Ally Bank Mortgage Rates, Fees & Info

Sandy, UT

LEI: 549300C04BJ0G297NC13

Tax ID: 20-1001796

4.1 stars - out of 5 stars, based on 140 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Ally Bank is a large bank specializing in Refi and Home Purchase loans. Ally Bank has a high proportion of conventional loans. Their top markets include San Francisco, Los Angeles, San Jose, Seattle, and Chicago among others. Ally Bank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Ally Bank is typically a high fee lendor.


Originations

19,587

Origination Dollar Volume (All Markets)

$10,601,385,000

Employee count

9,281 Show all (110) awards

Relative Rate

Ally Bank's average 30 year fixed rate mortgage of loans were 2.85%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.3%.

Relative Fees

Ally Bank's average total fees for a 30 year fixed rate mortgage are $6,603.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1,435 $1,463,345,000 $1,019,753 $8,767 2.64%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 993 $889,805,000 $896,078 $8,249 2.68%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 559 $587,895,000 $1,051,691 $8,430 2.63%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 647 $489,525,000 $756,607 $7,189 2.65%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 830 $360,360,000 $434,169 $5,011 2.77%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 371 $317,295,000 $855,243 $7,863 2.70%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 508 $312,470,000 $615,098 $6,629 2.64%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 676 $304,340,000 $450,207 $5,888 2.79%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 574 $286,010,000 $498,275 $7,188 2.71%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 494 $284,040,000 $574,980 $6,966 2.74%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 612 $279,210,000 $456,225 $6,969 2.69%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 465 $279,015,000 $600,032 $5,464 2.70%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 548 $271,960,000 $496,277 $5,108 2.76%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 460 $271,040,000 $589,217 $7,870 2.73%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 356 $187,810,000 $527,556 $6,608 2.71%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 262 $169,300,000 $646,183 $5,758 2.70%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 303 $155,295,000 $512,525 $6,576 2.64%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 276 $148,180,000 $536,884 $6,071 2.78%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 248 $127,360,000 $513,548 $6,315 2.75%
Boone, NC (FHA|USDA|VA) 4 $118,150,000 $29,537,500 $2,944 2.74%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 270 $113,450,000 $420,185 $5,944 2.78%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 391 $110,295,000 $282,084 $3,664 2.76%
Outside of Metro Areas 360 $109,630,000 $304,528 $4,928 2.83%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 227 $94,065,000 $414,383 $5,565 2.83%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 193 $78,315,000 $405,777 $4,626 2.73%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 117 $74,405,000 $635,940 $6,735 2.73%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 94 $70,940,000 $754,681 $7,487 2.73%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 80 $70,110,000 $876,375 $8,551 2.62%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 118 $62,490,000 $529,576 $5,648 2.78%
JACKSONVILLE, FL (FHA|USDA|VA) 131 $61,045,000 $465,992 $6,038 2.83%
PITTSBURGH, PA (FHA|USDA|VA) 187 $60,355,000 $322,754 $6,311 2.71%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 164 $46,850,000 $285,671 $3,308 2.86%
ST. LOUIS, MO-IL (FHA|USDA|VA) 156 $46,470,000 $297,885 $3,491 2.77%
KANSAS CITY, MO-KS (FHA|USDA|VA) 158 $46,370,000 $293,481 $3,372 2.91%
COLUMBUS, OH (FHA|USDA|VA) 144 $46,060,000 $319,861 $3,711 2.83%
SALT LAKE CITY, UT (FHA|USDA|VA) 72 $45,020,000 $625,278 $5,795 2.73%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 120 $44,700,000 $372,500 $3,826 2.89%
BOULDER, CO (FHA|USDA|VA) 67 $44,095,000 $658,134 $6,065 2.65%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 151 $42,405,000 $280,828 $3,872 2.84%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 43 $38,855,000 $903,605 $10,353 2.64%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 49 $36,795,000 $750,918 $7,844 2.65%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 80 $36,490,000 $456,125 $6,315 2.79%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 55 $35,035,000 $637,000 $7,435 2.66%
BOISE CITY, ID (FHA|USDA|VA) 69 $32,255,000 $467,464 $5,916 2.83%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 47 $31,985,000 $680,532 $9,109 2.64%
BEND, OR (FHA|USDA|VA) 49 $31,525,000 $643,367 $6,115 2.75%
STOCKTON, CA (FHA|USDA|VA) 55 $30,635,000 $557,000 $4,017 2.82%
PROVO-OREM, UT (FHA|USDA|VA) 46 $29,330,000 $637,609 $6,450 2.67%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 86 $29,190,000 $339,419 $6,005 2.65%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 50 $28,550,000 $571,000 $6,439 2.69%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 130 $28,460,000 $218,923 $3,806 2.87%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 57 $27,785,000 $487,456 $6,739 2.94%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 77 $27,535,000 $357,597 $3,784 2.87%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 57 $27,465,000 $481,842 $6,669 2.82%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 77 $26,575,000 $345,130 $4,102 2.83%
OKLAHOMA CITY, OK (FHA|USDA|VA) 67 $24,955,000 $372,463 $4,633 2.86%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 67 $23,845,000 $355,896 $4,790 2.78%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 77 $23,615,000 $306,688 $4,130 2.79%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 51 $22,335,000 $437,941 $7,089 2.72%
SALISBURY, MD-DE (FHA|USDA|VA) 31 $21,475,000 $692,742 $9,635 2.68%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 65 $20,935,000 $322,077 $4,234 2.82%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 45 $19,525,000 $433,889 $5,128 2.89%
MADISON, WI (FHA|USDA|VA) 47 $19,415,000 $413,085 $4,371 2.73%
TUCSON, AZ (FHA|USDA|VA) 57 $19,285,000 $338,333 $5,164 2.61%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 32 $18,310,000 $572,188 $7,253 2.70%
RALEIGH-CARY, NC (FHA|USDA|VA) 57 $18,185,000 $319,035 $3,490 2.69%
ANN ARBOR, MI (FHA|USDA|VA) 53 $17,945,000 $338,585 $3,904 2.71%
ALBUQUERQUE, NM (FHA|USDA|VA) 60 $17,600,000 $293,333 $4,771 2.81%
BELLINGHAM, WA (FHA|USDA|VA) 30 $17,540,000 $584,667 $6,270 2.77%
VALLEJO, CA (FHA|USDA|VA) 32 $17,360,000 $542,500 $5,361 2.59%
KNOXVILLE, TN (FHA|USDA|VA) 60 $17,160,000 $286,000 $4,129 2.76%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 28 $16,910,000 $603,929 $6,080 2.70%
SALINAS, CA (FHA|USDA|VA) 21 $16,765,000 $798,333 $9,874 2.74%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 32 $16,680,000 $521,250 $7,199 2.82%
COLORADO SPRINGS, CO (FHA|USDA|VA) 42 $16,530,000 $393,571 $3,962 2.73%
FORT COLLINS, CO (FHA|USDA|VA) 41 $16,175,000 $394,512 $4,596 2.72%
FRESNO, CA (FHA|USDA|VA) 36 $16,080,000 $446,667 $5,812 2.77%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 47 $15,665,000 $333,298 $6,144 2.75%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 50 $15,560,000 $311,200 $4,125 2.86%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 33 $15,335,000 $464,697 $4,863 2.78%
