Guaranteed Rate Affinity Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 54930001NSTOD85LT125
Tax ID: 81-5294275
5 stars - Updated: 7/7/25
-
out of 5 stars, based on 121 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Guaranteed Rate Affinity is a mid-sized mortgage company specializing in Home Purchase loans. Guaranteed Rate Affinity has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Chicago, Boston, Los Angeles, and San Francisco among others. We have data for 399 markets. (Some data included below & more in-depth data is available with an active subscription.)Guaranteed Rate Affinity has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Guaranteed Rate Affinity is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.84% | 7/7/25 |
| 30 Year Conventional Refi | 6.88% | 7/7/25 |
| 30 Year Cash-out Refi | 7.16% | 7/7/25 |
| 30 Year FHA Purchase | 7.40% | 7/7/25 |
| 30 Year FHA Refi | 7.13% | 7/7/25 |
| 30 Year VA Purchase | 6.40% | 7/7/25 |
| 30 Year VA Refi | 6.12% | 7/7/25 |
| 30 Year USDA Purchase | 6.95% | 7/7/25 |
| 15 Year Conventional Purchase | 5.39% | 7/7/25 |
| 15 Year Conventional Refi | 6.04% | 7/7/25 |
| 15 Year Cash-out Refi | 6.04% | 7/7/25 |
| 15 Year FHA Purchase | 7.29% | 7/7/25 |
| 15 Year VA Purchase | 5.82% | 7/7/25 |
| 15 Year VA Refi | 6.00% | 7/7/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Guaranteed Rate Affinity Mortgage Calculator
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This is not an official calculator from Guaranteed Rate Affinity. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
14,587Origination Dollar Volume (All Markets)
$5,825,095,000Awards
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GUARANTEED RATE AFFINITY - 2024
GUARANTEED RATE AFFINITY is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Guaranteed Rate Affinity's average 30 year fixed mortgage rate was
6.68%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.13%.
Relative Fees (Closing Costs)
Guaranteed Rate Affinity's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,418.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,100 | $588,990,000 | $535,445 | $8,022 | 6.79% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 961 | $294,205,000 | $306,145 | $6,840 | 6.40% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 501 | $287,795,000 | $574,441 | $6,821 | 6.68% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 326 | $259,810,000 | $796,963 | $11,821 | 6.91% |
| Outside of Metro Areas | 671 | $253,005,000 | $377,057 | $6,701 | 6.78% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 258 | $224,650,000 | $870,736 | $8,531 | 6.74% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 401 | $211,645,000 | $527,793 | $8,224 | 6.53% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 731 | $205,165,000 | $280,663 | $6,395 | 5.80% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 445 | $175,075,000 | $393,427 | $5,438 | 6.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 623 | $160,705,000 | $257,953 | $5,776 | 6.24% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 404 | $141,130,000 | $349,332 | $8,938 | 7.18% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 282 | $137,770,000 | $488,546 | $10,368 | 6.79% |
| PITTSBURGH, PA (FHA|USDA|VA) | 525 | $135,485,000 | $258,067 | $7,260 | 6.63% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 257 | $131,695,000 | $512,432 | $7,150 | 6.45% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 365 | $128,045,000 | $350,808 | $7,788 | 6.66% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 286 | $124,600,000 | $435,664 | $7,065 | 6.65% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 457 | $120,505,000 | $263,687 | $5,572 | 6.58% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 259 | $107,985,000 | $416,931 | $7,545 | 6.47% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 124 | $107,120,000 | $863,871 | $10,195 | 6.74% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 135 | $98,335,000 | $728,407 | $10,313 | 6.87% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 245 | $95,035,000 | $387,898 | $7,455 | 7.15% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 227 | $84,525,000 | $372,357 | $9,239 | 6.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 185 | $83,775,000 | $452,838 | $7,843 | 6.77% |
| COLUMBIA, SC (FHA|USDA|VA) | 259 | $69,025,000 | $266,506 | $6,953 | 6.51% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 179 | $66,205,000 | $369,860 | $8,178 | 6.68% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 189 | $65,995,000 | $349,180 | $5,943 | 7.00% |
| TUCSON, AZ (FHA|USDA|VA) | 191 | $61,465,000 | $321,806 | $6,739 | 7.04% |
| COLUMBUS, OH (FHA|USDA|VA) | 220 | $61,060,000 | $277,545 | $5,867 | 6.52% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 151 | $59,295,000 | $392,682 | $8,881 | 6.87% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 99 | $51,465,000 | $519,848 | $9,004 | 6.64% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 71 | $41,445,000 | $583,732 | $8,859 | 6.39% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 125 | $38,865,000 | $310,920 | $3,892 | 6.75% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 66 | $38,230,000 | $579,242 | $8,386 | 6.64% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 100 | $38,220,000 | $382,200 | $7,802 | 6.73% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 86 | $38,070,000 | $442,674 | $9,520 | 6.64% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 106 | $36,370,000 | $343,113 | $7,790 | 7.10% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 81 | $36,235,000 | $447,346 | $5,646 | 5.92% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 91 | $36,105,000 | $396,758 | $9,433 | 6.92% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 136 | $32,860,000 | $241,618 | $11,443 | 5.75% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 93 | $30,815,000 | $331,344 | $6,714 | 6.18% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 125 | $28,445,000 | $227,560 | $8,117 | 6.93% |
