Lendsure Mortgage Corp. Rates, Fees & Info

CAMDEN, DE

LEI: 549300UR5AOWTJJ7KZ64

Tax ID: 47-3566124

1 stars

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Lendsure Mortgage Corp. is a small mortgage company specializing in Home Purchase loans. Lendsure Mortgage Corp. has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Miami, San Diego, Heber, and Houston among others. We have data for 268 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lendsure Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lendsure Mortgage Corp. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	8.28%	5/27/23
30 Year Conventional Refi	7.66%	5/27/23
30 Year Cash-out Refi	8.24%	5/27/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lendsure Mortgage Corp. Mortgage Calculator

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This is not an official calculator from Lendsure Mortgage Corp.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

3,213

Origination Dollar Volume (All Markets)

$1,435,645,000

Relative Rate

Lendsure Mortgage Corp.'s average 30 year fixed mortgage rate was 6.59%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 1.83%.

Relative Fees (Closing Costs)

Lendsure Mortgage Corp.'s average total fees/closing costs for a 30 year fixed rate mortgage were $17,066.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	123	$111,655,000	$907,764	$29,648	5.76%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	209	$95,885,000	$458,780	$20,826	6.70%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	112	$77,620,000	$693,036	$23,402	6.35%
Heber, UT (FHA\|USDA\|VA)	53	$50,405,000	$951,038	$29,573	5.50%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	155	$49,985,000	$322,484	$15,949	6.72%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	124	$47,160,000	$380,323	$16,933	6.62%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	91	$45,175,000	$496,429	$18,253	6.26%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	104	$44,950,000	$432,212	$17,723	6.59%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	86	$41,170,000	$478,721	$18,744	6.68%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	126	$40,910,000	$324,683	$13,518	6.85%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	121	$38,185,000	$315,579	$15,946	6.80%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	32	$32,630,000	$1,019,688	$31,437	5.48%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	83	$31,485,000	$379,337	$16,948	6.98%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	90	$31,030,000	$344,778	$17,063	6.60%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	58	$27,860,000	$480,345	$20,940	6.43%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	43	$21,695,000	$504,535	$16,796	6.60%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	48	$20,950,000	$436,458	$15,050	6.40%
PANAMA CITY, FL (FHA\|USDA\|VA)	59	$20,805,000	$352,627	$15,462	5.92%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	39	$20,695,000	$530,641	$16,724	6.29%
Outside of Metro Areas	48	$20,210,000	$421,042	$18,415	6.97%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	41	$20,145,000	$491,341	$24,642	6.38%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	31	$19,275,000	$621,774	$21,395	6.55%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	26	$15,520,000	$596,923	$19,973	6.52%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	32	$15,170,000	$474,063	$18,246	6.76%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	22	$14,430,000	$655,909	$21,702	6.10%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	29	$13,565,000	$467,759	$18,349	6.00%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	27	$12,905,000	$477,963	$18,731	6.36%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	35	$12,695,000	$362,714	$13,552	6.67%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	42	$12,290,000	$292,619	$15,594	7.12%
