Guaranteed Rate Affinity Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 54930001NSTOD85LT125

Tax ID: 81-5294275

5 stars - Updated: 4/5/25 - out of 5 stars, based on 121 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Guaranteed Rate Affinity is a mid-sized mortgage company specializing in Home Purchase loans. Guaranteed Rate Affinity has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Chicago, Boston, Los Angeles, and San Francisco among others. We have data for 399 markets. (Some data included below & more in-depth data is available with an active subscription.)

Guaranteed Rate Affinity has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranteed Rate Affinity is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.84% 4/5/25
30 Year Conventional Refi 6.88% 4/5/25
30 Year Cash-out Refi 7.16% 4/5/25
30 Year FHA Purchase 7.40% 4/5/25
30 Year FHA Refi 7.13% 4/5/25
30 Year VA Purchase 6.40% 4/5/25
30 Year VA Refi 6.12% 4/5/25
30 Year USDA Purchase 6.95% 4/5/25
15 Year Conventional Purchase 5.39% 4/5/25
15 Year Conventional Refi 6.04% 4/5/25
15 Year Cash-out Refi 6.04% 4/5/25
15 Year FHA Purchase 7.29% 4/5/25
15 Year VA Purchase 5.82% 4/5/25
15 Year VA Refi 6.00% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Guaranteed Rate Affinity Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Guaranteed Rate Affinity. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

14,587

Origination Dollar Volume (All Markets)

$5,825,095,000
Show all (33) awards

Relative Rate

Guaranteed Rate Affinity's average 30 year fixed mortgage rate was 6.68%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 0.13%.

Relative Fees (Closing Costs)

