Ally Bank Mortgage Rates, Fees & Info
Sandy, UTLEI: 549300C04BJ0G297NC13
Tax ID: 20-1001796
4.1 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data
Overview
Ally Bank is a large bank specializing in Refi and Home Purchase loans. Ally Bank has a high proportion of conventional loans. Their top markets include San Francisco, Los Angeles, San Jose, Seattle, and Chicago among others. Ally Bank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Ally Bank is typically a high fee lendor.Originations
19,587Origination Dollar Volume (All Markets)
$10,601,385,000Employee count
9,281Awards
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Ally Bank - 2021
Ally Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Ally Bank's average 30 year fixed rate mortgage of loans were
2.85%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.3%.
Relative Fees
Ally Bank's average total fees for a 30 year fixed rate
mortgage are $6,603.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,435 | $1,463,345,000 | $1,019,753 | $8,767 | 2.64% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 993 | $889,805,000 | $896,078 | $8,249 | 2.68% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 559 | $587,895,000 | $1,051,691 | $8,430 | 2.63% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 647 | $489,525,000 | $756,607 | $7,189 | 2.65% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 830 | $360,360,000 | $434,169 | $5,011 | 2.77% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 371 | $317,295,000 | $855,243 | $7,863 | 2.70% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 508 | $312,470,000 | $615,098 | $6,629 | 2.64% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 676 | $304,340,000 | $450,207 | $5,888 | 2.79% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 574 | $286,010,000 | $498,275 | $7,188 | 2.71% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 494 | $284,040,000 | $574,980 | $6,966 | 2.74% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 612 | $279,210,000 | $456,225 | $6,969 | 2.69% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 465 | $279,015,000 | $600,032 | $5,464 | 2.70% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 548 | $271,960,000 | $496,277 | $5,108 | 2.76% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 460 | $271,040,000 | $589,217 | $7,870 | 2.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 356 | $187,810,000 | $527,556 | $6,608 | 2.71% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 262 | $169,300,000 | $646,183 | $5,758 | 2.70% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 303 | $155,295,000 | $512,525 | $6,576 | 2.64% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 276 | $148,180,000 | $536,884 | $6,071 | 2.78% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 248 | $127,360,000 | $513,548 | $6,315 | 2.75% |
| Boone, NC (FHA|USDA|VA) | 4 | $118,150,000 | $29,537,500 | $2,944 | 2.74% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 270 | $113,450,000 | $420,185 | $5,944 | 2.78% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 391 | $110,295,000 | $282,084 | $3,664 | 2.76% |
| Outside of Metro Areas | 360 | $109,630,000 | $304,528 | $4,928 | 2.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 227 | $94,065,000 | $414,383 | $5,565 | 2.83% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 193 | $78,315,000 | $405,777 | $4,626 | 2.73% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 117 | $74,405,000 | $635,940 | $6,735 | 2.73% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 94 | $70,940,000 | $754,681 | $7,487 | 2.73% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 80 | $70,110,000 | $876,375 | $8,551 | 2.62% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 118 | $62,490,000 | $529,576 | $5,648 | 2.78% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 131 | $61,045,000 | $465,992 | $6,038 | 2.83% |
| PITTSBURGH, PA (FHA|USDA|VA) | 187 | $60,355,000 | $322,754 | $6,311 | 2.71% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 164 | $46,850,000 | $285,671 | $3,308 | 2.86% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 156 | $46,470,000 | $297,885 | $3,491 | 2.77% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 158 | $46,370,000 | $293,481 | $3,372 | 2.91% |
| COLUMBUS, OH (FHA|USDA|VA) | 144 | $46,060,000 | $319,861 | $3,711 | 2.83% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 72 | $45,020,000 | $625,278 | $5,795 | 2.73% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 120 | $44,700,000 | $372,500 | $3,826 | 2.89% |
| BOULDER, CO (FHA|USDA|VA) | 67 | $44,095,000 | $658,134 | $6,065 | 2.65% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 151 | $42,405,000 | $280,828 | $3,872 | 2.84% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 43 | $38,855,000 | $903,605 | $10,353 | 2.64% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 49 | $36,795,000 | $750,918 | $7,844 | 2.65% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 80 | $36,490,000 | $456,125 | $6,315 | 2.79% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 55 | $35,035,000 | $637,000 | $7,435 | 2.66% |
| BOISE CITY, ID (FHA|USDA|VA) | 69 | $32,255,000 | $467,464 | $5,916 | 2.83% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 47 | $31,985,000 | $680,532 | $9,109 | 2.64% |
| BEND, OR (FHA|USDA|VA) | 49 | $31,525,000 | $643,367 | $6,115 | 2.75% |
| STOCKTON, CA (FHA|USDA|VA) | 55 | $30,635,000 | $557,000 | $4,017 | 2.82% |
| PROVO-OREM, UT (FHA|USDA|VA) | 46 | $29,330,000 | $637,609 | $6,450 | 2.67% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 86 | $29,190,000 | $339,419 | $6,005 | 2.65% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 50 | $28,550,000 | $571,000 | $6,439 | 2.69% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 130 | $28,460,000 | $218,923 | $3,806 | 2.87% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 57 | $27,785,000 | $487,456 | $6,739 | 2.94% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 77 | $27,535,000 | $357,597 | $3,784 | 2.87% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 57 | $27,465,000 | $481,842 | $6,669 | 2.82% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 77 | $26,575,000 | $345,130 | $4,102 | 2.83% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 67 | $24,955,000 | $372,463 | $4,633 | 2.86% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 67 | $23,845,000 | $355,896 | $4,790 | 2.78% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 77 | $23,615,000 | $306,688 | $4,130 | 2.79% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 51 | $22,335,000 | $437,941 | $7,089 | 2.72% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 31 | $21,475,000 | $692,742 | $9,635 | 2.68% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 65 | $20,935,000 | $322,077 | $4,234 | 2.82% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 45 | $19,525,000 | $433,889 | $5,128 | 2.89% |
| MADISON, WI (FHA|USDA|VA) | 47 | $19,415,000 | $413,085 | $4,371 | 2.73% |
| TUCSON, AZ (FHA|USDA|VA) | 57 | $19,285,000 | $338,333 | $5,164 | 2.61% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 32 | $18,310,000 | $572,188 | $7,253 | 2.70% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 57 | $18,185,000 | $319,035 | $3,490 | 2.69% |
| ANN ARBOR, MI (FHA|USDA|VA) | 53 | $17,945,000 | $338,585 | $3,904 | 2.71% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 60 | $17,600,000 | $293,333 | $4,771 | 2.81% |
| BELLINGHAM, WA (FHA|USDA|VA) | 30 | $17,540,000 | $584,667 | $6,270 | 2.77% |
| VALLEJO, CA (FHA|USDA|VA) | 32 | $17,360,000 | $542,500 | $5,361 | 2.59% |
| KNOXVILLE, TN (FHA|USDA|VA) | 60 | $17,160,000 | $286,000 | $4,129 | 2.76% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 28 | $16,910,000 | $603,929 | $6,080 | 2.70% |
| SALINAS, CA (FHA|USDA|VA) | 21 | $16,765,000 | $798,333 | $9,874 | 2.74% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 32 | $16,680,000 | $521,250 | $7,199 | 2.82% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 42 | $16,530,000 | $393,571 | $3,962 | 2.73% |
