Bokf Mortgage Rates, Fees & Info
Tulsa, OKLEI: FU7RSW4CQQY98A2O7J66
Tax ID: 73-0780382
5 stars
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Review & Overview
Bokf is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Bokf has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Tulsa, Denver, Albuquerque, Dallas, and Oklahoma City among others. We have data for 315 markets. (Some data included below & more in-depth data is available with an active subscription.)Bokf has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bokf is typically an average fee lender. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 5.60% | 8/6/22 |
| 30 Year Conventional Refi | 5.55% | 8/6/22 |
| 30 Year Cash-out Refi | 5.76% | 8/6/22 |
| 30 Year FHA Purchase | 6.44% | 8/6/22 |
| 30 Year FHA Refi | 6.16% | 8/6/22 |
| 30 Year VA Purchase | 5.39% | 8/6/22 |
| 30 Year VA Refi | 5.26% | 8/6/22 |
| 30 Year USDA Purchase | 5.84% | 8/6/22 |
| 30 Year USDA Refi | 5.30% | 8/6/22 |
| 15 Year Conventional Purchase | 4.72% | 8/6/22 |
| 15 Year Conventional Refi | 4.65% | 8/6/22 |
| 15 Year Cash-out Refi | 4.65% | 8/6/22 |
| 15 Year FHA Purchase | 4.26% | 8/6/22 |
| 15 Year FHA Refi | 4.26% | 8/6/22 |
| 15 Year VA Purchase | 4.26% | 8/6/22 |
| 15 Year VA Refi | 4.95% | 8/6/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
13,560Origination Dollar Volume (All Markets)
$3,764,220,000Employee count
4,471Awards
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BOKF - 2021
BOKF is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Bokf's average 30 year fixed rate mortgage of loans were
3.13%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.02%.
Relative Fees
Bokf's average total fees for a 30 year fixed rate
mortgage are $4,317.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TULSA, OK (FHA|USDA|VA) » | 2,378 | $457,290,000 | $192,300 | $3,639 | 3.25% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » | 1,130 | $418,920,000 | $370,726 | $3,664 | 3.09% |
| ALBUQUERQUE, NM (FHA|USDA|VA) » | 1,650 | $387,280,000 | $234,715 | $3,813 | 3.22% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » | 1,040 | $368,870,000 | $354,683 | $5,142 | 3.20% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) » | 1,712 | $304,150,000 | $177,658 | $3,295 | 3.26% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » | 610 | $215,900,000 | $353,934 | $3,333 | 3.14% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » | 582 | $203,450,000 | $349,570 | $4,863 | 3.24% |
| Breckenridge, CO (FHA|USDA|VA) » | 383 | $200,465,000 | $523,407 | $3,438 | 3.02% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) » | 785 | $165,645,000 | $211,013 | $2,987 | 3.05% |
| Outside of Metro Areas | 321 | $92,275,000 | $287,461 | $3,999 | 3.17% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » | 224 | $82,040,000 | $366,250 | $5,778 | 3.03% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » | 332 | $60,490,000 | $182,199 | $2,852 | 3.15% |
| Edwards, CO (FHA|USDA|VA) » | 76 | $41,440,000 | $545,263 | $4,092 | 3.09% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » | 24 | $40,680,000 | $1,695,000 | $3,825 | 3.10% |
| GREELEY, CO (FHA|USDA|VA) » | 114 | $40,410,000 | $354,474 | $4,834 | 3.02% |
| FORT COLLINS, CO (FHA|USDA|VA) » | 112 | $38,800,000 | $346,429 | $3,856 | 2.98% |
| SANTA FE, NM (FHA|USDA|VA) » | 128 | $33,000,000 | $257,813 | $4,341 | 3.18% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » | 1 | $32,575,000 | $32,575,000 | $0 | 2.85% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » | 98 | $27,780,000 | $283,469 | $4,714 | 3.11% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) » | 20 | $25,550,000 | $1,277,500 | $3,339 | 2.74% |
| BOULDER, CO (FHA|USDA|VA) » | 54 | $23,830,000 | $441,296 | $2,939 | 3.09% |
| WICHITA, KS (FHA|USDA|VA) » | 119 | $20,805,000 | $174,832 | $3,344 | 3.04% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » | 5 | $19,635,000 | $3,927,000 | $2,849 | 3.43% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » | 26 | $19,590,000 | $753,462 | $5,190 | 3.03% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » | 25 | $17,375,000 | $695,000 | $5,097 | 2.94% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) » | 53 | $13,815,000 | $260,660 | $6,130 | 3.05% |
| ENID, OK (FHA|USDA|VA) » | 118 | $13,070,000 | $110,763 | $3,194 | 3.26% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) » | 42 | $11,880,000 | $282,857 | $4,235 | 3.23% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » | 13 | $10,895,000 | $838,077 | $2,999 | 2.88% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » | 29 | $10,685,000 | $368,448 | $3,702 | 2.83% |
| TOPEKA, KS (FHA|USDA|VA) » | 59 | $10,515,000 | $178,220 | $3,788 | 3.03% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » | 6 | $10,120,000 | $1,686,667 | $2,944 | 3.08% |
| Granbury, TX (FHA|USDA|VA) » | 9 | $9,795,000 | $1,088,333 | $4,188 | 3.33% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » | 17 | $8,845,000 | $520,294 | $3,328 | 3.09% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » | 18 | $8,650,000 | $480,556 | $3,758 | 2.83% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » | 12 | $8,250,000 | $687,500 | $5,354 | 2.90% |
| LAWTON, OK (FHA|USDA|VA) » | 47 | $6,705,000 | $142,660 | $3,677 | 3.31% |
| TUCSON, AZ (FHA|USDA|VA) » | 22 | $6,610,000 | $300,455 | $3,206 | 3.06% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » | 11 | $6,605,000 | $600,455 | $4,377 | 2.99% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » | 15 | $6,555,000 | $437,000 | $2,979 | 2.87% |
| McAlester, OK (FHA|USDA|VA) » | 41 | $6,205,000 | $151,341 | $3,098 | 3.24% |
| Athens, TX (FHA|USDA|VA) » | 5 | $6,195,000 | $1,239,000 | $15,133 | 3.37% |
| LAS CRUCES, NM (FHA|USDA|VA) » | 37 | $6,005,000 | $162,297 | $3,473 | 2.95% |
| Bartlesville, OK (FHA|USDA|VA) » | 48 | $5,510,000 | $114,792 | $3,229 | 3.46% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » | 25 | $5,505,000 | $220,200 | $3,750 | 3.04% |
| GRAND JUNCTION, CO (FHA|USDA|VA) » | 15 | $5,095,000 | $339,667 | $3,258 | 3.18% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » | 25 | $5,065,000 | $202,600 | $2,461 | 3.09% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » | 13 | $4,935,000 | $379,615 | $4,188 | 3.11% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » | 17 | $4,795,000 | $282,059 | $3,443 | 3.03% |
| Muskogee, OK (FHA|USDA|VA) » | 47 | $4,735,000 | $100,745 | $2,586 | 3.53% |
| FLAGSTAFF, AZ (FHA|USDA|VA) » | 15 | $4,565,000 | $304,333 | $3,650 | 2.98% |
| Bozeman, MT (FHA|USDA|VA) » | 4 | $4,550,000 | $1,137,500 | $6,405 | 3.17% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) » | 31 | $4,515,000 | $145,645 | $3,367 | 3.42% |
| WACO, TX (FHA|USDA|VA) » | 15 | $4,445,000 | $296,333 | $5,112 | 2.94% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » | 12 | $4,350,000 | $362,500 | $4,620 | 2.99% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » | 15 | $4,225,000 | $281,667 | $3,049 | 2.91% |