COLUMBIA, SC (FHA|USDA|VA) 59 $15,045,000 $255,000 $3,911 2.80%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 29 $14,995,000 $517,069 $8,522 2.53%
TULSA, OK (FHA|USDA|VA) 54 $14,900,000 $275,926 $4,835 2.81%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 58 $14,540,000 $250,690 $5,009 2.80%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 56 $13,710,000 $244,821 $3,324 2.74%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 32 $13,680,000 $427,500 $5,946 2.85%
GREELEY, CO (FHA|USDA|VA) 27 $12,915,000 $478,333 $5,941 2.71%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 36 $12,890,000 $358,056 $4,212 2.88%
NAPA, CA (FHA|USDA|VA) 17 $12,695,000 $746,765 $9,945 2.67%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 34 $12,560,000 $369,412 $4,316 2.62%
Bozeman, MT (FHA|USDA|VA) 25 $12,235,000 $489,400 $7,191 2.56%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 33 $11,935,000 $361,667 $3,302 2.89%
HUNTSVILLE, AL (FHA|USDA|VA) 38 $11,930,000 $313,947 $3,499 2.81%
Outside of Metro Areas 21 $11,875,000 $565,476 $7,134 2.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 32 $11,840,000 $370,000 $5,864 2.83%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 50 $11,640,000 $232,800 $3,699 2.81%
Heber, UT (FHA|USDA|VA) 12 $10,900,000 $908,333 $8,057 2.74%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 22 $10,820,000 $491,818 $4,919 2.85%
LANCASTER, PA (FHA|USDA|VA) 34 $10,560,000 $310,588 $5,650 2.70%
SANTA FE, NM (FHA|USDA|VA) 18 $10,490,000 $582,778 $6,303 2.74%
BAKERSFIELD, CA (FHA|USDA|VA) 38 $10,180,000 $267,895 $4,376 2.91%
Truckee-Grass Valley, CA (FHA|USDA|VA) 14 $10,040,000 $717,143 $4,920 2.84%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 30 $9,900,000 $330,000 $6,075 2.72%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 30 $9,860,000 $328,667 $3,740 2.78%
Traverse City, MI (FHA|USDA|VA) 21 $9,845,000 $468,810 $5,596 2.55%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 31 $9,455,000 $305,000 $4,489 2.52%
Kalispell, MT (FHA|USDA|VA) 13 $9,425,000 $725,000 $11,285 2.61%
Key West, FL (FHA|USDA|VA) 14 $9,360,000 $668,571 $8,991 2.67%
MODESTO, CA (FHA|USDA|VA) 19 $9,345,000 $491,842 $6,182 2.93%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 19 $9,245,000 $486,579 $8,526 2.76%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 24 $9,040,000 $376,667 $5,544 2.70%
AKRON, OH (FHA|USDA|VA) 45 $8,965,000 $199,222 $3,417 2.89%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 31 $8,445,000 $272,419 $4,412 2.89%
BATON ROUGE, LA (FHA|USDA|VA) 27 $8,305,000 $307,593 $5,769 2.69%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 30 $8,290,000 $276,333 $4,177 2.76%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 35 $8,075,000 $230,714 $4,349 2.90%
JACKSON, MS (FHA|USDA|VA) 23 $7,895,000 $343,261 $4,246 2.89%
LINCOLN, NE (FHA|USDA|VA) 26 $7,400,000 $284,615 $4,064 2.85%
CORVALLIS, OR (FHA|USDA|VA) 12 $7,360,000 $613,333 $8,034 2.61%
Breckenridge, CO (FHA|USDA|VA) 13 $7,355,000 $565,769 $7,319 2.55%
Steamboat Springs, CO (FHA|USDA|VA) 9 $7,195,000 $799,444 $9,883 2.51%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 21 $7,145,000 $340,238 $5,117 3.00%
GAINESVILLE, FL (FHA|USDA|VA) 25 $7,125,000 $285,000 $4,304 2.76%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 22 $7,090,000 $322,273 $5,979 2.58%
OCEAN CITY, NJ (FHA|USDA|VA) 12 $7,030,000 $585,833 $8,314 2.74%
BILLINGS, MT (FHA|USDA|VA) 16 $6,920,000 $432,500 $7,827 2.83%
MEDFORD, OR (FHA|USDA|VA) 11 $6,745,000 $613,182 $8,356 2.66%
GRAND JUNCTION, CO (FHA|USDA|VA) 17 $6,695,000 $393,824 $3,630 2.72%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 22 $6,600,000 $300,000 $3,814 2.84%
WICHITA, KS (FHA|USDA|VA) 22 $6,510,000 $295,909 $3,772 2.90%
MISSOULA, MT (FHA|USDA|VA) 16 $6,460,000 $403,750 $5,962 2.74%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 17 $6,405,000 $376,765 $5,714 2.76%
ST. GEORGE, UT (FHA|USDA|VA) 11 $6,205,000 $564,091 $6,439 2.79%
PUNTA GORDA, FL (FHA|USDA|VA) 12 $6,100,000 $508,333 $7,866 2.85%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 17 $6,075,000 $357,353 $4,520 2.77%
SALEM, OR (FHA|USDA|VA) 17 $5,995,000 $352,647 $5,076 2.91%
GAINESVILLE, GA (FHA|USDA|VA) 11 $5,895,000 $535,909 $5,244 2.77%
Oak Harbor, WA (FHA|USDA|VA) 11 $5,885,000 $535,000 $5,791 2.67%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 27 $5,885,000 $217,963 $3,755 2.83%
FLAGSTAFF, AZ (FHA|USDA|VA) 14 $5,770,000 $412,143 $5,582 2.86%
WENATCHEE, WA (FHA|USDA|VA) 10 $5,650,000 $565,000 $8,443 2.77%
CHICO, CA (FHA|USDA|VA) 12 $5,480,000 $456,667 $4,576 2.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 13 $5,245,000 $403,462 $3,299 2.73%
CORPUS CHRISTI, TX (FHA|USDA|VA) 10 $5,090,000 $509,000 $7,014 2.92%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 29 $5,045,000 $173,966 $4,250 2.85%
TYLER, TX (FHA|USDA|VA) 10 $4,990,000 $499,000 $5,830 2.75%
TOLEDO, OH (FHA|USDA|VA) 27 $4,975,000 $184,259 $3,102 3.06%
Durango, CO (FHA|USDA|VA) 10 $4,830,000 $483,000 $4,337 2.62%
Edwards, CO (FHA|USDA|VA) 6 $4,790,000 $798,333 $4,553 2.73%
YORK-HANOVER, PA (FHA|USDA|VA) 25 $4,755,000 $190,200 $4,517 2.68%
Glenwood Springs, CO (FHA|USDA|VA) 10 $4,750,000 $475,000 $5,034 2.60%
ASHEVILLE, NC (FHA|USDA|VA) 8 $4,640,000 $580,000 $8,478 2.66%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 12 $4,540,000 $378,333 $6,739 2.76%
WINSTON-SALEM, NC (FHA|USDA|VA) 16 $4,310,000 $269,375 $4,408 2.71%
APPLETON, WI (FHA|USDA|VA) 19 $4,305,000 $226,579 $4,421 2.59%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 9 $4,275,000 $475,000 $4,472 2.89%
SPRINGFIELD, MO (FHA|USDA|VA) 23 $4,275,000 $185,870 $3,359 2.78%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 19 $4,215,000 $221,842 $3,093 2.58%
DAYTON-KETTERING, OH (FHA|USDA|VA) 25 $4,195,000 $167,800 $3,413 2.92%
TALLAHASSEE, FL (FHA|USDA|VA) 18 $4,150,000 $230,556 $3,367 2.87%
LUBBOCK, TX (FHA|USDA|VA) 10 $4,090,000 $409,000 $4,281 2.84%
CHARLESTON, WV (FHA|USDA|VA) 17 $4,055,000 $238,529 $3,882 2.89%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 13 $3,765,000 $289,615 $4,779 2.85%
YAKIMA, WA (FHA|USDA|VA) 10 $3,550,000 $355,000 $5,533 2.61%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $3,540,000 $442,500 $3,172 2.69%
BRUNSWICK, GA (FHA|USDA|VA) 6 $3,490,000 $581,667 $8,227 2.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 10 $3,450,000 $345,000 $5,933 2.66%
SPARTANBURG, SC (FHA|USDA|VA) 14 $3,410,000 $243,571 $3,597 3.15%
PEORIA, IL (FHA|USDA|VA) 16 $3,340,000 $208,750 $3,265 2.92%
FORT WAYNE, IN (FHA|USDA|VA) 13 $3,265,000 $251,154 $3,162 2.85%
MIDLAND, TX (FHA|USDA|VA) 7 $3,175,000 $453,571 $7,024 2.64%
LEBANON, PA (FHA|USDA|VA) 12 $3,140,000 $261,667 $5,999 2.78%
MORGANTOWN, WV (FHA|USDA|VA) 12 $3,140,000 $261,667 $4,155 2.77%
HATTIESBURG, MS (FHA|USDA|VA) 8 $3,110,000 $388,750 $6,527 2.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 13 $3,005,000 $231,154 $3,858 2.82%
MOBILE, AL (FHA|USDA|VA) 13 $2,985,000 $229,615 $3,335 3.04%
RAPID CITY, SD (FHA|USDA|VA) 8 $2,980,000 $372,500 $4,513 2.81%
Jefferson, GA (FHA|USDA|VA) 10 $2,970,000 $297,000 $4,297 3.09%
OCALA, FL (FHA|USDA|VA) 17 $2,965,000 $174,412 $3,365 3.07%
WILMINGTON, NC (FHA|USDA|VA) 6 $2,960,000 $493,333 $3,551 2.85%
Sonora, CA (FHA|USDA|VA) 7 $2,855,000 $407,857 $6,540 2.82%
THE VILLAGES, FL (FHA|USDA|VA) 11 $2,845,000 $258,636 $4,046 2.84%
EL PASO, TX (FHA|USDA|VA) 11 $2,795,000 $254,091 $5,892 2.52%
SAVANNAH, GA (FHA|USDA|VA) 15 $2,775,000 $185,000 $3,451 2.96%
TUSCALOOSA, AL (FHA|USDA|VA) 7 $2,755,000 $393,571 $4,736 2.66%
BLOOMINGTON, IN (FHA|USDA|VA) 10 $2,750,000 $275,000 $3,046 3.07%