ST. GEORGE, UT (FHA\|USDA\|VA)	25	$12,095,000	$483,800	$17,357	6.43%
PROVO-OREM, UT (FHA\|USDA\|VA)	22	$11,000,000	$500,000	$18,602	6.31%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	32	$10,660,000	$333,125	$15,582	6.37%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	24	$10,620,000	$442,500	$16,980	6.76%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	30	$10,300,000	$343,333	$15,885	6.80%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	29	$10,065,000	$347,069	$17,006	5.91%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	24	$9,830,000	$409,583	$19,427	6.57%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	13	$9,485,000	$729,615	$18,380	5.62%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	18	$8,820,000	$490,000	$19,809	6.52%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	15	$7,975,000	$531,667	$17,185	6.08%
BOISE CITY, ID (FHA\|USDA\|VA)	19	$7,575,000	$398,684	$17,352	6.71%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	31	$7,545,000	$243,387	$11,755	6.69%
JACKSONVILLE, FL (FHA\|USDA\|VA)	18	$7,520,000	$417,778	$16,911	6.33%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	34	$7,470,000	$219,706	$9,801	7.14%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	15	$6,975,000	$465,000	$14,655	6.63%
RENO, NV (FHA\|USDA\|VA)	18	$6,410,000	$356,111	$0	7.34%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	13	$6,375,000	$490,385	$15,598	6.28%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	8	$6,160,000	$770,000	$30,270	5.52%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	5	$6,085,000	$1,217,000	$36,652	6.17%
OCEAN CITY, NJ (FHA\|USDA\|VA)	7	$5,845,000	$835,000	$13,937	6.14%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	23	$5,775,000	$251,087	$10,565	6.40%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	21	$5,335,000	$254,048	$13,769	5.74%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	14	$5,190,000	$370,714	$14,723	6.79%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	16	$5,040,000	$315,000	$13,007	6.11%
Key West, FL (FHA\|USDA\|VA)	7	$5,015,000	$716,429	$21,095	6.05%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	14	$4,630,000	$330,714	$11,916	7.51%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	7	$4,445,000	$635,000	$15,750	6.71%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	5	$4,335,000	$867,000	$37,625	6.53%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	15	$4,105,000	$273,667	$12,316	7.57%
Sevierville, TN (FHA\|USDA\|VA)	6	$3,780,000	$630,000	$0	6.33%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	11	$3,755,000	$341,364	$14,682	6.17%
WILMINGTON, NC (FHA\|USDA\|VA)	9	$3,685,000	$409,444	$14,429	6.96%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	8	$3,480,000	$435,000	$14,973	5.80%
Kapaa, HI (FHA\|USDA\|VA)	6	$3,420,000	$570,000	$26,920	6.94%
WORCESTER, MA-CT (FHA\|USDA\|VA)	9	$3,405,000	$378,333	$11,518	6.96%
TUCSON, AZ (FHA\|USDA\|VA)	12	$3,380,000	$281,667	$9,626	5.86%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	4	$3,290,000	$822,500	$24,848	5.25%
SALISBURY, MD-DE (FHA\|USDA\|VA)	7	$3,265,000	$466,429	$24,303	7.48%
BEND, OR (FHA\|USDA\|VA)	5	$3,155,000	$631,000	$21,659	7.02%