| Rockport, TX (FHA|USDA|VA) » | 3 | $4,165,000 | $1,388,333 | $3,669 | 4.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » | 13 | $3,635,000 | $279,615 | $3,575 | 3.32% |
| RALEIGH-CARY, NC (FHA|USDA|VA) » | 9 | $3,485,000 | $387,222 | $3,677 | 3.06% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » | 9 | $3,475,000 | $386,111 | $3,186 | 2.94% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » | 12 | $3,200,000 | $266,667 | $4,017 | 3.18% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » | 12 | $3,150,000 | $262,500 | $4,746 | 3.22% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » | 9 | $3,135,000 | $348,333 | $4,818 | 3.08% |
| Shawnee, OK (FHA|USDA|VA) » | 18 | $2,980,000 | $165,556 | $3,561 | 3.38% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » | 4 | $2,930,000 | $732,500 | $5,869 | 2.92% |
| Fort Morgan, CO (FHA|USDA|VA) » | 11 | $2,865,000 | $260,455 | $3,836 | 2.97% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » | 11 | $2,805,000 | $255,000 | $3,072 | 3.05% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » | 3 | $2,745,000 | $915,000 | $5,565 | 3.10% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » | 5 | $2,695,000 | $539,000 | $5,419 | 3.14% |
| JACKSONVILLE, FL (FHA|USDA|VA) » | 7 | $2,575,000 | $367,857 | $4,128 | 2.84% |
| AMARILLO, TX (FHA|USDA|VA) » | 12 | $2,490,000 | $207,500 | $4,363 | 2.81% |
| EL PASO, TX (FHA|USDA|VA) » | 16 | $2,440,000 | $152,500 | $4,806 | 3.06% |
| SPRINGFIELD, MO (FHA|USDA|VA) » | 14 | $2,350,000 | $167,857 | $3,034 | 2.87% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » | 7 | $2,285,000 | $326,429 | $2,977 | 2.98% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » | 5 | $2,285,000 | $457,000 | $4,555 | 3.13% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » | 4 | $2,270,000 | $567,500 | $4,107 | 2.78% |
| Tahlequah, OK (FHA|USDA|VA) » | 11 | $2,205,000 | $200,455 | $4,310 | 3.27% |
| Mineral Wells, TX (FHA|USDA|VA) » | 4 | $2,140,000 | $535,000 | $3,227 | 3.18% |
| LUBBOCK, TX (FHA|USDA|VA) » | 9 | $2,025,000 | $225,000 | $3,908 | 2.93% |
| Durango, CO (FHA|USDA|VA) » | 6 | $2,020,000 | $336,667 | $5,197 | 3.19% |
| BEND, OR (FHA|USDA|VA) » | 5 | $2,015,000 | $403,000 | $5,253 | 2.97% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) » | 6 | $2,000,000 | $333,333 | $4,833 | 3.41% |
| SALT LAKE CITY, UT (FHA|USDA|VA) » | 5 | $1,995,000 | $399,000 | $3,826 | 2.70% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » | 8 | $1,990,000 | $248,750 | $3,532 | 2.95% |
| Glenwood Springs, CO (FHA|USDA|VA) » | 6 | $1,970,000 | $328,333 | $3,199 | 3.39% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » | 6 | $1,730,000 | $288,333 | $4,664 | 2.98% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » | 4 | $1,720,000 | $430,000 | $3,817 | 2.94% |
| Heber, UT (FHA|USDA|VA) » | 2 | $1,720,000 | $860,000 | $3,194 | 3.05% |
| Gallup, NM (FHA|USDA|VA) » | 13 | $1,695,000 | $130,385 | $3,776 | 3.17% |
| Taos, NM (FHA|USDA|VA) » | 7 | $1,615,000 | $230,714 | $3,200 | 3.53% |
| Stillwater, OK (FHA|USDA|VA) » | 11 | $1,605,000 | $145,909 | $4,105 | 3.13% |
| Española, NM (FHA|USDA|VA) » | 12 | $1,600,000 | $133,333 | $4,100 | 3.32% |
| Show Low, AZ (FHA|USDA|VA) » | 6 | $1,590,000 | $265,000 | $4,162 | 3.96% |
| ASHEVILLE, NC (FHA|USDA|VA) » | 4 | $1,540,000 | $385,000 | $4,092 | 3.06% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) » | 5 | $1,535,000 | $307,000 | $3,316 | 2.78% |
| FORT SMITH, AR-OK (FHA|USDA|VA) » | 8 | $1,500,000 | $187,500 | $3,750 | 2.84% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » | 4 | $1,490,000 | $372,500 | $4,682 | 3.22% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » | 5 | $1,445,000 | $289,000 | $3,329 | 2.93% |
| RICHMOND, VA (FHA|USDA|VA) » | 5 | $1,435,000 | $287,000 | $5,190 | 3.10% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » | 8 | $1,420,000 | $177,500 | $2,952 | 3.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » | 3 | $1,395,000 | $465,000 | $3,325 | 2.73% |
| Hilo, HI (FHA|USDA|VA) » | 1 | $1,395,000 | $1,395,000 | $0 | 2.93% |
| Weatherford, OK (FHA|USDA|VA) » | 3 | $1,245,000 | $415,000 | $5,646 | 3.00% |
| ST. GEORGE, UT (FHA|USDA|VA) » | 3 | $1,235,000 | $411,667 | $3,553 | 2.67% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) » | 3 | $1,215,000 | $405,000 | $3,730 | 2.71% |
| Branson, MO (FHA|USDA|VA) » | 7 | $1,195,000 | $170,714 | $3,536 | 3.32% |
| PUEBLO, CO (FHA|USDA|VA) » | 6 | $1,190,000 | $198,333 | $2,605 | 3.10% |
| Fredericksburg, TX (FHA|USDA|VA) » | 2 | $1,190,000 | $595,000 | $5,163 | 3.09% |
| COLUMBIA, MO (FHA|USDA|VA) » | 4 | $1,160,000 | $290,000 | $2,357 | 3.00% |
| RENO, NV (FHA|USDA|VA) » | 3 | $1,155,000 | $385,000 | $5,413 | 2.83% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » | 5 | $1,145,000 | $229,000 | $4,279 | 3.13% |
| SALISBURY, MD-DE (FHA|USDA|VA) » | 2 | $1,140,000 | $570,000 | $6,650 | 2.88% |
| Riverton, WY (FHA|USDA|VA) » | 1 | $1,095,000 | $1,095,000 | $3,695 | 3.13% |
| BOISE CITY, ID (FHA|USDA|VA) » | 4 | $1,090,000 | $272,500 | $3,960 | 3.09% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » | 4 | $1,090,000 | $272,500 | $4,827 | 2.94% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » | 3 | $1,075,000 | $358,333 | $3,623 | 3.08% |
| MIDLAND, TX (FHA|USDA|VA) » | 4 | $1,070,000 | $267,500 | $3,473 | 2.88% |
| Jackson, WY-ID (FHA|USDA|VA) » | 1 | $1,005,000 | $1,005,000 | $0 | 3.70% |
| Brenham, TX (FHA|USDA|VA) » | 3 | $1,005,000 | $335,000 | $5,042 | 3.00% |
| TYLER, TX (FHA|USDA|VA) » | 7 | $985,000 | $140,714 | $6,802 | 3.55% |
| Bonham, TX (FHA|USDA|VA) » | 4 | $980,000 | $245,000 | $5,000 | 3.73% |
| KNOXVILLE, TN (FHA|USDA|VA) » | 8 | $960,000 | $120,000 | $3,390 | 2.91% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) » | 4 | $950,000 | $237,500 | $5,163 | 3.40% |
| WILMINGTON, NC (FHA|USDA|VA) » | 4 | $950,000 | $237,500 | $3,163 | 2.91% |
| AKRON, OH (FHA|USDA|VA) » | 4 | $940,000 | $235,000 | $2,979 | 2.81% |
| Los Alamos, NM (FHA|USDA|VA) » | 5 | $935,000 | $187,000 | $3,705 | 3.15% |
| LONGVIEW, TX (FHA|USDA|VA) » | 5 | $935,000 | $187,000 | $4,798 | 2.98% |
| Fernley, NV (FHA|USDA|VA) » | 3 | $915,000 | $305,000 | $3,215 | 3.13% |
| YORK-HANOVER, PA (FHA|USDA|VA) » | 5 | $905,000 | $181,000 | $2,819 | 3.30% |
| Roswell, NM (FHA|USDA|VA) » | 5 | $895,000 | $179,000 | $3,300 | 2.78% |
| Paragould, AR (FHA|USDA|VA) » | 1 | $855,000 | $855,000 | $3,761 | 3.00% |
| ERIE, PA (FHA|USDA|VA) » | 4 | $850,000 | $212,500 | $6,326 | 2.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » | 3 | $845,000 | $281,667 | $2,387 | 2.83% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » | 3 | $835,000 | $278,333 | $2,906 | 2.54% |
| Woodward, OK (FHA|USDA|VA) » | 5 | $825,000 | $165,000 | $2,910 | 2.67% |
| Georgetown, SC (FHA|USDA|VA) » | 2 | $820,000 | $410,000 | $4,705 | 2.62% |
| Altus, OK (FHA|USDA|VA) » | 4 | $780,000 | $195,000 | $3,596 | 3.25% |
