Ally Bank Mortgage Rates, Fees & Info
Sandy, UTLEI: 549300C04BJ0G297NC13
Tax ID: 20-1001796
5 stars - Updated: 12/16/24
-
out of 5 stars, based on 52 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ally Bank is a small bank specializing in Home Purchase loans. Ally Bank has a high proportion of conventional loans. Their top markets by origination volume include: Ann Arbor, New York, Fresno, Chicago, and Dallas among others. We have data for 446 markets. (Some data included below & more in-depth data is available with an active subscription.)Ally Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ally Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.29% | 12/16/24 |
| 30 Year Conventional Refi | 6.13% | 12/16/24 |
| 30 Year Cash-out Refi | 6.41% | 12/16/24 |
| 15 Year Conventional Purchase | 5.83% | 12/16/24 |
| 15 Year Conventional Refi | 5.79% | 12/16/24 |
| 15 Year Cash-out Refi | 5.79% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ally Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Ally Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,703Origination Dollar Volume (All Markets)
$1,101,585,000Awards
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Ally Bank - 2023
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For 2023, less than of lenders were eligible for this award.
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Relative Rate
Ally Bank's average 30 year fixed mortgage rate was
6.45%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.03%.
Relative Fees (Closing Costs)
Ally Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,330.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $110,770,000 | $18,461,667 | $11,192 | 5.37% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 108 | $48,300,000 | $447,222 | $9,598 | 6.35% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $36,265,000 | $7,253,000 | $5,622 | 5.95% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 90 | $31,610,000 | $351,222 | $7,746 | 6.48% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 75 | $29,685,000 | $395,800 | $7,273 | 6.46% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 79 | $29,205,000 | $369,684 | $8,208 | 6.31% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 67 | $28,665,000 | $427,836 | $6,343 | 6.49% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 70 | $27,690,000 | $395,571 | $7,649 | 6.46% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 68 | $26,700,000 | $392,647 | $8,225 | 6.29% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 45 | $25,605,000 | $569,000 | $9,721 | 6.19% |
| Outside of Metro Areas | 117 | $23,765,000 | $203,120 | $5,128 | 6.75% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 37 | $21,055,000 | $569,054 | $5,617 | 6.39% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 30 | $20,390,000 | $679,667 | $14,591 | 6.16% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 25 | $20,115,000 | $804,600 | $14,073 | 6.46% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 40 | $18,870,000 | $471,750 | $10,324 | 6.10% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 31 | $17,135,000 | $552,742 | $8,890 | 6.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 38 | $16,940,000 | $445,789 | $8,979 | 6.33% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 36 | $16,640,000 | $462,222 | $8,540 | 6.33% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 40 | $16,230,000 | $405,750 | $7,892 | 6.26% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 26 | $14,770,000 | $568,077 | $12,019 | 6.42% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 20 | $13,360,000 | $668,000 | $9,578 | 6.66% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 34 | $13,140,000 | $386,471 | $8,349 | 6.29% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 36 | $13,100,000 | $363,889 | $5,880 | 6.48% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 53 | $12,835,000 | $242,170 | $4,579 | 6.43% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 31 | $12,635,000 | $407,581 | $5,703 | 6.44% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 28 | $12,290,000 | $438,929 | $9,582 | 6.25% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 16 | $12,000,000 | $750,000 | $12,840 | 6.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 29 | $11,575,000 | $399,138 | $8,192 | 6.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 39 | $10,935,000 | $280,385 | $5,276 | 6.57% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 34 | $10,570,000 | $310,882 | $6,393 | 6.58% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 19 | $9,755,000 | $513,421 | $10,321 | 6.24% |
| PITTSBURGH, PA (FHA|USDA|VA) | 32 | $8,960,000 | $280,000 | $7,775 | 6.34% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 22 | $7,760,000 | $352,727 | $6,464 | 6.28% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 27 | $7,355,000 | $272,407 | $4,650 | 6.33% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $7,275,000 | $485,000 | $8,602 | 6.14% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 30 | $6,680,000 | $222,667 | $5,239 | 6.46% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $5,750,000 | $479,167 | $5,702 | 6.47% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 21 | $5,345,000 | $254,524 | $5,118 | 6.63% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 16 | $5,250,000 | $328,125 | $8,070 | 6.18% |
| COLUMBUS, OH (FHA|USDA|VA) | 21 | $5,215,000 | $248,333 | $5,216 | 6.24% |
| ASHEVILLE, NC (FHA|USDA|VA) | 11 | $4,625,000 | $420,455 | $7,249 | 6.56% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 11 | $4,575,000 | $415,909 | $8,210 | 5.81% |
| TULSA, OK (FHA|USDA|VA) | 11 | $4,505,000 | $409,545 | $7,529 | 6.45% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 16 | $4,420,000 | $276,250 | $5,986 | 6.32% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 16 | $4,400,000 | $275,000 | $6,793 | 6.42% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 14 | $4,390,000 | $313,571 | $5,797 | 6.46% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $4,265,000 | $609,286 | $5,631 | 6.46% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 9 | $4,125,000 | $458,333 | $9,561 | 6.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 18 | $4,120,000 | $228,889 | $3,770 | 6.67% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $4,035,000 | $448,333 | $11,106 | 6.22% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 12 | $4,030,000 | $335,833 | $8,216 | 6.72% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 11 | $3,965,000 | $360,455 | $8,719 | 5.98% |
| MADISON, WI (FHA|USDA|VA) | 10 | $3,880,000 | $388,000 | $6,518 | 6.19% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $3,740,000 | $623,333 | $13,968 | 6.21% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $3,440,000 | $344,000 | $7,933 | 6.45% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 10 | $3,430,000 | $343,000 | $8,994 | 6.38% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $3,240,000 | $324,000 | $6,111 | 6.18% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 11 | $3,225,000 | $293,182 | $3,804 | 6.80% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $3,220,000 | $402,500 | $6,751 | 6.23% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 14 | $3,190,000 | $227,857 | $5,433 | 6.79% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $3,130,000 | $391,250 | $5,742 | 6.41% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 10 | $3,060,000 | $306,000 | $7,223 | 6.33% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $5,755 | 6.47% |
