Ally Bank Mortgage Rates, Fees & Info
Sandy, UTLEI: 549300C04BJ0G297NC13
Tax ID: 20-1001796
5 stars
-
out of 5 stars, based on 89 reviews
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ally Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Ally Bank has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Los Angeles, San Francisco, Atlanta, and Chicago among others. We have data for 589 markets. (Some data included below & more in-depth data is available with an active subscription.)Ally Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ally Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.29% | 5/28/23 |
| 30 Year Conventional Refi | 6.13% | 5/28/23 |
| 30 Year Cash-out Refi | 6.41% | 5/28/23 |
| 15 Year Conventional Purchase | 5.83% | 5/28/23 |
| 15 Year Conventional Refi | 5.79% | 5/28/23 |
| 15 Year Cash-out Refi | 5.79% | 5/28/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ally Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Ally Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,923Origination Dollar Volume (All Markets)
$3,552,215,000Awards
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Ally Bank - 2022
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For 2022, less than of lenders were eligible for this award.
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Relative Rate
Ally Bank's average 30 year fixed mortgage rate was
4.14%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of -0.62%.
Relative Fees (Closing Costs)
Ally Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,811.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 166 | $418,810,000 | $2,522,952 | $6,165 | 3.99% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 178 | $138,740,000 | $779,438 | $9,221 | 3.38% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 148 | $138,640,000 | $936,757 | $9,476 | 3.16% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 286 | $110,370,000 | $385,909 | $5,309 | 4.04% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 300 | $108,180,000 | $360,600 | $5,624 | 4.04% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 213 | $97,615,000 | $458,286 | $5,670 | 3.66% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 233 | $95,395,000 | $409,421 | $4,908 | 3.88% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 249 | $94,785,000 | $380,663 | $6,201 | 3.98% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 191 | $85,595,000 | $448,141 | $7,006 | 3.77% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 186 | $82,030,000 | $441,022 | $6,709 | 4.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 125 | $80,835,000 | $646,680 | $7,464 | 3.73% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 111 | $78,865,000 | $710,495 | $8,563 | 3.82% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 157 | $70,765,000 | $450,732 | $6,616 | 3.90% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 163 | $64,345,000 | $394,755 | $6,102 | 4.06% |
| Outside of Metro Areas | 227 | $61,265,000 | $269,890 | $4,401 | 4.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 145 | $60,525,000 | $417,414 | $5,193 | 3.74% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 54 | $47,000,000 | $870,370 | $8,812 | 3.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 93 | $45,615,000 | $490,484 | $6,173 | 3.91% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 49 | $45,525,000 | $929,082 | $8,522 | 3.20% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 101 | $42,185,000 | $417,673 | $6,878 | 4.06% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 74 | $41,120,000 | $555,676 | $7,010 | 3.56% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 86 | $40,240,000 | $467,907 | $7,353 | 4.02% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 81 | $39,565,000 | $488,457 | $7,300 | 3.86% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 121 | $39,415,000 | $325,744 | $4,430 | 4.03% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 71 | $38,875,000 | $547,535 | $9,035 | 3.80% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 77 | $38,425,000 | $499,026 | $6,545 | 3.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 132 | $37,570,000 | $284,621 | $3,364 | 4.33% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 59 | $31,885,000 | $540,424 | $6,964 | 3.58% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 73 | $29,845,000 | $408,836 | $5,038 | 3.77% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 35 | $27,555,000 | $787,286 | $11,043 | 3.53% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 59 | $26,265,000 | $445,169 | $6,515 | 3.84% |
| PITTSBURGH, PA (FHA|USDA|VA) | 89 | $25,625,000 | $287,921 | $5,519 | 4.14% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 64 | $21,850,000 | $341,406 | $4,009 | 4.01% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 59 | $21,195,000 | $359,237 | $4,189 | 4.01% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 43 | $20,285,000 | $471,744 | $6,091 | 3.81% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 74 | $19,990,000 | $270,135 | $3,505 | 4.21% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 71 | $19,515,000 | $274,859 | $3,745 | 4.29% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 51 | $16,925,000 | $331,863 | $3,338 | 4.07% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 46 | $16,860,000 | $366,522 | $4,348 | 4.28% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 55 | $16,435,000 | $298,818 | $3,811 | 3.95% |
| COLUMBUS, OH (FHA|USDA|VA) | 47 | $15,735,000 | $334,787 | $4,571 | 4.05% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 23 | $15,045,000 | $654,130 | $5,269 | 3.79% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 28 | $15,030,000 | $536,786 | $7,834 | 4.95% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 46 | $14,320,000 | $311,304 | $5,391 | 4.18% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 38 | $14,280,000 | $375,789 | $4,707 | 4.07% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 23 | $13,815,000 | $600,652 | $9,358 | 3.67% |
