Guaranteed Rate Affinity Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 54930001NSTOD85LT125

Tax ID: 81-5294275

5 stars - out of 5 stars, based on 199 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Guaranteed Rate Affinity is a large mortgage company specializing in Home Purchase and Refi loans. Guaranteed Rate Affinity has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, New York, Chicago, Boston, and Los Angeles among others. We have data for 483 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Guaranteed Rate Affinity has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranteed Rate Affinity is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.47% 10/3/22
    30 Year Conventional Refi 6.43% 10/3/22
    30 Year Cash-out Refi 6.60% 10/3/22
    30 Year FHA Purchase 7.37% 10/3/22
    30 Year FHA Refi 7.07% 10/3/22
    30 Year VA Purchase 6.11% 10/3/22
    30 Year VA Refi 5.89% 10/3/22
    30 Year USDA Purchase 6.84% 10/3/22
    30 Year USDA Refi 6.84% 10/3/22
    15 Year Conventional Purchase 6.11% 10/3/22
    15 Year Conventional Refi 6.12% 10/3/22
    15 Year Cash-out Refi 6.12% 10/3/22
    15 Year FHA Purchase 7.84% 10/3/22
    15 Year FHA Refi 6.65% 10/3/22
    15 Year VA Purchase 6.30% 10/3/22
    15 Year VA Refi 6.11% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    39,616

    Origination Dollar Volume (All Markets)

    $15,402,190,000
    Show all (67) awards

    Relative Rate

    Guaranteed Rate Affinity 's average 30 year fixed mortgage rate was 3%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.15%.

    Relative Fees (Closing Costs)

