | $425,000 | $8,720 | 2.78% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 13 | $4,475,000 | $344,231 | $11,215 | 2.92% |
| BELLINGHAM, WA (FHA|USDA|VA) | 15 | $4,445,000 | $296,333 | $6,692 | 2.58% |
| REDDING, CA (FHA|USDA|VA) | 17 | $4,275,000 | $251,471 | $6,575 | 2.69% |
| COLUMBIA, SC (FHA|USDA|VA) | 14 | $4,260,000 | $304,286 | $5,750 | 2.87% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 11 | $4,225,000 | $384,091 | $4,364 | 2.66% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $4,220,000 | $351,667 | $4,923 | 2.83% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 16 | $4,090,000 | $255,625 | $5,504 | 2.84% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 15 | $3,965,000 | $264,333 | $8,231 | 2.95% |
| PITTSBURGH, PA (FHA|USDA|VA) | 15 | $3,505,000 | $233,667 | $6,525 | 2.65% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 13 | $3,455,000 | $265,769 | $6,055 | 2.79% |
| GREELEY, CO (FHA|USDA|VA) | 12 | $3,430,000 | $285,833 | $6,030 | 2.83% |
| SALINAS, CA (FHA|USDA|VA) | 7 | $3,415,000 | $487,857 | $4,724 | 2.61% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 14 | $3,380,000 | $241,429 | $7,014 | 2.84% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 13 | $3,335,000 | $256,538 | $7,391 | 2.69% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 13 | $3,305,000 | $254,231 | $5,940 | 2.77% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $3,210,000 | $401,250 | $8,111 | 2.38% |
| ST. GEORGE, UT (FHA|USDA|VA) | 9 | $3,165,000 | $351,667 | $8,152 | 2.78% |
| MEDFORD, OR (FHA|USDA|VA) | 12 | $3,160,000 | $263,333 | $8,660 | 2.83% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 12 | $3,160,000 | $263,333 | $6,836 | 2.93% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 13 | $3,145,000 | $241,923 | $8,742 | 2.78% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 14 | $3,140,000 | $224,286 | $5,011 | 2.87% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 11 | $3,135,000 | $285,000 | $8,351 | 2.58% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 13 | $2,985,000 | $229,615 | $7,106 | 2.79% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $2,925,000 | $325,000 | $6,183 | 3.05% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $2,865,000 | $409,286 | $5,567 | 2.95% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 10 | $2,850,000 | $285,000 | $6,827 | 2.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 10 | $2,840,000 | $284,000 | $10,299 | 2.65% |
| SANTA FE, NM (FHA|USDA|VA) | 9 | $2,825,000 | $313,889 | $5,824 | 2.76% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $2,820,000 | $352,500 | $6,491 | 2.83% |
| YUBA CITY, CA (FHA|USDA|VA) | 8 | $2,750,000 | $343,750 | $7,215 | 2.48% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $2,715,000 | $301,667 | $6,160 | 2.81% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 13 | $2,705,000 | $208,077 | $5,072 | 3.05% |
| LOUISVILLE, KY (FHA|USDA|VA) | 11 | $2,705,000 | $245,909 | $4,400 | 2.69% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $2,665,000 | $205,000 | $6,359 | 2.82% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $5,440 | 2.69% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $2,640,000 | $330,000 | $8,119 | 2.73% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $7,159 | 2.73% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 11 | $2,595,000 | $235,909 | $5,969 | 2.93% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $2,560,000 | $213,333 | $5,421 | 2.85% |
| ASHEVILLE, NC (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $5,205 | 2.92% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $2,530,000 | $253,000 | $4,249 | 2.61% |
| CHICO, CA (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $6,576 | 2.83% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $5,446 | 2.86% |
| Outside of Metro Areas | 8 | $2,450,000 | $306,250 | $7,146 | 3.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 7 | $2,445,000 | $349,286 | $10,083 | 2.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $4,863 | 3.21% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $6,745 | 2.86% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 9 | $2,275,000 | $252,778 | $7,319 | 2.69% |
| VISALIA, CA (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $6,688 | 2.82% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $6,432 | 2.73% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $6,552 | 2.71% |
| YAKIMA, WA (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $6,623 | 2.85% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $9,619 | 3.01% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $6,516 | 2.78% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $5,300 | 2.79% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $2,045,000 | $409,000 | $8,354 | 2.83% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $5,826 | 2.73% |
| Coos Bay, OR (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $10,355 | 2.77% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $4,227 | 2.82% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $4,924 | 2.82% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $8,345 | 3.17% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $8,146 | 2.93% |
| Pahrump, NV (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $8,833 | 2.79% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $3,800 | 2.54% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $5,725 | 2.90% |
| FORT WAYNE, IN (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $4,731 | 2.78% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $6,807 | 2.56% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $1,760,000 | $440,000 | $12,305 | 2.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $6,301 | 3.05% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $4,543 | 2.44% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $3,427 | 2.67% |
| Newport, OR (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $8,918 | 2.52% |
| LAS CRUCES, NM (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $5,358 | 2.56% |
| Fernley, NV (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $6,277 | 2.91% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $6,606 | 3.05% |
| Prineville, OR (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $12,437 | 2.94% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $6,348 | 3.08% |
| Elizabeth City, NC (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $5,150 | 2.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $3,825 | 2.73% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $7,251 | 2.47% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $5,629 | 2.98% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $5,156 | 2.77% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $4,304 | 2.50% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $7,333 | 2.80% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $6,464 | 2.83% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $6,311 | 3.15% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $5,222 | 2.48% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $6,803 | 2.44% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $5,290 | 2.43% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $6,047 | 3.16% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $6,432 | 2.65% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $6,047 | 3.39% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $4,479 | 2.44% |
| Centralia, WA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $6,637 | 3.08% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $6,744 | 2.60% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $4,068 | 2.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $11,939 | 2.91% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $5,111 | 2.56% |