STOCKTON, CA (FHA\|USDA\|VA)	6	$3,150,000	$525,000	$21,744	7.94%
SALINAS, CA (FHA\|USDA\|VA)	4	$3,140,000	$785,000	$42,025	6.94%
Kalispell, MT (FHA\|USDA\|VA)	4	$2,940,000	$735,000	$23,926	7.81%
Glenwood Springs, CO (FHA\|USDA\|VA)	2	$2,920,000	$1,460,000	$62,619	8.62%
RICHMOND, VA (FHA\|USDA\|VA)	7	$2,905,000	$415,000	$13,531	6.25%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	7	$2,705,000	$386,429	$11,648	7.20%
Hailey, ID (FHA\|USDA\|VA)	5	$2,635,000	$527,000	$20,003	6.82%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	7	$2,585,000	$369,286	$12,765	6.43%
Bozeman, MT (FHA\|USDA\|VA)	6	$2,470,000	$411,667	$15,200	7.48%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	8	$2,430,000	$303,750	$13,759	6.80%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	3	$2,365,000	$788,333	$23,725	7.63%
Cedar City, UT (FHA\|USDA\|VA)	6	$2,290,000	$381,667	$0	5.88%
SALEM, OR (FHA\|USDA\|VA)	4	$2,260,000	$565,000	$22,117	6.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	7	$2,255,000	$322,143	$17,285	7.16%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	9	$2,175,000	$241,667	$9,915	7.78%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	8	$2,150,000	$268,750	$14,137	7.31%
COLUMBUS, OH (FHA\|USDA\|VA)	6	$2,130,000	$355,000	$13,856	6.92%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	7	$2,105,000	$300,714	$14,651	7.39%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	4	$2,090,000	$522,500	$18,157	7.72%
Georgetown, SC (FHA\|USDA\|VA)	7	$2,055,000	$293,571	$13,311	6.98%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	7	$2,035,000	$290,714	$10,449	7.02%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	5	$1,975,000	$395,000	$13,023	6.50%
FORT COLLINS, CO (FHA\|USDA\|VA)	3	$1,965,000	$655,000	$18,987	6.58%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	5	$1,915,000	$383,000	$21,139	6.15%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	5	$1,885,000	$377,000	$17,639	7.68%
Steamboat Springs, CO (FHA\|USDA\|VA)	3	$1,875,000	$625,000	$0	8.00%
LAREDO, TX (FHA\|USDA\|VA)	7	$1,855,000	$265,000	$10,897	8.95%
Show Low, AZ (FHA\|USDA\|VA)	3	$1,835,000	$611,667	$26,046	6.58%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	6	$1,830,000	$305,000	$11,919	5.88%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	7	$1,805,000	$257,857	$9,157	7.04%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	6	$1,770,000	$295,000	$13,063	5.92%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	6	$1,760,000	$293,333	$13,567	6.42%
WENATCHEE, WA (FHA\|USDA\|VA)	3	$1,755,000	$585,000	$21,914	7.29%
Ellensburg, WA (FHA\|USDA\|VA)	4	$1,740,000	$435,000	$13,488	5.44%
VISALIA, CA (FHA\|USDA\|VA)	7	$1,725,000	$246,429	$11,365	6.52%
Vineyard Haven, MA (FHA\|USDA\|VA)	2	$1,660,000	$830,000	$26,753	7.44%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	9	$1,655,000	$183,889	$8,479	7.62%
REDDING, CA (FHA\|USDA\|VA)	3	$1,635,000	$545,000	$12,320	6.04%
PITTSBURGH, PA (FHA\|USDA\|VA)	5	$1,625,000	$325,000	$14,732	7.15%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	5	$1,615,000	$323,000	$11,916	7.82%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	3	$1,615,000	$538,333	$24,813	8.54%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	8	$1,590,000	$198,750	$8,861	6.39%
COLUMBIA, SC (FHA\|USDA\|VA)	6	$1,580,000	$263,333	$35,487	7.12%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	4	$1,560,000	$390,000	$18,532	5.63%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	8	$1,540,000	$192,500	$7,619	6.84%
MODESTO, CA (FHA\|USDA\|VA)	3	$1,535,000	$511,667	$13,959	7.33%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	6	$1,530,000	$255,000	$9,513	7.46%