    Guaranteed Rate Affinity 's average total fees/closing costs for a 30 year fixed rate mortgage were $5,083.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2,032 $1,614,770,000 $794,670 $5,416 2.93%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3,078 $1,555,320,000 $505,302 $5,661 2.90%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,854 $843,830,000 $295,666 $4,697 2.92%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1,653 $789,885,000 $477,849 $4,155 2.90%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,096 $748,630,000 $683,057 $5,917 2.96%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2,587 $725,945,000 $280,613 $4,161 2.86%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 811 $657,355,000 $810,549 $5,317 2.92%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,030 $521,710,000 $506,515 $5,655 2.78%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,266 $440,490,000 $347,938 $4,702 2.86%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 951 $430,745,000 $452,939 $4,147 2.94%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 881 $402,775,000 $457,179 $5,554 3.02%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,071 $323,655,000 $302,199 $5,077 2.92%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 695 $299,585,000 $431,058 $4,704 2.96%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 472 $280,280,000 $593,814 $5,668 2.89%
    PITTSBURGH, PA (FHA|USDA|VA) 1,191 $266,185,000 $223,497 $5,189 2.94%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1,076 $260,310,000 $241,924 $3,589 2.98%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 705 $226,955,000 $321,922 $5,068 2.97%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 731 $218,825,000 $299,350 $5,377 3.08%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 692 $213,800,000 $308,960 $5,225 2.97%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 605 $206,885,000 $341,959 $4,505 3.02%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 552 $199,840,000 $362,029 $5,463 2.97%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 669 $193,925,000 $289,873 $5,208 2.99%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 658 $188,770,000 $286,884 $5,090 2.98%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 432 $179,620,000 $415,787 $6,703 2.95%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 591 $162,135,000 $274,340 $5,227 3.07%
    COLUMBIA, SC (FHA|USDA|VA) 685 $160,355,000 $234,095 $4,522 2.97%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 523 $154,105,000 $294,656 $4,700 3.02%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 242 $119,370,000 $493,264 $5,349 3.01%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 382 $118,900,000 $311,257 $5,292 2.91%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 500 $118,040,000 $236,080 $3,943 3.01%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 469 $117,845,000 $251,269 $4,563 2.96%
    BOULDER, CO (FHA|USDA|VA) 200 $97,570,000 $487,850 $3,834 2.96%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 229 $95,705,000 $417,926 $5,488 3.00%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 286 $93,650,000 $327,448 $3,904 2.98%
    TUCSON, AZ (FHA|USDA|VA) 355 $93,265,000 $262,718 $4,286 2.91%
    Outside of Metro Areas 335 $91,165,000 $272,134 $4,556 2.94%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 261 $88,815,000 $340,287 $5,040 2.91%
    COLUMBUS, OH (FHA|USDA|VA) 332 $87,710,000 $264,187 $4,174 3.06%
    PROVO-OREM, UT (FHA|USDA|VA) 231 $77,735,000 $336,515 $4,218 3.11%
    SALINAS, CA (FHA|USDA|VA) 136 $76,300,000 $561,029 $5,086 2.93%
    WORCESTER, MA-CT (FHA|USDA|VA) 223 $70,605,000 $316,614 $4,283 2.93%
    SALISBURY, MD-DE (FHA|USDA|VA) 236 $62,500,000 $264,831 $4,994 2.97%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 103 $61,105,000 $593,252 $5,940 2.85%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 137 $51,235,000 $373,978 $5,659 2.96%
    SALT LAKE CITY, UT (FHA|USDA|VA) 142 $50,720,000 $357,183 $3,871 3.02%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 70 $47,350,000 $676,429 $5,036 2.89%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 169 $46,735,000 $276,538 $4,879 2.94%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 164 $45,360,000 $276,585 $2,714 3.01%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 102 $42,600,000 $417,647 $5,510 3.08%
    ROCHESTER, MN (FHA|USDA|VA) 171 $37,595,000 $219,854 $3,799 2.75%
    FORT COLLINS, CO (FHA|USDA|VA) 103 $36,765,000 $356,942 $4,526 2.98%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 100 $35,570,000 $355,700 $4,844 2.90%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 120 $35,040,000 $292,000 $4,681 2.97%
    GREELEY, CO (FHA|USDA|VA) 93 $33,725,000 $362,634 $4,295 2.91%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 116 $33,450,000 $288,362 $6,989 2.97%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 55 $33,285,000 $605,182 $4,077 2.90%
    Torrington, CT (FHA|USDA|VA) 124 $31,800,000 $256,452 $5,806 3.03%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 88 $30,680,000 $348,636 $4,457 2.83%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 107 $30,615,000 $286,121 $4,837 3.16%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 130 $28,680,000 $220,615 $4,392 3.12%
    STOCKTON, CA (FHA|USDA|VA) 72 $28,110,000 $390,417 $4,199 3.01%
    VALLEJO, CA (FHA|USDA|VA) 62 $25,130,000 $405,323 $4,517 3.03%
    SPRINGFIELD, MA (FHA|USDA|VA) 99 $24,545,000 $247,929 $5,678 2.88%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 69 $23,595,000 $341,957 $5,620 2.96%
    SUMTER, SC (FHA|USDA|VA) 94 $21,340,000 $227,021 $5,882 2.80%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 46 $21,300,000 $463,043 $4,216 2.96%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 69 $21,195,000 $307,174 $3,521 2.93%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 86 $20,040,000 $233,023 $5,688 2.99%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 46 $19,220,000 $417,826 $4,000 3.07%
    Payson, AZ (FHA|USDA|VA) 70 $17,990,000 $257,000 $3,653 3.08%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 72 $17,610,000 $244,583 $4,688 3.11%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 68 $17,210,000 $253,088 $5,028 2.93%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 65 $17,045,000 $262,231 $4,814 2.99%
    JACKSONVILLE, FL (FHA|USDA|VA) 52 $16,580,000 $318,846 $5,644 2.98%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 51 $15,265,000 $299,314 $4,899 3.13%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 75 $14,775,000 $197,000 $5,157 3.17%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 31 $14,025,000 $452,419 $6,365 3.13%
    PUNTA GORDA, FL (FHA|USDA|VA) 58 $13,290,000 $229,138 $3,941 3.08%
    Laconia, NH (FHA|USDA|VA) 45 $13,085,000 $290,778 $3,822 3.14%
    ST. CLOUD, MN (FHA|USDA|VA) 62 $12,310,000 $198,548 $3,652 2.88%
    YORK-HANOVER, PA (FHA|USDA|VA) 51 $12,065,000 $236,569 $5,809 3.10%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 53 $11,985,000 $226,132 $5,610 2.97%