| FORT COLLINS, CO (FHA|USDA|VA) | 41 | $16,175,000 | $394,512 | $4,596 | 2.72% |
| FRESNO, CA (FHA|USDA|VA) | 36 | $16,080,000 | $446,667 | $5,812 | 2.77% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 47 | $15,665,000 | $333,298 | $6,144 | 2.75% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 50 | $15,560,000 | $311,200 | $4,125 | 2.86% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 33 | $15,335,000 | $464,697 | $4,863 | 2.78% |
| COLUMBIA, SC (FHA|USDA|VA) | 59 | $15,045,000 | $255,000 | $3,911 | 2.80% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 29 | $14,995,000 | $517,069 | $8,522 | 2.53% |
| TULSA, OK (FHA|USDA|VA) | 54 | $14,900,000 | $275,926 | $4,835 | 2.81% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 58 | $14,540,000 | $250,690 | $5,009 | 2.80% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 56 | $13,710,000 | $244,821 | $3,324 | 2.74% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 32 | $13,680,000 | $427,500 | $5,946 | 2.85% |
| GREELEY, CO (FHA|USDA|VA) | 27 | $12,915,000 | $478,333 | $5,941 | 2.71% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 36 | $12,890,000 | $358,056 | $4,212 | 2.88% |
| NAPA, CA (FHA|USDA|VA) | 17 | $12,695,000 | $746,765 | $9,945 | 2.67% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 34 | $12,560,000 | $369,412 | $4,316 | 2.62% |
| Bozeman, MT (FHA|USDA|VA) | 25 | $12,235,000 | $489,400 | $7,191 | 2.56% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 33 | $11,935,000 | $361,667 | $3,302 | 2.89% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 38 | $11,930,000 | $313,947 | $3,499 | 2.81% |
| Outside of Metro Areas | 21 | $11,875,000 | $565,476 | $7,134 | 2.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 32 | $11,840,000 | $370,000 | $5,864 | 2.83% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 50 | $11,640,000 | $232,800 | $3,699 | 2.81% |
| Heber, UT (FHA|USDA|VA) | 12 | $10,900,000 | $908,333 | $8,057 | 2.74% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 22 | $10,820,000 | $491,818 | $4,919 | 2.85% |
| LANCASTER, PA (FHA|USDA|VA) | 34 | $10,560,000 | $310,588 | $5,650 | 2.70% |
| SANTA FE, NM (FHA|USDA|VA) | 18 | $10,490,000 | $582,778 | $6,303 | 2.74% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 38 | $10,180,000 | $267,895 | $4,376 | 2.91% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 14 | $10,040,000 | $717,143 | $4,920 | 2.84% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 30 | $9,900,000 | $330,000 | $6,075 | 2.72% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 30 | $9,860,000 | $328,667 | $3,740 | 2.78% |
| Traverse City, MI (FHA|USDA|VA) | 21 | $9,845,000 | $468,810 | $5,596 | 2.55% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 31 | $9,455,000 | $305,000 | $4,489 | 2.52% |
| Kalispell, MT (FHA|USDA|VA) | 13 | $9,425,000 | $725,000 | $11,285 | 2.61% |
| Key West, FL (FHA|USDA|VA) | 14 | $9,360,000 | $668,571 | $8,991 | 2.67% |
| MODESTO, CA (FHA|USDA|VA) | 19 | $9,345,000 | $491,842 | $6,182 | 2.93% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 19 | $9,245,000 | $486,579 | $8,526 | 2.76% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 24 | $9,040,000 | $376,667 | $5,544 | 2.70% |
| AKRON, OH (FHA|USDA|VA) | 45 | $8,965,000 | $199,222 | $3,417 | 2.89% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 31 | $8,445,000 | $272,419 | $4,412 | 2.89% |
| BATON ROUGE, LA (FHA|USDA|VA) | 27 | $8,305,000 | $307,593 | $5,769 | 2.69% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 30 | $8,290,000 | $276,333 | $4,177 | 2.76% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 35 | $8,075,000 | $230,714 | $4,349 | 2.90% |
| JACKSON, MS (FHA|USDA|VA) | 23 | $7,895,000 | $343,261 | $4,246 | 2.89% |
| LINCOLN, NE (FHA|USDA|VA) | 26 | $7,400,000 | $284,615 | $4,064 | 2.85% |
| CORVALLIS, OR (FHA|USDA|VA) | 12 | $7,360,000 | $613,333 | $8,034 | 2.61% |
| Breckenridge, CO (FHA|USDA|VA) | 13 | $7,355,000 | $565,769 | $7,319 | 2.55% |
| Steamboat Springs, CO (FHA|USDA|VA) | 9 | $7,195,000 | $799,444 | $9,883 | 2.51% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 21 | $7,145,000 | $340,238 | $5,117 | 3.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 25 | $7,125,000 | $285,000 | $4,304 | 2.76% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 22 | $7,090,000 | $322,273 | $5,979 | 2.58% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 12 | $7,030,000 | $585,833 | $8,314 | 2.74% |
| BILLINGS, MT (FHA|USDA|VA) | 16 | $6,920,000 | $432,500 | $7,827 | 2.83% |
| MEDFORD, OR (FHA|USDA|VA) | 11 | $6,745,000 | $613,182 | $8,356 | 2.66% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 17 | $6,695,000 | $393,824 | $3,630 | 2.72% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 22 | $6,600,000 | $300,000 | $3,814 | 2.84% |
| WICHITA, KS (FHA|USDA|VA) | 22 | $6,510,000 | $295,909 | $3,772 | 2.90% |
| MISSOULA, MT (FHA|USDA|VA) | 16 | $6,460,000 | $403,750 | $5,962 | 2.74% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 17 | $6,405,000 | $376,765 | $5,714 | 2.76% |
| ST. GEORGE, UT (FHA|USDA|VA) | 11 | $6,205,000 | $564,091 | $6,439 | 2.79% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 12 | $6,100,000 | $508,333 | $7,866 | 2.85% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 17 | $6,075,000 | $357,353 | $4,520 | 2.77% |
| SALEM, OR (FHA|USDA|VA) | 17 | $5,995,000 | $352,647 | $5,076 | 2.91% |
| GAINESVILLE, GA (FHA|USDA|VA) | 11 | $5,895,000 | $535,909 | $5,244 | 2.77% |
| Oak Harbor, WA (FHA|USDA|VA) | 11 | $5,885,000 | $535,000 | $5,791 | 2.67% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 27 | $5,885,000 | $217,963 | $3,755 | 2.83% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 14 | $5,770,000 | $412,143 | $5,582 | 2.86% |
| WENATCHEE, WA (FHA|USDA|VA) | 10 | $5,650,000 | $565,000 | $8,443 | 2.77% |
| CHICO, CA (FHA|USDA|VA) | 12 | $5,480,000 | $456,667 | $4,576 | 2.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 13 | $5,245,000 | $403,462 | $3,299 | 2.73% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 10 | $5,090,000 | $509,000 | $7,014 | 2.92% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 29 | $5,045,000 | $173,966 | $4,250 | 2.85% |
| TYLER, TX (FHA|USDA|VA) | 10 | $4,990,000 | $499,000 | $5,830 | 2.75% |
| TOLEDO, OH (FHA|USDA|VA) | 27 | $4,975,000 | $184,259 | $3,102 | 3.06% |
| Durango, CO (FHA|USDA|VA) | 10 | $4,830,000 | $483,000 | $4,337 | 2.62% |
| Edwards, CO (FHA|USDA|VA) | 6 | $4,790,000 | $798,333 | $4,553 | 2.73% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 25 | $4,755,000 | $190,200 | $4,517 | 2.68% |
| Glenwood Springs, CO (FHA|USDA|VA) | 10 | $4,750,000 | $475,000 | $5,034 | 2.60% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $4,640,000 | $580,000 | $8,478 | 2.66% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 12 | $4,540,000 | $378,333 | $6,739 | 2.76% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 16 | $4,310,000 | $269,375 | $4,408 | 2.71% |
| APPLETON, WI (FHA|USDA|VA) | 19 | $4,305,000 | $226,579 | $4,421 | 2.59% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $4,275,000 | $475,000 | $4,472 | 2.89% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 23 | $4,275,000 | $185,870 | $3,359 | 2.78% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 19 | $4,215,000 | $221,842 | $3,093 | 2.58% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 25 | $4,195,000 | $167,800 | $3,413 | 2.92% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 18 | $4,150,000 | $230,556 | $3,367 | 2.87% |
| LUBBOCK, TX (FHA|USDA|VA) | 10 | $4,090,000 | $409,000 | $4,281 | 2.84% |
| CHARLESTON, WV (FHA|USDA|VA) | 17 | $4,055,000 | $238,529 | $3,882 | 2.89% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 13 | $3,765,000 | $289,615 | $4,779 | 2.85% |
| YAKIMA, WA (FHA|USDA|VA) | 10 | $3,550,000 | $355,000 | $5,533 | 2.61% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 8 | $3,540,000 | $442,500 | $3,172 | 2.69% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $3,490,000 | $581,667 | $8,227 | 2.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 10 | $3,450,000 | $345,000 | $5,933 | 2.66% |
