Sovereign Lending Group Incorporated Mortgage Rates, Fees & Info

COSTA MESA, CA

LEI: 549300BFJ8COFCPOMU05

Tax ID: 20-2471369

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Mortgage Data

Review & Overview

Sovereign Lending Group Incorporated is a small mortgage company specializing in Refi loans. Sovereign Lending Group Incorporated has an average proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Riverside, Phoenix, Washington, and San Diego among others. We have data for 394 markets. (Some data included below & more in-depth data is available with an active subscription.)

Sovereign Lending Group Incorporated has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sovereign Lending Group Incorporated is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.91% 4/22/24
30 Year Conventional Refi 6.74% 4/22/24
30 Year FHA Purchase 7.37% 4/22/24
30 Year FHA Refi 7.01% 4/22/24
30 Year VA Purchase 6.40% 4/22/24
30 Year VA Refi 6.28% 4/22/24
30 Year USDA Purchase 7.06% 4/22/24
30 Year USDA Refi 6.27% 4/22/24
15 Year Conventional Purchase 6.36% 4/22/24
15 Year Conventional Refi 6.25% 4/22/24
15 Year Cash-out Refi 6.25% 4/22/24
15 Year FHA Purchase 5.68% 4/22/24
15 Year FHA Refi 5.68% 4/22/24
15 Year VA Purchase 5.68% 4/22/24
15 Year VA Refi 6.09% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Sovereign Lending Group Incorporated Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Sovereign Lending Group Incorporated. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,250

Origination Dollar Volume (All Markets)