TULSA, OK (FHA\|USDA\|VA)	2	$1,510,000	$755,000	$32,343	5.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	3	$1,505,000	$501,667	$8,767	5.92%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	6	$1,500,000	$250,000	$6,813	7.71%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	5	$1,445,000	$289,000	$11,525	6.95%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	3	$1,415,000	$471,667	$16,172	7.33%
Astoria, OR (FHA\|USDA\|VA)	3	$1,415,000	$471,667	$0	6.37%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	6	$1,400,000	$233,333	$11,955	6.33%
PUNTA GORDA, FL (FHA\|USDA\|VA)	5	$1,375,000	$275,000	$19,551	7.20%
Newport, OR (FHA\|USDA\|VA)	3	$1,345,000	$448,333	$0	6.79%
BOULDER, CO (FHA\|USDA\|VA)	3	$1,315,000	$438,333	$19,630	7.00%
MOBILE, AL (FHA\|USDA\|VA)	3	$1,305,000	$435,000	$14,487	5.96%
Breckenridge, CO (FHA\|USDA\|VA)	2	$1,290,000	$645,000	$15,042	5.87%
KAHULUI-WAILUKU-LAHAINA, HI (FHA\|USDA\|VA)	3	$1,275,000	$425,000	$0	7.96%
Edwards, CO (FHA\|USDA\|VA)	2	$1,250,000	$625,000	$22,131	6.87%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	3	$1,125,000	$375,000	$11,139	7.46%
EL PASO, TX (FHA\|USDA\|VA)	4	$1,110,000	$277,500	$16,814	7.03%
VALLEJO, CA (FHA\|USDA\|VA)	3	$1,095,000	$365,000	$11,318	5.38%
KNOXVILLE, TN (FHA\|USDA\|VA)	3	$1,065,000	$355,000	$11,027	5.50%
BAKERSFIELD, CA (FHA\|USDA\|VA)	4	$1,020,000	$255,000	$9,178	6.28%
Eureka-Arcata, CA (FHA\|USDA\|VA)	2	$1,010,000	$505,000	$0	6.19%
Sandpoint, ID (FHA\|USDA\|VA)	3	$995,000	$331,667	$8,928	6.25%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	2	$990,000	$495,000	$19,049	7.50%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	1	$975,000	$975,000	$25,029	7.13%
Whitewater, WI (FHA\|USDA\|VA)	2	$970,000	$485,000	$15,760	7.63%
Fredericksburg, TX (FHA\|USDA\|VA)	2	$950,000	$475,000	$0	6.50%
NAPA, CA (FHA\|USDA\|VA)	1	$945,000	$945,000	$0	4.28%
LOGAN, UT-ID (FHA\|USDA\|VA)	1	$935,000	$935,000	$4,570	8.00%
GREELEY, CO (FHA\|USDA\|VA)	2	$920,000	$460,000	$13,086	4.75%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	4	$920,000	$230,000	$11,065	7.16%
IDAHO FALLS, ID (FHA\|USDA\|VA)	3	$905,000	$301,667	$14,527	8.17%
FRESNO, CA (FHA\|USDA\|VA)	2	$900,000	$450,000	$12,476	7.06%
MIDLAND, TX (FHA\|USDA\|VA)	1	$895,000	$895,000	$27,973	7.88%
ABILENE, TX (FHA\|USDA\|VA)	1	$885,000	$885,000	$30,141	8.25%
TWIN FALLS, ID (FHA\|USDA\|VA)	1	$885,000	$885,000	$21,295	8.25%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	3	$875,000	$291,667	$11,810	4.75%
Branson, MO (FHA\|USDA\|VA)	4	$860,000	$215,000	$0	4.50%
SPRINGFIELD, MO (FHA\|USDA\|VA)	3	$835,000	$278,333	$14,553	7.17%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	1	$805,000	$805,000	$30,219	3.75%
OCALA, FL (FHA\|USDA\|VA)	3	$785,000	$261,667	$16,087	6.71%
Rexburg, ID (FHA\|USDA\|VA)	2	$780,000	$390,000	$10,577	4.63%
Gardnerville Ranchos, NV (FHA\|USDA\|VA)	1	$765,000	$765,000	$24,504	3.75%
Payson, AZ (FHA\|USDA\|VA)	2	$760,000	$380,000	$13,381	5.94%
MORRISTOWN, TN (FHA\|USDA\|VA)	1	$715,000	$715,000	$0	4.50%
WACO, TX (FHA\|USDA\|VA)	3	$715,000	$238,333	$0	6.25%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	2	$700,000	$350,000	$0	5.44%
DOVER, DE (FHA\|USDA\|VA)	3	$675,000	$225,000	$15,218	8.33%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	3	$635,000	$211,667	$8,558	7.71%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	2	$630,000	$315,000	$9,299	5.25%
HUNTSVILLE, AL (FHA\|USDA\|VA)	3	$625,000	$208,333	$0	7.13%
