Bank Of Colorado Mortgage Rates, Fees & Info
Fort Collins, CO
LEI: 549300R0DP2GXAIMGB41
Tax ID: 84-0205240
5 stars
-
out of 5 stars, based on 53 reviews
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Mortgage Data
Bank Data
Overview
Bank Of Colorado is a
small
bank
specializing in
Home Purchase and Refi loans.
Bank Of Colorado has a high proportion of conventional loans.
They have a a low proportion of FHA loans. (This may mean they shy away from
first time homebuyers.)
They have a low ratio of USDA loans.
Their top markets include Fort Collins, Denver, Durango, Greeley, and Glenwood Springs among others. Bank Of Colorado has
an above average
approval rate for mortages when compared nationally.
They have
a below average
pick rate when compared to the same sample of other lendors.
Bank Of Colorado is typically
an average fee
lendor.
Originations
2,862
Origination Dollar Volume (All Markets)
$1,148,190,000
Employee count
703
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Relative Rate
Bank Of Colorado's average 30 year fixed rate mortgage of loans were
3.04%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.11%.
Relative Fees
Bank Of Colorado's average total fees for a 30 year fixed rate
mortgage are $4,352.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
|
FORT COLLINS, CO (FHA|USDA|VA)
|
521
|
$217,685,000 |
$417,821 |
$4,173 |
3.04% |
|
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA)
|
355
|
$214,815,000 |
$605,113 |
$5,003 |
3.21% |
|
Durango, CO (FHA|USDA|VA)
|
256
|
$122,200,000 |
$477,344 |
$4,829 |
3.07% |
|
GREELEY, CO (FHA|USDA|VA)
|
331
|
$113,785,000 |
$343,761 |
$3,972 |
3.10% |
|
Outside of Metro Areas
|
382 |
$108,960,000 |
$285,236 |
$4,306 |
3.23% |
|
Glenwood Springs, CO (FHA|USDA|VA)
|
114
|
$51,810,000 |
$454,474 |
$4,825 |
3.10% |
|
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA)
|
40
|
$35,650,000 |
$891,250 |
$7,075 |
3.12% |
|
BOULDER, CO (FHA|USDA|VA)
|
43
|
$34,815,000 |
$809,651 |
$5,539 |
3.21% |
|
Fort Morgan, CO (FHA|USDA|VA)
|
141
|
$34,365,000 |
$243,723 |
$4,512 |
3.28% |
|
GRAND JUNCTION, CO (FHA|USDA|VA)
|
108
|
$32,280,000 |
$298,889 |
$4,187 |
3.09% |
|
COLORADO SPRINGS, CO (FHA|USDA|VA)
|
70
|
$29,670,000 |
$423,857 |
$3,649 |
3.34% |
|
Sterling, CO (FHA|USDA|VA)
|
146
|
$27,770,000 |
$190,205 |
$3,661 |
3.31% |
|
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)
|
83
|
$22,895,000 |
$275,843 |
$4,930 |
2.97% |
|
Edwards, CO (FHA|USDA|VA)
|
18
|
$14,550,000 |
$808,333 |
$9,785 |
3.16% |
|
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA)
|
25
|
$13,245,000 |
$529,800 |
$6,592 |
3.31% |
|
FARMINGTON, NM (FHA|USDA|VA)
|
12
|
$10,360,000 |
$863,333 |
$4,372 |
3.11% |
|
Montrose, CO (FHA|USDA|VA)
|
37
|
$8,985,000 |
$242,838 |
$2,769 |
3.18% |
|
Breckenridge, CO (FHA|USDA|VA)
|
9
|
$8,615,000 |
$957,222 |
$12,615 |
3.33% |
|
Craig, CO (FHA|USDA|VA)
|
47
|
$8,075,000 |
$171,809 |
$3,941 |
3.14% |
|
Steamboat Springs, CO (FHA|USDA|VA)
|
8
|
$5,820,000 |
$727,500 |
$8,007 |
2.99% |
|
Gallup, NM (FHA|USDA|VA)
|
39
|
$5,355,000 |
$137,308 |
$2,679 |
3.35% |
|
Gillette, WY (FHA|USDA|VA)
|
12
|
$2,880,000 |
$240,000 |
$3,979 |
2.88% |
|
ALBUQUERQUE, NM (FHA|USDA|VA)
|
6
|
$2,270,000 |
$378,333 |
$6,979 |
2.90% |
|
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA)
|
2
|
$2,220,000 |
$1,110,000 |
$3,640 |
3.50% |
|