| SALINAS, CA (FHA|USDA|VA) | 31 | $22,985,000 | $741,452 | $6,636 | 7.32% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 30 | $22,420,000 | $747,333 | $10,643 | 6.79% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 49 | $21,175,000 | $432,143 | $9,219 | 6.60% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 45 | $19,765,000 | $439,222 | $11,910 | 6.57% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 53 | $18,895,000 | $356,509 | $9,025 | 6.67% |
| ROCHESTER, MN (FHA|USDA|VA) | 74 | $17,890,000 | $241,757 | $5,627 | 5.73% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 39 | $16,805,000 | $430,897 | $8,023 | 7.11% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 23 | $16,655,000 | $724,130 | $9,607 | 6.64% |
| LANCASTER, PA (FHA|USDA|VA) | 54 | $15,740,000 | $291,481 | $9,603 | 6.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 25 | $15,675,000 | $627,000 | $9,410 | 5.78% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 59 | $14,415,000 | $244,322 | $9,335 | 6.80% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 40 | $14,190,000 | $354,750 | $7,191 | 6.48% |
| FORT COLLINS, CO (FHA|USDA|VA) | 24 | $13,580,000 | $565,833 | $8,647 | 6.59% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 49 | $12,805,000 | $261,327 | $7,922 | 5.81% |
| READING, PA (FHA|USDA|VA) | 53 | $12,465,000 | $235,189 | $7,706 | 6.84% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 31 | $12,085,000 | $389,839 | $9,552 | 6.61% |
| BELLINGHAM, WA (FHA|USDA|VA) | 26 | $11,680,000 | $449,231 | $6,235 | 6.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 42 | $11,430,000 | $272,143 | $6,216 | 6.83% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 33 | $10,945,000 | $331,667 | $9,875 | 6.48% |
| GREELEY, CO (FHA|USDA|VA) | 26 | $10,230,000 | $393,462 | $9,538 | 5.62% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 22 | $10,040,000 | $456,364 | $8,464 | 6.73% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 37 | $10,005,000 | $270,405 | $3,144 | 6.91% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 44 | $9,970,000 | $226,591 | $9,338 | 6.10% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 31 | $9,705,000 | $313,065 | $7,797 | 6.11% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 25 | $9,455,000 | $378,200 | $6,923 | 6.55% |
| MIDLAND, TX (FHA|USDA|VA) | 25 | $9,095,000 | $363,800 | $2,519 | 6.44% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 23 | $8,905,000 | $387,174 | $5,283 | 6.74% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 27 | $8,795,000 | $325,741 | $7,302 | 6.79% |
| VALLEJO, CA (FHA|USDA|VA) | 15 | $8,405,000 | $560,333 | $9,418 | 6.53% |
| DULUTH, MN-WI (FHA|USDA|VA) | 36 | $8,390,000 | $233,056 | $5,185 | 6.69% |
| SUMTER, SC (FHA|USDA|VA) | 29 | $8,315,000 | $286,724 | $8,147 | 6.43% |
| PROVO-OREM, UT (FHA|USDA|VA) | 22 | $7,730,000 | $351,364 | $8,150 | 6.59% |
| STOCKTON, CA (FHA|USDA|VA) | 15 | $7,575,000 | $505,000 | $8,526 | 6.98% |
| PANAMA CITY, FL (FHA|USDA|VA) | 22 | $7,490,000 | $340,455 | $11,153 | 6.84% |
| Payson, AZ (FHA|USDA|VA) | 27 | $7,185,000 | $266,111 | $6,898 | 6.83% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 25 | $6,955,000 | $278,200 | $7,487 | 7.57% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 26 | $6,640,000 | $255,385 | $6,519 | 6.42% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 18 | $6,460,000 | $358,889 | $7,455 | 6.98% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $6,440,000 | $805,000 | $9,346 | 5.86% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 26 | $6,080,000 | $233,846 | $2,585 | 6.43% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $6,010,000 | $751,250 | $8,613 | 6.85% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 19 | $5,815,000 | $306,053 | $7,445 | 6.95% |
| ST. CLOUD, MN (FHA|USDA|VA) | 33 | $5,445,000 | $165,000 | $6,365 | 5.52% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 16 | $5,260,000 | $328,750 | $4,014 | 6.53% |
| Heber, UT (FHA|USDA|VA) | 6 | $5,250,000 | $875,000 | $12,534 | 6.54% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 11 | $4,965,000 | $451,364 | $8,457 | 7.37% |
| Laconia, NH (FHA|USDA|VA) | 10 | $4,680,000 | $468,000 | $3,877 | 6.47% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $4,630,000 | $578,750 | $5,811 | 6.32% |
| Jefferson, GA (FHA|USDA|VA) | 15 | $4,545,000 | $303,000 | $11,121 | 7.06% |
| GAINESVILLE, GA (FHA|USDA|VA) | 15 | $4,515,000 | $301,000 | $11,637 | 7.74% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 15 | $4,435,000 | $295,667 | $5,037 | 6.53% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $4,340,000 | $542,500 | $2,678 | 6.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 14 | $4,270,000 | $305,000 | $4,894 | 6.34% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $4,215,000 | $602,143 | $5,426 | 6.60% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $4,150,000 | $691,667 | $15,716 | 6.87% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 14 | $4,150,000 | $296,429 | $5,149 | 6.69% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 12 | $4,130,000 | $344,167 | $2,742 | 7.39% |
| BATON ROUGE, LA (FHA|USDA|VA) | 11 | $4,105,000 | $373,182 | $2,262 | 6.68% |
| ASHEVILLE, NC (FHA|USDA|VA) | 10 | $3,870,000 | $387,000 | $2,841 | 7.54% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $3,830,000 | $319,167 | $4,964 | 6.63% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 6 | $3,810,000 | $635,000 | $10,239 | 6.35% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 10 | $3,640,000 | $364,000 | $3,539 | 6.49% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 13 | $3,535,000 | $271,923 | $8,324 | 6.69% |