GREEN BAY, WI (FHA|USDA|VA) 12 $2,620,000 $218,333 $4,727 2.55%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 12 $2,620,000 $218,333 $3,553 2.90%
FORT SMITH, AR-OK (FHA|USDA|VA) 14 $2,610,000 $186,429 $2,838 2.75%
READING, PA (FHA|USDA|VA) 13 $2,575,000 $198,077 $3,976 2.89%
CANTON-MASSILLON, OH (FHA|USDA|VA) 15 $2,565,000 $171,000 $3,121 2.98%
CEDAR RAPIDS, IA (FHA|USDA|VA) 8 $2,520,000 $315,000 $6,443 2.69%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 12 $2,520,000 $210,000 $2,737 2.79%
MONTGOMERY, AL (FHA|USDA|VA) 10 $2,480,000 $248,000 $2,937 2.99%
BISMARCK, ND (FHA|USDA|VA) 5 $2,455,000 $491,000 $6,762 2.78%
VISALIA, CA (FHA|USDA|VA) 10 $2,440,000 $244,000 $3,256 3.16%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 9 $2,435,000 $270,556 $3,322 2.78%
PANAMA CITY, FL (FHA|USDA|VA) 9 $2,395,000 $266,111 $4,011 2.99%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $2,350,000 $235,000 $4,820 2.84%
Kill Devil Hills, NC (FHA|USDA|VA) 6 $2,350,000 $391,667 $3,363 2.50%
Whitewater, WI (FHA|USDA|VA) 5 $2,345,000 $469,000 $3,163 3.25%
BLOOMINGTON, IL (FHA|USDA|VA) 14 $2,340,000 $167,143 $2,580 2.85%
LAS CRUCES, NM (FHA|USDA|VA) 8 $2,330,000 $291,250 $5,919 2.70%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 10 $2,330,000 $233,000 $4,675 2.70%
SIOUX FALLS, SD (FHA|USDA|VA) 9 $2,305,000 $256,111 $3,613 2.81%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 9 $2,245,000 $249,444 $4,029 2.86%
LAFAYETTE, LA (FHA|USDA|VA) 8 $2,240,000 $280,000 $4,039 3.11%
Seneca, SC (FHA|USDA|VA) 5 $2,185,000 $437,000 $4,218 2.58%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $2,170,000 $361,667 $4,574 3.10%
EAST STROUDSBURG, PA (FHA|USDA|VA) 12 $2,160,000 $180,000 $4,473 3.06%
Montrose, CO (FHA|USDA|VA) 6 $2,140,000 $356,667 $4,758 2.54%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 14 $2,140,000 $152,857 $2,723 3.02%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 7 $2,125,000 $303,571 $6,837 2.70%
Taos, NM (FHA|USDA|VA) 3 $2,075,000 $691,667 $13,264 2.54%
ERIE, PA (FHA|USDA|VA) 11 $2,065,000 $187,727 $4,524 2.69%
REDDING, CA (FHA|USDA|VA) 8 $2,030,000 $253,750 $2,899 2.91%
COLUMBUS, GA-AL (FHA|USDA|VA) 9 $2,025,000 $225,000 $4,485 2.86%
FLINT, MI (FHA|USDA|VA) 11 $2,005,000 $182,273 $3,838 2.59%
Hood River, OR (FHA|USDA|VA) 4 $1,970,000 $492,500 $5,857 2.78%
LOGAN, UT-ID (FHA|USDA|VA) 6 $1,960,000 $326,667 $4,480 2.79%
WACO, TX (FHA|USDA|VA) 9 $1,915,000 $212,778 $3,517 2.96%
Torrington, CT (FHA|USDA|VA) 5 $1,905,000 $381,000 $3,361 2.68%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 7 $1,905,000 $272,143 $2,685 2.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 13 $1,895,000 $145,769 $3,683 2.83%
Augusta-Waterville, ME (FHA|USDA|VA) 6 $1,850,000 $308,333 $4,407 2.81%
LONGVIEW, TX (FHA|USDA|VA) 10 $1,830,000 $183,000 $3,081 3.05%
Port Angeles, WA (FHA|USDA|VA) 5 $1,815,000 $363,000 $8,346 2.68%
DALTON, GA (FHA|USDA|VA) 7 $1,815,000 $259,286 $5,794 2.50%
STATE COLLEGE, PA (FHA|USDA|VA) 6 $1,810,000 $301,667 $5,847 2.54%
COLUMBUS, IN (FHA|USDA|VA) 7 $1,805,000 $257,857 $3,917 2.64%
DOVER, DE (FHA|USDA|VA) 6 $1,800,000 $300,000 $4,848 2.90%
IDAHO FALLS, ID (FHA|USDA|VA) 7 $1,795,000 $256,429 $4,729 2.86%
JACKSON, MI (FHA|USDA|VA) 9 $1,795,000 $199,444 $3,932 2.79%
WAUSAU-WESTON, WI (FHA|USDA|VA) 9 $1,785,000 $198,333 $2,910 2.68%
FARGO, ND-MN (FHA|USDA|VA) 4 $1,780,000 $445,000 $3,039 2.78%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 10 $1,710,000 $171,000 $3,288 2.76%
Sandpoint, ID (FHA|USDA|VA) 3 $1,695,000 $565,000 $7,654 2.66%
Holland, MI (FHA|USDA|VA) 4 $1,660,000 $415,000 $4,150 2.97%
DOTHAN, AL (FHA|USDA|VA) 5 $1,645,000 $329,000 $3,098 3.33%
GREENVILLE, NC (FHA|USDA|VA) 5 $1,635,000 $327,000 $3,126 2.45%
JOHNSON CITY, TN (FHA|USDA|VA) 8 $1,610,000 $201,250 $3,145 2.75%
Hailey, ID (FHA|USDA|VA) 3 $1,605,000 $535,000 $10,794 2.75%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,590,000 $397,500 $5,888 2.84%
EVANSVILLE, IN-KY (FHA|USDA|VA) 9 $1,585,000 $176,111 $2,537 2.71%
GETTYSBURG, PA (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,256 2.82%
Helena, MT (FHA|USDA|VA) 4 $1,560,000 $390,000 $4,864 2.69%
Clearlake, CA (FHA|USDA|VA) 3 $1,545,000 $515,000 $7,818 2.79%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,540,000 $256,667 $6,188 2.63%
HOT SPRINGS, AR (FHA|USDA|VA) 7 $1,535,000 $219,286 $3,393 2.80%
Astoria, OR (FHA|USDA|VA) 5 $1,505,000 $301,000 $3,380 2.85%
Findlay, OH (FHA|USDA|VA) 5 $1,505,000 $301,000 $2,635 2.93%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 8 $1,500,000 $187,500 $3,009 2.70%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 7 $1,485,000 $212,143 $2,146 2.96%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $1,480,000 $370,000 $5,719 2.22%
COLUMBIA, MO (FHA|USDA|VA) 8 $1,460,000 $182,500 $3,641 2.55%
GADSDEN, AL (FHA|USDA|VA) 6 $1,460,000 $243,333 $5,044 2.83%
ODESSA, TX (FHA|USDA|VA) 4 $1,450,000 $362,500 $6,627 2.78%
Spearfish, SD (FHA|USDA|VA) 4 $1,450,000 $362,500 $5,084 2.81%
DECATUR, AL (FHA|USDA|VA) 6 $1,450,000 $241,667 $2,129 3.04%
NILES, MI (FHA|USDA|VA) 6 $1,430,000 $238,333 $2,920 2.81%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 5 $1,425,000 $285,000 $3,602 2.95%
Ellensburg, WA (FHA|USDA|VA) 2 $1,410,000 $705,000 $11,098 2.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,405,000 $200,714 $4,148 2.77%
Lake City, FL (FHA|USDA|VA) 5 $1,385,000 $277,000 $5,252 2.82%
MERCED, CA (FHA|USDA|VA) 5 $1,385,000 $277,000 $3,597 3.05%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,704 2.61%
TWIN FALLS, ID (FHA|USDA|VA) 7 $1,355,000 $193,571 $3,651 3.04%
Roseburg, OR (FHA|USDA|VA) 5 $1,355,000 $271,000 $4,819 2.85%
Nogales, AZ (FHA|USDA|VA) 6 $1,350,000 $225,000 $3,634 2.94%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 10 $1,350,000 $135,000 $3,156 2.99%
Wooster, OH (FHA|USDA|VA) 7 $1,345,000 $192,143 $4,130 2.84%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $1,325,000 $265,000 $4,137 3.25%
CHEYENNE, WY (FHA|USDA|VA) 3 $1,325,000 $441,667 $4,991 2.50%
SAGINAW, MI (FHA|USDA|VA) 7 $1,315,000 $187,857 $2,441 2.98%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $1,310,000 $218,333 $3,318 2.90%
IOWA CITY, IA (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,218 2.63%
Newport, OR (FHA|USDA|VA) 4 $1,310,000 $327,500 $4,336 2.59%
CLEVELAND, TN (FHA|USDA|VA) 5 $1,285,000 $257,000 $5,138 2.58%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,280,000 $213,333 $2,284 3.29%
ABILENE, TX (FHA|USDA|VA) 5 $1,275,000 $255,000 $5,619 2.18%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,260,000 $315,000 $6,004 2.25%
Athens, TX (FHA|USDA|VA) 3 $1,245,000 $415,000 $6,604 2.42%
Pottsville, PA (FHA|USDA|VA) 9 $1,235,000 $137,222 $2,871 2.89%
FLORENCE, SC (FHA|USDA|VA) 4 $1,230,000 $307,500 $4,453 2.59%
Cañon City, CO (FHA|USDA|VA) 4 $1,230,000 $307,500 $4,453 2.84%
RACINE, WI (FHA|USDA|VA) 5 $1,205,000 $241,000 $2,363 3.08%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,862 2.61%
Aberdeen, WA (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,958 2.95%
ANCHORAGE, AK (FHA|USDA|VA) 6 $1,190,000 $198,333 $3,160 3.02%
Show Low, AZ (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,541 2.69%
Sevierville, TN (FHA|USDA|VA) 5 $1,165,000 $233,000 $3,959 2.78%
FARMINGTON, NM (FHA|USDA|VA) 6 $1,160,000 $193,333 $3,144 2.73%
Los Alamos, NM (FHA|USDA|VA) 4 $1,160,000 $290,000 $4,432 2.78%
MONROE, LA (FHA|USDA|VA) 6 $1,150,000 $191,667 $4,180 2.98%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,145,000 $163,571 $3,202 3.02%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,140,000 $190,000 $2,192 2.73%
