Guaranteed Rate Affinity Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 54930001NSTOD85LT125

Tax ID: 81-5294275

5 stars - Updated: 4/14/24 - out of 5 stars, based on 122 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Guaranteed Rate Affinity is a mid-sized mortgage company specializing in Home Purchase loans. Guaranteed Rate Affinity has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Chicago, Minneapolis, Boston, and Washington among others. We have data for 419 markets. (Some data included below & more in-depth data is available with an active subscription.)

Guaranteed Rate Affinity has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranteed Rate Affinity is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.62% 4/14/24
30 Year Conventional Refi 6.41% 4/14/24
30 Year Cash-out Refi 6.71% 4/14/24
30 Year FHA Purchase 7.47% 4/14/24
30 Year FHA Refi 7.33% 4/14/24
30 Year VA Purchase 6.12% 4/14/24
30 Year VA Refi 6.19% 4/14/24
30 Year USDA Purchase 7.01% 4/14/24
30 Year USDA Refi 6.27% 4/14/24
15 Year Conventional Purchase 5.86% 4/14/24
15 Year Conventional Refi 5.95% 4/14/24
15 Year Cash-out Refi 5.95% 4/14/24
15 Year FHA Purchase 5.68% 4/14/24
15 Year FHA Refi 5.68% 4/14/24
15 Year VA Purchase 5.68% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Guaranteed Rate Affinity Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Guaranteed Rate Affinity. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

14,829

Origination Dollar Volume (All Markets)

$5,377,695,000
Show all (42) awards

Relative Rate

Guaranteed Rate Affinity's average 30 year fixed mortgage rate was 6.61%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.13%.

Relative Fees (Closing Costs)

