Ally Bank Mortgage Rates, Fees & Info

Sandy, UT

LEI: 549300C04BJ0G297NC13

Tax ID: 20-1001796

4.1 stars - out of 5 stars, based on 140 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Ally Bank is a large bank specializing in Refi and Home Purchase loans. Ally Bank has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, Los Angeles, San Jose, Seattle, and Chicago among others. We have data for 640 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Ally Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ally Bank is typically a high fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.40% 8/7/22
    30 Year Conventional Refi 5.20% 8/7/22
    30 Year Cash-out Refi 5.44% 8/7/22
    15 Year Conventional Purchase 4.56% 8/7/22
    15 Year Conventional Refi 4.45% 8/7/22
    15 Year Cash-out Refi 4.45% 8/7/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    19,587

    Origination Dollar Volume (All Markets)

    $10,601,385,000

    Employee count

    9,281 Show all (110) awards

    Relative Rate

    Ally Bank's average 30 year fixed rate mortgage of loans were 2.85%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0.3%.

    Relative Fees

    Ally Bank's average total fees for a 30 year fixed rate mortgage are $6,603.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 1,435 $1,463,345,000 $1,019,753 $8,767 2.64%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 993 $889,805,000 $896,078 $8,249 2.68%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 559 $587,895,000 $1,051,691 $8,430 2.63%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 647 $489,525,000 $756,607 $7,189 2.65%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 830 $360,360,000 $434,169 $5,011 2.77%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 371 $317,295,000 $855,243 $7,863 2.70%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 508 $312,470,000 $615,098 $6,629 2.64%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 676 $304,340,000 $450,207 $5,888 2.79%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 574 $286,010,000 $498,275 $7,188 2.71%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 494 $284,040,000 $574,980 $6,966 2.74%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 612 $279,210,000 $456,225 $6,969 2.69%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 465 $279,015,000 $600,032 $5,464 2.70%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 548 $271,960,000 $496,277 $5,108 2.76%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 460 $271,040,000 $589,217 $7,870 2.73%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 356 $187,810,000 $527,556 $6,608 2.71%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 262 $169,300,000 $646,183 $5,758 2.70%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 303 $155,295,000 $512,525 $6,576 2.64%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 276 $148,180,000 $536,884 $6,071 2.78%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 248 $127,360,000 $513,548 $6,315 2.75%
    Boone, NC (FHA|USDA|VA) » 4 $118,150,000 $29,537,500 $2,944 2.74%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 270 $113,450,000 $420,185 $5,944 2.78%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 391 $110,295,000 $282,084 $3,664 2.76%
    Outside of Metro Areas 360 $109,630,000 $304,528 $4,928 2.83%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 227 $94,065,000 $414,383 $5,565 2.83%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 193 $78,315,000 $405,777 $4,626 2.73%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 117 $74,405,000 $635,940 $6,735 2.73%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 94 $70,940,000 $754,681 $7,487 2.73%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 80 $70,110,000 $876,375 $8,551 2.62%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 118 $62,490,000 $529,576 $5,648 2.78%
    JACKSONVILLE, FL (FHA|USDA|VA) » 131 $61,045,000 $465,992 $6,038 2.83%
    PITTSBURGH, PA (FHA|USDA|VA) » 187 $60,355,000 $322,754 $6,311 2.71%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 164 $46,850,000 $285,671 $3,308 2.86%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 156 $46,470,000 $297,885 $3,491 2.77%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 158 $46,370,000 $293,481 $3,372 2.91%
    COLUMBUS, OH (FHA|USDA|VA) » 144 $46,060,000 $319,861 $3,711 2.83%
    SALT LAKE CITY, UT (FHA|USDA|VA) » 72 $45,020,000 $625,278 $5,795 2.73%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 120 $44,700,000 $372,500 $3,826 2.89%
    BOULDER, CO (FHA|USDA|VA) » 67 $44,095,000 $658,134 $6,065 2.65%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 151 $42,405,000 $280,828 $3,872 2.84%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » 43 $38,855,000 $903,605 $10,353 2.64%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 49 $36,795,000 $750,918 $7,844 2.65%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 80 $36,490,000 $456,125 $6,315 2.79%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » 55 $35,035,000 $637,000 $7,435 2.66%
    BOISE CITY, ID (FHA|USDA|VA) » 69 $32,255,000 $467,464 $5,916 2.83%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 47 $31,985,000 $680,532 $9,109 2.64%
    BEND, OR (FHA|USDA|VA) » 49 $31,525,000 $643,367 $6,115 2.75%
    STOCKTON, CA (FHA|USDA|VA) » 55 $30,635,000 $557,000 $4,017 2.82%
    PROVO-OREM, UT (FHA|USDA|VA) » 46 $29,330,000 $637,609 $6,450 2.67%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 86 $29,190,000 $339,419 $6,005 2.65%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) » 50 $28,550,000 $571,000 $6,439 2.69%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 130 $28,460,000 $218,923 $3,806 2.87%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 57 $27,785,000 $487,456 $6,739 2.94%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 77 $27,535,000 $357,597 $3,784 2.87%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 57 $27,465,000 $481,842 $6,669 2.82%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » 77 $26,575,000 $345,130 $4,102 2.83%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 67 $24,955,000 $372,463 $4,633 2.86%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 67 $23,845,000 $355,896 $4,790 2.78%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 77 $23,615,000 $306,688 $4,130 2.79%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 51 $22,335,000 $437,941 $7,089 2.72%
    SALISBURY, MD-DE (FHA|USDA|VA) » 31 $21,475,000 $692,742 $9,635 2.68%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 65 $20,935,000 $322,077 $4,234 2.82%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 45 $19,525,000 $433,889 $5,128 2.89%
    MADISON, WI (FHA|USDA|VA) » 47 $19,415,000 $413,085 $4,371 2.73%
    TUCSON, AZ (FHA|USDA|VA) » 57 $19,285,000 $338,333 $5,164 2.61%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 32 $18,310,000 $572,188 $7,253 2.70%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 57 $18,185,000 $319,035 $3,490 2.69%
    ANN ARBOR, MI (FHA|USDA|VA) » 53 $17,945,000 $338,585 $3,904 2.71%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 60 $17,600,000 $293,333 $4,771 2.81%
    BELLINGHAM, WA (FHA|USDA|VA) » 30 $17,540,000 $584,667 $6,270 2.77%
    VALLEJO, CA (FHA|USDA|VA) » 32 $17,360,000 $542,500 $5,361 2.59%
    KNOXVILLE, TN (FHA|USDA|VA) » 60 $17,160,000 $286,000 $4,129 2.76%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 28 $16,910,000 $603,929 $6,080 2.70%
    SALINAS, CA (FHA|USDA|VA) » 21 $16,765,000 $798,333 $9,874 2.74%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 32 $16,680,000 $521,250 $7,199 2.82%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 42 $16,530,000 $393,571 $3,962 2.73%
    FORT COLLINS, CO (FHA|USDA|VA) » 41 $16,175,000 $394,512 $4,596 2.72%
    FRESNO, CA (FHA|USDA|VA) » 36 $16,080,000 $446,667 $5,812 2.77%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 47 $15,665,000 $333,298 $6,144 2.75%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 50 $15,560,000 $311,200 $4,125 2.86%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 33 $15,335,000 $464,697 $4,863 2.78%
