Gallup Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Gallup averaged 6.45% for the week of 2025-03-27, compared to the national average of 6.65% for the same period.

    The average rate for the prior week (2025-03-20) was 6.47% and one month ago for the week of 2025-02-20, the average rate was 7.05%.

    Gallup's average rate one year ago was 6.77%.

    For refis of the same type during the week of 2025-03-27, the average rate was 6.95%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-03-27 6.65%
    Gallup 30 Year Fixed Rate 2025-03-27 6.45%
    Gallup 30 Year Fixed Rate Refi 2025-03-27 6.95%
    Gallup 15 Year Fixed Rate 2025-03-27 5.89%
    Gallup 15 Year Fixed Rate Refi 2025-03-27 5.89%
    Gallup 30 Year FHA 2025-03-27 6.47%
    Gallup 30 Year FHA Refi 2025-03-27 6.47%
    Gallup 30 Year USDA 2025-03-27 6.4%
    Gallup 30 Year USDA Refi 2025-03-27 6.4%
    Gallup 30 Year VA 2025-03-27 6.09%
    Gallup 30 Year VA Refi 2025-03-27 5.99%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gallup, NM.

    Gallup Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gallup, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 7 6.89% $6,719
    Waterstone Mortgage Corporation 5 6.80% $7,383
    DAS Acquisition Company, LLC 4 6.97% $7,973
    Bank of Colorado 4 6.59% $4,656
    NAVY FEDERAL CREDIT UNION 3 6.50% $3,320
    PRIMARY RESIDENTIAL MORTGAGE, INC. 3 7.17% $5,781
    SANDIA LABORATORY 3 6.50% $4,051
    Washington Federal Bank 3 6.96% $4,129
    BOKF 2 7.06% $4,565
    Nations Lending Corporation 2 6.50% $9,291
    CALCON MUTUAL MORTGAGE LLC 2 7.13% $4,389
    First Financial Credit Union 2 5.94% $3,785
    Mr. Cooper ( Nationstar Mortgage ) 1 5.63% $2,133
    Prosperity Home Mortgage, LLC 1 6.88% $5,674
    Truist 1 7.60% $4,090
    UNITED WHOLESALE MORTGAGE, LLC 1 6.65% $5,984
    USAA Federal Savings Bank 1 5.88% $5,097
    U.S. Bank 1 6.38% $3,489
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.25% $4,036
    LOANDEPOT.COM, LLC 1 6.99% $5,255
    Barrington Bank & Trust Company, N.A. 1 7.00% $4,654
    BROKER SOLUTIONS, INC. 1 7.63% $7,307
    CARDINAL FINANCIAL 1 6.99% $6,292
    CMG MORTGAGE, INC. 1 6.50% $6,418
    DIRECTORS MORTGAGE, INC. 1 6.13% $9,322
    FIRST COMMUNITY MORTGAGE, INC. 1 7.50% $4,111
    GUARANTEED RATE AFFINITY, LLC 1 7.99% $4,012
    GUILD MORTGAGE COMPANY 1 7.75% $3,543
    KeyBank 1 7.75% $7,659
    Bank of America 1 5.25% $501
    Mortgage Research Center, LLC 1 7.25% $2,291

    Gallup Average Closing Costs & Other Stats

    Gallup, NM's 31 lenders originated 202 loans during 2023. The total origination value was $33,210,000, with an average loan value of $164,406.

    Gallup's average closing costs are $5,561.

    The top Gallup lender as defined by loan originations is QUICKEN LOANS, LLC, with 7 loans originated. Their average total fees are $6,719, which is $665 lower than the next largest lender, Waterstone Mortgage Corporation.

    The lowest fee Gallup lenders (with over 10 loans originated) are .

    The lowest rate Gallup lenders (with over 10 loans originated) are .