| OCALA, FL (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $3,952 | 6.81% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 7 | $2,925,000 | $417,857 | $8,634 | 6.80% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 10 | $2,890,000 | $289,000 | $6,689 | 6.46% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $2,800,000 | $466,667 | $7,559 | 6.35% |
| GAINESVILLE, FL (FHA|USDA|VA) | 10 | $2,770,000 | $277,000 | $5,486 | 6.38% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $2,630,000 | $328,750 | $7,827 | 6.13% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $2,605,000 | $868,333 | $16,029 | 5.71% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 10 | $2,560,000 | $256,000 | $8,163 | 6.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $2,540,000 | $423,333 | $9,802 | 6.27% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,485,000 | $276,111 | $7,438 | 6.50% |
| AKRON, OH (FHA|USDA|VA) | 12 | $2,460,000 | $205,000 | $6,777 | 6.53% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $9,500 | 6.39% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $2,310,000 | $577,500 | $6,464 | 6.72% |
| LOUISVILLE, KY (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $5,437 | 6.54% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $2,285,000 | $326,429 | $8,599 | 6.11% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $2,235,000 | $745,000 | $7,851 | 6.58% |
| STOCKTON, CA (FHA|USDA|VA) | 6 | $2,230,000 | $371,667 | $8,506 | 6.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,200,000 | $220,000 | $6,837 | 5.88% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $2,170,000 | $542,500 | $5,080 | 6.97% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 9 | $2,165,000 | $240,556 | $4,952 | 6.32% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $7,602 | 6.21% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $8,256 | 6.20% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $12,869 | 5.95% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $5,146 | 6.03% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $7,226 | 6.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $7,095 | 6.79% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,775,000 | $591,667 | $10,272 | 6.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $3,887 | 6.51% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $8,326 | 6.58% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $4,045 | 6.54% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,710,000 | $855,000 | $3,720 | 7.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $4,146 | 6.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $5,931 | 6.41% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $3,559 | 6.11% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $1,630,000 | $815,000 | $35,175 | 5.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $10,234 | 6.38% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $8,430 | 6.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $4,844 | 6.77% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $16,051 | 6.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $8,694 | 6.17% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $7,856 | 7.19% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $4,604 | 6.56% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $8,957 | 5.80% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $9,503 | 6.10% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $7,850 | 6.23% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $4,517 | 6.46% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $6,854 | 6.41% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $1,335,000 | $1,335,000 | $2,674 | 6.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $5,984 | 6.63% |
| MOBILE, AL (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $5,579 | 6.07% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $6,109 | 6.56% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $7,989 | 6.10% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $6,487 | 6.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $6,825 | 6.40% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $9,843 | 6.17% |
| CHICO, CA (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $4,731 | 6.19% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $4,489 | 6.16% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,746 | 6.46% |
| PEORIA, IL (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $8,294 | 6.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $5,750 | 6.67% |
| CASPER, WY (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $7,664 | 5.96% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $5,580 | 6.29% |
| RENO, NV (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $24,957 | 6.19% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $3,935 | 6.33% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $6,198 | 6.20% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $4,396 | 6.44% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $7,843 | 6.91% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $5,087 | 6.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $1,045,000 | $1,045,000 | $33,263 | 5.75% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $8,772 | 6.21% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $13,874 | 6.47% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $6,006 | 6.43% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $2,957 | 6.91% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $9,239 | 5.97% |
| SYRACUSE, NY (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $5,767 | 6.48% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $4,401 | 6.75% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $17,241 | 4.81% |
| CHARLESTON, WV (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $5,658 | 6.34% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $14,979 | 6.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $2,551 | 6.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $9,125 | 5.79% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $7,078 | 6.19% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $4,368 | 5.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $5,006 | 6.35% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $9,313 | 6.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $1,953 | 7.06% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $8,160 | 6.38% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $8,208 | 7.08% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $5,028 | 6.81% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $2,983 | 6.69% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,979 | 6.29% |