PUEBLO, CO (FHA\|USDA\|VA)	2	$620,000	$310,000	$10,428	6.75%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	2	$620,000	$310,000	$10,269	5.81%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	2	$610,000	$305,000	$20,896	7.38%
Boone, NC (FHA\|USDA\|VA)	1	$595,000	$595,000	$0	7.38%
ROCKFORD, IL (FHA\|USDA\|VA)	2	$590,000	$295,000	$9,544	8.37%
LAS CRUCES, NM (FHA\|USDA\|VA)	2	$580,000	$290,000	$9,971	6.69%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	3	$575,000	$191,667	$0	7.92%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	3	$575,000	$191,667	$11,400	7.83%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	2	$570,000	$285,000	$13,111	5.44%
Durango, CO (FHA\|USDA\|VA)	1	$565,000	$565,000	$0	8.38%
Laconia, NH (FHA\|USDA\|VA)	2	$560,000	$280,000	$9,470	5.13%
Blackfoot, ID (FHA\|USDA\|VA)	2	$550,000	$275,000	$0	7.81%
TALLAHASSEE, FL (FHA\|USDA\|VA)	2	$550,000	$275,000	$13,331	7.75%
THE VILLAGES, FL (FHA\|USDA\|VA)	1	$545,000	$545,000	$0	7.25%
SPARTANBURG, SC (FHA\|USDA\|VA)	2	$540,000	$270,000	$7,058	8.06%
Ukiah, CA (FHA\|USDA\|VA)	1	$515,000	$515,000	$14,474	7.25%
ASHEVILLE, NC (FHA\|USDA\|VA)	2	$510,000	$255,000	$0	7.87%
LOUISVILLE, KY (FHA\|USDA\|VA)	2	$500,000	$250,000	$18,867	9.00%
MADISON, WI (FHA\|USDA\|VA)	2	$500,000	$250,000	$10,582	7.56%
Galesburg, IL (FHA\|USDA\|VA)	1	$495,000	$495,000	$15,048	6.88%
Torrington, CT (FHA\|USDA\|VA)	1	$495,000	$495,000	$18,362	9.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	3	$485,000	$161,667	$9,070	7.83%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	1	$475,000	$475,000	$0	6.00%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	2	$470,000	$235,000	$0	6.06%
Red Bluff, CA (FHA\|USDA\|VA)	1	$465,000	$465,000	$15,440	7.00%
AMARILLO, TX (FHA\|USDA\|VA)	1	$455,000	$455,000	$24,891	7.50%
POCATELLO, ID (FHA\|USDA\|VA)	1	$435,000	$435,000	$14,484	8.38%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	2	$430,000	$215,000	$12,715	6.75%
TYLER, TX (FHA\|USDA\|VA)	2	$430,000	$215,000	$10,569	8.25%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	2	$430,000	$215,000	$0	6.63%
Clearlake, CA (FHA\|USDA\|VA)	1	$425,000	$425,000	$0	5.00%
Morehead City, NC (FHA\|USDA\|VA)	1	$425,000	$425,000	$9,156	8.13%
Hilo, HI (FHA\|USDA\|VA)	1	$415,000	$415,000	$0	7.13%
Jefferson, GA (FHA\|USDA\|VA)	1	$415,000	$415,000	$15,103	7.88%
SPRINGFIELD, MA (FHA\|USDA\|VA)	3	$415,000	$138,333	$0	6.37%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	2	$410,000	$205,000	$0	7.25%
AKRON, OH (FHA\|USDA\|VA)	2	$410,000	$205,000	$10,992	7.37%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	1	$405,000	$405,000	$16,064	8.25%
NEW BERN, NC (FHA\|USDA\|VA)	1	$405,000	$405,000	$0	6.25%
KINGSTON, NY (FHA\|USDA\|VA)	1	$405,000	$405,000	$0	5.50%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	2	$400,000	$200,000	$12,420	7.50%
Sayre, PA (FHA\|USDA\|VA)	1	$395,000	$395,000	$16,047	8.25%
BILLINGS, MT (FHA\|USDA\|VA)	2	$380,000	$190,000	$9,495	6.50%
Aberdeen, WA (FHA\|USDA\|VA)	2	$380,000	$190,000	$0	4.81%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	1	$375,000	$375,000	$13,012	8.00%
ODESSA, TX (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	9.64%
Pahrump, NV (FHA\|USDA\|VA)	1	$345,000	$345,000	$7,867	8.13%
Rochelle, IL (FHA\|USDA\|VA)	1	$345,000	$345,000	$14,161	7.38%
BLOOMINGTON, IL (FHA\|USDA\|VA)	1	$345,000	$345,000	$9,430	5.00%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	1	$335,000	$335,000	$11,864	6.75%
Paducah, KY-IL (FHA\|USDA\|VA)	1	$335,000	$335,000	$11,628	7.38%
CORVALLIS, OR (FHA\|USDA\|VA)	1	$335,000	$335,000	$12,055	3.75%