| Payson, AZ (FHA|USDA|VA) » | 2 | $750,000 | $375,000 | $3,850 | 2.94% |
| Ardmore, OK (FHA|USDA|VA) » | 5 | $745,000 | $149,000 | $5,112 | 3.20% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » | 2 | $740,000 | $370,000 | $0 | 3.99% |
| IOWA CITY, IA (FHA|USDA|VA) » | 4 | $740,000 | $185,000 | $2,654 | 3.38% |
| Sulphur Springs, TX (FHA|USDA|VA) » | 2 | $720,000 | $360,000 | $6,583 | 2.87% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » | 4 | $720,000 | $180,000 | $3,650 | 3.03% |
| MEDFORD, OR (FHA|USDA|VA) » | 2 | $720,000 | $360,000 | $4,371 | 2.69% |
| IDAHO FALLS, ID (FHA|USDA|VA) » | 3 | $715,000 | $238,333 | $8,893 | 2.92% |
| HOT SPRINGS, AR (FHA|USDA|VA) » | 3 | $715,000 | $238,333 | $2,113 | 2.79% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » | 1 | $705,000 | $705,000 | $4,445 | 3.25% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » | 3 | $695,000 | $231,667 | $3,667 | 3.21% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) » | 3 | $685,000 | $228,333 | $4,570 | 3.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » | 2 | $680,000 | $340,000 | $3,218 | 3.06% |
| LAWRENCE, KS (FHA|USDA|VA) » | 4 | $680,000 | $170,000 | $2,152 | 3.06% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » | 2 | $660,000 | $330,000 | $3,558 | 2.38% |
| Ruidoso, NM (FHA|USDA|VA) » | 3 | $655,000 | $218,333 | $5,472 | 3.25% |
| FARMINGTON, NM (FHA|USDA|VA) » | 5 | $655,000 | $131,000 | $3,134 | 2.88% |
| Corsicana, TX (FHA|USDA|VA) » | 3 | $655,000 | $218,333 | $4,377 | 3.41% |
| PITTSBURGH, PA (FHA|USDA|VA) » | 2 | $650,000 | $325,000 | $4,795 | 2.81% |
| Steamboat Springs, CO (FHA|USDA|VA) » | 1 | $645,000 | $645,000 | $3,688 | 3.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » | 2 | $640,000 | $320,000 | $2,834 | 2.69% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) » | 3 | $635,000 | $211,667 | $5,565 | 3.63% |
| Marion, NC (FHA|USDA|VA) » | 2 | $630,000 | $315,000 | $3,583 | 2.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » | 3 | $625,000 | $208,333 | $2,479 | 2.75% |
| WENATCHEE, WA (FHA|USDA|VA) » | 1 | $625,000 | $625,000 | $4,832 | 2.88% |
| Montrose, CO (FHA|USDA|VA) » | 2 | $620,000 | $310,000 | $2,590 | 2.94% |
| Outside of Metro Areas | 2 | $620,000 | $310,000 | $2,907 | 2.94% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) » | 3 | $605,000 | $201,667 | $3,556 | 2.88% |
| LINCOLN, NE (FHA|USDA|VA) » | 1 | $605,000 | $605,000 | $6,525 | 3.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) » | 2 | $600,000 | $300,000 | $2,881 | 2.50% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » | 1 | $595,000 | $595,000 | $2,246 | 2.88% |
| Warrensburg, MO (FHA|USDA|VA) » | 2 | $590,000 | $295,000 | $2,806 | 3.13% |
| GREAT FALLS, MT (FHA|USDA|VA) » | 2 | $590,000 | $295,000 | $2,298 | 3.56% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » | 2 | $590,000 | $295,000 | $3,299 | 3.06% |
| DOVER, DE (FHA|USDA|VA) » | 2 | $590,000 | $295,000 | $3,151 | 2.69% |
| Hobbs, NM (FHA|USDA|VA) » | 3 | $575,000 | $191,667 | $4,569 | 2.83% |
| LANCASTER, PA (FHA|USDA|VA) » | 2 | $550,000 | $275,000 | $3,632 | 2.88% |
| Key West, FL (FHA|USDA|VA) » | 1 | $545,000 | $545,000 | $3,579 | 3.38% |
| POCATELLO, ID (FHA|USDA|VA) » | 1 | $545,000 | $545,000 | $4,301 | 2.63% |
| Forest City, NC (FHA|USDA|VA) » | 1 | $545,000 | $545,000 | $3,393 | 2.88% |
| Ponca City, OK (FHA|USDA|VA) » | 6 | $540,000 | $90,000 | $4,653 | 3.45% |
| SAVANNAH, GA (FHA|USDA|VA) » | 2 | $540,000 | $270,000 | $3,820 | 2.44% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » | 2 | $530,000 | $265,000 | $6,194 | 3.06% |
| VICTORIA, TX (FHA|USDA|VA) » | 2 | $520,000 | $260,000 | $3,245 | 2.88% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) » | 2 | $520,000 | $260,000 | $6,094 | 2.69% |
| Duncan, OK (FHA|USDA|VA) » | 5 | $515,000 | $103,000 | $3,503 | 2.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » | 3 | $515,000 | $171,667 | $3,294 | 3.29% |
| ODESSA, TX (FHA|USDA|VA) » | 2 | $510,000 | $255,000 | $4,824 | 3.50% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » | 1 | $505,000 | $505,000 | $4,826 | 2.38% |
| Las Vegas, NM (FHA|USDA|VA) » | 2 | $500,000 | $250,000 | $4,812 | 2.94% |
| MANHATTAN, KS (FHA|USDA|VA) » | 2 | $500,000 | $250,000 | $6,916 | 2.81% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » | 2 | $490,000 | $245,000 | $2,546 | 2.94% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » | 1 | $485,000 | $485,000 | $3,987 | 3.00% |
| ANCHORAGE, AK (FHA|USDA|VA) » | 1 | $485,000 | $485,000 | $5,573 | 2.38% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) » | 2 | $470,000 | $235,000 | $2,714 | 3.19% |
| Atchison, KS (FHA|USDA|VA) » | 2 | $470,000 | $235,000 | $2,529 | 2.88% |
| Clovis, NM (FHA|USDA|VA) » | 4 | $460,000 | $115,000 | $2,573 | 3.19% |
| Silver City, NM (FHA|USDA|VA) » | 2 | $460,000 | $230,000 | $4,612 | 3.19% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » | 1 | $455,000 | $455,000 | $12,649 | 2.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) » | 1 | $455,000 | $455,000 | $5,507 | 3.00% |
| Cañon City, CO (FHA|USDA|VA) » | 3 | $455,000 | $151,667 | $3,557 | 3.00% |
| FLINT, MI (FHA|USDA|VA) » | 2 | $450,000 | $225,000 | $5,856 | 3.31% |
| Pittsburg, KS (FHA|USDA|VA) » | 3 | $445,000 | $148,333 | $3,084 | 2.98% |
| WORCESTER, MA-CT (FHA|USDA|VA) » | 2 | $440,000 | $220,000 | $2,257 | 2.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » | 3 | $435,000 | $145,000 | $2,405 | 3.04% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) » | 1 | $425,000 | $425,000 | $3,989 | 2.25% |
| BELLINGHAM, WA (FHA|USDA|VA) » | 1 | $425,000 | $425,000 | $3,486 | 3.13% |
| LEBANON, PA (FHA|USDA|VA) » | 2 | $420,000 | $210,000 | $3,992 | 2.81% |
| SAN ANGELO, TX (FHA|USDA|VA) » | 3 | $405,000 | $135,000 | $4,518 | 3.00% |
| Spearfish, SD (FHA|USDA|VA) » | 1 | $395,000 | $395,000 | $7,321 | 3.13% |
| TOLEDO, OH (FHA|USDA|VA) » | 2 | $390,000 | $195,000 | $5,253 | 3.50% |
| Brainerd, MN (FHA|USDA|VA) » | 1 | $385,000 | $385,000 | $5,840 | 2.50% |
| Alamogordo, NM (FHA|USDA|VA) » | 3 | $385,000 | $128,333 | $2,993 | 2.92% |
| BISMARCK, ND (FHA|USDA|VA) » | 1 | $385,000 | $385,000 | $2,924 | 2.88% |
| PANAMA CITY, FL (FHA|USDA|VA) » | 2 | $380,000 | $190,000 | $3,981 | 2.81% |
| JACKSON, TN (FHA|USDA|VA) » | 2 | $380,000 | $190,000 | $3,286 | 3.19% |
| Bennington, VT (FHA|USDA|VA) » | 1 | $375,000 | $375,000 | $5,560 | 2.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) » | 2 | $360,000 | $180,000 | $2,992 | 2.88% |
| Moscow, ID (FHA|USDA|VA) » | 1 | $355,000 | $355,000 | $4,403 | 2.50% |
| CASPER, WY (FHA|USDA|VA) » | 1 | $355,000 | $355,000 | $5,497 | 3.00% |
| FORT WAYNE, IN (FHA|USDA|VA) » | 1 | $355,000 | $355,000 | $2,207 | 2.75% |
| HAMMOND, LA (FHA|USDA|VA) » | 1 | $355,000 | $355,000 | $2,267 | 2.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $2,810 | 2.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » | 3 | $345,000 | $115,000 | $2,684 | 3.21% |