| BOULDER, CO (FHA|USDA|VA) | 19 | $13,665,000 | $719,211 | $8,107 | 3.60% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 56 | $13,210,000 | $235,893 | $3,981 | 4.45% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 35 | $12,755,000 | $364,429 | $4,759 | 4.12% |
| LOUISVILLE, KY (FHA|USDA|VA) | 40 | $12,670,000 | $316,750 | $4,263 | 4.23% |
| TUCSON, AZ (FHA|USDA|VA) | 35 | $12,615,000 | $360,429 | $4,453 | 3.74% |
| KNOXVILLE, TN (FHA|USDA|VA) | 32 | $12,400,000 | $387,500 | $5,880 | 4.74% |
| TULSA, OK (FHA|USDA|VA) | 38 | $11,780,000 | $310,000 | $4,825 | 4.31% |
| Bozeman, MT (FHA|USDA|VA) | 19 | $11,065,000 | $582,368 | $6,761 | 3.74% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 39 | $11,035,000 | $282,949 | $4,734 | 4.46% |
| BOISE CITY, ID (FHA|USDA|VA) | 21 | $10,865,000 | $517,381 | $7,014 | 3.67% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $10,105,000 | $594,412 | $5,519 | 3.53% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 31 | $10,035,000 | $323,710 | $4,116 | 4.06% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 25 | $9,995,000 | $399,800 | $6,702 | 3.69% |
| PROVO-OREM, UT (FHA|USDA|VA) | 18 | $9,870,000 | $548,333 | $7,053 | 3.68% |
| FORT COLLINS, CO (FHA|USDA|VA) | 23 | $9,775,000 | $425,000 | $5,122 | 3.74% |
| ASHEVILLE, NC (FHA|USDA|VA) | 28 | $9,560,000 | $341,429 | $5,572 | 4.08% |
| MADISON, WI (FHA|USDA|VA) | 21 | $9,355,000 | $445,476 | $5,299 | 3.99% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 30 | $9,220,000 | $307,333 | $4,934 | 4.23% |
| STOCKTON, CA (FHA|USDA|VA) | 18 | $9,000,000 | $500,000 | $5,711 | 3.83% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 27 | $8,835,000 | $327,222 | $4,439 | 4.22% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 27 | $8,835,000 | $327,222 | $4,737 | 4.05% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 28 | $8,830,000 | $315,357 | $5,195 | 3.96% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 24 | $8,680,000 | $361,667 | $4,760 | 4.17% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 25 | $8,375,000 | $335,000 | $5,046 | 4.01% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 15 | $8,355,000 | $557,000 | $6,560 | 3.43% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 24 | $8,210,000 | $342,083 | $5,957 | 4.01% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 30 | $8,040,000 | $268,000 | $4,794 | 4.22% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 29 | $7,755,000 | $267,414 | $3,321 | 4.25% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 10 | $7,700,000 | $770,000 | $9,929 | 3.40% |
| FRESNO, CA (FHA|USDA|VA) | 17 | $7,355,000 | $432,647 | $5,415 | 3.31% |
| COLUMBIA, SC (FHA|USDA|VA) | 24 | $6,970,000 | $290,417 | $3,834 | 4.06% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 29 | $6,925,000 | $238,793 | $3,547 | 4.50% |
| BEND, OR (FHA|USDA|VA) | 10 | $6,700,000 | $670,000 | $6,094 | 4.26% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 12 | $6,600,000 | $550,000 | $4,680 | 3.76% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 25 | $6,555,000 | $262,200 | $3,866 | 3.95% |
| AKRON, OH (FHA|USDA|VA) | 26 | $6,480,000 | $249,231 | $3,925 | 4.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 14 | $6,370,000 | $455,000 | $4,579 | 3.77% |
| SAVANNAH, GA (FHA|USDA|VA) | 22 | $6,360,000 | $289,091 | $4,383 | 4.45% |
| LANCASTER, PA (FHA|USDA|VA) | 21 | $6,315,000 | $300,714 | $5,995 | 3.43% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 17 | $6,245,000 | $367,353 | $5,656 | 3.99% |
| SPARTANBURG, SC (FHA|USDA|VA) | 22 | $6,210,000 | $282,273 | $4,514 | 4.01% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 17 | $6,195,000 | $364,412 | $4,965 | 3.95% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 23 | $6,055,000 | $263,261 | $3,956 | 3.93% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 22 | $6,040,000 | $274,545 | $5,170 | 4.11% |
| ANN ARBOR, MI (FHA|USDA|VA) | 20 | $6,030,000 | $301,500 | $5,356 | 4.01% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 25 | $5,975,000 | $239,000 | $4,478 | 4.28% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 12 | $5,700,000 | $475,000 | $5,637 | 3.37% |
| Outside of Metro Areas | 8 | $5,630,000 | $703,750 | $10,011 | 4.20% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 10 | $5,490,000 | $549,000 | $8,790 | 4.10% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 12 | $5,480,000 | $456,667 | $7,405 | 3.18% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 22 | $5,360,000 | $243,636 | $4,022 | 3.90% |
| RICHMOND, VA (FHA|USDA|VA) | 16 | $5,340,000 | $333,750 | $5,065 | 5.27% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 17 | $5,265,000 | $309,706 | $4,669 | 4.09% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 21 | $5,125,000 | $244,048 | $4,294 | 4.06% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 23 | $5,105,000 | $221,957 | $3,491 | 4.07% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 16 | $5,100,000 | $318,750 | $4,587 | 5.30% |
| BELLINGHAM, WA (FHA|USDA|VA) | 8 | $5,030,000 | $628,750 | $6,273 | 3.83% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $4,940,000 | $823,333 | $4,812 | 3.13% |
| OCALA, FL (FHA|USDA|VA) | 15 | $4,605,000 | $307,000 | $5,526 | 4.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 20 | $4,550,000 | $227,500 | $3,370 | 4.18% |
| VALLEJO, CA (FHA|USDA|VA) | 8 | $4,400,000 | $550,000 | $9,716 | 3.91% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 19 | $4,335,000 | $228,158 | $2,822 | 4.44% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 13 | $4,335,000 | $333,462 | $7,075 | 3.97% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 11 | $4,225,000 | $384,091 | $4,925 | 3.58% |
| GREELEY, CO (FHA|USDA|VA) | 9 | $4,225,000 | $469,444 | $3,735 | 4.03% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 11 | $4,145,000 | $376,818 | $4,344 | 3.69% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 17 | $4,135,000 | $243,235 | $3,848 | 4.20% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 11 | $4,125,000 | $375,000 | $5,462 | 4.05% |
