Bokf Mortgage Rates, Fees & Info

Tulsa, OK

LEI: FU7RSW4CQQY98A2O7J66

Tax ID: 73-0780382

5 stars - Updated: 5/27/24 - out of 5 stars, based on 75 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Bokf is a small mortgage company specializing in Home Purchase loans. Bokf has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Tulsa, Albuquerque, Dallas, and Oklahoma City among others. We have data for 193 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bokf has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bokf is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 5/27/24
30 Year Conventional Purchase 6.66% 5/27/24
30 Year Conventional Refi 6.60% 5/27/24
30 Year Cash-out Refi 6.94% 5/27/24
30 Year FHA Purchase 7.28% 5/27/24
30 Year FHA Refi 6.99% 5/27/24
30 Year VA Purchase 6.36% 5/27/24
30 Year VA Refi 6.17% 5/27/24
30 Year USDA Purchase 6.74% 5/27/24
30 Year USDA Refi 6.27% 5/27/24
15 Year Conventional Purchase 6.26% 5/27/24
15 Year Conventional Refi 6.28% 5/27/24
15 Year Cash-out Refi 6.28% 5/27/24
15 Year FHA Purchase 6.74% 5/27/24
15 Year VA Purchase 6.76% 5/27/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bokf Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bokf. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,595

Origination Dollar Volume (All Markets)

$1,513,365,000
Show all (8) awards

Relative Rate

Bokf's average 30 year fixed mortgage rate was 6.72%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.24%.

Relative Fees (Closing Costs)