| BURLINGTON, NC (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $6,725 | 2.79% |
| Astoria, OR (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,738 | 2.81% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $7,570 | 2.94% |
| Cedar City, UT (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $7,967 | 2.87% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $9,418 | 2.81% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $11,304 | 2.38% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $6,015 | 2.94% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,960 | 2.69% |
| Granbury, TX (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $6,395 | 3.48% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $5,863 | 2.93% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $4,032 | 2.47% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $8,156 | 3.10% |
| MORRISTOWN, TN (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $5,990 | 2.88% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $5,328 | 2.91% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,885 | 2.59% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $8,022 | 2.87% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $9,550 | 2.59% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $10,219 | 3.71% |
| DOVER, DE (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $7,420 | 2.91% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $8,690 | 3.02% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $4,989 | 2.58% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $13,899 | 2.67% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,861 | 2.92% |
| Hood River, OR (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,746 | 2.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $10,731 | 2.38% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,839 | 2.53% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $3,980 | 2.46% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $7,104 | 2.65% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $4,239 | 2.62% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,421 | 2.97% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $7,427 | 2.94% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $8,424 | 2.78% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $5,576 | 2.80% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $4,484 | 3.13% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $6,350 | 2.66% |
| Shelton, WA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $7,471 | 2.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,414 | 2.62% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $6,031 | 2.59% |
| RACINE, WI (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,994 | 2.54% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,722 | 2.67% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $5,539 | 2.92% |
| NEW BERN, NC (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,440 | 2.75% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $7,996 | 2.87% |
| MADERA, CA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $5,194 | 2.83% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,000 | 2.83% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $4,593 | 3.06% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $9,539 | 2.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,608 | 2.78% |
| MONROE, LA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $7,570 | 2.93% |
| Forest City, NC (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,545 | 2.83% |
| Elko, NV (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,354 | 3.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $7,453 | 2.54% |
| Klamath Falls, OR (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,729 | 2.75% |
| Minot, ND (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $4,444 | 2.31% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $7,589 | 3.31% |
| Torrington, CT (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,793 | 2.29% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,918 | 3.25% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,979 | 2.79% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,062 | 2.97% |
| WENATCHEE, WA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,728 | 2.90% |
| Crossville, TN (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,155 | 3.06% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,814 | 2.33% |
| Payson, AZ (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $6,547 | 3.03% |
| JACKSON, TN (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $7,406 | 3.38% |
| Hailey, ID (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $17,560 | 2.19% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,302 | 2.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,696 | 2.94% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,498 | 3.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,362 | 2.58% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,048 | 2.92% |
| ERIE, PA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,344 | 2.75% |
| NAPA, CA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,332 | 2.58% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,301 | 2.42% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,816 | 3.29% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $9,611 | 2.71% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,509 | 2.44% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,368 | 2.81% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,086 | 2.50% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,077 | 2.83% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,733 | 3.06% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $8,284 | 2.81% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,960 | 2.50% |
| Kinston, NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,590 | 2.87% |
| Marion, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,815 | 3.04% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,825 | 2.83% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $12,981 | 2.38% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,854 | 2.38% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,534 | 2.50% |
| Paragould, AR (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,701 | 2.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,258 | 2.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,007 | 2.58% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,569 | 3.43% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,879 | 3.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,484 | 2.58% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,617 | 2.62% |
| Heber, UT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,030 | 3.06% |
| Seneca, SC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,610 | 2.63% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,715 | 3.31% |
| MERCED, CA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,758 | 2.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,609 | 2.92% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,361 | 3.08% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,273 | 2.96% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $13,787 | 2.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,731 | 2.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,190 | 2.75% |
| Fallon, NV (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,198 | 3.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,421 | 3.63% |
| Sonora, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,258 | 2.56% |