| SPARTANBURG, SC (FHA|USDA|VA) | 14 | $3,410,000 | $243,571 | $3,597 | 3.15% |
| PEORIA, IL (FHA|USDA|VA) | 16 | $3,340,000 | $208,750 | $3,265 | 2.92% |
| FORT WAYNE, IN (FHA|USDA|VA) | 13 | $3,265,000 | $251,154 | $3,162 | 2.85% |
| MIDLAND, TX (FHA|USDA|VA) | 7 | $3,175,000 | $453,571 | $7,024 | 2.64% |
| LEBANON, PA (FHA|USDA|VA) | 12 | $3,140,000 | $261,667 | $5,999 | 2.78% |
| MORGANTOWN, WV (FHA|USDA|VA) | 12 | $3,140,000 | $261,667 | $4,155 | 2.77% |
| HATTIESBURG, MS (FHA|USDA|VA) | 8 | $3,110,000 | $388,750 | $6,527 | 2.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 13 | $3,005,000 | $231,154 | $3,858 | 2.82% |
| MOBILE, AL (FHA|USDA|VA) | 13 | $2,985,000 | $229,615 | $3,335 | 3.04% |
| RAPID CITY, SD (FHA|USDA|VA) | 8 | $2,980,000 | $372,500 | $4,513 | 2.81% |
| Jefferson, GA (FHA|USDA|VA) | 10 | $2,970,000 | $297,000 | $4,297 | 3.09% |
| OCALA, FL (FHA|USDA|VA) | 17 | $2,965,000 | $174,412 | $3,365 | 3.07% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $2,960,000 | $493,333 | $3,551 | 2.85% |
| Sonora, CA (FHA|USDA|VA) | 7 | $2,855,000 | $407,857 | $6,540 | 2.82% |
| THE VILLAGES, FL (FHA|USDA|VA) | 11 | $2,845,000 | $258,636 | $4,046 | 2.84% |
| EL PASO, TX (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $5,892 | 2.52% |
| SAVANNAH, GA (FHA|USDA|VA) | 15 | $2,775,000 | $185,000 | $3,451 | 2.96% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 7 | $2,755,000 | $393,571 | $4,736 | 2.66% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 10 | $2,750,000 | $275,000 | $3,046 | 3.07% |
| GREEN BAY, WI (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $4,727 | 2.55% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $3,553 | 2.90% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 14 | $2,610,000 | $186,429 | $2,838 | 2.75% |
| READING, PA (FHA|USDA|VA) | 13 | $2,575,000 | $198,077 | $3,976 | 2.89% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 15 | $2,565,000 | $171,000 | $3,121 | 2.98% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $6,443 | 2.69% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 12 | $2,520,000 | $210,000 | $2,737 | 2.79% |
| MONTGOMERY, AL (FHA|USDA|VA) | 10 | $2,480,000 | $248,000 | $2,937 | 2.99% |
| BISMARCK, ND (FHA|USDA|VA) | 5 | $2,455,000 | $491,000 | $6,762 | 2.78% |
| VISALIA, CA (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $3,256 | 3.16% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $3,322 | 2.78% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $4,011 | 2.99% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 10 | $2,350,000 | $235,000 | $4,820 | 2.84% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 6 | $2,350,000 | $391,667 | $3,363 | 2.50% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $2,345,000 | $469,000 | $3,163 | 3.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 14 | $2,340,000 | $167,143 | $2,580 | 2.85% |
| LAS CRUCES, NM (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $5,919 | 2.70% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $4,675 | 2.70% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $3,613 | 2.81% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 9 | $2,245,000 | $249,444 | $4,029 | 2.86% |
| LAFAYETTE, LA (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $4,039 | 3.11% |
| Seneca, SC (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $4,218 | 2.58% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $4,574 | 3.10% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 12 | $2,160,000 | $180,000 | $4,473 | 3.06% |
| Montrose, CO (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $4,758 | 2.54% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 14 | $2,140,000 | $152,857 | $2,723 | 3.02% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $6,837 | 2.70% |
| Taos, NM (FHA|USDA|VA) | 3 | $2,075,000 | $691,667 | $13,264 | 2.54% |
| ERIE, PA (FHA|USDA|VA) | 11 | $2,065,000 | $187,727 | $4,524 | 2.69% |
| REDDING, CA (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $2,899 | 2.91% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $4,485 | 2.86% |
| FLINT, MI (FHA|USDA|VA) | 11 | $2,005,000 | $182,273 | $3,838 | 2.59% |
| Hood River, OR (FHA|USDA|VA) | 4 | $1,970,000 | $492,500 | $5,857 | 2.78% |
| LOGAN, UT-ID (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $4,480 | 2.79% |
| WACO, TX (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $3,517 | 2.96% |
| Torrington, CT (FHA|USDA|VA) | 5 | $1,905,000 | $381,000 | $3,361 | 2.68% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $2,685 | 2.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 13 | $1,895,000 | $145,769 | $3,683 | 2.83% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $4,407 | 2.81% |
| LONGVIEW, TX (FHA|USDA|VA) | 10 | $1,830,000 | $183,000 | $3,081 | 3.05% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $8,346 | 2.68% |
| DALTON, GA (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $5,794 | 2.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $5,847 | 2.54% |
| COLUMBUS, IN (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $3,917 | 2.64% |
| DOVER, DE (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $4,848 | 2.90% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $4,729 | 2.86% |
| JACKSON, MI (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $3,932 | 2.79% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $2,910 | 2.68% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $3,039 | 2.78% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $3,288 | 2.76% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $1,695,000 | $565,000 | $7,654 | 2.66% |
| Holland, MI (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $4,150 | 2.97% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $3,098 | 3.33% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $3,126 | 2.45% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $3,145 | 2.75% |
| Hailey, ID (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $10,794 | 2.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $5,888 | 2.84% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $2,537 | 2.71% |
| GETTYSBURG, PA (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $3,256 | 2.82% |
| Helena, MT (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $4,864 | 2.69% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $7,818 | 2.79% |
| LAWRENCE, KS (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $6,188 | 2.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,393 | 2.80% |
| Astoria, OR (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $3,380 | 2.85% |
| Findlay, OH (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $2,635 | 2.93% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $3,009 | 2.70% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $2,146 | 2.96% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $5,719 | 2.22% |
| COLUMBIA, MO (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $3,641 | 2.55% |
| GADSDEN, AL (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $5,044 | 2.83% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $6,627 | 2.78% |
| Spearfish, SD (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $5,084 | 2.81% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $2,129 | 3.04% |
| NILES, MI (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $2,920 | 2.81% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $3,602 | 2.95% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $11,098 | 2.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $4,148 | 2.77% |
| Lake City, FL (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $5,252 | 2.82% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $3,597 | 3.05% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $3,704 | 2.61% |
| TWIN FALLS, ID (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $3,651 | 3.04% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $4,819 | 2.85% |
| Nogales, AZ (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $3,634 | 2.94% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 10 | $1,350,000 | $135,000 | $3,156 | 2.99% |
