Bokf National Association Mortgage Rates, Fees & Info
Tulsa, OKLEI: FU7RSW4CQQY98A2O7J66
Tax ID: 73-0780382
2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Bank Data *NEW*
Overview
Bokf National Association is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Bokf National Association has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Denver, Tulsa, Albuquerque, Oklahoma City, and Dallas among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Bokf National Association is typically an average fee lendor.Originations
17,925Origination Dollar Volume (All Markets)
$4,936,715,000Employee count
4,660Relative Rate
Bokf National Association's average 30 year fixed rate mortgage was
3.29%.
The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.
This yields a difference of -0.07%.
Relative Fees
Bokf National Association's average total fees for a 30 year fixed rate
mortgage are $4,242.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 15,604 | $4,365,220,000 | $279,750 | $3,402 | 3.41% |
| FHA | 1,290 | $251,420,000 | $194,899 | $6,910 | 3.22% |
| VA | 954 | $307,010,000 | $321,813 | $5,709 | 3.03% |
| USDA | 77 | $13,065,000 | $169,675 | $4,938 | 3.07% |
For the 2020 period, Bokf National Association's most frequently originated loan type was Conventional, with 15,604 originations. Their 2nd most popular type is FHA, with 1,290 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 6,788 | $2,077,360,000 | $306,034 | $3,253 | 3.17% |
| Home Purchase | 6,528 | $1,976,300,000 | $302,742 | $4,682 | 3.27% |
| Cash Out Refi | 2,711 | $694,315,000 | $256,110 | $3,726 | 3.49% |
| Home Improvement | 1,170 | $82,080,000 | $70,154 | $108 | 4.37% |
| Other | 728 | $106,660,000 | $146,511 | $2,288 | 4.25% |
For the 2020, Bokf National Association's most frequently cited loan purpose was Refi, with 6,788 originations. The 2nd most popular reason was Home Purchase, with 6,528 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 11,220 | $3,268,630,000 | $291,322 | $4,242 | 3.29% |
| 15 Year | 2,959 | $651,645,000 | $220,225 | $3,039 | 3.03% |
| Other | 1,953 | $427,295,000 | $218,789 | $2,799 | 3.99% |
| 20 Year | 1,352 | $289,890,000 | $214,416 | $2,692 | 3.69% |
| 10 Year | 363 | $72,775,000 | $200,482 | $2,157 | 4.12% |
| 5 Year | 57 | $71,395,000 | $1,252,544 | $0 | 5.41% |
| 3 Year | 15 | $151,575,000 | $10,105,000 | $0 | 4.85% |
| 1 Year | 6 | $3,510,000 | $585,000 | $6,381 | 3.49% |
For the 2020, Bokf National Association's most frequently cited loan length was 30 Year, with 11,220 originations. The 2nd most popular length was 15 Year, with 2,959 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 8,831 | $2,552,485,000 | $289,037 |
| $<1k | 4,858 | $1,067,250,000 | $219,689 |
| $2k-3k | 1,365 | $414,235,000 | $303,469 |
| $3k-4k | 640 | $235,180,000 | $367,469 |
| $5k+ | 213 | $128,855,000 | $604,953 |
$4,242 was Bokf National Association's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 8,831 originations.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO | 1,626 | $602,890,000 | $370,781 | $3,350 | 3.25% |
| TULSA, OK | 2,988 | $542,280,000 | $181,486 | $3,811 | 3.49% |
| Outside of Metro Areas | 1,641 | $518,815,000 | $316,158 | $3,571 | 3.29% |
| ALBUQUERQUE, NM | 1,993 | $458,065,000 | $229,837 | $3,730 | 3.50% |
| OKLAHOMA CITY, OK | 2,078 | $383,440,000 | $184,524 | $3,474 | 3.50% |
| DALLAS-PLANO-IRVING, TX | 946 | $363,510,000 | $384,260 | $5,405 | 3.35% |
| PHOENIX-MESA-CHANDLER, AZ | 834 | $311,920,000 | $374,005 | $3,253 | 3.40% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 848 | $282,140,000 | $332,712 | $5,113 | 3.40% |
| KANSAS CITY, MO-KS | 1,006 | $214,770,000 | $213,489 | $3,105 | 3.32% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX | 449 | $169,585,000 | $377,695 | $4,668 | 3.37% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX | 380 | $128,490,000 | $338,132 | $4,912 | 3.16% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 351 | $61,325,000 | $174,715 | $3,063 | 3.42% |
| FORT COLLINS, CO | 152 | $54,200,000 | $356,579 | $3,769 | 3.15% |
| GREELEY, CO | 147 | $46,225,000 | $314,456 | $4,011 | 3.15% |
| SANTA FE, NM | 158 | $39,200,000 | $248,101 | $4,286 | 3.46% |
| SAN ANTONIO-NEW BRAUNFELS, TX | 134 | $35,690,000 | $266,343 | $5,030 | 3.37% |
| BOULDER, CO | 87 | $33,185,000 | $381,437 | $3,194 | 3.22% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 71 | $30,625,000 | $431,338 | $4,141 | 3.13% |
| EL PASO, TX | 14 | $26,270,000 | $1,876,429 | $4,702 | 3.55% |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 49 | $25,765,000 | $525,816 | $4,059 | 3.21% |
| ANAHEIM-SANTA ANA-IRVINE, CA | 36 | $25,420,000 | $706,111 | $3,526 | 3.08% |
| WICHITA, KS | 133 | $22,505,000 | $169,211 | $3,479 | 3.20% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA | 45 | $22,135,000 | $491,889 | $3,812 | 2.99% |
| SEATTLE-BELLEVUE-KENT, WA | 41 | $19,955,000 | $486,707 | $3,888 | 3.05% |
| LAS VEGAS-HENDERSON-PARADISE, NV | 25 | $18,455,000 | $738,200 | $3,124 | 3.14% |
| OAKLAND-BERKELEY-LIVERMORE, CA | 35 | $17,915,000 | $511,857 | $4,143 | 3.14% |