    MODESTO, CA (FHA|USDA|VA) 29 $11,795,000 $406,724 $3,999 3.03%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 36 $10,630,000 $295,278 $2,967 2.79%
    NAPA, CA (FHA|USDA|VA) 18 $10,580,000 $587,778 $4,338 3.01%
    LANCASTER, PA (FHA|USDA|VA) 45 $10,435,000 $231,889 $5,447 3.08%
    HUNTSVILLE, AL (FHA|USDA|VA) 31 $10,405,000 $335,645 $1,682 2.65%
    Heber, UT (FHA|USDA|VA) 20 $10,110,000 $505,500 $6,192 3.33%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 27 $9,355,000 $346,481 $5,421 3.00%
    GAINESVILLE, GA (FHA|USDA|VA) 22 $8,940,000 $406,364 $7,498 2.92%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $8,555,000 $658,077 $4,021 2.93%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 32 $8,410,000 $262,813 $3,354 2.89%
    READING, PA (FHA|USDA|VA) 40 $8,140,000 $203,500 $4,739 3.06%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 16 $8,090,000 $505,625 $5,082 3.00%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 23 $8,045,000 $349,783 $4,910 2.68%
    RENO, NV (FHA|USDA|VA) 16 $7,850,000 $490,625 $5,270 3.14%
    Concord, NH (FHA|USDA|VA) 27 $7,565,000 $280,185 $4,727 3.07%
    OCEAN CITY, NJ (FHA|USDA|VA) 19 $7,315,000 $385,000 $4,715 2.99%
    Breckenridge, CO (FHA|USDA|VA) 12 $7,300,000 $608,333 $3,556 3.15%
    FRESNO, CA (FHA|USDA|VA) 24 $7,240,000 $301,667 $4,010 3.07%
    RALEIGH-CARY, NC (FHA|USDA|VA) 20 $7,100,000 $355,000 $2,340 2.97%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 29 $7,015,000 $241,897 $4,969 3.02%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 19 $6,965,000 $366,579 $2,779 2.85%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 16 $6,900,000 $431,250 $4,975 3.03%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 23 $6,195,000 $269,348 $4,560 2.72%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 19 $6,035,000 $317,632 $2,214 2.78%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 18 $6,030,000 $335,000 $3,340 2.99%
    RACINE, WI (FHA|USDA|VA) 27 $5,875,000 $217,593 $4,531 3.13%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 22 $5,840,000 $265,455 $3,759 3.04%
    RICHMOND, VA (FHA|USDA|VA) 16 $5,650,000 $353,125 $4,497 2.71%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 18 $5,580,000 $310,000 $2,090 2.93%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 18 $5,470,000 $303,889 $4,874 2.82%
    TYLER, TX (FHA|USDA|VA) 25 $5,325,000 $213,000 $4,166 2.90%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 13 $5,285,000 $406,538 $4,483 3.06%
    Clearlake, CA (FHA|USDA|VA) 17 $5,235,000 $307,941 $5,781 3.04%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $5,030,000 $503,000 $4,621 2.94%
    KINGSTON, NY (FHA|USDA|VA) 8 $4,580,000 $572,500 $5,614 3.04%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 19 $4,465,000 $235,000 $4,265 2.73%
    BOISE CITY, ID (FHA|USDA|VA) 13 $4,265,000 $328,077 $4,020 2.86%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 18 $4,240,000 $235,556 $3,988 2.83%
    PANAMA CITY, FL (FHA|USDA|VA) 13 $4,195,000 $322,692 $6,463 2.74%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 16 $4,190,000 $261,875 $4,932 2.97%
    Faribault-Northfield, MN (FHA|USDA|VA) 16 $4,140,000 $258,750 $4,560 3.01%
    WARNER ROBINS, GA (FHA|USDA|VA) 20 $4,100,000 $205,000 $4,800 3.39%
    NILES, MI (FHA|USDA|VA) 14 $3,980,000 $284,286 $2,915 2.92%
    Edwards, CO (FHA|USDA|VA) 4 $3,920,000 $980,000 $7,311 3.13%
    OCALA, FL (FHA|USDA|VA) 17 $3,775,000 $222,059 $5,575 3.20%
    WINCHESTER, VA-WV (FHA|USDA|VA) 11 $3,775,000 $343,182 $4,806 2.82%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 11 $3,655,000 $332,273 $1,019 2.63%
    ASHEVILLE, NC (FHA|USDA|VA) 9 $3,605,000 $400,556 $3,002 2.57%
    Lebanon, NH-VT (FHA|USDA|VA) 15 $3,555,000 $237,000 $4,071 2.98%
    DOVER, DE (FHA|USDA|VA) 14 $3,460,000 $247,143 $4,594 3.22%
    MERCED, CA (FHA|USDA|VA) 11 $3,415,000 $310,455 $6,044 3.09%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $3,410,000 $426,250 $983 2.97%
    EL PASO, TX (FHA|USDA|VA) 17 $3,305,000 $194,412 $3,486 3.06%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $3,300,000 $275,000 $3,564 2.60%
    PITTSFIELD, MA (FHA|USDA|VA) 10 $3,290,000 $329,000 $5,216 2.82%
    FLAGSTAFF, AZ (FHA|USDA|VA) 10 $3,260,000 $326,000 $2,926 2.84%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $3,255,000 $295,909 $2,875 2.78%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 9 $3,165,000 $351,667 $3,118 2.97%
    PUEBLO, CO (FHA|USDA|VA) 9 $3,145,000 $349,444 $2,969 3.01%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 9 $3,085,000 $342,778 $1,904 2.93%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 13 $3,075,000 $236,538 $2,326 3.09%
    Jefferson, GA (FHA|USDA|VA) 10 $3,070,000 $307,000 $4,927 3.06%
    CHICO, CA (FHA|USDA|VA) 10 $3,040,000 $304,000 $3,753 3.14%
    BAKERSFIELD, CA (FHA|USDA|VA) 12 $3,000,000 $250,000 $3,645 3.22%
    Durango, CO (FHA|USDA|VA) 7 $2,995,000 $427,857 $2,787 3.03%
    Whitewater, WI (FHA|USDA|VA) 10 $2,970,000 $297,000 $3,030 3.13%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $2,925,000 $325,000 $3,694 2.69%
    Ukiah, CA (FHA|USDA|VA) 8 $2,920,000 $365,000 $7,199 3.17%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 13 $2,825,000 $217,308 $4,078 3.22%
    ST. GEORGE, UT (FHA|USDA|VA) 8 $2,810,000 $351,250 $2,611 2.97%
    YUBA CITY, CA (FHA|USDA|VA) 10 $2,780,000 $278,000 $3,436 2.95%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 13 $2,695,000 $207,308 $3,256 2.86%
    Red Wing, MN (FHA|USDA|VA) 13 $2,645,000 $203,462 $4,373 2.61%
    MADERA, CA (FHA|USDA|VA) 8 $2,600,000 $325,000 $5,265 3.09%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 8 $2,570,000 $321,250 $5,791 2.89%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $2,465,000 $821,667 $4,873 3.13%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $2,350,000 $235,000 $6,317 2.96%
    Brainerd, MN (FHA|USDA|VA) 8 $2,340,000 $292,500 $3,391 2.61%
    MADISON, WI (FHA|USDA|VA) 6 $2,330,000 $388,333 $1,701 3.04%
    Show Low, AZ (FHA|USDA|VA) 8 $2,300,000 $287,500 $2,729 2.94%
    Glenwood Springs, CO (FHA|USDA|VA) 7 $2,275,000 $325,000 $3,759 2.91%
    Somerset, PA (FHA|USDA|VA) 10 $2,250,000 $225,000 $5,253 3.19%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 10 $2,250,000 $225,000 $3,557 3.56%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $2,175,000 $435,000 $3,609 2.70%
    Winona, MN (FHA|USDA|VA) 10 $2,140,000 $214,000 $4,358 2.89%
    AKRON, OH (FHA|USDA|VA) 6 $2,130,000 $355,000 $2,198 3.02%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $2,095,000 $698,333 $2,693 2.79%
    SAVANNAH, GA (FHA|USDA|VA) 10 $2,070,000 $207,000 $3,862 3.20%
    New Castle, PA (FHA|USDA|VA) 15 $2,055,000 $137,000 $5,061 3.15%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $2,020,000 $336,667 $3,988 2.92%
    MONTGOMERY, AL (FHA|USDA|VA) 10 $2,010,000 $201,000 $3,864 3.08%
    KNOXVILLE, TN (FHA|USDA|VA) 5 $2,005,000 $401,000 $2,525 2.82%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 9 $1,995,000 $221,667 $2,324 3.03%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 6 $1,990,000 $331,667 $3,607 2.90%
    Newberry, SC (FHA|USDA|VA) 9 $1,965,000 $218,333 $4,766 3.03%
