Sovereign Lending Group Incorporated Mortgage Rates, Fees & Info
COSTA MESA, CALEI: 549300BFJ8COFCPOMU05
Tax ID: 20-2471369
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Mortgage Data
Review & Overview
Sovereign Lending Group Incorporated is a small mortgage company specializing in Refi loans. Sovereign Lending Group Incorporated has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Washington, Riverside, Phoenix, and San Diego among others. We have data for 420 markets. (Some data included below & more in-depth data is available with an active subscription.)Sovereign Lending Group Incorporated has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sovereign Lending Group Incorporated is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.91% | 12/30/24 |
| 30 Year Conventional Refi | 6.74% | 12/30/24 |
| 30 Year FHA Purchase | 7.37% | 12/30/24 |
| 30 Year FHA Refi | 7.01% | 12/30/24 |
| 30 Year VA Purchase | 6.40% | 12/30/24 |
| 30 Year VA Refi | 6.28% | 12/30/24 |
| 30 Year USDA Purchase | 7.06% | 12/30/24 |
| 30 Year USDA Refi | 6.27% | 12/30/24 |
| 15 Year Conventional Purchase | 6.36% | 12/30/24 |
| 15 Year Conventional Refi | 6.25% | 12/30/24 |
| 15 Year Cash-out Refi | 6.25% | 12/30/24 |
| 15 Year FHA Purchase | 5.68% | 12/30/24 |
| 15 Year FHA Refi | 5.68% | 12/30/24 |
| 15 Year VA Purchase | 5.68% | 12/30/24 |
| 15 Year VA Refi | 6.09% | 12/30/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sovereign Lending Group Incorporated Mortgage Calculator
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This is not an official calculator from Sovereign Lending Group Incorporated. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,479Origination Dollar Volume (All Markets)
$2,086,705,000Awards
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SOVEREIGN LENDING GROUP INCORPORATED - 2020
SOVEREIGN LENDING GROUP INCORPORATED is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 668 | $271,800,000 | $406,886 | $4,642 | 2.91% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 328 | $127,670,000 | $389,238 | $4,695 | 2.74% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 360 | $118,810,000 | $330,028 | $4,605 | 2.85% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 334 | $101,310,000 | $303,323 | $4,205 | 2.82% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 177 | $69,945,000 | $395,169 | $4,351 | 2.79% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 146 | $52,680,000 | $360,822 | $4,778 | 2.82% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 152 | $52,650,000 | $346,382 | $4,170 | 2.79% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 124 | $52,170,000 | $420,726 | $5,096 | 2.85% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 147 | $48,285,000 | $328,469 | $4,873 | 2.86% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 155 | $45,675,000 | $294,677 | $4,082 | 2.74% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 118 | $41,960,000 | $355,593 | $5,704 | 2.86% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 111 | $38,525,000 | $347,072 | $4,321 | 2.73% |
| Outside of Metro Areas | 142 | $36,570,000 | $257,535 | $3,960 | 2.78% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 116 | $35,460,000 | $305,690 | $4,584 | 2.76% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 117 | $33,175,000 | $283,547 | $4,329 | 2.81% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 98 | $30,000,000 | $306,122 | $3,469 | 2.65% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 83 | $23,365,000 | $281,506 | $4,238 | 2.93% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 49 | $22,575,000 | $460,714 | $5,591 | 2.73% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 62 | $22,150,000 | $357,258 | $5,083 | 2.78% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 69 | $20,985,000 | $304,130 | $4,206 | 2.75% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 69 | $19,995,000 | $289,783 | $4,038 | 2.82% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 43 | $19,955,000 | $464,070 | $5,145 | 2.96% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 50 | $19,430,000 | $388,600 | $4,223 | 2.85% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 62 | $17,190,000 | $277,258 | $4,152 | 2.80% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 55 | $16,405,000 | $298,273 | $4,357 | 2.80% |
| VALLEJO, CA (FHA|USDA|VA) | 42 | $16,090,000 | $383,095 | $3,776 | 2.84% |
| STOCKTON, CA (FHA|USDA|VA) | 45 | $15,045,000 | $334,333 | $4,201 | 2.84% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 48 | $12,890,000 | $268,542 | $3,739 | 2.74% |
| TUCSON, AZ (FHA|USDA|VA) | 48 | $12,580,000 | $262,083 | $3,081 | 2.74% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 46 | $12,280,000 | $266,957 | $3,365 | 2.72% |
| RICHMOND, VA (FHA|USDA|VA) | 45 | $11,995,000 | $266,556 | $3,565 | 2.77% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 42 | $11,930,000 | $284,048 | $4,070 | 2.76% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 40 | $11,160,000 | $279,000 | $3,368 | 2.78% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 43 | $11,145,000 | $259,186 | $2,942 | 2.74% |
| FRESNO, CA (FHA|USDA|VA) | 38 | $10,700,000 | $281,579 | $3,918 | 2.87% |
| RENO, NV (FHA|USDA|VA) | 32 | $9,950,000 | $310,938 | $4,547 | 2.75% |
| SALEM, OR (FHA|USDA|VA) | 37 | $9,685,000 | $261,757 | $4,453 | 2.82% |
| BOISE CITY, ID (FHA|USDA|VA) | 34 | $9,530,000 | $280,294 | $4,827 | 2.81% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 31 | $9,145,000 | $295,000 | $4,477 | 2.75% |
| MODESTO, CA (FHA|USDA|VA) | 30 | $9,070,000 | $302,333 | $4,469 | 2.91% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 31 | $8,755,000 | $282,419 | $4,184 | 2.74% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 33 | $8,665,000 | $262,576 | $4,397 | 2.76% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 30 | $8,630,000 | $287,667 | $4,694 | 2.85% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 22 | $7,400,000 | $336,364 | $4,616 | 2.86% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 25 | $7,155,000 | $286,200 | $3,828 | 2.78% |