Fredericksburg, TX (FHA|USDA|VA) 2 $1,140,000 $570,000 $9,310 3.69%
Lewisburg, TN (FHA|USDA|VA) 4 $1,130,000 $282,500 $5,106 2.87%
Gallup, NM (FHA|USDA|VA) 4 $1,130,000 $282,500 $7,003 2.81%
MONROE, MI (FHA|USDA|VA) 7 $1,125,000 $160,714 $3,276 2.61%
LaGrange, GA-AL (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,913 2.73%
MORRISTOWN, TN (FHA|USDA|VA) 2 $1,110,000 $555,000 $3,693 3.06%
Georgetown, SC (FHA|USDA|VA) 3 $1,085,000 $361,667 $6,804 2.75%
BATTLE CREEK, MI (FHA|USDA|VA) 8 $1,080,000 $135,000 $2,888 2.77%
Coos Bay, OR (FHA|USDA|VA) 3 $1,075,000 $358,333 $9,025 3.21%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $1,070,000 $535,000 $2,268 3.13%
Warsaw, IN (FHA|USDA|VA) 5 $1,035,000 $207,000 $3,070 2.63%
MADERA, CA (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,653 2.41%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 6 $980,000 $163,333 $3,408 2.71%
Carlsbad-Artesia, NM (FHA|USDA|VA) 5 $965,000 $193,000 $2,720 3.05%
JONESBORO, AR (FHA|USDA|VA) 4 $960,000 $240,000 $5,622 2.38%
Lewisburg, PA (FHA|USDA|VA) 2 $960,000 $480,000 $5,250 2.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 5 $955,000 $191,000 $5,684 2.95%
Greenwood, SC (FHA|USDA|VA) 3 $955,000 $318,333 $3,141 3.04%
Adrian, MI (FHA|USDA|VA) 5 $935,000 $187,000 $3,524 2.70%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 4 $930,000 $232,500 $2,789 2.84%
LEWISTON, ID-WA (FHA|USDA|VA) 3 $925,000 $308,333 $6,755 2.96%
ROME, GA (FHA|USDA|VA) 4 $920,000 $230,000 $2,918 3.06%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 4 $910,000 $227,500 $2,837 2.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $910,000 $455,000 $3,408 3.13%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $900,000 $225,000 $2,912 2.88%
JEFFERSON CITY, MO (FHA|USDA|VA) 4 $900,000 $225,000 $5,738 2.50%
Salem, OH (FHA|USDA|VA) 4 $890,000 $222,500 $3,350 2.94%
Baraboo, WI (FHA|USDA|VA) 2 $880,000 $440,000 $3,576 2.56%
Oxford, MS (FHA|USDA|VA) 4 $870,000 $217,500 $3,001 3.16%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $855,000 $171,000 $4,701 2.60%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $855,000 $171,000 $1,990 3.23%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $845,000 $169,000 $3,080 3.13%
YUBA CITY, CA (FHA|USDA|VA) 2 $840,000 $420,000 $7,513 2.69%
Kearney, NE (FHA|USDA|VA) 4 $840,000 $210,000 $2,431 2.94%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $815,000 $271,667 $3,013 2.75%
Jacksonville, TX (FHA|USDA|VA) 2 $800,000 $400,000 $5,172 2.56%
Alamogordo, NM (FHA|USDA|VA) 3 $795,000 $265,000 $5,703 2.88%
Frankfort, KY (FHA|USDA|VA) 4 $790,000 $197,500 $3,571 2.88%
GRAND ISLAND, NE (FHA|USDA|VA) 4 $780,000 $195,000 $2,371 3.00%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $775,000 $258,333 $2,016 2.92%
Vernal, UT (FHA|USDA|VA) 1 $775,000 $775,000 $12,351 2.38%
Opelousas, LA (FHA|USDA|VA) 3 $775,000 $258,333 $4,212 2.96%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 6 $770,000 $128,333 $2,022 2.98%
Norwalk, OH (FHA|USDA|VA) 4 $770,000 $192,500 $4,304 2.34%
ALTOONA, PA (FHA|USDA|VA) 5 $765,000 $153,000 $4,062 3.03%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $760,000 $190,000 $3,010 3.41%
Rexburg, ID (FHA|USDA|VA) 1 $755,000 $755,000 $9,570 2.38%
AMES, IA (FHA|USDA|VA) 5 $745,000 $149,000 $3,053 2.80%
Clarksburg, WV (FHA|USDA|VA) 5 $745,000 $149,000 $2,785 2.75%
MUSKEGON, MI (FHA|USDA|VA) 3 $735,000 $245,000 $4,810 2.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $735,000 $735,000 $3,949 2.99%
BAY CITY, MI (FHA|USDA|VA) 5 $715,000 $143,000 $3,042 2.65%
Ukiah, CA (FHA|USDA|VA) 2 $710,000 $355,000 $4,588 3.00%
TOPEKA, KS (FHA|USDA|VA) 4 $710,000 $177,500 $3,208 3.22%
HAMMOND, LA (FHA|USDA|VA) 5 $705,000 $141,000 $3,521 2.65%
Morehead City, NC (FHA|USDA|VA) 3 $705,000 $235,000 $6,514 2.54%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $705,000 $235,000 $2,952 2.75%
Alma, MI (FHA|USDA|VA) 3 $695,000 $231,667 $4,731 3.04%
OWENSBORO, KY (FHA|USDA|VA) 2 $690,000 $345,000 $7,662 2.69%
MIDLAND, MI (FHA|USDA|VA) 4 $690,000 $172,500 $3,399 2.91%
Portales, NM (FHA|USDA|VA) 2 $690,000 $345,000 $7,253 2.44%
Union, SC (FHA|USDA|VA) 2 $690,000 $345,000 $9,923 3.06%
Moses Lake, WA (FHA|USDA|VA) 3 $685,000 $228,333 $3,142 2.79%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $680,000 $170,000 $4,052 2.88%
Brownwood, TX (FHA|USDA|VA) 2 $680,000 $340,000 $4,454 3.56%
Scottsbluff, NE (FHA|USDA|VA) 3 $675,000 $225,000 $2,839 2.75%
MUNCIE, IN (FHA|USDA|VA) 5 $675,000 $135,000 $1,716 3.53%
Marietta, OH (FHA|USDA|VA) 2 $670,000 $335,000 $2,917 2.94%
Sandusky, OH (FHA|USDA|VA) 3 $665,000 $221,667 $4,030 3.04%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $655,000 $218,333 $3,499 3.33%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $655,000 $655,000 $3,588 3.49%
AMARILLO, TX (FHA|USDA|VA) 5 $645,000 $129,000 $4,347 3.10%
Natchitoches, LA (FHA|USDA|VA) 1 $645,000 $645,000 $17,437 2.63%
ROCKFORD, IL (FHA|USDA|VA) 7 $645,000 $92,143 $2,397 3.14%
Cornelia, GA (FHA|USDA|VA) 4 $640,000 $160,000 $3,115 2.91%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $640,000 $320,000 $5,408 2.63%
Richmond-Berea, KY (FHA|USDA|VA) 3 $615,000 $205,000 $4,310 3.33%
New Philadelphia-Dover, OH (FHA|USDA|VA) 5 $615,000 $123,000 $3,238 2.90%
Shelton, WA (FHA|USDA|VA) 2 $610,000 $305,000 $2,296 2.44%
Paris, TN (FHA|USDA|VA) 4 $610,000 $152,500 $4,168 2.81%
Starkville, MS (FHA|USDA|VA) 3 $605,000 $201,667 $3,555 3.04%
Crescent City, CA (FHA|USDA|VA) 1 $605,000 $605,000 $10,488 2.75%
PUEBLO, CO (FHA|USDA|VA) 2 $600,000 $300,000 $4,427 2.75%
Easton, MD (FHA|USDA|VA) 2 $590,000 $295,000 $1,895 2.75%
YUMA, AZ (FHA|USDA|VA) 3 $585,000 $195,000 $3,774 2.71%
Statesboro, GA (FHA|USDA|VA) 3 $585,000 $195,000 $3,349 2.88%
Ashland, OH (FHA|USDA|VA) 2 $580,000 $290,000 $2,319 3.06%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $580,000 $290,000 $2,482 3.06%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $575,000 $191,667 $2,454 3.25%
Fort Payne, AL (FHA|USDA|VA) 4 $570,000 $142,500 $3,522 2.59%
Stevens Point, WI (FHA|USDA|VA) 3 $565,000 $188,333 $2,549 2.88%
Minot, ND (FHA|USDA|VA) 1 $565,000 $565,000 $6,124 2.38%
MANHATTAN, KS (FHA|USDA|VA) 2 $560,000 $280,000 $4,357 3.31%
Portsmouth, OH (FHA|USDA|VA) 2 $560,000 $280,000 $4,469 2.69%
Hutchinson, KS (FHA|USDA|VA) 2 $560,000 $280,000 $4,256 2.75%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $555,000 $185,000 $4,671 2.83%
Burley, ID (FHA|USDA|VA) 3 $555,000 $185,000 $5,168 3.13%
Mount Airy, NC (FHA|USDA|VA) 1 $545,000 $545,000 $2,527 2.88%
Lewistown, PA (FHA|USDA|VA) 3 $545,000 $181,667 $3,511 2.67%
GRANTS PASS, OR (FHA|USDA|VA) 1 $535,000 $535,000 $2,797 3.25%
VALDOSTA, GA (FHA|USDA|VA) 3 $535,000 $178,333 $2,960 2.96%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $535,000 $178,333 $4,230 2.58%
WHEELING, WV-OH (FHA|USDA|VA) 6 $530,000 $88,333 $2,844 3.27%
Brookings, OR (FHA|USDA|VA) 2 $530,000 $265,000 $7,801 3.06%
Vermillion, SD (FHA|USDA|VA) 2 $530,000 $265,000 $2,030 3.06%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $515,000 $171,667 $3,820 2.71%
Morgan City, LA (FHA|USDA|VA) 1 $515,000 $515,000 $15,038 1.75%
Cadillac, MI (FHA|USDA|VA) 3 $515,000 $171,667 $2,619 2.54%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $515,000 $171,667 $3,427 3.29%
KANKAKEE, IL (FHA|USDA|VA) 4 $510,000 $127,500 $2,562 2.53%
Hobbs, NM (FHA|USDA|VA) 1 $505,000 $505,000 $9,231 2.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $505,000 $168,333 $2,615 2.83%