Guaranteed Rate Affinity's average total fees/closing costs for a 30 year fixed rate mortgage were $7,418.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,100 $588,990,000 $535,445 $8,022 6.79%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 961 $294,205,000 $306,145 $6,840 6.40%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 501 $287,795,000 $574,441 $6,821 6.68%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 326 $259,810,000 $796,963 $11,821 6.91%
Outside of Metro Areas 671 $253,005,000 $377,057 $6,701 6.78%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 258 $224,650,000 $870,736 $8,531 6.74%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 401 $211,645,000 $527,793 $8,224 6.53%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 731 $205,165,000 $280,663 $6,395 5.80%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 445 $175,075,000 $393,427 $5,438 6.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 623 $160,705,000 $257,953 $5,776 6.24%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 404 $141,130,000 $349,332 $8,938 7.18%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 282 $137,770,000 $488,546 $10,368 6.79%
PITTSBURGH, PA (FHA|USDA|VA) 525 $135,485,000 $258,067 $7,260 6.63%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 257 $131,695,000 $512,432 $7,150 6.45%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 365 $128,045,000 $350,808 $7,788 6.66%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 286 $124,600,000 $435,664 $7,065 6.65%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 457 $120,505,000 $263,687 $5,572 6.58%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 259 $107,985,000 $416,931 $7,545 6.47%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 124 $107,120,000 $863,871 $10,195 6.74%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 135 $98,335,000 $728,407 $10,313 6.87%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 245 $95,035,000 $387,898 $7,455 7.15%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 227 $84,525,000 $372,357 $9,239 6.63%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 185 $83,775,000 $452,838 $7,843 6.77%
COLUMBIA, SC (FHA|USDA|VA) 259 $69,025,000 $266,506 $6,953 6.51%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 179 $66,205,000 $369,860 $8,178 6.68%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 189 $65,995,000 $349,180 $5,943 7.00%
TUCSON, AZ (FHA|USDA|VA) 191 $61,465,000 $321,806 $6,739 7.04%
COLUMBUS, OH (FHA|USDA|VA) 220 $61,060,000 $277,545 $5,867 6.52%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 151 $59,295,000 $392,682 $8,881 6.87%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 99 $51,465,000 $519,848 $9,004 6.64%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 71 $41,445,000 $583,732 $8,859 6.39%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 125 $38,865,000 $310,920 $3,892 6.75%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 66 $38,230,000 $579,242 $8,386 6.64%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 100 $38,220,000 $382,200 $7,802 6.73%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 86 $38,070,000 $442,674 $9,520 6.64%
SALISBURY, MD-DE (FHA|USDA|VA) 106 $36,370,000 $343,113 $7,790 7.10%
COLORADO SPRINGS, CO (FHA|USDA|VA) 81 $36,235,000 $447,346 $5,646 5.92%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 91 $36,105,000 $396,758 $9,433 6.92%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 136 $32,860,000 $241,618 $11,443 5.75%
WORCESTER, MA-CT (FHA|USDA|VA) 93 $30,815,000 $331,344 $6,714 6.18%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 125 $28,445,000 $227,560 $8,117 6.93%
SALINAS, CA (FHA|USDA|VA) 31 $22,985,000 $741,452 $6,636 7.32%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 30 $22,420,000 $747,333 $10,643 6.79%
SALT LAKE CITY, UT (FHA|USDA|VA) 49 $21,175,000 $432,143 $9,219 6.60%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 45 $19,765,000 $439,222 $11,910 6.57%
PORT ST. LUCIE, FL (FHA|USDA|VA) 53 $18,895,000 $356,509 $9,025 6.67%
ROCHESTER, MN (FHA|USDA|VA) 74 $17,890,000 $241,757 $5,627 5.73%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 39 $16,805,000 $430,897 $8,023 7.11%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 23 $16,655,000 $724,130 $9,607 6.64%
LANCASTER, PA (FHA|USDA|VA) 54 $15,740,000 $291,481 $9,603 6.75%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 25 $15,675,000 $627,000 $9,410 5.78%
YORK-HANOVER, PA (FHA|USDA|VA) 59 $14,415,000 $244,322 $9,335 6.80%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 40 $14,190,000 $354,750 $7,191 6.48%
FORT COLLINS, CO (FHA|USDA|VA) 24 $13,580,000 $565,833 $8,647 6.59%
SPRINGFIELD, MA (FHA|USDA|VA) 49 $12,805,000 $261,327 $7,922 5.81%
READING, PA (FHA|USDA|VA) 53 $12,465,000 $235,189 $7,706 6.84%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 31 $12,085,000 $389,839 $9,552 6.61%
BELLINGHAM, WA (FHA|USDA|VA) 26 $11,680,000 $449,231 $6,235 6.75%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 42 $11,430,000 $272,143 $6,216 6.83%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 33 $10,945,000 $331,667 $9,875 6.48%
GREELEY, CO (FHA|USDA|VA) 26 $10,230,000 $393,462 $9,538 5.62%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 22 $10,040,000 $456,364 $8,464 6.73%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 37 $10,005,000 $270,405 $3,144 6.91%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 44 $9,970,000 $226,591 $9,338 6.10%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 31 $9,705,000 $313,065 $7,797 6.11%
JACKSONVILLE, FL (FHA|USDA|VA) 25 $9,455,000 $378,200 $6,923 6.55%
MIDLAND, TX (FHA|USDA|VA) 25 $9,095,000 $363,800 $2,519 6.44%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 23 $8,905,000 $387,174 $5,283 6.74%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 27 $8,795,000 $325,741 $7,302 6.79%