| MEDFORD, OR (FHA|USDA|VA) | 24 | $7,140,000 | $297,500 | $4,218 | 3.06% |
| ASHEVILLE, NC (FHA|USDA|VA) | 26 | $7,080,000 | $272,308 | $3,819 | 2.70% |
| KNOXVILLE, TN (FHA|USDA|VA) | 25 | $6,935,000 | $277,400 | $3,683 | 2.91% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 19 | $6,455,000 | $339,737 | $4,948 | 2.64% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 17 | $6,415,000 | $377,353 | $5,914 | 2.76% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 25 | $6,395,000 | $255,800 | $4,194 | 2.73% |
| SALINAS, CA (FHA|USDA|VA) | 16 | $6,130,000 | $383,125 | $4,570 | 2.74% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 22 | $6,110,000 | $277,727 | $4,871 | 2.89% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 22 | $5,980,000 | $271,818 | $3,443 | 2.84% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 24 | $5,970,000 | $248,750 | $3,467 | 2.82% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 21 | $5,875,000 | $279,762 | $3,109 | 2.65% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 15 | $5,855,000 | $390,333 | $5,551 | 2.75% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 21 | $5,785,000 | $275,476 | $4,187 | 2.75% |
| GREELEY, CO (FHA|USDA|VA) | 19 | $5,695,000 | $299,737 | $4,090 | 2.77% |
| BEND, OR (FHA|USDA|VA) | 19 | $5,515,000 | $290,263 | $5,191 | 2.96% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 17 | $5,105,000 | $300,294 | $2,421 | 2.63% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 19 | $4,935,000 | $259,737 | $3,632 | 2.82% |
| BELLINGHAM, WA (FHA|USDA|VA) | 16 | $4,730,000 | $295,625 | $3,809 | 2.84% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 10 | $4,720,000 | $472,000 | $5,207 | 2.93% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 10 | $4,550,000 | $455,000 | $4,165 | 2.72% |
| FORT COLLINS, CO (FHA|USDA|VA) | 14 | $4,390,000 | $313,571 | $4,727 | 2.72% |
| LOUISVILLE, KY (FHA|USDA|VA) | 15 | $4,385,000 | $292,333 | $2,953 | 2.70% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 13 | $4,355,000 | $335,000 | $4,347 | 2.86% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $4,345,000 | $334,231 | $6,086 | 2.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 15 | $4,335,000 | $289,000 | $5,537 | 2.87% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 15 | $4,325,000 | $288,333 | $5,314 | 2.72% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 17 | $4,325,000 | $254,412 | $3,552 | 2.90% |
| WILMINGTON, NC (FHA|USDA|VA) | 14 | $4,250,000 | $303,571 | $4,013 | 2.76% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 10 | $4,210,000 | $421,000 | $5,199 | 2.64% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 16 | $4,190,000 | $261,875 | $4,768 | 2.70% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $4,175,000 | $321,154 | $4,694 | 2.86% |
| PITTSBURGH, PA (FHA|USDA|VA) | 18 | $4,160,000 | $231,111 | $3,995 | 2.93% |
| ANCHORAGE, AK (FHA|USDA|VA) | 13 | $4,125,000 | $317,308 | $5,278 | 2.94% |
| MONTGOMERY, AL (FHA|USDA|VA) | 14 | $4,110,000 | $293,571 | $3,673 | 2.59% |
| REDDING, CA (FHA|USDA|VA) | 16 | $4,090,000 | $255,625 | $3,739 | 2.68% |
| COLUMBIA, SC (FHA|USDA|VA) | 13 | $4,065,000 | $312,692 | $3,461 | 2.49% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 10 | $4,060,000 | $406,000 | $3,369 | 2.89% |
| MERCED, CA (FHA|USDA|VA) | 13 | $3,895,000 | $299,615 | $4,065 | 2.87% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 15 | $3,885,000 | $259,000 | $3,388 | 2.72% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 11 | $3,855,000 | $350,455 | $6,615 | 2.65% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 13 | $3,765,000 | $289,615 | $4,878 | 2.72% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 15 | $3,745,000 | $249,667 | $3,045 | 2.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 15 | $3,645,000 | $243,000 | $2,489 | 2.67% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 10 | $3,560,000 | $356,000 | $5,187 | 2.79% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $3,420,000 | $285,000 | $3,350 | 2.78% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 13 | $3,415,000 | $262,692 | $4,505 | 2.90% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 14 | $3,370,000 | $240,714 | $2,517 | 2.60% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 14 | $3,240,000 | $231,429 | $2,955 | 2.96% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 12 | $3,230,000 | $269,167 | $2,979 | 2.82% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $3,180,000 | $397,500 | $11,083 | 2.55% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 12 | $3,160,000 | $263,333 | $4,218 | 2.86% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $3,125,000 | $284,091 | $3,688 | 2.83% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 12 | $3,120,000 | $260,000 | $3,547 | 2.85% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 11 | $3,115,000 | $283,182 | $4,538 | 3.04% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $3,070,000 | $383,750 | $4,945 | 2.73% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $5,145 | 2.78% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 13 | $3,025,000 | $232,692 | $3,931 | 2.77% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 8 | $3,020,000 | $377,500 | $4,649 | 2.75% |
| BILLINGS, MT (FHA|USDA|VA) | 9 | $2,975,000 | $330,556 | $4,557 | 2.72% |
| Roseburg, OR (FHA|USDA|VA) | 13 | $2,935,000 | $225,769 | $3,741 | 2.84% |
| YUBA CITY, CA (FHA|USDA|VA) | 11 | $2,895,000 | $263,182 | $2,728 | 2.72% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 10 | $2,860,000 | $286,000 | $4,444 | 2.79% |
| PROVO-OREM, UT (FHA|USDA|VA) | 10 | $2,860,000 | $286,000 | $4,130 | 2.84% |
| BATON ROUGE, LA (FHA|USDA|VA) | 10 | $2,820,000 | $282,000 | $3,816 | 2.76% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 9 | $2,765,000 | $307,222 | $4,858 | 2.83% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 10 | $2,710,000 | $271,000 | $4,216 | 2.84% |