    Jackson, WY-ID (FHA|USDA|VA) 4 $1,950,000 $487,500 $6,580 3.53%
    SPRINGFIELD, OH (FHA|USDA|VA) 10 $1,950,000 $195,000 $5,124 2.83%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,945,000 $389,000 $2,782 2.85%
    REDDING, CA (FHA|USDA|VA) 6 $1,920,000 $320,000 $3,651 2.90%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 7 $1,875,000 $267,857 $6,744 2.89%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,840,000 $306,667 $4,476 3.25%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 7 $1,835,000 $262,143 $1,211 2.78%
    WACO, TX (FHA|USDA|VA) 6 $1,800,000 $300,000 $2,915 3.35%
    Key West, FL (FHA|USDA|VA) 5 $1,795,000 $359,000 $5,430 2.60%
    BEND, OR (FHA|USDA|VA) 4 $1,780,000 $445,000 $3,470 2.75%
    Pottsville, PA (FHA|USDA|VA) 5 $1,745,000 $349,000 $3,534 2.83%
    ALBUQUERQUE, NM (FHA|USDA|VA) 6 $1,730,000 $288,333 $4,251 2.46%
    Sonora, CA (FHA|USDA|VA) 6 $1,680,000 $280,000 $5,344 3.04%
    DULUTH, MN-WI (FHA|USDA|VA) 9 $1,595,000 $177,222 $4,164 3.10%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,580,000 $395,000 $3,776 3.03%
    Hutchinson, MN (FHA|USDA|VA) 7 $1,515,000 $216,429 $3,976 3.05%
    Georgetown, SC (FHA|USDA|VA) 4 $1,510,000 $377,500 $2,851 3.00%
    Nogales, AZ (FHA|USDA|VA) 6 $1,480,000 $246,667 $4,714 3.10%
    BOWLING GREEN, KY (FHA|USDA|VA) 5 $1,475,000 $295,000 $2,220 2.83%
    ANN ARBOR, MI (FHA|USDA|VA) 6 $1,470,000 $245,000 $1,310 2.90%
    WINSTON-SALEM, NC (FHA|USDA|VA) 7 $1,435,000 $205,000 $3,282 2.93%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 10 $1,430,000 $143,000 $6,573 3.51%
    GAINESVILLE, FL (FHA|USDA|VA) 6 $1,430,000 $238,333 $4,596 2.63%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 4 $1,410,000 $352,500 $3,093 3.69%
    LEBANON, PA (FHA|USDA|VA) 7 $1,405,000 $200,714 $3,694 3.11%
    BATON ROUGE, LA (FHA|USDA|VA) 3 $1,385,000 $461,667 $7,276 2.88%
    LONGVIEW, TX (FHA|USDA|VA) 6 $1,380,000 $230,000 $3,923 3.06%
    Bellefontaine, OH (FHA|USDA|VA) 7 $1,365,000 $195,000 $4,821 2.63%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $1,340,000 $335,000 $1,748 2.78%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,498 2.94%
    CaƱon City, CO (FHA|USDA|VA) 3 $1,295,000 $431,667 $2,332 3.21%
    FAYETTEVILLE, NC (FHA|USDA|VA) 6 $1,290,000 $215,000 $4,375 2.69%
    Cambridge, MD (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,761 2.77%
    GETTYSBURG, PA (FHA|USDA|VA) 6 $1,240,000 $206,667 $4,773 2.85%
    COLUMBUS, GA-AL (FHA|USDA|VA) 8 $1,230,000 $153,750 $3,984 3.37%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,510 3.07%
    Lufkin, TX (FHA|USDA|VA) 4 $1,220,000 $305,000 $6,915 2.81%
    FLORENCE, SC (FHA|USDA|VA) 4 $1,180,000 $295,000 $3,220 2.88%
    ROCHESTER, NY (FHA|USDA|VA) 3 $1,175,000 $391,667 $2,328 3.00%
    Menomonie, WI (FHA|USDA|VA) 6 $1,110,000 $185,000 $6,227 3.21%
    JACKSON, MS (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,837 2.72%
    THE VILLAGES, FL (FHA|USDA|VA) 6 $1,090,000 $181,667 $3,070 2.96%
    IOWA CITY, IA (FHA|USDA|VA) 2 $1,080,000 $540,000 $55 2.44%
    DALTON, GA (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,931 2.98%
    GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,050,000 $262,500 $2,799 2.91%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $1,045,000 $348,333 $2,048 2.33%
    Athens, OH (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,453 3.37%
    LOGAN, UT-ID (FHA|USDA|VA) 3 $1,035,000 $345,000 $5,571 3.04%
    TUSCALOOSA, AL (FHA|USDA|VA) 3 $1,035,000 $345,000 $5,249 2.42%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 4 $1,030,000 $257,500 $2,501 2.81%
    ROCKFORD, IL (FHA|USDA|VA) 6 $1,020,000 $170,000 $2,847 2.94%
    WILMINGTON, NC (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,974 3.03%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 5 $995,000 $199,000 $2,117 2.67%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $990,000 $247,500 $847 2.94%
    DECATUR, AL (FHA|USDA|VA) 2 $990,000 $495,000 $1,822 2.31%
    Orangeburg, SC (FHA|USDA|VA) 6 $990,000 $165,000 $5,191 3.27%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $975,000 $195,000 $4,647 3.03%
    MIDLAND, TX (FHA|USDA|VA) 3 $975,000 $325,000 $3,579 3.17%
    LYNCHBURG, VA (FHA|USDA|VA) 4 $940,000 $235,000 $3,117 2.81%
    Ottawa, IL (FHA|USDA|VA) 6 $940,000 $156,667 $3,633 3.00%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 4 $930,000 $232,500 $671 2.25%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $930,000 $232,500 $4,316 2.88%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $920,000 $230,000 $2,449 3.25%
    MUSKEGON, MI (FHA|USDA|VA) 3 $915,000 $305,000 $3,244 2.96%
    STATE COLLEGE, PA (FHA|USDA|VA) 2 $910,000 $455,000 $7,289 2.68%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $905,000 $181,000 $3,421 2.77%
    SPRINGFIELD, MO (FHA|USDA|VA) 2 $900,000 $450,000 $400 2.50%
    JACKSON, MI (FHA|USDA|VA) 3 $895,000 $298,333 $1,092 2.88%
    BATTLE CREEK, MI (FHA|USDA|VA) 3 $895,000 $298,333 $1,250 2.67%
    Austin, MN (FHA|USDA|VA) 8 $890,000 $111,250 $3,117 2.23%
    MEDFORD, OR (FHA|USDA|VA) 2 $890,000 $445,000 $4,707 2.93%
    Seneca, SC (FHA|USDA|VA) 2 $880,000 $440,000 $3,496 3.06%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $850,000 $212,500 $5,251 3.28%
    Safford, AZ (FHA|USDA|VA) 4 $850,000 $212,500 $4,445 2.94%
    KANKAKEE, IL (FHA|USDA|VA) 6 $840,000 $140,000 $3,421 2.94%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $835,000 $278,333 $1,409 2.67%
    Mount Vernon, OH (FHA|USDA|VA) 5 $825,000 $165,000 $3,047 3.03%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $825,000 $275,000 $3,832 2.96%
    Oil City, PA (FHA|USDA|VA) 5 $815,000 $163,000 $6,732 3.45%
    Marion, OH (FHA|USDA|VA) 5 $815,000 $163,000 $5,100 3.10%
    FARGO, ND-MN (FHA|USDA|VA) 2 $790,000 $395,000 $3,450 2.88%
    Easton, MD (FHA|USDA|VA) 2 $780,000 $390,000 $3,584 2.87%
    Urbana, OH (FHA|USDA|VA) 5 $765,000 $153,000 $5,226 3.20%
    Holland, MI (FHA|USDA|VA) 3 $765,000 $255,000 $3,111 3.08%
    VALDOSTA, GA (FHA|USDA|VA) 3 $765,000 $255,000 $8,218 3.04%
    TOLEDO, OH (FHA|USDA|VA) 2 $760,000 $380,000 $4,558 3.00%
    FORT WAYNE, IN (FHA|USDA|VA) 4 $750,000 $187,500 $2,549 2.72%
    Outside of Metro Areas 3 $745,000 $248,333 $0 3.54%
    St. Marys, GA (FHA|USDA|VA) 4 $730,000 $182,500 $5,573 3.12%
    TULSA, OK (FHA|USDA|VA) 3 $725,000 $241,667 $1,709 2.42%
    JOHNSTOWN, PA (FHA|USDA|VA) 6 $720,000 $120,000 $2,879 3.00%
    Steamboat Springs, CO (FHA|USDA|VA) 2 $710,000 $355,000 $4,979 2.81%
    SHEBOYGAN, WI (FHA|USDA|VA) 2 $710,000 $355,000 $1,940 3.06%
    GREENVILLE, NC (FHA|USDA|VA) 2 $710,000 $355,000 $1,745 3.44%
    Greenwood, SC (FHA|USDA|VA) 3 $705,000 $235,000 $2,985 2.88%
    Kill Devil Hills, NC (FHA|USDA|VA) 2 $700,000 $350,000 $19,180 3.06%
    Kerrville, TX (FHA|USDA|VA) 2 $690,000 $345,000 $4,981 3.62%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $685,000 $228,333 $8,175 3.37%
    Calhoun, GA (FHA|USDA|VA) 1 $675,000 $675,000 $12,229 3.63%
    CLEVELAND, TN (FHA|USDA|VA) 3 $675,000 $225,000 $1,069 2.50%