    COLUMBIA, SC (FHA|USDA|VA) » 59 $15,045,000 $255,000 $3,911 2.80%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 29 $14,995,000 $517,069 $8,522 2.53%
    TULSA, OK (FHA|USDA|VA) » 54 $14,900,000 $275,926 $4,835 2.81%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » 58 $14,540,000 $250,690 $5,009 2.80%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 56 $13,710,000 $244,821 $3,324 2.74%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » 32 $13,680,000 $427,500 $5,946 2.85%
    GREELEY, CO (FHA|USDA|VA) » 27 $12,915,000 $478,333 $5,941 2.71%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » 36 $12,890,000 $358,056 $4,212 2.88%
    NAPA, CA (FHA|USDA|VA) » 17 $12,695,000 $746,765 $9,945 2.67%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » 34 $12,560,000 $369,412 $4,316 2.62%
    Bozeman, MT (FHA|USDA|VA) » 25 $12,235,000 $489,400 $7,191 2.56%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 33 $11,935,000 $361,667 $3,302 2.89%
    HUNTSVILLE, AL (FHA|USDA|VA) » 38 $11,930,000 $313,947 $3,499 2.81%
    Outside of Metro Areas 21 $11,875,000 $565,476 $7,134 2.75%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 32 $11,840,000 $370,000 $5,864 2.83%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 50 $11,640,000 $232,800 $3,699 2.81%
    Heber, UT (FHA|USDA|VA) » 12 $10,900,000 $908,333 $8,057 2.74%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » 22 $10,820,000 $491,818 $4,919 2.85%
    LANCASTER, PA (FHA|USDA|VA) » 34 $10,560,000 $310,588 $5,650 2.70%
    SANTA FE, NM (FHA|USDA|VA) » 18 $10,490,000 $582,778 $6,303 2.74%
    BAKERSFIELD, CA (FHA|USDA|VA) » 38 $10,180,000 $267,895 $4,376 2.91%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 14 $10,040,000 $717,143 $4,920 2.84%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 30 $9,900,000 $330,000 $6,075 2.72%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 30 $9,860,000 $328,667 $3,740 2.78%
    Traverse City, MI (FHA|USDA|VA) » 21 $9,845,000 $468,810 $5,596 2.55%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 31 $9,455,000 $305,000 $4,489 2.52%
    Kalispell, MT (FHA|USDA|VA) » 13 $9,425,000 $725,000 $11,285 2.61%
    Key West, FL (FHA|USDA|VA) » 14 $9,360,000 $668,571 $8,991 2.67%
    MODESTO, CA (FHA|USDA|VA) » 19 $9,345,000 $491,842 $6,182 2.93%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » 19 $9,245,000 $486,579 $8,526 2.76%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 24 $9,040,000 $376,667 $5,544 2.70%
    AKRON, OH (FHA|USDA|VA) » 45 $8,965,000 $199,222 $3,417 2.89%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 31 $8,445,000 $272,419 $4,412 2.89%
    BATON ROUGE, LA (FHA|USDA|VA) » 27 $8,305,000 $307,593 $5,769 2.69%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » 30 $8,290,000 $276,333 $4,177 2.76%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 35 $8,075,000 $230,714 $4,349 2.90%
    JACKSON, MS (FHA|USDA|VA) » 23 $7,895,000 $343,261 $4,246 2.89%
    LINCOLN, NE (FHA|USDA|VA) » 26 $7,400,000 $284,615 $4,064 2.85%
    CORVALLIS, OR (FHA|USDA|VA) » 12 $7,360,000 $613,333 $8,034 2.61%
    Breckenridge, CO (FHA|USDA|VA) » 13 $7,355,000 $565,769 $7,319 2.55%
    Steamboat Springs, CO (FHA|USDA|VA) » 9 $7,195,000 $799,444 $9,883 2.51%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 21 $7,145,000 $340,238 $5,117 3.00%
    GAINESVILLE, FL (FHA|USDA|VA) » 25 $7,125,000 $285,000 $4,304 2.76%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » 22 $7,090,000 $322,273 $5,979 2.58%
    OCEAN CITY, NJ (FHA|USDA|VA) » 12 $7,030,000 $585,833 $8,314 2.74%
    BILLINGS, MT (FHA|USDA|VA) » 16 $6,920,000 $432,500 $7,827 2.83%
    MEDFORD, OR (FHA|USDA|VA) » 11 $6,745,000 $613,182 $8,356 2.66%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 17 $6,695,000 $393,824 $3,630 2.72%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 22 $6,600,000 $300,000 $3,814 2.84%
    WICHITA, KS (FHA|USDA|VA) » 22 $6,510,000 $295,909 $3,772 2.90%
    MISSOULA, MT (FHA|USDA|VA) » 16 $6,460,000 $403,750 $5,962 2.74%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 17 $6,405,000 $376,765 $5,714 2.76%
    ST. GEORGE, UT (FHA|USDA|VA) » 11 $6,205,000 $564,091 $6,439 2.79%
    PUNTA GORDA, FL (FHA|USDA|VA) » 12 $6,100,000 $508,333 $7,866 2.85%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) » 17 $6,075,000 $357,353 $4,520 2.77%
    SALEM, OR (FHA|USDA|VA) » 17 $5,995,000 $352,647 $5,076 2.91%
    GAINESVILLE, GA (FHA|USDA|VA) » 11 $5,895,000 $535,909 $5,244 2.77%
    Oak Harbor, WA (FHA|USDA|VA) » 11 $5,885,000 $535,000 $5,791 2.67%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) » 27 $5,885,000 $217,963 $3,755 2.83%
    FLAGSTAFF, AZ (FHA|USDA|VA) » 14 $5,770,000 $412,143 $5,582 2.86%
    WENATCHEE, WA (FHA|USDA|VA) » 10 $5,650,000 $565,000 $8,443 2.77%
    CHICO, CA (FHA|USDA|VA) » 12 $5,480,000 $456,667 $4,576 2.88%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 13 $5,245,000 $403,462 $3,299 2.73%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 10 $5,090,000 $509,000 $7,014 2.92%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » 29 $5,045,000 $173,966 $4,250 2.85%
    TYLER, TX (FHA|USDA|VA) » 10 $4,990,000 $499,000 $5,830 2.75%
    TOLEDO, OH (FHA|USDA|VA) » 27 $4,975,000 $184,259 $3,102 3.06%
    Durango, CO (FHA|USDA|VA) » 10 $4,830,000 $483,000 $4,337 2.62%
    Edwards, CO (FHA|USDA|VA) » 6 $4,790,000 $798,333 $4,553 2.73%
    YORK-HANOVER, PA (FHA|USDA|VA) » 25 $4,755,000 $190,200 $4,517 2.68%
    Glenwood Springs, CO (FHA|USDA|VA) » 10 $4,750,000 $475,000 $5,034 2.60%
    ASHEVILLE, NC (FHA|USDA|VA) » 8 $4,640,000 $580,000 $8,478 2.66%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » 12 $4,540,000 $378,333 $6,739 2.76%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 16 $4,310,000 $269,375 $4,408 2.71%
    APPLETON, WI (FHA|USDA|VA) » 19 $4,305,000 $226,579 $4,421 2.59%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 9 $4,275,000 $475,000 $4,472 2.89%
    SPRINGFIELD, MO (FHA|USDA|VA) » 23 $4,275,000 $185,870 $3,359 2.78%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 19 $4,215,000 $221,842 $3,093 2.58%
    DAYTON-KETTERING, OH (FHA|USDA|VA) » 25 $4,195,000 $167,800 $3,413 2.92%
    TALLAHASSEE, FL (FHA|USDA|VA) » 18 $4,150,000 $230,556 $3,367 2.87%
    LUBBOCK, TX (FHA|USDA|VA) » 10 $4,090,000 $409,000 $4,281 2.84%
    CHARLESTON, WV (FHA|USDA|VA) » 17 $4,055,000 $238,529 $3,882 2.89%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » 13 $3,765,000 $289,615 $4,779 2.85%
    YAKIMA, WA (FHA|USDA|VA) » 10 $3,550,000 $355,000 $5,533 2.61%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) » 8 $3,540,000 $442,500 $3,172 2.69%
    BRUNSWICK, GA (FHA|USDA|VA) » 6 $3,490,000 $581,667 $8,227 2.88%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 10 $3,450,000 $345,000 $5,933 2.66%
    SPARTANBURG, SC (FHA|USDA|VA) » 14 $3,410,000 $243,571 $3,597 3.15%
    PEORIA, IL (FHA|USDA|VA) » 16 $3,340,000 $208,750 $3,265 2.92%
    FORT WAYNE, IN (FHA|USDA|VA) » 13 $3,265,000 $251,154 $3,162 2.85%
    MIDLAND, TX (FHA|USDA|VA) » 7 $3,175,000 $453,571 $7,024 2.64%
    LEBANON, PA (FHA|USDA|VA) » 12 $3,140,000 $261,667 $5,999 2.78%
    MORGANTOWN, WV (FHA|USDA|VA) » 12 $3,140,000 $261,667 $4,155 2.77%
    HATTIESBURG, MS (FHA|USDA|VA) » 8 $3,110,000 $388,750 $6,527 2.75%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » 13 $3,005,000 $231,154 $3,858 2.82%
    MOBILE, AL (FHA|USDA|VA) » 13 $2,985,000 $229,615 $3,335 3.04%
    RAPID CITY, SD (FHA|USDA|VA) » 8 $2,980,000 $372,500 $4,513 2.81%
    Jefferson, GA (FHA|USDA|VA) » 10 $2,970,000 $297,000 $4,297 3.09%
    OCALA, FL (FHA|USDA|VA) » 17 $2,965,000 $174,412 $3,365 3.07%
    WILMINGTON, NC (FHA|USDA|VA) » 6 $2,960,000 $493,333 $3,551 2.85%
    Sonora, CA (FHA|USDA|VA) » 7 $2,855,000 $407,857 $6,540 2.82%
    THE VILLAGES, FL (FHA|USDA|VA) » 11 $2,845,000 $258,636 $4,046 2.84%