$1,364,870,000
Show all (109) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 244 $109,460,000 $448,607 $6,247 3.82%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 211 $73,175,000 $346,801 $5,221 3.64%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 223 $65,665,000 $294,462 $5,168 3.58%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 138 $60,140,000 $435,797 $5,933 3.39%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 95 $43,945,000 $462,579 $7,120 3.56%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 121 $38,005,000 $314,091 $5,673 3.49%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 74 $37,400,000 $505,405 $7,776 3.80%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 95 $34,995,000 $368,368 $5,956 3.49%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 90 $33,460,000 $371,778 $6,327 3.66%
Outside of Metro Areas 109 $27,285,000 $250,321 $4,579 3.59%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 80 $25,790,000 $322,375 $6,755 3.55%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 70 $25,540,000 $364,857 $5,700 3.49%
COLORADO SPRINGS, CO (FHA|USDA|VA) 76 $23,650,000 $311,184 $5,129 3.55%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 84 $23,130,000 $275,357 $4,440 3.74%
URBAN HONOLULU, HI (FHA|USDA|VA) 38 $20,880,000 $549,474 $7,981 3.35%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 62 $19,500,000 $314,516 $5,714 3.52%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 50 $17,710,000 $354,200 $5,967 3.73%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 58 $17,240,000 $297,241 $6,306 3.71%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 49 $15,345,000 $313,163 $4,014 3.13%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 50 $13,270,000 $265,400 $5,208 3.48%
TUCSON, AZ (FHA|USDA|VA) 46 $12,820,000 $278,696 $5,716 3.48%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 37 $11,925,000 $322,297 $4,467 3.43%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 44 $11,720,000 $266,364 $4,847 3.56%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 29 $11,645,000 $401,552 $5,799 3.66%
RALEIGH-CARY, NC (FHA|USDA|VA) 38 $11,310,000 $297,632 $5,864 3.56%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 38 $10,470,000 $275,526 $5,631 3.65%
ALBUQUERQUE, NM (FHA|USDA|VA) 38 $10,280,000 $270,526 $4,975 3.67%
FAYETTEVILLE, NC (FHA|USDA|VA) 41 $10,105,000 $246,463 $3,504 3.52%
STOCKTON, CA (FHA|USDA|VA) 28 $9,620,000 $343,571 $5,227 3.56%
SALEM, OR (FHA|USDA|VA) 31 $9,465,000 $305,323 $5,043 3.62%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 29 $9,435,000 $325,345 $3,864 3.22%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 22 $9,280,000 $421,818 $6,079 3.81%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 23 $7,395,000 $321,522 $5,838 3.45%
BOISE CITY, ID (FHA|USDA|VA) 27 $7,215,000 $267,222 $5,099 3.63%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 12 $6,870,000 $572,500 $9,525 3.50%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 23 $6,575,000 $285,870 $5,853 3.62%
VALLEJO, CA (FHA|USDA|VA) 16 $6,320,000 $395,000 $5,896 3.60%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 11 $6,255,000 $568,636 $6,154 3.90%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 17 $6,135,000 $360,882 $6,280 3.40%
ANCHORAGE, AK (FHA|USDA|VA) 19 $6,095,000 $320,789 $6,131 3.57%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 22 $5,640,000 $256,364 $4,178 3.95%
MODESTO, CA (FHA|USDA|VA) 18 $5,480,000 $304,444 $3,588 3.48%
FRESNO, CA (FHA|USDA|VA) 17 $5,435,000 $319,706 $4,133 3.49%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 18 $5,430,000 $301,667 $4,658 3.62%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 20 $5,380,000 $269,000 $5,037 3.68%
OKLAHOMA CITY, OK (FHA|USDA|VA) 23 $5,295,000 $230,217 $3,563 3.81%
PITTSBURGH, PA (FHA|USDA|VA) 19 $5,185,000 $272,895 $5,403 3.70%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 17 $5,055,000 $297,353 $4,060 3.13%
HUNTSVILLE, AL (FHA|USDA|VA) 19 $5,045,000 $265,526 $4,516 3.70%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 21 $4,945,000 $235,476 $4,239 3.64%
MEDFORD, OR (FHA|USDA|VA) 17 $4,935,000 $290,294 $4,325 3.68%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 16 $4,910,000 $306,875 $4,196 3.12%
BAKERSFIELD, CA (FHA|USDA|VA) 19 $4,895,000 $257,632 $3,926 3.54%
ASHEVILLE, NC (FHA|USDA|VA) 19 $4,805,000 $252,895 $4,376 3.51%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 17 $4,785,000 $281,471 $3,180 3.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 17 $4,715,000 $277,353 $4,505 3.53%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 16 $4,710,000 $294,375 $5,241 3.60%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 18 $4,570,000 $253,889 $4,921 3.58%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 10 $4,530,000 $453,000 $9,164 3.76%
DOVER, DE (FHA|USDA|VA) 16 $4,530,000 $283,125 $4,939 3.87%
JACKSONVILLE, FL (FHA|USDA|VA) 16 $4,440,000 $277,500 $3,788 3.14%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 17 $4,305,000 $253,235 $4,398 3.85%
KNOXVILLE, TN (FHA|USDA|VA) 16 $4,230,000 $264,375 $3,880 3.58%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $4,075,000 $582,143 $7,211 3.55%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 13 $4,055,000 $311,923 $4,486 3.44%
REDDING, CA (FHA|USDA|VA) 14 $4,040,000 $288,571 $5,800 3.15%
YUBA CITY, CA (FHA|USDA|VA) 15 $3,955,000 $263,667 $3,741 3.56%
SALINAS, CA (FHA|USDA|VA) 10 $3,920,000 $392,000 $4,444 3.67%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 11 $3,905,000 $355,000 $5,923 3.18%
RICHMOND, VA (FHA|USDA|VA) 15 $3,875,000 $258,333 $3,365 3.35%
LOUISVILLE, KY (FHA|USDA|VA) 15 $3,855,000 $257,000 $3,207 3.32%