    Gallup, NM Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Bank of Colorado $4,225,000 $2,980,000 -29.5% 9.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,575,000 $2,310,000 -10.3% 7.0%
    Waterstone Mortgage Corporation $5,225,000 $2,165,000 -58.6% 6.5%
    QUICKEN LOANS, LLC $4,555,000 $2,130,000 -53.2% 6.4%
    Mortgage Research Center, LLC $2,145,000 $1,945,000 -9.3% 5.9%
    CALCON MUTUAL MORTGAGE LLC $3,635,000 $1,665,000 -54.2% 5.0%
    DAS Acquisition Company, LLC $1,335,000 n/a 4.0%
    MID AMERICA MORTGAGE, INC. $605,000 $1,335,000 120.7% 4.0%
    NAVY FEDERAL CREDIT UNION $805,000 $1,120,000 39.1% 3.4%
    Nations Lending Corporation $1,870,000 $955,000 -48.9% 2.9%
    SANDIA LABORATORY $890,000 n/a 2.7%
    LOANDEPOT.COM, LLC $2,110,000 $875,000 -58.5% 2.6%
    USAA Federal Savings Bank $375,000 $845,000 125.3% 2.5%
    21ST MORTGAGE CORPORATION $1,450,000 $835,000 -42.4% 2.5%
    BOKF $675,000 $825,000 22.2% 2.5%
    Mr. Cooper ( Nationstar Mortgage ) $620,000 $660,000 6.5% 2.0%
    CMG MORTGAGE, INC. $1,170,000 $655,000 -44.0% 2.0%
    CARDINAL FINANCIAL $650,000 n/a 2.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $270,000 $645,000 138.9% 1.9%
    LOANPAL, LLC $690,000 $565,000 -18.1% 1.7%
    Bank of America $310,000 $395,000 27.4% 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,020,000 $390,000 -61.8% 1.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $235,000 $365,000 55.3% 1.1%
    U.S. Bank $1,150,000 $360,000 -68.7% 1.1%
    First Financial Credit Union $885,000 $355,000 -59.9% 1.1%
    Commerce Home Mortgage, Inc. $330,000 n/a 1.0%
    FIRST COMMUNITY MORTGAGE, INC. $310,000 n/a 0.9%
    BETTER MORTGAGE CORPORATION $785,000 $305,000 -61.1% 0.9%
    PENNYMAC LOAN SERVICES, LLC $950,000 $295,000 -68.9% 0.9%
    Truist $295,000 n/a 0.9%
    BROKER SOLUTIONS, INC. $205,000 $280,000 36.6% 0.8%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $380,000 $280,000 -26.3% 0.8%
    GUARANTEED RATE AFFINITY, LLC $265,000 $275,000 3.8% 0.8%
    MUTUAL OF OMAHA MORTGAGE, INC. $75,000 $265,000 253.3% 0.8%
    GUILD MORTGAGE COMPANY $245,000 n/a 0.7%
    Loan Simple, Inc. $205,000 $240,000 17.1% 0.7%
    Bank of England $235,000 n/a 0.7%
    KeyBank $225,000 n/a 0.7%
    Washington Federal Bank $5,110,000 $225,000 -95.6% 0.7%
    Wells Fargo Bank $1,990,000 $220,000 -88.9% 0.7%
    First-Citizens Bank & Trust Company $215,000 n/a 0.6%
    SOUTHWEST STAGE FUNDING, LLC $205,000 n/a 0.6%
    NUSENDA $420,000 $190,000 -54.8% 0.6%
    Carrington Mortgage Services, LLC $720,000 $175,000 -75.7% 0.5%
    Chickasaw Community Bank $450,000 $175,000 -61.1% 0.5%
    MOUNTAIN AMERICA $550,000 $165,000 -70.0% 0.5%
    DIRECTORS MORTGAGE, INC. $135,000 n/a 0.4%
    MOVEMENT MORTGAGE, LLC $125,000 n/a 0.4%
    NEWREZ LLC $280,000 $115,000 -58.9% 0.3%
    COUNTRYPLACE MORTGAGE, LTD. $105,000 n/a 0.3%
    PNC Bank $285,000 $105,000 -63.2% 0.3%
    Prosperity Home Mortgage, LLC $85,000 n/a 0.3%
    Flagstar Bank, FSB $75,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $250,000 $65,000 -74.0% 0.2%