| EL CENTRO, CA (FHA|USDA|VA) | 11 | $2,665,000 | $242,273 | $5,625 | 2.67% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $2,650,000 | $331,250 | $3,556 | 2.70% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 11 | $2,615,000 | $237,727 | $3,487 | 2.75% |
| DOVER, DE (FHA|USDA|VA) | 9 | $2,605,000 | $289,444 | $4,698 | 2.93% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $2,545,000 | $282,778 | $5,253 | 2.68% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $2,540,000 | $317,500 | $4,363 | 2.77% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $4,536 | 2.83% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $3,640 | 3.09% |
| PUEBLO, CO (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $3,344 | 2.78% |
| MOBILE, AL (FHA|USDA|VA) | 8 | $2,360,000 | $295,000 | $3,130 | 2.64% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $4,608 | 2.66% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $2,320,000 | $290,000 | $2,927 | 2.91% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $4,116 | 2.88% |
| SANTA FE, NM (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $4,425 | 2.99% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $2,205,000 | $315,000 | $3,827 | 2.86% |
| VISALIA, CA (FHA|USDA|VA) | 10 | $2,200,000 | $220,000 | $4,975 | 3.13% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $2,150,000 | $268,750 | $2,240 | 2.61% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $3,264 | 2.79% |
| Durango, CO (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $4,812 | 2.63% |
| Kapaa, HI (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $6,794 | 2.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $2,720 | 2.64% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $2,125,000 | $425,000 | $5,480 | 2.75% |
| ANN ARBOR, MI (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $4,776 | 2.93% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $3,243 | 2.75% |
| MADERA, CA (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $3,405 | 2.83% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $2,820 | 2.58% |
| YUMA, AZ (FHA|USDA|VA) | 10 | $2,060,000 | $206,000 | $3,787 | 2.71% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $3,718 | 2.65% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $2,863 | 2.64% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $3,172 | 2.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $3,248 | 2.73% |
| Coos Bay, OR (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $4,718 | 2.58% |
| DOTHAN, AL (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $3,194 | 2.73% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $4,803 | 2.64% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $2,726 | 2.64% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 8 | $1,880,000 | $235,000 | $4,178 | 2.94% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $4,345 | 3.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $5,124 | 2.73% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $4,764 | 2.96% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $3,262 | 2.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $3,368 | 2.98% |
| LAS CRUCES, NM (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $3,205 | 2.82% |
| GETTYSBURG, PA (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $4,286 | 2.83% |
| Astoria, OR (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $3,166 | 2.92% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $3,649 | 2.70% |
| NEW BERN, NC (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $3,142 | 2.60% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $2,646 | 2.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $6,183 | 2.85% |
| Crossville, TN (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $4,457 | 2.78% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $3,448 | 2.81% |
| Hilo, HI (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $4,261 | 2.47% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $3,066 | 2.72% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $3,717 | 2.67% |
| CARSON CITY, NV (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $3,032 | 2.70% |
| Helena, MT (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $4,493 | 2.65% |
| DUBUQUE, IA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $3,465 | 2.78% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,420,000 | $710,000 | $4,857 | 3.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $5,653 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $5,016 | 2.68% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $2,700 | 2.83% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $3,502 | 2.58% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $2,870 | 2.69% |
| Cullman, AL (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $3,569 | 2.78% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $3,217 | 2.72% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $2,510 | 2.75% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $2,873 | 2.91% |
| RACINE, WI (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $3,326 | 2.63% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $3,822 | 2.97% |
| Outside of Metro Areas | 5 | $1,255,000 | $251,000 | $3,839 | 2.90% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $4,646 | 2.90% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $3,566 | 2.59% |
| MADISON, WI (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $3,920 | 2.82% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $4,723 | 2.97% |
| Elko, NV (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $4,767 | 2.59% |
| Othello, WA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $8,077 | 3.50% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $5,191 | 2.67% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $3,281 | 2.81% |
| Sonora, CA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $5,123 | 2.81% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,360 | 2.72% |
| READING, PA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,255 | 2.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $3,304 | 3.00% |