| Wooster, OH (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $4,130 | 2.84% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $4,137 | 3.25% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $4,991 | 2.50% |
| SAGINAW, MI (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $2,441 | 2.98% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $3,318 | 2.90% |
| IOWA CITY, IA (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $4,218 | 2.63% |
| Newport, OR (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $4,336 | 2.59% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $5,138 | 2.58% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $2,284 | 3.29% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $5,619 | 2.18% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $6,004 | 2.25% |
| Athens, TX (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $6,604 | 2.42% |
| Pottsville, PA (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $2,871 | 2.89% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $4,453 | 2.59% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $4,453 | 2.84% |
| RACINE, WI (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $2,363 | 3.08% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $3,862 | 2.61% |
| Aberdeen, WA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $3,958 | 2.95% |
| ANCHORAGE, AK (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $3,160 | 3.02% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $4,541 | 2.69% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $3,959 | 2.78% |
| FARMINGTON, NM (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $3,144 | 2.73% |
| Los Alamos, NM (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,432 | 2.78% |
| MONROE, LA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $4,180 | 2.98% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $3,202 | 3.02% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $2,192 | 2.73% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $9,310 | 3.69% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,106 | 2.87% |
| Gallup, NM (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $7,003 | 2.81% |
| MONROE, MI (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $3,276 | 2.61% |
| LaGrange, GA-AL (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $4,913 | 2.73% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $3,693 | 3.06% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $6,804 | 2.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $2,888 | 2.77% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $9,025 | 3.21% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $2,268 | 3.13% |
| Warsaw, IN (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $3,070 | 2.63% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $3,653 | 2.41% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $3,408 | 2.71% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $2,720 | 3.05% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $5,622 | 2.38% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $5,250 | 2.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,684 | 2.95% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,141 | 3.04% |
| Adrian, MI (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $3,524 | 2.70% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $2,789 | 2.84% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $6,755 | 2.96% |
| ROME, GA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $2,918 | 3.06% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,837 | 2.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,408 | 3.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $2,912 | 2.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $5,738 | 2.50% |
| Salem, OH (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,350 | 2.94% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $3,576 | 2.56% |
| Oxford, MS (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $3,001 | 3.16% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,701 | 2.60% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $1,990 | 3.23% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $3,080 | 3.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $7,513 | 2.69% |
| Kearney, NE (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $2,431 | 2.94% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,013 | 2.75% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,172 | 2.56% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,703 | 2.88% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,571 | 2.88% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $2,371 | 3.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,016 | 2.92% |
| Vernal, UT (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $12,351 | 2.38% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,212 | 2.96% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $2,022 | 2.98% |
| Norwalk, OH (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,304 | 2.34% |
| ALTOONA, PA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,062 | 3.03% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,010 | 3.41% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $9,570 | 2.38% |
| AMES, IA (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $3,053 | 2.80% |
| Clarksburg, WV (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $2,785 | 2.75% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,810 | 2.88% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $3,949 | 2.99% |
| BAY CITY, MI (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $3,042 | 2.65% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,588 | 3.00% |
| TOPEKA, KS (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,208 | 3.22% |
| HAMMOND, LA (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $3,521 | 2.65% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,514 | 2.54% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,952 | 2.75% |
| Alma, MI (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,731 | 3.04% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $7,662 | 2.69% |
| MIDLAND, MI (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,399 | 2.91% |
| Portales, NM (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $7,253 | 2.44% |
| Union, SC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $9,923 | 3.06% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,142 | 2.79% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,052 | 2.88% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,454 | 3.56% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,839 | 2.75% |
| MUNCIE, IN (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $1,716 | 3.53% |
| Marietta, OH (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,917 | 2.94% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,030 | 3.04% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,499 | 3.33% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,588 | 3.49% |
| AMARILLO, TX (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $4,347 | 3.10% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $17,437 | 2.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $2,397 | 3.14% |
| Cornelia, GA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,115 | 2.91% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,408 | 2.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,310 | 3.33% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $3,238 | 2.90% |
| Shelton, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,296 | 2.44% |
| Paris, TN (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,168 | 2.81% |
| Starkville, MS (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,555 | 3.04% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $10,488 | 2.75% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,427 | 2.75% |