| READING, PA (FHA|USDA|VA) | 15 | $4,125,000 | $275,000 | $4,814 | 3.83% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $4,110,000 | $411,000 | $4,280 | 4.10% |
| MISSOULA, MT (FHA|USDA|VA) | 7 | $4,095,000 | $585,000 | $5,995 | 3.57% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 9 | $4,005,000 | $445,000 | $6,651 | 3.85% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 12 | $3,880,000 | $323,333 | $3,455 | 4.15% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 9 | $3,795,000 | $421,667 | $4,030 | 4.30% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 12 | $3,720,000 | $310,000 | $4,869 | 4.17% |
| Kalispell, MT (FHA|USDA|VA) | 6 | $3,680,000 | $613,333 | $7,479 | 3.56% |
| GAINESVILLE, FL (FHA|USDA|VA) | 14 | $3,600,000 | $257,143 | $3,750 | 3.71% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $3,580,000 | $358,000 | $5,803 | 3.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 8 | $3,560,000 | $445,000 | $8,014 | 4.39% |
| BATON ROUGE, LA (FHA|USDA|VA) | 9 | $3,425,000 | $380,556 | $4,812 | 3.35% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 15 | $3,385,000 | $225,667 | $4,776 | 4.60% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $3,345,000 | $304,091 | $5,167 | 4.24% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 9 | $3,335,000 | $370,556 | $5,735 | 3.40% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 12 | $3,320,000 | $276,667 | $4,074 | 3.74% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $3,180,000 | $795,000 | $9,456 | 3.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $3,130,000 | $313,000 | $4,058 | 3.92% |
| ANCHORAGE, AK (FHA|USDA|VA) | 10 | $3,070,000 | $307,000 | $5,056 | 3.19% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $4,066 | 4.26% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $2,955,000 | $591,000 | $9,428 | 4.48% |
| Edwards, CO (FHA|USDA|VA) | 3 | $2,905,000 | $968,333 | $5,927 | 4.16% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $2,900,000 | $362,500 | $4,307 | 4.22% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $2,900,000 | $290,000 | $3,765 | 5.45% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 17 | $2,805,000 | $165,000 | $2,691 | 4.39% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $2,800,000 | $466,667 | $5,813 | 4.19% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 7 | $2,765,000 | $395,000 | $6,475 | 4.00% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,755,000 | $551,000 | $7,901 | 2.95% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $2,735,000 | $547,000 | $8,718 | 4.02% |
| RAPID CITY, SD (FHA|USDA|VA) | 5 | $2,655,000 | $531,000 | $7,331 | 4.75% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $2,655,000 | $531,000 | $4,484 | 3.85% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 13 | $2,645,000 | $203,462 | $5,226 | 4.31% |
| FORT WAYNE, IN (FHA|USDA|VA) | 12 | $2,640,000 | $220,000 | $3,610 | 4.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $2,640,000 | $440,000 | $6,187 | 4.33% |
| WICHITA, KS (FHA|USDA|VA) | 13 | $2,625,000 | $201,923 | $3,667 | 5.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $2,610,000 | $435,000 | $8,327 | 4.58% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $2,600,000 | $325,000 | $5,176 | 3.86% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $5,623 | 4.38% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $2,515,000 | $503,000 | $3,360 | 3.35% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $2,495,000 | $499,000 | $6,537 | 3.55% |
| LAFAYETTE, LA (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $3,984 | 3.80% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 12 | $2,460,000 | $205,000 | $3,505 | 4.71% |
| Morehead City, NC (FHA|USDA|VA) | 4 | $2,450,000 | $612,500 | $9,167 | 3.56% |
| LUBBOCK, TX (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $5,884 | 3.81% |
| FARMINGTON, NM (FHA|USDA|VA) | 6 | $2,400,000 | $400,000 | $5,166 | 5.10% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $4,323 | 3.89% |
| FLINT, MI (FHA|USDA|VA) | 10 | $2,380,000 | $238,000 | $3,485 | 4.41% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 11 | $2,375,000 | $215,909 | $4,030 | 4.27% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $4,688 | 4.54% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $3,253 | 4.18% |
| SALEM, OR (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $5,119 | 4.65% |
| MORGANTOWN, WV (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $3,255 | 4.16% |
| JACKSON, MS (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $3,319 | 4.51% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $4,267 | 4.23% |
| VISALIA, CA (FHA|USDA|VA) | 9 | $2,195,000 | $243,889 | $3,807 | 3.72% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $2,175,000 | $435,000 | $3,865 | 4.37% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 10 | $2,160,000 | $216,000 | $5,602 | 4.58% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 5 | $2,135,000 | $427,000 | $8,870 | 3.90% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $2,105,000 | $701,667 | $6,100 | 4.46% |
| MERCED, CA (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $5,751 | 3.83% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $3,158 | 3.55% |
| Torrington, CT (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $5,771 | 4.41% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $4,674 | 4.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $3,034 | 4.27% |
| EL PASO, TX (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $4,078 | 4.19% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $2,431 | 4.62% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,945,000 | $648,333 | $2,178 | 3.21% |
| TOLEDO, OH (FHA|USDA|VA) | 13 | $1,875,000 | $144,231 | $3,686 | 4.15% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $3,753 | 3.40% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $5,316 | 4.71% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,865,000 | $621,667 | $5,849 | 3.71% |