    EL PASO, TX (FHA|USDA|VA) » 11 $2,795,000 $254,091 $5,892 2.52%
    SAVANNAH, GA (FHA|USDA|VA) » 15 $2,775,000 $185,000 $3,451 2.96%
    TUSCALOOSA, AL (FHA|USDA|VA) » 7 $2,755,000 $393,571 $4,736 2.66%
    BLOOMINGTON, IN (FHA|USDA|VA) » 10 $2,750,000 $275,000 $3,046 3.07%
    GREEN BAY, WI (FHA|USDA|VA) » 12 $2,620,000 $218,333 $4,727 2.55%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 12 $2,620,000 $218,333 $3,553 2.90%
    FORT SMITH, AR-OK (FHA|USDA|VA) » 14 $2,610,000 $186,429 $2,838 2.75%
    READING, PA (FHA|USDA|VA) » 13 $2,575,000 $198,077 $3,976 2.89%
    CANTON-MASSILLON, OH (FHA|USDA|VA) » 15 $2,565,000 $171,000 $3,121 2.98%
    CEDAR RAPIDS, IA (FHA|USDA|VA) » 8 $2,520,000 $315,000 $6,443 2.69%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) » 12 $2,520,000 $210,000 $2,737 2.79%
    MONTGOMERY, AL (FHA|USDA|VA) » 10 $2,480,000 $248,000 $2,937 2.99%
    BISMARCK, ND (FHA|USDA|VA) » 5 $2,455,000 $491,000 $6,762 2.78%
    VISALIA, CA (FHA|USDA|VA) » 10 $2,440,000 $244,000 $3,256 3.16%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 9 $2,435,000 $270,556 $3,322 2.78%
    PANAMA CITY, FL (FHA|USDA|VA) » 9 $2,395,000 $266,111 $4,011 2.99%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 10 $2,350,000 $235,000 $4,820 2.84%
    Kill Devil Hills, NC (FHA|USDA|VA) » 6 $2,350,000 $391,667 $3,363 2.50%
    Whitewater, WI (FHA|USDA|VA) » 5 $2,345,000 $469,000 $3,163 3.25%
    BLOOMINGTON, IL (FHA|USDA|VA) » 14 $2,340,000 $167,143 $2,580 2.85%
    LAS CRUCES, NM (FHA|USDA|VA) » 8 $2,330,000 $291,250 $5,919 2.70%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » 10 $2,330,000 $233,000 $4,675 2.70%
    SIOUX FALLS, SD (FHA|USDA|VA) » 9 $2,305,000 $256,111 $3,613 2.81%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) » 9 $2,245,000 $249,444 $4,029 2.86%
    LAFAYETTE, LA (FHA|USDA|VA) » 8 $2,240,000 $280,000 $4,039 3.11%
    Seneca, SC (FHA|USDA|VA) » 5 $2,185,000 $437,000 $4,218 2.58%
    Tullahoma-Manchester, TN (FHA|USDA|VA) » 6 $2,170,000 $361,667 $4,574 3.10%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 12 $2,160,000 $180,000 $4,473 3.06%
    Montrose, CO (FHA|USDA|VA) » 6 $2,140,000 $356,667 $4,758 2.54%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) » 14 $2,140,000 $152,857 $2,723 3.02%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 7 $2,125,000 $303,571 $6,837 2.70%
    Taos, NM (FHA|USDA|VA) » 3 $2,075,000 $691,667 $13,264 2.54%
    ERIE, PA (FHA|USDA|VA) » 11 $2,065,000 $187,727 $4,524 2.69%
    REDDING, CA (FHA|USDA|VA) » 8 $2,030,000 $253,750 $2,899 2.91%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 9 $2,025,000 $225,000 $4,485 2.86%
    FLINT, MI (FHA|USDA|VA) » 11 $2,005,000 $182,273 $3,838 2.59%
    Hood River, OR (FHA|USDA|VA) » 4 $1,970,000 $492,500 $5,857 2.78%
    LOGAN, UT-ID (FHA|USDA|VA) » 6 $1,960,000 $326,667 $4,480 2.79%
    WACO, TX (FHA|USDA|VA) » 9 $1,915,000 $212,778 $3,517 2.96%
    Torrington, CT (FHA|USDA|VA) » 5 $1,905,000 $381,000 $3,361 2.68%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » 7 $1,905,000 $272,143 $2,685 2.88%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » 13 $1,895,000 $145,769 $3,683 2.83%
    Augusta-Waterville, ME (FHA|USDA|VA) » 6 $1,850,000 $308,333 $4,407 2.81%
    LONGVIEW, TX (FHA|USDA|VA) » 10 $1,830,000 $183,000 $3,081 3.05%
    Port Angeles, WA (FHA|USDA|VA) » 5 $1,815,000 $363,000 $8,346 2.68%
    DALTON, GA (FHA|USDA|VA) » 7 $1,815,000 $259,286 $5,794 2.50%
    STATE COLLEGE, PA (FHA|USDA|VA) » 6 $1,810,000 $301,667 $5,847 2.54%
    COLUMBUS, IN (FHA|USDA|VA) » 7 $1,805,000 $257,857 $3,917 2.64%
    DOVER, DE (FHA|USDA|VA) » 6 $1,800,000 $300,000 $4,848 2.90%
    IDAHO FALLS, ID (FHA|USDA|VA) » 7 $1,795,000 $256,429 $4,729 2.86%
    JACKSON, MI (FHA|USDA|VA) » 9 $1,795,000 $199,444 $3,932 2.79%
    WAUSAU-WESTON, WI (FHA|USDA|VA) » 9 $1,785,000 $198,333 $2,910 2.68%
    FARGO, ND-MN (FHA|USDA|VA) » 4 $1,780,000 $445,000 $3,039 2.78%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » 10 $1,710,000 $171,000 $3,288 2.76%
    Sandpoint, ID (FHA|USDA|VA) » 3 $1,695,000 $565,000 $7,654 2.66%
    Holland, MI (FHA|USDA|VA) » 4 $1,660,000 $415,000 $4,150 2.97%
    DOTHAN, AL (FHA|USDA|VA) » 5 $1,645,000 $329,000 $3,098 3.33%
    GREENVILLE, NC (FHA|USDA|VA) » 5 $1,635,000 $327,000 $3,126 2.45%
    JOHNSON CITY, TN (FHA|USDA|VA) » 8 $1,610,000 $201,250 $3,145 2.75%
    Hailey, ID (FHA|USDA|VA) » 3 $1,605,000 $535,000 $10,794 2.75%
    LONGVIEW, WA (FHA|USDA|VA) » 4 $1,590,000 $397,500 $5,888 2.84%
    EVANSVILLE, IN-KY (FHA|USDA|VA) » 9 $1,585,000 $176,111 $2,537 2.71%
    GETTYSBURG, PA (FHA|USDA|VA) » 7 $1,575,000 $225,000 $3,256 2.82%
    Helena, MT (FHA|USDA|VA) » 4 $1,560,000 $390,000 $4,864 2.69%
    Clearlake, CA (FHA|USDA|VA) » 3 $1,545,000 $515,000 $7,818 2.79%
    LAWRENCE, KS (FHA|USDA|VA) » 6 $1,540,000 $256,667 $6,188 2.63%
    HOT SPRINGS, AR (FHA|USDA|VA) » 7 $1,535,000 $219,286 $3,393 2.80%
    Astoria, OR (FHA|USDA|VA) » 5 $1,505,000 $301,000 $3,380 2.85%
    Findlay, OH (FHA|USDA|VA) » 5 $1,505,000 $301,000 $2,635 2.93%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) » 8 $1,500,000 $187,500 $3,009 2.70%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) » 7 $1,485,000 $212,143 $2,146 2.96%
    SHERMAN-DENISON, TX (FHA|USDA|VA) » 4 $1,480,000 $370,000 $5,719 2.22%
    COLUMBIA, MO (FHA|USDA|VA) » 8 $1,460,000 $182,500 $3,641 2.55%
    GADSDEN, AL (FHA|USDA|VA) » 6 $1,460,000 $243,333 $5,044 2.83%
    ODESSA, TX (FHA|USDA|VA) » 4 $1,450,000 $362,500 $6,627 2.78%
    Spearfish, SD (FHA|USDA|VA) » 4 $1,450,000 $362,500 $5,084 2.81%
    DECATUR, AL (FHA|USDA|VA) » 6 $1,450,000 $241,667 $2,129 3.04%
    NILES, MI (FHA|USDA|VA) » 6 $1,430,000 $238,333 $2,920 2.81%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) » 5 $1,425,000 $285,000 $3,602 2.95%
    Ellensburg, WA (FHA|USDA|VA) » 2 $1,410,000 $705,000 $11,098 2.63%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 7 $1,405,000 $200,714 $4,148 2.77%
    Lake City, FL (FHA|USDA|VA) » 5 $1,385,000 $277,000 $5,252 2.82%
    MERCED, CA (FHA|USDA|VA) » 5 $1,385,000 $277,000 $3,597 3.05%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 7 $1,365,000 $195,000 $3,704 2.61%
    TWIN FALLS, ID (FHA|USDA|VA) » 7 $1,355,000 $193,571 $3,651 3.04%
    Roseburg, OR (FHA|USDA|VA) » 5 $1,355,000 $271,000 $4,819 2.85%
    Nogales, AZ (FHA|USDA|VA) » 6 $1,350,000 $225,000 $3,634 2.94%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » 10 $1,350,000 $135,000 $3,156 2.99%
    Wooster, OH (FHA|USDA|VA) » 7 $1,345,000 $192,143 $4,130 2.84%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 5 $1,325,000 $265,000 $4,137 3.25%
    CHEYENNE, WY (FHA|USDA|VA) » 3 $1,325,000 $441,667 $4,991 2.50%
    SAGINAW, MI (FHA|USDA|VA) » 7 $1,315,000 $187,857 $2,441 2.98%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) » 6 $1,310,000 $218,333 $3,318 2.90%
    IOWA CITY, IA (FHA|USDA|VA) » 6 $1,310,000 $218,333 $4,218 2.63%
    Newport, OR (FHA|USDA|VA) » 4 $1,310,000 $327,500 $4,336 2.59%
    CLEVELAND, TN (FHA|USDA|VA) » 5 $1,285,000 $257,000 $5,138 2.58%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 6 $1,280,000 $213,333 $2,284 3.29%
    ABILENE, TX (FHA|USDA|VA) » 5 $1,275,000 $255,000 $5,619 2.18%
    Eureka-Arcata, CA (FHA|USDA|VA) » 4 $1,260,000 $315,000 $6,004 2.25%
    Athens, TX (FHA|USDA|VA) » 3 $1,245,000 $415,000 $6,604 2.42%
    Pottsville, PA (FHA|USDA|VA) » 9 $1,235,000 $137,222 $2,871 2.89%
    FLORENCE, SC (FHA|USDA|VA) » 4 $1,230,000 $307,500 $4,453 2.59%
    Cañon City, CO (FHA|USDA|VA) » 4 $1,230,000 $307,500 $4,453 2.84%
    RACINE, WI (FHA|USDA|VA) » 5 $1,205,000 $241,000 $2,363 3.08%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » 7 $1,205,000 $172,143 $3,862 2.61%
    Aberdeen, WA (FHA|USDA|VA) » 5 $1,195,000 $239,000 $3,958 2.95%
    ANCHORAGE, AK (FHA|USDA|VA) » 6 $1,190,000 $198,333 $3,160 3.02%
    Show Low, AZ (FHA|USDA|VA) » 4 $1,170,000 $292,500 $4,541 2.69%
    Sevierville, TN (FHA|USDA|VA) » 5 $1,165,000 $233,000 $3,959 2.78%