RENO, NV (FHA|USDA|VA) 10 $3,770,000 $377,000 $5,901 3.72%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 17 $3,695,000 $217,353 $3,830 3.81%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 13 $3,585,000 $275,769 $4,316 3.78%
BEND, OR (FHA|USDA|VA) 11 $3,575,000 $325,000 $5,576 3.58%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 13 $3,505,000 $269,615 $4,512 3.38%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 16 $3,450,000 $215,625 $2,546 3.48%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 12 $3,320,000 $276,667 $3,808 3.60%
MERCED, CA (FHA|USDA|VA) 10 $3,270,000 $327,000 $4,527 3.61%
MONTGOMERY, AL (FHA|USDA|VA) 11 $3,265,000 $296,818 $5,282 3.56%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 7 $3,235,000 $462,143 $9,945 3.52%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $3,215,000 $292,273 $4,928 3.59%
SALT LAKE CITY, UT (FHA|USDA|VA) 11 $3,195,000 $290,455 $4,554 3.41%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 13 $3,075,000 $236,538 $5,661 3.87%
BATON ROUGE, LA (FHA|USDA|VA) 11 $2,975,000 $270,455 $4,018 3.58%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 11 $2,915,000 $265,000 $5,852 3.62%
FAIRBANKS, AK (FHA|USDA|VA) 9 $2,775,000 $308,333 $4,813 3.81%
JACKSONVILLE, NC (FHA|USDA|VA) 13 $2,745,000 $211,154 $3,942 3.52%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 9 $2,715,000 $301,667 $4,858 3.60%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 12 $2,710,000 $225,833 $3,359 3.21%
VISALIA, CA (FHA|USDA|VA) 10 $2,680,000 $268,000 $2,664 3.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $2,660,000 $332,500 $5,314 3.06%
BILLINGS, MT (FHA|USDA|VA) 10 $2,640,000 $264,000 $3,766 3.74%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 8 $2,580,000 $322,500 $4,025 3.28%
Coos Bay, OR (FHA|USDA|VA) 9 $2,545,000 $282,778 $6,470 3.53%
FORT COLLINS, CO (FHA|USDA|VA) 6 $2,440,000 $406,667 $8,763 3.85%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 9 $2,405,000 $267,222 $3,021 3.58%
COLUMBIA, SC (FHA|USDA|VA) 10 $2,400,000 $240,000 $4,128 3.34%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 8 $2,390,000 $298,750 $3,695 3.56%
Helena, MT (FHA|USDA|VA) 8 $2,360,000 $295,000 $5,926 3.58%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 8 $2,340,000 $292,500 $4,001 3.16%
PUEBLO, CO (FHA|USDA|VA) 9 $2,285,000 $253,889 $3,637 3.29%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 8 $2,280,000 $285,000 $4,619 3.23%
CHICO, CA (FHA|USDA|VA) 7 $2,265,000 $323,571 $4,195 3.94%
SANTA FE, NM (FHA|USDA|VA) 7 $2,235,000 $319,286 $7,838 3.77%
Kalispell, MT (FHA|USDA|VA) 7 $2,225,000 $317,857 $6,625 3.64%
GREELEY, CO (FHA|USDA|VA) 8 $2,220,000 $277,500 $5,230 3.80%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 8 $2,220,000 $277,500 $3,335 3.53%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $2,200,000 $275,000 $3,288 3.30%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $2,195,000 $313,571 $3,155 3.75%
READING, PA (FHA|USDA|VA) 10 $2,180,000 $218,000 $5,832 3.60%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $2,180,000 $272,500 $5,682 3.45%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $2,070,000 $345,000 $5,486 3.04%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $2,065,000 $295,000 $2,785 3.18%
GREAT FALLS, MT (FHA|USDA|VA) 9 $2,035,000 $226,111 $5,758 3.60%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $2,030,000 $507,500 $6,523 3.31%
Bozeman, MT (FHA|USDA|VA) 7 $2,025,000 $289,286 $7,025 3.66%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,995,000 $221,667 $2,670 3.46%
Roseburg, OR (FHA|USDA|VA) 9 $1,975,000 $219,444 $4,782 3.71%
FORT SMITH, AR-OK (FHA|USDA|VA) 8 $1,970,000 $246,250 $4,187 3.78%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 6 $1,970,000 $328,333 $4,338 3.23%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 7 $1,965,000 $280,714 $5,535 3.39%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $1,930,000 $241,250 $4,783 3.41%
MOBILE, AL (FHA|USDA|VA) 7 $1,905,000 $272,143 $3,098 3.61%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,875,000 $267,857 $6,737 3.84%
GRANTS PASS, OR (FHA|USDA|VA) 5 $1,855,000 $371,000 $3,720 3.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $1,770,000 $295,000 $4,162 3.58%
YUMA, AZ (FHA|USDA|VA) 8 $1,770,000 $221,250 $3,057 3.52%
PORT ST. LUCIE, FL (FHA|USDA|VA) 6 $1,770,000 $295,000 $3,275 3.14%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $1,755,000 $351,000 $7,309 3.50%
YORK-HANOVER, PA (FHA|USDA|VA) 7 $1,755,000 $250,714 $5,581 3.36%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 7 $1,745,000 $249,286 $4,956 3.43%
LAFAYETTE, LA (FHA|USDA|VA) 7 $1,735,000 $247,857 $5,867 3.51%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,690,000 $281,667 $4,718 3.56%
TULSA, OK (FHA|USDA|VA) 8 $1,680,000 $210,000 $3,439 3.56%
BOULDER, CO (FHA|USDA|VA) 4 $1,670,000 $417,500 $5,908 3.34%
LAWTON, OK (FHA|USDA|VA) 6 $1,670,000 $278,333 $4,457 3.75%
Outside of Metro Areas 7 $1,665,000 $237,857 $4,539 3.87%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 6 $1,630,000 $271,667 $4,509 3.29%
NAPA, CA (FHA|USDA|VA) 3 $1,615,000 $538,333 $7,379 3.58%
Newport, OR (FHA|USDA|VA) 7 $1,605,000 $229,286 $4,137 3.50%
Minot, ND (FHA|USDA|VA) 5 $1,605,000 $321,000 $4,103 3.60%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,605,000 $321,000 $4,030 3.18%
WINSTON-SALEM, NC (FHA|USDA|VA) 6 $1,570,000 $261,667 $3,505 3.71%
ANN ARBOR, MI (FHA|USDA|VA) 6 $1,540,000 $256,667 $4,786 3.60%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,535,000 $219,286 $4,546 3.45%
Centralia, WA (FHA|USDA|VA) 5 $1,525,000 $305,000 $4,168 3.58%