Bokf's average total fees/closing costs for a 30 year fixed rate mortgage were $6,857.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 239 $196,885,000 $823,787 $6,746 6.71%
TULSA, OK (FHA|USDA|VA) 1,204 $182,000,000 $151,163 $4,142 6.97%
ALBUQUERQUE, NM (FHA|USDA|VA) 729 $169,415,000 $232,394 $5,794 6.83%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 465 $131,445,000 $282,677 $6,037 6.67%
OKLAHOMA CITY, OK (FHA|USDA|VA) 832 $122,880,000 $147,692 $3,295 6.89%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 331 $102,145,000 $308,595 $4,704 6.49%
Breckenridge, CO (FHA|USDA|VA) 147 $96,845,000 $658,810 $4,087 6.67%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 180 $61,900,000 $343,889 $4,921 6.47%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $45,825,000 $15,275,000 $7,116 7.57%
KANSAS CITY, MO-KS (FHA|USDA|VA) 217 $44,195,000 $203,664 $3,627 6.79%
Outside of Metro Areas 171 $35,875,000 $209,795 $5,238 6.89%
SANTA FE, NM (FHA|USDA|VA) 95 $30,125,000 $317,105 $6,092 6.83%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 156 $24,700,000 $158,333 $3,222 7.18%
Edwards, CO (FHA|USDA|VA) 30 $20,110,000 $670,333 $5,803 6.69%
Los Alamos, NM (FHA|USDA|VA) 42 $19,400,000 $461,905 $8,943 6.66%
BOULDER, CO (FHA|USDA|VA) 27 $18,975,000 $702,778 $7,070 6.26%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 37 $15,945,000 $430,946 $4,092 7.03%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $9,740,000 $4,870,000 $10,810 7.85%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $9,360,000 $1,170,000 $5,939 6.23%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $8,315,000 $2,771,667 $15,247 7.38%
COLORADO SPRINGS, CO (FHA|USDA|VA) 20 $8,000,000 $400,000 $5,088 6.90%
ENID, OK (FHA|USDA|VA) 71 $7,225,000 $101,761 $3,756 7.19%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 23 $7,115,000 $309,348 $11,113 6.01%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 22 $6,930,000 $315,000 $8,016 7.55%
Heber, UT (FHA|USDA|VA) 3 $6,225,000 $2,075,000 $33,129 6.67%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $5,300,000 $1,325,000 $15,671 7.59%
WICHITA, KS (FHA|USDA|VA) 35 $4,805,000 $137,286 $6,023 6.81%
TOPEKA, KS (FHA|USDA|VA) 30 $4,350,000 $145,000 $3,821 7.53%
GREELEY, CO (FHA|USDA|VA) 16 $4,200,000 $262,500 $5,007 7.18%
FORT COLLINS, CO (FHA|USDA|VA) 17 $4,135,000 $243,235 $3,763 6.57%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $4,105,000 $1,368,333 $15,543 7.04%
Muskogee, OK (FHA|USDA|VA) 37 $4,045,000 $109,324 $3,969 6.78%
Española, NM (FHA|USDA|VA) 15 $3,795,000 $253,000 $6,659 7.14%
LAS CRUCES, NM (FHA|USDA|VA) 14 $3,320,000 $237,143 $5,531 6.50%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $2,895,000 $965,000 $6,458 7.41%
WACO, TX (FHA|USDA|VA) 11 $2,625,000 $238,636 $7,868 6.87%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $2,610,000 $435,000 $8,544 6.31%
Bartlesville, OK (FHA|USDA|VA) 17 $2,425,000 $142,647 $3,581 7.27%
LAWTON, OK (FHA|USDA|VA) 15 $2,385,000 $159,000 $6,122 6.50%
TUCSON, AZ (FHA|USDA|VA) 20 $2,310,000 $115,500 $3,276 6.52%
Jackson, WY-ID (FHA|USDA|VA) 1 $2,255,000 $2,255,000 $0 7.71%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 4 $2,250,000 $562,500 $6,744 6.44%
ST. LOUIS, MO-IL (FHA|USDA|VA) 10 $2,160,000 $216,000 $2,566 6.25%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $2,060,000 $343,333 $2,214 7.66%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $1,950,000 $975,000 $14,015 7.06%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $1,920,000 $960,000 $6,802 6.81%
FORT SMITH, AR-OK (FHA|USDA|VA) 7 $1,715,000 $245,000 $4,043 6.39%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $1,620,000 $810,000 $5,621 8.19%
Steamboat Springs, CO (FHA|USDA|VA) 3 $1,425,000 $475,000 $6,437 5.25%
Glenwood Springs, CO (FHA|USDA|VA) 1 $1,415,000 $1,415,000 $5,811 6.88%
Las Vegas, NM (FHA|USDA|VA) 4 $1,330,000 $332,500 $6,343 7.21%
Mineral Wells, TX (FHA|USDA|VA) 1 $1,285,000 $1,285,000 $8,085 6.80%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $1,275,000 $1,275,000 $5,929 6.30%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $1,245,000 $1,245,000 $6,200 5.75%
Shawnee, OK (FHA|USDA|VA) 10 $1,220,000 $122,000 $2,111 7.38%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $1,155,000 $385,000 $6,220 7.25%
Jacksonville, TX (FHA|USDA|VA) 3 $1,135,000 $378,333 $5,319 7.50%
Taos, NM (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,645 6.83%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $1,075,000 $153,571 $6,915 4.87%
Brainerd, MN (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $5,875 7.13%
GAINESVILLE, FL (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $8,866 6.13%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $1,025,000 $341,667 $10,453 6.92%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $1,020,000 $510,000 $6,805 7.00%