| Traverse City, MI (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $3,044 | 4.93% |
| MOBILE, AL (FHA|USDA|VA) | 11 | $1,865,000 | $169,545 | $3,129 | 4.20% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $3,960 | 4.64% |
| NEW BERN, NC (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $3,076 | 4.48% |
| CHARLESTON, WV (FHA|USDA|VA) | 11 | $1,815,000 | $165,000 | $3,815 | 4.24% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $3,318 | 3.63% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $5,522 | 3.34% |
| FARGO, ND-MN (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $5,019 | 3.91% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $3,486 | 4.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $1,730,000 | $865,000 | $21,185 | 3.44% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $5,487 | 3.92% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $1,695,000 | $565,000 | $13,180 | 3.46% |
| BURLINGTON, NC (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $3,685 | 5.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $4,808 | 4.13% |
| REDDING, CA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $3,192 | 4.75% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $3,753 | 3.83% |
| ERIE, PA (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $4,970 | 4.19% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $2,553 | 4.70% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $3,832 | 4.83% |
| APPLETON, WI (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $3,322 | 3.73% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $3,895 | 3.78% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $2,135 | 3.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,285 | 4.16% |
| Shelton, WA (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $5,564 | 4.87% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $3,370 | 4.02% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $2,975 | 4.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $4,541 | 3.97% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $6,070 | 4.00% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $6,606 | 4.46% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $2,438 | 3.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $5,836 | 3.78% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $2,871 | 3.93% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $5,581 | 3.91% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $3,071 | 4.52% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $4,760 | 5.40% |
| Brookings, OR (FHA|USDA|VA) | 2 | $1,370,000 | $685,000 | $13,885 | 3.06% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $11,114 | 3.83% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $4,767 | 4.15% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $4,025 | 5.21% |
| PEORIA, IL (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $3,997 | 4.25% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $3,722 | 5.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $3,056 | 5.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $3,641 | 4.63% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $2,058 | 4.08% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $5,637 | 5.33% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $3,971 | 4.28% |
| Cookeville, TN (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $4,158 | 3.03% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $4,369 | 4.15% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,923 | 4.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $3,205 | 4.54% |
| RACINE, WI (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $4,901 | 3.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $3,878 | 5.21% |
| BANGOR, ME (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $5,860 | 5.90% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $2,666 | 4.25% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $1,175,000 | $1,175,000 | $24,988 | 2.99% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $2,054 | 4.56% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,318 | 3.34% |
| Newport, OR (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $4,085 | 5.67% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $3,455 | 4.06% |
| ALBANY, GA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $4,440 | 3.78% |
| Oxford, MS (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,150 | 4.81% |
| MUNCIE, IN (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,274 | 3.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $5,086 | 4.19% |
| Hailey, ID (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $8,557 | 2.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $1,787 | 3.31% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $4,400 | 4.25% |
| NILES, MI (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $3,001 | 4.84% |
| DOVER, DE (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $6,721 | 3.42% |
| Montrose, CO (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $3,122 | 4.50% |
| ROME, GA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,307 | 4.03% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $6,327 | 3.83% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $4,960 | 5.46% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,063 | 4.25% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,558 | 5.71% |
| MONROE, MI (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $1,689 | 4.53% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $3,613 | 4.79% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $3,059 | 3.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,526 | 4.97% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,592 | 4.41% |
| NAPA, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $4,089 | 5.06% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $4,005 | 3.19% |
| Manitowoc, WI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,624 | 3.31% |