FLAGSTAFF, AZ (FHA|USDA|VA) 5 $1,485,000 $297,000 $5,388 3.55%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $1,465,000 $293,000 $2,853 3.15%
MADISON, WI (FHA|USDA|VA) 6 $1,460,000 $243,333 $6,786 3.54%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $1,455,000 $291,000 $2,904 3.45%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $1,455,000 $291,000 $3,177 3.62%
JONESBORO, AR (FHA|USDA|VA) 5 $1,455,000 $291,000 $4,916 3.70%
WILMINGTON, NC (FHA|USDA|VA) 5 $1,455,000 $291,000 $5,123 3.33%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,450,000 $241,667 $3,300 3.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $1,440,000 $360,000 $9,081 3.38%
Astoria, OR (FHA|USDA|VA) 5 $1,435,000 $287,000 $7,283 3.63%
LANCASTER, PA (FHA|USDA|VA) 6 $1,400,000 $233,333 $6,235 3.77%
Glenwood Springs, CO (FHA|USDA|VA) 5 $1,395,000 $279,000 $4,994 3.57%
NEW BERN, NC (FHA|USDA|VA) 6 $1,390,000 $231,667 $3,248 3.33%
Hermiston-Pendleton, OR (FHA|USDA|VA) 5 $1,385,000 $277,000 $4,558 3.93%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,370,000 $228,333 $4,083 3.62%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,360,000 $340,000 $4,700 3.16%
GAINESVILLE, GA (FHA|USDA|VA) 5 $1,355,000 $271,000 $3,697 3.30%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $1,345,000 $269,000 $5,331 3.50%
JOHNSON CITY, TN (FHA|USDA|VA) 5 $1,335,000 $267,000 $8,815 3.55%
DOTHAN, AL (FHA|USDA|VA) 5 $1,335,000 $267,000 $4,509 3.28%
LAS CRUCES, NM (FHA|USDA|VA) 6 $1,310,000 $218,333 $2,467 3.33%
LYNCHBURG, VA (FHA|USDA|VA) 4 $1,290,000 $322,500 $3,077 3.09%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $1,285,000 $257,000 $6,538 4.38%
SPARTANBURG, SC (FHA|USDA|VA) 4 $1,270,000 $317,500 $4,606 3.25%
ST. LOUIS, MO-IL (FHA|USDA|VA) 6 $1,250,000 $208,333 $4,217 3.85%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,220,000 $305,000 $6,054 3.66%
EL CENTRO, CA (FHA|USDA|VA) 5 $1,185,000 $237,000 $4,758 3.23%
Klamath Falls, OR (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,774 3.95%
CARSON CITY, NV (FHA|USDA|VA) 4 $1,150,000 $287,500 $4,169 4.16%
Payson, AZ (FHA|USDA|VA) 5 $1,135,000 $227,000 $5,684 3.60%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $1,115,000 $371,667 $5,559 3.67%
Tullahoma-Manchester, TN (FHA|USDA|VA) 5 $1,105,000 $221,000 $2,180 3.93%
MISSOULA, MT (FHA|USDA|VA) 3 $1,065,000 $355,000 $5,947 3.08%
FORT WAYNE, IN (FHA|USDA|VA) 4 $1,060,000 $265,000 $3,229 3.78%
Elizabeth City, NC (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,538 3.92%
JACKSON, MS (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,702 3.50%
TWIN FALLS, ID (FHA|USDA|VA) 3 $1,015,000 $338,333 $4,815 3.75%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,445 4.06%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,589 3.69%
CEDAR RAPIDS, IA (FHA|USDA|VA) 4 $990,000 $247,500 $1,468 3.72%
Fernley, NV (FHA|USDA|VA) 3 $975,000 $325,000 $2,126 3.71%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $965,000 $321,667 $3,009 3.29%
SAVANNAH, GA (FHA|USDA|VA) 3 $955,000 $318,333 $6,194 3.50%
YAKIMA, WA (FHA|USDA|VA) 3 $945,000 $315,000 $3,797 3.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $940,000 $235,000 $3,137 3.28%
Sonora, CA (FHA|USDA|VA) 4 $940,000 $235,000 $6,504 3.34%
ERIE, PA (FHA|USDA|VA) 4 $930,000 $232,500 $3,809 3.56%
Juneau, AK (FHA|USDA|VA) 2 $920,000 $460,000 $7,234 3.56%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $915,000 $305,000 $3,981 3.41%
Red Bluff, CA (FHA|USDA|VA) 3 $905,000 $301,667 $3,372 3.75%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $890,000 $222,500 $3,015 3.41%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $830,000 $415,000 $5,024 3.19%
Mountain Home, AR (FHA|USDA|VA) 3 $825,000 $275,000 $2,316 3.38%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $825,000 $275,000 $3,288 3.54%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $815,000 $271,667 $2,807 4.13%
BURLINGTON, NC (FHA|USDA|VA) 3 $815,000 $271,667 $5,142 3.25%
Pahrump, NV (FHA|USDA|VA) 3 $815,000 $271,667 $8,078 3.29%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $795,000 $265,000 $7,224 3.67%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $795,000 $265,000 $3,114 3.63%
BISMARCK, ND (FHA|USDA|VA) 3 $765,000 $255,000 $3,255 3.72%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $765,000 $255,000 $3,037 3.83%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $725,000 $241,667 $4,675 3.50%
HARRISONBURG, VA (FHA|USDA|VA) 3 $725,000 $241,667 $2,367 3.92%
Safford, AZ (FHA|USDA|VA) 2 $720,000 $360,000 $5,691 3.06%
CORVALLIS, OR (FHA|USDA|VA) 2 $700,000 $350,000 $5,257 3.13%
Shelbyville, TN (FHA|USDA|VA) 3 $695,000 $231,667 $4,481 3.87%
Morehead City, NC (FHA|USDA|VA) 3 $685,000 $228,333 $3,039 4.29%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $680,000 $340,000 $7,441 2.94%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $680,000 $340,000 $3,690 3.06%
Cookeville, TN (FHA|USDA|VA) 3 $675,000 $225,000 $3,073 3.08%
LEWISTON, ID-WA (FHA|USDA|VA) 3 $675,000 $225,000 $3,820 3.17%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $670,000 $335,000 $6,230 3.38%
Richmond-Berea, KY (FHA|USDA|VA) 2 $670,000 $335,000 $4,864 3.38%
Pella, IA (FHA|USDA|VA) 2 $670,000 $335,000 $2,001 3.48%
EL PASO, TX (FHA|USDA|VA) 3 $665,000 $221,667 $3,080 3.04%
CaƱon City, CO (FHA|USDA|VA) 2 $660,000 $330,000 $9,764 3.13%
PEORIA, IL (FHA|USDA|VA) 2 $660,000 $330,000 $4,186 3.94%
Oak Harbor, WA (FHA|USDA|VA) 2 $660,000 $330,000 $6,643 3.00%
Crossville, TN (FHA|USDA|VA) 3 $645,000 $215,000 $3,850 3.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $640,000 $320,000 $5,783 2.94%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $630,000 $315,000 $3,591 3.56%