| Juneau, AK (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $6,314 | 3.08% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $4,643 | 3.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $2,044 | 2.69% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $3,471 | 2.92% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $2,175 | 2.84% |
| ERIE, PA (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,026 | 2.80% |
| Angola, IN (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,408 | 2.87% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $6,325 | 2.33% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,740 | 2.66% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $3,750 | 2.91% |
| Prineville, OR (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $5,538 | 2.83% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,731 | 2.58% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $2,402 | 2.44% |
| Sanford, NC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,993 | 2.66% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,316 | 2.75% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,768 | 2.83% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,895 | 2.90% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $3,712 | 3.13% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,821 | 2.84% |
| Moscow, ID (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $4,296 | 2.88% |
| Shelton, WA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,860 | 2.56% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $1,849 | 2.46% |
| Fernley, NV (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $2,740 | 2.50% |
| Madisonville, KY (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $2,595 | 2.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,591 | 3.03% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,739 | 2.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,520 | 2.70% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,517 | 2.58% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $3,323 | 2.78% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,297 | 2.58% |
| AMES, IA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $2,706 | 2.50% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $6,133 | 2.92% |
| Easton, MD (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $5,273 | 2.87% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $2,297 | 2.78% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $2,962 | 2.54% |
| APPLETON, WI (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,283 | 2.75% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,591 | 2.58% |
| OCALA, FL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $2,438 | 2.54% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,733 | 2.83% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $3,733 | 2.78% |
| Montrose, CO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,782 | 2.56% |
| BISMARCK, ND (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,782 | 2.92% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,684 | 2.96% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,766 | 2.92% |
| Key West, FL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,128 | 2.56% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,365 | 3.06% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,812 | 3.00% |
| Minot, ND (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,792 | 2.58% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,821 | 3.00% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,580 | 2.87% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,991 | 2.46% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,654 | 2.33% |
| Newport, OR (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,106 | 2.67% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,054 | 2.44% |
| Wilson, NC (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,187 | 2.66% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $2,883 | 2.92% |
| Concord, NH (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,450 | 2.83% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,584 | 2.81% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,450 | 2.75% |
| Pella, IA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $1,934 | 2.81% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,443 | 2.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,973 | 3.13% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,020 | 2.81% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,595 | 3.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,642 | 2.92% |
| Paragould, AR (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,027 | 3.29% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,133 | 2.88% |
| Payson, AZ (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 2.75% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,566 | 2.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,816 | 2.31% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,627 | 2.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,601 | 2.50% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,077 | 2.56% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,747 | 2.81% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,056 | 2.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,014 | 2.63% |
| Williston, ND (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,123 | 2.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,912 | 2.94% |
| Russellville, AR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,446 | 2.69% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $594 | 2.69% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,383 | 2.96% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,514 | 3.13% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,522 | 3.25% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,373 | 2.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,303 | 2.56% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,153 | 2.50% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,778 | 2.88% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,531 | 2.88% |