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA)
|
1
|
$1,625,000 |
$1,625,000 |
$0 |
3.50% |
|
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA)
|
1
|
$1,505,000 |
$1,505,000 |
$24,324 |
2.95% |
|
TUCSON, AZ (FHA|USDA|VA)
|
5
|
$1,485,000 |
$297,000 |
$4,699 |
2.89% |
|
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA)
|
1
|
$1,235,000 |
$1,235,000 |
$17,265 |
3.45% |
|
LINCOLN, NE (FHA|USDA|VA)
|
3
|
$1,185,000 |
$395,000 |
$4,793 |
3.34% |
|
Cañon City, CO (FHA|USDA|VA)
|
4
|
$880,000 |
$220,000 |
$3,026 |
3.53% |
|
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA)
|
1
|
$805,000 |
$805,000 |
$13,164 |
3.25% |
|
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA)
|
2
|
$770,000 |
$385,000 |
$4,889 |
3.06% |
|
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA)
|
2
|
$690,000 |
$345,000 |
$6,213 |
3.06% |
|
WICHITA, KS (FHA|USDA|VA)
|
2
|
$620,000 |
$310,000 |
$0 |
3.75% |
|
CHEYENNE, WY (FHA|USDA|VA)
|
2
|
$540,000 |
$270,000 |
$4,261 |
2.75% |
|
Bozeman, MT (FHA|USDA|VA)
|
2
|
$500,000 |
$250,000 |
$0 |
3.50% |
|
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA)
|
1
|
$485,000 |
$485,000 |
$6,385 |
3.13% |
|
Los Alamos, NM (FHA|USDA|VA)
|
1
|
$475,000 |
$475,000 |
$4,658 |
2.75% |
|
Mount Pleasant, TX (FHA|USDA|VA)
|
1
|
$445,000 |
$445,000 |
$10,467 |
2.50% |
|
PUEBLO, CO (FHA|USDA|VA)
|
1
|
$445,000 |
$445,000 |
$0 |
3.50% |
|
PROVO-OREM, UT (FHA|USDA|VA)
|
1
|
$445,000 |
$445,000 |
$5,782 |
2.63% |
|
Grants, NM (FHA|USDA|VA)
|
3
|
$435,000 |
$145,000 |
$3,512 |
3.69% |
|
CASPER, WY (FHA|USDA|VA)
|
2
|
$400,000 |
$200,000 |
$2,804 |
3.06% |
|
Nogales, AZ (FHA|USDA|VA)
|
1
|
$395,000 |
$395,000 |
$7,491 |
3.20% |
|
CINCINNATI, OH-KY-IN (FHA|USDA|VA)
|
2
|
$350,000 |
$175,000 |
$3,618 |
3.00% |
|
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA)
|
1
|
$295,000 |
$295,000 |
$4,677 |
3.25% |
|
Granbury, TX (FHA|USDA|VA)
|
1
|
$295,000 |
$295,000 |
$7,573 |
2.88% |
|
Riverton, WY (FHA|USDA|VA)
|
1
|
$285,000 |
$285,000 |
$8,466 |
2.88% |
|
Jackson, WY-ID (FHA|USDA|VA)
|
1
|
$275,000 |
$275,000 |
$3,030 |
2.13% |
|
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA)
|
1
|
$265,000 |
$265,000 |
$0 |
4.00% |
|
Española, NM (FHA|USDA|VA)
|
1
|
$255,000 |
$255,000 |
$7,263 |
2.50% |
|
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA)
|
1
|
$225,000 |
$225,000 |
$3,995 |
3.13% |
|
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA)
|
1
|
$215,000 |
$215,000 |
$2,869 |
3.13% |
|
SANTA FE, NM (FHA|USDA|VA)
|
1
|
$215,000 |
$215,000 |
$2,495 |
3.00% |
|
Shawano, WI (FHA|USDA|VA)
|
1
|
$205,000 |
$205,000 |
$2,847 |
2.75% |
|
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA)
|
1
|
$185,000 |
$185,000 |
$0 |
2.75% |
|
Laramie, WY (FHA|USDA|VA)
|
1
|
$175,000 |
$175,000 |
$0 |
3.25% |
|
Woodward, OK (FHA|USDA|VA)
|
1
|
$115,000 |
$115,000 |
$0 |
3.00% |
|
Coffeyville, KS (FHA|USDA|VA)
|
1
|
$105,000 |
$105,000 |
$3,758 |
3.88% |
|
FARGO, ND-MN (FHA|USDA|VA)
|
1
|
$95,000 |
$95,000 |
$0 |
4.13% |
|
Bemidji, MN (FHA|USDA|VA)
|
1
|
$65,000 |
$65,000 |
$2,813 |
2.88% |
|
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA)
|
1
|
$65,000 |
$65,000 |
$1,280 |
2.63% |
|
Show Low, AZ (FHA|USDA|VA)
|
1
|
$65,000 |
$65,000 |
$0 |
4.25% |
Bank Of Colorado's top markets include Fort Collins, Denver, Durango, Greeley, and Glenwood Springs among others.