VALLEJO, CA (FHA|USDA|VA) 15 $8,405,000 $560,333 $9,418 6.53%
DULUTH, MN-WI (FHA|USDA|VA) 36 $8,390,000 $233,056 $5,185 6.69%
SUMTER, SC (FHA|USDA|VA) 29 $8,315,000 $286,724 $8,147 6.43%
PROVO-OREM, UT (FHA|USDA|VA) 22 $7,730,000 $351,364 $8,150 6.59%
STOCKTON, CA (FHA|USDA|VA) 15 $7,575,000 $505,000 $8,526 6.98%
PANAMA CITY, FL (FHA|USDA|VA) 22 $7,490,000 $340,455 $11,153 6.84%
Payson, AZ (FHA|USDA|VA) 27 $7,185,000 $266,111 $6,898 6.83%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 25 $6,955,000 $278,200 $7,487 7.57%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 26 $6,640,000 $255,385 $6,519 6.42%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 18 $6,460,000 $358,889 $7,455 6.98%
Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $6,440,000 $805,000 $9,346 5.86%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 26 $6,080,000 $233,846 $2,585 6.43%
BOULDER, CO (FHA|USDA|VA) 8 $6,010,000 $751,250 $8,613 6.85%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 19 $5,815,000 $306,053 $7,445 6.95%
ST. CLOUD, MN (FHA|USDA|VA) 33 $5,445,000 $165,000 $6,365 5.52%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 16 $5,260,000 $328,750 $4,014 6.53%
Heber, UT (FHA|USDA|VA) 6 $5,250,000 $875,000 $12,534 6.54%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 11 $4,965,000 $451,364 $8,457 7.37%
Laconia, NH (FHA|USDA|VA) 10 $4,680,000 $468,000 $3,877 6.47%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 8 $4,630,000 $578,750 $5,811 6.32%
Jefferson, GA (FHA|USDA|VA) 15 $4,545,000 $303,000 $11,121 7.06%
GAINESVILLE, GA (FHA|USDA|VA) 15 $4,515,000 $301,000 $11,637 7.74%
DAYTON-KETTERING, OH (FHA|USDA|VA) 15 $4,435,000 $295,667 $5,037 6.53%
RALEIGH-CARY, NC (FHA|USDA|VA) 8 $4,340,000 $542,500 $2,678 6.63%
HUNTSVILLE, AL (FHA|USDA|VA) 14 $4,270,000 $305,000 $4,894 6.34%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 7 $4,215,000 $602,143 $5,426 6.60%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $4,150,000 $691,667 $15,716 6.87%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 14 $4,150,000 $296,429 $5,149 6.69%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $4,130,000 $344,167 $2,742 7.39%
BATON ROUGE, LA (FHA|USDA|VA) 11 $4,105,000 $373,182 $2,262 6.68%
ASHEVILLE, NC (FHA|USDA|VA) 10 $3,870,000 $387,000 $2,841 7.54%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 12 $3,830,000 $319,167 $4,964 6.63%
URBAN HONOLULU, HI (FHA|USDA|VA) 6 $3,810,000 $635,000 $10,239 6.35%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 10 $3,640,000 $364,000 $3,539 6.49%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 13 $3,535,000 $271,923 $8,324 6.69%
LEBANON, PA (FHA|USDA|VA) 16 $3,520,000 $220,000 $8,008 6.82%
OCALA, FL (FHA|USDA|VA) 14 $3,430,000 $245,000 $8,306 6.03%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $3,350,000 $418,750 $8,520 6.90%
KANSAS CITY, MO-KS (FHA|USDA|VA) 9 $3,315,000 $368,333 $1,848 6.70%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $3,290,000 $329,000 $6,932 6.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $3,240,000 $405,000 $3,000 6.31%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $3,075,000 $341,667 $9,662 6.38%
PUNTA GORDA, FL (FHA|USDA|VA) 13 $3,065,000 $235,769 $7,181 6.74%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $3,030,000 $303,000 $5,627 6.63%
Newberry, SC (FHA|USDA|VA) 11 $3,025,000 $275,000 $5,986 6.03%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 9 $2,995,000 $332,778 $10,472 6.18%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,980,000 $372,500 $12,149 6.41%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $2,910,000 $291,000 $5,866 6.47%
KNOXVILLE, TN (FHA|USDA|VA) 8 $2,870,000 $358,750 $2,494 6.57%
PUEBLO, CO (FHA|USDA|VA) 10 $2,780,000 $278,000 $6,346 5.36%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $2,765,000 $395,000 $6,166 6.46%
CEDAR RAPIDS, IA (FHA|USDA|VA) 8 $2,760,000 $345,000 $921 6.23%
DOVER, DE (FHA|USDA|VA) 10 $2,710,000 $271,000 $9,563 6.83%
WINCHESTER, VA-WV (FHA|USDA|VA) 8 $2,690,000 $336,250 $8,713 6.69%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 11 $2,675,000 $243,182 $3,420 7.14%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 8 $2,610,000 $326,250 $2,757 6.77%
Pottsville, PA (FHA|USDA|VA) 13 $2,595,000 $199,615 $9,211 6.65%
ROCKFORD, IL (FHA|USDA|VA) 16 $2,560,000 $160,000 $4,140 5.92%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 7 $2,475,000 $353,571 $6,592 6.99%
COLUMBUS, GA-AL (FHA|USDA|VA) 8 $2,440,000 $305,000 $1,475 6.75%
Concord, NH (FHA|USDA|VA) 6 $2,430,000 $405,000 $5,858 6.72%
OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $2,410,000 $301,250 $2,731 6.48%
Ellensburg, WA (FHA|USDA|VA) 1 $2,385,000 $2,385,000 $8,095 7.38%
Faribault-Northfield, MN (FHA|USDA|VA) 10 $2,370,000 $237,000 $7,198 5.63%
KANKAKEE, IL (FHA|USDA|VA) 17 $2,345,000 $137,941 $5,571 6.72%
EL PASO, TX (FHA|USDA|VA) 6 $2,340,000 $390,000 $6,626 6.60%
ABILENE, TX (FHA|USDA|VA) 9 $2,315,000 $257,222 $6,961 6.40%
RICHMOND, VA (FHA|USDA|VA) 6 $2,240,000 $373,333 $4,215 6.28%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $2,025,000 $405,000 $7,448 6.59%
LOUISVILLE, KY (FHA|USDA|VA) 6 $2,020,000 $336,667 $2,679 6.36%
NAPA, CA (FHA|USDA|VA) 2 $1,900,000 $950,000 $21,169 6.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 6 $1,890,000 $315,000 $1,339 6.77%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $1,875,000 $375,000 $5,862 6.49%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,825,000 $365,000 $6,421 6.39%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,800,000 $450,000 $2,866 6.42%
Carlsbad-Artesia, NM (FHA|USDA|VA) 4 $1,770,000 $442,500 $438 6.71%