| JOPLIN, MO (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $3,456 | 4.38% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $6,165 | 4.49% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,850 | 5.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,950 | 4.03% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,462 | 5.50% |
| TYLER, TX (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,836 | 4.00% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,803 | 4.25% |
| Granbury, TX (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,685 | 5.08% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,601 | 4.08% |
| WACO, TX (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,953 | 4.13% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $2,383 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $3,181 | 3.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $10,018 | 2.63% |
| Seneca, SC (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $2,621 | 4.25% |
| Starkville, MS (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $5,536 | 5.81% |
| Stillwater, OK (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,374 | 3.91% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,567 | 4.00% |
| Juneau, AK (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,081 | 3.42% |
| LEBANON, PA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $3,260 | 4.28% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,482 | 3.67% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $5,231 | 4.13% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $20,710 | 3.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,062 | 3.78% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,896 | 3.54% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $2,944 | 3.15% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,029 | 5.84% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,742 | 4.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,595 | 4.44% |
| MIDLAND, MI (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,975 | 4.22% |
| DALTON, GA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,608 | 3.54% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $8,743 | 3.75% |
| Laramie, WY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,160 | 4.81% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,064 | 3.38% |
| Portsmouth, OH (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,847 | 4.78% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,994 | 5.17% |
| Sonora, CA (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $14,353 | 2.49% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,826 | 4.63% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $8,856 | 4.56% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,257 | 3.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,309 | 4.41% |
| LIMA, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,476 | 4.72% |
| Shelby, NC (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,603 | 3.92% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $1,863 | 4.13% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,986 | 5.25% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,194 | 4.33% |
| Plainview, TX (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $18,889 | 2.25% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,553 | 3.58% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,468 | 4.38% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,382 | 3.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,339 | 6.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,783 | 4.44% |
| Wooster, OH (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $2,733 | 4.66% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $2,689 | 4.53% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $7,784 | 3.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $7,060 | 2.75% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $9,441 | 4.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $4,683 | 4.88% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,713 | 4.50% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,976 | 3.88% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $6,094 | 4.50% |
| Centralia, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,712 | 5.31% |
| Nacogdoches, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,863 | 4.42% |
| Dickinson, ND (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,549 | 4.29% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,024 | 5.00% |
| Brenham, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,067 | 4.63% |
| Brevard, NC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,064 | 5.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,709 | 3.88% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $14,647 | 3.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,479 | 4.46% |
| Macomb, IL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,672 | 3.94% |
| Marquette, MI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $2,639 | 2.99% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,856 | 4.13% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,323 | 4.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $12,883 | 4.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,779 | 4.19% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,912 | 3.13% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,301 | 5.88% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,516 | 5.19% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,810 | 4.25% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,235 | 5.50% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,440 | 4.56% |
| Helena, MT (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,435 | 3.31% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $1,110 | 5.50% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,636 | 4.56% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,092 | 2.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,859 | 3.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,708 | 3.63% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,867 | 5.38% |