    SAGINAW, MI (FHA|USDA|VA) 2 $650,000 $325,000 $0 2.62%
    BLOOMINGTON, IL (FHA|USDA|VA) 3 $615,000 $205,000 $1,468 2.46%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $610,000 $305,000 $3,897 3.00%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $610,000 $305,000 $1,483 3.00%
    ANCHORAGE, AK (FHA|USDA|VA) 2 $610,000 $305,000 $823 2.75%
    Sanford, NC (FHA|USDA|VA) 2 $600,000 $300,000 $4,448 3.25%
    Cornelia, GA (FHA|USDA|VA) 3 $585,000 $195,000 $7,646 2.83%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $570,000 $285,000 $0 2.87%
    VISALIA, CA (FHA|USDA|VA) 2 $570,000 $285,000 $7,078 2.81%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $560,000 $280,000 $2,572 3.31%
    Boone, NC (FHA|USDA|VA) 2 $560,000 $280,000 $3,787 3.19%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $545,000 $545,000 $5,667 3.13%
    YAKIMA, WA (FHA|USDA|VA) 1 $545,000 $545,000 $2,782 2.99%
    Rockport, TX (FHA|USDA|VA) 1 $545,000 $545,000 $6,259 2.75%
    JACKSON, TN (FHA|USDA|VA) 1 $545,000 $545,000 $5,091 2.88%
    Owatonna, MN (FHA|USDA|VA) 3 $545,000 $181,667 $3,379 2.88%
    Farmington, MO (FHA|USDA|VA) 2 $540,000 $270,000 $2,339 2.75%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $540,000 $135,000 $1,556 2.40%
    JONESBORO, AR (FHA|USDA|VA) 2 $540,000 $270,000 $4,590 2.62%
    MANKATO, MN (FHA|USDA|VA) 2 $540,000 $270,000 $3,366 3.06%
    PEORIA, IL (FHA|USDA|VA) 2 $540,000 $270,000 $1,531 2.81%
    DUBUQUE, IA (FHA|USDA|VA) 1 $535,000 $535,000 $2,744 3.13%
    London, KY (FHA|USDA|VA) 1 $535,000 $535,000 $8,109 2.25%
    LAS CRUCES, NM (FHA|USDA|VA) 4 $530,000 $132,500 $1,664 2.97%
    Traverse City, MI (FHA|USDA|VA) 1 $525,000 $525,000 $9,519 2.25%
    MOBILE, AL (FHA|USDA|VA) 3 $525,000 $175,000 $3,149 3.63%
    Toccoa, GA (FHA|USDA|VA) 1 $525,000 $525,000 $4,263 3.50%
    GREEN BAY, WI (FHA|USDA|VA) 2 $520,000 $260,000 $691 2.56%
    Roseburg, OR (FHA|USDA|VA) 1 $515,000 $515,000 $13,872 2.75%
    Brevard, NC (FHA|USDA|VA) 1 $515,000 $515,000 $5,315 2.99%
    SPRINGFIELD, IL (FHA|USDA|VA) 1 $515,000 $515,000 $1,304 2.50%
    Beaver Dam, WI (FHA|USDA|VA) 3 $505,000 $168,333 $4,073 3.25%
    GADSDEN, AL (FHA|USDA|VA) 2 $500,000 $250,000 $1,298 3.38%
    Keene, NH (FHA|USDA|VA) 2 $490,000 $245,000 $5,612 3.06%
    Okeechobee, FL (FHA|USDA|VA) 3 $485,000 $161,667 $4,789 2.95%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $480,000 $240,000 $2,328 2.56%
    MANSFIELD, OH (FHA|USDA|VA) 2 $480,000 $240,000 $5,642 2.69%
    WICHITA, KS (FHA|USDA|VA) 3 $475,000 $158,333 $3,660 3.00%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $475,000 $475,000 $879 2.88%
    Hudson, NY (FHA|USDA|VA) 1 $475,000 $475,000 $5,001 3.25%
    ROANOKE, VA (FHA|USDA|VA) 2 $470,000 $235,000 $1,403 2.93%
    Augusta-Waterville, ME (FHA|USDA|VA) 2 $470,000 $235,000 $4,595 3.38%
    Indiana, PA (FHA|USDA|VA) 4 $470,000 $117,500 $3,739 3.12%
    SYRACUSE, NY (FHA|USDA|VA) 1 $465,000 $465,000 $4,682 3.25%
    Andrews, TX (FHA|USDA|VA) 1 $465,000 $465,000 $4,698 2.99%
    Meadville, PA (FHA|USDA|VA) 2 $460,000 $230,000 $4,161 3.13%
    Ruston, LA (FHA|USDA|VA) 1 $455,000 $455,000 $0 2.75%
    Kalispell, MT (FHA|USDA|VA) 1 $455,000 $455,000 $4,575 2.99%
    Platteville, WI (FHA|USDA|VA) 1 $455,000 $455,000 $3,663 3.50%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $455,000 $455,000 $3,439 2.50%
    Crossville, TN (FHA|USDA|VA) 2 $450,000 $225,000 $7,494 3.25%
    MANHATTAN, KS (FHA|USDA|VA) 3 $445,000 $148,333 $2,755 2.67%
    CARSON CITY, NV (FHA|USDA|VA) 1 $445,000 $445,000 $3,714 2.25%
    ROME, GA (FHA|USDA|VA) 4 $440,000 $110,000 $4,947 3.88%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $440,000 $220,000 $2,930 3.06%
    Adrian, MI (FHA|USDA|VA) 2 $440,000 $220,000 $3,878 2.69%
    Fernley, NV (FHA|USDA|VA) 2 $440,000 $220,000 $3,364 2.87%
    Arcadia, FL (FHA|USDA|VA) 2 $440,000 $220,000 $3,967 3.44%
    SALEM, OR (FHA|USDA|VA) 1 $435,000 $435,000 $4,964 2.88%
    Cadillac, MI (FHA|USDA|VA) 1 $435,000 $435,000 $170 3.00%
    Forest City, NC (FHA|USDA|VA) 1 $415,000 $415,000 $4,496 3.13%
    Tupelo, MS (FHA|USDA|VA) 1 $415,000 $415,000 $0 2.63%
    Jacksonville, TX (FHA|USDA|VA) 2 $410,000 $205,000 $3,368 3.12%
    LAWTON, OK (FHA|USDA|VA) 2 $410,000 $205,000 $1,581 2.88%
    TALLAHASSEE, FL (FHA|USDA|VA) 2 $410,000 $205,000 $8,294 2.75%
    El Campo, TX (FHA|USDA|VA) 2 $410,000 $205,000 $4,411 3.31%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $405,000 $405,000 $3,613 3.13%
    Hannibal, MO (FHA|USDA|VA) 2 $400,000 $200,000 $2,442 3.12%
    APPLETON, WI (FHA|USDA|VA) 2 $400,000 $200,000 $1,079 3.12%
    ABILENE, TX (FHA|USDA|VA) 2 $400,000 $200,000 $2,332 2.99%
    GLENS FALLS, NY (FHA|USDA|VA) 2 $400,000 $200,000 $4,048 2.81%
    LIMA, OH (FHA|USDA|VA) 1 $385,000 $385,000 $265 2.99%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $385,000 $385,000 $3,944 2.88%
    Alexandria, MN (FHA|USDA|VA) 1 $375,000 $375,000 $2,564 2.63%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $375,000 $375,000 $13,091 2.50%
    Palatka, FL (FHA|USDA|VA) 2 $370,000 $185,000 $4,794 3.81%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $370,000 $185,000 $2,132 2.94%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $365,000 $121,667 $4,196 3.00%
    EL CENTRO, CA (FHA|USDA|VA) 1 $365,000 $365,000 $763 3.25%
    Kearney, NE (FHA|USDA|VA) 1 $365,000 $365,000 $150 2.63%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $360,000 $180,000 $2,883 3.00%
    ALEXANDRIA, LA (FHA|USDA|VA) 2 $360,000 $180,000 $3,533 2.44%
    Chillicothe, OH (FHA|USDA|VA) 1 $355,000 $355,000 $3,968 2.88%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $355,000 $355,000 $2,076 2.50%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $355,000 $355,000 $12,240 2.25%
    Bay City, TX (FHA|USDA|VA) 1 $345,000 $345,000 $4,826 3.00%
    NEW BERN, NC (FHA|USDA|VA) 2 $340,000 $170,000 $1,688 3.56%
    Marquette, MI (FHA|USDA|VA) 1 $335,000 $335,000 $200 2.88%
    Stephenville, TX (FHA|USDA|VA) 1 $335,000 $335,000 $5,325 2.75%
    Dublin, GA (FHA|USDA|VA) 1 $335,000 $335,000 $3,913 3.00%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $330,000 $165,000 $3,001 2.56%
    Bennington, VT (FHA|USDA|VA) 1 $325,000 $325,000 $2,542 2.63%
    Coldwater, MI (FHA|USDA|VA) 2 $320,000 $160,000 $3,071 3.00%
    Evanston, WY (FHA|USDA|VA) 1 $315,000 $315,000 $600 3.00%
    Duncan, OK (FHA|USDA|VA) 1 $315,000 $315,000 $8,705 2.38%
    BILLINGS, MT (FHA|USDA|VA) 1 $315,000 $315,000 $9,876 3.13%
    Los Alamos, NM (FHA|USDA|VA) 1 $295,000 $295,000 $8,765 2.63%
    CHARLESTON, WV (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.99%
    Hobbs, NM (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.63%
    Palestine, TX (FHA|USDA|VA) 1 $295,000 $295,000 $11,116 2.25%
    Berlin, NH (FHA|USDA|VA) 2 $290,000 $145,000 $3,168 3.44%
    Washington Court House, OH (FHA|USDA|VA) 1 $285,000 $285,000 $3,317 2.63%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $285,000 $285,000 $101 3.00%
    Willmar, MN (FHA|USDA|VA) 1 $285,000 $285,000 $8,001 3.13%
    MONROE, LA (FHA|USDA|VA) 1 $285,000 $285,000 $4,312 2.25%