CHICO, CA (FHA\|USDA\|VA)	1	$325,000	$325,000	$9,757	4.38%
Sanford, NC (FHA\|USDA\|VA)	1	$315,000	$315,000	$11,690	7.63%
GAINESVILLE, GA (FHA\|USDA\|VA)	1	$305,000	$305,000	$13,482	7.63%
Oak Harbor, WA (FHA\|USDA\|VA)	1	$305,000	$305,000	$15,103	6.63%
Albemarle, NC (FHA\|USDA\|VA)	1	$305,000	$305,000	$12,376	7.63%
CHAMPAIGN-URBANA, IL (FHA\|USDA\|VA)	2	$290,000	$145,000	$6,919	7.44%
Ontario, OR-ID (FHA\|USDA\|VA)	1	$285,000	$285,000	$11,852	6.50%
GAINESVILLE, FL (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	6.25%
Richmond-Berea, KY (FHA\|USDA\|VA)	1	$285,000	$285,000	$13,830	9.00%
JACKSONVILLE, NC (FHA\|USDA\|VA)	1	$275,000	$275,000	$0	3.63%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	6.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	6.25%
MEDFORD, OR (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	5.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	2	$260,000	$130,000	$10,120	8.19%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	6.13%
Centralia, WA (FHA\|USDA\|VA)	1	$255,000	$255,000	$9,255	4.13%
Elizabeth City, NC (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	6.88%
Kerrville, TX (FHA\|USDA\|VA)	1	$245,000	$245,000	$10,848	5.13%
Roseburg, OR (FHA\|USDA\|VA)	1	$235,000	$235,000	$9,709	8.75%
SIOUX FALLS, SD (FHA\|USDA\|VA)	1	$235,000	$235,000	$0	7.38%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	5.50%
JOHNSON CITY, TN (FHA\|USDA\|VA)	1	$225,000	$225,000	$12,674	8.75%
VALDOSTA, GA (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	7.00%
WAUSAU-WESTON, WI (FHA\|USDA\|VA)	1	$215,000	$215,000	$7,152	6.00%
LAFAYETTE, LA (FHA\|USDA\|VA)	1	$215,000	$215,000	$8,918	7.00%
ROANOKE, VA (FHA\|USDA\|VA)	1	$205,000	$205,000	$5,221	5.63%
Lebanon, NH-VT (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	5.25%
READING, PA (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	7.00%
HANFORD-CORCORAN, CA (FHA\|USDA\|VA)	1	$205,000	$205,000	$11,702	6.75%
SAVANNAH, GA (FHA\|USDA\|VA)	1	$195,000	$195,000	$10,547	6.63%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	5.25%
Rockport, TX (FHA\|USDA\|VA)	1	$195,000	$195,000	$9,609	4.75%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	1	$195,000	$195,000	$8,710	5.88%
YUBA CITY, CA (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	5.50%
WARNER ROBINS, GA (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	6.56%
Seneca, SC (FHA\|USDA\|VA)	1	$175,000	$175,000	$9,098	9.63%
Mountain Home, ID (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	7.88%
STAUNTON, VA (FHA\|USDA\|VA)	1	$175,000	$175,000	$9,545	8.25%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	1	$165,000	$165,000	$9,661	7.88%
CLEVELAND, TN (FHA\|USDA\|VA)	1	$165,000	$165,000	$7,227	5.13%
BATON ROUGE, LA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	9.75%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	7.63%
GREENVILLE, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	5.25%
DOTHAN, AL (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	6.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA\|USDA\|VA)	1	$155,000	$155,000	$8,312	6.25%
DULUTH, MN-WI (FHA\|USDA\|VA)	1	$145,000	$145,000	$7,984	7.63%
Weatherford, OK (FHA\|USDA\|VA)	1	$135,000	$135,000	$7,364	7.50%
Baraboo, WI (FHA\|USDA\|VA)	1	$125,000	$125,000	$8,324	4.88%
Granbury, TX (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	5.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,301	8.88%
PITTSFIELD, MA (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	4.38%
SYRACUSE, NY (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	9.75%