Brainerd, MN (FHA|USDA|VA) 5 $1,715,000 $343,000 $9,250 5.60%
MONTGOMERY, AL (FHA|USDA|VA) 3 $1,685,000 $561,667 $5,524 6.23%
Clearlake, CA (FHA|USDA|VA) 6 $1,630,000 $271,667 $6,608 8.10%
LYNCHBURG, VA (FHA|USDA|VA) 3 $1,605,000 $535,000 $7,790 7.38%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,590,000 $397,500 $8,529 7.00%
Wilmington, OH (FHA|USDA|VA) 7 $1,585,000 $226,429 $3,865 6.28%
Whitewater, WI (FHA|USDA|VA) 4 $1,570,000 $392,500 $2,992 6.83%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,560,000 $260,000 $3,488 7.09%
Easton, MD (FHA|USDA|VA) 3 $1,515,000 $505,000 $7,513 6.91%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,505,000 $301,000 $2,821 7.14%
ST. GEORGE, UT (FHA|USDA|VA) 3 $1,485,000 $495,000 $7,155 6.98%
Red Wing, MN (FHA|USDA|VA) 6 $1,480,000 $246,667 $5,231 6.73%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $1,435,000 $205,000 $4,351 7.16%
APPLETON, WI (FHA|USDA|VA) 3 $1,415,000 $471,667 $3,219 7.10%
GAINESVILLE, FL (FHA|USDA|VA) 4 $1,390,000 $347,500 $14,144 5.61%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,385,000 $277,000 $1,263 6.75%
Lebanon, NH-VT (FHA|USDA|VA) 5 $1,385,000 $277,000 $6,263 6.93%
AMARILLO, TX (FHA|USDA|VA) 3 $1,365,000 $455,000 $3,433 6.31%
Williston, ND (FHA|USDA|VA) 3 $1,345,000 $448,333 $2,129 6.65%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,320,000 $330,000 $3,072 6.54%
GETTYSBURG, PA (FHA|USDA|VA) 5 $1,295,000 $259,000 $6,222 7.07%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,295,000 $431,667 $8,087 6.66%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 4 $1,280,000 $320,000 $4,810 6.79%
Vernal, UT (FHA|USDA|VA) 5 $1,265,000 $253,000 $8,120 6.75%
Edwards, CO (FHA|USDA|VA) 2 $1,260,000 $630,000 $3,896 7.25%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $1,200,000 $300,000 $4,217 6.73%
RACINE, WI (FHA|USDA|VA) 5 $1,185,000 $237,000 $3,405 6.85%
Bonham, TX (FHA|USDA|VA) 3 $1,155,000 $385,000 $4,838 6.60%
Athens, TX (FHA|USDA|VA) 2 $1,130,000 $565,000 $14,638 6.54%
FOND DU LAC, WI (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,297 6.69%
Beaver Dam, WI (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,833 7.03%
New Castle, PA (FHA|USDA|VA) 7 $1,075,000 $153,571 $6,141 6.51%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,065,000 $213,000 $7,412 6.82%
MADISON, WI (FHA|USDA|VA) 3 $1,065,000 $355,000 $2,547 6.69%
Huntsville, TX (FHA|USDA|VA) 3 $1,065,000 $355,000 $4,444 5.92%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $1,065,000 $355,000 $9,613 6.76%
Nogales, AZ (FHA|USDA|VA) 3 $1,045,000 $348,333 $6,845 7.19%
MODESTO, CA (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,471 6.78%
Cullowhee, NC (FHA|USDA|VA) 1 $1,015,000 $1,015,000 $7,827 7.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,616 6.12%
ANCHORAGE, AK (FHA|USDA|VA) 2 $1,000,000 $500,000 $1,436 7.00%
NILES, MI (FHA|USDA|VA) 2 $990,000 $495,000 $14,067 7.19%
Okeechobee, FL (FHA|USDA|VA) 2 $980,000 $490,000 $16,151 6.75%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $970,000 $485,000 $8,452 6.99%
Ukiah, CA (FHA|USDA|VA) 2 $960,000 $480,000 $6,280 6.89%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $955,000 $318,333 $4,118 8.20%
Port Angeles, WA (FHA|USDA|VA) 2 $950,000 $475,000 $6,045 6.50%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $945,000 $315,000 $2,175 6.56%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $935,000 $311,667 $9,549 5.80%
MERCED, CA (FHA|USDA|VA) 2 $920,000 $460,000 $9,655 6.98%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $900,000 $225,000 $7,440 6.65%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $895,000 $298,333 $1,316 6.41%
SHEBOYGAN, WI (FHA|USDA|VA) 3 $895,000 $298,333 $4,112 6.74%
Mount Vernon, OH (FHA|USDA|VA) 5 $895,000 $179,000 $3,209 5.30%
BOISE CITY, ID (FHA|USDA|VA) 2 $890,000 $445,000 $7,835 6.20%
TYLER, TX (FHA|USDA|VA) 3 $885,000 $295,000 $8,052 6.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $870,000 $435,000 $3,465 6.16%
ERIE, PA (FHA|USDA|VA) 6 $860,000 $143,333 $6,230 6.85%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $860,000 $430,000 $3,094 6.06%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $830,000 $207,500 $1,764 6.41%
PEORIA, IL (FHA|USDA|VA) 5 $825,000 $165,000 $4,179 7.07%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $820,000 $410,000 $10 6.56%
AKRON, OH (FHA|USDA|VA) 3 $815,000 $271,667 $9,258 6.37%
LAS CRUCES, NM (FHA|USDA|VA) 2 $810,000 $405,000 $1,138 6.60%
CHARLESTON, WV (FHA|USDA|VA) 2 $810,000 $405,000 $2,382 6.81%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $810,000 $405,000 $4,102 6.86%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $810,000 $202,500 $5,166 6.58%
REDDING, CA (FHA|USDA|VA) 2 $800,000 $400,000 $11,583 6.44%
IOWA CITY, IA (FHA|USDA|VA) 3 $795,000 $265,000 $333 6.55%
LUBBOCK, TX (FHA|USDA|VA) 2 $790,000 $395,000 $1,209 6.56%
Marion, OH (FHA|USDA|VA) 7 $785,000 $112,143 $1,506 4.75%
Bellefontaine, OH (FHA|USDA|VA) 3 $785,000 $261,667 $7,381 7.00%
MANHATTAN, KS (FHA|USDA|VA) 3 $785,000 $261,667 $1,818 6.18%
ANN ARBOR, MI (FHA|USDA|VA) 2 $780,000 $390,000 $4,345 6.98%
MOBILE, AL (FHA|USDA|VA) 3 $765,000 $255,000 $9,583 6.62%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $760,000 $380,000 $4,210 6.83%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $755,000 $251,667 $12,794 4.96%
Brevard, NC (FHA|USDA|VA) 1 $745,000 $745,000 $1,959 6.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $740,000 $370,000 $4,924 6.38%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $735,000 $245,000 $8,958 6.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $735,000 $245,000 $7,026 6.33%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $730,000 $365,000 $3,785 6.56%
St. Marys, GA (FHA|USDA|VA) 3 $725,000 $241,667 $3,691 6.57%