| BALTIMORE-COLUMBIA-TOWSON, MD | 38 | $17,330,000 | $456,053 | $5,454 | 3.22% |
| ENID, OK | 128 | $17,120,000 | $133,750 | $3,637 | 3.64% |
| TOPEKA, KS | 90 | $14,660,000 | $162,889 | $4,322 | 3.06% |
| COLORADO SPRINGS, CO | 52 | $14,180,000 | $272,692 | $3,868 | 3.52% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 21 | $13,535,000 | $644,524 | $4,773 | 2.99% |
| KILLEEN-TEMPLE, TX | 52 | $12,970,000 | $249,423 | $4,820 | 3.15% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA | 37 | $12,245,000 | $330,946 | $3,759 | 3.11% |
| SALT LAKE CITY, UT | 19 | $11,335,000 | $596,579 | $4,827 | 3.25% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA | 26 | $10,490,000 | $403,462 | $4,435 | 3.07% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 26 | $10,380,000 | $399,231 | $3,271 | 3.16% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 36 | $9,900,000 | $275,000 | $3,674 | 3.35% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD | 21 | $9,675,000 | $460,714 | $3,667 | 3.13% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 31 | $9,645,000 | $311,129 | $4,005 | 2.99% |
| BOSTON, MA | 22 | $9,140,000 | $415,455 | $4,503 | 3.27% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 13 | $7,015,000 | $539,615 | $6,031 | 3.02% |
| LAS CRUCES, NM | 33 | $6,535,000 | $198,030 | $4,403 | 3.35% |
| LAWTON, OK | 48 | $6,480,000 | $135,000 | $4,189 | 3.22% |
| FLAGSTAFF, AZ | 17 | $6,005,000 | $353,235 | $3,875 | 3.22% |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $5,790,000 | $1,447,500 | $2,952 | 3.28% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 14 | $5,680,000 | $405,714 | $2,884 | 3.24% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 30 | $5,470,000 | $182,333 | $2,976 | 3.24% |
| WACO, TX | 20 | $5,280,000 | $264,000 | $4,613 | 3.33% |
| BOISE CITY, ID | 18 | $5,120,000 | $284,444 | $4,510 | 3.22% |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 10 | $5,000,000 | $500,000 | $5,693 | 2.98% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 4 | $4,850,000 | $1,212,500 | $3,402 | 3.28% |
| ST. LOUIS, MO-IL | 20 | $4,770,000 | $238,500 | $3,460 | 3.21% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 21 | $4,755,000 | $226,429 | $4,198 | 3.35% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $4,750,000 | $593,750 | $4,534 | 2.90% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 15 | $4,705,000 | $313,667 | $3,880 | 3.28% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 17 | $4,625,000 | $272,059 | $2,851 | 3.26% |
| SAN RAFAEL, CA | 3 | $4,375,000 | $1,458,333 | $5,430 | 2.83% |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 11 | $4,235,000 | $385,000 | $3,389 | 3.10% |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 9 | $4,095,000 | $455,000 | $5,826 | 2.87% |
| TUCSON, AZ | 20 | $3,980,000 | $199,000 | $2,990 | 3.49% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 10 | $3,950,000 | $395,000 | $4,082 | 3.24% |
| LUBBOCK, TX | 18 | $3,620,000 | $201,111 | $3,610 | 3.32% |
| PRESCOTT VALLEY-PRESCOTT, AZ | 13 | $3,555,000 | $273,462 | $6,341 | 3.39% |
| SHERMAN-DENISON, TX | 31 | $3,545,000 | $114,355 | $1,671 | 4.01% |
| COLLEGE STATION-BRYAN, TX | 13 | $3,495,000 | $268,846 | $4,450 | 3.14% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 3 | $3,245,000 | $1,081,667 | $4,135 | 3.14% |
| ORLANDO-KISSIMMEE-SANFORD, FL | 8 | $3,190,000 | $398,750 | $4,955 | 3.25% |
| RICHMOND, VA | 10 | $3,150,000 | $315,000 | $4,490 | 3.01% |
| JACKSONVILLE, FL | 10 | $3,080,000 | $308,000 | $7,230 | 3.16% |
| CHARLESTON-NORTH CHARLESTON, SC | 9 | $3,055,000 | $339,444 | $2,945 | 3.08% |
| CHICAGO-NAPERVILLE-EVANSTON, IL | 11 | $3,035,000 | $275,909 | $5,565 | 3.40% |
| NEW BRUNSWICK-LAKEWOOD, NJ | 7 | $3,015,000 | $430,714 | $7,065 | 3.21% |
| COEUR D'ALENE, ID | 8 | $2,980,000 | $372,500 | $4,309 | 3.25% |
| NEW ORLEANS-METAIRIE, LA | 12 | $2,920,000 | $243,333 | $3,006 | 3.30% |
| TACOMA-LAKEWOOD, WA | 10 | $2,900,000 | $290,000 | $2,993 | 3.28% |
| SPRINGFIELD, MO | 20 | $2,790,000 | $139,500 | $2,353 | 3.67% |
| GRAND JUNCTION, CO | 7 | $2,725,000 | $389,286 | $3,772 | 3.09% |
| OMAHA-COUNCIL BLUFFS, NE-IA | 15 | $2,645,000 | $176,333 | $2,689 | 3.13% |
| SANTA MARIA-SANTA BARBARA, CA | 6 | $2,610,000 | $435,000 | $3,555 | 3.10% |
| PORT ST. LUCIE, FL | 5 | $2,595,000 | $519,000 | $4,365 | 3.08% |
| SPOKANE-SPOKANE VALLEY, WA | 6 | $2,490,000 | $415,000 | $3,989 | 3.04% |
| MEMPHIS, TN-MS-AR | 8 | $2,480,000 | $310,000 | $5,021 | 3.45% |
| WILMINGTON, NC | 8 | $2,470,000 | $308,750 | $4,201 | 3.11% |
| ASHEVILLE, NC | 9 | $2,465,000 | $273,889 | $3,418 | 3.39% |
| CINCINNATI, OH-KY-IN | 6 | $2,440,000 | $406,667 | $2,730 | 3.57% |
| PROVO-OREM, UT | 7 | $2,395,000 | $342,143 | $3,200 | 3.17% |
| CORPUS CHRISTI, TX | 7 | $2,355,000 | $336,429 | $4,929 | 3.63% |
| PENSACOLA-FERRY PASS-BRENT, FL | 9 | $2,295,000 | $255,000 | $5,416 | 2.86% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL | 7 | $2,245,000 | $320,714 | $5,418 | 3.09% |
| SAN LUIS OBISPO-PASO ROBLES, CA | 5 | $2,175,000 | $435,000 | $2,699 | 3.20% |
| RALEIGH-CARY, NC | 8 | $2,160,000 | $270,000 | $3,078 | 3.33% |