Product Mix
| Loan Type |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| Conventional |
2,680 |
$1,092,770,000 |
$407,750 |
$4,228 |
3.17% |
| FHA |
95 |
$26,895,000 |
$283,105 |
$9,566 |
3.05% |
| VA |
60 |
$22,570,000 |
$376,167 |
$4,975 |
2.64% |
| USDA |
27 |
$5,955,000 |
$220,556 |
$5,292 |
2.74% |
For the 2021 period, Bank Of Colorado's most frequently
originated loan type
of loans were Conventional, with 2,680 originations.
Their 2nd most popular type is FHA,
with 95 originations.
Loan Reason
| Loan Reason |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| Home Purchase |
1,363 |
$623,985,000 |
$457,803 |
$6,013 |
3.24% |
| Refi |
957 |
$374,325,000 |
$391,144 |
$3,269 |
3.02% |
| Cash Out Refi |
422 |
$126,640,000 |
$300,095 |
$3,441 |
3.05% |
| Home Improvement |
64 |
$10,620,000 |
$165,938 |
$1,943 |
3.60% |
| Other |
56 |
$12,620,000 |
$225,357 |
$2,741 |
3.31% |
For the 2021, Bank Of Colorado's most frequently cited loan
purpose
of loans were Home Purchase, with 1,363
originations.
The 2nd most popular reason of loans were Refi,
with 957 originations.
Loan Duration/Length
| Loan Length |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| 30 Year |
1,847 |
$677,625,000 |
$366,879 |
$4,352 |
3.04% |
| 15 Year |
310 |
$71,090,000 |
$229,323 |
$2,841 |
2.90% |
| 10 Year |
296 |
$172,170,000 |
$581,655 |
$1,984 |
3.66% |
| 30+ year |
157 |
$121,665,000 |
$774,936 |
$10,303 |
3.37% |
| 20 Year |
104 |
$26,500,000 |
$254,808 |
$3,500 |
3.18% |
| Other |
60 |
$39,180,000 |
$653,000 |
$1,919 |
3.71% |
| 1 Year |
55 |
$21,635,000 |
$393,364 |
$5,919 |
3.86% |
| 5 Year |
29 |
$14,885,000 |
$513,276 |
$676 |
3.69% |
| 3 Year |
4 |
$3,440,000 |
$860,000 |
$577 |
3.60% |
For the 2021, Bank Of Colorado's most frequently cited loan
length
of loans were 30 Year, with 1,847 originations.
The 2nd most popular length of loans were 15 Year,
with 310 originations.
Origination Fees
| Origination Fee |
Originations |
Total Value |
Average Loan |
| $1k-2k |
1,403 |
$437,535,000 |
$311,857 |
| $3k-4k |
258 |
$101,710,000 |
$394,225 |
| $5k+ |
232 |
$205,120,000 |
$884,138 |
| $<1k |
212 |
$64,610,000 |
$304,764 |
| $2k-3k |
196 |
$56,880,000 |
$290,204 |
$4,352 of loans were Bank Of Colorado's
average total fees, while their most
frequently occuring range of origination fees were in the
$1k-2k bucket,
with 1,403 originations.