FLINT, MI (FHA|USDA|VA) 3 $725,000 $241,667 $1,500 6.29%
Gallup, NM (FHA|USDA|VA) 2 $720,000 $360,000 $9,370 6.68%
STAUNTON, VA (FHA|USDA|VA) 1 $715,000 $715,000 $3,639 5.50%
WILMINGTON, NC (FHA|USDA|VA) 2 $710,000 $355,000 $5,904 6.74%
Show Low, AZ (FHA|USDA|VA) 2 $710,000 $355,000 $11,340 6.88%
Hilo, HI (FHA|USDA|VA) 1 $705,000 $705,000 $8,174 7.99%
BEND, OR (FHA|USDA|VA) 2 $690,000 $345,000 $7,413 7.06%
Klamath Falls, OR (FHA|USDA|VA) 2 $680,000 $340,000 $8,797 6.58%
CLEVELAND, TN (FHA|USDA|VA) 3 $675,000 $225,000 $4,540 6.88%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $660,000 $330,000 $3,200 6.44%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $650,000 $325,000 $5,610 6.79%
MADERA, CA (FHA|USDA|VA) 2 $650,000 $325,000 $0 7.25%
Red Bluff, CA (FHA|USDA|VA) 2 $640,000 $320,000 $4,991 6.81%
LIMA, OH (FHA|USDA|VA) 3 $635,000 $211,667 $2,448 6.66%
Hudson, NY (FHA|USDA|VA) 1 $635,000 $635,000 $7,636 5.99%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $630,000 $315,000 $4,147 6.43%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $625,000 $625,000 $0 7.38%
Ardmore, OK (FHA|USDA|VA) 3 $615,000 $205,000 $92 6.96%
Manitowoc, WI (FHA|USDA|VA) 2 $600,000 $300,000 $612 6.69%
Hutchinson, MN (FHA|USDA|VA) 4 $600,000 $150,000 $8,194 3.22%
Meadville, PA (FHA|USDA|VA) 2 $590,000 $295,000 $5,225 6.94%
Hobbs, NM (FHA|USDA|VA) 2 $590,000 $295,000 $1,836 6.69%
SAVANNAH, GA (FHA|USDA|VA) 2 $590,000 $295,000 $3,749 6.91%
Boone, NC (FHA|USDA|VA) 1 $585,000 $585,000 $0 7.63%
GREEN BAY, WI (FHA|USDA|VA) 2 $580,000 $290,000 $7,591 6.69%
KINGSTON, NY (FHA|USDA|VA) 2 $580,000 $290,000 $5,227 7.06%
FORT WAYNE, IN (FHA|USDA|VA) 3 $555,000 $185,000 $6,210 7.04%
JACKSON, MS (FHA|USDA|VA) 2 $550,000 $275,000 $3,961 6.31%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $535,000 $535,000 $0 6.13%
Mount Airy, NC (FHA|USDA|VA) 1 $535,000 $535,000 $4,302 7.13%
RENO, NV (FHA|USDA|VA) 1 $525,000 $525,000 $9,202 6.75%
SANTA FE, NM (FHA|USDA|VA) 1 $525,000 $525,000 $68 7.25%
Taos, NM (FHA|USDA|VA) 1 $525,000 $525,000 $4,494 6.50%
FARMINGTON, NM (FHA|USDA|VA) 2 $520,000 $260,000 $1,869 6.19%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $515,000 $171,667 $586 8.16%
CHEYENNE, WY (FHA|USDA|VA) 1 $505,000 $505,000 $2,784 6.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $505,000 $505,000 $1,200 5.99%
FRESNO, CA (FHA|USDA|VA) 1 $495,000 $495,000 $4,655 6.99%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $490,000 $245,000 $4,570 6.69%
ALBANY, GA (FHA|USDA|VA) 2 $490,000 $245,000 $378 6.40%
Huntingdon, PA (FHA|USDA|VA) 2 $490,000 $245,000 $8,595 7.44%
Laurel, MS (FHA|USDA|VA) 1 $485,000 $485,000 $6,037 6.23%
CaƱon City, CO (FHA|USDA|VA) 3 $485,000 $161,667 $5,101 4.79%
WACO, TX (FHA|USDA|VA) 2 $480,000 $240,000 $7,490 6.61%
VICTORIA, TX (FHA|USDA|VA) 2 $480,000 $240,000 $2,591 6.56%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $480,000 $240,000 $3,590 7.93%
MORGANTOWN, WV (FHA|USDA|VA) 1 $475,000 $475,000 $68 6.60%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $470,000 $235,000 $6,835 6.39%
BANGOR, ME (FHA|USDA|VA) 2 $470,000 $235,000 $1,417 6.09%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $465,000 $465,000 $8,042 6.75%
SAN ANGELO, TX (FHA|USDA|VA) 2 $460,000 $230,000 $3,712 6.45%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $455,000 $455,000 $3,879 7.13%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $450,000 $225,000 $11,387 7.13%
TOPEKA, KS (FHA|USDA|VA) 1 $445,000 $445,000 $0 6.58%
Sevierville, TN (FHA|USDA|VA) 2 $440,000 $220,000 $0 7.00%
Marshalltown, IA (FHA|USDA|VA) 1 $435,000 $435,000 $0 6.98%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $430,000 $215,000 $627 7.28%
Albertville, AL (FHA|USDA|VA) 1 $425,000 $425,000 $95 5.65%
MORRISTOWN, TN (FHA|USDA|VA) 1 $425,000 $425,000 $5,306 5.75%
TWIN FALLS, ID (FHA|USDA|VA) 1 $425,000 $425,000 $0 6.25%
Palestine, TX (FHA|USDA|VA) 1 $425,000 $425,000 $16,278 5.58%
Rochelle, IL (FHA|USDA|VA) 3 $415,000 $138,333 $4,599 6.74%
Rockport, TX (FHA|USDA|VA) 1 $415,000 $415,000 $2,379 6.50%
VALDOSTA, GA (FHA|USDA|VA) 1 $415,000 $415,000 $9,198 6.55%
Barre, VT (FHA|USDA|VA) 1 $405,000 $405,000 $5,178 7.13%
LAFAYETTE, LA (FHA|USDA|VA) 1 $405,000 $405,000 $12,285 6.99%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $400,000 $200,000 $4,424 6.81%
RAPID CITY, SD (FHA|USDA|VA) 1 $395,000 $395,000 $4,512 6.63%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $395,000 $395,000 $4,242 6.00%
Rock Springs, WY (FHA|USDA|VA) 1 $395,000 $395,000 $0 7.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $395,000 $395,000 $2,966 5.75%
Hastings, NE (FHA|USDA|VA) 1 $385,000 $385,000 $68 6.63%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $385,000 $385,000 $13,759 7.13%
Lebanon, MO (FHA|USDA|VA) 1 $385,000 $385,000 $12,874 5.99%
Mason City, IA (FHA|USDA|VA) 1 $385,000 $385,000 $7,942 7.50%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $385,000 $385,000 $10,109 7.05%
JACKSON, TN (FHA|USDA|VA) 1 $375,000 $375,000 $11,297 6.53%
TOLEDO, OH (FHA|USDA|VA) 2 $370,000 $185,000 $7,379 6.79%
Calhoun, GA (FHA|USDA|VA) 1 $365,000 $365,000 $2,726 7.38%
Owatonna, MN (FHA|USDA|VA) 3 $365,000 $121,667 $4,428 7.04%
ROANOKE, VA (FHA|USDA|VA) 1 $365,000 $365,000 $11,742 5.65%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $355,000 $355,000 $262 6.75%
Newport, TN (FHA|USDA|VA) 1 $355,000 $355,000 $0 7.50%
Moultrie, GA (FHA|USDA|VA) 1 $355,000 $355,000 $5,517 7.99%
Ruston, LA (FHA|USDA|VA) 1 $345,000 $345,000 $0 6.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $345,000 $345,000 $11,562 6.25%
SYRACUSE, NY (FHA|USDA|VA) 1 $345,000 $345,000 $2,691 6.13%
Harrison, AR (FHA|USDA|VA) 1 $345,000 $345,000 $2,171 6.55%
CHICO, CA (FHA|USDA|VA) 1 $345,000 $345,000 $16,309 5.88%
Menomonie, WI (FHA|USDA|VA) 1 $345,000 $345,000 $6,337 5.99%