| LEBANON, PA (FHA|USDA|VA) | 16 | $3,520,000 | $220,000 | $8,008 | 6.82% |
| OCALA, FL (FHA|USDA|VA) | 14 | $3,430,000 | $245,000 | $8,306 | 6.03% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 8 | $3,350,000 | $418,750 | $8,520 | 6.90% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $3,315,000 | $368,333 | $1,848 | 6.70% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $3,290,000 | $329,000 | $6,932 | 6.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 8 | $3,240,000 | $405,000 | $3,000 | 6.31% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 9 | $3,075,000 | $341,667 | $9,662 | 6.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 13 | $3,065,000 | $235,769 | $7,181 | 6.74% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $3,030,000 | $303,000 | $5,627 | 6.63% |
| Newberry, SC (FHA|USDA|VA) | 11 | $3,025,000 | $275,000 | $5,986 | 6.03% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $2,995,000 | $332,778 | $10,472 | 6.18% |
| YUBA CITY, CA (FHA|USDA|VA) | 8 | $2,980,000 | $372,500 | $12,149 | 6.41% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $2,910,000 | $291,000 | $5,866 | 6.47% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $2,870,000 | $358,750 | $2,494 | 6.57% |
| PUEBLO, CO (FHA|USDA|VA) | 10 | $2,780,000 | $278,000 | $6,346 | 5.36% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $2,765,000 | $395,000 | $6,166 | 6.46% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 8 | $2,760,000 | $345,000 | $921 | 6.23% |
| DOVER, DE (FHA|USDA|VA) | 10 | $2,710,000 | $271,000 | $9,563 | 6.83% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $2,690,000 | $336,250 | $8,713 | 6.69% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 11 | $2,675,000 | $243,182 | $3,420 | 7.14% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 8 | $2,610,000 | $326,250 | $2,757 | 6.77% |
| Pottsville, PA (FHA|USDA|VA) | 13 | $2,595,000 | $199,615 | $9,211 | 6.65% |
| ROCKFORD, IL (FHA|USDA|VA) | 16 | $2,560,000 | $160,000 | $4,140 | 5.92% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 7 | $2,475,000 | $353,571 | $6,592 | 6.99% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $1,475 | 6.75% |
| Concord, NH (FHA|USDA|VA) | 6 | $2,430,000 | $405,000 | $5,858 | 6.72% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $2,731 | 6.48% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $2,385,000 | $2,385,000 | $8,095 | 7.38% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $7,198 | 5.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 17 | $2,345,000 | $137,941 | $5,571 | 6.72% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $2,340,000 | $390,000 | $6,626 | 6.60% |
| ABILENE, TX (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $6,961 | 6.40% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $2,240,000 | $373,333 | $4,215 | 6.28% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $7,448 | 6.59% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $2,679 | 6.36% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,900,000 | $950,000 | $21,169 | 6.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $1,339 | 6.77% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $1,875,000 | $375,000 | $5,862 | 6.49% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $6,421 | 6.39% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $2,866 | 6.42% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $438 | 6.71% |
| Brainerd, MN (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $9,250 | 5.60% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $1,685,000 | $561,667 | $5,524 | 6.23% |
| Clearlake, CA (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $6,608 | 8.10% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $7,790 | 7.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $8,529 | 7.00% |
| Wilmington, OH (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $3,865 | 6.28% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $2,992 | 6.83% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $3,488 | 7.09% |
| Easton, MD (FHA|USDA|VA) | 3 | $1,515,000 | $505,000 | $7,513 | 6.91% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $2,821 | 7.14% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $7,155 | 6.98% |
| Red Wing, MN (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $5,231 | 6.73% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $4,351 | 7.16% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $3,219 | 7.10% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $14,144 | 5.61% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $1,263 | 6.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $6,263 | 6.93% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $3,433 | 6.31% |
| Williston, ND (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $2,129 | 6.65% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $3,072 | 6.54% |
| GETTYSBURG, PA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $6,222 | 7.07% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $8,087 | 6.66% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $4,810 | 6.79% |
| Vernal, UT (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $8,120 | 6.75% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $3,896 | 7.25% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $4,217 | 6.73% |
| RACINE, WI (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $3,405 | 6.85% |
| Bonham, TX (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $4,838 | 6.60% |
| Athens, TX (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $14,638 | 6.54% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $3,297 | 6.69% |
| Beaver Dam, WI (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $2,833 | 7.03% |
| New Castle, PA (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $6,141 | 6.51% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $7,412 | 6.82% |
| MADISON, WI (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $2,547 | 6.69% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $4,444 | 5.92% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $9,613 | 6.76% |
| Nogales, AZ (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $6,845 | 7.19% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,471 | 6.78% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $1,015,000 | $1,015,000 | $7,827 | 7.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $3,616 | 6.12% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $1,436 | 7.00% |
| NILES, MI (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $14,067 | 7.19% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $16,151 | 6.75% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $8,452 | 6.99% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $6,280 | 6.89% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,118 | 8.20% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $6,045 | 6.50% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $2,175 | 6.56% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $9,549 | 5.80% |
| MERCED, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $9,655 | 6.98% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $7,440 | 6.65% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $1,316 | 6.41% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,112 | 6.74% |
| Mount Vernon, OH (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $3,209 | 5.30% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $7,835 | 6.20% |
| TYLER, TX (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $8,052 | 6.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $3,465 | 6.16% |
| ERIE, PA (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $6,230 | 6.85% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,094 | 6.06% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $1,764 | 6.41% |
| PEORIA, IL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,179 | 7.07% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $10 | 6.56% |
| AKRON, OH (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $9,258 | 6.37% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $1,138 | 6.60% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $2,382 | 6.81% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,102 | 6.86% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,166 | 6.58% |
| REDDING, CA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $11,583 | 6.44% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $333 | 6.55% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $1,209 | 6.56% |
| Marion, OH (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $1,506 | 4.75% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,381 | 7.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $1,818 | 6.18% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,345 | 6.98% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,583 | 6.62% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $4,210 | 6.83% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $12,794 | 4.96% |
| Brevard, NC (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $1,959 | 6.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,924 | 6.38% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $8,958 | 6.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,026 | 6.33% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,785 | 6.56% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,691 | 6.57% |
| FLINT, MI (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $1,500 | 6.29% |
| Gallup, NM (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,370 | 6.68% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $3,639 | 5.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,904 | 6.74% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $11,340 | 6.88% |
| Hilo, HI (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $8,174 | 7.99% |
| BEND, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $7,413 | 7.06% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $8,797 | 6.58% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,540 | 6.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,200 | 6.44% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,610 | 6.79% |
| MADERA, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $0 | 7.25% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,991 | 6.81% |
| LIMA, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,448 | 6.66% |
| Hudson, NY (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $7,636 | 5.99% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,147 | 6.43% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 7.38% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $92 | 6.96% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $612 | 6.69% |
| Hutchinson, MN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $8,194 | 3.22% |
| Meadville, PA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,225 | 6.94% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,836 | 6.69% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,749 | 6.91% |
| Boone, NC (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 7.63% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,591 | 6.69% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,227 | 7.06% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,210 | 7.04% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,961 | 6.31% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 6.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,302 | 7.13% |
| RENO, NV (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $9,202 | 6.75% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $68 | 7.25% |
| Taos, NM (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,494 | 6.50% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,869 | 6.19% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $586 | 8.16% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,784 | 6.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $1,200 | 5.99% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,655 | 6.99% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,570 | 6.69% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $378 | 6.40% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,595 | 7.44% |
| Laurel, MS (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,037 | 6.23% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,101 | 4.79% |
| WACO, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,490 | 6.61% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,591 | 6.56% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,590 | 7.93% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $68 | 6.60% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,835 | 6.39% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $1,417 | 6.09% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $8,042 | 6.75% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,712 | 6.45% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,879 | 7.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,387 | 7.13% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 6.58% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 7.00% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 6.98% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $627 | 7.28% |
| Albertville, AL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $95 | 5.65% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,306 | 5.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 6.25% |
| Palestine, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $16,278 | 5.58% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,599 | 6.74% |
| Rockport, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,379 | 6.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,198 | 6.55% |
| Barre, VT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,178 | 7.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $12,285 | 6.99% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,424 | 6.81% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,512 | 6.63% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,242 | 6.00% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 7.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,966 | 5.75% |
| Hastings, NE (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $68 | 6.63% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,759 | 7.13% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,874 | 5.99% |
| Mason City, IA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,942 | 7.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,109 | 7.05% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,297 | 6.53% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,379 | 6.79% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,726 | 7.38% |
| Owatonna, MN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,428 | 7.04% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,742 | 5.65% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $262 | 6.75% |
| Newport, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 7.50% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,517 | 7.99% |
| Ruston, LA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 6.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,562 | 6.25% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,691 | 6.13% |
| Harrison, AR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,171 | 6.55% |
| CHICO, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $16,309 | 5.88% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,337 | 5.99% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,010 | 7.58% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,933 | 5.25% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,918 | 7.88% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,908 | 7.38% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,379 | 6.00% |
| AMES, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,110 | 7.05% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 6.75% |
| Oil City, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,893 | 6.13% |
| Price, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,975 | 7.25% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,955 | 5.99% |
| Key West, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,024 | 6.63% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,160 | 6.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 3.00% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,239 | 6.78% |
| Evanston, WY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $585 | 6.08% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $700 | 5.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,650 | 6.25% |
| Keene, NH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,920 | 6.13% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,112 | 6.75% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.99% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,948 | 6.58% |
| Indiana, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.63% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,747 | 6.50% |