Interest Rates
| Loan Rate |
Originations |
Total Value |
Average Loan |
| 3-4% |
1,291 |
$567,115,000 |
$439,284 |
| 2.5-3% |
1,229 |
$483,265,000 |
$393,218 |
| <2.5% |
201 |
$63,765,000 |
$317,239 |
| 4-5% |
132 |
$32,960,000 |
$249,697 |
| 5-6% |
7 |
$745,000 |
$106,429 |
| Over 8% |
2 |
$340,000 |
$170,000 |
During 2021, Bank Of Colorado's average interest
rate of loans were 3.04%, while their
most frequently originated rate bucket of loans were 3-4%,
with 1,291 originations.
Loan Sizing
| Loan Size |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| $200k-400k |
1,198 |
$352,350,000 |
$294,115 |
$3,980 |
3.11% |
| $400k-600k |
572 |
$278,840,000 |
$487,483 |
$4,503 |
3.03% |
| $100k-200k |
513 |
$77,595,000 |
$151,257 |
$3,194 |
3.15% |
| $600k-1MM |
233 |
$175,645,000 |
$753,841 |
$7,876 |
3.18% |
| $100,000 or less |
218 |
$14,570,000 |
$66,835 |
$1,830 |
3.55% |
| $1MM+ |
128 |
$249,190,000 |
$1,946,797 |
$15,416 |
3.33% |
2021 saw Bank Of Colorado place emphasis on
$200k-400k loans
with 1,198 originations, totaling
$352,350,000 in origination value.
Applicant Income
| Applicant Income |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| $100k-150k |
538 |
$194,930,000 |
$362,323 |
$4,105 |
3.08% |
| $50k-75k |
477 |
$112,955,000 |
$236,803 |
$3,993 |
3.09% |
| $150k-250k |
418 |
$183,350,000 |
$438,636 |
$4,623 |
3.06% |
| $250k+ |
375 |
$246,765,000 |
$658,040 |
$7,184 |
3.17% |
| $75k-100k |
352 |
$100,550,000 |
$285,653 |
$3,968 |
3.10% |
| $50k or less |
309 |
$49,295,000 |
$159,531 |
$3,333 |
3.13% |
Bank Of Colorado lent most frequently to those with incomes in the
$100k-150k range, with
538 originations.
The second most popular income band? $50k-75k,
with 477 originations.
Applicant Debt to Income Ratio
| DTI Ratio |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| 20-30% |
562 |
$203,150,000 |
$361,477 |
$4,105 |
3.02% |
| 30-36% |
502 |
$186,320,000 |
$371,155 |
$4,411 |
3.10% |
| <20% |
300 |
$108,140,000 |
$360,467 |
$4,423 |
3.02% |
| 38% |
100 |
$37,230,000 |
$372,300 |
$4,694 |
3.05% |
| 42% |
87 |
$29,955,000 |
$344,310 |
$4,287 |
3.00% |
| 41% |
86 |
$32,430,000 |
$377,093 |
$4,494 |
3.02% |
| 39% |
82 |
$31,520,000 |
$384,390 |
$4,575 |
3.09% |
| 43% |
81 |
$27,565,000 |
$340,309 |
$4,787 |
3.09% |
| 36% |
78 |
$27,760,000 |
$355,897 |
$4,432 |
3.12% |
| 40% |
77 |
$30,365,000 |
$394,351 |
$4,779 |
3.05% |
| 44% |
76 |
$22,510,000 |
$296,184 |
$3,872 |
3.04% |
| 37% |
74 |
$24,110,000 |
$325,811 |
$3,736 |
3.05% |
| 49% |
69 |
$21,975,000 |
$318,478 |
$4,265 |
3.00% |
| 47% |
67 |
$22,195,000 |
$331,269 |
$4,922 |
3.05% |
| 45% |
56 |
$18,180,000 |
$324,643 |
$4,225 |
3.04% |
| 48% |
54 |
$18,650,000 |
$345,370 |
$4,310 |
3.01% |
| 46% |
34 |
$12,790,000 |
$376,176 |
$4,774 |
3.00% |
| 50-60% |
34 |
$15,360,000 |
$451,765 |
$8,545 |
3.16% |
| >60% |
8 |
$4,700,000 |
$587,500 |
$7,569 |
3.25% |
Bank Of Colorado lent most frequently to those with DTI ratios
of 20-30%, with
562 originations.