Lendsure Mortgage Corp.'s top markets include Los Angeles, Miami, San Diego, Heber, and Houston among others.

Their top states include:

California (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Texas (FHA|USDA|VA)

Utah (FHA|USDA|VA)

Arizona (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against LENDSURE MORTGAGE CORP. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

First Savings Bank of Hegewisch
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FBT Mortgage, L.L.C.
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SIKORSKY FINANCIAL
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State Bank of Southern Utah
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Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	3,213	$1,435,645,000	$446,824	$18,130	6.57%

For 2022, Lendsure Mortgage Corp.'s most frequently originated type of loan was Conventional, with 3,213 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	2,290	$1,031,490,000	$450,432	$18,518	6.71%
Cash Out Refi	395	$165,565,000	$419,152	$16,824	6.37%
Refi	195	$92,355,000	$473,615	$16,924	5.66%
Home Improvement	192	$69,730,000	$363,177	$0	6.53%
Other	141	$76,505,000	$542,589	$17,144	6.28%

For 2022, Lendsure Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 2,290 originations. The 2nd most popular reason was Cash Out Refi, with 395 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	2,644	$1,122,870,000	$424,686	$17,066	6.59%
30+ year	566	$310,050,000	$547,792	$28,719	6.47%
3 Year	2	$1,740,000	$870,000	$36,069	7.88%
15 Year	1	$985,000	$985,000	$18,874	4.50%

For 2022, Lendsure Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 2,644 originations. The 2nd most popular length was 30+ year, with 566 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$5k+	1,551	$854,135,000	$550,700
$4k-5k	33	$6,045,000	$183,182
$3k-4k	14	$2,180,000	$155,714
$1k-2k	4	$3,260,000	$815,000
$2k-3k	2	$280,000	$140,000

Lendsure Mortgage Corp.'s average total fees were $17,066, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,551 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
6-7%	800	$357,290,000	$446,613
7-8%	796	$353,320,000	$443,869
Over 8%	493	$206,205,000	$418,266
4-5%	480	$228,720,000	$476,500
5-6%	442	$175,150,000	$396,267
3-4%	201	$109,745,000	$545,995
2.5-3%	1	$5,215,000	$5,215,000

During 2022, Lendsure Mortgage Corp.'s average interest rate for loans was 6.59%, while their most frequently originated rate bucket for loans was 6-7%, with 800 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	1,426	$407,190,000	$285,547	$12,253	6.60%
$400k-600k	624	$302,480,000	$484,744	$17,422	6.53%
$100k-200k	492	$77,050,000	$156,606	$8,399	6.75%
$600k-1MM	436	$328,660,000	$753,807	$23,428	6.53%
$1MM+	225	$319,355,000	$1,419,356	$38,546	6.22%
$100,000 or less	10	$910,000	$91,000	$6,334	7.17%