Ottawa, IL (FHA|USDA|VA) 3 $335,000 $111,667 $4,010 7.58%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $335,000 $335,000 $5,933 5.25%
Breckenridge, CO (FHA|USDA|VA) 1 $335,000 $335,000 $3,918 7.88%
Ashtabula, OH (FHA|USDA|VA) 1 $325,000 $325,000 $3,908 7.38%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $325,000 $325,000 $3,379 6.00%
AMES, IA (FHA|USDA|VA) 1 $325,000 $325,000 $3,110 7.05%
MANKATO, MN (FHA|USDA|VA) 2 $320,000 $160,000 $0 6.75%
Oil City, PA (FHA|USDA|VA) 1 $315,000 $315,000 $3,893 6.13%
Price, UT (FHA|USDA|VA) 1 $305,000 $305,000 $9,975 7.25%
Cornelia, GA (FHA|USDA|VA) 1 $305,000 $305,000 $11,955 5.99%
Key West, FL (FHA|USDA|VA) 1 $305,000 $305,000 $6,024 6.63%
THE VILLAGES, FL (FHA|USDA|VA) 1 $305,000 $305,000 $5,160 6.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $300,000 $150,000 $0 3.00%
Orangeburg, SC (FHA|USDA|VA) 2 $300,000 $150,000 $5,239 6.78%
Evanston, WY (FHA|USDA|VA) 1 $295,000 $295,000 $585 6.08%
VISALIA, CA (FHA|USDA|VA) 1 $295,000 $295,000 $700 5.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $295,000 $295,000 $3,650 6.25%
Keene, NH (FHA|USDA|VA) 1 $285,000 $285,000 $6,920 6.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $285,000 $285,000 $8,112 6.75%
Traverse City, MI (FHA|USDA|VA) 1 $285,000 $285,000 $0 6.99%
JOPLIN, MO (FHA|USDA|VA) 1 $285,000 $285,000 $2,948 6.58%
Indiana, PA (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.63%
Cambridge, MD (FHA|USDA|VA) 1 $275,000 $275,000 $8,747 6.50%
Marquette, MI (FHA|USDA|VA) 1 $275,000 $275,000 $4,799 7.25%
SPARTANBURG, SC (FHA|USDA|VA) 1 $275,000 $275,000 $5,902 7.25%
Forest City, NC (FHA|USDA|VA) 1 $275,000 $275,000 $6,265 6.63%
Madisonville, KY (FHA|USDA|VA) 1 $275,000 $275,000 $1,098 6.13%
FLORENCE, SC (FHA|USDA|VA) 1 $265,000 $265,000 $4,081 7.48%
Rutland, VT (FHA|USDA|VA) 1 $265,000 $265,000 $5,620 6.63%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $265,000 $265,000 $8,083 6.55%
Shelby, NC (FHA|USDA|VA) 1 $265,000 $265,000 $4,589 6.85%
Statesboro, GA (FHA|USDA|VA) 1 $265,000 $265,000 $6,573 6.99%
Big Spring, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,320 6.13%
Starkville, MS (FHA|USDA|VA) 1 $255,000 $255,000 $12,357 7.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $255,000 $255,000 $6,137 6.00%
Fremont, OH (FHA|USDA|VA) 1 $255,000 $255,000 $6,696 7.99%
ELMIRA, NY (FHA|USDA|VA) 1 $255,000 $255,000 $2,287 6.78%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $255,000 $255,000 $630 6.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $250,000 $125,000 $7,002 7.63%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.75%
CORVALLIS, OR (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.50%
Alexander City, AL (FHA|USDA|VA) 1 $235,000 $235,000 $6,788 7.63%
WHEELING, WV-OH (FHA|USDA|VA) 1 $235,000 $235,000 $4,343 6.63%
Albemarle, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,973 7.38%
Arcadia, FL (FHA|USDA|VA) 1 $225,000 $225,000 $11,305 6.63%
COLUMBIA, MO (FHA|USDA|VA) 1 $225,000 $225,000 $3,583 6.88%
Washington Court House, OH (FHA|USDA|VA) 1 $215,000 $215,000 $8,293 6.63%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.90%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $205,000 $205,000 $1,889 6.88%
WICHITA, KS (FHA|USDA|VA) 1 $205,000 $205,000 $1,281 6.03%
Greenwood, SC (FHA|USDA|VA) 1 $195,000 $195,000 $9,416 6.63%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,038 6.63%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $195,000 $195,000 $4,569 7.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $195,000 $195,000 $7,794 6.13%
Corning, NY (FHA|USDA|VA) 1 $185,000 $185,000 $8,650 6.75%
Alamogordo, NM (FHA|USDA|VA) 1 $185,000 $185,000 $3,991 7.00%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $185,000 $185,000 $5,020 6.25%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $185,000 $185,000 $730 6.99%
Chillicothe, OH (FHA|USDA|VA) 1 $175,000 $175,000 $6,373 6.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $175,000 $175,000 $6,699 6.75%
Decatur, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,828 6.60%
Gillette, WY (FHA|USDA|VA) 1 $165,000 $165,000 $4,240 6.68%
Plymouth, IN (FHA|USDA|VA) 1 $165,000 $165,000 $6,101 6.25%
Urbana, OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,995 6.88%
Union, SC (FHA|USDA|VA) 1 $165,000 $165,000 $6,731 6.63%
Aberdeen, WA (FHA|USDA|VA) 1 $155,000 $155,000 $8,545 6.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $155,000 $155,000 $4,405 7.63%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.88%
Plattsburgh, NY (FHA|USDA|VA) 1 $145,000 $145,000 $3,496 7.08%
Farmington, MO (FHA|USDA|VA) 1 $145,000 $145,000 $3,989 6.95%
Atmore, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,126 6.25%
Durango, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $105,000 $105,000 $1,970 5.75%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $105,000 $105,000 $5,504 7.88%
Georgetown, SC (FHA|USDA|VA) 1 $95,000 $95,000 $3,891 6.63%
NEW BERN, NC (FHA|USDA|VA) 1 $95,000 $95,000 $3,613 5.83%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $85,000 $85,000 $3,209 6.25%
Zanesville, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,221 6.55%
Shawano, WI (FHA|USDA|VA) 1 $85,000 $85,000 $4,273 7.25%
Burlington, IA-IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,676 5.75%
Albert Lea, MN (FHA|USDA|VA) 1 $55,000 $55,000 $2,298 6.88%
Guaranteed Rate Affinity's top markets include New York, Chicago, Boston, Los Angeles, and San Francisco among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,507 $4,732,135,000 $411,240 $6,553 6.51%
    FHA 1,460 $488,750,000 $334,760 $12,991 6.54%
    VA 1,213 $562,215,000 $463,491 $8,446 6.22%
    HELOC 383 $36,205,000 $94,530 n/a 10.61%
    USDA 24 $5,790,000 $241,250 $9,283 6.42%