| WHEELING, WV-OH (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $8,170 | 6.56% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $8,946 | 6.13% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,185 | 7.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $7,401 | 6.21% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $5,105 | 6.22% |
| TYLER, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $9,318 | 5.58% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $7,260 | 6.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,976 | 6.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $7,054 | 7.08% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $8,437 | 6.22% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $7,101 | 6.17% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $4,800 | 5.94% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $9,671 | 5.81% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,056 | 7.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $8,705 | 6.71% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,648 | 6.81% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $12,877 | 5.56% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,182 | 7.21% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,001 | 5.71% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $9,537 | 5.21% |
| Keene, NH (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $19,863 | 6.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $14,861 | 5.19% |
| MADERA, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,175 | 6.75% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $11,675 | 5.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $10,198 | 5.69% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,088 | 5.67% |
| NAPA, CA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $2,762 | 6.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,645 | 7.13% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $10,226 | 6.00% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $12,806 | 5.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,679 | 6.71% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,194 | 6.44% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,577 | 6.29% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $10,920 | 6.94% |
| DOVER, DE (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,594 | 5.94% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $29,706 | 5.25% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $13,443 | 5.75% |
| READING, PA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $10,346 | 5.94% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $1,520 | 7.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,864 | 6.88% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,824 | 6.00% |
| SALEM, OR (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $28,168 | 5.88% |
| Ada, OK (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,152 | 6.67% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,869 | 6.63% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,124 | 5.38% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,543 | 6.13% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $10,755 | 5.31% |
| RACINE, WI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,654 | 6.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $12,902 | 5.88% |
| Findlay, OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,643 | 6.88% |
| Torrington, CT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $25,713 | 5.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,955 | 6.13% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,541 | 6.81% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,656 | 6.44% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,718 | 6.63% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,100 | 6.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $7,181 | 6.38% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,982 | 6.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,294 | 7.13% |
| Shelby, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,503 | 6.71% |
| Concord, NH (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,116 | 6.38% |
| Shelton, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $20,136 | 5.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $24,448 | 6.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,935 | 6.13% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,858 | 6.06% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,377 | 7.50% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,997 | 6.42% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,129 | 5.88% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $21,337 | 5.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,901 | 6.69% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $10,689 | 6.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,483 | 6.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,822 | 5.81% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $1,576 | 6.13% |
| ROME, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,703 | 6.79% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,191 | 6.06% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $20,729 | 5.50% |
| NILES, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,799 | 5.56% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,147 | 6.56% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $20,856 | 5.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,211 | 6.25% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,706 | 6.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,664 | 6.75% |
| ELMIRA, NY (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,684 | 5.96% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,353 | 6.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,728 | 6.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $5,544 | 6.38% |
| MONROE, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,698 | 7.25% |
| Easton, MD (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,887 | 7.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,111 | 6.88% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,039 | 6.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,226 | 5.50% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,331 | 7.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,191 | 6.88% |
| Somerset, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,589 | 5.88% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,463 | 7.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $18,978 | 5.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,922 | 7.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,917 | 7.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,538 | 6.19% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,609 | 6.38% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $15,247 | 5.50% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $19,813 | 5.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,492 | 6.38% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,714 | 6.38% |