| Elk City, OK (FHA|USDA|VA) » | 2 | $340,000 | $170,000 | $3,529 | 2.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » | 2 | $340,000 | $170,000 | $2,876 | 2.94% |
| Richmond-Berea, KY (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $3,532 | 3.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $4,687 | 3.25% |
| Pottsville, PA (FHA|USDA|VA) » | 1 | $315,000 | $315,000 | $4,391 | 2.63% |
| REDDING, CA (FHA|USDA|VA) » | 1 | $315,000 | $315,000 | $3,053 | 3.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) » | 1 | $315,000 | $315,000 | $4,780 | 3.25% |
| Nogales, AZ (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $4,597 | 3.38% |
| Miami, OK (FHA|USDA|VA) » | 3 | $285,000 | $95,000 | $3,953 | 3.19% |
| CHICO, CA (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $4,698 | 3.50% |
| READING, PA (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $2,696 | 3.50% |
| Ukiah, CA (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $3,814 | 2.88% |
| RAPID CITY, SD (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $3,347 | 3.00% |
| Nacogdoches, TX (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $4,415 | 2.75% |
| Grants, NM (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $5,534 | 3.13% |
| Sedalia, MO (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $1,337 | 2.25% |
| Athens, OH (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $4,122 | 3.13% |
| Del Rio, TX (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $4,412 | 2.88% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $9,905 | 3.38% |
| Russellville, AR (FHA|USDA|VA) » | 2 | $270,000 | $135,000 | $2,024 | 3.06% |
| Pahrump, NV (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $4,728 | 4.25% |
| ALBANY, GA (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $2,224 | 3.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $3,271 | 3.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » | 2 | $260,000 | $130,000 | $2,461 | 3.25% |
| GREEN BAY, WI (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $2,276 | 3.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $3,104 | 3.13% |
| Craig, CO (FHA|USDA|VA) » | 2 | $250,000 | $125,000 | $4,814 | 1.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) » | 2 | $250,000 | $125,000 | $3,228 | 2.81% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) » | 2 | $250,000 | $125,000 | $4,681 | 3.06% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $0 | 3.60% |
| Hays, KS (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $1,830 | 3.25% |
| Rolla, MO (FHA|USDA|VA) » | 2 | $240,000 | $120,000 | $2,467 | 2.63% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $3,655 | 2.88% |
| STAUNTON, VA (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $2,986 | 3.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $3,231 | 3.00% |
| COLUMBIA, SC (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $2,785 | 2.88% |
| West Plains, MO (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $3,248 | 2.38% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $5,346 | 3.63% |
| Kill Devil Hills, NC (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $2,517 | 2.50% |
| PINE BLUFF, AR (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $6,239 | 3.13% |
| ANN ARBOR, MI (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $2,921 | 2.38% |
| Coffeyville, KS (FHA|USDA|VA) » | 2 | $210,000 | $105,000 | $3,284 | 2.81% |
| JOPLIN, MO (FHA|USDA|VA) » | 2 | $210,000 | $105,000 | $3,167 | 3.63% |
| Portales, NM (FHA|USDA|VA) » | 2 | $210,000 | $105,000 | $4,506 | 3.94% |
| SPRINGFIELD, MA (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $0 | 3.99% |
| Sevierville, TN (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $3,736 | 4.00% |
| VISALIA, CA (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $3,212 | 2.38% |
| SUMTER, SC (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $4,070 | 3.13% |
| Huntsville, TX (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $5,271 | 3.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $1,393 | 2.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $6,065 | 4.50% |
| SIOUX FALLS, SD (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $2,368 | 2.88% |
| Traverse City, MI (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $2,939 | 3.50% |
| Stephenville, TX (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $7,491 | 4.13% |
| BILLINGS, MT (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $3,435 | 3.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $2,926 | 2.88% |
| Kerrville, TX (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $3,294 | 3.00% |
| VALDOSTA, GA (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $3,570 | 3.25% |
| Lufkin, TX (FHA|USDA|VA) » | 2 | $170,000 | $85,000 | $1,812 | 4.12% |
| Deming, NM (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $3,339 | 3.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $3,009 | 2.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $3,916 | 3.88% |
| YUMA, AZ (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $5,995 | 3.63% |
| MISSOULA, MT (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $3,780 | 3.13% |
| FRESNO, CA (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $2,827 | 4.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $2,924 | 3.00% |
| DULUTH, MN-WI (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $3,073 | 3.38% |
| Ada, OK (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $3,021 | 3.00% |
| MADISON, WI (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $2,466 | 3.25% |
| Aberdeen, WA (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $2,134 | 2.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $1,961 | 2.63% |
| Norwalk, OH (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $3,306 | 3.25% |
| Ottawa, KS (FHA|USDA|VA) » | 2 | $140,000 | $70,000 | $1,828 | 2.81% |
| Lumberton, NC (FHA|USDA|VA) » | 1 | $135,000 | $135,000 | $2,256 | 2.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $2,705 | 2.25% |
| LYNCHBURG, VA (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $2,353 | 2.88% |
| Mountain Home, AR (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $2,895 | 3.63% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $2,986 | 3.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $1,916 | 2.88% |
| Hutchinson, KS (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $2,305 | 2.63% |
| Oxford, MS (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $1,745 | 2.63% |
| BATON ROUGE, LA (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $3,629 | 2.88% |
| ABILENE, TX (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $6,002 | 3.50% |
| Natchez, MS-LA (FHA|USDA|VA) » | 1 | $115,000 | $115,000 | $3,447 | 2.25% |
| Borger, TX (FHA|USDA|VA) » | 1 | $115,000 | $115,000 | $3,582 | 2.50% |
| Lebanon, MO (FHA|USDA|VA) » | 3 | $115,000 | $38,333 | $937 | 4.08% |
| Emporia, KS (FHA|USDA|VA) » | 1 | $115,000 | $115,000 | $2,495 | 3.13% |