| WARREN-TROY-FARMINGTON HILLS, MI | 6 | $2,050,000 | $341,667 | $3,252 | 3.11% |
| BARNSTABLE TOWN, MA | 3 | $2,015,000 | $671,667 | $3,783 | 3.46% |
| KNOXVILLE, TN | 5 | $1,985,000 | $397,000 | $3,968 | 3.20% |
| CHATTANOOGA, TN-GA | 11 | $1,915,000 | $174,091 | $3,294 | 3.51% |
| JOPLIN, MO | 8 | $1,900,000 | $237,500 | $2,994 | 3.30% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $1,865,000 | $373,000 | $9,242 | 2.78% |
| MIDLAND, TX | 8 | $1,850,000 | $231,250 | $4,073 | 3.33% |
| URBAN HONOLULU, HI | 3 | $1,825,000 | $608,333 | $5,589 | 2.96% |
| PORTLAND-SOUTH PORTLAND, ME | 6 | $1,790,000 | $298,333 | $3,749 | 3.19% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 6 | $1,780,000 | $296,667 | $3,241 | 2.98% |
| TYLER, TX | 8 | $1,750,000 | $218,750 | $4,139 | 3.28% |
| PUEBLO, CO | 7 | $1,745,000 | $249,286 | $3,371 | 3.07% |
| OLYMPIA-LACEY-TUMWATER, WA | 6 | $1,730,000 | $288,333 | $3,035 | 3.54% |
| MANCHESTER-NASHUA, NH | 5 | $1,715,000 | $343,000 | $4,000 | 3.15% |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $1,715,000 | $571,667 | $3,561 | 3.17% |
| BROWNSVILLE-HARLINGEN, TX | 1 | $1,645,000 | $1,645,000 | $7,124 | 3.75% |
| OGDEN-CLEARFIELD, UT | 4 | $1,640,000 | $410,000 | $6,416 | 2.81% |
| COLUMBIA, MO | 4 | $1,620,000 | $405,000 | $3,330 | 3.66% |
| RENO, NV | 4 | $1,590,000 | $397,500 | $2,782 | 3.31% |
| FRESNO, CA | 5 | $1,585,000 | $317,000 | $3,447 | 3.25% |
| DES MOINES-WEST DES MOINES, IA | 5 | $1,585,000 | $317,000 | $4,653 | 2.83% |
| NAPLES-MARCO ISLAND, FL | 4 | $1,510,000 | $377,500 | $3,999 | 3.23% |
| COLUMBIA, SC | 5 | $1,485,000 | $297,000 | $2,296 | 3.10% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2 | $1,470,000 | $735,000 | $4,007 | 3.75% |
| BATON ROUGE, LA | 5 | $1,455,000 | $291,000 | $4,209 | 2.95% |
| LAWRENCE, KS | 6 | $1,370,000 | $228,333 | $2,781 | 3.42% |
| FORT SMITH, AR-OK | 8 | $1,340,000 | $167,500 | $3,119 | 3.25% |
| ANCHORAGE, AK | 4 | $1,330,000 | $332,500 | $2,717 | 3.44% |
| GARY, IN | 4 | $1,320,000 | $330,000 | $2,884 | 3.19% |
| FARMINGTON, NM | 6 | $1,310,000 | $218,333 | $3,206 | 3.29% |
| EUGENE-SPRINGFIELD, OR | 4 | $1,290,000 | $322,500 | $3,554 | 3.34% |
| VICTORIA, TX | 4 | $1,280,000 | $320,000 | $4,292 | 3.38% |
| WORCESTER, MA-CT | 4 | $1,280,000 | $320,000 | $4,408 | 3.16% |
| CAPE CORAL-FORT MYERS, FL | 5 | $1,245,000 | $249,000 | $6,777 | 3.23% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $1,225,000 | $1,225,000 | $7,614 | 2.75% |
| WENATCHEE, WA | 3 | $1,195,000 | $398,333 | $2,164 | 2.67% |
| GRAND RAPIDS-KENTWOOD, MI | 6 | $1,160,000 | $193,333 | $3,366 | 3.69% |
| MODESTO, CA | 5 | $1,145,000 | $229,000 | $3,116 | 2.95% |
| DURHAM-CHAPEL HILL, NC | 3 | $1,105,000 | $368,333 | $3,277 | 3.08% |
| HANFORD-CORCORAN, CA | 3 | $1,075,000 | $358,333 | $7,401 | 3.21% |
| STOCKTON, CA | 3 | $1,065,000 | $355,000 | $5,419 | 3.13% |
| SEBASTIAN-VERO BEACH, FL | 3 | $1,045,000 | $348,333 | $4,198 | 3.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $1,010,000 | $505,000 | $6,404 | 3.31% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $975,000 | $325,000 | $4,632 | 3.21% |
| COLUMBUS, OH | 4 | $970,000 | $242,500 | $2,854 | 3.28% |
| CHEYENNE, WY | 3 | $965,000 | $321,667 | $3,244 | 3.50% |
| AMARILLO, TX | 6 | $920,000 | $153,333 | $3,778 | 3.15% |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $855,000 | $285,000 | $6,124 | 3.46% |
| GREENVILLE-ANDERSON, SC | 3 | $855,000 | $285,000 | $8,477 | 3.21% |
| BAKERSFIELD, CA | 3 | $845,000 | $281,667 | $5,075 | 2.96% |
| SALINAS, CA | 1 | $845,000 | $845,000 | $3,260 | 2.75% |
| YUBA CITY, CA | 3 | $835,000 | $278,333 | $3,126 | 3.33% |
| LYNCHBURG, VA | 3 | $825,000 | $275,000 | $2,822 | 3.88% |
| PANAMA CITY, FL | 2 | $820,000 | $410,000 | $5,754 | 3.28% |
| FAYETTEVILLE, NC | 3 | $815,000 | $271,667 | $3,079 | 3.00% |
| PROVIDENCE-WARWICK, RI-MA | 3 | $795,000 | $265,000 | $3,658 | 3.33% |
| IDAHO FALLS, ID | 4 | $790,000 | $197,500 | $3,270 | 3.34% |
| YUMA, AZ | 3 | $785,000 | $261,667 | $4,910 | 3.24% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | 2 | $780,000 | $390,000 | $7,737 | 3.00% |
| ST. JOSEPH, MO-KS | 5 | $775,000 | $155,000 | $6,477 | 3.02% |
| ST. GEORGE, UT | 2 | $770,000 | $385,000 | $3,084 | 3.19% |
| KINGSPORT-BRISTOL, TN-VA | 2 | $760,000 | $380,000 | $3,118 | 3.06% |
| VISALIA, CA | 3 | $745,000 | $248,333 | $3,846 | 2.79% |
| WILMINGTON, DE-MD-NJ | 2 | $730,000 | $365,000 | $2,526 | 3.06% |
| HUNTSVILLE, AL | 3 | $715,000 | $238,333 | $3,184 | 3.17% |
| MILWAUKEE-WAUKESHA, WI | 2 | $700,000 | $350,000 | $4,817 | 2.88% |
| SALEM, OR | 2 | $690,000 | $345,000 | $4,241 | 3.06% |
| IOWA CITY, IA | 3 | $675,000 | $225,000 | $3,156 | 3.75% |
| TOLEDO, OH | 2 | $670,000 | $335,000 | $3,235 | 2.81% |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $665,000 | $665,000 | $4,777 | 4.50% |
| SIERRA VISTA-DOUGLAS, AZ | 4 | $650,000 | $162,500 | $2,096 | 4.12% |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $630,000 | $315,000 | $3,072 | 3.13% |
| WINCHESTER, VA-WV | 3 | $615,000 | $205,000 | $4,129 | 3.13% |
| MONTGOMERY, AL | 2 | $600,000 | $300,000 | $3,329 | 2.69% |