| Moscow, ID (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,920 | 2.81% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,618 | 2.56% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,279 | 2.81% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,732 | 2.93% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,470 | 2.88% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,424 | 2.42% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,240 | 3.00% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,785 | 2.75% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,863 | 2.25% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,455 | 2.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,699 | 2.71% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,745 | 3.00% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,565 | 3.06% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,248 | 2.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,811 | 3.06% |
| Pella, IA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $11,154 | 3.25% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,202 | 2.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,613 | 2.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,914 | 2.50% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,817 | 2.81% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,848 | 2.68% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,948 | 2.56% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,933 | 3.44% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,825 | 3.17% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $850 | 2.99% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $16,435 | 2.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,979 | 2.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,657 | 3.38% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,826 | 3.50% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,972 | 3.00% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,144 | 2.50% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,585 | 2.31% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,207 | 2.56% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,106 | 2.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,013 | 3.19% |
| Winona, MN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,554 | 2.38% |
| Madison, IN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,935 | 2.25% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,715 | 2.63% |
| Marion, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,316 | 2.50% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,680 | 2.88% |
| Athens, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,390 | 2.88% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,709 | 3.13% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,569 | 2.63% |
| READING, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,644 | 3.13% |
| AMES, IA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,426 | 2.88% |
| Harrison, AR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,488 | 2.38% |
| Russellville, AR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,012 | 2.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,791 | 2.50% |
| Safford, AZ (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,591 | 2.69% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,497 | 3.06% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,566 | 2.25% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,791 | 2.69% |
| Albertville, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,950 | 3.06% |
| Marquette, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,896 | 3.68% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,260 | 3.06% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,572 | 3.00% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,775 | 2.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,219 | 2.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,035 | 1.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,925 | 3.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,440 | 3.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,553 | 3.31% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,684 | 2.88% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,656 | 3.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,971 | 2.94% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,159 | 3.13% |
| WACO, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $54 | 2.25% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,163 | 2.69% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,387 | 2.25% |
| Easton, MD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,543 | 3.38% |
| Washington, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,133 | 2.75% |
| Laconia, NH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,613 | 2.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,279 | 3.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,562 | 2.25% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,773 | 2.81% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,204 | 2.50% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,828 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,412 | 2.44% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,805 | 2.25% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,417 | 2.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,812 | 2.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,671 | 3.13% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,525 | 2.63% |
| Montrose, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,280 | 2.50% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,342 | 2.25% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,564 | 2.99% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,879 | 3.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,327 | 2.50% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,859 | 2.75% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,659 | 2.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,843 | 3.25% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,125 | 2.94% |
| Sayre, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,600 | 3.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,433 | 3.56% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,841 | 2.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,165 | 3.49% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,813 | 2.88% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,458 | 2.75% |
| Concord, NH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $17,737 | 2.49% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,425 | 2.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,846 | 2.75% |
| Barre, VT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,310 | 2.38% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $302 | 2.75% |
| Ozark, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,380 | 3.50% |
| Silver City, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,786 | 2.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,997 | 2.75% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,811 | 2.38% |
| ROME, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,445 | 3.50% |
| Brookings, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,941 | 2.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,969 | 2.38% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,436 | 3.13% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,186 | 3.13% |
| Española, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,328 | 2.99% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,742 | 3.25% |
| Cullman, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,891 | 2.88% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,818 | 2.38% |