The next most common DTI ratio? 30-36%,
with 502 originations.
Ethnicity Mix
| Applicant Ethnicity |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| White |
2,194 |
$780,130,000 |
$355,574 |
$4,287 |
3.09% |
| Not applicable |
273 |
$202,715,000 |
$742,546 |
$18,826 |
3.70% |
| Not provided |
328 |
$128,800,000 |
$392,683 |
$5,136 |
3.12% |
| Asian |
39 |
$25,195,000 |
$646,026 |
$4,059 |
3.09% |
| American Indian |
14 |
$5,520,000 |
$394,286 |
$4,006 |
3.11% |
| Black |
12 |
$4,120,000 |
$343,333 |
$6,140 |
3.12% |
| Asian Indian |
1 |
$1,105,000 |
$1,105,000 |
$14,373 |
3.38% |
| Other Asian |
1 |
$605,000 |
$605,000 |
$3,094 |
3.38% |
Approval Rates
Total approvals of all applications
91.79%
Bank Of Colorado has an average approval rate.
Pick Rate
Approvals leading to origination
78.38%
Bank Of Colorado has a below average pick rate.
Points and Fees
| Points |
Originations |
Total Value |
Average Loan |
| NA |
2,862 |
$1,148,190,000 |
$401,184 |
Occupancy Type Mix
| Dwelling Type |
Originations |
Total Value |
Average Loan |
|
2,862 |
$1,148,190,000 |
$401,184 |
LTV Distribution
| Loan to Value |
Originations |
Total Value |
Average Loan |
Average Fees |
Average Rate |
| 20-40% |
308 |
$92,900,000 |
$301,623 |
$2,981 |
3.11% |
| 40-60% |
687 |
$271,445,000 |
$395,116 |
$3,955 |
3.09% |
| 60-80% |
1,155 |
$534,995,000 |
$463,199 |
$4,882 |
3.22% |
| 80-100% |
592 |
$222,080,000 |
$375,135 |
$5,262 |
3.05% |
| Over 100% |
21 |
$11,825,000 |
$563,095 |
$11,946 |
3.36% |
| Under 20% |
97 |
$14,405,000 |
$148,505 |
$1,604 |
3.49% |
Complaints
| Bank Name |
Product |
Issue |
2021 CPFB Complaints |
% of Total Issues |
| BANK OF HAWAII CORPORATION |
Conventional home mortgage |
Applying for a mortgage or refinancing an existing mortgage |
1 |
33.3% |
| BANK OF HAWAII CORPORATION |
Conventional home mortgage |
Closing on a mortgage |
1 |
33.3% |
| BANK OF HAWAII CORPORATION |
Home equity loan or line of credit (HELOC) |
Applying for a mortgage or refinancing an existing mortgage |
1 |
33.3% |
Bank Details
Branches
| Bank Name |
Branch |
Branch Type |
Deposits (000's) |
| Bank of Colorado |
13 N 50th Ave Brighton, CO 80601 |
Full Service B&M
|
$48,283 |
| Bank of Colorado |
1200 Railroad Avenue Rifle, CO 81650 |
Full Service B&M
|
$39,407 |
| Bank of Colorado |
205 Country Center Drive Pagosa Springs, CO 81147 |
Full Service B&M
|
$91,243 |
| Bank of Colorado |
206 E 4th St, Ste 200 Loveland, CO 80537 |
Full Service B&M
|
$10,335 |
| Bank of Colorado |
250 West Victory Way Craig, CO 81625 |
Full Service B&M
|
$133,645 |
| Bank of Colorado |
255 E Sheldon Ave, Suite B Prescott, AZ 86301 |
Full Service B&M
|
$18,198 |
| Bank of Colorado |
2679 W Main St, Suite 100 Littleton, CO 80120 |
Full Service B&M
|
$24,869 |
| Bank of Colorado |
275 Union Boulevard Lakewood, CO 80228 |
Full Service B&M
|
$106,400 |
| Bank of Colorado |
2903 Patterson Rd Grand Junction, CO 81504 |
Full Service B&M
|
$42,311 |
| Bank of Colorado |
301 Clayton Street Brush, CO 80723 |
Full Service B&M
|
$144,801 |
| Bank of Colorado |
3459 West 20th Street, Suite 114 Greeley, CO 80634 |
Full Service B&M
|
$213,535 |
| Bank of Colorado |
365 W 1st St Akron, CO 80720 |
Full Service B&M
|
$57,892 |
| Bank of Colorado |
394 East Bridge Street Hotchkiss, CO 81419 |