| Centralia, WA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,342 | 2.38% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,279 | 2.75% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,106 | 2.81% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,688 | 2.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,413 | 2.38% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,223 | 2.87% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,807 | 2.88% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,810 | 2.81% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,535 | 2.63% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,440 | 2.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,050 | 2.63% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,803 | 2.75% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,545 | 2.62% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,455 | 2.56% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,515 | 2.81% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,619 | 2.94% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,344 | 3.49% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,815 | 2.56% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 2.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,544 | 2.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,006 | 2.31% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,343 | 2.94% |
| Clovis, NM (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $1,452 | 2.75% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,403 | 3.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,354 | 2.56% |
| Fallon, NV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,909 | 2.38% |
| CHICO, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,299 | 3.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,825 | 2.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,831 | 2.50% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,573 | 2.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,139 | 2.88% |
| Huntington, IN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,645 | 2.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,447 | 2.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,144 | 2.63% |
| Torrington, CT (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,795 | 3.38% |
| Marion, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,333 | 3.13% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,007 | 2.75% |
| Harrison, AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,331 | 3.00% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,775 | 2.75% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,702 | 2.69% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,372 | 2.38% |
| NILES, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $964 | 2.25% |
| Bonham, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $28 | 2.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,629 | 2.50% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,062 | 2.50% |
| Batesville, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,639 | 2.94% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,288 | 3.38% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,753 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,670 | 3.38% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 2.99% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,459 | 3.13% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,878 | 3.00% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,124 | 2.99% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,625 | 3.50% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,413 | 2.50% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,175 | 2.25% |
| Laconia, NH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,851 | 2.75% |
| Jennings, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,230 | 2.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,540 | 2.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $47 | 2.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,488 | 2.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,180 | 2.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,689 | 3.00% |
| Washington, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $770 | 2.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,928 | 2.25% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,370 | 2.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,373 | 2.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,574 | 2.75% |
| Shelby, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,130 | 2.25% |
| Ludington, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $532 | 2.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,605 | 2.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,882 | 3.63% |
| MONROE, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,856 | 3.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,809 | 2.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,246 | 2.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,895 | 2.38% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $797 | 4.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,701 | 2.38% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,720 | 2.88% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,951 | 3.25% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,368 | 3.25% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,751 | 2.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,563 | 2.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,702 | 2.38% |
| Brookings, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,438 | 3.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,476 | 2.25% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,348 | 2.75% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,794 | 2.75% |