Mason City, IA (FHA|USDA|VA) 2 $500,000 $250,000 $6,702 3.31%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $495,000 $165,000 $3,606 2.79%
Picayune, MS (FHA|USDA|VA) 2 $490,000 $245,000 $3,993 2.50%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $490,000 $245,000 $4,428 2.75%
Branson, MO (FHA|USDA|VA) 2 $490,000 $245,000 $2,901 2.69%
Calhoun, GA (FHA|USDA|VA) 2 $480,000 $240,000 $3,930 2.94%
SAN ANGELO, TX (FHA|USDA|VA) 2 $480,000 $240,000 $4,454 2.88%
WALLA WALLA, WA (FHA|USDA|VA) 2 $480,000 $240,000 $2,414 2.75%
BANGOR, ME (FHA|USDA|VA) 3 $475,000 $158,333 $3,818 2.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $470,000 $117,500 $2,600 3.13%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $465,000 $155,000 $3,693 2.79%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $465,000 $155,000 $4,246 2.33%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $465,000 $155,000 $2,052 2.54%
Atmore, AL (FHA|USDA|VA) 2 $460,000 $230,000 $2,729 2.81%
New Castle, PA (FHA|USDA|VA) 3 $455,000 $151,667 $5,906 2.92%
Auburn, IN (FHA|USDA|VA) 2 $450,000 $225,000 $1,367 2.69%
Paducah, KY-IL (FHA|USDA|VA) 4 $450,000 $112,500 $2,715 3.16%
Crossville, TN (FHA|USDA|VA) 3 $445,000 $148,333 $5,097 3.00%
Manitowoc, WI (FHA|USDA|VA) 1 $445,000 $445,000 $1,332 2.88%
Beaver Dam, WI (FHA|USDA|VA) 2 $440,000 $220,000 $3,151 2.56%
Hillsdale, MI (FHA|USDA|VA) 2 $440,000 $220,000 $2,698 3.13%
Mountain Home, AR (FHA|USDA|VA) 1 $435,000 $435,000 $1,104 3.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $5,529 2.69%
Huntsville, TX (FHA|USDA|VA) 2 $430,000 $215,000 $2,584 2.56%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $430,000 $215,000 $3,256 2.94%
Salina, KS (FHA|USDA|VA) 2 $430,000 $215,000 $2,208 2.69%
Bonham, TX (FHA|USDA|VA) 1 $425,000 $425,000 $4,589 2.88%
KOKOMO, IN (FHA|USDA|VA) 3 $425,000 $141,667 $1,916 2.88%
Coldwater, MI (FHA|USDA|VA) 3 $425,000 $141,667 $2,261 2.79%
Marion, OH (FHA|USDA|VA) 2 $420,000 $210,000 $3,339 2.75%
Glasgow, KY (FHA|USDA|VA) 2 $420,000 $210,000 $2,637 3.38%
Vicksburg, MS (FHA|USDA|VA) 2 $420,000 $210,000 $3,929 3.50%
Gainesville, TX (FHA|USDA|VA) 1 $415,000 $415,000 $3,571 2.88%
Laramie, WY (FHA|USDA|VA) 1 $415,000 $415,000 $6,614 2.75%
Moultrie, GA (FHA|USDA|VA) 2 $410,000 $205,000 $3,383 3.06%
Paragould, AR (FHA|USDA|VA) 3 $405,000 $135,000 $2,617 3.08%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $400,000 $200,000 $3,643 2.63%
London, KY (FHA|USDA|VA) 2 $400,000 $200,000 $3,308 2.81%
Laurel, MS (FHA|USDA|VA) 3 $395,000 $131,667 $4,342 3.83%
Athens, OH (FHA|USDA|VA) 3 $395,000 $131,667 $2,946 2.88%
POCATELLO, ID (FHA|USDA|VA) 2 $390,000 $195,000 $4,326 2.81%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $385,000 $128,333 $3,356 2.96%
Madison, IN (FHA|USDA|VA) 2 $380,000 $190,000 $3,540 3.13%
BURLINGTON, NC (FHA|USDA|VA) 2 $370,000 $185,000 $3,490 2.25%
Big Rapids, MI (FHA|USDA|VA) 2 $370,000 $185,000 $1,445 3.31%
Sunbury, PA (FHA|USDA|VA) 3 $365,000 $121,667 $4,540 2.13%
Ashtabula, OH (FHA|USDA|VA) 3 $365,000 $121,667 $3,963 3.00%
Granbury, TX (FHA|USDA|VA) 2 $360,000 $180,000 $3,220 2.63%
Columbus, NE (FHA|USDA|VA) 2 $360,000 $180,000 $4,804 2.44%
Red Bluff, CA (FHA|USDA|VA) 2 $360,000 $180,000 $3,710 3.44%
Raymondville, TX (FHA|USDA|VA) 1 $355,000 $355,000 $6,556 2.88%
Tifton, GA (FHA|USDA|VA) 2 $350,000 $175,000 $4,175 3.13%
Blytheville, AR (FHA|USDA|VA) 2 $350,000 $175,000 $2,856 3.25%
Marquette, MI (FHA|USDA|VA) 2 $350,000 $175,000 $3,175 3.00%
Williston, ND (FHA|USDA|VA) 1 $345,000 $345,000 $1,507 2.88%
Durant, OK (FHA|USDA|VA) 1 $345,000 $345,000 $8,874 2.63%
Oil City, PA (FHA|USDA|VA) 3 $345,000 $115,000 $2,926 3.38%
McAlester, OK (FHA|USDA|VA) 2 $340,000 $170,000 $4,170 3.00%
GREAT FALLS, MT (FHA|USDA|VA) 2 $340,000 $170,000 $3,482 3.19%
Ludington, MI (FHA|USDA|VA) 1 $335,000 $335,000 $1,958 3.38%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $325,000 $325,000 $1,854 2.75%
Bay City, TX (FHA|USDA|VA) 1 $325,000 $325,000 $3,574 2.88%
Enterprise, AL (FHA|USDA|VA) 2 $320,000 $160,000 $4,469 2.88%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $315,000 $105,000 $2,448 2.79%
Fremont, NE (FHA|USDA|VA) 2 $310,000 $155,000 $2,768 3.44%
Brookhaven, MS (FHA|USDA|VA) 2 $310,000 $155,000 $5,415 3.19%
JACKSON, TN (FHA|USDA|VA) 2 $310,000 $155,000 $3,946 3.13%
Vidalia, GA (FHA|USDA|VA) 2 $310,000 $155,000 $3,243 3.06%
Celina, OH (FHA|USDA|VA) 1 $305,000 $305,000 $3,630 2.88%
Sterling, CO (FHA|USDA|VA) 1 $305,000 $305,000 $2,437 3.00%
Wilson, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,616 2.00%
LIMA, OH (FHA|USDA|VA) 2 $300,000 $150,000 $5,234 2.38%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 2 $300,000 $150,000 $3,735 2.69%
DECATUR, IL (FHA|USDA|VA) 2 $300,000 $150,000 $4,152 2.75%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $300,000 $150,000 $1,616 3.19%
Stillwater, OK (FHA|USDA|VA) 2 $300,000 $150,000 $4,846 2.81%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $295,000 $295,000 $1,624 3.25%
Sulphur Springs, TX (FHA|USDA|VA) 1 $295,000 $295,000 $9,448 2.88%
Chillicothe, OH (FHA|USDA|VA) 2 $290,000 $145,000 $2,840 3.13%
Big Spring, TX (FHA|USDA|VA) 2 $290,000 $145,000 $3,738 2.88%
Corinth, MS (FHA|USDA|VA) 1 $285,000 $285,000 $4,194 2.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $285,000 $285,000 $2,244 3.38%
Alexander City, AL (FHA|USDA|VA) 1 $285,000 $285,000 $6,760 3.75%
Ruidoso, NM (FHA|USDA|VA) 1 $285,000 $285,000 $4,369 2.75%
Minden, LA (FHA|USDA|VA) 1 $285,000 $285,000 $2,899 2.25%
BECKLEY, WV (FHA|USDA|VA) 2 $280,000 $140,000 $2,678 3.06%
Marshall, MO (FHA|USDA|VA) 2 $280,000 $140,000 $2,539 3.31%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $280,000 $140,000 $1,477 3.00%
Safford, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $3,346 3.13%
Okeechobee, FL (FHA|USDA|VA) 2 $270,000 $135,000 $2,757 3.00%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $270,000 $135,000 $3,688 3.19%
Selinsgrove, PA (FHA|USDA|VA) 1 $265,000 $265,000 $3,322 3.00%
Española, NM (FHA|USDA|VA) 1 $265,000 $265,000 $2,143 4.63%
Payson, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $6,616 2.75%
DULUTH, MN-WI (FHA|USDA|VA) 2 $260,000 $130,000 $2,470 2.88%
Fremont, OH (FHA|USDA|VA) 2 $260,000 $130,000 $3,904 2.44%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $260,000 $130,000 $2,841 3.13%
Dayton, TN (FHA|USDA|VA) 2 $260,000 $130,000 $2,688 3.13%
Blackfoot, ID (FHA|USDA|VA) 2 $260,000 $130,000 $3,228 3.06%
Jackson, WY-ID (FHA|USDA|VA) 1 $255,000 $255,000 $2,944 2.50%
Fort Morgan, CO (FHA|USDA|VA) 1 $255,000 $255,000 $7,496 2.75%
Cullowhee, NC (FHA|USDA|VA) 1 $255,000 $255,000 $7,452 2.50%
Frankfort, IN (FHA|USDA|VA) 1 $255,000 $255,000 $1,286 3.13%
Moscow, ID (FHA|USDA|VA) 1 $255,000 $255,000 $8,528 3.00%
Pittsburg, KS (FHA|USDA|VA) 2 $250,000 $125,000 $4,022 3.63%
New Castle, IN (FHA|USDA|VA) 2 $250,000 $125,000 $3,401 2.50%
Arcadia, FL (FHA|USDA|VA) 2 $250,000 $125,000 $3,474 2.75%
Albertville, AL (FHA|USDA|VA) 2 $250,000 $125,000 $3,224 2.69%
Lumberton, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,284 2.38%
EL CENTRO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $2,638 2.88%
Mount Pleasant, MI (FHA|USDA|VA) 2 $240,000 $120,000 $3,115 3.00%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $240,000 $120,000 $2,616 3.81%
Duncan, OK (FHA|USDA|VA) 2 $240,000 $120,000 $3,277 3.38%
Jasper, AL (FHA|USDA|VA) 2 $240,000 $120,000 $3,746 3.13%
St. Marys, GA (FHA|USDA|VA) 2 $240,000 $120,000 $3,280 3.13%
Greenville, OH (FHA|USDA|VA) 1 $235,000 $235,000 $3,396 3.00%
Rolla, MO (FHA|USDA|VA) 1 $235,000 $235,000 $4,249 2.63%