| COLUMBUS, OH (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $2,479 | 2.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $3,286 | 3.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $3,450 | 3.13% |
| Winfield, KS (FHA|USDA|VA) » | 1 | $85,000 | $85,000 | $3,473 | 3.00% |
| Gillette, WY (FHA|USDA|VA) » | 1 | $85,000 | $85,000 | $2,976 | 2.75% |
| Kalispell, MT (FHA|USDA|VA) » | 1 | $85,000 | $85,000 | $2,363 | 2.88% |
| Great Bend, KS (FHA|USDA|VA) » | 1 | $55,000 | $55,000 | $2,719 | 3.50% |
Bokf's top markets include Tulsa, Denver, Albuquerque, Dallas, and Oklahoma City among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional » | 12,377 | $3,469,595,000 | $280,326 | $3,423 | 3.18% |
| FHA » | 784 | $171,040,000 | $218,163 | $7,449 | 3.13% |
| VA » | 358 | $117,520,000 | $328,268 | $6,913 | 2.88% |
| USDA » | 41 | $6,065,000 | $147,927 | $4,805 | 2.94% |
For the 2021 period, Bokf's most frequently originated loan type of loans were Conventional, with 12,377 originations. Their 2nd most popular type is FHA, with 784 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase » | 5,081 | $1,726,755,000 | $339,846 | $4,740 | 3.11% |
| Refi » | 4,177 | $1,188,875,000 | $284,624 | $3,075 | 2.92% |
| Cash Out Refi » | 2,607 | $660,705,000 | $253,435 | $3,636 | 3.15% |
| Home Improvement » | 1,094 | $87,400,000 | $79,890 | $138 | 4.08% |
| Other » | 601 | $100,485,000 | $167,196 | $2,463 | 3.91% |
For the 2021, Bokf's most frequently cited loan purpose of loans were Home Purchase, with 5,081 originations. The 2nd most popular reason of loans were Refi, with 4,177 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year » | 7,968 | $2,378,570,000 | $298,515 | $4,317 | 3.13% |
| 15 Year » | 2,639 | $561,465,000 | $212,757 | $2,976 | 2.69% |
| Other » | 1,528 | $334,660,000 | $219,018 | $2,618 | 3.87% |
| 20 Year » | 1,043 | $225,005,000 | $215,729 | $2,321 | 3.65% |
| 10 Year » | 301 | $49,335,000 | $163,904 | $2,438 | 2.96% |
| 5 Year » | 57 | $8,775,000 | $153,947 | $0 | 4.84% |
| 3 Year » | 22 | $205,380,000 | $9,335,455 | $201 | 3.99% |
| 1 Year » | 2 | $1,030,000 | $515,000 | $3,992 | 3.93% |
For the 2021, Bokf's most frequently cited loan length of loans were 30 Year, with 7,968 originations. The 2nd most popular length of loans were 15 Year, with 2,639 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k » | 6,603 | $1,906,575,000 | $288,744 |
| $<1k » | 3,897 | $804,225,000 | $206,370 |
| $2k-3k » | 855 | $268,065,000 | $313,526 |
| $3k-4k » | 279 | $98,995,000 | $354,821 |
| $5k+ » | 159 | $98,275,000 | $618,082 |
| $4k-5k » | 134 | $50,500,000 | $376,866 |
$4,317 of loans were Bokf's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 6,603 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% » | 5,478 | $1,688,720,000 | $308,273 |
| 3-4% » | 4,923 | $1,311,455,000 | $266,393 |
| <2.5% » | 1,748 | $444,120,000 | $254,073 |
| 4-5% » | 1,060 | $299,810,000 | $282,840 |
| 5-6% » | 334 | $18,620,000 | $55,749 |
| 6-7% » | 8 | $390,000 | $48,750 |
| 7-8% » | 8 | $480,000 | $60,000 |
During 2021, Bokf's average interest rate of loans were 3.13%, while their most frequently originated rate bucket of loans were 2.5-3%, with 5,478 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k » | 4,728 | $1,321,190,000 | $279,440 | $4,228 | 3.03% |
| $100k-200k » | 4,170 | $619,220,000 | $148,494 | $3,387 | 3.10% |
| $100,000 or less » | 2,443 | $138,915,000 | $56,862 | $1,762 | 3.73% |
| $400k-600k » | 1,603 | $779,365,000 | $486,192 | $4,590 | 2.96% |
| $600k-1MM » | 409 | $306,025,000 | $748,227 | $5,414 | 3.02% |
| $1MM+ » | 207 | $599,505,000 | $2,896,159 | $8,431 | 3.19% |
2021 saw Bokf place emphasis on $200k-400k loans with 4,728 originations, totaling $1,321,190,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k » | 2,724 | $677,190,000 | $248,601 | $3,777 | 3.19% |
| $50k-75k » | 2,651 | $474,005,000 | $178,802 | $3,730 | 3.18% |
| $150k-250k » | 2,268 | $719,660,000 | $317,310 | $3,992 | 3.15% |
| $50k or less » | 2,002 | $251,850,000 | $125,799 | $3,233 | 3.23% |
| $75k-100k » | 1,969 | $424,385,000 | $215,533 | $3,857 | 3.19% |
| $250k+ » | 1,409 | $776,085,000 | $550,806 | $4,796 | 3.12% |
Bokf lent most frequently to those with incomes in the $100k-150k range, with 2,724 originations. The second most popular income band? $50k-75k, with 2,651 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% » | 3,211 | $836,275,000 | $260,441 | $3,572 | 3.11% |
| 30-36% » | 2,512 | $649,890,000 | $258,714 | $3,763 | 3.18% |
| <20% » | 1,570 | $384,130,000 | $244,669 | $3,211 | 3.03% |
| 49% » | 533 | $106,835,000 | $200,441 | $3,800 | 3.45% |
| 42% » | 515 | $128,855,000 | $250,204 | $3,888 | 3.21% |
| 44% » | 483 | $117,935,000 | $244,172 | $3,966 | 3.22% |
| 43% » | 475 | $120,965,000 | $254,663 | $3,986 | 3.16% |
| 39% » | 460 | $118,020,000 | $256,565 | $4,094 | 3.27% |
| 41% » | 457 | $116,815,000 | $255,613 | $3,823 | 3.15% |
| 40% » | 450 | $122,960,000 | $273,244 | $3,964 | 3.18% |
| 38% » | 422 | $112,280,000 | $266,066 | $4,016 | 3.25% |
| 37% » | 402 | $109,610,000 | $272,662 | $3,944 | 3.20% |
| 36% » | 396 | $110,620,000 | $279,343 | $4,012 | 3.18% |
| 45% » | 385 | $89,265,000 | $231,857 | $3,913 | 3.27% |
| 48% » | 336 | $85,200,000 | $253,571 | $4,184 | 3.21% |
| 46% » | 335 | $81,515,000 | $243,328 | $3,850 | 3.28% |
| 47% » | 301 | $69,685,000 | $231,512 | $3,855 | 3.28% |
| 50-60% » | 252 | $75,640,000 | $300,159 | $6,842 | 3.13% |
| >60% » | 18 | $13,140,000 | $730,000 | $5,233 | 3.07% |
Bokf lent most frequently to those with DTI ratios of 20-30%, with 3,211 originations. The next most common DTI ratio? 30-36%, with 2,512 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White » | 10,044 | $2,583,040,000 | $257,172 | $3,742 | 3.18% |
| Not provided » | 1,689 | $478,295,000 | $283,182 | $3,833 | 3.14% |
| Not applicable » | 42 | $312,440,000 | $7,439,048 | $0 | 3.85% |
| Asian » | 705 | $166,115,000 | $235,624 | $3,815 | 3.00% |
| American Indian » | 506 | $93,580,000 | $184,941 | $4,433 | 3.22% |
| Black » | 446 | $93,320,000 | $209,238 | $4,159 | 3.29% |
| Asian Indian » | 57 | $18,115,000 | $317,807 | $3,622 | 2.89% |
| Other Asian » | 26 | $7,370,000 | $283,462 | $3,938 | 3.17% |
| Native Hawaiian or Islander » | 14 | $2,710,000 | $193,571 | $4,033 | 3.41% |
| Other Pacific Islander » | 8 | $2,350,000 | $293,750 | $4,789 | 3.14% |
| Filipino » | 5 | $1,865,000 | $373,000 | $4,277 | 2.82% |
| Vietnamese » | 6 | $1,640,000 | $273,333 | $3,150 | 2.77% |
| Korean » | 3 | $1,375,000 | $458,333 | $2,713 | 2.88% |
| Chinese » | 3 | $985,000 | $328,333 | $3,500 | 2.75% |
| Japanese » | 2 | $540,000 | $270,000 | $3,741 | 3.06% |
| Native Hawaiian » | 1 | $285,000 | $285,000 | $3,243 | 2.88% |
| Samoan » | 2 | $180,000 | $90,000 | $3,391 | 3.18% |
| » | 1 | $15,000 | $15,000 | $0 | 5.75% |
Approval Rates
Total approvals of all applications83.28%
Bokf has a below average approval rate.