| Easton, MD (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,895 | 2.75% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,774 | 2.71% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,349 | 2.88% |
| Ashland, OH (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,319 | 3.06% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,482 | 3.06% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,454 | 3.25% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,522 | 2.59% |
| Stevens Point, WI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,549 | 2.88% |
| Minot, ND (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $6,124 | 2.38% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,357 | 3.31% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,469 | 2.69% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,256 | 2.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,671 | 2.83% |
| Burley, ID (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,168 | 3.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,527 | 2.88% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,511 | 2.67% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $2,797 | 3.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,960 | 2.96% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,230 | 2.58% |
| WHEELING, WV-OH (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $2,844 | 3.27% |
| Brookings, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,801 | 3.06% |
| Vermillion, SD (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,030 | 3.06% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,820 | 2.71% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $15,038 | 1.75% |
| Cadillac, MI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,619 | 2.54% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,427 | 3.29% |
| KANKAKEE, IL (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,562 | 2.53% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $9,231 | 2.63% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $2,615 | 2.83% |
| Mason City, IA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,702 | 3.31% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,606 | 2.79% |
| Picayune, MS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,993 | 2.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,428 | 2.75% |
| Branson, MO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,901 | 2.69% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,930 | 2.94% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,454 | 2.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,414 | 2.75% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,818 | 2.63% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $2,600 | 3.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,693 | 2.79% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,246 | 2.33% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,052 | 2.54% |
| Atmore, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,729 | 2.81% |
| New Castle, PA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,906 | 2.92% |
| Auburn, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,367 | 2.69% |
| Paducah, KY-IL (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $2,715 | 3.16% |
| Crossville, TN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,097 | 3.00% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,332 | 2.88% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,151 | 2.56% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,698 | 3.13% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,104 | 3.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,529 | 2.69% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,584 | 2.56% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,256 | 2.94% |
| Salina, KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,208 | 2.69% |
| Bonham, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,589 | 2.88% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $1,916 | 2.88% |
| Coldwater, MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,261 | 2.79% |
| Marion, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,339 | 2.75% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,637 | 3.38% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,929 | 3.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,571 | 2.88% |
| Laramie, WY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,614 | 2.75% |
| Moultrie, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,383 | 3.06% |
| Paragould, AR (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,617 | 3.08% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,643 | 2.63% |
| London, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,308 | 2.81% |
| Laurel, MS (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,342 | 3.83% |
| Athens, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,946 | 2.88% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,326 | 2.81% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,356 | 2.96% |
| Madison, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,540 | 3.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,490 | 2.25% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,445 | 3.31% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,540 | 2.13% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,963 | 3.00% |
| Granbury, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,220 | 2.63% |
| Columbus, NE (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,804 | 2.44% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,710 | 3.44% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,556 | 2.88% |
| Tifton, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,175 | 3.13% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,856 | 3.25% |
| Marquette, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,175 | 3.00% |
| Williston, ND (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,507 | 2.88% |
| Durant, OK (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,874 | 2.63% |
| Oil City, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,926 | 3.38% |
| McAlester, OK (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,170 | 3.00% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,482 | 3.19% |
| Ludington, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,958 | 3.38% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,854 | 2.75% |
| Bay City, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,574 | 2.88% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,469 | 2.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,448 | 2.79% |
| Fremont, NE (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,768 | 3.44% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,415 | 3.19% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,946 | 3.13% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,243 | 3.06% |
| Celina, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,630 | 2.88% |
| Sterling, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,437 | 3.00% |
| Wilson, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,616 | 2.00% |
| LIMA, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,234 | 2.38% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,735 | 2.69% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,152 | 2.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,616 | 3.19% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,846 | 2.81% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,624 | 3.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,448 | 2.88% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,840 | 3.13% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,738 | 2.88% |
| Corinth, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,194 | 2.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,244 | 3.38% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,760 | 3.75% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,369 | 2.75% |
| Minden, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,899 | 2.25% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,678 | 3.06% |