    Durant, OK (FHA|USDA|VA) 1 $285,000 $285,000 $4,671 2.25%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.13%
    Ashland, OH (FHA|USDA|VA) 2 $270,000 $135,000 $1,630 3.00%
    COLUMBIA, MO (FHA|USDA|VA) 2 $270,000 $135,000 $3,766 2.75%
    Rochelle, IL (FHA|USDA|VA) 1 $265,000 $265,000 $7,700 3.13%
    Tahlequah, OK (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.88%
    Brookings, OR (FHA|USDA|VA) 1 $265,000 $265,000 $3,821 2.25%
    HAMMOND, LA (FHA|USDA|VA) 1 $255,000 $255,000 $2,218 2.88%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $255,000 $255,000 $3,009 3.13%
    Gaffney, SC (FHA|USDA|VA) 1 $245,000 $245,000 $100 2.63%
    Vernal, UT (FHA|USDA|VA) 1 $245,000 $245,000 $3,116 2.88%
    Sturgis, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,854 3.38%
    Sedalia, MO (FHA|USDA|VA) 1 $245,000 $245,000 $9,562 2.75%
    MIDLAND, MI (FHA|USDA|VA) 1 $245,000 $245,000 $3,204 2.75%
    ALBANY, GA (FHA|USDA|VA) 1 $245,000 $245,000 $10,567 2.75%
    Kirksville, MO (FHA|USDA|VA) 1 $235,000 $235,000 $9,663 2.50%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $235,000 $235,000 $5,049 2.88%
    WILLIAMSPORT, PA (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.38%
    Mount Airy, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,635 2.99%
    MUNCIE, IN (FHA|USDA|VA) 1 $225,000 $225,000 $1,195 3.38%
    Sterling, CO (FHA|USDA|VA) 1 $225,000 $225,000 $5,363 2.99%
    VICTORIA, TX (FHA|USDA|VA) 1 $225,000 $225,000 $1,532 2.88%
    Mountain Home, AR (FHA|USDA|VA) 1 $215,000 $215,000 $410 2.75%
    MORGANTOWN, WV (FHA|USDA|VA) 1 $215,000 $215,000 $7,951 2.50%
    LAFAYETTE, LA (FHA|USDA|VA) 1 $215,000 $215,000 $4,120 2.75%
    Granbury, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,249 3.75%
    Fairmont, WV (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.25%
    Nacogdoches, TX (FHA|USDA|VA) 1 $215,000 $215,000 $1,628 2.88%
    Bluefield, WV-VA (FHA|USDA|VA) 1 $215,000 $215,000 $3,424 3.38%
    LUBBOCK, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 3.06%
    FAIRBANKS, AK (FHA|USDA|VA) 1 $205,000 $205,000 $1,688 2.25%
    Minot, ND (FHA|USDA|VA) 1 $205,000 $205,000 $457 2.38%
    POCATELLO, ID (FHA|USDA|VA) 1 $205,000 $205,000 $3,569 2.25%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $205,000 $205,000 $85 2.63%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,296 3.38%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.50%
    Waycross, GA (FHA|USDA|VA) 1 $205,000 $205,000 $9,709 2.50%
    Lewistown, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,098 2.38%
    Manitowoc, WI (FHA|USDA|VA) 1 $195,000 $195,000 $3,609 2.50%
    Kingsville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,516 2.63%
    Athens, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,135 2.38%
    Grand Rapids, MN (FHA|USDA|VA) 1 $195,000 $195,000 $3,166 3.50%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $185,000 $185,000 $5,285 2.63%
    Warrensburg, MO (FHA|USDA|VA) 1 $185,000 $185,000 $5,395 2.75%
    Fort Morgan, CO (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.63%
    Pahrump, NV (FHA|USDA|VA) 1 $185,000 $185,000 $4,658 3.50%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $185,000 $185,000 $6,383 2.75%
    Albertville, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,757 2.38%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $185,000 $185,000 $3,600 2.88%
    Gainesville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,870 2.25%
    Mineral Wells, TX (FHA|USDA|VA) 1 $185,000 $185,000 $8,454 2.50%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,147 2.25%
    BLOOMINGTON, IN (FHA|USDA|VA) 1 $185,000 $185,000 $5,897 3.75%
    Somerset, KY (FHA|USDA|VA) 1 $175,000 $175,000 $3,284 2.88%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.25%
    Fredericksburg, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,020 2.75%
    Searcy, AR (FHA|USDA|VA) 1 $175,000 $175,000 $6,292 2.25%
    Baraboo, WI (FHA|USDA|VA) 1 $175,000 $175,000 $3,295 2.99%
    Port Lavaca, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,370 2.00%
    Ardmore, OK (FHA|USDA|VA) 1 $165,000 $165,000 $5,955 2.75%
    DECATUR, IL (FHA|USDA|VA) 1 $165,000 $165,000 $758 3.25%
    Wauchula, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,507 3.13%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $160,000 $80,000 $4,252 3.06%
    Tifton, GA (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.81%
    BURLINGTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.50%
    AMARILLO, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,641 3.13%
    Atmore, AL (FHA|USDA|VA) 1 $155,000 $155,000 $950 3.38%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,355 3.25%
    Cedartown, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,977 2.38%
    Bucyrus-Galion, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.25%
    Huntsville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,407 3.13%
    ALTOONA, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,921 3.25%
    Shelby, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,936 3.13%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,404 2.75%
    Barre, VT (FHA|USDA|VA) 1 $135,000 $135,000 $2,562 2.63%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $135,000 $135,000 $2,541 2.75%
    Danville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $2,562 3.50%
    YUMA, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $2,309 3.00%
    Ludington, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,688 2.63%
    PINE BLUFF, AR (FHA|USDA|VA) 1 $125,000 $125,000 $5,303 2.75%
    Susanville, CA (FHA|USDA|VA) 1 $125,000 $125,000 $4,052 3.50%
    Quincy, IL-MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,515 2.99%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $125,000 $125,000 $1,590 2.50%
    OWENSBORO, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,113 3.25%
    Marinette, WI-MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,034 2.99%
    Price, UT (FHA|USDA|VA) 1 $115,000 $115,000 $2,918 3.13%
    Pontiac, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,968 3.13%
    Clewiston, FL (FHA|USDA|VA) 1 $105,000 $105,000 $2,108 3.25%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $105,000 $105,000 $3,185 3.38%
    Rutland, VT (FHA|USDA|VA) 1 $105,000 $105,000 $3,901 2.50%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,764 3.50%
    KOKOMO, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,610 3.00%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $105,000 $105,000 $963 2.63%
    Dyersburg, TN (FHA|USDA|VA) 1 $95,000 $95,000 $1,704 3.13%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $85,000 $85,000 $2,762 3.00%
    Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,903 2.63%
    Ashtabula, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,811 2.38%
    Sterling, IL (FHA|USDA|VA) 1 $85,000 $85,000 $1,214 2.88%
    Americus, GA (FHA|USDA|VA) 1 $85,000 $85,000 $3,641 2.25%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $75,000 $75,000 $3,303 2.50%
    Charleston-Mattoon, IL (FHA|USDA|VA) 1 $45,000 $45,000 $3,034 2.75%