| New Castle, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,329 | 4.56% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,833 | 3.75% |
| Holland, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,656 | 4.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,247 | 4.75% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,038 | 4.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,919 | 4.04% |
| Athens, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,759 | 4.88% |
| Richmond, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,557 | 3.79% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,175 | 4.94% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,693 | 3.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,104 | 4.79% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,093 | 3.25% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,327 | 4.63% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,757 | 5.13% |
| Lake City, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,210 | 3.38% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,908 | 3.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,125 | 3.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,986 | 3.38% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,243 | 3.50% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,718 | 4.88% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,415 | 4.75% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,890 | 4.94% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,691 | 4.75% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,669 | 4.38% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,203 | 3.13% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,656 | 5.13% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,746 | 7.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,700 | 2.88% |
| Pullman, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,685 | 4.75% |
| Hudson, NY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,774 | 5.75% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,762 | 3.00% |
| AMES, IA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,732 | 4.38% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,710 | 3.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,792 | 4.63% |
| Minot, ND (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,398 | 4.38% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,922 | 5.17% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,631 | 4.94% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,882 | 6.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,123 | 3.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,982 | 3.63% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,439 | 5.56% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,558 | 3.88% |
| La Grande, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,323 | 2.75% |
| Warren, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,726 | 4.88% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,973 | 4.38% |
| Somerset, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,878 | 4.88% |
| Fremont, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,863 | 3.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,070 | 5.00% |
| Washington, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,936 | 3.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,070 | 5.13% |
| Riverton, WY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,729 | 6.50% |
| Kearney, NE (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,552 | 5.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,353 | 6.31% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,924 | 5.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,534 | 4.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,251 | 3.75% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,701 | 2.75% |
| Durango, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,021 | 2.50% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,739 | 5.00% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,672 | 4.44% |
| Williston, ND (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,286 | 2.00% |
| Alpena, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,114 | 7.13% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,471 | 3.38% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,446 | 3.75% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,829 | 6.13% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,735 | 2.88% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,071 | 4.75% |
| Crossville, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,316 | 5.38% |
| CHICO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,271 | 3.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,497 | 3.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,026 | 3.25% |
| London, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,975 | 3.38% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,729 | 5.88% |
| Parsons, KS (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $1,816 | 5.17% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,736 | 4.88% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,409 | 4.50% |
| Barre, VT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,464 | 5.50% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,720 | 4.88% |
| Coffeyville, KS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,352 | 3.50% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,307 | 4.69% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,612 | 6.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,358 | 5.13% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,503 | 5.00% |
| Guymon, OK (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,815 | 3.00% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,641 | 3.25% |