| Pullman, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,986 | 2.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,755 | 3.13% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,046 | 2.88% |
| Deming, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,880 | 2.88% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,173 | 3.49% |
| Newberry, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,398 | 2.38% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,123 | 2.63% |
| Danville, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,690 | 3.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,972 | 3.25% |
| Austin, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,596 | 2.63% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,953 | 2.99% |
| Angola, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,570 | 2.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,675 | 2.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,222 | 2.50% |
| Meridian, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,523 | 2.88% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,024 | 2.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,051 | 2.99% |
| Othello, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,259 | 2.38% |
| Alma, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,209 | 2.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,171 | 2.38% |
| Paris, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,227 | 2.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,200 | 2.38% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,019 | 2.75% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,846 | 2.75% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,350 | 3.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,428 | 3.25% |
| London, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,521 | 3.63% |
| Americus, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,389 | 2.99% |
| Alice, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,417 | 3.25% |
| Tifton, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,511 | 2.25% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,005 | 3.25% |
| Vernal, UT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,221 | 2.50% |
| Bedford, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,331 | 3.25% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,883 | 2.75% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,464 | 2.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,256 | 2.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,026 | 2.88% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,134 | 3.00% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,125 | 2.75% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,583 | 3.25% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,700 | 2.99% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,337 | 2.99% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,615 | 2.25% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,017 | 2.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,715 | 2.75% |
| Peru, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,523 | 2.63% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,626 | 2.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $353 | 2.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,972 | 3.25% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,532 | 3.25% |
| Seymour, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,380 | 3.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,559 | 2.88% |
| Dublin, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,374 | 3.75% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,417 | 2.99% |
| MONROE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,136 | 3.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,098 | 2.38% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,302 | 2.88% |
| Waycross, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,962 | 2.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,903 | 2.99% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,550 | 3.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,330 | 2.63% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,072 | 2.99% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,229 | 2.75% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,293 | 4.13% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,468 | 3.38% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,504 | 3.25% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,357 | 2.50% |
| Adrian, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,058 | 3.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,082 | 3.49% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,659 | 3.00% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,733 | 3.49% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,481 | 3.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,356 | 4.75% |
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Product Mix
For 2021, Sovereign Lending Group Incorporated's most frequently originated type of loan was Conventional, with 2,918 originations. Their 2nd most popular type was VA, with 1,935 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 5,491 | $1,689,235,000 | $307,637 | $6,473 | 2.79% |
| Home Purchase | 95 | $36,815,000 | $387,526 | $7,638 | 3.10% |
For 2021, Sovereign Lending Group Incorporated's most frequently cited loan purpose was Refi, with 5,491 originations. The 2nd most popular reason was Home Purchase, with 95 originations.
Loan Duration/Length
For 2021, Sovereign Lending Group Incorporated's most frequently cited loan duration was 30 Year, with 4,990 originations. The 2nd most popular length was 15 Year, with 350 originations.
Origination Fees/Closing Costs
Sovereign Lending Group Incorporated's average total fees were $6,643, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,851 originations.
Interest Rates
During 2021, Sovereign Lending Group Incorporated's average interest rate for loans was 2.82%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,437 originations.
Loan Sizing
2021 saw Sovereign Lending Group Incorporated place emphasis on $200k-400k loans with 3,296 originations, totaling $949,750,000 in origination value.
Applicant Income
Sovereign Lending Group Incorporated lent most frequently to those with incomes in the $50k or less range, with 1,705 originations. The second most popular income band? $50k-75k, with 1,200 originations.
Applicant Debt to Income Ratio
Sovereign Lending Group Incorporated lent most frequently to those with DTI ratios of 30-36%, with 805 originations. The next most common DTI ratio? 20-30%, with 774 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.29%
Sovereign Lending Group Incorporated has a below average approval rate.
Pick Rate
Approvals leading to origination-339.47%
Sovereign Lending Group Incorporated has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,586 | $1,726,050,000 | $308,996 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,586 | $1,726,050,000 | $308,996 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Sovereign Lending Group, Incorporated | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 37.5% |
| Sovereign Lending Group, Incorporated | Conventional home mortgage | Closing on a mortgage | 1 | 12.5% |
| Sovereign Lending Group, Incorporated | Conventional home mortgage | Struggling to pay mortgage | 1 | 12.5% |
| Sovereign Lending Group, Incorporated | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 25.0% |
| Sovereign Lending Group, Incorporated | VA mortgage | Trouble during payment process | 1 | 12.5% |