Payson, AZ (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 9.50%
Stephenville, TX (FHA|USDA|VA) 2 $960,000 $480,000 $6,863 4.81%
FARMINGTON, NM (FHA|USDA|VA) 6 $890,000 $148,333 $3,859 6.73%
LUBBOCK, TX (FHA|USDA|VA) 8 $840,000 $105,000 $2,397 6.95%
Gallup, NM (FHA|USDA|VA) 3 $825,000 $275,000 $6,135 7.04%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $765,000 $765,000 $581 6.05%
Athens, TX (FHA|USDA|VA) 2 $740,000 $370,000 $9,352 7.44%
Sandpoint, ID (FHA|USDA|VA) 1 $725,000 $725,000 $7,325 6.88%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $715,000 $715,000 $7,518 6.38%
RICHMOND, VA (FHA|USDA|VA) 2 $710,000 $355,000 $6,444 6.69%
Roswell, NM (FHA|USDA|VA) 2 $710,000 $355,000 $4,831 6.81%
Show Low, AZ (FHA|USDA|VA) 1 $705,000 $705,000 $5,754 6.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $705,000 $705,000 $37,396 7.00%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $705,000 $235,000 $1,712 7.05%
Corsicana, TX (FHA|USDA|VA) 3 $675,000 $225,000 $9,400 6.75%
BEND, OR (FHA|USDA|VA) 1 $655,000 $655,000 $6,856 7.13%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $645,000 $645,000 $6,576 7.63%
McAlester, OK (FHA|USDA|VA) 14 $630,000 $45,000 $1,749 7.27%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $615,000 $615,000 $3,443 6.50%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $600,000 $300,000 $4,628 7.19%
THE VILLAGES, FL (FHA|USDA|VA) 1 $585,000 $585,000 $13,810 7.50%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $580,000 $290,000 $7,743 7.00%
SAVANNAH, GA (FHA|USDA|VA) 2 $580,000 $290,000 $12,874 6.63%
AMARILLO, TX (FHA|USDA|VA) 2 $580,000 $290,000 $6,273 7.28%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $575,000 $191,667 $9,348 7.29%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $555,000 $555,000 $8,502 7.25%
Stillwater, OK (FHA|USDA|VA) 3 $555,000 $185,000 $5,094 6.71%
Montrose, CO (FHA|USDA|VA) 3 $545,000 $181,667 $180 7.63%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $545,000 $545,000 $9,270 6.88%
Watertown, SD (FHA|USDA|VA) 1 $535,000 $535,000 $0 8.50%
Granbury, TX (FHA|USDA|VA) 2 $520,000 $260,000 $4,782 4.87%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $515,000 $171,667 $5,283 5.88%
Elk City, OK (FHA|USDA|VA) 2 $510,000 $255,000 $4,070 7.56%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $500,000 $250,000 $6,536 7.00%
COLUMBIA, SC (FHA|USDA|VA) 1 $495,000 $495,000 $5,537 7.63%
LOUISVILLE, KY (FHA|USDA|VA) 2 $480,000 $240,000 $4,957 7.31%
ASHEVILLE, NC (FHA|USDA|VA) 2 $480,000 $240,000 $4,971 7.06%
Cañon City, CO (FHA|USDA|VA) 2 $480,000 $240,000 $2,089 7.18%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $475,000 $475,000 $7,308 7.63%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $460,000 $230,000 $4,371 7.31%
Miami, OK (FHA|USDA|VA) 4 $460,000 $115,000 $4,368 6.86%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $445,000 $445,000 $20,190 7.63%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $425,000 $425,000 $9,441 6.63%
LAWRENCE, KS (FHA|USDA|VA) 3 $425,000 $141,667 $2,678 7.37%
Fort Morgan, CO (FHA|USDA|VA) 2 $420,000 $210,000 $5,390 4.93%
Kalispell, MT (FHA|USDA|VA) 1 $415,000 $415,000 $3,112 7.18%
Tahlequah, OK (FHA|USDA|VA) 4 $410,000 $102,500 $3,062 7.30%
Brevard, NC (FHA|USDA|VA) 1 $405,000 $405,000 $14,242 6.88%
EL PASO, TX (FHA|USDA|VA) 5 $395,000 $79,000 $1,435 6.72%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $390,000 $195,000 $2,578 7.13%
Lebanon, MO (FHA|USDA|VA) 4 $390,000 $97,500 $4,757 6.40%
Greenwood, SC (FHA|USDA|VA) 1 $385,000 $385,000 $4,270 7.25%
Hailey, ID (FHA|USDA|VA) 1 $375,000 $375,000 $5,167 7.50%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $375,000 $375,000 $8,672 5.63%
Duncan, OK (FHA|USDA|VA) 3 $365,000 $121,667 $3,226 7.30%
Bozeman, MT (FHA|USDA|VA) 1 $355,000 $355,000 $8,713 6.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $355,000 $355,000 $4,121 6.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $350,000 $175,000 $5,278 7.31%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $345,000 $345,000 $6,305 6.50%
Grand Rapids, MN (FHA|USDA|VA) 1 $335,000 $335,000 $4,023 7.00%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $335,000 $335,000 $5,080 7.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $330,000 $165,000 $6,515 6.63%
Hutchinson, KS (FHA|USDA|VA) 2 $330,000 $165,000 $3,310 7.06%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $325,000 $325,000 $11,047 6.50%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $295,000 $295,000 $5,619 6.88%
VICTORIA, TX (FHA|USDA|VA) 1 $285,000 $285,000 $6,423 7.50%
MADISON, WI (FHA|USDA|VA) 1 $285,000 $285,000 $5,786 6.88%