MORRISTOWN, TN (FHA|USDA|VA) 2 $620,000 $310,000 $7,401 2.81%
GREEN BAY, WI (FHA|USDA|VA) 2 $620,000 $310,000 $8,743 3.31%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $620,000 $310,000 $4,365 3.19%
Prineville, OR (FHA|USDA|VA) 2 $620,000 $310,000 $9,684 3.50%
LEBANON, PA (FHA|USDA|VA) 3 $615,000 $205,000 $3,971 3.25%
Wahpeton, ND-MN (FHA|USDA|VA) 2 $610,000 $305,000 $3,879 3.31%
Concord, NH (FHA|USDA|VA) 2 $610,000 $305,000 $12,219 3.19%
APPLETON, WI (FHA|USDA|VA) 3 $605,000 $201,667 $4,074 3.67%
WACO, TX (FHA|USDA|VA) 2 $600,000 $300,000 $2,499 2.94%
Port Angeles, WA (FHA|USDA|VA) 1 $585,000 $585,000 $4,014 3.75%
MUSKEGON, MI (FHA|USDA|VA) 3 $585,000 $195,000 $2,346 3.79%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $575,000 $191,667 $4,692 3.67%
PROVO-OREM, UT (FHA|USDA|VA) 2 $570,000 $285,000 $4,191 3.06%
LONGVIEW, WA (FHA|USDA|VA) 2 $570,000 $285,000 $3,132 3.19%
AMES, IA (FHA|USDA|VA) 2 $560,000 $280,000 $3,506 3.38%
The Dalles, OR (FHA|USDA|VA) 2 $560,000 $280,000 $3,356 3.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $550,000 $275,000 $7,410 2.88%
DeRidder, LA (FHA|USDA|VA) 2 $540,000 $270,000 $5,998 3.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $540,000 $270,000 $4,000 3.38%
El Dorado, AR (FHA|USDA|VA) 2 $530,000 $265,000 $6,800 4.25%
KOKOMO, IN (FHA|USDA|VA) 2 $520,000 $260,000 $2,803 4.31%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $520,000 $260,000 $3,384 4.13%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $520,000 $260,000 $3,271 3.13%
GETTYSBURG, PA (FHA|USDA|VA) 3 $515,000 $171,667 $3,251 3.71%
ROCKFORD, IL (FHA|USDA|VA) 3 $515,000 $171,667 $4,433 3.96%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $510,000 $255,000 $4,072 3.50%
Jennings, LA (FHA|USDA|VA) 2 $510,000 $255,000 $3,401 4.00%
Madisonville, KY (FHA|USDA|VA) 2 $510,000 $255,000 $1,266 3.94%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $500,000 $250,000 $3,619 3.56%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $500,000 $250,000 $4,687 3.75%
Sevierville, TN (FHA|USDA|VA) 2 $500,000 $250,000 $2,019 3.56%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $490,000 $245,000 $6,437 3.56%
MADERA, CA (FHA|USDA|VA) 2 $480,000 $240,000 $2,562 4.19%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $480,000 $240,000 $6,016 4.25%
Hilo, HI (FHA|USDA|VA) 2 $480,000 $240,000 $3,286 3.19%
Ketchikan, AK (FHA|USDA|VA) 2 $470,000 $235,000 $6,602 4.56%
Durango, CO (FHA|USDA|VA) 1 $465,000 $465,000 $5,592 3.00%
Ellensburg, WA (FHA|USDA|VA) 1 $465,000 $465,000 $3,158 3.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $460,000 $230,000 $7,387 3.50%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $460,000 $230,000 $6,899 3.69%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $455,000 $455,000 $2,787 3.63%
Warsaw, IN (FHA|USDA|VA) 2 $450,000 $225,000 $2,216 3.31%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $430,000 $215,000 $701 3.88%
Jackson, WY-ID (FHA|USDA|VA) 1 $425,000 $425,000 $5,709 3.99%
Sandpoint, ID (FHA|USDA|VA) 1 $425,000 $425,000 $1,201 4.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $420,000 $210,000 $5,005 3.54%
Baraboo, WI (FHA|USDA|VA) 2 $420,000 $210,000 $5,633 3.94%
Shelton, WA (FHA|USDA|VA) 2 $420,000 $210,000 $6,154 3.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $420,000 $210,000 $1,882 3.38%
Seymour, IN (FHA|USDA|VA) 2 $410,000 $205,000 $4,369 4.06%
MONROE, MI (FHA|USDA|VA) 2 $410,000 $205,000 $3,622 4.13%
Orangeburg, SC (FHA|USDA|VA) 1 $395,000 $395,000 $6,450 3.13%
Paragould, AR (FHA|USDA|VA) 2 $390,000 $195,000 $2,824 3.69%
Russellville, AR (FHA|USDA|VA) 2 $390,000 $195,000 $5,553 3.94%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $390,000 $195,000 $1,269 3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $390,000 $195,000 $845 4.38%
KANKAKEE, IL (FHA|USDA|VA) 2 $390,000 $195,000 $4,162 3.88%
Taos, NM (FHA|USDA|VA) 1 $385,000 $385,000 $7,294 4.13%
Montrose, CO (FHA|USDA|VA) 1 $385,000 $385,000 $4,019 3.63%
Clearlake, CA (FHA|USDA|VA) 1 $385,000 $385,000 $7,532 3.88%
Cullman, AL (FHA|USDA|VA) 2 $380,000 $190,000 $1,492 3.94%
FARMINGTON, NM (FHA|USDA|VA) 2 $380,000 $190,000 $2,098 3.38%
Frankfort, KY (FHA|USDA|VA) 1 $375,000 $375,000 $4,287 3.50%
AMARILLO, TX (FHA|USDA|VA) 1 $375,000 $375,000 $5,143 2.88%
Lawrenceburg, TN (FHA|USDA|VA) 2 $370,000 $185,000 $2,597 3.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $365,000 $365,000 $6,487 2.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $365,000 $365,000 $8,369 3.88%
Torrington, CT (FHA|USDA|VA) 1 $365,000 $365,000 $6,227 3.75%
Forrest City, AR (FHA|USDA|VA) 2 $360,000 $180,000 $2,282 3.99%
DUBUQUE, IA (FHA|USDA|VA) 2 $360,000 $180,000 $4,459 3.69%
Crescent City, CA (FHA|USDA|VA) 1 $345,000 $345,000 $3,977 4.50%
Elko, NV (FHA|USDA|VA) 1 $345,000 $345,000 $15,741 3.13%
Harrison, AR (FHA|USDA|VA) 1 $345,000 $345,000 $4,446 3.75%
Susanville, CA (FHA|USDA|VA) 1 $335,000 $335,000 $3,347 3.25%
Hobbs, NM (FHA|USDA|VA) 1 $335,000 $335,000 $9,020 4.50%
Ukiah, CA (FHA|USDA|VA) 1 $335,000 $335,000 $3,812 4.00%
Williston, ND (FHA|USDA|VA) 1 $325,000 $325,000 $3,779 3.50%
OCALA, FL (FHA|USDA|VA) 1 $315,000 $315,000 $8,476 3.75%
Kapaa, HI (FHA|USDA|VA) 1 $315,000 $315,000 $1,803 3.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $305,000 $305,000 $3,773 3.50%
Show Low, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $5,188 3.50%
Alamogordo, NM (FHA|USDA|VA) 1 $305,000 $305,000 $3,730 3.55%
BRUNSWICK, GA (FHA|USDA|VA) 1 $305,000 $305,000 $12,183 3.13%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $305,000 $305,000 $3,269 3.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $295,000 $295,000 $3,725 3.63%