| Marshall, MO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,539 | 3.31% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,477 | 3.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,346 | 3.13% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,757 | 3.00% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,688 | 3.19% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,322 | 3.00% |
| Española, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,143 | 4.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,616 | 2.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,470 | 2.88% |
| Fremont, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,904 | 2.44% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,841 | 3.13% |
| Dayton, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,688 | 3.13% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,228 | 3.06% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,944 | 2.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,496 | 2.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,452 | 2.50% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,286 | 3.13% |
| Moscow, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,528 | 3.00% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,022 | 3.63% |
| New Castle, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,401 | 2.50% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,474 | 2.75% |
| Albertville, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,224 | 2.69% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,284 | 2.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,638 | 2.88% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,115 | 3.00% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,616 | 3.81% |
| Duncan, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,277 | 3.38% |
| Jasper, AL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,746 | 3.13% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,280 | 3.13% |
| Greenville, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,396 | 3.00% |
| Rolla, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,249 | 2.63% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,747 | 2.13% |
| Washington, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,269 | 2.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,631 | 3.38% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,502 | 3.50% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $772 | 2.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,789 | 2.88% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,923 | 2.25% |
| Meadville, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,490 | 2.31% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,215 | 2.31% |
| Elk City, OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,116 | 2.69% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,679 | 2.38% |
| Price, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,521 | 2.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,801 | 2.50% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,038 | 2.88% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,780 | 2.81% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,911 | 2.50% |
| Seymour, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,606 | 2.00% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,263 | 2.88% |
| Cullman, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,836 | 3.13% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,648 | 2.75% |
| Union City, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,925 | 2.63% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,382 | 2.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,102 | 2.75% |
| Othello, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,636 | 3.38% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,723 | 2.75% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,530 | 3.00% |
| Marion, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,464 | 3.31% |
| Somerset, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,920 | 2.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,740 | 3.00% |
| Snyder, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,957 | 2.38% |
| Angola, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,326 | 3.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,239 | 3.38% |
| Warren, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.00% |
| Sayre, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,561 | 3.25% |
| Maryville, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,980 | 2.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,769 | 3.00% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,355 | 2.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,443 | 2.13% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,724 | 3.00% |
| Newberry, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,245 | 2.88% |
| Palestine, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,229 | 2.75% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,947 | 2.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,525 | 2.75% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,195 | 3.00% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,849 | 3.06% |
| Fitzgerald, GA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,042 | 2.69% |
| Malvern, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,464 | 2.50% |
| Bradford, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,687 | 3.00% |
| Lexington, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,238 | 3.13% |
| La Grande, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,975 | 3.50% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,564 | 2.75% |
| Henderson, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,702 | 2.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,982 | 2.13% |
| Ozark, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,040 | 2.38% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,096 | 3.50% |
| Ruston, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,013 | 4.63% |
| Silver City, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,568 | 2.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,093 | 1.88% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,595 | 3.00% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,410 | 2.25% |
| Huntington, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,208 | 3.25% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,841 | 2.88% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,920 | 3.50% |
| ENID, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,909 | 3.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,153 | 3.88% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,168 | 3.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,003 | 3.50% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,702 | 3.00% |
| Dixon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,391 | 3.38% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,980 | 2.25% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,292 | 2.88% |
| Harrison, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,658 | 2.50% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,071 | 3.00% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,728 | 3.13% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,407 | 3.88% |
| Clovis, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,662 | 3.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,134 | 2.38% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,296 | 3.00% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,204 | 3.13% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $850 | 4.00% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,776 | 2.88% |
| Centralia, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,445 | 2.88% |