    Guaranteed Rate Affinity 's top markets include San Francisco, New York, Chicago, Boston, and Los Angeles among others.

    Similar Lenders

    We use machine learning to identify the top lenders compared against GUARANTEED RATE AFFINITY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    POINT BREEZE
    Similarity Rank: 63
    The Torrington Savings Bank
    Similarity Rank: 140
    Middlesex Savings Bank
    Similarity Rank: 174
    First Credit Union
    Similarity Rank: 180
    Savings Bank of Danbury
    Similarity Rank: 180
    POLISH NATIONAL
    Similarity Rank: 192
    El Dorado Savings Bank, F.S.B.
    Similarity Rank: 192
    BTH Bank
    Similarity Rank: 220
    Newtown Savings Bank
    Similarity Rank: 225
    Freedom Credit Union
    Similarity Rank: 266

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 34,077 $13,551,385,000 $397,670 $4,387 2.97%
    FHA 2,812 $753,360,000 $267,909 $9,166 2.97%
    VA 2,639 $1,079,835,000 $409,183 $6,683 2.59%
    USDA 88 $17,610,000 $200,114 $6,009 2.94%

    For 2021, Guaranteed Rate Affinity 's most frequently originated type of loan was Conventional, with 34,077 originations. Their 2nd most popular type was FHA, with 2,812 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 24,755 $9,606,525,000 $388,064 $5,570 2.97%
    Refi 10,050 $4,014,760,000 $399,479 $3,529 2.82%
    Cash Out Refi 4,811 $1,780,905,000 $370,174 $4,201 3.07%

    For 2021, Guaranteed Rate Affinity 's most frequently cited loan purpose was Home Purchase, with 24,755 originations. The 2nd most popular reason was Refi, with 10,050 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 34,719 $14,047,455,000 $404,604 $5,083 3.00%
    15 Year 3,183 $894,895,000 $281,148 $3,408 2.42%
    20 Year 1,176 $350,170,000 $297,764 $3,316 2.80%
    10 Year 240 $30,410,000 $126,708 $3,031 2.84%
    Other 238 $77,940,000 $327,479 $3,558 2.87%
    5 Year 39 $275,000 $7,051 $0 0.00%
    30+ year 21 $1,045,000 $49,762 $0 0.19%

    For 2021, Guaranteed Rate Affinity 's most frequently cited loan duration was 30 Year, with 34,719 originations. The 2nd most popular length was 15 Year, with 3,183 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 27,527 $10,778,445,000 $391,559
    $<1k 4,039 $1,344,175,000 $332,799
    $2k-3k 2,632 $984,230,000 $373,948
    $3k-4k 1,336 $560,270,000 $419,364
    $5k+ 1,137 $734,095,000 $645,642
    $4k-5k 720 $328,020,000 $455,583

    Guaranteed Rate Affinity 's average total fees were $5,083, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 27,527 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 20,633 $8,695,735,000 $421,448
    3-4% 13,349 $4,752,815,000 $356,043
    <2.5% 5,267 $1,872,515,000 $355,518
    4-5% 333 $80,315,000 $241,186
    5-6% 27 $765,000 $28,333
    7-8% 6 $40,000 $6,667