LAREDO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,747 2.13%
Washington, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,269 2.25%
Kerrville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $1,631 3.38%
Lebanon, MO (FHA|USDA|VA) 1 $225,000 $225,000 $1,502 3.50%
Scottsburg, IN (FHA|USDA|VA) 1 $225,000 $225,000 $772 2.50%
Lebanon, NH-VT (FHA|USDA|VA) 1 $225,000 $225,000 $5,789 2.88%
Wilmington, OH (FHA|USDA|VA) 1 $225,000 $225,000 $6,923 2.25%
Meadville, PA (FHA|USDA|VA) 2 $220,000 $110,000 $3,490 2.31%
Greeneville, TN (FHA|USDA|VA) 2 $220,000 $110,000 $3,215 2.31%
Elk City, OK (FHA|USDA|VA) 2 $220,000 $110,000 $4,116 2.69%
Crawfordsville, IN (FHA|USDA|VA) 2 $220,000 $110,000 $2,679 2.38%
Price, UT (FHA|USDA|VA) 1 $215,000 $215,000 $6,521 2.63%
PINE BLUFF, AR (FHA|USDA|VA) 1 $215,000 $215,000 $5,801 2.50%
SUMTER, SC (FHA|USDA|VA) 2 $210,000 $105,000 $4,038 2.88%
JOPLIN, MO (FHA|USDA|VA) 2 $210,000 $105,000 $2,780 2.81%
Cookeville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $1,911 2.50%
Seymour, IN (FHA|USDA|VA) 1 $205,000 $205,000 $5,606 2.00%
Lufkin, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,263 2.88%
Cullman, AL (FHA|USDA|VA) 1 $205,000 $205,000 $1,836 3.13%
Toccoa, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,648 2.75%
Union City, TN (FHA|USDA|VA) 1 $205,000 $205,000 $4,925 2.63%
Wapakoneta, OH (FHA|USDA|VA) 1 $195,000 $195,000 $5,382 2.38%
Mount Vernon, OH (FHA|USDA|VA) 1 $195,000 $195,000 $2,102 2.75%
Othello, WA (FHA|USDA|VA) 1 $195,000 $195,000 $1,636 3.38%
Mayfield, KY (FHA|USDA|VA) 1 $195,000 $195,000 $1,723 2.75%
Bartlesville, OK (FHA|USDA|VA) 2 $190,000 $95,000 $3,530 3.00%
Marion, IN (FHA|USDA|VA) 2 $190,000 $95,000 $1,464 3.31%
Somerset, PA (FHA|USDA|VA) 1 $185,000 $185,000 $5,920 2.00%
Pullman, WA (FHA|USDA|VA) 1 $185,000 $185,000 $3,740 3.00%
Snyder, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,957 2.38%
Angola, IN (FHA|USDA|VA) 1 $175,000 $175,000 $1,326 3.75%
Tupelo, MS (FHA|USDA|VA) 1 $175,000 $175,000 $5,239 3.38%
Warren, PA (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.00%
Sayre, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,561 3.25%
Maryville, MO (FHA|USDA|VA) 1 $175,000 $175,000 $1,980 2.50%
Clewiston, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,769 3.00%
ALBANY, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,355 2.88%
MANSFIELD, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,443 2.13%
Muscatine, IA (FHA|USDA|VA) 1 $165,000 $165,000 $4,724 3.00%
Newberry, SC (FHA|USDA|VA) 1 $165,000 $165,000 $3,245 2.88%
Palestine, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,229 2.75%
El Dorado, AR (FHA|USDA|VA) 1 $165,000 $165,000 $1,947 2.63%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,525 2.75%
Madisonville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $4,195 3.00%
St. Marys, PA (FHA|USDA|VA) 2 $160,000 $80,000 $2,849 3.06%
Fitzgerald, GA (FHA|USDA|VA) 2 $160,000 $80,000 $3,042 2.69%
Malvern, AR (FHA|USDA|VA) 1 $155,000 $155,000 $1,464 2.50%
Bradford, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,687 3.00%
Lexington, NE (FHA|USDA|VA) 1 $155,000 $155,000 $2,238 3.13%
La Grande, OR (FHA|USDA|VA) 1 $155,000 $155,000 $1,975 3.50%
Sedalia, MO (FHA|USDA|VA) 1 $155,000 $155,000 $4,564 2.75%
Henderson, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,702 2.50%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,982 2.13%
Ozark, AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,040 2.38%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,096 3.50%
Ruston, LA (FHA|USDA|VA) 1 $145,000 $145,000 $5,013 4.63%
Silver City, NM (FHA|USDA|VA) 1 $145,000 $145,000 $5,568 2.25%
Forest City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,093 1.88%
Lincoln, IL (FHA|USDA|VA) 1 $145,000 $145,000 $4,595 3.00%
Lock Haven, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,410 2.25%
Huntington, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,208 3.25%
Marshalltown, IA (FHA|USDA|VA) 1 $145,000 $145,000 $3,841 2.88%
Tahlequah, OK (FHA|USDA|VA) 1 $135,000 $135,000 $2,920 3.50%
ENID, OK (FHA|USDA|VA) 1 $135,000 $135,000 $2,909 3.25%
DUBUQUE, IA (FHA|USDA|VA) 1 $135,000 $135,000 $4,153 3.88%
Ottawa, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,168 3.13%
Elizabeth City, NC (FHA|USDA|VA) 1 $135,000 $135,000 $5,003 3.50%
Gaffney, SC (FHA|USDA|VA) 1 $125,000 $125,000 $1,702 3.00%
Dixon, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,391 3.38%
Ardmore, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,980 2.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $125,000 $125,000 $4,292 2.88%
Harrison, AR (FHA|USDA|VA) 1 $125,000 $125,000 $3,658 2.50%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $125,000 $125,000 $4,071 3.00%
Fairmont, WV (FHA|USDA|VA) 1 $115,000 $115,000 $2,728 3.13%
Bluffton, IN (FHA|USDA|VA) 1 $115,000 $115,000 $1,407 3.88%
Clovis, NM (FHA|USDA|VA) 1 $115,000 $115,000 $2,662 3.50%
Sanford, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,134 2.38%
Bardstown, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,296 3.00%
Las Vegas, NM (FHA|USDA|VA) 1 $115,000 $115,000 $1,204 3.13%
Albert Lea, MN (FHA|USDA|VA) 1 $115,000 $115,000 $850 4.00%
Albemarle, NC (FHA|USDA|VA) 1 $115,000 $115,000 $4,776 2.88%
Centralia, WA (FHA|USDA|VA) 1 $105,000 $105,000 $3,445 2.88%
West Plains, MO (FHA|USDA|VA) 1 $105,000 $105,000 $1,566 2.50%
Bluefield, WV-VA (FHA|USDA|VA) 1 $105,000 $105,000 $3,382 2.63%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $105,000 $105,000 $3,304 2.13%
Bennettsville, SC (FHA|USDA|VA) 1 $105,000 $105,000 $3,525 3.00%
Ponca City, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,340 3.13%
ST. CLOUD, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,248 2.25%
Hope, AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,018 2.25%
Waycross, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,859 3.88%
Warrensburg, MO (FHA|USDA|VA) 1 $95,000 $95,000 $1,201 3.50%
Roswell, NM (FHA|USDA|VA) 1 $95,000 $95,000 $2,144 3.38%
Washington, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,411 2.88%
Beatrice, NE (FHA|USDA|VA) 1 $95,000 $95,000 $3,849 2.88%
Hastings, NE (FHA|USDA|VA) 1 $95,000 $95,000 $1,526 3.88%
North Wilkesboro, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,148 2.00%
North Vernon, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,836 2.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $95,000 $95,000 $4,028 2.63%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $95,000 $95,000 $3,918 3.00%
Somerset, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,127 2.75%
Palatka, FL (FHA|USDA|VA) 1 $95,000 $95,000 $3,155 2.00%
Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,137 3.25%
Stephenville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,280 2.50%
DuBois, PA (FHA|USDA|VA) 1 $85,000 $85,000 $3,633 3.75%
Central City, KY (FHA|USDA|VA) 1 $85,000 $85,000 $2,539 3.50%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,970 2.00%
Murray, KY (FHA|USDA|VA) 1 $85,000 $85,000 $3,294 2.63%
Logansport, IN (FHA|USDA|VA) 1 $85,000 $85,000 $1,272 2.63%
Zapata, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,710 2.88%
McPherson, KS (FHA|USDA|VA) 1 $75,000 $75,000 $1,127 4.00%
Decatur, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,130 3.38%
West Point, MS (FHA|USDA|VA) 1 $75,000 $75,000 $2,869 4.00%
Cedartown, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,254 2.38%
Greenville, MS (FHA|USDA|VA) 1 $75,000 $75,000 $1,971 3.25%
Indiana, PA (FHA|USDA|VA) 1 $75,000 $75,000 $2,497 2.25%