| West Plains, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,566 | 2.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,382 | 2.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,304 | 2.13% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,525 | 3.00% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,340 | 3.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,248 | 2.25% |
| Hope, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,018 | 2.25% |
| Waycross, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,859 | 3.88% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,201 | 3.50% |
| Roswell, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,144 | 3.38% |
| Washington, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,411 | 2.88% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,849 | 2.88% |
| Hastings, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,526 | 3.88% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,148 | 2.00% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,836 | 2.38% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,028 | 2.63% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,918 | 3.00% |
| Somerset, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,127 | 2.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,155 | 2.00% |
| Winfield, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,137 | 3.25% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,280 | 2.50% |
| DuBois, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,633 | 3.75% |
| Central City, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,539 | 3.50% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,970 | 2.00% |
| Murray, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,294 | 2.63% |
| Logansport, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,272 | 2.63% |
| Zapata, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,710 | 2.88% |
| McPherson, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,127 | 4.00% |
| Decatur, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,130 | 3.38% |
| West Point, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,869 | 4.00% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,254 | 2.38% |
| Greenville, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,971 | 3.25% |
| Indiana, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,497 | 2.25% |
Ally Bank's top markets include San Francisco, Los Angeles, San Jose, Seattle, and Chicago among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 19,587 | $10,601,385,000 | $541,246 | $6,051 | 2.74% |
For the 2021 period, Ally Bank's most frequently originated loan type of loans were Conventional, with 19,587 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 10,404 | $6,182,280,000 | $594,221 | $6,328 | 2.63% |
| Home Purchase | 5,787 | $2,817,985,000 | $486,951 | $5,887 | 2.87% |
| Cash Out Refi | 3,249 | $1,560,055,000 | $480,165 | $5,526 | 2.88% |
| Home Improvement | 99 | $26,925,000 | $271,970 | $4,047 | 3.06% |
| Other | 48 | $14,140,000 | $294,583 | $5,097 | 2.97% |
For the 2021, Ally Bank's most frequently cited loan purpose of loans were Refi, with 10,404 originations. The 2nd most popular reason of loans were Home Purchase, with 5,787 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 14,370 | $8,883,510,000 | $618,198 | $6,603 | 2.85% |
| 15 Year | 4,175 | $1,181,475,000 | $282,988 | $4,423 | 2.37% |
| 20 Year | 1,040 | $349,490,000 | $336,048 | $4,945 | 2.78% |
| 3 Year | 1 | $70,005,000 | $70,005,000 | $0 | 3.90% |
| 5 Year | 1 | $116,905,000 | $116,905,000 | $0 | 2.45% |
For the 2021, Ally Bank's most frequently cited loan length of loans were 30 Year, with 14,370 originations. The 2nd most popular length of loans were 15 Year, with 4,175 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 8,577 | $4,484,795,000 | $522,886 |
| $5k+ | 4,374 | $3,469,700,000 | $793,256 |
| $1k-2k | 2,350 | $799,200,000 | $340,085 |
| $3k-4k | 2,203 | $928,545,000 | $421,491 |
| $2k-3k | 1,883 | $638,795,000 | $339,243 |
$6,603 of loans were Ally Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 8,577 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 9,292 | $5,289,800,000 | $569,285 |
| <2.5% | 6,852 | $4,172,000,000 | $608,873 |
| 3-4% | 3,336 | $1,120,230,000 | $335,800 |
| 4-5% | 107 | $19,355,000 | $180,888 |
During 2021, Ally Bank's average interest rate of loans were 2.85%, while their most frequently originated rate bucket of loans were 2.5-3%, with 9,292 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $600k-1MM | 5,274 | $4,169,020,000 | $790,485 | $8,031 | 2.68% |
| $200k-400k | 5,117 | $1,478,475,000 | $288,934 | $4,200 | 2.76% |
| $100k-200k | 3,602 | $533,290,000 | $148,054 | $3,409 | 2.87% |
| $400k-600k | 2,468 | $1,226,530,000 | $496,973 | $5,604 | 2.72% |
| $1MM+ | 2,315 | $3,123,915,000 | $1,349,423 | $11,361 | 2.63% |
| $100,000 or less | 811 | $70,155,000 | $86,504 | $2,694 | 2.91% |
2021 saw Ally Bank place emphasis on $600k-1MM loans with 5,274 originations, totaling $4,169,020,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $250k+ | 5,594 | $5,009,900,000 | $895,585 | $8,707 | 2.65% |
| $150k-250k | 5,218 | $3,172,710,000 | $608,032 | $6,518 | 2.70% |
| $100k-150k | 3,741 | $1,218,155,000 | $325,623 | $4,561 | 2.76% |
| $75k-100k | 2,144 | $507,690,000 | $236,796 | $3,930 | 2.84% |
| $50k-75k | 1,938 | $362,790,000 | $187,198 | $3,690 | 2.89% |
| $50k or less | 950 | $143,230,000 | $150,768 | $3,290 | 2.96% |
Ally Bank lent most frequently to those with incomes in the $250k+ range, with 5,594 originations. The second most popular income band? $150k-250k, with 5,218 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 6,057 | $3,293,755,000 | $543,793 | $6,013 | 2.71% |
| 30-36% | 3,932 | $2,307,770,000 | $586,920 | $6,480 | 2.74% |
| <20% | 2,872 | $1,276,580,000 | $444,492 | $5,436 | 2.67% |
| 36% | 690 | $409,220,000 | $593,072 | $6,320 | 2.78% |
| 37% | 670 | $414,190,000 | $618,194 | $6,679 | 2.76% |
| 38% | 637 | $394,905,000 | $619,945 | $6,377 | 2.77% |
| 39% | 624 | $349,210,000 | $559,631 | $6,520 | 2.80% |
| 40% | 622 | $379,740,000 | $610,514 | $6,911 | 2.79% |
| 41% | 617 | $372,805,000 | $604,222 | $6,732 | 2.75% |
| 42% | 583 | $351,385,000 | $602,719 | $6,760 | 2.80% |
| 44% | 422 | $167,920,000 | $397,915 | $5,093 | 2.88% |
| 43% | 354 | $134,760,000 | $380,678 | $5,339 | 2.86% |
| 49% | 331 | $92,905,000 | $280,680 | $4,520 | 2.90% |
| 45% | 306 | $133,570,000 | $436,503 | $5,304 | 2.83% |
| 46% | 301 | $127,035,000 | $422,043 | $5,144 | 2.80% |
| 47% | 290 | $113,830,000 | $392,517 | $5,511 | 2.89% |
| 48% | 271 | $93,565,000 | $345,258 | $4,826 | 2.86% |
| 50-60% | 4 | $890,000 | $222,500 | $2,509 | 3.03% |
| >60% | 2 | $440,000 | $220,000 | $3,743 | 3.00% |
Ally Bank lent most frequently to those with DTI ratios of 20-30%, with 6,057 originations. The next most common DTI ratio? 30-36%, with 3,932 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 13,190 | $6,468,560,000 | $490,414 | $5,865 | 2.75% |
| Not provided | 3,246 | $1,884,470,000 | $580,551 | $6,433 | 2.73% |
| Asian | 1,424 | $1,042,810,000 | $732,310 | $7,014 | 2.67% |
| Asian Indian | 575 | $501,205,000 | $871,661 | $7,214 | 2.59% |
| Black | 696 | $243,540,000 | $349,914 | $4,742 | 2.93% |
| Not applicable | 2 | $186,910,000 | $93,455,000 | $0 | 3.18% |
| Chinese | 88 | $71,140,000 | $808,409 | $7,308 | 2.62% |
| Other Asian | 80 | $50,630,000 | $632,875 | $5,706 | 2.71% |
| Korean | 57 | $46,745,000 | $820,088 | $6,905 | 2.65% |
| American Indian | 112 | $44,720,000 | $399,286 | $5,093 | 2.82% |
| Filipino | 49 | $25,555,000 | $521,531 | $6,925 | 2.70% |
| Vietnamese | 27 | $18,855,000 | $698,333 | $7,116 | 2.68% |
| Japanese | 10 | $6,420,000 | $642,000 | $7,300 | 2.59% |
| Native Hawaiian | 10 | $3,500,000 | $350,000 | $4,433 | 2.68% |
| Samoan | 4 | $1,770,000 | $442,500 | $8,413 | 3.19% |
| 8 | $1,670,000 | $208,750 | $3,518 | 3.28% | |
| Native Hawiian | 3 | $1,595,000 | $531,667 | $12,268 | 2.38% |
| Other Pacific Islander | 6 | $1,290,000 | $215,000 | $5,539 | 2.96% |
Approval Rates
Total approvals of all applications88.26%
Ally Bank has an average approval rate.