    During 2021, Guaranteed Rate Affinity 's average interest rate for loans was 3.00%, while their most frequently originated rate bucket for loans was 2.5-3%, with 20,633 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 17,477 $5,078,065,000 $290,557 $4,633 2.97%
    $400k-600k 8,133 $3,959,465,000 $486,839 $5,132 2.94%
    $100k-200k 7,104 $1,114,150,000 $156,834 $3,736 3.00%
    $600k-1MM 4,152 $3,097,470,000 $746,019 $6,273 2.94%
    $1MM+ 1,496 $2,079,270,000 $1,389,886 $7,969 2.88%
    $100,000 or less 1,254 $73,770,000 $58,828 $3,261 2.47%

    2021 saw Guaranteed Rate Affinity place emphasis on $200k-400k loans with 17,477 originations, totaling $5,078,065,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 9,441 $3,456,475,000 $366,113 $4,767 2.96%
    $150k-250k 8,412 $4,081,480,000 $485,197 $4,997 2.94%
    $50k-75k 6,756 $1,548,720,000 $229,236 $4,706 2.96%
    $75k-100k 6,260 $1,803,340,000 $288,073 $4,757 2.97%
    $250k+ 4,827 $3,740,965,000 $775,008 $5,945 2.93%
    $50k or less 3,325 $539,385,000 $162,221 $4,334 2.92%

    Guaranteed Rate Affinity lent most frequently to those with incomes in the $100k-150k range, with 9,441 originations. The second most popular income band? $150k-250k, with 8,412 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 9,147 $3,618,095,000 $395,550 $4,475 2.91%
    30-36% 7,655 $3,090,055,000 $403,665 $4,794 2.96%
    <20% 3,245 $1,176,985,000 $362,707 $3,995 2.81%
    42% 1,618 $689,690,000 $426,261 $5,344 3.01%
    44% 1,485 $543,405,000 $365,929 $5,348 3.04%
    41% 1,476 $631,210,000 $427,649 $5,175 3.02%
    40% 1,458 $600,220,000 $411,674 $5,066 3.01%
    38% 1,447 $586,695,000 $405,456 $4,957 2.97%
    39% 1,442 $602,230,000 $417,635 $5,119 3.00%
    43% 1,387 $487,865,000 $351,741 $5,051 3.03%
    37% 1,373 $584,265,000 $425,539 $4,893 3.01%
    36% 1,352 $558,070,000 $412,774 $4,805 2.99%
    50-60% 1,111 $373,875,000 $336,521 $8,276 2.83%
    45% 1,071 $364,235,000 $340,089 $5,060 2.98%
    49% 1,034 $353,030,000 $341,422 $5,382 2.98%
    48% 927 $306,795,000 $330,955 $5,198 2.96%
    47% 882 $298,970,000 $338,968 $5,359 2.97%
    46% 874 $288,990,000 $330,652 $5,194 2.97%
    >60% 32 $14,440,000 $451,250 $8,390 2.57%

    Guaranteed Rate Affinity lent most frequently to those with DTI ratios of 20-30%, with 9,147 originations. The next most common DTI ratio? 30-36%, with 7,655 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 26,530 $9,909,150,000 $373,507 $4,716 2.94%
    Not provided 7,130 $2,836,820,000 $397,871 $4,918 2.93%
    Asian 2,252 $1,264,850,000 $561,656 $5,248 2.92%
    Black 2,387 $707,815,000 $296,529 $6,085 3.03%
    Asian Indian 508 $328,190,000 $646,043 $5,313 2.92%
    American Indian 294 $90,200,000 $306,803 $5,206 2.99%
    Chinese 126 $75,830,000 $601,825 $5,385 2.90%
    Other Asian 133 $67,625,000 $508,459 $5,312 2.94%
    Filipino 92 $44,230,000 $480,761 $5,540 2.99%
    Korean 54 $31,010,000 $574,259 $6,123 2.93%
    Japanese 37 $16,135,000 $436,081 $5,221 3.00%
    Native Hawaiian or Islander 29 $11,855,000 $408,793 $4,986 2.95%
    Vietnamese 22 $9,610,000 $436,818 $5,094 2.95%
    Other Pacific Islander 13 $5,955,000 $458,077 $7,216 3.09%
    Guamanian 5 $1,365,000 $273,000 $3,132 2.75%
    Native Hawaiian 2 $930,000 $465,000 $5,262 2.93%
    Samoan 2 $620,000 $310,000 $4,420 2.93%

    Approval Rates

    Total approvals of all applications
    95.58%

    Guaranteed Rate Affinity has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    67.42%

    Guaranteed Rate Affinity has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 39,616 $15,402,190,000 $388,787

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    39,616 $15,402,190,000 $388,787

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,901 $607,465,000 $319,550 $3,605 2.79%
    40-60% 5,634 $2,218,070,000 $393,694 $3,769 2.82%
    60-80% 14,012 $5,980,760,000 $426,831 $4,375 3.01%
    80-100% 16,852 $6,301,630,000 $373,940 $5,437 2.99%
    Over 100% 605 $237,635,000 $392,785 $14,222 2.76%
    Under 20% 612 $56,630,000 $92,533 $3,609 1.78%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    GUARANTEED RATE INC. VA mortgage Closing on a mortgage 1 0.6%
    GUARANTEED RATE INC. VA mortgage Trouble during payment process 14 8.7%
    GUARANTEED RATE INC. VA mortgage Struggling to pay mortgage 1 0.6%
    GUARANTEED RATE INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 34 21.1%
    GUARANTEED RATE INC. Conventional home mortgage Closing on a mortgage 12 7.5%
    GUARANTEED RATE INC. Conventional home mortgage Improper use of your report 1 0.6%
    GUARANTEED RATE INC. Conventional home mortgage Incorrect information on your report 1 0.6%
    GUARANTEED RATE INC. Conventional home mortgage Struggling to pay mortgage 3 1.9%
    GUARANTEED RATE INC. Conventional home mortgage Trouble during payment process 60 37.3%
    GUARANTEED RATE INC. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 7 4.3%
    GUARANTEED RATE INC. FHA mortgage Closing on a mortgage 4 2.5%
    GUARANTEED RATE INC. FHA mortgage Incorrect information on your report 1 0.6%
    GUARANTEED RATE INC. FHA mortgage Trouble during payment process 12 7.5%
    GUARANTEED RATE INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 4 2.5%
    GUARANTEED RATE INC. Other type of mortgage Closing on a mortgage 1 0.6%
    GUARANTEED RATE INC. Other type of mortgage Trouble during payment process 2 1.2%
    GUARANTEED RATE INC. VA mortgage Applying for a mortgage or refinancing an existing mortgage 3 1.9%