Thomasville, GA (FHA|USDA|VA) 1 $285,000 $285,000 $4,044 4.63%
ENID, OK (FHA|USDA|VA) 1 $285,000 $285,000 $1,582 3.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $285,000 $285,000 $12,295 4.75%
Corsicana, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,540 3.50%
Huntingdon, PA (FHA|USDA|VA) 2 $280,000 $140,000 $4,878 3.94%
Ludington, MI (FHA|USDA|VA) 1 $275,000 $275,000 $4,769 3.75%
St. Marys, GA (FHA|USDA|VA) 1 $275,000 $275,000 $2,918 3.00%
POCATELLO, ID (FHA|USDA|VA) 1 $275,000 $275,000 $4,656 3.75%
Menomonie, WI (FHA|USDA|VA) 1 $275,000 $275,000 $3,309 3.00%
Ontario, OR-ID (FHA|USDA|VA) 1 $265,000 $265,000 $60 3.38%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $265,000 $265,000 $1,334 3.25%
Washington, IN (FHA|USDA|VA) 1 $265,000 $265,000 $1,259 3.75%
Marquette, MI (FHA|USDA|VA) 1 $255,000 $255,000 $6,479 3.13%
Weatherford, OK (FHA|USDA|VA) 1 $245,000 $245,000 $4,006 3.75%
MORGANTOWN, WV (FHA|USDA|VA) 1 $245,000 $245,000 $5,732 3.25%
THE VILLAGES, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,223 2.88%
Norfolk, NE (FHA|USDA|VA) 1 $235,000 $235,000 $4,226 3.38%
IOWA CITY, IA (FHA|USDA|VA) 1 $235,000 $235,000 $4,158 3.88%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $235,000 $235,000 $7,765 3.25%
Ardmore, OK (FHA|USDA|VA) 1 $235,000 $235,000 $3,056 3.75%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $235,000 $235,000 $3,933 3.00%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $235,000 $235,000 $1,354 3.50%
Stevens Point, WI (FHA|USDA|VA) 1 $225,000 $225,000 $1,725 3.50%
Cordele, GA (FHA|USDA|VA) 1 $225,000 $225,000 $12,177 3.00%
Crawfordsville, IN (FHA|USDA|VA) 1 $225,000 $225,000 $2,098 3.50%
DULUTH, MN-WI (FHA|USDA|VA) 1 $225,000 $225,000 $3,394 3.13%
Laurinburg, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,736 3.75%
Mason City, IA (FHA|USDA|VA) 1 $225,000 $225,000 $3,664 3.63%
MONROE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $4,178 2.88%
Ottawa, IL (FHA|USDA|VA) 1 $225,000 $225,000 $2,993 3.75%
Oskaloosa, IA (FHA|USDA|VA) 1 $215,000 $215,000 $2,584 4.13%
Fallon, NV (FHA|USDA|VA) 1 $215,000 $215,000 $2,530 2.88%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $215,000 $215,000 $3,504 3.13%
Lebanon, NH-VT (FHA|USDA|VA) 1 $215,000 $215,000 $3,665 2.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $215,000 $215,000 $3,578 3.63%
RAPID CITY, SD (FHA|USDA|VA) 1 $215,000 $215,000 $2,064 3.25%
Wilson, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,689 2.88%
Moses Lake, WA (FHA|USDA|VA) 1 $215,000 $215,000 $9,885 4.50%
RACINE, WI (FHA|USDA|VA) 1 $215,000 $215,000 $3,570 3.13%
Mount Vernon, IL (FHA|USDA|VA) 1 $215,000 $215,000 $2,557 2.88%
Murray, KY (FHA|USDA|VA) 1 $205,000 $205,000 $3,944 3.75%
PANAMA CITY, FL (FHA|USDA|VA) 1 $205,000 $205,000 $2,762 3.25%
Central City, KY (FHA|USDA|VA) 1 $205,000 $205,000 $3,456 3.75%
Rochelle, IL (FHA|USDA|VA) 1 $205,000 $205,000 $10,495 3.75%
CLEVELAND, TN (FHA|USDA|VA) 1 $205,000 $205,000 $1,654 3.13%
Tahlequah, OK (FHA|USDA|VA) 1 $205,000 $205,000 $4,364 4.63%
Mountain Home, ID (FHA|USDA|VA) 1 $205,000 $205,000 $869 3.63%
GOLDSBORO, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,485 2.88%
Natchitoches, LA (FHA|USDA|VA) 1 $205,000 $205,000 $3,831 3.55%
Vidalia, GA (FHA|USDA|VA) 1 $205,000 $205,000 $1,708 3.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,467 3.88%
Sturgis, MI (FHA|USDA|VA) 1 $195,000 $195,000 $3,196 3.75%
Hillsdale, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,351 3.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $195,000 $195,000 $2,011 3.63%
DECATUR, AL (FHA|USDA|VA) 1 $195,000 $195,000 $2,232 3.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,354 3.75%
FARGO, ND-MN (FHA|USDA|VA) 1 $185,000 $185,000 $2,275 2.88%
Muskogee, OK (FHA|USDA|VA) 1 $185,000 $185,000 $2,511 3.50%
Marion, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,214 3.88%
Peru, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,255 3.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,401 3.50%
New Castle, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,766 3.75%
Whitewater, WI (FHA|USDA|VA) 1 $175,000 $175,000 $1,810 3.88%
Duncan, OK (FHA|USDA|VA) 1 $175,000 $175,000 $4,489 4.25%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $165,000 $165,000 $2,025 3.99%
Albemarle, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,088 3.38%
Pottsville, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,160 4.00%
FLORENCE, SC (FHA|USDA|VA) 1 $165,000 $165,000 $2,807 3.63%
Jasper, AL (FHA|USDA|VA) 1 $165,000 $165,000 $1,495 3.50%
Muscatine, IA (FHA|USDA|VA) 1 $165,000 $165,000 $2,519 3.13%
Glasgow, KY (FHA|USDA|VA) 1 $165,000 $165,000 $2,834 3.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $155,000 $155,000 $2,400 3.75%
North Platte, NE (FHA|USDA|VA) 1 $155,000 $155,000 $2,702 3.25%
Deming, NM (FHA|USDA|VA) 1 $155,000 $155,000 $2,807 3.00%
Searcy, AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,774 3.63%
FLINT, MI (FHA|USDA|VA) 1 $155,000 $155,000 $506 3.88%
Batesville, AR (FHA|USDA|VA) 1 $145,000 $145,000 $8,630 4.25%
Newport, TN (FHA|USDA|VA) 1 $135,000 $135,000 $8,026 4.63%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,031 3.75%
Bogalusa, LA (FHA|USDA|VA) 1 $115,000 $115,000 $5,239 4.25%
WENATCHEE, WA (FHA|USDA|VA) 1 $105,000 $105,000 $4,570 3.63%
Sovereign Lending Group Incorporated's top markets include Los Angeles, Riverside, Phoenix, Washington, and San Diego among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 3,415 $1,073,655,000 $314,394 $4,956 3.46%
    Conventional 637 $232,145,000 $364,435 $5,223 4.05%
    FHA 195 $56,515,000 $289,821 $9,780 3.91%
    Reverse Mortgage 3 $2,555,000 $851,667 $0 6.66%