Lebanon, NH-VT (FHA|USDA|VA) 1 $285,000 $285,000 $4,236 6.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $275,000 $275,000 $4,751 7.25%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $275,000 $275,000 $9,215 7.50%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $275,000 $275,000 $18,286 5.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $270,000 $135,000 $1,960 7.38%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $265,000 $265,000 $8,972 8.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $265,000 $265,000 $14,255 7.50%
Alamogordo, NM (FHA|USDA|VA) 1 $265,000 $265,000 $3,830 6.88%
PUEBLO, CO (FHA|USDA|VA) 2 $260,000 $130,000 $180 9.55%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $255,000 $255,000 $8,158 7.38%
COLUMBUS, OH (FHA|USDA|VA) 1 $255,000 $255,000 $3,510 7.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $225,000 $225,000 $7,095 7.63%
MANSFIELD, OH (FHA|USDA|VA) 1 $225,000 $225,000 $6,362 7.88%
Sterling, CO (FHA|USDA|VA) 2 $220,000 $110,000 $4,478 3.25%
MANHATTAN, KS (FHA|USDA|VA) 2 $220,000 $110,000 $2,766 7.39%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $205,000 $205,000 $4,199 8.00%
Durango, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.99%
Lufkin, TX (FHA|USDA|VA) 2 $200,000 $100,000 $6,598 4.81%
RACINE, WI (FHA|USDA|VA) 1 $195,000 $195,000 $5,249 7.88%
JACKSON, MS (FHA|USDA|VA) 1 $195,000 $195,000 $8,574 6.63%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $195,000 $195,000 $5,098 7.50%
JACKSON, TN (FHA|USDA|VA) 1 $185,000 $185,000 $3,369 6.50%
Mount Vernon, IL (FHA|USDA|VA) 1 $185,000 $185,000 $5,193 7.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $185,000 $185,000 $5,302 6.88%
Whitewater, WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,911 7.63%
Coffeyville, KS (FHA|USDA|VA) 1 $175,000 $175,000 $7,628 6.13%
LONGVIEW, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,855 6.50%
CHEYENNE, WY (FHA|USDA|VA) 1 $165,000 $165,000 $3,427 6.88%
Gainesville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.99%
YUMA, AZ (FHA|USDA|VA) 3 $155,000 $51,667 $180 9.32%
Hilo, HI (FHA|USDA|VA) 1 $155,000 $155,000 $5,203 6.50%
Laramie, WY (FHA|USDA|VA) 1 $155,000 $155,000 $2,718 7.13%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $150,000 $75,000 $4,538 7.14%
JOPLIN, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,580 8.50%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $135,000 $135,000 $4,773 6.50%
LAREDO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.99%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $135,000 $135,000 $5,384 6.63%
Bonham, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,404 7.50%
Hays, KS (FHA|USDA|VA) 1 $125,000 $125,000 $1,840 6.38%
SYRACUSE, NY (FHA|USDA|VA) 1 $125,000 $125,000 $8,913 6.63%
Nacogdoches, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.99%
Andrews, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,062 6.50%
Sedalia, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,235 7.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $180 8.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.99%
Ponca City, OK (FHA|USDA|VA) 2 $90,000 $45,000 $180 7.85%
Liberal, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,149 6.88%
Durant, OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,599 6.38%
Woodward, OK (FHA|USDA|VA) 1 $75,000 $75,000 $4,603 6.13%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $75,000 $75,000 $1,238 3.25%
Warrensburg, MO (FHA|USDA|VA) 1 $65,000 $65,000 $3,652 5.88%
SAN ANGELO, TX (FHA|USDA|VA) 1 $65,000 $65,000 $180 8.35%
Rockport, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.99%
Huntsville, TX (FHA|USDA|VA) 1 $55,000 $55,000 $180 7.15%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $45,000 $45,000 $180 7.45%
Silver City, NM (FHA|USDA|VA) 1 $35,000 $35,000 $0 2.99%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.49%
Pittsburg, KS (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.00%
Portales, NM (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.99%
Ada, OK (FHA|USDA|VA) 1 $25,000 $25,000 $180 7.30%
Searcy, AR (FHA|USDA|VA) 1 $25,000 $25,000 $180 7.60%
Hobbs, NM (FHA|USDA|VA) 1 $15,000 $15,000 $180 7.90%
Emporia, KS (FHA|USDA|VA) 1 $15,000 $15,000 $180 7.80%
Bokf's top markets include Houston, Tulsa, Albuquerque, Dallas, and Oklahoma City among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against BOKF based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 6
    HOME BANK AND TRUST COMPANY
    Similarity Rank: 60
    ABNB Federal Credit Union
    Similarity Rank: 65
    ASCEND FEDERAL CREDIT UNION
    Similarity Rank: 68
    FRONTWAVE
    Similarity Rank: 77
    CoreFirst Bank & Trust
    Similarity Rank: 90
    MISSION
    Similarity Rank: 93
    JOHNSON MORTGAGE COMPANY, L.L.C.
    Similarity Rank: 108
    Del Norte Credit Union
    Similarity Rank: 110