| ROCHESTER, MN | 2 | $600,000 | $300,000 | $8,547 | 3.06% |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $580,000 | $290,000 | $11,170 | 3.56% |
| SAN ANGELO, TX | 3 | $575,000 | $191,667 | $2,891 | 3.33% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $570,000 | $285,000 | $5,539 | 2.69% |
| FORT WAYNE, IN | 2 | $570,000 | $285,000 | $2,639 | 3.19% |
| EVANSVILLE, IN-KY | 2 | $560,000 | $280,000 | $11,124 | 2.94% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 3 | $545,000 | $181,667 | $3,413 | 3.17% |
| PHILADELPHIA, PA | 2 | $540,000 | $270,000 | $2,732 | 3.38% |
| HOT SPRINGS, AR | 2 | $530,000 | $265,000 | $2,489 | 3.31% |
| ANN ARBOR, MI | 2 | $530,000 | $265,000 | $2,795 | 2.81% |
| CLEVELAND-ELYRIA, OH | 3 | $525,000 | $175,000 | $3,898 | 3.79% |
| ERIE, PA | 3 | $525,000 | $175,000 | $3,506 | 3.04% |
| HILTON HEAD ISLAND-BLUFFTON, SC | 1 | $515,000 | $515,000 | $2,549 | 3.00% |
| BIRMINGHAM-HOOVER, AL | 2 | $510,000 | $255,000 | $2,686 | 3.13% |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $500,000 | $250,000 | $2,589 | 3.75% |
| POCATELLO, ID | 1 | $495,000 | $495,000 | $3,838 | 2.75% |
| REDDING, CA | 2 | $490,000 | $245,000 | $3,015 | 3.00% |
| NEWARK, NJ-PA | 1 | $475,000 | $475,000 | $3,358 | 3.13% |
| ABILENE, TX | 3 | $465,000 | $155,000 | $5,313 | 3.38% |
| BEND, OR | 2 | $460,000 | $230,000 | $3,179 | 2.94% |
| LAKELAND-WINTER HAVEN, FL | 2 | $460,000 | $230,000 | $2,581 | 3.19% |
| WINSTON-SALEM, NC | 2 | $460,000 | $230,000 | $3,409 | 3.31% |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $455,000 | $151,667 | $4,234 | 4.67% |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $455,000 | $151,667 | $3,889 | 3.00% |
| NORWICH-NEW LONDON, CT | 1 | $445,000 | $445,000 | $4,391 | 2.75% |
| GREENSBORO-HIGH POINT, NC | 2 | $440,000 | $220,000 | $2,656 | 2.94% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA | 1 | $425,000 | $425,000 | $3,085 | 3.13% |
| ODESSA, TX | 3 | $415,000 | $138,333 | $4,769 | 3.28% |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $415,000 | $415,000 | $2,086 | 2.63% |
| WAUSAU-WESTON, WI | 2 | $410,000 | $205,000 | $1,867 | 3.19% |
| MANHATTAN, KS | 3 | $405,000 | $135,000 | $2,895 | 2.96% |
| CHARLOTTESVILLE, VA | 1 | $405,000 | $405,000 | $12,941 | 2.88% |
| FAIRBANKS, AK | 1 | $395,000 | $395,000 | $2,970 | 2.50% |
| OCEAN CITY, NJ | 1 | $395,000 | $395,000 | $5,162 | 3.00% |
| WATERLOO-CEDAR FALLS, IA | 2 | $390,000 | $195,000 | $2,420 | 3.44% |
| SALISBURY, MD-DE | 2 | $390,000 | $195,000 | $2,349 | 2.75% |
| MADISON, WI | 1 | $375,000 | $375,000 | $1,800 | 3.50% |
| RACINE, WI | 2 | $360,000 | $180,000 | $3,296 | 3.38% |
| BELLINGHAM, WA | 1 | $355,000 | $355,000 | $8,051 | 3.50% |
| LAFAYETTE, LA | 1 | $355,000 | $355,000 | $3,770 | 2.75% |
| PUNTA GORDA, FL | 1 | $345,000 | $345,000 | $4,496 | 3.13% |
| ALEXANDRIA, LA | 1 | $335,000 | $335,000 | $3,903 | 2.50% |
| AKRON, OH | 1 | $335,000 | $335,000 | $1,879 | 4.00% |
| RAPID CITY, SD | 1 | $335,000 | $335,000 | $2,137 | 3.00% |
| MERCED, CA | 1 | $305,000 | $305,000 | $2,981 | 3.63% |
| SAVANNAH, GA | 1 | $305,000 | $305,000 | $3,869 | 3.50% |
| OCALA, FL | 1 | $305,000 | $305,000 | $4,666 | 3.50% |
| GRANTS PASS, OR | 1 | $305,000 | $305,000 | $3,886 | 3.25% |
| DAYTON-KETTERING, OH | 1 | $295,000 | $295,000 | $1,985 | 2.75% |
| JONESBORO, AR | 2 | $290,000 | $145,000 | $3,424 | 3.54% |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $285,000 | $285,000 | $3,496 | 2.75% |
| CEDAR RAPIDS, IA | 2 | $280,000 | $140,000 | $2,879 | 3.06% |
| EAST STROUDSBURG, PA | 2 | $280,000 | $140,000 | $5,720 | 2.75% |
| MUSKEGON, MI | 1 | $275,000 | $275,000 | $2,419 | 2.50% |
| CLARKSVILLE, TN-KY | 1 | $275,000 | $275,000 | $2,055 | 3.25% |
| MIDLAND, MI | 1 | $275,000 | $275,000 | $6,104 | 3.50% |
| SPRINGFIELD, MA | 1 | $275,000 | $275,000 | $5,011 | 3.63% |
| WICHITA FALLS, TX | 2 | $270,000 | $135,000 | $2,834 | 3.38% |
| YAKIMA, WA | 1 | $265,000 | $265,000 | $2,873 | 3.13% |
| MONROE, LA | 1 | $265,000 | $265,000 | $3,628 | 3.50% |
| THE VILLAGES, FL | 1 | $265,000 | $265,000 | $2,741 | 3.38% |
| KENNEWICK-RICHLAND, WA | 1 | $255,000 | $255,000 | $3,401 | 3.63% |
| LAKE CHARLES, LA | 1 | $255,000 | $255,000 | $2,618 | 3.13% |
| LINCOLN, NE | 1 | $245,000 | $245,000 | $2,208 | 2.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $240,000 | $120,000 | $4,955 | 4.25% |
| WARNER ROBINS, GA | 1 | $235,000 | $235,000 | $4,975 | 3.00% |
| GREAT FALLS, MT | 1 | $225,000 | $225,000 | $2,351 | 3.38% |
| VINELAND-BRIDGETON, NJ | 1 | $225,000 | $225,000 | $2,302 | 3.63% |
| ELKHART-GOSHEN, IN | 1 | $215,000 | $215,000 | $2,209 | 3.13% |
| COLUMBUS, GA-AL | 1 | $205,000 | $205,000 | $5,071 | 2.88% |
| NILES, MI | 1 | $205,000 | $205,000 | $2,683 | 3.38% |
| LEBANON, PA | 1 | $205,000 | $205,000 | $3,078 | 2.75% |
| HINESVILLE, GA | 1 | $195,000 | $195,000 | $3,385 | 3.13% |
| BUFFALO-CHEEKTOWAGA, NY | 1 | $195,000 | $195,000 | $3,945 | 3.13% |
| CAMDEN, NJ | 1 | $195,000 | $195,000 | $3,709 | 2.75% |
| PITTSBURGH, PA | 1 | $185,000 | $185,000 | $2,884 | 2.88% |