    For 2019, Sovereign Lending Group Incorporated's most frequently originated type of loan was VA, with 3,415 originations. Their 2nd most popular type was Conventional, with 637 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 3,242 $1,053,980,000 $325,102 $4,264 3.44%
    Other 585 $183,945,000 $314,436 $8,045 3.92%
    Cash Out Refi 391 $115,535,000 $295,486 $8,775 4.12%
    Home Purchase 32 $11,410,000 $356,563 $6,413 4.24%

    For 2019, Sovereign Lending Group Incorporated's most frequently cited loan purpose was Refi, with 3,242 originations. The 2nd most popular reason was Other, with 585 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,092 $1,319,450,000 $322,446 $5,230 3.57%
    15 Year 59 $17,465,000 $296,017 $5,941 3.42%
    Other 57 $16,465,000 $288,860 $3,781 3.72%
    20 Year 40 $10,760,000 $269,000 $4,703 3.68%
    30+ year 2 $730,000 $365,000 $14,439 5.86%

    For 2019, Sovereign Lending Group Incorporated's most frequently cited loan duration was 30 Year, with 4,092 originations. The 2nd most popular length was 15 Year, with 59 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 1,046 $293,270,000 $280,373
    $1k-2k 1,024 $297,410,000 $290,439
    $<1k 732 $225,560,000 $308,142
    $3k-4k 590 $204,140,000 $346,000
    $5k+ 503 $203,235,000 $404,046
    $4k-5k 284 $114,710,000 $403,908