    Gallup's top lender by overall market share is Bank of Colorado, with 9.0% market share. In second place, with 7.0%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $2,310,000 in loans. In third place, with 6.5%, is Waterstone Mortgage Corporation, having originated $2,165,000 in loans. In fourth place, with 6.4%, is QUICKEN LOANS, LLC, having originated $2,130,000 in loans. In fifth place, with 5.9%, is Mortgage Research Center, LLC, having originated $1,945,000 in loans.

    Gallup Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Gallup (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $158,975 (10.4%) $179,485 (7.9%) 0.00 74
    2018-02-01 $149,450 (3.4%) $169,429 (2.7%) 0.00 75
    2018-03-01 $144,900 (-2.7%) $170,860 (-0.5%) 0.00 77
    2018-04-01 $149,000 (-8.9%) $178,262 (-4.4%) 0.00 80
    2018-05-01 $149,925 (-8.6%) $185,872 (-1.9%) 0.00 92
    2018-06-01 $151,000 (-10.4%) $185,050 (-3.6%) 0.00 94
    2018-07-01 $147,500 (-10.6%) $180,790 (-2.4%) 0.00 94
    2018-08-01 $149,475 (-4.8%) $180,114 (-0.7%) 0.00 95
    2018-09-01 $155,000 (1.3%) $187,298 (5.7%) 0.00 101
    2018-10-01 $151,475 (0.3%) $182,593 (4.4%) 0.00 99
    2018-11-01 $144,950 (-6.8%) $184,960 (5.3%) 0.00 88
    2018-12-01 $138,500 (-12.3%) $176,397 (-0.6%) 0.00 83
    2019-01-01 $137,900 (-13.3%) $177,626 (-1.0%) 0.00 73
    2019-02-01 $139,450 (-6.7%) $188,322 (11.2%) 0.00 71
    2019-03-01 $139,929 (-3.4%) $187,232 (9.6%) 0.00 76
    2019-04-01 $139,904 (-6.1%) $183,545 (3.0%) 0.00 80
    2019-05-01 $155,750 (3.9%) $182,742 (-1.7%) 0.00 88
    2019-06-01 $161,500 (7.0%) $189,277 (2.3%) 0.00 88
    2019-07-01 $156,475 (6.1%) $201,852 (11.7%) 0.00 78
    2019-08-01 $153,191 (2.5%) $202,514 (12.4%) 0.00 76
    2019-09-01 $150,552 (-2.9%) $197,785 (5.6%) 0.00 76
    2019-10-01 $154,043 (1.7%) $195,628 (7.1%) 0.00 74
    2019-11-01 $168,250 (16.1%) $198,257 (7.2%) 0.00 70
    2019-12-01 $169,220 (22.2%) $209,862 (19.0%) 0.00 66
    2020-01-01 $174,000 (26.2%) $221,855 (24.9%) 0.00 63
    2020-02-01 $169,250 (21.4%) $215,521 (14.4%) 0.00 61
    2020-03-01 $179,025 (27.9%) $217,071 (15.9%) 0.00 59
    2020-04-01 $184,900 (32.2%) $212,856 (16.0%) 0.00 58
    2020-05-01 $180,150 (15.7%) $209,350 (14.6%) 0.00 61
    2020-06-01 $173,750 (7.6%) $216,172 (14.2%) 0.00 49
    2020-07-01 $175,750 (12.3%) $218,851 (8.4%) 0.00 50
    2020-08-01 $174,100 (13.7%) $209,659 (3.5%) 0.00 59
    2020-09-01 $172,614 (14.7%) $201,776 (2.0%) 0.00 56
    2020-10-01 $173,000 (12.3%) $200,102 (2.3%) 0.00 56
    2020-11-01 $175,250 (4.2%) $207,690 (4.8%) 0.00 63
    2020-12-01 $189,900 (12.2%) $219,378 (4.5%) 0.00 62
    2021-01-01 $177,950 (2.3%) $207,166 (-6.6%) 0.00 51
    2021-02-01 $189,950 (12.2%) $221,687 (2.9%) 0.00 44
    2021-03-01 $188,088 (5.1%) $225,637 (4.0%) 0.00 43