| Danville, VA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,419 | 7.19% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,476 | 6.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,699 | 6.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,144 | 5.88% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,220 | 6.25% |
| Española, NM (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,176 | 6.50% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,091 | 6.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,621 | 5.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,787 | 5.94% |
| Kearney, NE (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,060 | 6.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,421 | 6.00% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,312 | 6.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,709 | 6.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,648 | 6.33% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,036 | 6.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,828 | 5.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,453 | 6.13% |
| Helena, MT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,585 | 5.88% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,118 | 6.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,522 | 5.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,710 | 5.88% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $18,101 | 5.00% |
| MERCED, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,712 | 6.13% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,011 | 7.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,128 | 6.38% |
| Holland, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,977 | 6.75% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,644 | 5.75% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,511 | 7.25% |
| Bradford, PA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,289 | 6.42% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,983 | 6.63% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,505 | 6.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,445 | 5.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,990 | 7.25% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,295 | 5.25% |
| Willmar, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,728 | 5.88% |
| Wooster, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,498 | 5.81% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,804 | 7.06% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,932 | 5.94% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,687 | 6.38% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,015 | 6.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,710 | 6.88% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,096 | 6.63% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,918 | 4.75% |
| Outside of Metro Areas | 1 | $305,000 | $305,000 | $4,870 | 8.13% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,654 | 5.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,120 | 7.50% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,793 | 5.38% |
| Defiance, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,935 | 7.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,068 | 6.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,306 | 7.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,532 | 7.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,603 | 5.00% |
| Laurel, MS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,049 | 6.75% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,164 | 5.25% |
| Sterling, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,906 | 6.75% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,406 | 6.50% |
| Rutland, VT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,157 | 5.75% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,848 | 6.50% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,928 | 5.25% |
| Athens, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,058 | 6.38% |
| Seneca, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,503 | 6.50% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,915 | 5.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,778 | 5.94% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,353 | 6.63% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,498 | 6.13% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,373 | 6.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,786 | 5.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,369 | 6.56% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,289 | 6.75% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,646 | 6.88% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,027 | 7.38% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,119 | 8.00% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,780 | 5.81% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,622 | 7.38% |
| Corning, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,084 | 6.63% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,668 | 4.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,816 | 6.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,241 | 5.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,285 | 6.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,749 | 7.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,058 | 5.63% |
| Indiana, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,382 | 5.94% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,015 | 6.81% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,623 | 5.38% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,270 | 5.38% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,386 | 6.25% |
| Meadville, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,500 | 6.38% |
| AMES, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,491 | 5.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,271 | 6.75% |
| Aberdeen, SD (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,383 | 6.31% |
| Sanford, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,756 | 5.50% |
| Barre, VT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,593 | 6.63% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,048 | 7.25% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,023 | 4.38% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,131 | 4.50% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,991 | 6.25% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,839 | 5.88% |
| Starkville, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,386 | 5.88% |
| Warren, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,614 | 6.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,032 | 6.88% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,150 | 7.50% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,234 | 5.75% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,271 | 7.38% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,808 | 6.13% |
| Fremont, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,917 | 5.69% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,455 | 6.69% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,706 | 6.13% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,708 | 5.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,667 | 7.00% |