Pick Rate
Approvals leading to origination73.14%
Bokf has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 13,560 | $3,764,220,000 | $277,597 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| » | 13,560 | $3,764,220,000 | $277,597 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% » | 1,325 | $223,635,000 | $168,781 | $2,489 | 3.40% |
| 40-60% » | 2,474 | $793,410,000 | $320,699 | $3,148 | 2.94% |
| 60-80% » | 4,820 | $1,559,960,000 | $323,643 | $3,707 | 3.07% |
| 80-100% » | 3,641 | $1,056,785,000 | $290,246 | $4,856 | 3.07% |
| Over 100% » | 53 | $19,225,000 | $362,736 | $15,096 | 2.84% |
| Under 20% » | 1,244 | $76,240,000 | $61,286 | $450 | 4.07% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Bokf, National Association | 11225 College Blvd Overland Park, KS 66210 | Limited, Trust Office | $0 |
| Bokf, National Association | 1325 North Kelly Avenue Edmond, OK 73003 | Full Service B&M | $56,047 |
| Bokf, National Association | 13600 N. Macarthur Boulevard Oklahoma City, OK 73142 | Full Service B&M | $93,142 |
| Bokf, National Association | 1400 East 15th Street Edmond, OK 73013 | Full Service B&M | $165,386 |
| Bokf, National Association | 1400 South Santa Fe Avenue Edmond, OK 73003 | Full Service B&M | $108,386 |
| Bokf, National Association | 14098 Nw Freeway Houston, TX 77040 | Full Service B&M | $50,884 |
| Bokf, National Association | 14575 East Alameda Aurora, CO 80012 | Full Service B&M | $19,803 |
| Bokf, National Association | 1500 Midwest Boulevard Midwest City, OK 73110 | Full Service B&M | $130,941 |
| Bokf, National Association | 1500 North Central Expressway Mckinney, TX 75070 | Full Service B&M | $182,035 |
| Bokf, National Association | 1520 North 9th St Broken Arrow, OK 74012 | Full Service B&M | $110,385 |
| Bokf, National Association | 15245 Southwest Freeway Sugar Land, TX 77478 | Full Service B&M | $328,081 |
| Bokf, National Association | 15490 East Hampden Avenue Aurora, CO 80013 | Full Service B&M | $47,833 |
| Bokf, National Association | 15710 W Colfax Ave Golden, CO 80401 | Full Service B&M | $211,246 |
| Bokf, National Association | 2100 West Houston Broken Arrow, OK 74012 | Full Service B&M | $139,452 |
| Bokf, National Association | 215 State Street Muskogee, OK 74401 | Full Service B&M | $247,386 |
| Bokf, National Association | 219 South Main Eufaula, OK 74432 | Full Service B&M | $43,503 |
| Bokf, National Association | 2250 State Highway 114 West Grapevine, TX 76051 | Full Service B&M | $56,552 |
| Bokf, National Association | 2308 North Van Buren Street Enid, OK 73703 | Full Service B&M | $88,934 |
| Bokf, National Association | 250 N. Rock Road Wichita, KS 67206 | Limited, Trust Office | $0 |
| Bokf, National Association | 2500 Louisiana Boulevard, N.E. Albuquerque, NM 87110 | Full Service B&M | $99,671 |
| Bokf, National Association | 2601 North Meridian Oklahoma City, OK 73107 | Full Service B&M | $93,779 |
| Bokf, National Association | 2650 Royal Lane Dallas, TX 75229 | Full Service B&M | $196,261 |
| Bokf, National Association | 275 East Rivulon Blvd Suite 101 Gilbert, AZ 85297 | Full Service B&M | $6,601 |
| Bokf, National Association | 3001 East Cambelback Road Phoenix, AZ 85016 | Full Service B&M | $1,405,487 |
| Bokf, National Association | 3037 S. Garnett Road Tulsa, OK 74129 | Full Service B&M | $89,693 |
| Bokf, National Association | 3908 Telephone Road Lake Worth, TX 76135 | Full Service B&M | $89,380 |
| Bokf, National Association | 400 Coit Road Plano, TX 75075 | Full Service B&M | $42,377 |
| Bokf, National Association | 4000 Macarthur Blvd. Suite 600 Newport Beach, CA 92658 | Limited, Trust Office | $0 |
| Bokf, National Association | 401 Coors Boulevard Nw Albuquerque, NM 87121 | Full Service B&M | $68,004 |
| Bokf, National Association | 401 East Broadway Sand Springs, OK 74063 | Full Service B&M | $98,434 |
| Bokf, National Association | 4140 West 71st Street Prairie Village, KS 66208 | Full Service B&M | $21,831 |
| Bokf, National Association | 420 North Robinson Ave Oklahoma City, OK 73102 | Limited, Drive-thru | $0 |
| Bokf, National Association | 4262 Live Oak Street Dallas, TX 75204 | Full Service B&M | $81,132 |
| Bokf, National Association | 4544 South 33rd West Avenue Tulsa, OK 74107 | Full Service B&M | $42,202 |
| Bokf, National Association | 4555 Sweetwater Boulevard Sugar Land, TX 77479 | Full Service B&M | $41,731 |
| Bokf, National Association | 4695 Quebec Street Denver, CO 80216 | Full Service B&M | $320,494 |
| Bokf, National Association | 4700 Montgomery Boulevard Northeast Albuquerque, NM 87109 | Full Service B&M | $42,205 |
| Bokf, National Association | 600 Penn St. Fort Worth, TX 76102 | Full Service B&M | $711,853 |
| Bokf, National Association | 6036 South Yale Avenue Tulsa, OK 74135 | Full Service B&M | $166,010 |
| Bokf, National Association | 6105 W. Park Blvd. Plano, TX 75093 | Full Service B&M | $44,279 |
| Bokf, National Association | 6201 Hillcrest Avenue Dallas, TX 75205 | Full Service B&M | $60,952 |
| Bokf, National Association | 645 Main Street, N.E. Los Lunas, NM 87031 | Full Service B&M | $73,236 |
| Bokf, National Association | 6505 East 101st Street South Tulsa, OK 74133 | Full Service B&M | $161,324 |
| Bokf, National Association | 6517 Nw Expressway Oklahoma City, OK 73132 | Full Service B&M | $61,902 |
| Bokf, National Association | 6530 Paradise Blvd Albuquerque, NM 87114 | Full Service B&M | $29,575 |
| Bokf, National Association | 6600 North Fourth Street, N.W. Albuquerque, NM 87107 | Full Service B&M | $75,819 |
| Bokf, National Association | 6701 Preston Road Dallas, TX 75205 | Full Service B&M | $280,890 |
| Bokf, National Association | 7 West 62nd Terrace Kansas City, MO 64113 | Full Service B&M | $17,683 |
| Bokf, National Association | 7000 E. Mayo Blvd # 22 Phoenix, AZ 85054 | Full Service B&M | $173,313 |
| Bokf, National Association | 9520 South Delaware Ave Tulsa, OK 74137 | Full Service B&M | $79,047 |
| Bokf, National Association | 9545 W. Camelback Phoenix, AZ 85037 | Full Service B&M | $13,832 |
| Bokf, National Association | 9561 S. University Blvd Highlands Ranch, CO 80126 | Full Service B&M | $64,100 |
| Bokf, National Association | 9580 North Garnett Road Owasso, OK 74055 | Full Service B&M | $155,730 |
| Bokf, National Association | One East Choctaw Mcalester, OK 74501 | Full Service B&M | $35,208 |
| Bokf, National Association | One Williams Center Tulsa, OK 74172 | Full Service B&M | $11,228,811 |
| Bokf, National Association | 1 Williams Center Tulsa, OK 74172 | Full Service Cyber Office | $229,671 |