2022 saw Lendsure Mortgage Corp. place emphasis on $200k-400k loans with 1,426 originations, totaling $407,190,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k or less	1,144	$377,500,000	$329,983	$8,682	6.42%
$250k+	620	$507,280,000	$818,194	$26,684	6.69%
$150k-250k	566	$272,360,000	$481,201	$18,006	6.62%
$100k-150k	423	$152,465,000	$360,437	$14,102	6.70%
$75k-100k	232	$68,560,000	$295,517	$12,202	6.62%
$50k-75k	218	$52,630,000	$241,422	$10,505	6.59%

Lendsure Mortgage Corp. lent most frequently to those with incomes in the $50k or less range, with 1,144 originations. The second most popular income band? $250k+, with 620 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	404	$188,860,000	$467,475	$17,043	6.54%
30-36%	360	$191,860,000	$532,944	$18,943	6.59%
<20%	298	$133,770,000	$448,893	$17,933	6.40%
44%	110	$55,560,000	$505,091	$16,781	6.91%
40%	100	$55,240,000	$552,400	$18,696	6.61%
41%	96	$48,510,000	$505,313	$18,178	6.90%
43%	95	$47,935,000	$504,579	$17,814	6.56%
39%	89	$43,995,000	$494,326	$18,221	6.96%
38%	87	$40,795,000	$468,908	$17,300	6.81%
42%	86	$49,700,000	$577,907	$19,568	6.33%
37%	82	$43,620,000	$531,951	$17,972	6.74%
36%	73	$46,265,000	$633,767	$21,090	6.65%
49%	67	$30,725,000	$458,582	$17,425	7.09%
47%	40	$20,170,000	$504,250	$18,300	6.34%
46%	40	$23,890,000	$597,250	$18,439	6.58%
48%	39	$21,485,000	$550,897	$18,871	7.43%
45%	32	$14,290,000	$446,563	$17,089	7.08%
50-60%	8	$4,490,000	$561,250	$21,972	7.75%

Lendsure Mortgage Corp. lent most frequently to those with DTI ratios of 20-30%, with 404 originations. The next most common DTI ratio? 30-36%, with 360 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	2,000	$916,720,000	$458,360	$17,974	6.59%
Not provided	590	$258,040,000	$437,356	$17,738	6.60%
Asian	346	$147,490,000	$426,272	$20,233	6.38%
Black	211	$81,135,000	$384,526	$17,150	6.71%
American Indian	19	$9,635,000	$507,105	$22,797	6.11%
Chinese	7	$5,565,000	$795,000	$29,906	5.48%
Native Hawaiian or Islander	9	$5,265,000	$585,000	$18,852	7.01%
Asian Indian	11	$4,075,000	$370,455	$26,943	6.41%
Korean	4	$2,330,000	$582,500	$17,348	6.34%
Other Asian	6	$1,540,000	$256,667	$12,127	6.42%
Filipino	5	$1,435,000	$287,000	$11,337	5.80%
Vietnamese	3	$1,355,000	$451,667	$17,571	7.58%
Japanese	2	$1,060,000	$530,000	$12,429	4.75%

Approval Rates

Total approvals of all applications
96.94%

Lendsure Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
45.16%

Lendsure Mortgage Corp. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	3,213	$1,435,645,000	$446,824

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	3,213	$1,435,645,000	$446,824

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	138	$57,060,000	$413,478	$17,024	6.20%
40-60%	479	$208,935,000	$436,190	$16,269	6.16%
60-80%	1,837	$788,075,000	$429,001	$18,322	6.67%
80-100%	746	$377,980,000	$506,676	$18,784	6.65%
Under 20%	13	$3,595,000	$276,538	$13,705	7.26%