Full Service B&M
|
$45,835 |
| Bank of Colorado |
420 East 8th Avenue Yuma, CO 80759 |
Full Service B&M
|
$216,438 |
| Bank of Colorado |
421 North Tejon Street Colorado Springs, CO 80903 |
Full Service B&M
|
$96,662 |
| Bank of Colorado |
4328 Edison Avenue Colorado Springs, CO 80915 |
Full Service B&M
|
$32,120 |
| Bank of Colorado |
916 South Main Street, Suite 100 Longmont, CO 80501 |
Full Service B&M
|
$46,731 |
| Bank of Colorado |
945 S. Grand Mesa Drive Cedaredge, CO 81413 |
Full Service B&M
|
$72,834 |
| Bank of Colorado |
100 Garfield St, Suite 100 Denver, CO 80206 |
Full Service B&M
|
$29,520 |
| Bank of Colorado |
1041 Main St Windsor, CO 80550 |
Full Service B&M
|
$295,328 |
| Bank of Colorado |
107 East Aztec Avenue Gallup, NM 87301 |
Full Service B&M
|
$361,315 |
| Bank of Colorado |
107 N. College Avenue Fort Collins, CO 80524 |
Full Service B&M
|
$0 |
| Bank of Colorado |
1102 E Lincoln Ave Fort Collins, CO 80524 |
Full Service B&M
|
$114,648 |
| Bank of Colorado |
111 S. Rollie Avenue Fort Lupton, CO 80621 |
Full Service B&M
|
$291,804 |
| Bank of Colorado |
1146 Interquest Parkway Colorado Springs, CO 80921 |
Full Service B&M
|
$26,376 |
| Bank of Colorado |
1199 Main Avenue Durango, CO 81301 |
Full Service B&M
|
$439,089 |
| Bank of Colorado |
4848 Thompson Parkway Johnstown, CO 80534 |
Full Service B&M
|
$181,417 |
| Bank of Colorado |
500 U.S. Highway 50, Business Loop Olathe, CO 81425 |
Full Service B&M
|
$29,880 |
| Bank of Colorado |
5201 South Yosemite Street Suite 100 Greenwood Village, CO 80111 |
Full Service B&M
|
$109,008 |
| Bank of Colorado |
529 Main Street, Suite 101 Fort Morgan, CO 80701 |
Full Service B&M
|
$146,479 |
| Bank of Colorado |
533 Big Thompson Avenue Estes Park, CO 80517 |
Full Service B&M
|
$161,074 |
| Bank of Colorado |
55 S Elm Ave Eaton, CO 80615 |
Full Service B&M
|
$280,493 |
| Bank of Colorado |
6 Town Plaza Durango, CO 81301 |
Full Service Retail
|
$12,849 |
| Bank of Colorado |
605 4th St Fort Lupton, CO 80621 |
Limited, Drive-thru
|
$0 |
| Bank of Colorado |
655 East Valley Road Basalt, CO 81621 |
Full Service B&M
|
$52,540 |
| Bank of Colorado |
7017 West 10th Street Greeley, CO 80634 |
Full Service B&M
|
$59,215 |
| Bank of Colorado |
901 E 120th Ave, Suite F Thornton, CO 80233 |
Full Service B&M
|
$7,597 |
| Bank of Colorado |
901 Grand Avenue Glenwood Springs, CO 81601 |
Full Service B&M
|
$186,577 |
| Bank of Colorado |
902 E. 2nd Avenue Durango, CO 81301 |
Limited, Drive-thru
|
$0 |
| Bank of Colorado |
131 West Main Sterling, CO 80751 |
Full Service B&M
|
$266,811 |
| Bank of Colorado |
133 N Interocean Ave Holyoke, CO 80734 |
Full Service B&M
|
$52,028 |
| Bank of Colorado |
1443 Mesa View Drive Delta, CO 81416 |
Full Service B&M
|
$75,925 |
| Bank of Colorado |
1601 19th St, Suite 130 Denver, CO 80202 |
Full Service B&M
|
$0 |
| Bank of Colorado |
1601 19th Street, Suite 130 Denver, CO 80202 |
Full Service B&M
|
$82,997 |
| Bank of Colorado |
1609 East Harmony Road Fort Collins, CO 80525 |
Full Service Cyber Office
|
$14,003 |
| Bank of Colorado |
1609 East Harmony Road Fort Collins, CO 80525 |
Full Service B&M
|
$213,416 |
| Bank of Colorado |
1650 West Maloney Avenue Gallup, NM 87301 |
Full Service Retail
|
$3,805 |
| Bank of Colorado |
16550 S. Townsend Montrose, CO 81401 |
Full Service B&M
|
$57,311 |
| Bank of Colorado |
1804 East Aztec Avenue Gallup, NM 87301 |
Full Service B&M
|
$18,935 |
| Bank of Colorado |
1888 West Eisenhower Boulevard Loveland, CO 80537 |
Full Service B&M
|
$84,820 |
| Bank of Colorado |
200 Grand Avenue Grand Junction, CO 81501 |
Full Service B&M
|
$257,630 |
| Bank of Colorado |
200 North Townsend Avenue Montrose, CO 81401 |
Full Service B&M
|
$118,965 |
For 2021, Bank Of Colorado had 52 branches.
Yearly Performance Overview
Bank Income
Bank Of Colorado's gross interest income from loans was $191,786,000.
Bank Of Colorado's net interest income from loans was $183,943,000.
Bank Of Colorado's fee based income from loans was $6,694,000.
Bank Of Colorado's net income from loans was $79,974,000.
Bank Expenses
| Item |
Value (in 000's) |
| Total interest expense |
$7,843 |
| Provision for credit losses |
$1,950 |
| Total noninterest expense |
$115,698 |
| Salaries and employee benefits |
$70,256 |
| Premises and equipment expense |
$12,873 |
| Additional noninterest expense |
$32,569 |
| Applicable income taxes |
$24,827 |
| Net charge-offs |
$133 |
| Cash dividends |
$0 |
Bank Of Colorado's interest expense for loans was $7,843,000.
Bank Of Colorado's payroll and benefits expense were $70,256,000.
Bank Of Colorado's property, plant and equipment expenses $12,873,000.
Deposits
| Type |
Value (in 000's) |
| Total deposits |
$5,772,275 |
| Deposits held in domestic offices |
$5,772,275 |
| Deposits by Individuals, partnerships, and corporations |
$5,222,209 |
| Deposits by U.S. Government |
$1 |
| Deposits by States and political subdivisions in the U.S. |
$549,119 |
| Deposits by Commercial banks and other depository institutions in U.S. |
$946 |
| Deposits by Banks in foreign countries |
$0 |
| Deposits by Foreign governments and official institutions |
$0 |
| Transaction accounts |
$953,006 |
| Demand deposits |
$652,727 |
| Nontransaction accounts |
$4,819,269 |
| Money market deposit accounts (MMDAs) |
$3,318,445 |
| Other savings deposits (excluding MMDAs) |
$1,025,730 |
| Total time deposits |
$475,094 |
| Total time and savings deposits |
$5,119,548 |
| Noninterest-bearing deposits |
$608,720 |
| Interest-bearing deposits |
$5,163,555 |
| Retail deposits |
$5,614,004 |
| IRAs and Keogh plan accounts |
$62,420 |
| Brokered deposits |
$0 |
| Deposits held in foreign offices |
$0 |
Assets
| Asset |
Value (in 000's) |
| Total Assets |
$6,574,472 |
| Cash & Balances due from depository institutions |
$343,315 |
| Interest-bearing balances |
$288,962 |
| Total securities |
$2,512,446 |
| Federal funds sold & reverse repurchase |
$0 |
| Net loans and leases |
$3,557,440 |
| Loan and leases loss allowance |
$45,766 |
| Trading account assets |
$0 |
| Bank premises and fixed assets |
$84,057 |
| Other real estate owned |
$0 |
| Goodwill and other intangibles |
$37,605 |
| All other assets |
$39,609 |
Liabilities
| Liabilities |
Value (in 000's) |
| Total liabilities and capital |
$6,574,472 |
| Total Liabilities |
$6,008,543 |
| Total deposits |
$5,772,275 |
| Interest-bearing deposits |
$5,163,555 |
| Deposits held in domestic offices |
$5,772,275 |
| % insured (estimated) |
$59 |
| Federal funds purchased and repurchase agreements |
$173,535 |
| Trading liabilities |
$0 |