    2021-04-01 $195,650 (5.8%) $235,534 (10.7%) 0.00 39
    2021-05-01 $226,200 (25.6%) $266,856 (27.5%) 0.00 43
    2021-06-01 $199,000 (14.5%) $249,449 (15.4%) 0.00 40
    2021-07-01 $194,450 (10.6%) $241,501 (10.4%) 0.00 50
    2021-08-01 $198,500 (14.0%) $245,109 (16.9%) 0.00 58
    2021-09-01 $184,750 (7.0%) $221,283 (9.7%) 0.00 53
    2021-10-01 $189,000 (9.3%) $223,675 (11.8%) 0.00 55
    2021-11-01 $192,000 (9.6%) $239,476 (15.3%) 0.00 61
    2021-12-01 $205,000 (8.0%) $238,839 (8.9%) 0.00 62
    2022-01-01 $219,500 (23.4%) $255,872 (23.5%) 0.00 59
    2022-02-01 $216,075 (13.8%) $263,544 (18.9%) 0.00 53
    2022-03-01 $215,000 (14.3%) $255,184 (13.1%) 0.00 54
    2022-04-01 $225,000 (15.0%) $295,996 (25.7%) 0.00 19
    2022-05-01 $186,428 (-17.6%) $311,610 (16.8%) 0.00 19
    2022-06-01 $218,725 (9.9%) $322,263 (29.2%) 0.00 23
    2022-07-01 $280,000 (44.0%) $329,139 (36.3%) 0.00 29
    2022-08-01 $285,725 (43.9%) $348,461 (42.2%) 0.00 23
    2022-09-01 $229,625 (24.3%) $334,226 (51.0%) 0.00 20
    2022-10-01 $217,200 (14.9%) $348,364 (55.8%) 0.00 21
    2022-11-01 $234,547 (22.2%) $321,043 (34.1%) 0.00 22
    2022-12-01 $176,500 (-13.9%) $259,512 (8.7%) 0.00 21
    2023-01-01 $194,675 (-11.3%) $264,952 (3.6%) 0.00 19
    2023-02-01 $235,875 (9.2%) $280,056 (6.3%) 0.00 18
    2023-03-01 $212,375 (-1.2%) $287,976 (12.9%) 0.00 20
    2023-04-01 $252,500 (12.2%) $303,627 (2.6%) 0.00 20
    2023-05-01 $240,000 (28.7%) $261,756 (-16.0%) 0.00 22
    2023-06-01 $256,500 (17.3%) $342,772 (6.4%) 0.00 21
    2023-07-01 $265,700 (-5.1%) $350,674 (6.5%) 0.00 24
    2023-08-01 $241,750 (-15.4%) $317,805 (-8.8%) 0.00 37
    2023-09-01 $237,500 (3.4%) $553,451 (65.6%) 0.00 42
    2023-10-01 $284,225 (30.9%) $334,231 (-4.1%) 0.00 36
    2023-11-01 $289,000 (23.2%) $330,579 (3.0%) 0.00 36
    2023-12-01 $220,000 (24.7%) $310,031 (19.5%) 0.00 34
    2024-01-01 $202,700 (4.1%) $323,943 (22.3%) 0.00 32
    2024-02-01 $212,528 (-9.9%) $323,811 (15.6%) 0.00 28
    2024-03-01 $208,038 (-2.0%) $330,792 (14.9%) 0.00 26
    2024-04-01 $234,000 (-7.3%) $322,343 (6.2%) 0.00 24
    2024-05-01 $253,500 (5.6%) $323,925 (23.8%) 0.00 26
    2024-06-01 $264,300 (3.0%) $290,797 (-15.2%) 0.00 34
    2024-07-01 $315,350 (18.7%) $344,573 (-1.7%) 0.00 38
    2024-08-01 $312,400 (29.2%) $328,843 (3.5%) 0.00 44
    2024-09-01 $306,150 (28.9%) $313,540 (-43.4%) 0.00 44
    2024-10-01 $271,700 (-4.4%) $293,926 (-12.1%) 0.00 47
    2024-11-01 $259,500 (-10.2%) $288,887 (-12.6%) 0.00 47
    2024-12-01 $250,000 (13.6%) $292,807 (-5.6%) 0.00 48
    2025-01-01 $250,000 (23.3%) $297,104 (-8.3%) 0.00 44
    2025-02-01 $267,175 (25.7%) $328,505 (1.5%) 0.00 43
    Gallup's median listing price for 2025-02-01 was $267,175, a difference of $54,647 (25.7%) versus the prior year and $17,175 versus the prior month.

    Gallup's median listing price comes in at 0% of the national average.

    Gallup's average listing price for 2025-02-01 was $328,505, a difference of $4,694 (1.5%) versus the prior year and $31,401 versus the prior month.

    For the 2025-02-01 period, Gallup had 43 MLS listings, a difference of -1 listings (-2%) versus the prior month and 15 listings (54%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Gallup (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,761 sqft
    2018-02-01 0 days 1,603 sqft
    2018-03-01 0 days 1,596 sqft
    2018-04-01 0 days 1,617 sqft
    2018-05-01 0 days 1,619 sqft
    2018-06-01 0 days 1,608 sqft
    2018-07-01 0 days 1,622 sqft
    2018-08-01 0 days 1,607 sqft
    2018-09-01 0 days 1,650 sqft
    2018-10-01 0 days 1,624 sqft
    2018-11-01 0 days 1,597 sqft
    2018-12-01 0 days 1,572 sqft
    2019-01-01 0 days 1,572 sqft
    2019-02-01 0 days 1,572 sqft
    2019-03-01 0 days 1,540 sqft
    2019-04-01 0 days 1,569 sqft
    2019-05-01 0 days 1,584 sqft
    2019-06-01 0 days 1,589 sqft
    2019-07-01 0 days 1,624 sqft
    2019-08-01 0 days 1,599 sqft
    2019-09-01 0 days 1,593 sqft
    2019-10-01 0 days 1,599 sqft
    2019-11-01 0 days 1,661 sqft
    2019-12-01 0 days 1,737 sqft
    2020-01-01 0 days 1,765 sqft
    2020-02-01 0 days 1,621 sqft
    2020-03-01 0 days 1,698 sqft
    2020-04-01 0 days 1,878 sqft
    2020-05-01 0 days 1,890 sqft
    2020-06-01 0 days 1,893 sqft
    2020-07-01 0 days 1,902 sqft
    2020-08-01 0 days 1,792 sqft
    2020-09-01 0 days 1,652 sqft
    2020-10-01 0 days 1,651 sqft
    2020-11-01 0 days 1,847 sqft
    2020-12-01 0 days 1,929 sqft
    2021-01-01 0 days 1,893 sqft
    2021-02-01 0 days 1,821 sqft
    2021-03-01 0 days 1,804 sqft
    2021-04-01 0 days 1,751 sqft
    2021-05-01 0 days 1,772 sqft
    2021-06-01 0 days 1,749 sqft
    2021-07-01 0 days 1,735 sqft
    2021-08-01 0 days 1,728 sqft
    2021-09-01 0 days 1,649 sqft
    2021-10-01 0 days 1,775 sqft
    2021-11-01 0 days 1,694 sqft
    2021-12-01 0 days 1,712 sqft
    2022-01-01 0 days 1,792 sqft
    2022-02-01 0 days 1,788 sqft
    2022-03-01 0 days 1,792 sqft
    2022-04-01 0 days 1,812 sqft
    2022-05-01 0 days 1,746 sqft
    2022-06-01 0 days 1,982 sqft
    2022-07-01 0 days 2,010 sqft
    2022-08-01 0 days 1,813 sqft
    2022-09-01 0 days 1,615 sqft
    2022-10-01 0 days 1,614 sqft
    2022-11-01 0 days 1,615 sqft
    2022-12-01 0 days 1,581 sqft
    2023-01-01 0 days 1,570 sqft
    2023-02-01 0 days 1,618 sqft
    2023-03-01 0 days 1,689 sqft
    2023-04-01 0 days 1,732 sqft
    2023-05-01 0 days 1,762 sqft
    2023-06-01 0 days 2,000 sqft
    2023-07-01 0 days 1,732 sqft
    2023-08-01 0 days 1,664 sqft
    2023-09-01 0 days 1,581 sqft
    2023-10-01 0 days 1,573 sqft
    2023-11-01 0 days 1,590 sqft
    2023-12-01 0 days 1,527 sqft
    2024-01-01 0 days 1,617 sqft
    2024-02-01 0 days 1,723 sqft
    2024-03-01 0 days 1,566 sqft
    2024-04-01 0 days 1,584 sqft
    2024-05-01 0 days 1,590 sqft
    2024-06-01 0 days 1,782 sqft
    2024-07-01 0 days 2,080 sqft
    2024-08-01 0 days 2,075 sqft
    2024-09-01 0 days 2,108 sqft
    2024-10-01 0 days 1,867 sqft
    2024-11-01 0 days 1,800 sqft
    2024-12-01 0 days 1,778 sqft
    2025-01-01 0 days 1,941 sqft
    2025-02-01 0 days 2,060 sqft
    Gallup's median listing age (time on market) for 2025-02-01 was 0 days.

    Gallup's median square footage for active listings during the 2025-02-01 period was 2,060 sqft. One year prior, the average listing was 1,723 sqft.

    Gallup, NM Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 145 $25,825,000 $178,103
    Cash Out Refi 28 $4,530,000 $161,786
    Home Improvement 12 $940,000 $78,333
    Other 9 $575,000 $63,889
    Refi 8 $1,340,000 $167,500

    Gallup's most frequently cited loan purpose was Home Purchase, with 145 originations. The 2nd most popular reason was Cash Out Refi, with 28 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 69 $13,205,000 $191,377
    Over 8% 52 $4,090,000 $78,654
    7-8% 50 $9,580,000 $191,600
    5-6% 30 $6,160,000 $205,333
    4-5% 1 $175,000 $175,000

    During 2023, Gallup's most frequently originated rate bucket was 6-7%, with 69 originations.

    Loan Sizing (Gallup, NM MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 84 $12,330,000 $146,786
    $200k-400k 59 $16,165,000 $273,983
    $100,000 or less 55 $2,835,000 $51,545
    $400k-600k 4 $1,880,000 $470,000

    Gallup's loan sizing saw the bucket of loans from $100k-200k with 84 originations, totaling $12,330,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 114 $23,110,000 $202,719
    60-80% 32 $5,660,000 $176,875
    Under 20% 20 $400,000 $20,000
    20-40% 17 $1,325,000 $77,941
    40-60% 12 $1,130,000 $94,167
    Over 100% 7 $1,585,000 $226,429

    Gallup's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 114 originations, totaling $23,110,000 in origination value.