Guaranteed Rate Affinity's average total fees/closing costs for a 30 year fixed rate mortgage were $7,598.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,059 $526,135,000 $496,822 $8,477 6.63%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,216 $332,600,000 $273,520 $7,566 5.86%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 784 $229,700,000 $292,985 $6,434 6.32%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 439 $227,295,000 $517,756 $6,688 6.61%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 375 $189,475,000 $505,267 $8,113 6.51%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 228 $168,550,000 $739,254 $11,547 6.55%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 330 $156,660,000 $474,727 $6,766 6.30%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 419 $155,005,000 $369,940 $6,315 6.52%
ST. LOUIS, MO-IL (FHA|USDA|VA) 580 $142,370,000 $245,466 $5,493 6.14%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 433 $139,485,000 $322,136 $7,741 6.59%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 383 $133,875,000 $349,543 $8,588 6.72%
PITTSBURGH, PA (FHA|USDA|VA) 502 $130,280,000 $259,522 $7,555 6.63%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 308 $126,390,000 $410,357 $7,248 6.64%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 333 $125,845,000 $377,913 $8,757 6.62%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 155 $123,385,000 $796,032 $10,100 6.46%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 316 $121,440,000 $384,304 $8,983 6.69%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 261 $106,345,000 $407,452 $9,164 6.61%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 309 $100,045,000 $323,770 $7,905 6.25%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 403 $98,635,000 $244,752 $5,291 6.60%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 112 $77,380,000 $690,893 $10,211 6.61%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 204 $71,700,000 $351,471 $8,181 6.32%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 143 $71,525,000 $500,175 $7,964 6.72%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 199 $69,615,000 $349,824 $8,118 6.57%
TUCSON, AZ (FHA|USDA|VA) 195 $65,985,000 $338,385 $6,680 6.75%
COLUMBIA, SC (FHA|USDA|VA) 257 $65,735,000 $255,778 $7,091 6.60%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 181 $63,575,000 $351,243 $6,865 6.68%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 142 $62,100,000 $437,324 $7,840 6.54%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 131 $60,155,000 $459,198 $9,913 6.73%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 76 $58,590,000 $770,921 $10,627 6.58%
COLUMBUS, OH (FHA|USDA|VA) 212 $57,310,000 $270,330 $5,570 6.59%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 133 $47,945,000 $360,489 $8,931 6.71%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 151 $47,235,000 $312,815 $7,267 6.78%
Outside of Metro Areas 164 $44,800,000 $273,171 $7,230 6.58%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 138 $38,860,000 $281,594 $5,769 6.69%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 100 $37,600,000 $376,000 $7,425 6.48%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 72 $36,670,000 $509,306 $10,610 6.61%
SALISBURY, MD-DE (FHA|USDA|VA) 116 $34,020,000 $293,276 $8,255 6.80%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 129 $32,815,000 $254,380 $8,612 5.69%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 112 $32,540,000 $290,536 $4,081 6.77%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 92 $30,810,000 $334,891 $9,704 6.19%
WORCESTER, MA-CT (FHA|USDA|VA) 82 $30,330,000 $369,878 $7,670 6.64%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 109 $26,525,000 $243,349 $8,053 6.87%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 51 $26,005,000 $509,902 $8,811 6.72%
JACKSONVILLE, FL (FHA|USDA|VA) 82 $25,490,000 $310,854 $9,006 5.97%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 49 $24,125,000 $492,347 $11,749 6.36%
COLORADO SPRINGS, CO (FHA|USDA|VA) 52 $23,280,000 $447,692 $6,088 6.55%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 55 $19,805,000 $360,091 $10,277 5.74%
PORT ST. LUCIE, FL (FHA|USDA|VA) 57 $18,905,000 $331,667 $8,230 6.07%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 49 $18,695,000 $381,531 $7,022 6.68%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 73 $17,865,000 $244,726 $5,799 6.70%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 57 $17,445,000 $306,053 $8,593 6.54%
SPRINGFIELD, MA (FHA|USDA|VA) 60 $17,340,000 $289,000 $7,854 6.49%
SALT LAKE CITY, UT (FHA|USDA|VA) 41 $15,375,000 $375,000 $9,806 6.76%
ROCHESTER, MN (FHA|USDA|VA) 67 $15,175,000 $226,493 $5,380 5.80%
FORT COLLINS, CO (FHA|USDA|VA) 35 $14,425,000 $412,143 $5,657 6.51%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 42 $14,400,000 $342,857 $7,423 6.54%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 42 $14,000,000 $333,333 $10,500 6.26%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 23 $12,675,000 $551,087 $11,503 6.12%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 31 $12,225,000 $394,355 $8,708 6.64%
MIDLAND, TX (FHA|USDA|VA) 31 $12,125,000 $391,129 $3,810 6.42%
Torrington, CT (FHA|USDA|VA) 41 $12,095,000 $295,000 $7,367 6.67%
GREELEY, CO (FHA|USDA|VA) 33 $11,375,000 $344,697 $8,238 5.63%
YORK-HANOVER, PA (FHA|USDA|VA) 51 $11,365,000 $222,843 $7,436 6.68%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 39 $11,205,000 $287,308 $7,574 6.97%
BOULDER, CO (FHA|USDA|VA) 21 $11,065,000 $526,905 $5,498 6.51%
SALINAS, CA (FHA|USDA|VA) 17 $11,025,000 $648,529 $14,189 6.44%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 41 $10,975,000 $267,683 $4,986 6.95%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 44 $10,940,000 $248,636 $8,430 5.99%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 39 $10,745,000 $275,513 $7,996 6.01%
HUNTSVILLE, AL (FHA|USDA|VA) 20 $9,440,000 $472,000 $3,311 6.48%
PROVO-OREM, UT (FHA|USDA|VA) 25 $9,025,000 $361,000 $7,016 7.19%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 14 $8,990,000 $642,143 $9,392 6.65%