| ROANOKE, VA | 1 | $185,000 | $185,000 | $5,239 | 3.00% |
| READING, PA | 1 | $185,000 | $185,000 | $3,106 | 3.13% |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $175,000 | $175,000 | $2,901 | 3.88% |
| JACKSON, MS | 1 | $175,000 | $175,000 | $2,917 | 3.38% |
| FLINT, MI | 1 | $175,000 | $175,000 | $2,452 | 3.25% |
| LANCASTER, PA | 1 | $165,000 | $165,000 | $3,895 | 2.75% |
| WATERTOWN-FORT DRUM, NY | 1 | $165,000 | $165,000 | $2,259 | 3.25% |
| GULFPORT-BILOXI, MS | 1 | $155,000 | $155,000 | $4,775 | 2.63% |
| LONGVIEW, TX | 2 | $130,000 | $65,000 | $1,943 | 5.62% |
| CLEVELAND, TN | 1 | $125,000 | $125,000 | $1,141 | 3.50% |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $125,000 | $125,000 | $1,898 | 2.88% |
| SIOUX CITY, IA-NE-SD | 1 | $115,000 | $115,000 | $2,624 | 3.38% |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $85,000 | $85,000 | $0 | 4.10% |
Bokf National Association's top markets include Denver, Tulsa, Albuquerque, Oklahoma City, and Dallas among others.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 8,949 | $2,416,225,000 | $269,999 |
| 2.5-3% | 6,021 | $1,857,275,000 | $308,466 |
| 4-5% | 1,458 | $298,590,000 | $204,794 |
| <2.5% | 743 | $234,505,000 | $315,619 |
| 5-6% | 497 | $61,595,000 | $123,934 |
| 6-7% | 246 | $68,180,000 | $277,154 |
| Over 8% | 7 | $195,000 | $27,857 |
| 7-8% | 4 | $150,000 | $37,500 |
During 2020, Bokf National Association's average interest rate was 3.29%, while their most frequently originated rate bucket was 3-4%, with 8,949 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 6,581 | $1,862,525,000 | $283,015 | $4,133 | 3.18% |
| $100k-200k | 5,255 | $790,485,000 | $150,425 | $3,623 | 3.34% |
| $100,000 or less | 3,046 | $167,870,000 | $55,112 | $1,843 | 4.14% |
| $400k-600k | 2,270 | $1,082,640,000 | $476,934 | $4,277 | 3.10% |
| $600k-1MM | 539 | $400,935,000 | $743,850 | $5,287 | 3.11% |
| $1MM+ | 234 | $632,260,000 | $2,701,966 | $7,948 | 3.18% |
2020 saw Bokf National Association place emphasis on $200k-400k loans with 6,581 originations, totaling $1,862,525,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 3,906 | $1,009,420,000 | $258,428 | $3,881 | 3.36% |
| $50k-75k | 3,194 | $558,160,000 | $174,753 | $3,802 | 3.44% |
| $150k-250k | 3,120 | $997,970,000 | $319,862 | $3,850 | 3.32% |
| $75k-100k | 2,678 | $573,400,000 | $214,115 | $3,852 | 3.41% |
| $50k or less | 2,411 | $300,425,000 | $124,606 | $3,417 | 3.52% |
| $250k+ | 2,016 | $1,049,140,000 | $520,407 | $4,539 | 3.26% |
Bokf National Association lent most frequently to those with incomes in the $100k-150k range, with 3,906 originations. The second most popular income band? $50k-75k, with 3,194 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 4,634 | $1,208,120,000 | $260,708 | $3,543 | 3.33% |
| 30-36% | 3,253 | $863,625,000 | $265,486 | $3,751 | 3.39% |
| <20% | 2,203 | $596,485,000 | $270,760 | $3,261 | 3.25% |
| 38% | 609 | $161,935,000 | $265,903 | $4,133 | 3.38% |
| 37% | 607 | $155,405,000 | $256,021 | $4,037 | 3.40% |
| 44% | 605 | $146,205,000 | $241,661 | $4,140 | 3.40% |
| 39% | 592 | $151,020,000 | $255,101 | $3,760 | 3.47% |
| 36% | 575 | $155,345,000 | $270,165 | $4,062 | 3.41% |
| 43% | 566 | $142,050,000 | $250,972 | $4,032 | 3.44% |
| 40% | 555 | $145,315,000 | $261,829 | $4,076 | 3.39% |
| 42% | 553 | $147,215,000 | $266,212 | $4,189 | 3.40% |
| 49% | 549 | $103,195,000 | $187,969 | $3,526 | 3.69% |
| 41% | 525 | $138,515,000 | $263,838 | $3,965 | 3.39% |
| 50-60% | 450 | $120,770,000 | $268,378 | $6,784 | 3.29% |
| 45% | 448 | $107,740,000 | $240,491 | $3,835 | 3.51% |
| 46% | 385 | $86,235,000 | $223,987 | $4,230 | 3.46% |
| 48% | 367 | $82,315,000 | $224,292 | $4,051 | 3.47% |
| 47% | 352 | $81,200,000 | $230,682 | $4,273 | 3.52% |
| >60% | 50 | $27,470,000 | $549,400 | $5,615 | 3.08% |
Bokf National Association lent most frequently to those with DTI ratios of 20-30%, with 4,634 originations. The next most common DTI ratio? 30-36%, with 3,253 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 13,704 | $3,555,720,000 | $259,466 | $3,771 | 3.39% |
| Not provided | 2,042 | $581,530,000 | $284,785 | $3,890 | 3.33% |
| Not applicable | 37 | $312,405,000 | $8,443,378 | $11,976 | 3.85% |
| Asian | 908 | $221,450,000 | $243,888 | $3,964 | 3.19% |
| Black | 507 | $113,605,000 | $224,073 | $4,362 | 3.42% |
| American Indian | 584 | $104,950,000 | $179,709 | $4,369 | 3.46% |
| Asian Indian | 73 | $27,845,000 | $381,438 | $3,989 | 3.01% |
| Native Hawaiian | 16 | $4,290,000 | $268,125 | $3,778 | 3.41% |
| Other Asian | 21 | $4,105,000 | $195,476 | $3,522 | 3.18% |
| Chinese | 9 | $3,675,000 | $408,333 | $4,088 | 2.93% |
| Korean | 5 | $1,875,000 | $375,000 | $3,220 | 3.08% |
| Vietnamese | 5 | $1,675,000 | $335,000 | $2,159 | 3.39% |
| Filipino | 8 | $1,470,000 | $183,750 | $3,023 | 3.09% |
| Other Pacific Islander | 3 | $1,395,000 | $465,000 | $5,943 | 2.63% |
| Japanese | 2 | $680,000 | $340,000 | $2,659 | 2.94% |
| Guamanian | 1 | $45,000 | $45,000 | $0 | 4.00% |
Approval Rates
Total approvals of all applications81.15%
Bokf National Association has a below average approval rate.