| Bokf, National Association | 10040 Coors-By-Pass, N.W. Albuquerque, NM 87114 | Full Service B&M | $92,361 |
| Bokf, National Association | 102 West 6th Street, Suite 100 Larned, KS 67550 | Limited, Trust Office | $0 |
| Bokf, National Association | 1044 Main Street Kansas City, MO 64105 | Full Service B&M | $16,562 |
| Bokf, National Association | 10912 North Rockwell Avenue Oklahoma City, OK 73162 | Full Service B&M | $43,008 |
| Bokf, National Association | 1100 South Garth Brooks Boulevard Yukon, OK 73099 | Full Service B&M | $109,667 |
| Bokf, National Association | 11010 S Elm Street Jenks, OK 74037 | Full Service B&M | $51,054 |
| Bokf, National Association | 11111 East 81st Street Tulsa, OK 74133 | Full Service B&M | $119,517 |
| Bokf, National Association | 15725 Cypresswood Medical Drive Houston, TX 77014 | Full Service B&M | $131,816 |
| Bokf, National Association | 1600 Broadway Denver, CO 80202 | Full Service B&M | $2,399,296 |
| Bokf, National Association | 1600 West Mineral Avenue Littleton, CO 80120 | Full Service B&M | $281,632 |
| Bokf, National Association | 1604 North Lewis Tulsa, OK 74110 | Full Service B&M | $32,112 |
| Bokf, National Association | 1710 Ne Douglas St Lees Summit, MO 64086 | Full Service B&M | $6,210 |
| Bokf, National Association | 17821 Cottonwood Drive Parker, CO 80134 | Full Service B&M | $23,417 |
| Bokf, National Association | 19201 E. Mainstreet Parker, CO 80134 | Full Service B&M | $73,397 |
| Bokf, National Association | 201 South Main Street Grove, OK 74344 | Full Service B&M | $53,697 |
| Bokf, National Association | 201 Wadsworth Boulevard Lakewood, CO 80226 | Full Service B&M | $38,767 |
| Bokf, National Association | 201 West Twelfth Street Dallas, TX 75208 | Full Service B&M | $41,826 |
| Bokf, National Association | 2021 South Lewis Avenue Tulsa, OK 74104 | Full Service B&M | $115,132 |
| Bokf, National Association | 2025 Pearl Street Boulder, CO 80302 | Full Service B&M | $443,958 |
| Bokf, National Association | 3045 South Harvard Ave Tulsa, OK 74114 | Full Service B&M | $145,488 |
| Bokf, National Association | 307 West Washington, Suite 200 Sherman, TX 75090 | Full Service B&M | $112,429 |
| Bokf, National Association | 320 South Boston Avenue Tulsa, OK 74103 | Full Service B&M | $65,258 |
| Bokf, National Association | 3200 Heritage Trace Parkway Fort Worth, TX 76177 | Full Service B&M | $42,428 |
| Bokf, National Association | 3237 South Peoria Avenue Tulsa, OK 74105 | Full Service B&M | $444,819 |
| Bokf, National Association | 3301 Coors Boulevard, N.W. Albuquerque, NM 87120 | Full Service B&M | $41,875 |
| Bokf, National Association | 333 West Campbell Road Richardson, TX 75080 | Full Service B&M | $282,533 |
| Bokf, National Association | 3500 North College Ave Fayetteville, AR 72703 | Full Service B&M | $235,844 |
| Bokf, National Association | 3550 West Main St Norman, OK 73072 | Full Service B&M | $176,116 |
| Bokf, National Association | 3610 East First Avenue Denver, CO 80206 | Full Service B&M | $140,457 |
| Bokf, National Association | 3815 South East Frank Phillips Boulevard Bartlesville, OK 74006 | Full Service B&M | $59,813 |
| Bokf, National Association | 3901 Southern Boulevard, S.E. Rio Rancho, NM 87124 | Full Service B&M | $99,237 |
| Bokf, National Association | 4901 East Central Avenue, N.E. Albuquerque, NM 87108 | Full Service B&M | $82,414 |
| Bokf, National Association | 499 W. Sheridan Ave Oklahoma City, OK 73102 | Full Service B&M | $3,237,904 |
| Bokf, National Association | 500 Chimney Rock Houston, TX 77056 | Full Service B&M | $1,118,746 |
| Bokf, National Association | 500 Grapevine Highway Hurst, TX 76054 | Full Service B&M | $108,207 |
| Bokf, National Association | 5320 Bellaire Boulevard Bellaire, TX 77401 | Full Service B&M | $134,689 |
| Bokf, National Association | 5500 Kirby Drive Houston, TX 77005 | Full Service B&M | $163,150 |
| Bokf, National Association | 5509 North Pennsylvania Avenue Oklahoma City, OK 73112 | Full Service B&M | $117,557 |
| Bokf, National Association | 555 West Grand Parkway South Katy, TX 77494 | Full Service B&M | $49,388 |
| Bokf, National Association | 5909 Camp Bowie Fort Worth, TX 76107 | Full Service B&M | $116,612 |
| Bokf, National Association | 5910 South University Blvd., Suite C-16 Greenwood Village, CO 80121 | Full Service B&M | $60,095 |
| Bokf, National Association | 5915 Wyoming Boulevard, N.E. Albuquerque, NM 87109 | Full Service B&M | $1,266,393 |
| Bokf, National Association | 5956 Sherry Ln., Ste 1100 Dallas, TX 75225 | Full Service B&M | $3,777,043 |
| Bokf, National Association | 706a St. Michael's Drive Santa Fe, NM 87505 | Full Service B&M | $30,954 |
| Bokf, National Association | 7110 S. Olympia Avenue West Tulsa, OK 74132 | Full Service B&M | $89,662 |
| Bokf, National Association | 7121 South Sheridan Road Tulsa, OK 74133 | Full Service B&M | $95,911 |
| Bokf, National Association | 7600 West Northwest Highway Dallas, TX 75225 | Limited, Drive-thru | $71,715 |
| Bokf, National Association | 7701 South Western Avenue Oklahoma City, OK 73139 | Full Service B&M | $87,299 |
| Bokf, National Association | 792 Watters Road Allen, TX 75013 | Full Service B&M | $37,093 |
| Bokf, National Association | 8095 E Belleview Avenue Englewood, CO 80111 | Full Service B&M | $281,134 |
| Bokf, National Association | 8221 Wyoming Boulevard Ne Albuquerque, NM 87113 | Full Service B&M | $90,795 |
| Bokf, National Association | 8277 Walnut Hill Lane Dallas, TX 75231 | Full Service B&M | $56,872 |
| Bokf, National Association | 851 N Macarthur Blvd. Coppell, TX 75019 | Full Service B&M | $31,676 |
| Bokf, National Association | 900 South Kansas Avenue, Suite 100 Topeka, KS 66612 | Limited, Trust Office | $0 |
| Bokf, National Association | 901 Dobson Mesa, AZ 85201 | Full Service B&M | $204,660 |
| Bokf, National Association | 11300 North May Avenue Oklahoma City, OK 73120 | Full Service B&M | $88,353 |
| Bokf, National Association | 1140 N York Street Muskogee, OK 74403 | Full Service B&M | $55,412 |
| Bokf, National Association | 11830 South Pennsylvania Avenue Oklahoma City, OK 73170 | Full Service B&M | $75,943 |
| Bokf, National Association | 12052 South Memorial Drive Bixby, OK 74008 | Full Service B&M | $93,145 |
| Bokf, National Association | 12112 Metcalf Avenue Overland Park, KS 66213 | Full Service B&M | $1,370,709 |
| Bokf, National Association | 12255 Westheimer Houston, TX 77077 | Full Service B&M | $37,468 |
| Bokf, National Association | 125 Southwest Blvd Kansas City, MO 64108 | Full Service B&M | $35,286 |
| Bokf, National Association | 12764 Memorial Drive Houston, TX 77024 | Full Service B&M | $36,077 |