    For 2024, Guaranteed Rate Affinity's most frequently originated type of loan was Conventional, with 11,507 originations. Their 2nd most popular type was FHA, with 1,460 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 13,202 $5,352,540,000 $405,434 $7,441 6.48%
    Refi 503 $257,335,000 $511,600 $5,520 6.27%
    Cash Out Refi 499 $179,015,000 $358,747 $7,413 6.94%
    Other 228 $20,880,000 $91,579 $0 10.78%
    Home Improvement 155 $15,325,000 $98,871 $0 10.36%

    For 2024, Guaranteed Rate Affinity's most frequently cited loan purpose was Home Purchase, with 13,202 originations. The 2nd most popular reason was Refi, with 503 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 13,881 $5,668,365,000 $408,354 $7,418 6.68%
    15 Year 341 $102,265,000 $299,897 $5,109 6.11%
    10 Year 181 $9,005,000 $49,751 $4,850 4.57%
    20 Year 99 $16,875,000 $170,455 $5,212 2.87%
    Other 37 $1,895,000 $51,216 $6,319 0.71%
    5 Year 26 $1,150,000 $44,231 $0 4.31%
    30+ year 22 $25,540,000 $1,160,909 $13,647 7.14%

    For 2024, Guaranteed Rate Affinity's most frequently cited loan duration was 30 Year, with 13,881 originations. The 2nd most popular length was 15 Year, with 341 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 5,236 $2,327,080,000 $444,439
    $5k+ 2,242 $1,156,490,000 $515,830
    $<1k 2,094 $692,020,000 $330,478
    $2k-3k 1,612 $535,810,000 $332,388
    $3k-4k 1,279 $448,865,000 $350,950
    $4k-5k 1,008 $381,330,000 $378,304