| Defiance, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,122 | 5.25% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,410 | 4.38% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,592 | 4.13% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,690 | 4.19% |
| Ada, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,962 | 4.19% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,138 | 3.56% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,867 | 3.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,389 | 5.38% |
| North Platte, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,190 | 3.88% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,040 | 4.75% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,058 | 4.69% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,949 | 2.88% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,016 | 3.63% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,420 | 4.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,474 | 7.13% |
| Hays, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,657 | 4.88% |
| MONROE, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,589 | 2.88% |
| Murray, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,100 | 3.63% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,242 | 5.00% |
| MADERA, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,330 | 4.00% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,683 | 4.25% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,468 | 5.88% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,933 | 3.19% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,301 | 4.69% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,499 | 3.69% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,634 | 6.38% |
| Moscow, ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,673 | 4.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,229 | 3.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,257 | 2.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,916 | 2.75% |
| Mexico, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,227 | 4.25% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,319 | 2.75% |
| Danville, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,385 | 3.50% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,172 | 2.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,181 | 3.25% |
| New Castle, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,399 | 4.38% |
| Sidney, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,208 | 5.19% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,365 | 4.38% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,107 | 3.63% |
| Yankton, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,874 | 2.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,354 | 6.00% |
| Ruston, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,307 | 4.13% |
| Rolla, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,386 | 3.50% |
| Marion, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,259 | 3.88% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,006 | 5.25% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,749 | 4.00% |
| Searcy, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,098 | 5.13% |
| Othello, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,648 | 5.13% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,403 | 5.88% |
| Sanford, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,152 | 3.38% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,199 | 3.75% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,195 | 4.75% |
| Winona, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.63% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,401 | 3.38% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,733 | 5.38% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,690 | 2.69% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,406 | 6.00% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,646 | 4.38% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,857 | 3.63% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,685 | 4.88% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,766 | 5.00% |
| Grenada, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,040 | 3.38% |
| Auburn, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,430 | 5.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,051 | 4.50% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,834 | 3.88% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,019 | 4.63% |
| Ludington, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,869 | 6.00% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,064 | 4.44% |
| Adrian, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,325 | 4.13% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,937 | 7.13% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,555 | 3.25% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,524 | 4.50% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,411 | 2.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,015 | 3.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,500 | 4.00% |
| Columbus, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,070 | 2.13% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,410 | 5.31% |
| Deming, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,180 | 3.38% |
| Greenville, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,291 | 3.00% |
| Marion, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,230 | 3.75% |
| CASPER, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,837 | 6.00% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,449 | 3.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,101 | 3.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,383 | 3.38% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,647 | 3.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,081 | 5.13% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,692 | 5.50% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,181 | 3.38% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,037 | 5.63% |