| Hudson, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,022 | 5.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,201 | 5.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,959 | 6.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,119 | 6.63% |
| Clovis, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,164 | 7.00% |
| Durant, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.63% |
| Columbus, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,838 | 5.25% |
| Palatka, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,166 | 5.13% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,690 | 7.25% |
| Snyder, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,821 | 6.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,567 | 5.50% |
| Gillette, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,570 | 5.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,917 | 5.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,304 | 6.63% |
| Houghton, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,046 | 6.63% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,240 | 5.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,768 | 6.13% |
| Kennett, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,251 | 5.63% |
| DuBois, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,773 | 6.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,463 | 6.38% |
| ENID, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,171 | 6.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,477 | 6.13% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,389 | 6.38% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,831 | 7.38% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,134 | 7.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,219 | 7.63% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,480 | 5.38% |
| Paragould, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,687 | 6.63% |
| Harrison, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,070 | 4.63% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,552 | 5.88% |
| Alma, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,127 | 5.75% |
| Moberly, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,067 | 6.13% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,949 | 7.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,468 | 7.13% |
| Sayre, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,267 | 7.38% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,947 | 7.13% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,537 | 4.75% |
| ERIE, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,626 | 5.63% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,882 | 6.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,502 | 6.75% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,557 | 6.88% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,364 | 5.25% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,287 | 6.00% |
| Batesville, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,963 | 6.63% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,940 | 7.88% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,479 | 5.63% |
| Centralia, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,267 | 6.00% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,644 | 5.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,488 | 5.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,604 | 5.88% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,540 | 6.50% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,785 | 5.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,676 | 7.13% |
| Greenville, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,436 | 7.38% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,722 | 7.88% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,986 | 6.75% |
| Craig, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,353 | 6.75% |
| Durango, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,037 | 6.38% |
| Forest City, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,242 | 6.50% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,143 | 6.88% |
| Olean, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,818 | 6.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,321 | 6.63% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,024 | 5.63% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,378 | 6.25% |
| New Castle, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,894 | 6.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,570 | 7.38% |
| Crossville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,036 | 5.38% |
| Ludington, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,212 | 5.75% |
| Searcy, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,683 | 6.38% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,187 | 6.63% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,239 | 8.00% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,692 | 6.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,053 | 7.38% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,634 | 6.50% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,712 | 6.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,937 | 6.50% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,209 | 8.13% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,876 | 6.25% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,703 | $1,101,585,000 | $407,542 | $7,432 | 6.38% |
For 2023, Ally Bank's most frequently originated type of loan was Conventional, with 2,703 originations.
Loan Reason
For 2023, Ally Bank's most frequently cited loan purpose was Home Purchase, with 2,465 originations. The 2nd most popular reason was Cash Out Refi, with 123 originations.
Loan Duration/Length
For 2023, Ally Bank's most frequently cited loan duration was 30 Year, with 2,455 originations. The 2nd most popular length was 15 Year, with 187 originations.
Origination Fees/Closing Costs
Ally Bank's average total fees were $7,330, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 941 originations.
Interest Rates
During 2023, Ally Bank's average interest rate for loans was 6.45%, while their most frequently originated rate bucket for loans was 6-7%, with 1,199 originations.
Loan Sizing
2023 saw Ally Bank place emphasis on $200k-400k loans with 1,165 originations, totaling $345,585,000 in origination value.
Applicant Income
Ally Bank lent most frequently to those with incomes in the $100k-150k range, with 728 originations. The second most popular income band? $150k-250k, with 694 originations.
Applicant Debt to Income Ratio
Ally Bank lent most frequently to those with DTI ratios of 20-30%, with 641 originations. The next most common DTI ratio? 30-36%, with 486 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.58%
Ally Bank has an average approval rate.
Pick Rate
Approvals leading to origination33.56%
Ally Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,703 | $1,101,585,000 | $407,542 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,703 | $1,101,585,000 | $407,542 |