| Other borrowed funds |
$33,421 |
| Subordinated debt |
$0 |
| All other liabilities |
$29,312 |
Issued Loan Types
| Type |
Value (in 000's) |
| Net loans and leases |
$3,557,440 |
| Loan and leases loss allowance |
$45,766 |
| Total loans and leases (domestic) |
$3,603,206 |
| All real estate loans |
$3,179,064 |
| Real estate loans in domestic offices |
$3,179,064 |
| Construction and development loans |
$391,572 |
| Residential 1-4 family construction |
$179,974 |
| Other construction, all land development and other land |
$211,598 |
| Loans secured by nonfarm nonresidential properties |
$1,565,935 |
| Nonfarm nonresidential secured by owner-occupied properties |
$457,834 |
| Commercial real estate & other non-farm, non-residential |
$1,108,101 |
| Multifamily residential real estate |
$169,970 |
| 1-4 family residential loans |
$799,817 |
| Farmland loans |
$251,770 |
| Loans held in foreign offices |
$0 |
| Farm loans |
$144,304 |
| Commercial and industrial loans |
$197,106 |
| To non-U.S. addressees |
$0 |
| Loans to individuals |
$36,208 |
| Credit card loans |
$2,014 |
| Related Plans |
$973 |
| Consumer Auto Loans |
$16,072 |
| Other loans to individuals |
$17,149 |
| All other loans & leases |
$59,734 |
| Loans to foreign governments and official institutions |
$0 |
| Other loans |
$5,070 |
| Loans to depository institutions and acceptances of other banks |
$0 |
| Loans not secured by real estate |
$264 |
| Loans secured by real estate to non-U.S. addressees |
$0 |
| Restructured Loans & leases |
$335 |
| Non 1-4 family restructured loans & leases |
$110 |
| Total loans and leases (foreign) |
$0 |
Bank of Colorado had $3,557,440,000 of loans outstanding in 2021. $3,179,064,000 of loans were in real estate loans.
$391,572,000 of loans were in development loans. $169,970,000 of loans were in multifamily mortgage loans.
$799,817,000 of loans were in 1-4 family mortgage loans. $144,304,000 of loans were in farm loans. $2,014,000
of loans were in credit card loans. $16,072,000 of loans were in the auto loan category.
Small Business Loans
| Categorization |
# of Loans in Category |
$ amount of loans (in 000's) |
Average $/loan |
| Nonfarm, nonresidential loans - <$1MM |
1,318 |
$394,145 |
$299,048 |
| Nonfarm, nonresidential loans - <$100k |
146 |
$6,201 |
$42,473 |
| Nonfarm, nonresidential loans - $100-250k |
418 |
$52,646 |
$125,947 |
| Nonfarm, nonresidential loans - $250k-1MM |
754 |
$335,298 |
$444,692 |
| Commercial & Industrial, US addressed loans - <$1MM |
2,008 |
$109,315 |
$54,440 |
| Commercial & Industrial, US addressed loans - <$100k |
1,436 |
$22,491 |
$15,662 |
| Commercial & Industrial, US addressed loans - $100-250k |
298 |
$24,568 |
$82,443 |
| Commercial & Industrial, US addressed loans - $250k-1MM |
274 |
$62,256 |
$227,212 |
| Farmland loans - <$1MM |
392 |
$59,701 |
$152,298 |
| Farmland loans - <$100k |
96 |
$4,315 |
$44,948 |
| Farmland loans - $100-250k |
177 |
$21,397 |
$120,887 |
| Farmland loans - $250k-1MM |
119 |
$33,989 |
$285,622 |
| Agriculture operations loans - <$1MM |
698 |
$43,143 |
$61,809 |
| Agriculture operations loans - <$100k |
416 |
$8,820 |
$21,202 |
| Agriculture operations loans - $100-250k |
166 |
$13,762 |
$82,904 |
| Agriculture operations loans - $250k-1MM |
116 |
$20,561 |
$177,250 |