| Madison, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,377 | 6.50% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,359 | 4.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,501 | 5.00% |
| Newberry, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.38% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,684 | 3.38% |
| Safford, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,538 | 2.13% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,692 | 5.00% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,864 | 5.88% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,505 | 6.00% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,635 | 7.38% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,733 | 3.13% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,699 | 3.25% |
| Sayre, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,407 | 4.88% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,818 | 3.75% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,451 | 3.63% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,131 | 4.00% |
| Houghton, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,683 | 4.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,475 | 3.88% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,124 | 4.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,193 | 3.13% |
| Alma, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,481 | 3.50% |
| Concord, NH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,540 | 5.25% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,527 | 4.38% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,374 | 6.88% |
| ENID, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,300 | 5.63% |
| Malone, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,642 | 4.75% |
| Rutland, VT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,140 | 5.13% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,691 | 5.38% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,927 | 4.13% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,980 | 3.25% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,641 | 5.13% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,562 | 2.63% |
| Marshall, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,525 | 4.75% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,121 | 5.38% |
| Jackson, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,288 | 3.63% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.13% |
| Somerset, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,387 | 5.38% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,105 | 5.75% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,111 | 3.00% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,197 | 4.13% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $999 | 3.25% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,680 | 6.00% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,291 | 4.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,385 | 4.38% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.00% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,134 | 5.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,917 | 3.38% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,913 | 5.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,622 | 3.25% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,861 | 2.25% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,335 | 4.50% |
| Sterling, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,095 | 5.50% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,579 | 2.75% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,271 | 4.38% |
| Selma, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,712 | 5.00% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,123 | 5.88% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,891 | 3.38% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,625 | 5.38% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,393 | 4.13% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 7,923 | $3,552,215,000 | $448,342 | $5,579 | 4.00% |
For 2022, Ally Bank's most frequently originated type of loan was Conventional, with 7,923 originations.
Loan Reason
For 2022, Ally Bank's most frequently cited loan purpose was Home Purchase, with 5,214 originations. The 2nd most popular reason was Cash Out Refi, with 1,324 originations.
Loan Duration/Length
For 2022, Ally Bank's most frequently cited loan duration was 30 Year, with 6,511 originations. The 2nd most popular length was 15 Year, with 1,043 originations.
Origination Fees/Closing Costs
Ally Bank's average total fees were $5,811, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,554 originations.
Interest Rates
During 2022, Ally Bank's average interest rate for loans was 4.14%, while their most frequently originated rate bucket for loans was 3-4%, with 2,416 originations.
Loan Sizing
2022 saw Ally Bank place emphasis on $200k-400k loans with 3,345 originations, totaling $981,425,000 in origination value.
Applicant Income
Ally Bank lent most frequently to those with incomes in the $100k-150k range, with 2,064 originations. The second most popular income band? $150k-250k, with 1,815 originations.
Applicant Debt to Income Ratio
Ally Bank lent most frequently to those with DTI ratios of 20-30%, with 2,103 originations. The next most common DTI ratio? 30-36%, with 1,513 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.84%
Ally Bank has an average approval rate.
Pick Rate
Approvals leading to origination27.49%
Ally Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,923 | $3,552,215,000 | $448,342 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,923 | $3,552,215,000 | $448,342 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ALLY FINANCIAL INC. | Conventional home mortgage | Closing on a mortgage | 1 | 50.0% |
| ALLY FINANCIAL INC. | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |