Gallup Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Gallup averaged 6.99% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.02% and one month ago for the week of 2023-02-09, the average rate was 6.31%.

    Gallup's average rate one year ago was 4.14%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.67%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Gallup 30 Year Fixed Rate 2023-03-16 6.99%
    Gallup 30 Year Fixed Rate Refi 2023-03-16 6.67%
    Gallup 15 Year Fixed Rate 2023-03-16 6.36%
    Gallup 15 Year Fixed Rate Refi 2023-03-16 6.44%
    Gallup 30 Year FHA 2023-03-16 6.5%
    Gallup 30 Year FHA Refi 2023-03-16 6.53%
    Gallup 30 Year USDA 2023-03-16 6.67%
    Gallup 30 Year USDA Refi 2023-03-16 3%
    Gallup 30 Year VA 2023-03-16 6.49%
    Gallup 30 Year VA Refi 2023-03-16 6.07%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Gallup, NM.

    Gallup Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Gallup, NM market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    QUICKEN LOANS, LLC 19 3.02% $6,278
    CALIBER HOME LOANS, INC. 9 3.40% $3,483
    Bank of Colorado 8 3.13% $4,204
    CALCON MUTUAL MORTGAGE LLC 7 3.11% $3,870
    LOANDEPOT.COM, LLC 7 3.12% $5,464
    Waterstone Mortgage Corporation 6 3.33% $3,893
    U.S. Bank 5 3.10% $2,965
    BOKF 5 3.35% $3,803
    Wells Fargo Bank 5 3.13% $3,595
    PRIMARY RESIDENTIAL MORTGAGE, INC. 5 3.40% $3,829
    Bank of America 3 2.92% $3,995
    Ally Bank 3 3.13% $6,011
    Mr. Cooper ( Nationstar Mortgage ) 3 3.33% $7,231
    BROKER SOLUTIONS, INC. 3 3.38% $4,542
    UNITED WHOLESALE MORTGAGE, LLC 3 3.17% $4,905
    CANOPY MORTGAGE, LLC 3 2.67% $7,315
    GUARANTEED RATE, INC. 2 2.99% $2,843
    FINANCE OF AMERICA MORTGAGE LLC 2 3.56% $4,070
    AMERISAVE MORTGAGE CORPORATION 2 3.25% $6,720
    CHURCHILL MORTGAGE CORPORATION 2 3.50% $4,742
    Mortgage Research Center, LLC 1 3.38% $4,456
    PNC Bank 1 2.75% $3,777
    STEARNS LENDING, LLC 1 2.99% $2,821
    Strong Home Mortgage, LLC 1 3.25% $2,700
    UNIVERSAL LENDING CORPORATION 1 2.88% $2,735
    USAA Federal Savings Bank 1 3.38% $2,944
    WESCOM CENTRAL CREDIT UNION 1 3.13% $3,228
    ACADEMY MORTGAGE CORPORATION 1 3.38% $5,361
    ZILLOW HOME LOANS, LLC 1 2.88% $4,915
    ALLIANT CREDIT UNION 1 2.50% $6,771
    AMERICAN FIRST 1 3.25% $4,278
    AMERICAN INTERNET MORTGAGE, INC. 1 3.50% $3,621
    BELEM SERVICING LLC 1 3.25% $4,607
    Carrington Mortgage Services, LLC 1 2.75% $4,433
    CENTENNIAL LENDING, LLC 1 2.75% $3,644
    Commerce Home Mortgage, Inc. 1 4.38% $4,865
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 2.88% $3,744
    First Horizon Bank 1 3.00% $3,520
    FREEDOM MORTGAGE CORPORATION 1 3.25% $1,261
    Gateway First Bank 1 3.13% $2,006
    Heritage Bank 1 3.88% $6,655
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.50% $3,317
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.25% $5,005
    HOME POINT FINANCIAL CORPORATION 1 2.99% $3,461
    HOMESTEAD FUNDING CORP. 1 2.63% $4,199
    IMPAC MORTGAGE CORP. 1 2.88% $0
    JPMorgan Chase Bank 1 2.88% $720
    LEGACY MORTGAGE LLC 1 3.00% $4,118

    Gallup Average Closing Costs & Other Stats

    Gallup, NM's 48 lenders originated 479 loans during 2021. The total origination value was $77,945,000, with an average loan value of $162,724.

    Gallup's average closing costs are $4,913.

    The top Gallup lender as defined by loan originations is QUICKEN LOANS, LLC, with 19 loans originated. Their average total fees are $6,278, which is $2,795 higher than the next largest lender, CALIBER HOME LOANS, INC..

    The lowest fee Gallup lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($6,278), .

    The lowest rate Gallup lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (3.02%), .

    Gallup, NM Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    QUICKEN LOANS, LLC $7,525,000 $9,290,000 23.5% 11.9%
    Bank of Colorado $4,635,000 $5,355,000 15.5% 6.9%
    CALIBER HOME LOANS, INC. $4,385,000 $5,075,000 15.7% 6.5%
    Mortgage Research Center, LLC $2,885,000 $4,270,000 48.0% 5.5%
    CALCON MUTUAL MORTGAGE LLC $2,725,000 $4,035,000 48.1% 5.2%
    Waterstone Mortgage Corporation $1,915,000 $3,515,000 83.6% 4.5%
    FREEDOM MORTGAGE CORPORATION $1,330,000 $2,985,000 124.4% 3.8%
    MID AMERICA MORTGAGE, INC. $1,375,000 $2,550,000 85.5% 3.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,715,000 $2,495,000 -8.1% 3.2%
    LOANDEPOT.COM, LLC $1,300,000 $2,455,000 88.8% 3.1%
    21ST MORTGAGE CORPORATION $1,530,000 $2,105,000 37.6% 2.7%
    U.S. Bank $1,790,000 $2,030,000 13.4% 2.6%
    Wells Fargo Bank $830,000 $2,010,000 142.2% 2.6%
    BOKF $4,055,000 $1,695,000 -58.2% 2.2%
    BROKER SOLUTIONS, INC. $510,000 $1,670,000 227.5% 2.1%
    Mr. Cooper ( Nationstar Mortgage ) $1,055,000 $1,445,000 37.0% 1.9%
    NEWREZ LLC $355,000 $1,285,000 262.0% 1.6%
    UNITED WHOLESALE MORTGAGE, LLC $1,135,000 n/a 1.5%
    Ally Bank $255,000 $1,130,000 343.1% 1.4%
    AMERISAVE MORTGAGE CORPORATION $840,000 $1,040,000 23.8% 1.3%
    Bank of America $1,205,000 $1,030,000 -14.5% 1.3%
    USAA Federal Savings Bank $1,315,000 $940,000 -28.5% 1.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $855,000 n/a 1.1%
    CHURCHILL MORTGAGE CORPORATION $735,000 n/a 0.9%
    LAKEVIEW LOAN SERVICING, LLC $330,000 $735,000 122.7% 0.9%
    ACADEMY MORTGAGE CORPORATION $275,000 $690,000 150.9% 0.9%
    Chickasaw Community Bank $155,000 $645,000 316.1% 0.8%
    FINANCE OF AMERICA MORTGAGE LLC $840,000 $630,000 -25.0% 0.8%
    PENNYMAC LOAN SERVICES, LLC $950,000 $630,000 -33.7% 0.8%
    NEW DAY FINANCIAL, LLC $870,000 $595,000 -31.6% 0.8%
    GUARANTEED RATE, INC. $525,000 n/a 0.7%
    Gateway First Bank $270,000 $500,000 85.2% 0.6%
    CMG MORTGAGE, INC. $550,000 $490,000 -10.9% 0.6%
    CANOPY MORTGAGE, LLC $205,000 $485,000 136.6% 0.6%
    NUSENDA $125,000 $460,000 268.0% 0.6%
    First Home Bank $425,000 n/a 0.5%
    ZILLOW HOME LOANS, LLC $405,000 n/a 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $385,000 n/a 0.5%
    Washington Federal Bank $1,400,000 $375,000 -73.2% 0.5%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $450,000 $370,000 -17.8% 0.5%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $185,000 $370,000 100.0% 0.5%
    JPMorgan Chase Bank $630,000 $370,000 -41.3% 0.5%
    Peoples Bank $365,000 n/a 0.5%
    STEARNS LENDING, LLC $360,000 n/a 0.5%
    HOMESTEAD FUNDING CORP. $355,000 n/a 0.5%
    ALLIANT CREDIT UNION $345,000 n/a 0.4%
    Carrington Mortgage Services, LLC $105,000 $335,000 219.0% 0.4%
    PNC Bank $330,000 n/a 0.4%
    Barrington Bank & Trust Company, N.A. $490,000 $300,000 -38.8% 0.4%
    SOUTHWEST STAGE FUNDING, LLC $295,000 n/a 0.4%
    BELEM SERVICING LLC $285,000 n/a 0.4%
    Heritage Bank $285,000 n/a 0.4%
    BAY EQUITY LLC $275,000 n/a 0.4%
    VILLAGE CAPITAL & INVESTMENT LLC $105,000 $270,000 157.1% 0.3%
    IMPAC MORTGAGE CORP. $265,000 n/a 0.3%
    Strong Home Mortgage, LLC $265,000 n/a 0.3%
    TOP FLITE FINANCIAL, INC. $265,000 n/a 0.3%
    First Horizon Bank $235,000 n/a 0.3%
    AMERICAN ADVISORS GROUP $220,000 n/a 0.3%
    HOME POINT FINANCIAL CORPORATION $215,000 n/a 0.3%
    Flagstar Bank, FSB $295,000 $210,000 -28.8% 0.3%
    LOANPAL, LLC $175,000 n/a 0.2%
    Nations Lending Corporation $75,000 $165,000 120.0% 0.2%
    Equity Prime Mortgage LLC $155,000 n/a 0.2%
    Zions Bancorporation, N.A. $155,000 n/a 0.2%
    AMERICAN FIRST $145,000 n/a 0.2%
    NETWORK CAPITAL FUNDING CORPORATION $145,000 n/a 0.2%
    United Nations Federal Credit Union $145,000 n/a 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $195,000 $135,000 -30.8% 0.2%
    Commerce Home Mortgage, Inc. $275,000 $135,000 -50.9% 0.2%
    INTERCAP LENDING INC. $135,000 n/a 0.2%
    WESCOM CENTRAL CREDIT UNION $135,000 n/a 0.2%
    Plains Commerce Bank $125,000 n/a 0.2%
    AMERICAN INTERNET MORTGAGE, INC. $115,000 n/a 0.1%
    Kirtland Federal Credit Union $95,000 n/a 0.1%
    CENTENNIAL LENDING, LLC $75,000 n/a 0.1%
    LEGACY MORTGAGE LLC $330,000 $75,000 -77.3% 0.1%
    OCEANSIDE MORTGAGE COMPANY $75,000 $75,000 0.0% 0.1%
    UNIVERSAL LENDING CORPORATION $45,000 n/a 0.1%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