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,589 $1,167,285,000 $325,240 $3,839 7.19%
    HELOC 1,379 $180,165,000 $130,649 n/a 6.05%
    FHA 487 $122,875,000 $252,310 $10,378 6.56%
    VA 118 $39,040,000 $330,847 $10,646 6.28%
    USDA 22 $4,000,000 $181,818 $6,993 6.56%

    For 2023, Bokf's most frequently originated type of loan was Conventional, with 3,589 originations. Their 2nd most popular type was HELOC, with 1,379 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,876 $1,042,210,000 $362,382 $6,704 6.66%
    Home Improvement 1,326 $99,910,000 $75,347 $183 6.81%
    Other 849 $102,255,000 $120,442 $861 7.46%
    Refi 382 $221,490,000 $579,817 $1,498 6.75%
    Cash Out Refi 162 $47,500,000 $293,210 $5,701 6.90%

    For 2023, Bokf's most frequently cited loan purpose was Home Purchase, with 2,876 originations. The 2nd most popular reason was Home Improvement, with 1,326 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,740 $948,490,000 $346,164 $6,857 6.72%
    Other 1,273 $314,105,000 $246,744 $1,923 6.22%
    20 Year 1,001 $136,015,000 $135,879 $299 7.51%
    15 Year 277 $39,525,000 $142,690 $2,470 7.30%
    10 Year 208 $12,160,000 $58,462 $277 7.85%
    5 Year 95 $62,725,000 $660,263 $180 7.50%
    3 Year 1 $345,000 $345,000 $0 7.65%

    For 2023, Bokf's most frequently cited loan duration was 30 Year, with 2,740 originations. The 2nd most popular length was Other, with 1,273 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,385 $123,405,000 $89,101
    $1k-2k 1,323 $463,805,000 $350,571
    $2k-3k 535 $155,975,000 $291,542
    $5k+ 447 $202,215,000 $452,383
    $3k-4k 312 $91,090,000 $291,955
    $4k-5k 179 $63,575,000 $355,168

    Bokf's average total fees were $6,857, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,385 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    7-8% 1,788 $503,780,000 $281,756
    6-7% 1,694 $552,460,000 $326,128
    Over 8% 985 $188,685,000 $191,558
    2.5-3% 619 $59,985,000 $96,906
    5-6% 452 $202,980,000 $449,071
    4-5% 40 $4,360,000 $109,000
    <2.5% 11 $155,000 $14,091
    3-4% 6 $960,000 $160,000

    During 2023, Bokf's average interest rate for loans was 6.72%, while their most frequently originated rate bucket for loans was 7-8%, with 1,788 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,108 $101,740,000 $48,264 $663 7.11%
    $200k-400k 1,504 $425,080,000 $282,633 $7,147 6.63%
    $100k-200k 1,121 $161,375,000 $143,956 $4,307 6.65%
    $400k-600k 497 $238,135,000 $479,145 $7,668 6.69%
    $600k-1MM 231 $172,925,000 $748,593 $7,384 6.76%
    $1MM+ 134 $414,110,000 $3,090,373 $9,552 6.86%