| Marquette, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,799 | 7.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,902 | 7.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,265 | 6.63% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,098 | 6.13% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,081 | 7.48% |
| Rutland, VT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,620 | 6.63% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,083 | 6.55% |
| Shelby, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,589 | 6.85% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,573 | 6.99% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,320 | 6.13% |
| Starkville, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,357 | 7.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,137 | 6.00% |
| Fremont, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,696 | 7.99% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,287 | 6.78% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $630 | 6.88% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,002 | 7.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.75% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.50% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,788 | 7.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,343 | 6.63% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,973 | 7.38% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,305 | 6.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,583 | 6.88% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,293 | 6.63% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.90% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,889 | 6.88% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,281 | 6.03% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,416 | 6.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,038 | 6.63% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,569 | 7.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,794 | 6.13% |
| Corning, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,650 | 6.75% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,991 | 7.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,020 | 6.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $730 | 6.99% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,373 | 6.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,699 | 6.75% |
| Decatur, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,828 | 6.60% |
| Gillette, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,240 | 6.68% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,101 | 6.25% |
| Urbana, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,995 | 6.88% |
| Union, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,731 | 6.63% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,545 | 6.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,405 | 7.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.88% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,496 | 7.08% |
| Farmington, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,989 | 6.95% |
| Atmore, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,126 | 6.25% |
| Durango, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,970 | 5.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,504 | 7.88% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,891 | 6.63% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,613 | 5.83% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,209 | 6.25% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,221 | 6.55% |
| Shawano, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,273 | 7.25% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,676 | 5.75% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,298 | 6.88% |
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Product Mix
For 2024, Guaranteed Rate Affinity's most frequently originated type of loan was Conventional, with 11,507 originations. Their 2nd most popular type was FHA, with 1,460 originations.
Loan Reason
For 2024, Guaranteed Rate Affinity's most frequently cited loan purpose was Home Purchase, with 13,202 originations. The 2nd most popular reason was Refi, with 503 originations.
Loan Duration/Length
For 2024, Guaranteed Rate Affinity's most frequently cited loan duration was 30 Year, with 13,881 originations. The 2nd most popular length was 15 Year, with 341 originations.
Origination Fees/Closing Costs
Guaranteed Rate Affinity's average total fees were $7,418, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,236 originations.
Interest Rates
During 2024, Guaranteed Rate Affinity's average interest rate for loans was 6.68%, while their most frequently originated rate bucket for loans was 6-7%, with 9,103 originations.
Loan Sizing
2024 saw Guaranteed Rate Affinity place emphasis on $200k-400k loans with 5,904 originations, totaling $1,746,010,000 in origination value.
Applicant Income
Guaranteed Rate Affinity lent most frequently to those with incomes in the $150k-250k range, with 3,638 originations. The second most popular income band? $100k-150k, with 3,548 originations.
Applicant Debt to Income Ratio
Guaranteed Rate Affinity lent most frequently to those with DTI ratios of 30-36%, with 2,357 originations. The next most common DTI ratio? 20-30%, with 2,049 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.05%
Guaranteed Rate Affinity has an average approval rate.
Pick Rate
Approvals leading to origination63.15%
Guaranteed Rate Affinity has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 14,587 | $5,825,095,000 | $399,335 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 14,587 | $5,825,095,000 | $399,335 |