    Gallup's top lender by overall market share is QUICKEN LOANS, LLC, with 11.9% market share. In second place, with 6.9%, is Bank of Colorado, having originated $5,355,000 in loans. In third place, with 6.5%, is CALIBER HOME LOANS, INC., having originated $5,075,000 in loans. In fourth place, with 5.5%, is Mortgage Research Center, LLC, having originated $4,270,000 in loans. In fifth place, with 5.2%, is CALCON MUTUAL MORTGAGE LLC, having originated $4,035,000 in loans.

    Gallup Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Gallup (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $158,500 (10.1%) $172,906 (4.7%) 0.00 73
    2018-02-01 $149,000 (3.8%) $160,873 (-2.1%) 0.00 74
    2018-03-01 $140,000 (-5.1%) $164,889 (-2.5%) 0.00 76
    2018-04-01 $147,975 (-7.5%) $172,386 (-6.3%) 0.00 79
    2018-05-01 $147,000 (-10.1%) $178,602 (-5.0%) 0.00 92
    2018-06-01 $149,950 (-9.9%) $179,064 (-6.0%) 0.00 94
    2018-07-01 $145,000 (-12.1%) $175,457 (-5.1%) 0.00 95
    2018-08-01 $145,000 (-7.0%) $173,453 (-1.6%) 0.00 92
    2018-09-01 $152,000 (1.4%) $181,639 (5.8%) 0.00 97
    2018-10-01 $146,950 (-2.0%) $174,415 (5.2%) 0.00 94
    2018-11-01 $138,500 (-10.1%) $168,457 (-0.9%) 0.00 83
    2018-12-01 $137,800 (-12.2%) $158,847 (-7.5%) 0.00 79
    2019-01-01 $135,000 (-14.8%) $157,910 (-8.7%) 0.00 70
    2019-02-01 $135,000 (-9.4%) $168,117 (4.5%) 0.00 68
    2019-03-01 $135,000 (-3.6%) $167,512 (1.6%) 0.00 74
    2019-04-01 $135,000 (-8.8%) $166,617 (-3.4%) 0.00 77
    2019-05-01 $139,475 (-5.1%) $165,528 (-7.3%) 0.00 85
    2019-06-01 $139,900 (-6.7%) $173,872 (-2.9%) 0.00 86
    2019-07-01 $146,675 (1.2%) $183,576 (4.6%) 0.00 77
    2019-08-01 $143,473 (-1.1%) $185,465 (6.9%) 0.00 76
    2019-09-01 $144,332 (-5.0%) $182,149 (0.3%) 0.00 76
    2019-10-01 $146,000 (-0.7%) $180,642 (3.6%) 0.00 75
    2019-11-01 $165,000 (19.1%) $185,679 (10.2%) 0.00 70
    2019-12-01 $166,875 (21.1%) $197,524 (24.4%) 0.00 66
    2020-01-01 $171,500 (27.0%) $209,767 (32.8%) 0.00 62
    2020-02-01 $162,000 (20.0%) $202,658 (20.6%) 0.00 60
    2020-03-01 $171,500 (27.0%) $204,107 (21.9%) 0.00 58
    2020-04-01 $181,230 (34.2%) $200,319 (20.2%) 0.00 56
    2020-05-01 $175,000 (25.5%) $193,301 (16.8%) 0.00 57
    2020-06-01 $156,000 (11.5%) $197,796 (13.8%) 0.00 46
    2020-07-01 $156,500 (6.7%) $202,668 (10.4%) 0.00 46
    2020-08-01 $169,550 (18.2%) $193,005 (4.1%) 0.00 55
    2020-09-01 $156,750 (8.6%) $187,898 (3.2%) 0.00 53
    2020-10-01 $172,500 (18.2%) $200,763 (11.1%) 0.00 54
    2020-11-01 $173,875 (5.4%) $208,213 (12.1%) 0.00 61
    2020-12-01 $187,175 (12.2%) $219,815 (11.3%) 0.00 61
    2021-01-01 $176,000 (2.6%) $207,486 (-1.1%) 0.00 50
    2021-02-01 $189,213 (16.8%) $222,393 (9.7%) 0.00 43
    2021-03-01 $186,275 (8.6%) $226,424 (10.9%) 0.00 42
    2021-04-01 $195,363 (7.8%) $235,534 (17.6%) 0.00 39
    2021-05-01 $226,200 (29.3%) $268,608 (39.0%) 0.00 42
    2021-06-01 $199,000 (27.6%) $245,780 (24.3%) 0.00 40
    2021-07-01 $194,000 (24.0%) $236,837 (16.9%) 0.00 49
    2021-08-01 $196,000 (15.6%) $239,941 (24.3%) 0.00 57
    2021-09-01 $179,000 (14.2%) $212,778 (13.2%) 0.00 52
    2021-10-01 $175,500 (1.7%) $214,333 (6.8%) 0.00 54
    2021-11-01 $185,500 (6.7%) $235,359 (13.0%) 0.00 59
    2021-12-01 $200,000 (6.9%) $237,730 (8.2%) 0.00 61
    2022-01-01 $212,400 (20.7%) $250,721 (20.8%) 0.00 58
    2022-02-01 $214,700 (13.5%) $259,126 (16.5%) 0.00 52
    2022-03-01 $216,225 (16.1%) $254,721 (12.5%) 0.00 52
    2022-04-01 $217,450 (11.3%) $284,352 (20.7%) 0.00 16
    2022-05-01 $183,701 (-18.8%) $258,425 (-3.8%) 0.00 17
    2022-06-01 $201,675 (1.3%) $275,021 (11.9%) 0.00 21
    2022-07-01 $269,000 (38.7%) $285,090 (20.4%) 0.00 26
    2022-08-01 $275,420 (40.5%) $304,025 (26.7%) 0.00 20
    2022-09-01 $218,975 (22.3%) $282,568 (32.8%) 0.00 17
    2022-10-01 $189,900 (8.2%) $298,210 (39.1%) 0.00 18
    2022-11-01 $204,700 (10.4%) $258,982 (10.0%) 0.00 18
    2022-12-01 $167,400 (-16.3%) $201,286 (-15.3%) 0.00 19
    2023-01-01 $177,675 (-16.4%) $198,550 (-20.8%) 0.00 17
    2023-02-01 $216,250 (0.7%) $210,284 (-18.9%) 0.00 16
    Gallup's median listing price for 2023-02-01 was $216,250, a difference of $1,550 (0.7%) versus the prior year and $38,575 versus the prior month.

    Gallup's median listing price comes in at 0% of the national average.

    Gallup's average listing price for 2023-02-01 was $210,284, a difference of $-48,842 (-18.9%) versus the prior year and $11,734 versus the prior month.

    For the 2023-02-01 period, Gallup had 16 MLS listings, a difference of -1 listings (-6%) versus the prior month and -36 listings (-69%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Gallup (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,752 sqft
    2018-02-01 0 days 1,603 sqft
    2018-03-01 0 days 1,609 sqft
    2018-04-01 0 days 1,620 sqft
    2018-05-01 0 days 1,611 sqft
    2018-06-01 0 days 1,609 sqft
    2018-07-01 0 days 1,616 sqft
    2018-08-01 0 days 1,608 sqft
    2018-09-01 0 days 1,630 sqft
    2018-10-01 0 days 1,612 sqft
    2018-11-01 0 days 1,560 sqft
    2018-12-01 0 days 1,534 sqft
    2019-01-01 0 days 1,521 sqft
    2019-02-01 0 days 1,524 sqft
    2019-03-01 0 days 1,518 sqft
    2019-04-01 0 days 1,530 sqft
    2019-05-01 0 days 1,528 sqft
    2019-06-01 0 days 1,521 sqft
    2019-07-01 0 days 1,565 sqft
    2019-08-01 0 days 1,541 sqft
    2019-09-01 0 days 1,521 sqft
    2019-10-01 0 days 1,553 sqft
    2019-11-01 0 days 1,610 sqft
    2019-12-01 0 days 1,637 sqft
    2020-01-01 0 days 1,718 sqft
    2020-02-01 0 days 1,611 sqft
    2020-03-01 0 days 1,629 sqft
    2020-04-01 0 days 1,811 sqft
    2020-05-01 0 days 1,805 sqft
    2020-06-01 0 days 1,805 sqft
    2020-07-01 0 days 1,817 sqft
    2020-08-01 0 days 1,652 sqft
    2020-09-01 0 days 1,645 sqft
    2020-10-01 0 days 1,651 sqft
    2020-11-01 0 days 1,847 sqft
    2020-12-01 0 days 1,903 sqft
    2021-01-01 0 days 1,884 sqft
    2021-02-01 0 days 1,815 sqft
    2021-03-01 0 days 1,796 sqft
    2021-04-01 0 days 1,726 sqft
    2021-05-01 0 days 1,772 sqft
    2021-06-01 0 days 1,749 sqft
    2021-07-01 0 days 1,728 sqft
    2021-08-01 0 days 1,723 sqft
    2021-09-01 0 days 1,626 sqft
    2021-10-01 0 days 1,744 sqft
    2021-11-01 0 days 1,693 sqft
    2021-12-01 0 days 1,704 sqft
    2022-01-01 0 days 1,792 sqft
    2022-02-01 0 days 1,786 sqft
    2022-03-01 0 days 1,792 sqft
    2022-04-01 0 days 1,786 sqft
    2022-05-01 0 days 1,693 sqft
    2022-06-01 0 days 1,910 sqft
    2022-07-01 0 days 2,010 sqft
    2022-08-01 0 days 1,800 sqft
    2022-09-01 0 days 1,605 sqft
    2022-10-01 0 days 1,578 sqft
    2022-11-01 0 days 1,570 sqft
    2022-12-01 0 days 1,580 sqft
    2023-01-01 0 days 1,570 sqft
    2023-02-01 0 days 1,618 sqft
    Gallup's median listing age (time on market) for 2023-02-01 was 0 days.

    Gallup's median square footage for active listings during the 2023-02-01 period was 1,618 sqft. One year prior, the average listing was 1,786 sqft.

    Gallup, NM Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 240 $41,020,000 $170,917
    Refi 172 $26,900,000 $156,395
    Cash Out Refi 58 $9,550,000 $164,655
    Other 5 $195,000 $39,000
    Home Improvement 4 $280,000 $70,000

    Gallup's most frequently cited loan purpose was Home Purchase, with 240 originations. The 2nd most popular reason was Refi, with 172 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 175 $31,125,000 $177,857
    3-4% 155 $25,645,000 $165,452
    <2.5% 79 $14,035,000 $177,658
    Over 8% 31 $2,455,000 $79,194
    4-5% 14 $2,250,000 $160,714
    7-8% 12 $1,090,000 $90,833
    6-7% 9 $885,000 $98,333
    5-6% 4 $460,000 $115,000

    During 2021, Gallup's most frequently originated rate bucket was 2.5-3%, with 175 originations.

    Loan Sizing (Gallup, NM MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 251 $36,585,000 $145,757
    $200k-400k 123 $32,995,000 $268,252
    $100,000 or less 101 $6,685,000 $66,188
    $400k-600k 4 $1,680,000 $420,000

    Gallup's loan sizing saw the bucket of loans from $100k-200k with 251 originations, totaling $36,585,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 239 $43,225,000 $180,858
    60-80% 137 $21,765,000 $158,869
    40-60% 47 $5,935,000 $126,277
    20-40% 14 $1,150,000 $82,143
    Under 20% 11 $175,000 $15,909
    Over 100% 4 $820,000 $205,000

    Gallup's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 239 originations, totaling $43,225,000 in origination value.