    2023 saw Bokf place emphasis on $100,000 or less loans with 2,108 originations, totaling $101,740,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,232 $230,610,000 $187,183 $5,125 6.82%
    $150k-250k 1,085 $278,015,000 $256,235 $5,095 6.75%
    $50k-75k 977 $127,505,000 $130,507 $4,275 6.90%
    $75k-100k 836 $137,000,000 $163,876 $5,115 6.94%
    $250k+ 772 $424,810,000 $550,272 $6,162 6.76%
    $50k or less 512 $42,410,000 $82,832 $2,757 6.91%

    Bokf lent most frequently to those with incomes in the $100k-150k range, with 1,232 originations. The second most popular income band? $150k-250k, with 1,085 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 994 $232,690,000 $234,095 $4,385 6.84%
    30-36% 923 $226,615,000 $245,520 $4,468 6.78%
    49% 525 $73,615,000 $140,219 $3,265 6.84%
    <20% 313 $69,965,000 $223,530 $3,318 6.81%
    48% 242 $43,570,000 $180,041 $4,168 6.99%
    39% 237 $59,685,000 $251,835 $4,932 6.68%
    42% 219 $69,015,000 $315,137 $5,659 6.79%
    44% 209 $37,695,000 $180,359 $4,987 6.99%
    43% 207 $40,905,000 $197,609 $4,564 6.94%
    50-60% 203 $61,345,000 $302,192 $10,369 6.43%
    40% 199 $52,555,000 $264,095 $5,234 6.98%
    47% 199 $36,765,000 $184,749 $4,399 6.94%
    41% 195 $48,445,000 $248,436 $5,282 6.89%
    46% 193 $38,415,000 $199,041 $5,794 6.94%
    37% 180 $44,610,000 $247,833 $4,585 6.82%
    38% 180 $48,980,000 $272,111 $4,946 6.77%
    36% 173 $45,145,000 $260,954 $4,862 6.75%
    45% 169 $32,255,000 $190,858 $4,730 6.96%
    >60% 13 $14,335,000 $1,102,692 $13,123 7.30%

    Bokf lent most frequently to those with DTI ratios of 20-30%, with 994 originations. The next most common DTI ratio? 30-36%, with 923 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,263 $974,275,000 $228,542 $4,678 6.80%
    Not applicable 22 $236,760,000 $10,761,818 $0 7.11%
    Not provided 506 $132,810,000 $262,470 $5,122 6.89%
    Asian 223 $67,165,000 $301,188 $6,527 6.70%
    American Indian 341 $53,465,000 $156,789 $4,422 6.99%
    Black 177 $28,125,000 $158,898 $5,236 7.07%
    Asian Indian 17 $8,505,000 $500,294 $7,792 7.12%
    Chinese 6 $4,850,000 $808,333 $5,911 5.92%
    Other Asian 10 $2,100,000 $210,000 $5,301 7.21%
    Filipino 8 $1,550,000 $193,750 $6,107 6.95%
    Vietnamese 8 $1,250,000 $156,250 $4,357 7.08%
    Korean 4 $1,150,000 $287,500 $2,099 8.53%
    Native Hawaiian or Islander 3 $385,000 $128,333 $3,392 6.11%
    Guamanian 1 $385,000 $385,000 $3,235 6.38%
    Other Pacific Islander 2 $350,000 $175,000 $5,332 7.19%
    4 $240,000 $60,000 $180 8.59%

    Approval Rates

    Total approvals of all applications
    65.73%

    Bokf has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    71.31%

    Bokf has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,595 $1,513,365,000 $270,485

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,595 $1,513,365,000 $270,485

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 888 $172,810,000 $194,606 $1,449 6.87%
    40-60% 437 $144,985,000 $331,773 $4,558 6.74%
    60-80% 933 $538,735,000 $577,422 $5,992 6.81%
    80-100% 1,600 $537,090,000 $335,681 $7,526 6.68%
    Over 100% 26 $8,440,000 $324,615 $15,906 6.37%
    Under 20% 1,711 $111,305,000 $65,053 $260 7.00%