Pick Rate
Approvals leading to origination76.82%
Bokf National Association has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 17,925 | $4,936,715,000 | $275,409 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 14 | $276,090,000 | $19,720,714 |
| Single Family (1-4 Units):Manufactured | 175 | $26,945,000 | $153,971 |
| Single Family (1-4 Units):Site-Built | 17,736 | $4,633,680,000 | $261,258 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,483 | $252,625,000 | $170,347 | $2,498 | 3.78% |
| 40-60% | 2,712 | $915,480,000 | $337,566 | $3,217 | 3.20% |
| 60-80% | 6,311 | $2,042,635,000 | $323,663 | $3,600 | 3.28% |
| 80-100% | 5,870 | $1,604,450,000 | $273,330 | $4,602 | 3.22% |
| Over 100% | 132 | $42,520,000 | $322,121 | $12,268 | 3.05% |
| Under 20% | 1,414 | $77,000,000 | $54,455 | $437 | 4.41% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Bokf, National Association | 1140 N York Street Muskogee, OK 74403 | Full Service B&M | $48,393 |
| Bokf, National Association | 1 Williams Center Tulsa, OK 74172 | Full Service Cyber Office | $147,588 |
| Bokf, National Association | 10040 Coors-By-Pass, N.W. Albuquerque, NM 87114 | Full Service B&M | $71,532 |
| Bokf, National Association | 102 West 6th Street, Suite 100 Larned, KS 67550 | Limited, Trust Office | $0 |
| Bokf, National Association | 1044 Main Street Kansas City, MO 64105 | Full Service B&M | $12,772 |
| Bokf, National Association | 10912 North Rockwell Avenue Oklahoma City, OK 73162 | Full Service B&M | $35,972 |
| Bokf, National Association | 1100 South Garth Brooks Boulevard Yukon, OK 73099 | Full Service B&M | $101,390 |
| Bokf, National Association | 11010 S Elm Street Jenks, OK 74037 | Full Service B&M | $43,515 |
| Bokf, National Association | 11111 East 81st Street Tulsa, OK 74133 | Full Service B&M | $100,043 |
| Bokf, National Association | 11225 College Blvd Overland Park, KS 66210 | Limited, Trust Office | $0 |
| Bokf, National Association | 11300 North May Avenue Oklahoma City, OK 73120 | Full Service B&M | $56,438 |
| Bokf, National Association | 1400 East 15th Street Edmond, OK 73013 | Full Service B&M | $149,589 |
| Bokf, National Association | 1400 South Santa Fe Avenue Edmond, OK 73003 | Full Service B&M | $92,556 |
| Bokf, National Association | 14098 Nw Freeway Houston, TX 77040 | Full Service B&M | $54,883 |
| Bokf, National Association | 14575 East Alameda Aurora, CO 80012 | Full Service B&M | $17,882 |
| Bokf, National Association | 1500 Midwest Boulevard Midwest City, OK 73110 | Full Service B&M | $95,405 |
| Bokf, National Association | 1500 North Central Expressway Mckinney, TX 75070 | Full Service B&M | $159,207 |
| Bokf, National Association | 1520 North 9th St Broken Arrow, OK 74012 | Full Service B&M | $97,850 |
| Bokf, National Association | 15245 Southwest Freeway Sugar Land, TX 77478 | Full Service B&M | $290,747 |
| Bokf, National Association | 15490 East Hampden Avenue Aurora, CO 80013 | Full Service B&M | $46,679 |
| Bokf, National Association | 15710 W Colfax Ave Golden, CO 80401 | Full Service B&M | $230,214 |
| Bokf, National Association | 15725 Cypresswood Medical Drive Houston, TX 77014 | Full Service B&M | $107,653 |
| Bokf, National Association | 1600 Broadway Denver, CO 80202 | Full Service B&M | $2,397,754 |
| Bokf, National Association | 1600 West Mineral Avenue Littleton, CO 80120 | Full Service B&M | $233,547 |
| Bokf, National Association | 1604 North Lewis Tulsa, OK 74110 | Full Service B&M | $27,901 |
| Bokf, National Association | 1710 Ne Douglas St Lees Summit, MO 64086 | Full Service B&M | $6,549 |
| Bokf, National Association | 17821 Cottonwood Drive Parker, CO 80134 | Full Service B&M | $23,484 |
| Bokf, National Association | 19201 E. Mainstreet Parker, CO 80134 | Full Service B&M | $68,495 |
| Bokf, National Association | 201 South Main Street Grove, OK 74344 | Full Service B&M | $47,676 |
| Bokf, National Association | 201 Wadsworth Boulevard Lakewood, CO 80226 | Full Service B&M | $35,669 |
| Bokf, National Association | 201 West Twelfth Street Dallas, TX 75208 | Full Service B&M | $37,386 |
| Bokf, National Association | 2021 South Lewis Avenue Tulsa, OK 74104 | Full Service B&M | $93,852 |
| Bokf, National Association | 2025 Pearl Street Boulder, CO 80302 | Full Service B&M | $433,491 |
| Bokf, National Association | 2100 West Houston Broken Arrow, OK 74012 | Full Service B&M | $119,445 |
| Bokf, National Association | 215 State Street Muskogee, OK 74401 | Full Service B&M | $247,444 |
| Bokf, National Association | 219 South Main Eufaula, OK 74432 | Full Service B&M | $39,674 |
| Bokf, National Association | 2250 State Highway 114 West Grapevine, TX 76051 | Full Service B&M | $47,330 |
| Bokf, National Association | 2308 North Van Buren Street Enid, OK 73703 | Full Service B&M | $83,197 |
| Bokf, National Association | 250 N. Rock Road Wichita, KS 67206 | Limited, Trust Office | $0 |
| Bokf, National Association | 2500 Louisiana Boulevard, N.E. Albuquerque, NM 87110 | Full Service B&M | $98,640 |
| Bokf, National Association | 2601 North Meridian Oklahoma City, OK 73107 | Full Service B&M | $79,423 |
| Bokf, National Association | 2650 Royal Lane Dallas, TX 75229 | Full Service B&M | $164,145 |
| Bokf, National Association | 275 East Rivulon Blvd Suite 101 Gilbert, AZ 85297 | Full Service B&M | $292,297 |
| Bokf, National Association | 3001 East Cambelback Road Phoenix, AZ 85016 | Full Service B&M | $1,051,200 |
| Bokf, National Association | 3037 S. Garnett Road Tulsa, OK 74129 | Full Service B&M | $77,071 |
| Bokf, National Association | 3045 South Harvard Ave Tulsa, OK 74114 | Full Service B&M | $134,695 |
| Bokf, National Association | 307 West Washington, Suite 200 Sherman, TX 75090 | Full Service B&M | $99,758 |
| Bokf, National Association | 320 South Boston Avenue Tulsa, OK 74103 | Full Service B&M | $67,493 |
| Bokf, National Association | 3200 Heritage Trace Parkway Fort Worth, TX 76177 | Full Service B&M | $33,248 |
| Bokf, National Association | 3237 South Peoria Avenue Tulsa, OK 74105 | Full Service B&M | $374,133 |
| Bokf, National Association | 3301 Coors Boulevard, N.W. Albuquerque, NM 87120 | Full Service B&M | $35,860 |
| Bokf, National Association | 333 West Campbell Road Richardson, TX 75080 | Full Service B&M | $284,328 |
| Bokf, National Association | 3500 North College Ave Fayetteville, AR 72703 | Full Service B&M | $242,434 |
| Bokf, National Association | 3550 West Main St Norman, OK 73072 | Full Service B&M | $152,355 |
| Bokf, National Association | 3610 East First Avenue Denver, CO 80206 | Full Service B&M | $261,698 |
| Bokf, National Association | 3815 South East Frank Phillips Boulevard Bartlesville, OK 74006 | Full Service B&M | $54,850 |
| Bokf, National Association | 3901 Southern Boulevard, S.E. Rio Rancho, NM 87124 | Full Service B&M | $91,303 |
| Bokf, National Association | 3908 Telephone Road Lake Worth, TX 76135 | Full Service B&M | $73,245 |
| Bokf, National Association | 400 Coit Road Plano, TX 75075 | Full Service B&M | $38,148 |
| Bokf, National Association | 400 Tijeras Avenue Nw, Suite 150 Albuquerque, NM 87102 | Full Service B&M | $1,131,544 |
| Bokf, National Association | 4000 Macarthur Blvd. Suite 600 Newport Beach, CA 92658 | Limited, Trust Office | $0 |
| Bokf, National Association | 401 Coors Boulevard Nw Albuquerque, NM 87121 | Full Service B&M | $43,310 |
| Bokf, National Association | 401 East Broadway Sand Springs, OK 74063 | Full Service B&M | $87,946 |
| Bokf, National Association | 4140 West 71st Street Prairie Village, KS 66208 | Full Service B&M | $17,413 |
| Bokf, National Association | 420 North Robinson Ave Oklahoma City, OK 73102 | Limited, Drive-thru | $0 |
| Bokf, National Association | 4262 Live Oak Street Dallas, TX 75204 | Full Service B&M | $59,541 |
| Bokf, National Association | 4324 Southeast 44th Street Del City, OK 73135 | Full Service B&M | $30,570 |
| Bokf, National Association | 4544 South 33rd West Avenue Tulsa, OK 74107 | Full Service B&M | $38,004 |
| Bokf, National Association | 4555 Sweetwater Boulevard Sugar Land, TX 77479 | Full Service B&M | $37,542 |
| Bokf, National Association | 4695 Quebec Street Denver, CO 80216 | Full Service B&M | $319,139 |
| Bokf, National Association | 4700 Montgomery Boulevard Northeast Albuquerque, NM 87109 | Full Service B&M | $36,055 |
| Bokf, National Association | 4901 East Central Avenue, N.E. Albuquerque, NM 87108 | Full Service B&M | $59,926 |
| Bokf, National Association | 499 W. Sheridan Ave Oklahoma City, OK 73102 | Full Service B&M | $2,780,871 |
| Bokf, National Association | 500 Chimney Rock Houston, TX 77056 | Full Service B&M | $895,764 |
| Bokf, National Association | 500 Grapevine Highway Hurst, TX 76054 | Full Service B&M | $99,527 |
| Bokf, National Association | 5320 Bellaire Boulevard Bellaire, TX 77401 | Full Service B&M | $122,485 |
| Bokf, National Association | 5500 Kirby Drive Houston, TX 77005 | Full Service B&M | $140,395 |
| Bokf, National Association | 5509 North Pennsylvania Avenue Oklahoma City, OK 73112 | Full Service B&M | $94,561 |
| Bokf, National Association | 555 West Grand Parkway South Katy, TX 77494 | Full Service B&M | $45,727 |
| Bokf, National Association | 5727 South Lewis Avenue Tulsa, OK 74105 | Full Service B&M | $48,869 |
| Bokf, National Association | 11830 South Pennsylvania Avenue Oklahoma City, OK 73170 | Full Service B&M | $65,489 |
| Bokf, National Association | 12052 South Memorial Drive Bixby, OK 74008 | Full Service B&M | $81,088 |
| Bokf, National Association | 12112 Metcalf Avenue Overland Park, KS 66213 | Full Service B&M | $900,944 |
| Bokf, National Association | 12255 Westheimer Houston, TX 77077 | Full Service B&M | $35,744 |
| Bokf, National Association | 125 Southwest Blvd Kansas City, MO 64108 | Full Service B&M | $28,056 |
| Bokf, National Association | 12764 Memorial Drive Houston, TX 77024 | Full Service B&M | $39,003 |
| Bokf, National Association | 1301 Juan Tabo Boulevard, N.E. Albuquerque, NM 87112 | Full Service B&M | $79,562 |
| Bokf, National Association | 1303 South East Walton Boulevard Bentonville, AR 72712 | Full Service B&M | $10,152 |
| Bokf, National Association | 13230 West Little York Houston, TX 77041 | Full Service B&M | $32,062 |
| Bokf, National Association | 1325 North Kelly Avenue Edmond, OK 73003 | Full Service B&M | $50,365 |
| Bokf, National Association | 13600 N. Macarthur Boulevard Oklahoma City, OK 73142 | Full Service B&M | $79,484 |
| Bokf, National Association | 5910 South University Blvd., Suite C-16 Greenwood Village, CO 80121 | Full Service B&M | $56,266 |
| Bokf, National Association | 5915 Wyoming Boulevard, N.E. Albuquerque, NM 87109 | Full Service B&M | $92,971 |
| Bokf, National Association | 5956 Sherry Ln., Ste 1100 Dallas, TX 75225 | Full Service B&M | $3,038,374 |
| Bokf, National Association | 600 Penn St. Fort Worth, TX 76102 | Full Service B&M | $696,818 |
| Bokf, National Association | 6036 South Yale Avenue Tulsa, OK 74135 | Full Service B&M | $134,226 |
| Bokf, National Association | 6105 W. Park Blvd. Plano, TX 75093 | Full Service B&M | $38,585 |
| Bokf, National Association | 6201 Hillcrest Avenue Dallas, TX 75205 | Full Service B&M | $54,695 |
| Bokf, National Association | 634 Becker Avenue Belen, NM 87002 | Full Service B&M | $38,139 |
| Bokf, National Association | 645 Main Street, N.E. Los Lunas, NM 87031 | Full Service B&M | $35,400 |
| Bokf, National Association | 6505 East 101st Street South Tulsa, OK 74133 | Full Service B&M | $147,127 |
| Bokf, National Association | 6517 Nw Expressway Oklahoma City, OK 73132 | Full Service B&M | $51,568 |
| Bokf, National Association | 6530 Paradise Blvd Albuquerque, NM 87114 | Full Service B&M | $25,455 |
| Bokf, National Association | 6600 North Fourth Street, N.W. Albuquerque, NM 87107 | Full Service B&M | $65,546 |
| Bokf, National Association | 6701 Preston Road Dallas, TX 75205 | Full Service B&M | $62,722 |
| Bokf, National Association | 7 West 62nd Terrace Kansas City, MO 64113 | Full Service B&M | $16,577 |
| Bokf, National Association | 7000 E. Mayo Blvd # 22 Phoenix, AZ 85054 | Full Service B&M | $307,442 |
| Bokf, National Association | 706a St. Michael's Drive Santa Fe, NM 87505 | Full Service B&M | $27,919 |
| Bokf, National Association | 7110 S. Olympia Avenue West Tulsa, OK 74132 | Full Service B&M | $71,403 |
| Bokf, National Association | 7121 South Sheridan Road Tulsa, OK 74133 | Full Service B&M | $84,283 |
| Bokf, National Association | 7600 West Northwest Highway Dallas, TX 75225 | Limited, Drive-thru | $66,495 |
| Bokf, National Association | 7701 South Western Avenue Oklahoma City, OK 73139 | Full Service B&M | $71,234 |
| Bokf, National Association | 792 Watters Road Allen, TX 75013 | Full Service B&M | $32,511 |
| Bokf, National Association | 7923 East 51st Street Tulsa, OK 74145 | Full Service Retail | $31,516 |
| Bokf, National Association | 8095 E Belleview Avenue Englewood, CO 80111 | Full Service B&M | $36,603 |
| Bokf, National Association | 8221 Wyoming Boulevard Ne Albuquerque, NM 87113 | Full Service B&M | $76,657 |
| Bokf, National Association | 8277 Walnut Hill Lane Dallas, TX 75231 | Full Service B&M | $51,151 |
| Bokf, National Association | 851 N Macarthur Blvd. Coppell, TX 75019 | Full Service B&M | $28,130 |
| Bokf, National Association | 900 South Kansas Avenue, Suite 100 Topeka, KS 66612 | Limited, Trust Office | $0 |
| Bokf, National Association | 901 Dobson Mesa, AZ 85201 | Full Service B&M | $159,993 |
| Bokf, National Association | 9300 North Pennsylvania Oklahoma City, OK 73120 | Full Service B&M | $67,928 |
| Bokf, National Association | 9520 South Delaware Ave Tulsa, OK 74137 | Full Service B&M | $73,290 |
| Bokf, National Association | 9545 W. Camelback Phoenix, AZ 85037 | Full Service B&M | $11,193 |
| Bokf, National Association | 9561 S. University Blvd Highlands Ranch, CO 80126 | Full Service B&M | $62,445 |
| Bokf, National Association | 9580 North Garnett Road Owasso, OK 74055 | Full Service B&M | $136,541 |
| Bokf, National Association | One East Choctaw Mcalester, OK 74501 | Full Service B&M | $33,060 |
| Bokf, National Association | One Williams Center Tulsa, OK 74172 | Full Service B&M | $10,990,848 |
| Bokf, National Association | 5909 Camp Bowie Fort Worth, TX 76107 | Full Service B&M | $38,622 |
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $1,268,152 |
| Net interest income | $1,118,625 |
| Total noninterest income | $723,765 |
| Gross Fiduciary activities income | $143,346 |
| Service charges on deposit accounts | $75,450 |
| Trading account gains and fees | $211,965 |
| Additional Noninterest Income | $293,004 |
| Pre-tax net operating income | $578,197 |
| Securities gains (or losses, -) | $10,209 |
| Income before extraordinary items | $451,217 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $451,217 |
| Minority interest net income | $0 |
| Net income | $451,217 |
| Sale, conversion, retirement of capital stock, net | $15,893 |
| Net operating income | $443,151 |
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $149,527 |
| Provision for credit losses | $222,096 |
| Total noninterest expense | $1,042,097 |
| Salaries and employee benefits | $632,209 |
| Premises and equipment expense | $105,291 |
| Additional noninterest expense | $304,597 |
| Applicable income taxes | $137,189 |
| Net charge-offs | $70,388 |
| Cash dividends | $175,000 |
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 1.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 4.0% |
| HELOC loans | 1.0% |
| All other family | 5.0% |
| Commercial & industrial loans | 1.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $36,366,481 |
| Deposits held in domestic offices | $36,366,481 |
| Deposits by Individuals, partnerships, and corporations | $34,094,526 |
| Deposits by U.S. Government | $10,133 |
| Deposits by States and political subdivisions in the U.S. | $1,944,307 |
| Deposits by Commercial banks and other depository institutions in U.S. | $317,515 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $9,793,639 |
| Demand deposits | $2,548,633 |
| Nontransaction accounts | $26,572,842 |
| Money market deposit accounts (MMDAs) | $23,845,771 |
| Other savings deposits (excluding MMDAs) | $751,992 |
| Total time deposits | $1,975,079 |
| Total time and savings deposits | $33,817,848 |
| Noninterest-bearing deposits | $2,548,633 |
| Interest-bearing deposits | $33,817,848 |
| Retail deposits | $33,373,512 |
| IRAs and Keogh plan accounts | $270,634 |
| Brokered deposits | $2,277,877 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $46,483,210 |
| Cash & Balances due from depository institutions | $1,179,173 |
| Interest-bearing balances | $317,950 |
| Total securities | $13,305,225 |
| Federal funds sold & reverse repurchase | $17,849 |
| Net loans and leases | $22,786,524 |
| Loan and leases loss allowance | $388,640 |
| Trading account assets | $5,256,680 |
| Bank premises and fixed assets | $488,340 |
| Other real estate owned | $25,546 |
| Goodwill and other intangibles | $1,199,080 |
| All other assets | $2,224,793 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $46,483,210 |
| Total Liabilities | $41,385,874 |
| Total deposits | $36,366,481 |
| Interest-bearing deposits | $33,817,848 |
| Deposits held in domestic offices | $36,366,481 |
| % insured (estimated) | $44 |
| Federal funds purchased and repurchase agreements | $1,482,029 |
| Trading liabilities | $249,030 |
| Other borrowed funds | $1,918,686 |
| Subordinated debt | $65,204 |
| All other liabilities | $1,304,444 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $22,786,524 |
| Loan and leases loss allowance | $388,640 |
| Total loans and leases (domestic) | $23,175,164 |
| All real estate loans | $11,730,877 |
| Real estate loans in domestic offices | $11,730,877 |
| Construction and development loans | $1,346,650 |
| Residential 1-4 family construction | $83,250 |
| Other construction, all land development and other land | $1,263,400 |
| Loans secured by nonfarm nonresidential properties | $6,494,996 |
| Nonfarm nonresidential secured by owner-occupied properties | $2,981,072 |
| Commercial real estate & other non-farm, non-residential | $3,513,924 |
| Multifamily residential real estate | $1,253,930 |
| 1-4 family residential loans | $2,610,350 |
| Farmland loans | $24,951 |
| Loans held in foreign offices | $0 |
| Farm loans | $5,622 |
| Commercial and industrial loans | $9,546,308 |
| To non-U.S. addressees | $21,240 |
| Loans to individuals | $398,032 |
| Credit card loans | $0 |
| Related Plans | $8,491 |
| Consumer Auto Loans | $47,702 |
| Other loans to individuals | $341,839 |
| All other loans & leases | $1,544,696 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $411,018 |
| Loans to depository institutions and acceptances of other banks | $8,000 |
| Loans not secured by real estate | $45,640 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $78,464 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 860 | $304,919 | $354,557 |
| Nonfarm, nonresidential loans - <$100k | 38 | $1,653 | $43,500 |
| Nonfarm, nonresidential loans - $100-250k | 165 | $20,726 | $125,612 |
| Nonfarm, nonresidential loans - $250k-1MM | 657 | $282,540 | $430,046 |
| Commercial & Industrial, US addressed loans - <$1MM | 3,860 | $750,783 | $194,503 |
| Commercial & Industrial, US addressed loans - <$100k | 2,567 | $100,915 | $39,312 |
| Commercial & Industrial, US addressed loans - $100-250k | 554 | $131,690 | $237,708 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 739 | $518,178 | $701,188 |
| Farmland loans - <$1MM | 2 | $335 | $167,500 |
| Farmland loans - $100-250k | 2 | $335 | $167,500 |
| Agriculture operations loans - <$1MM | 1 | $266 | $266,000 |
| Agriculture operations loans - $250k-1MM | 1 | $266 | $266,000 |