Ally Bank's top markets include San Francisco, Los Angeles, San Jose, Seattle, and Chicago among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 19,587 $10,601,385,000 $541,246 $6,051 2.74%

For the 2021 period, Ally Bank's most frequently originated loan type of loans were Conventional, with 19,587 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 10,404 $6,182,280,000 $594,221 $6,328 2.63%
Home Purchase 5,787 $2,817,985,000 $486,951 $5,887 2.87%
Cash Out Refi 3,249 $1,560,055,000 $480,165 $5,526 2.88%
Home Improvement 99 $26,925,000 $271,970 $4,047 3.06%
Other 48 $14,140,000 $294,583 $5,097 2.97%

For the 2021, Ally Bank's most frequently cited loan purpose of loans were Refi, with 10,404 originations. The 2nd most popular reason of loans were Home Purchase, with 5,787 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 14,370 $8,883,510,000 $618,198 $6,603 2.85%
15 Year 4,175 $1,181,475,000 $282,988 $4,423 2.37%
20 Year 1,040 $349,490,000 $336,048 $4,945 2.78%
3 Year 1 $70,005,000 $70,005,000 $0 3.90%
5 Year 1 $116,905,000 $116,905,000 $0 2.45%

For the 2021, Ally Bank's most frequently cited loan length of loans were 30 Year, with 14,370 originations. The 2nd most popular length of loans were 15 Year, with 4,175 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 8,577 $4,484,795,000 $522,886
$5k+ 4,374 $3,469,700,000 $793,256
$1k-2k 2,350 $799,200,000 $340,085
$3k-4k 2,203 $928,545,000 $421,491
$2k-3k 1,883 $638,795,000 $339,243

$6,603 of loans were Ally Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 8,577 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 9,292 $5,289,800,000 $569,285
<2.5% 6,852 $4,172,000,000 $608,873
3-4% 3,336 $1,120,230,000 $335,800
4-5% 107 $19,355,000 $180,888

During 2021, Ally Bank's average interest rate of loans were 2.85%, while their most frequently originated rate bucket of loans were 2.5-3%, with 9,292 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$600k-1MM 5,274 $4,169,020,000 $790,485 $8,031 2.68%
$200k-400k 5,117 $1,478,475,000 $288,934 $4,200 2.76%
$100k-200k 3,602 $533,290,000 $148,054 $3,409 2.87%
$400k-600k 2,468 $1,226,530,000 $496,973 $5,604 2.72%
$1MM+ 2,315 $3,123,915,000 $1,349,423 $11,361 2.63%
$100,000 or less 811 $70,155,000 $86,504 $2,694 2.91%

2021 saw Ally Bank place emphasis on $600k-1MM loans with 5,274 originations, totaling $4,169,020,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$250k+ 5,594 $5,009,900,000 $895,585 $8,707 2.65%
$150k-250k 5,218 $3,172,710,000 $608,032 $6,518 2.70%
$100k-150k 3,741 $1,218,155,000 $325,623 $4,561 2.76%
$75k-100k 2,144 $507,690,000 $236,796 $3,930 2.84%
$50k-75k 1,938 $362,790,000 $187,198 $3,690 2.89%
$50k or less 950 $143,230,000 $150,768 $3,290 2.96%

Ally Bank lent most frequently to those with incomes in the $250k+ range, with 5,594 originations. The second most popular income band? $150k-250k, with 5,218 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 6,057 $3,293,755,000 $543,793 $6,013 2.71%
30-36% 3,932 $2,307,770,000 $586,920 $6,480 2.74%
<20% 2,872 $1,276,580,000 $444,492 $5,436 2.67%
36% 690 $409,220,000 $593,072 $6,320 2.78%
37% 670 $414,190,000 $618,194 $6,679 2.76%
38% 637 $394,905,000 $619,945 $6,377 2.77%
39% 624 $349,210,000 $559,631 $6,520 2.80%
40% 622 $379,740,000 $610,514 $6,911 2.79%
41% 617 $372,805,000 $604,222 $6,732 2.75%
42% 583 $351,385,000 $602,719 $6,760 2.80%
44% 422 $167,920,000 $397,915 $5,093 2.88%
43% 354 $134,760,000 $380,678 $5,339 2.86%
49% 331 $92,905,000 $280,680 $4,520 2.90%
45% 306 $133,570,000 $436,503 $5,304 2.83%
46% 301 $127,035,000 $422,043 $5,144 2.80%
47% 290 $113,830,000 $392,517 $5,511 2.89%
48% 271 $93,565,000 $345,258 $4,826 2.86%
50-60% 4 $890,000 $222,500 $2,509 3.03%
>60% 2 $440,000 $220,000 $3,743 3.00%