Pick Rate
Approvals leading to origination51.95%
Ally Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 19,587 | $10,601,385,000 | $541,246 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 19,587 | $10,601,385,000 | $541,246 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,394 | $611,860,000 | $438,924 | $4,994 | 2.58% |
| 40-60% | 5,093 | $2,944,265,000 | $578,100 | $5,787 | 2.63% |
| 60-80% | 9,183 | $5,514,855,000 | $600,550 | $6,729 | 2.76% |
| 80-100% | 3,799 | $1,499,365,000 | $394,674 | $5,242 | 2.90% |
| Over 100% | 1 | $875,000 | $875,000 | $15,617 | 2.38% |
| Under 20% | 117 | $30,165,000 | $257,821 | $3,301 | 2.59% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ALLY FINANCIAL INC. | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 1.2% |
| ALLY FINANCIAL INC. | Other type of mortgage | Trouble during payment process | 2 | 2.4% |
| ALLY FINANCIAL INC. | Other type of mortgage | Closing on a mortgage | 1 | 1.2% |
| ALLY FINANCIAL INC. | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 6 | 7.1% |
| ALLY FINANCIAL INC. | Home equity loan or line of credit (HELOC) | Trouble during payment process | 4 | 4.7% |
| ALLY FINANCIAL INC. | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 2 | 2.4% |
| ALLY FINANCIAL INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 29 | 34.1% |
| ALLY FINANCIAL INC. | Conventional home mortgage | Closing on a mortgage | 15 | 17.6% |
| ALLY FINANCIAL INC. | Conventional home mortgage | Incorrect information on your report | 1 | 1.2% |
| ALLY FINANCIAL INC. | Conventional home mortgage | Struggling to pay mortgage | 3 | 3.5% |
| ALLY FINANCIAL INC. | Conventional home mortgage | Trouble during payment process | 18 | 21.2% |
| ALLY FINANCIAL INC. | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 1.2% |
| ALLY FINANCIAL INC. | FHA mortgage | Closing on a mortgage | 1 | 1.2% |
| ALLY FINANCIAL INC. | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 1.2% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Ally Bank | 200 West Civic Centre Drive, Suite 201 Sandy, UT 84070 | Full Service Cyber Office | $142,286,000 |
For 2021, Ally Bank had 1 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $7,284,000 |
| Net interest income | $6,017,000 |
| Total noninterest income | $2,701,000 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $7,000 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $2,694,000 |
| Pre-tax net operating income | $4,747,000 |
| Securities gains (or losses, -) | $65,000 |
| Income before extraordinary items | $3,696,000 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $3,696,000 |
| Minority interest net income | $0 |
| Net income | $3,696,000 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $3,644,650 |
Ally Bank's gross interest income from loans was $7,284,000,000.
Ally Bank's net interest income from loans was $6,017,000,000.
Ally Bank's fee based income from loans was $7,000,000.
Ally Bank's net income from loans was $3,696,000,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $1,267,000 |
| Provision for credit losses | $375,000 |
| Total noninterest expense | $3,596,000 |
| Salaries and employee benefits | $1,445,000 |
| Premises and equipment expense | $89,000 |
| Additional noninterest expense | $2,062,000 |
| Applicable income taxes | $1,116,000 |
| Net charge-offs | $363,000 |
| Cash dividends | $3,450,000 |
Ally Bank's interest expense for loans was $1,267,000,000.
Ally Bank's payroll and benefits expense were $1,445,000,000.
Ally Bank's property, plant and equipment expenses $89,000,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 2.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 1.0% |
| Personal loans | 1.0% |
| Credit card loans | 1.2% |
| Other individual loans | 1.0% |
| Auto loans | 1.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $145,765,000 |
| Deposits held in domestic offices | $145,765,000 |
| Deposits by Individuals, partnerships, and corporations | $145,765,000 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $0 |
| Deposits by Commercial banks and other depository institutions in U.S. | $0 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $8,796,000 |
| Demand deposits | $4,207,000 |
| Nontransaction accounts | $136,969,000 |
| Money market deposit accounts (MMDAs) | $10,172,000 |
| Other savings deposits (excluding MMDAs) | $87,844,000 |
| Total time deposits | $38,953,000 |
| Total time and savings deposits | $141,558,000 |
| Noninterest-bearing deposits | $262,000 |
| Interest-bearing deposits | $145,503,000 |
| Retail deposits | $133,883,000 |
| IRAs and Keogh plan accounts | $4,521,000 |
| Brokered deposits | $4,669,000 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $172,820,000 |
| Cash & Balances due from depository institutions | $4,664,000 |
| Interest-bearing balances | $4,403,000 |
| Total securities | $30,818,000 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $119,109,000 |
| Loan and leases loss allowance | $3,293,000 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $921,000 |
| Other real estate owned | $1,000 |
| Goodwill and other intangibles | $735,000 |
| All other assets | $16,572,000 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $172,820,000 |
| Total Liabilities | $156,093,000 |
| Total deposits | $145,765,000 |
| Interest-bearing deposits | $145,503,000 |
| Deposits held in domestic offices | $145,765,000 |
| % insured (estimated) | $86 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $7,659,000 |
| Subordinated debt | $0 |
| All other liabilities | $2,669,000 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $119,109,000 |
| Loan and leases loss allowance | $3,293,000 |
| Total loans and leases (domestic) | $122,402,000 |
| All real estate loans | $23,003,000 |
| Real estate loans in domestic offices | $23,003,000 |
| Construction and development loans | $201,000 |
| Residential 1-4 family construction | $0 |
| Other construction, all land development and other land | $201,000 |
| Loans secured by nonfarm nonresidential properties | $4,643,000 |
| Nonfarm nonresidential secured by owner-occupied properties | $3,628,000 |
| Commercial real estate & other non-farm, non-residential | $1,015,000 |
| Multifamily residential real estate | $68,000 |
| 1-4 family residential loans | $18,091,000 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $24,682,000 |
| To non-U.S. addressees | $108,000 |
| Loans to individuals | $71,212,000 |
| Credit card loans | $953,000 |
| Related Plans | $0 |
| Consumer Auto Loans | $69,250,000 |
| Other loans to individuals | $1,009,000 |
| All other loans & leases | $3,505,000 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $2,965,000 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $4,000 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $1,479,000 |
| Non 1-4 family restructured loans & leases | $1,412,000 |
| Total loans and leases (foreign) | $0 |
Ally Bank had $119,109,000,000 of loans outstanding in 2021. $23,003,000,000 of loans were in real estate loans. $201,000,000 of loans were in development loans. $68,000,000 of loans were in multifamily mortgage loans. $18,091,000,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $953,000,000 of loans were in credit card loans. $69,250,000,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 79 | $45,000 | $569,620 |
| Nonfarm, nonresidential loans - $250k-1MM | 79 | $45,000 | $569,620 |
| Commercial & Industrial, US addressed loans - <$1MM | 304,240 | $8,389,000 | $27,574 |
| Commercial & Industrial, US addressed loans - <$100k | 303,710 | $8,266,000 | $27,217 |
| Commercial & Industrial, US addressed loans - $100-250k | 113 | $5,000 | $44,248 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 417 | $118,000 | $282,974 |