    Guaranteed Rate Affinity's average total fees were $7,418, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,236 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 9,103 $3,816,225,000 $419,227
    7-8% 3,050 $1,269,750,000 $416,311
    5-6% 1,406 $631,540,000 $449,175
    Over 8% 520 $83,470,000 $160,519
    <2.5% 475 $7,985,000 $16,811
    4-5% 33 $16,125,000 $488,636

    During 2024, Guaranteed Rate Affinity's average interest rate for loans was 6.68%, while their most frequently originated rate bucket for loans was 6-7%, with 9,103 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,904 $1,746,010,000 $295,733 $6,791 6.75%
    $400k-600k 3,102 $1,504,220,000 $484,919 $7,860 6.66%
    $100k-200k 2,022 $316,020,000 $156,291 $5,043 6.91%
    $600k-1MM 1,958 $1,445,960,000 $738,488 $9,028 6.62%
    $100,000 or less 1,028 $40,340,000 $39,241 $3,873 4.78%
    $1MM+ 573 $772,545,000 $1,348,246 $11,609 6.77%

    2024 saw Guaranteed Rate Affinity place emphasis on $200k-400k loans with 5,904 originations, totaling $1,746,010,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 3,638 $1,717,940,000 $472,221 $7,494 6.80%
    $100k-150k 3,548 $1,191,400,000 $335,795 $7,421 6.62%
    $250k+ 2,405 $1,799,205,000 $748,110 $8,505 6.86%
    $75k-100k 2,264 $569,780,000 $251,670 $7,089 6.42%
    $50k-75k 1,937 $377,635,000 $194,959 $6,307 6.19%
    $50k or less 555 $72,505,000 $130,640 $5,300 6.07%

    Guaranteed Rate Affinity lent most frequently to those with incomes in the $150k-250k range, with 3,638 originations. The second most popular income band? $100k-150k, with 3,548 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,357 $948,765,000 $402,531 $6,697 6.69%
    20-30% 2,049 $798,075,000 $389,495 $6,298 6.71%
    49% 1,077 $406,255,000 $377,210 $8,017 6.68%
    50-60% 798 $331,230,000 $415,075 $11,820 6.37%
    44% 695 $263,985,000 $379,835 $7,597 6.39%
    43% 636 $263,330,000 $414,041 $7,321 6.46%
    48% 633 $247,635,000 $391,209 $7,823 6.64%
    42% 608 $251,930,000 $414,359 $7,319 6.61%
    47% 594 $235,720,000 $396,835 $8,014 6.45%
    46% 585 $224,465,000 $383,701 $7,390 6.61%
    41% 585 $254,735,000 $435,444 $7,439 6.58%
    <20% 580 $220,900,000 $380,862 $5,921 6.53%
    45% 578 $216,110,000 $373,893 $7,521 6.54%
    39% 548 $229,040,000 $417,956 $7,332 6.59%
    40% 531 $216,945,000 $408,559 $7,109 6.59%
    38% 498 $209,390,000 $420,462 $7,168 6.56%
    36% 477 $187,205,000 $392,463 $6,753 6.60%
    37% 475 $200,495,000 $422,095 $7,144 6.52%
    >60% 43 $22,255,000 $517,558 $10,478 6.33%

    Guaranteed Rate Affinity lent most frequently to those with DTI ratios of 30-36%, with 2,357 originations. The next most common DTI ratio? 20-30%, with 2,049 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,710 $3,407,740,000 $391,245 $6,957 6.71%
    Not provided 3,460 $1,439,900,000 $416,156 $7,897 6.47%
    Asian 814 $430,090,000 $528,366 $7,927 6.59%
    Black 1,142 $315,210,000 $276,016 $8,433 6.11%
    Asian Indian 152 $102,090,000 $671,645 $7,553 6.77%
    American Indian 119 $38,005,000 $319,370 $7,820 6.20%
    Other Asian 57 $26,965,000 $473,070 $8,363 6.73%
    Filipino 43 $21,265,000 $494,535 $8,940 6.60%
    Chinese 38 $21,160,000 $556,842 $9,588 7.15%
    Korean 19 $9,155,000 $481,842 $10,978 6.34%
    Japanese 15 $7,695,000 $513,000 $10,557 6.66%
    Native Hawaiian or Islander 8 $3,360,000 $420,000 $9,011 7.15%
    Vietnamese 7 $1,725,000 $246,429 $7,089 6.64%
    Samoan 2 $560,000 $280,000 $6,659 6.50%
    Other Pacific Islander 1 $175,000 $175,000 $0 8.50%

    Approval Rates

    Total approvals of all applications
    94.05%

    Guaranteed Rate Affinity has an average approval rate.

    Pick Rate

    Approvals leading to origination
    63.15%

    Guaranteed Rate Affinity has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 14,587 $5,825,095,000 $399,335

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    14,587 $5,825,095,000 $399,335

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 679 $163,415,000 $240,670 $4,977 7.01%
    40-60% 1,325 $525,715,000 $396,766 $5,833 6.68%
    60-80% 4,142 $1,972,230,000 $476,154 $6,853 6.78%
    80-100% 7,251 $3,005,145,000 $414,446 $7,849 6.69%
    Over 100% 252 $110,060,000 $436,746 $16,163 6.33%
    Under 20% 938 $48,530,000 $51,738 $4,461 4.74%