    Sovereign Lending Group Incorporated's average total fees were $5,230, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 1,046 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,637 $852,795,000 $323,396
    2.5-3% 886 $291,440,000 $328,939
    4-5% 659 $198,665,000 $301,464
    5-6% 52 $15,220,000 $292,692
    6-7% 14 $6,340,000 $452,857
    7-8% 2 $410,000 $205,000

    During 2019, Sovereign Lending Group Incorporated's average interest rate for loans was 3.57%, while their most frequently originated rate bucket for loans was 3-4%, with 2,637 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,831 $809,095,000 $285,798 $4,904 3.53%
    $400k-600k 779 $364,265,000 $467,606 $6,522 3.52%
    $100k-200k 480 $83,120,000 $173,167 $3,727 3.83%
    $600k-1MM 135 $92,945,000 $688,481 $9,423 3.63%
    $100,000 or less 14 $990,000 $70,714 $3,991 5.02%
    $1MM+ 11 $14,455,000 $1,314,091 $11,820 4.04%

    2019 saw Sovereign Lending Group Incorporated place emphasis on $200k-400k loans with 2,831 originations, totaling $809,095,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,764 $859,160,000 $310,839 $3,990 3.38%
    $50k-75k 510 $141,920,000 $278,275 $7,609 3.96%
    $75k-100k 425 $140,405,000 $330,365 $7,480 3.90%
    $100k-150k 350 $131,620,000 $376,057 $7,559 3.87%
    $150k-250k 176 $76,440,000 $434,318 $7,279 4.02%
    $250k+ 25 $15,325,000 $613,000 $6,728 4.10%

    Sovereign Lending Group Incorporated lent most frequently to those with incomes in the $50k or less range, with 2,764 originations. The second most popular income band? $50k-75k, with 510 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 267 $84,915,000 $318,034 $8,997 3.89%
    30-36% 206 $68,060,000 $330,388 $7,389 3.83%
    20-30% 174 $57,600,000 $331,034 $6,096 3.92%
    49% 106 $33,830,000 $319,151 $7,478 4.03%
    44% 91 $31,295,000 $343,901 $6,849 4.12%
    45% 78 $25,660,000 $328,974 $6,909 3.99%
    43% 73 $24,115,000 $330,342 $7,344 3.97%
    48% 72 $23,900,000 $331,944 $7,713 3.98%
    46% 71 $24,065,000 $338,944 $8,305 3.94%
    38% 68 $23,360,000 $343,529 $6,604 3.87%
    42% 66 $21,090,000 $319,545 $6,432 4.10%
    41% 61 $19,975,000 $327,459 $7,853 3.96%
    40% 60 $19,030,000 $317,167 $7,612 3.85%
    47% 59 $18,985,000 $321,780 $7,517 3.83%
    36% 56 $17,740,000 $316,786 $7,040 3.89%
    37% 56 $18,030,000 $321,964 $7,374 3.92%
    >60% 39 $14,455,000 $370,641 $9,652 3.81%
    39% 38 $11,740,000 $308,947 $7,390 3.96%
    <20% 27 $8,025,000 $297,222 $4,683 4.12%

    Sovereign Lending Group Incorporated lent most frequently to those with DTI ratios of 50-60%, with 267 originations. The next most common DTI ratio? 30-36%, with 206 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,427 $1,084,045,000 $316,325 $5,233 3.57%
    Black 563 $182,435,000 $324,041 $5,053 3.55%
    Asian 173 $68,485,000 $395,867 $5,522 3.59%
    Native Hawaiian or Islander 40 $14,910,000 $372,750 $4,771 3.61%
    American Indian 45 $14,485,000 $321,889 $5,729 3.59%
    Not provided 2 $510,000 $255,000 $1,707 4.06%

    Approval Rates

    Total approvals of all applications
    92.58%

    Sovereign Lending Group Incorporated has an average approval rate.

    Pick Rate

    Approvals leading to origination
    -98.33%

    Sovereign Lending Group Incorporated has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,250 $1,364,870,000 $321,146

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 61 $14,175,000 $232,377
    Single Family (1-4 Units):Site-Built 4,189 $1,350,695,000 $322,439

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 30 $8,120,000 $270,667 $4,795 3.95%
    40-60% 149 $55,665,000 $373,591 $4,741 3.65%
    60-80% 669 $225,735,000 $337,422 $5,415 3.66%
    80-100% 3,061 $966,005,000 $315,585 $5,199 3.54%
    Over 100% 332 $108,390,000 $326,476 $5,300 3.55%
    Under 20% 9 $955,000 $106,111 $3,851 6.08%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Sovereign Lending Group, Incorporated Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 20.0%
    Sovereign Lending Group, Incorporated FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 20.0%
    Sovereign Lending Group, Incorporated VA mortgage Applying for a mortgage or refinancing an existing mortgage 3 60.0%