Ally Bank lent most frequently to those with DTI ratios of 20-30%, with 6,057 originations. The next most common DTI ratio? 30-36%, with 3,932 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 13,190 $6,468,560,000 $490,414 $5,865 2.75%
Not provided 3,246 $1,884,470,000 $580,551 $6,433 2.73%
Asian 1,424 $1,042,810,000 $732,310 $7,014 2.67%
Asian Indian 575 $501,205,000 $871,661 $7,214 2.59%
Black 696 $243,540,000 $349,914 $4,742 2.93%
Not applicable 2 $186,910,000 $93,455,000 $0 3.18%
Chinese 88 $71,140,000 $808,409 $7,308 2.62%
Other Asian 80 $50,630,000 $632,875 $5,706 2.71%
Korean 57 $46,745,000 $820,088 $6,905 2.65%
American Indian 112 $44,720,000 $399,286 $5,093 2.82%
Filipino 49 $25,555,000 $521,531 $6,925 2.70%
Vietnamese 27 $18,855,000 $698,333 $7,116 2.68%
Japanese 10 $6,420,000 $642,000 $7,300 2.59%
Native Hawaiian 10 $3,500,000 $350,000 $4,433 2.68%
Samoan 4 $1,770,000 $442,500 $8,413 3.19%
8 $1,670,000 $208,750 $3,518 3.28%
Native Hawiian 3 $1,595,000 $531,667 $12,268 2.38%
Other Pacific Islander 6 $1,290,000 $215,000 $5,539 2.96%

Approval Rates

Total approvals of all applications
88.26%

Ally Bank has an average approval rate.

Pick Rate

Approvals leading to origination
51.95%

Ally Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 19,587 $10,601,385,000 $541,246

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
19,587 $10,601,385,000 $541,246

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,394 $611,860,000 $438,924 $4,994 2.58%
40-60% 5,093 $2,944,265,000 $578,100 $5,787 2.63%
60-80% 9,183 $5,514,855,000 $600,550 $6,729 2.76%
80-100% 3,799 $1,499,365,000 $394,674 $5,242 2.90%
Over 100% 1 $875,000 $875,000 $15,617 2.38%
Under 20% 117 $30,165,000 $257,821 $3,301 2.59%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
ALLY FINANCIAL INC. Home equity loan or line of credit (HELOC) Closing on a mortgage 1 1.2%
ALLY FINANCIAL INC. Other type of mortgage Trouble during payment process 2 2.4%
ALLY FINANCIAL INC. Other type of mortgage Closing on a mortgage 1 1.2%
ALLY FINANCIAL INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 6 7.1%
ALLY FINANCIAL INC. Home equity loan or line of credit (HELOC) Trouble during payment process 4 4.7%
ALLY FINANCIAL INC. Home equity loan or line of credit (HELOC) Struggling to pay mortgage 2 2.4%
ALLY FINANCIAL INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 29 34.1%
ALLY FINANCIAL INC. Conventional home mortgage Closing on a mortgage 15 17.6%
ALLY FINANCIAL INC. Conventional home mortgage Incorrect information on your report 1 1.2%
ALLY FINANCIAL INC. Conventional home mortgage Struggling to pay mortgage 3 3.5%
ALLY FINANCIAL INC. Conventional home mortgage Trouble during payment process 18 21.2%
ALLY FINANCIAL INC. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.2%
ALLY FINANCIAL INC. FHA mortgage Closing on a mortgage 1 1.2%
ALLY FINANCIAL INC. Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 1.2%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Ally Bank 200 West Civic Centre Drive, Suite 201 Sandy, UT 84070 Full Service Cyber Office $142,286,000

For 2021, Ally Bank had 1 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $7,284,000
Net interest income $6,017,000
Total noninterest income $2,701,000
Gross Fiduciary activities income $0
Service charges on deposit accounts $7,000
Trading account gains and fees $0
Additional Noninterest Income $2,694,000
Pre-tax net operating income $4,747,000
Securities gains (or losses, -) $65,000
Income before extraordinary items $3,696,000
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $3,696,000
Minority interest net income $0
Net income $3,696,000
Sale, conversion, retirement of capital stock, net $0
Net operating income $3,644,650

Ally Bank's gross interest income from loans was $7,284,000,000.
Ally Bank's net interest income from loans was $6,017,000,000.
Ally Bank's fee based income from loans was $7,000,000.
Ally Bank's net income from loans was $3,696,000,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $1,267,000
Provision for credit losses $375,000
Total noninterest expense $3,596,000
Salaries and employee benefits $1,445,000
Premises and equipment expense $89,000
Additional noninterest expense $2,062,000
Applicable income taxes $1,116,000
Net charge-offs $363,000
Cash dividends $3,450,000

Ally Bank's interest expense for loans was $1,267,000,000.
Ally Bank's payroll and benefits expense were $1,445,000,000.
Ally Bank's property, plant and equipment expenses $89,000,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 1.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 2.0%
All other family 0.0%
Commercial & industrial loans 1.0%
Personal loans 1.0%
Credit card loans 1.2%
Other individual loans 1.0%
Auto loans 1.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $145,765,000
Deposits held in domestic offices $145,765,000
Deposits by Individuals, partnerships, and corporations $145,765,000
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $0
Deposits by Commercial banks and other depository institutions in U.S. $0
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $8,796,000
Demand deposits $4,207,000
Nontransaction accounts $136,969,000
Money market deposit accounts (MMDAs) $10,172,000
Other savings deposits (excluding MMDAs) $87,844,000
Total time deposits $38,953,000
Total time and savings deposits $141,558,000
Noninterest-bearing deposits $262,000
Interest-bearing deposits $145,503,000
Retail deposits $133,883,000
IRAs and Keogh plan accounts $4,521,000
Brokered deposits $4,669,000
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $172,820,000
Cash & Balances due from depository institutions $4,664,000
Interest-bearing balances $4,403,000
Total securities $30,818,000
Federal funds sold & reverse repurchase $0
Net loans and leases $119,109,000
Loan and leases loss allowance $3,293,000
Trading account assets $0
Bank premises and fixed assets $921,000
Other real estate owned $1,000
Goodwill and other intangibles $735,000
All other assets $16,572,000

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $172,820,000
Total Liabilities $156,093,000
Total deposits $145,765,000
Interest-bearing deposits $145,503,000
Deposits held in domestic offices $145,765,000
% insured (estimated) $86
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $7,659,000
Subordinated debt $0
All other liabilities $2,669,000

Issued Loan Types

Type Value (in 000's)
Net loans and leases $119,109,000
Loan and leases loss allowance $3,293,000
Total loans and leases (domestic) $122,402,000
All real estate loans $23,003,000
Real estate loans in domestic offices $23,003,000
Construction and development loans $201,000
Residential 1-4 family construction $0
Other construction, all land development and other land $201,000
Loans secured by nonfarm nonresidential properties $4,643,000
Nonfarm nonresidential secured by owner-occupied properties $3,628,000
Commercial real estate & other non-farm, non-residential $1,015,000
Multifamily residential real estate $68,000
1-4 family residential loans $18,091,000
Farmland loans $0
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $24,682,000
To non-U.S. addressees $108,000
Loans to individuals $71,212,000
Credit card loans $953,000
Related Plans $0
Consumer Auto Loans $69,250,000
Other loans to individuals $1,009,000
All other loans & leases $3,505,000
Loans to foreign governments and official institutions $0
Other loans $2,965,000
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $4,000
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $1,479,000
Non 1-4 family restructured loans & leases $1,412,000
Total loans and leases (foreign) $0

Ally Bank had $119,109,000,000 of loans outstanding in 2021. $23,003,000,000 of loans were in real estate loans. $201,000,000 of loans were in development loans. $68,000,000 of loans were in multifamily mortgage loans. $18,091,000,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $953,000,000 of loans were in credit card loans. $69,250,000,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 79 $45,000 $569,620
Nonfarm, nonresidential loans - $250k-1MM 79 $45,000 $569,620
Commercial & Industrial, US addressed loans - <$1MM 304,240 $8,389,000 $27,574
Commercial & Industrial, US addressed loans - <$100k 303,710 $8,266,000 $27,217
Commercial & Industrial, US addressed loans - $100-250k 113 $5,000 $44,248
Commercial & Industrial, US addressed loans - $250k-1MM 417 $118,000 $282,974