    FARMINGTON, NM (FHA|USDA|VA) » 6 $1,160,000 $193,333 $3,144 2.73%
    Los Alamos, NM (FHA|USDA|VA) » 4 $1,160,000 $290,000 $4,432 2.78%
    MONROE, LA (FHA|USDA|VA) » 6 $1,150,000 $191,667 $4,180 2.98%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) » 7 $1,145,000 $163,571 $3,202 3.02%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 6 $1,140,000 $190,000 $2,192 2.73%
    Fredericksburg, TX (FHA|USDA|VA) » 2 $1,140,000 $570,000 $9,310 3.69%
    Lewisburg, TN (FHA|USDA|VA) » 4 $1,130,000 $282,500 $5,106 2.87%
    Gallup, NM (FHA|USDA|VA) » 4 $1,130,000 $282,500 $7,003 2.81%
    MONROE, MI (FHA|USDA|VA) » 7 $1,125,000 $160,714 $3,276 2.61%
    LaGrange, GA-AL (FHA|USDA|VA) » 5 $1,115,000 $223,000 $4,913 2.73%
    MORRISTOWN, TN (FHA|USDA|VA) » 2 $1,110,000 $555,000 $3,693 3.06%
    Georgetown, SC (FHA|USDA|VA) » 3 $1,085,000 $361,667 $6,804 2.75%
    BATTLE CREEK, MI (FHA|USDA|VA) » 8 $1,080,000 $135,000 $2,888 2.77%
    Coos Bay, OR (FHA|USDA|VA) » 3 $1,075,000 $358,333 $9,025 3.21%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) » 2 $1,070,000 $535,000 $2,268 3.13%
    Warsaw, IN (FHA|USDA|VA) » 5 $1,035,000 $207,000 $3,070 2.63%
    MADERA, CA (FHA|USDA|VA) » 4 $1,010,000 $252,500 $3,653 2.41%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) » 6 $980,000 $163,333 $3,408 2.71%
    Carlsbad-Artesia, NM (FHA|USDA|VA) » 5 $965,000 $193,000 $2,720 3.05%
    JONESBORO, AR (FHA|USDA|VA) » 4 $960,000 $240,000 $5,622 2.38%
    Lewisburg, PA (FHA|USDA|VA) » 2 $960,000 $480,000 $5,250 2.88%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) » 5 $955,000 $191,000 $5,684 2.95%
    Greenwood, SC (FHA|USDA|VA) » 3 $955,000 $318,333 $3,141 3.04%
    Adrian, MI (FHA|USDA|VA) » 5 $935,000 $187,000 $3,524 2.70%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) » 4 $930,000 $232,500 $2,789 2.84%
    LEWISTON, ID-WA (FHA|USDA|VA) » 3 $925,000 $308,333 $6,755 2.96%
    ROME, GA (FHA|USDA|VA) » 4 $920,000 $230,000 $2,918 3.06%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) » 4 $910,000 $227,500 $2,837 2.75%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) » 2 $910,000 $455,000 $3,408 3.13%
    BOWLING GREEN, KY (FHA|USDA|VA) » 4 $900,000 $225,000 $2,912 2.88%
    JEFFERSON CITY, MO (FHA|USDA|VA) » 4 $900,000 $225,000 $5,738 2.50%
    Salem, OH (FHA|USDA|VA) » 4 $890,000 $222,500 $3,350 2.94%
    Baraboo, WI (FHA|USDA|VA) » 2 $880,000 $440,000 $3,576 2.56%
    Oxford, MS (FHA|USDA|VA) » 4 $870,000 $217,500 $3,001 3.16%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 5 $855,000 $171,000 $4,701 2.60%
    SHEBOYGAN, WI (FHA|USDA|VA) » 5 $855,000 $171,000 $1,990 3.23%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) » 5 $845,000 $169,000 $3,080 3.13%
    YUBA CITY, CA (FHA|USDA|VA) » 2 $840,000 $420,000 $7,513 2.69%
    Kearney, NE (FHA|USDA|VA) » 4 $840,000 $210,000 $2,431 2.94%
    ALBANY-LEBANON, OR (FHA|USDA|VA) » 3 $815,000 $271,667 $3,013 2.75%
    Jacksonville, TX (FHA|USDA|VA) » 2 $800,000 $400,000 $5,172 2.56%
    Alamogordo, NM (FHA|USDA|VA) » 3 $795,000 $265,000 $5,703 2.88%
    Frankfort, KY (FHA|USDA|VA) » 4 $790,000 $197,500 $3,571 2.88%
    GRAND ISLAND, NE (FHA|USDA|VA) » 4 $780,000 $195,000 $2,371 3.00%
    WARNER ROBINS, GA (FHA|USDA|VA) » 3 $775,000 $258,333 $2,016 2.92%
    Vernal, UT (FHA|USDA|VA) » 1 $775,000 $775,000 $12,351 2.38%
    Opelousas, LA (FHA|USDA|VA) » 3 $775,000 $258,333 $4,212 2.96%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » 6 $770,000 $128,333 $2,022 2.98%
    Norwalk, OH (FHA|USDA|VA) » 4 $770,000 $192,500 $4,304 2.34%
    ALTOONA, PA (FHA|USDA|VA) » 5 $765,000 $153,000 $4,062 3.03%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) » 4 $760,000 $190,000 $3,010 3.41%
    Rexburg, ID (FHA|USDA|VA) » 1 $755,000 $755,000 $9,570 2.38%
    AMES, IA (FHA|USDA|VA) » 5 $745,000 $149,000 $3,053 2.80%
    Clarksburg, WV (FHA|USDA|VA) » 5 $745,000 $149,000 $2,785 2.75%
    MUSKEGON, MI (FHA|USDA|VA) » 3 $735,000 $245,000 $4,810 2.88%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) » 1 $735,000 $735,000 $3,949 2.99%
    BAY CITY, MI (FHA|USDA|VA) » 5 $715,000 $143,000 $3,042 2.65%
    Ukiah, CA (FHA|USDA|VA) » 2 $710,000 $355,000 $4,588 3.00%
    TOPEKA, KS (FHA|USDA|VA) » 4 $710,000 $177,500 $3,208 3.22%
    HAMMOND, LA (FHA|USDA|VA) » 5 $705,000 $141,000 $3,521 2.65%
    Morehead City, NC (FHA|USDA|VA) » 3 $705,000 $235,000 $6,514 2.54%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) » 3 $705,000 $235,000 $2,952 2.75%
    Alma, MI (FHA|USDA|VA) » 3 $695,000 $231,667 $4,731 3.04%
    OWENSBORO, KY (FHA|USDA|VA) » 2 $690,000 $345,000 $7,662 2.69%
    MIDLAND, MI (FHA|USDA|VA) » 4 $690,000 $172,500 $3,399 2.91%
    Portales, NM (FHA|USDA|VA) » 2 $690,000 $345,000 $7,253 2.44%
    Union, SC (FHA|USDA|VA) » 2 $690,000 $345,000 $9,923 3.06%
    Moses Lake, WA (FHA|USDA|VA) » 3 $685,000 $228,333 $3,142 2.79%
    LAKE CHARLES, LA (FHA|USDA|VA) » 4 $680,000 $170,000 $4,052 2.88%
    Brownwood, TX (FHA|USDA|VA) » 2 $680,000 $340,000 $4,454 3.56%
    Scottsbluff, NE (FHA|USDA|VA) » 3 $675,000 $225,000 $2,839 2.75%
    MUNCIE, IN (FHA|USDA|VA) » 5 $675,000 $135,000 $1,716 3.53%
    Marietta, OH (FHA|USDA|VA) » 2 $670,000 $335,000 $2,917 2.94%
    Sandusky, OH (FHA|USDA|VA) » 3 $665,000 $221,667 $4,030 3.04%
    Hermiston-Pendleton, OR (FHA|USDA|VA) » 3 $655,000 $218,333 $3,499 3.33%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 1 $655,000 $655,000 $3,588 3.49%
    AMARILLO, TX (FHA|USDA|VA) » 5 $645,000 $129,000 $4,347 3.10%
    Natchitoches, LA (FHA|USDA|VA) » 1 $645,000 $645,000 $17,437 2.63%
    ROCKFORD, IL (FHA|USDA|VA) » 7 $645,000 $92,143 $2,397 3.14%
    Cornelia, GA (FHA|USDA|VA) » 4 $640,000 $160,000 $3,115 2.91%
    JACKSONVILLE, NC (FHA|USDA|VA) » 2 $640,000 $320,000 $5,408 2.63%
    Richmond-Berea, KY (FHA|USDA|VA) » 3 $615,000 $205,000 $4,310 3.33%
    New Philadelphia-Dover, OH (FHA|USDA|VA) » 5 $615,000 $123,000 $3,238 2.90%
    Shelton, WA (FHA|USDA|VA) » 2 $610,000 $305,000 $2,296 2.44%
    Paris, TN (FHA|USDA|VA) » 4 $610,000 $152,500 $4,168 2.81%
    Starkville, MS (FHA|USDA|VA) » 3 $605,000 $201,667 $3,555 3.04%
    Crescent City, CA (FHA|USDA|VA) » 1 $605,000 $605,000 $10,488 2.75%
    PUEBLO, CO (FHA|USDA|VA) » 2 $600,000 $300,000 $4,427 2.75%
    Easton, MD (FHA|USDA|VA) » 2 $590,000 $295,000 $1,895 2.75%
    YUMA, AZ (FHA|USDA|VA) » 3 $585,000 $195,000 $3,774 2.71%
    Statesboro, GA (FHA|USDA|VA) » 3 $585,000 $195,000 $3,349 2.88%
    Ashland, OH (FHA|USDA|VA) » 2 $580,000 $290,000 $2,319 3.06%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 2 $580,000 $290,000 $2,482 3.06%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) » 3 $575,000 $191,667 $2,454 3.25%
    Fort Payne, AL (FHA|USDA|VA) » 4 $570,000 $142,500 $3,522 2.59%
    Stevens Point, WI (FHA|USDA|VA) » 3 $565,000 $188,333 $2,549 2.88%
    Minot, ND (FHA|USDA|VA) » 1 $565,000 $565,000 $6,124 2.38%
    MANHATTAN, KS (FHA|USDA|VA) » 2 $560,000 $280,000 $4,357 3.31%
    Portsmouth, OH (FHA|USDA|VA) » 2 $560,000 $280,000 $4,469 2.69%
    Hutchinson, KS (FHA|USDA|VA) » 2 $560,000 $280,000 $4,256 2.75%
    WILLIAMSPORT, PA (FHA|USDA|VA) » 3 $555,000 $185,000 $4,671 2.83%
    Burley, ID (FHA|USDA|VA) » 3 $555,000 $185,000 $5,168 3.13%
    Mount Airy, NC (FHA|USDA|VA) » 1 $545,000 $545,000 $2,527 2.88%
    Lewistown, PA (FHA|USDA|VA) » 3 $545,000 $181,667 $3,511 2.67%
    GRANTS PASS, OR (FHA|USDA|VA) » 1 $535,000 $535,000 $2,797 3.25%
    VALDOSTA, GA (FHA|USDA|VA) » 3 $535,000 $178,333 $2,960 2.96%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 3 $535,000 $178,333 $4,230 2.58%
    WHEELING, WV-OH (FHA|USDA|VA) » 6 $530,000 $88,333 $2,844 3.27%
    Brookings, OR (FHA|USDA|VA) » 2 $530,000 $265,000 $7,801 3.06%
    Vermillion, SD (FHA|USDA|VA) » 2 $530,000 $265,000 $2,030 3.06%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) » 3 $515,000 $171,667 $3,820 2.71%
    Morgan City, LA (FHA|USDA|VA) » 1 $515,000 $515,000 $15,038 1.75%
    Cadillac, MI (FHA|USDA|VA) » 3 $515,000 $171,667 $2,619 2.54%