DULUTH, MN-WI (FHA|USDA|VA) 36 $8,930,000 $248,056 $7,053 6.30%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 27 $8,815,000 $326,481 $6,804 6.80%
SUMTER, SC (FHA|USDA|VA) 38 $8,620,000 $226,842 $8,205 6.62%
PUNTA GORDA, FL (FHA|USDA|VA) 30 $7,570,000 $252,333 $8,119 6.39%
VALLEJO, CA (FHA|USDA|VA) 17 $7,345,000 $432,059 $9,292 5.56%
READING, PA (FHA|USDA|VA) 27 $7,135,000 $264,259 $9,540 6.91%
LANCASTER, PA (FHA|USDA|VA) 24 $7,000,000 $291,667 $8,346 7.00%
ST. CLOUD, MN (FHA|USDA|VA) 36 $6,580,000 $182,778 $6,848 5.80%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 18 $6,490,000 $360,556 $8,511 6.68%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 28 $6,250,000 $223,214 $4,978 6.64%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 17 $6,085,000 $357,941 $6,067 6.60%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 16 $5,840,000 $365,000 $6,588 6.87%
Payson, AZ (FHA|USDA|VA) 20 $5,800,000 $290,000 $7,564 6.70%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 15 $5,705,000 $380,333 $8,239 6.91%
LEBANON, PA (FHA|USDA|VA) 23 $5,695,000 $247,609 $8,042 6.80%
DOVER, DE (FHA|USDA|VA) 19 $5,685,000 $299,211 $10,210 6.81%
STOCKTON, CA (FHA|USDA|VA) 10 $5,250,000 $525,000 $9,592 6.59%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 17 $4,845,000 $285,000 $8,422 7.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 13 $4,835,000 $371,923 $3,709 6.46%
OCALA, FL (FHA|USDA|VA) 18 $4,760,000 $264,444 $7,069 6.30%
ROCKFORD, IL (FHA|USDA|VA) 22 $4,680,000 $212,727 $6,388 7.09%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $4,405,000 $489,444 $10,488 6.80%
RALEIGH-CARY, NC (FHA|USDA|VA) 11 $4,325,000 $393,182 $3,686 6.74%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 20 $4,150,000 $207,500 $6,550 5.97%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 12 $4,070,000 $339,167 $4,915 7.03%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $3,940,000 $492,500 $7,577 6.87%
PANAMA CITY, FL (FHA|USDA|VA) 16 $3,940,000 $246,250 $9,078 5.35%
Heber, UT (FHA|USDA|VA) 7 $3,925,000 $560,714 $12,428 6.89%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 15 $3,875,000 $258,333 $1,983 6.70%
Laconia, NH (FHA|USDA|VA) 8 $3,540,000 $442,500 $3,854 7.28%
Jefferson, GA (FHA|USDA|VA) 9 $3,395,000 $377,222 $10,936 6.52%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $3,230,000 $538,333 $11,698 6.68%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $3,150,000 $525,000 $11,337 6.28%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $3,125,000 $446,429 $9,394 7.06%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $3,040,000 $304,000 $5,092 6.60%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 7 $3,015,000 $430,714 $3,911 6.45%
BATON ROUGE, LA (FHA|USDA|VA) 8 $2,970,000 $371,250 $1,155 6.60%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $2,915,000 $416,429 $7,046 6.59%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $2,905,000 $415,000 $6,295 6.54%
GAINESVILLE, GA (FHA|USDA|VA) 7 $2,895,000 $413,571 $14,025 6.95%
BOISE CITY, ID (FHA|USDA|VA) 6 $2,890,000 $481,667 $7,444 6.63%
URBAN HONOLULU, HI (FHA|USDA|VA) 6 $2,840,000 $473,333 $13,261 6.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 12 $2,810,000 $234,167 $5,189 6.49%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 8 $2,740,000 $342,500 $2,788 7.14%
Carlsbad-Artesia, NM (FHA|USDA|VA) 10 $2,730,000 $273,000 $2,229 6.45%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $2,640,000 $264,000 $5,410 7.22%
Newberry, SC (FHA|USDA|VA) 10 $2,610,000 $261,000 $6,687 7.11%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 10 $2,580,000 $258,000 $6,684 6.81%
New Castle, PA (FHA|USDA|VA) 17 $2,485,000 $146,176 $4,928 6.65%
KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $2,445,000 $489,000 $2,206 6.75%
Edwards, CO (FHA|USDA|VA) 1 $2,425,000 $2,425,000 $7,011 6.00%
RICHMOND, VA (FHA|USDA|VA) 6 $2,400,000 $400,000 $5,288 6.61%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $2,385,000 $477,000 $11,099 6.44%
Faribault-Northfield, MN (FHA|USDA|VA) 5 $2,355,000 $471,000 $4,618 6.19%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $2,345,000 $469,000 $1,042 6.49%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 10 $2,340,000 $234,000 $3,478 7.16%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 7 $2,335,000 $333,571 $5,377 6.50%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $2,230,000 $557,500 $9,722 7.09%
KANKAKEE, IL (FHA|USDA|VA) 15 $2,185,000 $145,667 $5,341 5.46%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $2,140,000 $356,667 $7,231 6.69%
TALLAHASSEE, FL (FHA|USDA|VA) 9 $2,115,000 $235,000 $6,458 6.30%
ST. GEORGE, UT (FHA|USDA|VA) 7 $2,065,000 $295,000 $5,876 6.93%
EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $2,040,000 $255,000 $5,548 6.86%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 6 $2,020,000 $336,667 $4,892 6.24%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $1,920,000 $192,000 $5,775 6.90%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $1,910,000 $477,500 $8,410 7.56%
PUEBLO, CO (FHA|USDA|VA) 9 $1,815,000 $201,667 $4,452 5.10%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,815,000 $363,000 $5,270 7.10%
THE VILLAGES, FL (FHA|USDA|VA) 6 $1,790,000 $298,333 $6,165 6.88%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,785,000 $357,000 $8,245 7.09%
RACINE, WI (FHA|USDA|VA) 8 $1,750,000 $218,750 $3,170 6.12%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,725,000 $575,000 $11,773 6.54%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,720,000 $286,667 $1,246 6.17%
WINCHESTER, VA-WV (FHA|USDA|VA) 5 $1,715,000 $343,000 $14,384 6.67%
Lebanon, NH-VT (FHA|USDA|VA) 5 $1,705,000 $341,000 $4,285 7.13%
Concord, NH (FHA|USDA|VA) 5 $1,685,000 $337,000 $10,572 7.14%
Ottawa, IL (FHA|USDA|VA) 6 $1,590,000 $265,000 $5,131 5.84%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,585,000 $317,000 $5,420 6.65%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $1,580,000 $263,333 $4,725 6.42%
Arcadia, FL (FHA|USDA|VA) 4 $1,560,000 $390,000 $9,760 6.91%
Beaver Dam, WI (FHA|USDA|VA) 7 $1,545,000 $220,714 $3,083 6.63%
YUBA CITY, CA (FHA|USDA|VA) 4 $1,530,000 $382,500 $9,704 7.24%
Ellensburg, WA (FHA|USDA|VA) 2 $1,510,000 $755,000 $5,614 6.59%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $1,490,000 $372,500 $3,052 6.84%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $1,470,000 $367,500 $3,058 6.05%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,450,000 $362,500 $14,742 6.99%
MADISON, WI (FHA|USDA|VA) 5 $1,385,000 $277,000 $5,468 6.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 6 $1,380,000 $230,000 $3,590 7.44%
Fergus Falls, MN (FHA|USDA|VA) 2 $1,370,000 $685,000 $16,925 6.08%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $1,360,000 $340,000 $2,291 6.98%
RENO, NV (FHA|USDA|VA) 2 $1,350,000 $675,000 $5,203 6.69%
Red Wing, MN (FHA|USDA|VA) 8 $1,340,000 $167,500 $4,129 7.03%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 5 $1,335,000 $267,000 $5,311 7.47%
LYNCHBURG, VA (FHA|USDA|VA) 4 $1,310,000 $327,500 $6,447 7.14%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $1,295,000 $259,000 $4,076 6.51%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,270,000 $211,667 $4,780 6.61%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $1,270,000 $317,500 $1,152 6.80%
NAPA, CA (FHA|USDA|VA) 2 $1,240,000 $620,000 $7,044 7.69%
MERCED, CA (FHA|USDA|VA) 4 $1,230,000 $307,500 $14,104 7.28%
Vernal, UT (FHA|USDA|VA) 3 $1,225,000 $408,333 $9,559 6.62%
Clearlake, CA (FHA|USDA|VA) 4 $1,210,000 $302,500 $11,723 7.09%
ASHEVILLE, NC (FHA|USDA|VA) 3 $1,205,000 $401,667 $1,404 6.54%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,205,000 $241,000 $5,809 6.47%
GETTYSBURG, PA (FHA|USDA|VA) 5 $1,165,000 $233,000 $8,793 6.51%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $1,155,000 $385,000 $3,428 7.17%
Albertville, AL (FHA|USDA|VA) 3 $1,155,000 $385,000 $6,250 6.29%
WILLIAMSPORT, PA (FHA|USDA|VA) 5 $1,145,000 $229,000 $1,984 7.10%
MOBILE, AL (FHA|USDA|VA) 5 $1,125,000 $225,000 $6,366 7.13%
Show Low, AZ (FHA|USDA|VA) 3 $1,115,000 $371,667 $8,266 7.08%
Clarksburg, WV (FHA|USDA|VA) 2 $1,110,000 $555,000 $12,444 6.69%
JACKSON, MS (FHA|USDA|VA) 3 $1,105,000 $368,333 $5,823 6.81%
AKRON, OH (FHA|USDA|VA) 5 $1,095,000 $219,000 $3,534 6.73%
BILLINGS, MT (FHA|USDA|VA) 2 $1,080,000 $540,000 $9,358 6.31%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,360 6.86%
LOGAN, UT-ID (FHA|USDA|VA) 4 $1,040,000 $260,000 $10,174 7.78%
Shelton, WA (FHA|USDA|VA) 3 $1,025,000 $341,667 $6,593 7.12%
Whitewater, WI (FHA|USDA|VA) 3 $1,025,000 $341,667 $5,664 6.90%
FLORENCE, SC (FHA|USDA|VA) 3 $1,015,000 $338,333 $6,682 6.54%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $1,005,000 $335,000 $5,965 6.77%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $980,000 $490,000 $7,526 6.69%
Albemarle, NC (FHA|USDA|VA) 4 $970,000 $242,500 $5,067 6.97%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $970,000 $242,500 $5,714 7.34%
KINGSTON, NY (FHA|USDA|VA) 4 $970,000 $242,500 $6,423 6.65%
Corsicana, TX (FHA|USDA|VA) 3 $965,000 $321,667 $7,794 7.04%
St. Marys, GA (FHA|USDA|VA) 3 $955,000 $318,333 $8,661 6.19%
Centralia, WA (FHA|USDA|VA) 2 $950,000 $475,000 $13,178 6.60%
Marion, OH (FHA|USDA|VA) 5 $935,000 $187,000 $3,697 5.53%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $925,000 $308,333 $7,001 6.26%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $905,000 $301,667 $5,891 6.82%
Huntsville, TX (FHA|USDA|VA) 2 $890,000 $445,000 $6,971 6.33%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $880,000 $440,000 $13,451 6.60%
Del Rio, TX (FHA|USDA|VA) 4 $870,000 $217,500 $11,013 7.19%
APPLETON, WI (FHA|USDA|VA) 3 $865,000 $288,333 $4,370 6.79%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $860,000 $430,000 $3,500 6.88%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $830,000 $415,000 $3,096 7.26%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $825,000 $275,000 $7,982 6.58%
NILES, MI (FHA|USDA|VA) 4 $820,000 $205,000 $4,756 7.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $815,000 $271,667 $4,329 6.99%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $805,000 $268,333 $7,921 7.00%
Menomonie, WI (FHA|USDA|VA) 3 $805,000 $268,333 $9,411 6.92%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $795,000 $265,000 $4,304 6.73%
MODESTO, CA (FHA|USDA|VA) 2 $790,000 $395,000 $12,515 6.56%
FOND DU LAC, WI (FHA|USDA|VA) 4 $780,000 $195,000 $3,449 7.19%
KNOXVILLE, TN (FHA|USDA|VA) 2 $770,000 $385,000 $5,125 6.44%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $755,000 $755,000 $11,756 6.75%
Nogales, AZ (FHA|USDA|VA) 3 $755,000 $251,667 $9,464 7.00%
Austin, MN (FHA|USDA|VA) 5 $755,000 $151,000 $7,892 5.37%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $730,000 $182,500 $3,471 6.78%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $725,000 $725,000 $18,450 5.75%
Evanston, WY (FHA|USDA|VA) 2 $720,000 $360,000 $562 6.25%
NEW BERN, NC (FHA|USDA|VA) 2 $720,000 $360,000 $6,863 6.19%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 3 $705,000 $235,000 $9,351 5.33%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $705,000 $705,000 $17,007 5.98%
EL PASO, TX (FHA|USDA|VA) 2 $700,000 $350,000 $2,075 6.36%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $700,000 $175,000 $3,517 7.06%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $695,000 $231,667 $3,739 6.33%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $690,000 $345,000 $10,549 7.13%
Cambridge, MD (FHA|USDA|VA) 3 $685,000 $228,333 $10,099 6.66%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $680,000 $340,000 $3,387 7.04%
JACKSON, TN (FHA|USDA|VA) 2 $680,000 $340,000 $7,157 6.75%
Mount Vernon, OH (FHA|USDA|VA) 2 $680,000 $340,000 $5,538 6.81%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $670,000 $335,000 $6,629 6.40%
ERIE, PA (FHA|USDA|VA) 3 $665,000 $221,667 $4,512 6.91%
WILMINGTON, NC (FHA|USDA|VA) 2 $660,000 $330,000 $12,819 6.93%
Bennington, VT (FHA|USDA|VA) 1 $655,000 $655,000 $12,027 6.63%
MIDLAND, MI (FHA|USDA|VA) 2 $630,000 $315,000 $2,729 6.50%
TYLER, TX (FHA|USDA|VA) 2 $630,000 $315,000 $4,574 6.48%
YAKIMA, WA (FHA|USDA|VA) 2 $630,000 $315,000 $2,928 6.95%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $625,000 $208,333 $4,730 6.63%
Rockport, TX (FHA|USDA|VA) 2 $620,000 $310,000 $1,870 5.81%
CHEYENNE, WY (FHA|USDA|VA) 1 $615,000 $615,000 $20,790 6.00%
JACKSON, MI (FHA|USDA|VA) 2 $610,000 $305,000 $4,267 6.75%
Easton, MD (FHA|USDA|VA) 2 $610,000 $305,000 $15,433 6.50%
Pottsville, PA (FHA|USDA|VA) 4 $610,000 $152,500 $4,582 6.48%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $605,000 $605,000 $5,665 5.75%
VICTORIA, TX (FHA|USDA|VA) 1 $605,000 $605,000 $3,372 5.50%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $600,000 $300,000 $4,675 7.31%
PEORIA, IL (FHA|USDA|VA) 6 $590,000 $98,333 $3,354 6.43%
Okeechobee, FL (FHA|USDA|VA) 2 $590,000 $295,000 $12,705 6.44%
Wilson, NC (FHA|USDA|VA) 2 $590,000 $295,000 $349 6.94%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $580,000 $290,000 $3,959 7.35%
Indiana, PA (FHA|USDA|VA) 3 $575,000 $191,667 $6,658 7.21%
Zanesville, OH (FHA|USDA|VA) 4 $570,000 $142,500 $7,639 5.22%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $570,000 $285,000 $10,203 6.24%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $565,000 $565,000 $7,242 6.38%
Hobbs, NM (FHA|USDA|VA) 2 $560,000 $280,000 $256 7.21%
FLINT, MI (FHA|USDA|VA) 2 $560,000 $280,000 $5,113 7.19%
BURLINGTON, NC (FHA|USDA|VA) 1 $555,000 $555,000 $3,947 6.63%
Astoria, OR (FHA|USDA|VA) 1 $545,000 $545,000 $26,402 5.25%
Bay City, TX (FHA|USDA|VA) 2 $540,000 $270,000 $7,021 6.94%
GREEN BAY, WI (FHA|USDA|VA) 2 $530,000 $265,000 $1,200 6.94%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $525,000 $525,000 $7,008 7.00%
Rochelle, IL (FHA|USDA|VA) 3 $525,000 $175,000 $8,181 7.08%
Calhoun, GA (FHA|USDA|VA) 2 $520,000 $260,000 $10,561 6.75%
HINESVILLE, GA (FHA|USDA|VA) 2 $520,000 $260,000 $7,220 7.14%
Madisonville, KY (FHA|USDA|VA) 3 $515,000 $171,667 $6,456 7.03%
Ukiah, CA (FHA|USDA|VA) 2 $510,000 $255,000 $5,761 6.94%
BISMARCK, ND (FHA|USDA|VA) 1 $505,000 $505,000 $413 6.75%
ROANOKE, VA (FHA|USDA|VA) 1 $505,000 $505,000 $11,284 5.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $500,000 $250,000 $0 7.03%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $500,000 $250,000 $6,255 6.88%
SYRACUSE, NY (FHA|USDA|VA) 2 $500,000 $250,000 $2,842 6.46%
BEND, OR (FHA|USDA|VA) 1 $495,000 $495,000 $5,845 7.08%
Freeport, IL (FHA|USDA|VA) 3 $485,000 $161,667 $3,713 6.58%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $485,000 $485,000 $0 6.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $475,000 $475,000 $7,714 7.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $470,000 $117,500 $5,025 6.65%
Urbana, OH (FHA|USDA|VA) 1 $465,000 $465,000 $4,693 6.13%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $465,000 $465,000 $0 6.05%
Chillicothe, OH (FHA|USDA|VA) 2 $460,000 $230,000 $8,129 6.81%
Wilmington, OH (FHA|USDA|VA) 3 $455,000 $151,667 $5,468 6.34%
Vineyard Haven, MA (FHA|USDA|VA) 1 $455,000 $455,000 $0 7.63%
Morehead City, NC (FHA|USDA|VA) 2 $450,000 $225,000 $6,849 6.38%
Keene, NH (FHA|USDA|VA) 1 $445,000 $445,000 $16,234 7.13%
TULSA, OK (FHA|USDA|VA) 1 $435,000 $435,000 $8,816 6.75%
Montrose, CO (FHA|USDA|VA) 1 $435,000 $435,000 $10,594 5.73%
Milledgeville, GA (FHA|USDA|VA) 1 $435,000 $435,000 $4,435 6.60%
WACO, TX (FHA|USDA|VA) 2 $430,000 $215,000 $9,769 5.88%
FORT WAYNE, IN (FHA|USDA|VA) 2 $430,000 $215,000 $3,717 7.13%
ROME, GA (FHA|USDA|VA) 2 $420,000 $210,000 $5,627 6.84%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $415,000 $415,000 $17,904 6.10%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $415,000 $415,000 $0 5.68%
MADERA, CA (FHA|USDA|VA) 1 $415,000 $415,000 $0 6.38%
GADSDEN, AL (FHA|USDA|VA) 1 $395,000 $395,000 $0 6.93%
Athens, TX (FHA|USDA|VA) 1 $395,000 $395,000 $6,836 6.20%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $395,000 $395,000 $4,293 6.55%
ROCHESTER, NY (FHA|USDA|VA) 2 $390,000 $195,000 $68 7.44%
LOUISVILLE, KY (FHA|USDA|VA) 1 $375,000 $375,000 $3,469 5.75%
ALBANY, GA (FHA|USDA|VA) 3 $375,000 $125,000 $10,404 7.63%
CASPER, WY (FHA|USDA|VA) 1 $375,000 $375,000 $6,035 5.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $375,000 $375,000 $2,928 7.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $365,000 $365,000 $12,171 7.75%
Findlay, OH (FHA|USDA|VA) 1 $365,000 $365,000 $7,262 6.50%
ABILENE, TX (FHA|USDA|VA) 2 $360,000 $180,000 $0 7.13%
Cedartown, GA (FHA|USDA|VA) 2 $360,000 $180,000 $6,738 6.50%
Mountain Home, ID (FHA|USDA|VA) 1 $355,000 $355,000 $1,385 6.50%
Manitowoc, WI (FHA|USDA|VA) 1 $355,000 $355,000 $10,169 6.75%
Coshocton, OH (FHA|USDA|VA) 1 $355,000 $355,000 $1,095 6.38%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $355,000 $355,000 $11,768 6.75%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $345,000 $345,000 $16,786 7.00%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $345,000 $345,000 $0 6.98%
Somerset, PA (FHA|USDA|VA) 2 $340,000 $170,000 $6,094 6.81%
Mount Sterling, KY (FHA|USDA|VA) 2 $340,000 $170,000 $5,225 7.31%
Coffeyville, KS (FHA|USDA|VA) 1 $335,000 $335,000 $4,061 6.50%
ELMIRA, NY (FHA|USDA|VA) 1 $335,000 $335,000 $4,860 6.63%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.25%
Raymondville, TX (FHA|USDA|VA) 1 $335,000 $335,000 $15,010 6.25%
Baraboo, WI (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.13%
LINCOLN, NE (FHA|USDA|VA) 1 $325,000 $325,000 $17,550 5.00%
TOLEDO, OH (FHA|USDA|VA) 2 $320,000 $160,000 $2,469 6.19%
Richmond-Berea, KY (FHA|USDA|VA) 1 $315,000 $315,000 $10,116 6.08%
CLEVELAND, TN (FHA|USDA|VA) 1 $315,000 $315,000 $359 6.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $315,000 $315,000 $150 7.75%
FARMINGTON, NM (FHA|USDA|VA) 1 $315,000 $315,000 $300 6.75%
Wauchula, FL (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.81%
PITTSFIELD, MA (FHA|USDA|VA) 2 $310,000 $155,000 $3,487 6.37%
Union, SC (FHA|USDA|VA) 1 $305,000 $305,000 $6,760 8.00%
Clinton, IA (FHA|USDA|VA) 1 $305,000 $305,000 $975 7.13%
Cornelia, GA (FHA|USDA|VA) 1 $305,000 $305,000 $7,243 6.88%
BANGOR, ME (FHA|USDA|VA) 1 $305,000 $305,000 $2,871 7.75%
Palatka, FL (FHA|USDA|VA) 2 $300,000 $150,000 $0 3.31%
WICHITA, KS (FHA|USDA|VA) 1 $295,000 $295,000 $3,358 7.50%
Woodward, OK (FHA|USDA|VA) 1 $295,000 $295,000 $10,670 5.58%
Mexico, MO (FHA|USDA|VA) 3 $295,000 $98,333 $5,021 4.21%
Berlin, NH (FHA|USDA|VA) 1 $295,000 $295,000 $3,832 7.13%
Rutland, VT (FHA|USDA|VA) 1 $285,000 $285,000 $6,191 6.93%
Bemidji, MN (FHA|USDA|VA) 1 $285,000 $285,000 $128 6.99%
MONROE, LA (FHA|USDA|VA) 1 $285,000 $285,000 $0 6.13%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $285,000 $285,000 $6,744 6.25%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $275,000 $275,000 $4,009 7.00%
GRANTS PASS, OR (FHA|USDA|VA) 1 $275,000 $275,000 $0 6.63%
ANCHORAGE, AK (FHA|USDA|VA) 1 $275,000 $275,000 $6,464 6.25%
Williston, ND (FHA|USDA|VA) 1 $275,000 $275,000 $0 6.38%
REDDING, CA (FHA|USDA|VA) 1 $275,000 $275,000 $4,387 6.98%
Gallup, NM (FHA|USDA|VA) 1 $275,000 $275,000 $4,012 7.99%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $265,000 $265,000 $6,601 7.63%
LONGVIEW, TX (FHA|USDA|VA) 1 $265,000 $265,000 $1,575 6.50%
Thomasville, GA (FHA|USDA|VA) 1 $265,000 $265,000 $5,424 6.99%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $260,000 $130,000 $2,695 7.25%
Georgetown, SC (FHA|USDA|VA) 1 $255,000 $255,000 $3,748 6.85%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $255,000 $255,000 $6,342 6.99%
Auburn, NY (FHA|USDA|VA) 1 $255,000 $255,000 $8,195 5.63%
ANN ARBOR, MI (FHA|USDA|VA) 1 $255,000 $255,000 $3,630 6.85%
Safford, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $2,083 6.50%
Traverse City, MI (FHA|USDA|VA) 1 $255,000 $255,000 $11,018 5.88%
Richmond, IN (FHA|USDA|VA) 1 $245,000 $245,000 $165 6.88%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $245,000 $245,000 $3,081 6.63%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $245,000 $245,000 $4,981 6.88%
Shawano, WI (FHA|USDA|VA) 1 $245,000 $245,000 $3,943 6.25%
YUMA, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $3,626 6.88%
Toccoa, GA (FHA|USDA|VA) 1 $235,000 $235,000 $6,969 6.95%
AMARILLO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $8,500 6.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $235,000 $235,000 $4,209 6.50%
Mount Pleasant, MI (FHA|USDA|VA) 1 $235,000 $235,000 $1,358 6.50%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $225,000 $225,000 $5,741 8.50%
ODESSA, TX (FHA|USDA|VA) 1 $225,000 $225,000 $2 6.90%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $225,000 $225,000 $11,448 7.00%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $225,000 $225,000 $9,967 7.38%
SPARTANBURG, SC (FHA|USDA|VA) 1 $225,000 $225,000 $2,392 7.55%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $225,000 $225,000 $3,973 6.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $220,000 $110,000 $1,778 7.46%
Cañon City, CO (FHA|USDA|VA) 1 $215,000 $215,000 $3,436 6.55%
Willmar, MN (FHA|USDA|VA) 1 $215,000 $215,000 $9,528 6.88%
WENATCHEE, WA (FHA|USDA|VA) 1 $215,000 $215,000 $3,897 6.88%
FARGO, ND-MN (FHA|USDA|VA) 1 $215,000 $215,000 $28 6.88%
Fort Morgan, CO (FHA|USDA|VA) 1 $205,000 $205,000 $5,078 6.43%
Gloversville, NY (FHA|USDA|VA) 1 $205,000 $205,000 $6,587 7.00%
SAVANNAH, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,380 6.25%
Farmington, MO (FHA|USDA|VA) 1 $205,000 $205,000 $5,031 6.50%
Marinette, WI-MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,217 8.13%
Atmore, AL (FHA|USDA|VA) 1 $195,000 $195,000 $317 6.88%
MUNCIE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $3,283 5.38%
Owatonna, MN (FHA|USDA|VA) 1 $195,000 $195,000 $8,266 5.88%
Troy, AL (FHA|USDA|VA) 1 $195,000 $195,000 $7,160 6.63%
Washington Court House, OH (FHA|USDA|VA) 1 $195,000 $195,000 $9,154 6.25%
Orangeburg, SC (FHA|USDA|VA) 2 $190,000 $95,000 $5,208 7.06%
Shelby, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,753 7.50%
SAGINAW, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,588 6.80%
Bartlesville, OK (FHA|USDA|VA) 1 $185,000 $185,000 $6,389 7.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $185,000 $185,000 $5,154 7.48%
Columbus, MS (FHA|USDA|VA) 1 $175,000 $175,000 $3,686 6.50%
Lake City, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,910 6.10%
LUBBOCK, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,253 7.45%
Oil City, PA (FHA|USDA|VA) 2 $170,000 $85,000 $4,459 6.46%
Juneau, AK (FHA|USDA|VA) 1 $165,000 $165,000 $3,241 6.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $4,543 7.43%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,015 6.63%
Clewiston, FL (FHA|USDA|VA) 1 $165,000 $165,000 $9,735 7.75%
MANSFIELD, OH (FHA|USDA|VA) 2 $160,000 $80,000 $0 3.56%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $155,000 $155,000 $3,850 6.25%
Coldwater, MI (FHA|USDA|VA) 1 $155,000 $155,000 $3,385 7.58%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $155,000 $155,000 $3,516 7.33%
Mineral Wells, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,287 6.75%
Selinsgrove, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.75%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.83%
Oneonta, NY (FHA|USDA|VA) 1 $135,000 $135,000 $4,679 5.25%
Ashtabula, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,210 6.55%
DALTON, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,604 7.00%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $125,000 $125,000 $6,454 6.75%
ALTOONA, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.13%
Palestine, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,500 6.75%
Macomb, IL (FHA|USDA|VA) 1 $105,000 $105,000 $5,093 7.25%
BRUNSWICK, GA (FHA|USDA|VA) 1 $75,000 $75,000 $2,718 6.50%
Statesboro, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,643 7.25%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $55,000 $55,000 $2,723 7.10%
DuBois, PA (FHA|USDA|VA) 1 $55,000 $55,000 $3,825 6.13%
Guaranteed Rate Affinity's top markets include New York, Chicago, Minneapolis, Boston, and Washington among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,696 $4,223,880,000 $361,139 $6,522 6.47%
    FHA 1,831 $594,085,000 $324,459 $13,487 6.61%
    VA 1,274 $553,590,000 $434,529 $8,688 6.32%
    USDA 28 $6,140,000 $219,286 $7,523 6.34%

    For 2023, Guaranteed Rate Affinity's most frequently originated type of loan was Conventional, with 11,696 originations. Their 2nd most popular type was FHA, with 1,831 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 14,330 $5,209,580,000 $363,544 $7,530 6.47%
    Cash Out Refi 362 $117,620,000 $324,917 $7,746 6.86%
    Refi 137 $50,495,000 $368,577 $7,024 6.59%

    For 2023, Guaranteed Rate Affinity's most frequently cited loan purpose was Home Purchase, with 14,330 originations. The 2nd most popular reason was Cash Out Refi, with 362 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 14,106 $5,239,940,000 $371,469 $7,598 6.61%
    15 Year 364 $112,580,000 $309,286 $5,233 5.93%
    10 Year 160 $3,210,000 $20,063 $4,690 2.25%
    5 Year 65 $395,000 $6,077 $0 0.00%
    30+ year 53 $3,335,000 $62,925 $9,295 0.15%
    20 Year 49 $16,145,000 $329,490 $6,157 6.27%
    Other 32 $2,090,000 $65,313 $10,920 1.10%

    For 2023, Guaranteed Rate Affinity's most frequently cited loan duration was 30 Year, with 14,106 originations. The 2nd most popular length was 15 Year, with 364 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 5,077 $1,941,495,000 $382,410
    $5k+ 2,767 $1,298,495,000 $469,279
    $<1k 1,814 $521,110,000 $287,271
    $2k-3k 1,748 $523,130,000 $299,273
    $3k-4k 1,482 $466,060,000 $314,480
    $4k-5k 1,305 $450,405,000 $345,138

    Guaranteed Rate Affinity's average total fees were $7,598, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,077 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 9,024 $3,303,440,000 $366,073
    7-8% 3,460 $1,287,480,000 $372,104
    5-6% 1,646 $700,310,000 $425,462
    <2.5% 490 $7,320,000 $14,939
    Over 8% 162 $59,680,000 $368,395
    4-5% 40 $17,540,000 $438,500
    3-4% 6 $1,770,000 $295,000
    2.5-3% 1 $155,000 $155,000

    During 2023, Guaranteed Rate Affinity's average interest rate for loans was 6.61%, while their most frequently originated rate bucket for loans was 6-7%, with 9,024 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,757 $1,992,135,000 $294,825 $7,099 6.72%
    $400k-600k 3,050 $1,474,630,000 $483,485 $8,603 6.65%
    $100k-200k 2,342 $367,260,000 $156,815 $4,988 6.69%
    $600k-1MM 1,600 $1,164,480,000 $727,800 $9,940 6.62%
    $100,000 or less 808 $27,720,000 $34,307 $3,796 2.84%
    $1MM+ 272 $351,470,000 $1,292,169 $12,061 6.67%

    2023 saw Guaranteed Rate Affinity place emphasis on $200k-400k loans with 6,757 originations, totaling $1,992,135,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,870 $1,338,460,000 $345,855 $7,854 6.59%
    $150k-250k 3,407 $1,575,335,000 $462,382 $7,973 6.69%
    $75k-100k 2,649 $694,125,000 $262,033 $7,216 6.32%
    $50k-75k 2,347 $463,025,000 $197,284 $6,180 6.08%
    $250k+ 1,797 $1,198,585,000 $666,992 $8,701 6.73%
    $50k or less 733 $98,425,000 $134,277 $5,080 6.07%

    Guaranteed Rate Affinity lent most frequently to those with incomes in the $100k-150k range, with 3,870 originations. The second most popular income band? $150k-250k, with 3,407 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,313 $823,965,000 $356,232 $6,750 6.56%
    20-30% 2,066 $726,780,000 $351,781 $6,127 6.51%
    50-60% 1,071 $404,605,000 $377,782 $11,527 6.40%
    49% 932 $347,500,000 $372,854 $7,797 6.56%
    44% 733 $255,725,000 $348,874 $7,481 6.44%
    48% 690 $256,150,000 $371,232 $8,057 6.55%
    42% 683 $269,875,000 $395,132 $7,746 6.38%
    43% 675 $236,805,000 $350,822 $7,886 6.41%
    47% 624 $220,200,000 $352,885 $8,042 6.55%
    46% 605 $221,405,000 $365,959 $8,031 6.38%
    45% 596 $210,690,000 $353,507 $7,742 6.50%
    40% 582 $215,790,000 $370,773 $7,538 6.40%
    39% 573 $212,275,000 $370,462 $7,535 6.42%
    41% 570 $215,970,000 $378,895 $7,297 6.39%
    <20% 561 $171,835,000 $306,301 $5,660 6.20%
    38% 513 $195,285,000 $380,673 $7,192 6.47%
    37% 510 $184,320,000 $361,412 $7,366 6.57%
    36% 468 $179,720,000 $384,017 $7,088 6.58%
    >60% 38 $19,060,000 $501,579 $13,089 5.90%

    Guaranteed Rate Affinity lent most frequently to those with DTI ratios of 30-36%, with 2,313 originations. The next most common DTI ratio? 20-30%, with 2,066 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,002 $2,839,250,000 $354,818 $7,128 6.59%
    Not provided 4,691 $1,757,245,000 $374,599 $7,750 6.37%
    Asian 632 $289,770,000 $458,497 $8,208 6.59%
    Black 1,035 $287,275,000 $277,560 $9,579 6.03%
    Asian Indian 156 $85,360,000 $547,179 $7,131 6.67%
    American Indian 108 $35,060,000 $324,630 $8,381 6.47%
    Other Asian 59 $22,745,000 $385,508 $8,720 6.35%
    Chinese 36 $20,740,000 $576,111 $7,066 6.45%
    Filipino 46 $17,840,000 $387,826 $8,226 6.28%
    Japanese 15 $6,135,000 $409,000 $6,633 6.71%
    Korean 13 $5,715,000 $439,615 $8,977 6.02%
    Other Pacific Islander 12 $3,920,000 $326,667 $10,908 6.41%
    Vietnamese 8 $2,600,000 $325,000 $8,087 6.32%
    Native Hawaiian or Islander 10 $2,350,000 $235,000 $8,877 6.27%
    Native Hawaiian 5 $1,495,000 $299,000 $7,270 5.15%
    Guamanian 1 $195,000 $195,000 $0 7.13%

    Approval Rates

    Total approvals of all applications
    94.10%

    Guaranteed Rate Affinity has an average approval rate.

    Pick Rate

    Approvals leading to origination
    59.38%

    Guaranteed Rate Affinity has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 14,829 $5,377,695,000 $362,647

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    14,829 $5,377,695,000 $362,647

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 641 $148,395,000 $231,505 $4,783 6.54%
    40-60% 1,242 $410,240,000 $330,306 $5,681 6.63%
    60-80% 3,913 $1,598,345,000 $408,470 $6,915 6.77%
    80-100% 8,092 $3,065,080,000 $378,779 $7,987 6.68%
    Over 100% 338 $140,370,000 $415,296 $16,113 6.42%
    Under 20% 603 $15,265,000 $25,315 $3,538 1.44%