| Roswell, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,357 | 2.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,743 | 2.63% |
| Pullman, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,140 | 3.00% |
| Hailey, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,311 | 2.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,377 | 2.25% |
| Durant, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,858 | 2.75% |
| McAlester, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,818 | 2.38% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,490 | 2.25% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,939 | 2.99% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,349 | 2.63% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,524 | 2.63% |
| Hood River, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,061 | 2.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,166 | 3.13% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,465 | 2.75% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,544 | 3.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,324 | 2.50% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,281 | 2.50% |
| FLINT, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,201 | 2.38% |
| Marion, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,241 | 3.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,538 | 3.38% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,159 | 2.75% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,504 | 3.13% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,479 | 2.99% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,376 | 3.25% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,445 | 3.25% |
| London, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,586 | 2.99% |
| New Castle, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,727 | 2.88% |
| Americus, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,951 | 2.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,022 | 2.63% |
| WACO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,884 | 3.00% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,428 | 2.88% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,836 | 2.63% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.00% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,788 | 2.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,638 | 3.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,552 | 2.75% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,011 | 2.75% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,141 | 2.63% |
| Troy, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,932 | 2.75% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,324 | 2.75% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,486 | 3.88% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,879 | 2.25% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,611 | 2.88% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,704 | 2.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,745 | 2.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,496 | 3.13% |
| Meadville, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,816 | 3.63% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,660 | 2.75% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,515 | 3.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,737 | 3.25% |
| Holland, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,120 | 2.99% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,382 | 3.75% |
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Product Mix
For 2020, Sovereign Lending Group Incorporated's most frequently originated type of loan was VA, with 3,544 originations. Their 2nd most popular type was Conventional, with 2,775 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 6,451 | $2,076,665,000 | $321,914 | $4,286 | 2.80% |
| Home Purchase | 28 | $10,040,000 | $358,571 | $7,638 | 2.99% |
For 2020, Sovereign Lending Group Incorporated's most frequently cited loan purpose was Refi, with 6,451 originations. The 2nd most popular reason was Home Purchase, with 28 originations.
Loan Duration/Length
For 2020, Sovereign Lending Group Incorporated's most frequently cited loan duration was 30 Year, with 5,834 originations. The 2nd most popular length was 15 Year, with 354 originations.
Origination Fees/Closing Costs
Sovereign Lending Group Incorporated's average total fees were $4,317, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,555 originations.
Interest Rates
During 2020, Sovereign Lending Group Incorporated's average interest rate for loans was 2.82%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,291 originations.
Loan Sizing
2020 saw Sovereign Lending Group Incorporated place emphasis on $200k-400k loans with 4,228 originations, totaling $1,226,150,000 in origination value.
Applicant Income
Sovereign Lending Group Incorporated lent most frequently to those with incomes in the $50k or less range, with 3,493 originations. The second most popular income band? $100k-150k, with 908 originations.
Applicant Debt to Income Ratio
Sovereign Lending Group Incorporated lent most frequently to those with DTI ratios of 20-30%, with 708 originations. The next most common DTI ratio? 30-36%, with 631 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.63%
Sovereign Lending Group Incorporated has an average approval rate.
Pick Rate
Approvals leading to origination-101.68%
Sovereign Lending Group Incorporated has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,479 | $2,086,705,000 | $322,072 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 151 | $34,215,000 | $226,589 |
| Single Family (1-4 Units):Site-Built | 6,328 | $2,052,490,000 | $324,351 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Sovereign Lending Group, Incorporated | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 50.0% |
| Sovereign Lending Group, Incorporated | Conventional home mortgage | Improper use of your report | 1 | 16.7% |
| Sovereign Lending Group, Incorporated | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 33.3% |