    TEXARKANA, TX-AR (FHA|USDA|VA) » 3 $515,000 $171,667 $3,427 3.29%
    KANKAKEE, IL (FHA|USDA|VA) » 4 $510,000 $127,500 $2,562 2.53%
    Hobbs, NM (FHA|USDA|VA) » 1 $505,000 $505,000 $9,231 2.63%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) » 3 $505,000 $168,333 $2,615 2.83%
    Mason City, IA (FHA|USDA|VA) » 2 $500,000 $250,000 $6,702 3.31%
    EAU CLAIRE, WI (FHA|USDA|VA) » 3 $495,000 $165,000 $3,606 2.79%
    Picayune, MS (FHA|USDA|VA) » 2 $490,000 $245,000 $3,993 2.50%
    WORCESTER, MA-CT (FHA|USDA|VA) » 2 $490,000 $245,000 $4,428 2.75%
    Branson, MO (FHA|USDA|VA) » 2 $490,000 $245,000 $2,901 2.69%
    Calhoun, GA (FHA|USDA|VA) » 2 $480,000 $240,000 $3,930 2.94%
    SAN ANGELO, TX (FHA|USDA|VA) » 2 $480,000 $240,000 $4,454 2.88%
    WALLA WALLA, WA (FHA|USDA|VA) » 2 $480,000 $240,000 $2,414 2.75%
    BANGOR, ME (FHA|USDA|VA) » 3 $475,000 $158,333 $3,818 2.63%
    CARBONDALE-MARION, IL (FHA|USDA|VA) » 4 $470,000 $117,500 $2,600 3.13%
    ALEXANDRIA, LA (FHA|USDA|VA) » 3 $465,000 $155,000 $3,693 2.79%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 3 $465,000 $155,000 $4,246 2.33%
    SPRINGFIELD, IL (FHA|USDA|VA) » 3 $465,000 $155,000 $2,052 2.54%
    Atmore, AL (FHA|USDA|VA) » 2 $460,000 $230,000 $2,729 2.81%
    New Castle, PA (FHA|USDA|VA) » 3 $455,000 $151,667 $5,906 2.92%
    Auburn, IN (FHA|USDA|VA) » 2 $450,000 $225,000 $1,367 2.69%
    Paducah, KY-IL (FHA|USDA|VA) » 4 $450,000 $112,500 $2,715 3.16%
    Crossville, TN (FHA|USDA|VA) » 3 $445,000 $148,333 $5,097 3.00%
    Manitowoc, WI (FHA|USDA|VA) » 1 $445,000 $445,000 $1,332 2.88%
    Beaver Dam, WI (FHA|USDA|VA) » 2 $440,000 $220,000 $3,151 2.56%
    Hillsdale, MI (FHA|USDA|VA) » 2 $440,000 $220,000 $2,698 3.13%
    Mountain Home, AR (FHA|USDA|VA) » 1 $435,000 $435,000 $1,104 3.25%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » 2 $430,000 $215,000 $5,529 2.69%
    Huntsville, TX (FHA|USDA|VA) » 2 $430,000 $215,000 $2,584 2.56%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » 2 $430,000 $215,000 $3,256 2.94%
    Salina, KS (FHA|USDA|VA) » 2 $430,000 $215,000 $2,208 2.69%
    Bonham, TX (FHA|USDA|VA) » 1 $425,000 $425,000 $4,589 2.88%
    KOKOMO, IN (FHA|USDA|VA) » 3 $425,000 $141,667 $1,916 2.88%
    Coldwater, MI (FHA|USDA|VA) » 3 $425,000 $141,667 $2,261 2.79%
    Marion, OH (FHA|USDA|VA) » 2 $420,000 $210,000 $3,339 2.75%
    Glasgow, KY (FHA|USDA|VA) » 2 $420,000 $210,000 $2,637 3.38%
    Vicksburg, MS (FHA|USDA|VA) » 2 $420,000 $210,000 $3,929 3.50%
    Gainesville, TX (FHA|USDA|VA) » 1 $415,000 $415,000 $3,571 2.88%
    Laramie, WY (FHA|USDA|VA) » 1 $415,000 $415,000 $6,614 2.75%
    Moultrie, GA (FHA|USDA|VA) » 2 $410,000 $205,000 $3,383 3.06%
    Paragould, AR (FHA|USDA|VA) » 3 $405,000 $135,000 $2,617 3.08%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) » 2 $400,000 $200,000 $3,643 2.63%
    London, KY (FHA|USDA|VA) » 2 $400,000 $200,000 $3,308 2.81%
    Laurel, MS (FHA|USDA|VA) » 3 $395,000 $131,667 $4,342 3.83%
    Athens, OH (FHA|USDA|VA) » 3 $395,000 $131,667 $2,946 2.88%
    POCATELLO, ID (FHA|USDA|VA) » 2 $390,000 $195,000 $4,326 2.81%
    WICHITA FALLS, TX (FHA|USDA|VA) » 3 $385,000 $128,333 $3,356 2.96%
    Madison, IN (FHA|USDA|VA) » 2 $380,000 $190,000 $3,540 3.13%
    BURLINGTON, NC (FHA|USDA|VA) » 2 $370,000 $185,000 $3,490 2.25%
    Big Rapids, MI (FHA|USDA|VA) » 2 $370,000 $185,000 $1,445 3.31%
    Sunbury, PA (FHA|USDA|VA) » 3 $365,000 $121,667 $4,540 2.13%
    Ashtabula, OH (FHA|USDA|VA) » 3 $365,000 $121,667 $3,963 3.00%
    Granbury, TX (FHA|USDA|VA) » 2 $360,000 $180,000 $3,220 2.63%
    Columbus, NE (FHA|USDA|VA) » 2 $360,000 $180,000 $4,804 2.44%
    Red Bluff, CA (FHA|USDA|VA) » 2 $360,000 $180,000 $3,710 3.44%
    Raymondville, TX (FHA|USDA|VA) » 1 $355,000 $355,000 $6,556 2.88%
    Tifton, GA (FHA|USDA|VA) » 2 $350,000 $175,000 $4,175 3.13%
    Blytheville, AR (FHA|USDA|VA) » 2 $350,000 $175,000 $2,856 3.25%
    Marquette, MI (FHA|USDA|VA) » 2 $350,000 $175,000 $3,175 3.00%
    Williston, ND (FHA|USDA|VA) » 1 $345,000 $345,000 $1,507 2.88%
    Durant, OK (FHA|USDA|VA) » 1 $345,000 $345,000 $8,874 2.63%
    Oil City, PA (FHA|USDA|VA) » 3 $345,000 $115,000 $2,926 3.38%
    McAlester, OK (FHA|USDA|VA) » 2 $340,000 $170,000 $4,170 3.00%
    GREAT FALLS, MT (FHA|USDA|VA) » 2 $340,000 $170,000 $3,482 3.19%
    Ludington, MI (FHA|USDA|VA) » 1 $335,000 $335,000 $1,958 3.38%
    Iron Mountain, MI-WI (FHA|USDA|VA) » 1 $325,000 $325,000 $1,854 2.75%
    Bay City, TX (FHA|USDA|VA) » 1 $325,000 $325,000 $3,574 2.88%
    Enterprise, AL (FHA|USDA|VA) » 2 $320,000 $160,000 $4,469 2.88%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) » 3 $315,000 $105,000 $2,448 2.79%
    Fremont, NE (FHA|USDA|VA) » 2 $310,000 $155,000 $2,768 3.44%
    Brookhaven, MS (FHA|USDA|VA) » 2 $310,000 $155,000 $5,415 3.19%
    JACKSON, TN (FHA|USDA|VA) » 2 $310,000 $155,000 $3,946 3.13%
    Vidalia, GA (FHA|USDA|VA) » 2 $310,000 $155,000 $3,243 3.06%
    Celina, OH (FHA|USDA|VA) » 1 $305,000 $305,000 $3,630 2.88%
    Sterling, CO (FHA|USDA|VA) » 1 $305,000 $305,000 $2,437 3.00%
    Wilson, NC (FHA|USDA|VA) » 1 $305,000 $305,000 $3,616 2.00%
    LIMA, OH (FHA|USDA|VA) » 2 $300,000 $150,000 $5,234 2.38%
    Mount Gay-Shamrock, WV (FHA|USDA|VA) » 2 $300,000 $150,000 $3,735 2.69%
    DECATUR, IL (FHA|USDA|VA) » 2 $300,000 $150,000 $4,152 2.75%
    SPRINGFIELD, OH (FHA|USDA|VA) » 2 $300,000 $150,000 $1,616 3.19%
    Stillwater, OK (FHA|USDA|VA) » 2 $300,000 $150,000 $4,846 2.81%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) » 1 $295,000 $295,000 $1,624 3.25%
    Sulphur Springs, TX (FHA|USDA|VA) » 1 $295,000 $295,000 $9,448 2.88%
    Chillicothe, OH (FHA|USDA|VA) » 2 $290,000 $145,000 $2,840 3.13%
    Big Spring, TX (FHA|USDA|VA) » 2 $290,000 $145,000 $3,738 2.88%
    Corinth, MS (FHA|USDA|VA) » 1 $285,000 $285,000 $4,194 2.75%
    Charleston-Mattoon, IL (FHA|USDA|VA) » 1 $285,000 $285,000 $2,244 3.38%
    Alexander City, AL (FHA|USDA|VA) » 1 $285,000 $285,000 $6,760 3.75%
    Ruidoso, NM (FHA|USDA|VA) » 1 $285,000 $285,000 $4,369 2.75%
    Minden, LA (FHA|USDA|VA) » 1 $285,000 $285,000 $2,899 2.25%
    BECKLEY, WV (FHA|USDA|VA) » 2 $280,000 $140,000 $2,678 3.06%
    Marshall, MO (FHA|USDA|VA) » 2 $280,000 $140,000 $2,539 3.31%
    GRAND FORKS, ND-MN (FHA|USDA|VA) » 2 $280,000 $140,000 $1,477 3.00%
    Safford, AZ (FHA|USDA|VA) » 1 $275,000 $275,000 $3,346 3.13%
    Okeechobee, FL (FHA|USDA|VA) » 2 $270,000 $135,000 $2,757 3.00%
    JOHNSTOWN, PA (FHA|USDA|VA) » 2 $270,000 $135,000 $3,688 3.19%
    Selinsgrove, PA (FHA|USDA|VA) » 1 $265,000 $265,000 $3,322 3.00%
    Española, NM (FHA|USDA|VA) » 1 $265,000 $265,000 $2,143 4.63%
    Payson, AZ (FHA|USDA|VA) » 1 $265,000 $265,000 $6,616 2.75%
    DULUTH, MN-WI (FHA|USDA|VA) » 2 $260,000 $130,000 $2,470 2.88%
    Fremont, OH (FHA|USDA|VA) » 2 $260,000 $130,000 $3,904 2.44%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) » 2 $260,000 $130,000 $2,841 3.13%
    Dayton, TN (FHA|USDA|VA) » 2 $260,000 $130,000 $2,688 3.13%
    Blackfoot, ID (FHA|USDA|VA) » 2 $260,000 $130,000 $3,228 3.06%
    Jackson, WY-ID (FHA|USDA|VA) » 1 $255,000 $255,000 $2,944 2.50%
    Fort Morgan, CO (FHA|USDA|VA) » 1 $255,000 $255,000 $7,496 2.75%
    Cullowhee, NC (FHA|USDA|VA) » 1 $255,000 $255,000 $7,452 2.50%
    Frankfort, IN (FHA|USDA|VA) » 1 $255,000 $255,000 $1,286 3.13%
    Moscow, ID (FHA|USDA|VA) » 1 $255,000 $255,000 $8,528 3.00%
    Pittsburg, KS (FHA|USDA|VA) » 2 $250,000 $125,000 $4,022 3.63%
    New Castle, IN (FHA|USDA|VA) » 2 $250,000 $125,000 $3,401 2.50%
    Arcadia, FL (FHA|USDA|VA) » 2 $250,000 $125,000 $3,474 2.75%
    Albertville, AL (FHA|USDA|VA) » 2 $250,000 $125,000 $3,224 2.69%
    Lumberton, NC (FHA|USDA|VA) » 1 $245,000 $245,000 $2,284 2.38%
    EL CENTRO, CA (FHA|USDA|VA) » 1 $245,000 $245,000 $2,638 2.88%
    Mount Pleasant, MI (FHA|USDA|VA) » 2 $240,000 $120,000 $3,115 3.00%
    Talladega-Sylacauga, AL (FHA|USDA|VA) » 2 $240,000 $120,000 $2,616 3.81%
    Duncan, OK (FHA|USDA|VA) » 2 $240,000 $120,000 $3,277 3.38%
    Jasper, AL (FHA|USDA|VA) » 2 $240,000 $120,000 $3,746 3.13%
    St. Marys, GA (FHA|USDA|VA) » 2 $240,000 $120,000 $3,280 3.13%
    Greenville, OH (FHA|USDA|VA) » 1 $235,000 $235,000 $3,396 3.00%
    Rolla, MO (FHA|USDA|VA) » 1 $235,000 $235,000 $4,249 2.63%
    LAREDO, TX (FHA|USDA|VA) » 1 $235,000 $235,000 $7,747 2.13%
    Washington, NC (FHA|USDA|VA) » 1 $235,000 $235,000 $2,269 2.25%
    Kerrville, TX (FHA|USDA|VA) » 1 $225,000 $225,000 $1,631 3.38%
    Lebanon, MO (FHA|USDA|VA) » 1 $225,000 $225,000 $1,502 3.50%
    Scottsburg, IN (FHA|USDA|VA) » 1 $225,000 $225,000 $772 2.50%
    Lebanon, NH-VT (FHA|USDA|VA) » 1 $225,000 $225,000 $5,789 2.88%
    Wilmington, OH (FHA|USDA|VA) » 1 $225,000 $225,000 $6,923 2.25%
    Meadville, PA (FHA|USDA|VA) » 2 $220,000 $110,000 $3,490 2.31%
    Greeneville, TN (FHA|USDA|VA) » 2 $220,000 $110,000 $3,215 2.31%
    Elk City, OK (FHA|USDA|VA) » 2 $220,000 $110,000 $4,116 2.69%
    Crawfordsville, IN (FHA|USDA|VA) » 2 $220,000 $110,000 $2,679 2.38%
    Price, UT (FHA|USDA|VA) » 1 $215,000 $215,000 $6,521 2.63%
    PINE BLUFF, AR (FHA|USDA|VA) » 1 $215,000 $215,000 $5,801 2.50%
    SUMTER, SC (FHA|USDA|VA) » 2 $210,000 $105,000 $4,038 2.88%
    JOPLIN, MO (FHA|USDA|VA) » 2 $210,000 $105,000 $2,780 2.81%
    Cookeville, TN (FHA|USDA|VA) » 1 $205,000 $205,000 $1,911 2.50%
    Seymour, IN (FHA|USDA|VA) » 1 $205,000 $205,000 $5,606 2.00%
    Lufkin, TX (FHA|USDA|VA) » 1 $205,000 $205,000 $5,263 2.88%
    Cullman, AL (FHA|USDA|VA) » 1 $205,000 $205,000 $1,836 3.13%
    Toccoa, GA (FHA|USDA|VA) » 1 $205,000 $205,000 $5,648 2.75%
    Union City, TN (FHA|USDA|VA) » 1 $205,000 $205,000 $4,925 2.63%
    Wapakoneta, OH (FHA|USDA|VA) » 1 $195,000 $195,000 $5,382 2.38%
    Mount Vernon, OH (FHA|USDA|VA) » 1 $195,000 $195,000 $2,102 2.75%
    Othello, WA (FHA|USDA|VA) » 1 $195,000 $195,000 $1,636 3.38%
    Mayfield, KY (FHA|USDA|VA) » 1 $195,000 $195,000 $1,723 2.75%
    Bartlesville, OK (FHA|USDA|VA) » 2 $190,000 $95,000 $3,530 3.00%
    Marion, IN (FHA|USDA|VA) » 2 $190,000 $95,000 $1,464 3.31%
    Somerset, PA (FHA|USDA|VA) » 1 $185,000 $185,000 $5,920 2.00%
    Pullman, WA (FHA|USDA|VA) » 1 $185,000 $185,000 $3,740 3.00%
    Snyder, TX (FHA|USDA|VA) » 1 $175,000 $175,000 $5,957 2.38%
    Angola, IN (FHA|USDA|VA) » 1 $175,000 $175,000 $1,326 3.75%
    Tupelo, MS (FHA|USDA|VA) » 1 $175,000 $175,000 $5,239 3.38%
    Warren, PA (FHA|USDA|VA) » 1 $175,000 $175,000 $0 2.00%
    Sayre, PA (FHA|USDA|VA) » 1 $175,000 $175,000 $3,561 3.25%
    Maryville, MO (FHA|USDA|VA) » 1 $175,000 $175,000 $1,980 2.50%
    Clewiston, FL (FHA|USDA|VA) » 1 $175,000 $175,000 $3,769 3.00%
    ALBANY, GA (FHA|USDA|VA) » 1 $165,000 $165,000 $4,355 2.88%
    MANSFIELD, OH (FHA|USDA|VA) » 1 $165,000 $165,000 $5,443 2.13%
    Muscatine, IA (FHA|USDA|VA) » 1 $165,000 $165,000 $4,724 3.00%
    Newberry, SC (FHA|USDA|VA) » 1 $165,000 $165,000 $3,245 2.88%
    Palestine, TX (FHA|USDA|VA) » 1 $165,000 $165,000 $4,229 2.75%
    El Dorado, AR (FHA|USDA|VA) » 1 $165,000 $165,000 $1,947 2.63%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) » 1 $165,000 $165,000 $3,525 2.75%
    Madisonville, KY (FHA|USDA|VA) » 1 $165,000 $165,000 $4,195 3.00%
    St. Marys, PA (FHA|USDA|VA) » 2 $160,000 $80,000 $2,849 3.06%
    Fitzgerald, GA (FHA|USDA|VA) » 2 $160,000 $80,000 $3,042 2.69%
    Malvern, AR (FHA|USDA|VA) » 1 $155,000 $155,000 $1,464 2.50%
    Bradford, PA (FHA|USDA|VA) » 1 $155,000 $155,000 $3,687 3.00%
    Lexington, NE (FHA|USDA|VA) » 1 $155,000 $155,000 $2,238 3.13%
    La Grande, OR (FHA|USDA|VA) » 1 $155,000 $155,000 $1,975 3.50%
    Sedalia, MO (FHA|USDA|VA) » 1 $155,000 $155,000 $4,564 2.75%
    Henderson, NC (FHA|USDA|VA) » 1 $155,000 $155,000 $2,702 2.50%
    Roanoke Rapids, NC (FHA|USDA|VA) » 1 $155,000 $155,000 $2,982 2.13%
    Ozark, AL (FHA|USDA|VA) » 1 $155,000 $155,000 $5,040 2.38%
    Fort Leonard Wood, MO (FHA|USDA|VA) » 1 $145,000 $145,000 $2,096 3.50%
    Ruston, LA (FHA|USDA|VA) » 1 $145,000 $145,000 $5,013 4.63%
    Silver City, NM (FHA|USDA|VA) » 1 $145,000 $145,000 $5,568 2.25%
    Forest City, NC (FHA|USDA|VA) » 1 $145,000 $145,000 $5,093 1.88%
    Lincoln, IL (FHA|USDA|VA) » 1 $145,000 $145,000 $4,595 3.00%
    Lock Haven, PA (FHA|USDA|VA) » 1 $145,000 $145,000 $5,410 2.25%
    Huntington, IN (FHA|USDA|VA) » 1 $145,000 $145,000 $2,208 3.25%
    Marshalltown, IA (FHA|USDA|VA) » 1 $145,000 $145,000 $3,841 2.88%
    Tahlequah, OK (FHA|USDA|VA) » 1 $135,000 $135,000 $2,920 3.50%
    ENID, OK (FHA|USDA|VA) » 1 $135,000 $135,000 $2,909 3.25%
    DUBUQUE, IA (FHA|USDA|VA) » 1 $135,000 $135,000 $4,153 3.88%
    Ottawa, IL (FHA|USDA|VA) » 1 $135,000 $135,000 $3,168 3.13%
    Elizabeth City, NC (FHA|USDA|VA) » 1 $135,000 $135,000 $5,003 3.50%
    Gaffney, SC (FHA|USDA|VA) » 1 $125,000 $125,000 $1,702 3.00%
    Dixon, IL (FHA|USDA|VA) » 1 $125,000 $125,000 $2,391 3.38%
    Ardmore, OK (FHA|USDA|VA) » 1 $125,000 $125,000 $4,980 2.25%
    FOND DU LAC, WI (FHA|USDA|VA) » 1 $125,000 $125,000 $4,292 2.88%
    Harrison, AR (FHA|USDA|VA) » 1 $125,000 $125,000 $3,658 2.50%
    Butte-Silver Bow, MT (FHA|USDA|VA) » 1 $125,000 $125,000 $4,071 3.00%
    Fairmont, WV (FHA|USDA|VA) » 1 $115,000 $115,000 $2,728 3.13%
    Bluffton, IN (FHA|USDA|VA) » 1 $115,000 $115,000 $1,407 3.88%
    Clovis, NM (FHA|USDA|VA) » 1 $115,000 $115,000 $2,662 3.50%
    Sanford, NC (FHA|USDA|VA) » 1 $115,000 $115,000 $3,134 2.38%
    Bardstown, KY (FHA|USDA|VA) » 1 $115,000 $115,000 $3,296 3.00%
    Las Vegas, NM (FHA|USDA|VA) » 1 $115,000 $115,000 $1,204 3.13%
    Albert Lea, MN (FHA|USDA|VA) » 1 $115,000 $115,000 $850 4.00%
    Albemarle, NC (FHA|USDA|VA) » 1 $115,000 $115,000 $4,776 2.88%
    Centralia, WA (FHA|USDA|VA) » 1 $105,000 $105,000 $3,445 2.88%
    West Plains, MO (FHA|USDA|VA) » 1 $105,000 $105,000 $1,566 2.50%
    Bluefield, WV-VA (FHA|USDA|VA) » 1 $105,000 $105,000 $3,382 2.63%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) » 1 $105,000 $105,000 $3,304 2.13%
    Bennettsville, SC (FHA|USDA|VA) » 1 $105,000 $105,000 $3,525 3.00%
    Ponca City, OK (FHA|USDA|VA) » 1 $105,000 $105,000 $3,340 3.13%
    ST. CLOUD, MN (FHA|USDA|VA) » 1 $105,000 $105,000 $2,248 2.25%
    Hope, AR (FHA|USDA|VA) » 1 $105,000 $105,000 $3,018 2.25%
    Waycross, GA (FHA|USDA|VA) » 1 $105,000 $105,000 $2,859 3.88%
    Warrensburg, MO (FHA|USDA|VA) » 1 $95,000 $95,000 $1,201 3.50%
    Roswell, NM (FHA|USDA|VA) » 1 $95,000 $95,000 $2,144 3.38%
    Washington, IN (FHA|USDA|VA) » 1 $95,000 $95,000 $2,411 2.88%
    Beatrice, NE (FHA|USDA|VA) » 1 $95,000 $95,000 $3,849 2.88%
    Hastings, NE (FHA|USDA|VA) » 1 $95,000 $95,000 $1,526 3.88%
    North Wilkesboro, NC (FHA|USDA|VA) » 1 $95,000 $95,000 $4,148 2.00%
    North Vernon, IN (FHA|USDA|VA) » 1 $95,000 $95,000 $2,836 2.38%
    Nacogdoches, TX (FHA|USDA|VA) » 1 $95,000 $95,000 $4,028 2.63%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) » 1 $95,000 $95,000 $3,918 3.00%
    Somerset, KY (FHA|USDA|VA) » 1 $95,000 $95,000 $3,127 2.75%
    Palatka, FL (FHA|USDA|VA) » 1 $95,000 $95,000 $3,155 2.00%
    Winfield, KS (FHA|USDA|VA) » 1 $85,000 $85,000 $2,137 3.25%
    Stephenville, TX (FHA|USDA|VA) » 1 $85,000 $85,000 $3,280 2.50%
    DuBois, PA (FHA|USDA|VA) » 1 $85,000 $85,000 $3,633 3.75%
    Central City, KY (FHA|USDA|VA) » 1 $85,000 $85,000 $2,539 3.50%
    Rio Grande City-Roma, TX (FHA|USDA|VA) » 1 $85,000 $85,000 $3,970 2.00%
    Murray, KY (FHA|USDA|VA) » 1 $85,000 $85,000 $3,294 2.63%
    Logansport, IN (FHA|USDA|VA) » 1 $85,000 $85,000 $1,272 2.63%
    Zapata, TX (FHA|USDA|VA) » 1 $85,000 $85,000 $2,710 2.88%
    McPherson, KS (FHA|USDA|VA) » 1 $75,000 $75,000 $1,127 4.00%
    Decatur, IN (FHA|USDA|VA) » 1 $75,000 $75,000 $2,130 3.38%
    West Point, MS (FHA|USDA|VA) » 1 $75,000 $75,000 $2,869 4.00%
    Cedartown, GA (FHA|USDA|VA) » 1 $75,000 $75,000 $3,254 2.38%
    Greenville, MS (FHA|USDA|VA) » 1 $75,000 $75,000 $1,971 3.25%
    Indiana, PA (FHA|USDA|VA) » 1 $75,000 $75,000 $2,497 2.25%

    Ally Bank's top markets include San Francisco, Los Angeles, San Jose, Seattle, and Chicago among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 19,587 $10,601,385,000 $541,246 $6,051 2.74%

    For the 2021 period, Ally Bank's most frequently originated loan type of loans were Conventional, with 19,587 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Refi » 10,404 $6,182,280,000 $594,221 $6,328 2.63%
    Home Purchase » 5,787 $2,817,985,000 $486,951 $5,887 2.87%
    Cash Out Refi » 3,249 $1,560,055,000 $480,165 $5,526 2.88%
    Home Improvement » 99 $26,925,000 $271,970 $4,047 3.06%
    Other » 48 $14,140,000 $294,583 $5,097 2.97%

    For the 2021, Ally Bank's most frequently cited loan purpose of loans were Refi, with 10,404 originations. The 2nd most popular reason of loans were Home Purchase, with 5,787 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 14,370 $8,883,510,000 $618,198 $6,603 2.85%
    15 Year » 4,175 $1,181,475,000 $282,988 $4,423 2.37%
    20 Year » 1,040 $349,490,000 $336,048 $4,945 2.78%
    3 Year » 1 $70,005,000 $70,005,000 $0 3.90%
    5 Year » 1 $116,905,000 $116,905,000 $0 2.45%

    For the 2021, Ally Bank's most frequently cited loan length of loans were 30 Year, with 14,370 originations. The 2nd most popular length of loans were 15 Year, with 4,175 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $<1k » 8,577 $4,484,795,000 $522,886
    $5k+ » 4,374 $3,469,700,000 $793,256
    $1k-2k » 2,350 $799,200,000 $340,085
    $2k-3k » 1,883 $638,795,000 $339,243
    $3k-4k » 1,299 $515,595,000 $396,917
    $4k-5k » 904 $412,950,000 $456,803

    $6,603 of loans were Ally Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 8,577 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% » 9,292 $5,289,800,000 $569,285
    <2.5% » 6,852 $4,172,000,000 $608,873
    3-4% » 3,336 $1,120,230,000 $335,800
    4-5% » 107 $19,355,000 $180,888

    During 2021, Ally Bank's average interest rate of loans were 2.85%, while their most frequently originated rate bucket of loans were 2.5-3%, with 9,292 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $600k-1MM » 5,274 $4,169,020,000 $790,485 $8,031 2.68%
    $200k-400k » 5,117 $1,478,475,000 $288,934 $4,200 2.76%
    $100k-200k » 3,602 $533,290,000 $148,054 $3,409 2.87%
    $400k-600k » 2,468 $1,226,530,000 $496,973 $5,604 2.72%
    $1MM+ » 2,315 $3,123,915,000 $1,349,423 $11,361 2.63%
    $100,000 or less » 811 $70,155,000 $86,504 $2,694 2.91%

    2021 saw Ally Bank place emphasis on $600k-1MM loans with 5,274 originations, totaling $4,169,020,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ » 5,594 $5,009,900,000 $895,585 $8,707 2.65%
    $150k-250k » 5,218 $3,172,710,000 $608,032 $6,518 2.70%
    $100k-150k » 3,741 $1,218,155,000 $325,623 $4,561 2.76%
    $75k-100k » 2,144 $507,690,000 $236,796 $3,930 2.84%
    $50k-75k » 1,938 $362,790,000 $187,198 $3,690 2.89%
    $50k or less » 950 $143,230,000 $150,768 $3,290 2.96%

    Ally Bank lent most frequently to those with incomes in the $250k+ range, with 5,594 originations. The second most popular income band? $150k-250k, with 5,218 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% » 6,057 $3,293,755,000 $543,793 $6,013 2.71%
    30-36% » 3,932 $2,307,770,000 $586,920 $6,480 2.74%
    <20% » 2,872 $1,276,580,000 $444,492 $5,436 2.67%
    36% » 690 $409,220,000 $593,072 $6,320 2.78%
    37% » 670 $414,190,000 $618,194 $6,679 2.76%
    38% » 637 $394,905,000 $619,945 $6,377 2.77%
    39% » 624 $349,210,000 $559,631 $6,520 2.80%
    40% » 622 $379,740,000 $610,514 $6,911 2.79%
    41% » 617 $372,805,000 $604,222 $6,732 2.75%
    42% » 583 $351,385,000 $602,719 $6,760 2.80%
    44% » 422 $167,920,000 $397,915 $5,093 2.88%
    43% » 354 $134,760,000 $380,678 $5,339 2.86%
    49% » 331 $92,905,000 $280,680 $4,520 2.90%
    45% » 306 $133,570,000 $436,503 $5,304 2.83%
    46% » 301 $127,035,000 $422,043 $5,144 2.80%
    47% » 290 $113,830,000 $392,517 $5,511 2.89%
    48% » 271 $93,565,000 $345,258 $4,826 2.86%
    50-60% » 4 $890,000 $222,500 $2,509 3.03%
    >60% » 2 $440,000 $220,000 $3,743 3.00%

    Ally Bank lent most frequently to those with DTI ratios of 20-30%, with 6,057 originations. The next most common DTI ratio? 30-36%, with 3,932 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 13,190 $6,468,560,000 $490,414 $5,865 2.75%
    Not provided » 3,246 $1,884,470,000 $580,551 $6,433 2.73%
    Asian » 1,424 $1,042,810,000 $732,310 $7,014 2.67%
    Asian Indian » 575 $501,205,000 $871,661 $7,214 2.59%
    Black » 696 $243,540,000 $349,914 $4,742 2.93%
    Not applicable » 2 $186,910,000 $93,455,000 $0 3.18%
    Chinese » 88 $71,140,000 $808,409 $7,308 2.62%
    Other Asian » 80 $50,630,000 $632,875 $5,706 2.71%
    Korean » 57 $46,745,000 $820,088 $6,905 2.65%
    American Indian » 112 $44,720,000 $399,286 $5,093 2.82%
    Filipino » 49 $25,555,000 $521,531 $6,925 2.70%
    Vietnamese » 27 $18,855,000 $698,333 $7,116 2.68%
    Japanese » 10 $6,420,000 $642,000 $7,300 2.59%
    Native Hawaiian or Islander » 10 $3,500,000 $350,000 $4,433 2.68%
    Samoan » 4 $1,770,000 $442,500 $8,413 3.19%
    » 8 $1,670,000 $208,750 $3,518 3.28%
    Native Hawaiian » 3 $1,595,000 $531,667 $12,268 2.38%
    Other Pacific Islander » 6 $1,290,000 $215,000 $5,539 2.96%

    Approval Rates

    Total approvals of all applications
    87.04%

    Ally Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    43.23%

    Ally Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 19,587 $10,601,385,000 $541,246

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 19,587 $10,601,385,000 $541,246

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 1,394 $611,860,000 $438,924 $4,994 2.58%
    40-60% » 5,093 $2,944,265,000 $578,100 $5,787 2.63%
    60-80% » 9,183 $5,514,855,000 $600,550 $6,729 2.76%
    80-100% » 3,799 $1,499,365,000 $394,674 $5,242 2.90%
    Over 100% » 1 $875,000 $875,000 $15,617 2.38%
    Under 20% » 117 $30,165,000 $257,821 $3,301 2.59%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    ALLY FINANCIAL INC. Home equity loan or line of credit (HELOC) Closing on a mortgage 1 1.2%
    ALLY FINANCIAL INC. Other type of mortgage Trouble during payment process 2 2.4%
    ALLY FINANCIAL INC. Other type of mortgage Closing on a mortgage 1 1.2%
    ALLY FINANCIAL INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 6 7.1%
    ALLY FINANCIAL INC. Home equity loan or line of credit (HELOC) Trouble during payment process 4 4.7%
    ALLY FINANCIAL INC. Home equity loan or line of credit (HELOC) Struggling to pay mortgage 2 2.4%
    ALLY FINANCIAL INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 29 34.1%
    ALLY FINANCIAL INC. Conventional home mortgage Closing on a mortgage 15 17.6%
    ALLY FINANCIAL INC. Conventional home mortgage Incorrect information on your report 1 1.2%
    ALLY FINANCIAL INC. Conventional home mortgage Struggling to pay mortgage 3 3.5%
    ALLY FINANCIAL INC. Conventional home mortgage Trouble during payment process 18 21.2%
    ALLY FINANCIAL INC. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.2%
    ALLY FINANCIAL INC. FHA mortgage Closing on a mortgage 1 1.2%
    ALLY FINANCIAL INC. Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 1.2%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Ally Bank 200 West Civic Centre Drive, Suite 201 Sandy, UT 84070 Full Service Cyber Office $142,286,000

    For 2021, Ally Bank had 1 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $7,284,000
    Net interest income $6,017,000
    Total noninterest income $2,701,000
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $7,000
    Trading account gains and fees $0
    Additional Noninterest Income $2,694,000
    Pre-tax net operating income $4,747,000
    Securities gains (or losses, -) $65,000
    Income before extraordinary items $3,696,000
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $3,696,000
    Minority interest net income $0
    Net income $3,696,000
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $3,644,650

    Ally Bank's gross interest income from loans was $7,284,000,000.
    Ally Bank's net interest income from loans was $6,017,000,000.
    Ally Bank's fee based income from loans was $7,000,000.
    Ally Bank's net income from loans was $3,696,000,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $1,267,000
    Provision for credit losses $375,000
    Total noninterest expense $3,596,000
    Salaries and employee benefits $1,445,000
    Premises and equipment expense $89,000
    Additional noninterest expense $2,062,000
    Applicable income taxes $1,116,000
    Net charge-offs $363,000
    Cash dividends $3,450,000

    Ally Bank's interest expense for loans was $1,267,000,000.
    Ally Bank's payroll and benefits expense were $1,445,000,000.
    Ally Bank's property, plant and equipment expenses $89,000,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 2.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 1.0%
    Credit card loans 1.2%
    Other individual loans 1.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $145,765,000
    Deposits held in domestic offices $145,765,000
    Deposits by Individuals, partnerships, and corporations $145,765,000
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $0
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $8,796,000
    Demand deposits $4,207,000
    Nontransaction accounts $136,969,000
    Money market deposit accounts (MMDAs) $10,172,000
    Other savings deposits (excluding MMDAs) $87,844,000
    Total time deposits $38,953,000
    Total time and savings deposits $141,558,000
    Noninterest-bearing deposits $262,000
    Interest-bearing deposits $145,503,000
    Retail deposits $133,883,000
    IRAs and Keogh plan accounts $4,521,000
    Brokered deposits $4,669,000
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $172,820,000
    Cash & Balances due from depository institutions $4,664,000
    Interest-bearing balances $4,403,000
    Total securities $30,818,000
    Federal funds sold & reverse repurchase $0
    Net loans and leases $119,109,000
    Loan and leases loss allowance $3,293,000
    Trading account assets $0
    Bank premises and fixed assets $921,000
    Other real estate owned $1,000
    Goodwill and other intangibles $735,000
    All other assets $16,572,000

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $172,820,000
    Total Liabilities $156,093,000
    Total deposits $145,765,000
    Interest-bearing deposits $145,503,000
    Deposits held in domestic offices $145,765,000
    % insured (estimated) $86
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $7,659,000
    Subordinated debt $0
    All other liabilities $2,669,000

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $119,109,000
    Loan and leases loss allowance $3,293,000
    Total loans and leases (domestic) $122,402,000
    All real estate loans $23,003,000
    Real estate loans in domestic offices $23,003,000
    Construction and development loans $201,000
    Residential 1-4 family construction $0
    Other construction, all land development and other land $201,000
    Loans secured by nonfarm nonresidential properties $4,643,000
    Nonfarm nonresidential secured by owner-occupied properties $3,628,000
    Commercial real estate & other non-farm, non-residential $1,015,000
    Multifamily residential real estate $68,000
    1-4 family residential loans $18,091,000
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $24,682,000
    To non-U.S. addressees $108,000
    Loans to individuals $71,212,000
    Credit card loans $953,000
    Related Plans $0
    Consumer Auto Loans $69,250,000
    Other loans to individuals $1,009,000
    All other loans & leases $3,505,000
    Loans to foreign governments and official institutions $0
    Other loans $2,965,000
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $4,000
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,479,000
    Non 1-4 family restructured loans & leases $1,412,000
    Total loans and leases (foreign) $0

    Ally Bank had $119,109,000,000 of loans outstanding in 2021. $23,003,000,000 of loans were in real estate loans. $201,000,000 of loans were in development loans. $68,000,000 of loans were in multifamily mortgage loans. $18,091,000,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $953,000,000 of loans were in credit card loans. $69,250,000,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 79 $45,000 $569,620
    Nonfarm, nonresidential loans - $250k-1MM 79 $45,000 $569,620
    Commercial & Industrial, US addressed loans - <$1MM 304,240 $8,389,000 $27,574
    Commercial & Industrial, US addressed loans - <$100k 303,710 $8,266,000 $27,217
    Commercial & Industrial, US addressed loans - $100-250k 113 $5,000 $44,248
    Commercial & Industrial, US addressed loans - $250k-1MM 417 $118,000 $282,974