| Bokf, National Association | 1301 Juan Tabo Boulevard, N.E. Albuquerque, NM 87112 | Full Service B&M | $89,855 |
| Bokf, National Association | 1303 South East Walton Boulevard Bentonville, AR 72712 | Full Service B&M | $11,495 |
| Bokf, National Association | 13230 West Little York Houston, TX 77041 | Full Service B&M | $35,561 |
For 2021, Bokf had 122 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $1,178,738 |
| Net interest income | $1,124,496 |
| Total noninterest income | $593,332 |
| Gross Fiduciary activities income | $151,726 |
| Service charges on deposit accounts | $80,503 |
| Trading account gains and fees | $26,394 |
| Additional Noninterest Income | $334,709 |
| Pre-tax net operating income | $777,376 |
| Securities gains (or losses, -) | $3,869 |
| Income before extraordinary items | $603,939 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $603,939 |
| Minority interest net income | $-2,441 |
| Net income | $606,380 |
| Sale, conversion, retirement of capital stock, net | $9,185 |
| Net operating income | $600,882 |
Bokf's gross interest income from loans was $1,178,738,000.
Bokf's net interest income from loans was $1,124,496,000.
Bokf's fee based income from loans was $80,503,000.
Bokf's net income from loans was $606,380,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $54,242 |
| Provision for credit losses | $-104,723 |
| Total noninterest expense | $1,045,175 |
| Salaries and employee benefits | $637,487 |
| Premises and equipment expense | $100,675 |
| Additional noninterest expense | $307,013 |
| Applicable income taxes | $177,306 |
| Net charge-offs | $32,294 |
| Cash dividends | $480,000 |
Bokf's interest expense for loans was $54,242,000.
Bokf's payroll and benefits expense were $637,487,000.
Bokf's property, plant and equipment expenses $100,675,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 1.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 6.0% |
| HELOC loans | 0.0% |
| All other family | 8.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $41,555,141 |
| Deposits held in domestic offices | $41,555,141 |
| Deposits by Individuals, partnerships, and corporations | $38,788,156 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $2,506,236 |
| Deposits by Commercial banks and other depository institutions in U.S. | $260,749 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $11,673,842 |
| Demand deposits | $4,100,396 |
| Nontransaction accounts | $29,881,299 |
| Money market deposit accounts (MMDAs) | $27,249,737 |
| Other savings deposits (excluding MMDAs) | $924,735 |
| Total time deposits | $1,706,827 |
| Total time and savings deposits | $37,454,745 |
| Noninterest-bearing deposits | $4,100,396 |
| Interest-bearing deposits | $37,454,745 |
| Retail deposits | $39,789,724 |
| IRAs and Keogh plan accounts | $258,642 |
| Brokered deposits | $1,091,687 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $50,093,398 |
| Cash & Balances due from depository institutions | $2,872,277 |
| Interest-bearing balances | $2,091,284 |
| Total securities | $13,383,910 |
| Federal funds sold & reverse repurchase | $27 |
| Net loans and leases | $20,080,816 |
| Loan and leases loss allowance | $256,421 |
| Trading account assets | $10,010,054 |
| Bank premises and fixed assets | $499,674 |
| Other real estate owned | $17,480 |
| Goodwill and other intangibles | $1,247,345 |
| All other assets | $1,981,815 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $50,093,398 |
| Total Liabilities | $45,139,990 |
| Total deposits | $41,555,141 |
| Interest-bearing deposits | $37,454,745 |
| Deposits held in domestic offices | $41,555,141 |
| % insured (estimated) | $36 |
| Federal funds purchased and repurchase agreements | $2,309,252 |
| Trading liabilities | $78,093 |
| Other borrowed funds | $62,489 |
| Subordinated debt | $65,187 |
| All other liabilities | $1,069,828 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $20,080,816 |
| Loan and leases loss allowance | $256,421 |
| Total loans and leases (domestic) | $20,337,237 |
| All real estate loans | $10,797,308 |
| Real estate loans in domestic offices | $10,797,308 |
| Construction and development loans | $1,276,937 |
| Residential 1-4 family construction | $89,429 |
| Other construction, all land development and other land | $1,187,508 |
| Loans secured by nonfarm nonresidential properties | $6,006,828 |
| Nonfarm nonresidential secured by owner-occupied properties | $3,074,309 |
| Commercial real estate & other non-farm, non-residential | $2,932,519 |
| Multifamily residential real estate | $1,115,386 |
| 1-4 family residential loans | $2,375,438 |
| Farmland loans | $22,719 |
| Loans held in foreign offices | $0 |
| Farm loans | $6,150 |
| Commercial and industrial loans | $7,591,525 |
| To non-U.S. addressees | $5,821 |
| Loans to individuals | $452,258 |
| Credit card loans | $0 |
| Related Plans | $5,777 |
| Consumer Auto Loans | $37,228 |
| Other loans to individuals | $409,253 |
| All other loans & leases | $1,529,110 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $438,030 |
| Loans to depository institutions and acceptances of other banks | $8,008 |
| Loans not secured by real estate | $38,501 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $90,809 |
| Non 1-4 family restructured loans & leases | $11,508 |
| Total loans and leases (foreign) | $0 |
BOKF had $20,080,816,000 of loans outstanding in 2021. $10,797,308,000 of loans were in real estate loans. $1,276,937,000 of loans were in development loans. $1,115,386,000 of loans were in multifamily mortgage loans. $2,375,438,000 of loans were in 1-4 family mortgage loans. $6,150,000 of loans were in farm loans. $0 of loans were in credit card loans. $37,228,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 759 | $277,073 | $365,050 |
| Nonfarm, nonresidential loans - <$100k | 34 | $1,294 | $38,059 |
| Nonfarm, nonresidential loans - $100-250k | 135 | $16,533 | $122,467 |
| Nonfarm, nonresidential loans - $250k-1MM | 590 | $259,246 | $439,400 |
| Commercial & Industrial, US addressed loans - <$1MM | 2,510 | $345,755 | $137,751 |
| Commercial & Industrial, US addressed loans - <$100k | 1,552 | $33,744 | $21,742 |
| Commercial & Industrial, US addressed loans - $100-250k | 377 | $48,832 | $129,528 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 581 | $263,179 | $452,976 |
| Farmland loans - <$1MM | 1 | $205 | $205,000 |
| Farmland loans - $100-250k | 1 | $205 | $205,000 |
| Agriculture operations loans - <$1MM | 1 | $266 | $266,000 |
| Agriculture operations loans - $250k-1MM | 1 | $266 | $266,000 |
